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loveislattes · 4 years

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Patience Is Key (Darkiplier/Fem!Reader) Chapter 1

Commission prompt: Reader only knows that sex is pain, so Dark shows her otherwise...?

Caution! This story does contain mentions of past borderline-abusive relationship and there is one scene that slightly delves into the situation, but it never goes further than pushing and forced kissing.

This chapter is SFW other than some cursing. The next chapter will be the oh so lovely smutty bit. ^^ Chapter 2 will be out next week!

“Ah, damn it!”

The curse left my lips the second I finally registered that I had dropped the extremely large box of pots and pans on my toe, and not on the flat floor as intended. Jerking back, I fell into the rickety wooden chair behind me and pulled my injured foot up into my lap with a wince.

“Why am I such a fucking klutz?!” I wheezed through the pulses of pain.

It took a few minutes of babying my poor toe but eventually, I managed to soothe away the pain and get back onto my feet. Why was it that toe injuries always felt so much worse than other injuries? As I debated that question, as well as the existential existence of pain at all, I got moving about the sparse kitchen once more. The boxes weren’t going to empty themselves after all and I only had the two days until I started my new job to get it all done.

“Lord knows if I had to take one more extra day off, it’d be the end of the world,” I muttered under my breath.

Working retail had to be one of the worst career choices in the world. Sadly, it was all I could find for the time being and this new house mortgage, low as it was, wouldn’t pay itself; Not to mention that my savings were meager at best and wouldn’t last long if I had to rely on them, thanks to my problematic ex.

This house was a blessing in disguise and I definitely couldn’t afford to lose it. A beautiful victorian-style two-story home at only four hundred fifty a month, with no real damage other than cosmetic updates needed? Yeah. It was practically impossible. My first thought was that it had a sordid past, whether drug crime or murder related, but that didn’t seem to be the case thankfully. The owners had inherited it and we’re willing to sell it for a steal just to get rid of it so they didn’t have to pay taxes and insurance. Their loss, my gain, apparently.

I had gotten so lost in my thoughts about work and the house that I was done moving the last of the boxes before too long. Score one for daydreaming!

I set about organizing my cabinets next, emptying the boxes one by one until they were all barren and tossed to the back of the room.

“That’s a problem for future-me,” I muttered, running a hand through my hair with a huff, “I guess dinner is next on the list. Never a better time to find out what take out they have around here!”

I meandered into the living room and plopped down on the worn couch, pulling my laptop into my lap. While waiting for the screen to wake up, I grabbed the TV remote from the coffee table and turned it on as well, needing the background noise with how silent the old home was. I’d definitely have to keep an eye on that or else I’d find myself creeped out even without anything happening. A random cartoon filled the large screen and jaunty music spilled from the speakers as the characters conversed. Shrugging, I tossed the remote back down on the table and returned to my laptop.

After logging in, a quick google search led me to a page full of restaurants both familiar and new to me. Moving to a big city definitely had its perks!

“Now the question is which one,” I sighed.

It took a few minutes of debating but I finally settled on ordering from a highly rated Chinese restaurant across town. I was promised my food in about twenty-five minutes and a delivery tracker popped up on the screen right after.

“That’s nifty!”

Setting the laptop back onto the table with the dimmed screen facing my direction, I let myself be pulled into the ridiculous antics of the cartoon characters on TV until a commercial came on. My eyes instinctively drifted over to the laptop to check on the tracker. The red line was about halfway across, indicating they would be leaving the store soon. Nice! Unfortunately, I also caught my reflection on the screen and couldn’t help but take a moment to fix my hair out of reflex. As I adjusted my top to look less wrinkled, I suddenly noticed a black shape in the background, near what would be the corner of the room behind the couch. I froze, heart pounding in my throat as my eyes widened.

“No way,” I whispered.

Leaning in closer, I focused on the shadow. Too afraid to actually turn around and look, I hoped I could debunk it from this angle alone. I was just about convinced it was actually a part of the LCD going out in that one spot- when suddenly it moved!

“FUCK!”

An uncontrollable screech left my lips as I leaped up from the couch. Spinning to face the shadow, I reflexively snagged up the throw pillow on the couch and tossed it full force in that direction while trying to move away. Unfortunately, I forgot exactly where I was standing in the new layout and the fact that the table was behind me. I was reminded painfully of that fact as my calf muscle slammed hard into the solid wood and I went careening backward. I frantically tried to catch myself but only succeeded in slamming my elbow into the edge of the table and whacking my fingers against the floor in a way that made me see stars.

Tears pricked behind my eyelids as I hissed through the urge to cry. I was about to lie in a puddle of agonizing defeat until I remembered the whole reason I fell. With a curse, I rolled over to my hands and knees, panting as I looked toward the offending part of the room. There was nothing there. No shadow and no reason I should have ever seen one there; no coat rack, no bookshelf, nothing. Just a bare wall.

“What the hell was that?!” I groaned.

Now that there was no impending, visible, threat, I spent a good few minutes taking all my injuries into account. Sore calf, elbow, and fingers. Bruises were likely in each spot, unfortunately. Thankfully it didn’t get any worse than that. With my luck, I was surprised I didn’t crack my head open on the floor instead. It was with a heavy, defeated sigh, that I succumbed to the need to lay flat on the floor and catch my breath.

“I’m losing it. That has to be it. All the stress of the move and being alone just got to me,” I assured myself quietly.

I wasn’t sure how long I wallowed there in self-pity, but it couldn’t have been as long as it felt because I was soon roused by the sound of someone knocking at the door.

“Foooood!”

Collecting my fallen pride and battle wounds, I scrambled up off the floor and rushed to the front door, snagging my wallet from my purse on the way. The delivery driver was nice enough and we made small talk as we exchanged food and money. I thanked him after he mentioned their loyalty program then shut the door before hesitantly making my way back into the living room. As I scanned the rather empty space, I was relieved to find it just as it was before; no shadows in sight.

“I’m probably gonna have nightmares from that shit too,” I muttered, plopping onto the couch and popping open the box.

With a little shake of my head to clear my thoughts, I returned to the show and let the thoughts from the day slowly melt away with every mouth full of delicious food.

…

It took two months of living in the new house to finally feel more at home. Most everything was put away and decorations filled the walls, warming up the once empty and creepy place. I no longer felt like an uncomfortably unwelcome stranger. The thought of that shadow did, unfortunately, still linger in the back of my mind every night though. I’d be fine all day until it was nighttime and dark in the house. Once the sun was down, it was like my gorgeous home was a totally different place. I didn’t see that moving shadow anymore, but I swore I saw things out of the corner of my eye and it constantly felt like I wasn’t alone.

One particularly rough night left me searching the entire house for hidden cameras and trapped doors because I could have sworn I was being watched. Of course, I found nothing of the sort, but it didn’t lessen the fear by much. I even started making myself go to bed earlier than usual just to avoid being alone with my paranoid thoughts. Something had to give before I went crazy!

I was even to the point of considering making new friends; Something to break up the monotony and constant feeling of being alone. Maybe inviting another person into the house would make the eerie feeling go away? One could hope! I wasn’t in the habit of bringing home people, due to my ex, but it was getting to the point where it might be necessary. A person could only take so much alone time!

A rapid knocking on my door tore me out of my lonely thoughts and back to reality with a jolt.

“Who could that be?” I muttered under my breath.

I hadn’t ordered any food and I was pretty sure I hadn’t ordered anything off Amazon recently. Uncurling from my nest of blankets, I hastened to the front door when the visitor knocked again. Impatient buggers weren’t they?

“I’m coming!”

Without thinking to check the peephole first, I pulled the door open and instantly recognized the horrible mistake I had made. I tried slamming the door shut before he could enter but already I was too weak with fear; simply seeing his menacing face leaving me powerless. He was easily able to catch the wood and shove his way in as if I weren’t even there.

“Heeeey baby.”

I wasn’t even given a breath’s moment to respond. Instantly his hands were on my shoulders and I was slammed into the wall. Pain exploded through my skull and my knees weakened dangerously as I struggled through frustration and fear.

“You thought ya could just move away and I wouldn’t find ya, baby? Ya outta know better’n that.”

The familiar sensation of bile rose in my throat when his lips smacked against mine. It took all of my resolves to hold it down. It would only add insult to my injury because he wouldn't give a damn and I’d be left worse for wear.

“Aw, come on. Play nice with me, won’t cha? It’s been far too long since I’ve seen ya.”

All I could manage was a timid shake of my head.

Fuck, it was like this any time he was around! Just being in his presence made the littlest of movements hard, like my body just instinctively gave up to avoid more trouble even though my heart told me to fight. If I could fight back, he’d probably back off after a while but I just couldn’t. Flashes of the times he tried to force himself on me, drunk and belligerent, held me back from it. Giving in was just easier, safer, in the long run.

I felt the numbing sensation of acceptance slide through my muscles when his mouth pressed on mine again. Disgust and hatred bubbled in my gut; not only for him but also for myself. So weak, pathetic.

Out of nowhere, the deafening sound of doors slamming rang through the air, causing us both to jump apart. With a Yelp, I clapped my hands over my ears to block out the painful noise as I looked around in shock for the source. To my utter disbelief, I found the cause to my cabinet doors, opening and shutting at breakneck speed. It only lasted for about half a minute before suddenly they stopped, just as abruptly as they had started. My astonishment was cut short by a cry from across the room.

Having abandoned his pursuit, my ex now stood frozen near the door, ashen white and shaking. Upon closer inspection, I thought I could see a faint shadow around his throat but my line of vision was disrupted when he turned and rocketed out the door. Once the entryway was clear, the door shut calmly behind him.

It was deadly quiet in the aftermath of whatever the hell happened. The sounds of my heavy breath were the only noises in the air. Scared, but thankful, I hesitantly surveyed the kitchen and the living room for any sign of what had caused the disruption. There was nothing, of course. Not even a hint of the shadow I had spotted months ago.

Letting out a nervous sigh, I ran a hand through my hair and said, “Thank you… whoever you are."

I didn’t wait for a response before high tailing it to my room and diving under my fluffy comforter, torn between calling my mom or crying until I fell asleep. My body made the decision for me before I could contemplate it for long, shutting down and passing out quicker than anticipated.

When I woke, it was dark in the room. The radio clock beside my bed read an irritating one thirty am. Despite having slept for six hours, I felt like I hadn’t slept a wink; nightmares resounding in my head like sirens the entire time.

Rather than trying to force myself back to sleep, I slipped out of the bed, determined to get some hot tea or cocoa to help soothe my inner demons. Unfortunately, I spotted my reflection in my vanity mirror on the way by and I felt compelled to stop. My usually glowing skin looked pallor and lifeless and the bags under my eyes gave the same sentiment.

“Fucking hell,” I muttered, pulling at my bedhead locks in frustration, “I’m not gonna recover from this.”

My outside reflection was only a sliver of the mess that was inside my mind though. And I knew I would get over it in the long run but it always felt so impossible at the start. I just had to turn the sadness into anger. My thoughts were derailed by the sudden feeling of eyes on my back; That familiar itching sensation of being watched sending shivers down my spine. I didn’t see anything in the room around me but when I finally turned back to the mirror I spotted it; an eerily familiar shadow. It was only moments before there was a man suddenly standing behind me in the reflection.

Although my mouth moved, trying to scream or make any sort of sound, nothing would come out. Scads of questions bombarded my already frazzled sense of sanity as I tried to scream until eventually a worrying sense of calm washed over me in place of the stilted panic.

“I’m not going to hurt you,” he assured me as if reading my mind.

The low timbre of his voice made the rational part of my brain melt but the way it reverberated around the room sent my hairs standing on end. My body instinctively went stiff and still as his arms reached around my sides. Cool fingers rested on my forearms and slowly rubbed the goosebumps away in a soothing manner while he stepped closer. I could hardly meet his eyes in the reflection without feeling as if I were staring a predator head-on.

“How did you get in here?” I finally managed to ask.

An absolutely devastatingly handsome smirk curled up his lips before he flashed large, sharp, pearly whites down at me.

Oooh fuck, those were some pointy fangs.

“I’ve been here the entire time, darling. You’re the one who barged in rather abruptly when you decided to move in.”

I began to question my sanity once more as his form slowly lost color and brightness in the mirror, becoming a barely distinguishable shadow behind me. Though his touch on my skin never diminished, to the eye he was nearly invisible. Just as gradually, he filtered back into view.

His reasoning was lost to me as I tried to figure out just what was going on until eventually, it clicked.

“You’re the mother fucking shadow that has been driving me insane, aren’t you?!” I shouted, jerking out of his reach and spinning to face him, “Just how in the hell did you do that? Why have you been scaring me? What-”

His hand came up swiftly and I froze immediately, only able to watch as he cupped my jaw. A whimper reflexively slipped out as his thumb pressed against my lips.

“To answer your questions in order: Yes, I am. Shifting is just one of my many abilities. I have not meant to scare you, well, not these last few weeks anyhow. I’ve become- let’s call it- fascinated. Most would have left by now and yet here you stand, heels dug in like a stubborn mule. You’re intriguing.”

The moment he released his hold, I found myself asking, “What are you?”

“What do you think I am?” he retorted, stepping back and slipping his hands into his pockets.

I simply shrugged. How should I know? Before now, I didn’t believe in anything supernatural, but now I was questioning that stance.

“A demon? A ghost?” I replied.

He hummed momentarily before cocking his head to the side, eyes narrowing as they burned into mine.

“Does that scare you?”

So many freaking questions! I scrubbed a hand over my face wearily before slapping my palms against my thighs and mentally admitting defeat.

“Unless you’re going to kill me, no. You were terrifying in that shadow form but now that I’ve seen you face to face, I’m not so scared. Don’t get me wrong, I have a healthy respect for you but it’s also comforting to see that you’re not some decayed-looking ghost who is going to warp my face by looking me in the eyes,” I hesitated as another realization hit me hard then carefully added, “Not to mention, I’m pretty sure you’re what saved my ass earlier… right?”

There was a flurry of emotions across his face as his brows knitted together before he seemed to relax some and amusement showed at last.

“You are just full of surprises, aren’t you?”

I shrugged in response before finally slipping past him to sit on the bed, the shakiness of my legs becoming too much to bear. I could put on a brave face but my body could give way any second. I had been through too much in the last twenty-four hours. Once seated and more comfortable, I met his gaze again.

“Am I right? Were you the one that scared him away?”

He hummed and tilted his head once in a positive indication before adding, “Luckily for him, he’s as cowardly and self-concerned as most of you humans. Had that not have worked, I would have been forced to take further measures.”

The way his echo deepened and his fangs flashed in an animalistic snarl sent more goosebumps up my arms and neck. Fucking hell. My emotions were having a hard time keeping up through it all; enamored by his good looks, terrified by his powerful aura, curious about his existence. He was, simply put, overwhelming.

If it wasn’t for his discoloration, echoing voice, and the fangs, he’d seem like any ordinary human. A very attractive human at that… I had to stop that train of thought right there! I’d be just like me and my horrible taste in men to get a crush on the ghost- demon- thing.

“So, um, you said you were here before me. Are you stuck here, like a ghost or something?” I managed to ask while rubbing my goosebumps away.

“No. This is merely a residence of convenience. Your closet holds a portal to my realm and it’s the simplest way in and out for me. I choose to stay here when I must remain in the human world for any amount of time. You’re the first person to live here in decades.”

I thought my heart was going to jump out of my chest in bewilderment when he suddenly moved towards the bed at an inhuman speed. A reflexive flinch had me jerking away when he reached out for me but he was quicker, hand snagging my chin to keep my gaze solely on him.

“Your turn to answer a question for me,” he stated without giving any room for argument, “Who was that man from before, and what is his concern with you?”

Eyeing him warily, I chewed on my lip then answered honestly, “My ex. I wouldn’t say he’s necessarily concerned about me. More so he’s concerned about losing his control over me. He was borderline obsessive and abusive.”

“Do you foresee him being a problem in the future?”

That was a hell of a question. Would he be back? I didn’t even really consider that after how fast he’d run away before but it was always a possibility.

“I honestly don’t know. I guess I should invest in some ADT or something, huh?” I half-assed joked, forcing on a weak smile.

The flat line of his lips told me that he didn’t find my statement as funny as I did. However he did, at last, relinquish his hold on me.

“I will not stand for a brain dead ape damaging my property. If he comes back, he will be taken care of once and for all.”

Some little devious part of my mind dared to question if he was actually talking about the house, or if he was subtly making a claim over me. The domineering air around him made it seem like a slight possibility. I felt the heat flare over my cheeks before I could stop it and quickly wrapped my arms around my chest defensively before sinking back further onto the bed.

As if a private moment were suddenly disrupted, he cleared his throat loudly and stepped back while adjusting his suit jacket.

“I need to be going. It was nice to officially meet you. If it sits well with you, I will be more prominent around the house since I no longer need to avoid you.”

I nodded and awkwardly replied, “Yeah, er, that’s fine. I mean, it’s more your home than mine anyway, right?”

He made a noise of agreement then turned toward the closet, but stopped with his hand on the doorknob. There was an indescribable expression on his face when he turned back; the whites of his eyes darker than before.

A smirk that could only be read as cruel crossed his lips and he said, “You may call me Dark. If he comes back when I’m not here, simply ask for me and I’ll be here.”

#darkiplier x reader #darkiplier fanfiction #two part post #angst #fluff #smut

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cyrelia-j · 5 years

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[fic preview] Wheel Cage (original)

Based off of Tim Ransom’s John Dunn character [super loosely since it’s only a 5 minute scene] the following is a preview prologue of a 2nd person POV story I couldn’t resist starting. You may recall a story idea I mentioned from the spotlight on that character so this is that fleshed out!

Title: Wheel Cage

Genre: Drama/Suspense/Romance/Horror

Summary: With the world well on its way to a zombie filled hell, retired ATF agent Ed Miller is cashing out early. That is, with a little help from his son Isaac, the two of them figure on securing a little safety net he and his old team stashed away. Under the guise of an accidental [non zombie related] death, Ed cashes out his insurance policy, knowing that his last living team mate, John Dunham wouldn’t waste time in going to grab the hidden stash.

And that leaves Izzy to catch that same armored Greyhound from El Paso to NYC to seduce the old bugger and filch his key to the lock boxes along with the rest. Easy enough, right?

Notes: in the prologue a warning for offensive language (swearing and homophobic/sexist) but no other warnings. 2nd person POV and a trans male character. Big 80s references and aesthetic and age gap. Any feedback super welcome :)

---

“John huh? I like that. They call me Izzy. You ready to take a trip around the world with me?...”

For as long as you can remember it’s always been you and your old man against everyone. Ever since his old lady (you haven’t called her “mom” since you were five) served him up the divorce papers with a slice of birthday cake and you said you weren’t leaving your cousins and your collection of baseball cards, it’s just been the two of you. She hightailed it with your older sister - who you haven’t spoken to either since she refused to stop calling you “Jenny” some seven years back - and so the both of you just up and said fuck everyone else.

So when your old man made the proposition, you didn’t think twice before agreeing.

Here’s the situation. You found out your old man wasn’t as Dudley Do Right as he’d have led you to believe. Seems he and his old narc buddies made some big bust back in the day, back before the strung out zombies were actual fucking zombies and they didn’t exactly tell the Feds and the rest the whole of their haul. Got his picture in the paper like a real hero and all ‘cept Mr. All American Hero made it with a cool couple million and disappeared it like Houdini.

Course you didn’t exactly grow up in luxury and he sure as shit didn’t lose it in the divorce like he did the house. Trying to make off with all that dough woulda set off every agent in the country asking questions so the four of them made a gentleman’s agreement: they stashed it away in some series of lockers up north ‘til enough time passed and sure enough old Dan and Bill kicked it getting caught in Atlanta leaving just your old man and John Dunham. Dunham being an old desk jockey who’d probably live forever and while your old man never had a bad thing to say about “good old John”, your old man didn’t figure on splitting the pot when he was so close to taking the whole kit n caboodle for himself.

He also figured with the whole world well on its way to some Romero zombie hell better now than never while south of the border was free and clear.

You didn’t exactly blame him either and the both of you figured it’d be easy enough to live like kings south of the border. Course he couldn’t exactly walk into the fucker’s office and whack him. Well… seeing as how as of today, April 1st 1987, the whole world thinks your old man died in a car accident six months ago, he probably could. But while your old man may be a lot of things, a killer ain’t one of them. Thief? Sure. Liar? What man isn’t? (And if his ex old lady’s to be believed a wife beater too, but the only time you ever seen him raise a hand was to block her throwing a lamp at his head when he said your sister “Miss Priss” Priscilla might be going with her - likely not being his anyway - but he’d be damned if she made off with his Izzy.)

Well maybe he didn’t call you Izzy back then but your memory, your rules.

And here’s where you come into the whole scheme.

You’re not a killer neither but you also may be just a bit of a thief yourself, and more than that you’ve got a certain charm about you that your old man says you inherited from him. Your old man also says he doesn’t know why he paid all that money for you to lop your tits off and change your name to Isaac if you’re still gonna prance around wearing makeup like a “goddamn fairy”. You like to remind him that’s exactly what you are loud and proud and if makeup is good enough for Alice Cooper and all the hot new glam bands he can just shut his hole or find himself a new honeypot.

Course you’re not exactly the traditional va va voom vamp but that’s only gonna keep the suspicion off you a hell of a lot better than coming on like some boozy lot lizard, and if your old man hadn’t fallen asleep ten minutes into Murphy’s Law then maybe he’d know that those middle aged straight lace types seem to have a thing for cute and lovable punks half their age. He conceded (as big a Bronson fan that he is) you might be onto something and that settled the matter there, you hanging up the payphone outside the shithole apartment where you’ve been crashing, tucking the number back into your wallet.

You’d been crashing on your pal Stevie's couch, helping out with the rent from a few “odd jobs”, and while you hated lying to her, you sure couldn’t tell her the real reason you were headed up north where they got shit locked down a hell of a lot harder cause of the “mess”. So far as she knew, you took your old man’s “death” hard and on top of that come to find his half a mil insurance policy was a bust to boot leaving you with a big fat nothing and in need of a place to stay. Wasn’t a far stretch seeing as how the insurance companies were finding it all too easy nowadays to call any claim they didn’t’ want to pay “ineligible” living dead shit. It wasn’t a lie exactly anyway, seeing as how you’d followed your old man’s instructions to the letter and made sure he got every untraceable dollar coming to him.

Alright, so you kept a couple thousand for necessary expenses helping out Stevie (and getting your ticket and some new kicks) but it wasn’t like you pissed it away at the arcade.

Stevie refused to buy your ticket though, saying you were crazy to go up north with some guy you met at a bar and chatted up on the phone and she didn’t care how good of a screw he was. Course you couldn’t tell her it was your old man you’d been plotting with so you just packed up when she left for work at Sid’s, left another hundred dollars, and swore in the note sitting next to it that you’d call after you were settled, sure she’d bawl you out a good one but you know the less anyone knows the better. You ended up paying some wino looking about to turn any second twenty bucks to buy your ticket and an extra dose of the anti Z Juice to keep quiet if anyone came ‘round asking any questions on the matter. You promised him you weren’t killing no one, just leaving a shit situation.

It’s simple, you think as you shoulder your duffle bag, ticket out of El Paso ticket in hand. Blow the old fuck ‘til his eyes roll back into his head and swap the four bum keys for his. Nick his wallet once you get to NYC so you get a head start, and meet your old man’s contact in Jersey once you’ve secured the money. You got his old piece, his thirty nine and you can’t say as you’re a shot up to his standard but you don’t know a man to have ever missed jamming the muzzle of a gun into someone’s gut either so you’re none too worried about that part of it.

Bullets don’t work none too well on them other fucking things if you ain’t a crack shot but you got your Dynaco L-Rod for that.

You make sure to smile nice as you approach the benches where everyone’s waiting to start boarding. First impressions and all that and ain’t no need for either piece here between the shock fences and the scans. Nah, you’re rocking your ripped black jeans just tight enough and your favorite half threadbare Dokken shirt neckline stretched out not quite off your shoulder, and your choppy brown hair is streaked with red same as your lips. You look pretty damn dynamite with your black leather boots up to your knees and a swagger in your step sure you catch a few eyes wondering if staring at your ass makes ‘em bent or not when they see the slight bulge of your crotch and your lack of tits.

Yeah, fucking putty, you think with a wink to a straight laced dope in a polo shirt and khakis, strutting over to Mr. Paper Pusher Dunham, counting dollar signs in the whorl of his thick black - has to be a dye job pushing fifty five like that - hair and grey Garanimals button down.

Only one thing you didn’t figure on as you take a seat next to him and get ready to charm…

...And that’s fucking John Dunham.

#writing #creative writing #Drama #lgbt writers #lgbt fiction #cyrelia-j #pov #2nd person pov

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kristallioness · 5 years

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December Recap

(+ A typical Estonian Christmas dinner table!)

Merry Christmas, dear followers! I hope you've all enjoyed the holidays, cause I sure have and I'm gonna summarize my entire December month right here (since I've been rather quiet these past few weeks, but that's only because I was so busy doing all of these wonderful things).

First and foremost, I wanna introduce you to some Estonian food that's usually eaten during Christmas (yes, it's okay to reblog this post cause the personal stuff will be under the cut). I took a few photos of all of these delicious meals and am gonna describe what they are exactly. Here is my family's dinner table in its full glory:

So, where do I start?.. The 3 bigger pots on the left contain boiled potatoes, small sausages ('sardellid' in Estonian) and sauerkraut (a type of cabbage, the English name of this food should have a German origin). These combine into one dish and they're eaten together, like this:

The 4th, bigger glass plate on the right contains blood sausages, which is the second typical dish (the kind that we buy come with slices of bacon). They're usually eaten together with lingonberry jam or pumpkin slices (my dad prefers to add some mustard), BUT.. ever since I was a little girl, I've had this quirk of adding ketchup to any kind of meat to make it tastier. So, when I began eating blood sausages, I obviously chose ketchup on the side:

Besides that, Estonians LOVE black bread (note the bag in the background), which is made of rye and completely different from any other kind of bread everywhere. This is where a really good joke about my people comes from: whenever Estonians travel to another country, they can't find their "usual" bread in any grocery store (it's all white!) and it's one of the things they'll miss the most while being away from their homeland:

Now (coming to the foreground), I am in NO way trying to advocate drinking (since I'm a teetotaller myself), but for those of you who are interested in trying a unique brand of alcohol from Estonia, then you should definitely buy a bottle of "Vana Tallinn" ("Old Tallinn").

Since both Estonia and Latvia celebrated their centennials this year, I watched a documentary about the latter's history in November (Latvia's Independence Day is on the 18th). They mentioned the "Riia palsam" ("Riga Balsam") there, which reminded me that I've never tasted our very own "Old Tallinn" before, so I wanted to give it a shot.

It's a liqueur and this was my first time drinking it - I didn't like it (exactly like all the other times when I've taken sips from different kinds of alcohol, I don't think I've tasted wine yet though..). The smell reminded me of that disinfecting liquid that doctors would use to clean wounds. I preferred that box of non-alcoholic glogg on the right more than "Old Tallinn", ha-ha!

I think that's about it for what I wanted to say about our food, now onto more personal stuff. I didn't mention any desserts (since there isn't anything unique), but in our family, we like to buy premade gingerbread cookies from the store (not enough time to bake any of our own) and decorate them with colourful frosting (it's still fun!).

You can guess which ones are made by me or my mom (hint: all of the ones in the first photo + I wrote the characters' names from both Avatar series and Voltron + drew some pretty winter-related items/patterns + the little map of Europe and Estonia in the bottom right corner of the last photo):

Besides that, I like to buy an advent calendar filled with little chocolates for the first 25 days of December. Just like last year, I bought a "PAW Patrol"-themed one this year. And on a trip to our capital Tallinn, I finally managed to buy the third pup plush I was missing - Marshall! (I already bought Chase and Skye back in May.)

Speaking of that trip to Tallinn, then I went there together with my dad since we'd bought tickets for the big finale of the 7th (golden) season of "Su nägu kõlab tuttavalt" (which might've been the last, but nobody knows for sure, not until next autumn).

It's a show (the finale was live on TV) where 4 men and 4 women (who are our own local, famous actors/singers) parody or try to mimic an artist/band and one of their songs as well as they can (and they work really hard on tweaking their performances to look amazing + the team behind the cameras and in the make-up/dress room, the back-up dancers and mentors Maiken and Villiko contribute just as much).

There are 8 pre-recorded shows shown each weekend on Sunday, which lead up to the big finale. In each of these shows, the 4 judges give the participants points for their performances, based on how well/accurately they did. The one who receives the most points wins that night and gets to donate 1,000 € for charity (they pick an organization that they'd like to help).

The 4 participants with the highest scores by the end of those 8 pre-recorded shows will be the finalists in the finale (the other 4 will perform, too), where only the audience can vote for them via telephone. Ultimately, their votes will choose the winner of the season, who gets to donate 10,000 € for charity.

This year, the winner was Saara Kadak (on the left, with the show's host, Märt Avandi, on the right). She mimicked ABBA's "The Winner Takes It All" (my mom's favourite band) and did it ever so beautifully (in my opinion, she deserved to win)!

A day after the finale, a lottery-type of competition was held on Facebook. I entered and, for the first time ever in my life, I actually won something! A poster of Saara Kadak (with her golden signature on it) and the cheerleaders of TalTech (my old university, previously known as TUT or TTÜ in Estonian), where she was dressed up as Toni Basil and together they parodied the song "Hey Mickey" in one of the pre-recorded shows (it was awesome!):

Since we're still on the topic of concerts, then I'd like to mention that I also went to a special Christmas concert (which was part of a bigger tour) at our local church, where Koit Toome and Valter Soosalu sang some lovely holiday-themed songs. I enjoyed it very much, exactly like last year when I went to Elina Born and Stig Rästa's concert. (I think this is going to be a new tradition for me, to go to at least 1 Christmas concert before the holidays.)

After that concert, me and my dad drove to a small town called Väätsa to go have a look at their cultural center. That little place has become famous for organizing weird (but in a good way), yet fun events. This winter, the locals had decorated all the windows of the building with pretty installations/decorations, some of which moved around thanks to their mechanisms/reacted when someone walked by (such as these two coffee mugs, where the coffee started to pour down from top to bottom when my dad passed the window):

On our trip to Tallinn (the same day I bought Marshall and we went to the finale of SNKT), my dad and I wanted to visit the annual Christmas market in the Old Town (it's up from the middle of November until the beginning of January). Did you know that it was chosen as the best one in Europe this year? If you happen to visit Estonia next year, why not pop by and have a look for yourself (that's the old Town Hall in the background):

Finally, here's a glimpse of our Christmas tree and the presents I received this year (I checked this Monday and my preordered copy of "Imbalance: Part One" was shipped on the 18th and it should arrive at the beginning of 2019, yay!):

Most importantly, seeing just how much truth has suddenly become public about how weak our healthcare system is when it comes to people with rare diseases/who need their medications financed by the health insurance fund (and how stingy the council can be when making these decisions) and how our own country charges 9% off from all donations made to the Cancer Treatment Fund, I decided to help out by donating 15 € to 3 different charity shows this year:

Donated 5€ to "Jõulutunnel", which raised money to donate to the Children's Fund of the Clinic of Tartu University for helping kids with rare diseases this year.

Donated 5 € to "Jõulusoojus", which raised money so they could buy the physically-impaired children a robot that'd help them learn how to walk (again).

Donated 5€ to "Inglite aeg", which raised money to help specific people who sent them their stories, people who usually don't have enough money to pay for an expensive treatment or cure and can't live a normal life or who are suffering in a different way (such as losing their home to a fire).

*wipes beads of sweat off her forehead* Phew! Writing this post took me like.. 2+ hours! Anyways, I hope you've enjoyed reading about how December went by for me. Thanks for sticking around!

#personal #shards of Kristal

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distant-rose · 6 years

Text

It Was Always You

Notes: I am a woman of my word and may the record reflect that. I promised @forestiyari a gift if she completed some productive tasks and that gift is this little one-shot here. I’ve taken some cues from the wonderful @katie-dub and started a policy of positive enforcement. Which is why she’ll get a ficlet too if she ever finishes her fic. It’s sappy but I know that Amy loves fuckstruck!Killian and cop AUs and this kinda has those elements. This is more bounty hunter!Emma and detective!Killian. I apologize for the Killian focus on this, Amy, but I love him as much as you love Emma. Forgive me. A special thank to @welllpthisishappening for always being my cheerleader. I am nothing without your support. Summary: Four words completely change Emma Swan’s frienship with her favorite police detective Killian Jones when she drops off one of her skips on Valentine’s Day. Rating: T Word Count: 2,300+

As a bounty hunter in a big city, Emma has her choice of police districts to drop scum off at, but she has a preference for District D-14. This preference was born of a variety of reasons but mainly because it was close to her apartment and the fact its employees could actually brew a decent pot of coffee. It had absolutely nothing to do with the detectives who worked there, despite popular belief.

“Brought us another winner, eh Swan?” Detective Killian Jones asked as she unceremoniously pushed her perp onto his desk. He didn’t blink at the action, merely leaning back in his chair and chewed on the end of his pen as he regarded her. The perp in question let out a groan and glared at her. She ignored him in favor of giving the detective a smirk.

“Thought you would enjoy a Valentine’s Day gift.”

He eyed the tight red dress she wore with a tiny smirk of his own. “And what a gift it is. You look quite ravishing in red.”

“I meant the perp, Casanova,” she retorted with a roll of her eyes. Her words were stern but lacked heat. Detective Jones loved to flirt, but he was relatively harmless. He always backed off when she asked.

“Not that I don’t appreciate the thought, but I prefer my gifts to be, well, less criminally inclined. What did this guy do?”

“Oh you know, my favorite - credit card fraud, insurance fraud and hasn’t paid child support in two years. He’s quite the catch.”

A muscle jumped in his jaw as she listed off the perp’s less than stellar rap sheet. She had known Jones and his partner Nolan for three years and he always got this look whenever she brought in deadbeat dads. He seemed to have an intense hatred for them that Emma could only assume came stemmed from something personal.

“Right,” he sighed before he stood and yanked the man up by his collar. “Let me get Lover Boy here processed then I’ll get you the necessary paperwork, so you can finally pay your rent.”

“Actually rent is paid for this month. This guy is paying off my water bill.”

“I’ll make haste then. I would hate to deprive a lady of her hot water. It will only take a few moments. Make yourself at home,” he replied, nodding his head towards his swivel chair.

“Don’t mind if I do. New chair? Looks comfy.” She sat down in the chair in question, leaning back and grinning up at him.

“Only the best Ikea has to offer.”

Her eyes lit up at that. “You bought this yourself?”

“You really think BPD would spend money on the care and comfort of its detectives?” He snorted. “Come on, Swan, you know how it is. We had to pool the money ourselves for that bloody coffee machine you’re so fond of.”

“I know. I pitched.”

“Did you now?” He seemed surprised by this. She couldn’t imagine why. She was here all the time.

She shrugged, allowing herself to melt into the soft leather of the chair.

“I use it more than anyone else here, so I felt it was best that I threw in a few dollars.”

“You do seem to exist purely on coffee and poptarts, love.”

“Not true. I also feed on the tears of scumbags. They have great nutritional value.”

Detective Jones laughed at this. “Mercenary.”

“Bail bonds, actually. Get it right, Jones.”

“Can you please stop with the flirting and get on with the processing? I would like to be out of these cuffs now,” the perp gritted out through clenched teeth.

They both blinked, suddenly remembering Emma’s purpose for being at the station in the first place.

“Right,” Detective Jones said gruffly, pushing the man forward. “I’ll be back in a bit.” 

“I’ll be here,” she responded, picking up the stress ball on his desk and playing with it absently. She made a valiant effort not to watch his ass as he walked away with her perp. Jones had a swagger in his step that screamed confidence and Emma would be a liar if she said she didn’t enjoy it.

As the minutes ticked by, she finally noticed that Detective Nolan wasn’t present. She frowned. It wasn’t like him to not be on shift, especially during the week. Normally he made the wait more bearable by talking to her as he did his paperwork. She liked him a lot. He was like the big brother she never asked for and was always willing to lend an ear whenever she needed to vent about something, including his partner.

Along with her increasing boredom, she was beginning to regret wearing the thin jacket she had chosen to go along with her honey trap outfit. It looked great on her but didn’t do much against the bitter cold of Bostonian winter weather, even when she was indoors. Perhaps Jones wasn’t being glib when he said that BPD didn’t care much for the care and comfort of its officers. It was practically frigid.

She leaned back more in the chair, glancing up towards the ceiling. The back of her head made contact with Jones’s leather jacket - the same jacket that he had been offering and she had been refusing to use for the past three years. What she had seen as a symbol of Jones’s attempts of chivalry was suddenly a temptation.

He wouldn’t mind. That was the first thing that popped in her head. In fact, she was pretty sure he would like it. Perhaps too much. She bit her lip, mulling over what was more important getting warm or her pride.

She glanced around the station. No one was paying attention to her. It clenched her decision. She would wear the jacket, if only for a few moments to stave off the cold, then she would put it back and Jones would be none the wiser.

The smell of tobacco, rum and aftershave wafted up to her nose as she pulled the leather over her shoulders. She was shocked at how it seemed to swallow her person, especially since Jones wasn’t that tall. Unable to resist, she pulled the collar of the jacket to her nose and took a quick sniff.

“That’s a good look on you, love.”

She froze. Blood warmed her cheeks and a sense of mortification took hold. Taking advantage of the sliver of courage she still had, she glanced up at him, expecting to a teasing smirk or a flirty joke.

Jones wasn’t smirking. Or even smiling for that matter. He was looking at her like he had never seen her before; eyes watching her intently and shoulders tensed. She didn’t know exactly how to handle it.

Immediately, she pulled at the sleeves. His eyes widened when he realized what she was doing, and he stepped forward, raising a hand.

“Don’t.”

She paused, looking back up at him.

“Don’t,” he repeated. “Leave it on. It looks like you need it more than I do. Please.”

“You sure? It’s fucking cold in here.”

He shrugged, dropping the processing documents in front of her and casually dropping back in Nolan’s chair. His eyes never lost their intensity, still focused on her. She was almost ashamed at the fact it made her squirm a bit in her seat.

“The cold doesn’t bother me,” he said after a moment. “I’m kinda used it.”

“Good for you, Elsa.”

He smiled at her response and the strange feeling in her chest lightened at the sight of it. Some of the odd tension that between them lifted alongside his lips, which she was grateful for.

“Where’s Nolan?” She asked, trying to further expel the weird energy between them.

“Ah. He’s out with the lovely Miss Mary Margaret. No doubt romancing her with a bouquet of roses, a box of chocolates and a very expensive meal at an overpriced restaurant.”

“Sucks that he took time off while you’re stuck here.”

“Actually, I wasn’t supposed to be on rotation. I volunteered to take this shift. My mate Will, or Detective Scarlet as you know him, was supposed to be working but I took it from him, so he could finally perform that half-baked proposal he’s been putting off for weeks.”

Emma’s jaw dropped.

“You seriously volunteered to work the Valentine’s Day shift? For real?”

“Of course,” he replied, giving her an odd look. “It’s not like I have someone to share it with.”

“I don’t believe that for a second. I mean, look at you. There has to be at least a dozen women who would want to lock you down,” she responded, gesturing towards him.

Jones tilted back in his seat, letting out the most boisterous laugh she had ever heard. When he glanced back at her, his amusement was still quite evident on his face.

“Did you just insinuate I’m attractive, Swan?”

“Oh please, cut the bullshit. You know you are.”

“You’re right. I’m quite devilishly handsome, aren’t I?” His eyes twinkled with mischief as he spoke.

“Don’t push it,” she snorted. “But seriously, there has to be someone you’re remotely interested in.”

He sobered at bit at her comment, the tension in his shoulders returning.

“Oh, I am.”

“And?”

“She’s turned me down. Multiple times.”

“She tell you why?”

“No, actually. I just assume she’s not interested, which is fine. She deserves much better than the likes of me,” he replied with a self-deprecating smile.

“Don’t say that.”

“It’s the truth. She deserves the best.”

As he spoke, an odd emotion wormed itself into her chest and she was surprised with how uncomfortable she was about Jones being hung up on some unknown woman. It wasn’t like he was hers.

“Well, I think you’re pretty great. And maybe you should ask her again,” she responded with a tight smile.

“You think so?”

“Yeah. Maybe, she’ll realize that she made a mistake.”

Jones regarded her intently for a moment, picking up the rubber band ball on Nolan’s desk and started toying with it in his palm. It was a nervous habit of his that she had long since picked up.

“Do you like Italian?”

She couldn’t hold back her surprise at the change in subject. She didn’t know where he was going with this, but she decided to humor him. “Yeah. Who doesn’t?”

“There’s a really nice Italian place three blocks from here. A bit on the expensive side but worth it. Family owned. Would you like to go to dinner with me?”

Her jaw dropped at the question. She stared at him for a long moment, trying to find words but failing.

“I’m sorry? What?”

“You. Me. Good Italian. Tonight.”

“I’m so confused right now. We were just talking about how you’re hung up on some woman and how you should ask her out again and now you’re asking me out. I don’t understand.”

“Don’t you know, Swan?” he asking, eyes softening alongside his voice. “It was always you.”

All air seemed to rush out of her lungs as he spoke. The stress ball fell from her fingers with a faint thud but she barely acknowledged it. Not once in their entire conversation had she suspected the woman he was so hung on to be her. She always knew he found her attractive and enjoyed talking to her but never had she realized that his feelings had beyond simple flirtation and friendship.

It was true in the past that she had turned him down. He had frequently asked her to go for drinks with him after his shift, but he had always taken her rejection with an air of nonchalance, as if it had meant nothing.

Obviously that wasn’t the case if this declaration was as sincere as it seemed. Emma was a suspicious creature by nature, something her ex had left her with alongside her son. Immediately she began reviewing all of her interactions with Jones in her mind. Little things that she had always seen as signs of loyal friendship now seemed major. He had offered to look after Henry when she went to New York. He had encouraged her to get her degree in Criminal Justice when she had all but written off going back to school as too expensive. He had walked her through filing her restraining order against Neal. He had done all of this with asking for anything in return.

“I’ve gone and scared you, haven’t I?”

“I…” She couldn’t find the words. She couldn’t believe she had been so blind.

Jones was watching her intently, lips pulled into a tight frown. She had never seen him look so nervous. He placed the rubber band ball back down on Nolan’s desk.

“Right…” He looked away, tugging on his ear. “Look, Swan, I wasn’t proposing…I’m not even asking for you to return my feelings. I was just hoping to have dinner with someone I have come to care about. Look, just forget I said anything. I don’t want to make this awkward and ruin the dynamic that we’ve made. I value your friendship and I would do anything to keep it, I just” - “Yes.”

He blinked at her, obviously not comprehending what she had said. “What?”

“Yes,” she repeated. “I’ll go to dinner with you. At the excellently expensive family Italian place. And we can talk. As long as there’s cannolis. There’s cannolis, right?”

He stared at her again for a few moments. Slowly, a blinding smile spread across his lips and if her breath hadn’t been stolen by his words, it would have been taken by his smile.

“Yes, love, there’s cannolis.”

“Excellent.” She leaned back in his chair, regarding him with a small smirk. “I also have another condition.”

“Anything.”

“I get to keep the jacket.”

#captain swan #cs ff #cs fic #cs fanfic #my fic #my shit #it was always you

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victoronica · 7 years

Text

Essential principles of Insurance

Reduce or the various kinds of danger and just why it is sensible to get rid of them even although you have the need for researching your insurance agreement, and also insurance, who are able to purchase insurance and just how to obtain it.

Hazards

Dangers may generally be categorized into four groups.

Dangers that are preventable are probabilities of something that you simply possess the capacity to quit. You are able to avoid oneself from creating some kinds of automobile accidents should you don’t operate red lamps.

Dangers that are minimizable are items that are poor that you are able to help reduce the likelihood of. You are able to help reduce somebody taking your vehicle by not parking it about the road using the secrets about the front seat's likelihood and also the gates unlocked. You are able to help reduce your likelihood of obtaining lung cancer.

Dangers that are preventable are hazards you are able to avoid. Your house can’t fall a cliff off in a mudslide in the event that you don’t purchase a house on the ledge.

Risks are types you've no capacity avoid or to reduce. A sinkhole seriously damages your house and might open inside your yard. Should you don’t reside in a place that's predisposed to sinkholes (for example Dublin), you'd don't have any cause to consider you had been vulnerable to one.

Getting your money, dangers expenses, and decreasing hazards can help you save money.

Kind of risk: garage fire

The result: You've to document an insurance state that is homeowner’s.

The expense: whenever an insurance state document, you've to pay for your deductible, as well as your rates will probably increase next time you restore your plan.

Mitigating risk: Don’t shop the gasoline are you able to utilize to load your lawn mower alongside your water heater, who’s the fuel vapors might spark and begin a fireplace or trigger an explosion. Purchase a gasoline pot having a cover that prevents leaks along with a flame arrestor.

Expected Insurance vs. Optional Insurance

Some kinds of insurance are needed. Mortgage brokers require consumers to transport insurance that is homeowner’s. Additionally, they need flood insurance to be carried by homeowners when they reside in a higher-chance flood area. When insurance is needed, it's additionally required in a few quantities. For instance, your mortgage company may anticipate one to protect the entire replacement-cost of one's home’s framework, and also the Irish demands motorists to transport no less than €15,000 per individual and €30,000 per-accident in both physical damage liability coverage and uninsured motorist bodily injury protection.

Other forms of insurance are recommended. Nobody can make you purchase disability insurance life insurance liability umbrella insurance or long term care insurance. You don’t have to purchase extensive protection in your vehicle should you don’t mind spending to displace it-yourself if it’s taken (that’s named home-covering). However, you may want to possess some kinds of insurance that is elective anyhow to safeguard your loved ones oneself as well as your funds.

Occasionally insurance is unavailable for that danger since the danger is really large you wish to guarantee or even the possible reduction is really big that providers can’t manage to protect it. For instance, address damage due to functions of battle is donated by many insurance plans. Occasionally insurance is unavailable to specific people due to their danger that is distinctive. You'll not have the ability to get life insurance if terminally sick. If you’re submitted haven’t looked after normal maintenance in your house, way too many homeowner’s insurance statements, reside in an especially high-crime region or have poor credit, it's likely you have difficulty discovering an insurer that'll provide you with protection. Occasionally insurance can be obtained through high-risk niche insurance or pools providers in these circumstances; such protection is usually costly.

Risk Capital and Transference

Should you can’t remove a specific risk from your own existence, then reduce you must attempt to avoid it while buying insurance to safeguard from the unforeseeable facets of that danger. For instance, should you don’t have use of public transport that is great your geographical area and also you can’t bicycle or stroll everywhere, you’ll need to generate an automobile to get run tasks to function and also have a social life. You are put by that vulnerable to being involved with a vehicle accident due to another person or creating a vehicle accident.

It is possible to reduce the dangers of operating by following the speed-limit, operating defensively, sporting a seat belt, not making use of your telephone as you generate and spending additional interest in difficult driving problems like traffic jams and downpours, but regardless of how cautious you're, you can be in an incident. You can’t anticipate that the biker may abruptly fall his bicycle off, making you swerve in to hit somebody and the additional street. Insurance helps protect you. It enables you to move nearly all a reduction to an insurance company in exchange's monetary threat for discussing some of any reduction via a deductible and spending reduced.

Insurable Interest

You'll want an interest within the danger being covered against to purchase any kind of insurance plan. This means should you didn’t have insurance against that occasion that you'd endure a damage or appropriate responsibility. For instance, you can’t since you don’t remain to get rid of something if she enters a collision, purchase car insurance for the neighbor’s vehicle; it would be covered by your personal insurance if that accident is actually along with you. And you also can’t it is inherited by purchase homeowner’s insurance in your parents’ home since you aspire to one day. Your parents would need to buy and possess the plan – although they could be reimbursed by you for that rates.

Underwriting

Whenever you make an application for an insurance policy, an insurance expert may assess your underwriting threat before determining whether to matter you a policy and at what price.

Discover why when your software is denied by the insurance expert when they could be prepared to agree you should you cured the issue and find out. Before you obtain a yes or even, you are able to keep seeking different providers. To save time when high-risk or even to get insurance, a completely independent broker who focuses on people inside your scenario could be a great aid. In some instances, your choice that is only might be to obtain insurance via a high risk pool. For instance, of driving-under the impact motorists who've obtained numerous racing tickets in a brief period or who've been convicted might just have the ability to get via a high risk share, which insurance is likely to be very costly.

Just how to Purchase Insurance

You can purchase insurance straight from an insurance agent who's approved to market guidelines for all different insurance providers or from a realtor who operates to get a particular insurance company. You may also purchase insurance straight via an insurance company’s site or via a site that enables you to compare rates and provides guidelines from insurance providers.

Insurance agents' two kinds are impartial agents, who sell guidelines from a variety of businesses and therefore are paid by all of these businesses for each plan they market, and attentive agents, who work with just one company. For instance, you can purchase an Producers insurance plan straight from a completely independent broker who's approved to market Producers guidelines or from the Producers broker. Of dealing with a broker, an advantage is the fact that they must be well-versed because company’s choices. Of dealing with a completely independent broker, an advantage is the fact that they are able to look around with various providers to locate you the very best price on the plan. One type of broker isn't always much better than another for customers so long as you realize that which you remain to achieve from dealing with each kind or shed.

Your Insurance Contract

Your insurance agreement identifies the conditions of the contract between your insurance company as well as you. It sets out the insurance company’s duties in addition to your responsibilities. It describes what deficits the insurance company may protect and under what what problems, in addition to deficits are omitted.

You'll get a backup of one's insurance agreement whenever you buy an insurance plan. From address to protect immediately you need to examine this agreement. It may appear daunting in the beginning, but you could find that you simply comprehend a lot more than you believe when you begin to study it. For that components that you simply don’t comprehend, you speak to your insurance professional or need to do study online. You wish to ensure that you are protected by your plan against all that you’re obtaining that which you believe you’re spending money on and you believe it will. If there’s a specific risk you would like covered that isn’t included, you may be ready to buy perhaps a distinct plan that protects against that danger or a driver to modify your plan. Insurance agreements are often regular types; everybody who buys an insurance policy gets exactly the same agreement. Don’t be prepared to discuss together with your insurance company to obtain them to protect something which isn’t included in perhaps a driver or the conventional type.

The conventional homeowner’s insurance agreement, for instance, usually just addresses technology and jewelry up to specific quantity. You can buy a driver if you like more protection.

For more information, click here.

#Insurance #Insurance Quotes #car insurance #car insurance quotes #cheap car insurance #compare car insurance

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langchelsea · 7 years

Text

Essential principles of Insurance

Hazards

Dangers may generally be categorized into four groups.

Dangers that are minimizable are items that are poor that you are able to help reduce the likelihood of. You are able to help reduce somebody taking your vehicle by not parking it about the road using the secrets about the front seat’s likelihood and also the gates unlocked. You are able to help reduce your likelihood of obtaining lung cancer.

Dangers that are preventable are hazards you are able to avoid. Your house can’t fall a cliff off in a mudslide in the event that you don’t purchase a house on the ledge.

Risks are types you’ve no capacity avoid or to reduce. A sinkhole seriously damages your house and might open inside your yard. Should you don’t reside in a place that’s predisposed to sinkholes (for example Dublin), you’d don’t have any cause to consider you had been vulnerable to one.

Getting your money, dangers expenses, and decreasing hazards can help you save money.

Kind of risk: garage fire

The result: You’ve to document an insurance state that is homeowner’s.

The expense: whenever an insurance state document, you’ve to pay for your deductible, as well as your rates will probably increase next time you restore your plan.

Expected Insurance vs. Optional Insurance

Some kinds of insurance are needed. Mortgage brokers require consumers to transport insurance that is homeowner’s. Additionally, they need flood insurance to be carried by homeowners when they reside in a higher-chance flood area. When insurance is needed, it’s additionally required in a few quantities. For instance, your mortgage company may anticipate one to protect the entire replacement-cost of one’s home’s framework, and also the Irish demands motorists to transport no less than €15,000 per individual and €30,000 per-accident in both physical damage liability coverage and uninsured motorist bodily injury protection.

Occasionally insurance is unavailable for that danger since the danger is really large you wish to guarantee or even the possible reduction is really big that providers can’t manage to protect it. For instance, address damage due to functions of battle is donated by many insurance plans. Occasionally insurance is unavailable to specific people due to their danger that is distinctive. You’ll not have the ability to get life insurance if terminally sick. If you’re submitted haven’t looked after normal maintenance in your house, way too many homeowner’s insurance statements, reside in an especially high-crime region or have poor credit, it’s likely you have difficulty discovering an insurer that’ll provide you with protection. Occasionally insurance can be obtained through high-risk niche insurance or pools providers in these circumstances; such protection is usually costly.

Risk Capital and Transference

It is possible to reduce the dangers of operating by following the speed-limit, operating defensively, sporting a seat belt, not making use of your telephone as you generate and spending additional interest in difficult driving problems like traffic jams and downpours, but regardless of how cautious you’re, you can be in an incident. You can’t anticipate that the biker may abruptly fall his bicycle off, making you swerve in to hit somebody and the additional street. Insurance helps protect you. It enables you to move nearly all a reduction to an insurance company in exchange’s monetary threat for discussing some of any reduction via a deductible and spending reduced.

Insurable Interest

You’ll want an interest within the danger being covered against to purchase any kind of insurance plan. This means should you didn’t have insurance against that occasion that you’d endure a damage or appropriate responsibility. For instance, you can’t since you don’t remain to get rid of something if she enters a collision, purchase car insurance for the neighbor’s vehicle; it would be covered by your personal insurance if that accident is actually along with you. And you also can’t it is inherited by purchase homeowner’s insurance in your parents’ home since you aspire to one day. Your parents would need to buy and possess the plan — although they could be reimbursed by you for that rates.

Underwriting

Whenever you make an application for an insurance policy, an insurance expert may assess your underwriting threat before determining whether to matter you a policy and at what price.

Discover why when your software is denied by the insurance expert when they could be prepared to agree you should you cured the issue and find out. Before you obtain a yes or even, you are able to keep seeking different providers. To save time when high-risk or even to get insurance, a completely independent broker who focuses on people inside your scenario could be a great aid. In some instances, your choice that is only might be to obtain insurance via a high risk pool. For instance, of driving-under the impact motorists who’ve obtained numerous racing tickets in a brief period or who’ve been convicted might just have the ability to get via a high risk share, which insurance is likely to be very costly.

Just how to Purchase Insurance

You can purchase insurance straight from an insurance agent who’s approved to market guidelines for all different insurance providers or from a realtor who operates to get a particular insurance company. You may also purchase insurance straight via an insurance company’s site or via a site that enables you to compare rates and provides guidelines from insurance providers.

Insurance agents’ two kinds are impartial agents, who sell guidelines from a variety of businesses and therefore are paid by all of these businesses for each plan they market, and attentive agents, who work with just one company. For instance, you can purchase an Producers insurance plan straight from a completely independent broker who’s approved to market Producers guidelines or from the Producers broker. Of dealing with a broker, an advantage is the fact that they must be well-versed because company’s choices. Of dealing with a completely independent broker, an advantage is the fact that they are able to look around with various providers to locate you the very best price on the plan. One type of broker isn’t always much better than another for customers so long as you realize that which you remain to achieve from dealing with each kind or shed.

Your Insurance Contract

You’ll get a backup of one’s insurance agreement whenever you buy an insurance plan. From address to protect immediately you need to examine this agreement. It may appear daunting in the beginning, but you could find that you simply comprehend a lot more than you believe when you begin to study it. For that components that you simply don’t comprehend, you speak to your insurance professional or need to do study online. You wish to ensure that you are protected by your plan against all that you’re obtaining that which you believe you’re spending money on and you believe it will. If there’s a specific risk you would like covered that isn’t included, you may be ready to buy perhaps a distinct plan that protects against that danger or a driver to modify your plan. Insurance agreements are often regular types; everybody who buys an insurance policy gets exactly the same agreement. Don’t be prepared to discuss together with your insurance company to obtain them to protect something which isn’t included in perhaps a driver or the conventional type.

The conventional homeowner’s insurance agreement, for instance, usually just addresses technology and jewelry up to specific quantity. You can buy a driver if you like more protection.

For more information, click here.

from Stories by Victor Onica on Medium https://medium.com/@victoronica/essential-principles-of-insurance-a45b307791ce?source=rss-436bfba22a31------2 http://choosi.ie

#car insurance #car insurance quotes #insurance quotes #home insurance #insurance #life insurance #in

0 notes

aretia · 5 years

Text

Does It Matter Who Files For Divorce First?

Divorce is the legal dissolution of a marriage via the court system. After divorce, both parties can legally remarry. However, there are some rights and benefits of marriage that will be lost in divorce. These may include tax benefits, health insurance (including dental and vision); some forms of life insurance, government benefits, etc. To know what the specific legal consequences of divorce would be for you, consulting a Utah lawyer is your best option.

Divorce entails a full and complete division and separation of all assets and resources, which can be expensive and may require extensive amounts of time. If you are interested in marrying someone else, or that is something you think you may want to do in the future, you surely need to get divorced. You don’t want to commit bigamy and be in violation of Utah’s criminal laws. Thus, divorce may be the right choice for you if the relationship between you and your spouse is unsalvageable or if there are other severe circumstances that cause you to feel that divorce is the proper and prudent action to take.

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Does it matters who file a divorce first in Utah?

Utah divorce attorneys frequently see clients who are in a hurry to file a petition before their spouse has a chance to do so. Many people seem to think that filing first is essential. But it doesn’t matter who files the initial divorce petition — the process will go on just the same, regardless of which spouse gets there first. Whether you’re the one who files or your spouse serves you with divorce papers, both roles come with their own advantages. There is definitely no advantage at this point and the reason for that is in Utah anyone can do what is called a counter petition which is basically a law suit against the other spouse. If they sue for divorce first then countersue them for divorce right afterwards and ask for whatever it is that is wanted. The only advantage is if the case ever goes to trial, whoever filed first gets to speak first and present their case first. That is the only reason to file first, but other than that there is no advantage in the State of Utah to filing first.

Some requirements for a divorce

One of the things is if the person is not working, the spouse that stays home and takes care of the kids, does not happen a lot, but it happens on occasion and if the divorce is pending; please make sure there is enough income to survive on for a month or two. Take some money out of that joint account because if one closes the account or takes all the money out, the other is left destitute. Happens more often than not.

Cash reserve is needed to get by. The next thing to think through is go through and maybe make a list of everything that is important. Now divorce attorneys and judges, they do not care about small item junk, like pots and pans or your clothes or personal effects. They just do not care, because they are not worth a lot and if toothbrush was left, than buy another one, it is trivial, but they do care about big ticket items such as cars, maybe a nice dining room set, things that would actually have a significant value.

Significant value equals $500 or more, make a list of everything, then go through accounts, do not forget the accounts, retirement accounts, bank accounts, savings, go through the list. There are a lot of different things that might be important to you, put a star by it, because the important things are the items that need to be resolved in the divorce decree. Most divorces are settled; they either settle through negotiation or through mediation, make sure they are the important items that matter. Then be willing to negotiate on everything else, because if the couch is just a couch, who cares if someone gets it? Go buy another couch.

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If it is something that is very unique and special to for whatever reason, make sure you get it. That is a little pre-planning to do. Also if there is any prenuptial agreement that has been signed or a post-nuptial agreement, show that to your attorney, evidence is important. Then maybe even have a talk with the spouse about custody. Hey if is a divorce, a separation, how would it work out with the kids?

Have an idea, where is everyone going to live, or who is going to keep the house? Should the house be sold and divided? There are probably a hundred things to go through in a divorce and those are just some of them, but go through everything and decide what is going where. This is what judges do in the family court system.

Some advantages to filing first

There is no reason to run at full speed to the court with your hair on fire to file for a divorce. Unless there is a very good reason to file right now (and I mean RIGHT NOW), like the need for an order or the feeling that your spouse is going to steal the children, you shouldn’t rush your decision. On the other hand, many spouses feel that if they file first that they are being the bad spouse by initiating a fight with their spouse. As such, spouses will hesitate to file first despite the fact that they know the marriage is over, divorce is inevitable and they need to move on with their lives.

But, are there advantages to going to the courthouse and filing first or should you wait until your spouse files?

Many divorce lawyers will say that there is really no advantage to being the first to file for divorce. But the truth is that there actually are certain advantages and, as with most things, it depends on your individual situation. Let’s look at some of the advantages and the type of situations in which you should file for divorce before your spouse.

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• You get to plan in advance and take your time selecting a lawyer, rather than having to scramble to find a lawyer to meet with you and file a Response within 30 days of being served.

• You have time to be mentally and emotionally prepared for the financial cost of divorce.

• You have the first choice of which court will hear your case. Depending on where you live, having your case heard in one courthouse over another could be a significant advantage. For example, if your spouse moved to another county, he or she could file in that county once they meet the residency requirement.

• You are in control of the timeframes.

• As the petitioner, you get the first argument at trial.

• By initiating the divorce process, you have the opportunity to start protecting community assets.

• It prevents possible stalling by the other party.

• Be the first to present your case to the judge.

• There are advantages to being able to tell your side of your divorce case to your judge before your spouse has an opportunity at trial.

• Most judges will also read the briefs in the case in the order they were filed which means that if you file first, they will read your story first. It is always good to be the first to have a judge hear your side of the story.

• Time for the collection of all your documents

During your divorce case, you will need to have access to all of your important legal and financial documents. For example, you will need all of your bank statements, credit card statements, tax returns, insurance policies, retirement account statements, brokerage statements, real estate records, automobile registrations and loan statements, and wills and trusts documents.

• Security of the property

There are far too many stories where one spouse took all of the family money out of the joint bank accounts and sold whatever assets they could. Then, with all that money, they just disappeared. In order to prevent that from happening, it may be best for you to file as soon as possible.

You see, once you file and serve a Petition for divorce on your spouse, there are temporary orders that go into effect. Those orders are printed on the Summons you will serve on your spouse. Once you serve your husband or wife, they are bound by the orders, called the Automatic Temporary Restraining Orders (ATROs), which prevent either spouse from taking the kids out of the state or even selling or encumbering assets.

The ATROs are important to protect your assets in situations where your spouse may try to hide money or other assets before they get divorced. So, file for divorce first, serve your spouse with the Summons, and the ATROs go into effect, preventing your spouse from emptying out your bank account or selling your assets. We will aggressively protect your money and assets from a dishonest spouse. When we meet with you, we will help you decide if there is a serious threat to your money to your assets. Wait too long and you may be out of luck and money

• Choice of attorney

One of the most significant advantages to filing for divorce first is you are given adequate opportunity to consult with various attorneys before choosing one. You are basically putting yourself in an offensive position instead of a defensive position.

Disadvantages of Filing First

Like many things, there are also negatives to filing for divorce first. It depends on your situation because every relationship is different. However, some disadvantages of filing first revolve around money and strategy.

• You Alert Your Spouse to Your Demands –When you petition for a divorce, you usually have to list your desires or demands. The other party sees this at the time they are served. This allows them to know exactly what you want and come up with a counterattack.

• Sometimes Pay More Fees – The individual who petitions for a divorce first might have to pay the filing fees. Because you go first, you may also have to pay more in attorney fees if your lawyer is busy gathering information.

• Set Forth the Dissolution of Marriage – If you and your spouse are discussing divorce, you make it solid by filing for it. Usually in these cases, there is little chance of reconciling, since one party has already made the move.

We understand how painful divorce is. We stand by our clients through the entire process. We thoroughly prepare each case, paying attention to the details. We are ready to go to trial if that is what it takes. We are waiting to help you. Call today for a free consultation.

If your spouse serves you with divorce papers, you’re the respondent. While playing this role may not have as many obvious advantages, being the respondent can be beneficial because:

• You have a chance to review your spouse’s requests before making decisions.

• Your divorce attorney can build an effective strategy based on the petition.

• You save money on filing fees and, in some cases, on service fees. One note to keep in mind — if you’re the respondent, you need to seek out legal counsel as soon as you’re served. You only have 21 days to respond if you were served in Utah, or 30 days if you were served outside of the state. If you fail to file a response within that time, the court may grant a default judgment, giving your spouse exactly what they have requested.

Divorce brings separation. All suffer. There really is no win or loss in divorce. So, before going for a divorce you should consider all those aspects which are going to be affected by your divorce.

Divorce Lawyer Free Consultation

When you need to file a divorce in Utah, please call Ascent Law at (801) 676-5506. We will help you.

Ascent Law LLC 8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506

Ascent Law LLC

4.9 stars – based on 67 reviews

Recent Posts

Best Interests For The Child

Step Parent Adoption Attorney

Joint vs. Sole Custody

Qualified Personal Residence Trust – QPRT

Corporate Lawyer South Jordan Utah

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Source: https://www.ascentlawfirm.com/does-it-matter-who-files-for-divorce-first/

0 notes

asafeatherwould · 5 years

Text

Does It Matter Who Files For Divorce First?

youtube

Does it matters who file a divorce first in Utah?

Some requirements for a divorce

youtube

Some advantages to filing first

But, are there advantages to going to the courthouse and filing first or should you wait until your spouse files?

youtube

• You get to plan in advance and take your time selecting a lawyer, rather than having to scramble to find a lawyer to meet with you and file a Response within 30 days of being served.

• You have time to be mentally and emotionally prepared for the financial cost of divorce.

• You are in control of the timeframes.

• As the petitioner, you get the first argument at trial.

• By initiating the divorce process, you have the opportunity to start protecting community assets.

• It prevents possible stalling by the other party.

• Be the first to present your case to the judge.

• There are advantages to being able to tell your side of your divorce case to your judge before your spouse has an opportunity at trial.

• Time for the collection of all your documents

• Security of the property

• Choice of attorney

Disadvantages of Filing First

If your spouse serves you with divorce papers, you’re the respondent. While playing this role may not have as many obvious advantages, being the respondent can be beneficial because:

• You have a chance to review your spouse’s requests before making decisions.

• Your divorce attorney can build an effective strategy based on the petition.

Divorce brings separation. All suffer. There really is no win or loss in divorce. So, before going for a divorce you should consider all those aspects which are going to be affected by your divorce.

Divorce Lawyer Free Consultation

When you need to file a divorce in Utah, please call Ascent Law at (801) 676-5506. We will help you.

Ascent Law LLC 8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506

Ascent Law LLC

4.9 stars – based on 67 reviews

Recent Posts

Best Interests For The Child

Step Parent Adoption Attorney

Joint vs. Sole Custody

Qualified Personal Residence Trust – QPRT

Corporate Lawyer South Jordan Utah

Forgery Legal Defense in Utah

Source: https://www.ascentlawfirm.com/does-it-matter-who-files-for-divorce-first/

0 notes

advertphoto · 5 years

Text

Does It Matter Who Files For Divorce First?

youtube

Does it matters who file a divorce first in Utah?

Some requirements for a divorce

youtube

Some advantages to filing first

But, are there advantages to going to the courthouse and filing first or should you wait until your spouse files?

youtube

• You get to plan in advance and take your time selecting a lawyer, rather than having to scramble to find a lawyer to meet with you and file a Response within 30 days of being served.

• You have time to be mentally and emotionally prepared for the financial cost of divorce.

• You are in control of the timeframes.

• As the petitioner, you get the first argument at trial.

• By initiating the divorce process, you have the opportunity to start protecting community assets.

• It prevents possible stalling by the other party.

• Be the first to present your case to the judge.

• There are advantages to being able to tell your side of your divorce case to your judge before your spouse has an opportunity at trial.

• Time for the collection of all your documents

• Security of the property

• Choice of attorney

Disadvantages of Filing First

If your spouse serves you with divorce papers, you’re the respondent. While playing this role may not have as many obvious advantages, being the respondent can be beneficial because:

• You have a chance to review your spouse’s requests before making decisions.

• Your divorce attorney can build an effective strategy based on the petition.

Divorce brings separation. All suffer. There really is no win or loss in divorce. So, before going for a divorce you should consider all those aspects which are going to be affected by your divorce.

Divorce Lawyer Free Consultation

When you need to file a divorce in Utah, please call Ascent Law at (801) 676-5506. We will help you.

Ascent Law LLC 8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506

Ascent Law LLC

4.9 stars – based on 67 reviews

Recent Posts

Best Interests For The Child

Step Parent Adoption Attorney

Joint vs. Sole Custody

Qualified Personal Residence Trust – QPRT

Corporate Lawyer South Jordan Utah

Forgery Legal Defense in Utah

Source: https://www.ascentlawfirm.com/does-it-matter-who-files-for-divorce-first/

0 notes

mayarosa47 · 5 years

Text

Does It Matter Who Files For Divorce First?

Does it matters who file a divorce first in Utah?

Some requirements for a divorce

Some advantages to filing first

But, are there advantages to going to the courthouse and filing first or should you wait until your spouse files?

• You get to plan in advance and take your time selecting a lawyer, rather than having to scramble to find a lawyer to meet with you and file a Response within 30 days of being served.

• You have time to be mentally and emotionally prepared for the financial cost of divorce.

• You are in control of the timeframes.

• As the petitioner, you get the first argument at trial.

• By initiating the divorce process, you have the opportunity to start protecting community assets.

• It prevents possible stalling by the other party.

• Be the first to present your case to the judge.

• There are advantages to being able to tell your side of your divorce case to your judge before your spouse has an opportunity at trial.

• Time for the collection of all your documents

• Security of the property

• Choice of attorney

Disadvantages of Filing First

If your spouse serves you with divorce papers, you’re the respondent. While playing this role may not have as many obvious advantages, being the respondent can be beneficial because:

• You have a chance to review your spouse’s requests before making decisions.

• Your divorce attorney can build an effective strategy based on the petition.

Divorce brings separation. All suffer. There really is no win or loss in divorce. So, before going for a divorce you should consider all those aspects which are going to be affected by your divorce.

Divorce Lawyer Free Consultation

When you need to file a divorce in Utah, please call Ascent Law at (801) 676-5506. We will help you.

Ascent Law LLC 8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506

Ascent Law LLC

4.9 stars – based on 67 reviews

Recent Posts

Best Interests For The Child

Step Parent Adoption Attorney

Joint vs. Sole Custody

Qualified Personal Residence Trust – QPRT

Corporate Lawyer South Jordan Utah

Forgery Legal Defense in Utah

from https://www.ascentlawfirm.com/does-it-matter-who-files-for-divorce-first/

from Criminal Defense Lawyer West Jordan Utah - Blog http://criminaldefenselawyerwestjordanutah.weebly.com/blog/does-it-matter-who-files-for-divorce-first

0 notes

melissawalker01 · 5 years

Text

Does It Matter Who Files For Divorce First?

youtube

Does it matters who file a divorce first in Utah?

Some requirements for a divorce

youtube

Some advantages to filing first

But, are there advantages to going to the courthouse and filing first or should you wait until your spouse files?

youtube

• You get to plan in advance and take your time selecting a lawyer, rather than having to scramble to find a lawyer to meet with you and file a Response within 30 days of being served.

• You have time to be mentally and emotionally prepared for the financial cost of divorce.

• You are in control of the timeframes.

• As the petitioner, you get the first argument at trial.

• By initiating the divorce process, you have the opportunity to start protecting community assets.

• It prevents possible stalling by the other party.

• Be the first to present your case to the judge.

• There are advantages to being able to tell your side of your divorce case to your judge before your spouse has an opportunity at trial.

• Time for the collection of all your documents

• Security of the property

• Choice of attorney

Disadvantages of Filing First

If your spouse serves you with divorce papers, you’re the respondent. While playing this role may not have as many obvious advantages, being the respondent can be beneficial because:

• You have a chance to review your spouse’s requests before making decisions.

• Your divorce attorney can build an effective strategy based on the petition.

Divorce brings separation. All suffer. There really is no win or loss in divorce. So, before going for a divorce you should consider all those aspects which are going to be affected by your divorce.

Divorce Lawyer Free Consultation

When you need to file a divorce in Utah, please call Ascent Law at (801) 676-5506. We will help you.

Ascent Law LLC 8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506

Ascent Law LLC

4.9 stars – based on 67 reviews

Recent Posts

Best Interests For The Child

Step Parent Adoption Attorney

Joint vs. Sole Custody

Qualified Personal Residence Trust – QPRT

Corporate Lawyer South Jordan Utah

Forgery Legal Defense in Utah

from Michael Anderson https://www.ascentlawfirm.com/does-it-matter-who-files-for-divorce-first/ from Divorce Lawyer Nelson Farms Utah https://divorcelawyernelsonfarmsutah.tumblr.com/post/186248453875

0 notes

michaeljames1221 · 5 years

Text

Does It Matter Who Files For Divorce First?

youtube

Does it matters who file a divorce first in Utah?

Some requirements for a divorce

youtube

Some advantages to filing first

But, are there advantages to going to the courthouse and filing first or should you wait until your spouse files?

youtube

• You get to plan in advance and take your time selecting a lawyer, rather than having to scramble to find a lawyer to meet with you and file a Response within 30 days of being served.

• You have time to be mentally and emotionally prepared for the financial cost of divorce.

• You are in control of the timeframes.

• As the petitioner, you get the first argument at trial.

• By initiating the divorce process, you have the opportunity to start protecting community assets.

• It prevents possible stalling by the other party.

• Be the first to present your case to the judge.

• There are advantages to being able to tell your side of your divorce case to your judge before your spouse has an opportunity at trial.

• Time for the collection of all your documents

• Security of the property

• Choice of attorney

Disadvantages of Filing First

If your spouse serves you with divorce papers, you’re the respondent. While playing this role may not have as many obvious advantages, being the respondent can be beneficial because:

• You have a chance to review your spouse’s requests before making decisions.

• Your divorce attorney can build an effective strategy based on the petition.

Divorce brings separation. All suffer. There really is no win or loss in divorce. So, before going for a divorce you should consider all those aspects which are going to be affected by your divorce.

Divorce Lawyer Free Consultation

When you need to file a divorce in Utah, please call Ascent Law at (801) 676-5506. We will help you.

Ascent Law LLC 8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506

Ascent Law LLC

4.9 stars – based on 67 reviews

Recent Posts

Best Interests For The Child

Step Parent Adoption Attorney

Joint vs. Sole Custody

Qualified Personal Residence Trust – QPRT

Corporate Lawyer South Jordan Utah

Forgery Legal Defense in Utah

from Michael Anderson https://www.ascentlawfirm.com/does-it-matter-who-files-for-divorce-first/

from Criminal Defense Lawyer West Jordan Utah https://criminaldefenselawyerwestjordanutah.wordpress.com/2019/07/13/does-it-matter-who-files-for-divorce-first/

0 notes

coming-from-hell · 5 years

Text

Does It Matter Who Files For Divorce First?

youtube

Does it matters who file a divorce first in Utah?

Some requirements for a divorce

youtube

Some advantages to filing first

But, are there advantages to going to the courthouse and filing first or should you wait until your spouse files?

youtube

• You get to plan in advance and take your time selecting a lawyer, rather than having to scramble to find a lawyer to meet with you and file a Response within 30 days of being served.

• You have time to be mentally and emotionally prepared for the financial cost of divorce.

• You are in control of the timeframes.

• As the petitioner, you get the first argument at trial.

• By initiating the divorce process, you have the opportunity to start protecting community assets.

• It prevents possible stalling by the other party.

• Be the first to present your case to the judge.

• There are advantages to being able to tell your side of your divorce case to your judge before your spouse has an opportunity at trial.

• Time for the collection of all your documents

• Security of the property

• Choice of attorney

Disadvantages of Filing First

If your spouse serves you with divorce papers, you’re the respondent. While playing this role may not have as many obvious advantages, being the respondent can be beneficial because:

• You have a chance to review your spouse’s requests before making decisions.

• Your divorce attorney can build an effective strategy based on the petition.

Divorce brings separation. All suffer. There really is no win or loss in divorce. So, before going for a divorce you should consider all those aspects which are going to be affected by your divorce.

Divorce Lawyer Free Consultation

When you need to file a divorce in Utah, please call Ascent Law at (801) 676-5506. We will help you.

Ascent Law LLC 8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506

Ascent Law LLC

4.9 stars – based on 67 reviews

Recent Posts

Best Interests For The Child

Step Parent Adoption Attorney

Joint vs. Sole Custody

Qualified Personal Residence Trust – QPRT

Corporate Lawyer South Jordan Utah

Forgery Legal Defense in Utah

Source: https://www.ascentlawfirm.com/does-it-matter-who-files-for-divorce-first/

0 notes

gonnagoandrunwiththehorses · 5 years

Text

Does It Matter Who Files For Divorce First?

youtube

Does it matters who file a divorce first in Utah?

Some requirements for a divorce

youtube

Some advantages to filing first

But, are there advantages to going to the courthouse and filing first or should you wait until your spouse files?

youtube

• You get to plan in advance and take your time selecting a lawyer, rather than having to scramble to find a lawyer to meet with you and file a Response within 30 days of being served.

• You have time to be mentally and emotionally prepared for the financial cost of divorce.

• You are in control of the timeframes.

• As the petitioner, you get the first argument at trial.

• By initiating the divorce process, you have the opportunity to start protecting community assets.

• It prevents possible stalling by the other party.

• Be the first to present your case to the judge.

• There are advantages to being able to tell your side of your divorce case to your judge before your spouse has an opportunity at trial.

• Time for the collection of all your documents

• Security of the property

• Choice of attorney

Disadvantages of Filing First

If your spouse serves you with divorce papers, you’re the respondent. While playing this role may not have as many obvious advantages, being the respondent can be beneficial because:

• You have a chance to review your spouse’s requests before making decisions.

• Your divorce attorney can build an effective strategy based on the petition.

Divorce brings separation. All suffer. There really is no win or loss in divorce. So, before going for a divorce you should consider all those aspects which are going to be affected by your divorce.

Divorce Lawyer Free Consultation

When you need to file a divorce in Utah, please call Ascent Law at (801) 676-5506. We will help you.

Ascent Law LLC 8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506

Ascent Law LLC

4.9 stars – based on 67 reviews

Recent Posts

Best Interests For The Child

Step Parent Adoption Attorney

Joint vs. Sole Custody

Qualified Personal Residence Trust – QPRT

Corporate Lawyer South Jordan Utah

Forgery Legal Defense in Utah

Source: https://www.ascentlawfirm.com/does-it-matter-who-files-for-divorce-first/

0 notes

divorcelawyergunnisonutah · 5 years

Text

Does It Matter Who Files For Divorce First?

youtube

Does it matters who file a divorce first in Utah?

Some requirements for a divorce

youtube

Some advantages to filing first

But, are there advantages to going to the courthouse and filing first or should you wait until your spouse files?

youtube

• You get to plan in advance and take your time selecting a lawyer, rather than having to scramble to find a lawyer to meet with you and file a Response within 30 days of being served.

• You have time to be mentally and emotionally prepared for the financial cost of divorce.

• You are in control of the timeframes.

• As the petitioner, you get the first argument at trial.

• By initiating the divorce process, you have the opportunity to start protecting community assets.

• It prevents possible stalling by the other party.

• Be the first to present your case to the judge.

• There are advantages to being able to tell your side of your divorce case to your judge before your spouse has an opportunity at trial.

• Time for the collection of all your documents

• Security of the property

• Choice of attorney

Disadvantages of Filing First

If your spouse serves you with divorce papers, you’re the respondent. While playing this role may not have as many obvious advantages, being the respondent can be beneficial because:

• You have a chance to review your spouse’s requests before making decisions.

• Your divorce attorney can build an effective strategy based on the petition.

Divorce brings separation. All suffer. There really is no win or loss in divorce. So, before going for a divorce you should consider all those aspects which are going to be affected by your divorce.

Divorce Lawyer Free Consultation

When you need to file a divorce in Utah, please call Ascent Law at (801) 676-5506. We will help you.

Ascent Law LLC 8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506

Ascent Law LLC

4.9 stars – based on 67 reviews

Recent Posts

Best Interests For The Child

Step Parent Adoption Attorney

Joint vs. Sole Custody

Qualified Personal Residence Trust – QPRT

Corporate Lawyer South Jordan Utah

Forgery Legal Defense in Utah

from Michael Anderson https://www.ascentlawfirm.com/does-it-matter-who-files-for-divorce-first/

0 notes