kkglinka

[kkglinka]

[kkglinka]

The absolute upper limit of what can be considered affordable for a home is 4x your income. Ideally it should be 3x, but 4x is the limit for reasonably stretching your budget.

Using Sacramento as an example, median home price is about $510k, and median household income is about $85,000

That number for Sacramento is 6x, and that's for a middling city with middling employment prospects. So the entire city for almost everyone living there is by definition unaffordable. And that's not as bad as it gets

Let's look at Toronto. Median income is around $91,000, median home price is just over $1,100,000. That's a ratio of 12:1. You would need to be making a quarter of a million dollars just to be able to qualify for a mortgage.

For a home to be affordable, one of two things need to happen: 1) incomes need to rise astronomically overnight or 2) home prices need to crash astronomically overnight

In Sacramento, that means the median income needs to double (to $170k per year), or home prices need to crash by 50%

In Toronto, that means incomes need to quadruple (to $370k per year) or home prices need to crash about 75%

This is how bad the housing crisis is. I don't think people truly understand the gravity of how bad it is. Home prices should not be this high. Incomes should not be this low. Look back 100 years and you won't find a time when affordability was this bad for everyone everywhere. Things must change

#politics #economics #it's worse than #the great depression #in the usa

[kkglinka]

Obsessed with characters who portray themselves as worse than they are. Who are lying to everyone including themselves about it. People generally assume if someone's lying about themselves they're trying to look better but sometimes they're trying to look worse. They attribute agency to where they had none, add intend to accidents, try to convince everyone that this is something they did instead of something that happened to them.

[kkglinka]

May the Fourth Be With You

Don’t forget to wear glitter, take your meds, and practice self-care in honor of our dear departed Space Mom.

Blessed Be She Who Drowned In Moonlight, Strangled By Her Own Bra

[kkglinka]

Download this easy DIY clothing repair guide (only 10 pages) from Uni of Kentucky

link to PDF

[kkglinka]

[kkglinka]

I am actually going to get weirder on purpose because you can literally die at any moment and that's it, there's nothing you can do

Like when I'm dying I won't be thinking, "oh thank god I didn't embarrass myself in front of all those people I don't care about it." Nah. Instead I'll be thinking, "well that sucked, why did I deprive myself of all the things that make me happy?"

[kkglinka]

Ways Your Are Masking Your Autistic Traits Without Realizing

Neurodivergent_lou

[kkglinka]

when is comes to asexuality and aromanticism you have to be okay with contradiction. one ace person will say asexuality is about not experiencing attraction, another will say it’s about not caring to act on attraction, another will say it’s not experiencing arousal. one aromantic will consider themself queer, one won’t. two people with seemingly identical experiences will use two different labels. aro people will be in romantic relationships, ace people will have sex. you get it.

[kkglinka]

still thinking about "decolonising" missionary work.

the way you decolonise missionary work is by not doing missionary work

the way you decolonise missionaries is like this:

[kkglinka]

#psa #but sure #we should trust telecoms #with our govt IDs

[kkglinka]

Gonna need yall to stop putting Biden is Just As Bad propaganda on my dash. Had to unfollow someone because I don’t want to a start a fight with them over it, but I’m about to bite the next person who puts that shit in front of me.

If you don’t like Biden, vote in your god damn local and mid term elections for third party or further left candidates so that we get better democratic candidates for future elections. But this one is already fucking decided, and I’m NOT ending up under a Trump led dictatorship because yall value protecting your personal sense of moral purity over the collective good. Whether it offends your personal morals to vote for Biden is IRRELEVANT in the face of the alternative.

This isn’t a lesser of two evils situation. One guy sucks. The other guy is LITERALLY PLANNING TO OVERTHROW OUR DEMOCRACY AND INSTALL HIMSELF AS A PUTIN STYLE DICTATOR.

PLEASE look up Project 2025 and stop acting like abstaining is some kind of personal ethical decision!

[kkglinka]

Despite watching rwby a zillion times, I've only just recently listened to the music (beyond a few pieces). Mostly because the early volumes are vague suggestions of muddled lyrics completely drowned out by frenetic drums and guitar. Which is unfortunate because many of the lyrics are great.

So, post v9, it's screamingly hilarious how many songs are, in retrospect, bumbleby related. Some are individual and others share space with the other main ships but, it's honestly pretty obvious even with some early ones, because casey begins pitching her voice to match characters.

#fandom #rwby #bumbleby #Blake's voice is low #easy to id

[kkglinka]

[kkglinka]

biology of a stapler

[kkglinka]

We're going to do 2016 all over again and we'll deserve it again, too. God but I'm tired.

[kkglinka]

THE LAST DAY GUYS