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#financial plans
vyapaarjagat · 2 years
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An innovative guide to 6 tips for first-time finance entrepreneurs
An innovative guide to 6 tips for first-time finance entrepreneurs
Starting your own business can be a difficult but rewarding process. While a great business plan is essential for every finance entrepreneurs, financing is one of the most crucial elements that helps a startup succeed. on the subject of financing management, the necessities of marketers are one of a kind. Not handiest an entrepreneur lacks the stableness of predictable incomes, but in addition,…
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dylsexai · 1 year
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All of my financial plans for the future involve me accidentally switching my bag for an identical bag full of money and then cleverly avoiding the drug dealer it belongs to
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theambitiouswoman · 5 months
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Basic Financial Rules To Live By 💰✨
Create a plan that shows how much money you get and how much you spend. This helps you see where your money goes.
Set aside a part of your money as savings. Try to save at least 10-20% of what you earn.
Be careful with borrowing money, especially if you have to pay back a lot of extra money (interest).
Save some money for unexpected things like medical bills or losing your job. Aim to have enough to cover your living costs for a few months.
Put your saved money into different things that can make it grow, like stocks or real estate. Be patient, as it takes time.
Don't spend more money than you make. Stick to buying what you really need, not just what you want.
Decide what you want to do with your money, both in the short term (like a vacation) and long term (like retirement).
Set up automatic transfers to your savings and bills so you don't forget to save or pay your bills on time.
Make saving money a top priority before spending on other things.
Regularly look at your money situation, adjust your plan as needed, and see how your investments are doing.
Pay your bills on time and use credit wisely (like credit cards) to keep a good credit score, which can help you get better deals on loans.
Save money for when you're older and don't work anymore. Use retirement accounts to help with this.
Think before you buy things. Don't buy something just because you want it; think if it's necessary.
Keep learning about how money works and how to make smart money choices.
Only use your emergency fund for real unexpected problems, not for things you just want to buy.
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expensekhata · 2 years
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Stay within your means by becoming your own finance planner
You go to a grocery shop. You buy a list of daily products like tea, coffee, rice, pulses, spices, cooking oil, chocolates, chips, and health drinks. Next, you visit a pharmacy and buy medicines for your aged parents. You come back home, and you have to pay the electricity bill, water bill, and rent to your landlord. The next day you have to pay your child’s school fees. You have also ordered a refrigerator as the old one has stopped working. But you have no time to keep a tally of the total amount of money you are spending. When you sit down and check your bank balance you are totally bewildered. All your hard-earned money is gone within a few days and you’d never imagined that you’re spending so much!
To make your life easy and trouble-free you must become your own finance planner. Whether you are single or have a family to support, keeping track of expenditures and savings is extremely important. Life becomes beautiful and organized when you have control over it financially.
How can you become a finance planner?
To plan your finance effectively you must be aware of your daily expenditures and savings. You can write down the expenses daily and calculate them at the end of the day, week, or month or when you get time to calculate. Another easy way to become a finance planner is by using a money management app like Expense Khata. The app can be downloaded easily to your smartphone. Amidst your hectic schedule, you can just put your expenses in the app and the app will automatically calculate your expenses with a click.
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What are the benefits of planning your finance?
You can understand how you need to spend money
 Problems arise when you spend more than you are earning. As a financial planner, you can understand your problem area or where you are spending more than your needs. You can have a money management app that can keep track of all your expenditures or savings.
Saving for the future is extremely important
You need to plan your investments wisely so that you have enough money saved in your bank account after your retirement. Life will be easier if you have a clear budget beforehand.
Need for recreation
Apart from daily needs expenses must be kept aside for vacations and recreations. By balancing your needs and wants you along with your family will be able to lead a balanced and happy life.
Emergencies can arise without any signal
Nowadays life hospital and medicine costs are huge. Your savings can save you from trouble. In case of such emergencies, you must be a finance planner and manage your expenses.
Enjoy a stress-free life
With a proper plan of your expenses, you can live a stress-free life. Budgeting will help you understand your expenditures and help you to organize your money mindfully and wisely. Just a small smartphone app – Expense Khata can bring a drastic change in your life.
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fidelitypension3 · 2 years
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Retirement Benefits in Nigeria
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Do you want to begin making retirement savings? If so, In that case, Retirement Benefits in Nigeria is the perfect program to assist you at Fidelity Pension. With the help of our retirement savings plans, you can make sure that you have enough money saved for retirement.
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snurtle · 5 months
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I've been thinking about the templars lately. they were promised honor, virtue, told that they would be charged with protection of the innocent... And then those same people are systemically exploited and abused, abuse others because they're taught to regard everyone else as either sheep who need to be lead or potential threats. Never equals, except in their brothers/sisters-in-arms. They act as the guard-dogs and military arm of an entirely different organization that they're only a functionary member of but have no governing say in. Even the chantry aren't their equals- they function as the templar order's supervisors! And all this isolation and closing of ranks ends in disability, addiction, death, and abandonment by the system they spent their bodies in service of.
To top that off, retaliations against them just confirm the paranoia they were taught to embrace. It's probably a long hard road to get out of that hole.
Like, listen. the dichotomy of mage vs templars is a satisfying and easy one, but the system is tearing them apart too. have you ever heard of a retired templar?
at the end of it, mages and templars need to unite against the real threat. the chantry.
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dotted-clouds · 1 month
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Guess who is opening emergency commissions because a personal issue regarding school just landed on my lap...
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Reblogs are appreciated. Contact me on [Twitter], Tumblr Messages, Ko-Fi Messages, or email [[email protected]]
Ko-Fi Link: https://ko-fi.com/dottedclouds
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alwaysbewoke · 7 months
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this is why prenups are important because you have to leave her. she's not an adult. she's a child in an adult body who wants this guy to just be a walking, talking atm machine with a dick. she's clearly contributing nothing but wants him to work himself to death so that she can have a social media worthy life. this is why men need to continue asking "what does she bring to the table?" or they will find themselves in this situation.
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dozydawn · 11 months
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Sposabella, 1988.
Model: Ann Marie Regal.
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pub-lius · 4 months
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do you know how hamilton felt about the madison-hamilton fallout? just realized everything i know about it is from madison’s perspective
oho boy do i
This has actually been a subject of interest of mine since I read The Three Lives of James Madison by Noah Feldman (great book, highly recommend). In the study of Alexander Hamilton, this is a crucial event that would define his proceeding political actions.
For some background for those who may not know what anon is referencing, Alexander Hamilton and James Madison were colleagues and "friends" (if you could call it that) from their time in the Confederation Congress until Hamilton submitted his financial plan to Congress, which was all in all about a decade. In that time, they lobbied for a convention to revise the Articles of Confederation, worked together in the Constitutional Convention, and wrote The Federalist papers together in defense of strong federal government together. The Federalist was like the manifesto of the Federalist party, which placed Hamilton at the head of that party, and, arguably, James Madison as well, until he switched to the Democratic Republican party.
Hamilton's experience was far different from Madison's, just in general, but especially when it came to close friendships between men. The closest relationship he had before James Madison was with John Laurens, who we know died tragically in 1782. Although we are all aware of my feelings on rat bastard Ron Chernow, I thought that this excerpt of his biography of Hamilton described this point very well.
"[Laurens'] death deprived Hamilton of the political peer, the steadfast colleague, that he was to need in his tempestuous battles to consolidate the union. He would enjoy a brief collaboration with James Madison... But he was more of a solitary crusader without Laurens, lacking an intimate lifelong ally such as Madison and Jefferson found in each other," (Alexander Hamilton, Chernow 172-73)
As Chernow mentioned, James Madison was already closely associated with Thomas Jefferson, who he kept well appraised of the circumstances in America while Jefferson was serving a diplomatic position in France. In my personal opinion, I think it was largely due to this that Madison began to attack Hamilton later on, since as soon as Jefferson arrived back from Paris, Madison suddenly had severe moral oppositions to Hamilton's plan, rather than just rational apprehension.
I also want to touch on Hamilton's perspective in their friendship, along with their fallout, specifically when it comes to The Federalist. Hamilton put such a high value on his work, and he held himself to a very high standard. There are a couple instances of him outsourcing his work to other men he admired, such as his last political stance, that the truth of an accusation can be used in libel cases. He asked several men to help him in writing a larger treatise on the matter than what he was able to make (due to yk the bullet that got put in his diaphragm), but these weren't just his friends. These men were very crucial figures in American law, which shows that, unlike men like Jefferson, he was very selective in who he chose to associate with when it came to his work.
This wasn't any different in 1787. When he chose John Jay and James Madison to assist in writing The Federalist, his reasons for both had nothing to do with their personal relationships. Jay was one of the most successful legal minds of the new country, and James Madison, was not only a Virginian, but was an absolute genius and fucking workhorse. If you like him or not, or if you like the Constitution or not, its undeniable that the Virginia Plan was absolute fucking genius, and Hamilton knew that.
This also shows a great amount of trust in Madison. Hamilton was an incredibly untrusting dude. He kept most of his emotions and personality away from work, and really the only people who knew who he was entirely were close family, one or two family friends included. They were the only people who knew his background, which is directly tied into his work, which was the most important thing to him. Without his work, in his eyes, he would have nothing. So for him to trust Madison with something he and the world viewed as one of his most important contributions to American history, that was incredibly significant.
Also I should mention that Hamilton definitely knew how important The Federalist would be, and this is clear in his introductory essay, which is confirmed that he himself wrote.
One thing that any Hamilton historians will agree on is that he was so set in his ways. If there was a moral or philosophical question before him, he would think about it constantly, consult his books and his peers, and once he decided on his stance, there was little to no chance of changing that. The Federalist are, if not anything else, the basis of Hamilton's political thinking. Hamilton, being the arrogant bitch that he was, assumed that every other genius would be equally steadfast in their beliefs.
But James Madison was different in that regard. He was also very tied in with his state's interest, as well as that of the planter class. Hamilton also had a strong bias towards his state and class, but not with the same attitude as someone who was born into it.
Therefore, when Madison openly opposed his Report on Public Credit with a speech in the House of Representatives, Hamilton viewed it as a deep betrayal of his trust, his work, and his principles. Hamilton saw this as a devastating insult to everything he stood for by someone he thought he could completely rely on. This was the 18th century burn book.
That speech immediately kicked off Hamilton lobbying to oppose Madison's counter-proposal, which he won because, frankly, Madison hadn't been expecting Hamilton to immediately come at him with the full arsenal, but Hamilton didn't half-arsenal anything. It was after that that Hamilton was able to process what had happened. According to one of Hamilton's allies, Manasseh Cutler, Hamilton saw Madison's opposition as "a perfidious desertion of the principles which [Madison] was solemnly pledged to defend." Ouch.
The final break between them was on the subject of the National Bank aspect of Hamilton's plan. This is when Madison redefined himself as a Democratic-Republican with a firm belief in strict construction of the Constitution, giving Hamilton free reign to take out his hurt feelings on him through the art of pussy politics* and this entirely dissolved the friendship that had once been there.
*pussy politics (noun): a form of politics in which grown men act like pussies by only supporting the governmental actions that benefit their families/wealth/land/class/etc. and it is very embarrassing and frustrating to sit through
Hamilton would spend a large part of his career battling Madison, and talking a lot of shit about him, which is what has allowed me to paint this stupid ass picture of two grown men fighting over banks. The personal language that he uses in regards to Madison is very different to the accusatory tone he took with his other enemies, and that in it of itself says a lot, but I hope this was able to shed some light on why Hamilton felt the way he did and what exactly he felt. Again, I love talking about this, so feel free to ask follow up questions!
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alphashley14 · 9 months
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I attempted to ask my parents if I could go to therapy last night because I suspect that I may have undiagnosed ADHD.
My Dad scoffed, as if annoyed, and said “If anyone has difficulty doing anything nowadays it’s because of some mental something or other.”
- Says the man who I’ve suspected for years to be an undiagnosed autistic or other sort of neurodivergent. (Not that I’d ever say that aloud because God forbid.)
And I was so stunned and hurt that I all of my points/arguments left my brain.
Just- imagine being so close yet so far away from the POINT.
And my Mom was hardly any better. She shut me down by saying how “everyone struggles to focus on things they’re not interested in,” and “Well that’s part of your Asperger’s!”
… This is exactly why I’ve grown to HATE being a so-called “high functioning” autistic person. Any time I bring up wanting to go to therapy for unrelated issues it gets either brushed off or forgotten about because I’m “high functioning” and I don’t externalize my mental health symptoms like my sibling does (and therefore it isn’t an embarrassment or inconvenience) so it isn’t an issue and I must be fine.
Maybe I should just explode. Drink. Smoke something. Scream. Break some shit. Let my grades drop. THEN could I get some therapy? (Not that I would ever actually do any of that but sometimes I feel like that’s what it would take for my parents to take me seriously when I say I’m not ok.)
-Anyway. Just figured if anywhere would have people who understand this experience, it would be on Tumblr.
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theambitiouswoman · 6 months
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Wealth Building: What Rich People Do Differently
Wealthy people prioritize learning about personal finance, investing, and wealth building strategies. They always strive to gain more knowledge in these areas.
They maintain a long term perspective when setting financial goals and are patient in their pursuits.
Wealthy people diversify their investments across various asset classes to manage their risk.
Many of them are entrepreneurs who create and manage businesses as a means to build wealth.
They build and nurture professional networks opens doors to opportunities for investments, partnerships, and business growth.
They set clear, specific financial goals and regularly review and adjust their strategies to stay on track.
Wealthy individuals exercise discipline in their spending habits, avoiding impulse purchases and consistently saving and investing.
They assess and manage investment risks carefully, often with the guidance of financial advisors.
Many engage in philanthropy and charitable giving, recognizing the importance of supporting their communities and causes they care about.
Wealthy people invest in their personal development, acquiring new skills and knowledge to increase their earning potential or make better investment decisions.
They use legal tax strategies to minimize tax liabilities, such as tax advantaged accounts and tax efficient investments.
Legal structures like trusts and estate planning are employed to safeguard assets and facilitate smooth wealth transfer.
Wealthy people can adapt to changing economic conditions and market trends by diversifying income sources and investments.
Building wealth often involves overcoming setbacks and failures, and the wealthy demonstrates the result of persistence in their pursuit of financial success.
They have a positive and growth oriented mindset drives their belief in their ability to succeed and willingness to take calculated risks.
They prioritize acquiring and growing assets, emphasizing that assets generate income and wealth over time.
They are cautious about spending in liabilities (Things that do not make you money) and maximize their assets (add value) and those that detract from wealth (liabilities).
Instead of working solely for money, they make money work for them.
When they indulge in luxury purchases, they do so using returns on their investments rather than the money they earn or have saved.
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bethanydelleman · 2 years
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The Wickham Fund
According to Darcy, he paid Wickham 3000 pounds instead of his inheritance.
According to Mrs. Gardiner, Darcy paid approximately 3000 pounds to secure the wedding of Wickham and Lydia.
Obvious Conclusion: Mr. Darcy has a 3k Emergency Fund that he keeps having to use for Wickham.
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regrator-pantalone · 4 months
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HELLO ARE YOU GAY YOU LOOK SREALLY GAY
-@autistic-arataki-itto
Why, hello there, Mister Itto. You are the fearless leader of Inazuma's very own Arataki Gang, I recognize you!
Hm. Why, thank you for asking! You flatter me. I am indeed very gay, and I am currently courting my fellow Harbinger Il Dottore.
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bitchesgetriches · 4 months
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NEW POST!
You Need to Talk to Your Parents About Their Retirement Plan
You don’t want to find yourself financially preparing for your own retirement years only to find without warning that you suddenly have two aging dependents to account for in your annual budget. So take steps now to make sure it doesn’t happen.
KEEP READING.
If this helped you out, join our Patreon!
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fuzzyghost · 4 months
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