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careeralley · 2 months

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How to Start a Career in Hospitality

The hospitality industry is huge. According to Forbes, the turnover of the industry reached $4.7 trillion in 2023. Importantly, that growth is set to continue. By 2027, global takings are forecast to reach $5.8 trillion. This level of growth is set to translate into job security, reasonable pay, and plenty of chances for promotion. So, for most people, starting a career in the hospitality industry is an excellent idea. What is the hospitality industry? The hospitality sector is vast and varied. It encompasses tourism, hotels, bars, restaurants, resorts, nightclubs, conference venues, meeting rooms, retreats and more. What type of person is hospitality work suitable for? The fact that it is such a wide-ranging industry means there is a place within it for practically everyone. Of course, it helps if you are someone who is a “people person.” Regardless of what role you fill, you will be dealing directly with members of the public. So, you need to be polite, presentable, friendly, considerate, and empathetic. What type of firm are you likely to be working for? You could end up working for a multinational bar or hotel brand or a family-run B&B. Many people start their hospitality career by signing up with an agency that specializes in providing staff for the sector. It is also relatively easy to work as a freelancer or set up your own hospitality business. For example, you could start a café and hire it out as a venue for parties and club events during the quieter hours. It is now extremely easy and cheap to advertise your venue online, via a search agency. There is no need to run and rank a website to get access to a big pool of potential customers. Listing your venue is quick, easy, and inexpensive. Embark on a journey to a rewarding hospitality career with our expert guidance. Learn essential skills, job search strategies, and more. Your path to success starts here! #HospitalityCareers #CareerAdvice #JobSearch #SkillBuildingClick To Tweet Do you need any qualifications? It is still relatively easy to find a job in hospitality without having any formal qualifications. For example, bar work, waitressing, cleaning, and some junior admin jobs do not require you to pass any exams. Often, after a few months of working in these jobs, you can get promoted. But to secure management roles you will need qualifications as well as some experience. This article provides a good overview of the certificates you need. Where can I study to gain hospitality industry qualifications? There are several ways to gain your qualifications. It is relatively easy to find universities that offer hospitality-related degrees. Including some that allow you to do most of your studying online. In most countries, you can now take simple courses to gain most of the certificates you need. Food Safety and First Aid certificates are two examples of this. Some employers offer on-the-job training which includes the opportunity to take time away from your role to study and pass your exams. Usually, this option is available as an apprenticeship. Common job titles for the hospitality industry This list of job titles is not a comprehensive one, but it does give you an insight into just how much variety there is within the sector. - Hotel Manager - Front Desk Clerk - Concierge - Guest Services Representative - Housekeeping Supervisor - Bellhop/Porter - Event Coordinator - Restaurant Manager - Chef de Cuisine - Waitstaff/Server - Bartender - Sommelier - Catering Manager - Travel Agent - Tour Guide - Reservation Agent - Spa Manager - Facilities Manager - Maintenance Technician - Night Auditor - Revenue Manager - Sales Manager - Marketing Coordinator - Venue Manager Does the industry pay well? The level of pay varies drastically, depending on where you work and the type of work you decide to do. As in other industries, senior management is paid the most. According to Indeed.com, these are the jobs that currently pay the most: - Restaurant manager - Event manager - Hotel general manager - Sommelier - Food service director - Travel manager - Executive chef How strong is the demand for workers in the hospitality industry? Working in hospitality is not easy. Often, the hours are long and can be unsociable. Plus, in most roles, a lot of that time is spent standing or walking. If a business is successful things get incredibly busy, especially during seasonal holidays. So, while everyone else is relaxing and enjoying the company of friends and family, hospitality workers are rushed off their feet. It is not work that appeals to everyone. As a result, there are normally plenty of vacancies. Career Opportunities in Travel and Hospitality $18.95 $8.06 Describes duties, salaries, prerequisites, and employment and advancement prospects, and offers tips for entry into more than seventy-five jobs in the travel and hospitality industries. Buy on Amazon We earn a commission if you click this link and make a purchase at no additional cost to you. 02/26/2024 09:30 pm GMT Read the full article

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perfectiongeeksios · 1 year

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PayPal Is ‘Exploring’ Launching Its Own Stablecoin

PayPal Holdings Inc. has confirmed that it is looking into the launch of its own stablecoin in its cryptocurrency push. The company announced after evidence was found within its iPhone app. Jose Fernandez da Ponte senior vice president said that the company is currently exploring stable coins. If and when they decide to launch them, they will work closely with regulators.

PayPal is one of the most popular online and mobile payment platforms that allows users to buy and sell cryptocurrencies starting at $1. If you are looking to add crypto to your portfolio, it is important to think about the platform you choose and whether or not you should invest in it.

Even the most well-known and trusted coins, Bitcoin and Ethereum, are still volatile. Experts recommend that you invest not more than 5% in crypto, and keep it out of the way of saving for emergencies and paying down high-interest debt.

Where you purchase your crypto could have significant implications that you should consider before you decide to invest. Although it may seem easy to purchase crypto using an app that you trust, such as Paypal, there are some limitations to this option compared to traditional cryptocurrency trading platforms.

Here are the basics before you buy crypto on PayPal

Anyone can use PayPal to buy, sell and hold crypto. While you can use crypto to pay for certain purchases, it is generally not a good idea to use any cryptocurrency for payment. Experts recommend that you buy and hold your crypto for the long term, just like other long-term investments.

PayPal and other apps, such as Venmo or Robinhood are making crypto easier to access, which is a big draw for beginner investors. However, increased accessibility can increase your risk.

Julian Morris is a certified financial planner at Concierge Wealth Management, Boston.

“If you have a PayPal account and are curious about cryptocurrency, then you can open PayPal and click crypto to get a few hundred dollars of cryptocurrency.” They make it so easy.

David Yermack is a New York University Stern School of Business finance professor who studies cryptocurrency. It shouldn’t be your primary focus.

He says that diversification is the best way to invest to be successful.

How to buy crypto on PayPal

You will need an account to buy cryptocurrency from PayPal. You don’t need a PayPal account to buy crypto. All you have to do to purchase crypto is click the button that says “crypto”, and choose which coins you want to buy.

On the PayPal app, you can buy four types of crypto: Bitcoin, Ethereum, and Litecoin. Experts recommend that you stick to Ethereum and Bitcoin if your first investor.

You will need funds to complete your purchase. A week’s spending limit is $1 to $100,000. PayPal charges a fee to buy and sell crypto. This fee varies depending on how much you purchase.

Launching Its Own StableCoin

PayPal confirmed that it is currently “exploring a stabilization” and could be called PayPal Coin. This was after a developer discovered evidence of such a stable coin in the source code for the company’s iPhone application.

Jose Fernandez da Ponte, PayPal’s senior vice president for crypto and digital currencies, stated that the company would like to proceed with the stablecoin while working closely with regulators. This approach could help the fintech company avoid the wrath of US senators who condemned Meta’s Diem cryptocurrency Project.

The company clarified that the source code for its iPhone app was created in an internal hackathon. Cointelegraph reached out to PayPal for more information. A spokesperson confirmed the previous reporting but didn’t offer any commentary.

It is difficult to predict the potential impact of a PayPal stabilitycoin on payments in general and the cryptocurrency industry. Some experts believe that the move by the firm was a positive one for the sector, while others think the stablecoin will have more of the same.

PayPal Coin could normalize crypto payments

A traditional financial company moving into cryptocurrency and launching its stablecoin is different from a crypto-native business launching a stablecoin. Traditional finance companies provide services to users who don’t need to deal with cryptocurrency wallets and the volatility in this area.

PayPal has over 350 million users. It allows users to buy, sell and hold Bitcoin (BTC), Ether(ETH), Bitcoin Cash/BCH (BCH), and Litecoins (LTC) in the U.S. and UK. PayPal also allows users to make payments in crypto assets. Although it is not clear how many PayPal users have used cryptocurrency to pay for their purchases, it is well-known that stablecoins can be used to trade and take advantage of decentralized financial opportunities.

According to Veem CEO Marwan Forzley (CEO), PayPal is expanding its reach into cryptocurrency by launching a stablecoin. This could encourage other traditional banks and payment companies to explore blockchain technology. Forzley stated to Cointelegraph that stablecoins would “likely become part of the global payments scheme”, as small businesses need to move money in a secure environment, with on-and off-ramps for different applications.

Max Galka, CEO at Elementus’ blockchain search engine, seemed to agree. He noted that stablecoins can be immediately placed in a trusted realm because globally recognized platforms like PayPal support cryptocurrencies.

Galka stated that PayPal’s launch of its PayPal coin would “definitely increase cryptocurrency accessibility to more people,” Galka told Cointelegraph.

He stated that it was a “natural fit” for PayPal to create a stable coin. This could put the firm “squarely on top of the map as a cryptocurrency company,” which could help boost its other offerings. The trust people have in PayPal could also see crypto and digital currencies at PayPal serve “a lot more purposes than what traditional stablecoins could offer, using that [trust] as their payments rails.”

Cointelegraph spoke with Arbel Arif, the founder, and CEO of the crypto marketplace Shopping.io. He said he was pleased by PayPal’s entry into crypto markets and that “big players are enhancing the e-commerce crypto transactions bring us closer to the new era in commercial trading.”

Tim Frost, the founder and CEO at Yield App wealth management platform, spoke to Cointelegraph to say that cryptocurrency payments are “finding a way into the mainstream” because “numbers of companies now permit digital asset owners to use standard Visa or Mastercard to pay with digital currencies.”

Frost isn’t sure if PayPal would launch its stablecoin to jumpstart a shift to cryptocurrency-focused payment systems, but he believes it has the potential.

However, not everyone agrees that PayPal Coin is revolutionary. Rytis Bieliauskas is the chief technology officer at cryptocurrency payment gateway CoinGate. He said that he doesn’t see how a PayPal stablecoin could be fundamentally different from PayPal, as long as it’s centrally controlled and its value is guaranteed by the company.

Bieliauskas said that it was “interesting to observe that PayPal wants to use crypto to make a positive PR move.” This suggests that the public views cryptocurrencies as something positive and not negative.

Overcoming regulatory obstacles

PayPal stated that it would work with regulators to develop its stablecoin, but it must still overcome regulatory hurdles due to the business nature of its operations.

Eli Taranto is the chief business development officer of EQIBank, a digital bank licensed to work with high-net-worth individuals and corporations. Taranto explained to Cointelegraph that PayPal’s geographic footprint will make it confront “worldwide regulatory problems” regarding crypto. This will be “quite interesting and a challenge.”

Taranto stated that PayPal’s ability to appease regulators will have an impact on other institutions. They will see it as a sign of global regulatory compliance.

Not only have stablecoin issuers been subject to scrutiny by regulators but also the pressure from the cryptocurrency community for transparency about their backing of stablecoins. PayPal will deal with increased scrutiny when it launches a stablecoin.

PayPal’s benefits from stablecoins

PayPal is suing its stablecoins, which is a positive for its bottom line. Caleb Silver is the editor-in-chief of Investopedia’s financial information portal. According to its most recent quarterly filing, transaction-related expenses cost PayPal $2.7 Billion in the third quarter of 2021.

PayPal could save significant amounts on transaction costs by using Solana, a high-transaction throughput blockchain. It is not currently possible to purchase or sell Solana ( SOL) via its platform. The blockchain on which it will deploy its stable coin remains unclear.

Arca’s president stated that it is likely that people will adopt digital assets through a third party who has gained their trust like PayPal.

There is not much information available about PayPal’s plans for stablecoins. Steve Moser, the iPhone developer who discovered PayPal Coin’s code, later revealed that PayPal contained references to stablecoins tied to the pound or euro in its application. This suggests that PayPal will launch a variety of stablecoins linked with different fiat currencies.

Bottom line

You should remember that crypto investments are volatile and you should only risk what you can lose. Yermack says, “If you are going to own it,” you should only own a small amount as part of a well-diversified portfolio.

Before investing in crypto, you should make sure to prioritize other important aspects of finances such as an emergency fund and paying off high-interest debt.

No matter what platform you choose to use, it is important to take the time to learn how to smartly invest in crypto, keep your coins safe, and deal with volatile price fluctuations.

#paypal #paypal money #paypal stablecoins #android application development #iot application services #web development #data visualization #machine learning #artificial intelligence #mobile app design services #web application services

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sedonahomesforsale · 2 years

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Commercial Real Estate, A Career - How Do You Get Into It?

1. What is it and how can you get in to it?

I attended the Society of Industrial Realtors Annual spring conference in Maui several years ago. To make sure we did a lot of sightseeing, my wife had joined me. My wife and I attended the cocktail party sponsored by Colliers International, an international 241 office firm.

After a few minutes of introductions, a man came from the golf course to sit down at our table. Andrew Friedlander introduced himself and we talked about his home in Philadelphia, Brooklyn, and his new home here in Honolulu. Andrew explained that he came to Hawaii on R&R from his Army tours in Vietnam. He was about to finish his last duty tour. He rented an apartment and waited tables. He washed cars. To have extra money. He explained that he had paid his rent to an older gentleman who visited his apartment once a month. The man finally asked him if that was his business. Andrew stated that he had never considered property management as a business. However, the more Andrew spoke with the man, the more he realized the diversity of commercial real estate, especially in Hawaii. Andrew was shown the basics by the rental agent and he decided to not return to Brooklyn.

Andrew, forty years later is the manager of six Colliers International Hawaii offices with more than 40 salespeople and brokers. Andrew's team handles all aspects of industrial and commercial real estate, including traditional brokerage transactions and selling and leasing commercial real property through the islands.

While we were there, a concierge told us that it was a wonderful place. Now, where would you think about moving to?

A friend and young Army captain called me from Hawaii over the past year. After his last duty tour, he and his wife were enjoying some R&R and called me to get my advice about commercial real estate companies. After checking with Andrew about his availability, I gave Andrew my number. Andrew took my friend out to lunch and introduced him the Colliers business in the islands. My friend and his wife later decided to move to Florida to be near their parents. He was eager to be interviewed by Colliers in Ft. Lauderdale. Although he found a better match for a concentration of office brokerage with another company, I believe it is clear that there are opportunities with major firms for someone with an interest in the field, who can show that they are self-motivated and have positive manners (manners, speech patterns, business attire, etc.). One night, a long-time friend of mine told me that the desk clerk was the representative for the hotel company to its customers. He also knew the CEO. The clerk's rudeness towards us is not indicative of what the CEO wants for their company. If he wants to be more than a late-night clerk, he will have to learn this lesson.

This is because Colliers, or any other competitor, must ensure that every salesperson or broker who meets a potential client represents the company's image. It is a huge investment to create that image for the business community. Every person must be able to reflect that effort, even all staff. A potential customer may choose to hire someone who is more professional than them. Wal-Mart's customer relations training is very strong. It would seem that every major restaurant chain has a comprehensive program for staff training. It might be worth observing how staff handle customers who are being unreasonable.

2. Entry

Andrew's story is an example of what commercial real estate can offer. In 1971, a senior business mentor and friend of mine said to me that commercial realty offered an opportunity to start a business, without the need for capital. There was no limit to the number of transactions that could possibly be made. This was discussed in relation to me returning to law school. He thought it was almost an "sky is limit" approach but it had some sense. I had prepared a few financial reports about potential deals that were offered to me. At my mentor's direction, I also gave that year's $300k commission check, to a broker he had used to purchase a property he had settled on the previous year. The second half of the commission was also handed to the broker by me the next year. Remember that the 1972 commission amount at the beginning of that recession was significant money for any transaction.

Each state has its own licensing regulations. Florida requires that a person take a sales licensing class, pass it, and then work for at least two years in a licensed real-estate broker's office before they can take the state broker's exam. Many colleges and private companies offer sales courses, with evening classes being the most popular. The course costs are minimal. It is easy to learn the basics of reading, writing, and math. Commercial real estate firms might offer the course depending on your education qualifications. For salespeople, smaller, more generalized brokerage firms might also offer the course.

A recognized culture or business reputation is usually established for any real estate company in any community. This can be either local, regional, or national. It is important to research which company suits your needs. You can find out a company's history, areas of expertise, staff, and successes via the internet. Recognize that large metropolitan commercial firms will often outsource client requirements in outlying areas to smaller commercial firms in the area, rather than asking one of their main offices to travel. If you live in a rural area between major metropolitan areas, it is important to find out which real estate companies have these relationships.

You will only be able to succeed in commercial realty, especially if you don't have capital. In the early 1970's, I had the option of finishing law school again. The thing I discovered was that I enjoyed being "outside" of an office, and I also liked being "on the streets." Ft. Lauderdale was home to many of my attorney friends. They spent hours in their offices writing briefs and drafting documents, which is what the profession demands. My decision was to work as hard on commercial real estate as I would for any other law practice. It worked if it was successful, but if not, I would return to school.

Given that Florida's early 1970's recession caused almost equal economic damage to all occupations, many lawyers had low billing practices and clients whose business was in trouble. Many real estate brokers I met were facing difficult times due to the fact that banks weren't lending money for deals. Florida had a 14% usury limit at the time. The deposits were low and California's interest rates rose to 14%. That is where the money went.

Weekdays were spent knocking on doors of businesses along the West Palm to Miami corridor. Weekends were spent painting houses or sailing a motorboat owned by a friend. On weekday evenings, after dinner, I would be at the office reviewing information about property, ownerships, tax data and other pertinent details. I was available to drive or make phone calls the next day. It was possible to make a living in the commercial realty field. After I returned to Philadelphia, I discovered that many commercial real estate companies were open to hiring salespeople as waiters, bartenders, or other temporary jobs until they have enough experience to close deals. This has been influenced by the greater financial strength of larger firms, which can either offer a salary base or allow for new salespeople.

Today, gender isn't as important in commercial real estate today as it was in 1970. In those days, women could not compete with men in selling venues. There are now many women who have joined real estate companies such as SIOR and CCIM. The number of women who have joined commercial real estate organizations like SIOR, CCIM, etc. has increased significantly over the last 15 years (which I will talk about later). Commercial real estate courses today offer a great way to acquire knowledge once taught "in-house" by senior brokers responsible for the progress of new salespeople.

The importance of having minimum capital in commercial real estate has not changed. Gender isn't an issue. Many women have succeeded in office or industrial real estate. You can find out more at www.youtube.com You can choose your work hours, your specialty(s), your market(s), and who you would like to approach to join your firm. Commercial real estate is a standard business week that does not include Sunday or late Saturday hours. These are just a few of the many positive aspects of commercial real estate. Your competition is fierce, your competitors are proud of your work ethic, and most importantly, their reputations for each individual.

Both larger brokerage firms and smaller commercial companies should be investigated. Both have their advantages and disadvantages.

A). A base salary may be offered by larger firms. Although they may prefer to have prior business experience, this does not necessarily mean that they will be willing to offer a draw against commissions. A new salesperson would typically be assigned to a senior or multiple brokers to handle cold calling, marketing materials, and reports on any client's property. They also might have to deal with property inspections by their prospects by other brokers.

Here are some points about larger firms:

The future ownership potential of the company could be limited or nonexistent.

You may not have control over the market, territory, or discipline in which you work. You may be sedona houses for sale hired to work in retail. However, this could change if the department needs personnel support. If they have multiple offices, you may find they prefer to rotate through the different departments and possibly each regional office.

It depends on whether the company is privately owned or public. You may be able to sell or merge the company without your involvement. No position in a larger company has a "safety net". It is possible to make quick cuts if a client loses its primary, significant client to a competitor.

Senior brokers who have been successful sometimes leave the firm to open a new firm. If you work in the same department as the rainmakers, clients will follow them. This could impact your income potential.

The volume of deals can be as important as the deal size. A bank, insurance company, pension fund or other institutional owner may be interested in a deal. If an institutional owner (bank, insurance company, pension fund, etc.) has a presence on a urban market they might be able to award a sale or leasing assignment to a larger firm. This can make the assignment a "year-maker" if it is completed. Most often, the year-end bonus money goes to salespeople who participated in the marketing effort.

Senior brokers need to have high-level corporate contacts. This could be through a country club, business association, educational institutions, commercial lenders or people referred from cities with corporate headquarters. You might consider looking at other firms whose top managers are more involved if the firm owners and top brokers don't have the contacts or relationships to develop them. Instead of being left with crumbs from other firms that have a strong community (business and not-business), you want the work to flow down from the top.

B). A broker/owner will usually manage the operations of smaller firms, with or without brokers partners. They will often have a residential and separate commercial divisions in which some brokers might work in commercial and residential properties.

Here are some points to consider when looking at smaller firms:

Future ownership shares could be offered, depending on deal volume and commitment to firm. The opportunity might be more attractive for those who are near retirement, such as the founder broker.

Commission percentages can be more generous if a certain amount of deals are made to cover the cost for your desk, phone, and secretarial services.

#sedona houses for sale

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fortworthcommercialrealestate · 3 years

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Industrial Real Estate, A Profession - How Do You Get Into It?

Several several years back, I was attending a Society of Industrial Realtors Yearly Spring Conference in Maui. My spouse had accompanied me on the vacation so that we could also do a whole lot of sightseeing. Colliers Global, a 241 business office globally company, sponsored its personal firm cocktail get together the night time before the Meeting officially began and my spouse and I attended the celebration. A limited even though into introductions, a fellow came in from the golf training course and he sat down at our desk. Andrew Friedlander released himself an we reviewed our residence in Philadelphia, his first property in Brooklyn and his new residence in Honolulu. As to how he ended up in Hawaii,Fort Worth Commercial Real Estate Andrew advised us that on R&R during his excursions in the Army in Vietnam, he decided to get a break in Hawaii after he was concluded his last duty tour. He rented an condominium, waited tables, washed automobiles, and so on. to have some extra income. He mentioned that he compensated his apartment hire to an more mature man who came all around after a thirty day period and he last but not least requested the man whether or not that was his company. Andrew explained that he never ever considered about home management as a enterprise, but the more he spoke to the guy the far more that he recognized how assorted a organization business real estate could be, specifically in Hawaii. The rental agent began to show Andrew the basics of the company and Andrew determined not to return to Brooklyn. Forty many years afterwards, Andrew is the supervisor of about 6 Colliers Intercontinental offices in Hawaii with in excess of forty brokers and salespeople as his obligation. Aside from selling and leasing industrial genuine estate and classic brokerage transactions through the islands, Andrew's staff is included in all of the other facets of business and industrial actual estate. As one particular concierge individual instructed my wife and I although we ended up touring there, "Of course, it is a excellent spot, now in which would you ever believe of transferring to when you are below." In the earlier yr, a youthful Army Captain and pal named me from Hawaii. He and his wife have been having in some R&R right after his previous duty tour and he named to inquire me for some guidance on industrial true estate firms. I gave him Andrews mobile phone amount after I checked with Andrew on his availability. Andrew dealt with my friend to lunch and launched him to Colliers' business in the islands. As it turned out, my pal and his wife made the decision later to relocate to Florida to be closer to their mothers and fathers. Our Colliers office in Ft. Lauderdale was anxious to interview him and did so. He discovered a greater fit for a concentration in place of work brokerage with yet another company, but I consider that it is distinct that possibilities do exist with major corporations for somebody who has an curiosity, who can show that they are self determined and whose comportment (manners, speech, individual grooming, business attire) are all optimistic. A extended time buddy informed me a single evening soon after we and our wives checked in, extremely late, at a resort owned by a properly identified resort team, "That desk clerk is the particular person representing this hotel business to its buyers and I know the CEO. That clerk's slight rudeness towards us does not at all depict what their CEO desires his company to be identified for in their business. He will need to learn that if he is going to be a lot more than the late night clerk." I point out this simply because a organization such as Colliers or any of its rivals must ensure that a salesperson or broker 1st assembly a prospective buyer correctly signifies the company's image. So considerably income is invested defining that picture to the business local community that each person, such as all staff, should replicate that hard work. In any other case, a likely client will pick to employ the service of a competitor whose act is with each other. My knowing is that buyer relation training at Wal-Mart is fairly powerful for all staff. I would believe that any key restaurant chain has in location a extensive system for workers instruction and it might spend to notice whether or not if the customer is not always appropriate at an establishment how the workers man or woman handles a buyer who is being a bit certain. two. Entry I use Andrew's tale as an example of the prospect that professional true estate offers. A senior enterprise mentor and very good buddy of mine advised me in Florida in 1971, just at the starting of that economic downturn, that commercial genuine estate offered an opportunity to enter a company without having getting my very own money to invest other than my time and power, and, with no limit on the size of transactions that could be place collectively. We discussed this in relation to my likely back again to legislation faculty. His view was that it was practically a "sky is the restrict" strategy, but with some basic perception to it. I had carried out a number of fiscal reports on possible discounts supplied to him. I also handed more than that 12 months, at my mentor's instruction, a $300k commission verify to a broker who he had utilized to buy a home that he had settled on the calendar year prior to that. The following calendar year, at the same time, I handed in excess of the same check out to that broker as the next half of that commission to that broker. You should understand that in 1972 that commission amount in the onset of that economic downturn was a considerable amount of money for any transaction. Every single condition has its own restrictions for licensure. Florida needed a man or woman to just take a product sales licensing course, move that, then work in a licensed true estate broker's place of work for a least of two many years before being suitable to take a point out broker's exam. The product sales course is presented by many private corporations and faculties, evening courses in distinct. The value of the training course is minimum. The standard abilities for studying, composing and math portions are not hard. Dependent upon your educational qualifications, commercial actual estate companies might typically supply to give the training course. More compact, much more generalized, brokerage companies might also do the very same in order to acquire a salesperson. There generally is a recognized "culture" or company status acknowledged for a true estate firm in any neighborhood, The neighborhood can be nearby, regional or nationwide. It pays to do your research as to which company appears to go well with your style. The internet is certainly 1 of the most productive resources for finding a firm's background, its places of skills, personnel, and its successes. Identify that key metropolitan commercial firms typically outsource consumer demands in an outlying spot to a more compact professional organization in that spot instead than demanding a single of their main place of work brokers to commit to vacation time. Consequently, if you are in a rural marketplace outside or in between major metropolitan marketplaces, you must look into which real estate companies have people relationships for the bigger offers. Your time for success beginning in professional real estate (specifically with out capital) will be the outcome of what you place into it. I had the choice in the early '70's of returning to law university and ending. What I understood most was that I liked currently being out of an workplace and "on the street." My attorney buddies in Ft. Lauderdale have been paying innumerable several hours, as essential, in their places of work to publish briefs, draft files, etc., all of which that profession demands. My selection was to place in the exact same hrs on professional true estate that I would have to place in for any regulation practice. If it worked, then wonderful, if not I would go back to school. Business Name: Fort Worth Commercial Real Estate King, eXp Realt Phone Number: +17608089588

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fandomsphere · 5 years

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Hi everyone! Welcome back to the FANDOM-sphere! We are trying to get caught up on au yeah august but we will definitely be a little behind for it. Here’s the first one I (Luci) wrote for it. Enjoy!

@auyeahaugust

3. Cruise Ship by @otakuprincess15

Ships: Adrien/Marinette

Features the entire class +

7:00 AM

“Welcome to our meeting today,” Caline Bustier greeted the crew of the Agreste cruise ship. “I’m so glad you all decided to join me so early in the morning.”

There were mostly groans in response to her cheerful voice, along with a few snores from certain crew members that were napping with their heads leaning on the tables.

“We have some very exciting news!” The cruise director continued. “This week we will have our usual new guests joining the cruise…”

There were some murmurs of understanding among the crew, but nothing more as this was normal. Every time they docked, they usually had an influx of new passengers and several passengers would complete their stay.

“We also have a new employee joining our ranks. Adrien will be arriving at 8 o’clock and will be spending the day trying out each of the various jobs on board as we check to see where he will fit in best.”

Alya lifted a hand into the air, her head still leaning against Marinette’s shoulder. The other girl didn’t stir.

“Yes, Alya?” Caline asked.

“Don’t you normally know what job you’ll have before you start?”

A few giggles and agreeing comments could be heard from the other occupants of the staff room, but Caline quickly lifted a hand in request for quiet.

“This is a special case. That is all you need to know. I expect you all to treat Adrien with the same respect and kindness you show to each other.”

Alix couldn’t hold back a snort in response to that, but gave Caline a thumbs up all the same. “You got it boss, now can we go? I’ve still gotta get set up for the senior hockey game later.”

“Don’t you mean shuffle board?” Kim scoffed, from behind her.

Alix jumped to her feet, jabbing a finger in his direction. “No, I mean hockey.”

There was a clap from the front of the room and everyone’s attention was focused back on the cruise director.

“You all are dismissed, have a great day!”

8:00 AM

Adrien Agreste stood at the edge of the deck. He had just boarded his father's ship, S.S. Emilie, named after his late mother. This was his first day working as a part of the family company. Technically, it was his first day working ever… unless you counted playing solitaire on a computer in his own office.

He was now twenty-three and he had told his father that if this was someday going to be his company, he wanted to learn it from the ground up. Well, water up.

Adrien took a step forward, pulling his bag up higher on his shoulder. Everyone in a uniform was rushing past taking care of passengers or things that needed to be done. And he was standing there in his uniform looking useless.

“Did you need some help?”

He swung around, nearly smacking straight into the girl in front of him. She was shorter than him (most girls were), and had black hair tied in pigtails. He realized quickly that she was also wearing a uniform with the company logo on it, though a different style than his own.

“Yes! Please. I’m looking for a,” he checked the paper he was carrying in his pocket. “Caline Bustier?”

The girl smiled and nodded. “She should be in her office. I can take you to her. I’m Marinette.”

They shook hands and were on their way. Down the corridor and making a left at a doorway, he found himself face to face with a door labeled “Cruise Director: Caline Bustier".

“This is your stop.” Marinette said, she took a step back. “Good luck with everything.”

Adrien waved, unable to fight the relieved smile from appearing on his face. He’d been worried he’d spend half the day wandering the ship. Thanks to Marinette, he hadn’t.

He raised a hand and knocked on the door. This was going to be a great day.

5:00 PM

Adrien was having the worst first day ever. He sat in his cabin, staring down at the paper in his hand. Every job had been checked off. Well, every job except one.

During the day he had managed to try and effectively suck at every single job offered him by the cruise ship. He’d started up in the bridge with Max. That had been great. Max had showed him the ship’s computer, Markov, and Adrien had been so very interested in learning everything he could about sailing the ship.

That is until Chloe had called. She had talked Adrien's ear off, and that had managed to get him kicked off the bridge.

The rest of his jobs hadn’t been much better.

He’d worked with Alix and Kim on activities for the passengers, but they had both proved to be a little too high energy for him to handle. He had willingly volunteered to bow out early and head to the kitchens to help the chef, Alya Cesaire, with preparing lunch. Unfortunately, that had only led to him smacking his forehead on a cabinet he had left open and getting a nice cut above his left eye.

Alya had sent him directly to the infirmary, where a kind nurse named Marc had patched him up. From there he'd gone to work with the ship's entertainment director, Nino. But that had only led to Adrien examining the cruise’s collection of CDs and subsequently managing to knock down an entire shelf of discs.

A kind, but firm suggestion that he move to his next job was given and Adrien had moved on his way. The ship's artist, Nathaniel had been all too happy for Adrien to sit and watch him paint caricatures of the passengers. Adrien had enjoyed seeing the redhead hard at work, but had inadvertently spilled a jar of paint onto the deck.

The cleaning crew had been the ones to send him on his way that time. And finally, he had been directed to the ship's gift shop/concierge station. Mylene had greeted him there. She was a cheerful and quiet girl, and had instantly seen the advantage of having someone like Adrien in the store. He was tall. He could restock some higher shelves’ items that were difficult for Mylene to reach without a step.

Adrien had been thrilled when the stocking had gone well. Half an hour later though, she’d directed him to run the register while she helped a guest sign up for a special class. When she’d returned a few minutes later, Adrien was staring at a blank screened register unsure of what exactly he had done wrong.

“It’s getting late and I know you have to get up early tomorrow to help Marinette with the baking. Why don’t you go get dinner and get some rest?” Mylene had suggested with a nervous smile.

Adrien had decided it was best to do as she said. He didn’t want to make her job any harder than he already had.

And now he sat, on his bed, feeling like a failure. Hopefully, the baking in the morning would go better. After all, Marinette had been so kind to him earlier. Maybe he would find he fit in with her.

4:12 AM

Marinette yawned again as she glanced at the clock above her station. She was already mixing her first batch of dough in her mixer, adding ingredients as she went. She didn’t know where Adrien was. He had been scheduled to arrive at 4:00. But Marinette was well-versed in the trap of oversleeping.

She just hoped he hadn’t left entirely. They weren’t scheduled to set sail until that afternoon, so if his first day had gone as badly as everyone seemed to think it had… he may have already disembarked. And that would be a real pity.

Especially given that she thought it was very admirable for him to want to learn his father's business from the bottom. It hadn’t taken long for her to recognize him. While Adrien Agreste looked nothing like his father, the monthly newsletter that had been emailed out to employees some time ago had shown his picture clearly next to an article entitled “The Future of Agreste Cruise Lines: Adrien Agreste”.

Marinette shook her head with a laugh. No one else on board seemed to have put two and two together. Though, maybe that was for the best considering how Max had yelled at him.

Her head popped up suddenly at the sound of running footsteps across the hard floors of the ship deck. Suddenly, Adrien slid into view. His uniform was crooked, hair wild from sleep, and from what she could tell… he’d forgotten to put on shoes, if his bare feet were any indicator.

He bent over, trying to catch his breath. “I…am…so sorry,” he huffed out. “I slept through… my alarms.”

Marinette couldn’t help the giggle that burst forth from her throat. This guy was supposed to be the future of the company? Did they really let him have an office?

Adrien blew at his bangs and brushed his hair back with a hand, his eyebrows furrowed in annoyed embarrassment. “I don’t see what’s so funny.”

Marinette tried to answer but it came out in a breath with no sound attached. Instead she pointed down. He followed her gesture and blushed from the tips of his ears all the way down his neck.

“Dammit. And I’m standing here like an idiot with no shoes on.”

Marinette’s giggles subsided and she brushed off her hands before stepping around the counter to talk to him. “If you wanted, you could go back and get your shoes. I’ll still have time to show you some things,” she offered.

Adrien sighed. “What’s the point? I’ll probably suck at baking too. I have the worst luck.”

Taking a moment to turn off the bread mixer, Marinette led Adrien over to a bench that sat against the far wall. They sat, both quiet.

“I take it your first day didn’t go so well?” she started.

Adrien snorted. “You don’t have to pretend that everyone didn’t talk about me over dinner last night. I figured it would happen.”

Marinette shrugged, tugging at a loose string on her apron. “I doubt they’d have said anything if they knew you were Adrien Agreste.” She bumped his shoulder with her own.

He groaned, “You know?”

She nodded. “Yeah. I think I’m the only one who recognized you from the newsletters though. And your secret is safe with me.”

Adrien shook his head. “It’s fine. It won’t matter after today anyway. I’ll be packing my things after breakfast. Don’t want to risk embarrassing myself any more than I already have.” He braced his hands against the bench and leaned his head back against the wall. Glancing at her from the side, he muttered, “I’d probably wind up sinking the ship with my luck anyway.”

Marinette stared at him for a moment. She could tell he probably didn’t have much encouragement at home. No one to help his severely lacking self-esteem.

“Here.” She held out the bracelet that had been sitting in her apron pocket.

Adrien stared at it; eyes wide with confusion.

“It’s not going to bite you. It’s a good luck charm. It should help counteract some of that bad luck you’ve been having.” When he didn’t move, Marinette faltered. Had she overstepped her boundaries? She started to pull back, but his hand shot forward and grabbed hers.

“Thank you,” he murmured. He carefully took the bracelet from her palm, and slid it onto his own wrist. And she was grateful that he was momentarily distracted as she could feel her face heating up from the contact.

“Now then,” she said softly, “since you’ll be staying. What types of things are you good at?”

Adrien thought for a moment, fiddling with the bracelet as he did so. “Well, I’m very good at solitaire. Practically an expert.” He smirked and glanced her way only to find she looked unamused. He coughed, “I took Chinese in school. I was on a fencing team. Um… I play piano.” He sighed.

Marinette beamed. “I have an idea. Can you meet me on deck around ten?”

10:02 AM

Adrien made his way up on deck, careful to ensure he had brushed his hair and was actually wearing both socks and shoes this time. When he arrived, he saw Marinette waiting for him in a light pink sundress that was covered in white polkadots. She smiled as soon as their eyes met.

“Glad you could make it,” she said. Her eyes darted to his wrist and he blushed as he realized he was still wearing the bracelet.

“Let’s go. I have someone I want you to meet.” She grabbed hold of his hand and led him down a hall to a large room. At one of the room, several people were talking and laughing and nearly everyone was holding some kind of instrument.

“Hey, guys!” Marinette called out.

Everyone looked up and Adrien suddenly felt very self-conscious. One of the people, a guy with dark hair with teal tips, stepped forward.

“Hey, Marinette. What’s up?”

“Luka, this is Adrien.” Marinette stepped sideways enough so that Luka and Adrien could face each other. They shook hands.

“I know you guys weren’t there for the meeting but Adrien is trying to find his place on the cruise and hasn’t really found where he fits in. I remember you mentioned you needed a keyboard player, and Adrien plays piano.” Marinette glanced between them. “What do you think?”

Adrien felt his palms sweating as Luka looked him over. “Let’s see what you’ve got,” he said. Then he stepped back and turned to the rest of the band. “Ivan, can you get the keyboard out? Looks like we might have a new band member.”

A half hour later, Marinette was preparing to leave the room and Adrien was being welcomed in as the newest member of Kitty Section. She tried to sneak out quietly, but Adrien saw her and darted after her, catching up to her just outside the door.

“Marinette!”

She stopped and turned around. “Y-yes?”

Adrien stepped forward and held out the lucky charm to her. “Thank you for letting me borrow this. And thank you for your help. I’d be packing my things right now if it weren’t for you.”

Marinette reached out for the bracelet and gently pressed it back into his hand. “Keep it. Think of it as a welcome aboard gift.” She beamed up at him. “And just so you know, I’m glad you’re staying. I think it’ll be a lot more fun with you around.”

Adrien slid the bracelet back onto his wrist with a smile. “Yeah, I think this is going to be the most fun I’ve had in a while.”

#miraculousladybug #miraculous ladybug #fandomsphere #marauderluverz #fanfiction #written by luci #auyeahaugust #adrinette #adrienette #the whole crew #get it?

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justlookfrightened · 6 years

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The Morning After, Part II

Read Part 1 here and Part III here

Jack still had a smile on his face when he slipped his phone back in his pocket.

“Good news?” Tater asked.

“Very,” Jack said.

“You want to share?” Tater asked. “You find new history book? You get money for new rink?”

“Not exactly,” Jack said.

How could he explain that he had just been invited to breakfast -- apparently in his own apartment -- at some undetermined date after they returned from their current two-day roadie? Instead he said, “I just got a text from a friend.”

“A friend?” Tater asked. “Or a friend?”

“A friend,” Jack said firmly, because even though he hoped Bitty turned out to be more, it was way too early to start talking about that. To even think about starting to talk about that. “I was hoping he would get in touch, but I wasn’t sure he had my number. He’s working on the campaign for the ice rink, too.”

“Okay,” Tater said, but he sounded suspicious. “Maybe he has a friend who is a she? Because that’s a smile I never see on you.”

“Nope, just him saying we can have breakfast when we get back,” Jack said, hoping it sounded like a breakfast meeting, to discuss important community ice rink campaign business.

“Okay,” Tater said.

Then Tater’s face lit up.

“You want help?” he said. “Bring me to breakfast. I agree Providence needs more ice rinks. Then more kids play hockey. That’s good, yes?”

“We’ll see,” Jack said, unsure about whether to tell Tater that his friend -- his friend -- wasn’t even a hockey player. He was a figure skater.

When Jack was finally alone in his room, he pulled out his phone and read the text from Bitty again.

If you’re looking for the muffin bowl when you get home, check the concierge desk. Sasha brought your groceries up. I used some to make myself breakfast. Next time you can have some too.

First, he carefully saved Bitty’s number, under “Eric,” to look less incriminating. Then he composed a text to send back.

Sorry about the grocery delivery. I forgot it was this morning. But I’m glad you had something to eat. That looks good. I’d love to join you whenever you can. We get back early Thursday morning, and that’s an off day, so I’m free in the evening, if you are. Don’t worry about the bowl -- I probably wouldn’t have noticed it was gone.

Actually, if Jack knew Sasha, it probably wouldn’t be gone by the time he got back. Chances were, it would be sitting on his counter, clean, probably with a note explaining the circumstances and thanking him for the muffins. Even if he had nothing to do with them.

Sasha, honestly, was sometimes a little intimidating, but Jack admired her efficiency, and he knew she wouldn’t have tried to make Bitty uncomfortable. It still made him cringe -- if he had been caught in someone else’s bed by the building staff, he’d still be hiding in the bathroom. But Bitty, well, Bitty didn’t seem like he was afraid of anyone.

Jack remembered the first time he’d seen Bitty. He’d been on the ice with one of his students, demonstrating a spin. Bitty would do it, his body perfectly balanced, and then let the kid -- a boy, Jack thought -- try, and then Bitty would show him again, drawing attention to the placement of his foot, to the position of his free leg, to the set of his arm. It went that way for three or four repetitions, and then Bitty looked up and caught Jack staring.

Jack had been embarrassed, but instead of apologizing, or complimenting Bitty on his technique, he’d lashed out, yelling about the time it would take to resurface the ice.

It was true, of course. No matter how beautiful figure skaters were -- and Jack wouldn’t argue against that -- they left divots in the ice that took a couple of passes of the Zamboni to fill in. Besides, there were never any more than three or four figure skaters on the ice at once -- fewer as they reached more elite levels -- when you could throw 20 kids on the ice for hockey practice. So why shouldn’t the hockey teams have priority?

But Bitty hadn’t backed down, skating to the boards and telling Jack off for interrupting. “We have five more minutes out here,” he’d said. “And your teams aren’t even ready yet. Why don’t you go tie some skates? Felix here needs to do one one more run-through before he gets off.”

That had set the tone for all their interactions for the next year.

Up until the season Bitty showed up, Jack had only made appearances at the kids’ league to open the season and to award the final trophies. Which he made sure every child got, snarky comments about participation trophies be damned. Those kids all made an effort to get out there and try something new, and Jack thought they should be rewarded.

Once Bitty was on the scene, Jack tried to come whenever his own schedule permitted. Bitty wasn’t there every time, but it seemed like his students had the ice either just before or just after Jack’s minor mites more often than not. Jack wanted to be annoyed at Bitty for insisting on the full measure of his ice time -- he was annoyed, truth be told, when he had 40 kids ready to play a game and Bitty was running one skater through his or her moves for the tenth time.

But he also was more than a little intrigued, and attracted. Bitty was a sight to behold when he skated, and, frankly, adorable off the ice. When he stood up to Jack -- which was every time Jack spoke to him, it seemed like -- he would come right to the boards, even though he had to look up to see Jack’s face. His cheeks would flush pink and his jaw would have a determined set to it.

Despite that, Jack had never seen him in any kind of conflict with anyone else at the rink; even the young hockey coaches Jack’s foundation hired for the league seemed to love him. That was a clear advantage when it came to winning support for a second sheet of ice at the rink, as the event the night before showed.

A new sheet of ice wouldn’t solve all the problems -- there wasn’t enough ice in the world to do that -- but having twice the ice would allow both the hockey and figure skating programs to grow, and Jack, with his celebrity, and Bitty, with his winning personality, were an effective tag team when they were making the case.

By the time the evening was over, Jack was feeling more friendly than he ever had towards Bitty, and he was having a harder time hiding his attraction, until they sat across from each other at the cafe and Jack realized that Bitty was attracted to him too.

Deciding to invite him home might have been the best decision Jack ever made. It also might have been the most reckless.

Jack knew that, and he knew that the very thought of bringing a man home -- someone who knew exactly who he was, and why he wasn’t out, and hadn’t seemed to like him for the past year -- would normally send him spiraling towards an anxiety attack. But when he and Bitty had really talked (okay, really flirted) at the coffee shop, he learned enough of Bitty’s history to know Bitty would never out him.

“I didn’t even tell my mama I was gay until I moved up here permanently,” Bitty told him. “It was bad enough being a gay boy in Georgia. No need for Coach and mama to be the parents of a gay boy in Georgia.”

When Jack looked confused, Bitty shrugged. “With me becoming a Yankee and all, which is what the neighbors think, no one does more than ask politely how I am, and all they have to do is confirm I’m still alive. The scandal of moving to New England is enough to drive anything else out of their minds.”

Sasha wouldn’t tell either. Jack was sure of that. She wouldn’t have told even if she wasn’t paid well to keep quiet about the residents.

He had just settled into a new book on Lewis and Clark when Bitty texted back.

At least while you’re gone no one will yell at me to get off the ice. jk. I have a class Thursday evening but it ends at 8. I could bring you dinner, if you want.

Jack tried to remember the rest of their conversation. Bitty hadn’t said anything about still being in school. Did he teach group skating classes too?

What kind of class? Jack texted.

Cooking, Bitty texted back. I do some cooking classes on the side.

How do you end up teaching skating and cooking? Jack asked, honestly curious. Bitty had mentioned being in college; why didn’t he have a regular job?

You get a degree in American studies, Bitty texted back. Seriously, I don’t like doing the same thing all day. Anyway, I’ll plan something you can eat and make it along with my students, and then I can bring it over. Or we can do something fast at your place. I already know I need to bring some spices. Are you allergic to anything? Besides flavor, I mean?

What was that supposed to mean?

What does that mean? Jack texted.

I’ve seen the inside of your cabinets, and what you order from the grocery store. I can help. I promise.

If it gets you to come over, then fine, Jack typed. But I can’t go far off my nutrition plan.

Don’t worry your pretty head about it, Bitty responded. I used to feed a whole hockey team when I was in college.

Did he mean he hung out with hockey players? Or just brought them treats so the wouldn’t be mad if he was on the ice? Jack was a little pleased that he knew that was how Bitty operated.

How did you know the hockey team? Jack asked.

Um, I was on it? Bitty texted. Captain my senior year and everything.

Shit. Was Bitty mad now? It wasn’t Jack’s fault that Bitty didn’t look like a hockey player, for all he was in great shape, with a compact, lithe body that Jack fully intended to ruminate on as soon as this conversation was over. The way his body and hair glowed gold against Jack’s gray sheets had made an image Jack would have loved to capture.

Sorry, Jack typed. I didn’t know. How do you put the embarrassed face in a text?

The answer came quickly.

You should honestly be more embarrassed to ask that, Bitty texted. I’ll tell you all about it Thursday? Or maybe Friday morning, over coffee.

Part III

#omgcheckplease #omg check please #zimbits #my fic #morning after

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yeswebdesignbkk · 5 years

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8 Digital Marketing Trends to Watch Out for in 2019

source: digitalmarketinginstitute

Digital marketing, simply put, cannot be ignored. No one is disputing the power of effective marketing. An effectively executed marketing and advertising campaign can serve the needs of any business and increase the demand for the product or service that they offer. But times have changed, and while the need for marketing is still essential, where that marketing is most effective has changed a lot.

If you want to go where the people are, you need to be active online. The influence of the digital landscape, or 'cyberspace,' has been steadily growing since the 1990s, and now, just a few decades later, it is a major virtual environment for the vast majority of people on the planet.

Social media, streaming content, and the ease of creating or consuming digital content have made the internet the place to be. So if you want to market to your audience online, how should you do it? In this article, we explore the top trends digital marketers should know or prepare to master.

__________________________________________

1. Facebook May Be Peaking

The good news is that Facebook is still currently the #1 social media platform in the United States, with an impressive 41% of its users being over the age of 65. So for marketing that targets a senior demographic, there simply isn’t a better platform. On the other hand, Facebook had a difficult 2018, with a data breach that affected 14 million users, gaining a reputation for being the platform of choice for weaponized, political propaganda, and a continuing drop in popularity with younger demographics, so much so that many people feel the relationship between the public and Facebook may be changing.

It's important for future digital marketers to really look at who their target market may be, because Facebook may be very unsuitable for some campaigns, especially as it continues to trend downwards with younger demographics. Make no mistake, Facebook is still massive, and many Americans continue to check in on it, but be more judicious with who you're marketing to, and make sure they're still on Facebook, or you're targeting the wrong social media platform.

2. Instagram is a Hit with the Kids

Fortunately for Facebook, their greatest threat is no threat at all since they bought Instagram. The image and video-based social media platform are optimized to make it very easy for users to share photos and videos from their phone, which is now the most ubiquitous computing device on the planet and rapidly growing as the computer of choice for the general public.

Instagram’s meteoric rise has already passed one billion users, an impressive achievement. That means it's one of the most rapidly growing social media platforms and, perhaps more importantly, much of its user-base is the coveted younger demographic, especially under 30, that Facebook is losing, due to its reputation as the social media platform for “old people.”

3. Chatbot Use Will Increase

Chatbots are just a specialized form of software that acts as a virtual "concierge," communicating with users and assisting them in completing their goals. Chatbots interact with humans in a natural way, primarily through the use of text chat windows, but verbal interactions are also possible.

Chatbots are already used extensively on Facebook, by the tens of thousands for different tasks. Everything from providing weather reports to automating some basic customer support functions can be easily handled by sophisticated software. Bots allow users to get personalized, focused interactions without pulling too much from limited human resources. Their effectiveness in 2018 is already showing a significant increase in usage, and that use is likely to continue growing for digital marketing in 2019.

4. Video Is a Must

A total of 73% of all Americans engage with YouTube. That means more than half of all Americans are watching videos, and a lot of those videos are created in the service of digital marketing. While YouTube may be the most popular way to consume videos, even more, popular than Facebook, that doesn't mean that you shouldn't be putting videos on Facebook or any of the other social media platform for that matter.

Video digital marketing, in some ways, offers the best of both worlds. The actual budgeting and mechanics of video production are well understood and documented, since video itself is a 20th-century medium. However, now the video is paired with the incredibly accurate and valuable user metrics of digital media to provide much more useful data on how specific efforts are performing. Whether you're creating videos for Instagram, Facebook, YouTube or even your own website, it is a top-tier, incredibly effective digital marketing tool. You can capture and convey a lot of information and your brand's personality with video. As long as you stick to the fundamentals of good video production, you can make impressive gains.

5. Live Video Is a Separate Yet Important Thing

While the video is a valuable tool, one of the fastest rising stars in digital marketing is the use of live video. Part of this is due to the massive spike in streaming services, thanks to popular channels such as "Twitch," which allows people to easily stream video gameplay or even devices like Sony’s PS4 game console that come with live streaming abilities built right into the box.

Live streaming, as it is called, is especially big for digital marketing when combined with influencer marketing. Whether it's the new generation of social media influencers or traditional sources, such as celebrities, athletes, and musicians, having a live stream with an influencer who is interacting directly with comments is a huge draw for an audience. An influencer live stream is an incredibly useful, high profile form of digital marketing right now. The spontaneity and interactivity of live streaming can undoubtedly be a big draw when done right, with a well-chosen personality.

6. Good Content Still Matters

Content marketing continues to be an essential component of digital marketing, although there’s an increasing emphasis on nuance in content. The quality is always going to matter a lot, but now there’s a renewed interested in looking more deeply into who the intended recipients are. Having a deeper, more sophisticated understanding of a targeted market and being able to target that market more precisely is a rising trend in more effective marketing.

So while general audience content was, is, and always will be important, specialized material for specific industries or experts can also yield impressive results. That, combined with improving techniques in measuring content effectiveness, keep content marketing relevant and moving forward.

7. Email Is Getting More Personalized

Email continues to be a major channel of communication, with billions still using it for personal, commercial, industrial, legal, scientific, and academic purposes. In other words, email is here to stay, and email marketing itself continues to be important.

However, email marketing is evolving, and generic marketing emails aren't as effective as they once were. It is now a combination of automation and, more importantly, personalization that makes email marketing important for 2019. When you can trigger your email marketing to something specific, such as a user browsing a particular product, and then follow up with a promotional price or demo video in a personalized email, this can be very effective. Email is often the final "trigger" to motivate action, especially when combined with your remarketing techniques.

8. Voice Interaction Is Going Up

Thanks to Siri, Google, Alexa, and a host of other “smart” devices, verbal interaction with devices is continuing to rise. The real takeaway is that talking is simply a preferred way of interacting. And now the machines are finally catching up to the way people want to search, shop, and discover new things.

However, this presents some interesting challenges. Conducting a voice search, for example, is very different from typing a query, particularly in the results. When a person performs a text-based search, the screen displays one page at a time the results. But when someone asks a device to conduct a search and the device replies verbally, it may only give a few choices at most, and frequently, they supply just one choice.

That means that preparing for voice searches is going to require a different approach, but it's one area of digital marketing that can't be ignored because people are relying on it now more than ever. For example, writing meta-descriptions of websites might need to be optimized for speech so that it "reads better" out loud, when being spoken, rather than the drier style used for a strictly text-based search approach.

If you want to hone and sharpen your digital marketing skills, enroll at the Digital Marketing Institute and become a digital marketing professional! Contact DMI now and start your journey.

________________________________

YES WEB DESIGN STUDIO BANGKOK THAILAND

We are strategically led and performance driven creative,content and digital agency in Bangkok, Thailand.

Website Design, Bangkok style

CONTACT

Bangkok: 096–879–5445 Sydney: 045–654–5556 Hong Kong: +852 5361 9177

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VISIT US 17th Floor, Wittayakit Building, Phayathai Rd, Wang Mai, Pathum Wan, Bangkok 10330 (BTS SIAM STATION)

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arushikapoor011-blog · 5 years

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Utilities – All you need to know guide to rent in Singapore

So, you found your ideal house to rent in Singapore, you are ready to move in and can’t wait to use your concierge vouchers from us, but not just yet! Before you unlock that front door, are you aware of all the clauses in your tenancy agreement — Especially about your obligations towards paying for the utilities?

Well, Utilities expenses are recurring and hence it makes a lot of sense to spend some time and review them. By the time you finish reading this article, you will know almost everything about “Utilities” set-up, payment and management.

Let us start with a set of frequently asked what’s, their possible answers and best practices:

What are the questions that you can ask related to your new rented house utilities while signing the Tenancy Agreement (TA)?

 What are included under Utilities in the Tenancy Agreement?

Usually, it is the water, gas and electricity supply which forms a typical Utility Bill. However these days most condos have an induction stove which eliminates gas.

 What about the Internet, telephone, television, aircon maintenance services (Sign up and rent through Truuue App and get $100 home service voucher)?

Amenities such as landline telephone services, aircon servicing, internet broadband, and cable T.V. are your prerogative. You are solely responsible for setting them up and maintaining them.

 Will the utilities be billed to you as a stand-alone house or will your landlord get the bills, which then he claims from you?

This is a landlord’s prerogative. If the utilities were transferred in your name using your FIN or NRIC number, in that case, you will receive your bills every month and have to pay it to the authorities as and when due.

However if you are renting just a common room or a new en-bloc property like I, where the landlord chooses to bill you back the expenses with every month’s rent, all you got to do is pay on time!

 When are the bills due for the utilities?

This primarily depends on when your account was set. We will come to how to set your account in some time.

 What is the formula for calculating the cost of utilities if it is billed to the landlord?

Unless you occupy the whole unit, most landlord’s in Singapore divide the bill based on the number of the occupant or includes it as a part of your rent.

Communication is the key – You can always ask for the bill to know the monthly consumption.

For further information on current and historical data on tariffs and details on the national average household consumption, you can visit SP Group, the electricity provider to all residential consumers in Singapore.

 Confirm that there are no outstanding utility bills on your house

It is good practice to get at least a verbal (and if possible a written) confirmation from the landlord clearly stating that there are no outstanding utility bills to avoid any unsavoury experience during your stay. I’d recommend following this at the end of your lease term as well.

So now that you are clear with the basics lets look at how to set up your utility account.

You can set up the three basic utilities gas, water, and electricity supply by opening a single account with Singapore Power services (SP Services).

 Completed and Signed Application form for Utilities Account

 FIN or NRIC copy – Front and Back

 Letter of Authorisation from ACRA registered Director (only if leasing the property under the Business’s name)

 Latest ACRA detailed business profile (Applicable only if creating a residential account under Company’s name)

 Documentary proof of occupancy of premises (Usually required upon request)

And initial Security Deposit.

The security deposit ranges from $40 – $400 and $80 – $800 depending on the type of premises you want to rent in Singapore for Citizens/permanent residents and the Expat or Work Pass holders respectively.

The application process:

Applying for a Utility account is simple and SP Services ideally takes about 3 business days to activate the account for you (There is also an express service available to activate services by paying an extra $60 and three hours of notice on all working days except Sunday & public holidays, depending on appointment availability). However, to be on the safe side I’d give it a week.

You can apply for the Utility activation both online and offline.

Option 1: Apply online through the SP Service’s website by filling up the online application form which takes about 10 to 15 minutes.

Option 2: Like Truuue, SP Utilities has a downloadable App adding to your convenience of being able to apply via mobile or a smart device.

Option 3: Call the toll free number 1800-2222 333 for a phone application. Or you can Fax the completed application form to 6304-8229

Option 4: Apply via Snail Mail: take print and fill up the application form and post it to the address:

Senior Manager (customer service), SP Services Ltd

10 Pasir Panjang Road #03-01

Mapletree Business City

Singapore 117438

Option 5: Apply directly at a customer service centre. There are 2 locations as listed below. Choose either and submit personally.

Manulife Tower: 8 Cross Street #02-01/03, Manulife Tower, Singapore 048424

HDB Hub: 480 Lorong 6 Toa Payoh #02-08 HDB Hub, Singapore 310480

There are a few exceptions and important inclusions, we encourage you to read here.

Now that your Utility is set, make sure you clear your bills on time and avoid any late charges. Thisdetails the components of your bill for easy understanding.

Late Utility Bill charges come in a pink notice reminder fee of 50 cents in addition to a 1% per month charged for late payment.

For all who share an apartment, you could insert a clause in the tenancy agreement that would explicitly state that you would not be held responsible for any late payment of bills if you had made every possible effort to pay them on time.

Bill Payment Methods

Again there are online and offline methods to pay your utility bills on time.

For a hassle-free-no-reminder method, simply set up a GIRO account and link all your recurring bills for payment through it.

Alternatively, you can always pay using their app, or login to your online account or the island-wide several AXS machines.

Retain bills and documents

It is highly recommended to retain your utility bills, Tenancy Agreement, Payment Receipts, and any other monetary exchange receipts with the landlord or the service provider. These documents are the best way to resolve any dispute that might arise between you and the other parties.

We at TRUUUE seek to promote mutual trust and understanding between the tenant and the landlord.

But a truly win-win situation can happen only when all the parties involved are aware of their rights and responsibilities, and act accordingly.

We at TRUrental wish you a Truuue-ly happy stay at your home!

Are you a tenant looking for a room or whole unit to rent in Singapore? Download Truuue Tenant and enjoy perks like Home Service coupons (you can use for your aircon servicing or home cleaning or any other handyman jobs) and peace of mind (our services are always FREE)!

Are you a Landlord who is looking for his next tenant or planning to rent in Singapore soon? Download Truuue Landlord and enjoy tailored service with “Truuue’s customer care” as the mediators, Renters Insurance and verified Tenants at the lowest fee in the market of S$50* upon successful transaction.

Original content available at https://blog.truuue.com/

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sedonahomesforsale · 2 years

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Commercial Real Estate, A Career - How Do You Get Into It?

1. What is it and how can you get in to it?

After a few minutes of introductions, a man came from the golf course to sit down at our table. Andrew Friedlander introduced himself and we talked about his home in Philadelphia, Brooklyn, and his new home here in Honolulu. Andrew explained that he sedona houses for sale came to Hawaii on R&R from his Army tours in Vietnam. He was about to finish his last duty tour. He rented an apartment and waited tables. He washed cars. To have extra money. He explained that he had paid his rent to an older gentleman who visited his apartment once a month. The man finally asked him if that was his business. Andrew stated that he had never considered property management as a business. However, the more Andrew spoke with the man, the more he realized the diversity of commercial real estate, especially in Hawaii. Andrew was shown the basics by the rental agent and he decided to not return to Brooklyn.

While we were there, a concierge told us that it was a wonderful place. Now, where would you think about moving to?

2. Entry

Both larger brokerage firms and smaller commercial companies should be investigated. Both have their advantages and disadvantages.

Here are some points about larger firms:

The future ownership potential of the company could be limited or nonexistent.

You may not have control over the market, territory, or discipline in which you work. You may be hired to work in retail. However, this could change if the department needs personnel support. If they have multiple offices, you may find they prefer to rotate through the different departments and possibly each regional office.

Here are some points to consider when looking at smaller firms:

Future ownership shares could be offered, depending on deal volume and commitment to firm. The opportunity might be more attractive for those who are near retirement, such as the founder broker.

Commission percentages can be more generous if a certain amount of deals are made to cover the cost for your desk, phone, and secretarial services.

External Links:

The Best Custom Home Builders In Arizona Top Arizona Companies Best Real Estate Agent In Arizona Builder New Home Sales Agent In Arizona New Home Construction In Arizona

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orbemnews · 3 years

Link

The Coronavirus Crossroads: the Vaccinated, the Stymied and the Waiting For a vast majority of Americans, a coronavirus vaccine is like sleep for a new parent: It’s all you can think about, even if you have no idea when you will get it. People are scrolling through perpetually crashing websites at 3 a.m., or driving 150 miles each way in the snow. Others are lining up at grocery stores for hours on end, hoping to snag a leftover shot, or racing to hospitals amid rumors of extra doses. Many more are tossing in bed in the dark, praying that tomorrow will be their mother’s lucky day. A small portion — about 11 percent — have received one or two shots of the vaccine, leaving the nation in a medical and cultural interregnum. Some of those with only one shot are in a precarious limbo, in states snarled over second-dose distribution. Byzantine rules setting up tiers of the eligible mean most will be holding their collective breath for months down the road, as another set moves gingerly toward the restoration of their lives on the other side of the divide. “I’ve been struck with the outpouring of grief and loss that the obstacles to getting the vaccine has generated,” said Niti Seth, 73, a psychologist and department dean at Cambridge College in Boston. She has been unable to get a vaccine appointment, despite spending all hours of the day and night online reading and clicking. “A glimpse of the possibilities of reclaiming our lives has led, paradoxically, to a more palpable sense of what we had to give up,” Ms. Seth said. Debates over masks, indoor eating, testing availability and school reopenings all now center on a single axis: the lagging rollout of the vaccine. It is the alchemy of “unrelenting waves of exhaustion, fear, hope, uncertainty and pandemic fatigue,” said Lindsey Leininger, a health policy researcher and a clinical professor at the Tuck School of Business at Dartmouth in Hanover, N.H. “I stay focused on the lotus mud metaphor and think about how gosh-darned beautiful we are all going to be when we come out the other side.” Still, although cases and hospitalizations continue to decline, and as the pace of vaccinations picks up, some Americans — including those now vaccinated and ostensibly protected — are approaching the spring and summer with quite a bit of trepidation. The divide is still quite wide between the haves and the have-nots, and many fear that even a vaccinated nation and world won’t restore a sense of safety or security. Weeks into the rollout, there are stories of heroism, supreme luck and perseverance, and those of ignominy, and widespread inequality. Some post their injections and vaccination cards on social media, while their friends and neighbors contemplate a spring of double masking, a tool in the race between vaccines and the new, more contagious variants of the virus snaking their way across the nation. The Nextdoor website has become an outpost for sightings of vaccination sites, as neighbors rush to refresh their browsers. There are tales of resentment and stories of guilt. Marsha Henderson has become a bit of a shot whisperer with her friends in Washington D.C., after securing doses for herself, her husband and their 40-year-old daughter who works in health care. Many of the sites on the city’s websites turned out to not have any vaccines, so she realized she needed to only check times for grocery stores. She gamed out times to recheck. “You have to have the ability to be on a computer in the middle of the day and sit there,” said Mrs. Henderson, who is 71. She became so good at it, an ambassador’s wife called her for tips. Still, she said, her second shot on Wednesday,“won’t change my behavior.” “I am more comfortable with the Comcast man to fix my computer, and there is some rain damage I need to get fixed,” she said. “But I will be doing carry out and outdoor dining probable for another year, in part because we don’t know the variants.” In New York, Jamie Anderson emailed a nonprofit group in northern Manhattan on behalf of her father, Jimmy Mattias, who is 66. “The nonprofit called me on Tuesday to get his details,” said Ms. Anderson, who lives in the Bronx, not far from her father in Washington Heights in Manhattan. “He was called on Wednesday to confirm an appointment, and Thursday morning he had his first dose. It was so fast, I truly couldn’t believe it.” Mr. Mattias, who works as a manager at a storage center, said extra efforts had been made to vaccinate people his age, but he had no intention of making the effort on his own because he feared missing work. “She’s my daughter, and she is looking out for me,” he said. His co-workers and bosses are all younger, jealous yet thrilled for him, while friends his age are skeptical. “Some don’t think the system was designed to create a vaccine that quickly,” he said. “I tell them this is not the 1800s, things happen faster. Let’s face the facts, this is a horrible situation.” Catherine Sharp, a freelance photographer in Brooklyn, like many New Yorkers, has had less luck. Ms. Sharp, 26, relocated to Illinois recently to help her parents, a relocation that has developed into a part-time job trying to get shots for her father, 67, who has been living in Katonah, N.Y., and her mother, 65, in Morris, Ill. “It was like a sneaker drop,” she said. “You are not going to get the Off-White sneakers. It’s just impossible.” As she waited, both she and her mother contracted the virus, and her mother, a cancer survivor, was hospitalized. “This is my worst nightmare,” Ms. Sharp said. “I know some of my mom’s friends have gotten it. I just don’t understand the algorithm. A good 40 percent of my time is spent on this. I wake up, I get my coffee and say, “I gotta do this.’” For a few of those at the back of the line — largely younger, healthier people who are working from home — luck and perseverance can pay off in a split-second, sometimes with a side of guilt. Darla Rhodes lives in Pasco, Wash., is 47 and works remotely for a start-up. Even though she has diabetes, she did not think she would be getting a vaccine anytime soon. But when the assisted living center where her grandmother lives offered vaccines to residents, and some of them refused them, the vaccinators had 30 minutes to get those shots in people’s arms or supplies would perish. Her sister, who happened to be dropping off groceries for their grandmother, got the ball rolling. Ms. Rhodes likened the sudden access to flying standby. “It was utterly unexpected,” Ms. Rhodes said. “But I jumped in the car, drove 15 minutes, filled out some paperwork and got a shot.” After posting about her experience on Facebook, she said, “One person said, ‘Hey I can’t even get a shot for my grandma,’ and my response was it was either that or it goes to waste.” Doug Heye, a Republican consultant in Washington, D.C., had heard about the trick of lining up at grocery stores, in the hopes of getting any remaining doses that were not used for residents given high priority, like those ages 65 and older, or frontline and essential workers. “The more needles we get into arms, the faster we can move past this,” Mr. Heye, 48, said. “That applied to me, personally, as well.” So he recently positioned himself at his local Giant supermarket at 5:15 a.m., where he found himself second in line in the pharmacy section. “I spent nine hours in a grocery store. Lunch was beef jerky and barbecue potato chips. It is too bad they don’t have the vaccine at Whole Foods or Balducci. It was like camping out for Bryan Adams tickets back in the day, and there’s no V.I.P. line or anything like that.” At the end of a long day staring into other people’s grocery carts, he and four others drew the last doses. “Obviously, it’s a flawed process, and there can and should be better ways of doing this like letting seniors register for any extra doses first, for instance,” he said. “But that’s just not happening. I wasn’t cutting in a line, no V.I.P. concierge nonsense, didn’t call in any favors.” Mr. Heye said he was considering how to get his life back, scanning Facebook for friends who had received their two shots so that they could resume some semblance of a social life. Those with two shots — just over 2 percent of the total population as of Sunday — at this point essentially live alone on private islands. Some may be in professions like health care where many of their co-workers are also inoculated. Others are in a sort of suspended animation, more comfortable at a grocery store or hugging a grandchild, yet still waiting for the rest of the nation before they swim ashore. “I feel very fortunate to have already received both doses of the Moderna vaccine,” said Pamela Spann, 68, who lives in Daingerfield, Texas. When the only pharmacy in her county offered shots in the last week of December, she was first told that she was too young to get the first dose. But a clerk did write down her name in a notebook. “I was so surprised when I was called that evening for an appointment the next day,” Ms. Spann said. She received a second dose on Jan. 26. Having missed out on her first year of retirement travel, Ms. Spann is waiting for others in her circle to get shots. “I am most looking forward to visiting my family again,” she said. “I also look forward to visiting and playing games with friends.” Still, she and many others who have been vaccinated or developed antibodies by contracting the virus feel a sense of trepidation. “I think life will never be as carefree as life before,” Ms. Spann said. “I will be more aware of new viruses throughout the world and what they might mean to me.” Mr. Mattias, of New York, described himself as a loner who, because he worked every day, said he hadn’t felt that deprived over the past year, beyond missing a trip with his wife to a Cracker Barrel restaurant on their annual vacation in Pennsylvania. “I am looking forward to spending time with my grandkids, walking my dog and not having to cross the street so people don’t have to walk away from me first,” Mr. Mattias said. “My mother is 89 years old, I haven’t hugged in a while, so that’s another one. Really, my whole life is little things. I am counting on getting them back.” Source link Orbem News #coronavirus #Crossroads #Stymied #vaccinated #Waiting

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vidia-x-marsden · 3 years

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( selena gomez, 26, cisfemale, she / her ) Was that VIDIA MARSDEN? I heard a rumor they work for the FAUST family, but who knows for sure ? They can be a bit CAUSTIC & BLUNT, but I also heard they can be CHARISMATIC & GREGARIOUS. You’ll usually find them at TAKEDOWN GYM in their spare time, when they’re not being a FAUST CAPOREGIME / OWNER OF THE BLUE ORCHID. You may want to keep an eye on that one!

tw: domestic violence, domestic violence towards a pregnant woman, alcoholism

Full Name: Vidianna Adora Marsden Nickname(s): Vidia, Vidi Age: 26 Birthday: July 15th Zodiac: Cancer Occupation: Owner of The Blue Orchid (a luxurious spa). Gang Affiliation: Faust (as a Caporegime)

- F A M I L Y -

Father: Emilio De Silva Mother: Georgia Marsden Children: Has a two-year-old daughter named Angelica

Ex-Fiancée: Malcolm (prison)

- P E R S O N A L I T Y -

(+) Affable, Gregarious, Charismatic, Perceptive, Motherly (-) Caustic, Cunning, Impatient, Blunt, Cautious

Vidia is a very motherly type of character - her maternal instincts are constantly on overdrive, so she will literally smother you with mama energy if she’s given the chance. She absolutely loves children and sees anyone younger than her as someone she needs to care for...despite that rarely actually being the case.

Very meticulous and likes organization over being disorganized, and that includes everything - from her daily schedules, to her living space, to the rules of the Fausts, etc. Literally, unorganized chaos drives her crazy. Organized mess, on the other hand - that is the chaos that she thrives on.

She is mostly quite easy to talk to and to get along with, but she is also very stubborn and will fight and go toe-to-toe with someone if push come to shove.

Also, she does have a dark and sadistic side to her - violence and blood bring it out in her. She loves it. Odd, given her passed experience with such things, but she says that fighting and killing or watching someone else fight and kill - it keeps her grounded and reminds her that she wasn’t weak or someone who took anyone’s shit laying down.

- L I K E S / D I S L I K E S

Likes / Interests:

Being a mother

Reading

Ice Skating

Boating

Hair & Makeup

Running her business

Dancing

Going to the gym and working out

Huge foodie

Cooking

Baking

Dislikes:

Unorganized rules

Mess

Feeling useless

- B I O G R A P H Y -

Vidia Marsden was a young woman of many talents, raised in an extremely wealthy household where ambition and success was revered. She was encouraged from a very young age to dip her toes into as many pools as possible, and that’s exactly what she did, starting with dance classes at five and gymnastics at six - both of those she continued with up until she was out of high school. She took an interest in cooking and baking when she was also very young, and was taught to know her way around the kitchen from her family’s live-in cook, Lucinda. Those lessons she still maintained and worked on, to this day. She absolutely loved being in the kitchen - when she was stressed or angry, and needed to work off steam, you will most likely find her in the kitchens, making something (or in a gym somewhere, hitting shit).

When she was a little bit older, around nine, she started taking an interest in learning about makeup and hair, having accompanied her mother to The Blue Orchid - one of the many spas that her family owned - on numerous occasions. She fell in love with cosmetology and the whole process of cutting and styling hair, and the flawless application of makeup and how transformative both could be. She’d been utterly transfixed.

In high school, she played tennis and joined the cheer squad her freshman year, whilst participating in a handful of school committees, such as the yearbook and dance committee, and the student council as the treasurer (freshman and sophomore year), and then the president (junior and senior year). She wasn’t by any means the most popular girl in school - never wanted to be, either - but she was very well liked, all the same. She had a natural charisma about her that people seemed to be drawn to and that kept her friend circle large and ever growing.

Born in Los Angeles, California, but was raised in Chicago, Illinois.

Daughter of two extremely wealthy individuals. Her father, Emilio De Silva, was a well to-do hotshot attorney based in Los Angeles, California, while her mother, Georgia, was an heiress to a mass fortune - more specifically, a multi-million dollar corporation that specialized in luxury spas and individual hair & nail salons, world-wide.

The company, Marsden Spas Corporation, was established in Los Angeles in 1928, by her entrepreneurial great-great grandfather, R.D. Marsden, and has grown exponentially over the decades, with hundreds of their new businesses sprouting up all over the country and even a few globally. Destination spas, day spas, mineral spas, med spas...and a plethora of hair, nail and cosmetic salons.

Vidia’s parents were never married. In fact, when she was five, the two of them split up, and instead of staying in Los Angeles, Georgia took Vidia and moved the two of them to Chicago.

After the split, Vidia hardly ever saw her father. Once every few years, he’d have her flown over to southern California to spend a holiday with him, and he called maybe three or four times a year, if that. They didn’t really have much of a relationship during her childhood - Emilio was far too dedicated to his work to be a real father. He showered her with gifts and money from afar, but the parental dedication just wasn’t there. He loved her, but it was rare that he told her that.

When her maternal grandfather died from a heart attack, all of the responsibilities of running the family business fell onto Georgia, and to Vidia, who was set to inherit it all after her.

After high school, Vidia went to cosmetology school and studied business on the side. She already had very impressive hair and makeup skills and a deep knowledge for skin care, after spending a childhood around experts in those fields, learning and being mentored. It was her niche and she absolutely loved it.

When she was eighteen, she was introduced to the Fausts but she didn’t join the mafia until the following year. (looking to plot this out with someone, before I expand on the reasons that she joined).

After graduating college, she got a job at the The Blue Orchid as a hair and makeup artist whilst jumping in when needed to help her mother run the corporation as a whole.

At the age of twenty-two, Vidia met her now ex-fiancée, Malcolm. The two dated for two years before he finally proposed and they were set to get married...but then things just seemed to change with him. He drank a shit ton more than he ever had in the years she’d known him, and with that, his anger became explosive and volatile - it was like he had turned into a completely different person overnight. He was very irritable and easy to anger; the complete opposite of who she’d initially fallen in love with.

It didn’t help that she found out she was pregnant not long after the proposal.

At the time, she assumed he was just going through something at work that he just wasn’t telling her about and it would go away once whatever it was was resolved. She’d had no idea that it wouldn’t actually get better but rather it would escalate so badly.

Vidia was a strong and independent woman, who swore she would never allow a man or anyone to lay a hand on her more than once. It wasn’t in her nature to be so docile that she would take a beating laying down, and then come back for more and expect shit to be any different. Up until the point where she realized this was that type of situation, he hadn’t laid a single finger on her. His words had been his weapons.

It was his one and only physical attack on Vidia, that landed him in prison, her on life support and their daughter Angelica to be born several weeks prematurely. It had been the first and last time he had hit her - and it literally damn near killed her.

She hadn’t even seen the attack coming. She’d been in the process of making dinner when Malcolm came home, stumbling, drunk out of his mind and in the foulest mood she’d ever seen him in, and understandably, she’d been pissed. After all, this had been the new routine for months and she was sick of it, so she did what any normal, hormonally pregnant girlfriend would have done in that situation - she raised her voice - and that’s when he hit her. And then hit her some more.

She spent three weeks at the hospital in recovery over the attack, the first several days fighting for her life over the internal trauma he’d caused. Once she had recovered, and both she and her newborn daughter Angelica were released from the hospital, Vidia moved into the Faust Manor, where she’s lived ever since.

At the beginning of 2020, her mother officially stepped down as CEO of the company, wanting to do other things before she got too old, and this forced Vidia to take up the mantle as head of Marsden Corporation.

- W A N T E D C O N N E C T I O N S -

Faust Affiliates - Obviously. She’s been with the gang for seven years, so she’s bound to have known many of them for quite some time.

Best Friend(s) - Vidia is a more or less friendly person, especially within the Faust circle or when she’s around civilians, so I would love to have some deep friendship connections for her.

Little Sister / Brother Type - Someone younger than her that she absolutely mothers to death, whether they want her to or not.

Employees for The Blue Orchid - That would be dope, having a few of the stations within the spa manned by in-play characters.

Employee Suggestions: receptionist, massage therapists, hair stylists, colorists, nail technicians, spa attendants, spa concierges, wax specialists, estheticians, cosmetologists

Love Interests

One-Night Flings

FWBs

Enemies / Rivalries

LITERALLY OPEN TO ANY SORT OF CONNECTIONS

#crimson.intro #FINALLY finished her intro #after what feels like a damn year XD #feel free to hmu for plots & connections #her likes and dislikes aren't complete #those still need work

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blackburnraymond95 · 3 years

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what is a flexible premium adjustable life insurance policy

BEST ANSWER: Try this site where you can compare quotes from different companies :protectionquotes.net

what is a flexible premium adjustable life insurance policy

what is a flexible premium adjustable life insurance policy. Many people don t think that this type of coverage is worth the price. However, it is worth taking into consideration this company, especially in the case of the family. Safeguard your loved ones: Do not take out a policy on your children. Instead, take out a policy on them as a family member and secure a financial solution for you family when they need it. You can renew your Safeguard policy for a maximum rate of 3 years from now. If it’s your first time, is the best life insurance companies. What will Safeguard be offering you: Well, Safeguard is a new company, so many factors are influencing my decision. What is the cheapest life insurance company? Is this a good deal? Are there more problems to solve? All of this will be considered in your decision. I ve already purchased their other products; so I don t want to go to any more hassle. Will I. what is a flexible premium adjustable life insurance policy to help keep your loved ones covered? Here’s the thing: Life insurance doesn’t provide protection for your loved ones—even if you were to die, and even if a loved one died, your loved ones don’t have any insurance right away. A flexible premium term life insurance policy can help your clients avoid the burden of the unexpected after you pass. Term life insurance is a long term insurance policy that provides you with protection. When you purchase a life insurance policy for your life, a portion of the premium is transferred to your beneficiary, one person, money or insurance. During the term of your policy, no payout is claimed and the premiums for that individual are fixed. Term life insurance does not provide any financial protection for your loved ones. However, it can protect your family by providing income for the maintenance of your loved one. Term life insurance does not provide a cash component. There are different types of term life insurance policies that offer various benefits. For example,. what is a flexible premium adjustable life insurance policy and how much life insurance can cost, this information will help you determine what life insurance is the best fit for you. If you are looking for affordable life insurance rates, there are several different options and types of life insurance available. Here are my tips and tricks to help you navigate the process. A Term life insurance is one of the best life insurance options available for seniors who are over the age of 50. It offers affordable premiums when compared to permanent policies, such as whole life. Depending on your age and health, Term insurance is a good option for seniors up to around age 75. Term insurance is still a popular option for seniors in some states. You can receive coverage up to $200,000 worth of death benefit protection when you purchase a term life policy by starting with a certain company or starting with a cash value account with the goal that your cash value serves to grow over time through the purchase of additional coverage over time. There are some exceptions, but most of the time,.

Do You Still Pay a Copay for Prescriptions on an HSA Insurance Plan?

Do You Still Pay a Copay for Prescriptions on an HSA Insurance Plan? Since Medicare offers some of the most effective and affordable health insurance policies for Americans, don’t you need to be covered? Well, what is not common, however, often is the fact that healthcare is a necessity. Many Americans, either unaware of the insurance issues or unaware of how healthcare can affect their health, forget that they have insurance. In our analysis, we found that more than six in 10 Americans who are covered through a health insurance plan are covered by insurance. This means that the majority of American, at least, does not pay a copay for every health care service. This is particularly true for Medicare, which is the health insurance that covers a majority of Medicare enrollees. Even more, the majority of Americans, either unaware of that, or have not heard about how healthcare can affect their health. While the cost of medical care can be high, and the cost of a hospital stay, it is important to keep a watchful eye on the costs and keep an eye.

Permanent Life Insurance

Permanent Life Insurance I am very satisfied with my policy. The cash value grows over the life of the policy and the growth is well maintained. The premiums I pay out over time is a little bit more conservative. The premium is much cheaper than my wife’s alone. I would highly recommend this company as it is very simple and has excellent customer service. I do wish I could give more than $1,000 to a friend or something for him or her to have the funeral. Any advice is greatly appreciated. Thanks for the fast quote. This company is a bargain also. Great insurance. They know they have to pay out, so i paid their premiums for their service (I have it) and the company is so cheap. I don’t know if there are many reasons for charging less. I’m sorry to hear about your current insurance and wondering if it will be cheaper without a whole new insurance plan. I think you should give your reasons. It does.

Universal Life Insurance Shopping Tips

Universal Life Insurance Shopping Tips® A great approach to insurance would be to compare rates for multiple types of insurance before choosing one. There are many carriers that have been created and there is a variety of carriers that can be highly competitive at the same time. With the recent market downturn, some competitors have attempted to diversify. At the least, a good competitor can be honest and trustworthy while also offering reasonable prices and benefits. Another advantage to purchasing multiple carriers is the ability to compare prices in a short period of time with the same coverage by selecting a policy that meets your needs. For example, the most popular policy with a single woman as an individual would be a single twenty year term life policy. The insurer might offer a 30-year policy with the same rates and coverage to that specific date. In that second and final example above, we can confirm that you are currently at the end of a policy when it comes time for payment of the initial term, and the insurance company can offer you more coverage.

Who Should Get UL Insurance?

Who Should Get UL Insurance? Should Get Your Home Insurance UL? I need home insurance for my apartment building, condo/concierge and apartment buildings. My apartment in my home will need a different UL policy. Who Should Get Home Insurance UL?: Insurance company should get home insurance for business and personal buildings. What should I take home insurance for my condo/concierge/kitchen projects? A homeowner’s policy in the event of property damage must be taken out of home by insurance company or you can take a non-owners insurance policy home. If you are not covered by your homeowner’s policy, in this case you should look for that will extend the umbrella of home insurance policies to homes not in a residential or residential style and offer coverage for the home structures as opposed to an automobile-owners policy. If you need to take a non-home insurance policy, this should be the homeowner’s.

Term Life Insurance

Term Life Insurance Company. (CGLIC). If you’re under 40, the company will not be in business for you. While being covered by CGLIC means you will be covered up to $50,000 per person and up to $100,000 per accident, you can apply for a policy online. In most cases, you’ll have to put yourself through the same underwriting guidelines as other policy types, but if a company issues you a CGLIC policy, it will provide your personal medical history data. Your medical history could include some of the following: When you apply, each company will determine how much of the premium your insurance company will pay. You will also have access to the entire medical history data. For example, if you get a CGLIC policy because of the accident, your medical treatment was covered by your policy. If you get CGLIC coverage when you’re 50, your policy will have to begin before age 60 and extend through age.

How Long Do You Pay Mortgage Insurance on an FHA Loan?

How Long Do You Pay Mortgage Insurance on an FHA Loan? On October 22, 2005, most people have been paying their mortgage up to and including their car insurance policy. Does the Federal Government require all FHA insurance to insure homeowners? Does a state require mortgage insurance? Do all of the homeowners insurance policies that are available from the FHA require all FHA homeowners or renters to have homeowners insurance? Does the National Insurance Broker Association require the insurance agent to provide a homeowners or renters insurance policy? Does the Federal Government require all FHA members to have homeowners insurance? Are there any exemptions to the requirement for FHA homeowners or renters insurance? Are there any restrictions on what FHA members can and cannot do on their mortgage insurance policy? In the next section you will find answers to these and other related questions and concerns. Before starting on your journey to understanding FHA homeowners or renters insurance, you will find that there are many differences between the following homeowners insurance myths: While many of these myths can be dismissed, if you are asking yourself How long do.

Key Features of Universal Life Insurance

Key Features of Universal Life Insurance Choice Variable Universal Life Insurance Policy As with many forms of permanent insurance, there can be differences but some of the most common are as follows: If you are looking to purchase life insurance coverage on anyone, you really have to consider other options. Some can be a good fit for someone who has a lot of financial obligations, for instance, that are difficult to influence. In those cases, Universal Life Insurance could be the option you could consider when circumstances change. If you are considering Universal Life Insurance as your life insurance option because you have children like a parent), there can be other life insurance choices to consider. The key points people often often make is that this insurance will cover them financially should something unexpected happen to them. If your parents continue to raise your children in your name, the insurance company could pay on one life policy. For instance, if a devastating hurricane or other event occurs in your hometown and you’re named the beneficiary, your parents’ would pay on.

An Overview of the Different Types of Life Insurance

An Overview of the Different Types of Life Insurance As mentioned, Life Insurance is a type of life insurance where there is an annual renewal fee. You have to pay the yearly renewal fee for the life insurance coverage, just as with auto insurance, it is the amount you need to pay the annual renewal fee every year. Life insurance is one of the great products that offers great benefits. However, what is different about it is that all policies expire monthly. There’s a special section for you to read about the different types of life insurance policies, which can be found on different websites. They also cover all kinds of debts, especially if a parent dies suddenly. As you can tell, there is a lot to look at, such as the type of policies mentioned above. It is important to look for policies with the benefits of long-term care coverage to protect your family. Life insurer’s life insurance policies usually offer an option to keep your family covered in the event of your parent’s passing. The reason why it.

Pros and Cons of Universal Life Insurance

Pros and Cons of Universal Life Insurance As mentioned above, universal life insurance is considered a form of permanent life insurance coverage. It’s one of the best ways to reduce your insurance cost. Universal life insurance is often sold for a few reasons. – Guaranteed Universal Life Insurance (GUL) – Flexible premium distribution (with payouts on top of life insurance payouts ) – Flexible premium delivery (with payouts every day) – Guaranteed conversion to universal life insurance policies – Universal life insurance company (with payouts on top of life insurance payouts ) – Unique feature offered for Universal life insurance is that it’s designed to be unique. – Guaranteed Universal Life – Flexible premium distribution to age 120 – Cons – Some basic information on Universal life insurance – Flexible premium distribution to age 120 – Many other features Universal life insurance offers is that it’s one of the most flexible policies available. You can choose to pay monthly.

Life Insurance

Life Insurance, it’s important that your needs will always have to be met. It’s important to choose an insurance provider with a history of good coverage and great quality of service, so that you can feel confident you’re making the best decision for yourself and your family. We look forward to helping you make a more informed decision about your family’s needs. We look forward to helping you make a life insurance purchase that’s right for you, your family, and that is, at all times, right for you. If you own the rights to the land, all of you must remember they need the help that a private commercial insurance company can provide to them. The first thing to know is that if you do not, or cannot, get insurance, we don’t want to have to pay out your money to settle your case. Even if you own a home, you must remember the same things, including that your only concern is what insurance is..

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