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cousinmarcustalkswrestling · 3 years

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A Cousin’s Review - NJPW Wrestle Kingdom 15 Night One

January 4, 2021-

Hiromu Takahashi vs El Phantasmo - Winner faces Taiji Ishimori for Junior Heavyweight Title on Night 2

Hiromu had a spectacular Best of the Super Juniors run that ended with the arguable match of the year against El Desperado. Then he challenged the winner of the Super J Cup to a match. That winner ended up being El Phantasmi, who is basically the junior heavyweight version of Jay White. That’s even more appropriate considering Phantasmo is also in Bullet Club.

Phantasmo starts off going for straight heat by calling out Jushin Liger so he can put his Super J Cup jacket on him, but Hiromu dropkicks him into the rail then hits him with a big ol senton. Phantasmo flips out of a sunset bomb attempt then kills Hiromu with his own sunset flip powerbomb to the floor. This is my first exposure to El Phantasmo and I gotta say that he’s really creative. He does a cool ropewalk moonsault to the outside and drapes Hiromu across the ropes and gives him a back senton. Hiromu has good comebacks, so Phantasmo plans to cut it off by breaking Hiromu’s fingers. Then he shouts out Bullet Club leadership of the past by attempting Styles Clashes and the One Winged Angel. Hiromu falters a few times, but eventually catches Phantasmo with a snap rana and gets the win.

Hiromu is ELITE right now, like arguably best wrestler in the world. Phantasmo was great and this had great psychology. Great opener.

***3/4

Dangerous Tekkers (CHAMPS) vs Guerrillas of Destiny - Tag Team Titles

The Guerillas won World Tag League to set this up and they beat the Tekkers during the tournament. This was a good fun brawly match. The GOD controlled most of it and isolated Taichi. When Zack was in, he made it more interesting with his outrageous wrestling and counters. GOD set Zack up top for the super powerbomb, but Sabre locks in a Guillotine. Sabre screams at Taichi that this is the Tokyo Dome and instructs him to do a Tower of Doom. GOD eventually use the same iron….thing to crack Taichi with and they win the titles. Good, fun tag match, Would’ve been better with more Zack.

***1/4

Kenta (HOLDER) vs Satoshi Kojima - US Title Challenge Briefcase

Jon Moxley being in the states has basically made the Challenge briefcase the interim US title. Kenta helped the Guerillas screw FinJuice out of the World Tag League tournament, so Juice Robinson challenged Kenta for the briefcase, but then he suffered an orbital bone injury. Instead of Juice’s partner, David Finlay, challenging Kenta, the legendary Kojima was named the replacement. Weird, but whatever. No way in hell that Kojima beats Kenta, but it wasn’t worked like that anyway. Kojima looked solid and got in some signature offense like machine gun chops. Kenta never looks like he’s gonna lose, but its a solid intense match. Kojima DDTs Kenta on the apron at one point. He goes for his lariat, but Kenta kicks his arm away and run through his normal offense. Kenta tried to hit Kojima with the briefcase, but Kojima knocked it away with a lariat. That ain’t enough though because Kenta runs through him and ends it with GTS.

**3/4

Hiroshi Tanahashi vs Great O’Khan

I kinda dreaded this match, but it’s not bad. O’Khan doesn’t have the breakout performance that would justify him being in this spot, but he’s also not as awful and boring as he was against Okada. He has a few interesting moments like when Tana goes to skin the cat, but he just chops Tana’s hands. He also grabs a nice kneebar out of nowhere. Tana sells like only he can and makes his great comeback, but ends up in the iron claw. Khan gets frustrated and grabs a chair, but Tana ends up with the chair. He actually considers using it, but he tosses it to the side and drills Khan with a Dragon Suplex then ends it with two High Fly Flows. Tana plugged him right into the Tana formula and Khan didn’t mess it up, so this is just solid.

**3/4

Kazuchika Okada vs Will Ospreay

I was actually anticipating this match, just because its Wrestle Kingdom and with Ospreay’s heel turn, I figure they would really let loose and go balls to the wall. Color me disappointed. Okada teases just wrestling Will, but eventually starts slugging him. Okada is on fire with a big tope, but Will dropkicks him to the floor and takes over. All through the G1, Will’s matches were hurt because he was still trying to his flippy junior stuff and it didn’t work with his new character. Here, he has basically eliminated all of his babyface offense, but he hasn’t replaced it with anything interesting. Plus this match is 30+ minutes which means we hit a big lull while Will controls.

Things kick up a notch and actually feel like the intense grudge match this should be. After a strikefest, Will gets crazy and suplexes Okada onto a table on the outside. He goes for the Oscutter on the apron, but Okada counters to a Tombstone on the apron, then Okada instantly pulls him in the ring for a rainmaker, but Will kicks out. Will escapes another rainmaker, but ends up in the money clip. He gets to the ropes and after a turnbuckle battle, Will hits a big ol Spanish Fly. Will hits the Oscutter, but it only gets two. Deep into the match, Okada is putting over the intensity of the feud by just slapping and kicking Will. Will ducks another Rainmaker and goes for a Super Oscutter, but gets dropkicked out of the sky. Will escapes the Money Clip again and steals Okada’s moves, hitting the Tombstone, the rainmaker pose, and then the Rainmaker to an astonishing reaction, but Okada kicks out. Ospreay goes to end it with Stormbreaker, but Okada spins out, hits a Michinoku Driver and then the true Rainmaker for the win.

Once they decided to kick it up a notch, this was really fun, but definitely too long and Ospreay still needs to improve as a heel. Good match, but disappointing. Their G1 29 match is still their gold star.

***1/4

Tetsuya Naito (CHAMP) vs Kota Ibushi - Heavyweight and Intercontinental Title

New Japan has caught a lot of flack for how they’ve handled this three way situation between Naito, Ibushi, and Jay White. I haven’t really known what to think, but as soon as this match started, I realized that it worked because I didn’t know who would win and that instantly increases the drama. I also have never seen a match between these two, but I heard they have a reputation for being a little rough (LOL).

They start with just some solid wrestling until Ibushi ranas Naito to the outside. Ibushi wants the Golden Triangle moonsault, but Naito is able to leap onto the apron, avoid Ibushi’s kicks and give him a German suplex on the floor. Let the violence commence people. Naito goes right after Ibushi’s previously injured neck with neckbreakers on the floor and all types of savagery. Ibushi ends up on the apron and catches Naito charging with an insane snap rana that sends Naito flying off the apron. Thats a suuuuuuuper early candidate for spot of the year.

Now, the momentum has swung to Ibushi’s favor and he tries a German suplex from the apron to the inside, but Naito escapes by targeting the neck and delivers a crazy super poisonrana. Naito drills Ibushi with a hard Destino, but it only gets two. His next Destino attempt is countered to a Bastard Driver. We get an awesome strikefest and Ibushi powers up into the Golden Powerbomb. I love how furiously Naito tried to punch his way out of that, but he still got drilled. Ibushi immediately transitions from the powerbomb to Kamigoye, but Naito kicks out. Naito avoids the Phoenix splash and gets another Destino, but only for two. Ibushi flips out of a suplex lands a hard kick and another Kamigoye, but Naito kicks out AGAIN!! Naito lands Valentia, but Ibushi spins out of another Destino attempt, lands a brutal V Trigger and immediately hits one final Kamigoye to end it and KOTA IBUSHI IS YOUR MOTHAFUCKING DOUBLE CHAMPION BAYBAY!!

Match was awesomely built, brutal with a crazy hot ending. Better than both of the Wrestle Kingdom main events from last year. Awesome main event and MY BOY IBUSHI DID IT BAY BAY!!

****1/2

OVERALL: My favorite kinda show, all killer no filler. Ok I’m overstating it, because it ain’t all killer, but nothing here was bad, it starts with a banger and ends with an even bangier banger. Okada/Ospreay disappointed me, but it was still good overall. Damn good show.

OVERALL RATING: 3.5 OUTTA 5

#njpw #wrestle kingdom #reviews #wrestling #2021 #kota ibushi #tetsuya naito #kazuchika okada #will ospreay #kenta #satoshi kojima #guerillas of destiny #dangerous tekkers #zack sabre jr #taichi #hiromu takahashi #el phantasmo #hiroshi tanahashi #great o khan

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nekoabiwrites · 4 years

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Virgil, the Small Purple Emo

Welp, it’s just past midnight on the 23rd, so it’s time for me to share my Secret Santa gift to @midnightsdarkangel!

FYI: this is my first attempt to even envision anything relating to GT on my own, without someone else explaining it to me, so I hope it’s alright? Let’s just say this idea came about after making the joke of “Virgil the Giant Purple Emo” in a conversation involving Clifford the Big Red Dog... that was the inspiration...

AU: Love Makes You Grow AU Words: 2172 Pairings: Moxiety Warnings: Attempt at GT near the end, talk of homelessness, implied homophobia, general sad Virgil. Anything else, please let me know!

Summary: Virgil stopped growing when he was very young, leaving him at the bottom of the societal ladder. He grows cynical after being thrown out. Can a chance meeting with a kind stranger change his life?

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Virgil had always been small. In fact, he’d stopped growing at age 12, while everyone else around him grew taller and taller. Of course, that had meant he’d been ostracised by most in a world where your size equated to the amount of love you had in your life. He clearly was an unloved child and so that meant he was unworthy of anyone else’s time. All because of who he was.

His family had found out only a few days after his twelfth birthday that Virgil was gay and that was the moment where everything changed. The love stopped. His entire family disowned him, they threw him out onto the street and left him to fend for himself.

Virgil had found ways to survive, of course. He’d managed to get a poorly paying job that gave him just enough money to live on, while also allowing him to barely scrape by at school. He jumped from place to place, sleeping outside most nights. Eventually, he found a small forested area that was visited rarely, and he set up camp there. Virgil scavenged and stole from bins and dumps in order to make it comfortable. By his 21st birthday, Virgil had yet to grow even another inch and was living in a tree house of his own making.

It was haphazardly put together, but it was better than his first four other attempts that had been dismantled to make this one. It was far larger than the others, allowing him to lay flat in his beaten-up, old sleeping bag for the first time as well as giving him space to put what little he owned. It had fewer holes around as well, though Virgil sometimes did miss staring up at the stars, but he much preferred the cover it provided when it rained. But it was just a place for him to retreat to after work. It didn’t need to be the height of luxury. It served its purpose well.

The morning went like any other. He woke up early, did what little he could to make himself presentable before throwing on his uniform and clambering down the tree in order to start his long walk to work. Thankfully Virgil had been able to grab a pair of semi-working headphones from the store where he worked before they were about to be thrown out and so had something to listen to as he made his way through the town. It was familiar, it was boring, it was normal.

But the strangest thing happened while he was at work.

It started as an accident. Virgil had been stocking the lower shelves as usual and had bumped into a customer whilst turning to go back towards where his manager was. “Oh, sorry.” He mumbled, ducking his head to move on out of the way.

The customer laughed softly, “It’s alright! I’m the one who should be sorry. I was just off in my own world and didn’t see you!”

Virgil stopped in his tracks and glanced back at the man he’d walked into. He was tall, very tall… at least around two feet taller - likely even more - than himself, which wasn’t too uncommon. But he’d just talked to Virgil as if he was equal. No reference to how short he was. No annoyed huff and muttering. No threats to get him fired. Nothing. Just a normal conversational response. “Uh, well… um… it’s okay?”

The customer grinned and nodded, “How long have you been working here?”

This was completely abnormal. People usually didn’t want to talk to someone as short as him. Virgil pretended to tidy up the surrounding shelves to look busy as he replied, “Around 9 years or so…”

“No… how old are you!? That can’t be okay!”

Virgil grimaced before explaining that he had just turned 21 that morning. The customer’s face had turned from shock – as he clearly thought Virgil was younger than he was – to sadness.

“Oh, I’m sorry… I didn’t know- I thought that-”

“It’s whatever. Doesn’t matter.” Virgil waved it off. It was his life, he was used to it. This man was going to pity him for a moment, say goodbye and they’d never see each other again. A silence stretched on for what felt like minutes. Eventually, Virgil went to leave but the customer stopped him.

“…When do you get off work?”

Virgil faltered and took a moment to catch himself. “What? Um, I mean, like… around… 8?”

The customer’s eyes were blazing with hope as he reached for the employee’s hands, grasping them between his own, “I’ll meet you outside the shop then! I want to help.”

An odd feeling hit Virgil in the stomach, almost like he was stretching out his muscles for a moment. But it was gone before he could give it more than a second’s thought. This stranger was offering him help, without even knowing him. Apparently, Virgil had agreed, and the customer had gone on his way. The rest of the day was a blur and, at 8pm, he was standing with the odd man outside.

“Oh, I never introduced myself!” The stranger slapped his forehead playfully before holding out his hand, “My name’s Patton! Nice to meet you, Virgil!” He shook their hands once and then turned sharply, beginning to wander down the street, “If you’re okay with telling me, I’d love to know what happened.”

There was practically no context, but of course Virgil knew what he meant. He walked quickly to keep up with Patton’s long strides, “It’s pretty short. When I was 12, my entire family disowned me and threw me out for… reasons. And from then, well, people kinda just avoided me. You’re not exactly wanted when you’re… like me… but I guess you don’t really get that…” He didn’t mean to slight the tall man, but it just happened to come out. After years of public rejection, Virgil had grown bitter and pessimistic. He went to explain this, but Patton simply laughed.

“You’re right, I don’t know what that’s like. No one should have to know what that is like.” Patton seemed wistful as he stared down the street before them. “I’m sorry that happened to you, Virgil.”

That evening, Patton took Virgil to a restaurant close by and treated him to a meal, despite Virgil’s protests and worries. He assured the shorter that there was no expectation of returning the favour or paying him back; it was merely a way for them to sit and chat somewhere warmer as the temperature was quickly declining outside. Over food, the two talked more. Virgil found out that Patton’s life had been without much hardship, especially in the love department. He had a large family that adored him, many friends who he met up with frequently. Everything for Patton was great all while Virgil had the complete opposite. After some time, he opened up a little and told Patton how he was essentially homeless and had been since he was kicked out onto the streets. He had no friends, his co-workers and managers hated him and belittled him for his height. By the end of the meal, Patton’s eyes were swimming with tears that Virgil assumed were pity and not of sadness.

The larger man wrapped Virgil in a tight hug as he wept for him, “That’s so unfair, Virgil! You don’t deserve any of that!”

“It’s whatever. I’m used to it now.” Virgil’s face pinked slightly as he felt the urge to hug Patton in return, while also feeling extremely awkward in the unusual embrace.

“It’s official!” Patton proclaimed once they were finally out of the restaurant. His eyes were determined as he clenched his fists and set his expression, “We’re friends! I’ll come and see you whenever I can!” He quickly dropped it and softened, “Oh, right, uh, if that’s okay with you, of course.”

The shorter couldn’t help the amused snort that slipped out. He shoved his hands into his tattered hoodie’s pockets and smiled softly, “Yeah, sure… just, don’t always pay for stuff for me. It makes me feel weird… deal?”

Patton grinned widely, “Deal!”

From then on, at least a few times a month, Virgil found Patton waiting outside the store for him. They’d wander around the town chatting and just spending time with each other. Sometimes they’d get food, other times they’d find a café and just watch the world pass by. The months passed and the two got closer, meeting up more and more frequently. Virgil showed Patton his treehouse – which he hadn’t expected to cause the man to weep uncontrollably whilst he held Virgil in a spine-crushing hug. Patton, in turn, had brought Virgil back to his house several times, which just hammered home to the shorter how different life was for Patton. During this time, people were becoming noticeably nicer to him.

First, it had been customers. They’d stopped tutting and glaring at him when he was attempting to replace items on the shelves. All of them had suddenly stopped commenting on his height, as had his co-workers and managers. He’d told Patton all this, to which they both settled on the solution that Virgil must just have been looking happier or something. Neither had noticed that Virgil needed much less help reaching for things on higher shelves.

Soon enough, Virgil had to remake his treehouse once again. He’d been feeling claustrophobic in it for a while. He even enlisted Patton’s help in order to make it again. Virgil used up all of his few holiday days to complete the project, while Patton had brought all new materials for the shorter to use. He’d even asked Virgil if he’d like to move into Patton’s back garden instead of staying in the small forest.

“I mean, it’s just closer to your work and you’d be able to come and go whenever you like. A-and if you needed, you could come in and make food or warm up. I mean, it’s just an idea!” Patton had rambled, his cheeks pinkening significantly. Of course, Virgil had accepted. He wasn’t quite ready to actually move into a home – being in his treehouse made him feel safe – but he found that he was really becoming fond of being around Patton almost constantly.

It was the first time he’d spent the night in Patton’s home that everything had really caught up to them both. Several years had passed and they were officially going with the title of best friends. They’d been sitting on the couch, just watching tv and eating. It was nothing they hadn’t done before, but there was something… off. Virgil just couldn’t quite put his finger on it.

It all happened at once.

Patton had taken a sharp breath and sat up extremely straight. Virgil, in a practised motion, looked up to ask Patton what happened and found that he was looking at the ceiling. He then dropped his eye level and found that he had to angle his sight slightly downwards in order to make eye contact with Patton, who was staring up at him with an open mouth.

“What the fuck?!” Virgil screamed, looking down at himself in surprise. He felt himself panicking but did his best to keep himself calm. Sure, he’d noticed that he’d sorta been growing with Patton being his friend, but this was insane. “Patton, what just happened?!”

Patton swallowed heavily before sheepishly giggling, “Um, well… this might be… my fault?”

“Patton. If you don’t explain right this second, I’m going to freak the fuck out.” Virgil said between shaky breaths.

Patton grabbed a hold of one of Virgil’s hands, gently stroking it to calm him down. His face was beet red as he explained himself, “I just realised that… um well, that…” He took another heavy breath before blurting out, “THATIMINLOVEWITHYOU.”

Time slowed. Virgil felt something inside him metaphorically expand at Patton’s confession, almost as though it were only his heart that had grown in that moment. It had a secondary effect, as Virgil considered his own repressed feelings. He realised that he’d pushed down his emotions years ago, as he believed that they’d never be reciprocated. Virgil finally admitted to himself that he loved Patton as well.

The effect was immediate. Patton ballooned in the same way Virgil had. He was back to being far taller than Virgil, which was not exactly a great thing to happen in a building, even if Patton’s ceilings were higher than most.

Nothing had to be said after the shock had passed. Patton reached for Virgil, who slipped between the larger’s arms with ease, neither of them commenting on the fact that Patton’s hair was brushing the ceiling. As Virgil began to swell to a larger height whilst in Patton’s arms, the couple laughed.

“Looks like we’ll be needing a larger home. If you want to stay with me, of course.” Patton offered. Virgil said nothing, responding only by nuzzling deeper into Patton’s shoulder, causing the other to grew a little more in return.

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My other stuff: http://nekoabi.tumblr.com/myworks Mobile Accessible Masterlist: http://nekoabi.tumblr.com/post/181954641376/fic-masterlist

General Tag List: @not-so-innocent-bi-sander @didsomeonesayprince @llamaly @justanotherpurplebutterfly @iaminmultiplefandoms @ultimate-queen-of-fandoms2 @lowkeyvirgilobsessed @louisthewarlock @fangsandrainbows @xxladystarlightxx @sleepyssnail @ao-koshka @notalwaysthevillian @pumpkinminette @doces-e--tuga @coloursintheblur @safesandersides @hogwarts-my-love

#Sanders Sides #Fanfiction #Moxiety #Virgil Sanders #Patton Sanders #Anxiety Sanders #Morality Sanders #GT #At least an attempt #Secret Santa #Homophobia #Homelessness #Happy Ending

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hellyeahheroes · 5 years

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Building Kara Zor-El in D&D 5e

What? I haven’t done one of these in a while and I had a few done (check out the Masterpost). So why not, it’s Halloween (I was working on this whole night), let’s build someone many kids want to be and quite a few likely dressed up as for Halloween. Admittingly this might be a bit standing the boundaries of “more obscure characters than Tulok the Barbarian does”, buuut seeing how he hasn’t yet got around building her more popular cousin, I’m not exactly expecting her build from him soon. Anyway, why not surprise your DM on Halloween game or later and come with a sheet for Girl of Steel?

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First, let us state our goals for this build. First, we need to be able to fly, use heat vision, cold breath, super hearing, and sight. Second, we need to be able to punch and take a hit as well. Finally, we need to ensure Kara is an inspiring hero other can look up to.

For Ability Scores, I’ll be sticking to standard point array - 15, 14, 13, 12, 10, 8, if your DM would you rather use a point-buy or roll, consider these to be the guidelines.

Strength: 15, Kryptonians are known for their physical might

Dexterity: 12, Kara usually isn’t wearing armor and is known for her speed and reflexes.

Constitution: 13, you’re Girl of Steel, not Woman of Kleenex (watch no one gt or care for this outdated reference and make me feel older than dirt -.-)

Intelligence: 8, Kara is pretty bright but her education was Kryptonian, meaning she had some trouble catching on what humanity knows and what it doesn’t, in some continuities at least

Wisdom: 10, Kara is often shown as more reckless and impulsive than her cousin, but her heightened Kryptonian senses mitigate it a bit.

Charisma: 14, the second-highest stat. Kara is beloved by people, has a reputation of a sweetheart, is inspiring to many and you kinda need this to pull off that whole “secret identity” thing.

There is no Kryptonian Race in 5e. There are two races I’ve been thinking off for this. Aasimar has more thematic sense but since Half-Elf makes it easier to mitigate the inherent MADness (MAD - Multiple Ability Dependent) of playing a Supergirl, it will work better for our purposes. You get +2 to Charisma and +1 to two other Ability Scores of your choice, round up Strength and Constitution to start with 2 16s and a 14. You have an advantage for saving throws against being Charmed, helping us mitigate a bit that poor WIS save. You get Darkvision, allowing you to see in the dim light up to 60 feet as if it was a bright light and in darkness as if it were dim light. You learn Common, Elvish and one language of your choice, pick something Campaign relevant and whatever instrument you want to play when fighting Music Meister. You also get proficiency with two skills of your choice. Pick Persuasion and Perception

For Background we will be picking outlander - you are not from around wherever the campaign is taking place, a wild-eyed idealist in a world that needs more smiles. You gain proficiency with Athletics and Survival, one type of musical instrument and one language of your choice. You also get a Wanderer Feature, which makes you more adept at traveling, better at using maps and gives you an excellent memory.

Now, with this out of the way, let’s go to the bread and butter of D&D, the Classes.

We will kick off with a level in Warlock. Yes, you heard me right. Warlock. The edgelord of all classes. Where are you going, hear me out! I swear I didn’t lose my mind. There is logic to this choice and I will be explaining it in a moment, but first, we need to get a number of Warlock features out of the way. Warlock gets proficiency in Light Armor, Simple Weapons, as well as Charisma and Wisdom saving throws, further helping mitigate that poor WIS score. Add proficiency in two more skills, Investigation to scoop villain plots and Deception for your secret identity.

Warlock gets to have spells. Warlock spells work in that you get a small number of spell slots that go back after every short rest and you can use them to cast any spell you know. As you learn higher level spells to know, your spells are treated as cast from the highest level possible. Cantrips you can cast any number of times you want and they scale up with your level. Your saving throw for spells is 8 + Your Proficiency Bonus + Your Charisma Modifier and if you make a spell attack roll it’s just the last two of those.

You get to learn two Cantrips and two First Level Spells

Let us get the Cold Breath first. Frostbite is a cantrip that forces a target to make a Constitution saving throw or take 1d6 cold damage and get a disadvantage on the next weapon attack roll if it makes one during its next turn. Damage increases by 1d6 on your 5th, 11th and 17th level

Eldritch Blast is the Warlock Cantrip. It sends a beam that requires a ranged spell attack and on hit it deals 1d10 Force Damage to the target. On get to send one more blast at the same or different target as a single casting on 5th, 11th and 17th level. Play it as part of your heat vision or Kara blowing her enemies away with a regular super breath.

Armor of Aghatys lets Kara surround herself with some of her cold breath, giving her 5 extra health points. Additionally, if a creature hits you with a melee attack while you have these hit points, it takes 5 points of cold damage. And for each spell slot level above the first both these numbers increase by 5.

Hellish Rebuke is cast as a reaction when a creature damaged you and lets you burn them with heat vision, taking 2d10 fire damage or half on successful Dexterity saving throw. At higher levels the damage increases by 1d10 each.

Okay, now let us talk about the Otherworldly Patron. And here is why I decided to go with the Warlock. Because there is one that fits perfectly. Celestial Patron means you draw your powers from some sort of celestial being or entity and these are divine in nature. It would fit Kara perfectly if only there was some sort of fitting thing. I mean, t’s not like Kryptonians gain their powers from some sort of body on the celestial pantheon, something great and powerful in the sky, source of their powers is...

OH MY GOD IT’S THE SUN!!!!1!!!!

You’re Sun Warlock, you made a pact with the Sun. Sun had enough of BBEG’s bullshit. If a goldilocks guy with a pair of wings can count as Celestial Patron then I assure you SO CAN AN ACTUAL STAR! Also, I now recall in 4th Edition Stara were actually sentient so who knows, you can work something out of that, maybe such a star survived to a new edition. We even know Stars are sentient and have personifications from one Sandman story.

Celestial Warlock lets you add two spells for each level of your spell list and you learn two extra cantrips:

Light lets you make one object not larger than 10-feet shine a bright light in a 20-foot radius and an additional 20 of dim light. If you cast it on an object held by someone they need to succeed a Dexterity saving throw or drop it. You can always use it to make yourself shine or make something shine as an effect of your heat vision.

Speaking of which, Sacred Flame deals a 1d8 radiant damage to a target, with an additional 1d8 once you reach 5th, 11th and 17th level each, half on a successful Dexterity saving throw.

You also get Healing Light, granting you a pool of 1d6 dice equal 1 + your Warlock Level. You can spend them as a bonus action to heal a creature within 60 feet that you can see. Roll a number of dice, not larger than your Charisma modifier, that’s your upper limit for single use of this feature, then add that many to the creature’s hit points. Once you spend all the die out, you get them back on short rest. Remember, hit points aren’t meat points, they can symbolize also how many chances at avoiding a certain death a hero has or their determination to keep going against overwhelming odds. Play Kara as so heroic and inspirit she reinvigorates her friends for further fight.

ALTERNATIVE: Weird, I wasn’t planning for an alternative here. We’re *zzzzzzzzzzt*-ing to the Celestial, it is only *shhhhh* fitting option. Weird, it seems we have some ---LET ME IN--- problems with the broadcast but don’t worry, I’m sure we fi *scratching noises* it in no time. Why do I suddenly feels like if I someone was standing right behin...DEA--

Well, well, well, what do we have here. You really thought I’m going to let you have something fun and wholesome on Halloween and do not...spice it up a bit. HAHAHAHA! Aren’t you funny? As if I could keep myself from seeing something related to my new...pet projects, and not want to corrupt it.

Forget the Celestial Patron, I have a much better one right here, to truly make your Supergirl a little bit more...Infected. My good old friend Barbatos, a horror trapped in the darkness below all of us. In this game, they call that Great Old One. Instead of some meek Cantrips, I will be freeing Supergirl’s mind from all these pesky limitations and allow her to spread this Infection. She will gain Awakened Mind, allowing her to telepathically communicate with any creature she can see within 30 feet. You may call it super hearing and I will call it the influence of her new master.

But maybe that’s not up to your taste? Maybe you want something more...crispy. Well, you can always ask my new best friend who has his own interest in Supergirl one time. Am I right, buddy?

WHO THE FUCKING JAR OF COCKROACHES STUFFED INTO A FLYING SQUIRREL’S ASS ARE YOU AND HOW DID YOU GET MY NUMBER?! ONCE I FIND OUT I WILL BURN ALL THAT LEATHER AND FLESH UNDERNEATH IT TO A GODDAMN CRIPS! THAT WILL TEACH YOU CALLING 3RD IN THE FUCKING MORNING! FUCKING TRICK OR TREATERS!

ANYWAY, IF YOU WANT TO TURN YOUR SUPERGIRL INTO RED DAUGHTER OF KRYPTON, PICK UP FIEND PATRON, THAT WILL BE ME OF COURSE. OR THE BUTCHER, SAME THING AT THE END OF THE FUCKING DAY!

YOU GET DARK ONES’ BLESSING, IT MEANS THAT WHENEVER YOU REDUCE AN OPPONENT TO 0 HEALTH POINTS, YOU GET BACK HEALTH POINTS EQUAL YOUR CHARISMA MODIFIER PLUS YOUR WARLOCK LEVEL! PUNISH THE GUILTY TO KEEP ON FIGHTING!

Ah that Atrocitus. A crude man, but gotta give him that, he sure is excited about his craft. We will be sticking around to make this thing a bit more...fun. Do not tell the fool hosting this. It will be our little secret.

I’m sorry, I must have dozed off, I must been just very tired, but I’m better now. So, where did we left off...

2nd Level Warlock gains Eldritch Invocations. Armor of Shadows maybe is not properly named but you can always refluff something. It allows you to cast Mage Armor on yourself without expending a spell slot. It lets you change AC of yourself or one willing creature to 13+Dexterity modifier, this should help with your poor AC. As you probably use Eldritch Blast a lot as part of your Heat Vision, let's make it a bit hotter - Agonizing Blast lets you add your Charisma modifier to any damage dealt by it.

You also get to learn a new spell.

Guiding Bolt from Celestial Patron lets you make a ranged Spell Attack against the target. Not only you deal 1d6 radiant damage on a successful hit (+1d6 for each spell slot level above 1st that it was cast from) but also before the end of your next turn next attack against the target gets an advantage since you basically lit the target on fire. Party Rogue is gonna love you.

Yeah, yeah, yeah, but where is fun in that? How about you instead pick something more...entertaining? Tasha’s Hideous Laughter from Great Old One Patron lets you pick one target and let them show how fun the world really is, make them appreciate how everything doesn’t really matter! Make them laugh so hard they fall prone and cannot stand up! It’s like you sprayed them with some good old Joker Serum, except you need to concentrate to keep it going for up to 1 minute and once you cast it, at the end of each their turn and whenever they’re damaged they make a Wisdom saving throw to break free, that last one with an advantage. So, you know, don’t punch... A Man Who Laughs. YAHAHAHAHA!

WHO THE FUCKS FIGHTS PEOPLE WITH LAUGHTER?! FUCK THAT SHIT! YOU WANNA SPELL? FIRST OF ALL, FUCK YOU AND SECOND, PICK BURNING HANDS FROM FIEND PATRON LIST. DON’T LET THE NAME FOOL YOU, WHAT YOU DO IS SPEW FIRE FROM YOUR MOUTH IN A 15-FOOT CONE AND DEAL 3D6 FIRE DAMAGE TO EVERYONE IN IT, HALF ON A FAILED SAVE! YOU CAST IT FROM HIGHER LEVELS, 1D6 EXTRA DAMAGE PER EACH! YOU’RE WELCOME! EVERYTHING FLAMMABLE NOT WORN OR CARRIED IS SET ON FIRE AS WELL! GOOD! BURN IT! BURN IT ALL DOWN!

3rd Level Warlock gets a Pact Boon Feature. Pact of the Chain lets us cast Find Familiar. We can use it to summon a pet to aid Kara in combat. Familiars are very useful if you know what you’re doing (seriously, Party Rogue is gonna love you even more just for using it to flank), once it dies you can summon it again, it can deliver your touch spells and you can sacrifice one of your attacks to let it attack. Sadly, you cannot get Krypto out of it, as dogs aren’t allowed for summon. But a cat is fine. Or in Warlock’s case a flying creature like Imp or Pseudodragon, Sprite or Quasit. First 3 can fly, all but Sprite have an advantage against Spells and Other Magical effects they share with you as long as you’re within 10 feet of them. Your DM shouldn’t probably be mad if you use statistics of one and refluff it as Streaky the Supercat

You also get to learn your first 2nd level Spell.

Celestial Warlock’s Flaming Sphere is a concentration spell you can keep up to 1 minute, it basically makes you cause huge ass fire in an unoccupied area 5-foot in diameter, dealing 2d6 (+1d6 for each higher spell slot level used) of fire damage, half on a successful Dexterity Saving Throw. You can even move it as a bonus action, up to 30 feet, and rise it up to 5 feet above barriers and 10 feet above pits, igniting all not worn or carried flammable objects, causing its damage effects on any creature you ram it into. More of your heat vision, really.

WHY DIDN’T I GOT THIS THING?! WHO THE FUCK WROTE THAT?! NEVERMIND, I HAVE SOMETHING AS GOOD! SCORCHING RAY LETS YOU MAKE 3 RAYS OF FIRE YOU CAN HURL AT A SINGLE OR MULTIPLE TARGETS, EACH DEALING 3D6 POINTS OF DAMAGE ON A SUCCESSFUL SPELL ATTACK ROLL! CAST IT FROM HIGHER LEVELS, YOU GET MORE RAYS, ONE PER SPELL SLOT LEVEL!

Personally, I just couldn’t resist picking Crown of Madness. It lets you force a Wisdom Saving Throw on a target and if they fail they get Charmed and go mad. They even get a crown of jagged iron on their heads. You can keep it up for up to 1 minute with concentration and on each of its turns, you choose a target your victim must attack. Sadly it has few downsides - you must waste your actions on your turns to maintain the effects, the target makes another WIS save on end of each of its turns and they must hit someone before they move and if you do not choose a target or cannot, they can do whatever they want. Still, how can you say no to...spreading the joy?

4th Level Warlock gets an Ability Score Improvement, but we will take a feat. Tavern Brawler increases your unarmed damage die to 1d4, makes you proficient with improvised weapons, when you strike a creature with an unarmed attack or improvised weapon, you can use your bonus action to attempt to grapple the target. You also get to increase Strength or Constitution, I’ll go with the latter.

You also get a new spell AND a new Cantrip

Chill Touch lets you make a ranged spell attack, on a hit it deals 1d8 necrotic damage (plus extra d8s at level 5th, 11th and 17th) and makes the target unable to regain hit points until the start of your next turn and if the target is undead they have a disadvantage on attack rolls against you. More of your freeze breath.

Shatter lets you make a super noise, I assume a super scream, dealing each creature within 10-foot radius sphere around the target you choose 3d8 thunder damage (+1d8 for each higher level of spell slot), half on a Constitution saving throw, on which all creatures made of inorganic material have a disadvantage on, and also dealing these damage to all nonmagical objects not worn or carried in the area

Now let’s take a move to Paladin and add some strength to all that magic. Kryptonians worshipped Rao, their star, which is close enough to your Patron, THE SUN you should probably not have much of a conflict. Maybe. Combining Patron and an Oath on a single character means that even with similar entities there might be a need to carefully balance the needs of your two masters. GM will either love you for providing such great opportunities for torturing you or hate you for having to come up with what kind of beef Rao and the fucking Sun could have.

Paladin gets you proficiency with martial weapons, medium armor and shields if you want to have your Kara in Lena’s power armor. You also get Divine Sense, allowing you to open awareness to your surroundings and detect any celestial, fiend or undead within 60 feet, as well as the type of that undead and also all areas that have been consecrated or desecrated. You can do it a number of times equal 1+ your CHA modifier and you egin uses after long rest.

You also get Lay on Hands, that allows you to, as a bonus action, restore hit points of you or a creature you touch up to amount equal your Paladin level x5 or you can spend 5 points from the pool to cure one poison or disease affecting the target. Again, treat this as Kara using her warm words and attitude to restore the fighting spirit of your comrades.

2nd Level Paladin gets to pick a fighting style. Mariner adds you +1 to AC and makes your swimming and climbing speed equal your walking speed as long as you’re not wearing armor.

You also get a Divine Smite, letting you burn a spell slot to deal extra radiant damage, 2d8 for 1st level spell slot and 1d8 extra for each higher level of the slot.

You also get Paladin Spells. Your save DC and Spell Attack Bonus are as for Warlock. However, Paladin just knows their spells and after every long rest, when they regain hit points, prepares a number of them equal to Charisma modifier + half your Paladin Level. To cast a spell paladin needs to burn a spell slot of an appropriate or higher level. Also, you multiclass Warlock and another caster and that’s very simple - you keep an eye on each of their spell slot numbers separately but can use one’s to cast the other’s spells or for other’s features. Meaning you can burn Warlock spell slots to smite. You get 2 Spell slots but you should have at least 3 spell prepared per day so I’ll list 3 spells

Shield of Faith is a concentration spell for up to 10 minutes, providing the target with +2 bonus to AC. It stacks with Mariner and Mage Armor, meaning your AC can be up to 17 now.

Thunderous Smite is another concentration spell, it lets you on your next attack while you maintain the spell to punch someone so hard you cause huge sound wave, deal extra 2d6 damage to the target and forces them to succeed a Constitution saving throw or be pushed 10 feet away or be knocked prone.

Heroism lets you make yourself or other creature immune to being frightened and gain temporary hit points equal to your Charisma modifier. Casting from higher levels lets you pick up multiple targets for one spell.

Thunderous Smite in action.

On 3rd Level Paladin gets the Divine Health, making Kara immune to Earth diseases. You also get to choose the Divine Oath. Every Oath has rules you must follow and gains bonuses and extra spells known you can prepare.

Oath of Heroism from Unearthed Arcana is about embracing your heroic call. It’s basically built for He-Man types but it will work for Kara as well.

You get a new spell to know - Expeditious Retreat is a Concentration spell, letting you Dash as a bonus action on each of your turns as long as you maintain it. Adds a bit of super speed to the mix.

You also get Channel Divinity, which you can use once every long or short rest. You gain two options, both activated as a bonus action. Pearless Athlete lets you gain advantage on Athletics and Acrobatics checks, while Legendary Strike makes you crit on 19 or 20 instead of just 20 for 1 minute.

Bah, who would want that boring, tied, goody-two-shoes crap. Choose the Oath of Conquest instead. I’m not much a guy for the rules myself, but you may like the stuff Oath of Conquest has to offer

For your new spell, choose Wrathful Smite. it works similar to Thunderous Smite, but deals psychic damage and the target hit must make Wisdom saving throw or be frightened of you.

Channel Divinity options are also better. Conquering Presence as an action forces each creature of your choice within 30 feet, as long as you can see them, to make a Wisdom saving throw or be frightened of you for 1 minute or until they succeed a save at the end of their turn. It’s like the Smite I just gave you...but you don’t need to get your hands dirty. Meanwhile Guided Strike lets you add +10 to an attack roll, you can choose to do it after you’ve rolled but before DM declares if it’s a hit or a miss.

UNSURPRISINGLY, I SEE ONLY ONE OATH WORTH MY TIME! OATH OF VENGEANCE! CHOOSE HUNTER’S MARK FOR A SPELL! REQUIRES CONCENTRATION BUT ONCE YOU MARK A TARGET, YOU DEAL EXTRA 1D6 DAMAGE TO IT WHENEVER YOU HIT THEM AND HAVE AN ADVANTAGE ON PERCEPTION AND SURVIVAL CHECKS TO TRACK THEM DOWN! AND WHEN THEY DROP TO ZERO HIT POINTS, YOU CAN PUT IT ON ANOTHER TARGET AS A BONUS ACTION!

OW FOR THAT CHANNEL DIVINITY! AS A BONUS ACTION YOU CAN ACTIVATE VOW OF ENMITY, SWEARING YOUR VENGEANCE UPON A TARGET AND GAINING ADVANTAGE ON ATTACK ROLLS AGAINST IT FOR 1 MINUTE, UNTIL IT DROPS TO ZERO OR FALLS UNCONSCIOUS! FOR AN ACTION YOU CAN ABJURE ENEMY, FORCING A WISDOM SAVING THROW ON ONE TARGET! IF FAILED, THEY’RE FRIGHTENED FOR 1 MINUTE OR UNTIL IT TAKES DAMAGE AND IT’S SPEED IS REDUCED TO 0 AND CANNOT BE INCREASED! ON A SUCCESS ITS SPEED IS HALVED FOR THE SAME DURATION!

4th Level Paladin gains an Ability Score Improvement or a Feat. Resilient lets us round up Constitution and makes us proficient with Constitution saving throws.

5th Level Paladin gains an Extra Attack, letting you attack twice as an attack action and can now use 2nd level spells and one 1st level spell

Our 1st Level Spell will be Protection from Evil and Good. Up to 10 minutes on Concentration it grants all creatures of a chosen type - Celestial, Fiend, Fey, Undead, Elemental or Aberration - get a disadvantage on attacks against you, or another person you used it on, and are unable to charm, frighten or possess you. If the target already was under one of these effects, it gains advantage on saving throws to break free.

Enhance Ability is a concentration spell from Oath of Heroism list, up to 1 hour of duration, giving an advantage on checks for one ability score and some extra bonuses depending on your choice.

Find Steed lets you summon a steed you can ride on. Sadly you’re too big to ride Krypto but, well, Comet the Superhorse exists. While riding him you can make any spell affecting you also affect him, you can communicate with him telepathically and if he dies he is sent back to whichever dimension you called him from and you can summon a new one. So that is a thing.

Yeah, ignore any of that. A horse, that guy is crazier than I am. Hold Person from Oath of Conquest lets you paralyze a target for up to 1 minute on concentration or if they succeed a saving throw. Immobilize them and then finish them off, while they watch hopelessly. That’s true fun!

WHILE THIS IS INDEED A GOOD SPELL, SINCE IT IS ON MY LIST TOO, I HAVE A BETTER IDEA! MISTY STEP LETS YOU TELEPORT UP TO 30 FEET IN AN UNOCCUPIED SPACE YOU CAN SEE! YOU WANTED SUPER SPEED?! HERE!

Back to Warlock. 5th Level Warlock gains a new Eldritch Invocation - Eldritch Spear increases the range of your Eldritch Blast to 300 feet. We will swap it for something more climactic next time we take the Invocations. You get access to 3rd Level Spells. Fly. Grab Fly. You are Supergirl and Supergirls just fly. It's a concentration spell and lasts up to 10 minutes, gives you a flying speed of 60 feet.

Weird, I was expecting to have this strange interruption here. Maybe they’re gone? I hope so.

6th Level Warlock gets otherworld Patron Feature and a new Spell.

Celestial Warlock gains Radiant Soul - resistance to radiant damage and adds their Charisma modifier to spells that deal flame and radiant damage, which we have a lot. For a spell pick Counterspell, which lets you as a reaction interrupt one spell of level 3rd or less and if you want to stop a higher-level spell you need to pass a Charisma check at DC 10+Spell Level

Great Old One Warlock meanwhile gets Entropic Ward, which once per long or short rest lets you impose a disadvantage on an attack against you and until the end of your next turn grants you an advantage on the next attack against them if they miss. For bonus points be a meanie and say “look what you made me do” when you use it. For a spell, Fear is a Concentation one, that forces a Wisdom saving throw on each creature in a 30-foot cone. On failed save, they’re frightened and up for 1 minute or until you break concentration must take Dash action to get away from you and can only make another save once they no longer see you.

FIEND WARLOCK GAINS DARK ONE’S OWN LUCK! ONCE EVERY LONG OR SHORT REST YOU CAN CHOOSE TO ROLL A 1D10 AND ADD THE RESULT TO AN ABILITY CHECK OR A SAVING THROW. AND FOR THE SPELL CHOOSE FIREBALL. IT LETS YOU HURL A FIREBALL AT ANY POINT YOU CAN SEE AND THEN EVERYTHING WITHIN 20-FEET RADIUS GETS HIT BY AN EXPLOSION OF FIRE THAT DEALS 8D6 FIRE DAMAGE, HALF ON A SUCCESSFUL DEXTERITY SAVE! HIGHER LEVELS FROM WHICH YOU CAST? MORE D6S, 1 PER EACH! GREATEST SPELL IN THIS STUPID GAME! DO NOT LISTEN TO THESE FOOLS! THEY’LL TRY TO TELL YOU THERE IS MORE TO MAGIC THAN A FIREBALL! TO WHICH I SAY, BRAVE WORDS FOR SOMEONE WITHIN THE FIREBALL RANGE!

7th Level Warlock gets to pick another Eldritch Invocation and we can change our Eldritch Spear to another one, since there are two 7th level ones we want. Ghostly Gaze lets you once per short or long rest see through solid objects, it is a concentration effect. Trickster's Escape allows you to cast Freedom of Movement on yourself without expending a spell slot once per long rest. For 1 hour, no concentration, you or another creature ignores different terrain, no magical effects can reduce your speed, you cannot be paralyzed or restrained by magic and you can escape nonmagical restraints by spending 5 feet of movement and underwater you are not impaired when moving or fighting underwater.

ALTERNATIVE: New Warlock Eldritch Invocation from Unearthed Arcana, Investment of the Chain Master, allows you to sacrifice some of your own power and instead have Streaky the Supercat be an actual cat - when you cast Find Familiar you can grant the familiar flying or swimming speed of 40 feet, removes its need to breathe, makes their attack be treated as magical weapons and lets you substitute your Spell Save Difficulty instead of theirs whenever they force a creature to make a saving throw.

8th level Warlock gets Ability Score Improvement, increase your Charisma.

On both 7th and 8th levels you gain two new Spells and access to 4th level spells.

Elemental Bane forces a Constitution saving throw on a target and if they fail up to 1 minute they lose resistance they had to a chosen type of damage, say fire, and take an extra 2d6 of damage whenever they’re taking that type of damage. Sadly it is concentration.

Wall of Fire is also Concentration, it creates a 60 feet long, 20 feet high ad1 feet thick wall or a 20 feet in diameter, 20 feet high, 1 feet thick ring of fire, dealing 5d8 fire damage to all creatures within the area, half on a successful Dexterity saving throw, and any creature that ends its turn within 10 feet on the side of the wall you choose takes 5d8 fire damage, with no save. It’s a bonus spell from Celestial...

..AND FIEND WARLOCK! THESE ARE GOOD SPELLS, I SHALL STICK TO THEM!

Well, I will not. Forget these two, let’s make something more...creative.

Blight kills the moisture within the target, dealing 8d8 necrotic damage, half on a succesfull Constitution save.

Evard’s Black Tentacles turn a 20-foot square you can see into a difficult terrain and any creature that starts or finishes its turn on it must succeed a Dexterity saving throw or take 3d6 bludgeoning damage and be restrained. If it already is restrained it doesn’t get the save, just the damage. On concentration, spell lasts up to 1 minute. How do you explain this one? Your Supergirl is just so twisted, of course! It doesn’t make sense but...does it need to?

How Supergirl probably looks casting Wall of Fire...or any fire-based spell we gave her

Back to Paladin for the rest of the build. 6th level Paladin gets Aura of Protection - as long as you’re conscious you and your allies within 10 feet add your Charisma modifier to their saving throws.

At 7th level you get a new Spell, Aid lets you choose 3 friendly creatures within 30 feet and strengthen their resolve, granting them 5 extra hit points for the next 8 hours + 5 more per each higher level of the spell you cast this from. No concentration and hit points can get over their maximum number, meaning you can cast this before combat.

You also gain Sacred Oath Feature

Mighty Deed is Oath of Heroism feature that you can use once per turn whenever you score a critical hit or reduce a creature to a 0 hit points, you can choose a number of creatures you can see up to your Charisma modifier. You can either decide to restore 1d6+your Charisma modifier of their health points or force them to succeed a Wisdom saving throw or be frightened of you until the start of your next turn.

I can do it better. Oath of Conquest’s Aura of Conquest that extends 10 feet from you and makes it that every creature that is frightened of you within the aura, their speed is reduced to 0 and every time they start their turn within the aura, they take psychic damage equal to half your Paladin level.

OATH OF VENGEANCE MAKES YOU THE RELENTLESS AVENGER! YOU CAN NOW MOVE TO INTERCEPT THE GUILTY’S ESCAPE! WHEN YOU HIT A CREATURE WITH OPPORTUNITY ATTACK, YOU CAN MOVE UP TO HALF OF YOUR SPEED AS A PART OF THE SAME REACTION AND WITHOUT PROVOKING OPPORTUNITY ATTACKS YOURSELF!

9th Level Paladin gains access to 3rd level spells. Oath of Heroism AND OATH OF VENGEANCE gains you two following spells

Haste lets you choose yourself or a creature you can see within the range. Up to 1 minute, requiring Concentration to maintain, the spell doubles the target’s speed, grants +2 to AC, advantage on Dexterity saving throws and a bonus action that can be used to make an extra attack action, dash, disengage, hide or use object. When the spell ends, the target cannot take any actions for a turn.

Protection from Energy is a Concentration spell up to 1 hour of duration, granting resistance to acid, cold, fire, lightning or thunder damage.

Yeah, Oath of Conquest doesn’t get these two. We’ll pick Bestow Curse, another of the Concentration spells lasting up to 1 minuter or until a Remove Curse is cast. The target must succeed a Wisdom saving throw or have to suffer one of the effects: disadvantages on all saving throws or ability checks of chosen ability score, disadvantage on attack rolls against you, being dealt extra 1d8 necrotic damage from all your attacks and spells or having to succeed a Wisdom saving throw at the beginning of its every turn or be forced to waste it doing nothing.

Blinding Smite is another Smite on Concentration spell that you cast and it works with your next attack within 1 minute, dealing extra 2d8 radiant damage and forcing a Constitution Saving Throw or be blinded until the rest of that 1 minute duration.

10th Level Paladin gets Aura of Courage, making you and friendly creatures with 10 feet of you immune to being frightened as long as you’re conscious.

11th Level Paladin gets improved Divine Smite, dealing extra 1d8 radiant Damage on using a Smite. You also get one more spell slot so grab an additional Spell - Crusader’s Mantle. Another Concentration, up to 1 minute, it makes you radiate an aura that boosters the courage of your allies, making them and you deal 1d4 additional radiant damage on all weapon attacks.

Our Capstone is 12th Level Paladin and an Ability Score improvement. You should have maxed your Charisma by now, so boost Strength.

So here we are at the end, with a Celestial Pact Warlock 8/Oath of Heroism Paladin 12. Let’s see how valid this build is. First of all, you have multiple ways to deal with additional damage and it is damage of various types, so you are always prepared and Warlock Spell Slots can be burn for Smiting and be regained on short rest. Warlock Cantrips work well with a large number of Concentration-requiring spells, meaning you aren’t reduced to just punching things while maintaining effects of your spell. You’re also very mobile, having multiple abilities to ensure you will not be impaired on the battlefield. Finally, you have multiple means to revigorate your allies in combat, meaning you can be the inspiring hero whose heroism and smile often let your friends gain the second wind in time of need.

On the downsides, your base damage is 1d4, we didn’t max Strength, meaning you kinda relly on your Smiting and extra damage. While you should have a decent amount of Hit Points, you didn’t max your Constitution and many of your spells require concentration, meaning you often may have it broken and that you have to choose which of Supergirl powers you need at the time. Your number of spell slots is also limited and even with Warlock Slots, there will be the times you will just burn out of them with your reliance on Smite. Finally, while you have a variety of damage types to deal, the majority of them is Fire and Radiant, meaning you will run into enemies that have resistance or outright immunity. And sadly our ability to use Cold Breath is limited and mostly relies on low-level spells.

THIS IS AN EVEN BIGGER PROBLEM WITH MY BUILD! TOO MANY FOOLS THINK THEY CAN HIDE FROM EVERBURNING FIRE!

My build meanwhile is more...controlling. You can multiple abilities to mess with your enemies’ minds, threaten or incapacitate them. You will control the battlefield and sow fear and terror among your enemies...or should I say, victims? Sadly, these abilities grant Wisdom saving throws. So stay away from antagonizing Druids and Monks, they’re no fun anyway.

Overall Supergirl is a strong and surprisingly versatile ally that will make a great addition to many teams. Just remember you cannot save the world alone and get yourself some good allies before you go to save the day.

For example. D&D can make that team actually come true.

ALTERNATIVE: Since a new Unearthed Arcana came up with an option for Paladin to pick Unarmed Fighting Combat Style, here is a quick guide how to run Kara using it:

When you take your first level of Paladin, Pick Unarmed Fighting. it makes your fists deal 1d6+ your Strength modifier in damage and if you use both hands to fight it changes to 1d8+STR modifier. In addition, whenever you successfully grapple a creature you can deal it 1d4 damage and later whenever you deal damage to a grappled creature, you can add a 1d4 to the roll.

On 4th level replace Tavern Brawler with War Caster, which lets you make Concentration rolls with an advantage and allows to cast spells even when you’re holding something in both hands, like a weapon.

Spend the rest of your Ability Score improvements increasing Strength and Charisma so that you round them up.

As a result, Kara will be squishier and have worse Concentration checks but she should mitigate the latter with an advantage on those checks and what she loses in defense she gains in the offense.

You have any criticism or advice? Share it and be sure to check the masterpost for my other Builds.

- Admin

#Supergirl #Kara Zor-El #DC

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clearsandwicheagle-blog · 6 years

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Health Insurance in US?

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My 22 yr old sons car was repossessed. He cancelled his car insurance policy since he no longer owns a car. He was required to carry an SR22 because of a bad driving record. The California DMV will suspend his license if he does not have proof of car insurance. Hes not driving and plans to not own a vehicle for the next 6 months. How does he meet the California DMV requirements without purchasing a car insurance policy? Also, if were able to get an older vehicle and get liability insurance only on it and add the SR22 can it satisfy the California DMV? My son is desperately trying to clean up his driving record too. Even if literally purchases an older vehicle and never drives it just to meet his DMV requirement. Will his past actions of too many tickets and accidents ever stop haunting him? Finally, his car was stolen in mid 2013. The car was reported stolen and it was eventually recovered and the insurance did repair significant damages does this also count against his driving record? The damage to the vehicle all occurred after it was stolen. I'm sorry I have so many questions I'm just at a loss. I need to get him back on his feet within a year but I need to know he will be able to drive too. He realizes now he messed up. He's got a great job and makes good money but I want to make sure that these past mistakes do not haunt him forever. The good news is there are no DUI's or reckless driving. Thanks for any help!""

Sue car insurance company?

Hi there. I have a question. I want to SUE my Car insurance company because they refuse to pay for my stolen car which is been more then 6 months and still hasn't been recovered. I was paying full coverage for about 4 months till the moment my Range Rover 1998 was stolen. After filing proper claims i get a letter from my insurance that they denied the claim. The reason why was because i misrepresented myself. and what they meant by that was that when i signed the contract i selected NO in a question ( Has your license ever been suspended or revoked) Now let me explain how this happened. I got the insurance thru my broker. Everything was done by phone. My broker happened to be family of dear friend of mine. At the time i asked for insurance my driver license was suspended already suspended and the reason why was because of child support for which i was going thru courts with my ex. First i decided to insure my car liability and my car was paid in full. On the liability contract it wasn't any question regarding my driver license either was suspended or not. After a week or so i thought to myself that if i get in a accident god forbid and it was my fault i have to may myself for damages and you know for such a car would be very expensive so i asked my broker if i can changed it to full coverage and so they did. on the day i did the change the girl that worked for my broker and assisting me asked me Klodian you are aware your license is suspended. I said yes and i explained the reason y. So she found this insurance company for a low price and she emailed me the contract to sign and fax it to her. now under the questions which i saw of course latter after i was denied claim i saw they were marked all NO and that was done on computer not hand writing. which of course in this case was done by the girl that helped me. Now my broker told me that insurance company should had run your driving record before they issue insurance to you and if they done that they were gone see your driver lisence was suspended. But when my broker asked them why they didnt run it Their answer was that they trusted me based on the contract i signed which to my opinion is BS. Now i want to sue them and all the lawyers they refuse to get my case and my believe is because my car is worth about $4800.00 and they don't see how they can make money out of me and i don't have to pay them up front. Now if i go on small claim max i can go is $3000.00 ????

Porsche boxster insurance?

I just got a quote online with my moms insurance for my new porsche boxster. It says $2789 a year. If i say my mom is the first and im the secondary driver since im 16 and insurance would be over $6000 a year. I live in a small town in Ontario.

Nicotine/cotinine test for life insurance?

I haven't smoke for 5 weeks. In about 2 weeks I might have to take a nicotine/cotinine test to get life insurance. Will I be able to pass the test for life insurance.

Healthcare Homework help?

Here is what i need to find: 1) explore insurance costs for patients with and without cancer 2) will the new Obama healthcare act help patients with cancers be able to access affordable health care insurance rates? 3) do hospitals have the right to reject some patients and refuse care? 4) what are the local, state, and federal laws regarding right to treat? Okay so i've already done some research but some of the questions are kinda vague and im having trouble figuring out what to say and finding info...especially #1. It's supposed to be placed on a poster board for a showcase so it needs to be nice. I dont know much about healthcare so i dont know what i need to focus on?""

POLL: How much do you pay for car insurance?

i asked about how much car insurance costs but didn't get any great answers, so i'm just going to do a little survey""

Can i park at my aunts to get... a good price on the car insurance?

The insurance is double the amount for cars in my area compared to my aunt who lives at the other side of the town, can i park at hers to get good price on the insurance..?""

Do different insurance agents from the same company offer different rates?

I just got my AllState bill and my home insurance just doubled this year! I want to switch to StateFarm but I got a quote a few months ago from a local agent, and it was very high too... However, it seems like this local agent is very successful and has a lot of business. I was wondering, if I go to another StateFarm agent, will they offer me a better rate? Or is purely determined by their computer system?""

What will the insurance cost be for a 2008 Mustang GT?

Ok, my son is about to turn 16 and his mother and I want to suprise him with a new 2008 Mustang GT premium. http://www.fordvehicles.com/cars/mustang/models/index.asp?v=html# That is the page that shows the models of all mustangs and we chose the GT premium for him. The car will go in his mothers name, so how much do you think the insurance will be?""

Where can i find cheap home insurance in Oklahoma?

I am looking for a good price on home insurance but also a good quality policy in the great state of Oklahoma. Where can i go online and get a quote directly from a real insurance agency in my state?

Estimated insurance cost for this car UK?

hi im 17, just about to take my test and it looks like this will be my first car. what do you think the insurance will be on it. i know it will be high but i just wondered how high haha. can you ask for a quote if you don't own the car and haven't passed yet? ie a generalised quote i live in a very good area with off road parking and garage.""

Does anyone know how much does car insurance cost for underage Drivers?????

Im applying for my permit and im 17 years old. the only thing im missing is my insurance. Please help i asked all my friends but none have insurance. Thank you for your time, Diana****""

How can the government force us to buy health insurance?

I don't get how people aren't more upset about this. I don't want to have to pay for health insurance. I go to local clinics when I get sick and I pay my bills. And If I ever need an ambulance or something I will pay for that out of my own pocket. I don't want health insurance. But under the democrats new plan I would have to buy insurance that I don't want! Its just as bad as being forced here in california to buy car insurance when I don't want it. How are poor people going to afford to pay for health insurance? I have friends who know that they won't have the money to buy insurance. The economy is though enough. How are people without jobs going to buy health insurance? My dad lives in massachuasets. And he's told me how much he hates having to buy insurance there.

How can you negotiate with car insurance agency after a wreck if you have no insurance to cover other driver?

How can you negotiate with car insurance agency after a wreck that was caused by you if you have no insurance to cover the other driver? Are there any legal ramifications?

Health Insurance in US?

I would like to know if health insurance is mandatory in some states of the US.

Do you think its best for me to pay the car insurance all in one go?

am thinking of saving up about 2000 because that's how much my car insurance a year will be and pay it all in one go or just pay monthly? which is better? if pay it all off then i have to save up for a good 4 or 3 months. answer please no stupidity :P

Which company offers the cheapest car insurance for a 17 year old male?

im 17 and i need insurance and wanted to know the cheapest

Cheapest car insurance for 17 year old?

Taking my driving test soon and buying a cheap car (500 - 700) it will probably be a citron saxo or something like that. Who are the cheapest company to insure with?

Car insurance please help !?

I am currently taking my driving lessons. When I pass I would like to get a car but carnt afford the insurance but I need a car for August as I work alot in the summer can I get car insurance and cancel it after a couple of months or is it like a 12 month contract am new to this please help.

If I look for car insurance at the end of the year or month will I save money?

I've heard that if I insure a car at then end of the month or year I should save some money as the insurance companies want to meet there targets. How much am I looking to save if I they give me a deal?

I need health insurance?

but its hard to find a job that will provide it because I am in school and need the job to work around my schedule. Can anybody suggest health insurance I can buy out of my pocket ...show more

CANT GET AN INSURANCE QUOTE LOWER THAN 5k!!!?

I am 17 years old, male, my birthday is 7/11/94. I am looking to buy a car to learn to drive in then finally fully insure. I have not passed my test you but when asked on insurance website's I have put under the 'time held licence for as 1 month just to get a realistic view. I have tried a huge variety of cars but I just can't seem to get them to a reasonable price. For example I have been quoted 5999 on a seat alto 1.0 litre on gocompare. I have also tried adding my father as an additional driver who has 15+ years of experience and no claims. I am currently a student and have stated that the car would be parked on the drive. I live in a semi detached house in a small town. Please can anyone help me on getting it down as low as possible. The only cars I would not consider are 1. citroen saxo, 2. ford ka, 3. any form of fiat.""

Why is auto insurance through Geico so cheap?

I've been shopping around for car insurance and I am surprised at the quoted price of Geico in comparison to most other companies. Geico is much cheaper than my current insurance company, and many other insurance companies. How can they offer such cheap rates, especially with all of the advertising they do? Are people having difficulty getting money out of Geico when they make claims? It just seems odd to me that they can offer such low rates.""

I got a citation for no proof of insurance and have a couple questions..?

so my first citation, annnd i was wondering if i take traffic school do i still have to pay the $1,000 fine for not having insurance at the time? also if i sell me car before the court date does that help ? if not what can i do to not pay because im broke no job and no money , willing to do community service.. can i do that for this kinda thing?""

I know nothing about car insurance. Help?

I'm 18 y.o. and I have no idea what to do first- buy a car or get insurance..I've heard that you cant buy a car without insurance, but when i went to buy insurance it asked me what kind of car I wanted it for. ?? What to do first-?""

How do Americans live in a country where you have no health system?

If you get sick enough you could lose everything, if you don't have insurance. I think that you can lose everything even if you have insurance.""

Does having a 2 door civic make my insurance go up vs 4 door?

im 16 buying a civic. i like the 2 door civic coupes. if i buy a 2 door civic, will the insurance be higher than if i buy a 4 door civic?""

Best car for low insurance? UK?

I'm 20 year old girl, just started having driving lessons so this would be my first car. I got an estimate online for where I live it would be about 1000; Greater (West) London but I know; obviously it depends. It would be cheaper on a classic car but don;t want the risk of repairs and high maintenance that would come with older cars. However I do love the classics and would consider them if it decreases the insurance. I'm a student living at home. What cars would be best for low insurance? I love Volkswagen Beetles but want to look at other cars as well. What are some 'low risk' cars that won;t drive my insurance through the roof??? Thanks for all the help!!!""

Can we get car insurance for some days????????....?

i had car insurance and just expired ... now i want to sell the car so i dont need any futher insurance..like 6 months to 1 year . but i need couple of days 5-6 to sell my car...can you help out.........how can i get insurance for sometime......

Medical insurance for my next road rash?

Right now I have minimum legal liability coverage for California through Progressive. Their website is being a bizo atch, so I can't find out there; here's the question: ...show more""

Is it true that the affordable care act will double the cost of my health insurance to meet the ACA requiremen?

Double premiums and out of pocket cost my health insurance is not from healthcare.gov exchanges

Can i drive any car with insurance?

Alright I asked a question earlier and i didnt provide enough information Im 16 and my dad just got me insurance on our car, a toyota camry. He said that i can drive any other car as long as i have the insurance card of the camry, i have my 'own' car (acura) that i dont know that i can drive or not that is under my dads name.. but that car isnt under our policy. is it true that i can drive the acura with my camry's insurance?""

Best car insurance for 17 yr olds?

been quoted silly money for car insurance...anyone know who is cheapest for 17 yr old 1st time driver????

I'm 19 years old and I need insurance. How do I go about getting it?

I need cheap or free insurance

Affordable health insurance for pregnancy in Washington DC or Maryland?

Do anyone know of a good affordable health insurance that cover pregnancy I mean everything from appointments and labor and delivery besides medicare?

What the best insurance company for me?

so I'm 19 and havn't have my licence very long and I drive a race car... but I want good cheap insurance like allstate or statefarm I'm looking for good coustomer service that makes me feel safe... so whats the word... any coustomer service stories?

Car insurance cost... roughly?

I am 15 and planning on getting my dads 1971 Plymouth duster as my first car when I'm 16, what would the yearly cost be?""

What is the average cost of motorcycle insurance in illinois for a 21 year old?

How much is boat insurance?

I am going to liveaboard a 29ft sailing boat worth about 35000 purely based in a local marina. I need 2M worth of public liability insurance, any idea on the cost of an annual policy?Thanks in advance.""

""What car insurance is cheapest for teenagers? And is it better to pay monthly,every 6 months or yearly?

this is in the state of illinois.

Health Insurance in US?

I would like to know if health insurance is mandatory in some states of the US.

How much does car rental insurance cost?

I am renting an economy car for one day through enterprise. Any idea what the average cost of rental insurance they offer is? I'll be calling them later on. Just wondering ahead of time what I should expect to pay, on average. Thanks""

Will my insurance go up?

My brother got a ticket while driving my car, will that make my insurance go up?""

Car insurance without a license? Help?

Hi. So my dad just bought me a car in Chicago. We live in North carolina. I need to transfer the title and get it registered, but i think i need insurance first. I also need proof of insurance to get my license. I dont know who will give me insurance without a license and a car that hasnt been transfered into my name yet in North carolina. So what do I do? what insurance companies have policies for somebody like me where i can spend a decent amount. I'm think 250 max a month. and yeah my parents dont wanna put me on their insurance.""

Car inusrance. Where to get free quotes ?

What is the best web site to compare car insurance premiums online. What are the best companies for cheap insurance rates with good coverage for auto owners ?

How much is a fine for driving someone else's car with no insurance?

i have insurance on my car but the car i was driving didnt have insurance.

Where can I find business cargo insurance at reasonable rates?

We're a small company trying to get started, that's why we're looking for insurance at a reasonable rate. Any help will be welcome. Thanks""

I have kaiser insurance does my insurance cover the lapband?

how many pounds must one be overweight before they can have the lap band surgery? i am covered with kaiser permenete health insurance. does my insurance cover this procedure

Which companies offer life insurance to clients who have chronic health problems?

I am 37 years old with a diagnosis of lupus (not flaring) with a history of minor kidney involvement, deep vein thrombosis, and high blood pressure. I have been trying to get life insurance but have been consistently denied by the major companies to which I have applied. Does anyone have any suggestions? The only suggestion I received from one company was the hint to purchase Accidental Death and Disability, and if my medical condition worsened, to have an accident . I am hoping for better advice.""

What's a nice car with good insurance?

I want a used car for under 15k. Looks, handling, and safety are important. I like how the ford mustang and chevy camaro but they have pretty high insurance... I've never had a ticket in my life. So any nice cars with relatively low insurance?""

How much do you pay for your teenager's(16) auto insurance?

I just got a learner's permit, and GEICO says that they do not charge for learner's permit. However, when I get my driver's license, it'll cost an additional ~$500 per 6 months. I am a straight-A student, records are clean, and I'm NOT adding an another car--just me--into my parent's coverage. Is this expensive? Normal? Cheap? What do you pay, and what company are you covered by? thanks""

I gotta question with car insurance?

im 18 and buyin my moms car,will the insurance rates rise if she signs the car over to my name? or will it be that much of a difference? cuz i want it in my name but she says the cost will double automaticly just by changing the name of the owner from her to me. is she lying so that i keep it in her name?""

Car Insurance In St Louis?

I just purchased a 2002 Mazda Protege today and I bought the car right out but now I'm looking into auto insurance but I have no idea where to go. I am looking to just get liability but doing online quotes is a lil' tiring because I really don't know what I'm looking at. Could someone tell me what is the best rate for auto insurance in St. Louis to go. I also have never had auto insurance before and have never had any priors driving anyone else's car.

""Car Insurance in GA, if it is expired?""

i dont know if this is the right category, but my insurance expired and i drove the car not knowing, and i just went to my insurance provider and they said i will be fined? what type of fine and does it add points to my license? any additional information to it that i dont know? it is in Georgia.""

Best car insurance company for me 10 points!!!!!!?

what is the cheapest+best auto insurance for me?!!!?!!?!!?!? we are a family of 4 and we all drive. we have a toyota 4x4, colorado, 1985 nissan truck, mustang v6. my youngest son has had 1 accident i'm 46 my wife is 46 and my sons are 18,19 i cant find a good car insurance they are all expensive!!!!!!!!!!""

Who sells the cheapest motorcycle insurance?

Can i get my MOT done without insurance?

My car needs an MOT and right now its on a SORN because im waiting for my paycheck so I can get insurance, my question is as follows: i know that you need an MOT before you can insure your car but to get my car to its MOT I would have to have it insured? How does this work? can i drive to the garage without insurance and get away with it or is there some special policy I need to take out? Please help.""

What is Secondary Auto Insurance?

I do not have auto insurance so When I rent a car is Secondary insurance a replacment for insurance I do not have?

Auto Insurance for 18 yr old with 2012 Kia Soul?

Estimate of what it would be at most? i have taken a drivers ed class and passed in high school and can have them take the money right out of my bank account for the monthly payment and had a b average in school.

Is there Constitutional precedent for requiring people to buy health insurance?

Car insurance is mandated because you're licensed to drive and the license can be revoked, but you're not licensed to live, so is there legal standing for requiring purchase of a product (health insurance)?""

Injured with no health insurance and a big hospital bill?

My girlfriend dislocated her shoulder while playing volleyball with no health insurance. Her parents health insurance stopped covering her because she had just graduated from college ...show more

I'm looking for THE CHEAPEST auto insurance I can find. Any advice?

My mom just kinda dumped my insurance bill on my lap. I ahve a 98 CRV and I'm looking for cheap cheap insurance. I really only drive about 10 minutes to and from work a day. I'm thinking the cheapest ones probably won't even advertise on television, so Im looking for word of mouth. Thanks guys!""

Which car would have the highest insurance rates out of these?

1. 2001 Audi TT Coupe 33,000 miles 2. 2007 Saturn Sky Convertible 8,603 miles 3. 2006 Volkswagen Jetta 31,000 miles 4. 2007 Scion tC 39,000 miles I am 16, and these are all stick shifts, and when i get one of these 4 in December, i think the one of the biggest factors for me at least comes down to insurance costs.""

Can i get Health New England Insurance in other states?

I'm thinking about moving to Virginia to be with my boyfriend once I graduate but i was wondering about my heath insurance... I have Health New England from my father, do they only provide it in New England... since it is called 'Health New England' or would i still be able to have it when i went to Virginia??""

""6008 insurance quote for hyundai getz 1.1, what am i doin wrong?""

im a 17 year old male, who lives in a nice area with little crime, it will be kept on the drive, im offering 500 excess, third part only, i cant belive this price from go-compare, and this was the cheapest quote, what else can i try, ive tried putting my mum on as a named driver, but it only lowers it by about 100.""

Who do i call about health Insurance ?

I'm 19 years old and live on my own. How can I get health insurance in my own name since my father is no longer w us and my motherdoesnt ha ve her own ?!

Health Insurance in US?

I would like to know if health insurance is mandatory in some states of the US.

Question about life insurance?

Here is a little background info...I am a month away from joining the navy and going to flight school, I am 26 no health problems and my wife is 23 with no health problems. I went to get car insurance and the lady suggested i get life insurance now why I am still considered a substitute teacher. She said once I join the military It will require A lot more info and also my career will be considered hazordous. Does this sound right? And finally she just did a quick quaote and to cover my wife and myself each for 250k it will cost just under 70 dollars. This is also whole life not term and she said after a certain amount of time I could also cash the policy out and even make money ( something like 30 yrs). Does all this sound legit and does the quote sound reasonable, it was also state farm if that makes a difference. Thanks""

What kind of car will give a 17 year old cheap insurance?

i am 17 and im looking to buy a car. i wanted to know what kind of car will give me the cheapest insurance possible. including the color. and what ways can i save money on car insurance?

""If my car was severely keyed, and i want insurance to pay for some of it, will my geico insurance rate go up?""

psycho ex bf keyed every single panel of my jeep, including F^&* you and cya boo and a couple of X s. fml. there's no way in hell i can pay for it on my own but it is so embarassing. if i try to get insurance to pay for it, will my rate go up?""

My son who is 17 has to appear in the magistrates court for driving my car without a full licence or insurance?

He has never been in any sort of trouble before and is usually a good kid. What sort of punishment can we expect to receive? We are soo afraid! We are in the UK

Insurance under Obama care?

I am 22 years old and graduated a week ago. My parents have insurance through trustmark insurance and I've been recently hired on full time for a management position. Being a full time employee, I have the opportunity to get my own insurance or waive it. I've heard that I should be able to stay on my parents insurance until I am 26. However, I've also heard that I would need to be a student in order to continue on staying on my parents insurance. So essentially I am asking whether I should be able to stay on my parents insurance until I am 26? If my wage is needed for this, I make 14$ an hour. My parents are more than willing to keep me on their employers insurance.""

What is the cheapest car insurance in New Jersey?

I hate looking for car insurance and dealing with all the different rates and agents and policies etc. I just want to know what the cheapest car insurance is in New Jersey one that is quick easy and the best for what I am looking for. Help meee

My Allstate insurance agent wants me to change from Allstate to Allstate Fire and Casualty. Should I? ?

I would be saving money, but I am wondering if there is a catch to this. Anyone else do this? It is my auto insurance, and I'd save money to switch (about $500 every six months. He tells us rates are lower because my credit is good. True?""

""Im a new driver, whats the most affordable and best car insurance for me?""

Im a new driver, whats the most affordable and best car insurance for me?""

""Bike insurance idea, would it work?""

As you know insurance for a 600cc sports bike for a 17yr old (male) is extremely high (I was quoted 9000+), however you may of heard of fronting, (putting someone with lots more experience and age as the main driver and putting me (17yr old) as a second driver) this apparently greatly reduces the insurance cost, however is a form of insurance fraud and is illegal. But I thought of a plan... You see I have my heart set on a honda cbr600rr, it is much cheaper than a 125cc bike that I would buy new only to buy another bike a few years later thus deeming the 125 useless, but what if I got the 600 and did make my dad (who is much older and more experienced) the main driver and me the 2nd, but to avoid it being fronting, he could use it when i'm not and I could force him to ride somewhere so ultimately he would have used it more so it wouldn't be illegal right? By the way he mostly goes out at night so it would not interfere with my needs.""

Car insurance for people without cars.?

I don't have a car but occasionally I need to drive and I use other peoples cars. Is there an insurance you can get for yourself without having a car?

What happens when the insurance company totals your car?

Teenage Car Insurance?

What can we expect for a 16 year old having to pay on a monthly base if he has his OWN insurance (as in not co-insured with the parents). This would be in Texas. I am pretty sure that there is a great difference. Just trying to familarize myself with the whole deal and trying to figure a ballpark amount. Any tips you might have are very much welcome. Thanks!!!

""If I have a 3rd car to add to CA insurance, will they check who lives at my address?""

I already have 2 cars insured with AAA in California. I am transferring my daughter's car to me because she had a DUI. If I insure it with AAA, will they look into who lives at my address? Should I go with a new insurance company for her car and if so, do the insurance companies exchange information?""

Question about insurance coverage?

Okay today my car was broken into at school and they shattered the drivers side window and stole my $150 radio and my $120 graphing calculator. I have full auto insurance coverage but what coverage does this fall under? Comprehensive coverage? I saw on this website that homeowners insurance would cover this but that didn't make sense to me. Does the car have to be home when the break in happened? WILL CHOOSE BEST ANSWER

Will the insurance payment be higher if?

Will the car insurance be higher if theres two drivers instead of 1?

I opened my car door and hit another car. I left a note and the person wants to claim insurance. Will my rate?

for car insurance go up? It was very little damage. I don't think the person wants to settle privately

How i can get cheap auto insurance for my son?

Health Insurance?

My mom had her gallbladder taken out few months ago and now she got the bill and her health insurance will not pick any of it up and she owes the hospital five thousand dollars. What is the best health insurance out there? Low monthly payment. My mom is not happy with the insurance company. This is my dads railroad insurance.

When do you get your infrant car seat base installed by the California highway patrol?

Do they check for insurance on the vehicle?

Health Insurance for 24 year old male?

Son has Blue Cross but it is now $137 per month......anyone know of any comparable insurance that is cheaper and has similar benefits? It is just him....no wife or no kids. Thanks.

Do I need insurance for one time poetry event in Chicago?

I'm looking to rent a church Rectory to artists for events like open mic's, gallery showings, and other small (20 people max) one time events. Do I need insurance outside of the home insurance the Rectory already has?""

When do you have to get your own health insurance? ?

im 17 will soon be turning 18 and will be starting college in the fall . i have a medical card and im under my moms health plan/insurance. but when do i branch off to get my own insurance/plan ??

I am a new driver with insurance queries.can anyone help me?

i am a new driver and i am thinking of buying a cheap,affordable,small car (ford ka). The problem is that if i put my father's name as the main driver,who has his licence since ages,and put my name as a 2nd driver, how much approx. will my insurance come down to?+ i got my pass plus.""

Would you ever commit insurance fraud?

Cheap car insurance with dui in california?

i know drinking and driving was dumb and dont drink anymore for a year. i need car insurance where can i find the best deal something cheap for a whole year for liabilty for my shitty car.

Health Insurance in US?

I would like to know if health insurance is mandatory in some states of the US.

https://www.linkedin.com/pulse/car-insurance-teens-harry-franklin/"

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robertkstone · 6 years

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Best Cars, Trucks, and SUVs We Drove in 2017

We’ve traveled the world and tested well over 220 cars to bring you the very best automotive reviews around. In 2017, we were blessed to have the best access to cars all over the price spectrum, from one of the smallest cars offered today to some of the quickest and luxurious, too. Now that 2017 is coming to an end, we’re reflecting on some of the very best cars and trucks we drove this year.

Enjoy, and check out the best cars we drove in 2016 right here.

2016 Ferrari 488 GTB

Sure, it’s Motor Trend’s Best Drivers Car. It was also the best car I drove all year, of any aspect. It represents every teenager’s dream for getting into automotive journalism. I’ll admit it: Growing up, I had that Alpine stereo poster with the maroon Lamborghini Countach on my bedroom wall. That was my dream, which the fates have granted me. And although I’ve been fortunate to drive numerous outstanding vehicles in my career, I have found many of them wanting, of not measuring up to my teenage fantasies. But from the second I clicked shut the driver’s door, the Ferrari 488 fulfilled every automotive desire I’ve ever had. From its fingertip-precise driving manners to the snarl-to-shriek powerband of the engine to its origami sheetmetal designed to make pedestrians gawk. It made me laugh, sing, weep, and swear great glorious oaths. —Mark Rechtin

It’s kinda low hanging fruit, but I have to admit there’s one car this year that embodied everything I love about cars: (A) sexy styling, (B) an aural superstar, (C) in terms of performance, it more than cashes the check it writes with A+B, (D) it was pretty easy to get close to its limits without the threat of something going terribly awry, and (E) it was surprisingly livable. The Ferrari 488 GTB deserved our 2017 Best Driver’s Car award because it is exactly what it appears to be, and unlike some other exotics, it isn’t over the top in any way. —Chris Walton

2019 Mazda3 Prototype

I don’t even know what this car will look like, as I drove a mule made out of a current-gen Mazda3. Doesn’t matter. Under the hood beats a compression-ignition gas engine, promising diesel economy with gasoline emissions at an affordable price. For more than a decade plenty of gigantic automakers have loudly promoted then abandoned this concept while plucky Mazda has just quietly made its spark-controlled compression ignition Skyactive X engine work—and work really well. The car bristles with plenty more chassis and seating innovations aimed at maximizing driver satisfaction, which drives home the point that while everybody else is making noise about autonomy, Mazda still wants its cars to be fun for human beings to drive. Hallelujah. —Frank Markus

Bugatti Chiron

For me, 2017 was a super year for supercars. Porsche’s 911 GT2 RS, the McLaren 720S, and Ford’s radical new GT all delivered breathtaking, yet uniquely different, high performance driving experiences. But in a year of superlatives, one car brushed them all imperiously aside: the Bugatti Chiron. The fastest, most powerful street legal production car in history, the Chiron is an automotive engineering benchmark for the ages, a car that redefines the performance envelope for internal combustion engines. Cruising one effortlessly at 200 mph on a European freeway and realizing I was still only accessing 75 percent of this extraordinary car’s capability is an experience I will long remember. —Angus MacKenzie

2018 Ford F-150

Never have I encountered a vehicle that was excellent in every form it came in. The base XL work truck was utilitarian and geared perfectly for its intended mission, the Lariat (supposedly the lesser of the luxury trims) was well-appointed and rode comfortably, and the Raptor was just a beast on- and off the pavement. Both the 2.7-liter and 3.5-liter twin-turbo V-6 engines were exceptionally powerful; the 10-speed auto was a peach, and who knew that a sub-3.0-liter engine could pull that hard even with all the metal around it?! Regardless of the variant, the F-150 has grown into a solid truck with a great blend of performance, comfort, surprising fuel efficiency, and a slick multimedia system than many automakers could learn from (looking at you, Toyota, Mercedes, Mazda, and Lexus). —Stefan Ogbac

2017 Tesla Model 3

I spend most of my time reading stories other staffers write about driving cars, not so much driving cars myself. I’m also a relative EV novice; the only electric car I had driven prior to the Model 3 was the Kia Soul EV. So I didn’t fully know what to expect when I got behind the wheel of the Tesla. Even after driving it, I still don’t fully know what to think of it. It’s an experience unlike just about anything else. I’m not sold on putting virtually all functions into the tablet touchscreen, but the clean interior this allows is stunning. It felt more like relaxing at home, the dash a nice coffee table and the windshield a TV, than sitting in a car—only my furniture isn’t that nice. And when I finally got to driving instead of just admiring … wow. If I were a reservation holder, I might get a little antsy as I wait to actually get a Model 3 of my own, but there’s no denying that the Model 3 is a genuinely impressive machine. —Jesse Bishop

Well, this is a pretty predictable pick if you know me—the Tesla Model 3. How come?

Not because it’s been the talk of the automotive town; the only car I know that causes people at dinner parties to quickly walk across the room to hear about. As an introvert, I actually wish they didn’t.

No, the attraction is in its possibilities. The Model 3, right now, is a big blank canvas upon which Tesla has a once in a lifetime chance to truly paint the car of the future. Sure, right now it’s a canvas in the hands of a sprinkling of people who are getting their first taste of how beautifully a well-designed EV can drive. And it’s supported by the Supercharger network, underlining its uniqueness as the only long-range EV that can truly replace your internal combustion automobile. And—no small thing—it’s at a price that’s laser-guided at the heart of the market, too. But those aren’t any of my reasons, either.

I’m going to point at two things. Here on the side—see that video camera in the B-pillar and that other one in the front fender? They’re some of the eyes this car will use to see—via artificial intelligence—surrounding traffic for autonomous driving. Can Tesla pull this off without Lidar? I don’t know. But those cameras there indicate they’re sure going to try. And also look here—inside—at the big screen in the middle of the dash. It’s meant to replace the usual busy swarm of knobs and switches with a single touchscreen interface. Some have criticized this. I see it as an inevitable evolution toward a new language of man-machine interface, and Tesla, once again, is off to a giant head start in defining it. Some critics have cast these two features of the Model 3 as—at the moment—a glass half full. I see that empty half as where the future of the automobile could very well be poured. —Kim Reynolds

2017 Ford Mustang Shelby GT350R

To help refresh my memory for this assignment, I scrolled through my Instagram account, which mostly serves as an archive of the good stuff I’ve driven. I paused at the Ferrari 488, stopped a tad longer at the fantastic Porsche 718 Cayman, but only the Ford Mustang Shelby GT350R gave me goose bumps. The wonderful wail from its Voodoo V-8 stands out the most, but the GT350R is much more than its engine. Its lively steering, precise shifter, and sharp handling all contribute to a unforgettable driving experience and without a doubt the best car I drove in 2017. —Erick Ayapana

2017 Mini Clubman S All4

This year I had the pleasure of chaperoning our long-term 2017 Mini Clubman S All4. In addition to being incredibly fun to drive and surprisingly spacious for hauling stuff around, the Mini facilitated some remarkable adventures—both impromptu and painstakingly planned. Whenever I had the Mini in my driveway, I was constantly coming up with excuses to get out and drive. Whether it was venturing into the heart of downtown L.A. for the afternoon or taking a day trip out to the middle of the desert, the Mini was ready for it. Limited parking? No problem. Got passengers? Pile ‘em in. Picking up something oblong and bulky? It’ll probably fit.

The Mini also got me through a two-week, 2,000-mile road trip that included bucket-list places such as Death Valley, the Grand Canyon, historic Route 66, and so much more. The destinations were unforgettable, but the journey in the Mini was just as memorable. —Alex Nishimoto

2017 Alfa Romeo Giulia

When a car distinguishes itself after an entire day of driving most of its competitors on the same roads, you know it’s something special. That’s exactly what happened earlier this year with the 280-hp 2017 Alfa Romeo Giulia, which won a comparison test against many formidable competitors. You’d expect the Alfa Romeo to look good and be one of the most engaging drivers in the class, but it was the car’s well-rounded appeal that really surprised. Sure, there are a few things in the interior I wish were different, and I personally have trouble trusting Alfa Romeo’s long-term reliability, but wow. What a car. —Zach Gale

2019 Lamborghini Urus

The best car I drove in 2017? The Lamborghini Urus. Even if it isn’t the actual best car (or in this case, hulking SUV), I’m the only American who has so far been allowed to drive the latest (and second) soft roader from Sant’Agata. All other sport-oriented SUVs are on notice: the Urus is better than you are. Yes, for $200,000+ it had better be. Initially, I was swayed by the 650 horsepower and the approximately 3.3 second dash to 60 mph. After many laps around a 4-mile circuit, however, I’m most in love with the Urus’ brakes. Which, at 17.3 inches up front, are the largest that have been fitted to any car. Ever. What a world we’re living in. —Jonny Lieberman

2017 Honda Civic Type R

My high points of the year include, as you’d expect, blasting up highway 198 in every single Best Driver’s Car competitor. The Porsche 718, 911 Turbo S, and Ferrari 488, of course, all stand out even months later. Oddly enough, so does the Corvette Grand Sport. Despite a gearbox that wasn’t quite right for the conditions (all too often I found myself running out of breath at the top of third into a corner or bogging in fourth coming out of it), I still remember how well that car stuck and steered, no matter how hard I was on the throttle or brakes. At the start of the 2017 Pe from PerformanceJunk WP Feed 3 http://ift.tt/2BjS3Rb via IFTTT

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