#should be a bank holiday in Wales | Explore Tumblr Posts and Blogs

becausegoodheroesdeservekidneys · 10 months

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I'm Irish but work for a UK based company. The English treat us the way that architecture lady did ALL THE TIME. Literally don't bother to know basic things like when our bank holidays are, what relevant laws and industry practices are different in Ireland vs England, we've been assigned HR people who don't know anything about Irish employment law, given 'benefits' we couldn't use because we weren't in the UK, hosted in-person meetings in our offices where English guests keep saying 'here in the UK', we get paid less because instead of adjusting our wages to euro they just changed out the pound sign for a euro sign in our contracts, they refuse to let us use local suppliers for office supplies etc so everything takes longer to arrive and costs more than it does for the rest of the company, during a recent rebrand we were refused a budget for (legally required) Irish-language signage, the list goes on and on.

The irony is that because of the nature of our work we have constant meetings and workshops about acceptance of different nationalities and learning not to discriminate but if we try bringing up how we're discriminated against we get laughed at.

We have colleagues in an office in Scotland who get similar treatment so at least there's some solidarity there, but it's exhausting. It feels like we're fighting a constant battle. And the response we always get to complaints is just 'oh oops silly us' if we get any at all.

English entitlement is very very real and I don't blame you for reaching the end of your rope with that woman.

Oh Jesus Christ that sounds exhausting. And yeah, very familiar. Wales often gets included with the English south west when companies try to do countrywide provision, and what really stands out is the utter lack of consideration or respect for the language and bilingual signage, and Welsh road infrastructure not allowing easy or cheap travel in the same way. "Everyone get to Bristol for this meeting" is far, far harder for mid and north Wales than anywhere else. Plus, getting called a Taffy just casually. Super fun.

My sister used to work for a nationwide charity, actually, based in London. She took over as the organiser for their eight nationwide conferences a year. And the people in the Welsh, Scottish and Northern Irish offices loved her, because she was the first one in years who remembered that they existed, and made an effort to get the conferences to them at least SOME of the time; and the English offices complained each time she did. They thought four should be London (it's easiest to get to!), three in northern England (that's diversity!), and one in Northern Ireland (different landmass so begrudgingly accepted every other year) was reasonable.

Gah. Frustrating as fuck.

#asks #celtophobia

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houseofbrat · 8 months

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Oh, looking at those photos, it is very obvious to me that the Wales fandom is going to be in for a rude awakening this week.

Tomorrow is a bank holiday for (most of the) UK.

Can't wait to see what kind of shenanigans start happening after the long weekend.

Because Will & Kate are NOT the people you've built them up to be.

And the UK tabs aren't organizations you should fuck around with.

#Wales kid number FOUR #the disgusting one doesn't get his name in a tag #scandal!#ESCANDALO!!!#William The Prince of Wales #William The Terrible #Catherine The Princess of Wales #The Will & Kate Cult #Wales Wailers #crazy cambridge stans #Wales fans are CHUMPS #princess basement baby

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emmashouldbewriting · 1 year

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They rarely work on mondays anyway lmaoo

May 1 is also a bank holiday? Because I except them on May 8, maybe even in wales with the kids to take part in the big help out. William and Kate should be out and about at least.

yep! may 1st is the mayday bank holiday, then may 8 for the coronation, and may 29th (but that's half term week anyway)

they won't go to wales for the big help out, but you know where they should go? scotland

#brb juuuuust putting on my clown makeup

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nightbringer24 · 2 years

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A Welsh politician is saying that May Day should be scrapped as a Bank Holiday in Wales so that we can have a proper Saint David’s Day Bank Holiday.

... I’m down for that.

#personal

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thewomenofwindsor · 2 years

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“Other option is Thursday...I doubt it, but it’s a bank holiday and a jubilee bank holiday..so maybe”

Plausible.

From Trooping to Wales to be there for the evening lighting of the Beacons? But they have to be back in London that night… Flight to and from Cardiff?

I have a feeling they might not attend the Beacons?

Maybe they travel after trooping..but tbh, it should of been planned better because either way they are going to miss events. I feel like Saturday is probably stronger.

#answered asks

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olko71 · 9 months

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New Post has been published on All about business online

New Post has been published on https://yaroreviews.info/2023/08/house-prices-fall-by-the-most-in-south-east-england-says-halifax

House prices fall by the most in south-east England, says Halifax

Getty Images

By Michael Race

Business reporter, BBC News

The value of a home in south-east England has dropped by £15,500 over a year after the region recorded the sharpest fall in house prices in July.

Halifax, the High Street lender, said average house prices in the area, which includes the home counties, fell 3.9%.

House prices in Wales, once the beneficiary of the pandemic “boom”, also tumbled.

Overall, however, Halifax said the UK’s housing market was showing resilience, despite higher mortgage costs.

It said average prices fell by 2.4% in the year to July, valuing a typical home at £285,044. That is slower than the 2.6% decline recorded in the year to June.

Despite the falls, prices remain much higher than before the Covid pandemic.

Some regions saw sharper drops than others. The value of a home in south-east England dropped to £382,489 in July.

Wales, which Halifax said had seen “some of the most rapid growth in house prices witnessed during the pandemic ‘boom'”, recorded one of the largest annual falls at 3.3% to £214,495.

Greater London also saw prices drop by 3.5% in July, but the average price is much higher at £531,141 compared to other regions.

Average house prices fell in almost all parts of the UK in July apart from in the West Midlands, where they remained unchanged.

The north east of England remains the cheapest place to buy a home with the average price being £167,594.

Commenting on the housing market in the UK, Kim Kinnaird, director at Halifax Mortgages, which is owned by Lloyds Banking Group, said it “continues to display a degree of resilience in the face of tough economic headwinds”.

“In particular, we’re seeing activity among first-time buyers hold up relatively well, with indications some are now searching for smaller homes, to offset higher borrowing costs,” she added.

Last week, the Bank of England raised interest rates for the 14th time in a row. The increase from 5% to 5.25% will lift the cost of borrowing money for many mortgages.

On Monday, the average two-year fixed mortgage rate ticked lower to 6.84%, while the average five-year deal was unchanged at 6.35%, according to financial data firm Moneyfacts.

But there have been suggestions that the current interest rate level could be the peak for consumers, with banks and building societies starting to cut mortgage rates, according to Laura Suter, head of personal finance at AJ Bell.

Andrew Bailey, the Bank of England’s governor, told the BBC there was an “adjustment” to house prices going on. But he cautioned: “I think we should avoid preaching crisis at this point, it’s not that.”

Have you been affected by the issues raised in this story? Get in touch.

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Last week, the Nationwide building society said that house prices in July recorded their sharpest fall in 2009 but they remained £45,000 higher than February 2020, the last month before the first lockdown.

During the height of the Covid pandemic, house prices soared as people who were forced to work from home at the time decided they wanted more space inside and out. The market was also boosted by a stamp duty holiday.

Halifax’s Ms Kinnaird said while house prices will continue to fall into next year, she expects “a gradual rather than a precipitous decline”.

“And one that is unlikely to fully reverse the house price growth recorded over recent years, with average property prices still some £45,000, or 19%, above pre-Covid levels,” she added.

Marc von Grundherr, director of Benham and Reeves estate agents, said considering the surge in house prices during the pandemic, “it is actually quite remarkable that the market is still standing so strong given the wider economic picture”.

But LSL Property Services, one of the UK’s largest providers of mortgage and valuation services, warned that its full-year profits would be “substantially lower” than previously forecast due to rising interest rates hitting homebuying activity.

The company’s share price tumbled by 13.8% on the warning.

LSL Property Services, which owns mortgage adviser Primis and estate agency Your Move, said that “the larger than expected increase” in the Bank of England base rate in June – when it rose by half percentage point – had “had a material impact on the mortgage market”.

Nationwide said prices had dropped by 3.8% in the year to July. The figure paints a slightly different picture to Halifax’s figures, which suggest prices have fallen by 2.4%.

Each lender bases their data on their own mortgage approvals, meaning their calculations may differ.

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What happens if I miss a mortgage payment?

If you miss two or more months’ repayments you are officially in arrears

Your lender must then treat you fairly by considering any requests about changing how you pay, such as lower repayments for a short time

They might also allow you to extend the term of the mortgage or let you pay just the interest for a certain period

However, any arrangement will be reflected on your credit file, which could affect your ability to borrow money in the future

More on this story

House prices are falling, so why can’t I afford a home?

2 days ago

UK house prices fall at sharpest rate for 14 years

6 days ago

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prestonporterfield · 2 years

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Minecraft Lockdown Lesson Recreates Ancient Island Tomb

Minecraft Lockdown: Lockdown lesson recreates the an ancient island tomb by George Herd BBC News

Find an archaeologist, a bored schoolgirl living through coronavirus lockdown, and an interest in exploring tombs from the past.

The result? The video game Minecraft has recreated one of Wales most important Bronze Age sites.

It is the work of Dr Ben Edwards, from Wrexham and his daughter Bella 11.

Their models of Bryn Celli Ddu on Anglesey are now being shared with classrooms around the world.

The models can be loaded into the block-building universe of Minecraft, and explored to learn more about both the siteand Neolithic life and art.

The burial mound dates back five thousand years, and has a so-called "passage tomb" its entrance perfectly aligned with the sun's rising on the summer solstice.

Recent excavations at the site, including some carried out by Dr. Edwards, Manchester Metropolitan University archaeologist, have revealed that the burial chamber was built as"henge" "henge".

This was similar to Stonehenge and consisted of a bank surrounding an internal ditch, encircling in a circular enclosure with upright stones.

Dr Edwards utilized these digs along with work with researchers from University of Central Lancashire, Wales' historical environment service Cadw to carefully recreate Bryn Celli Ddu for the video game.

It was then integrated into the educational version of Minecraft that is used all over the globe to teach lessons on everything from chemistry to computer coding.

Now you can add a bit of ancient Welsh history.

From cromlechs and cairns – Wales ancient burial grounds

The history of the world The Bryn Celli Ddu stone

Why the prehistoric built so many hill forts

BBC Radio 3: New Generation Thinkers' Seren Griffiths on Bryn Celli Ddu

"I knew Bella had access to the educational version of Minecraft at her school, near Wrexham and I had access to it at my university.

Dr Edwards who worked on other computer models of Bryn Celli Ddu said that "So it was always in my head for some time..."

"It was never a massive priority, but now you're in lockdown because it's the Easter holiday and you're at doing your homeschooling.

"I just said to Bella"Should we take a crack at this?'"

The game is renowned for being able to construct almost anything out of graphic blocks, resulting in massive worlds and playgrounds.

Although it may seem like an unending game, Dr. Edwards was serious about his approach to Bryn Celli Ddu and used actual geographic mapping data to create the Minecraft landscapes.

It also includes the actual tomb as it was in the Bronze Age and other burial mounds or pits discovered in recent times.

The rock art found from Bryn Celli Ddu is also included in the game along with the model of what the Neolithic home may have looked like near by.

According to Dr Edwards, the hardest thing to construct was not the burial mounds, but the house.

"It was planting the trees," he said.

Each one of them had to be "planted" by Bella and her dad in order to be part of the Minecraft world.

Dr. Edwards admitted that Bella was required to show her how to do various things because she uses it more often than I.

In the end, she approved of the final version and said it was "very realistic".

Her father said, "And she knows because she used to go to the excavations too."

Dr Ffion Reynolds, of Cadw, said it was precisely children like Bella who would benefit from playing with the Minecraft model.

Dr Reynolds said, "We were looking at innovative ways to give people a digital Experience of Bryn Celli Ddu" and he would normally be spending the summer months conducting guided tours of the excavations to local schools.

"This was an opportunity to keep our relationship with these schools, and also provide them with a way to visit the site online."

Coronavirus restrictions mean that Cadw's facilities across Wales have been closed to the public, including Bryn Celli Ddu.

It also meant, for the first time in years people who celebrate the solstice weren't able to gather at the burial ground to observe the dawning phenomenon there.

Dr. Reynolds stated that sunrise view was possible with 360-degree filming.

She stated that Cadw was hoping to make the footage accessible in the near future and make the site accessible to the public.

In the meantime, users who have access to Minecraft at home or at school can now visit the site online in safety.

The Bryn Celli Ddu Minecraft world is free to download for the Minecraft Education version from Hwb - the Welsh Government's teaching resource website and also from the Manchester Centre for Public History and Heritage.

If you're looking for an experience that is more substantial, Dr Andrews and his team have developed an augmented reality app available for Apple devices, which can guide visitors around the real website - when it reopens.

New excavation at the prehistoric burial site

15 June 2019

New discovery made at ancient tomb

23 June 2017

Around the BBC

BBC Radio 3: New Generation Thinkers

Bryn Celli Ddu

It's all about ed

#Editum #it's all about ed

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brn1029 · 2 years

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On this date in the world of music…some pretty heavy stuff. Maybe not back then, but NOW….

October 10th

2015 - Steve Mackay

American tenor saxophone player Steve Mackay who worked with the Stooges, Violent Femmes, Snakefinger, Commander Cody and others died from sepsis at a hospital in Daly City, California at the age of 66.

2007 - Sting

Sting topped a list of the worst lyricists ever, for such alleged sins as name-dropping Russian novelist Vladimir Nabokov in The Police tune "Don't Stand So Close to Me," quoting a Volvo bumper sticker ("If You Love Someone Set Them Free"), and co-opting the works of Chaucer, St. Augustine and Shakespeare. The survey in Blender magazine placed Rush drummer Neil Peart at No. 2, Creed frontman Scott Stapp at No. 3 and Oasis guitarist Noel Gallagher at No. 4 saying Gallagher "seemed incapable of following a metaphor through a single line, let alone a whole verse."

2002 - Ian Brown

Twelve protesters dressed as monkeys picketed outside the north Wales holiday home of former Stone Roses singer Ian Brown. The demonstrators argued Brown, was selling the five-bedroom house, in the small village of Llithfaen on the Llyn Peninsula for an inflated price - £150,000 - which local people could not afford. The monkey costumes worn by the anonymous protesters, referred to the name of Brown's recent solo album 'Unfinished Monkey Business.'

1987 - Whitesnake

Whitesnake went to No.1 on the US singles chart with 'Here I Go Again', a No.9 hit in the UK in 1987.

1981 - The Police

The Police went to No.1 on the UK album chart with 'Ghost In The Machine', the bands third No.1 LP.

1980 - John Bonham

The funeral took place of Led Zeppelin's drummer John Bonham ‘Bonzo’ was found dead at guitarists Jimmy Page's house of what was described as asphyxiation, after inhaling his own vomit after excessive vodka consumption, (40 shots in 4 hours) aged 32.

1970 - Carpenters

The Carpenters were at No.2 on the US singles chart with 'We've Only Just Begun.' The song was originally recorded by Smokey Roberds, under the name "Freddie Allen", and was used in a wedding-themed television commercial for Crocker National Bank in California in 1970.

1970 - Black Sabbath

Black Sabbath were at No.1 on the UK chart with their second album 'Paranoid.' The album which contains some of the band's best-known signature songs, including the title track, 'Iron Man' and 'War Pigs' is now regarded as one of the classic Heavy Metal albums.

1970 - Neil Diamond

Neil Diamond went to No.1 on the US singles chart with 'Cracklin' Rosie', his first No.1 as an artist. Diamond who had spent his early career as a songwriter in the Brill Building, wrote the 1966 No.1 hit 'I'm A Believer' for The Monkees.

1959 - The Quarry Men

The Quarry Men played at the Casbah Coffee Club, Liverpool. Ken Brown, suffering from a heavy cold was unable to perform and after the show, an argument started when Paul McCartney said that Brown should not get a share of the performance fee since he had not performed. Lennon and Harrison side with McCartney and Brown quits The Quarry Men.

1956 - Elvis Presley

Elvis Presley's 'Love Me Tender' entered the US chart for a 19 week stay, peaking at No.1 for 5 weeks. The song, from Presley's first film of the same name, was adapted from the tune "Aura Lee", written in 1861.

1939 - The Beatles

The real Eleanor Rigby died in her sleep of unknown causes at the age of 44. The 1966 Beatles' song that featured her name wasn't written about her, as Paul McCartney's first draft of the song named the character Miss Daisy Hawkins. Eleanor Rigby's tombstone was noticed in the 1980s in the graveyard of St. Peter's Parish Church in Woolton, Liverpool, a few feet from where McCartney and Lennon had met for the first time in 1957.

1902 - The Gibson Mandolin Guitar Company

The Gibson Mandolin guitar company was formed. Gibson's first electric guitar the ES-150 was produced in 1936, and in 1946 Gibson introduced the P-90 single coil pickup, which was eventually used on the first Les Paul model made in 1952.

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aussielong · 2 years

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The spectacle yoko ono beatles

The next day there was a stately procession to St Paul’s Cathedral, a festival in The Mall, fireworks and an RAF flypast. It was the last of nearly 2,000 which stretched from Land’s End to John O’Groats and included ones as far afield as Antarctica and Zambia. The June 1 to June 4 Bank Holiday weekend saw the Palace host its groundbreaking pop concert, along with a classical one as well.Īfter the show, the Queen, accompanied by the Duke of Edinburgh, drove to The Mall to light the national Golden Jubilee beacon. Northern Ireland, Wales and Scotland were all part of the Jubilee itinerary. Next stop was north-east England, where the people of Newcastle and Gateshead turned out in their thousands.Ī Jubilee streaker added to the spectacle on May 7 when the Queen arrived to unveil a statue of the late Cardinal Basil Hume in Newcastle city centre.Ī visit to Bisham Abbey on May 10 set up an encounter with England football coach Sven Goran Eriksson when the Queen wished David Beckham’s team good luck for the World Cup. The Queen’s nationwide tour had started on May 1 in the West Country, where big crowds set the pattern for the rest of the royal visits. In the regions, many tens of thousands – young and old – also joined the party. More than one million people turned out on successive days during the June Bank Holiday weekend to party on the capital’s streets. Some argued that the 2002 football World Cup was responsible for an upsurge in national identity and royal fervour.īut for whatever reasons, the Queen’s Golden Jubilee was a resounding success. Yet the Queen’s sadness seemed to endear her to the public – and the respect shown to the Queen Mother during her long life was expressed in scenes of mass mourning when she died.Ĭynics claimed the sympathy shown to the Queen and her family after two royal deaths contributed to the awareness and participation in the Golden Jubilee. The year started badly for the Queen with the death of her sister, Princess Margaret, and the 101-year-old Queen Mother within just seven weeks. The Prince of Wales paid tribute to his mother on stage, called her “Mummy” and said: “We feel proud of you.”Īs the royals departed, Sir Paul McCartney led the massive cast of stars in a version of The Beatles’ classic Hey Jude.ĭoubters had insisted the Golden Jubilee would be a flop – the monarchy was no longer relevant and royalists should at last bow to the republicans, they argued.Įven Palace officials seemed unwilling to predict anything like the success of 1977 when the nation celebrated the Silver Jubilee. William and Harry clapped and swayed to the music, while Camilla Parker Bowles, who was also in the royal box in the row behind, sang along to the tunes. The rather bemused monarch was greeted with rapturous cheers. The Queen, who wore earplugs, and the Duke of Edinburgh arrived for the second half of the concert, just in time to hear Eric Clapton perform Layla.ĭame Edna Everage, alias comedian Barry Humphries, spotted the Queen taking her place in the royal box and bellowed: “The Jubilee Girl is here, possums.” More than 12,000 people watched inside the grounds while thousands more packed The Mall, enjoying the party atmosphere on the June Bank Holiday weekend. Queen guitarist Brian May kicked off the show with a rock rendition of the National Anthem on the roof of the Palace. More than a million people flocked to the capital to pay their respects as a pop concert was staged in the gardens of Buckingham Palace. The Queen’s 2002 Golden Jubilee crowned 50 years on the throne in spectacular style.

#The spectacle yoko ono beatles

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latestnewsfeedsposts · 2 years

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Calls for four more bank holidays a year – amid claims British workers are being short-changed

Four new bank holidays should be created in the UK to reward a “nation of grafters”, according to a union. Workers in England and Wales typically get eight bank holidays a year – but some European countries have 15, almost twice as much. The Trades Union Congress (TUC) is calling for a “national conservation” on when new public holidays should be held, and what they should celebrate. And the…

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worldtouradvicetravel · 2 years

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Egypt Christmas Tour Packages

You may always choose coastal places like Alexandria if you and your companion enjoy relaxing by the water and engaging in water sports. Christmas Egypt Tours are not only reasonably priced, but they also guarantee that you and your partner will have an unforgettable romantic encounter.

The Giza Pyramids are one of the most beautiful places in the world. The historical pyramids were built during a hectic period of construction, from roughly 2550 to 2490 B.C., and contain three pyramids known as Cheops, Chephren, and Mykerinus. World Tour Advice offers Egypt tours in the Christmas season for tourists seeking adventure and enjoyment to visit the Giza Pyramids. With our Cairo Tours, you may unleash your inner explorer while exploring the most brilliant discoveries at the Saqqara Pyramid site, which is home to one of the oldest buildings in the world dating back to 2700 B.C.

Christmas vacations in Egypt, There is no better place in Egypt to stop for a few days and simply lose yourself in the wonders of the ancient world than Luxor, which has some of the most significant monuments in the entire world. Luxor is one of the most significant locations in Egypt that you should see, as it has a sheer wealth of temples and tombs in The East Bank and The West Bank, where you can explore.

Day 1: Christmas Tour in Egypt

Relax, World Tour Advice responsible tourism will follow your flight status, he will carry a personalized sign with your name, You are VIP tourist for us so, Sit back and relax; personal chauffeur and private coach, All what the discerning tourist would wish, sit back and relax with drink in hand while our tour manager look after your all requirement, Now Enjoy a fabulously Sharm El Sheikh city scenery in comfort from sharm airport to your hotel in Sharm

Day 2: Christmas Holidays in Egypt - Cairo tours

Relish a tasty Breakfast at your hotel in Cairo followed by meeting your private professional English speaking tour guide to start a tour to visit Giza Pyramids, The Egyptian Museum in Cairo, lunch meal, proceed tour to visit Saladin Citadel, Mohamed Ali mosque,back to hotel

Day 3: Christmas vacation in Egypt - El Fayoum Tours

Relish a tasty Breakfast, meet your tour guide, drive from Cairo to El Fayoum Oasis, walking tour in Tunis village, visit Evelin pottery school, proceed tour to visit Wadi El Rayan, where you will enjoy sand board, festival color, felluca ride, camp fire, safari tour to visit the wales valley, Overnight in Cairo.

Day 4: Christmas Holiday in Egypt , Luxor Tours

Relish a tasty Breakfast at Cairo hotel, Check out, transfer to Cairo airport , fly to Luxor, meet your tour guide to start a tour to visit Luxor East Bank, the temples of Luxor and Karnak , Lunch meal, at night optional tour to attend Sound and light show at Karnak temple, overnight in Luxor.

Day 5: Christmas Deals in Egypt

Relish a tasty Breakfast in Luxor hotel, meet your professional private tour guide, start a tour to visit Luxor West Bank, Hatshepsut temple, Valley of kings, Memnon colossi , lunch meal transfer to Luxor airport, Fly to Sharm El Sheikh, upon arrival to Sharm, meet our representative of New year and Christmas tour packages , transfer to your hotel in Sharm & overnight.

Day 6: Christmas Offers in Egypt

Relish a tasty Breakfast, free time for leisure or for Sharm activities such as snorkeling, scuba diving, swimming, at night optional tours ( Safari or Alf Leila we Leila ) overnight in Sharm.

Day 7: Christmas Tours in Egypt - Super Safari

Enjoy your Breakfast, meet our Christmas and New year tour representative , drive to St. Catherine monastery to visit it, then safari tour to the colored Canyon, lunch meal , back to Sharm, overnight in Sharm.

Day 8: Sharm - Cairo

Relish a tasty Breakfast , Free day for leisure,at the time transfer to Sharm Airport fly back to Cairo, arrive Cairo and transfer to your hotel and overnight in Cairo

Day 9:Christmas in Egypt Departure

Relish a tasty Breakfast, transfer to Sharm airport for final departure final departure.

Exclude

Anything not mentioned in tour itinerary

International flights

Optional tours

Tipping recommended but not obligatory

Includes

Meet and assist in Cairo international Airport

Transfers by air conditioned car

English Tour guide during the tours in Cairo, Luxor, El Fayoum and Sharm

Entrance fees for mentioned sightseeing in itinerary

4 nights in Cairo including breakfast

1 Night in Luxor including breakfast

3 nights in Sharm El Sheikh including breakfast, lunch and dinner

services and charges

[email protected]

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Mobile and what’s App:

002 01090023837

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dramioneasks · 3 years

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HP FESTS: Dramione Valentine Exchange (Part 1)

Dramione Valentine Exchange 2021:

Devil in Her Heart by hslades - T, one-shot - He's her CI, he gives her good intel until it all goes wrong, and they need to scramble to safe their arses.

Owlpost by FrankieFrancesFrancis_badcouldbeverse - T, one-shot - When Narcissa had asked him how Hogwarts house interunity initiatives were working out, he'd remarked, The Head Girl charmed the lights in our dorm to flicker red and green as a compromise. On whether or not he was enjoying his studies: My marks are great. The Head Girl roped me into a strict studying regimen. Like a compulsion to bring her up, as if Hermione Granger wouldn't be real if he didn't conjure her at least once a day. That had been the case with Andromeda, too, looking back on it now. Narcissa hadn’t understood it then, hadn’t known enough to be alarmed when Ted Tonks’s name started to crop up.

stellarum by cnova - T, one-shot - Hermione Granger hated surprises, but she was never one to deny the man she loved. This was how she found herself with Draco Malfoy, wine glass in hand, under the starry summer sky on the River Thames’ South Bank.

Why Not Me? by kiwi05622 - T, one-shot - Sometimes, a simple sorry can change someone's perspective of you. And that was precisely what had happened to Hermione. From the moment Draco uttered those words, she couldn't stop thinking about him, which wouldn't be a problem only that he didn't seem to notice her existence.

I'll Wait by kiwi05622 - M, one-shot - If losing your first love is hard, then opening yourself up to a second seems monumental. This is Hermione’s journey at her second chance at love.

Sugary Secrets by inadaze22 - T, one-shot - Everything changes when she walks in one morning and spots a familiar blond head sitting at her table, with her order, wearing a smirk on his face.

Rome, Paris, Versailles by hslades - G, one-shot - Hermione is ready to be engaged, the only problem? Her boyfriend hasn't dropped the question yet. It is not that they have not been on the most romantic holidays where many memories were made, just not that one she is not so patiently waiting for.

Snow by inadaze22- M, one-shot - Life is busy but snow slows everything to a standstill, allowing her and Draco to just be.

The Examination by Misdemeanor1331 - G, one-shot - Doctors Hugh and Helen Granger have a new patient: their daughter’s boyfriend, Draco Malfoy. And while he’s in their chair, they plan to judge more than just his dental hygiene.

Who's Your Valentine? by Caitlincheri28 - T, one-shot - Harry catches Hermione with a Valentine. Who could it be from?

This Singular Night by Misdemeanor1331 - T, one-shot - On their last night in Las Vegas, Hermione asks Draco an unexpected question. He gives her an equally surprising answer.

What Was Lost, and What Remains by PacificRimbaud - G, one-shot - My name is Monica Joan Wilkins. I am 57 years old. I live in Sydney, New South Wales. I share a dental practice with my husband. We've been married for thirty-two years.

A Woman of Independent Means by PacificRimbaud - M, one-shot - In London, 1851, Draco Malfoy, Earl of Wiltshire, has been tasked with gifting the British Museum with a bequest from his grandfather's estate. Simple enough, but for the mysterious contents of the gift, and the museum staff assigned to receive it.

A New Journey by inadaze22 - T, one-shot - Feelings have no rhyme or reason, no timeline or order. They just are.

Stranded by Misdemeanor1331- T, one-shot - Minister Granger doesn’t take holidays. Unspeakable Malfoy intends to change that, regardless of her opinion on the matter.

Out of the Blue by Misdemeanor1331 - G, one-shot - On a clear spring day, Draco Malfoy is tasked to guard an empty park. He assumes it’s a slight from his superior in the Department of Magical Law Enforcement. That is, until Hermione Granger falls from the sky.

A Night At The Opera by hslades - G, one-shot - It was supposed to be just a stake-out to try and break the case, that was until she missed a message from her boss.

I think I'm falling (I'm falling for you) by weestarmeggie - T, one-shot - At Harry And Pansy's wedding, Hermione realsies she might not be alone in her feelings for a certain blond.

Write What You Know by PacificRimbaud - T, one-shot - no summary

a love for all phases by cnova - T, one-shot - Twenty-nine point five days is all it took for one Draco Malfoy to realise he was head over stubborn arse for Hermione Granger.

Destination Unknown by kiwi05622 - T, one-shot - A first date with Hermione Granger should never be underestimated.

Tranquility by floorcoaster - T, one-shot - A Quiet Night at Home.

Continued in Part 2.

#dramione valentine exchange #fests/exchanges/challenges #dramione #valentine's

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mistikfir · 3 years

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"MY LONDON"

Evening Standard (UK), By Alice B-B April 21st, 2006

The actor fills up his little black book from Smythson and demolishes the seafood platter at The Cow.

Where do you live and why?

Notting Hill. My flat's on the 18th floor, so it's got the best view of London that I've ever seen. From my window, I can see the Albert Hall, Battersea Power Station, the Gherkin and the London Eye. How long have you lived there? Two and a half years. Before that I lived in Battersea. What are your most memorable London meals? The year I bought my flat, I cooked fish pie on New Year's Eve for about ten people. At midnight we got a ten-minute, city-wide fireworks display. I also eat at Black's (a private members' club on Dean Street). What do you miss when you're out of London? Walking in Hyde Park. I always head towards the Serpentine. I've even swum in it a few times. What is your earliest London memory? Going to the Natural History Museum to see the brontosaurus. Actually no, my first London memory was being a pageboy at my godfather's wedding when I was about five. I wore a satin shirt with little satin buttons that my mother made. What are your favourite home comforts? Books and I buy them everywhere, the whole time. What are your extravagances? Eating out. Every so often I get pangs of guilt, stock the fridge and then watch it all go bad. What would you do if you were Mayor for a day? Be suspended I should think. Actually I'd do something to make the theatre less expensive. What is your life philosophy? If you don't find yourself ridiculous, then somebody else will do it for you. Do you have a favourite pub? The Uxbridge Arms because it's about 30 seconds from my home. Which clothes shops would you like to be let loose in? Maybe Martin Margiela or Missoni. On the whole I would rather be let out of clothes shops. Your most disastrous fashion moment? I bought a Monopoly tie when I was at school, which seemed amusingly charming at the time. What are your current projects? Shooting Dogs, about the 1994 Rwandan genocide. I'm hoping to go back to Rwanda for a screening. Where do you go for a long, lazy weekend lunch? The Cow, maybe if you can find someone to help with a seafood platter and a few pints of Guinness. Or in the winter, Maggie Jones. Who is your playwright of choice? Brian Friel. He wrote a play called Faith Healer, which was the first modern play I got to know. What were the last books you bought? Author Author by David Lodge and Arthur George by Julian Barnes. I bought them both at a train station. Where were the last three places you went on holiday? I went to Capri for a film festival on New Year's Eve. The Maldives; it's the only beach holiday I've ever been on. There were huts on stilts and fish and turtles. Also Wales, where my grandparents have a bungalow. What was the last play you saw in London? Mary Stuart. I enjoyed it very much. I'd just been in Elizabeth I, so it was great watching another actress play Elizabeth. Who is your favourite director? The late Elia Kazan (On the Waterfront, the original Death of a Salesman, Splendour in the Grass with Warren Beatty). He manages to portray real life but with poetry. What was the last CD you bought? The Magic Numbers it's a very catchy record. I go to the CD exchange shops on Notting Hill Gate. They're owned by the same people who have a second-hand clothes shop called Retro Man. I sold some stuff there the other day. Which items are in your spring wardrobe? Pretty much the same as last spring. Though when I worked with John Hurt on Shooting Dogs, he had six pairs of white linen trousers and six linen shirts, and that's all he ever wore. I might go down that route. However, I have bought an old fifties-style cardigan with some kind of college insignia from a makeshift stall on a street corner in New York, a black long-sleeved T-shirt from Agnes B and brogues from Burberry. What advice would you give to a tourist? Follow the Thames. Go to the South Bank and walk all the way along the river; it's the best way to understand the city. Oh, and use public transport. Who is in your secret address book? Tylers, the DIY shop on Notting Hill Gate, which sells everything. It probably even sells rare animals. If I've got time on my hands, I start inventing things I need just to go in there. They might start giving me airmiles. And I'm a bit of a sucker for Smythson; I like the black notebooks. Not the ones that say 'blonde, brunette, or red head,' just the plain ones. I write lists of things to do and then ignore them.

#photo hugh dancy #interview hugh dancy #mine

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ingek73 · 2 years

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UK too dangerous for us to visit, says Prince Harry

Duke of Sussex taking legal action against UK government to allow him to pay privately for security

Caroline Davies

Sun 16 Jan 2022 17.16 (CET)

The Duke of Sussex believes the UK is too dangerous for him and his family to visit without state protection as it emerged he is taking legal action against the government to allow him to pay privately for police security while in Britain.

Prince Harry lost taxpayer-funded police security when he and Meghan stepped back from royal duties in 2020. The couple pays for private security in the US, where they now live.

Harry is seeking a judicial review against a Home Office decision that prevents him personally paying for police protection for him and his family while in the UK.

His legal representative said the duke’s private security team did not have adequate jurisdiction abroad or access to UK intelligence information required to protect him, his wife, and their children, Archie and Lilibet. They said the family had been subjected to “well-documented neo-Nazi and extremist threats”.

Responding to reports, first published by the Mail on Sunday, the representative said prince, who filed for judicial review in September, was “unable to return to his home” because it was too dangerous.

They added Harry had first offered to pay privately for Scotland Yard protection at the Sandringham summit in 2020, where senior royals and their aides met to hammer out the exit strategy for the Sussexes, but that his offer was dismissed.

If the case progresses, it will lead to a high court battle between ministers and Harry, thought to be the first occasion in modern times when a member of the royal family has brought a case against Her Majesty’s government.

The couple’s concerns follow an incident in London in 2021, when Harry returned to the UK for the unveiling of the statute of his late mother, Diana, Princess of Wales, and his car was reportedly chased by photographers as he left a charity event.

Harry’s legal threat comes ahead of his grandmother’s platinum jubilee, and raises questions over whether he and his family will attend celebrations in the UK over the jubilee bank holiday weekend in June.

A source said the Sussexes believed the UK threat level is particularly high, greater than that faced in the US, where not only can private security be deployed but where, they believe, law enforcement organisations are allowed to bemore supportive.

The couple believe that in the UK the controversy surrounding their departure from full-time royal service, and the hostility of a range of extremist groups and fixated people, make the environment particularly risky.

Harry will challenge the decision-making on the grounds it is unreasonable, opaque and inconsistent. A source said the decision had taken insufficient account of Harry’s position, undiminished threat and any impact on the UK’s reputation of a senior member of the royal family being harmed on UK soil.

Harry is said to want himself and his family to be safe and to pay for necessary security, but he cannot unless the Home Office approves his offer. He believes his own private security cannot replicate the standard of security he believes he should receive from the state.

“The UK will always be Prince Harry’s home and a country he wants his wife and children to be safe in,” his legal spokesperson said. “With the lack of police protection comes too great a personal risk.”

“The Duke and Duchess of Sussex personally fund a private security team for their family, yet that security cannot replicate the necessary police protection needed whilst in the UK. In the absence of such protection, Prince Harry and his family are unable to return to his home.”

“The duke first offered to pay personally for UK police protection for himself and his family in January of 2020 at Sandringham. That offer was dismissed.

“He remains willing to cover the cost of security, so as not to impose on the British taxpayer. As is widely known, others who have left public office and have an inherent threat risk receive police protection at no cost to them.

“The goal for Prince Harry has been simple – to ensure the safety of himself and his family while in the UK so his children can know his home country.”

The representative said Harry was sixth in line to the throne, had served two tours of Afghanistan, and in recent years his family “has been subjected to well-documented neo-Nazi and extremist threats”.

A government spokesperson said: “The UK government’s protective security system is rigorous and proportionate. It is our long-standing policy not to provide detailed information on those arrangements. To do so could compromise their integrity and affect individuals’ security.

“It would also not be appropriate to comment on the detail of any legal proceedings.”

#meghan markle #prince harry #duke of sussex #duchess of sussex #royals #the guardian

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olko71 · 11 months

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New Post has been published on All about business online

New Post has been published on http://yaroreviews.info/2023/06/five-reasons-why-mortgages-are-getting-us-down

Five reasons why mortgages are getting us down

Getty Images

By Kevin Peachey

Cost of living correspondent

Conversations about mortgage rates are no longer confined to the dinner party circuit or the golf course.

People are talking about their mortgage shock with friends at the school gates or in the supermarket. It is not only anxious homeowners – tenants are worried their landlords, facing higher rates of their own, will put up their rent.

Here are five reasons for the current commotion.

1. Lenders have concerns about the rising cost of living

If forecasts were to be believed, we should be seeing a significant slowdown in price rises. The rate of inflation shows the pace at which prices are going up, and so charts the rising cost of living.

The latest official data spooked markets and lenders though, as it suggested inflation was going to stay higher for longer than anticipated. It also pointed to a theory that higher prices were becoming more embedded in the UK economy.

The premier, if rather blunt, tool to tackle high inflation is for the Bank of England to put up interest rates. With the benchmark rate now expected to peak at 5.5%, rather than the current 4.5%, the cost to lenders would be greater, and so – in turn – they have put up the interest rate they charge for mortgages.

Mohamed El-Erian, former deputy director of the International Monetary Fund (IMF) and president of Queens’ College at Cambridge University, says the blame lies with central banks who suggested high inflation would only be temporary.

“It turned out inflation was persistent and therefore central banks were late and society as a whole was late to adjust to higher inflation,” he told the BBC.

2. The 2021 stamp duty frenzy is causing headaches now

Two years ago there was a rush from property buyers as tax concessions from ministers to keep the housing market moving during Covid were wound down.

Lower or zero rates on stamp duty, and the equivalent tax in Scotland and Wales, made “a hot market even hotter”, according to analysts. The pandemic led many people to reconsider where they lived, and stamp duty cuts made them move more quickly.

Many of those buyers got two-year fixed mortgages, which are now due to expire.

The peak for homeowners rolling off fixed mortgage deals is July to October this year, with more than 400,000 expected to do so, according to figures from the City watchdog, the Financial Conduct Authority.

The timing isn’t great. The rates being offered for a new deal now are considerably higher than back then. That could add hundreds of pounds to a monthly mortgage repayment.

Anil Jhamat

Anil and Jessica Jhamat, from Solihull, are having to find an extra £550 a month. They bought their home during the stamp duty holiday, which allowed them to purchase “a house we wouldn’t otherwise have been able to afford”.

“We assumed interest rates would stay low, otherwise we’d have taken out a five-year fix,” Mr Jhamat said. “Hindsight is a wonderful thing.”

The pharmacist and his wife, a digital manager, also have to find £1,000 a month in childcare fees for their one-year-old son. “Where we are now, we’ve lost what we saved [in stamp duty]. Essentially we’re back to square one,” he said.

3. Lenders are pulling deals with little notice

A mortgage repayment is the highest monthly outgoing for many people, so decisions over which product to choose are made with lots of thought and advice.

The trouble is lenders are currently withdrawing their mortgage products with hardly any notice. That makes for a frenzied situation.

On Thursday, HSBC gave notice to brokers that it was going to pull its deals four hours later. After being inundated with applications, it withdrew them within three hours, only to then temporarily reopen the channel for applications on Friday.

At times like this, big lenders do not want their deals to be significantly cheaper than their rivals, and they only want as many applications as they can cope with.

Justin Moy, founder at Chelmsford-based mortgage broker EHF Mortgages, said: “These last-minute communications just add to the stress of the situation. Decisions on rate changes and repricing must give everyone the opportunity to react in a controlled manner, especially when the increases are hefty and make a real difference to a borrower.”

4. The ‘do nothing’ option is expensive

Homeowners who decide the best thing to do is sit on their hands and wait for things to settle down could face a nasty shock.

When a fixed term comes to an end – usually after two or five years – then a borrower reverts automatically to their lender’s standard variable rate (SVR). That rate is higher, which is why most people go on to another fixed deal instead, although not everyone has that option as, for example, they may have missed payments in the past.

Brokers say these SVRs have soared, meaning anyone who adopts a wait and see approach would see a massive jump in the rate they pay, and therefore a much higher monthly mortgage bill.

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“Some lenders have a much higher SVR than others. We tell our clients how important it is to choose a lender that treats its customers fairly when their rates come to an end,” says Aaron Strutt, of broker Trinity Financial.

5. Homeowners have become addicted to low rates

Many people have been shocked by the rise in mortgage rates since December 2021, because they had grown so accustomed to ultra-low interest rates for the previous decade or more.

A variety of economic, and pandemic, reasons kept interest rates down – at times at historic lows.

Anyone who has bought a first home during that time would never have faced such a situation as now. Rates have been much higher in previous decades, but people are now borrowing more as house prices have soared.

Lenders tested applicants’ finances for their ability to cope with higher rates. That is now more reality than theory, and will lead some people to question whether they stretched themselves too far. Analysts say the availability of jobs, and a relative lack of unemployment, has saved many from having to sell up.

The impact is felt by tenants too. Higher costs for landlords will push up rental prices, and would lead to fewer homes being available to rent if they decide to leave the sector.

What happens if I miss a mortgage payment?

A shortfall equivalent to two or more months’ repayments means you are officially in arrears

Your lender must then treat you fairly by considering any requests about changing how you pay, perhaps with lower repayments for a short period

Any arrangement you come to will be reflected on your credit file – affecting your ability to borrow money in the future