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nippon-nomad · 9 months

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日本へようこそ！

So you’ve decided to take that leap of faith and book a ticket to Japan have you? Congratulations; You’re in for a treat! Whether you’re drawn to the Island nations plethora of ancient Temples and Sacred spaces or the hustle and bustle of the cityscape, Japan and the Japanese people will leave a lasting impression on you that you will undoubtedly carry with you for all your days.

Japan, as we know it today, has a long history of being known for its distinct culture and traditions, some of which extend back to 300BC, what is referred to as the 'Jomon period'. Many elements of the Japanese culture developed fully undisturbed by outside influences and continue to be practiced with the utmost precision and dedication to the ways of old.

A finely balanced mix of unyielding tradition and ever evolving state of the art technologies, there are numerous other reasons why Japan is considered to be one of the world’s most fascinating countries.

So what exactly can you expect to find in Japan? Here’s a basic breakdown to make planning your trip that bit easier.

Language: The national language of Japan is Japanese. English wayfinding is widely available in major cities such as Tokyo, Osaka and Kyoto however sparingly found in smaller, countryside towns. Other languages commonly found include Chinese and Korean, with a smattering of other Foreign languages also available.

My advice, no matter how short or long a stay you have planned, is to learn even the most basic of Japanese. You’ll be amazed how accommodating the Japanese people can be when even the most basic of attempts at speaking Japanese is made and who knows, you might just end up making some new friends simply just by trying!

As the saying goes, you’ll never know if you don’t go!

Currency, Credit Cards & ATMs: The official currency is the Japanese Yen (JPY).

In Japan, cash is still very much king. While payment by card is becoming more widely accepted in restaurants and stores, my strongest recommendation is to carry a fair amount of cash with you. This applies to travel in major cities (where thankfully ATM’s are more widely accessible; hello 7-11 cash withdrawals!) as well as smaller, less well-appointed country towns.

At the time of posting 100 Japanese Yen (basically the equivalent of our dollar) buys $1.08 AUD and 69 US cents.

Banking: For cash withdrawals majority of Japanese banks will accept foreign cards (though be prepared to be stung by nasty transaction fees if you don’t have a bank card with 0 transaction fees on international withdrawals (hello Citibank!) with some exceptions.

Things to be aware of when your stash of cash starts to dry up is that not any and all ATM’s will accept International bank cards. I mean this literally; I have been stuck in a situation where my Australian bank card would not physically fit into the card slot of an ATM machine. Don’t be like me. Don’t be that person.

Other things to note is that some ATM’s as well as the cards themselves may have a restriction on what time of day money can be withdrawn. Not only that, but often, ATM’s located in banks are only available during banking hours (typically 9AM to 3PM) and not the full 24 hours some of us are used to.

Additionally, depending on your bank and card type, you may incur a daily cap (often￥300,000 which is equivalent to about (at time of posting) just over $3000AUD) on the amount of money that can be withdrawn from your card and account.

Power Plugs: Power plugs in Japan are type A and B. Plug type A is the plug which has two flat parallel pins and plug type B is the plug which has two flat parallel pins and a grounding pin.

The standard voltage is 100 V, and the standard frequency is 50 / 60 Hz for those wanting to know.

To save yourselves suffering from having a dead phone or no charge in your camera battery (the literal worst thing for photography enthusiasts) I can’t stress how lifesaving a universal adapter is. Using a universal adapter takes the hassle out of having to purchase dedicated Japanese plugs for your devices and what not.

Just make sure that whatever plug and or adapter you go for has surge protection and a converter for hairdryers and hot tools. Let’s not be causing the entire hotel to experience an electricity surge now.

Safety: Japan is one of the safest countries in the world and is perfect for solo travellers.

Being a woman and one that enjoys solo travel, I can personally attest for the safety of Japan. While not recommended (let’s use some common sense here people), the chances of getting mugged while meandering around the streets at 3AM are pretty much zero to none.

It goes without saying that it pays to be aware of your surroundings and do what you must to keep yourself safe, day or night-time. If travelling in groups, be sure to keep an eye out for one another and organise a dedicated time and meeting spot in the case that one of you does get lost (it happens to the best of us!).

In the case of an emergency, you can reach emergency services on the following numbers:

Police: 110

Coast Guard: 118

Ambulance and Fire Services: 119

Emergency telephone numbers can be called from home phones, mobile phones and public phones. When making an emergency call from a public phone, neither money nor a pre-paid telephone card are necessary.

Although there are a few operators who speak English, if you do happen to find yourself in a situation where you need to call upon emergency services, you should be prepared to explain your situation in Japanese, so that the operator can assist you in the best way possible. It is advisable to speak slowly and specify if you need an ambulance (救急車です, kyuu-kyuu desu) wish to report a fire (火事です, kaji desu), or need to report a crime to the police (犯罪です, hanzai desu).

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notfinancialadvice · 10 months

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A few weeks ago I wrote a post: Fastest + Safest Way to Start a Business

Spoiler: IT IS SETTING UP A HIGH YIELD SAVINGS ACCOUNT and then not withdrawing cash for as long as possible. And when you do withdraw cash, as little as possible.

Let's talk about another aspect to quickly, safely, though admittedly slightly less so, increasing your cash flow.

A savings account runs on auto-pilot.

Here are smart people talking about this.

You can start it with literally $1 and walk away and forget about it.

A savings account with literally $1 is not going to make a huge difference in emergency or wealth building...

...and...

...it is a start.

This is an INCREDIBLY valuable point to hold in your brain. A start is good. Do what you can when you can.

Guilt is not personally profitable so fire the guilt.

A huge portion (the driving portion?) of this blog is "I am a business ghoul and I am fucking tired of business blogs starting with the mindset of "well duh you start with a huge pile of resources"

Not everyone has a huge pile of resources Throckmorton, we gotta talk about how to work in systems when you don't

Okay back to work

Right after I apologize to anyone named Throckmorton who isn't a bastard

This is my producer talking to me (hi) and a purpose to this post (it's coming)

Okay let's talk about actual legitimate passive income for a second to help dispel myths and hopefully armor you up against frauds and scams and hucksters

but first

why is "huckster" used for such a shitty type of person

the sound is so fun to say... why does it have to be such a terrible definition... god damn it I'm a bit sad now OKAY BACK TO WORK

This is is a SLIGHTLY LESS SAFE method of doing business than having a savings account because it involves having using credit card.

I wish to be respectful to folks who for any number of reasons in, or not within, their direct control to which this could cause problems.

This isn't financial advice.

Be safe.

Modify this to your life as fits best.

I use the following method in my personal and professional life.

Let's say you have 3 streaming service (movies, music, data backup) subscriptions at $10/month. So, every month, you are paying $10 x 3 = $30

I have a credit card with rewards set up to to handle my recurring subscriptions -- this is it's exclusive use.

The physical card sits in a box on my shelf, I only keep the physical card in case I need to log in to the card website and I can't remember my password.

The card has a $0.00 balance at the beginning of the cycle.

The total balance is paid off via an automatic transfer at the end of the cycle.

It costs me $0.00 in annual fees.

It generates 1.5% on each transaction. Sometimes you can find promotions where it's 2%, so keep an eye out if you set this up.

Every month, I generate $30.00 in charges ($10 streaming x 3 streaming services)

Every month, I auto-pay $30.00 to pay it off

Every month, I generate ($30 x 0.015) $0.45 in rewards cash.

That is $5.40/year ($0.45 x 12)...

...so 1 service gets 1/2 month, free, every year, based on this auto-pilot system.

"That doesn't seem like much?!"

(This is an exaggeratedly small example, I run a business, we'll get to that towards the end, right now we are using easy numbers)

Cards that generate points do not ever have auto-sweep features, so you'll have to go in once in awhile to say "Hey. I want my money." Just keep that in mind.

If you forget and only do it a few times a year, this is not ideal, but it is also not terrifically damaging. The point-generating is where most of the money comes from.

I transfer this extra cash into my high-yield savings account, which has a 4% annual interest return.

QUICK MATH WHY THIS IS GOOD

$10/month x 3 = $30/month charges for streaming services.

$30/month x 1.5% points return = $0.45/month

$0.45/month deposited into a high yield savings account at 4% daily compounding interest

calculation

Ending annual balance with minimal effort: $5.99

The extent of your labor was once a month or so going into the credit card account and saying "I want my rewards in cash" and you accrue just shy of $6.

I know that doesn't sound like a lot.

Let's fast forward using this same $0.45/month --

THAT YOU DID NOT DO WORK FOR

-- and look at it in 5 years.

$30.49

Is this going to save your life? No.

Is this going to change your life alone? No.

How long do you think you'll have 3 streaming services at $10/month? Probably not a limited-time transaction... so... maybe... they should work for you...? Yes.

I use extreme examples a lot in my work because I find they help drive the point home.

Let's say you start now and run this for 25 years.

Let's say you start this at the age of 35.

And continue until you're 60.

You invest $0.45/month earned via rewards ergo no physical or mental or time-based labor into a savings account at 4% interest

You return $233.57

Again this isn't life-changing money

But you can extrapolate this into however much money you spend on a monthly basis anyway

Ergo

This is another way your money becomes an employee.

As a side note: I'm a huge advocate for naming your budget something fun because i enjoy business. You don't have to.

That's just how I do it.

I like the whimsy.

My personal budget is called Slime Research Adventure Fund

IF YOU HAVE CREDIT CARD DEBT: I recommend this same system, but instead of taking the cash, use the points against your credit card balance.

This will be a higher interest rate than a savings account.

The idea is the same -- making your recurring expenses to generate money -- but you're applying it more efficiently for your personal situation.

"THIS DOESN'T SEEM WORTH IT THOUGH?????"

I used a low numbers in hopes of being relatable.

Let's use a bigger example (see above note re: using extreme examples to ensure something is worth it)

I run a small business and our postage fees are about $2,500 every month. We have so many other expenses (cry) but let's just focus on postage because that's the easiest number to immediately grab.

$2500 x cashback rewards bonus 1.5% = $37.50 in rewards/month

We make $500/year by monetizing our postage expense and once a month taking 2 minutes to say "HEY. GIVE US OUR POINTS. IN CASH DEPOSITED INTO OUR HIGH YIELD SAVINGS. THANK YOU."

calculation

To repeat:

We make $500/year

monetizing an EXPENSE we have to PAY

WHETHER WE

MONETIZE IT

OR NOT

At the end of the year, we take that $500 and re-invest it into the business.

This one cool trick that financial course hucksters advertising on youtube and tiktok, who are trying to sell you their vapor bullshit, hate because THIS WORKS and requires a total of maybe 5 minutes a year.

Modify this to your own needs and situations and resources my fellows!

Rich people use their money to make money because the system inherently rewards success so build up as many tiny, even seemingly irrelevant, successes as you can so they can start building!

The time is going to pass anyway! Harness it!

Regret nothing about starting sooner! Regret and guilt are not viable personal profit propulsors!

#aging tumblr population #money management #how money works #small business #money #gif #gif warning

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vanillmond · 1 year

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What Are the Benefits of Playing at Online Casinos?

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You can play at each sort of games in turn if you are playing at land-based casino. While, online casino permits you to simultaneously open up a few different games and play them.

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#youtube

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reasoningdaily · 1 year

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Here Are the Alleged Scams George Santos Got Busted For

The Long Island serial liar has pleaded not guilty to all 13 criminal charges — including wire fraud, money laundering, and lying to Congress — he was slapped with on Wednesday

George Santos was taken into federal custody on Wednesday, with the Justice Department charging him with 13 criminal counts related to various schemes the serial liar has allegedly perpetrated in recent years. The arrest couldn’t be less surprising considering what’s already been revealed about the Long Island congressman’s rich history as a con artist.

“Taken together, the allegations in the indictment charge Santos with relying on repeated dishonesty and deception to ascend to the halls of Congress and enrich himself,” U.S. Attorney Breon Peace said in a statement. “He used political contributions to line his pockets, unlawfully applied for unemployment benefits that should have gone to New Yorkers who had lost their jobs due to the pandemic, and lied to the House of Representatives.”

Santos was charged with seven counts of wire fraud, three counts of money laundering, one count of theft of public funds, and two counts of making materially false statements to Congress. He pleaded not guilty to all 13 counts, and is being released on $500,000 bond “WITCH HUNT!” Santos tweeted later on Wednesday.

The indictment outlines three primary schemes:

Prosecutors alleged that in June 2020, Santos applied for unemployment insurance benefits in New York, claiming to have been out of work since that March. Santos allegedly continued to certify that he was unemployed and eligible for benefits. The indictment notes, however, that he was very much employed during this period, working as a regional director at an investment firm in Florida, where he was pulling in around $120,000 annually. The indictment notes that Santos ultimately received close to $25,000 in fraudulent unemployment benefits.

The alleged scam is even more egregious considering Santos has been working in Congress to toughen work requirements for Medicaid recipients, as Slate’s Mark Joseph Stern pointed out on Wednesday:

Prosecutors also allege that Santos, working with an unnamed individual, solicited donations to a company controlled by Santos, promising prospective donors that their money would be used on his 2022 congressional campaign. Instead, the indictment says, Santos used tens of thousands of dollars of the money for “his personal benefit, including to make cash withdrawals, personal purchases of luxury designer clothing, credit card payments, a car payment, payments on personal debts” and more.

“It’s uncommon to see a federal candidate violate law so blatantly in terms of the fundraising here,” Michael Kang, professor at Northwestern Pritzker School of Law and expert in campaign finance, tells Rolling Stone. “It seems intentional. It seems like a knowing violation of the law. It’s not really campaign finance law in a technical sense, because the entity for which he was raising money turned out not to be a campaign finance vehicle, which is a problem for him.”

Santos was also charged with lying to Congress when he was a candidate in both 2020 and 2022. The indictment alleges that on congressional financial disclosure forms in 2020 he misrepresented how much he earned by tens of thousands of dollars. It was even worse in 2022, when prosecutors say he lied about earning $750,000 a year from his own company, from which he received between $1 million and $5 million in dividends annually. He also allegedly lied that he had between $100,001 and $250,000 in a checking account and between $1 million and $5 million in a savings account.

“Those lies on the personal financial disclosures and FEC reports certainly deprived voters of valuable information about funding his campaign and who he might be beholden to, and that’s really critical information voters have a right to know going into an election,” Shanna Ports, senior counsel for campaign finance at the Campaign Legal Center, which brought an FEC complaint against Santos earlier this year, explains to Rolling Stone.

The indictment notes that candidates are required to ensure the forms are “true, complete, and correct to the best of my knowledge and belief.” Prosecutors allege Santos was well aware his were false. He lost his congressional bid in 2020, but won last November. Details about how Santos conned his way into office began to emerge a month later and now, after less than six months on the job, simply retaining his seat in Congress may be the least of his concerns.

The House of Representatives could soon vote on whether to expel indicted Rep. George Santos sometime this week.

On Wednesday, Rep. Robert Garcia (D-Calif.) introduced a resolution declaring that “Rep. George Santos be, and hereby is, expelled from the House of Representatives.”

The motion was introduced under privilege, meaning Republican leadership is required to schedule the resolution for consideration on the House floor within two legislative days of its introduction. A two-thirds majority vote would be required to expel Santos.

Santos was arrested last week and pleaded not guilty to 13 criminal charges including wire fraud, money laundering, and lying to Congress. The charges were spurred by a federal investigation into the mind-boggling series of lies and misrepresentations Santos made over the course of his two campaigns for Congress, the second of which was successful.

While the Long Island congressman is facing abysmal approval ratings, and calls for his resignation from his local GOP, congressional leadership has been hesitant to support efforts for his removal. Following the announcement of the charges, House Speaker Kevin McCarthy (R-Calif.) said he would be withholding his judgment until he’d learned more about the case.

According to a report from Politico, McCarthy is already gaming out ways to deal with Garcia’s resolution. The speaker is reportedly considering passing along the resolution to the House Ethics Committee, which is already investigating allegations that Santos “engaged in unlawful activity with respect to his 2022 congressional campaign; failed to properly disclose required information on statements filed with the House; violated federal conflict of interest laws in connection with his role in a firm providing fiduciary services; and/or engaged in sexual misconduct towards an individual seeking employment in his congressional office.”

According to sources who spoke to Politico, the speaker is also considering tabling the resolution or bringing it to a vote. If the resolution is tabled, the vote for Santos’ expulsion would likely take place after a criminal conviction or the results of the Ethics Committee’s investigations are made public. Santos’ ouster would diminish the already slim majority held by the House GOP, and result in a special election that could swing Democrats’ way.

Democrats say a vote on Santos’ conduct is a matter of accountability. “Republicans are going to have to go on the record,” Garcia told Politico, explaining his reasoning for the resolution. “There will be a vote. As for what the vote is, it is up to the Republican leadership.”

#George Santos: The Alleged Scams That Got Him Arrested #george santos #Democrats Officially Move to Kick George Santos Out of Congress

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zygomatic-arches · 1 year

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youtube

What Are the Benefits of Playing at Online Casinos?

1. Play from Any Area

2. More Casino Decisions

3. Tranquil Playing Climate

4. Play Multiple Games Simultaneously

You can play at each sort of games in turn if you are playing at land-based casino. While, online casino permits you to simultaneously open up a few different games and play them.

5. Pain free income Exchange

#youtube

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appfree750cash · 1 year

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Cash App The Pros, Cons and Features of The Popular Payment Service

Keep reading for a deeper look into Cash App.

What Is Cash App? that allows individuals to quickly send, receive and invest money. Block, Inc., formerly Square, Inc., launched the app in 2013 (initially named Square Cash) to compete with mobile payment apps like Venmo and PayPal.

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Cash App is a financial platform, not a bank. It provides banking services and debit cards through its bank partners. The balance in your account is insured by the Federal Deposit Insurance Corporation (FDIC) through partner banks. Cash App provides investing services through Cash App Investing LLC, registered with the Securities and Exchange Commission (SEC) as a broker-dealer and a member of the Financial Industry Regulation Authority (FINRA).

Through Cash App, users can send and receive money, get a debit card and set up direct deposits. The investing feature allows users to invest in stocks for as little as $1. This is done by buying pieces of stock, called fractional shares. Consumers can also buy, sell or transfer Bitcoin through the app.

With Cash App Taxes (formerly Credit Karma Tax), users can file their taxes for no charge. With this service, Cash App is quickly becoming a one-stop shop for financial services.

How Does Cash App Work? To use Cash App, you must first download the mobile app, available for iOS (4.7 stars out of 5) and Android (4.6 stars out of 5). You can also sign up for an account online. The app features several tabs for its various services, including banking, debit card, payments, investing and Bitcoin.

Send and Receive Money After setting up an account, you’ll link an existing bank account to your Cash App account. Once a payment source is connected, you can send or receive money through the mobile app. Users can enter a dollar amount from the green payment tab and tap “Request” or “Pay” to create a payment.

Each Cash App user creates a unique username, called a $Cashtag. You can find individuals or businesses to pay or request money by searching for their $Cashtag. You can also search for individuals by name, phone number or email address. You can choose to send funds from your Cash App balance or your linked funding source.

Transfer Money The money is kept in your Cash App balance when you receive payments. You can keep it there or transfer it to your linked bank account. Cash App charges a fee for instant transfers (0.5% to 1.75% of the transfer amount, with a minimum fee of $0.25), but you can also choose a no-fee standard transfer, which typically takes one to three business days to complete.

Add Money To add money to your Cash App account, navigate to the app’s banking tab and press “Add Cash.” Select the decided amount and tap “Add.”

Who Can Use Cash App? Cash App is for individuals ages 13 and older. Users ages 13 to 18 require approval from a parent or guardian to access expanded Cash App features like P2P transactions, direct deposit and a Cash Card.

Other features, such as investing and Bitcoin, are only available for Cash App users who are at least 18.

Does Cash App Offer a Debit Card? Cash App users can receive a Cash Card, which is a debit card tied to their Cash App account. Like most debit cards, the Cash Card can be used to make purchases online and in person. You can also add your Cash Card to digital wallets like Apple Pay or Google Pay.

Users can also use Cash Cards at ATMs. Cash App charges a $2 fee per ATM transaction. In addition, the ATM owner may charge a separate fee for ATM use. For users who receive direct deposits of at least $300 each month, Cash App reimburses ATM fees, including third-party ATM fees, for up to three ATM withdrawals per 31-day period (up to $7 in fees per withdrawal).

Cash Card transactions are subject to the following withdrawal limits

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$310 per transaction $1,000 per 24-hour period $1,000 per seven-day period What Does It Cost To Use Cash App? Cash App costs nothing to download and create an account. And it doesn’t charge fees for many of its services. Standard transfers from a Cash App balance to a linked bank account are fee-free, but a small fee is charged for instant transfers.

Users that request a Cash Card are subject to fees for ATM use. Cash App may also charge a fee when you’re buying or selling Bitcoin. The fee is listed before you complete the transaction.

How Long Does It Take To Send Money? Cash App payments are instant and funds are available to use immediately in most instances. If your account shows payment pending, you may need to take action and follow the steps provided by the app to complete the transaction.

What Are the Dollar Limits on Cash App? Cash App restricts how much you can send or receive when you first open an account. Users can send up to $1,000 per 30-day period and receive up to $1,000 per 30-day period.

Cash App users can have their account verified to access higher limits. Sending limits vary depending on what you’re approved for by Cash App. Once verified, there is no limit to how much money you can receive through the mobile app.

Is Cash App Safe? Cash App says it employs the latest encryption and fraud protection technology to protect its users. As a security measure, the app will send you a one-time-use login code when logging into your account. Cash App also offers optional settings to enable additional security measures. By enabling a security lock, for example, every Cash App payment requires your passcode. You can also disable your Cash Card within the app, which could come in handy if your card is lost or stolen.Keep reading for a deeper look into Cash App.

What Is Cash App? Cash App is a P2P payment app that allows individuals to quickly send, receive and invest money. Block, Inc., formerly Square, Inc., launched the app in 2013 (initially named Square Cash) to compete with mobile payment apps like Venmo and PayPal.

With Cash App Taxes (formerly Credit Karma Tax), users can file their taxes for no charge. With this service, Cash App is quickly becoming a one-stop shop for financial services.

Add Money To add money to your Cash App account, navigate to the app’s banking tab and press “Add Cash.” Select the decided amount and tap “Add.”

Other features, such as investing and Bitcoin, are only available for Cash App users who are at least 18.

Cash Card transactions are subject to the following withdrawal limits:

Users that request a Cash Card are subject to fees for ATM use. Cash App may also charge a fee when you’re buying or selling Bitcoin. The fee is listed before you complete the transaction.

Is Cash App Safe? . As a security measure, the app will send you a one-time-use login code when logging into your account. Cash App also offers optional settings to enable additional security measures. By enabling a security lock, for example, every Cash App payment requires your passcode. You can also disable your Cash Card within the app, which could come in handy if your card is lost or stolen.

#cash app pending #cash app free money #cash drain #cash app

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mosesargueta · 2 years

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Buy Verified Cash App Account The cash app is a mobile payment system that was launched by Square Inc in early 2018. The platform has gained high popularity in the US due to its convenience and ease of use. It allows users to buy bitcoin and cash out from their verified account with an ATM option. Cash App is an online money payment system that has become famous due to its security and convenience. It is a very popular virtual payment method, but before you can use it, you have to make sure your account is verified. Verified Cash App accounts offer users the option of transferring unlimited amounts of money in a secure and easy way.

Well, It’s The cash app and you can also buy verified accounts that are ready to use. The app allows users to send money to each other using its app — not a bank account or credit card needed. One can easily transfer funds between friends and family members at no cost without the need of an account number or routing number. When I say trustworthy, it simply means that you are safe when receiving any amount of money with no fears of being banned from the payment method. cash app bitcoin withdrawal limit. Buy Verified Cash App Account. Buy Verified Cash App Account

What is a Cash App? Cash App is a mobile payment service that allows users to send and receive money without the need for a bank account. Square Inc, which developed Cash App, was founded by Jack Dorsey in 2009. The company’s headquarters are located in San Francisco, California. It provides merchants with point-of-sale services as well as online. Cash App also functions like a bank account, giving users a debit card — called a “Cash Card” — that allows them to make purchases using the funds in their Cash App account. The app also allows users to invest their money and buy and sell bitcoin.

What is Benefits of using Cash App Account The Cash App provides a seamless way to transfer money between friends and family, which is particularly convenient with its quick send feature. Saves you time. You can also withdraw money from a Bank of America ATM with the Cash Card, and it’s a great solution for those who don’t have a bank account or prefer not to use one. Cash App comes with an optional free debit card, called “Cash Card,” which allows users to make transactions. If you set up direct deposit, your Cash App will reimburse you for ATM fees; otherwise the fee is $2 per transaction. Cash App offers a variety of “boosts” that help users save money when using their debit card. When you have the Cash Card, you can choose one boost per active purchase, but it’s possible to switch boosts before each purchase. Buy Verified Cash App Account. Cash App is a mobile payment app that lets you send and receive money with friends quickly and easily. Cash App also has a built-in digital wallet, so you can pay your friends back at any time or shop

online. With Cash App you can: • Send and receive money instantly • Pay anyone with an email address or phone number • Get paid by 6. Cash App is beneficial to its users in that they can invest their money into specific stocks with the app. Users can buy stock in a certain company for whatever amount of money they want to invest, so there are no minimums. They can pay for the stock by using the funds in their Cash App account or if they don’t have enough, then they can 7. Cash App is a mobile app that lets users transfer money to one another and pay for things with their phones. Users can link their bank account and debit card to Cash App, and then send funds free of charge. Cash App also allows users to purchase bitcoin, but the app charges two kinds of fees: a service fee for each transaction and an additional fee based on price. How Secure Is a Cash App? Cash App uses a protocol similar to the one used by credit cards, which is secure enough for most transactions. This type of security is referred to as “PCI-DSS,” and it’s the same method used by major card companies. Payments are encrypted on both ends, so they’re just as safe as using a credit card.

Despite solid security, remember your Cash App balance is not FDIC-insured. This can be a strike against the service and something to keep in mind when you open an account. CashApp also allows you to invest in stocks and Bitcoin. If you use CashApp for investing purposes, this might amplify your concerns. CashApp is a registered broker- “The app is very new, which also makes it a little more risky,” says Shuchman. “Some of the other drawbacks include not being able to trade options and only having a limited amount of trading instruments offered.” According to Shuchman, “The platform doesn’t offer mutual funds. You also can’t trade options or some other advanced investment products. Cash App has very limited analytics and research features. It is probably not an appropriate platform for larger and more sophisticated investors,” says Shuchman.

#what is a verified cash app account #menswear #cash app accounts with money #buy verified cash apps

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ypaycardofficial · 2 years

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ATM Card for Students | Prepaid Card for Teenager - YPay Card

ATM Card for Students

Considering how the traditional methods of payments through cash are becoming almost obsolete, it has become imminent for almost all people to rely on cashless payments. There are several types of modes by which you can pay without cash. But the most common and preferred methods are via cards. One can get many cards, like debit cards or credit cards. You can understand from the name itself that a debit card will be used to withdraw money from your bank account, while a credit card is a prepaid loan you can take for any purchase.

However, another type of new card has been issued for teenagers and young people. This is known as the prepaid card, behaving almost like as ATM card for students. However, unlike any other type of card you can use, it is not associated with the bank account of any account holder. Instead, a prepaid card behaves like a pop-up where the money is added from an ATM card through a bank account.

There are many types of prepaid cards that one can choose for oneself. But, the main problem arises when you have to choose the card from the lot because if you end up with the wrong one, you won’t be able to use it to the fullest. This is why we have prepared a complete guide for you through which you can understand the factors that you need to keep in mind while choosing the prepaid card.

Check if the card provider is reliable and trustworthy

The first thing you have to check is whether the card you have chosen is all reliable and trustworthy or not. Many providers offer prepaid cards to teenagers. In the beginning, all the claims made by these organizations might sound good and profitable, but the reality is far more different.

This is because, most times, the deals offered on prepaid cards are too good to be true. So, you must go through the background of the card provider, check the reviews and feedback from past customers, and understand the services offered.

Verify the monthly usage plans

Like regular debit and credit cards, prepaid card for teens also has a certain monthly payment limit. You cannot exceed this limit, no matter what. For example, suppose a prepaid card has a monthly limit of $100 per month. You can make as many transactions as possible but within this limited amount. However, once the balance is exhausted, you won’t be able to recharge the prepaid card until the next month. So before you choose the card, please ensure the monthly limit associated with it can suffice your needs appropriately without any hassle.

Check the minimum and maximum limit

Apart from the monthly limit, you have to check the minimum and maximum limits of the concerned prepaid card. The minimum and maximum limits are regarding the amount you can enter into the card, and it doesn’t depend on any month or frequency. For example, if the minimum limit of the card is $5 and the maximum limit is $50, then you will be able to enter an amount between these two limits for any month. On the other hand, you won’t be able to enter $3 or $70 because both values are out of the allowable card range.

Choose a prepaid card that is compatible with other ATM cards

As the prepaid card needs to be recharged through an ATM or debit card, you need to check if the chosen card is compatible with the ATM cards you or your parents have. If it is incompatible, you should move to the next option because without the ATM cards; you won’t be able to add the balance to the prepaid card. Unfortunately, very few companies offer universal prepaid cards compatible with almost all types of ATM cards. However, they are costly, and their maintenance charges are quite high.

Check the fees levied on transactions

One of the most important things you must consider while choosing a prepaid card is the charges levied on transactions and other services. For example, when you’re using the card for online shopping, a certain value of transaction fee will be added to the overall purchase. But when you use the same card to pay utility bills or fees, the charges levied will be of another value. Apart from the transaction costs, you also have to pay maintenance costs annually, penalty charges, etc. Therefore, you have to choose a prepaid card from a service provider that charges a nominal amount for any type of transaction or maintenance.

Conclusion

With the help of prepaid cards, online card payments for teens have become much easier and more convenient. But to get the best out of these cards, you need to choose the most appropriate one from all options you have in hand. The above tips will help you reach your conclusion, but the ultimate decision will be yours.

#ATM Card for Students #Prepaid Card for Teenager #prepaid card for students #prepaid card for teens #Debit Card For Students #best prepaid card for teenager #offline card payments for teens #Debit Card For Teens #how to be a teenage influencer #how to become a social media influencer as a teenager #Smartcard For Smart Generation

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why-cash-app-cash-out-failed · 2 years

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What is Cash Out on Cash App?

We nowadays often use mobile apps to transfer money safely. So, keeping pace with users' rapidly growing requirements, the Cash App has recently rationalized its design and provided buying stocks with zero incurring fees. It is gaining popularity and being used by over 30 million users nowadays.

Cash-Out on Cash App is a simple and most accessible method that supports sending money to your bank and friends and family members. It allows users to withdraw cash and even cash out Bitcoin effortlessly by availing of their Cash Out feature.

But users often find it tough to understand how to cash out on Cash App or what cash out means on Cash App. So in this article, we provide complete guidance to explore this feature in Cash App.

What does Cash Out Mean on the Cash App?

Cash Out is a feature on Cash App where you can withdraw money from your cash app account to a bank account or debit card. Cash App provides a standard and instant deposit option to cash out money.

The standard deposit allows you to transfer money to a bank account, which takes up to 3 days to deposit. On the other hand, you can withdraw money instantly with a debit card using an instant deposit feature, and it charges some fee to deposit but deposits immediately.

Cash App is a very secure and fastest money transfer app. Some easy steps will allow you to cash out on the cash app; here's the stepwise illustration of how to withdraw money on the Cash App:

Open the Cash App on your phone.

You will find a "Banking" tab in the bottom-left corner, which is in the form of a house or bank.

You will find multiple options as your available balance in your account, options of both adding Cash and Cash out. Tap the button "Cash out."

The Cash App will ask you to select a listed amount, or If you want to cash out less or more than listed, you can type it.

Once selected the amount, press the cash out button.

Now a pop-up shown that will ask you about the method of withdrawing money. The "Standard deposit" method will take 1 to 3 working days to transfer money, and the "Instant deposit" will credit immediately with a fee of 0.5% -1.75% (with a minimum fee of $0.25).

After cash-out, check your transaction status at the activity tab.

How to get money off Cash App?

Cash-Out via Cash App Card allows your fastest way to withdraw money without any fee. Cash App offers several options to withdraw money.

Standard Deposit.

Instant Deposit.

Cash-Out via Cash App Card.

Send money to friends and family to cash out.

Below we are explaining the all following methods to withdraw Money from Cash App:

Cash Out Money to Bank Account through Standard Deposit Option:

Standard deposit is a trustworthy process where the user needs an active bank account to use this feature. Then they can easily link their bank account to Cash App and start Depositing and withdrawing funds. Here's how:

Go on Cash App and select the "Banking" button on the bottom left.

Here you will find the "Cash out" tab. Select it.

Enter the amount you wish to send to your bank account. And then click the "Cash out."

Select the deposit option, namely "Standard."

Choose or add your bank account.

Lastly, confirm the transaction by entering your PIN or scanning your fingerprint.

Standard deposits are the most reliable method with no fees, and it takes 1 to 3 days to transfer funds.

Get money off in Debit Card using Instant Deposit Option:

The instant Deposit feature is very rapid and reliable for withdrawing Money on Cash App. The Users can use this feature to get money off instantly, and only they need an active debit card. To add a debit card to Cash App and withdraw money immediately into a card, here are the steps:

Here you will find the "Cash out" tab. Click on it.

Enter the amount you wish to withdraw. And then click the "Cash out."

Select the deposit option, namely "Instant."

Choose or add a debit card.

Finally, confirm your identity by entering your PIN-code and scanning your fingerprint.

However, the Cash App Cash-Out fee is applicable on an Instant deposit of 0.5% -1.75% fees (with a minimum fee of $0.25). The benefit is that it instantly transfers funds to your account.

Cash Out on Cash App via Cash App Card:

Cash App Card helps to withdraw money from any ATM using Cash App Balance. The Cash App offers free cash cards to its users, and it always is connected with your cash app balance. Users could use a cash card to withdraw cash app balances through online shopping and pay for goods and local grocery stores.

If a user doesn't have Cash App Card, they can order it in the Cash Card tab. Ordering a Cash Card process is less than 5 minutes, but a user needs to verify her identity to get a Cash App Card.

Cash Out by Send Money to Friends and Family:

A Cash App user can send money to friends and family members and withdraw their Cash app account balance. Here's how:

The First Step is to open the Cash App application on the mobile phone that you are using.

Then tap on the "$" Dollar sign at the bottom.

Here you will find the tab to enter the desired amount you want to send to your contact.

Press the "Pay" button to proceed.

You need to select the person you wish to send money to or enter the receiver Cashtag manually.

Also, add a note of why you are shipping an amount for the person. Then click the "Pay" button.

The last step is to enter your PIN code or scan your fingerprint to allow the process to begin.

How to Get Money Off Cash App without Debit Card?

If you don't have a debit card and want cash-out, you can withdraw cash through a Cash App card.

The Cash App Card allows you to pay for goods, online shopping, and grocery stores and withdraw Cash at ATM through cash app balance where Visa is supported. If you haven't a cash card, then how do you get money off a cash app without a cash card, don't worry?

You can still cash out money to a bank account using the standard deposit feature. The Standard deposits feature allows transferring money from a cash app to a bank account. Moreover, users can send money to family members and friends and cash-out funds on the cash app without a debit card.

How to Get Money Off Cash App without Bank Account?

If you don't have any bank account linked with Cash App, you can still Cash out. You need an active debit card; with the help, you can get money off the cash app using the instant deposit feature. The instant deposit feature allows you to withdraw money instantly to a debit card.

Also, you can cash out the Money on Cash app by using their Cash Card at ATM. Moreover, you can send money to your friends and family member and withdraw cash from Cash App without a bank account.

How much does the Cash App charge to cash out?

You must be worried about the cash app cash-out fee. Let's briefly analyze how many charges the cash app takes when cashing out.

Standard deposit is the most reliable method with no fees, and funds transfer takes 1 to 3 days. Moreover, instant deposits are subject to a 0.5% -1.75% cash-out fee (with a minimum of $0.25). The advantage is that it transfers funds to your account instantly.

What is the cash-out limit on Cash App?

Nowadays, the cash app allows cash-out $25000 per week. Also, you can send up to $2500 in a week without any verification.

But you can increase the cash app cash-out limit by verifying your account with your full name, date of birth, and the last four digits of your SSN (Social Security Number).

Once you verify your identity through the cash app, your sending limit will increase to $7,500 per week and $17,500 per month.

#cash app won t let me cash out #cash app cash deposit #cash app cash advance #how do i cash out on cash app #why won't cash app let me add cash #cash app cash out fee calculator #cash app cash deposit locations

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castrosherwood92 · 4 days

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Equipment Financing: Finest Equipment Loans And Companies

Whether that’s a new copier, restaurant equipment or maybe a semi truck, an equipment loan might be simply what you need. This is the standard loan amortisation construction where you could have month-to-month funds made up of a principal amount and an rate of interest amount. Deciding between these choices requires cautious consideration of cash move, in addition to whether you really need to personal the asset, and importantly there are tax and VAT implications. Keep in thoughts, an interest rate is different from an APR, which includes the interest rate in addition to additional costs and costs over a 12-month interval. Keep in thoughts, you might be charged a one-time loan origination charge, which is an upfront cost when the loan is funded. These usually are not factored into the equipment loan calculator results. You could take out a loan from your 401(k) but how advisable it is to use is determined by your scenario. Most plans solely allow you to withdraw a most of $10,000 or 50% of your vested balance (whichever is greater), but there is a $50,000 cap. Bank of America credit score requirements and documentation requirements apply. There are two primary methods to safe funding for your IT equipment purchases. Before you resolve which choice is best for your business, listed right here are some pros and cons to weigh. Input completely different interest rates and repayment periods to see how your cost is affected. Terms could be adjusted on the equipment finance calculator to extend or lower your fee, for example. Outfitting your business with specialty equipment may be costly, although. Then we scored those lenders on their charges, requirements, funding times, customer evaluations, and different factors―and the resulting scores gave us the rankings you see right here. Unlike most different companies on this list, Lendio is technically a lending marketplace as a substitute of a direct lender. That implies that whenever you apply to Lendio, your application can qualify you for loans with many various equipment financing companies. In reality, Lendio will truly match you with the lenders that can greatest meet your needs. You’ll get to check your matches and see who has one of the best provide. The company also helps businesses discover cost-effective financing and leasing solutions to enable them to afford the pc and hardware products they need to reach their goals. Unless your business has the balance sheet of Apple, ultimately, you will most likely need access to capital through business financing. Even many large-cap companies routinely seek capital infusions to meet short-term obligations. For small companies, finding a suitable funding mannequin is vitally necessary. One factor to note is that though there isn't a minimum requirement for credit score rating, you’ll have a significantly better chance of landing an approval with a score of 600 and better. The greatest equipment leasing companies may have low charges and lengthy reimbursement terms of a minimum of five years. Since equipment loans are secured by the equipment, there's less danger to the lender. As you repay the funds you borrow, you’ll additionally pay curiosity and potential charges to your lender. TAFS provides asset-based lending packages which would possibly be geared towards getting companies the capital they need to attain their objectives. If you’re on the search for choices for equipment financing, get more insight about TAFS business lending and equipment financing online at present. Bank of America offers numerous financial services, including business lending, business financial institution accounts, credit cards and service provider services. You can also take advantage of further perks with Bank of America’s Preferred Rewards for Business program. There are a number of forms of equipment financing available, so it’s necessary to identify a business’ wants as well as each lender’s eligibility requirements and costs.

#Equipment financing #equipment financing companies #equipment financing loans #small business equipment financing #business equipment financing #trucking equipment financing #commercial equipment financing #equipment financing services #fast equipment financing #equipment finance solution

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geekgain · 13 days

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Amazon Pay ICICI Bank Credit Card Review

What is Amazon Pay ICICI Credit Card?

The Amazon Pay ICICI Credit Card is a co-branded credit card offered by Amazon and ICICI Bank. It provides customers with a seamless shopping experience on Amazon and exclusive rewards.

Introduced in 2018, the Amazon Pay ICICI Credit Card aims to enhance the shopping experience for Amazon customers. It combines the benefits of a credit card with the convenience of Amazon Pay.

This credit card is designed to reward frequent Amazon shoppers with cashback and rewards points. It offers attractive benefits such as no annual fees, zero joining fees, and instant reward points redemption.

Customers can earn rewards on their everyday purchases, both on and off Amazon. The rewards can be redeemed for future purchases, effectively providing discounts on Amazon products and services.

The Amazon Pay ICICI Credit Card is accepted globally, making it convenient for customers to use it for both online and offline purchases. It offers additional security features and fraud protection for peace of mind.

With its seamless integration with Amazon Pay, this credit card offers a hassle-free payment experience on the e-commerce platform. Customers can enjoy a range of exclusive offers and discounts while shopping on Amazon.

Fees and Charges:

The Amazon Pay ICICI Credit Card has no joining or annual fees, making it cost-effective for customers. However, there are certain charges associated with late payments and cash advances.

Late payment fees range from Rs. 100 to Rs. 750, depending on the outstanding balance. It's important to make timely payments to avoid these charges.

Cash advance fees are charged when withdrawing cash using the credit card. The fee is typically a percentage of the amount withdrawn or a flat fee, whichever is higher.

There might be charges for over-limit transactions if the credit card balance exceeds the assigned limit. These fees vary depending on the extent of the over-limit and the bank's policies.

Foreign transaction fees may apply for transactions made in currencies other than Indian rupees. These fees usually range from 3% to 3.5% of the transaction amount.

Standard interest rates apply as per ICICI Bank's policies. It's advisable to pay off dues on time to avoid accruing interest charges.

Customers should review the complete list of fees and charges associated with the Amazon Pay ICICI Credit Card before applying. Understanding these costs helps in managing finances effectively and avoiding unnecessary expenses.

Amazon Pay ICICI Credit Card Pros & Cons:

Pros:

Amazon Pay ICICI Credit Card offers attractive rewards on Amazon purchases. Earn cashback and discounts on your shopping.

Enjoy accelerated rewards on fuel, dining, and utility bill payments with this card. Maximize savings on everyday expenses.

The card provides exclusive benefits for Amazon Prime members. Avail additional cashback and discounts on Prime Day and other special sales.

Get instant discounts on partner merchants and services with the Amazon Pay ICICI Credit Card. Enjoy savings on travel, entertainment, and more.

Enjoy zero annual fees with this card, making it a cost-effective option for frequent Amazon shoppers. Save on card maintenance charges.

Cons:

Limited redemption options for rewards earned on the Amazon Pay ICICI Credit Card. Restricted to Amazon purchases only.

The card may not offer as competitive rewards on non-Amazon spending compared to other cards. Consider alternative cards for broader rewards.

Interest rates on unpaid balances can be relatively high with this credit card. Paying off balances monthly is advisable to avoid interest charges.

Availability may be limited to existing ICICI Bank customers or Amazon Prime members. Not accessible to all consumers.

While the card offers benefits for Amazon shoppers, it may not suit those who prefer flexibility in reward redemption.

Rewards:

The Amazon Pay ICICI Credit Card offers attractive rewards for cardholders. Customers earn reward points on every purchase made using the card.

These reward points can be redeemed for a variety of benefits, including discounts on Amazon purchases and partner merchants.

Cardholders can also enjoy cashback offers on specific categories such as groceries, fuel, and dining, enhancing their savings.

Amazon Prime members receive additional benefits, such as higher cashback rates and exclusive offers on Amazon Prime Day.

The rewards program is designed to cater to the lifestyle and spending habits of customers, providing value and incentives for using the card.

With no cap on earning reward points, cardholders can accumulate points quickly and enjoy the benefits sooner.

The Amazon Pay ICICI Credit Card rewards program adds value to the cardholder's shopping experience, making it a preferred choice for Amazon customers.

Drawbacks:

The Amazon Pay ICICI Credit Card may have certain drawbacks to consider. Its rewards structure may not suit all spending habits, as it primarily benefits frequent Amazon shoppers.

Limited acceptance outside of Amazon may restrict its utility for some transactions. Non-Amazon purchases may not yield as high rewards.

Interest rates on outstanding balances can be relatively high, especially if not paid off promptly. Late payments may incur substantial penalties, impacting overall costs.

Customers who frequently travel abroad may encounter foreign transaction fees. These additional charges can accumulate, affecting the card's affordability for international use.

It's essential to review all terms and conditions carefully to understand potential drawbacks. Making informed decisions ensures the credit card aligns with individual financial goals and preferences.

How to Apply for Amazon Pay ICICI Bank Credit Card:

To apply for the Amazon Pay ICICI Bank Credit Card, visit the official ICICI Bank website or Amazon.in.

Fill out the online application form with your personal and financial details accurately.

Provide necessary documents such as identity proof, address proof, and income proof as per the bank's requirements.

Once your application is submitted, the bank will verify your details and assess your creditworthiness.

If approved, you will receive the Amazon Pay ICICI Bank Credit Card along with the welcome kit.

Activate your card as per the instructions provided in the welcome kit.

Start using your credit card to make purchases on Amazon and other platforms, enjoying the benefits and rewards.

Manage your credit card account through the ICICI Bank mobile app or internet banking portal.

Keep track of your spending, pay bills on time, and maximize the benefits offered by the Amazon Pay ICICI Bank Credit Card.

Amazon Pay ICICI Credit Card Eligibility

To be eligible for the Amazon Pay ICICI Credit Card, applicants must meet certain criteria. They should be Indian citizens aged 18 years or above.

Applicants must have a good credit history to qualify for the credit card. A stable income source is also essential for eligibility.

ICICI Bank may require applicants to provide proof of identity, address, and income. This could include documents such as Aadhar card, PAN card, and salary slips.

The eligibility criteria may vary based on ICICI Bank's policies and regulations. Meeting these requirements increases the likelihood of approval for the credit card.

Customers can check their eligibility for the Amazon Pay ICICI Credit Card online through the bank's website or mobile app.

It's important to ensure all eligibility criteria are met before applying for the credit card. This helps in avoiding unnecessary rejections and credit score impacts.

#amazon pay icici bank credit card

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ikshvakusingh · 21 days

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Debit Card vs. Credit Card: Making the Right Financial Choice

In the modern world, plastic money has become an integral part of our financial transactions. Debit and credit cards have revolutionized the way we handle our finances, offering convenience, security, and purchasing power. However, the choice between these two types of cards depends on your financial habits, needs, and goals. In this blog, we'll delve into the key differences between debit and credit cards to help you make an informed decision.

Debit Card: Your Money, Your Limit

A debit card is directly linked to your saving bank account. When you make a purchase using a debit card, the money is instantly deducted from your account balance. Let's explore the advantages and limitations of using a debit card:

Advantages:

Spending within Limits: Since a debit card uses your own funds, it prevents overspending. You can only spend what's available in your account, reducing the risk of accumulating debt.

No Interest Charges: Debit card transactions do not accrue interest, making them cost-effective for day-to-day expenses.

No Debt Accumulation: As you're spending your own money, there's no need to worry about repayment or interest charges.

Easy Access to Cash: Debit cards often come with ATM access, allowing you to withdraw cash when needed.

Limitations:

Limited Purchase Protection: Debit cards might have limited fraud protection compared to credit cards, leaving you vulnerable to unauthorized transactions.

Building Credit History: Debit card usage doesn't contribute to building a credit history, which is important for obtaining loans and favorable interest rates.

Credit Card: Borrowing Power with Responsibility

A credit card provides a line of credit that you can use to make purchases. The borrowed amount needs to be repaid within a specified time, typically by the end of the billing cycle. Let's explore the pros and cons of using a credit card:

Advantages:

Credit Building: Responsible credit card usage can help build a positive credit history, which is crucial for obtaining loans, mortgages, and better interest rates.

Rewards and Benefits: Many credit cards offer rewards, cashback, travel perks, and other incentives for using the card.

Emergency Funds: Credit cards can serve as a financial safety net in emergencies, providing funds when needed.

Purchase Protection: Credit cards often offer robust fraud protection and dispute resolution, ensuring that you're not liable for unauthorized transactions.

Limitations:

Interest Charges: Failing to pay your credit card balance in full by the due date results in high-interest charges, leading to debt accumulation if not managed carefully.

Overspending Risk: The availability of credit can tempt individuals to overspend beyond their means, leading to debt troubles.

Annual Fees: Some credit cards come with annual fees, impacting the overall cost-effectiveness.

Debt Accumulation: If not managed well, credit card usage can lead to debt accumulation that becomes difficult to pay off.

Conclusion

Both debit and credit cards have their merits and limitations. It's essential to assess your financial habits, goals, and needs before deciding which type of card aligns with your lifestyle. Whether you opt for the spending control of a debit card or the borrowing power of a credit card, responsible usage remains paramount to maintaining your financial health and achieving your financial aspirations.

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ikshvakudiary · 27 days

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Debit Card vs. Credit Card: Making the Right Financial Choice

Debit Card: Your Money, Your Limit

Advantages:

Spending within Limits: Since a debit card uses your own funds, it prevents overspending. You can only spend what's available in your account, reducing the risk of accumulating debt.

No Interest Charges: Debit card transactions do not accrue interest, making them cost-effective for day-to-day expenses.

No Debt Accumulation: As you're spending your own money, there's no need to worry about repayment or interest charges.

Easy Access to Cash: Debit cards often come with ATM access, allowing you to withdraw cash when needed.

Limitations:

Limited Purchase Protection: Debit cards might have limited fraud protection compared to credit cards, leaving you vulnerable to unauthorized transactions.

Building Credit History: Debit card usage doesn't contribute to building a credit history, which is important for obtaining loans and favorable interest rates.

Credit Card: Borrowing Power with Responsibility

Advantages:

Credit Building: Responsible credit card usage can help build a positive credit history, which is crucial for obtaining loans, mortgages, and better interest rates.

Rewards and Benefits: Many credit cards offer rewards, cashback, travel perks, and other incentives for using the card.

Emergency Funds: Credit cards can serve as a financial safety net in emergencies, providing funds when needed.

Purchase Protection: Credit cards often offer robust fraud protection and dispute resolution, ensuring that you're not liable for unauthorized transactions.

Limitations:

Interest Charges: Failing to pay your credit card balance in full by the due date results in high-interest charges, leading to debt accumulation if not managed carefully.

Overspending Risk: The availability of credit can tempt individuals to overspend beyond their means, leading to debt troubles.

Annual Fees: Some credit cards come with annual fees, impacting the overall cost-effectiveness.

Debt Accumulation: If not managed well, credit card usage can lead to debt accumulation that becomes difficult to pay off.

Conclusion

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meldgaardstender72 · 1 month

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Guangzhou Travel Guide - Live And Travel In Guangzhou

The trip that would captivate the tourists for this beautiful country is a try to Hanoi's old district. The boats are large enough to hold over 50 people as well as the best spot is throughout the back deck in outside. The action was to get at Suzhou which was easy. A 3 hour train ride from Hangzhou to Suzhou that arrived in Suzhou about 9pm. With hostel directions carefully memorized, I charged ahead within the crowd, disdained the taxi rank and headed for the street to catch a taxi cab. Everyone knows that you waste time queuing at taxi stakes. Well apparently not in Suzhou. View More: tophaugiangaz.com - Top Hau Giang AZ Reviewed by Team Leader in Top Hau Giang AZ: Ngô Thu Hà - Ngo Thu Ha 14) Credit card: Credit cards are accepted everywhere instances there aren't minimums. Ensure you contact credit rating card provider before you exit so tend not to treat Canadian transactions as suspicious and block your card. Remember your pin to credit score card that will help you withdraw money although you will be charged for a loan. Ask your bank if you're able to use your card to withdraw money overseas - this is truly the most economical way to bring out Canadian funds. Travellers cheques aren't so common here - cash is king! So idea behind was to trap a plane from Beijing to Kuming, stay over night in Kunming, enjoy 1 day in Kunming then catch an overnight train and arrive in Lijiang another morning. Have a day in Lijinag then take a two hour bus to a sluggish start the Tiger Leaping Gorge the following morning.

View More: tophaugiangaz.com - Top Hau Giang AZ Reviewed by Team Leader in Top Hau Giang AZ: Ngô Thu Hà - Ngo Thu Ha Here is often a guide for looking for kung fu schools in China. Its a general check connected with what to look for in a great kung fu martial arts school. First explore what part of China unwanted weight to travel, live and train appearing in. Determine what style you want to practice plus the do they train. Then what could be the overall atmosphere of the martial arts academy wish. Stop Read This: I'm going to narrow this article down even further, folks with friends/family you'd in order to visit, stop reading, you don't this guide. Those of you re-visiting an old favorite spot, stop reading, you are afraid this. And finally, those who have booked your flight, hotel, and feel un-stoppably positive about your opportunity to Hau Giang Province survive anywhere, go ahead, stop . Nightlife at the city centre offers you restaurants, bars, clubs, pubs, taverns and etc .. During the summer nightlife always be centered with a main beach, 7 kilometer long "Playa de San Juan". River Godaveri is simply how much attraction on this site. Over the river the three bridges, always be most attractive and lengthy bridges within Andhra Pradesh. On the river bank there several parks and Ghats. People come to here from different places to buy clothes; in fact it could be the 2nd biggest cloth market in Japan. There are range of of temples and over the bank with the Godavari Kotilingala temple just one of the of essentially the most important wats or temples. One for the most interesting aspects of visiting a national park in Chiang Mai is going to be that thinking be placement to see one of the most beloved almost all animals inside of the country - the Thai elephant. Many national parks are the place to find these wonderful creatures. Santa the presence of these national parks, these creatures have gotten to avoid extinction. Top Hau Giang AZ The elephant seriously a a majestic animal and in addition to be location to see it in its natural habitat can sway be an amazingly memorable past experiences. Outside of a national park hybrid cars never receive the opportunity to determine these amazing animals. The promenade Explanada de Espana yet another wonderful sight to see in Alicante. In fact, it is named the best promenade just about every of France. As this promenade stretches, it is lined completely by palm trees. It is made up of 6.5 million marble gallstones. You will notice that the promenade fills with locals at night as essential popular meeting place. In addition there are a regarding concerts that take place out your promenade. When walk the promenade, you will discover a monument that is of the artist Mark Hersch. Supposedly, he still lives in Alicante presently. There are quite a few national parks Chiang Mai venues a person can make a trip to. All of them their very own own unique value. So, which specific park a person visit? Top Hau Giang AZ 247 Could here is based on where in Chiang Mai you can be staying. The province covers quite to some extent of territory and in all likelihood will want to check with local tour guide services regarding is actually the closet and most preferred of the nation's parks within your vicinity. You might end up being amazed at how expansive and impressive the nearest park risk turning out become. This doesn't have to be an arduous task each. Tin tong hop Top Hau Giang AZ Bring your loved ones in using a project along with you. They'll love to have facts for whenever do make our minds up.

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So numerous things to see in associated with little moment! Many travelers to Thailand are often perplexed re where to partake in. Travel agents show clients thick photo albums, long lists of Hotels and a longer list of Resorts, Spas and Beach streets. It seems as 1 can spend a year in Thailand and avoid seeing it all (which is possibly not significantly from the truth)! So concept was to hook a plane from Beijing to Kuming, stay instantly in Kunming, enjoy one day in Kunming then catch an overnight train and arrive in Lijiang the subsequent morning. Try a day in Lijinag then take a couple hour bus to the beginning of the Tiger Leaping Gorge the following morning. As most travel junkies know Batanes is the northernmost Hau Giang Province of the Philippines and it's smallest island both in terms of land area and population. Among its ten petite islands only three are inhabited - Batan, Itbayat and Sabtang. Sandwiched by Babuyan Island and Taiwan, the province is closer to Taipei than Manila. Actually an urban legend states that on the clear day one can see Taiwan and listen to Chinese roosters crow. On an average, need to spend roughly 1100 Philippine currency or pesos or $26 each and every day on island-hopping or more, and must cover transportation, food, and miscellaneous. Generally they cultivate two types, sticky rice and ordinary brown rice. The first is used to treat special events and ceremonies such as Tet ( lunar New Year) and weddings. Having a debate about wet-rice-cultivation, Mr. Hien recites a Vietnamese proverb:'Nhat nuoc, nhi phan, tam can, tu giong'. This means 'First you have water,then manure,then diligence, and actually high quality seed'. 'In the north we have two rice crops as well as subsidiary one, according on the weather', he stated. The winter -spring crop begins in the 12th lunar month and finishes inside fourth. Summer season -autumn one lasts of your sixth towards the 10th lunar month. After these crops there 's time for should also to heal and we plant maize,taro, potato and sweet potato'. The park is separated by a tremendous mountain into two areas, The Summit (Headland) as well as the Waterfront (Lowland) respectively. Other parts can be reached by cable car with spectacular views of your nearby islands and the sea. The great aquarium was good, the dolphin/sea-lion show was great too and we only tried most of the rides, because the queues within seamed plenty of. Seasons play an important role if you are in China and plan to go to Mount Tai. Sunrise and sunset times, density of clouds and glow belonging to the place all depend upon the season you are here. Even the route choice differs upon the connected with season. Greatest seasons surely are summer and spring seasons involving sun, flora and beautiful lush green areas. Further West is the province of British Columbia and the city of Vancouver which is cosmopolitan and experiences a milder climate in a bitterly cold winter months. Bc is where you can find the Rocky Mountains and National Parks for people that love the great outdoors. It is a significant centre for both summer and winter outdoor sports. MNP differs from the geographic North pole (GNP). The GNP is the fixed, true north on the Earth's axis. Top Hau Giang AZ News It recently been stable since history (writing) began about six thousand years from the. However, the MNP has been to be able to move. Within the scientific measurements, the it's got moved 1102 kilometres (685 miles) from 1831 to 2005. That's approximately around 6 kilometres per twelvemonth. However, scientists in 2005 said it was moving about 17 kilometres per years. As of 2007, scientists announced it was moving around 60 kilometres per holiday season. As of 2011, it was moving at 80 kilometres per year. Clearly the speed at who's is moving is raising.

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