Tumgik
#(in other words don’t submit ur own info)
samgiddings · 5 years
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OK new game. Use this website to see how common your first name is, and then put that number in the tags. 
EDIT: This isn’t my website, so I can’t say how accurate it is. It’s just a fun tool to play around with. Sorry if your name doesn’t show up! :[ 
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dreblrficfinder · 3 years
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DREBLR FIC FINDER: INTRODUCTION
ever wanted to find a very specific c!dream fic but not been able to? ever wanted to browse a particular category of fics but struggled to manage ao3? or maybe you’ve just wanted an absurdly long list of dream smp fic recs that are sympathetic / not hateful on any character and haven’t been able to find one !
whatever the reason, look no further than HERE :D
more explained under the cut !
the idea is that you submit the title of your fic, the link, and the name of the author (and you can include more than that if you want!) and i will read it and make a little post on here summing up your fic and tagging it with specific tags so people on this blog can find it !!
this is specifically c!dream oriented but may also include fics with others as main characters where c!dream is also a main character :)
every day i’ll add a new fic or two to the blog that you can then scroll through and find your favourites :D i’ll add my personal favourites from ao3 / tumblr, and also the submitted ones you guys send !! it’ll be a nice way for us to have all dreblr fics in one place and a way for us to share each others’ writing :))
RULES
only dream smp / roleplay characters — NO IRL STREAMER CONTENT PLEASE 😅
keep it sfw obviously so everyone can read and bc i don’t wanna interact with nsfw haha
i don’t particularly like reading stuff with unsympathetic characters (that goes for the villains as well) !! even if you have a villain / antagonist, i don’t like character bashing or anything like that so won’t read any where c!q or c!tommy etc are written totally irredeemably, for example. having them play a more antagonistic role is of course cool and i’ll still add them anyway, I’m just not the biggest fan of them LMAO !! :o
if there are specific triggers for your fic you feel are necessary that i tag, please add them into your ask too !!
EXAMPLE OF A SUBMITTED FIC (yes i’m plugging my own fic sorry not sorry)
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ADDITIONAL INFO
this is the part shown in the example above where you can add extra information about your fic !! for example, here are some things you could add in your ask / submission:
completed / in progress
stand-alone / part of a series
word count / chapter total
whose POV it’s from
your own tumblr / twitter / social media so people can compliment you on your writing !!!!
side characters
genre (angst, hurt/comfort/, fluff, crack, etc)
age rating (suitable for any audience?? mature audiences only ie. torture??)
trigger warnings
anything else you want to add !! ie. happy endings, if it’s romance, a brief summary, etc
i’ll lift a lot of the information from the fic wherever it’s been published (ao3 or tumblr or twt only pls not wattpad 👍) but if you have anything you wanna add that’s not specified on the site then go ahead :O
DON’T LET THIS FLOP IF IT DOES THEN YOU GUYS DIDN’T SEE THIS 😭
feel free to rb and spread the word and send in asks / submissions so i can get started straight away !!!!! :DD plug ur own writing unashamedly ur all awesome !!
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General:
Hey Everyone! It’s getting close to the end of the year and so we are thinking of throwing a secret santa gift exchange for the Boku no Hero Academia fandom for this holiday season! 
This is how it works: participants of this gift exchange are to create a gift related to BNHA in the form of artwork, edit, or writing (other mediums are fine too) and they will receive a gift in return.
Participants will each receive the tumblr name/url of another participant in which they will make the gift for as well as their wishlist or requests. Participants will exchange gifts through tumblr; each person will post the gift on their blogs and tag their secret santas! Of course, the aim for this event is to have fun and build friendships!
Rules
You must keep their secret santa identities anonymous until the gift exchange has been done! You should also not let anyone else know who your secret santa is. If you need to contact your secret santa in anyway, please find a way to do so anonymously. You could also contact either @todorokiprotectionsquad or @todomomo and we will pass your message to your secret santa.
All gifts must be finished! Artworks cannot be rough sketches or doodles. Writings must be at least 1000 words and edits such as colours or image/gif edits must be all from your own work or official art; do not use artwork or drawings from other artists.
Though it’s not necessary that you must follow the wishlist of your secret santa, please try to do so. If there is no wishlist from your secret santa then the participant may create whatever they wish as long as it is related to BNHA.
Please do not steal work from others as your gift!
If you need to drop out from the gift exchange, please let us know (not your secret santa!) by Sunday, December 10th 11:59pm PST.
Gifts need to be posted by Dec 31st 11:59pm PST! Important: please don’t bail out last minute and post nothing on December 31st.
Timeline
Nov.1- Nov.19th: Sign up  :D
Nov.20th-Nov.27th: Secret santas + wishlists get distributed
Nov.27th- Dec. 25th: TIME TO WORK ON UR GIFTS!
Dec. 11th: Last day to drop out of the gift exchange
Dec. 25th-Dec. 31st: Week for posting your gifts! YAY!
~~~
How to Sign Up?
Email us at [email protected] or submit the following info to this blog (@boku-no-secret-santa):
Url:
Name:
Favorite pairings or characters if you prefer character centric work:
1.
2.
3.
Genre preferred: (fluff, angst, etc):
1.
2.
3.
Medium of gift that you would like to receive: (may pick multiple!)
Drawing
Writing
Edit/Gfx
AMV
Memes
Other: (specify)
Don’t care
Medium of gift that you would like to give:  (may pick multiple!)
Drawing
Writing
Edit/Gfx
AMV
Memes (must make a minimum of 8 memes)
Other: (specify)
Don’t care
If someone drops out of the gift exchange, would you be willing to create a second gift?
y/n
Are you comfortable with NSFW - in the gift you receive?
y/n
Are you comfortable with NSFW in the gift you give?
y/n
Are there any pairings or characters that you definitely do not want in the gift that you will give or receive?
1.
2.
3.
Any other info you’d like to specify? (If you have an OC that you’d like your gift to be about then please include here your OC’s bio and/or drawing) ~~~
If you have any questions regarding this event please either send us an ask or dm at either @todorokiprotectionsquad or @todomomo !
We are excited to see all the gifts that are going to be posted, so LET’S ALL HAVE FUN THIS HOLIDAY SEASON!!!
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EPISODE 10: I’m aligned with idiots - Ruthie
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A little switcherooooo haha I wanted Seamus gone so badly. He was truly insufferable to talk to most of the time. Not because I don’t like him, but because he would constantly ask for info without supplying anything back. You learn valuable information in this game by strategically giving information. I feel like he just needed to be more upfront and I would have trusted him more. Instead he ended up looking slipperier than a wet lasagna noodle. So I love that Asya and Dane are building these targets on their back by using idols and stuff. I honestly see myself getting better than 7th (hopefully). I have been somewhat sliding under the radar but still being involved in these bigger moves without getting much blood on my hands. I think that as long as Asya and Dane continue to have this OTTN3, CPN kinds of displays, I can sit back, enjoy the show, and have clean hands for FTC. The thing that scares me though is that I will not have the direct moves that Asya made. But honestly my UTR game is something I’m working on and something I would reward with the win as a Jury member.
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i was so happy to meet seamus because i knew amanda already and liked her but i didn't know seamus and it was nice and new i love meeting new friends. i think he's FUNNY. COOL. NICE. LMFAO. and i thought seamus and i would be F3 like tight tight best allies. but every hoe coming out being like "love seamus, my best ally, i was so close to him" like bitch me too the fuck!!! little crackhead !!!!!!!! who was ur real f2??? what's this i hear about an alliance with anabel and dane???? still love him. 
* a little while later after that*
i miss amanda ugh we would be calling and stressing about votes and it's thursday night right now and i have friday saturday sunday off work and we could've called and had fun times and be rats. the game got interesting when we merged and then she died like i hate my life!!!!!!!!!!!!!!! and seamus too ugh and they're both gone. and now all i do is talk to sweet john and get high hehe. i hate that i'm also on the opposite schedule of rtp and ruthie i'd like to get to know them more.
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As much as I miss my daily memes from Seamus...  I'm not too sad that he's gone.  If I made it to the final three with him he would have won HANDS DOWN.  he was playing hard and I respect that but I need to keep on keeping on! I'm now in an alliance that Seamus made with the Ryans and Linus.  I trust them all to and all but I trust John more than ANYONE else in this game.  I'm playing around with the idea of telling him I'm in an alliance.  I also kind of want to tell Dan but I'm scared then word would get back to Asya and Dane.   I just really want to keep playing both sides and see what happens! When I get caught I'll just deal with it, lol. I'm pretty sure Linus and Lachie also playing two sides.
*two seconds later*
My big mouth just told Dan about the alliance I have with RTP, Ryan and Linus that Seamus made.  WHY DO I TELL EVERYONE EVERYTHING?? I am so bad at this LOL. I trust Dan but he's no fool, I know it is going to get back to Asya and Dane and then my alliance is going to disown me; Interesting though, he told me that he heard Lachie's name and I really thought that Lachie was with Dan, Asya and Dane. Part of me keeps wondering if I should have voted Ryan out that first merged tribal, I am so crackedt right now. I feel like the rat that is scampering off from group to group and I just have this feeling that my time is going to be up tonight.  I don't know who to trust and who not to trust at this point.  I talk to Dan and John the most and I do talk to Linus a good bit but like... I'm just in constant conflicted mode.   I do like the idea of Dan and I working together if he is with Asya and Dane and I stay with the others.  We could secretly feed each other information or something but hopefully I didn't just ruin my entire game.
*later*
I think??? I should be safe.  Dan told me that he ALSO is in an alliance with Dane, Asya and Pippa which Pippa being aligned with them REALLY surprised me.  I thought she was just doing her own thing and living her best life but it really makes a lot of sense.  I think that we will eventually pull John in and make an alliance with just the three of us.  Also I'm thinking that Lachie is going to go which would be the BEST case scenario for both Dan and myself and maybe starting next week we can start kicking members off of each alliance that isn't myself or Dan. I don't want to get cocky but I feel like I'm in a really good position right now and that Dan is officially my ride or die in this game.
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This vote seemed too easy???? Like it landed on Lachie and I’ve heard nothing else? I’m just like nervy. I opened up to Ruthie today about my position in the game. She and I compared notes..... and alliances. We figured out we were kind of on either side of the game. We promised to keep the info we told each other under wraps, which I intend to do. Ruthie is a likable person and down the line a sleeper threat to win, I just want options. She seems to be willing to cough up some info from time to time so we’ll see where this leads. I’m just paranoid bc I feel like it could very well be me this round? Idk. I also don’t really care lmao
*a half hour later*
So now it flipped to RTP? I love that but I’m always the last to know and I’m getting #overit
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ok so i cant make a video bc jacob is here but heres the rundown lost immunity, ryan m won who do i want gone the most? rtp fuck that man. however, lachie didn't even submit for the challenge so people are like ok lets just do him which like?? fine?? i guess?? fuck lachie too cause he's another traitorous ass bitch, but i'm not scared of him. i can kill him later. so when i hear john wants him to stay and for a royal to leave, suddenly he and i are best buddies again. he wanted pippa but like i just spent the last round telling pippa i would fight for her and so thats what i did! i told john that we needed pippa and that i could make her vote rtp, so now, what i'm being told is that myself, dane, dan, pippa, lachie and john are voting rtp. only guess what? the others aren't voting lachie anymore. no prizes for guessing who these bitches flipped onto (: anyways now that lachie isn't in danger it's very likely that he would flip on me, making it 5-5 instead of 6-4. in a tie, these bitches will absolutely flip on me. like i just know it. maybe i'd have dane and dan but thats it. and that pisses me off. i feel like i've been working my ass off and to have it end here is like... mentally i know it's good for me bc this game drives me crazy but like. i fucking deserve to get farther than people who don't even play the game. i just do. i owe that to myself. anyways. dane thinks he can get linus on board as well. i tried patching things up w linus and he left me on read so like i don't see why he wouldn't vote me. not hopeful there. if i'm voted out let it be known that i remain the baddest bitch in this game and i will be an incredible demon at ftc. thank u and goodnight. ps stream jackboot jump
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My alliance hoping for rocks?  I'm aligned with idiots. I've told Dan EVERYTHING I've been hearing all day and I really hope it doesn't all come back to bite me on the ass.  He's gotten very quiet and isn't the only one.  Suddenly everyone is quiet and that is never a good thing right before a vote is due, it makes me think that it has been changed to me.  SURELY these people would tell me right?  I've had the curtesy to tell people when it is them to be a suck up... SURELY people will tell me too... RIGHT? I don't know. Rocks is beginning to sound better and better though.   
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circleofcatastrophe · 6 years
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Episode 1- Big Brother Week
Title: I’m probably gonna shit myself so that’s how day 1 is going
Max
Day 1: everyone is saying hi and I have a big ass paper to right that I haven't started that's due tomorrow and I drank a lot of coffee and I don't drink coffee so I'm probably gonna shit myself so that's how day 1 is going
Julia
Should’ve hexed Tim he a cancer . Cancers are tricksters
Vi
I think I understand the challenge now that I was removed. Thanks Tim. ALL MY IOS PEEPS ARE GREAT. Cept I'm pretty sure they're gonna stab me early bc they dislike me :^). That's okay bc I'm only here for the hosts <3 jkjk. I love them. The tribe is fantastic even tho I have no idea who most of these people are. I hope some of the challenge will be familiar or else rip me.
Tim
The cast seems so great and iconic. I really like Sammy and Jacob but I'm sure everyone else already does.
Jacob
first of all i want to die. also sammy won hoh nice idk him all that well so im a little bit nervous. i dont really know whats gonna happen but its whatever wigg!! my strategy is to have an emotional breakdown about my day in public chat so everyone feels bad for me and keeps me safe this round :~)
Tim
Sammy won and woo! I knew he was gonna win but lets see who he snakes with his nominations.
Vi
Sammy who? I didnt realize who was in the tribe. Jkjk. I could carefully less. It’s been a day and so I haven’t gotten close to many people. Hopefully when I finish my irl stuff I can finally focus but if I get voted out (which I hope not) that’ll be fine too. Can’t wait to see how tribal or whatever that is about to happen turns out like
JG
Ugghhh so close to winning HoH oh well, I gave it to Sammy cause we talked alot and it would feel wrong to not give it to him plus I wanted to secure my spot this week and he guaranteed I would not go up, let's hope. Not many other people have talked to me which, is a little unsettling but maybe I am too paranoid.
Chrissa
I am glad sammy won as he promised me safety. not much else has happened but I will update when there is.
Christian
Okay first DR of the season. Nicole's a bitch. I don't think we will ever get along, and neither of us has made the effort to add each other on Skype. Now that we got that out of the way, let's move to things that are actually relevant. I love all the new faces in this cast. I've never seen any of these people before, except Regan and Max. I think I hosted Louise in BB Unititled? Unless there's another Louise in the community, that I don't know of. I've been talking to people one on one, and most of those conversations have been genuine. Yesterday evening I found out Jacob is from WV and we live like 30 minutes away from each other. So that was an instant connection, and we ended up forming an alliance called "West Virginia Legends". Let's hope that actually lasts. I have some faith that it will. When the house call happened I was like "yes let me get on that call". 1. I had the thought of Sammy and his nominations 2. I knew if I got on the call it would give me a chance to talk to people and try to form a bond 3. If I would have won HOH this week I wouldn't have needed to get on lol. Hopefully Sammy keeps his word and doesn't nominate anyone that was on call. When Sammy asked who we wanted nominated I said "well Nicole" but I didn't push for her to be on the block, because that's dumb and from my past experiences in games you never know when someone could already be working together early or late in the game. I just said "do whatever you feel comfortable with".
Arika
dang toot I was nominated
Louise
!!! im not nominated!!! we r living hunny!!! sammy treated ur girl good but aj is nommed fuck!!!!! i love him more than i love my own self he is my dad/son and such a precious human being!!! so im glad i don't have stress for myself but now i have stress for aj everythign is a mess! i hate regan she a ho and everyone else i like me and tim agree that the texture of bread is NASTY so we stan!
Tim
I haven't been nommed thats great! I get to sit back until a possible renom and hope im not renommed.
Tim
If I get renommed I will CRY
Tim
Woo im not nommed so im gonna vote for Louise tbh maybe. Or AJ let me check lol.
Sammy
Hey so this is my first confessional....I’ve been slacking! However I want to make good confessionals for this season so that when I look back at them I can be like “what was I doing”. Anyway, let’s start from the beginning! Okay so when I got casted I noticed a few familiar faces that i was so excited to play with. 1.) AUTUMN!! she is one of my favorite people in this community and I’ve played with her before, I don’t think I could betray her in this game so if at all possible i want to work with her. Then I see Jacob, Dom, and Regan! I’ve been wanting to play a game with these people so I’m glad it finally happened, they are super nice and just have fun personalities. I also saw Tim and Chrissa who I have played games with before, and Tim is so nice but Idk if he’s gonna leak any info of mine or not bc in Lago he leaked my alliance...RIP...but I think he’s a great person so🤷🏻‍♂️ And yeah love Chrissa!! I’m really liking JG so far and I want to work with him so woo.
Sammy
okay also, we had the hex HOH competition which is basically just luck. I was in class for the majority of it and when I got out of class I saw that there were like 6 people left and I was one of them. Then I started talking to people saying, “hey if you don’t hex me I won’t nom you:)” just so I could win the first HOH comp. I did this because I want to build up a good resume early on and i know this wouldn’t make me look like a threat bc it was a luck comp😅. So I won HOH, and decided to nominate two people who I got to know the least(also i told like so many others that i wouldn’t put them up so rip). I put up Arika and Aj and I really like them both it’s just they were the least active. Then we had POV and i fell asleep bc I’m a FLOP and i got a strike for not submitting. Arika pulled herself off(which I’m okay with bc she wasn’t really my target). Aj didn’t even submit which was sad bc their game was on the line:/ i had to renom and i chose Louise bc i have spoke only a few words with her and SHE IS SO NICE! However she was one of the few people who i didn’t promise safety. Again, she isn’t really my target. I was trying to cause the least amount of drama as possible and I think people are content with my choices. Oh and we had a “tribe/house” call but it kinda was a mess. I think everyone was slightly irritated that Regan wouldn’t let anyone else talk (no shade bc Regan is awesome) but yeah we got to know a lot about Regan and her bad driving skills...REGAN DONT RUN ME OVER IN THIS GAME. Anyways start your engines, it’s gonna be a wild ride!
Vi
So I picked uh... wait I forgot... Louise? I only picked him/her Bc it was the only name I could remember out of the two noms. Oops. Sorry. I mean it really doesn’t matter considering neither of the noms really talked. *sigh We shall see tho
Chrissa
I am so glad sammy is hoh especially with the veto i was made to play, idk who is gong but he said vote AJ and AJ hasn't attempted to talk to me so okay!
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Price for insurance for car?
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i am looking to buy a car for around 2000 dollars. its a dodge dakota not sure the year between 1995-1999. but how much am i looking at to pay monthly if i create my own insurance plan?
BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 
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I hear a lot that when getting you're first car that you're supposed to buy a used car and not a new car because auto-insurance is going to be cheaper. Is there any truth behind this?
Average cost for motorcycle insurance for a 16 year old?
i know that the rates will be very expensive for a street bike for a 16 year old first rider, but i just want a round about. i have car insurance with state farm so thats who i would get the insurance through. from what i found it will probably be better to start on a dual sport bike rather than a sport bike due to the cost of insurance and the possibility of not being able to get insured due to my age. i want to get a street bike, but i know insurance would be nearly affordable.""
Pulled over with expired car insurance.?
I was pulled over and asked for my car insurance.It turns out it was expired.I didn't notice since I have been up to date with my payments every month and the insurance company never contacted me to remind me. My insurance expired in September. I got a ticket for it. is there something I can do? even if it expired, does it still matter that I kept paying it?""
SR22 Insurance?
My 22 yr old sons car was repossessed. He cancelled his car insurance policy since he no longer owns a car. He was required to carry an SR22 because of a bad driving record. The California DMV will suspend his license if he does not have proof of car insurance. Hes not driving and plans to not own a vehicle for the next 6 months. How does he meet the California DMV requirements without purchasing a car insurance policy? Also, if were able to get an older vehicle and get liability insurance only on it and add the SR22 can it satisfy the California DMV? My son is desperately trying to clean up his driving record too. Even if literally purchases an older vehicle and never drives it just to meet his DMV requirement. Will his past actions of too many tickets and accidents ever stop haunting him? Finally, his car was stolen in mid 2013. The car was reported stolen and it was eventually recovered and the insurance did repair significant damages does this also count against his driving record? The damage to the vehicle all occurred after it was stolen. I'm sorry I have so many questions I'm just at a loss. I need to get him back on his feet within a year but I need to know he will be able to drive too. He realizes now he messed up. He's got a great job and makes good money but I want to make sure that these past mistakes do not haunt him forever. The good news is there are no DUI's or reckless driving. Thanks for any help!""
Price for insurance for car?
i am looking to buy a car for around 2000 dollars. its a dodge dakota not sure the year between 1995-1999. but how much am i looking at to pay monthly if i create my own insurance plan?
Is American Family Insurance a good insurance company?
Currently I have State Farm on my car and EMC on my house. I found out I would save money if I switched both insurances to American Family Insurance. I was wondering if this would be a good choice?
16 and want State Farm Auto Insurance?
I just turned 16 a couple months ago and i already have my license, and i live in Colorado. My parents have State Farm auto insurance and they want me to pay for my own insurance when i get a car. I already know that you can get a bunch of discounts for things like getting good grades and attendence and safe driving and not driving your car to school, but anyways i was wondering how much it would cost me without any discounts? Like how much would it be every month or so? I do have a job but i dont know if i would have enough to pay for car insurance. Any help is needed! thank you!!!""
Where can you get insurance for a 16 year old travelling alone?
Hi, a group of my friends and I, five of us, are travelling to Germany and are looking for a place that would insure us, we are all 16 years old. Thanks :)""
Do I need to add my unborn baby to my health insurance before I deliver?
I'm not due until May 19 but I read in a book that if you choose to add your unborn child to your health insurance, you can. But no one can tell me for sure if I need too. Open enrollment for my insurance isn't until September of next year, after my baby is born. What do I need to do?""
Cheapest car insurance companies for young drivers?
Cheapest car insurance companies for young drivers?
Insurance on a 01/02 Ford Mustang for a 17 y/o?
Around how much would insurance cost for either a 2001 or a 2002 ford mustang (v6 engine) for a 17 y/o male in New York? Ive been through drivers education also so thats 10% off. Id REALLY like one of these cars, granted im expecting insurance to be very high and idk if id be able to afford it. Thx :) p.s. Also how much more would it be if it was a convertable? Having one would be awesome (i can dream cant i? :) (This is a serious question though)""
What is the best car insurance that can cover any accidents and passenger & property damage in California?
What is the best car insurance that can cover any accidents and passenger & property damage in California?
Question about multiple car insurance policies?
I'm 17 and currently have my learner's permit. My parents have separate insurance policies (My Dad has Geico for his 2007 Honda Accord, my Mom has Metlife for her 2003 Dodge Grand Caravan). My Dad recently added me to his Geico policy as having a learner's permit. But my question is this - I know that I will be able to drive my Dad's car since I'm on his policy, but realistically, I would want to be able to drive both cars (and I would likely be using the Caravan more often anyway). Once I get my license, do I have to be listed on both insurance policies to drive both cars? If I wasn't and got in an accident with the Dodge, would I be covered?""
Any cheap car insurances for first time drivers?
I am 20 and I have been driving for 2 years and recently got my own car. But I heard car insurance is expensive and I wanted to know if there's any car insurance that is cheap. I live in Southern Cali. Do you recommend anything? Please help. And thank you.
""I touched a car bumper when i was backing, how much that would affect my insurance?""
I touched a car bumper when i was backing, how much that would affect my insurance?""
Insurance for the baby?
Before you judge, I have a license, car, job, and apartment and am stable with income. I'm 17, and will be 18 by the time the baby is born, and I am covered under my fathers insurance which was established 17 years ago through my fathers work. Its Cigna PPO. Since then my father has been layed off because the plant closed down. He still has the insurance from his work and does not pay the huge bill because it was covered by his work. Now I'm Pregnant and, I'm trying to understand how insurance works. The baby cannot be added to this insurance because It has already been established. I know this for sure because my brother, 22 and unmarried, had a child in November and his child could not be added to our insurance plan. So will you please help me find insurances, Private insurances not state? Also can the baby be by itself or must it be with it's father or mother, me, on a plan?""
Cheap Car Insurance! Any Ideas?
Hi all. I'm currently learning to drive and hoping to pass my test and get a car this year. But car insurance is soo expensive. I've looked into it a bit and it would cost me around 1300 a year and with 3 kids that's just too much lol. Any one know of any way I can get it any cheaper, like maybe putting someone else as main driver or named driver etc. Would that make a difference? I'm female and almost 26, so I understand that brings it down a little, but it is only a little. Please help, thanks for reading.""
How Much Is Too Much For Car Insurance?
Hi, I am an 18 year old male living in Huddersfield and in full time education at college. I passed my driving test in September 2010 and now its December, i decided to get an update of quotes on different cars such as 1.0 corsa's, 1.2 clio's and so on, but i was curious so i decided to check on my dad's 2005 1.4 diesel toyota. It came as a bit of a shock to me but i got a quote for 2600, on my own name some of the quotes i was getting were far to high, the lowest was 6000. So my question to you is, do you think 2600 is a reasonable quote to be a second driver on my dads car? I turned 18 a month ago and have had my driving lesson for just over 3 months, my dad has had his for over 30 years and has around 30 years no claims bonus, so do you think it is a reasonable quote ?""
Question about delaying the individual mandate portion of the Affordable Healthcare act.?
Since the Affordable Healthcare Act is based primarily on the individual mandate, if the mandate is delayed by 1 year, what happens to those who have already lost their current health ...show more""
""How much will my insurance premium go up after a speeding ticket, I'm 17?""
I am a 17 year old male whose car insurance is roughly $200 a month from Travelers. My parents (unlike me, haha) are perfect drives and have had no recent violations. On the other hand, I got pulled over in MASS for doing 86 in a 65. It won't happen again. I live in CT. How much do you think this will increase by? and when I renew could my insurance company decide to not run my DMV record?""
Will insurance cover transmission damage?
Someone stol my car I reported it the insurane company is saying my transmission is out will they cover the cost of this or say its normal wear and tear it was working when I was driving it
Is it illigal to drive without having the proof of insurance IN your car.?
I have insuarance and i will be getting the papers tuesday. Is it legal in Texas to drive without the pyhsical papers, even though I have the insurance.""
""My 18-year-old brother is addicted to meth. He wants to quit, but can't afford rehab, no insurance.?""
He is not interested in NA or any faith-based program. Are there any proven state-funded programs or at least semi-affordable programs? He lives in Cali. He dropped out of high school and has little motivation to do anything, despite being smart and good-looking. My parents basically let him do whatever he wants, and I don't trust them to change or be able to help. He wants to learn to discipline himself and get a job, etc. but first he needs to kick the drugs.""
What is the average price of insurance for me?
I got my license a week ago and I am going to be 18 in 2 months but I want to start driving now. How much would insurance cost for me (estimation)?
Will the Affordable care health insurance start from tomorrow itself?
I am planning to buy health insurance since I am going through a medical condition and cannot wait for the treatment. Can I buy Obamacare insurance? I heard it will be effective from Jan 1 2014. I know its kind of stupid question but is there a provision in the ACT that if I buy the insurance today (11/21/2013) will it be effective tomorrow or can the expenses be claimed after Jan 1 2014. Also, if I am not able to cover myself from now till dec 31 2013 then what insurance do you suggest? Thanks..""
Can you add car insurance after an accident?
i hit my friend tonight but i never added insurance to my truck that i bought two weeks ago. I called the 24 hour insurance support and told them that i had bought the truck tonight and they said i am covered for 3 days but i have to call my agent tomorrow to set up all the coverage and payments. If i call the agent in the morning and tell them i got into an accident will i be covered? i live in IL.
Car insurance quote before buying ?
Was thinking about buying a car (first car) just to run around in for a while before I actually buy a better one when im older but want to ask a question. When buying a car, should I get an insurance quote first, then buy ? Or should I just buy a car I like then think about sorting out insurance for it ?""
What companies provide auto insurance for adult learners?
What companies provide auto insurance for adult learners? I am an international student in Ohio. I am older than 21. I get a learner's permit recently and am now looking to buy auto insurance. I am independent and can not be added to other people's policy. I have been searching the Internet, including Yahoo! Answer, for one week to buy auto insurance for adult learners. It seems the majority say I have to be added to other people's policy. Some say I can do it by myself without giving further details. It seems that no insurance companies are willing to give me a quote considering my situation. GEICO is willing to give me a quote one month before I get my DL. Are there some companies that give adult learners' auto insurance? Thanks in advance.""
How much is it to get painting and remodeling permit and insurance in seattle WA?
How much is it to get painting and remodeling permit and insurance in seattle WA?
""What are average prices for life, health, and auto insurance (any company)?""
I'm doing a project for school and what would an average price be for 2 people with just a regular car, like a honda or something, nothing fancy, for auto insurance. and for 2 healthy people for life insurance and health? i've website but you have to give all this info for a quote, but i'm just looking for an average froma ny companies.""
Price for insurance for car?
i am looking to buy a car for around 2000 dollars. its a dodge dakota not sure the year between 1995-1999. but how much am i looking at to pay monthly if i create my own insurance plan?
About how much will car insurance increase after wrecking a car?
Im 19 years old
Can anyone recommend a cheep and reliable car insurance in New Jersey?
Does premium payment depend on the area you live in. Would my car insurance be cheaper in Hudson or Bergen county? Any pointers ly and advice would be greatly appreciated.
...Who is your Car Insurance Company ...?
Who is your car insurance company? How old are you? How much is your monthly installment? What kind of car do you drive? I am trying to determine weather my insurance is right for my age. I have Allstate, I'm 21 and I pay $143 a month for full coverage on a 2005 Honda Civic.""
Average insurance rate for a taxi?
in bakersfield ca
Insurance on a Nissan 350z?
I am wondering how much insurance would be for a 16 year old with that car. And what is the best way to insure it? Thanks
Quiting smoking. Insurance will cover the patch.?
Only if I have a perscription from a doctor. I can purchase the patch or gum at the pharmacy with out a perscription. Why does the insurance company insist on a perscription for it to be covered. It just dosent make since. A lot more people would quit or at least try, if the patch and gum was alot cheeper. To purchase it out right the patch runs about $35 to get it with a perscription it is only $20. That is less than a carton of cigaretts. Why dont they make it easier to make that discision to quit. Make the quit smoking aid less expensive then a carton of cigaretts.""
Health insurance pricing and BMI?
A person's weight and height are found on a driver's license. From these numbers, you can calculate a person's BMI. Do health insurance companies have access to the information found on a driver's license and do they use this information for determining health insurance quotes?""
How much would car Insurance be for a 16 year old girl?
I live in Michigan. Thank you :)
CAR INSURANCE FOR A 16 YEAR OLD?
would it be more expensive for car insurance for a brand new car or a used car.
What is the cheapest/best car insurance and car for a newly licensed driver in MA?
What would be the best and cheapest type of car and car insurance to get for someone who just received their license?
""Can you recommend a good,cheap insurance for a 17 year old??
I don't want to be on my mom's because mine will be higher than normal because hers is already really high.I'd rather just have my own insurance.Thanks in advance!!
2000's Subaru WRX insurance info for a 20 year old in ct?
Hello I'm looking into purchasing either a 2002 or 2004 Subaru WRX. I live in Connecticut i am 20, have had my license for 2 years with no accidents or tickets. I would like to ...show more""
How much will my insurance go up after dui in ny?
OK so i recently was caught for a DUI in NY state , i am under my sister's insurance (geico) and the car is in my name....i want to know how much will the insurance go up even though my sister never had a claim and i am under her...""
Farmers Market Liability Insurance?
My girl friend and I are starting a new company that would sell smoothies and baked goods at Californias farmers market and it is our understanding that we need 100,00.00 liability insurance coverage to get into most markets. My question is how much on average do people pay for this and would the cost be different if we were to go under the cottage food act? Any information or suggestions would be appreciated. Thanks""
Cheapest london minicabs/private hire insurance ?
I AM LOOKING FULLY COMP PAY MONTHLY INSURANCE THANKS ALL
What would be the best car insurance company to go to?
What would be a great car insurance company to go to? I am an 18 year old, male, just got employed and now I'm looking to get car insurance for an '87 Chevy Blazer. Any suggestions?""
How do you buy insurances?
I don't care which insurance it is, you look up complaints there is a looooong list about all of them.""
What cars are cheap to insure for 17 year old male like myself?
I have my practical in March, crossing fingers I pass so I thought now is an appropriate time to start looking for a car which is cheap to insure.""
Are you supposed to have car insurance at 15?
i just thought of this just now and i remember having to pay for auto insurance at 15 just for a school permit for school and back and i hear some people dont have insurance was i right to pay for it or was i tricked because he says you have to be 16 and said he'll accidentally put that i am and say it was a mistake to the company, i think this is a trick but idk and again others dont pay for insurance but were they just too cheap to do it and risk the consinquence? or did i get tricked back then by my insurer""
What will my insurance cost for the new house?
Hi there, Lets say i would like to invest a house in a new subdivision cost $300 000. Located outskirt of Birmingham, AL. The Subdivision/community even built an Elementary School in the community. The community is divided from house prices ranging $150 000 to $500 000. When completed, the community will have 3,000 homes in a variety of distinctive neighborhoods within 5 to 10 years or more from now. How much will the insurance cost? Don't need a specific answer but just an idea how much it would cost average for the insurance etc etc I'm pretty sure certain factors changes each individual owner and the property area but from the basic description of the area, how much do you think? Of course i can always ask the insurer the question but i would like to know the homes owners in the house. Thanks for your input""
Car insurance???????????????
im 17 and bout 2 insure my car, iv got 1 year no claims bonus on a moped, can that be used to save money on my car insurance.??""
Would car insurance be expensive for a Mazda RX-8?
expensive being around sportscar/ muscle car range or like a regular cars insurance?
Why are my home insurance premiums so high?
When we bought our house we were paying 350 a year, we have not had any claims at all and insurance kept going up. so we swiched companies and now paying 720 a year, and when im quoted from every other company its anywhere from 700-1000 a year. our house is only worth 70000, my mom pays 350 a year and her house is worth 250000 with outbuildings. Why are my prices so much higher when i have not had any claims? we are in illinois""
How much do you pay for car insurance?
I need help for my homework.
Give three or more reasons why americans should not have health insurance?
what are three or more reasons why americans should not have health insurance
Price for insurance for car?
i am looking to buy a car for around 2000 dollars. its a dodge dakota not sure the year between 1995-1999. but how much am i looking at to pay monthly if i create my own insurance plan?
Can anyone help me regarding a huge fine for driving without insurance.?
Man, Im screwed. A few years ago I let my insurance lapse on my vehichle and didnt hand the license plates in. Failure to do so means an instant 150 dollar fine for the first month and 7$ a day afterwards. Ok, I was being a complete jackass at that time in my life and figured I would deal with it when the time comes. Well, its that time. I finally got my license back and went to buy a cheap used car. The dealer told me he cant get me plates for it cause I have a violation due to a fine for driving uninsured. The fine is off the charts, $4,455.00. Has anyone ever gotten the MVA to reduce this fee or waive it. I havent tried yet. They offer payment plans at 20% down and the rest must be paid within 2 years. I dont want to do anything illegal per say but just wanted to know if anyone has any ideas. I know, im a jackalope for letting this happen. anyone, let me know""
Buying a new car on pay monthly + insurance ?
Hello, I am 17 years old. If I were to buy a new car on pay monthly (e.g Ford Fiesta/Fiat 500 at 150 per month) then does this include road tax and insurance? If not, then what would it cost me in terms of insurance (I live in london, and will keep my car in a locked garage)""
Few questions on cars and insurance UK ONLY?
i live in the uk and im 16 but 17 soon after my tests and things i want to buy a renualt clio 1.2 and the insurance group is 3E. now is this a high insurance group for a 17 year old as a first car? also if you buy a car and put a body kit on it your insurance goes up. so if i bought a car put a body kit on it and then insured it would it be as much or will it still go up?
Who is the best life insurance company that pays out?
I am looking into getting life insurance probably not term life insurance just regular not sure yet however a lot of my friends have had problems with life insurance companies not paying out even though they where still within the life insurance contract guidelines so I am scared..I have heard a lot of positive things about farmers and that they always pay out as long as it is in within the guidelines they provided when you signed up for the insurance . does anyone know of a company that for sure will pay out ? also can I take a life insurance policy out for my mother id like to do so because she does not have one so I am worried something may happen and I will be stuck with bills ? I know I will have ta pay more because of her age but that is okay with me I feel like it is well worth it as long as the company pays out any advice ?? Thanks
How much is insurance for a honda accord coupe v6 ?
I'm 18 yrs old and I'm considering buying this car if insurance isn't bad
What is the best way to insure a car with a salvage title?
I recently purchased a car with a salvage title. This is my first car, and I'm in deep enough that it wouldn't make sense to get rid of it at this point. I would like to get collision insurance on it if possible. Really, there are a couple questions here: *NOTE: I live in Ohio. I'm not sure the answer to this question will be the same in all states. Can I have a car with a salvage title retitled with a clean title through some sort of govermnent inspection? If so, how would I go about this? Is there any way I can get collision insurance for my car? Will insurance rates be higher for me? Anything you can tell me will be much appreciated!""
How do you go to the doctor if you do not have health insurance?
I am working but I do not have Health Insurance. How do you go and where do you go to the doctor if you do not have health insurance?
Do you need motorcycle insurance in iowa?
im 16 and im moving to iowa from florida and in florida you dont need insurance. so i was just wondering if you need insurance in iowa
How much is car insurance cost likely to go down between age of 17 and 23?
I have not passed my theory or practical test yet and had a few years break from driving but aim to complete it and pass this year. How likely is it that cost will decrease due to age? Also I aim to take the pass plus test as well I live in the UK if that helps thanks
Customizing your car insurance?
I want to buy a winter-beater, something around 600 bucks. When I quote myself for insurance my monthly comes to $330 and I would assume that means full coverage. I don't want my insurance to cost a hundred times what my car is worth. If I were to customize my insurance and have the choice, what insurance options should I be choosing to bring my cost down below $200? I know it will also depend on other things like the car itself, don't give me un-necessary information, please and thanks. I live in Ontario.""
My license was suspended and I want to buy a new car. Will my insurance company still let me keep my policy?
I have had my license suspended due to accumulating 12 pts on my driving record (maryland). I did however get permission to drive to work. I have been planning to buy a new car now and I really don't want this to prevent that. However, my insurance rates haven't gone up due to the suspended license atleast yet. If I buy a new car, other than the type of coverage, will my insurance go up because of the suspended license or will that even still keep me on the policy. Any help will be great.""
What is the cheapest car insurance ?
for a ford mondeo 1998. Thank you.
Approx. Insurance rate for 20 yo male with a 04 G35x sedan?
thinking about buying a G35x after i get back from Afghanistan, just wondering how much insurance might be""
Guys how much was your car insurance when you first.....?
started driving? Just state: 1. Car 2. How old you was 3. What company you went through 4. How much Thanks a bunch of bananas
21st Century Insurance ?????????????
Is 21st Century good auto insurance. I am on my dads auto insurance. I pay 250 a month for a 03 dodge durango. So I am going to be shopping around in 6 months. I have progressive auto insurance.
Why is my insurance quote so high?
I got a quote that 480$!! Why is it so high I have a mustang gt 2011 and I'm 18 iv never had a accedent am I just going to the wrong company? I went to gieco all state and esurance there all over 400$
Life Insurance questions?
Why do life insurance companies often charge different rates for males and females? Who pays more by age, male or female, and why do you think this is so? Come back later and respond to two other classmate's posts and answer any responses to yours.""
Where can I get some car insurance from?
Insurance for a 1998 ford explore
Which auto insurance company offers the cheapest price??
were from CA & my sister is a first time driver & she needs a new insurance for her 05 toyota camry. her old car insurance is too expensive. what will u recommend personally? thanks
No proof of insurance?
I have legal insurance, but my policy was just renewed so I need my new cards that prove i'm insured. They are in the mail I assume, but they won't get here in time before I have to leave on a trip to NV. I tried to go online and just print the cards, but their site has been down for many days and I can't get on to print my cards. So my question is: If for some reason I get pulled over (not saying I have a reason to get pulled over) and I don't have those cards, since I do have insurance does the fine get dismissed? Also, since I cant technically prove I have insurance do they have to take my plate?""
Affordable nuvaring/other birth control?
I was using nuvaring for about the past 6 months and it's working really well. I got laid off from work and cannot afford to pay because I no longer have insurance. I called the ...show more
Which car would I be paying more insurance for? Audi A4 or Jeep Cherokee?
I'm getting my second car and I'm debating in between Audi A4 Quattro and Jeep Cherokee 4x4(not limited). I know they're totally apart from eachother but I like them for ...show more
I need help with car insurance?
My parents are letting me use their car till I get my own but they say I have to pay for insurance. The problem is I only make $100 a week and have to pay for gas, save up for a car, buy lunch everyday, get the things I need, and pay for insurance. How can I sort out my money so I can pay for all of this?""
Any suggestions on best Health Insurance for a diabetic?
My son is in his late twenties, without health insurance and was diagnosed with juvenile diabetes, requiring him to take insulin daily. We are trying to help him with this financially, and bills are enormous. Any ideas on what might be the best health insurance plan for him? Thanks in advance for any suggestions.""
Does school require health insurance?
I live in California, USA and my brother and I don't have health insurance. We are in middle and high school(public school). What are the disadvantages of not having health insurance?""
Price for insurance for car?
i am looking to buy a car for around 2000 dollars. its a dodge dakota not sure the year between 1995-1999. but how much am i looking at to pay monthly if i create my own insurance plan?
https://www.linkedin.com/pulse/im-driving-ireland-do-i-need-irish-insurance-eulah-rosenda"
0 notes
How can I check what is affecting my car insurance prices?
"How can I check what is affecting my car insurance prices?
Would there be a website to do this? I am struggling to see why my car insurance is so expensive. I've checked my insurance prices on gocompare.com, it's around 4,500, so I think it would help if I could find out why it was so.
BEST ANSWER:  Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr 
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Where can i get auto insurance for cheap?
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How to get auto insurance quote/ estimate without a car?
I am doing a research, and heard that ur insurance can be based on not just the model but the color of the car. I want to know how to get an estimate based on vehicle, model. So that I can make a diligent choice when purchasing my new car.""
Fend off bullying car insurance suit?
i was involved in a car accident. i was at the wheel and the insurance company that insures the car has placed me at fault. i am not the owner, but claim that i had permission from the owner to use the car and therefore, under california law, should not be liable for the damages. the owner is fully insured. i tried to settle this by paying for the deductable. shortly after i submitted a check to the owner he changed his statement to his insurance company and claimed that he in fact hadnt given me permission to use the vehicle (I have a scanned copy of the check with clearing information from my bank). i am now being threatened by two insurance companies: 1) the insurer of the other party involved (this claim is on me, the owner, and his insurer) & 2) the insurer of the car i was driving. what are my options? how can i attempt to prove that he did give me the necessary explicit or implicit permission to use his automobile?""
Thinking about changing to TD for auto insurance?
My current auto insurance company is charging me around $380.00 per month for insurance TD quoted me for $230.00 per month. I have only been with my current insurance company for 4 months now is it worth changing? here is TDs rules for cancelling. I personally think it is worth the change would TD still take me if i cancel early into my policy i haven't missed a payment and this would be the first time i cancelled a policy. Do there rules apply for me Cancelling???? or am i alright for changing? also i paid first and last do they take my last month as a cancellation fee? anyways let me know thanks TD Canada Trust rules for cancelling If an insurance company has cancelled/refused your policy for whatever reason (e.g., non-disclosure of tickets, non-payment), we are unable to provide you with an online quote. We do not take into account a policy that you cancelled yourself.""
Wich car will cost more?
wich car will cost more in insurance? im a 16 year old boy with a3.0. i dont need exact prices just wich costs more. 2004 mustang v6 or 2004 silverado 1500 access cab 5.3 litre v8. thank you
""What is the least expensive car insurance in Thousand Oaks, California?
Thanks!
How much roughly would car insurance be for a new male driver aged 25?
My husband is going to take his driving test soon so we can buy a car but i dont know how much to budget in for car insurance as neither of us has driven before and haven't dealt with car insurance before. We would probably just buy a cheap runaround like a ford fiesta 1.4 engine or a car like this (roughly 500 in value) and wondered hw much we should expect to pay for a years insurance on this. i know it will be more expensive than other drivers as its for a new driver and a male but I would really appreciate it if someone could give me a rough figure. thanks :D ps. i dont need links to any comparison sites as they only work if you have a car already and all the details! thankyou! :)
What is the best way to go about auto insurance for an 18 year old purchasing a Mustang GT?
Hey, I have a job @ walmart and i make pretty decent money & next thursday when i get paid im going to e-z way auto sales which is a pay here buy here car lot for no credit car buyers to go to establish car history credit & the car that caught my eye was a black on black on black 2004 Ford Mustang GT, I have to have it and the payments wouldn't be that much, something I could afford. What about the insurance? What's the cheapest for my age? I just turned 18 last month & i don't wanna pay more than $200 for car insurance, that'll be more than my car payment. HELP ME OUT!""
Minor car accident (not at fault) - should I go to my insurance or small claims court?
I was wondering if anyone could give me some advice. Last week I was involved in a minor car accident. I was at a stop light and the car behind me decided they could not wait and they tried to get by my car to make a left turn. They did not have enough room and scraped against my car with theirs. No one was hurt and no police were called. We pulled over and I got their name, phone number and address. They did not give me their insurance information and said they'd like to settle outside insurance because there are only scratches. I know it was stupid but I said okay. Also I do not have the license plate number of the car. I thought I wrote it down but I did not (I understand this is a big mistake on my behalf). We made contact over phone throughout the week and discussed repairs but suddenly they stopped answering my calls. I believe they are avoiding me. Now I am at a loss of what to do. Should I take this issue up with my insurance (at the risk of raising my premiums) or should I take this to small claims court? In either case I do not have the car's license plate so if it isn't their car will that be insufficient evidence to prove they are at fault (my word against theirs)? Thank you in advance for all your answers.""
Are minors required to have car insurance in California?
I'm reading the drivers handbook and it doesn't mention anything about that, it only says if you are emancipated that they require it.""
Health Insurance in Oregon?
I'm 21, work a part time job and go to school full time (though a little under this term 11 credits) I need health insurance. wondering what my options are. looking for something affordable, maybe 50 dollars a month? not sure, don't know much about this stuff which is why I'm looking to get some expert advice from someone on here that knows it! Thanks, M""
""What's the most affordable auto insurance in Norfolk, Virginia?""
please, serious answers only.""
Anyone in California need a quote on Insurance?
I sell Insurance.
Ahoy! im buying a car tomorrow and i cant drive it unless i get insurance.?
what is the cheapest car insurance for a first time driver 19 years old its an old Toyota Camry i believe 1989 or 1991. i got a ticket for driving without a license in Nov of last year? please any info is appreciated.
What is the cheapest car insurance company for Northern Ireland. I want to insure a ford focus ST-3.?
I have 1 years driving experience and 1 years NCB.
How can I check what is affecting my car insurance prices?
Would there be a website to do this? I am struggling to see why my car insurance is so expensive. I've checked my insurance prices on gocompare.com, it's around 4,500, so I think it would help if I could find out why it was so.
What motorcycle is best for a newbie?
i have never ridden a bike before besides training classes i haven't started yet. i'm only 16... yeah i know i'm young but i'm very determined to get one so i want to get as much information as i can now, allthough it is still pretty early. i'm 5' 3 and 115 pounds. i prefer a sport looking motorcycle but i want the safest motorcycle that would be best for a newbie, like me, to drive. links & any kind of information will be greatly appreciated = ) oh and i'm planning on buying a used one i have saved about $1000 so the price i would LIKE to pay is $4000. but i'm not sure if this is a good or bad price.""
MAZDA3 with insurance questions?
u think i'll be charge high cost of car insurance by getting mazda3 sedan..im 18 first time driver and a female i live in san francisco. and how much is mazda3? like with the taxes and everything?? serious answers are greatly appreciated. i want to stay under $20k
Grace period on car insurance in nyc?
dO WE HAVE GRACE PERIOD ON EXPIRE CAR INSURANCE IN nyc
How much (estimate) would car insurance on a Dodge Challenger se r/t & srt8 be for a 18 year old boy?
I want to know the estimate on a dodge challenger srt8 se r/t and see what the differences are in price. Guessing the srt8 is gonna be alot!!! please just estimate. THANK YOU!
Car insurance WITHOUT a bank account?
does anyone know where/what car insurance i can get as i can not have a bank acount or debit/credit card. can only pay with cash by monthly installments
Do you need car insurance to borrow someone's car?
Like if I were to borrow someone's car, would I personally need car insurance (like from my own car), or only if the owner of the car had insurance would that be okay if I drove it? I live in Illinois if that makes any difference.""
Can Insurance company go bankrupt form a disaster?
the bush fire in Victoria. the insurance gotta pay around 100million dollars. um, what if they don't have that much....""
Average house insurance in Canada?
What is the average amount of money you pay in house insurance in Canada? It would be nice if you have a site link, because this is for a school project. Also, how much do ...show more""
""Can't get insured, what to do?""
In April 2008, my wife totaled out my Impala(at fault, fault of my wife). In Jan 2010, some lady totaled out my Saturn which was sitting in front of my house, we were inside the house at the time. I had full coverage, but the lady did not have anything. Of course my insurance went up. I am trying to get insured for a motorcycle that I want, but all I keep getting is that I am uninsurable. I personally have not had any at fault accidents. How can I get around this, Is there an easier way? I have to get full coverage 500 deductible and collision on this motorcycle. THIS SUCKS! HELP Please!""
""Insurance rates for a 1996 Ford Crown Victoria in Chattanooga, Tennessee?""
My next car, just need to know the insurance. Asking you guys might prevent me a whole lot of hassle and harassment from the insurance companies.""
Best public health insurance plan in nyc?
I've been traveling after college and won't go back to school for another year. I've been volunteering only and haven't worked for over a year. I don't qualify for ...show more
Do I need my own car insurance?
I just got my permit (i am 18) and I heard that as long as the person I am driving with has insurance that I will be covered if anything happens. I don't plan on wrecking a car but I want to be safe and I want to make sure that it is required by law that I have insurance. If i do need insurance I have no idea how to go about getting it because I have gotten quotes before and they will only give you a quote if you select that you currently have your license plus there is no option for only having a permit. I have my permit in the state of georgia if that means anything
Can my brother put me on his health insurance?
I have a illness. I started a new job and insurance won't kick in untill another three months. Can I be put on my brothers insurance? He has no children and he is not married. Plus he never uses it.
Car or Insurance first?
I'm 25 years old and just got my driver's license and was wondering if you get car insurance first then get your first car or if it's the other way around? ADVICE PLEASE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Insurance for teenage mustang driver?
Ive made enough money from my jobs. I have enough to buy a newer mustang (definitely not the newest one but over the 2005 brand) with help from my parents and grandparents. They are all throwing in 2000 dollars for me. But anyways, some backround information, I'm a teenage girl, have taken the driving defensive class, drivers ed, and also get higher than a 3.0 grade average. Would insurance be very high still?""
Where can I find cheap car insurance for young driver's in Ireland?
I am an 18 year old guy,and I can't find any f****** reasonable motor insurance,because whether I'm 18 or 80 I'm not paying 3/4k a year for a 'in case' situation which is most likely never going to happen-i.e a crash.Because I only see driving as a form of driving,not as 'fun' or showing off.But I need to have a car to travel.""
What car insurance companies are in Washington? Can I get a list to look up?
I need to find the cheapest for myself. I am getting my license this Friday and I will be going to a car insurance company on my way home so that I can drive my car. Can I get a list of all the auto insurance companies in Washington?
Am i paying to much for car insurance?
my parents just got insurance for my first car it is a 1963 mercury comet i am 17 years old and my dad just told me the insurance for the car is $380 per month and that seems a little high what do you think? my other friend only pays $100 but he has a good student discount and has had insurance for a while.
How do you find a dentist who is affordable (no insurance)?
My fiance is in pain right now. We're college students and have no insurance and we're really not wanting to cal up dentists and say, How much for a filling? etc. Is there a way to pre-screen for reasonable rates without asking? I know there are probably sites that list/database a lot of local dentists but what about compettitive pricing? And that the websites are kept up-to-date? Thanks in advance - he's eating ibuprofen & pouring on the topical numbing stuff - not sure if I'm supposed to say brand names. Thx again =D""
How much would insurance on a gt mustang cost for a 17 yr old male?
How much would insurance on a gt mustang cost for a 17 yr old male?
Estimate of insurance cost?
How much would car insurance be for a 17 year old with a good record and grades driving a Jeep Wrangler or Cherokee Sport? I know prices differ but I'm just looking for a very rough estimate. Thanks!
The world of car insurance?
the idea that dropping the price of car insurance for men a small amount and increasing the female amount a huge hike has nothing to do with gender that's the con it's the absolute greed of government and big business hand in hand raking in a fortune as they did when changing the  s p to the criminal decimal currency? the question is why do we Joe public put up with this crap
Is it OK for someone else to do car insurance for me?
Basically, will it be fine (in legal terms) for someone else, a friend - to make car insurance on my behalf because I might be busy?? really important!! (im sorry about the tedium of this question)""
Can I go on my boyfriends health insurance florida?
I am living with my boyfriend for a year can I go on his health insurance
How old to Sell Life and Health Insurance in Kansas?
Today I had an interview for Penn Life Insurance, and Im 17. He told me to join license2go so they could prepare me for my license test, and then to take my test. Well I was wondering if I had to be 18 to sell insurance? how would I approach him on this manner?""
How can I check what is affecting my car insurance prices?
Would there be a website to do this? I am struggling to see why my car insurance is so expensive. I've checked my insurance prices on gocompare.com, it's around 4,500, so I think it would help if I could find out why it was so.
Cheap car insurance?
what car made after like 93 would have tthe cheapest insurance?
How is the aca affordable? Recipients have a 12k deductible before they are coverd by insurance.?
How is the aca affordable? Recipients have a 12k deductible before they are coverd by insurance.?
Cheapest Insurance for a Yamaha R6 in the U.K?
hello, im thinking about getting my CBT and 125cc licence, because i dont want to get a 125cc bike, i want to get a 600cc yamaha r6 and restrict it to 33bhp, so that it runs like a 125, but the thing is that i dont know how much the insurance on it is going to be, as im gonna be a new biker i guess, so its scaring me, buying an r6 (second hand) alone is expensive enough. im a male, 19 turning 20 next month, i have no car or bike licence, if i buy the bike it would have done around 10000 miles and be around a 2000 model, i think r6's have a standard security system on them or something, if i had it i would put it in my room, or outside infront of my room, in the driveway, im a student studying in university and i dont have a job so moneys tight. thanks for your help!!""
Help finding very very cheap car insurance please?
i live in florida (miami) is there anyone that can give me a legit site that provides me car insurance for the cheapest price possible? what i mean by legit is no scams or anything, and an address where i can personally go to visit the insurance agency for the papers.""
Why is my mortgage company forcing me to buy insurance on my home?
what is homeowners insurance good for?
Insurance for my full bike test?
I want to do my full bike test but i dont need the trainng as its expensive and i think im up to test standard. I have my own bike but how do i get insured? the insurance company say they cant insure me due to me not having a full license but other people say they have done it on there bike please help!
Will my insurance company cover the price of my car loan?
I pay insurance rates for the price of my car loan ,will my insurance honour that price or will they try to screw me around because some people have told me they would only cover the price of my car which is a big difference""
Can the police seize a car off you in a petrol garage for no insurance when you have got in surance?
more info the police seized a friends car for no insurance when he had insurance to cover him to to use any car be cos it did not come up on the PNC as having insurance' on the car so can he get the car back for free from the police car Pound for free if he shows he insurance cover s hime to use any car . and is a petrol garage classed as a road help me wive this
What are the best insurance companies out there if you have had a DUI and a speeding ticket in the last 8 year?
Looking in California for an insurance company with reasonable rates I just got my renewal and they want me to pay 175 per month I have been only paying 100 dollars a month So if anyone of you know of a great company please post a reply and thank you
Why is car insurance so expensive for 18 year olds?
I passed my test yesterday, but insurers are being sharks again and charging thousands of pounds for something we might not need, and charging thousands (2600-23,000) for a small car which isn't even worth 1500. I have been riding a motorbike for 2 years beforehand, but no insurer seems to care. What is the best way for someone like me who needs to get on the road because of his job, to get a cheaper quote online? I've done basically everything.""
My parents need my drivers license number to get an insurance quote. Can they see if I got a ticket?
In early January, I got a speeding ticket. I paid it off right away with Christmas money, that way I didn't have to tell my parents. Now, my parents say that they need my drivers license number to get a quote on insurance. By getting a quote on insurance, can they see that I got a ticket?""
Do I need to be insured on my parents insurance to use the car?
I live in Florida, I have a Drivers License Class E. Do I need to be listed on the insurance to drive my moms car occasionally on my own? If so, does Gainsco cover an occasional driver for free? How much would it cost?""
What will happen to me if i can not provide proof of insurance in the state of California?
What are the laws regarding vehicle proof of insurance in the state of California?
My car insurance increased $ 500 because my sister doesn't have a car.. Is this legal?
I have been a driver for over 5 years and I have no points in my license. I was paying $1800 a year full coverage and yesterday I received a letter saying that my insurance will be $2300 a year. when I called them they said the reason why was because my sister have a driver license and she doesn't have a car in her own . excuseee me? What do I have to do with it? I told her she is not using my car I own the car and I am paying for it why do I have to pay for my sister ? She had her own car and insurance but she cancelled it because she sold her car . They automatically put her in my insurance as a driver. I told them she doesn't use my car and I can't afford paying all that money specially when I am an experience driver and no license.., does it even make sense? 500 dollars in one shot!! What? Is this even legal and right? What should I do?""
HELP! Do I need car insurance if I don't own a car and don't drive much in the state of Florida?
I am 16 years old and State Farm is calling me and it is getting annoying. I don't own a car and I don't drive much. When I do drive I borrow the car that is under my sister's name. My parent's don't drive. My dad's license is expired and he doesn't drive anymore, and my mom doesn't know how to drive at all. I keep hearing conflicting things, some say that it is a law in the state of Florida (where I live) that anyone with a license needs to have insurance, while others say that it is not necessary to have insurance if you don't own a vehicle and don't drive much. My question is: Do I need car insurance in the state of Florida if I do not own a car and don't drive much? Thanks!""
What are some sample average monthly health insurance payments for a 25-year-old male?
If that's not enough information, make any assumptions necessary.""
What's do you pay for car insurance in your country?
My car insurance in N.Ireland is just over 200 or 346.97USD or 291.19 Euro or 15,351.16INR etc. Thats for an average 4 door saloon. I would like to compare that with other countries, if possible.""
""How much does it cost to be on birth control w/ no insurance, how often do you have to see a doctor?
thanks
What is the best place to buy whole life insurance from?
I want to buy life insurance for my 47 year old husband and my 9 year old son. There are so so so many companies out there. What are some of the better names that are not schemes ?
Manufactured home insurance?
Has anyone dealt with any companies dealing with insurance for relocatable homes. We are looking for an insurer of these type of dwellings
Insurance complaint?
i just insured my car and my previous insurer will not send me my no claims forms for me to show to my new insurance company which is resulting in my insurance going up 500 is there any where i can complain
Cheapest car insurance company?
hey can u tell me the cheapest or most resonable car insuarnace company that covers northern ireland.... i have tried gocompare.com but it dosnt give me quotes with certain insuarance companys like directline or autoline thanks
How to get cheap car insurance?
Hi guys, i really need your a good and effectivr advice about this, please if you know something that would help post it here! Im 20 year old, have a car Peugeot 206 1.1 litre - cheap market value (1000ish). I live in London. Since 17 years old im looking for insurance - unsuccessfully. The best quote i get is 4000ish. I have no criminal record, no accidents no claims - nothing! And im fed up with so many people driving at my age and I cant- i just dont understand why exactly mine is so bloody expensive! Ive tried every variation just to see what im missing - pass plus for example only helps to the extent of 100. Its just crazy - 3 years and i still cant drive - what the hell is wrong with this - home come everyone is showing off by how cheap insurance they have and i cant get anything? Whats the secret? Ive tried every combination - me as the main driver/named driver/owner/just user etc. cheapest is 4,000!! Whats wrong with me? Anybody knows whats the trick, how to solve this issue? Thanks!""
How much would health insurance cost?
For a single person? I'm 18 and am in great health. I really only ever go to the dermatologist once a year. Thanks!
Car insurance help please?
Can you give me a estimate on how much my car insurance would be if I get on by myself. I heard it'll be high. I'm 18, and have a Bonneville...thanks""
How can I check what is affecting my car insurance prices?
Would there be a website to do this? I am struggling to see why my car insurance is so expensive. I've checked my insurance prices on gocompare.com, it's around 4,500, so I think it would help if I could find out why it was so.
How can I find affordable healthcare coverage for my employees.?
I have a small business, 5 employees and my rates are outragous!!! Please let me know how I can provide this benefit for my employees without spending so much. Thank you for any ...show more""
How much worse is your insurance if your vehichle is red?
How much worse is your insurance if your vehichle is red?
What is the cheapest insurance for young drivers?
What is the cheapest insurance for young drivers?
Will the car insurance know?
I am a single parent, unemployed and I care for my eighteen month baby while my other child is at f/t school. I have recently passed my driving test and found the car that I want. The only problem is that the f/t course I applied for at college is full and the insurance premium is more for unemployed people and less for students!(which I can't understand). I can't tell them I am a housewife as I am not married, If I tell them that I am a f/t student will they need proof when I pay for the car insurance.""
Are States legally allowed to require car insurance?
Can the State legally mandate that citizens buy insurance from consumer agencies that have little to no regulation of price and guaranteed service? Can we consider this question with ...show more
Getting Health Insurance?
I recently moved to New York City and the health insurance is expensive here. I was living in Virginia with my family and they still live there. Can I apply for Virginia health insurance, even though I'm living in NYC?""
Car insurance for a 17 year old boy?
Hello Yesterday, I passed my driving test and am, of course, really looking forward to driving. I spotted a Renault Clio I liked with a 1.1 litre engine. It's nothing special, just a first car (which would mean the world to me) I was always aware insurance was going to be a struggle. I insured myself with Provisional Marmalade while I was still learning, so I could drive my mum and dad's car as additional practice. Prov. Marm. have another part to their company, Young Marmalade for newly passed drivers, apparently giving you the best quotes, however I couldn't find anything under 3000! I am a 17 year old boy living in the Northeast of Scotland, one of the most common places for a collision in the whole of the UK. However, I am not in anyway a dangerous driver. My dad has been driving for 50 years and told me he feels very safe while driving with me as a learner, and I always stay within the speed limit, with the exception of if I don't realise I'm doing over the limit. My mum and dad have been saving some money for me for about 10 years, but it's only about 1300, and I don't have any more money apart from that. It's not going to be enough and I have really been let down by the insurance, because that Clio I saw was 600. The lowest quote I managed to find was 1634.70 a year from the Co-Operative Young Driver insurance, and with that you get a device fitted in your car to monitor how you drive, and if you drive within speed limits, and safely, I guess your monthly cost comes down a little bit. Anyway, I'm waffling on here. My question was, does anybody know of a REALLY good insurer for 17 year old boys who would: -take their price down for one of thse devices being fitted -offer decent discounts for Pass Plus or an Advanced Driving course? A car and amazingly cheap insurance would mean the world to me at the moment, because there's nothing worse than the feeling of only getting 1 minor fault on your test then realising you can't drive due to the greedy bastard insurance companies. Thanks for all the help.""
Insurance rate about traffic violations question?
Ok so ive gotten 6 tickets since ive gotten my licenese about 8 months ago. Got the tickets on 3 different occasions. Yes I am a dumbass and will never conduct a traffic violation again because of my last incident. Ok so heres my question will 2 underage drinking charges, having open liquor in a motor vehicle, not being able to provide owndership, public intoxication, and tresspassing affect my insurnace if the motor vehicle being involved is checked off on the tickets? I know the open liquor charge will forsure. But what about the other ones? Your answer are much appreciated""
Cheap health insurance for college students?
I live in Orlando, FL and i'm a non-smoking college student. Does anyone know of any cheap health insurance or even health discount plans that I could get on just to cover the cost of my Bipolar disorder meds and possibly a couple of visits to the psychiatrist? Yearly physicals and examinations I can handle, but this psychiatrist that I see is $200.00 a visit PLUS the cost of all of the perscriptions he prescribes to me. HELP!""
Is the car insurance company right?
I was in my first EVER car accident and it was my fault. I was driving my fiancs car and I wasnt on his insurance, his insurance company said that they wouldnt cover his car because I wasnt on the insurance but they covered the other car and that was the last of it until 6 months later we buy a new car and cancel that insurance and get new insurance for both cars and we added me on it. A few weeks later we get a phone call from the old car insurance company saying we need to pay them back for the other car which was close to 8,000 bucks we asked them why we are just now hearing about this we were never not once told we would have to pay anything and 6 months later you call us and tell us to pay you 8 grand all they had to say was sorry you werent contacted sooner they said they mailed us stuff but we didnt get anything. They mailed us a letter saying what they policy was saying that the reason we have to pay them is because it was a MATERIAL MISS REPRESENTATION we thought something isnt right so we took it to a lawyer and he said it cant be a material mss representation because that mean they wouldnt have covered me if I were on the policy which isnt true because my driving record was PERFECT not one thing wrong with it. They lawyer want 3 grand up front to fight it but we dont know what to do. Is the insurance company right?""
Any cheap car insurance in uk?
i have full uk licence and 2 years no claim bonus age 30 to 40 how can i buy the cheap car insurance.please
Can I insure a vehicle I don't legally own? ?
Can I insure a vehicle I don't legally own? ?
Does my son need car insurance?
I have a son and he just got his license, hes 16 yrs old. and we only have one car at the moment. Its just me and him and I have insurance already under my name, I have AAA in California. My question is since he got his license does he need to be put under my insurance also or is the car already insured since its already in my name?""
""Can your parent pay for your vehicles car insurance, and it be cheaper for them, instead of higher for me?""
Can your parent pay for your vehicles car insurance, and it be cheaper for them, instead of higher for me?""
Car insurance esitimate?
- Male - 20 years old - New driver - Honda Civic - Pennsylvania About how much could I expect to be paying for car insurance?
How much a mustang GT with red paint cost on insurance?
How much a mustang GT with red paint cost on insurance?
Car insurance help for a 17 year old first year driver?
I'm looking to spend 3000/4000 pounds on either a Golf 2006 model, ford focus, audi a3 2006 model or a bmw 1 series. How much am i looking at for the annual insurance for anyway of these cars being a first year driver?""
Which insurance company offers the cheapest workers comp covers in the market??
Which insurance company offers the cheapest workers comp covers in the market??
How to find cheap insurance for my 318i bmw 1999?
How to find cheap insurance for my 318i bmw 1999?
Can I get insurance??
Im 18 years old. I have never had insurance before because my parents have never had insurance. I just graduated from high school. I need insurance to help pay for some dental work. I dont have a job yet but Im working on getting one for the summer before i go to school. I know I am legally an adult so isnt there some kind of poor young peoples' insurance I can get? Or can I still apply for medicare or something because I am still basically under my mothers care. I appreciate any suggestions.
Auto Insurance Experts: How much will I be penalized for lapsed insurance due to non-payment (I'm unemployed)?
I have been without insurance for nearly a month now. I have been unemployed for 5 months, but I will start a new job next week! Yay! Since I will start working soon, I will be able to afford to pay again. My car will also be paid off next month. I plan to go with a new company. (I do not have loyalty to the current company.) I used to have a well-known national company for years. When I first lapsed six months ago, my long-time company DOUBLED my monthly premium. I went for a low-budget, local company. Will the new company force me to pay for the time I did not have insurance? Or will I face a penalty? Will they charge me a higher rate? **Believe me, I know that I am taking a terrible risk driving around without insurance. I know that it is illegal...but I have been unemployed for 5 months, and have used the little money I had to pay rent, utilities, my car, groceries for me and 3 kids. I just had no other choice... I just want to be prepared for fees, higher rates, penalties, etc. Can you please give me some advice and suggestions on how to get myself back on track? Thanks.""
Roughly how much will my car insurance be?
I'm a female and 18 in July, my parents have bought me a 2010 Toyota Yaris for my birthday.. But I have to pay for the insurance (fair enough deal!) Roughly how much would it cost? Would it be much cheaper if I went under my parents insurance?""
Do you have health insurance?
if so, how much is it per month? how old are you? what kind of deducatbale do you have? feel free to answer also if you do not have insurance? also, do you support obamacare?""
Question about sr22 insurance?
Ok I got into an accident back in 2003 and my license was suspended because of it I filled a sr22 with my insurance company and got my license reinstated but now their trying to suspended my license again can they do that?
""Why in California, mortage lenders require fire insuance but not earthquake insurance?""
and why few insurance companies cover earthquakes and if they do, it is with unusally high premiums and co-payments""
How can I check what is affecting my car insurance prices?
Would there be a website to do this? I am struggling to see why my car insurance is so expensive. I've checked my insurance prices on gocompare.com, it's around 4,500, so I think it would help if I could find out why it was so.
https://www.linkedin.com/pulse/being-adult-really-hard-owning-house-having-job-car-insurance-taylor"
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cheeeld-blog · 6 years
Text
Draft | v random • prolly gonna be a separate story • idk
Hana Sani: You are serious the most chilled person I’ve ever known Me: Chilled? Sani: Wait. No. There’s a word for this… Laidback? Sani: Laidback. Yessss. Sani: Lol I’m sorry. #TheNegativeSideEffectsOfBeingMultilingual Me:: U and Ur hashtags srly -.- Sani:: What happened to you? You don’t usually type like that O.o Me:: Lmao wanted to try that xD feels very weird. I type slower like that Sani: XD me too Me:: hey I’m at school now ttyl? Sani:: sure :) annyeong *waves* Me:: annyeong xD Sani, from what I’ve figured over the past one year of knowing her, is a Bangladeshi version of me. Except for the fact that she’s “crazy” while texting too. It feels nice talking to someone of your own kind sometimes. I’m always one of the first people to arrive at school. There’s no reason behind this other than that I just wake up very early. I’ve tried to go on morning walks a couple of times to lose some of the baby fat that’s still in me, but it’s too cold. Sometimes I’d tried to watch a movie or something like that – because I wake up at around six and school starts at 8:45 – but I got paranoid that I’d be late so I ended up going to school an hour early. Now I just like peacefulness at this hour. American high schools aren’t exactly quiet places on Earth. My locker is located pretty far away from the main entrance so I take my sweet time walking across the hallways, occasionally waving to any human I come across. I opened my locker, got the book that I was supposed to return today, and headed towards the Library. The Library was located beside the office so I decided to drop by and submit the eNewspaper reports as well. I like having an experienced adult check my work before it has to be published. Even if it is just a stupid high school newspaper. And Karen is one of those old fashion 21st Century people in their 20s who prefer printed documents instead of emails. And even the staff role their eyes at her. “Hey Mrs. Howie!” I waved to the reception lady as I entered the office. “Hello Carmen. I’m afraid Karen is a bit preoccupied at the moment.” She said, referring to my guidance counselor. “Oh, it’s cool. I’ll wait here.” I propped down on one of the oldly comfortable blue sofas and checked my phone. Our school only restricts the usage of phone in class. Unlike Sani’s school in Bangladesh, where apparently they have to hide their phones deep inside their bags or submit them in the office. That’s just sad. I had only one notification and was just a stupid Instagram one saying nemos_bro had started following me. Nemo has a brother? “So you’ve got everything down?” I looked up as I heard Karen’s voice. She was talking to an unfamiliar boy, standing halfway through the doorway to her own office. “Yeah. Thank you.” The boy replied. I liked his voice. I giggled in my mind. I’m so weird… “Alright. I’ll get someone to show you around since it’s your first day,” yeah, new kid, “why don’t you wait— Oh hey Carmen. Right! You’re just on time. Thank you!” My eyes widened. Oh no. “Uh, Karen, I was actually—“ “Aww, you’re so sweet. Thanks, dear. Lucas, this is Carmen, and she will be your guide for today. She’s very friendly and awesome and she has never had a boyfriend in her entire life.” Karen just winked at me. What the hell… Sometimes I wonder if she’s like that with all the kids. If yes, then why is she still a guidance counselor. “Karen!” I glared at her and looked at the boy, holding my hand out. “Sorry that you just had to hear that. I promise I mean no harm. Carmen.” I tried to sound as cool as possible because now I realized the reason behind Karen’s wink. I felt tingles as he shook my hand. “Lucas, but I prefer Luke.” And then he smiled. I saw Karen making little heart shapes with her hands and I just shot her a blank look. “Please ignore her. Sometimes I wonder how she qualified as a guidance counselor.” I said to Luke. “Do you mind waiting a bit. I have to give this old fashioned lady a physical copy of the eNewspaper.” He chuckled and said, “No problem.” His laugh is so cute hehe… ugh why am I like this… I pushed Karen back into her room with me and shur the door behind me. And I handed the transparent folder over to her. “Looks like you’ve found a YOLO.” She grinned as she took the folder. I felt my cheeks warm up. “Ugh. Why do you do this to me.” “Did his smile melt you?” She smirked. “Karen!” I whined like a little kid. “I’m leaving. Bye.” And with that I walked out. Luke stood up when he saw me and grabbed his backpack. “Sorry about that. You ready?” “She’s pretty cool.” He chuckled again and adjusted his backpack. “Yeah.” “Bye Mrs. Howie!” I called out as we exited the office. Luke glanced at me when a muffled reply came. “You seem to be very close with the staff.” “Yeah… I guess…” I laughed nervously. “Is Ms. Park—Karen really a guidance counselor?” “Yes. But honestly even I wonder how.” “Are you related to her?” “Haha, nope. She’s like that with everyone and she prefers being called by her first name. She’s like an older sister to the students her, really. And you know what, she never gets sarcastic replies from the kids! Like everyone just likes talking to her.” “Yeah she seemed very nice.” He smiled and glanced back. “Oh no, boy. She has a very hot and rich boyfriend who’s a doctor. I don’t think anyone can beat him.” “Uh,” I laughed. “It’s alright buddy, you’re not the first one to fall in love with her.” And patted his back. “But seriously, Ty is so hot!” “Her boyfriend?” “Yes. Oh my god. I’ll show you a picture wait.” I unlocked my phone and started to browse through my camera roll. “I’m not even gonna ask…” he trailed off in the background. “Here,” I said as I handed my phone over to him. It displayed a photo from one of their magazine shoots. “She’s a model?!” “Nah. Karen and Ty are both Korean and they came here together for college but they kinda settled down here.” “How is that relevant to this?” He pointed at the photo. “Let me finish!” I pouted. “Okay okay, go on…” “So that was just background info. Ty’s brother in Korea is a magazine photographer and since Ty and Karen and so cute together and Ty is just gorgeous,” I let out a dreamy sigh, “His brother recommended them to this modeling agency while they were in college, because Karen wanted to start earning some cash on her own and not depend on her parents for everything, but she was a freshman so she couldn’t exactly work proper jobs yet. Oh both of their parents are incredibly rich. I mean they apparently went to an IB American school in Korea which costs as much as good colleges do.” He looked at me like I had a third eye. “Hey hey, I’m not scary. I just talk a lot. You’ll get used to it. And by used to it I mean that you have officially been granted a spot on my friend list. There’s no backing out.” “You don’t even know me…” “If Karen approves then I don’t need anything else.” “Are you seriously not related to her?” “Nope. Karen is like my older sister and she is the guidance counselor which means she knows every single detail about every single student and she knows what I look for in friends. Doesn’t mean she gives me personal info tho, no matter how much I ask her.” “Okay…” “Don’t be creeped out. Welcome to Lakefront High.” “You and I are gonna get along, buddy.” Duhl
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