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novelpatterns · 21 hours

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Streamline Banking Operations with AI-driven bank Statement Analyzer: Unlocking Efficiency and Detecting Fraud

In today’s fast-paced financial landscape, where efficiency and accuracy are paramount, staying ahead of the competition is crucial for banks and financial institutions. To optimize and analyze credit underwriting processes and automate CAM (credit assessment and monitoring) operations, the adoption of advanced technologies has become imperative. This is where the AI-driven Bank Statement Analyzer comes in. It is a groundbreaking tool that leverages the power of artificial intelligence and machine learning to streamline operations, unlock efficiency, and enhance fraud detection like never before. By analyzing bank statements with speed and accuracy, the AI-Driven Bank Statement Analyzer can quickly identify any irregularities or suspicious activity, allowing financial institutions to take immediate action. This tool not only saves time and resources but also ensures a more secure and reliable credit assessment process for both the institution and its clients.

The role of AI in the Indian financial sector was examined in a study by Ficci and PWC titled “Uncovering the ground truth: AI in Indian financial services” which was released in February 2022. As stated in the report:

The primary drive for AI-enabled use cases, according to 83% of Indian financial services companies or organizations, is improving the client experience.

The majority of them — 57% — strongly concur that AI will provide them an advantage over their competitors.

(Source: Indian FS AI Adoption Survey 2021)

Leading Business Factors for AI-enabled Application Cases

Top Five AI use Cases that Firms have Adopted

Let’s Understand the Bank Statement Analyzer Powered by Artificial Intelligence

The AI-driven Bank Statement Analyzer is an intelligent software solution designed to transform the way financial institutions handle credit underwriting and CAM processes. By harnessing cutting-edge AI algorithms and data analytics, this technology-driven solution simplifies and accelerates the assessment of a borrower’s financial health and risk profile. It can also help identify potential fraud and improve the accuracy of credit decisions. With the AI-driven Bank Statement Analyzer, financial institutions can streamline their operations, reduce costs, and provide better customer service by offering faster loan approvals and more personalized lending options. Additionally, the tool can assist in monitoring a borrower’s repayment behavior and identifying any potential delinquencies or defaults, allowing for proactive measures to be taken to mitigate risk. Overall, the AI-Driven Bank Statement Analyzer is a valuable asset for financial institutions looking to improve their lending processes and make more informed credit decisions.

How Does It Work?

The AI-driven bank Statement Analyzer harnesses the power of artificial intelligence and machine learning to interpret and analyze bank statements with remarkable speed and accuracy. Here’s how it works:

Data Extraction: The system securely extracts relevant financial data from the borrower’s bank statements, eliminating the need for manual data entry and minimizing errors.

Categorization and Trend Analysis: The software automatically categorizes transactions, segregating them into income, expenses, and other relevant categories. It also performs trend analysis to identify spending patterns and financial behaviors.

Financial Health Assessment: Using sophisticated algorithms, the AI-driven Bank Statement Analyzer evaluates the borrower’s financial health by analyzing key indicators such as income stability, cash flow, debt-to-income ratio, and savings patterns.

Fraud Detection: The system incorporates advanced fraud detection techniques to identify suspicious transactions, including money laundering, fraudulent activities, and potential risks.

Account Aggregator Enablement: The AI-driven bank Statement Analyzer seamlessly integrates with account aggregator platforms, allowing financial institutions to securely access and analyze consolidated financial data from the borrower’s multiple bank accounts. This enables a comprehensive assessment of the borrower’s financial position.

Benefits of the AI-Driven Bank Statement Analyzer:

Enhanced Efficiency: The automated analysis of bank statements significantly reduces the time and effort involved in credit underwriting, enabling financial institutions to process loan applications faster and more accurately.

Improved Risk Assessment: The AI-Driven Bank Statement Analyzer provides a holistic view of the borrower’s financial situation, empowering lenders to make better-informed decisions and mitigate risk effectively.

Fraud Detection and Prevention: By leveraging advanced fraud detection techniques, the solution helps financial institutions identify suspicious transactions, enabling timely intervention and preventing fraudulent activities.

Cost Reduction: By automating manual processes and reducing the need for manual data entry, the AI-Driven Bank Statement Analyzer significantly reduces operational costs and increases overall efficiency.

Seamless Integration: The solution seamlessly integrates with existing CAM and credit underwriting platforms, ensuring a smooth implementation process and compatibility with existing systems.

With success comes certain challenges in the Indian financial sector’s use of artificial intelligence

The Indian banking, financial services, and insurance (BFSI) sector is witnessing a growing demand for artificial intelligence (AI) technologies such as chatbots, voice bots, and video bots. However, the sector faces significant challenges in fully embracing AI due to the need for greater clarity in several critical areas, including explainability, fairness, transparency, accountability, probability, and accessibility. Addressing these aspects from both a technological and legal standpoint is crucial for successful AI integration in the sector.

Regulation and Legal Considerations: To regulate AI in India, the Government appointed NITI Aayog in 2018 to develop laws covering ethical and system considerations. However, the current legal infrastructure is still in its early stages and fails to address various implications, including biased data outcomes, sharing of sensitive or personal data, accountability in accidents involving human or property losses, transparency of AI models and outcomes, rights of AI robots, intellectual property rights (IPRs), copyrights, competition laws, and patent credits. The undefined contours of AI applications have resulted in a lag in policymaking and regulation.

Need for Self-Governance and Framework: As the adoption of AI technologies continues at an unprecedented pace worldwide, implementers in the Indian financial sector need to establish a self-governed, self-regulated, and self-audited framework to ensure compliance with laws and regulations. This framework should encompass defining the scope of the problem, unbiased data collection, proper data labeling, data processing, training, deployment, and dynamic evaluation. By adhering to such a framework, organizations can avoid violations and navigate the complexities associated with AI integration.

Choose the Best AI-Driven Bank Statement Analyzer for Your Financial Institution

In the fast-paced world of finance, accurate and efficient analysis of bank statements is crucial for any financial institution. The AI-Driven Bank Statement Analyzer automates the process of extracting valuable insights from these documents, saving time and reducing the risk of errors. However, with a multitude of options available on the market, selecting the right AI-Driven Bank Statement Analyzer can be a daunting task. To help you make an informed decision, we have compiled a guide on how to choose the right AI-Driven Bank Statement Analyzer for your financial institution.

Define Your Requirements: Start by identifying your specific requirements and objectives. Consider the size of your institution, the volume of bank statements you process, and the level of complexity involved. Determine the key features you need, such as data extraction, categorization, trend analysis, or fraud detection. A clear understanding of your requirements will guide you in selecting the most suitable solution.

Evaluate Accuracy and Efficiency: Accuracy and efficiency are paramount when it comes to bank statement analysis. Look for AI-driven bank Statement Analyzers that employ advanced AI algorithms and machine learning techniques to ensure precise data extraction and reliable analysis. Efficiency is equally important, as the timely processing of statements can significantly impact your institution’s operations. Consider solutions that offer high processing speed and can handle large volumes of statements without compromising accuracy.

Integration Capabilities: Compatibility with your existing systems and workflows is crucial for seamless integration. The chosen AI-driven bank Statement Analyzer should be able to integrate with your financial institution’s core banking software, accounting systems, and other relevant platforms. It should allow for easy data transfer, enabling efficient collaboration among different departments and stakeholders.

Customization and Flexibility: Every financial institution has unique requirements and the AI-Driven Bank Statement Analyzer should be flexible enough to accommodate them. Look for a solution that offers customization options, allowing you to tailor the analysis process to your institution’s specific needs. The ability to define custom rules, filters, and reporting formats can significantly enhance the analyzer’s effectiveness.

Security and Compliance: When dealing with sensitive financial data, security and compliance are of utmost importance. Ensure that the AI-driven bank Statement Analyzer you choose adheres to strict security protocols, including encryption, access controls, and data protection measures. It should also comply with relevant industry regulations and standards, such as GDPR or PCI DSS, to safeguard customer information and maintain data integrity.

Scalability and Future-Proofing: Consider the scalability of the AI-Driven Bank Statement Analyzer as your institution grows. Ensure that the solution can handle increased volumes of statements and adapt to evolving business needs. Look for providers that offer regular updates and enhancements to keep pace with industry advancements. Future-proofing your investment will save you from the hassle of switching to a new analyzer soon.

User Experience and Support: Usability and user experience play a significant role in successfully implementing any technology. Choose an AI-Driven Bank Statement Analyzer that is intuitive, user-friendly, and requires minimal training. Look for a provider that offers comprehensive technical support, including documentation, training resources, and responsive customer service. A reliable support system will ensure smooth operations and quick resolution of any issues.

Cost and Return on Investment: Evaluate the total cost of ownership for the AI-Driven Bank Statement Analyzer, including initial setup costs, licensing fees, maintenance expenses, and any additional charges. Compare the costs against the expected return on investment (ROI). Consider factors such as time saved, reduction in errors, improved efficiency, and the ability to uncover valuable insights. A solution with a favorable ROI will prove to be a worthwhile investment for your financial institution.

By following these guidelines and conducting thorough research, you will be able to select an AI-driven bank Statement Analyzer that aligns with your institution’s goals and maximizes operational efficiency. Remember to evaluate multiple vendors and request demonstrations or trials to assess the usability and functionality of different solutions. Additionally, seek feedback from other financial institutions or industry professionals to gather insights and recommendations based on their experiences. Taking a collaborative approach will help you make a well-informed decision and choose the AI-Driven Bank Statement Analyzer that best suits your institution’s needs.

Once you have selected the right AI-Driven Bank Statement Analyzer, it’s essential to plan for a smooth implementation process. Collaborate with the solution provider to create an implementation strategy that aligns with your institution’s existing systems and workflows. Define clear timelines, allocate resources, and communicate the changes to relevant stakeholders within your organization.

During the implementation phase, provide comprehensive training to your staff to ensure they are proficient in using the AI-Driven Bank Statement Analyzer. The solution provider should offer training materials, user manuals, and ongoing support to address any questions or concerns that may arise.

Post-implementation, continuously monitor the performance of the AI-Driven Bank Statement Analyzer and gather feedback from users. Regularly assess its effectiveness, identify areas for improvement, and collaborate with the solution provider to implement necessary updates or enhancements.

The Novel Patterns– CART — AI-Driven Bank Statement Analyzer’s ability to assist financial institutions in identifying fraud and saving sizeable sums of money is one of its key advantages. With a track record to back it up, CART has already won over 100 major clients’ trust and processes more than 250 million transactions each month. CART has successfully detected fraudulent activity and owing to its efficient fraud detection technique, averting potential losses of over INR 100 million every month. These astounding figures demonstrate how the Novel Patterns — CART — AI-Driven Bank Statement Analyzer protects financial institutions and strengthens their dedication to offering their clients safe and dependable services. Financial institutions can benefit from the most recent technology by utilizing AI and sophisticated analytics.

Robust Fraud Detection: CART employs advanced algorithms and machine learning techniques to identify fraudulent activities within bank statements. Its sophisticated fraud detection capabilities enable financial institutions to detect suspicious transactions, money laundering attempts and potential risks effectively. By proactively identifying and preventing fraudulent activities, CART helps safeguard the financial integrity of institutions and protects them from significant financial losses.

Impressive Client Base: With its proven track record, CART has gained the trust of more than 75 major clients in the financial industry. This extensive client base reflects the reliability and effectiveness of the solution. Financial institutions can benefit from CART’s established reputation and industry-wide adoption, ensuring they are utilizing a trusted and reputable tool for their bank statement analysis needs.

High Transaction Volume: CART is equipped to handle high transaction volumes efficiently. It processes over 250 million transactions on a monthly basis, showcasing its scalability and ability to manage large-scale operations. Financial institutions dealing with substantial transaction volumes can rely on CART to effectively analyze and extract valuable insights from their bank statements, regardless of the volume.

Substantial Cost Savings: By leveraging CART’s robust fraud detection techniques, financial institutions have achieved significant cost savings. The solution has helped prevent potential losses of over INR 100 million by identifying fraudulent activities early on. Detecting and mitigating fraudulent transactions not only saves financial institutions from financial losses but also protects their reputation and customer trust. CART’s ability to detect fraud efficiently contributes to the overall cost reduction and financial stability of institutions.

Cutting-edge Technology: The Novel Patterns — CART — AI-Driven Bank Statement Analyzer incorporates advanced technologies such as artificial intelligence and machine learning. These technologies enable CART to continuously learn and adapt to evolving patterns and trends in bank statements. By leveraging cutting-edge technology, financial institutions can stay ahead of emerging fraud schemes, improve their risk management capabilities, and make more informed decisions.

Enhanced Operational Efficiency: CART streamlines bank statement analysis processes, resulting in improved operational efficiency for financial institutions. By automating manual tasks such as data extraction and categorization, CART reduces the time and effort required to analyze bank statements. This automation allows institutions to process loan applications faster, make quicker lending decisions, and provide better customer service. The increased efficiency and streamlined processes contribute to overall operational excellence and improved customer satisfaction.

In conclusion, the AI-driven Bank Statement Analyzer is a transformative solution for financial institutions, revolutionizing operations by offering improved efficiency, enhanced risk assessment, fraud detection capabilities, and significant cost reduction. By carefully selecting and implementing this technology, institutions can unlock their full potential, staying ahead in the competitive financial landscape. Embracing the power of AI, financial institutions can elevate their bank statement analysis to new heights. The Novel Patterns — CART — AI-Driven Bank Statement Analyzer serves as a powerful tool, enabling institutions to detect fraud effectively and achieve substantial cost savings. With its robust capabilities, impressive client base, ability to handle high transaction volumes, cutting-edge technology, and enhanced operational efficiency, CART empowers financial institutions to strengthen risk management practices, protect financial integrity, and deliver superior services to customers. By adopting CART, institutions can leverage advanced analytics and AI-driven solutions, gaining a competitive edge in today’s dynamic financial landscape

#cart #fintech #novel patterns #account aggregator #bfsi #wealth management #credit underwriting #finance #banking #automation #bank statements #bank statemen analyzer

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otaku553 · 4 months

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Outfit breakdowns for all of my Kirby hero of yore ocs! I don’t know if I can count Galacta (or Papi) as ocs but my interpretations are rather far from the source material at this point ^^;

First is Galacta, the Hero of Heart, who is the hero among heroes of the four of them. The most honored, the most gallant, the light and hope of Halcandra.

Second is Nebula, the Hero of Dream, who is a laid-back, mostly relaxed figure who is calm and kind. Though they can often be found napping in various locations around town, in battle, they are a fierce warrior, and are very protective of Galacta.

Third is Papilio, the Hero of Soul, also known to many as Lio, or by their personal name, Anax. They are the smallest and the youngest of the heroes, a prodigy with the blade, and known as the fastest and most light-footed of the heroes.

And finally, the Hero of Dark, whose true name is only known to their friends. They are the quietest of the heroes, and wield a spear, though most of their powers are long range magic.

#kirby gijinka #kirby oc #heroes of yore #I have been having So much trouble naming them. my god #nebula was the easiest name because I wanted them to act as a foil to galacta but also a close friend who grew up in similar circumstances #their names are quite similar because of this: they both have three syllables and end with an a #but put emphasis on different syllables: gaLACta and NEBula #then papi is based on of course papi from the light novels #I wasn’t sure if I wanted to rename them but I definitely wanted their name to be a bit longer and have more gravitas #hence the genus papilio which also matches the naming pattern for morpho #the other name anax is based on a specific species of morpho butterflies (or subgenus? I forget) called anaxibia #the hero of dark is still a bit up in the air but I think their name is Koilos #based on the Greek word for hollow and also based on the deer genus odocoileus

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sailorb00 · 2 months

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Been itching to redraw their fandesigns since their reveal in the V9 epilogue animatic 👀🌟 Bow down to the Crown 👑🙇

#rwby #rwby fanart #gillian asturias #jax asturias #rwby before the dawn #rwby before the dawn spoilers #greenlight volume 10 #save rwby #dont ask me if gill's dress or jax's swirl pattern was harder #bc the answer is both!! fsdf #but worth the effort though! 😤🌟#asturias twins #the crown #if ya'll haven't read the novels than you better get to it!!!

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moonlit-tulip · 3 months

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A gimmick which I think would be interesting in a visual novel: small variation in the visual designs of the sprites and backgrounds based on who's narrating a given scene. Not large variations, mostly—buildings are going to have generally the same architecture, people are going to have generally the same outfits, et cetera—but lots of details shifting around on the margins, showing the texture of the characters' thought-processes through the visual design of the world as they see it, rather than only through the text of their narration.

So, for example, one could have one viewpoint character be unusually faceblind, and portray this by having all the sprites have Same-Face Syndrome when viewed from their perspective, even as they hold onto more variation face-wise in everyone else's perspectives. One could have one viewpoint character who's unusually conscious of the fine details of their physical environment, and portray this by drawing the environment-art with much more fiddly detail when in their perspective, showing wood-grain and electrical wiring and other such things which are abstracted away in others' perspectives of the same areas. Et cetera.

#Archive #Visual Novels #Premises #there's also some room once the pattern has been established on the small scale to go more intense about it #one character just sort of never seeing the building that's the big landmark for everyone else or something #but making that too prominent will end up leaving you with something less like this-idea-in-its-basic-form and more like saya no uta #and for all that i in fact liked says no uta itself it's definitely not particularly about the-thing-this-idea-in-its-basic-form-is-about #so there's a bit of a balancing act there #(the thing this idea is about being largely 'people vary widely in which bits of the world they tend to notice / pay attention to')#(in a mundane way as opposed to just a magical-perception-filtering way)

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completeoveranalysis · 6 months

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[2]

NEW FAVOURITE COVER?

NEW FAVOURITE COVER!

Chapitre 201 - The Truth from within the Ruins

Oh this is just beyond gorgeous. Who can stand against the pure concentrated adorable that is Tsubasa Babies Family Photo? Now with all four of them!

I’m in love with all the tiny details that they clearly spent so long on - all the lovely folds of Sakura’s dress, the intricate detailing on Fai’s robe and staff. Lava Lamp is in his ceremonial garb, and tiny Kurogane IN HIS FANCY LITTLE OUTFIT. (AND HIS POSTURE? GET OUT. Incredible)

Kurogane doesn’t have Ginryuu yet (since this is Happy Childhood AU, so his father will still have it. Still has the moon though!) but Lava Lamp has the Syaoran Family Sword all ready to go. His outfit would be incomplete without it - they’re all wearing clothing from their home worlds, or maybe their families? I’m technically not sure which world Lava Lamp comes from, but his outfit is Family Legacy all the way down. I’m dying to know if Fai’s outfit is in the style of Seresu or Valeria - I don’t think they’re all that different, but I think I would put my money on Valeria based on the position of the fur and the curl motif. In which case it’s fun for me that his Happy Family AU is in Valeria instead of with Ashura. (sorry not sorry Ashura get fucked)

I suppose in this version he never had reason to leave Valeria in the first place, so it’s a very nice touch that the outfit doesn’t immediately resemble the clothing he wore in his backstory, since that’s all so closely linked to the death of his twin, who would be alive here. Very nice visual choices all around, especially with each of them in their own unique colour pallette. Oh, and even with the colour differences they all have bits of yellow somewhere on them, showing their connection.

The left/right split between them is really fun too - sword wielders on one side, phenomenally powerful magic users on the other, cats vs dogs, unique child/parent pairings, etc. It’s very funny to me that they found a super fancy chair for Sakura and a cushion for Kurogane, but nothing for the other two. But Fai draping himself over the chair is such an incredible piece of character flair, which I am in love with, but also, the TOUCH? The little touch of tiny hands? Sakura reaching back to put her hand on the back of Fai’s? Tiny Lava Lamp’s little grip on Kurogane’s arm? OH it’s so touching.

And behind them all? THAT WINDOW. Such a clear symbol positioned directly in the centre frame. At first I thought it might be an eye, but this is Happy Family AU so there should be no Evil Wolverine to spy on them. What I’m voting on instead is CLAMP playing with Tarot symbols again and this being the Wheel of Fortune, or a similar idea of a wheel of destiny. They use the latter idea a lot in their earlier works (RG Veda and X/1999 say hi), but I think the tarot symbol in particular really shines through with the ideas they’re playing with in Tsubasa/xxxHolic, and has a very strong parallel to the idea of hitsuzen.

After some much safer googling it looks like the “Wheel of Fortune” in Tarot can mean change or cycles or inevitable fate, but on the flipside could also be lacking control. I think the reversed meaning of the card really speaks to me the most about their situation in general, as it describes bad luck and misfortunes thrust upon you from external forces, that you are fighting to take control back from an unwinnable situation. That fighting it is impossible, that continuing to fight it can only bring more suffering, and that the only option is to let it go. To stop blaming yourself for the thing you did wrong, or the thing that you think was your fault. To forgive yourself, to accept it all, to let yourself move on, to accept that change is inevitable, and to finally be able to move forward and just let everything happen.

Because if that’s not exactly the whole situation we are in I don’t know what is. It’s a mirror for the things that Fai and Kurogane have already been through, and for what Lava Lamp Guy is still currently fighting, and CLAMP love to do drop these symbols all the time.

And this is a bit of a tangent but who’s gonna stop me? Clamp LOVE their tragic destiny pairs, especially in their early works - the couples deeply love but also cursed by fate, like Kendappa and Souma, Ashura and Yasha (flavoured differently in RG Veda, but still fitting this cycle again in Tsubasa), Subaru and Seishirou, Sorata and Arashi (unfinished), Kamui and Fuuma, etc. The characters who are so different from each other, so diametrically opposed, but in love still, and it burns so strong that they either have to kill each other or let the world burn around them - or both! They’re always fighting destiny, just like the reversed wheel of fortune, and they fight it to the point of obliteration.

AND THEN we have Tsubasa, and I think it’s so endlessly interesting that they took the same pattern and turned it around. Syaoran and Sakura definitely fit the theme (and wild that they took the Cardcaptor Sakura happy couple deliberately to make the most universe shattering tragedy out of it, but I still haven’t seen how their story ends, whether one will have to tragically die to save everything or whether they’ll get out somehow). But what I mostly want to talk about (surprise surprise) Kurogane and Fai, who fit the pattern exactly. Complete opposites, diametrically opposed, set up as antagonists and destined to kill each other but fall in love instead. That they both fight against the tragic pasts that defined them and eventually change their mind. Eventually, slowly, they accept love again and realise that they can actually live with themselves and each other if they let it all go.

And I think what really gets me is that if this was an earlier Clamp work they absolutely would have tragically died - they would have killed each other in the climax of Seresu and it would have been beautiful and terrible and no-one ever would have ever emotionally recovered from the complete and utter devastation.

BUT THEY DIDN’T.

CLAMP spend all of Tsubasa revisiting all their old works, taking us through a parade of the various tragedies they’ve sung across the years, all leading up to them ultimately breaking their own pattern and letting Fai and Kurogane save each other from the same Clamp fate that claimed every tragic pair before them. They choose each other and get out alive. They stop blaming themselves for the unchangeable parts of destiny and finally forgive themselves. And it’s just very emotional to me that it’s these two that make it, these two that get to recover and choose each other and live their lives inseparable from this point on. The two that had arguably the most tragic backstories also get to face their trauma, survive, and live.

And it’s just so beautiful to see how the CLAMP storytelling method has changed over the years, and to find out that after all these years, the big destiny story they really wanted to tell in their longest and most detailed work was about the two men who fell in love, against all odds and saved each other. Despite absolutely everything saying that it should be impossible, it’s Kurogane and Fai that finally flip the tarot card back around and live.

And I’m extremely interested in what this means for Lava Lamp and Not!Sakura.

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rotzaprachim · 1 month

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definitely an issue with the general pan-humanities think piece from people who are not actually polymaths. Many have status but not expertise

#Not like interdisciplinarity isn’t great but like #A journalism degree or status as an nyt best selling novel writer doesn’t necessarily impart the skills to discuss international law #Or legal theory or complex sociology and sociology of religion or voter patterns or complex multilingual history

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to-shards-you-say · 7 months

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the well of ascension makes me so mad like how did i get gaslit by a book

#i remorselessly use that term here btw #that novel DOES exhibit a premeditated pattern of making you question your memory and experiences #every so often i remember how well executed it is and i just want to rip and tear and shred

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sicklyworm · 2 months

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Every night before I go to bed I think about how some people's only exposure to mdzs through the untamed live action and they don't know that wangxian is actually cannon.

And then I remembered the incense burner scenes and think "you know what maybe it's better this way."

#wangxian #mdzs #the untamed #the extras are always literal cocaine in mxtx novel i hope the new books follow this cursed pattern.

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murderedbyhomework · 3 months

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Reasons why the mlc novel is unreasonably hilarious: a thread I will eventually add onto

Case in point, this scene

Translation under the cut bc it's long

Li Lianhua shrunk back, and when he looked backwards, Fang Duobing’s facial expressions could be called spectacular. Fear, suspicion, excitement, doubt, anticipation, curiosity, and confusion were colorfully displayed on his face. Li Lianhua looked at his face with an air of great admiration, watching his expressions change with increasing respect, and praised, “ how can you make so many expressions on one face at a time…..”

Fang Duobing grabbed him and shook him violently, “You damn Lianhua! That sword strike! Where did you learn that sword technique? Where’d you steal it from? You learnt that by peeping at some sword manual right? You haven’t mastered the skill right? Quickly, give me that sword manual! Let me practise it! Quickly……”

“Slow…..slow down…….” Li Lianhua was shaken violently by Fang Duobing, a trickle of blood spilling from his lips, and he decided to just collapse against Fang Duobing and not get up again.

“Damn Lianhua?” The person in his hands suddenly fainted, causing Fang Duobing to pause and freeze in shock, then he shook him with increased force, “Damn Lianhua?”

Yang Yunchun came over to check his pulse, “He’s fine, he just exhausted his internal energy, and damaged his foundations, so his qi and pulse are a mess, he’ll be fine with rest.” Fang Duobing immediately reached into his pocket, and after frantically searching, he finally found a jade jar. The jar contained the miracle healing cure “Heavenly Yuanzi”. made by the Fang family for training a solid foundation, and was rumoured to be made by a Fang family elder who was obsessed with the art of chess. It was extremely valuable and near priceless. Fang Duobing propped Li Lianhua up, and without much ado, poured the medicine into his mouth. “Cough…….” The “fainted” person on the ground suddenly sighed, “I just wanted to sleep, I wasn’t particularly hungry, even if you didn’t want me to die in my sleep, you didn’t need to try choke me to death.” Fang Duobing froze, Yang Yunchun burst into laughter, and Fang Duobing snarled “Damn—Lian—Hua—“ The previously unconscious person leapt up, and with his arms over his head, ran for his life in an instant.

#li lianhua #mysterious lotus casebook #lian hua lou #fang duobing #auspicious pattern lotus house #Lianhualou novel #吉祥纹莲花楼 #This novel is a fucking gift istg

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goodluckclove · 14 days

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RANDOM EXCERPT TIME

the cool thing about migration patterns is that ollie exists now, a character who's magic comes from her arfid. so i actually have an entirely new way to conceptualize food and nutrition.

as someone who struggles with disordered eating i really related to writing this sequence between her and tenzin (thanks to @godsmostfuckedupgoblin for inspiring me to set it in my real-life favorite park in portland). i'd love to see if anyone else in a similar place finds some joy in this!

it's not sad by the way it's very cute. i like ollie a lot.

By the time they finished the bag of peas was half defrosted. Ollie tore open the top and was tossing loose handfuls ahead of them, which quickly summoned more ducks than Tenzin was able to fully process.

“Touching peas like that doesn’t bother you?” Tenzin asked, watching form her corner of the bench.

“Hm? Ah. No, why?”

“You used to freak out about eating anything that popped in your mouth. That was probably one of your biggest icks.”

Ollie grinned and shook her head. “No, no. Eggs are my biggest ick. Uh, yeah – I’m not about to eat any of this trash. But it’s better for the birds than bread or crackers. And you gotta be nice to birds,” she leaned down slowly until she was far enough for a larger beige duck to snap some green bulbs from the palm of her outstretched hand. “I am growing, though, Like, as a person. Had a big win the other day.”

“Yeah?”

“Ate an olive.”

She wiped some moisture off her palms, slapping them together in a grandly dramatic fashion before leaning back against the bench and idly rubbing along the edge of her bad knee. Ollie cast Tenzin a look of bemused pride, the type of pride that was an actual sense of accomplishment masked as humor in order to deflect potential mockery.

Tenzin put the groceries back in the bag and set it on the concrete at their feet, where it was quickly inspected by their horde of hungry ducks. She turned on the bench, crossing one leg on the seat of it. “Like, a whole olive?”

“Straight out of the jar,” Ollie smirked.

“On purpose? I mean, did you know –?”

Ollie waggled her brow. “Oh, I knew. Knew the whole time.”

“Holy shit.”

That got a pleased laugh out of Ollie. She made a dismissive, joking gesture, but as the amusement faded Tenzin saw a slight flush simmering along her cheeks and the bridge of her nose.

“An olive,” it’s funny how one small act could take precedence over years of unspoken resentment. “That would’ve killed you when we were kids,” Tenzin leaned forward and lowered her voice. “How’d it happen? What’d you think afterwards?”

At first Ollie said nothing. She broadened her grin slightly, though tinging it with a hint of suspicion. Or maybe embarrassment? It was hard to tell. Finally she broke from her line of sight and snickered sheepishly at their audience of wandering ducks.

“I was in the Mess Hall,” she began. “Renja left a bottle on the counter. I saw it, and – I don’t know – something broke inside of me. I was just like fuck it and I ate one. It really isn’t –”

“Did you like it?” Tenzin cut in.

Ollie looked at her. She scoffed again. “Not really. The texture was fine, and I liked how salty it was, but it kind of tasted like blood.”

Tenzin stared at her friend. Her curls were well maintained. There were strands of silver that now stood out among the occasional ringlet of chestnut brown. She had smile lines starting to form in the corners of her mouth. Because she smiled a lot. Ollie always smiled a lot.

“You ate an olive,” Tenzin whispered in astonishment.

Ollie looked like she was going to laugh, but didn’t. She locked eyes again with Tenzin, searching her face, seeing something in Tenzin the same way she saw something in Ollie. When she smiled again it was surprisingly gentle.

“I ate an olive,” Ollie murmured proudly.

#writeblr #writing community #writers on tumblr #authors of tumblr #migration patterns #novel excerpt #writing excerpt #indie novel #indie author

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consultingfangeeks · 3 months

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I now present to you: Li Lianhua being cuter than the baby he's holding, and a jealous annoyed Fang Xiaobao ~

[link to chapter here]

#Omg I love these two #Fang Xiaobao is so sassy in the book I love it 😂#This book is so full of scenes that we were robbed of in the drama #I mean I still love the drama but just #Imagine seeing llh holding A BABY #my heart would burst 🥹#Mysterious lotus casebook #Auspicious Pattern Lotus House #Novel #Cdrama #Cheng yi #Zeng Shunxi #Li Lianhua's #Fang Duobing

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novelpatterns · 6 days

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Transform Your Financial Data Management with Novel Patterns’ Account Aggregator Ecosystem — CART

Introduction to Account Aggregator

In today’s digital age, managing financial data across various platforms can be a daunting task. The emergence of the Account Aggregator (AA) ecosystem is set to revolutionize this space, offering a seamless, secure, and efficient way to share financial information across different institutions with user consent. This innovative system is regulated by the Reserve Bank of India (RBI), ensuring compliance and security.

Account Aggregators act as a bridge, facilitating the transfer of financial data from Financial Information Providers (FIPs) to Financial Information Users (FIUs) in a structured manner. This system empowers users by giving them control over their data, allowing for informed decision-making and improved financial planning. The AA ecosystem not only enhances user experience but also drives financial inclusion by making data accessible to various stakeholders in the financial sector.

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#cart #fintech #novel patterns #myconcall #account aggregator #bfsi #credit underwriting #finance #Financial Institution

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ticklinglady · 2 years

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Hi everyone! :D After rereading the BSD novels I noticed a rather interesting pattern and came up with a fun idea!

How about a new impossible drinking game? Take a shot every time you notice Asagiri describing Dazai in the edgiest way possible when you're reading the light novels.

Sounds not so bad at first, however... Well, take a look yourself and have fun:

"I look at the young man. He is just staring at the ceiling. No emotions, no intents. Just a flat expression, like one who is just telling his age. I cannot believe my own eyes. I don’t even feel like there is a human there. If it was late night instead of a refreshing early morning, I would think that he was a ghost or a hallucination".

"His eyes remind me of a burnt black cat, his build reminds me of a burnt black cat, his presence reminds me of a burnt black cat. He has a tone that sinks into the abyss of the spirit, and deep, dark eyes that seem to hold the conviction that the sun will never rise again. He is a man of few words. And his voice has the sound of severance that rejects mutual understanding from the very beginning. No one could understand him. No one ever will. And he himself knows that very well. That kind of voice".

"When Dazai finally says so, his eyes look different from those of any human being. And those of any living things. Those are wounds. A pair of open wounds on his face, from which darkness is peeping out".

"Dazai’s face when he says that reminds me of the end of a culvert, or a black wall at the end of the road that leaves you no way to go".

"Dazai looks at me. Those eyes are like the bottomless see at night. Dark, cruel, quiet, endlessly sucking people in and never letting go".

"Dazai looks down at the opponent. Even people who look at the pebbles on the riverbank would show more interest than that".

"Dazai’s gaze towards Hirotsu turns dark instantly, as though representative of the gravity of his next words. If it were any ordinary person being stared at, they would be seized by nightmares for the next few days. Dazai’s eyes foretell the impending blood and violence about to come".

"I look at Dazai. There is something invisible within that can’t be seen with the naked eye, like a breeding ground for spirits that will raze everything to the ground".

"I look at Dazai intently. Although we have known each other for very long, this is the first time Dazai has spoken about himself. One can see something as sharp as a giant fishhook piercing and gnawing into Dazai’s life".

"“No.” I say. “I don’t think so. At the beginning, I thought you and Dazai were very similar, unable to see the value of your life, hoping for death, hence jumping into a world of violence and fighting. But that’s not the case. That guy is just a child who’s too smart. Just a crying child who’s been left alone in the darkness, a world of nothingness far emptier than the world we can see”".

""I know. There's a certain anxiety, anxiety about whether the previous boss's assassination was leaked". Dazai's expression was still unreadable. It was quiet as a freezing lake".

"The boy's gaze quietly penetrated Mori. Like a medical device that looked through the human body".

"The doctor and boy exchanged a silent gaze for a while. The Shinigami and the Devil seemed to glare at each other as the room filled with their spirit. In Mori's head, a word that he didn't know flickered many times and echoed like an alarm".

"The nightmarish thoughts Dazai sometimes showed through his observing eye was like an unprecedented, frozen eagle in the mafia's demonic nest".

"His expression returned to his usual Dazai thing. It was a gray expression that wasn't interested in any concept".

"I’m not a person with an excellent observation skill. But even so, just by looking at those eyes, I understand a few things right away. He probably has killed before. Not one or two digits. Hundreds of people. When you have killed that many people, you will reach the other side of the mentality that ordinary humans can possess, beyond the other shore where neither light nor gravity can reach. The spirit of those who have reached that state will be seen first in their eyes, then in their mouth. Their eyeballs become black holes, and the muscles around their mouth become organs to show the depth of their sin, not their facial expressions".

"I ask again. There is no answer. I don’t even know if he is listening. Because the light in his eyes show no reactions to my question. No matter how cold-hearted a person is, if you look at him in the eyes and throw words at him, you can still see some kind of responses. But this young man does not have any of that. Just black eyes looking at where my figure is".

"There is no heart here. Just a heart-shaped emptiness".

"He doesn’t reply. Those eyes are filled with a quiet emptiness. From that, I assume that he is listening. Because if he is deaf, there should be a reasonable amount of confusion and signs of claiming that he cannot hear".

"I say, my words echoing in the emptiness and dropping into the corner of the room, in the middle of nowhere".

"Dazai is standing in the corridor of the bunker, where it is completely dark. The distance between him and Odasaku is more than ten meters. Because of the darkness and the distance, Odasaku and the other guy cannot see Dazai. In fact, they wouldn’t even notice Dazai if he came within an arm’s reach. That is how much Dazai has melt into a dense shadow and become one with the darkness himself".

"Seeing that violence doesn’t even make his eyes move. His eyes are as still as those of a dead man, not showing the slightest flicker of emotion".

"Dazai has become one with the darkness. That is why no one is able to find Dazai".

"There is only darkness. As if no one was there from the beginning. It’s as if darkness has taken the form of Dazai, and has finally turned back to the original darkness and disappeared".

"The voice is intimidating, assertive, and filled with raw danger like a bleeding wound. It is high-pitched as that of a young boy, but it lacks the human-like characteristics a young boy should have".

"The cop can feel cold sweat squirting from his whole body. This young man is not lying. It shows in his eyes. That this young man is only seeing him as a fly in his kitchen".

"The cop’s body trembles in fear. This is the fear of pain, the fear of his imagination. But the most frightening of all is the young man in front of him, the king of the Pain land, the one who creates pains and controls pains".

"When Dazai finally opens his mouth after a long pause, that voice completely lacks emotions. No mockery, no cruelty, not even a carnivorous smile, nothing. A complete hollow".

"“You really don’t listen to others.” There is nothing left in Dazai’s voice, not even the ruthlessness. There is nothing in there. Not even a sign of someone holding a gun, nor talking to a human being".

"Suddenly, I feel like someone who got lost in the freezing cold weather at the top of a mountain, with only his underwear on. Having nothing to cover for myself, nor a way to escape. Far beyond the pale darkness, a mysterious monster is waiting to tear me into pieces".

"That voice had the dignity of a king and the mercy of the devil at the same time".

"When he saw that cold look heavier than a hundred eloquent words, Atsushi tensed his back".

"From the main office you could see the sunset of the city. In the middle of the room, Dazai was sitting alone at the desk with his arms crossed. He had a thin smile on his lips, and in his only visible eye the light darkness of the world".

"Because in the depths of his eyes lay a jet-black darkness deeper than any of the nights found at the disposal site".

"Dazai’s expression didn’t change whatsoever, and he spoke in a gritty voice devoid of any emotions".

"“It’s simple.” Dazai smiled faintly. His voice was low, as if it were the sound of a growl in a nightmare".

"Dazai smiled after he said that. It was like you could hear the sound of his broken soul with that smile".

"Dazai smiled and held out his hand to help me stand up. He saw through everything with the eyes of a sage, seeming to stare at a place that wasn’t anywhere on Earth".

And etc.

*reads all this through*

*tries to proceed the information properly*

*inhales*

GODDAMIT, ASAGIRI. WE GOT IT.

#I'm still hysterical #when I noticed a pattern I had to make a list of it all #this gets close to akutagawa's level of edginess honestly XD #and oh don't get me wrong I love both the novels and Dazai #and I understand that it was necessary to show Dazai's darkness #but like #at some point such descriptions become comedic #yeah yeah for dazai's soul is dark and full of terrors #what's next?#also btw i'm rather surprised that there wasn't much of this in the beast #but probably as a compensation we get this gem #His coat and black shoes were so fine that even kings and nobles in Europe would envy him~#LMAAAO I CAN'T-#Asagiri ffs 🥲#p.s. there were probably more quotes like these above but i haven't noticed them sorry #bsd #bsd dazai #bsd meta #bsd dark era #bsd stormbringer #bsd fifteen #bsd beast #bsd spoilers #bungo stray dogs #bungou stray dogs #ticklinglady talks

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