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withabackpackandcamera · 3 years

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July 5th, 2021

Day 10: Meeting Up With A Friend Before A Sprint To The Finish Line

This morning, because my parents had an earlier flight home than we did, we woke up to drop them off at the airport before coming back home to finish some last minute laundry, packing, and cleaning up. The only real thing on our last day’s schedule was a meet-up with Kristin Julia Erlingsdottir (pronounced “Christine” in Iceland), a pediatric resident in Iceland who I met 4.5 years ago when we were both medical students doing rotations at Landspitali. Even though we didn’t rotate together at Landspitali, we met each other in the cafeteria through other students who went to school in Slovakia with Kristin and since then, we have kept in touch via Instagram. So the plan this morning was to grab a quick breakfast with Kristin before flying home.

Because Minh didn’t want to join for breakfast, he ended up doing his own thing for an hour or two while Cynthia and I went out to meet with Kristin at a cafe nearby. Along the way to the cafe, because we wanted to load up on yummy pastries to take home from Sandholt, I dropped Cynthia off to buy them while I went on ahead to Grai Kotturinn, a cafe down the street, to meet with Kristin first. But before I left, we learned that Sandholt wasn’t selling any almond croissants today. So sad. But I did get a chance to take a look at and pick out the pastries I was interested in trying, with Cynthia eventually settling for a cranberry scone, two cinnamon rolls, a brown sugar roll with cream cheese, and a pain au raisin. That’ll probably do the trick.

So after I left Cynthia, I walked over to Grai Kotturinn, a cafe that Kristin had suggested nearby, to meet up with her after her night shift at the hospital. I was very grateful to Kristin for making time to meet up with us despite her busy residency schedule, and I was glad that I could actually fit her into my tight schedule as well. Anyhow, once I approached the cafe, I recognized her standing outside in her stylish all-black outfit and greeted her. It was so nice to see her again after all these years, even though we weren’t best buds but just quick friends from a brief time together.

Because there was a line at Grai Kotturinn, we stood outside for a bit and started catching up about our individual lives in medicine in our respective countries while waiting for Cynthia to join up. Before long, Cynthia had arrived but the line hadn’t really budged. Because of how tight we were on time and how I didn’t want to make Kristin take too much time out of her morning waiting in line for food, we pivoted and changed course with regards to where to eat. Because both Grai Kotturinn and Sandholt had waits due to the recent influx of tourists, Kristin suggested that we drive over to a spot further from downtown called Kaffihús Vesturbæjar to skip the lines. We agreed, and she drove us over to Kaffihús Vesturbæjar for breakfast.

We arrived at Kaffihús Vesturbæjar pretty early so their lunch menu wasn’t yet available. So, despite all the great suggestions that Kristin had on food options, we ended up having to choose some breakfast items from their simple breakfast menu, with me and Cynthia ordering a ham and cheese croissant to go with our pain au raisin we bought from Sandholt earlier. The cafe meet-up wasn’t really about eating so much as it was about finding a comfy place to catch up and share stories. And even though the food at Kaffihús Vesturbæjar was OK, the cafe was the perfect place to sit and chat for a little less than two hours. And Cynthia and I had a terrific time chatting with Kristin and learning more about her life before and during residency (like how she grew up briefly in Oklahoma, how she was sort of out of place as a returning Icelander once she was back in Reykjavik, about her doctor boo, how her pediatric residency has been, and about traveling, education, Icelanders, real estate, tourism). We also enjoyed sharing our stories with her too and I could tell that she really enjoyed the company. It was really great to find yet another opportunity to catch up with a local friend. Trips are always so much better when you can do something like that. Thank you again Kristin for making time after a busy night shift to meet up with us!

Before we knew it, we were running tight on time because of how much fun we were having with Kristin at Kaffihús Vesturbæjar . Luckily, we saved some time when Kristin offered to drop us off at home. Once we were home, we thanked her and said our goodbyes. With Minh already home and relatively ready to go, Cynthia and I quickly finished packing our stuff before loading all of it into the car. After one last sweep of the flat, we left for one more quick visit to downtown for last minute souvenirs. Cynthia and I ran through downtown looking for things we thought we might want to buy but eventually decided not to buy anything at all. So we hurried back to the car where Minh was waiting and headed for the airport. It was nice to get a last jog in through Reykjavik before flying out!

Once we were close to the airport, we made a pit stop at the grocery store where we had previously stopped on the first day to buy some chocolates for friends. Then we stopped by Subway to buy some subs for the long trip home before driving to Blue Car Rental to drop off our rental. Funny enough, we ran into Will and Mary again at Blue Car Rental and shared stories about our respective trips while walking over together to the departures terminal. Once we were in line (it was a very long check-in line at Icelandair because of all the Americans heading home after the long weekend), we had this awkward “see-you-every-few-minutes” situation with Will and Mary because of where we were positioned relative to them in line. So we didn’t get to catch up much after that. After chowing down on our food and getting through the line, security, and passport control, we finally made it to our gate, where we waited longer than expected to finally board our long flight home.

Iceland, it was great seeing you again. And it was great finally introducing you to my parents and Cynthia. I’m not sure when I’ll get to see you, your beautiful landscapes, and your nice people again but when the time comes, I’ll be excited to come back for my fourth visit. Till then! Takk takk!

5 Things I Learned/Observed Today:

1. It takes a lot of years to finish a pediatric residency in Iceland. Per Kristin, you can only do two years of training in Iceland (after one required internship year) before having to apply to pediatric programs outside of the country to complete your five years of pediatrics training (six years including the one internship year). The reason why pediatrics residents have to leave Iceland for their last three years is because the program is small and because the hospitals in Iceland see such small volumes of kids that residents don’t get enough exposure to be properly trained. Therefore, they have to get more exposure in other countries in other programs. For example, most people, if good enough, will go to Sweden to continue their training or they can go to a different Nordic country. Surprisingly, the Iceland peds program has a partnership with a Connecticut pediatrics program and they send one or two students a year there.

2. In the Icelandic pediatric program, when you’re working nights, as Kristin was doing, you work the pediatric wards as well as the NICU (there is no PICU at Landspitali). Luckily, the ED has their own resident so they don’t have to cover that at the same time. Very fortunate.

3. Interestingly enough, pediatric illness in Iceland came about very late this year as a result of the COVID pandemic and restrictions that came with it. For example, from what Kristin saw, RSV cases peaked in June instead of way earlier in the year in winter. And they had zero cases of the flu (though I’m not sure if that was just among kids or among both kids and adults). And pediatric gastroenteritis was only starting to appear in early July, which is a bit delayed as well. I’m sure public health and epidemiology data from this COVID period will be fascinating to look back at and study in every country.

4. Here in Iceland, people are primarily vaccinated with AstraZeneca, Pfizer, and Janssen vaccines. And unlike the case in America, most people in Iceland are itching to get their vaccinations and are ready to run up when their name is randomly drawn. Additionally, it sounds like Icelanders have vaccine envy of others. That’s crazy and so good! And the great thing about all of this is that around 80% of the country is at least partially vaccinated against COVID, which is the best percentage among all EU related countries. Good for you, Iceland! Keep up the great work!

5. At this time in Iceland, the government is pushing Icelanders to buy homes instead of renting. To incentivize people to buy, banks and other financial institutions are offering ridiculously low interest rates for home loans with rates at a historic low. And people have been able to borrow significant amounts of money for their home. For example, Kristin was able to get a loan with a really low interest rate that covers 95% of the cost of the home. Her flat is a 2-bedroom apartment located in downtown Reykjavik (close to where Sveinn lives). Cost: 53 million Icelandic krona (around $420k). That’s insane! Especially compared to the hellish housing market in Los Angeles. I wish it was that cheap in Los Angeles...

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sciencespies · 3 years

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A race against time to replace aging military weather satellites

https://sciencespies.com/space/a-race-against-time-to-replace-aging-military-weather-satellites/

A race against time to replace aging military weather satellites

The U.S. Defense Department may finally be on track to replace its aging polar-orbiting weather satellites more than a decade after pulling the plug on an ill-fated effort to cram civil and military requirements into a single system.

Work is underway on two new military satellite systems designed to replace the most critical capabilities of the venerable Defense Meteorological Satellite Program (DMSP). But the new satellites aren’t slated to begin operations until 2024 and 2026, a timeline just barely in sync with how much longer the U.S. Space Force thinks it can keep DMSP going.

The Space Force’s most recent DMSP reliability assessment concluded that the satellites will reach “mission end-of-life” between late 2023 and sometime in 2026.

DoD’s game plan has little margin for error. If the new satellites run late, or if DMSP goes dark sooner than expected, the Space Force and its partners could be looking at gaps in critical weather data used by military planners.

DMSP satellites have been keeping an eye on the weather since 1962. Credit: Lockheed Martin illustration

U.S. Space Force Gen. David Thompson underscored the military importance of weather satellites when he testified before Congress in 2019 as vice commander of Air Force Space Command. “Every DoD operational mission begins with a weather briefing; either space weather, terrestrial weather, or both,” Thompson said. “The data required for DoD missions is often unique and necessitates 24/7 global ability to forecast weather in austere and denied environments.”

Space Force officials don’t appear worried about the partly cloudy forecast hanging over its weather satellite programs. If anything, the military’s decades-long effort to replace its Cold war-era satellite system is on its firmest footing yet.

And by waiting so long to finally get going, DoD may profit from Moore’s law and the small satellite instruments it makes possible.

FROM DMSP TO NPOESS

Since its beginnings more a half-century ago as a highly classified project, DMSP has the distinction of being the nation’s longest running production satellite program.

The four operational DMSP satellites currently orbiting the planet 14 times a day launched between 1999 and 2009. Built by longtime contractor Lockheed Martin, the 5D-3 block of DMSP satellites were designed to last five years. As such, the oldest of the four, DMSP 5D-3 /F15, has been living on borrowed time for roughly 17 years.

The Space Force intends to replace DMSP with at least two different satellite systems — one for passive microwave sensing, and one for visible and infrared imaging.

So far, only the microwave satellite is under firm contract, with a launch targeted for the tail end of 2023. The Space Force is also banking on launching at least one visible/infrared satellite prototype by the end of 2023 to set the stage for a proposed 2026 deployment of operational versions.

The current effort to replace DMSP is a continuation of a saga that dates back to 1994. That’s when the White House, in directed the Defense Department, NASA and the National Oceanic and Atmospheric Administration (NOAA) to merge weather satellite requirements in order to reduce unnecessary duplication and save money. The result was the National Polar-orbiting Operational Environmental Satellite System (NPOESS), a tri-agency program that ultimately selected Northrop Grumman as prime contractor.

Envisioned as a six-satellite successor to DMSP and civilian-led Polar Operational Environmental Satellites (POES) funded by NOAA and its European counterpart Eumetsat, the $6.5 billion NPOESS program was slated to launch its first state-of-the-art satellite in 2008.

Management problems and instrument delays pushed the schedule repeatedly to the right, driving up costs and triggering three congressionally mandated Nunn-McCurdy termination reviews. By the time the White House pulled the plug on NPOESS in 2010, its price tag had ballooned to $15 billion even as the number of satellites was scaled back to four.

After the demise of NPOESS, NASA and NOAA proceeded with the 2011 launch of the NPOESS Preparatory Project (since renamed the Suomi National Polar-orbiting Partnership) and co-developed the follow-on Joint Polar Satellite System (JPSS). The first JPSS satellite, built by Suomi NPP contractor Ball Aerospace, launched in 2017. Three more JPSS satellites, now under contract to Northrop Grumman with instrument contributions from Ball, Raytheon and L3Harris, are slated to launch between 2022 and 2032.

The Defense Department’s post-NPOESS efforts to replace its Cold War-era DMSP satellites, in contrast, proceeded in fits and starts before recently converging on the current plan.

OFF TO SHAKY START

In 2011, the Air Force embarked on the Defense Weather Satellite System (DWSS) program and awarded NPOESS prime contractor Northrop Grumman a $429 million contract to build a DMSP successor that could be ready to launch in 2018. DWSS would carry an optical and infrared imager, a microwave sensor, and a space weather payload, leveraging the government’s NPOESS investments. Congress balked at the program’s cost and strategy, however, and directed the Air Force in 2012 to terminate DWSS and make a fresh start.

To buy itself time while it went back to the drawing board, the Air Force started making plans to refurbish and launch two DMSPs that Lockheed Martin had previously put in storage.

Lockheed Martin technicians work on one of the last DMSP satellites produced during the program’s 50-year production run. Credit: Lockheed Martin

Further complicating matters, a fight with Congress soon ensued over Air Force plans to shut down the Operationally Responsive Space Office (ORS) established several years earlier to pioneer the development of low-cost military satellites. To help keep ORS in business, Congress in 2013 gave the office money to build a small weather satellite. In 2015, ORS teamed with NASA to develop ORS-8, a visible and infrared imaging satellite that would focus on cloud characterization. In 2018, the ORS-8 contract was awarded to Sierra Nevada Corp. but the award was rescinded following a bid protest. Soon after, the Air Force canceled the project.

With NPOESS canceled following 15 years of costly effort, DWSS shot down by Congress before it could really get going, and the ORS-8 episode pointing the way to a low-cost visible and infrared solution, the Air Force was finally converging on its current strategy: separate satellite systems for microwave sensors and optical and infrared imagers.

In the meantime, the Air Force and Lockheed Martin finished refurbishing one of the two DMSP satellites it had in storage — DMSP 5D-3/F19 — and launched it in early 2014 to refresh the aging constellation.

Lockheed Martin still had one DMSP satellite — DMSP 5D-3/F20 — in storage in Sunnyvale, California, but Congress soon pushed the Air Force to get moving on its new satellites and scrap the hangar queen to save tens of millions in annual storage costs.

DMSP 5D-3/F20 got a temporary stay of execution when its twin, F19, suffered a crippling power failure in February 2016, after just 22 months in orbit.

Congress ultimately refused to budge. It stripped the DMSP storage money from the Air Force’s 2016 budget and denied the $120 million the Air Force requested to pay for F20’s planned 2018 launch. DMSP, the nation’s longest running satellite production program, was finally canceled.

“The Hill was trying to send a message that they didn’t have a tremendous concern about canceling DMSP because three years prior they had given the Air Force $123 million to build the next program,” said former congressional staffer Mike Tierney, an analyst at the aerospace and defense consulting firm Velos.

With no funding to launch or continue storing its last DMSP satellite, the Air Force in late 2017 put F20 on permanent display at the Space and Missile Systems Center’s Los Angeles headquarters.

The Defense Department still had five DMSPs in service as recently as last year, when it finally retired the 23-year-old DMSP 5D-2/F14 — the last of nine 5D-2 series with a failure-prone battery assembly implicated in three on-orbit explosions of decommissioned DMSP satellites between 2004 and late 2016.

Down to four operational DMSPs launched between 1999 and 2009, the Space Force is counting on continued good fortune — and ongoing cooperation with NOAA and European allies — to keep a sharp eye on the weather while it waits for reinforcements.

An assessment the Space Force completed in December concluded that the DMSP constellation will reach its mission end-of-life between late 2023 and sometime in 2026, “with usable and acceptable user products through at least a median estimate of [the first quarter of 2025].”

DMSP DISAGGREGATED

By 2017, amid the tug-of-war with Congress over the smallsat philosophy of ORS and whether to launch the very last of the several dozen DMSP satellites built since the early 1960s, the Air Force finally settled on a plan to split the legacy system’s capabilities into two programs. A pair of so-called Weather System Follow-on Microwave (WSF-M) satellites in a 1,300-kilometer polar orbit will measure ocean winds, rain, snow, ice and soil moisture, and monitor space weather; and a still loosely defined constellation of polar-orbiting optical and infrared satellites to provide imagery of cloud cover and other conditions pertinent to military operations.

Of the two sets of satellites, only WSF-M is currently under firm contract.

The Space and Missile Systems Center (SMC), now part of Space Force, selected Ball Aerospace in 2017 to design WSF-M, and awarded the company a $349 million fixed-price contract in 2018 to build the first of two planned satellites.

DMSP F20 was put on permanent display after Congress rebuffed a request to refurbish and fly the satellite. Credit: U.S. Air Force

The WSF-M satellite passed a critical design review in April 2020. Allison Barto, program director at Boulder, Colorado-based Ball Aerospace, said the company will “complete production, integration and test of the WSF-M satellite in 2023 for shipment to the launch site.”

Charlotte Gerhart, chief of SMC’s Production Corps Low Earth Orbit Division, said WSF-M is projected to launch in late 2023 and become operational in mid-2024. She said SMC plans to order a second WSF-M satellite from Ball Aerospace in 2023 or 2024, with a goal to launch it in 2028.

The heart of the 1,200-kilogram WSF-M is a microwave imager instrument developed by Ball. This sensor collects data used to characterize and measure ocean surface vector winds, tropical cyclone intensity, soil moisture, snow depth and sea ice. WSF-M also will carry a government-furnished space weather payload developed by the Air Force Research Laboratory and intended for inclusion on both WSF-M satellites.

Cory Springer, director of weather and environment at Ball Aerospace, said WSF-M does not include the atmospheric sounding capability of DMSP’s microwave instrument. He said DoD identified ocean surface vector winds and tropical cyclone intensity as the highest priorities, and removed the sounding requirement from WSF-M as that capability could be accomplished by other means such as hosted payloads on other platforms.

Over the past two years Ball Aerospace has conducted studies for SMC and NOAA to look at possible options to deploy compact microwave sounders, and no decisions have been made, said Springer.

He noted that DMSP satellites are able to make measurements of ocean surface wind speeds, but not direction, while WSF-M provides both speed and direction information.

EO/IR WEATHER SYSTEM

The current effort to replace DMSP’s cloud-characterizing electro-optical and infrared (EO/IR) capabilities with new satellites started in 2017 when the Air Force issued a solicitation for ideas from industry. In 2018, the same year that the Air Force canceled ORS-8, the EO/IR effort was turned over to SMC’s newly formed Space Enterprise Consortium (SpEC), an organization created to attract startups and small businesses by utilizing so-called Other Transaction Authority agreements intended to reduce red tape and allow contractors to co-invest in projects.

In June 2020, the Space Enterprise Consortium awarded $309 million in contracts to three companies — Raytheon Technologies, General Atomics, and Atmospheric & Space Technology Research Associates — to develop prototypes for their competing visions of an operational EO/ IR Weather System (EWS) constellation.

DMSP F19, launched in April 2014, suffered a crippling power failure in February 2016. Credit: ULA

SMC is currently evaluating the three proposed EWS concepts and plans to select at least one for an on-orbit demonstration in 2023. The Space Force, in the budget request it sent Congress early last year, said it expects to field operational EWS satellites in mid-2026.

Raytheon says it can leverage its expertise building sensors for NOAA’s JPSS satellites to quickly field an EWS concept it calls TWICC (short for Theater Weather Imaging and Cloud Characterization).

Shawn Cochran, head of Raytheon’s civil and environmental space programs, said TWICC would carry a smaller version of the Visible Infrared Imaging Radiometer Suite (VIIRS) instrument originally developed under NPOESS, currently flying on NOAA’s Suomi NPP and JPSS-1 satellites, and installed on the JPSS-2 satellite launching next year.

Cochran said Raytheon’s instrument will be integrated into a small satellite bus suitable for launching as a secondary payload on one of the Space Force’s workhorse rockets, such as SpaceX’s Falcon 9 or United Launch Alliance’s Atlas 5. Cochran declined for competitive reasons to be more specific about TWICC’s size or how many of the satellites would be needed to replace the coverage provided by DMSP. Raytheon also declined to identify other members of its team.

General Atomics Electromagnetic Systems, meanwhile, is proposing a system of 15 satellites about 200 kilograms in size. The company announced the completion of the initial design review April 29 and said it was “on track to deliver a prototype EWS system by 2022 capable of filling the gaps in critical weather data for the U.S. military as the DMSP approaches the end of its lifecycle.”

Nick Bucci, vice president of General Atomics’ missile defense and space systems unit, said the company’s EWS spacecraft will fly a visible and infrared instrument from EOVista, a supplier of imaging sensors for airborne platforms. Braxton, a company now owned by Parsons Corp., is developing a ground system architecture for command and control of the EO/IR satellites.

Atmospheric & Space Technology Research Associates (which goes by ASTRA and is unrelated to rocket startup Astra) is offering a roughly 50-satellite constellation of 12U cubesats. The Louisville, Colorado-based company’s team includes Lockheed Martin, Science and Technology Corp., Pumpkin Inc., and Atmospheric & Environmental Research.

“We’re leveraging a lot of technologies that are readily available,” ASTRA’s chief operating officer Chad Fish said. The company estimates it will take about 200 cubesats to operate the system for 15 years.

Fish noted that cubesats cannot accommodate large imaging instruments like VIIRS but there are now cheaper alternatives that can be deployed in larger numbers. “That is part of the trade off of a lower cost proliferated constellation,” he said. “VIIRS is a very elegant solution that has taken decades to develop. The technology that we’re providing does many of the same things, maybe in slightly different ways.”

Regardless of which company’s concept Space Force chooses, the operational EWS satellites will be expected to take over DMSP’s coverage of the early-morning orbit.

Responsibility for keeping this key weather-observing orbit covered was assigned to the Defense Department under a post-NPOESS pact that made NOAA responsible for the afternoon orbit and extended a plan to rely on Eumetsat for coverage of the mid-morning orbit.

Polar orbiting satellites like DMSP, JPSS and Eumetsat’s Metop series fly in sun-synchronous orbits synchronized with the Earth’s rotation so that a given satellite crosses the equator at the same local time each day. Under NPOESS, the United States originally planned to cover all three key orbits on its own. When it restructured the program in 2006 to rein in costs, it cut six planned NPOESS satellites to four and agreed to rely on Eumetsat for the mid-morning orbit.

Ball Aerospace is aiming for a late 2023 delivery of the Weather System Follow-on–Microwave satellite under a $349 million fixed-price contract awarded in 2018. A second WFS-M could launch in 2028. Credit: Ball Aerospace

Raytheon, General Atomics and ASTRA all said their proposed solutions would enable Space Force to fulfill the military’s commitment to its civilian partners to keep the early-morning orbit covered.

In addition, NOAA could send small weather sensors into the early morning orbit through a demonstration program called SounderSat. If that program is approved this year and given funding, the agency could begin acquiring data with small satellites in the mid-2020s.

Time, however, remains of the essence — a point not lost on DoD’s civilian partners. DMSP and NOAA’s last-generation POES satellites are going to be dying off, said Greg Mandt, NOAA Joint Polar Satellite System program director.

CONGRESSIONAL CONCERNS

In the wake of NPOESS, DoD’s weather satellite plans came under intense congressional scrutiny and continue to be closely watched. “For a decade, the Air Force has been under the gun about how to fill these weather gaps,” said Tierney, the former congressional staffer.

A turning point came two years ago when the Government Accountability Office took weather satellites off its list of “high risk” defense programs. In a March 2019 report, the congressional watchdog agency said it was removing weather satellites from the high-risk list “because with strong congressional support and oversight, NOAA and DoD have made significant progress since 2017 in establishing and implementing plans to mitigate potential gaps in weather satellite data.”

Despite GAO’s positive 2019 assessment, the House Appropriations Committee later that same year added language to the 2020 defense spending bill expressing “concerns about the Air Force’s weather acquisition strategy and commitment to provide accurate and timely weather data, a mission with a profound impact on daily worldwide military operations.”

General Atomics is proposing to take over DMSP’s cloud-characterization duties with a 15-satellite fleet of 200-kilogram EWS spacecraft that could launch by 2026. Credit: General Atomics

The bill directed the Air Force to submit a report to its congressional overseers with proposed acquisition plans, cost estimates and schedules for military weather satellites. That report was delivered to Capitol Hill last fall, according to SMC.

In late December, Congress fully funded DoD’s weather satellite budget request for 2021 but admonished the Space Force — established just the year before to take over the Air Force’s space responsibilities — to keep a close eye on the ongoing procurements.

Specifically, Congress provided $131 million for the EWS program, $86 million for WSF-M, and $36 million for weather-related research and development.

Congress also inserted $10 million not requested by the Pentagon for the Space Force to continue to assess options for using commercial weather data to meet military needs. The money arrived as SpaceX was finishing a $2 million study contract SMC awarded in July 2020 to, as Gerhart put it, “assess the feasibility and long-term viability of a weather data as-a-service business model.”

Gerhart said SpaceX completed the study in March but declined to discuss its findings. SpaceX did not respond to requests for comment.

Buying commercial weather services is a possibility in the future, Gerhart said, if companies are able to offer what DoD needs. At the moment, that’s a big if. “There’s not a lot of commercial data at this point,” she said. “There is no EO/IR commercial data available, or commercially available microwave data.”

Meanwhile, the funding forecast for the WSF-M and EWS satellites remains partly cloudy. While the Biden administration has yet to submit its detailed Space Force funding request to Congress, five-year budget projections the Pentagon submitted early last year showed $750 million in total funding for EWS between 2018 and 2025. The funding would ramp up from $131 million in 2021 to $174 million in 2022 before steadily declining in 2023, 2024 and 2025 — the years when the EWS program expects to launch at least one prototype and start building the operational versions it wants to field in 2026.

Funding for WSF-M, which totaled nearly $210 million in 2020 before falling to $86 million for 2021, was projected to fall sharply in 2022, 2023, 2024, and 2025 — the period during which Space Force is planning to place its order for a second WSF-M satellite that would launch in 2028.

A still image from a 2016 NASA video shows some of the NOAA, Eumetsat and DoD polar-orbiting weather satellites the U.S. military has depended upon for timely weather briefings. Credit: NASA video still

Tierney said the fact that DoD in 2021 got all the weather satellite money it requested is a sign that Congress is ready to wipe the slate clean and give the Space Force a chance to execute these programs. Likewise, last year’s five-year budget projections aside, Congress appropriates on a year-to-year basis and is still waiting to see how much money the Space Force ends up requesting for EWS and WSF-M for 2022.

Budget matters aside, Gerhart said SMC is confident it can deploy new weather satellites before the last of the DMSPs are lost to old age, but acknowledges “there certainly is risk.”

“There could be a gap in capability if DMSP satellites all failed before we get WSF-M and EO/IR EWS on orbit,” said Gerhart. “How significant is the risk? We can’t quantify that.”

Indeed, with the most recent DMSP health assessment concluding that the remaining satellites have perhaps another four or five years of service at best, Gerhart said SMC’s focus is on getting WSF-M and the first EWS satellites in orbit. “Those are real programs, real capabilities with real budgets.”

This article originally appeared in the May 2021 issue of SpaceNews magazine.

#Space

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strangelyprogressive · 7 years

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I've Seen It From the "Other Side" and it Isn't Pretty

I get so frustrated when people say I'm "closed minded" or not "looking at the other side" for not considering Republican ideology. First off, it's not always necessary to consider all sides because we already HAVE ample evidence regarding the outcome. For instance: Person: Hey! Drink this bleach! It's great! Me: um... no... that will literally kill you… Person: no way! I saw a YouTube video that says it'll instantly heal all of your illnesses! Me: what?! Where did you hear that nonsense!? Drinking bleach will kill you! Person: oh you're just closed minded! You should look at both sides! As with drinking bleach, history and past events have already shown us the disastrous results of Republican ideology. On the Economy: When it comes to economics, as a society we've already seen what unregulated capitalism does to those that aren’t filthy rich. What we got from that was a non-existent middle class and poor people being used as fodder for the industrial complex (including young children). They made slave wages and worked in unsafe factories where they regularly had their limbs ripped off if they didn’t just burn to death in fires. Multiple families lived together in closet sized apartments and rarely got to eat, and the cities were clouded with pollution. That is what unregulated capitalism gave us in the past, yet Republicans would take us back there by slashing regulations that protect employees and the environment. This isn’t wild speculation. We’ve SEEN it. If the rich business owner CAN open a factory just safe enough to pump out his products, pay the workers next to nothing and provide no benefits or days off, and make no efforts to spare the environment, then they will… Because they'll make more money that way. During the Industrial Revolution, businesses were left pretty much to their own devices. It took government regulation to reign them in. So no, I don’t NEED to “look at the other side” here. We’ve already BEEN there and DONE that. It was a disaster for the poor and there WAS no middle class. On Education: The new big thing coming from the right-wing regarding education is “PRIVATIZATION” and “VOUCHER” programs! As if we haven’t seen how for-profit colleges work. Sure, there are private schools (for the upper-middle class or the wealthy) that are good (if they don’t come with a heaping dose of religious indoctrination that is…), but it’s nonsense to think that for-profit schools for middle to low-income children would be anything but a disaster. For-profit colleges NOW do nothing but take advantage of people trying to make a better life for themselves. Look at Trump University! There are countless stories people with hopes and dreams of getting an education being scammed by these “schools” of fraud. Education is about just that… Education… It’s about teaching people the skills necessary to enter into the world. Making it about money takes the focus off of education and makes it about rich businessmen making a profit. As we’ve seen, if given the chance, they will cut corners at every opportunity in order to make money. Up to and including, not even providing the “product” they promised to provide (in this case a good education). That’s not speculation… I don’t need to “see the other side” or “open my mind”. Real world examples that are happening RIGHT NOW show us how privatizing the future of our children would turn out. They put Betsy-Fucking-DeVos, a science-denying, for-profit college promoting, billionair with no experience and no clue about running the Department of Education, in charge of the Department of Education! That tells me all I need to know. On Social Security: Again… We know the right-wing plan for Social Security. Let’s take a little look at the history of Social Security. It was set up as a trust meant to be a retirement fund for aging Americans. Nearly each and every one of us pay into this with each of our paychecks so that we’ll have a guaranteed income when we retire. The program was PERFECTLY SOLVENT until Republicans decided to borrow from it. Now they want to pretend it’s “failing” even though, if the government paid back what it borrowed from the SS trust fund, it would be perfectly fine. Again… NOT SPECULATION. I don’t need to “consider other opinions” about this. It’s basic history and current Republican proposal. On Medicare: We know the right-wing plan for Medicare. What’s their solution? It’s their answer to everything! PRIVATIZATION! But again… How has privatized health care been for the country up to now? Answer: It’s been a disaster! Prices for health care were skyrocketing, and no that wasn’t the fault of Obamacare. Prices for health care were skyrocketing BEFORE Obamacare was put into place and MILLIONS were left without coverage. Obama care SLOWED the rising price of healthcare and extended coverage to millions who had none. Before Obamacare people had to choose between living with illness (or dying) or going bankrupt. Americans NOW have to choose between getting medicine they so desperately need and paying for basic necessities. THAT is what privatization brings us. As with all of the other things I’ve mentioned, that’s NOT speculation, it’s FACT. We can also easily see, by examining other real world examples, that tax-payer funded Universal Health Care would work if implemented here. It works in Canada, it works in Sweden, Denmark, etc… As Bernie Sanders is so fond of stating, we are one of the only major countries that doesn’t guarantee health care for all of its citizens. I don’t need to look at the other side. I’ve already done that, and it’s sickening. On Equality for LGBT Citizens: Once again… Already seen the plans of the “other side”, and what their plans would mean for me would be to have my rights stripped away. I would lose my right to marry the man I love. I’d lose the right to take part in the economy without fear of discrimination. I’d have to fear being kicked out of my home or losing my job just for being myself. THIS is the Republican plan for LGBT Americans and I don’t HAVE to “think about the other side.” The other side is a cesspool of bigotry and hatred that would force a religious doctrine upon me that I do not prescribe to. That’s not speculation. It’s fact based off of statements made by Republican politicians, promises from our “President”, and bills presented by Republican congressmen. On Race Relations and Civil Rights: We know how Republicans feel about race relations. We saw them promise to do everything they could to stand in the way of the first black president, regardless of whether his proposals would be good for the country (and they made good on their promise.) We saw Conservatives and Right-Wing zealots burning effigies of President Obama. We saw them call his wife a monkey. We saw them insult his children… His CHILDREN for Christ’s sake! We see them deny that white privilege exists. We see people like Jeff Sessions fight Civil Rights and racial equality tooth and nail, yet this is who Republicans placed in one of the highest legal offices of our country. I don’t need to “see the other side.” I’ve seen it. I see it still. It’s a nightmare coming true. On the Gender Pay Gap: We know what plans Republicans have to close the gender pay gap… What are their plans? They don’t have any! When you deny something actually exists at every opportunity, why in the world would you plan to fix it? It’s not speculation. It’s fact based off of their statements and their votes to help fix this very real problem. On Wealth Inequality: Once again, we already know how Republicans plan to fix the problem of wealth inequality. Surprise! It’s Trickle-Down Economics! Free the wealthy from their HORRIBLE tax burdens and surely that wealth will trickle down to those of us below, right? Except… Every time the Republicans have tried this, the country has been left with disaster (See: The Great Depression, and the multiple Recessions we’ve been through.) That’s not speculation. I don’t NEED to listen to the other sides arguments. We’ve already SEEN the other side’s way in action. Every time the Republicans have been given control over our economy the poor and middle class that have suffered, while the rich got richer. There are SO MANY other issues that are frequently debated between Republicans and Democrats, but when it all comes down to it, the Republican attitude on things is “ME FIRST and screw everyone else!” So please.. Don’t tell me I’m closed minded. Don’t tell me I need to “consider the other side” because the truth is… I already have! For more than 10 years, I WAS them. I argued, I researched, I believed their nonsense… Until one day I realized how fundamentally selfish it is. How hateful to those not like them it is. How disastrous for the country and the WORLD it is. I see it now, playing out on the news and on the internet every day. I see the type of man that ideology put in charge of the country and the type of people he’s appointed to the highest positions in the country. I see it, and it terrifies me. I will speak out against it every opportunity I get to do so. If you don’t like it, if you don’t want to see or hear my protests, then move on, because I won’t remain silent. I won’t “let it go”, I won’t “move on”, I won’t “get over it.” I’m not even CLOSE to being finished, and neither is anyone else. The resistance has only just started. #NotMyPresident #LoveTrumpsHate #YOUGetOverIt #ProudSnowflake #ProudLiberal #ProudProgressive #Resist James Garcia - February 11, 2017

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yahoonews7 · 4 years

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(Bloomberg) -- The death toll from the new coronavirus topped 51,000 in the U.S., with the epicenter of the global outbreak now accounting for more than a quarter of all fatalities. Cases spiked among crew members on a passenger-less cruise ship docked in Japan, while some theaters were poised to re-open in South Korea.The U.S. Food and Drug Administration warned patients about taking malaria medications touted by President Donald Trump. The president now claims he was being sarcastic on Thursday when he suggested that injecting disinfectants might ward off the coronavirus. Disinfectant chatter soared on Twitter.China reported 12 new cases Friday, with 11 of them imported. Spain and Italy had their fewest deaths in five weeks. Germany had its worst day in almost a week, while Belgium plans to ease its lockdown starting in May. Key DevelopmentsVirus Tracker: Cases top 2.7 million; deaths approach 196,000Trump riff on disinfectant shows peril of improvised briefingsPence says outbreak could be over by Memorial DayGlobal meat shortages loom as plants shut downEurope’s slowing deaths a welcoming sign for leaders eager to reopenTycoon running 500 hotels from Thailand has never seen it so bad‘Rice ATMs’ Dispense Free Food to Out-of-Work VietnameseNurses’ Children in Japan Excluded From Day Care on Virus FearsSubscribe to a daily update on the virus from Bloomberg’s Prognosis team here. Click VRUS on the terminal for news and data on the coronavirus. For a look back at this week’s top stories from QuickTake, click here.South Korean Movie Theaters Poised to Re-open (10:30 a.m. HK)Movie lovers in South Korea will soon have more options. CJ CGV Co., a major cinema operator, said it will re-open 36 theaters that had been closed since the end of March, including in the capital Seoul and Daegu city, according to a statement posted on its website.Although the company says it will be still difficult for most people to venture out to see a movie, it may provide a boost to the economy and help cafes and restaurants, according to a text message Saturday. The theaters will open April 29.Gilead Poised to Upend Market With Covid-19 Study Data (10:05 a.m. HK)Gilead Sciences Inc., whose Covid-19 treatment has whipsawed markets amid conflicting early reports about its efficacy, is set to report the first results from a company-sponsored study of the experimental drug.Data from the first 400 severely ill coronavirus patients being treated with remdesivir in an open-label study are expected before the end of next week. While not expected to provide a definitive answer on efficacy, the report is likely to again trigger wide swings in Gilead’s shares and the broader market. Options prices show investors expect a more than 9% move in the drugmaker’s stock price over the next week.Mysterious Outbreak of Coronavirus Grows on Cruise Ship in Japan (8:55 a.m. HK)Coronavirus cases are mounting among crew on a passenger-less cruise ship docked in Nagasaki, Japan, raising alarm among local health officials just months after another large outbreak in their waters.The number of confirmed Covid-19 infections on the Costa Atlantica had climbed to 91 as of Thursday from 48 a day earlier, the Nagasaki prefecture said.The Atlantica is operated by CSSC Carnival Cruise Shipping, a partnership between Carnival Corp. and state-owned China State Shipbuilding Corp. The Chinese entity is the majority owner.Snubbed in U.S. Rescue, Cruise Lines Get Relief From Germany (8:45 a.m. HK)After missing out on U.S. emergency aid, Norwegian Cruise Line Holdings Ltd. and Royal Caribbean Cruises Ltd. are benefiting from a debt-holiday initiative by Germany’s export credit agency, Euler Hermes Aktiengesellschaft.Norwegian said the 12-month debt holiday -- which applies to debt used to finance ships -- will provide about $386 million in additional liquidity through April 2021. Royal Caribbean said it will add $250 million through debt holiday agreements with Euler.Air France-KLM to Get $12 Billion State Rescue (8:05 a.m. HK)Air France-KLM became the latest carrier to get a state-backed bailout, with the French and Dutch government shareholders pledging as much as 11 billion euros ($11.9 billion) in loans and guarantees to help it weather the coronavirus pandemic that has brought global air travel to a near standstill.France agreed to extend 4 billion euros of state-backed commercial funding and 3 billion euros of direct government loans, Finance Minister Bruno Le Maire said on TF1 television Friday. The funds will be destined for the French arm, Air France, the group said in a statement.Japan Airlines Co. meanwhile is seeking 300 billion yen ($2.8 billion) in financing from banks as it braces for the impact of the coronavirus outbreak on travel, the Asahi newspaper reported without citing anyone.U.K. Committee Head Urges Insurers to Pay Virus Claims (7:50 a.m. HK)Insurers need to pay out on more claims related to the coronavirus pandemic, according to the head of the U.K. parliamentary committee that oversees the financial industry.“We are concerned that the insurance sector goes the extra mile in meeting claims wherever possible, for example where there may be gray areas within policies,” Mel Stride, chairman of the Treasury Committee, said in a statement on Saturday.Stride’s comments echo the stance taken by the main U.K. markets regulator, which sent insurance companies’ shares tumbling last week after it told them to pay valid claims quickly. The issue came to the fore after insurer Hiscox Ltd. rejected claims filed by policy holders who had coverage for business interruptions caused by contagious disease.Dyson Says U.K. No Longer Needs Its Ventilators (6:44 a.m. HK)The company owned by billionaire James Dyson won’t supply the U.K. government with medical ventilators it was developing because they’re no longer required.Dyson Ltd. had spent 20 million pounds ($25 million) on the project and won’t be seeking any government money to pay for it, the founder said in a statement. The company didn’t explain why the order, which it said last month was for 10,000 units of a prototype ventilator called the CoVent, was canceled.Florida Expands Testing (5:30 p.m. NY)Florida Governor Ron DeSantis said he is directing the state’s surgeon general to allow pharmacists to order and administer Covid-19 tests, explaining that testing will be critical to safely reopening.Speaking at a press conference Friday afternoon in Tallahassee, DeSantis declined to say when he expected to move into the next phase of reopening. His Re-Open Florida Task Force just finished a week of meetings on how the state should proceed.DeSantis also described his efforts to acquire serological tests that indicate whether people have Covid-19 antibodies. He said he expects 200,000 tests as soon as Friday; hundreds of thousands more are on order.Belgium to Ease Lockdown in May (5:15 p.m. NY)Belgium will start relaxing the lockdown measures on its citizens and companies, now in their sixth week, with a plan to progressively reopen businesses in the first half of May as Prime Minister Sophie Wilmes warned the timing will be fully dependent on the strength of the epidemic.“We have never before tried out an exit strategy like this,” Wilmes said at a briefing in Brussels late Friday. “Nothing will be carved in marble, especially not the target dates.”Companies with business-to-business operations and industrial activities will reopen May 4, to be followed a week later by retailers and all companies with a business-to-consumer focus, except those that can’t possibly avoid physical contact such as hairdressers. Schools will progressively open for students ages 6 to 18 from May 18, split by age groups. Bars and restaurants will have to remain closed until at least June 8, and leisurely cross-border travel will stay banned before that date.The death toll in the country of 11.4 million stands at 6,679, with more than half occurring in senior-care homes. But the restrictions on social contacts have a crippling effect, with a third of the Belgian economy at a standstill.Small Business Relief Resumes Monday (4:40 p.m. NY)The U.S. Small Business Administration will restart a government coronavirus relief loan program for small businesses Monday morning with an additional $320 billion, after the first round of funding was exhausted in just 13 days.“We encourage all approved lenders to process loan applications previously submitted by eligible borrowers and disburse funds expeditiously,” Treasury Secretary Steven Mnuchin and SBA Administrator Jovita Carranza said in a joint statement.Many small business owners were shut out from financial aid after the Paycheck Protection Program, launched April 3 with an initial $349 billion, was depleted in less than two weeks. Congress passed a relief bill that President Donald Trump signed Friday with more funding for the program and a separate disaster loan and grant initiative whose funding also expired last week.The initial program launch was rocky, after guidance for lenders to process loans wasn’t issued until the night before and some large banks didn’t participate initially or only took applications from customers with existing loan accounts. The SBA’s processing system was inaccessible at times because of the volume of applications.U.S. Cases Rise 3.5% (4 p.m. NY)U.S. cases rose 3.5% from the day before to 886,213, according to data compiled by Johns Hopkins University and Bloomberg News. That was higher than Thursday’s growth rate of 2.5% but below the average daily increase of 3.8% of the past week. Deaths reported over the past 24 hours rose 7.4% to 50,780.New York’s cases rose 0.7%, according to the Johns Hopkins and Bloomberg News data.New Jersey reported 3,047 new cases, pushing its total past 100,000, according to the state’s health department. Deaths increased by 253, to 5,617.Texas cases rose to 22,806, up 3.9% from Thursday, according to the state’s Health and Human Services division. The 862 new cases represented the first daily decline this week.Florida reported 30,174 cases on Friday, up 4.7% from a day earlier, according to the state’s health department. Deaths among Florida residents reached 1,012, an increase of 5.4%. The increase in cases marked a slight acceleration over upticks in previous days.Nebraska had the biggest daily increase in cases, which rose 21.5% to 2,202, according to the Bloomberg News and Johns Hopkins data.Europe Deaths Fall (3:15 p.m. NY)Italy and France reported the fewest coronavirus deaths in weeks and Germany’s sick beds continued to empty, providing welcome signs for European leaders ahead of wider steps to restart the economy.Spain, which has the most cases in Europe and remains on an almost-total lockdown, reported 367 new deaths on Friday, the least since March 21, though confirmed cases rose by the most in almost three weeks. Italy’s daily death toll was the lowest since March 17 and France’s declined to the lowest in almost four weeks.With European governments eager to ease confinement measures that have crushed the economy, the latest data also hinted at the volatility that makes relaxing restrictions difficult. Italy’s new cases reported on Friday outstripped the number of recovered patients, reversing a trend begun the day before.“We have to maintain our vigilance,” Jerome Salomon, France’s director general for health, said at a briefing. “The epidemic is not over.”In Germany, about 103,000 of some 148,000 people reported to have contracted the virus have recovered. Europe’s largest economy kept its so-called reproduction number below 1, according to official data, meaning the number of new Covid-19 infections is declining.For more articles like this, please visit us at bloomberg.comSubscribe now to stay ahead with the most trusted business news source.©2020 Bloomberg L.P.

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unlikelydreamlandcreation-blog · 6 years

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pennsylvania uber insurance

"pennsylvania uber insurance

pennsylvania uber insurance

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr

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Last night my husband and I were hanging out with some friends and someone broke into all of our vehicles and stole stuff. However, my husband and I drive a 2009 Mitsubishi Lancer and it was locked, yet someone managed to get in without causing any damage whatsoever and stealing our xbox 360. Weird thing is, my purse was in the car with everything in it, and so were the guitars for guitar hero and our entire CD case, and the only thing that was stolen was the xbox...Weird I know. We go through USAA and have full coverage. My question for anybody who knows or has a good guess is, do you think that our insurance would cover that? We don't have a receipt or anything since it was bought so long ago. Thanks for all your answers in advance and remember best answer gets 10 points =] Happy answering! Amberly""

Which will cost more to insure? 00-04 mustang base or 00-04 mustang gt?

I'm 17 and live in New York. Been driving with a clean record for one year and I currently pay $100/month on my mom's '10 camry. I want to get my own car and I have narrowed everything down to a mustang, but I can't decide between a base model or a gt. I have discounts on my current policy such as good student and drivers ed. I will also take a defensive driving course for an added discount and the new car will also bring about a multi-car policy discount which will be helpful. My mom will be contributing the same $100 towards the car as she is now and the rest I have to pay for by myself. I have heard that the base and gt will cost about the same to insure, but that doesn't seem right considering that the gt has 100+hp more than the base, but people have supported that by saying the base models are involved in more crashes among young drivers. So can anybody set the record straight for me? Please don't give me responses saying that only my insurance agent can tell me that or too high for you to afford. Also would it be a wise decision to drop collision coverage for a huge insurance discount? I don't plan on racing this car.""

My insurance adjuster wont give me enough money for my car repair?

A guy hit my car and his insurance said my car is worth less that what it really is the damage for my car is worht $3000 but they will only give me $2200 for it also on the evaluation report they made they said my car was in a worser condition than it really is. What can I do to get what i deserve? i don't want to settle for less

Will one violation make my insurance go up?

The other day I failed to see a no right turn on red sign posted above an intersection. My right turn on the red light was safe, no cars were coming, and the car in front of me did the same thing, which I copied. A police motorcycle was parked waiting down the road, expressly for watching this, and pulled over the car in front of me, myself, and the driver behind me, who did the same thing. I have a clean DMV record. The fine is $170. I could elect to go to traffic school for an additional $150 so the violation won't be on my DMV record, but with my schedule, it will be hard finding the time for this, and I think the $170 fine is bad enough. My auto insurance is my only concern. How likely is it they'll raise my premiums (2 vehicles) with only one violation on my record? Also, how long does the violation stay on my DMV record (California). Thanks!""

If I am 16 can I get a rental car if my insurance company covers it?

We went to the rental car company and they said that being under the age of 18 I can not get a rental car, but I do have full rental coverage on my insurance. Would I be covered to get one since I have full rental coverage? I am going to call my insurer tomorrow to see. But I'd like to know now.""

""What is the rate of car insurance in denver, co?""

also, i am going to be going school there and i am from hawaii..will i have to change my license plate and get a new car insurance or can i keep my hawaii insurance because im just a student.""

Question for LIFE INSURANCE BROKERS or salespeople!!!!?

From a insurance brokers perspective; What is the advantages for a client who buys TERM LIFE insurance, over WHOLE OF LIFE insurance, in your opinion???""

Idea as to how much full coverage car insurance would be for a 17 yo. Just a ballpark figure. Thanks.?

How can I tell if my chiropractor is under my insurance?

How can I tell if the chiropractor I have been going to accepts my insurance. I'm switching insurances on November 1st, so I need to know if they accept my new insurance. If they don't, I want to see what my other options are.""

How Much Does Dog Owner Liability Insurance Cost?

I am looking in to getting a basenji/ miniature pinscher mix. The dog is only 19 lbs so it not a very big dog but the apartments I live in require this kind of insurance in case it bites someone. I would like to know monthly and yearly cost. (I dont have renters insurance I just want to know dog liability insurance)

Can you get braces free if you have health insurance?

i want braces. can i get them free if i have health insurance

What is a good car insurance for someone that is 21?

im 21 my car is insured by my moms insurance but she wants to take me off. What are some good options??i live in california and im a full time student i know some insurance give discounts like mercury insurance

Where can i get cheap health insurance for my 18 year old?

I need health insurance for my daughter shes 18 shes going to college and i will have to continue support...whats my best options or cheapest route?

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Most reliable auto insurance company?

How much would my monthly premium be for auto insurance? I'm male and 18, no accidents and responsible. I drive an old sedan, silver. I drive to work, to college, to the market and back home. No joy rides, no trips or visits. What auto insurance company is the best?""

""Can I keep the check from the insurance, and don't repair my car?""

My car was hit by another car, and the other driver's insurance is willing to cover my repair cost. So I went to a body shop and got the estimate which is over 1k. That looks like a lot of money. I was wondering, if the insurance company agrees to give me a check, can I just keep the money and don't repair my car? Would the insurance company know? And since I left my contact info to the body shop, is the body shop going to chase me down? Thanks~!""

""2012, 17 Year Old Insurance?""

Looking to pass my test in Feb. (3rd) And all threads and posts I have looked at are from 2010 or something. Just wondering what the best sort of car is for my age and insurance provider and any tips to lower my premium as the lowest I have come out with was with elephant.co.uk at 2900, third party fire and theft on a citroen ax. Which is above my budget... Any Clues Anyone ? Thanks""

What insurance do you have ?

we are looking for a good family insurance that could have dental coverage and eye care coverage as well as health any suggestions ? (ps family of four)

Insurance for car and motorbike on one policy?

does anyone know of any insurance companys that will do a joint policy for car and motorbike. i have 2yrs ncb on my motorbike and have recently passed my car test so would like a company to take into account my riding experience when insuring me on a car. carole nash will only do this if you have had your car license for as long as you motorbike ncb.

Car insurance questions?

I'm just coming up to the end of my first year of driving. My insurance is due on the 12th of December. I was quoted 1700 by my current insurer, which obviously, I'm not paying. I've now managed to get an insurance quote from Admiral for 680. My questions are; 1. No Claims Bonus - I'm on track to have 1 years no claims but obviously at the moment I wont have? I want to pay for my insurance ASAP so can I just put 1 years no claims on the form and put the start date as the 12th? 2. Do I need to tell my current insurer I wont be renewing with them? Is there some sort of automatic renewal system in place with car insurance companies? My dad threw the renewal letter out so I have no way to check myself short of ringing the company but I wont be able to do that until Monday and I kinda wanted to buy my insurance now.""

Where do I find florida health insurance ?

I am looking for a health insurance quote for florida health insurance. I am looking for cheap florida health insurance.

Health Insurance question.?

I am recently married and have health insurance through my employer with aetna. We have yet to change her name over on the insurance as it is still in her maiden name. We recently found out she is pregnant. Before a doctors visit should we be making a call to get her name changed over? Is she still covered at all on my insurance?

When getting insurance for a vehicle??

Do you get the insurance first then a licence..or get a licence before you get insurance?i've heard 2 different stories from 2 different insurance companies..which is true?

Best medical / health insurance in Dubai?

family health insurance, which should cover maternity expenses as well. also it should be economical and well received at all hospitals / clinics. thanks in advance""

Dentist cost for teeth cleaning without insurance?

I live in Fairfax, VA and was wondering how much would it cost for the teeth cleaning with no heath insurance. thanks""

""If I am 27 and single, do I need to be paying for life insurance?

I have been paying for life insurance for a few years now and I am convinced that I shouldn't be. I do not have any children or plan on any in the next few years. My father says it is so I am locked into a premium. Does that really matter?

Reg. vehicle insurance?

5 years back i took an insurance for my bike for Rs.35000/- Now the value is depreciated to 20000/-. So i stopped paying the insurance and my policy got lapsed. My question is suppose if any traffic constable asks me for the insurance what should i say? How to get rid of this situation without paying the fine.

Does speeding tickets raise your insurance?

I've gotten 2 speeding tickets this month so I'm worried. Does this raise your insurance rates?

Car insurance issues help wanted?

have a few issues I could really use some help with. The family car that I have been driving wasn't in my name but I was still covered on the insurance until one day I hit a mailbox with the passenger side mirror. The mailbox did not sustain any damage but the mirror somewhat did. I didn't call the police when it happened since the damage was extremely minimal. Anyways, then a couple weeks later a different family member (not the owner) had a little bit of a bigger accident when an animal suddenly appeared in front of the car forcing another accident. I have not had an accident in over 12 years but since I was mentioned after that second accident, I was also excluded from the insurance policy for that vehicle. The insurance cost is something like $158.00 per month but now they want the owner to add about $50 or $60 more per month EACH for the 2 people that were excluded because of the accidents.The car payment is about $415.00 per month and the insurance was $158.00 per month for just the owned which does not even drive the car at all but now they want an extra hundred per month for those 2 excluded drivers if they want to drive that car. Will this change if we switched insurance companies? And if I haven't had an accident in over 12 years, would it be possible to appeal that? Thanks in advance""

Are there any insurance companies who offer REALLY cheap new driver insurance?

I have my driving test (practical) booked for the 7th March 2012. I have been searching for cheap car insurance and the lowest I can find is about 7000 which I just cannot afford. Im only looking for insurance for a few months, less than a year for a few hundred pounds. Please, any suggestions greatly accepted. Thanks :-D""

""Im 19, live in pittsburgh with a liscense and no car insurance?""

i need to rent a car but im only 19 and i have no car insurance, is there anywhere for me to rent a car?""

Is life insurance premium deductible?

I got a life insurance on my own. I would like to know if the premium I'm paying is deductible? If you don't know if there a way to find out if it is.

How can i drive a car from florida to ny with temporary plates?

i want to buy a car in the state of florida. iam a ny resident with ny license and was wondering if i buy a car in florida how can i get tags and all that to drive to ny. i dont have insurance as of now

How much does the insurance of a normal car compare to that of an lgv/ hgv?

I'm thinking of converting a vehicle into a mobile home; of course if I can get more space for a similar price on insurance that would be great. I'm just looking for averages, I'm not a particularly high earner but if I know where i stand I have more of a chance making it realistically. Please don't answer i don't know or something similar that's just irritating. Thanks if u can answer though :)""

Private medical insurance?

Do you know any private medical insurance which will cover you whilst you are couple of weeks pregnant?

Best car to insure for a provisional driver?

I want to change my car, but the next car will have my son as a provisional driver. I have been driving for 20years, am female, and have not made any claims. Live in the uk. I have tried the insurance comparison sites, but you need to put a make and model in. Would like to know what others have found to be the cheapest. I would prefer an mpv, or crossover, but am open to suggestions. Many nanks""

How much would a 2005 Honda Civic Coupe be worth?

I probably totalled my car. What is the estimated value of the car? How much do you think my insurance company will give me for a new one? Is there a site I can go to?

Who is the cheapest car insurance provider in Nichigan?

Whats the insurance cost for a 17 year old?

Hey, I am 17 and i am wondering what car I should buy, my parents said that I can have any car over 10 years so I was thinking about what the insurance would be on Mercedes-Benz E class, 2.2 diesel 2000reg, please help? Thank you for every answer:D""

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Does one have to report fixing a car to insurance?

So let's say that an underage and uninsured driver hits my car in a parking lot. Not totaled or anything, but a large dent and a scratched. I know the child in the car, and his Dad tells me that he could just pay it for the damages out of pocket. If I get an estimate and get the car fixed with the fathers money, do I have to report it to the insurance? Am I allowed to just go to a body shop and get the doors fixed, and that is the end of that? Will I be in any legal trouble if I do it? Thanks.""

Need advice for car accident with allstate insurance?

My boyfriend got into an accident 2 weeks ago. Basically it was a 5-car pileup. The two cars in front of my boyfriend left the scene because they had no damage. The lady (Lexus driver and Allstate insurance carrier) who actually hit a Toyota Corolla (Traveler's Insurance carrier), which in turn hit my boyfriend's Ford Escort is not returning phone calls and did not give a statement to Allstate. She did give a statement to the Corolla's insurance company but basically claimed that the Corolla hit the Escort then hit her Lexus, which makes no sense because the Corolla didn't back up! He got estimates on his bumper from the Allstate and Travelers insurance companies which came back between $1100-$1600. He just wants to do a cash in lieu and get it fixed by a friend of his. Is it possible for him to just go after the Corolla's insurance company or does he have to continue to wait for the Allstate's policy holder to respond back to Allstate?!""

How much would a used VW beetle run me up? What about insurance?

I am going to be 17 this november and I'm working this summer to save up for a car, a beetle preferably. I'd like it in a pastel green or blue....convertible maybe :P I'd like it used because the new beetles are ugly. Stick shift is okay. How much would it cost me....if it was say, 10 years old or less AND used....convertible and non-convertable...and how much would insurance be in the state of NJ? I got an A on my written test in drivers ed so i think that might be a discount. Also, what is the gas mileage...on a stick and a no stick. Thanks! :)""

Which is smarter? Don't buy health insurance? or go toss premium money out the door?

Our company policy was cancelled, now there is a new plan being offered. So should we pay the new $1050 premium, or would it be smarter to put that money in the bank and pay for our ...show more""

""Founders insurance refuses to pay for an accident, how do we get them to pay?

my friend got rear ended and the hit was so severe they bumped into the person in front of them and the car at fault ha founders insurance wont pay they have to cover medical expenses as well as the car being totaled..they refuse to answer their phones or return any calls at all. i looked up the reviews for the company and everyone says they suck...so now my question is now how do we get them to pay for the car and medical expenses its been a week now and nothing

What car insurance would you recommended after having a DUI?

I'm on my last month of having a year suspension and need to start checking out insurance companies. After AAA saw my penalty on record, I was instantly declined to be re-insured. Obviously I can't be picky, but all I ask is for the best deal at the lowest price. Not sure if these influence the price ranges or not, but here are some basics that may be of assistance: Female, 20. Toyota Yaris '09 wet-and-wreckless infraction, over a year ago. Been driving for 4 years. Sacramento, CA""

I was hit by a car. Which insurances should be reported?

Okay... I was driving my parents car to work. I am 19. No tickets or crashes since I was 15 and a half. I was rear ended when I stopped for an ambulance. My parents have insurance on that car, but I am not on their policy. I did have my mother's permission to use the vehicle. I have my own liability insurance but on a car that I sold several months ago. I maintained that insurance just in case anything happened. The woman that hit me immediately admitted blame. She also admitted blame to the officer that came out to see us. In fact, she cut him off to admit blame. I hope I am good to go as far as any sort of payment for damages. I understand if I get ticketed for not being on their policy... I just don't want to have to pay for my parent's car out of pocket, I can't afford that. Do all three party's insurances need to be reported? My dad is trying to tell me that my insurance is the only one that needs be reported as well as the woman's that hit me. I disagree. I think that all three need to be - but he's older and wiser than me. I think he just doesn't want his rate to increase so he's trying to make me call the woman and tell her to not report their insurance. Fml, i'm confused. thanks.""

If a person gets a speeding ticket while driving someones car and they want your insurance does it effect you?

if you let someone borrow your car and they get a ticket while driving your car do they need your insurance? and if you decided to make a copy and give it to them for proof of ...show more

Where can i get insurance for my Aixam ?

On a full uk motorcylce licence category B1. a number please ! thanks

Finding health insurance that covers meds?

i turn 26 next year and i really need health insurance when i get kicked off my parents plan... i dont know what to do. what is just the most inexpensive way to get my meds? i take adderall and paxil. thank you

Any reccomendations for a good dental insurance??

i have health insurance through my job, but they do not offer dental.""

Single mother looking for cheap car insurance?

im a young single mother trying to get my life together, fix a car, etc... got a lot on my plate. is there any resources for car insurance i can use? anything?""

Is there a type of car insurance where anyone who drives is covered?

hey is there a type of car insurance or a plan of car insurance where anyone who drives the car is covered and not just the person who is under the insurance Thanks P.S. I also need to know how much it would be

Why my car insurance is so high and how can I lower it?

Recently I moved my house and my insurance went off the roof. For a 03 reg ford-ka its 2300 whereas the car cost only 1400. I also have passed pass-plus, but in vain. Checked on gocompares and other sites, but of no use. I am 28yrs old. I don't know what to do, I love to drive and want that car so bad? Do you guys have any idea? Should I go and check out with my bank for insurance and stuff? please help?""

HEALTH INSURANCE QUESTION?

IVE GOT A LOT OF FRIENDS WHO PUT NON-SMOKER ON THERE INSURANCE AND THEY DO SMOKE TOBBACCO, so my question is how do they get away with it. when you smoke and you go and get a physical and they do blood work dont the doctor see your a smoker and then he or she tells your insurance company that your smoking. HOW DO YOU GET AWAY WITH INSURANCE FRAUD LIKE THAT... i just cant understand how does this work they have done it for years they say that the doctor never tells on them. if someone will give mea ligitiame awnser on how they get away with this i will give you 5 stars i need explanations not short awnsers""

Is a 2002 cadillac deville cheaper to insure than 1995 mercedes S420?

Is a 2002 cadillac deville DTS 4 door 4.6L northstar V8 @70,000 miles cheaper to insure and repair than 1995 mercedes S420 4 door @199,000 miles?""

Need a MRI and obgyn but don't have insurance?

I have had abnormal vaginal bleeding for a month and I found out the other day I have a tumor on my uterus and need a MRI and see a OBGYN but I don't have insurance. Would they just bill me? I'm low income and on work comp right now so it's even lower. I am applying for cmsp that's california state assistance but I won't have it by then

Car insurance for rentals & college students?

I'm not trying to buy a car or get insurance. It's for a project for school. What's the range of prices of car insurance for students ages 18-22 and also what are the prices of renting the most basic car from a company, like an average amount. Thanks :)""

I live in Florida. Can I get renters insurance to protect my things if I live with my parents?

I should add that I'm not a student and 24 years old.

Does anyone know of any cheap car insurance for an 18 year old?

How much would a Ferrari cost?

i want to save up for a ferrari and i need to know how much it would cost for a used and a new one

Best place for car insurance?

I'm 16, and so I plan on starting to learn all the theory before starting driving lessons the day after my 17th birthday - as you can probably tell! Anyway, my mother and I have been discussing little cars and what not for when I pass, but insurance is another problem. Is anybody aware of a good place that will insure a teenager for not too much? I have heard that Admiral's Littlebox is quite good - has anybody any reviews for them? All answers and suggestions greatly appreciated! :-) Thanks""

When can i refinance my car loan ??

i bought a car on June 5th this year ( 200-7-) Now i pay around 425 dollars for it every month , and as per insurance around 198 . i make around 750 dollars a month . i am doing this because i want to be independent from my parents. If i don't start somewhere then i will never be on my own . anyway emotional stuff aside..hehe. When can i refinance my loan , currently it's around 6-7% I think my credit score went high , my equifax is 669 , when i checked right now on creditinform.com. I have chase bank , you think they can lower it ? do you know how much lower they can go ? around 300 maybe? i am goin to take defensive driving class also , i heard that saves a lot of money also on insurance.. Please help , : ) thanks , have a nice day.""

Cheap health insurance?

what is the cheapest health insurance in california? i am male 22, i do not smoke..""

Auto Insurance Questions?

In the household there are 3 cars, but 18 driver is only listed under 1 car,(mom) If the other 2 cars are on the same house (but different names auto insurance) he can drive those car with no insurance coverage problem right?""

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