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#that’s the simplest and most upfront answer
lesbiansanemi · 1 year
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Okay but also, the color pallets of Utena and Anthy being swapped with the Prince and Princess at the beginning of episodes…. Utena being the “savior” and “more masculine” of the two while Anthy is the “bride” that needs saving… but then the princess having Utena’s colors while the Prince has Anthy’s…. This shit better be significant or I’m gonna end up biting someone
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bestworstcase · 2 months
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whys and hows aside, ultimately what “summer joined salem” comes down to is:
salem has one more person working for her whose existence has been confirmed (seer call in v4 from beacon after establishing that all known agents are not there) but identity never revealed.
none of her other agents have had their identities obscured: even lionheart is revealed to be her spy upfront. the mystery surrounding the identity of this character is unique—ergo, narratively consequential.
“what happened to summer rose?” is a central narrative mystery which has thus far been partially answered in this order: a) she met salem, b) salem perhaps did something other than killing her, c) raven was involved and whatever happened turned her past admiration for summer into the scorn on display at haven.
the timeline on summer being made into a hound does not add up (the hound is “an experiment” and a novelty to both salem’s enemies and her inner circle now—salem met summer approx. fourteen years ago) but it’s deeply unlikely that the narrative would have flagged the possibility of fate-other-than-death if she were actually dead.
the conclusion that salem turned summer into a hound is offered by ruby, on minimal evidence; in v4, ruby hears tyrian waxing poetic about his “goddess” and with no hesitation goes “cinder,” which is to say ruby has a demonstrable tendency of jumping to conclusions based on incomplete information that are close but nevertheless very wrong.
so the narrative has given us these pieces:
summer met salem.
salem probably did not kill her.
summer can’t have been grimmed.
summer broke raven’s trust, badly.
salem has had an anonymous agent holding beacon, we have known this since v4, and we have yet to find out who this person is.
what happened to summer rose?
the anonymity of the person on the other end of that seer call is the keystone holding everything together. the facts pertaining to summer rose alone don’t necessarily add up to “turncoat,” only “not dead and not a hound,” but when taken into account with the open question of who salem has at beacon, then the simplest, most straightforward answer is that summer joined her.
the point of keeping the beacon lieutenant’s identity a secret is to maintain suspense. it is a character the audience already knows—or knows of. (the reason salem’s reveal at the end of v3 works is because she’s been the narrator since the beginning, for example.) with the way the cast is set up, this more or less requires that the beacon lieutenant be a turncoat; the other possibilities are tai, glynda, oobleck, and port. if it’s any of them, the separate mystery of what happened to summer rose remains and must still be answered in order to resolve that increasingly central narrative question, and the how and why tai or glynda or oobleck or port joined salem needs to be answered too. if summer is the beacon lieutenant, the narrative answers two questions with one answer.
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vermonthire · 2 months
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Unlocking Efficiency and Productivity with Excavator Hire in Melbourne
In the bustling city of Melbourne, production tasks of all sizes and complexities are a not unusual sight. From constructing new skyscrapers to renovating residential residences, the want for heavy machinery like excavators is simple. However, purchasing an excavator outright may be a full-size funding, specially for smaller construction organizations or one-time projects. This is wherein Excavator Hire In Melbourne services come into play, supplying a cost-effective and efficient answer for pleasant creation needs.
Why Choose Excavator Hire?
Cost-effectiveness: Opting for excavator lease in Melbourne removes the want for a huge upfront funding. Instead, organizations can allocate their monetary assets extra efficaciously, paying simplest at some stage in the hire.
Flexibility: With excavator lease, corporations have the power to select the proper device for every unique project. Whether it is a small-scale residential job or a huge business improvement, there may be an excavator to be had to match every want.
Access to Latest Technology: By hiring excavators from reputable rental groups, agencies can get right of entry to the modern models prepared with superior technology and capabilities. This ensures greatest performance and performance at the process website online.
Finding the Right Excavator Hire Company
When it comes to deciding on an excavator rent company in Melbourne, there are a few key factors to remember:
Reputation: Look for a business enterprise with a solid popularity for reliability, professionalism, and satisfactory device. Reading customer opinions and testimonials can offer valuable insights into the business enterprise's tune record.
Equipment Range: Ensure that the lease company gives a various variety of excavators to pick out from, together with specific sizes and competencies. This ensures that you could find the proper system on your specific project requirements.
Service and Support: Consider the extent of service and support provided through the lease organization. Do they provide on-web page help, upkeep offerings, and 24/7 assist in case of emergencies?
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Maximizing Efficiency on the Job Site
Once you've got selected the right Excavator Hire In Melbourne organisation, it's crucial to maximize efficiency and productiveness on the process web page:
Proper Training: Ensure that all operators are well trained and certified to perform the excavator adequately and effectively. This reduces the threat of injuries and downtime because of operator error.
Regular Maintenance: Follow the producer's recommended maintenance time table to preserve the excavator in most beneficial circumstance. Regular servicing enables prevent breakdowns and ensures smooth operation throughout the rent period.
Effective Planning: Plan the task cautiously to decrease idle time and maximize the use of the hired excavator. This includes coordinating deliveries, scheduling responsibilities correctly, and optimizing workflow on the task site.
Conclusion
Excavator rent in Melbourne gives creation corporations a price-powerful and efficient answer for meeting their system needs. By selecting the right rent employer and maximizing efficiency on the activity web site, groups can liberate productivity and gain fulfillment of their production initiatives.
So, if you're embarking on a construction venture in Melbourne, recall the benefits of Excavator Hire In Melbourne and make your mission a fulfillment with the proper equipment at your disposal.
Source: https://vermonthire.wordpress.com/2024/02/28/unlocking-efficiency-and-productivity-with-excavator-hire-in-melbourne/
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kampstrickland47 · 5 months
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Altcoin Mining Pool For Gpu And Asic
At the moment, the variety of available fashions from different producers permits you to choose an ASIC to your taste and financial capabilities. As we already mentioned, you can buy ASICs on the official web sites of producers and every kind of online stores, including thematic ones dedicated to mining equipment. One of the main causes customers within the USA ought to choose Millionminer.com for his or her ASIC miner purchases is our free delivery. We understand that transport prices is usually a significant burden on top of the value of the miner itself, which is why we offer free supply on all orders inside the USA. Routers - A good router is needed to maintain stable connections, minimizing downtime, guaranteeing consistent mining, and avoiding potential misplaced rewards. Ethernet cables - May be needed for secure, direct internet connections, decreasing latency and potential disruptions, ensuring efficient and uninterrupted mining operations. Air filtration – You’ll probably have to have staff in your mining hardware constructing. As a result, ASIC chips for cryptocurrency mining have turn into more and more efficient, with the latest technology hashing at 158 terahashes per second but only using 34.5 joules per terahash. At the time of this writing, Bitcoin mining is actually unprofitable when utilizing most miners, main some folks to pose the question, “Is crypto mining dead? If you're dwelling in an space with excessive electricity costs, then Bitcoin mining might be not for you. ASIC miners are around one hundred,000 instances more efficient and have a better hash rate than the best CPU and GPU miners — they've a lot of mining energy. However, one draw back of ASIC mining is that it's not available for all cryptocurrencies — for example, mining Monero just isn't attainable with ASIC rigs. Additionally, not like the other two mining equipment types, ASICs aren't upgradeable and aren’t as sturdy. You might wish to learn this article to be taught more about ASIC miners. Unfortunately, finding these ASIC mining components by way of manufacturers may be troublesome. It may be essential to purchase specific parts from a secondary market or used, disassembleable ASIC machines. Make positive to only purchase from respected distributors and that each one parts have been tested before the ASIC miner is constructed. Here are Outlet Miners warranty for mining Bitcoin and other cryptocurrencies with a quick dialogue of the ASIC mining course of. Connect a SynLink PDU to your mining pool account and your mining rewards will replace on the entrance panel LCD display screen in actual time. When a puzzle is solved, the programmer behind the display screen earns a block reward, which at present stands at 6.25 BTC. Therefore, this high efficiency translates to better money-making potential. Our article on how blockchain expertise works explains the complete process in additional detail.
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To successfully mine Bitcoin users need one of the ASIC miners stated above. Here we now have answered to the most common questions concerning the Bitcoin miners. However, all opinions agree on one thing – ASICs have an enormous influence on the whole cryptocurrency trade, and it is tough for us to do something about it. MicroBT is an ASIC manufacturing company born in 2016 and headquartered in Shenzhen, China. The S19 Pro can ship a hundred and ten trillion hashes per second at an influence consumption of 3,250W. The $2,400 price ticket of this miner might make it too costly for novices, though. Cryptocurrency mining was something you can do easily, however those days are long gone. Today, whether or not you’re mining Bitcoin, Litecoin, DASH, or a bunch of different cryptocurrencies, the simplest method to take action is with dedicated hardware generally identified as an ASIC miner. And even then, it’s solely actually for professionals with plenty of capital to take a position upfront. The WhatsMiner M32-62T is manufactured by the Chinese firm Pangolin Miner and was released in 2020. Antminer Space Heater Editions are specifically designed ASIC miners that double as area heaters. These gadgets are engineered to capture and direct the warmth generated during mining right into a controlled airflow, effectively heating the surrounding area. ANC Active Noise Canceller is a device that employs advanced sound engineering to reduce noise in mining environments. It works through the use of microphones to select up the noise generated by the ASIC miner’s fans and other parts. The device then produces sound waves which are the exact reverse (or “anti-phase”) of the undesirable noise. When these opposing sound waves collide, they cancel each other out, successfully reducing the perceived noise. As you'll find a way to see, we have long passed the brink the place Bitcoin mining may be effectively done at such a small scale. This is taken into account very loud site visitors noise, so be ready to have a dedicated mining area with noise isolation on the door. Additionally, it comes with a one 12 months warranty and built-in AI microchip. As with most ASIC miners, because of high demand, you may discover it troublesome to seek out but first, take a glance at the official manufacturer’s web page.
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World-Class Sales Recruiters For Your Businesses Benefits
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Being a sales recruiter isn’t always easy, but it can be a really fulfilling type of work. They’re the type of people who help companies and different businesses during their toughest times, and even the simplest of times.
Hiring people isn’t always a fun task, but having a sales and marketing recruiter from agencies like The Search Experience, takes the edge off and makes it enjoyable again.
You’re able to focus on more pressing matters in your company, while they handle some management tasks like hiring new interns and employees.
What Is A Sales Recruiter?
If you’re having trouble hiring people for a current, or newly created, job position, then thinking about getting a sales recruiter is the best bet for you. Sales recruiters are a type of specialists in their field of hiring and helping businesses achieve their goals.
Creating job descriptions for job titles and matching them with candidates is a great example of the type of work that sales recruiters do. With their help, you can advertise positions easier, and have an overall better screening process when scheduling and conducting interviews.
The heavy lifting is taken care of when organizing career days and meetings for potential hires. Relying on them to be organized and ensure everything is in order is a key point in their job description, so rest assured all will be handled efficiently and accordingly.
How Does A Sales Recruiter Get Paid?
When you’re wanting to hire a sales recruiter, your first thought is probably how much it is going to be to hire one, right? Well lucky for you, the answers aren’t that far away, and prices are actually pretty reasonable for the type of field they are in.
You’re often given a choice between a recruitment fee or a placement fee, often as a cheque or electronic transfer. Companies and businesses generally go either for this one, as it depends on how long they’ll have the recruiter, and what kind of work they want to promote.
Contingency, containers, and retainers are the main ways that recruiters receive payments from clients and companies. Contingency is paid after the main work is done, retainers are paid upfront, and containers are a bit of a mix, but generally are paid half in advance and the other half later when the job is completed correctly.
There isn’t a specific percentage per se as to how much sales recruiters receive from their prices, as it is usually up to preference, and the recruiter themself.
Why Should I Hire A Sales Recruiter?
Sales recruiters are one of the most beneficial people to have when you’re running a company. Employment is hard, and recruiters have not only expertise in the area but connections and links to other corporations and people that might be interested in the line of work that you’re trying to promote.
Sales recruiters have experience and high-valued job descriptions, where they’re able to make efficient and high-standing work for your company. They generally have a passion for the industry itself, and succeeding through them is as easy as pie.
While you’re able to focus on other parts of the business and have more time to yourself, sales recruiters take on the rest of the work for you, hiring employees at faster and more effective rates. You can be assured that only the best will be accepted and ultimately approved by recruiters for your company.
Final Thoughts
When you have a sales recruiter in your company’s team, finding adequate better-qualified people to hire becomes increasingly more accessible. They follow your rules and regulations when it comes to employment and always put your company’s best interest first.
Sales recruiters, like from The Search Experience, take the edge off employment, so you can focus on more pressing matters within your company, and ultimately have more time to yourself.
Original Source:-https://bit.ly/42tkmGy
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sarahcadiz-blog1 · 2 years
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4 Ways to Make Buying Your First Life Insurance Policy Easier
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Don't make buying life insurance more complicated than it needs to be.
Key points
Buying life insurance can be complicated.
Getting quotes online can make the process simpler and more affordable.
So can buying coverage while young and healthy.
Buying life insurance isn't a fun experience for most consumers. Not only does purchasing a policy mean thinking about an untimely death occurring, but the process of actually getting covered can also be complicated and time consuming.
The good news is, there are ways to make buying a life insurance policy easier. In fact, following these four tips can simplify the steps involved in getting covered and help consumers maximize their chances of buying the best insurance at the fairest price.
1. Shop for coverage when young and healthy
The single best way to make purchasing life insurance easier is to buy a policy while still young and healthy.
This greatly simplifies the process of getting covered since insurers review medical history when determining whether to approve an application. Those with pre-existing conditions may have fewer choices of insurers, or may be relegated to guaranteed issue coverage that is costly and offers only a limited death benefit.
But if a policy is purchased at a young age before any medical issues have had a chance to develop, the widest choice of insurers will be available and it will be easy to get approved for a policy with low premiums from an insurer with a solid reputation for good customer service.
2. Get insurance quotes online
The price of life insurance can vary from company to company and it makes sense to try to pay the lowest premiums possible while still getting the necessary coverage. That means consumers need to get multiple quotes from different insurers before buying.
This can be a hassle, but it's easy to simplify the process by getting insurance quotes online. Many life insurance companies will provide an estimated premium price based on a few quick answers to questions about age, health issues, and desired death benefit. By getting quotes from several insurers, consumers can decide which ones to move forward with submitting a formal application to.
Doing this process online is a major time saver compared with contacting insurers directly to submit applications in person.
3. Know upfront how much coverage you need
To effectively shop around for insurance coverage, consumers need to know how large their death benefit must be. Knowing this is also important to avoid overpaying for coverage by getting more protection than needed.
There are a few different ways to estimate coverage needs, but one of the simplest approaches is called the DIME method. Consumers using the DIME method will buy enough insurance to repay their debts, replace their income for as many years as their loved ones would rely on it, repay their mortgage, and pay for their children's education.
The DIME method greatly simplifies the process of deciding how much coverage is needed.
4. Consider an insurer that simplifies the application process
Finally, consumers looking for the fastest and easiest approach to getting covered may wish to look into insurers that use algorithms and publicly available information to set premiums rather than relying on a medical exam.
This is different from the guaranteed issue coverage mentioned above. Several newer insurance companies on the market simply use this alternative process of setting premiums and approving coverage, but still offer standard term life insurance at an affordable price with death benefits that can provide for loved ones appropriately.
By following these four steps, consumers can streamline the life insurance buying experience and make protecting their surviving dependents a much simpler process.
#lifehealthadvisors #areteautomation #financialfreedom #retirementplanning
Credits: Christy Bieber
Date: April 17, 2022
Source: https://www.fool.com/the-ascent/insurance/life/articles/4-ways-to-make-buying-your-first-life-insurance-policy-easier/
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mercur1e · 3 years
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Helllooooo
Soo I just saw you're headcannons are literally 💞💞
It's lowkey the only thing keeping me safe and alive ✋😌......soooooo can I request Gom + kuroko and kagami (if it's to much you can just doo Aomine, Kise and Midorima and akashi)where they accidentally hurt their s/o feelings pleaaseeeeee..... I need some angst but please end it in fluff (cuz i lowkey cannot handle it)
Please take care of yourself, your health always comes first, I love youuuu ❤❤❤
Ofc love! I hope you're doing well and I love you too :) <333
Akashi
He disregarded your hard work :(
You're trying to start your own small business and you're having a little trouble, which is not unusual that happens sometimes!
You were having trouble hiring employees and you were talking to him about it, and he was in a bad mood prior to you approaching him
"You're not going anywhere with this. It would just be better to give up on it. You're not going to make it that far even if you do succeed. And can you leave? I'm busy and all you're doing is acting as a distraction."
You just froze, you couldn't believe what he had just said
Not only did he know how much work you were putting in, he also knew how excited you were for the future of your shop too
You didn't even say anything, you just froze with shock, hurt, and surprise and stomped out of his office
You left the house, you needed some time to cool off and cry
It took Akashi a second to realize what he had said and how hurtful his words were, so he started looking all over for you in the house. He goes into the garage to see your car is gone and he assumes the worst.
You don't pick up the phone when he calls you or answer his texts, opting to turn it off after the fifth call.
You stay by your best friend for the night and they comforted you and told you he probably didn't mean it, and that you can stay as long as you need
After you leave from by your friends place you go to your favorite cafe for some breakfast
And guess who's there, Akashi.
You turn around and walk out because you were honestly not ready to deal with him just yet and it was too early in the morning for all that
He catches you on the way out and apologizes :)
"Love, I apologize for what I said yesterday. It was inconsiderate, hurtful, and wrong. You've been working so hard on your business and you're doing your best to make it happen. I was in a bad mood yesterday and I dont know what came over me. Will you forgive me?"
Looking you in the eye as he spoke every word, holding your hands and rubbing them, you know he was truly sorry and wants to fix what he did.
"I forgive you Sei, but what you said was really hurtful. You know how much this means to me and how much work I've been putting in. But I do forgive you."
He takes you out to eat at your favorite restaurant and watch a movie afterwards back at home, kisses you tons and holds you in his arms when you fall asleep.
He also puts in a good word with his work associates about your business and you gain more employees and popularity! But unless you want to do it completely on your own he's there supporting you every step of the way and giving you advice :)
Midorima
He acts like your affection is kryptonite, even though you're not a clingy or overly-affectionate person
You guys had been together for about 3-4 months
He always brushes you off even at the most simplest acts of affections, you're starting to really question if he even wants to be together.
Well this particular time he embarrassed you in front of the team :/
There was a break in between practice and you went to give him his water bottle and give him a hug
"Hey Shin he's your water bottle, don't work yourself too hard okay?"
After that you went in for a quick hug but he held a hand against your chest and glared at you
"Why are you always so clingy? You're always on me and its annoying. Can you just leave me alone or leave?"
He said that right in the middle of the court, everyone's eyes were on you and you felt embarrassed.
"...alright."
That's all you after said you shoved the water bottle into his hand and walked out of the gym.
Takao was the one to call him out on his behavior and tell him that he was being rude and that he should apologize
Midorima took that advice and after practice, he went to find you and apologize, except you weren't anywhere he checked or thought you would be
You avoided him for 3 days straight until he arrived at your house unannounced
Your lucky item in his hand, he gives you a well deserved apology
"Y/N I- I'm sorry that I was being rude to you. There was no reason for me to act like that and I haven't been appreciating you like I should. That was rude of me and I hope you except my apology. Also- this is your uh lucky item."
He hands you a plushie :)
He gives you hugs and reassures you that he appreciates your affections despite him not being used to it!
He also got an extra lap at practice from Miyaji lol but he decided not to tell you that part
Kise
Is very busy and it's sometimes hard to make time for you :(
And you also couldn't show him affection in public or be around him because his fangirls would throw a hissy fit
He hasn't been answering his phone and he can't really get that close to you at school so you've been feeling left behind
When you finally managed to catch him, you said you wanted to go out and just catch up because you two haven't spent much time together and he agreed
However Kise forgot about the plans and you were waiting at the restaurant, alone.
You went home that night upset, tired, and wondering if you even want to be in a relationship anymore
You stopped texting him and talking to talk to him at school, not that you even had that much time to talk to him and school anyway
Kise had realised a whole day later that he had forgotten about the plans you two had made together
He took off from work the whole week, even though his manager was mad about it and went off to find you
He found you at a park after school and approached you with flowers in his hand
"Y/N baby I'm so sorry I forgot about our date. I can't imagine how you must've felt and to make up for it I called the whole week off! I'm really, really sorry that I havent had time for you. Do you forgive me?"
"Yeah, I forgive you Kise I'm just really hurt that you stood me up. You knew we hadn't spent alot of time together and I was really hoping to catch up with you that night. But I'm just happy you're here."
He takes you to a concert! Your favorite artist was in town and he bought tickets for the two of you!
The whole week was filled with fun, love, and lots of conversations :)
He promises to make more time for you and be there for you whenever he can!
He also posts you on his socials and shows you affection at school, showing his fangirls that he's not for them, but for you and they can go away of they don't like that
Aomine
You feel like he doesn't put any effort into the relationship
It's always you doing everything, it just gets tiring
He doesn't really make an effort to do anything, like plan dates, hang out, or just spend time together
He also uses basketball as an excuse to not hang out with you when you already know he's not at practice
Like if you want alone time man just say that
So you had planned a date for you two, nothing big just going to the movie theaters yk
He cancelled last minute, saying Imayoshi was forcing him to come to practice
It was a sunday, they don't have practice in sunday
You talked to Momoi as she is a close friend of yours too, about how you feel like you're the only one making an effort and that you feel like he doesn't want to spend time with you
She tells you to confront him about it, so you do
The next time Daiki comes to your house you ask him about it
"It just feels like I'm the only one putting work into the relationship and I feel like you're avoiding me. You make up excuses to not be with me and bail on me last minute...do you even want to be with me? And if you do want alone time just be upfront about it, don't give me terrible excuses or flake out on me."
Aomine honestly didn't know you felt that way
Now that he looks back at it, it has been mainly you doing most of the stuff in the relationship, and he can see why you feel like it's only you trying
"You're right, it has been mainly you doing stuff for both of us. I'm gonna start putting in more effort because it's time I do. I'm sorry that I've been making shitty excuses to not hang out with you, and cancelling all of a sudden. I'll be honest when I don't feel like going out and I'll spend more time with you."
He makes it up to you by taking you to a festival and going to see a movie with you
True to his word, he starts putting more effort into y'alls relationship and you two take turns planning dates
And if he doesn't feel like going out you guys have at home dates instead :)
I know this took a little longer than usual, I'm sorry for the little setback. Hopefully you like them! Thank you for requesting and feedback is appreciated! Love you <333
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saphirered · 3 years
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Hi I was wondering if you would write an Essek x reader (gender neutral) where they are having a relaxing day out and the reader teaches Essek to make flower crowns, and it just allot of fluff and wholesome stuff.
Here you go! Enjoy. I really needed this type of wholesomeness. Thank you for the request. 😘
Seated among the plants and flowers at the base of the tree inside the Xhorhaus, you’re focussing on your surroundings, eyes closed. A meditation-like state keeps you grounded and aware of all around you regardless of lack of visual. Every breath you take makes you feel much lighter, floating in your own consciousness. It’s a comfortable and familiar feeling.
It could have been minutes, or hours. You’re not entirely sure but at least you know if someone needs you or you’ll be going somewhere, your friends will come get you. For now you were blessed with a moment of peace, away from the troubles of the world outside, shielded by the colourful flowers, fresh smell of herbs and the soft glow of the fairy lights.
But your peace and quiet was interrupted. Usually you’re very much aware of footsteps approaching, but when the individual doesn’t walk, taking care to avoid the greens, you’re left a oblivious to the presence. The clearing of a throat makes you nearly jump out of your skin.
“My apologies. I don’t mean to interrupt you…” You see the sheepish expression of the white haired wizard floating at a comfortable distance, turn apologetic.
“Essek!” You breathe trying to calm your pounding heart, hand to your chest.
“I am so sorry. I did not mean to scare you. I should have announced my presence.” The mixture of embarrassment and regret remain present in both his behaviour and voice as you get up and give him a once over.
“It’s quite alright. I didn’t expect any visitors.” You smile assuring him no harm was done as you get to your feet brushing off your trousers. Essek is a hard to read individual but even the most oblivious of people could tell something is off. Strange. You tilt your head pressing your lips together.
“Is everything alright? You seem a bit out of it if I’m honest.” Essek’s eyes fall to the floor in front of him trying to find the correct words to answer your question; unusual for someone usually so quick with words. You take a few steps closer to him and take his hand in yours giving it a squeeze letting him know you’re there as you wait for his reply.
“I… I am unsure how to phrase this correctly nor in an appropriate way.” He speaks caught in his own mind still. His eyes are searching still focussed on the ground and your entwined hands. You place your free hand on his shoulder, the gesture pulling him out of his head and instead focus on you.
“Try me.”
“I-. This day- These last few… weeks, have been absolute chaos. With everything going on I have not had a moment of peace in a long time.” Essek’s shoulders drop and his feet touch the ground with a soft tap muted by the mossy floor. You pity him. So young and so much pressure, people depending on him. No one should have to deal with all of that alone.
“I’ve always found diving into my work head first ignoring the world contained the chaos and turned it into order instead, something I could control but now I cannot even read a single sentence, transcribe a single equation or confront a single person without feeling like my mind is about to explode.” A weight lifts by the mere vocalising of the words, tension dropping from Essek’s physique as it does from his mind.
“I didn’t know who else to turn to. For some reason, you always have an air of calmness, around you. Whenever we are in the same space, you radiate peace. It’s strange to admit but I think even only spending but moments in your presence now has done more than any and everything I have tried to achieve even a semblance of rest.” You’re not used to Essek being so open and upfront with anyone but you’re glad for it. Knowing you can confide in someone and trust them is one thing. Actually doing so, something else entirely.
“Thank you for your time and once more my sincere apologies for scaring you. I will leave you to your business once more.” Essek is about to pull his hand from yours taking a step back but you don’t let go and step with.
“When’s the last time you’ve taken a break, Shadowhand?” You’re sure you already know the answer or have enough of an idea to estimate but you ask nonetheless. Essek thinks for a moment and frowns.
“I can’t recall.”
“There’s your problem then. You’re stressed, overworked and in desperate need of a break. Come on. I have an idea.” You lightly tug at his hand pulling him along to the base of the tree and sit him down. You take one of the garden scissors and begin cutting some flowers, branches and other things and collect them in a wicker basket as Essek watches you move from planter to planter and pots making sure to leave enough behind and take only what the plants themselves allow you to take.
It might seem a little strange to some, as you’re standing there, a nonverbal conversation with plant life. Some might think you’re crazy but you only acknowledge life in all forms and while you surely could wave your hand and restore what you took, there’s beauty in the natural order of things as your Firbolg friend might agree.
Essek watches you go in awe, studying your every action with an admiration. Before, as he admitted, there had been the radiating calmness from you that could affect those around you but watching you interact, for the lack of a better word, with the greenery, gave that a whole new meaning. Serenity. You are serenity itself.
You take the wicker basket, now filled with flowers of every colour, branches of green and brown of varying lengths, set it down at the base of the tree taking a seat next to Essek.
“What’s this for?” Essek picks up a yellow flower spinning it between his fingers.
“This,” You refer to the basket and the flower held between his fingers. “is how I clear my mind when the pressure of the world becomes too much to handle.” You take a couple of the branches, check the lengths and start twisting and weaving them together adding flowers into the coil as you go.
“This is how you keep the chaos at bay?” Essek questions watching your fingers work braiding together the delicate material.
“People often assume peace is the absence of chaos but it’s not. Nor is order. If you build a dam the pressure of the water will continue building as long as the water flows. You can’t stop it. You can’t prevent it. You can however shape it in such ways you gain more from it than it from you. It can be found in the simplest of things.” You weave in some deep red roses, your pride as the Xhorassian environment is not kind enough for them to survive.
“Whenever the world comes crashing down and I wish the ground would swallow me whole I find a place to sit down and let myself be consumed by my surroundings. Sometimes I just sit doing nothing at all. Other times I draw, or sing or write, and when I’m lucky enough to find just the right place, I’ll make as many of these as it takes me to return to my peace.” You come to the end twisting the final branches to complete the final circle shape, inspecting your work and adjusting as necessary until you deem it truly completed.
“Whenever I use the chaos to create, little by little serenity comes along and I try to bring that feeling along, passing it on to those around me, because gods know, they can use it.” The both of you smile and with a last adjustment of a flower you place the flower crown on Essek’s head.
Confusion, happiness, delight, peace. All emotions running through Essek’s brain throughout this conversation enhanced the moment you place the ornament of braided and woven flowers onto his head, as light as a feather. Who knew something so small and… insignificant could mean so much, do so much?
“Why don’t you try it for yourself? See if this works for you? Or perhaps if not, it might give you inspiration to find something that will.” Essek nods taking the red crown off his head and inspecting it closer. While he certainly has an eye for intricate patterns and structures the construction of such a thing as a simple flower crown goes far beyond him and instead just leaves him completely oblivious and confused.
Seeing Essek trying to figure out the collective of braided flowers and branches might have been one of the funniest things you’ve seen from the man. The intricacies of Dunamis and the most difficult of equations or studies prove next to no problem for the wizard, but a flower crown manages to break him? How could that not be funny. You laugh even though you tried to fight it and Essek sends you a playful glare.
“Since you seem to find this so funny perhaps I should teach you the many complexities of advanced Dunamis? As a thank you of course.” You can see the hints of a smile.
“However much I’d love that, for the sake of both of our peace and sanities, I’d hold off on that for now. We’ll start with something much simpler. Like a daisy chain.” You begin pulling out a pile of white flowers and putting them next to the basket.
“This is how you start…” You begin explaining how to loop the stem of the flower around the one that came before it, the closer together, the denser the chain will become.
While Essek struggles at first, your explanation and guiding hands and pointers as he works result in a decent looking daisy chain. You slowly work your way up to more difficult flowers and eventually the branches, spending the next several hours going through the motions, Essek’s troubles long since forgotten. This may have been the first time but won’t be the last time both of you find your serenity and comfort in colourful soft petals.
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florbelles · 3 years
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13~17 for Lyra and John?
thank you legend, i am once again sorry for my response time on this rip
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xiii. what is their go-to for making a partner feel loved?
— this is something that's actually incredibly difficult for her; the enormity of it is something that nothing feels adequate to express. while she's very physically demonstrative, one of her greatest fears — particularly after he's gone — is that she never expressed it the right way, that he never understood, not really. she desperately hopes he does. she tells him, a thousand times, she is sorry for the way she is, even knowing that he loves her for it, even knowing that he knows what he chose. ( he did, of course, he tells her as much, but it still haunts her ).
she tries to makes him feel loved by what makes her feel loved; making sure he knows she sees him, understands him, accepts him completely and unconditionally. he doesn't need to be anyone else for her; he doesn't need to prove anything to her. she shows him she loves him by letting him simply be, by proving with time that she isn’t going anywhere, that she’s all in.
she shows him love the only ways she knows how. she's most comfortable expressing herself with her body, that she can give him, that she can do and do well ( sexually, yes, of course, but perhaps more pertinently — neither of them have an uncomplicated relationship or history with sex, elaborated on below under xv — with nonsexual signs of affection — running her thumb over his, nuzzling him when she comes up behind him, pressing her lips to his neck ). she’s always touching him if she’s near him. she’s extremely affectionate, both physically and verbally, especially in the mornings and at night when they’re lying limbs-twined.
the simplest answer is, however, synonymous with the answer to xv below; she expresses her love through her trust and willingness to render herself wholly vulnerable. she expresses it through quiet, subtle intimacies that might not be immediately evident to anyone who doesn’t know her ( it’s been stated many times before, but to lyra, the use of a first name and familiar language is the greatest sign of intimacy she can verbally give — her enemies are darling, her husband is john ). “hi, john” is her “i love you;” “i’m so glad it’s you” is her “i love you.”
xiv. what makes them feel loved? would they build up the courage to ask for it?
— the small efforts he makes to meet her at her level. when he says “you love me.” when he manages to drag his ass out of bed for her in the morning to watch the sunrise even though they’re on two hours and he needs his beauty sleep. she doesn't expect accommodation. she doesn't expect anything. one of her most prevailing thoughts early in their relationship is that it would have been enough for him to simply see and understand her; she would not have asked him not to hate her, she does not ask him not to forsake her, but he chose not to. he gave her acceptance. he gave her love. she would never in a thousand years ask for it.
for john, it’s that she lights up when she's around him — is truly simply that happy just to see him and be near him without needing or expecting anything from him, which isn’t something he’s necessarily had in his life from figures who aren’t obligated either by familial bonds or being his subordinates. she could not disguise it even if she wished. he will always make her flush. he will always make her stomach drop and her teeth flash and her eyes gleam. it is simply the way it is: it is incredibly fortunate they are not seen together by anyone outside of the project, because they would have known immediately. ( they do know immediately, when the time comes, before the end of everything ).
xv. what, for them, constitutes a level of intimacy that they would only rarely share with someone? this can be physical, emotional, etc.
— vulnerability, both emotional and physical.* quite literally, he is the only partner she's ever had that she has slept with, excepting some of her earliest girlfriends, generally bunkmates at school ( “i have never slept with a man in all my life!” is a favored gag of hers ). he is also the only partner with whom she hasn't kept her shoes or knives or some means of defense on her person ( john would argue the post-coital teeth and scratch marks he permanently wears make her true defenselessness sat any given time debatable, but it's the thought that counts! ).
( * for the sake of simplicity, this excludes all intimacy in relation to the project; while it’s obviously a major part of their relationship and a shared cause/belief system that deepens their bond, it’s complicated by the fact she would have joined the project and undergone those processes with or without him, whether or not they were lovers )
physical intimacy is, at first glance, something that is decisively not something only rarely shared, given that they both have hundreds of past sexual partners; they both have a complicated past with sex and their own respective baggage. john obviously has a history of self-medication and addiction that’s bound up with his demons and self-loathing; for lyra it's never been a particular vice — she has absolutely also used it to self-medicate in the past, usually as a way to blow off steam when her blood is running hot in a potentially more lethal direction, but it’s never been an instrument of self-destruction — an d is instead primarily is burdened with the fact that she used her sexuality to seduce targets; it's something she weaponized and exploited, so there are always going to be certain situations or circumstances she dislikes seeing john in ( she's reluctant to the prospect of restraining or binding him, for example, since she would use restraints on men she seduced with the intention of intimidating or killing them ). they both have associations they don't want to spill over onto the other.
having said that, the fact of that allows them a type of intimacy that might not be immediately evident to anyone else; she makes sure he knows he doesn't have to fuck her to hold her, he doesn't need to use his body to have that familiarity with her ( given that this is previously unexplored territory for the both of them, her saying so goes over about as well as can be expected — pardon him, he didn’t realize sex with him was such a fucking chore, sorry he is so sexually revolting, don’t do him any favors! — but they get there ).
sex is obviously still a big part of their relationship, and not one that john particularly feels the need to repent, since they’re married in all but name almost immediately and are married in fact within six weeks and otherwise has little difficulty john-justifying ( johnstifying, if you will ) it to himself ( she’s been entrusted to me, i’m bringing her closer to the project, she’s meant for me anyway, god brought her to me, this isn’t lust, she said so herself, this is a sanctioned union ), and she immediately casts off any notions of seducing or manipulating him as means of insinuating herself into the project’s protection ( it’s for this reason she stalls joining; she intends to right away, she believes joseph and desperately wants to believe that this is the reason and purpose for everything in her life up to this point, done both by and to her, but she flatly refuses until she can prove her complete commitment and good faith upfront, an opportunity afforded to her by the camera crew’s fortuitous arrival ) — this is also why she cuts off their first encounter and flees the ranch. she will never use her sexuality against him. in that sense, sex as a form of intimacy is reserved for each other.
( this is, in fact, how she knows she loves him; for all of her extensive sexual history, she has never actually wanted someone — not just release with them, not just a physical attraction to them — she is in fact unsettled on whether or not she is attracted to john physically; he's the most beautiful creature alive to her, but that's because he's him, she loves his nose because it's his nose, she loves his eyes because they're his eyes, his skin because it’s his skin — but actually him. she knew she had to have him. )
xvi. if they had the ability to just spend free time with their partner, what would they do? would they go out or stay inside?
— stay in ( not necessarily literally within the confines of their home, but within their own space ). lyra will probably coax him outside at some point because she doesn't feel right if she's indoors all day, regardless of the weather — no, the first seven years of the collapse are not looking well for her, thank you — but they won't necessarily stray from each other's companionship. if it's a day off, joseph is probably giving them space ( this is also his day off from their shared existence, how wonderful to be able to attend to the rest of the flock without worrying about what problems they're causing on purpose ), so while they'll occasionally have the company of one of their family members, it's more likely to simply be the two of them, possibly with the company of some of their closest inner-circle ( shaggy, holly, shaggy’s brother matthew, a few of their select chosen who are assigned to the ranch ) in the evening if lyra decides she wants a bonfire. otherwise, they take full advantage of their ability to absolutely nothing but laze around and talk and make love.
xvii. under what circumstances would they want to be left alone by their partner?
— this almost never happens, since they’re more inclined towards separation anxiety than a need for space, but lyra is the most likely to want it when she needs to sort out her mental state or let her fuse burn down ( like the time she locked herself in the shower to cry for an hour because he loved her or if they’re in an especially heated argument and she needs to clear her head before she says or does something she’ll regret). she rarely does so, however; she’s aware that from his perspective her walking out on him, no matter how temporary or how rationally he knows she’s coming back, exacerbates his angst and triggers his insecurities.
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arihi · 5 years
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NaNoWriMo #8: Radical Honesty
Honesty. It’s for schmucks, am I right?
HONESTLY, I was going to write something completely different today, and then I got a phone call which completely sidetracked those plans and now I’m going to use that call as a basis for today’s post.
I have friends that put a tremendous amount of importance on honesty. One says they do not lie, ever, and for the most part I believe them. It’s been helpful in certain instances when my anxiety would usually flare up to reassure myself ‘they wouldn’t lie about that’. It doesn’t stop all my anxieties about that particular person, but the brief relief I get is not so much about the fact they always tell the factual truth so much as an honesty in communication.
The concept of radical honesty is frankly, terrifying. Everything about me, from my temperament to my culture to how I was raised as a girl, to my emotionally abusive household, is about deception. Concealing, putting on a face, empty words, you name it. I became adept at lying, sussing out what things I said that would equal less hurt for me, and lying even more. Sometimes, I’ll lie even when I don’t need to. I know this is a coping mechanism that a lot of abuse survivors have, but it doesn’t mean I don’t feel bad about it a lot. I had a specific paranoia for a number of years, that has faded a bit by now, that I just manipulate the people around me based on the information I share or withhold and was a terrible person who didn’t know or learn how to interface with others normally and would never be able to.
I have trouble realizing how I feel bad sometimes because I’ve got a weak internal voice. I do a nightly diary recording, and I go by candid honesty in those recordings. I’ll say every little thing. It’s not very flattering. But sometimes it takes admitting petty things to come to terms with the feeling and understand yourself a little better. I think we deceive ourselves more than anything else sometimes. We think a thought - maybe it’s petty jealousy, or selfishness, and because we (theoretically) have our own sense of morals/ethics/what have you, we immediately discard the thought and say that we shouldn’t be having that thought, or don’t deserve to have that thought. And then you end up with feeling crummy, but refusing to admit why or that you know why, or maybe even subconsciously burying it so deep you don’t consciously realize why. But that’s the thing. Feelings are feelings. We can’t help our feelings. There’s no such thing as an unfair feeling. We can’t help the way that we feel and I think we too readily push down thoughts that feel petty or negative and then grudges fester, and communication dies. But in order to communicate with others, and ourselves, we owe it to hear those feelings out, confront them, and then take action. We are not judged on our feelings, but how we act on them.
So yeah. Despite it all, I feel like I’m very honest and truthful with myself. Which doesn’t sound super novel or amazing, I’m sure, but given my history, I’m amazed, and proud that I’ve gotten this far. And in a related vein, it’s possible to be telling the truth as far as you understand it to be - but to be deceiving yourself, a lot. (Take the time to try and understand yourself and why you feel the way you do. Dissect it down to the simplest emotions and events. It’s good for you.)
Now, to get to my point FIVE PARAGRAPHS in, when somebody tells you that you’ve hurt their feelings - it is incredibly difficult. At least it is for me. It’s a vulnerability that comes with sharing that you’re hurt, the fears of confrontation that I know at least I have in droves, and the softest, rawest part of that is you’re also putting forth the hope that the other person understands, and might want to change, or acknowledge it, because they care. Whoof, that’s scary. It takes less effort to just swallow the feeling or dismiss it than it does to confront both the other person, and your own feelings. I think to a lot of people, when they’re told they hurt somebody, the initial gut reaction is denial or defensiveness, because they want to think that they wouldn’t have done that because they didn’t want to, or because they don’t want to feel responsible for that vulnerability.
My mother called just earlier - I need to figure out the entire damn mess that is re-registering my car in this state, and they’ve lost the title and can’t find it, and the car’s still not even in my name, and it’s just a whole fucking mess. I told her what information I had gotten from the DMV. She expressed skepticism three times before she said “I’ll just ask your brother”. MY GOD! Why do I say anything? The answer is I don’t fucking know, because this has happened literally every single time I try to tell her something she needs to know, my entire life. And I got frustrated, and I told her I didn’t know why she wanted me to figure out specifics, if she wasn’t going to listen to my answer because she didn’t like it. And I spelled out, calmly, as clearly as I could, that her words and actions hurt me because I constantly feel trivialized. That my words are never taken seriously, that I know we’re a team in this and ON the same side as family, but that she hurts me so often when she calls my efforts useless (only to often come to the same conclusion, from my brother weeks later). And I likened it to what my father does, because he does the same thing to her all the time, and I told her she was doing the same thing to me. A hurtful legacy. I even told her that I didn’t hold it against her, but just wanted to express I was feeling hurt.
But hey, I was open and honest in communicating with her! Honestly, I think she actually understood. I could hear her voice waver a little. She backtracked a bit and said that she didn’t mean it ‘like that’ (she did). But she was incredibly defensive, because she didn’t like feeling like she was responsible for making me feel bad, and we ended the call shortly after, terse, on shaky terms. I cry a lot when I think about my mother. She’s an incredibly sharp, capable, amazing woman, who I conflict with a lot and who’s actively contributed to a lot of my trauma, because the cycle of abuse is hard to break. I think, if she had the resources and support I had - she would have had a better life. She would have been a legend. She often talks about how despite it all, I grew up in a much better household than she did. I don’t disagree. It doesn’t justify how she’s treated me, but I know that she went through a lot, enough to break people, and I know that she loves me. But feelings are just that, and the actions that she took pushed me away. But I want to keep this relationship, and I want to facilitate open communication with her, so that maybe she’ll do the same one day.
I want to practice more honest communication not just with my family, but with friends and partners and everyone around me. I want to be upfront when my feelings are hurt, and I want to tell people when they matter to me, because people deserve to know that they matter to others. It’s something I want to actively work on. Nowadays when Spider asks me how I’m doing, I’ll spit out ‘I’m ok’ instantly, ruminate on it for a few seconds, and then nod or say that actually I’m not doing so great. I default to ‘I’m fine’ as I’m sure we all do. But I want to work on having better relationships with others, and also with myself, so that I can be a better communicator, and touch upon that idea of compassionate honesty.
--
If you like, feel free to support me, or follow me, or read more of my writings and stories at the links below!
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freelancecrm · 4 years
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7 LEGITIMATE WAYS TO MAKE MONEY FROM HOME
January 3, 2020 | All Posts, Make Money Online
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Performing an internet search may show many work from home scans. They often charge you an upfront cost and will often lure you into working for them. When in actuality they are cheating you from your hard-earned money.
So, I have compiled this list of legitimate work from home jobs that will not rip you off or take advantage. After souring through hundreds of ways to work from home, and other online opportunities. This list of 25 Legitimate Ways to Make Money From Home.
Some resources in this list will range to help you make a few bucks a month, and other which can support you to become a powerful money maker online. Read on and find out about some of the exciting ways to make money online. You a my even find a few that you've ever heard of before. So, let get started.
Best of Luck !
Make money online and from home
No hidden talents ? Not to worry ! We've got just the thing for you.
1.) Start a blog or Online Business
        An online business you can potentially make thousands. You can create your own blog here with ease, and start blogging for as little as $2 dollars a month (less than a cup of coffee a month). Create a blog and leverage your content into landing affiliate sale or product endorsement deals. Consider topics such as:
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Personal Finance
Just about anything
Subscribe to find out how and receive a step-by-step tutorial.
2.) Take part in surveys to make an extra $250+ a month
        The most simplest answer toward making money online. Get paid for answering surveys. Checkout the list below. You can easily make an extra $250 a month while watching TV.
Take a look a few of the paid survey sites listed below. These websites won't make you a fortune but, come in handy when you are trapped for cash. Though, you can also get reqards through gift vouchers, prize drawings, free products, etc. All of these sites are free to signup and use. FYI, if any other survey site ask requires you to pay then your are being SCAMMED.
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Doing a quick Google Search should provide more information.
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    Investments, Premium Accounts, Margin Interests
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4.) Technical freelancing
Freelancing isn’t all about writing. You can do everything from design, graphics, marketing, and web programming jobs from sites like:
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5.) Tutoring
    Give private tuition classes at your home and use your SAT knowledge. Choose your schedule, if you have some imperative routine tasks.
Or rather, go for online tutoring and earn $20 per hour on Chegg Tutors.
6.) Review stuff
    Write a review and earn anything between $1 and $50 per review according to the requirement. Yelp can give you some special invites.
Leaving The Best For Last. By far and one of the Best Ways To Make Money Online
7.) Affiliate Maketing: ClickBank
Known as the 4-hour WorkWeek.
Affiliate marketing come in two forms Passive Income and Active Affiliate Marketing.
     Passive Income involves making money passively, in which you trade in the investment of  time to secure a growing "Nest EGG" , where you begin to see your initial investment be returned finically while you sleep.  For example, a blog would enable growing an audience interested in your content and over-time be considered a valuable and reliable resource.
Active Affiliate Marketing, as the name suggests would involve a more active role in marketing. Typically, creating content via social media or directing traffic toward an offer.
So, how do they make money ? Ever seen an Ad ?
Here is an example, a blog which leverages it's audience or traffic which visits. Based on Keywords research (i.e., trends, or high frequency traffic) based on what other people, or businesses are searching.
Interested on learning more ?
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ClickBank is an affiliate marketing program, founded in 1998 and is privately-held. The company has more than six-million clients worldwide which secured it in becoming the 87th largest Internet retailer in North America. Becoming either a merchant or an affiliate marketer, and receive commission. Enroll into ClickBank University 2.0; and get quality training and traffic and actually start making a profit. Interested in Learning More ? 
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if this helped you, please feel free to leave a comment or Like, Share, Subscribe to the latest articles & posts. 
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htmcars-blog · 4 years
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10 Things You Didn’t Know About Your Car Insurance
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Car insurance is often very confusing for anyone. It’s also one among those things which will be very costly if not done right. We rounded up the ten key things that you simply might not realize your automobile insurance.
Having “No-Fault” Insurance
Many people mistakenly think that once they have no-fault automobile insurance, nobody is going to be blamed or considered guilty within the event of an accident. If you cause an accident or scratch a car once you park, having this sort of insurance doesn’t necessarily mean that you’re safe. If you caused the accident, you'll and presumably are going to be held accountable.
This type of insurance means if you're in an accident and it isn’t your fault, you won’t personally need to follow the opposite driver’s insurance or the driving force for compensation. The insurance firm will roll in the hay for you automatically.
Several Factors Impact Your Insurance Cost
You’ll get asked a series of private questions once you apply for your automobile insurance. The list can include your gender, age, legal status, and the way long you’ve had a license count. Your answers will impact what proportion your premium will cost per month or year. Additionally, any previous accidents or tickets can make your premium go up. If you’re a male who is under 25 years old, your insurance firm will deem you a better risk for accidents. In turn, you’ll presumably have a better premium than a female who is under 25.
Your Car’s Age and sort Increase Your Insurance Costs car
People who drive high-end or luxury cars will typically pay more to possess their car replaced or repaired within the event of an accident. this suggests that you’ll presumably pay more to hide this sort of car because your insurance can pay out more if there's an accident. Cars that cost less to repair or replace or older cars will cost less to insure because it won’t cost your insurance firm much if there's an accident.
Modifying the Car Can Cost You
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A lot of individuals wish to modify their vehicles, but insurance companies don’t necessarily like these modifications. There are a couple of valid reasons behind this. First, modifying the vehicle can impact what proportion of emissions it releases into the environment. Second, if something happens and therefore the insurance firm finishes up with the car, they'll not be ready to sell it again because the modifications make it illegal to drive on the road.
If you modify your vehicle, the automobile insurance company may take steps to guard themselves. this will mean increasing your premium. If you need to modify your car, search for a selected insurance firm that won’t penalize you for it.
All automobile insurance Companies Have Different Rates
When you apply for automobile insurance, it’s vital that you simply go searching to seek out the most cost-effective automobile insurance which will offer you all of the coverage you would like. Several search engines allow you to match various automobile insurance companies side-by-side so you'll find the simplest rate. Don’t skimp on insurance and be very conscious of what your automobile insurance covers and what it doesn’t cover. That way, you won’t get a surprise if you’re involved in an accident.
Perks
When you consider automobile insurance, you always don’t consider any perks that accompany it aside from avoiding a ticket for not having it. However, some insurers offer perks for people that are loyal to the corporate. you'll get free towing within the event of a breakdown, tiered rewards with lower rates once you stick with a corporation for over a year and a refund for not having accidents every six months.
Your Rates May Increase with a Claim
Say you caused an accident on your thanks to work or school and therefore the other driver filed a claim. Some insurance companies will increase your monthly premium in response to the present claim. This includes if you file a claim within the event of an accident also, and it applies whether or not the accident was your fault.
It Won’t Cover Your Belongings within the Car
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Did you recognize that your automobile insurance will cover the value to repair or replace your car and a few medical expenses counting on your policy but not any belongings you lose as a result of an accident? for instance, say you've got your laptop, telephone, GPS unit, or tablet within the car and that they got ruined thanks to a car accident. Your automobile insurance won’t cover the cost. It also won’t cover their replacement if they’re stolen out of your car.
It May Cover Pet Injuries
Some automobile insurance companies have coverage for veterinarian expenses if your pet is within the car and injured once you have an accident. Not all insurance companies offer this though, so you ought to ask if your pet routinely rides with you. Also, confirm you check on what proportion the insurance will cover because tons of them cap at $1,000 for veterinarian bills.
You Can economize By Paying Your Premium in payment Form
Yes, you'll pay your automobile insurance monthly. this might appear to be the cheaper option upfront. However, you’ll presumably pay more over the course of the year by doing this. It’s better to buy a year or half the year once you buy insurance. It’s costlier upfront, but you’ll avoid additional interest fees, payment processing fees, and other miscellaneous fees.
No matter what insurance firm you opt to use for your automobile insurance, confirm that you simply compare them. The goal is to urge the most cost-effective automobile insurance available which will still provide adequate protection within the event of an accident. Take some time, go searching, and pick the automobile insurance plan that's getting to work for you.
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marksrobert3 · 4 years
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Mortgage Payments
Mortgage Payments
In this section, we’ll cover the main questions we receive about mortgages and payments. Mortgages are a good thing to understand, even if you already own a home, you could be looking for answers to one or more of these questions and topics. Understanding your mortgage will help you understand your options when it comes to refinancing, getting a new loan, or selling a current home to repay a current mortgage.
When is a mortgage payment considered late?
If you become a day late on your mortgage, the lender will be notified and you will be sent a letter, however, there is a grace period typically of 15 days before the mortgage company will add late fees to the payment. Say an additional 15 days pass (30 days in total), at this point, the lender is allowed to officially notify the credit bureaus that you have not paid your mortgage payment. This will show up on your credit report. According to FICO‘s research, it can take up to 3 years to recover from a 30-day late mortgage payment. That number goes up to 7 years when it’s 90 days late. Here are 4 ways from Credit Karma to avoid late payments.
Sign up for autopay
Set up reminders
Make weekly payments
Call your lender (ask for them to waive late penalties in good faith.)
What is the fee for late payment?
A 5 percent late fee is added every 30 days for 6 months adds up to 30 percent of a home’s payment. If you know your payment will be late, include the late fee in your payment for the current month. Pay off late fees as soon as possible. To avoid late fees, consider negotiating a different payment due date with your lender.
Days late
What happens?
1
Your grace period kicks in.
15
You’re charged a late fee.
30
Your servicer reports the late payment to the credit bureaus.
45
Your servicer assigns a representative to work with you on foreclosure prevention.
60
You’re charged a second late fee.
90
Your servicer sends you a demand letter, giving you 30 days to catch up. You’re charged a third late fee.
120
The foreclosure process typically begins, though it could start sooner.
That 90-120 day window is when it’s most serious. This is typically when homeowners start to evaluate liquidating their assets and starting over. Selling a home that is being 90-120 days on the mortgage could be a good option if you don’t have a plan for repayment. The alternative is to lose everything and not get any of your money back from your previous payment history.
Can I refinance a mortgage with bad credit and late payments?
Typically it is not easy to take on a refinance with bad credit and late payments because the lender sees this and the odds of repayment do not look favorable. You could always apply with a co-applicant (even if they do not live there). The downside to this is they would have financial responsibility if you did not successfully make the payments. If you’re looking to do a cash-out refinance you will typically need a credit score of 620+. If you’re able to successfully complete a cash-out refinance you could take some of the funds to pay down existing debts to boost your credit score. 
How to remove late mortgage payments from credit report?
Just ask: The simplest approach is to just ask your lender to take the late payment off your credit report. That should remove the information at the source so that it won’t come back later. You can request the change in two ways: Call your lender on the phone and ask to have the late payment deleted.
Write a letter of explanation for late payments to the mortgage company.
Late payments on mortgages happen and lenders are most willing to work with you when you’re upfront. Letting them know your plan of action for repayment through a letter early on is always the best practice. They will want to work with you, and you have a much better chance of making a successful go-forward plan.
The post Mortgage Payments appeared first on Sell My House Savvi.
from Blog – Sell My House Savvi https://www.savvibuyshouses.com/blog/mortgage-payments/ from Sell My Home's Blog https://savvibuyshouses.tumblr.com/post/189372086880
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nancysperez3 · 4 years
Text
Mortgage Payments
Mortgage Payments
In this section, we’ll cover the main questions we receive about mortgages and payments. Mortgages are a good thing to understand, even if you already own a home, you could be looking for answers to one or more of these questions and topics. Understanding your mortgage will help you understand your options when it comes to refinancing, getting a new loan, or selling a current home to repay a current mortgage.
When is a mortgage payment considered late?
If you become a day late on your mortgage, the lender will be notified and you will be sent a letter, however, there is a grace period typically of 15 days before the mortgage company will add late fees to the payment. Say an additional 15 days pass (30 days in total), at this point, the lender is allowed to officially notify the credit bureaus that you have not paid your mortgage payment. This will show up on your credit report. According to FICO‘s research, it can take up to 3 years to recover from a 30-day late mortgage payment. That number goes up to 7 years when it’s 90 days late. Here are 4 ways from Credit Karma to avoid late payments.
Sign up for autopay
Set up reminders
Make weekly payments
Call your lender (ask for them to waive late penalties in good faith.)
What is the fee for late payment?
A 5 percent late fee is added every 30 days for 6 months adds up to 30 percent of a home’s payment. If you know your payment will be late, include the late fee in your payment for the current month. Pay off late fees as soon as possible. To avoid late fees, consider negotiating a different payment due date with your lender.
Days late
What happens?
1
Your grace period kicks in.
15
You’re charged a late fee.
30
Your servicer reports the late payment to the credit bureaus.
45
Your servicer assigns a representative to work with you on foreclosure prevention.
60
You’re charged a second late fee.
90
Your servicer sends you a demand letter, giving you 30 days to catch up. You’re charged a third late fee.
120
The foreclosure process typically begins, though it could start sooner.
That 90-120 day window is when it’s most serious. This is typically when homeowners start to evaluate liquidating their assets and starting over. Selling a home that is being 90-120 days on the mortgage could be a good option if you don’t have a plan for repayment. The alternative is to lose everything and not get any of your money back from your previous payment history.
Can I refinance a mortgage with bad credit and late payments?
Typically it is not easy to take on a refinance with bad credit and late payments because the lender sees this and the odds of repayment do not look favorable. You could always apply with a co-applicant (even if they do not live there). The downside to this is they would have financial responsibility if you did not successfully make the payments. If you’re looking to do a cash-out refinance you will typically need a credit score of 620+. If you’re able to successfully complete a cash-out refinance you could take some of the funds to pay down existing debts to boost your credit score. 
How to remove late mortgage payments from credit report?
Just ask: The simplest approach is to just ask your lender to take the late payment off your credit report. That should remove the information at the source so that it won’t come back later. You can request the change in two ways: Call your lender on the phone and ask to have the late payment deleted.
Write a letter of explanation for late payments to the mortgage company.
Late payments on mortgages happen and lenders are most willing to work with you when you’re upfront. Letting them know your plan of action for repayment through a letter early on is always the best practice. They will want to work with you, and you have a much better chance of making a successful go-forward plan.
The post Mortgage Payments appeared first on Sell My House Savvi.
from https://www.savvibuyshouses.com/blog/mortgage-payments/
from Sell My Home's Blog - Blog https://savvibuyshouses.weebly.com/blog/mortgage-payments
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savvibuyshouses · 4 years
Text
Mortgage Payments
Mortgage Payments
In this section, we’ll cover the main questions we receive about mortgages and payments. Mortgages are a good thing to understand, even if you already own a home, you could be looking for answers to one or more of these questions and topics. Understanding your mortgage will help you understand your options when it comes to refinancing, getting a new loan, or selling a current home to repay a current mortgage.
When is a mortgage payment considered late?
If you become a day late on your mortgage, the lender will be notified and you will be sent a letter, however, there is a grace period typically of 15 days before the mortgage company will add late fees to the payment. Say an additional 15 days pass (30 days in total), at this point, the lender is allowed to officially notify the credit bureaus that you have not paid your mortgage payment. This will show up on your credit report. According to FICO‘s research, it can take up to 3 years to recover from a 30-day late mortgage payment. That number goes up to 7 years when it’s 90 days late. Here are 4 ways from Credit Karma to avoid late payments.
Sign up for autopay
Set up reminders
Make weekly payments
Call your lender (ask for them to waive late penalties in good faith.)
What is the fee for late payment?
A 5 percent late fee is added every 30 days for 6 months adds up to 30 percent of a home’s payment. If you know your payment will be late, include the late fee in your payment for the current month. Pay off late fees as soon as possible. To avoid late fees, consider negotiating a different payment due date with your lender.
Days late
What happens?
1
Your grace period kicks in.
15
You’re charged a late fee.
30
Your servicer reports the late payment to the credit bureaus.
45
Your servicer assigns a representative to work with you on foreclosure prevention.
60
You’re charged a second late fee.
90
Your servicer sends you a demand letter, giving you 30 days to catch up. You’re charged a third late fee.
120
The foreclosure process typically begins, though it could start sooner.
That 90-120 day window is when it’s most serious. This is typically when homeowners start to evaluate liquidating their assets and starting over. Selling a home that is being 90-120 days on the mortgage could be a good option if you don’t have a plan for repayment. The alternative is to lose everything and not get any of your money back from your previous payment history.
Can I refinance a mortgage with bad credit and late payments?
Typically it is not easy to take on a refinance with bad credit and late payments because the lender sees this and the odds of repayment do not look favorable. You could always apply with a co-applicant (even if they do not live there). The downside to this is they would have financial responsibility if you did not successfully make the payments. If you’re looking to do a cash-out refinance you will typically need a credit score of 620+. If you’re able to successfully complete a cash-out refinance you could take some of the funds to pay down existing debts to boost your credit score. 
How to remove late mortgage payments from credit report?
Just ask: The simplest approach is to just ask your lender to take the late payment off your credit report. That should remove the information at the source so that it won’t come back later. You can request the change in two ways: Call your lender on the phone and ask to have the late payment deleted.
Write a letter of explanation for late payments to the mortgage company.
Late payments on mortgages happen and lenders are most willing to work with you when you’re upfront. Letting them know your plan of action for repayment through a letter early on is always the best practice. They will want to work with you, and you have a much better chance of making a successful go-forward plan.
The post Mortgage Payments appeared first on Sell My House Savvi.
from Blog – Sell My House Savvi https://www.savvibuyshouses.com/blog/mortgage-payments/
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merajtravels-blog · 4 years
Text
3 Challenges Facing Excursion Operators Online
For a long term now, potential tourists have had the potential to search, discover and make their basic flight and resort reservations on-line. Only these days has it been possible for these same travelers to e book their destination products, inclusive of sightseeing excursions and appeal tickets online as well. Despite this fashion, however, there is still no primary distribution device; this means that that maximum travelers should go to many special character web sites in an effort to buy their destination merchandise.
For a tour operator, one of the most essential desires is to promote seats. The venture is a way to promote more seats and what structures to use to manage those sales. There are several demanding situations facing best international group tour operator in Madurai when selecting to sell their products thru their website or thru a reserving portal. The first venture is figuring out what sort of solution to apply. There are mostly two varieties of on line reserving structures to be had. One is stand-alone, which means that it is established directly on a website, the other is hosted, this means that its miles hooked up and controlled by any other organization. Generally speaking, stand-a-lone booking engines require an upfront license price and require the excursion operator to have access to a hosting facility, IT understanding, and the ability to install and control the software.
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The key gain to a stand-on my own solution is that the excursion operator has entire manipulate of their gadget and may customize it to fit their specific desires. The biggest downside of a stand-a-lone device is that the IATA agent in Madurai are simplest to be had from their website and cannot be distributed overtly. Stand-on my own systems also can be very high priced, requiring both software program and specialized hardware. Hosted answers are occasionally called "software program as a provider" solutions and are rented on a month-to-month basis. Because hosted answers are shared via many customers, they're commonly lower price, although no longer always, and do no longer guide customizations. Although a few solutions aid distribution of merchandise via a branded portal internet site, very few genuinely permit for the open distribution of vacation spot products through a few kind of international distribution system.
The 2d important project for excursion operators is determining whether or not to use a machine that prices a flat charge or a fee. This can be a more difficult undertaking to overcome due to the fact both hosted and stand-alone systems charge both flat fees and commissions. So once the excursion operator has selected a generation, they should decide if the value of the device is suitable.
For more info:-   Madurai travels agents
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