#Don't Waste Your Money

[royalpain16]

Seven things poor people waste their money on by Warren Buffet

High-Interest Debt: Avoiding debt, especially high-interest ones like credit card balances, is crucial. High interest can quickly erode your financial health.

Get-Rich-Quick Schemes: Buffett warns against trying to make a quick buck and falling for schemes that promise high returns with little risk.

Unnecessary Luxuries: Living below one’s means and not spending on things that aren’t necessary is a principle Buffett has always lived by.

New Cars: Cars lose value rapidly once purchased. Buying and maintaining a reliable used car can be more economical than always opting for a new one.

Paying Unnecessary Fees: Whether it’s investment fees, bank fees, or any other kind of service charge, Buffett believes in keeping costs low.

Brand Loyalty Over Value: Not overpaying for brand names when a lesser-known brand offers the same quality at a lower price is a value-oriented approach Buffett endorses.

Eating Out Excessively: Frequently eating out, especially when done out of convenience, can add up over time. Preparing meals at home is often more economical. Buffett prefers the cheap value of fast food.

#warren buffett #budget #budgeting #don't waste your money #words of wisdom

[msclaritea]

Care to elaborate about "They're creating another Jared leto" ???

Another actor who gets put in everything that nobody cares about except Hollywood perverts. It's almost comical watching the industry keep crap shooting at the box office with their little crushes. Oh, I know Dune will do well. It's been engineered to. But he's already getting off-the-cuff remarks about his role in the project.

You see, I'm not dumb enough to believe social media hype about anything from Hollywood. The proof is in the crowds you can pull. That shows the real potential power of your box office. THAT'S the pudding and I feel nothing but a dry itch looking at Butler. Hollywood really is in its stupid era, of Men Worshipping Men On Screen. Do you know who invented fandoms? Women. We do them right..unless you're a group of paid, psycho hyenas going by the name of Stalkerinas.

And more importantly...WE ARE THE MONEY. Men are cheap, by nature. It'll be the movie and a game, if attached. Women will buy almost anything if you give them someone and something worth looking at, and I see nothing lately worth wasting my time and money on. You see, I don't do 'New Masculinity'.

#Hollywood A Failed Mob State #SAG-AFTRA #Austin Butler #Men Of The Air #The Bicycle Riders #Tom Hardy #Dune 2 #Pervy Tom Hanks #Sony Pictures #WarnerBros #Paramount Global #Universal #Deadline #Hollywood Reporter #Penske Media #Oscars #Critics Choice #Emmys #Hollywood AND Broadway Jave Become One Long Pride Celebration With Zero Realism #Don't Waste Your Money #AMC THEATERS #alamo drafthouse

[archangelbeth]

Fake ebooks on Amazon.

So the scammer makes a free 4 page "book," slapping together a vaguely plausible cover, with a link inside leading to their pirate website – where they sell (maybe complete but who knows; they're scammers) pirated ebooks for like $4. (This free book is also on KU, and I don't know how that works 'cause Amazon doesn't like permafree. They're likely getting a few pennies out of KU for this and I'm sad I'm not a scammer.)

The scam ebooks have only 4 pages, and get attached to the actual book, supplanting the legit ebook because Amazon shows the cheapest one & they're ~free~; the legit ebook can be found under an unobtrusive link for "other editions."

The scam books are all by "BY [author name] (AUTHOR), and they seem to all have the title including "(a fascinating story): Illustrated".

If you're a published author, check your pages and work on a DMCA takedown if they've hit you. Or get your agent or publisher to do it; you'd think the Zon Empire would notice these books are linking to outside sites, but noooooo...

#Scams #book thieves #Not the fun kind #don't waste your money #Do check your own books

[renitheraven]

The F in NFT stands for Fursona

#furry #furry community #nft #nfts #nfts are dumb #don't waste your money

[sciderman]

Mcu is like if porn had no sex (except for that one scene in the eternals. Regret wasting my time with that one) and got less and less satisfying with each installment. And then it just shifts into kicking you in the dick and laughing when you wince in pain

me @ the eternals

#there's SEX?? in the MCU?? #i didn't watch the eternals. i don't think i ever will. #angelina jolie just isn't enough. she's not enough to make me watch it. #it's insane to me to think angelina jolie is in a marvel movie and i still have no desire to watch it. insane. #sci speaks #there are so many marvel movies lately that i am like “oh yeah. they made that movie. i forgor.” #literally nobody talks about it. #i dont know why hollywood wastes time and money making something literally nobody talks about. nobody cares. #mcu: new movie!! new movie!!! get your new movie. slaps the pig slop in the bucket for the masses. #the masses: i dont want this actually.

[leslutdepointedulac]

Has Your Man™️ ever baby-trapped you in a vain attempt to keep your broken marriage together?

Has Your Man™️ crawled half way across the world to find you and bring you home, even after you stood by and watched him die at your daughter's hand, and then dump him in a swamp and then set him on fire?

Has Your Man™️ joined a band, revealing all the secrets of your kind, therefore risking his own life just to gain your attention and be reunited with you again after many decades?

Has Your Man™️ invited you to move back in with him, even after you denied him help when he needed you the most?

Has Your Man™️ awoken from a several year long coma to resurrect you after your suicide attempt?

Has Your Man™️ given you the speech of a lifetime to convince you to become his consort so you can rule over your entire species, for all time, together?

If you have answered no to any or all of these questions, then you may qualify for compensation on Your Man™️. We also offer a free return policy if your expectations aren't met from Your Man™️.

If you qualify for compensation and/or a free return policy, call us at 0800-my-relationship-is-a-huge-failure today!

Why settle for anything less than first place in the eyes of Your Man™️? If he's not looking at you like you hung the moon, or waxing poetic about you at any and every given opportunity, then it's time Your Man™️ took a trip to the swamps.

Get you a man that would.

#if he wanted to he would #don't settle for anything less than what you deserve #if Your Man™️ doesn't simp over you like lestat simps over louis then consider it a complete and utter waste of your time #and your money back #louis de pointe du lac #lestat de lioncourt #loustat #vampire chronicles #tvc #my vampire chronicles

[simder-talia-blog]

PSA

I’ve seen a lot of ads for online “shops” that are merely buying items from aliexpress and/or alibaba and then jacking the price up to ridiculous amounts. I just want everyone to know that if you see an ad for a cute little product like a hat with cat ears, mushroom night lights, expanding "astrological" rings, socks, etc- these items are sold for very cheap from a chinese supplier website (that any person can place an order on) called aliexpress and are being marketed to the Tumblr community as “limited” items at maximum prices.

Accounts that I have seen reblogging these incessantly thus far are @mostly-funnytwittertweets, @dankmemeuniversity, @anxietyproblem, @everythingfox, @important-animal-images, @memeuplift, @my-kawaii--world and other aesthetic/meme/twitter screenshot blogs.

THESE ADS ARE SCAM SHOPS -Tumblr support has stated to report them! See images below.

I know a lot of people on here struggle financially and the last thing everyone needs is to be scammed like this. You can purchase these items yourself from the source for the actual price. Some of these items are poorly made and not even worth the ali price. Thanks for reading.

I have emailed with a Tumblr support person about these posts and they are indeed spam and should be reported as such.

And if you want a nice handmade beanie with cat ears, by all means please go to @hauntedtrait's tumblr page.

#blog #non sims #scams on tumblr #report this shit. #don't reblog these scam ads #and ffs don't waste your money

[whats-her-quirk]

friendly reminder fellow americans: if your annual gross income is under $45k you can file your federal and state taxes for free on freetaxusa.com/freefile2023, and if you make over that, you only have to pay for state and it only costs $15 per state. I believe this is available in all states. I have used this 2 years in a row and it's recommended on the IRS website as a resource. I just think everyone should know about it!!

#dont waste your money on turbotax or things like that if you don't have to!!

[crownedinmarigolds]

A friend of mine begged me for a commission slot spot and then wants to have the most expensive option because she wants to support me I'm crying

#personal #ive met with such kind and supportive people it means everything #i told her that i have a small queue at the moment but that's fine with her until she can get paid..... #don't waste your money on me but also thank you 🥲🥲🥲🥲🥲 #shes not on here I'm just blubbering to the void

[katyspersonal]

I really hate it when someone says or does something mean and unfair and I try to address how wrong it is, and all they can react as "hey this is just internet and we are also strangers move on why are you getting so worked up about words in the iNtErNeT fRoM sTrAnGeR grow up pls I can be a mean unfair bitch for no reason to StRaNgErS on the InTeRnEt 🥺🥺🥺"

Like, the fact that we are not sharing physical space doesn't cancel the fact that what you just did not only didn't make rational sense, but was mean? And you are not supposed to be a rude bitch to "strangers" either? How are you a mature, secure adult if the only way you can handle the fact of misjudging someone and being rude is to try to gaslight them with that "you're overreacting uwu" thing? I am reacting just right, by pointing out an unfair action for being unfair, I am physically unable to react more rationally.

#/vent #personal #internets #the even dumber part was that they ALSO tried to claim that I could not take the L of being 'rejected' #excuse me what? #I am not addressing it because I am desperate for your attention I am addressing it because it wasn't fair #like you know that one wojack picture with a guy sobbing behind a smug mask? #the whole chat I could not see them as anything but that image. just that image the whole chat. #like if you have to constantly repeat how I am a nobody for you like a mantra are you really secure? #anyway I've finally reached the point of blocking people #I normally don't want to because we're all idiots in the same fandom loving this world #but the problem is.. they aren't #they *admitted* having no passion or knowledge about the source material #and just using bits from the source material to create their own thing #fandom is not a grinding ground for 'platform' or someone's narcissism its for LOVING source material #it is the case of 'just create OCs and original project' but these people never do because- #-fanart and fanfics will always get more attention than original stuff. even if they're not from a fan. #though i am generally apprehensive towards popular creators. they are way too willing to make enemies #same vibe as rich asshole wasting money willy nilly #me and the girls are not spoiled like this because we've known traumatizing levels of loneliness #so we are reluctant to completely cut anyone off let alone being mean just to show off

[the-gayest-sky-kid]

my friends should be able to beat my parents with hammers

#shes leaving AGAIN. for this fucking guy. AGAIN #if she comes back fucking angry or crying again im genuinely gonna fucking kill myself i dont even care anymore #he literally had a gf the last time she called him. you have been having this fucking drama for months i don't even have sympathy for you #god no its been at least over a year now right #you are a grown woman with kids maybe instead of wasting money on going on another goddamn trip for a man who literally does not care you #could. idk. try taking your daughter to her goddamn appointment tomorrow????? #fucking christ #personal posts and stuff idk #aethers rants #cw vent

[k-phoenix]

hello! i would love to hear the rant about PET scans :3

Holy shit so okay I'm in the train for the next 20 minutes, and I _know_ that's not enough time to get into all of it, but I could rant about this for hours, so. Maybe we cap this at 20 minutes. [20 minutes later] Okay so I wrote a huge wall of very boring text that barely started getting into it, so let me provide way less detail, actually:

It is massively expensive. A PET scanner costs a lot. And it's not a one time purchase, and then you can do scans, no, you wish. You also need some very expensive equipment to create radioactive tracers (which are what is used to do a PET scan) on site, because that stuff needs to be created fresh (under an hour) before every scan. To create the tracers is ALSO incredibly expensive. A single PET scan costs multiple thousands.

This also means that PET research makes use of as few participants as possible. A study with 15 participants is considered big. You simply cannot infer from 15 participants to the whole population. This also means that, statistically, it is highly likely that you don't find an effect even though it exists - meaning if your PET study looks for the effect of A on B, it is highly likely that it will find that A has no effect on B even though it does - simply because you didn't have enough participants (if this explanation doesn't make sense, let me know, and I can explain in detail)

This, together means, that an absolutely absurd amount of money is used for research that, by design, will not find results, because to find results, they would need more participants and even more money.

Because scientific publishing is a shitshow at the moment, research that doesn't find results very rarely gets published, especially not if you can't even be sure whether the result is right. So absurd amounts of money put into research that doesn't even get published.

And I haven't even talked about the results they did find and issues with them. Don't ask me to explain those. Don't tempt me to put hours into writing a multiple page essay that nobody will read.

So, in conclusion: PET is an absolutely amazing feat of engineering that is magnificent in detecting cancer and with it we could learn so. Much. More about the brain and how it works. But to do that, a lot of the basic organisation of how we do science would first need to change. Many labs would have to collaborate and be okay with making the collected data openly available, so appropriate sample sizes (=numbers of participants in a study) can even be achieved (Here's a paper on that). That probably won't happen, though.

Now, obligatory note: one of the professors who taught me about PET is a man who wrote an extremely controversial paper about exactly this stuff, despite also using PET in his research. If you like niche drama in science, look into this paper and all the articles that are responding to it.

#answers #thank you so much for the question!!! #i tried to not go into too much detail and still make sense but let me know if I should explain something better! #don't get me wrong. PET is amazing. we could learn so much with it #but also. i could not do PET research with good conscience because currently it is a waste of a shitton of money #god I wish though. it is such an absolutely cool method. #like - you can look at fucking dopamine. straight up. not just at brain activity but the actual neurotransmitters!!! #that's cool as hell!!!!! #I fucking dream of that being possible and also FEASIBLE #damn reading over this after I hit post and reading 'let me provide WAY less detail actually' and then a long ass post #me @myself: damn man you gotta take your adhd medication #also if you click one of the last two links. I know my profs name is very... unfortunate. #please don't mention his full name in my notes though. i don't want him to google his name and find my tumblr or something #personal #neuroscience

[dude-iloveu]

i don't know why i always have the urge to buy steam games even tho i do not play them At All

#psychonauts in my wishlist. both games on sale. i want buy #does anyone want the first game lol #eh. i guess if i end up buying them it's fine. even if i don't play them i'll just give my account to my siblings who will likely play #problem is i already have so many games i bought that I have not played #like cool. way to put your money to bad use. or rather way to put your money to waste by not playing a game which is meant to be played #lmao

[donttouchtheneednoggle]

how does one like. get a binder

#like ik how #im priveleged enough to be able to buy one #ik ehic5h company id go with #but its like im waiting for permission #which no one can really give me #like i could wait til im registered back with the doctor's but even if i was brave enough to bring it up they'd either say just don't #or your asthma is completely fine like they always do #like im the best placed to gauge if my lungs can handle wearing one #really i want someone to come along and say it'll help you're allowed this it wont be a waste of money #and you won't have to share with your parents the specifics of your dysphoria #when i could barely come out without apologizing for it even tho they were ok with it #if it were anyone else i cannot emphasize how behind them id be but when its myself im just stuck going in circles #im gon try and call sib at lunchtime and order it then bc yesterday was really not pleasant #a properly fitted binder can't be much more uncomfortable than a too small sports bra surely #and im already good at taking breaks w that so #we'll see ig #mine #gender adventures with neednoggle #not to complain abt being a skinny person w a big chest when society is obsessed w skinny ppl w big chests #but JFC

[hajihiko]

Ah I see, the true fountain of youth was just a mix of short stature and a baby face

Also fun fact, during filming for one of the avengers movies (I can't remember which), Thor's actor had to buy drinks for Tom Holland because the bartenders just wouldn't believe he was over 21

This 100% happens if Makoto and Hajime ever go drinking because, even with a driver's license, I would not believe that boy is at least 18 at the end of the first danganronpa game.

But then Hajime looks like an older brother being a bad influence, and the bartenders denies them anyway

#Aoi Kyoko Kaz and Akane have to buy the drinks #Fuyuhiko is also baby face. Sonia has no concept of money or normal alcohol intake and tries to get ppl wasted. #Toko and Byakuya are above this and Yasuhiro is just generally a disaster and cant be trusted despite being oldest by far. #Not an art #Talky talky Tuesday #It was supposed to be buddies grabbing a drink but it turns into a whole party #Aoi and Akane obviously get along super well. Kaz and Yasuhiro both think 'finally someone who's more of a wimp than me' #Byakuya: this place is disgusti- #Sonia: I THINK ITS NICE MAYBE YOU STEP OUT OF YOUR CASTLE MORE OFTEN :)))))) #Byakuya: (internally) I don't have a castle. I WANT A CASTLE #I feel like Kyoko and Hiko would get along nicely but have a weird suspicious vibe against each other too #Hajime and Makoto are like :') our friends are friends..... this is going to end in chaos #Toko gets accosted by Sonia trying to make friends and flees. I think she and Kaz would hate each other lol #Ok this got long anyway!

[werewolfbneimitzvah]

Tags that made me look up if soccer/football goalies also dress up special to make themselves look large

#i don't really know anything about any non-hockey sport except for knowing the basics of american football #and that's just bc being born in southeastern pennsylvania means you get a Basic Football Knowledge chip implanted into your brain at birth #and then before you're given back to your parents you're wrapped in a green & white baby blanket provided free by the local government #waste of taxpayer money? some think so