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#investing in debt meaning
citizencapital · 1 year
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Debt Investments: Join Our Exclusive Free Live Webinar !
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mobblespsycho100 · 12 days
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obsessed w/ how one of Topaz's attack lines is just. "LIQUIDATION 💰💵📈🔥"
LITERALLY LMAOOOO
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guinevereslancelot · 3 days
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so proud of myself for putting a big part of my last paycheck in my savings like an adult but now im gonna spend all my savings like an idiot 😵‍💫
#i mean i am paying cash for my first vehicle which is like...adulting pro level but....at what cost (the price) 😭#also its a very cheap rusty old car tbh but i need a truck for the farm basically#so even tho i could keep driving my dad's car to work since he works from home it makes sense#especially bc its three people sharing that car with me and my brother#and my little brother is a full time student w no job so im the full time employed one so i should be the one to get a car#but i was determined to not take out a loan so its not a super nice car#but i'm buying it from a friend of my mom at a steal basically#like who sells a decent working car for 1500 anymore#but thats literally my entire savings so.... 😬#no car payment tho which will be nice but aaaaaaaaa#and im worried its kind of a junky car and will need tons of repaira all the time and not be reliable#but my commute is really short and i never drive anywhere besides work which is good for an unreliable car#im not convinced its a great investment to put all my savings into an unreliable vehicle but my parents told me its a good investment so#😬👍#adulting yayyyyy#i am getting paid this friday tho so my savings wont be so alarmingly empty for long#but i have other big expenses so im stressed#however it is a nice christmassy red pickup truck which is good for a christmas tree farm#but last payday i was like why do i have so little money in my savings thats dumb and not very grown up im gonna put as much as i can spare#then a week later withdrew almost all of it for the car 🤡#possibly a stupid decision#but maybe a great one idk#and it saves my parents having to buy a trailer for my mom's car for farm stuff so they're gifting me $300 towards it#and it will be satisfying to buy it outright and have no debt on it#but oof it hurts so much to make big purchases#i've never spent this much money except on tuition#i dont know that its specially unreliable i just know its got rust and duct tape and they're selling it bc they'd rather have a car payment#bc they put more money into it than its worth#but its got new tires and brakes and passed inspection somehow with the rust sooo? maybe its not as bad as it looks 😂
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caulo · 2 years
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my got dam primary hard drive died on me.
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phantomrose96 · 4 months
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If anyone wants to know why every tech company in the world right now is clamoring for AI like drowned rats scrabbling to board a ship, I decided to make a post to explain what's happening.
(Disclaimer to start: I'm a software engineer who's been employed full time since 2018. I am not a historian nor an overconfident Youtube essayist, so this post is my working knowledge of what I see around me and the logical bridges between pieces.)
Okay anyway. The explanation starts further back than what's going on now. I'm gonna start with the year 2000. The Dot Com Bubble just spectacularly burst. The model of "we get the users first, we learn how to profit off them later" went out in a no-money-having bang (remember this, it will be relevant later). A lot of money was lost. A lot of people ended up out of a job. A lot of startup companies went under. Investors left with a sour taste in their mouth and, in general, investment in the internet stayed pretty cooled for that decade. This was, in my opinion, very good for the internet as it was an era not suffocating under the grip of mega-corporation oligarchs and was, instead, filled with Club Penguin and I Can Haz Cheezburger websites.
Then around the 2010-2012 years, a few things happened. Interest rates got low, and then lower. Facebook got huge. The iPhone took off. And suddenly there was a huge new potential market of internet users and phone-havers, and the cheap money was available to start backing new tech startup companies trying to hop on this opportunity. Companies like Uber, Netflix, and Amazon either started in this time, or hit their ramp-up in these years by shifting focus to the internet and apps.
Now, every start-up tech company dreaming of being the next big thing has one thing in common: they need to start off by getting themselves massively in debt. Because before you can turn a profit you need to first spend money on employees and spend money on equipment and spend money on data centers and spend money on advertising and spend money on scale and and and
But also, everyone wants to be on the ship for The Next Big Thing that takes off to the moon.
So there is a mutual interest between new tech companies, and venture capitalists who are willing to invest $$$ into said new tech companies. Because if the venture capitalists can identify a prize pig and get in early, that money could come back to them 100-fold or 1,000-fold. In fact it hardly matters if they invest in 10 or 20 total bust projects along the way to find that unicorn.
But also, becoming profitable takes time. And that might mean being in debt for a long long time before that rocket ship takes off to make everyone onboard a gazzilionaire.
But luckily, for tech startup bros and venture capitalists, being in debt in the 2010's was cheap, and it only got cheaper between 2010 and 2020. If people could secure loans for ~3% or 4% annual interest, well then a $100,000 loan only really costs $3,000 of interest a year to keep afloat. And if inflation is higher than that or at least similar, you're still beating the system.
So from 2010 through early 2022, times were good for tech companies. Startups could take off with massive growth, showing massive potential for something, and venture capitalists would throw infinite money at them in the hopes of pegging just one winner who will take off. And supporting the struggling investments or the long-haulers remained pretty cheap to keep funding.
You hear constantly about "Such and such app has 10-bazillion users gained over the last 10 years and has never once been profitable", yet the thing keeps chugging along because the investors backing it aren't stressed about the immediate future, and are still banking on that "eventually" when it learns how to really monetize its users and turn that profit.
The pandemic in 2020 took a magnifying-glass-in-the-sun effect to this, as EVERYTHING was forcibly turned online which pumped a ton of money and workers into tech investment. Simultaneously, money got really REALLY cheap, bottoming out with historic lows for interest rates.
Then the tide changed with the massive inflation that struck late 2021. Because this all-gas no-brakes state of things was also contributing to off-the-rails inflation (along with your standard-fare greedflation and price gouging, given the extremely convenient excuses of pandemic hardships and supply chain issues). The federal reserve whipped out interest rate hikes to try to curb this huge inflation, which is like a fire extinguisher dousing and suffocating your really-cool, actively-on-fire party where everyone else is burning but you're in the pool. And then they did this more, and then more. And the financial climate followed suit. And suddenly money was not cheap anymore, and new loans became expensive, because loans that used to compound at 2% a year are now compounding at 7 or 8% which, in the language of compounding, is a HUGE difference. A $100,000 loan at a 2% interest rate, if not repaid a single cent in 10 years, accrues to $121,899. A $100,000 loan at an 8% interest rate, if not repaid a single cent in 10 years, more than doubles to $215,892.
Now it is scary and risky to throw money at "could eventually be profitable" tech companies. Now investors are watching companies burn through their current funding and, when the companies come back asking for more, investors are tightening their coin purses instead. The bill is coming due. The free money is drying up and companies are under compounding pressure to produce a profit for their waiting investors who are now done waiting.
You get enshittification. You get quality going down and price going up. You get "now that you're a captive audience here, we're forcing ads or we're forcing subscriptions on you." Don't get me wrong, the plan was ALWAYS to monetize the users. It's just that it's come earlier than expected, with way more feet-to-the-fire than these companies were expecting. ESPECIALLY with Wall Street as the other factor in funding (public) companies, where Wall Street exhibits roughly the same temperament as a baby screaming crying upset that it's soiled its own diaper (maybe that's too mean a comparison to babies), and now companies are being put through the wringer for anything LESS than infinite growth that Wall Street demands of them.
Internal to the tech industry, you get MASSIVE wide-spread layoffs. You get an industry that used to be easy to land multiple job offers shriveling up and leaving recent graduates in a desperately awful situation where no company is hiring and the market is flooded with laid-off workers trying to get back on their feet.
Because those coin-purse-clutching investors DO love virtue-signaling efforts from companies that say "See! We're not being frivolous with your money! We only spend on the essentials." And this is true even for MASSIVE, PROFITABLE companies, because those companies' value is based on the Rich Person Feeling Graph (their stock) rather than the literal profit money. A company making a genuine gazillion dollars a year still tears through layoffs and freezes hiring and removes the free batteries from the printer room (totally not speaking from experience, surely) because the investors LOVE when you cut costs and take away employee perks. The "beer on tap, ping pong table in the common area" era of tech is drying up. And we're still unionless.
Never mind that last part.
And then in early 2023, AI (more specifically, Chat-GPT which is OpenAI's Large Language Model creation) tears its way into the tech scene with a meteor's amount of momentum. Here's Microsoft's prize pig, which it invested heavily in and is galivanting around the pig-show with, to the desperate jealousy and rapture of every other tech company and investor wishing it had that pig. And for the first time since the interest rate hikes, investors have dollar signs in their eyes, both venture capital and Wall Street alike. They're willing to restart the hose of money (even with the new risk) because this feels big enough for them to take the risk.
Now all these companies, who were in varying stages of sweating as their bill came due, or wringing their hands as their stock prices tanked, see a single glorious gold-plated rocket up out of here, the likes of which haven't been seen since the free money days. It's their ticket to buy time, and buy investors, and say "see THIS is what will wring money forth, finally, we promise, just let us show you."
To be clear, AI is NOT profitable yet. It's a money-sink. Perhaps a money-black-hole. But everyone in the space is so wowed by it that there is a wide-spread and powerful conviction that it will become profitable and earn its keep. (Let's be real, half of that profit "potential" is the promise of automating away jobs of pesky employees who peskily cost money.) It's a tech-space industrial revolution that will automate away skilled jobs, and getting in on the ground floor is the absolute best thing you can do to get your pie slice's worth.
It's the thing that will win investors back. It's the thing that will get the investment money coming in again (or, get it second-hand if the company can be the PROVIDER of something needed for AI, which other companies with venture-back will pay handsomely for). It's the thing companies are terrified of missing out on, lest it leave them utterly irrelevant in a future where not having AI-integration is like not having a mobile phone app for your company or not having a website.
So I guess to reiterate on my earlier point:
Drowned rats. Swimming to the one ship in sight.
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the-cimmerians · 9 months
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Vice President Kamala Harris announced this week that the Biden administration is looking to lessen the burden medical debt has on people by purging it from their credit report. This means that even if people have piles of medical debt — one in five Americans say they do — it’s not going to affect their ability to get a mortgage or a car loan. So they will at least have a place to rest their head and a car they can drive to work every day while paying off their medical bills.
Via AP:
Harris said that would make it easier for them to obtain an auto loan or a home mortgage. Roughly one in five people report having medical debt. The vice president said the Consumer Financial Protection Bureau is beginning the rulemaking process to make the change. The agency said in a statement that including medical debt in credit scores is problematic because “mistakes and inaccuracies in medical billing are common.” “Access to health care should be a right and not a privilege,” Harris told reporters in call to preview the action. “These measures will improve the credit scores of millions of Americans so that they will better be able to invest in their future.”
It only seems fair that high medical bills for an emergency or serious illness shouldn’t affect one’s credit rating anyway. It’s not like we’re talking about someone irresponsibly dropping several grand at Versace and then never paying off the credit card bill. Fifty-seven percent of Americans could not afford a surprise $1000 emergency, so the inability to pay off massive amounts of medical debt is hardly a fair reflection of an inclination to default on normal payments — payments you can budget for — on something like a mortgage or auto loan. “Way to be irresponsible by getting cancer, lady! You should definitely be punished for that by not being able to find any place to live!” seems pretty harsh, no?
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batboyblog · 2 months
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Things Biden and the Democrats did, this week #13
April 5-12 2024
President Biden announced the cancellation of a student loan debt for a further 277,000 Americans. This brings the number of a Americans who had their debt canceled by the Biden administration through different means since the Supreme Court struck down Biden's first place in 2023 to 4.3 million and a total of $153 billion of debt canceled so far. Most of these borrowers were a part of the President's SAVE Plan, a debt repayment program with 8 million enrollees, over 4 million of whom don't have to make monthly repayments and are still on the path to debt forgiveness.
President Biden announced a plan that would cancel student loan debt for 4 million borrowers and bring debt relief to 30 million Americans The plan takes steps like making automatic debt forgiveness through the public service forgiveness so qualified borrowers who don't know to apply will have their debts forgiven. The plan will wipe out the interest on the debt of 23 million Americans. President Biden touted how the plan will help black and Latino borrowers the most who carry the heavily debt burdens. The plan is expected to go into effect this fall ahead of the election.
President Biden and Vice-President Harris announced the closing of the so-called gun show loophole. For years people selling guns outside of traditional stores, such as at gun shows and in the 21st century over the internet have not been required to preform a background check to see if buyers are legally allowed to own a fire arm. Now all sellers of guns, even over the internet, are required to be licensed and preform a background check. This is the largest single expansion of the background check system since its creation.
The EPA published the first ever regulations on PFAS, known as forever chemicals, in drinking water. The new rules would reduce PFAS exposure for 100 million people according to the EPA. The Biden Administration announced along side the EPA regulations it would make available $1 billion dollars for state and local water treatment to help test for and filter out PFAS in line with the new rule. This marks the first time since 1996 that the EPA has passed a drinking water rule for new contaminants.
The Department of Commerce announced a deal with microchip giant TSMC to bring billions in investment and manufacturing to Arizona. The US makes only about 10% of the world's microchips and none of the most advanced chips. Under the CHIPS and Science Act the Biden Administration hopes to expand America's high-tech manufacturing so that 20% of advanced chips are made in America. TSMC makes about 90% of the world's advanced chips. The deal which sees a $6.6 billion dollar grant from the US government in exchange for $65 billion worth of investment by TSMC in 3 high tech manufacturing facilities in Arizona, the first of which will open next year. This represents the single largest foreign investment in Arizona's history and will bring thousands of new jobs to the state and boost America's microchip manufacturing.
The EPA finalized rules strengthening clean air standards around chemical plants. The new rule will lower the risk of cancer in communities near chemical plants by 96% and eliminate 6,200 tons of toxic air pollution each year. The rules target two dangerous cancer causing chemicals, ethylene oxide and chloroprene, the rule will reduce emissions of these chemicals by 80%.
the Department of the Interior announced it had beaten the Biden Administration goals when it comes to new clean energy projects. The Department has now permitted more than 25 gigawatts of clean energy projects on public lands, surpass the Administrations goal for 2025 already. These solar, wind, and hydro projects will power 12 million American homes with totally green power. Currently 10 gigawatts of clean energy are currently being generated on public lands, powering more than 5 million homes across the West. 
The Department of Transportation announced $830 million to support local communities in becoming more climate resilient. The money will go to 80 projects across 37 states, DC, and the US Virgin Islands The projects will help local Infrastructure better stand up to extreme weather causes by climate change.
The Senate confirmed Susan Bazis, Robert White, and Ann Marie McIff Allen to lifetime federal judgeships in Nebraska, Michigan, and Utah respectively. This brings the total number of judges appointed by President Biden to 193
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horse-head-farms · 5 months
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🪼slime-kisser Follow
all these posts like “don’t shop at boatem they support cannibalism” “the evil empire is a crypto scam” “don’t buy at octagon they’re trying to destroy the fabric of the universe” where the FUCK else am I supposed to shop????
🐠xbcrafted Follow
may i recommend horse head farms? we sell a variety items for agreeable prices and have alternate payment plans which mean you don’t have to spend a single diamond! you can find us via the nether hub <3
🪲yeswingsforlife Follow
do NOT shop at Horse Head Farms! Their items are incredibly overpriced (you can find grass, logs, etc for better prices) and this “alternative payment scheme” is actually signing an IOU. If you don’t know what that is, IOU stands for “I Owe You” and is a legal document that, when possessed, someone can force you to do anything. Literally anything. LegalKnight does a great video going into detail about it. According to this article, Horse Head Farms have just invested in building an auction house, possibly to sell off the IOUs they’ve acquired, so scummy CEOs could force you to work at their companies. Not to mention, their owners are incredibly sketchy, xBCrafted regularly tweets conspiracy theories and Hypnotizd invests in crypto
😵‍💫hypnotizd Follow
youre wrong actually, i have had nothing but brilliant service at Horse Head Farms. IOUs arent sketchy theyre normal pieces of paper. #shoptoday
🪲yeswingsforlife Follow
… you’re literally one of the owners
🐸cottagecoreliving Follow
to answer the original question, here’s a list of more reputable businesses that you can support instead!
Tays Trees
HIVE-DR8
Joe Hills’ Flower Stalls
Big Eyes
🥚dragon-tegg Follow
hey not to derail this post or anything but is anyone going to mention how OP literally fetishises slime hybrids???
( 7,067 notes )
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🌃elytramoments Follow
hate when i crashland in the lava biome
🐶renrobert Follow
you mean the nether
🌃elytramoments Follow
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i do not
#i think it’s a national park or something #idk its like this for miles #its near boatem
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👁️big-eyes Follow
This weekend at Big Eyes we are having a #SALE of up to 99% OFF! EVERY item has a discount! Don’t waste your diamonds, shop at Big Eyes!
😍sexy-papa-k Follow
sweetfaces! we are going into debt! please buy ❤️❤️💕❤️🍆😭😭😭❤️ -papa k
👁️big-eyes Follow
kerlais why woudl you reblog on that account
😍sexy-papa-k Follow
we need all the reach we can get bubbles! ❤️😝❤️❤️🍆💕 -papa k
( 14 notes )
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sharemarketnews01 · 2 years
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marvelsmostwanted · 5 months
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This is sad but unfortunately I think this is just going to be the norm for the next few years as streaming services die a slow death.
HBO Max should in theory be able to make money from a show that was at one point the top new series in the US. At the time, David Jenkins said "This is what happens when a major media company invests in inclusive mainstream stories" (agree!) but unfortunately that major media company, like all streaming services, has a terrible business model that can't support that investment.
This is an interesting article about how streaming services are losing money and scrambling to make it back by trying to convince people to buy cheaper, ad-supported options or bundling with other streaming services. Unfortunately for them, I think that's like... all of the options? At some point they're just going to continue to lose money. Making shows is expensive and very few consumers are willing to pay more when they could just cancel and use a cheaper service (or, you know. 🏴‍☠️)
This is also a good article that was written after Shadow and Bone was cancelled by Netflix about whether it could be saved:
"The problem is that while saving shows used to be plausible, at times, the cost of Shadow and Bone combined with the fact that streaming services are really, really starting to cut back on spending means that this would be an extremely tough sell. WB Discovery’s Max is being lambasted for killing finished projects for tax breaks to chip into its massive debt. Disney Plus has done the same thing and has said they will cut back on things like expensive Marvel shows. Amazon Prime is mired in expensive creator deals going nowhere and throwing insane amounts of money at projects they are realizing are not panning out. Paramount Plus losing $500 million a year. NBC’s Peacock is losing $650 million a quarter."
TLDR; Streaming services have reached such a dire point financially that they have to cancel some of their most popular content (Marvel shows on Disney+???? These have seemingly been very successful; it's wild to read that they're "cutting back") in the desperate hope that a new season of something that's cheaper to make will get more attention.
What I gathered from these articles is that steaming services are dying a slow death and sadly, a lot of good shows are going to go with them.
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spaghettiposts · 3 months
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Picture to Burn
Cairo Sweet x Reader
Summery: You should've known better than to fall for Cairo, your friend who seemed to have no interest in you, but it only takes one drink to mess things up and get you into her bed.
Warnings: Attempts at writing, angst, miscommunication, slight sexual content, underage drinking, Miller being an inconvenience, and heartbreak
Word count: 3.3k yikes
A/n: Hm, not sure how I feel about this one but its been sitting in my drafts long enough, might need a part 2...
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“What do you look for in an ideal partner?” Cairo furrowed her eyebrows, her pencil caught between her lips. Your question threw her off track, and she grumbled softly as she erased a mistake. She glanced up at you, annoyed by your upside-down gaze and the way your lips quirked.  
“Someone who doesn’t have a camera hanging around their neck all the time.” She retorted, eyes drifting back down to her notes. 
You perked up, grasping the camera that was indeed resting on your neck. “Seriously?” You scoffed, settling back into the blanket. 
Cairo smirked behind her pages, taking full satisfaction in your crestfallen demeanor. “Oh, and people who aren’t into Marvel.” She added, chuckling at your deadpan reaction.
Assuming the conversation was over, she resumed writing, scribbling random thoughts only to look away and meet your raised brow, tied with an expectant look. God you had to be needy. With a heavy sigh, she shut her book. Typical, you rarely gave her time to properly invest in her writing. 
“Fine…I guess for them to make a good income? You know, enough to support me and my writing. Or at least put up with it.” Cairo explained with a shrug, nose scrunching at the way your eyes softened. Ignoring it, she pointed to you with her pen, hitting your nose, “And you are ten grand in debt, unfortunately missing the cut, so sorry.” She said with a faux pout. 
Once again, you scoffed, pushing her away and murmuring about how unserious she could be. Cairo fell back on the blanket with a laugh, feeling anything but apologetic, though your smile gave you away. 
As you reached into your bag for your notebook, Cairo assumed she might finally get some writing done. Quiet time was her favorite time with you - if you had to be there, which she preferred if you weren’t, totally. Either way, the sound of you fiddling with your camera grounded her; enough so she could focus on her work again. 
Initially, Cairo found certain quirks about you irritating, but as she spent more time with you, she began to see them in a new light. The small curses that left your lips when your camera wasn’t working properly, the spontaneous photos you snapped of Cairo - they became endearing rather than bothersome. And above all, your unwavering support and genuine admiration for her writing. Something Cairo needed more than she’d ever admit. 
With each word of encouragement and every heartfelt compliment, Cairo's heart swelled, in a dreadful way. It was more than admiration or appreciation; it was something more, a feeling she couldn't deny, no matter how hard she tried.
Though she continued to brush off your advances and maintain a facade of indifference, yet Cairo couldn't ignore you whenever your eyes met hers, the way your smile seemed reserved for her alone.
Yes, you were her friend, but that was all. Nothing was worth the risk of ruining things now. Especially if you didn’t truly mean what you spoke.
“Have you read anything new lately?” You asked, your back hunched over as you picked with the old thing. Honestly, Cairo couldn’t see why you still put up with it, the damn thing broke all the time. But still, it was a classic model from the 50s, an heirloom from your grandfather, which she could respect. 
Her hand reached over and shoved at your back, smiling in satisfaction when you straighten your back, shooting a glare in her direction. 
“I finished Lolita, it was on Miller's list for its themes of controversy. I wouldn’t read it again though.” She mumbled, “I did pick up this new book called Rebecca, it’s allegedly a psychological thriller but what’s so dark about being haunted by your partner's ex?”
You scoffed, doodling some part of the camera in your journal, “A lot.” 
“Doesn’t seem too bad, I mean they’re dead right? Can’t do anything.” 
“I wouldn’t risk crossing a paranormal creature like that.” You commented, with a shrug of your shoulders. Cairo hummed, watching you work. When you made no further comments she returned back to her notebook, spending the hour before class working separately. 
Despite Mr. Miller's evident excitement towards writings of controversy, apparently, that wasn’t the case with Cairo. It was a mistake, a stupid mistake but a mistake she assumed a man like him would love. How wrong was she? 
A student longing for their middle-aged professor was where the line was drawn. The hypocrisy of it all made Cairo want to laugh, who was he to dismiss her paper that way? She knows the other students, the other students who wrote worse. The book Miller had them read was even worse. 
But no, what was done was done. And now she was convinced Miller thought she was coming onto her, just what she needed. Cairo wouldn’t be surprised if he reported her and there was suddenly a new switch in teachers. As annoying as that’d be, she didn’t have time to dwell on it. 
Instead of a clear schedule, there was now an overdue assignment, dragging her grade down that she had to redo. All. Over. Again. 
Oh how she wanted to scream at that, a relaxing week gone. 
“Stupid fucking Miller…” Cairo muttered, walking with haste to her car. Once inside she slammed the door, pressing her head against the wheel. A knock on her window startled the girl, causing her to look up with a huff, her eyes widening once she realizes who it is.
“Are you alright?” You ask, waiting for her to roll down the window. She does just that, wiping her face with her arm. Was she crying? “You look…off.” Typically your way of saying she looked like shit. Mascara smeared and all she couldn’t blame you. 
Deciding not to answer your question, Cairo motions to the passenger seat, tossing her bag carelessly into the back seat.  “Get in.” 
“But I already have a ride-“
“And I’m offering…just come inside.” She grits between her teeth, letting out an impatient sigh. She doesn’t know why she needs you in the car with her but doesn’t give herself time to dwell on it, when you’re slipping into the seat next to her. 
Your posture is tense and that bothers her. She didn’t mean to come off…abrasive. Taking her eyes off yours, she starts the car, preparing herself for the upcoming conversation. You quickly buckle yourself in without another word. 
The car ride could’ve been more comfortable, which usually it was but your consistent nervous tapping was starting to bother the brunette. Wordlessly she threw her stapled papers in your lap, you opened your mouth to speak but Cairo beat you to it, mumbling a small ‘read it’.
You flipped through her work carefully and Cairo didn’t have the heart to look at your reaction, not this time. It was different with you judging her work, not that you judged, words of compliments spilled out of your lips every time you did read something of hers, tugging those same old heartstrings Cairo was starting to get sick of. Unlike those other moments, this time, it was different as you flipped silently through her work. Did she really screw it up this bad? 
She heard a hiss leave your lips and if she weren’t driving the car her head would’ve snapped in an instant. Turns out you were only focusing on the grade and notes Miller left, better yet lack of. 
You bit the inside of your cheek, slowly sliding the papers back to her, pursing your lips. Cairo huffed, removing one hand from the steering wheel to snatch them back, throwing them harshly towards the back. 
So, she was in a bad mood. You thought, hands clutching at your knees, swallowing dryly. 
“So?” Cairo asks, her voice on the verge of a shout. 
“Well, it was interesting. I mean I skimmed through it so I don’t know, your writing was good- like always.” You spoke rapidly, a nervous trait. 
“God Y/n, if you thought it was bad you could’ve just said so!” She blurted exasperatedly.
“I don’t! Cairo you know I adore everything you write, this just caught me off guard. Doesn’t mean I like it any less, I promise.” 
A silence loomed over the car, and you shrank into your seat even further if that was even possible. Cairo let out a sigh, losing her grip on the steering wheel. 
“Sorry, I'm just feeling…” Cairo's voice trailed off as she struggled to find the right words. She didn’t want to fight, not again. The guilt weighed heavy on her chest every time she saw that deflated look on your face. She couldn’t keep pushing you away, that wasn’t fair. But she also couldn’t shake that feeling of uncertainty she felt around you, about what she wanted, when you were what she wanted, “frustrated with this assignment.”
“And that’s okay,” You reassured her, your voice as gentle as ever, as you reached out to take her hand. Cairo’s gaze flickered down to your hands, feeling a mix of comfort and apprehension, before reluctantly allowing them to intertwine, giving you a small squeeze. “I’m here for you if you need me, anytime.” 
Suddenly, the car felt much tighter than before, the lump in her throat growing heavier. She wasn’t sure when her eyes started to water or why your touch felt like a burden, but she knew she couldn’t hold it any longer. It all felt too intimate too quickly. Silently, she withdrew her hand, placing it back in her lap oblivious to the hurt expression on your face. 
Yet, she couldn’t ignore the own ache in her chest. 
A bright white light blurred endlessly in Cairo's eyes, slow and unresponsive to everything else that wasn’t her assignment. She fought tirelessly at the screen in front of her, the now blank page mocking her to no end. In the midst of it all Cairo recalled how easy her first essay had been to create, only to be dismissed. 
With a huff and slam at her laptop, she tossed the thing aside, landing back on her bed with a grunt. She separates herself from her work, wiping at her burning eyes with her hands. To say Cairo was frustrated was an understatement. After driving around with you for a while she let you go, dropping you off. 
A decision Cairo started to regret. 
Once again, her parents were out of town doing who knows what. It was something Cairo was used to, but it still bothered her more than she’d admit. Some company would be nice, she wasn’t sure how much longer she could take rewriting that assignment anyway. 
After mulling it over in her head, she lifted herself up, to open her phone. Her eyes remained locked on your contact, holding a photo of you and Cairo at the library. While Cairo had her nose stuck in a book, you looked at her like she was everything and more. The picture only made her stomach gnaw uneasily, but still, with much hesitance she dialed your number, listening to it ring.
“Hey, can you come over?” 
An astonishing ten minutes was all it took for you to appear at her door. Cairo smiled at you, tugging you in. She noticed you carrying a small plastic bag but didn’t comment on it, dragging you up to her room.
“I brought you something.” You said, softly closing the door behind you. Cairo sat herself on the bed, tilting her head curiously. “A lot of things actually.” 
How Cairo managed to miss the balloon you had brought in with you, reading in big bold letters: ‘I’m sorry for your loss’ was totally behind her. Cairo raised a questioning eyebrow and you explained for her writing losses, and Cairo didn’t know if she wanted to laugh or punch you. 
Fortunately, you reached into the bag before she could consider the latter, pulling out a familiar bottle of scotch that had Cairo’s lips contorted into one of mischief and pleasure. “And I figured you could use a drink, or two.” You muttered thoughtfully, tossing the bottle on her lap. Cairo traced the bottle with her fingers before twisting it open with a ‘pop’.
You moved around the room, searching for glasses you could use. Spotting two clean ones on the dresser you grabbed them, and settled down next to Cairo, leaving a respectable distance between you. Cairo already had her lips on the bottle by the time you poured the drinks and you raised an amused eyebrow, handing her the whiskey-filled shot. She downed it impressively and you attempted to do the same, failing quite miserably when the burn settled. 
Cairo laughed and you settled further into her bed, grumbling embarrassedly. And it had only taken two more shots for you to really feel the effects, and you could tell Cairo was starting to feel them too, a giddy smile plastered on her face that never seemed to leave. Your shoulders untensed noticeably from how serene the air felt, wishing that every moment with Cairo didn’t feel like walking a tightrope. 
Yet there was still something there – a lingering tension of sorts that no matter how hard you tried wouldn’t leave. You assumed Cairo felt the same when you met her eye and a soft smile tugged on her lips, one that you couldn’t help but return.
Time seemed to blur with the buzz of alcohol in your body, everything having been so peacefully quiet till Cairo shifted against the headboard, lips lingering on the bottle. Her gaze met yours and your stomach stirred. Not knowing why, foolishly, you looked away. Never had Cairo looked in your direction with so much fervor, and you’d be damned if she started now, under the influence when she didn’t mean it–couldn’t mean it.
But your heart would always betray you, now more than ever. So when she took another swing, you knew you were a goner by the way her eyes darkened and her teeth shone. Your own eyes remained locked to her lips and you swallowed dryly, feeling your heart race because she was staring back the same way. 
Cairo didn’t seem bothered, chuckling under her breath as she tucked the bottle away, then swiftly advancing on you the next second, giving into what you both so desperately wanted.
She stumbles into your lap messily, thighs encircling your waist and you groan when she squeezes, placing your hands on her thighs to anchor yourself. Cairo took the opportunity to trail kisses down your collarbone, her lips moving frantically, eager to kiss every inch of you. You let yourself get lost in the sensation, trying to block out that part of your mind that tells you, this is wrong.
Cairo stifles a moan when your nails dig into her hips, grounding her and you both shiver at the contact. Your hand slides along her side, encouraging her, and she does just that, moving slowly against your thigh. Then the room changes completely when her noises become louder, and the pit in your stomach grows hotter. And you have to take a moment to separate yourselves, breathing out of sync. 
“What are we doing, Cairo?” You whisper affectedly, rubbing your hands along her inner thighs and Cairo sighs. 
“Whatever you want me to do.” She whispers back in the same tone, bringing your foreheads together. “Guide me.” 
Despite her words, she’s the one to bring your mouths together first. It’s hesitant and slow, and you both sigh. Her hips press harder against you, and you break the kiss with a grunt. “More.” And that’s enough for you to kiss her again, in a much more heated kiss than before.
Your head is spinning in pleasure as Cairo’s hips grind against yours. With shaky hands you squeeze her skin, taking control of her movements and slowing them down. Cairo whines against your lips, begging and you realize you’re completely weak against her and give her what she needs, meeting her thrusts. 
She comes undone on your thighs next, hips spasming, and gasping against your lips as she comes down from her high. Her body goes limp and she falls on your shoulder for support. You press a kiss into her hair, rubbing her back with your hand to soothe her, not really caring if the act is more intimate for whatever this is. 
You switch your positions to lay her to rest on the bed, pressing soft lingering kisses on her face as you do, and she curls in beside you blissfully ignorant to what had happened, and you wonder if she’d still be like this with you if this never did occur. 
Still, you hold her tighter, blinking as the past minutes replayed in your head, trying to make sense of the situation. Your thoughts only come to a halt when Cairo’s lips are back on your neck, and you shake away the goosebumps because you know you can’t do this again without truly knowing. 
“Cairo—what, what did we do? What was this?” Your voice cracks through the silence, a lump forming in your throat. 
“Sex,” Cairo states matter-of-factly, continuing to kiss your neck, but it has your heart dropping to your stomach and suddenly you feel sick. Maybe it was just the alcohol or the heartbreak, or both. Either way, it had you pulling away.
“But did it mean anything?” You ask hesitantly, sitting up next to take her hands off you. Cairo huffs in frustration but doesn’t stray her eyes away from you, the action only making it all the more difficult to ask. “At all—did you feel something?” 
“Baby I felt many things,” She chuckles incredulously, raising an eyebrow.  “What's with all the questions?” 
Her wandering hands make it hard to focus on your words, each touch just a reminder of what you had done just a moment ago. You tentatively take her hands into your own, catching her by surprise. “I just mean- well you’ve never…shown or said you’ve wanted to be with me this way.” 
“Just because I had sex with you doesn’t mean I want to be with you. It’s just sex, Y/n.”
You choke in disbelief, feeling a wave of soberness wash over and you let go of her hands, similarly to how Cairo did earlier.
Not really knowing what to do or say, you shuffle away from her, noticing her torn expression. It hurts you to look at her, so you don’t, choosing to face anything—the ceiling, her vanity. But everything ties back to her, and you hated yourself for allowing this to happen. 
A wave of silence passes you before you have the strength to repeat something, “Right”. You manage to utter, your voice trembling.  
When you make a move to leave, Cairo touches your wrist to stop you and you freeze. “It’s late, and you’re drunk. Stay the night.”
You take a shallow breath, shaking your head in denial. “I don’t think I should.”
“I wasn’t asking.” 
“Of course not.” You mutter, sitting back against the headboard. Cairo doesn’t question the attitude, only sparing a concerned glance before moving off the bed. Her movements are sloppy as she makes her way to the bathroom, holding a new pair of clothes. 
You don’t register when she returns, but it’s long afterward. Neither of you says a word, choosing to settle in silence. There’s a palpable tension when she places a pillow between you, a silent barrier.
You want to scream, to say something, to remind her who initiated it. Tell her that if anything, you should be uncomfortable with her. But that would be a lie. Your head continues to pound throughout the night, and you decide it’s better to sleep it off, unaware of how deeply affected both of you are.
The next day, Cairo wakes up to an empty bed.
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theabigailthorn · 1 year
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one of the (only) fun things about moving flats is getting petty revenge on my price gouging energy company for years of rubbish customer service
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ENERGY COMPANY: We need to install a smart meter! Can we book a time?
ME: Take it up with the next tenant; I’m out the door big man.
ENERGY COMPANY: Okay, do you have a contact number for the next tenant?
ME: Nope.
ENERGY COMPANY: Can you supply a final meter reading?
ME: Nope.
ENERGY COMPANY: Why?
ME: Can’t access the meter.
ENERGY COMPANY: Who does have access to the meter?
ME: Landlord.
ENERGY COMPANY: Can we contact your landlord?
ME: Sure - they’re an investment company in Australia. I’ve never spoken to them but good luck!
ENERGY COMPANY: About your new flat; there’s an outstanding bill?
ME: Hey, that’s great!
ENERGY COMPANY: No, I don’t mean it’s ‘outstanding’ - I mean it hasn’t been paid.
ME: Bummer.
ENERGY COMPANY: You need to pay this bill.
ME: No I don’t: this is from before I moved in. Sounds like the previous resident skipped town without paying you.
ENERGY COMPANY: We can pass this bill on to a debt recovery agency.
ME: Cool, good luck.
ENERGY COMPANY: They’ll come round to your new flat!
ME: I’ll tell them the same thing then. There’s no way you can take me to court over a bill that’s from before I even lived there.
ENERGY COMPANY: Do you have contact details for the previous tenant who skipped town?
ME: No, and if I did I wouldn’t tell you!
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loveemagicpeace · 4 months
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🍯Astrology Notes🍯
🪴Virgo rising- are very caring people. They take great care to ensure that you have everything you need, especially for your health. They will be able to tell you a lot about various medicines.
🌱Gemini rising- funny as fuck sometimes. They are people who talk and don't stop. You can discuss all possible topics with them if you want. They have a very open mind. But when it comes to being able to do something, sometimes they are not so open to new things. Let's say one difference between them and Sagittarius is that they are not traveling types and they don't like to travel that much.
💫You will feel most comfortable talking to people with whom you have the same compatible moon and mercury in your house. for example: mercury in the 9th house and the other person has mercury in the 1st house. With this you can see what topics you can discuss with others.
🪐People who has saturn in 1st house looks better when they are skinnier. Because their bones and body structure are more beautifully emphasized. Many times they can have weight problems(they can quickly lose weight from worry).
🍀Earth signs look very down to earth even when they are joking around. Even when they make a crazy joke, they still look down to earth.
🐚Scorpios quickly stop trusting you. You just have to do one thing and they are done trusting you. When they see that you are dishonest to them in any kind of way, they will not trust you anymore. Especially when they get to know someone from the beginning and notice that they didn't tell them something or hid something from them, and as I said, it could be just one small thing like say you're going to say you're eating pizza, but in reality you're eating hamburger. It is small lie. But this is sometimes also one of the reasons why pisces and scorpio don't go so well together. Because pisces tend not to say everything while scorpios are. Many times, pisces swim off into their fantasy world and sometimes get lost in it. Scorpios are always looking for the truth in everything. I have seen successful Scorpio/Capricorn couples many times.
🍁Fire signs are actually very active people. So you have to prove them love with actions. They want to see how much you are willing to do for them and how much you are willing to risk. When you go beyond your limits and do something really crazy for them, they will really appreciate it.
💷2nd house represents your money & 8th house where you invest money. The 2nd house reflects your underlying relationship to money and patterns around money are often deeply ingrained. With the Moon in Cancer here, your emotional wellbeing rises and falls with your bank balance, both of which may be subject to flux. You can be a rags-to-riches success, but with Saturn in the 2nd you might always feel poor, the millionaire who still buys the budget range at the supermarket. The 8th house is concerned with debt and our relationship to institutions which provide loans, mortgages, and overdrafts. Capricorn on the cusp of the 8th suggests paying your dues and insisting on a proper contract, Sagittarius here you can invest a lot in travel or even illegal things.
☀️The Sun is the central flame of our vitality. Acting according to your Sun sign and engaging in activities denoted by the house it occupies are important ways to increase your energy and vigour. For instance, with Sun in the 1st, you might need time alone in order to recoup your energies - the presence of others can drain you, Or with Sun in the 6th, maybe you like to spend spare time working in the garden or catching up on DIY. The Sun in Sagittarius might mean you like to explore far afield; if in Aquarius maybe you like to holiday with a group of friends. Sun in Scorpio- working in the shadows or researching something no one knows about is best for you. Sun in 7th house you like to devote a lot of your time to your partner.
🧸Some signs are naturally more work-oriented and some more suggestive of needing a slower pace. Capricorn (or its ruler Saturn) is often highlighted in the charts of anyone with a strong work ethic - by contrast, Leo, Libra, or Pisces might engender a bit more need for time off, to play, relax, or dream. Each Zodiac sign has its ideal gap year or holiday. The fire signs might favour adventure breaks, the air signs a chance to meet new faces, the earth signs maybe an eco-trip; and the water signs a sojourn by the sea or in quiet, restful places.
🩰The IC and the 4th house describe home, both as a physical place and as an inner sense of roots, safety, and foundation. If you have Jupiter in the 4th, it might feel natural to you to travel around or you might even choose to live abroad - or with Uranus here, you may experience many changes of home(many unexpected moves). With the Sun or Moon in the 4th, you might be so strongly connected to home and homeland that uprooting yourself will not be easy - your Sun here suggests your life revolves around home in some way, the Moon that your emotional wellbeing is closely tied to it. With Pluto you can feel that your home is intense and that you are always transforming through it (but it can also leave bad memories). With Mercury can mean that you change your home a lot. With Mars you may feel that your home is often chaotic or aggressive and you are looking for a home where you can become independent. With Neptune many times your home is confusing, strange. Many times you find your ideal place somewhere by the ocean. With Venus your home is loving, genuine and you have loving parents to whom you love to return. But it can involve a lot of money or love based on it. So you can feel that your parents never really appreciated you if you didn't have money.
🧚🏼‍♀️About Aquarius: I want to say one thing about them. I would say that if they really really want they will do it. But most likely they are independent people & lost souls sometimes. I think that they are scared of attachment. So that's why they are rather alone. They are looking for someone. Who will be goofy as they are.
💌I think Valentine's Day is for Libras. Libra is a sign of love, romance,beautiful things. And if any sign is inclined to & like to celebrate this day, it's definitely the Libra. But I find it a little strange that it is in Aquarius season.
💘Cupido is definitely a Sagittarius sign. Although people don't believe that Sagittarians are so loving and romantic, but they really are. Cupido shoots into the hearts of people who are meant to be together. If you hit a sagittarius deep in the heart with your love, then you can see the true side of them. Then you can see how loving they are.
🌅The people you attract into your life are usually connected to your North Node.For ex.: North node in Virgo in your 8th house- you will mostly be attracted to people who have a virgo placements, scoprpio placements, or pisces/ taurus placements.
🌊Pluto symbolizes power in whatever house it is. The power you feel in yourself and the people around you. Strong experience of feelings. For ex.: 5th house - privacy, romance, jealousy, strong emotions, strong happiness, attitude towards the things you do, you feel strong love, devotion. Obsession with changing partners maybe or affairs idk. 6th house - obsessed with perfection, control, work, high expectations. 7th house - you attract a lot of possessive partners, obsession with your partner, but at the same time you can be afraid to get into a relationship, mistrust. 8th house rulership- curious, constant control, secrets, power over your secrets, emotional transformations, many dark things, connection with birth and death, great interest in hidden things. 10th house - people can see you as a strong opponent, driven for a career, they can see you as a person who has a lot of secrets, you can present people with challenges. Big influence.
-Rebekah🧚🏼‍♀️🩰🌙
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theambitiouswoman · 7 months
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Wealth Building: Money Topics You Should Learn About If You Want To Make More Money
Budgeting: This means keeping track of how much money you have and how you spend it. It helps you save money and plan for your needs.
Investing: This is like putting your money to work so it can grow over time. It's like planting seeds to grow a money tree.
Saving: Saving is when you put some money aside for later. It's like keeping some of your treats for another day.
Debt Management: This is about handling money you owe to others, like loans or credit cards. You want to pay it back without owing too much.
Credit Scores: Think of this like a report card for your money habits. It helps others decide if they can trust you with money.
Taxation: Taxes are like a fee you pay to the government. You need to understand how they work and how to pay them correctly.
Retirement Planning: This is making sure you have enough money to live comfortably when you're older and no longer working.
Estate Planning: This is like making a plan for your stuff and money after you're no longer here.
Insurance: It's like paying for protection. You give some money to an insurance company, and they help you if something bad happens.
Investment Options: These are different ways to make your money grow, like buying parts of companies or putting money in a savings account.
Financial Markets: These are places where people buy and sell things like stocks and bonds. It can affect your investments.
Risk Management: This is about being careful with your money and making smart choices to avoid losing it.
Passive Income: This is money you get without having to work for it, like rent from a property you own.
Entrepreneurship: It's like starting your own business. You create something and try to make money from it.
Behavioral Finance: This is about understanding how your feelings and thoughts can affect how you use money. You want to make good choices even when you feel worried or excited.
Financial Goals: These are like wishes for your money. You need a plan to make them come true.
Financial Tools and Apps: These are like helpers on your phone or computer that can make it easier to manage your money.
Real Estate: This is about buying and owning property, like a house or land, to make money.
Asset Protection: It's about keeping your money safe from problems or people who want to take it.
Philanthropy: This means giving money to help others, like donating to charities or causes you care about.
Compounding Interest: This is like a money snowball. When you save or invest your money, it can grow over time. As it grows, you earn even more money on the money you already earned.
Credit Cards: When you borrow money or use a credit card to buy things, you need to show you can pay it back on time. This helps you build a good reputation with money. The better your reputation, the easier it is to borrow more money when you need it.
Alternate Currencies: These are like different kinds of money that aren't like the coins and bills you're used to like Crypto. It's digital money that's not controlled by a government. Some people use it for online shopping, and others think of it as a way to invest, like buying special tokens for a game.
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zepskies · 10 months
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Love Actually - Part 3
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Paring: Soldier Boy/Ben x Reader
Summary: You and Ben steel yourselves in order to meet your crazy family for Christmas dinner.  
AN: And here’s Part 3, lovelies. Stick around after the end for a special announcement (new BMD fic dropping next weekend)!
Remember, this is set in the same world as “Break Me Down,” and set before “Checkerboard.” There will be a few references to the original story in this. But on the whole, this can be read as a stand-alone!
Word Count: 5,300 Warnings: 18+ only! Smutty smut ahead. Lots of fluff and a potential overload of feels.~
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Part 3: “Auld Lang Syne”
You leaned down, subtly grabbing his thigh.
“I need you,” you whispered in his ear. The tone of your voice set his blood alight with new interest.
Ben’s resulting smirk was subtle, but edged. “A tour it is.” 
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Ben got up from the couch, giving you a thinly veiled look of smugness. He knew you’d come around. 
You nearly rolled your eyes. 
But when you told your grandfather your plans to show your boyfriend the rest of the house, he just waved the two of you off. He was too invested in the baseball game to give it much thought.
Which left Ben to follow you up the stairs, where he admired the curve of your ass in this little dress. He couldn’t help himself. He reached out and grabbed a delectable handful. 
You gasped and clung to the guardrail. You shot him a warning look over your shoulder, despite your smile. 
Not yet, your gaze told him. But you took his hand and guided him the rest of the way up. His grip tightened on yours.
All right. He could wait.
When they got to the second floor though, Ben started to get curious about the large two-story house. 
“I thought you said your mom had debts,” he said. “Supposedly, that’s why you took on the job of hunting me down.”
You chuckled humorlessly. “Don’t let that Betty Crocker apron fool you. She’s a degenerate gambler.”
Behind you, Ben’s brows rose a bit.
You paused a step. “Or, well, she used to be. As you know, my family has issues.”
He snorted in response. Something else occurred to him though.
“Is this the house you grew up in?” he asked. You full on stopped walking then. 
“Oh, no,” you said, with a firm shake of your head. “She sold that house after the divorce. She bought this one with the settlement money.”
Ben ruminated over that as you led him into the guest bathroom. He closed the door behind him with a soft click, and by the time he turned around, you were there with your warm hands on his chest, shoving back his jacket.
He smirked and shrugged it off the rest of the way, then draped it on the doorknob behind him. He started with unbuttoning and rolling up the sleeves of his black dress shirt. 
You watched him with hunger in your eyes, running your hands down his firm chest and solid abs. 
You heaved a breath of relief when he pulled you in. He wrapped his arms around your waist and started kissing down your neck. You clung to his arms and tried to stop yourself from digging your nails into his nice shirt. 
“What changed your mind?” Ben asked.
“Are you complaining?” you quipped.
“Always a fucking smartass,” he rejoined. And his lips left you, with him giving you raised brow. His thigh slipped between your legs, a slow and torturous friction. “Maybe I’ll just leave that pretty pussy on fire.”
Ugh, you thought. He could be so annoying. You leveled your stern eyes up at him. 
“I need you to fuck me. Right now,” you said. “Or I’m gonna rip my aunt’s face off.” 
You reached down to cup his length firmly through his slacks, earning a grunt from him. It ended on a groan when you grazed him with your nails. He chuckled deeply.
“That’s kinda hot,” he replied. An understatement. The hairs on his arms were standing up, along with his cock. 
You smiled in amusement. “You would think so.”
He grabbed your arms and meant to kiss you, but you stopped him with your fingers against his lips. 
“Two rules: this lipstick doesn’t come off. And no. Ripping. The dress.”
By no means did you want to get caught doing this. You already felt guilty, and you two hadn’t even done anything yet. But you needed this, or else you weren’t sure you could get through dinner without any violent incidents.  
But you could tell that Ben was annoyed at being given restrictions as he stared down at you. 
“You’re making a lot of fucking demands tonight,” he said, squeezing your arms a bit.  
You smirked and tilted your face up to him. You leaned up, nearly brushing your lips with his. 
“Isn’t it more satisfying when you have to work for it?” you asked.
Ben huffed, and almost rolled his eyes. If there was one thing you enjoyed doing, it was testing his fucking patience. 
But then he smirked. “Fine.”
He gripped your arms tighter and turned you around, pressing you against the pristine granite countertop. You met his darkened gaze in the mirror.  
You knew then that he was going to do one of his favorite things: taking you from behind while he made you watch. It wasn’t the first time, and you knew it wouldn’t be the last. But you parted your legs, your lower belly quivering with anticipation as his thigh encouraged you.  
His hands soothed down your arms, dragging across your body, squeezing your breasts over your dress while his lips burned down your neck once more. His teeth grazed your skin, making you shudder.
You then remembered to turn the faucet on in the sink. It would create some more background noise, and hopefully disguise your moans as his hands traveled down your body. 
You helped him slide the skirt of your dress up, tug your pantyhose down to your ankles without ripping them. 
“Hmm, I like the black lace,” he murmured behind you. His fingers dragged down your skin along with your panties.
“I know,” you replied on a shaky breath, as his fingers teased the slit of your pussy from behind, brushing between the folds. “You bought ‘em last week.”
“Did I?” he mused, as his fingers found your clit. He rubbed a bit roughly, drawing a pleased sound from your lips. “I’ve got good taste.”
A smile broke out across your face. “See? I never need to pay you any compliments. You can stroke your own ego just fine.”
Ben tilted his head at you. He peered around your shoulder to catch your eye. You gave him a sly look over your shoulder, though it was edged with desire.
“Oh yeah?” His words were a challenge. His fingers entered you then, earning an even deeper moan from you, though you tried to taper it down. “Maybe I should let you stroke your own too, huh?”
You shook your head, biting your lip. Your inner walls were already clenching on his fingers, and you had to grab his arm and the counter for balance. 
“Ben, please,” you whispered more raggedly. His smirk took on a wicked edge. 
“Oh, now it’s please?” he said, his voice drawing deeper, more gruff. “Please what?”
You couldn’t speak. His fingers were working overtime pulsing inside you, while his other hand joined, parting your folds to press on your clit like a button. You were so fucking close, you could taste it…    
But as soon as that coil began to truly tighten, Ben withdrew his fingers. You panted for breath, and your gaze snapped up to his in the mirror. You glared at him. 
“What the f—”
“Answer me,” he demanded. “Or I really will walk the fuck out right now.” 
Big talk, you thought, from the man with a rock-hard dick. But you blew out a breath and conceded to his demands. 
“Please,” you said, reaching back to stroke his cheek, running your fingers through his hair, bringing him closer. Your hand clenched in his hair. And with the other, you took his hand, still wet from where it had been inside you, and brushed it against your slippery folds. 
“This is all because of you,” you said. “Only ever for you. Fuck me until I break an ankle in these heels. ‘Til I can’t fucking breathe.”
Ben’s chest warmed. And it wasn’t just about his pride.
Somehow, you gave him everything he wanted to hear and more. Maybe that was part of what he loved about you. Even when you demanded from him, you gave him more of yourself.
So he gave you what you wanted. He guided you down onto the counter and rucked up your dress. Per rule #2, he did it gently enough so he wouldn’t rip the fabric. 
You heard his pants unzipping, felt the weeping head of his cock against your folds, teasing you for a moment. You gripped the counter and made a sound of pleading frustration. 
“I gotcha, baby,” Ben said, lowly in your ear. He gripped your hip and guided his cock inside you, nice and slow. You both breathed hard, trying to keep your voices down. He then bottomed out, and it made your inner walls flutter and tighten. He made a gutteral sound, low and pleased. “Such a good girl.”
His darkened green eyes fixed on yours in the mirror. It was heat and desire, but it was also deeper. It always had been, ever since he met you.
And for you, his gaze alone was a molten caress. If you had it your way, you could very well spend the rest of the night in the guest bathroom. In this very moment… 
But it had already been a while in here. You didn’t know how much time you had left before someone came to find you two, so you squeezed his hand on your hip. 
“Get going, cowboy,” you teased, but it was really a command. Ben saw it in your heated gaze in the mirror, meeting his. He slid out of you slow at first, but snapped back in harder. It made you jolt, but also shudder and squeeze him from the inside out. He wished he had the time to do this how he wanted, taking his time, but that was one thing they didn’t have.
He made up for it by taking you hard and deep, putting you through your paces. You held on for dear life while trying not to let your voice raise higher. It was a challenge for you, and you knew Ben liked hearing your voice. But when he hit a particularly good angle, you couldn’t help but cry out a bit. 
He brushed your hair away from your neck and pressed his lips there. He had to bite down to stifle his own grunts. It had you gasping at pain mixed with pleasure. 
He was getting close too; you could feel it in his wilder thrusts, in the tightening of his hand on your hip. You needed just a bit more.
“Ben,” you whispered. He heard the ragged need in your voice. He saw it in your eyes when he met them in the mirror, desperate for release.
“Tell me,” he ground out. 
You took his hand guided it again down to part your folds. He took the hint and once again circled the pads of his fingers against your clit—this time with purpose. Your breath hitched as the coil in your belly finally snapped and released its warmth. 
He gave you a few more hard thrusts before his hips stuttered as he groaned, and he spilled inside you. 
Oh shit. You still hadn’t gotten your IUD replaced…
Oh fucking well, you thought, as your core still quivered with pleasure. This was worth playing a bit fast and loose with your birth control.
For a while, the sounds of your mingled breaths were almost drowned out by the water running. You turned off the faucet. Then your eyes met Ben’s in the mirror, and you smiled. 
The corner of his mouth raised. He slid out of you, but you kept him close with a hand around the back of his neck, tangling your fingers in his hair. Part of you couldn’t believe you just fucked your boyfriend in your mother’s house, in the guest bathroom of all places. But you felt all the better for it. 
Or at least, you no longer had a desire for blood. You stroked the arm that still held you upright, more bracing now than restrictive. You felt his seed spilling down your inner thighs, but you couldn’t yet force yourself to move. Your legs were still shaky. 
However, you knew you could rely on the strong pillar of his arms holding you. Ben rested his cheek against your hair, pressing a kiss there.
“You’re beautiful tonight,” he said. 
Your eyes widened with soft shock. When it slowly faded, you bit your lip. Your body shook with quiet laughter as your brows rose high.
“Right now?” you asked. With your dress rucked up and your pantyhose rolled down to your ankles.
“Yeah. Right now,” Ben said. “A fucking sight.” 
And he meant it. 
You could tell, and that warmed you down to your toes. Your smile softened as you rested against him and closed your eyes for a moment.
“You don’t know how glad I am that you’re here with me,” you said. “Thank you.”
“I’ve got some idea,” he murmured, smirking as you once again trembled with a giggle. 
You reluctantly detangled yourself from him to reach down under the sink for a washcloth. Ben let go of your waist, only so he could take the small towel from your hand. You looked up at him in confusion, but he leaned around you to run the cloth under a bit of warm water from the sink.
He then got down on one knee in front of you, and proceeded to clean you up himself. Your eyes widened as you stared down at him. Your breath caught in your throat. 
He’d never done this before. Something about it made you blush. The sheer intimacy of it, probably, of his hand running the warm cloth up your bare inner thighs. His free hand held one of your calves, his thumb resting just under your knee. 
You had to reach for his shoulder to stabilize yourself when the cloth swiped between your thighs, against your sensitive core. It made your lower belly tingle again with a spark of arousal. You breathed in slow and deep before you spoke.
“Not that I’m complaining, but…” you trailed. You weren’t even able to finish your question. 
Ben met your gaze with a raised brow. “What, can’t take care of my girl?” 
It took you a moment, but eventually you smiled. The kind of smile that made your insides warm and buoyant, and your stomach clench.
You had a feeling he’d overheard you and your sister talking earlier. It wouldn’t have been the first time he’d eavesdropped with his superior hearing.
Your expression faded a bit when something occurred to you. You tilted your head at him.
“You heard everything my aunt said, didn’t you?” you asked. 
Ben paused a moment, holding the towel against your inner thigh. His lips drew downward as he remembered what he’d heard while trying to concentrate on the baseball game with George. 
“I’m just sayin’!” Trina said. “He might have forever, but you certainly don’t.”
If Louisa hadn’t stepped in when she had, Ben might’ve had to ruin his new suit, if not the evening.
“Seems like having a big fucking mouth runs in your family,” he muttered. 
You snorted. “Yeah, but mine’s endearing. She’s just a bitch, still bitter from her divorce.”
Ben didn’t answer. Though after he finished cleaning you up, he rested and elbow on his bent knee. His free hand dragged up your thigh and over your hip, squeezing soft flesh.
“Yeah well, put her in her place next time, or I will,” he said. His tone was edged, and you gave him a wry look. 
“I’ll try not to give you the chance,” you said. 
“I mean it,” Ben said. His gaze bore into yours, unyielding, even from where he knelt at your feet. He stood to his full height, tucking in his shirt and zipping his pants back up as he went. 
“No one’s got the fucking right to talk about our business,” he said. “And you better not listen to a goddamn word. About me, and sure as shit, not about you.”
A small, sharp breath got stuck in your throat. Just then, you found you had to swallow past a swell of emotion lodging in your throat. 
His hands found their way back to your hips and squeezed gently, but with purpose. You read it in his eyes. 
“You hearing me?” he asked. 
You nodded. “Yeah.”
Your aunt was someone who always “meant well.” You had gotten far too used to swallowing your tongue for your mother’s sake. And at the end of the day, you usually knew how to let Trina’s words roll off. You’d certainly had plenty of practice.
But regardless, your heart grew for this man. 
You took his face between your hands, and you kissed him deeply, breaking rule #1.
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You took a few more minutes to fix your clothes, your hair, and yes, your lipstick. 
When you two eventually went back downstairs, the table was nearly set. The appetizers and wine remained, along with the plates and silverware. All that was missing was dinner itself. 
“Okay, looks like dinner’s about ready. I’m gonna go and help,” you said. You gave Ben a parting smile and let your fingers run down the back of his arm. He shot you a wink, and one last pat on the ass. 
You had to stifle your squeal, sending him a playfully warning look on your way to the kitchen. You stepped back in to see your mom pouring the cranberry sauce into a serving pitcher. 
“Oh, glad Miss Congeniality could grace us again with her presence,” Trina remarked at the sight of you. 
You gave her a flat smile. “What do you need?”
“We’re serving. Help your mom,” she said, nodding behind her. You wordlessly agreed and went over to Marie, who gave you a curious look. 
“Where were you all that time?” she asked. Louisa looked over with the same question in her eyes. 
“Well, I said hi to Grandpa,” you said. It wasn’t a lie, and technically, nor were your next words. “And then I gave Ben a tour of the house.”
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When the fuck is dinner already? Ben thought as he approached the dining table filled with mini quiche, pigs-in-a-blanket, and other appetizers. His stomach was starting to growl something fierce. He was craving real food, but he still grabbed one of the small plates.
While he surveyed the layout of finger food, Great Aunt Silvia sidled up next to him with her cane in hand. Ben noticed her out of the corner of his eye. According to George, she’d had a hip replacement last month. 
“Hey, there,” he greeted somewhat politely, if distracted by adding food to his small plate.  
“Oh, my days. You’re Soldier Boy,” she said in surprise. Her eyes twinkled with delight.
Where’ve you been, lady? Ben thought in annoyance. Oh, that’s right. Passed out in a damn oxy coma.
Before he could respond with something half gracious, he felt a bony hand get a meaty handful of his ass. 
He actually flinched, more at the suddenness than anything else. A pig-in-a-blanket flew from his plate and rolled off the table. 
Ben gave the old woman an incredulous look. What the fuck? 
“Excuse me?” he uttered. 
But of course, she played dumb. And she ducked quick when you came over with the mashed potatoes in large bowl. You set it down on the table, but you noted the grouchy look on his face as he looked past you into the living room. Great Aunt Sylvia waddled away with the help of her cane, back to her nice recliner. 
“What’s the matter?” you asked, earning his attention.
“Silvia’s a wily old broad,” he muttered. At the look on your face, however, he felt the need to clarify. “Apparently she got my ass confused with the quiche.”    
You bit your lip, and your eyes widened. You had to stifle a shocked giggle as you glanced past him to your great aunt, who’d taken her usual seat by her brother. You slid Ben a knowing smirk.
“I thought you liked older women,” you teased. 
He scoffed. “Gotta draw the line somewhere. I think ‘hip replacement’ is that line.”
“Not running for the Astroglide, huh?” you whispered in his ear.  
He grimaced, even though he also wanted to laugh. He just shook his head. 
“Jesus Christ, enough.”
You stifled a laugh through your nose and soothed his arm. 
“Here, help us with getting the ham on the table. Maybe we can avoid another member of my family playing grab ass.”
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Once Christmas dinner was all set on the dining table, you were practically salivating. You had a hard time deciding on what to try first: the ham, the sweet potato casserole, the cranberry sauce, or stick as much of all three on your fork as you could. 
You went with the latter, and Louisa eyed you with a laugh. 
“What?” you asked with your mouth full. It got Ben’s attention as well.
“You do this every year,” Louisa remarked. “It’s like you forgot how long it takes to get dinner on the table in this house.”  
“I’m freakin’ starving,” you admitted. 
“Yeah? Worked up an appetite, did you?” Ben asked, a bit pointedly, despite the way he sipped at his wine. (And paying you back for that Astroglide quip). 
You shot him a warning look at his audacity.
Louisa seemed to be the only one who caught the exchange, with a suspicious brow raise. 
“So Ben,” Trina began, around a mouthful of ham. Already her voice set you on edge. “What was it like in the ‘40s? You know, with the Nazis and everything.”
You and Ben shared a subtle glance. His jaw clenched. 
Fuuuucking hell, you thought.
From the head of the table, Grandpa George looked over at his eldest daughter with an annoyed glint in his eye. 
“Katrina, do us all a favor,” he said wryly. “Keep stuffin’ your face.” 
You bit your lip against a grin. Louisa shared your same problem, snorting into her Diet Coke. 
Trina looked adequately indignant, but to everyone’s relief, she just pursed her lips and speared at her plate.  
The rest of dinner was interesting, to say the least, with many questions thrown to Ben about his celebrity days. He ate up the attention, just as you thought he would. It seemed your little escapade upstairs loosened him up too. He told his favorite stories, editing the more graphic anecdotes out of some of them, you noticed gratefully. 
The atmosphere only got tense when Ben bit into some kind of casserole Marie made. The texture was soft and stringy with green beans, but there was something unpleasantly sweet, and even crunchy in the middle. Uncooked noodles, maybe? Frankly, he wasn’t sure what he was eating. 
“You all right, hun?” Marie asked him. 
“What is this?” Ben asked, pointing down at his plate with a fork. 
“Ah.” Trina peered at his plate, and then the suspect casserole. “It’s probably not quite right. God love her, but my sister’s no Gordon Ramsay.”
You frowned as your mom’s gaze fell. Her lips drew downwards in disappointment. 
Before you could speak up, Ben’s voice stopped you. 
“You know what,” Ben said. His voice was tight, in a way that told you he might just snap. Your aunt’s questions had gotten more intrusive and annoying over the past hour, too much even for him to let roll down his back. He was used to dealing with shitty press, but Trina was fucking relentless.
Someone better fucking muzzle this bitch before I do it for her. 
The words were about to fly out of his mouth, in a very real threat. Ben only took his belt off in public for two reasons: a good fuck and a good old-fashioned hog tie. Your aunt was about to get the latter. 
However, he could tell by the way you were gripping the edge of the table, you were bracing yourself for whatever he was going to say next. All eyes were on him.
Ben drew in a breath. With every cell of effort left in him, he turned to Marie with a smile. As pleasant as he could manage. 
“I was just trying to figure out what you put in this, because it’s delicious,” he said.
Marie blinked with a bit of surprise, but then, she brightened. 
“Oh…well, it’s just green bean casserole. A bit of butter, some Campbell’s cream of mushroom soup. That classic recipe,” she said.
But she paused, in a way that told Ben that the other shoe was about to drop. 
“…And I just added a few raisins and walnuts this time. For some texture,” she said with a shrug. “You know, something different.”
She smiled at Ben, while he and the rest of the table tried not to grimace. Who the fuck puts raisins in cream of mushroom? That’s just wrong.
“I’m glad you enjoyed it,” she said.
Ben offered her a nod, but he had to take a long sip of wine to wash the unpleasant mix of overbearing salt and sweetness down. 
He felt your soft hand squeeze his under the table. When he looked over, he found your subtle, thankful smile. The corner of his mouth raised, however slightly. 
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The night ticked on, and Ben subtly checked his watch while he chilled out on the couch. He was at the edge of the festivities now, as your family was exchanging gifts by the modest Christmas tree in the living room. 
He surveyed them all—warm and comfortable with one other as they joked and hugged and talked and laughed. Even Trina looked less irritating. 
Ben felt a bit like an intruder. 
Hell, he didn’t think he’d ever had this. A quiet, family Christmas.  
Though he was a bit surprised when Marie was the first one to walk over to him. She sat down on the couch and offered him two gift bags. One was larger than the other.
“You didn’t have to,” he told her, but she waved him off.
“Nonsense. When I saw this, I couldn’t help thinking of you,” she said. Ben began opening the larger one first. It was a simple, dark blue bag. 
“You might think it’s silly,” she said, folding her hands in her lap in a slightly nervous gesture. “Feel free to return it if you don’t like it.”
Ben pulled out a nice bottle of whiskey. He actually appreciated this one. 
“Oh! That’s from Louisa,” said Marie. 
“Really?” He glanced over and found Louisa sitting on the floor beside you. 
You were busy trying to cut through a present Grandpa George had wrapped with duct tape, just to be an asshole. (He did this to you every year, precisely because it frustrated you so much.)  
But Louisa looked up and met Ben’s gaze, giving him a wry smile and a lazy soldier’s salute. His lips quirked, and he inclined his head in wordless thanks.
“This one next,” Marie prompted him. She tapped on the second gift bag, which was bright green and shiny. 
There he found a leatherbound journal and a set of silver ballpoint pens. They looked expensive. They also reminded him of a set his father used to keep in his desk, in his study. Even the smell of the leather brought him back to that room, filled with books, crisp ink-filled pages, and tumblers of whiskey.  
“I’ve worked in a hospital for over ten years, in the psychology wing,” Marie said. “I see a lot of veterans. Lisa, my friend who’s a nurse? She told me that writing things down can help with memories you want to keep, and sort through the ones you’d rather not.” 
Ben held her gaze for a moment, but it soon fell to the journal. He didn’t really know what to say. For once, he was at a loss for words. 
Mostly because he was irritated. He didn’t need what she was offering, and implying…
Still, it was hard to get mad at someone like Marie. It would be like all those times he’d snapped at his own mother, leaving him feeling hollow inside afterwards. He’d always apologized to her later…in his own way. 
But that was a long time ago.
“Sorry,” Marie said eventually. “I know, you’re too busy for all that. But at least you’ve got the whiskey.”
“Thank you,” Ben said. But the reserved smile he offered her was more genuine than even he expected. The journal and the pens still laid in his lap. 
Marie smiled warmly, and in it, Ben saw your inner softness. The way you cared about your family and your friends, and him…he knew then that it began here.
Marie gave his cheek a motherly pat. Ben allowed it, begrudgingly.
“We’re so glad you’re here, honey,” she said. “I hope you had a good time.”
He was a bit relieved when she finally moved on. She headed over to Louisa, who was opening one of her gifts. You got up off the floor returned to your boyfriend with a wrapped box in your hand. First, you admired his small haul. 
“Look who’s popular,” you noted with a grin. Ben gave you a bemused look and put the gifts back in their respective bags. 
“I’ve got one more for you,” you said, with a teasing smile that made him suspicious. You handed him the box, which was about the size of a large book. The sticker said it was from you, to him.
His brows furrowed. “What’s this?”
You already got him the watch. But at your gesturing, he ripped the green wrapping paper off to find…a photo album. 
“Really, what is this?” he asked. 
“You can’t tell?”
“I know what it is—”
“Well, then open it,” you prodded. You sat down next to him as he started flipping through the album. 
The very first picture wiped the curious expression from his face. It was his mother, crisp in black and white. She was young and beautiful and smiling almost shyly for the camera on a windy day. 
Right beside it, there was one of his parents’ wedding pictures, old and yellowed around the corners. The third was a faded picture of the club where his parents met. His mother had been a singer there. 
You leaned over with a hand on his shoulder. Ben looked over at you.
“What the hell did you do?” Ben he asked. His face was hard to read, but he didn’t look upset. His tone was more resigned.
“I found your stash of pictures under the bed, so I thought I’d put them together for you,” you said. You bit your lip in worry, hoping he would like it. You weren’t sure of his reaction yet.
After a moment, he kept flipping. Next were a few pictures of himself, incredibly young and already with a familiar cocky grin. There was even a rare picture of him and his parents together. He remembered when and where it was taken—at his father’s birthday, right after Ben got kicked out of boarding school. 
He hadn’t looked at these pictures in…hell. It’d been decades. He'd retrieved them from an old storage locker last month, but hadn't gotten around to actually opening up the box. Now, he supposed, he didn't have to.
But the album then skipped ahead, by a lot, because the next row of pictures was unfamiliar to him—ones you must’ve added. 
They were of the Supe Affairs team. One was a group picture Hughie managed to grab with all of you in it. 
There was another right beside it, of Hughie trying to lift Ben’s shield. 
“When the fuck did that little shit get ahold of my shield?” Ben groused.
“No idea,” you said with a smile, and you flipped the page. There was an old school polaroid of you with Frenchie and Kimiko, sharing milkshakes. Then you and Annie, clinking cocktails together. Followed by you and M.M. trying to beat Butcher at backgammon. 
And then one of you, your friend Yvette, and her son Devon in Central Park. Another beside it, on that same day, where Ben had an arm raised high and parallel to the ground, and Devon clung onto his arm with a wide smile. 
Ben lingered on that picture for a moment. He was too engrossed in it to see you glance at him, smiling.
He flipped to the next page, where there was a picture of just you and Ben, sleeping in the jet on the way back from a rare field mission you were a part of. He was still in his supe suit, with an arm thrown around your waist. You were resting on his chest, and both of you were completely knocked out. Ben quirked a smile at that one. 
On that page and the next was a series of pictures from the past few months. He didn’t know this, but you’d been collecting them from your phone and had gotten them developed. 
There was the first time Ben got you to ride a motorcycle with him. You were apprehensive, clinging to him for dear life while he grinned. It had taken him a while to convince you to hop on, but the only thing that worked was finally telling you the truth. 
“You really think for one damn second that I’m gonna let you fall?”
The next picture was one he got of you, fresh out of the shower with a towel barely wrapped around you. You were clearly annoyed, but also amused that he’d surprised you with the camera. Ben now pointed to it.
“That one’s my favorite,” he grinned.
“Shocker,” you said with a chuckle. “Keep flipping.”
He then got to one you took of him. He was sitting out on the balcony, half-dressed with a cigar puffing away. The sun was setting beyond him. You caught his profile as he turned to look at you over his shoulder. 
It was a good memory for you, and some damn good photography skills, if you did say so yourself. 
But there was another picture that drew Ben’s eye. It was one that Annie sneakily took of you and him on a night out with her, Hughie, Kimiko, and Frenchie. After a bit of alcohol and cajoling, you’d managed to get Ben out on the dance floor. You were both dewy with sweat from dancing. The lighting was off because of the darkness of the club. 
But the way he was holding you, looking at you with fire thinly veiled behind his eyes, and the way you were looking up at him, like you’d never been more satisfied than to be right where you were…
It was a damn perfect moment captured in four corners. And as Ben’s finger traced the edge of them, he couldn’t stop staring at what it held. 
Until you leaned in and kissed his cheek. 
“Merry Christmas,” you said. And you hoped it was officially a good one.  
When Ben once again turned his head to look at you, he couldn’t help but reach out and frame your face with his hand. He then leaned in and kissed you, unhurried, but with an underlying passion. 
Delightful heat crawled down your spine. You grasped his collar to keep him where you wanted him. 
Meanwhile, the two of you didn’t realize that the rest of your family was surreptitiously watching the little scene. Trina and Marie shared amused smiles. George was glad to see that you finally seemed happy. Sylvia was, once again, passed out in the recliner.
Louisa’s expression was more reserved…but her eyes softened. Maybe she didn’t have to worry about you so much after all.
And when Ben finally parted from you, he thumbed gently at your chin.  
“Merry Christmas, sweetheart,” he said.
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You and Ben left your mother’s house with plenty of leftover food and a haul of presents, which you both brought upstairs into your apartment. 
“So, I know there were some snafus, but it was nice, right?” you asked him as you made your way into the bedroom.
Ben was already there at his dresser, taking off his new watch and placing it back in its black suede box for safe keeping. He considered your words with a nod, and a smile you couldn’t see.
“It wasn’t bad,” he said. 
You nodded in satisfaction. That was practically a glowing review, coming from him. 
His gaze found yours in the mirror, those perfectly red painted lips forming a smile as you approach from behind. Your hands travelled through the bows of his arms to unbuckle his belt for him. 
“I know you did me a lot of favors today, but I’m gonna need one more,” you said, with a coy smile curving your lips. “I need your help taking off this lipstick.”
Smirking, Ben turned in your arms and leaned back casually against the dresser. Using his unfastened belt as leverage, you leaned up in your heels and met his lips in a slow, but fiery kiss.
His eyes unconsciously closed as the scent of your perfume once again invaded his nose. It was less powerful by now, but it still clung to your skin like a soft imprint. He liked it. 
After your lips drew away from his, Ben watched you make a show of undoing the small latch on his pants, and then his zipper. He sunk his fingers into the soft waves of your hair, and he gave you a charming grin that once got him starlets and movie deals. 
“Well, I’m nothing if not a gentleman,” he said.  
You smirked at that. You didn’t know if fucking you in your mom’s house constituted as gentlemanly behavior, but you’d let that slide. 
And you did some sliding yourself, down his strong thighs and onto your knees. He could take care of you all right, but you prided yourself on taking care of him too. 
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AN: And there you have it, folks. 😜 What did you think? From bathroom shenanigans and Christmas dinner to some good old-fashioned gift giving. I think we covered it all! lol
Coming Soon: "Strong As Blood"
The next story I have lined up for the BMD-verse will probably be my last planned one for a hot minute, other than one request I got that I really want to do in the near future (but I haven't written it as of yet).
This next one is called, "Strong As Blood":
Summary: After you accidentally break through a solid wood table, you know there’s something wrong with you. You begin to have your suspicions, but can you keep it from Ben long enough to find out? 
(In other words: This is the story of how you and Ben discover that you’re pregnant.)
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dreamdolldeveloper · 5 months
Text
back to basics
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mostly free resources to help you learn the basics that i've gathered for myself so far that i think are cool
everyday
gcfglobal - about the internet, online safety and for kids, life skills like applying for jobs, career planning, resume writing, online learning, today's skills like 3d printing, photoshop, smartphone basics, microsoft office apps, and mac friendly. they have core skills like reading, math, science, language learning - some topics are sparse so hopefully they keep adding things on. great site to start off on learning.
handsonbanking - learn about finances. after highschool, credit, banking, investing, money management, debt, goal setting, loans, cars, small businesses, military, insurance, retirement, etc.
bbc - learning for all ages. primary to adult. arts, history, science, math, reading, english, french, all the way to functional and vocational skills for adults as well, great site!
education.ket - workplace essential skills
general education
mathsgenie - GCSE revision, grade 1-9, math stages 1-14, provides more resources! completely free.
khan academy - pre-k to college, life skills, test prep (sats, mcat, etc), get ready courses, AP, partner courses like NASA, etc. so much more!
aleks - k-12 + higher ed learning program. adapts to each student.
biology4kids - learn biology
cosmos4kids - learn astronomy basics
chem4kids - learn chemistry
physics4kids - learn physics
numbernut - math basics (arithmetic, fractions and decimals, roots and exponents, prealgebra)
education.ket - primary to adult. includes highschool equivalent test prep, the core skills. they have a free resource library and they sell workbooks. they have one on work-life essentials (high demand career sectors + soft skills)
youtube channels
the organic chemistry tutor
khanacademy
crashcourse
tabletclassmath
2minmaths
kevinmathscience
professor leonard
greenemath
mathantics
3blue1brown
literacy
readworks - reading comprehension, build background knowledge, grow your vocabulary, strengthen strategic reading
chompchomp - grammar knowledge
tutors
not the "free resource" part of this post but sometimes we forget we can be tutored especially as an adult. just because we don't have formal education does not mean we can't get 1:1 teaching! please do you research and don't be afraid to try out different tutors. and remember you're not dumb just because someone's teaching style doesn't match up with your learning style.
cambridge coaching - medical school, mba and business, law school, graduate, college academics, high school and college process, middle school and high school admissions
preply - language tutoring. affordable!
revolutionprep - math, science, english, history, computer science (ap, html/css, java, python c++), foreign languages (german, korean, french, italian, spanish, japanese, chinese, esl)
varsity tutors - k-5 subjects, ap, test prep, languages, math, science & engineering, coding, homeschool, college essays, essay editing, etc
chegg - biology, business, engineering/computer science, math, homework help, textbook support, rent and buying books
learn to be - k-12 subjects
for languages
lingq - app. created by steve kaufmann, a polygot (fluent in 20+ languages) an amazing language learning platform that compiles content in 20+ languages like podcasts, graded readers, story times, vlogs, radio, books, the feature to put in your own books! immersion, comprehensible input.
flexiclasses - option to study abroad, resources to learn, mandarin, cantonese, japanese, vietnamese, korean, italian, russian, taiwanese hokkien, shanghainese.
fluentin3months - bootcamp, consultation available, languages: spanish, french, korean, german, chinese, japanese, russian, italian.
fluenz - spanish immersion both online and in person - intensive.
pimsleur - not tutoring** online learning using apps and their method. up to 50 languages, free trial available.
incase time has passed since i last posted this, check on the original post (not the reblogs) to see if i updated link or added new resources. i think i want to add laguage resources at some point too but until then, happy learning!!
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