The Jacobs Labs. (Series)
The Jacobs Labs stories: The Body swap of Sam and Liam.
Please be aware this is a role play that I did with @liamstfstories and I edited it slightly to turn it into a joint story / roleplay style text. Enjoy! PS it’s my first story series I’ve ever written!
Part 1: The upcoming days to the trip to the life change
Main characters:
Sam was a typical British male aged 28 who was into his fitness and was toned but nothing major but the one major perk he had was his 10inch cock which was thick. Sam had a short buzzed dirty blond hair cut which you could relate to an army cut while having green eyes. He would of been a typical hot guy in the eyes of the British. You see Sam had a keen interest in travelling as he recently won a few thousands on the lottery but it wasn’t enough to retire from work. He went on a life changing trip to Australia where he used the money to get a new life started. He happens to meet his future boyfriend called Liam’
Liam is your typical Australian male aged 20, he had a skater style body which he had a six pack that could show through tight tees. He got brown eyes and brown hair which changes time to time as he follows the style trend in his town. You see Liam has this typical boyish personality which tends to make him act younger but you would call him a normal Australian. Full of energy and takes every challenge in a chilled manner. Liam met Sam at the coffee shop that he works for.
Their relationship went from a simple chat to Sam moving into Liam’s apartment within a week and it turns out that Sam with his mature attitude looked after Liam like his son. Sam loved how Liam personality was and always laughing at the silly things he does and say. Liam on the other hand loved Sam due to his large British cock and his smarts. Some reason these two were a perfect match for each other until Liam mentioned about a new company recently moved into Sydney that was based on advanced medical operations.
Jacobs Laboratories was a recently founded company based in Sydney that specialised in medical conditions and Mr Jacobs Williams was the founder. He had a special underground branch that was trialing operations that wasn’t approved by the government but because the company was respected by the city for it’s massive investments it got away with the hidden experiments.
Jacobs had a breakthrough with one it’s new machinery that can prevent any cells undamaged in an operation. This was managed by a breakthrough on a certain liquid that runs along side with human blood cells. Jacob needed to test trial some major operations when one day he went into the coffee shop where Liam works at. Jacobs saw Liam having a crazy conversation with Sam about their bodies and how amazing it is to experience each other from a different view. Jacob was indeed curious by these talks and took out a card with a message and number and left it in Liam’s jacket.
Later on that day Liam picked up the card and saw a message saying:
Dear Liam and Sam, I overheard your conversation earlier and heard you two was in need funds and was interested in exploring a new life. How does this sound? 100k for a successful swap of you two to swap bodies? If interested please call this number.
Liam was so excited by this and straight away he went home to speak to Sam and both of them was interested in this. Sam had a lot of doubts if this was true but decided to call Jacob's up to arrange a meeting in a few days time. Both Liam and Sam was joking about being each other in the upcoming days. Liam was so convinced he was going to have Sam’s body just to have his cock and smarts, he kept on winding Sam up about being the smart big cock guy in the apartment. Sam was thinking over about giving up everything he built up for a fresh start as Liam who not set himself out a career.
The day has finally come for them!
Liam was in bed just waking up after Sam’s phone alarm. Sam was already up in the kitchen cooking breakfast.
Liam got up and put on his white boxers and went into the kitchen to see Sam in some tight blue chino shorts making some smoothies for the day.
I turned around and saw Liam rubbing his eyes as he just woken up.
S: ‘Morning Liam I hope you are ready for today’ *looking at Liam’s golden tanned body knowing that will be me in a few hours
L: ‘Hey dude, I am totally ready to take that body of yours today’ *winking at Sam
S: ‘I made us some breakfast smoothies for today to keep us full, who knows what is going to happen today. *drinking my smoothie and Liam doing the same.
S: What are you going to wear today? *looking at your sexy body knowing that will be mine.
L: ‘uh i'm just wearing a red shirt and some black shorts’
S: ‘Typical you always putting on the clothes from the floor!’ *I put on some shorts, tee, snapback and black vans
L: ‘what now?’ *looking at Sam in a confused way
S: ‘You looking so damn sexy Liam! Sure you don't want to jerk off before we head to the labs?’ *sees Liam still not dealt with his morning wood
S: ‘Might be the last time you jerk that morning wood of yours!’ *chuckles knowing Liam can spew out a big load of cum every morning. Just amazes me that it soon could be me doing that!
L: Well if i did it now, u wouldnt have as great of a time when u take the body?’
S: Yeah true still you never will feel that cock again after we switch bodies!! Plus I be the one spewing that huge wood of yours! *smirks at Liam knowing I could be right on that!
Liam looked at me like he was using his brain cells for once. . .
L: ‘hmmmm’ *Looking at his morning wood giving it a rub
S: ‘I just want to make sure you don't regret it.’ *hoping he doesn’t actually come up with an idea as I want to have that for myself!
Liam smirked at me . . . What has he got to say I wonder??
L: Think u could give me one last blowjob? *smirking even bigger now
I stood there looking at him rubbing his cock knowing I have no option but to give him his final blowjob. I went towards him and gave it a rub and I could feel how bloody horny this guy was!
S: ‘Ok Liam since it the last time you going to experience that crazy wood of yours!’
I go on my knees right there looking up to my new body to be knowing I will be making Liam do this to me so he knows how much this annoys me sometimes.
Liam pulled down his boxers and said ‘Hell yeah!!!!’
I saw this decent sized cock pointing towards as I went to put my hands on it to give it a rub to get it pulsing before it goes into my mouth for a full on session. As I rubbed it, Liam moaned and smirking that he got me to give him his first blowjob in weeks. He was moaning more as I was rubbing his veins. I decided to pull down his foreskin to expose the red pulsing tip of his cock.
Liam was moaning like mad as I was giving him the best ever blowjob he had from me. All I heard was
‘MMMMM’
‘AGHHHHHHH’
‘MMMMMMMM’
L: ‘GODDDDDDD I might actually miss this body’
L ‘But oh well! Guess I still gonna be so good seeing it from the outside!’
He was saying this between his moans as I was sucking it real hard hitting at his prime spots
I was giving Liam the best ever sucking just to fully understand how his or soon to be mine new cock works. I can't believe how thick and big his cock is and how much cum he can spew from it. It tasted amazing with the shower gel he uses in it also. I just carrying on enjoying every moment of this blowjob knowing I soon be this handsome man!
A few minutes later:
I carried on sucking, just to hear Liam moans more and see his body gets all tensed up as he will about to release his loads.
L: ‘MMMM THIS FEELS SO GOOD’
Liam started to thrust his hips forward as he placed his hand on my head. He was thrusting more and more as his hands were on my head and they felt so soft!! I carry on sucking his cock like it's the last day on earth! My tongue touching the spots that sends Liam into a new deeper sexual level!
Suddenly Liam spoke!
L: ‘FUCK IM GONNA CUM!!!!!’
He pushes his hips further forwards as he grabbed my hair as tightly as possible while moaning louder!
L: ‘MMMMMMMMMM HERE IT COMES SAMMMMMMM!’
Within that last second he released many thick loads down my throat as I swallowed every drop of his cum knowing soon he will be tasting that in his mouth later on today!
Liam shouted out FUCK DUDE!!!
Every single drop of this tasty Aussie cum went down my throat. God he must eat or drink some sweet stuff considering that actually tasted really nice. I pull out and lick my lips. Then I looked at him!
S:"Fuck Liam you tasted so delicious like sweet nutmeg! Did you eat some nutty health bars or something today?" *smiling as that did taste really nice!
L: “Haha nah dude i don't eat much nuts at all, I guess I just taste that good normally!” *he sighed as he laid back onto the kitchen side
L: “Dude that was so good! I’m so glad we were able to do this before I leave this body!”
He stood up and pull up his shorts and headed towards the bathroom to clean himself up so he looked presentable for today’s trip and his last outing as himself.
I walked to the kitchen sink to wash my face and take a cold drink to wash the cum down into my stomach. I can't believe how much I just swallowed from him. All that healthy proteins, luckily I had the pleasure of having it and not some other guy! Liam spent a few minutes cleaning himself up in the bathroom.
Liam: I walk back out of the bathroom, grab my shirt, put it on and walk up behind up to Sam whilst he was at the sink. I press my bulge against ur ass as I leaned over u and grab myself some water. I rubbed my still hard cock on purpose and then said
“Lets go to this lab, I think I'm ready to swap”
S: I felt something pressed against my arse and god it was huge knowing it was Liam's after that blowjob. It still must of been really hard. I looked around and smiled when Liam said this but I went in for a last kiss! I turned to feel up Liam's body under his red top rubbing every part of him just to get one last feeling from it as an outsider. I was so lucky to have such a handsome friend like Liam who I cared for so much!.
Liam: *I started to blush and awkwardly smile at him and he continues to feel me up. He really knew how to turn me on even more by doing this!
“alright dude, im sure ur eager to get this stuff as your own, so let's go!”
I leant over Sam and grabbed his car keys
“ill drive today!”
Sam:
*I saw him grabbed the keys and was surprised by this as it was my car.
``you offered to drive for once, that is unbelievable from you Liam!" *laughs away as I put on my vans and grab the paperwork we signed before. I must admit I was feeling a bit nervous inside knowing everything will soon be new to me. Same time I was dead excited!
"Liam make sure you got the right keys!" *knowing he picked up the wrong keys as he always does!
I looked behind knowing soon that apartment will be mine and everything in there will belong to me as I will be coming home as a new man! I chuckled as I waiting to see Liam reaction when he has the wrong keys
Liam:
I was walking towards the car and soon realised that I had the wrong keys.
‘Oops I DID grab the wrong keys!”
I quickly drop them back down and proceeded to grab the right ones “every single time!” I mutted to myself. I laughed as I proceeded to check sam out and relish in the fact that soon i'll have his body!
S: I laughed loudly as Liam walked back towards the car after grabbing the right keys
L: ‘‘alright dude let's get out of here!”
I started to walk out the door as sam follows, I turn back around to take in the apartment one last time, knowing I would be back here soon but not as myself*
S: ‘‘I really hope I don't get that key habit of yours! I swear you do it on purpose sometimes just to check yourself in the mirror!" I looked at Liam and smiles nervously knowing that would be a bad habit to have!
"You looking abit nervous today Liam, what bothering you? I happy to talk stuff out first before we go in? I sure you got some questions going around in your mind?" I was holding Liam's hand to reassure him to be truthful. I looked deeply into his eyes waiting for a reply. . .
L: ah I don't really have any worries at all, I think I look nervous because it's just a very big decision, but I made my decision a long time ago didn't i!” looking at Sam in his eyes.
We both started to walk down the path to the car and we hopped in! I looked at Sam when he was strapping himself in.
“Alright let's do this! you excited?”
S: "Wait a minute Liam, you got something bothering you! I know that tone of voice when I hear it." *places my hand to stop you starting the engine up "Come on tell me Liam as I don't us to have any regrets now!"
S: "Is it because I am more on the twink build side of things? *lifts my top up to show you the secret I have been working on. You see Liam I have been building this six pack up for you, it's bloody tough but I am trying to make it easier for you! Remember you soon will be the smart one and be loaded up with my cash!"
L: “dude seriously i have no regrets or worries! it's gonna be so good! im so excited to do this! it's gonna be so fun!” *I pull ur hand off and start the car up* “do u know the address? I just realised I have no idea where im going” *I laugh*
“dude we’re seriously gonna be fine! im sure this experiment will go perfectly and we will live happily in our new bodies!”
S: "I hope you are 110% sure about this as I be so gutted if you did have doubts and I feel them as you!"
"Here give me a second!" *set up the sat nav on your phone. "Can you press your finger on it?" *waits for you to unlock it and I get it sorted for you
"You know I am excited about this swap as we have money to finally buy a bigger apartment and live an easier life! I wonder though what traits we will have as each other! I do not want that key trait of yours!!!" *chuckles away
L: *I grab the phone and unlock it and give it back
“dude this swap is going to be so fun! we’re gonna have a great life from now own! lets do this!”
S: "Fact we going to become each other will be so weird, just remember to take it easy Liam as you will be learning everything over again. No rushing into anything as we don't want to burn our brains!"
"Let's go Liam!"
L: “Alright!” *I start the car up and we start to drive to the labs*
God this is going to be so good! I think to myself, ive always wanted to be sam and now it's HAPPENING!!!
S: "God I am going to be talking like an Aussie soon! That's going to be so bloody weird Liam!"
*laughs as I watch you drive!
"This makes a change of you driving for once Liam! You always try and bottle out of driving and get away with it!!"
*I can't actually believe we are on our way to the labs and soon will be living in each other's bodies. I am petrified at the thought of having Liam's little dumb moments but so damn excited about having his body and looks. He is so damn sexy!!!!
L: “well soon i'm gonna be you which means ill be driving way more! so i thought id get used to it now!”
*I start to slow down and pull into the car park*
*here it goes! in a couple more minutes, I am finally gonna be sam! we are going to swap lives!*
“alright sam, let's do this!”
*I smile at you as i get out of his, soon to be MY car*
S: "Let's go in and get this going Liam! In a few hours we are going to be with each other forever!" *feels a tent in my tight beige chino shorts
L: *I look down at my soon to be dick, smile, and place my hand on it*
“someones a bit excited? shall I return the favour?”
Sam and Liam walks into The Jacobs Labs which has been recently refurbished to meet the standard level you see in the cities.
S: *I hold your hand tightly as we walk through the entrance of this newly refurbished skyscraper. As we walked through we saw a large white room with the polished white floor tiles that you could slightly see your reflection. The reception room had a very small humming tune playing in the background.
"Really Liam, I swear your are dumb as fuck sometimes" *chuckles
"Fuck I might have that trait also" *looks at you and does a dumb face!
*we walk towards the receptionist and she greeted us.
L: * she seemed nice and started to talk us through the procedure, I started to feel my dick get hard again! God, I think to myself, I better leave that to sam when he wakes up as me! he’d love that’*
Receptionist stands as (R)
R: Good Morning Liam and Sam. We were expecting you a little later but as it's quiet shall we start by checking your paperwork from the pre-agreement and your passports as idenity and protection reasons?
S: *I talk first*
"Good morning Kelly, thanks for the warm welcome and here are the paperwork and our passports" *looks at Liam who has the folder with him
R: "That a strong British accent you got there Sam?" *she blushes when she says that
L: “oh right! yes i have those!” *I quickly reach down and grab the folder out of my bag*
“here it is kelly!” *I hand her the folder*
“I hope this is all u need!”
“sam and I are very excited for this experiment and hope that everything goes well”
R: "Hey Liam!!! You seem really excited today and must I say you looking really good today!" *checks everything over and makes a call. "Doctor Jacobs will be waiting for you two. Take this tablet as it will lead you through the building and give you access to the lifts. Oh please be careful and good luck with the protein experiment. I hope those powders will become a huge hit on you two!"
S: "Thanks for that Kelly, I hope the protein shakes will give me more muscles! Liam shall we proceed to meeting Doctor Jacobs?"
*looks at you and hope you don't mention about the swapping*
L: *I take the tablet from her hands and thank her* “haha SAM u have plenty of muscles!”
“but yup let's go meet this doctor!”
*i look down at the tablet and start following its directions*
“come on!”
S: "Liam you nearly slipped up buddy! I can't believe this is happening!" *smiles
*As I walked along, I could sense the excitement between us about this swapping experience or procedure. Same time I qas praying to God that nothing will happen. We was walking down a corridor and it was like the reception with it blossomed while tiles. I looked at Liam and smiled.
"Not long left now Liam!"
*I knew that will cause Liam's cock to tent in his black sporty shorts*
*we were only steps away from reaching Dr Jacobs offices.*
L: “Dude this is gonna be so cool!” I say excitedly as I look at you.
*I notice u looking down at my dick and I smile*
“this will be yours in a second!” I say as I patted my dick
S: "Yeah I know Liam, it's going to be an interesting moment!" *grabs your cock and squeezes it*
"How much longer Liam" *looking at the tablet
L: *I look down at the tablet, stop walking and smile at you* “alright! here we are sam! lets do this!”
*I grab the door handle and smile at you before pushing it open*
*I gesture for u to enter the roomfirst*
S: *Knocks on the door and Dr Jacobs welcomes us
Doctor Jacobs stands as (DR)
DR: Ahhhh you both arrived! Pleased to meet you both! *offers his hand to Liam first
L: *I shake enthusiastically*
“good to meet u too!*
DR: "So Liam you ready to become your best friend Sam here?"
*I shakes Sam's hand also*
S: "Nice to meet you Mr Jacobs and I think we are both ready to talk about the surgery and deal we have in place.
"I am nervous about the surgery as this is going to unknown to us both."
DR: "please both of you sit down so we can go over the formalities." *offers us two chairs at his desk
*we both go over and sit down in the chairs*
L: “alright, so what's gonna happen here?” I ask as I hand over the tablet and our documents with our credentials
“how long will this take etc?”
DR: "The operation machinery is all ready to go and the surgery will take a few hours but you won't feel a thing. Our technology is that advanced that there will be no scarring at all but due to the nature of the stress of the transfer that this will be a one way transfer. If this all is successful you will have your money deposited and be allowed to live your new life, remember when you sign these paperwork nobody will ever know about this experiment.
DR: Here is three pieces of contracts you must sign each. *passes them to us
S: "Are you ready for this Liam?" *gives you the pen first*
L: “alright let's do this!” I say excitedly as i grab the pen from ur hands
*I quickly sign off the paper and pass it over to u*
“alright im all done and ready, what now?”
S: "Ohhh here it goes!" *signs the paperwork
DR: "Great please come with me to the two rooms!" *shows us two doors with our names on them but the rooms are connected to the main operation room
S: *Looks at Liam and hugs him tightly*
L: “alright Dr!” *I stand up out of the chair and walk over to my door*
S: "I hope to see you soon brother, if anything happens just remember that I am so thankful and loved every moment we had!"
*cuddles you more*
L: “dude stop we’ll totally be fine! don't even worry!” I say as I pat u on the back
“this is gonna be totally fine! let's do this!”
S: "Let's do this!!!"
*opens my door to see a bed and a chair*
DR: please take off your clothes
L: “oh boy okay!”
While in the other room Sam just entered.
S: ‘’Knowing Liam he will just strip off and leave his clothes on the floor screwed up*
*I fold my clothes and possessions neatly
In the other room which DR Jacobs and Liam are in.
*I started to strip of my clothes, I pull of my red t-shirt, slipping down my black shorts, pull of my socks and shoes and throw them all to the corner of the room*
“let's do this!” I say as I shake my hips teasingly
*goes onto my bed and lays down
Doctor Jacobs proceeds to the other room to see Sam waiting on the bed and deals with him first.
DR: breath this gas in slowly Sam *places the gas over my mouth and I fall asleep
Doctor Jacobs finishes the first part of the swap on Sam and he goes back to the other room to see Liam.
DR: "Liam please stop touching your penis and lay on the bed, Sam going to be so aroused by your typical Australian personality and traits"
L: *I sigh loudly and go lay down on the bed. the doctor comes over and puts the gas mask over my mouth as well. I fell asleep.
Sam and Liam have both fallen asleep now and we soon see what happens in Part 2 which is coming soon.
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i just got my own car insurance for the first time and i wanted to know if i can get credit from having and paying for it?
""Why do libs think health care is a right? What next, car insurance? How about free food for everyone?""
Life, Liberty and the Pursuit of 'Free' Health Care Every new 'right' the U.S. government has promised has turned into a massively expensive failure, yet the media continue to cheer supporters of tax-funded programs. Americans are obsessed with rights. We always have been. But the concept of rights our forefathers laid out in the Declaration of Independence has changed dramatically. Those rights life, liberty and the pursuit of happiness were acknowledged to come from the Almighty, given equally to all people. Todays rights come from Almighty Government. Health care is the newest right. From presidential candidates universal plans to the return of HillaryCare to Michael Moores movie Sicko, its all over the media. Calling it a right is an emotional argument advanced by those who want others to pay for their health care. They bring out the children and ask whether anyone can deny them the basic human right of health care but dont bother with the evidence showing how health care in this country would be harmed by government control. A look at other modern rights might give us a clue about how well a new system would work. These rights started out as privileges, among them education and a paid retirement. Now education is not only considered a right, its a mandate. How well has it worked? American students attend school at least until their teen years, but 15-year-olds ranked 24th out of 29 countries in aptitude for real-life math problems, according to The Washington Post. Literacy surveys suggest one in five American adults is functionally illiterate. And taxpayers keep shelling out money to fund the system. Americans also cherish the right to retire but we expect to be supported in our old age. Younger workers and employers are forced to support retirees, funding another right. And how well has that worked? The poorly designed, outdated Social Security system is disintegrating rapidly as the number of retirees balloons. But once youve established a right, its difficult to take it away. The government, which promises such rights, must go to its sugar daddy taxpayers to keep the rights coming. Were already well on our way toward the health care right/mandate. Want to be more like Canada? Its not that far off. Catos Michael Cannon has pointed out that third parties in America pay 86 cents of every dollar of our health care about the same as Canadas socialized system. What we or rather, those third parties pay for health care is already determined by the government as well. Emory University medical professor Robert Swerlick has noted that the pricing of medical care in this country is either directly or indirectly dictated by Medicare. This market meddling even causes doctor shortages, he says, in needed areas of specialty. Prescription drugs are already considered a right, thanks to political moves like the Medicare drug benefit and massive media support. A Business & Media Institute study found broadcast journalists treating prescription drugs as though they grew on trees. Overall, the coverage supported the idea that medications should magically be available to everyone at far lower costs. Of course, the magic behind new rights is your money. Cannon and fellow Cato expert Michael Tanner explained problems with tax-funded care in their book Healthy Competition: Whats Holding Back Health Care and How to Free It. If health care is guaranteed to everyone, how much does everyone get? Who decides who receives what, and how would the care be administered? What happens if everyone wants the most expensive treatment available? With the wide variety of medical tests and treatments that consumers may claim as their right, someone at some point must decide where the right to health care ends, lest the nation be bankrupted, they wrote. Were well on our way toward that as well. Our rights to Social Security and Medicare devour about 40 percent of the federal budget. State and local property tax revenue, which normally funds education, mushroomed about 35 percent between 2000 and 2005, according to the Tax Foundation. We cant afford any more rights like that. But the left says tax-funded care is right for the children. Meanwhile, what becomes of them? Theyre growing up in an America where the rights mentality is deeply ingrained, and the media continue to feed them with it. When the children come of age, perhaps theyll want the right to a job. They wont remember that France already tested that idea for us, and it led to high unemployment and rioting. Perhaps theyll guarantee Disney vacations for all families and force childless Americans to pay for it. The pursuit of will conveniently fade away as they look to government to guarantee happiness. They will know less and less of a true right liberty and have no idea where it comes from.""
How would you fix health care in the US?
I feel good and bad about this law. I'm conservative. I don't entirely agree with the law. But it's good that people are able to get on an affordable insurance plan if they have a pre-existing condition rather than being left out to die. But what about the people who are getting kicked off insurance plans and now have to pay even higher rates than they already were? I get a subsidy for my plan. I don't feel like I deserve it. I saw a lady on the news who had cancer and couldn't get insurance. I feel like she is the one who deserves a subsidy so she can get a plan. How do you feel about this law? And what happens if a Republican gets into office or they control the legislative branch in 2014 and repeal the law? Then what?
""No fault claim on car insurance, will rate go up?""
My truck was hit by a car while parked in valet parking. The valet company was not driving the other car, it was a lady who tried to get around my truck because she did not want to use the valet. The valet company took her insurance information and wrote a report indicating what happened. I only have a few deep scratches on my bumper, but it is a new car and kind of want to get it fixed because it is new. I was hesitant to call my insurance and tell them about it because I have heard that a claim is a claim on my record regardless of fault. I did call my insurance to discuss the situation and when I could ask if my insurance would go up for a no fault claim, the lady told me she just filed the claim and an adjuster would contact me in a few days to answer all my questions. If it is only a few hundred dollars in damage, I would have rather paid it myself than have a claim. Anyone experience anything like this and how long does claim stay on record in case I have a real claim someday?""
Pregnant with no insurance?
I recently moved and I no longer have health insurance. I am 33 weeks pregnant. I do not qualify for Medicaid. are there any other inexpensive options? I am currently working part time but I won't be working for much longer.
My parents need my drivers license number to get an insurance quote. Can they see if I got a ticket?
In early January, I got a speeding ticket. I paid it off right away with Christmas money, that way I didn't have to tell my parents. Now, my parents say that they need my drivers license number to get a quote on insurance. By getting a quote on insurance, can they see that I got a ticket?""
Car insurance online?
can i sign up for car insurance online and drive the same day
Can parents get sued if I drive a car without insurance?
My mom tried to tell me that if I drive without insurance they would be sued because I live with them. I am 19 so I am a legal adult. The car is also in my name only. I think she was just talking out her *** personally, but now I am curious if that is even possible. Whatsoever.""
Car insurance rate for a 17 year old male in Arizona through Geico?
I am planning on calling them to see what they said but I was curious as to what the typical amount would be. I am a B or higher student, depending on the class. I am a full time student, and will be for 5 more years... I have a job, and its been the same job for almost two years (if it matters) I will be on my moms plan, she hasnt had an accident in atleast 10 years, atleast from what i remember. I will be driving to work and school mainly. Most likely not driving more than the average mileage a year. I am assuming the type of car matters. It most likely going to be a 2007 Nissan Sentra 2.0L. It has less than 60K Miles on it. I hope that this is everything. Thanks in advanced!!! Kevin""
Car insurance for a young person?
I've calculated my monthly payment from being a young internet marketer, Which is $3000 a month. How much will money would I Really get if I have car insurance? Is there any other thing I need to know as well?""
How much is insurance for a mustang in florida?
I'm a new driver but my insurance is going in my brother's name who is an experiance driver, how much would insurance cost""
Can i drive my parent's car without insurance having my name on the policy?
Can i drive a parent's car without insurance? like they have their car insured and in 17 and i just got my license so can i used their car with their permission? my dad says that i would have to be added to the policy and they would have to pay extra for it..... but i remember my dad letting my uncle and a few other ppl drive the car like not all the time but a few times ? so if they could why cant i?! I LIVE IN CA
Whats The Cheapest Car To Get Insurance For?
Whats The Cheapest Car To Get Insurance For?
How can i get cheaper insurance?
im looking to buy a car soon. my parents both have vehicles and im a 18 yr old male with a g2 so my insurance on any car with be well over $3000 a year. i was just wondering if theres any loopholes/tricks to make insurance cheaper. i know my buddys dad opened up a business just to put a car under the business name so he wouldnt be charged as a primary driver.
""Car stolen, will insurance pay?
my car was stolen out of our driveway . i wanted to go to work and had everything in the car . i left to get my sleeping child andwhen i went out the car was gone . not even 3 minutes later. they recoverd the car . damaged but not the person yet . my husband is affraid that the insurance will not pay since the keys were in the car along with all my creditcards and house keys .the car was on our property next to the house . i have nightmares about it . please help
""I just got married, does my parents health insurance still cover me?""
I got married on the 5th of december of 2010, neither my husband or I has health insurance through our work, and neither of us are still attending college, I know they have made a lot of changes with Health insurance lately and I have a prescription that usually costs about $200/month, but with the Insurance it is only $15, I stumbled upon a website that says I can still be considered a dependent even if I am married, since my job doesn't offer Health plans, but it doesn't say anything about being married in the middle of the insurance plan year (starts and ends in August). The website is http://quinnscommentary.com/2010/03/24/no-child-left-behind-big-changes-for-employers-and-employees-as-adult-children-remain-in-health-plans/ If anyone can dicipher if it does in fact state anything about being married within the insured year, or if you know of any other websites, or anything about how marriage affects health insurance with all the new plans and Amendments to those plans. Any and all help will be greatly appreciated!""
What's some places to check for cheap auto insurance?
I realise that this is not a P&S question, but Cars & Transportation > Insurance & Registration is a deadbeat section. I probably should ask this in R&S since most of you are 12.""
Im nearly a 17 year old who wants to know how much insurance will cost..?
hi, with me nearly turning 17 next year and i have been looking at cars i have my eyes on a citroen saxo and was wondering how much will it cost to insurance and not botherd about the price of the car because you can get them for at least 500 pounds, there are ll types of saxos arnt there like the 1.4 and i have been looking aat the saxo vtr but im wondering what saxo is better fo a first car and the insurance thanks zac whalley""
Can my apartment management include premiums of renters insurance on my rent ?
The complex I live in requires that each tenant have renters insurance because the management suffered losses from damages as a result of the tenants' negligence. I want to have the freedom to choose the company that I buy it from -- but they want to increase my rent in order to cover for the premiums. The management company in turn buys a policy for each unit. Can they do that ? I live in California.
Do I really need to buy the insurance?
Renting a car from Enterprise, I don't have a car or insurance but I do have a Drivers Lic.....Is the insurance a scam? Or should I get it? I am in California.""
About how much would this increase your car insurance yearly in NJ?
In this case, it does not matter what type of car insurance you have or how much you make. Let's say you're a middle class family with 2 parents and one 17 year old son who drives on a provisional license. He just gained 8 points on his license. About how much will this increase your car insurance per year? And what are ways to lower it (if any)? Please answer thoroughly, and even add tips. Answers will definitely be appreciated.""
Car insurance for 17 year old??!?!?
Hello, I have just looked at car insurance prices for a 17 year old male on a peugot 106 with a 1.2 engine size... and its over 5 grand!?!? Is this right or am i doing the quote things wrong? How do so many people my age have cars if they are paying this much for a bloody car!! Is there something I am missing that everyone else is doing? Or do i just happen to live with a lot of teens with rich parents?""
""DO MEMBERS OF CONGRESS HAVE TO GET THE NEW HEALTH INSURANCE? IF NO, THEN WHY NOT?
I have read on comments under articles on Yahoo and someone said they are required to get the same health insurance but i can not find this on any news article.
How Can I Get Cheap Auto Insurance?
im 18 i just got my lisence i have a 93 ford ranger that my dad can put in my name. my parents are seperated. my mom has excellent driving record and good policy. if i get on her policy. can i drive the truck if its in my name ? im not sure im just trying to get auto insurance. and i have no one to help :(
How much does horse insurance cost?
How much would it cost to insure a 14 year old gelding quarter horse? He is 1,200 pounds and does jumping and dressage. I need to know this ASAP!!!""
Is it true that you don't have to have car insurance in wisconsin?
so, it`s not illegal if you don't have any kind of car insurance?
Can I purchase life insurance on my husband without his signature?
My husband is 41 years old and in perfect health but he won't get life insurance because he thinks nothing is going to happen to him. Is it legal for me as his spouse to purchase a reasonable policy of $50,000 without his signature from a company that doesn't require medical questions?""
Can you have insurance on a leased car ? Is leasing a good idea?
I want to have insurance and the car will be a daily driver just around my city .Helppppp
""In the state of New Jersey,how long does it take to get caught driving with no car insurance?""
My insurance lapse a month ago today.I am waiting on my workers comp settlement from a job related injury.Is there a way that cops can detect that my insurance has lapsed other than an accident?I have and legit insurance card till June,and registration.Can they suspend my registration?if so is there a warning?I will try to stay off the road till next month but i need to make my Dr.appointments etc.""
Auto Insurance ? Never had it. Can anybody help.?
I have called for quotes.. to many auto insurance companies. But since this my first time purchase I am confused, Can someone break down the features of a policy, what am i to have, what is reccomended. thanks , any details will help.""
Will a 9 mph over speeding ticket effect my insurance in NC?
I got a ticket for 53 in a 35. When I went to court the DA lowered it to 44 in a 35.. 9 mph over. Will it effect my insurance? I live in NC.
What insurance companies are reliable for expats?
I am looking for some more information on insurance companies that provide services for expats? I am a Dutch national, without a fixed 'home' address, and therefore not entitled to the health and liability insurance that is offered by companies in my home country. As I do like to play it by the rules, I was wondering if anyone knows or has experience with reliable and affordable international insurance firms that provide services such as travel-, health- and liability insurance for expats. Thanx for your suggestions!""
Where can I find affordable dental insurance?
I am 24 years old, full time student with no job. I am need of dental work ASAP. They are trying to charge me over $2,000 for extracting 4 wisdom teeth and i cannot afford it.""
""What's Cheaper to Insure, Audi, BMW, Mercedes, Volkswagen ?""
I'm 21, Here are my options. 2008 Audi A4 2009 BMW 328I 2007 Mercedes c250 2010 Volkswagen GTI or Golf. How much do you think rates will be.""
Temporary Car insurance??
Need temporary car insurance for about 3-4 weeks, our own policy runs out the middle of next month, but we have just ordered a mobility car, and it wont be here until 1st week in June. We call our current insurance company and was basically told they would charge us for 6 months and then a cancellation fee. What company offers the lowest price insurance for that short amount of time??""
Car registration and insurance on different names?
Ok. I'm plnanning on buying a car next week. I have a question. Is it possible to buy insurance on her name and then register the car on mine? If yes please tell me how?
Can I be added to a auto insurance policy?
Im shopping around for a car and insurance policy. The car would be brand new with only me as the owner. Because I have never had insurance under my name and am under 25, it is very expensive. I'd like to know if my dad, who has multiple vehicles, would be able to add me to his policy for my car that is not under his name. I'm not sure if that makes sense. Basically, I'd like to get his discount by having his name and mine on the insurance policy, although the car title is only in my name. Thanks for any help! (1 month I pay is the same as a 6 month payment for him. Lot of money)""
Where can I find a reputable health insurance broker for Missouri residents looking for individual coverage?
My insurance with my former employer ends May 31 2012 and I need individual coverage as of 6/1/12 and need a reputable broker who can help me negotiate an affordable plan. Suggestions? I've been to individual websites like UHC, Blue Cross etc with outrageous quotes. I'm healthy and don't smoke.""
Im in the UK - how much more will I pay on car insurance?
I took out a 945 insurance on my VW golf with tesco. I claimed one 500 for a scrape against the wall of my drive. How much do you think the insurance will be on renewal ? Jon
""What is your opinion of this article: how some people who can't afford insurance, can afford things like?""
Excerpts: The following items were commonly seen on patients or carried by their dependent children, who were also covered by subsidized programs: * Cell phones and ...show more""
I have a scrap on my car what can my insurance pay?
i have insurance from progressive in Michigan a 2009 Chevy Malibu when i went on the site to pick my price i went for the cheapest one i pay 50 a month i backed up into a basketball hoop in my driveway will the insurance company pay for anything i got a claim number just too impatient to find out from the adjuster my estimate was $500 for some tiny scrapes they said they melt it and use a filler the same stuff the car is made out of making it look like it never happened
Should I get car insurance in my name or parents?
I'm 16. A lot of people are telling my parents to get my car insurance in their name and not tell them i'm the primary driver because it will be so much cheaper. Does that mean if I get in my first wreck they won't cover it or they'll just raise it after?
Cheapest auto insurance company?
Currently have Geico. paying close to 2k / year for auto insurance (full cover). Can anyone recommend a cheaper insurance company? I have 13 years of driving experience with clean record (not a single traffic violation or speeding ticket)
Fastest car to insure cheaply?
hi. im 18 yrs old with only 1 yr's ncb. im looking for a car which is both cheap to insure, and fairly quick. any ideas what i should get?""
Can someone with a DWI that is 5 years old get non-owners insurance and legally drive someone's car?
Or better yet, if they get their own insurance in the state of NC male, 28, employeed part time get a insurance that is not at a high rate even with the DWI?""
Does anyone know of affordable family health insurance?
Does anyone know of affordable family health insurance?
Cheap car insurance for UK license driver in US?
need to insure two cars in the US with a UK drivers license. Three quotes so far all over $1500 for 6 months!! Anyone know of a good co. who can do cheaper--MUCH cheaper. Being penalised for not having US drivers license.
Where can I find affordable family health insurance?
Looking to find several health company quotes.
What insurance companies do cheap van insurance for young first time drivers?
I'm 18 and have a 1.3 Vauxhall combo
Car insurance for young driver?
I was wandering if I bought insurance for a car that I own on a provisional, drove it about on the provisional for a bit, then passed my test and told the insurance company that I had done so, would it shoot up to the 5,000/6,000 quotes I've been getting or would it not rise as high because I was with them on a provisional? also any general tips on knocking down the price, it's just ridiculous, it's for a 5 door fiat punto! thanks in advance :)""
Insurance.....?
My storage builing was broken into and some of my things were stolen... i have insurance on it and I called the insurance company to report it. I'm waiting for the adjuster to call me back to see what all was taken... what can I expect? Are they gonna have to do alot of research... how long is this gonna take?
Is it true that you don't have to have car insurance in wisconsin?
so, it`s not illegal if you don't have any kind of car insurance?
Car insurance price?
okay so im thinking about buying a car in the near future but i have no idea about the prices and i heard that its different prices from cars ok soi want a acura integra 200 and from what i heard its 600 a month now is this true if so why so much and i heard that the acura rsx its 1000 for insurance a month now that its really really expensive with gas now days beingso cheap lol yeah now i want to know what are the cheapest cars to have that the insurance wont be as bad no more than 400 for insurance HONDAS??
What Insurance Saves You the Most Money?
By your experience. Any insurance company All-State, State Farm, Progressive etc... and how much your auto/life insurance costs and how much you saved.""
Do you need insurance for a 50cc (49cc) scooter in California?
Do you need insurance for a 50cc (49cc) scooter in California?
Will I affect car insurance rates ring on the cars title?
Me and my fiance re buying a car together I asked him to put it in both our names but he said nothing against me he just don't want his insurance to go up but I was told I don't have to affect the insurance even if the title says (him and me) the insurance would still just Be in his name.?
Can I drive my friend's car which without insurance?
I have car insurance,but my car broke , so I need to drive my friend's car, but car doesn't have insurance""
What insurance is needed in Texas to host a non-profit fundraiser?
I am in Galveston, TX and I am looking to host a large outdoor fundraiser for a non-profit organization. What type of insurance will I need to cover the event? Where can I look to find more details and how much does this insurance usually cost? Thanks!""
How much would insurance cost for a 16 year old?
I want to buy a 1 year old camaro but was wondering how much insurance would cost for a 16 year old male. I need an estimate for the cheapest insurance. Even if the liability is really small.
What License would you need to sell Dental Insurance in IL?
I have both my Health and Life Insurance Licenses. Can I sell dental insurance?
""Why is it cheaper to add another person to your car insurance, shouldn't it cost more?""
I am going to add my boyfriend to my car insurance and it is going to be cheaper, (not that I am complaining any) but wouldn't it make sense to charge more? So why is it cheaper to add another person to car insurance.""
What would insurance costs be for a 16 year old with a crossover?
I want a new 2011 equinox, and I just turned 16. About what would my rates be if I were added to my parents insurance? I don't want a quote from a website like progressive because I have to give out my parents info and I don't feel comfortable doing that. Can anyone give me just a guess at what they think my rates would be per month?""
Car insurance payments?
I'm slightly confused over my car insurance. I took out a 12 month policy in December 2008 (paid a deposit at the time) and then paid by monthly installments. I then continued this policy in December 2009. However I have now cancelled this policy as another company could provide it cheaper. But I've been told by relatives that I won't be charged my monthly fee this month (i.e my pay day tomorrow!) because I have already paid the full amount for the 2 years. Is this correct?
What can I get for medical insurance?
Im 26 and collecting unemployment. I currently have no medical insurance. What can I get for medical until I get another job?
""Buying private health insurance, broker or direct?""
I need to purchase a private individual health insurance plan. I am a little confused if I should use a broker or just go direct. There seems to be so many plans out there. I live in Las Vegas, NV. I have received quote both ways and there price seems to be around the same thing so I don't know if there are added benefits from using a broker as to going direct, anyone have any experiences?""
How much is no fault insurance?
I want to get the cheapest insurance, How much is no fault insurance in Michigan""
Does anyone who is under 18 and doesn't have health coverage automatically qualify for MassHealth?
We live in Massachusetts and I previously heard that ANYONE who is under 18 and does not have health insurance will automatically qualify for the free state insurance, MassHealth. Does anyone know if this is true because it doesn't really specify online.""
Can policr find out if you havent got car insurance by reading the car numberplate?
Can policr find out if you havent got car insurance by reading the car numberplate?
Why are NYS auto insurance rates so high?
I live in NYC, and have taken over my late Dad's auto insurance. I was looking up quotes from other insurance companies (currently have Geico), and all the quotes are the same as I pay now, or more. My own license is clean, no accidents, violations, tickets, etc. I just want to know why NYS auto insurance rates are so high?""
How much is insurance for an 18 year old?
i just turned 18 and am getting off my parents plan and getting my own insurance, i have 2 points on my license at the moment for an improper passing ticket. Thats the only ticket ive gotten. My car is a 2013 Volkswagen Jetta SEL I know i can get insurance quotes, just looking for a ballpark estimate right now....thanks!""
Who pays for the home insurance when you let your house?
I ask this question on behalf of my friend, who lives in Malaysia. He wants to know what the law in England will be in this case. My friend is gonna let his house to another, so that he can have some income. A question arises: They need to buy a home insurance in case there is an accident like fire. Apparently in Malaysia, a homeowner doesn't have to buy insurance for his house. So in this case, who should pay for the home insurance, the homeowner or the tenant? I mean, the rental period is 2 years, and the insurance, if paid, will cover for 2 years only.""
Job suggestions for a nearly 16 year old with a national insurance card?
I'm a 15 year old girl with no money:( I NEED DOLLAR! Any suggestions? I'll do anything, maybe not give up my saturday's if helped? But if i have to then okay.. I'm desperate! And please, no stupid comments suggesting prostitution, i'm serious, just a decent job please guys? Thankyou.""
""How do I get a low insurance rate (18, first time driving)...?""
I'm getting online quotes with basic basic insurance... I think the lowest quote I got was $366/mo, which is bs, the car is only worth $900? Should I call and tell them that? There's no way I'm paying that much in insurance for a car that's worth that little. Can I be put on the people's insurance in whom which I live? They're not relatives. And then just pay them the amount they're insurance increases to?""
Affordable Car insurance for an 18 year old male?
So I did a quote on several sites (Progressive, Esurance etc) and the quote comes up to about $2,000 a month, $8000 for a 6 month policy!! This is crazy, it is twice as much as the value of my car!! Where can I find a quote for a lot less maybe $100 a month or something? My mother does not drive and I am the only driver in the house so I can't use her. Mazda 6i 2004 6Cylinder I am a full time student and worker""
Liability insurance rates?
Im a 17 year old white male and i get my license in april. I will be driving a 2000 jeep grand cherokee Laredo which i paid 4400 for. I live in new jersey and I passed drivers ed and have 6 hours behind the wheel at a diving school. I only need liability insurance since i bought the car out right. About how much will my insurance be?
When do health insurance premiums drop?
what is the average amount of time it takes before health insurance premiums start to drop? (so they say) - i have had my insurance for ten months now.
What is the best dental insurance I can buy?
What is the best dental insurance I can buy?
Is it true that you don't have to have car insurance in wisconsin?
so, it`s not illegal if you don't have any kind of car insurance?
https://www.linkedin.com/pulse/how-much-car-insurance-zerneisen-sasha"
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