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astrognossienne · 2 years

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shining star: ella fitzgerald - an analysis

“It isn't where you came from, it's where you're going that counts.” - Ella Fitzgerald

Referred to as the "First Lady of Song", and the "Queen of Jazz", Ella Fitzgerald is arguably the finest female jazz vocalist of all time. Ella could sing anything. I personally love her because she was a resilient soul: it seemed as if despite whatever difficulties she had in her life, you could hear the joy in her voice. From early on, music was Fitzgerald's salvation. It was where she lived. She could lose herself in it and go somewhere else, no matter what was happening around her. She started as a band singer, then spent the next two decades as a soloist, recording the Great American Songbook — albums of music by Cole Porter, Rodgers and Hart and the Gershwin brothers. She was the first African-American woman to win a Grammy. But as iconic as she was, and still is, Fitzgerald had very little self-confidence. From childhood on, she was painfully shy. Fitzgerald forever maintained a classy and demure, often self-effacing modesty, coupled with an introversion propelled by a constant fear of appearing inarticulate. In the '30s and '40s, band singers were mostly blond, slim, sophisticated and attractive. Fitzgerald was awkward, gawky and even a bit chubby by comparison — in the words of one newspaper writer, "a big, light-colored gal." But could she sing. She had impeccable timing and perfect pitch. In fact, band musicians would tune up to her voice. Endlessly inventive, only on record did she sing the same way twice. There's no sad edge to her voice, no “woe is me” or gloom and doom—Fitzgerald puts a smile on your face. Fitzgerald’s clear tone, wide range, and the rare sweetness of her voice were complemented by her mastery of rhythm, harmony, intonation, and diction. She was an excellent ballad singer, conveying a winsome, ingenuous quality. Her infectious scat singing that she and her good friend Louis Armstrong pioneered brought excitement and is widely imitated by others.

Ella Jane Fitzgerald, according to astrotheme, was a Taurus sun and Gemini moon. She was born to unmarried parents William Fitzgerald and Temperance "Tempie" Henry, both described as "mulatto" in the 1920 census. Her mother married a Portuguese immigrant who became Ella’s stepfather. She began her formal education at the age of six and was an outstanding student, described as “self-reliant” and having an excellent memory. In 1932, when Fitzgerald was fifteen, her mother died from injuries sustained in a car accident, and her life was upended. This seemingly swift change in her circumstances, reinforced by “ill treatment" by her stepfather manifested as the start of Ella radically changing her behaviour. She began skipping school, and her grades suffered. She worked as a lookout at a bordello and with ran numbers for the mob. She earned more pennies as a lookout for cops outside a brothel. At one point, she was arrested for truancy and sent to a reform school, where she was regularly beaten. So she ran away — this awkward, gawky girl with skinny legs and old, cast-off boots — with no money, living on the streets and sleeping where she could. She never talked publicly about this period in her life. Soon she was on the streets of Harlem dancing for tips. Soon she went tried out for an Amateur Night contest at Harlem's legendary Apollo Theater in late 1934 at 17. When she first went on the stage, she went out to dance, but she got stage fright. Knowing she was in the middle of the stage, she had to do something, so she decided to sing. She sang like her idol, singer Connee Boswell, and wound up winning first prize.

Ambitious, she started making the rounds. At a time when female singers were slim and sexy, bandleader Fletcher Henderson thought she didn't look good enough to put onstage. She was introduced to drummer and bandleader Chick Webb, who was looking for a female singer. Although Webb was reluctant to sign her because she was gawky and unkempt, unlike the narrow-minded (and unknown to this day) Henderson, Webb was decent enough to take a chance on her, calling her “a diamond in the rough”, and he offered her the opportunity to test with his band. Webb even became the teenaged Fitzgerald’s guardian. Met with approval by both audiences and her fellow musicians, Fitzgerald was asked to join Webb's orchestra and gained acclaim as part of the group's performances at Harlem's Savoy Ballroom. Four years later, in 1938, she had her first hit — with lyrics she helped write. Eventually, "A-Tisket, A-Tasket" sold a million records. Webb died of spinal tuberculosis on June 16, 1939, and his band was renamed Ella and Her Famous Orchestra with Fitzgerald taking on the role of bandleader. She recorded nearly 150 songs with Webb's orchestra between 1935 and 1942. In addition to her work with Webb, Fitzgerald performed and recorded with the Benny Goodman Orchestra. Frank Sinatra adored her; in 1959, both at the height of their artistic prowess, Sinatra ceded the top spot, admitting,

“Ella Fitzgerald is the only performer with whom I’ve ever worked who made me nervous. Because I try to work up to what she does. You know, try to pull myself up to that height, because I believe she is the greatest popular singer in the world, barring none—male or female.”

On March 15, 1955, Ella Fitzgerald opened her initial engagement at the Mocambo nightclub in Hollywood,after Marilyn Monroe lobbied the owner for the booking. The booking was instrumental in Fitzgerald's career. While recording the Song Books and the occasional studio album, Fitzgerald toured 40 to 45 weeks per year in the United States and internationally, under the tutelage of Norman Granz. Granz helped solidify her position as one of the leading live jazz performers.

While recording the Song Books and the occasional studio album, Fitzgerald toured 40 to 45 weeks per year in the United States and internationally, under the tutelage of Norman Granz. Granz helped solidify her position as one of the leading live jazz performers. She appeared in films (notably Pete Kelly’s Blues in 1955), on television, and in concert halls throughout the world. She also recorded a number of live concert albums and produced a notable duet version of Porgy and Bess (1957) with friend Louis Armstrong. During the 1970s she began to experience serious health problems, but she continued to perform periodically, even after heart surgery in 1986. In 1993, however, her career was curtailed following complications stemming from diabetes, which resulted in the amputation of both her legs below the knees. In her 60-year career, Ella Fitzgerald won 14 Grammy Awards, including one for lifetime achievement. She also received a Kennedy Center Honor for lifetime achievement (1979) and the National Medal of Arts (1987). Shortly before her friend Sammy Davis Jr.’s death in 1990, ABC aired the TV special Sammy Davis, Jr. 60th Anniversary Celebration, of which Ella was the most memorable part, ending the show and effectively stealing it. In 1993, after a career of nearly 60 years, she gave her last public performance. She died in her home from a stroke on June 15, 1996, at the age of 79.

Next, I’ll cover a littler-known subject: he was the precursor to the famous and celebrated comedians we know today: Virgo Eddie “Rochester” Anderson.

STATS

birthdate: April 25, 1917

major planets:

Sun: Taurus

Moon: Gemini

Rising: Leo

Mercury: Taurus

Venus: Taurus

Mars: Aries

Midheaven: Taurus

Jupiter: Taurus

Saturn: Cancer

Uranus: Aquarius

Neptune: Leo

Pluto: Cancer

Overall personality snapshot: Often torn between mind and body, half the time she could be a stranger to herself. At one moment she was taking ultra-conservative decisions that restrained her light-hearted love of free-flowing freedom; and at another she was acting on spontaneous, flip, fun-loving impulses which challenged her hard-won security and desire for certainty and stability. When she could contain these two aspects of herself and get them talking to one another, she could realize her gift for understanding the natural world and for conveying an inner understanding of things. Hers was a combination of the earthy sensual and the breezy intellectual approaches to life. This gave her an enormous practical intelligence and a great gift for vivid, direct communication – the kind that is invaluable not only to teachers and scientists but also to writers, artists and businesspeople. Her creative genius flowered when these two sides – solid realism and light brightness – were kept in balance. Then she could become both prolific and practical in her projects, always willing to entertain a new idea and put it to work. If she gave precedence to her body and her desire for control and certainty in her life, she ended up denying the playful child in her who breathed life into her feet of clay and put a spring in her otherwise ponderous gait. If she emphasized the mind at the expense of the body, she could end up attempting to rationalize the sensual life out of existence. Taken too far, this could divorce her from her own sensuality and appetites and cut her off from the direct experience of life as a living reality.

When she worked with both sides of herself it could produce the delightful free-flowing movements of a Fred Astaire dance or the delightful zest and irreverent fun of the music of Sullivan’s operettas with Gilbert. Her gift for practical communication made her a natural teacher, but she flourished equally in any kind of work or business connected with the media, or involving the voice, such as singing, publishing, negotiations and sales. She had an enviable gift for both understanding the real value of things and for being able to express it. This made her a natural fund-manager or fundraiser, with a gift for promoting her own or her company’s best long-term interests. Although she would have liked to be the strong, silent type and wanted to be able to brood on things, she was an impulsive talker, needing to communicate her experiences. In consequence, she could be an extremely witty yet penetrating conversationalist, though perhaps rather given to laying down the law and wanting the last word. She had a strong will but an ability to hide her natural determination behind a flexible exterior and her natural gift of the gab. Since her approach to life is strongly practical and she wanted to see results from her activities, she quickly learned that she got her own way best through a light touch and a willingness to be flexible rather than from confronting others.

She had great presence with a strong-featured face and a sunny glow of inner self-confidence and displayed a regal quality in her posture and carriage; was definitely well-built. She was practical, steady and patient, but she could be inflexible in her views. One thing she did have was plenty of common sense and good powers of concentration, although she tended to think that purely abstract thought was a waste of time. Her thought processes weren’t as quick as others, but her decisions were made with a lot of thought behind them. It was very important for her to know that she had the security of a guaranteed pay check coming in regularly. Although she enjoyed working outdoors, she would have been tempted to take an indoors office job for the security it offers. In either case, she tended to express her artistic side in a conventional fashion, rather than in a more radical way. She sought status and power within her profession, aiming for a position of authority. She was a person who wanted a first-class life-style, and who treasured her possessions. She needed to be able to feel materially secure, and she probably gained wealth through sheer industry, because she was patient, steady and confident in this area of her life. However, she may also have been a little too trusting when it came to money, presuming too easily that there is always more where it came from. Her acquired wealth may be generously distributed, both on herself, for she was self-indulgent, and on others, because she was vulnerable to sob stories.

Although she could appear reserved, she was emotional and sensitive. Sometimes she was prone to periods of melancholia and pessimism. She may have found it difficult to launch himself in the outside world unless she had the support of her family, her partner or someone she could trust. As a woman, she may have found that domestic duties or confinement weighed heavily on her. She belonged to a generation that could be unpredictable in that it liked to instigate change simply for the sake of shaking things up and providing stimulation. Humanitarian ideals became extremely important, as well as the belief in absolute freedom for every individual. She came up with radical new ideas which she stubbornly followed. When she did take the plunge, she tended to do so in an all or nothing way. She belonged to a generation with a practical and materialistic frame of mind, and which was critical of standards of religion and government. As a member of this generation, she tried to restore order where chaos and injustice ruled, although sometimes her aims and objectives were misunderstood. Changes were also experienced in the relationships between parents and children, with the ties becoming looser. Was part of a generation known for its devastating social upheavals concerning home and family. The whole general pattern of family life experiences enormous changes and upheavals; as a Cancer Plutonian, she experienced upheaval with her mother dying when she was young and being abused by her stepfather.

Love/sex life: Hers is a difficult combination. A sensualist at heart, she didn’t really approve of the headlong recklessness of her sexual nature. She would have liked to slow down and give her senses ample time to drink in each erotic experience but she found that your Martian nature ran well only in high gear and the more she tried to put on the brakes the more ungainly and muddled she appeared. She was among the most practical Mars in Aries lovers but, unfortunately, her actions often gave little evidence of this wisdom. On the positive side, in the right situation and with the right partner, her unique combination of sensual patience and volcanic passion made her a gifted lover. And there was a sweetness and soft conventionality about her sexual nature that allowed her to get away with sexual extremes that might land other lovers of this Mars type in jail. If she could learn from her frustrations and build on her strengths, her capacity for erotic expression is unlimited.

minor asteroids and points:

North Node: Capricorn

Lilith: Leo

Vertex: Capricorn

Fortune: Libra

East Point: Leo

Her North Node in Capricorn dictated that she needed to develop the more caring and compassionate side to her personality and try to place less emphasis on the materialistic aspects of her life. Her Lilith in Leo dictated that she was a diva who had a psychic need to perform and whose creativity and shameless audacity worked like a magic spell. Her Vertex in Capricorn, 5th house indicated in her a searing need for her partner to understand and respect the trials and tribulations she’d long endured, as well as the misunderstandings from others she encountered throughout her life. Her ultimate union had elements of societal status and power, but she’d wield it in a way that has always been denied to her. If her partner met these needs, the sex was beyond anything ever imagined possible. She had a highly attuned sensitivity, particularly in social situations. She needed someone to always stand behind her through thick and thin in the role of the good and loving authoritative parent she never had. She had a childlike orientation, in all of its manifestations, toward relationships on an internal level. She had an implicit trust, or perhaps naivete, that was instilled in our childhood persists far into maturity. She had a need for fun, creativity, and excitement in a committed relationship, no matter how many years it has endured. She often have deep fears, typical of children, of abandonment, as well as a need for universal acceptance, no matter how she acted, which she needed her partner to respect and nurture, rather than rebuke, especially in adulthood. Her Part of Fortune in Libra and Part of Spirit in Aries dictated that she needed to find fulfillment in striving to bring equilibrium and harmony to situations. Her soul’s purpose was to use her strength and energy to be innovative and creative. East Point in Leo dictated that she was more likely to identify with the need for pleasure (including the potential of liking herself) and comfort.

elemental dominance:

earth

fire

She was a practical, reliable woman and could provide structure and protection. She was oriented toward practical experience and thought in terms of doing rather than thinking, feeling, or imagining. Could be materialistic, unimaginative, and resistant to change. But at her best, she provided the practical resources, analysis, and leadership to make dreams come true. She was dynamic and passionate, with strong leadership ability. She generated enormous warmth and vibrancy. She was exciting to be around, because she was genuinely enthusiastic and usually friendly. However, she could either be harnessed into helpful energy or flame up and cause destruction. Confident and opinionated, she was fond of declarative statements such as “I will do this” or “It’s this way.” When out of control—usually because she was bored, or hadn’t been acknowledged—she was bossy, demanding, and even tyrannical. But at her best, her confidence and vision inspired others to conquer new territory in the world, in society, and in themselves.

modality dominance:

fixed

She liked the challenge of managing existing routines with ever more efficiency, rather than starting new enterprises or finding new ways of doing things. She likely had trouble delegating duties and had a very hard time seeing other points of view; she tried to implement the human need to create stability and order in the wake of change.

house dominants:

9th

10th

11th

Traveling, whether physically across the globe, on a mental plane or expanding through study was a major theme in her life. She was not only concerned with learning facts, but also wanted to understand the connections formed between them and the philosophies and concepts they stood for. Her conscience, as well as foreign travel, people and places was also of paramount importance in her life. Her ambition in relation to the outside world, the identity she wished to achieve in regard to the community at large, and her career aspirations were all themes that were emphasized throughout her life. All matters outside the home, her public image and reputation were very important to her. Her attitude to people in authority, and how she viewed the outside world, as well as the influence of her mother and her own attitude to her was highlighted. Globally aware, she put emphasis on her friends and acquaintances, as well as the influence of groups and societies on her life. Her general hopes and aspirations revealed themselves, as well as how well she functioned as part of a system. This extended to how she manifested her creativity against the background of the community.

planet dominants:

Venus

Sun

Uranus

She was romantic, attractive and valued beauty, has an artistic instinct, and was sociable. She had an easy ability to create close personal relationships, for better or worse, and to form business partnerships. She had vitality and creativity, as well as a strong ego and was authoritarian and powerful. She likely had strong leadership qualities, she definitely knew who she was, and she had tremendous will. She met challenges and believed in expanding her life. She was unique and protected her individuality. She had disruptions appear in her life that brought unpleasant and unexpected surprises and she immersed herself in areas of her life in which these disruptions occur. Change galvanized her. She was inventive, creative, and original.

sign dominants:

Taurus

Leo

Aquarius

Her stubbornness and determination kept her around for the long haul on any project or endeavour. She was incredibly patient, singular in his pursuit of goals, and determined to attain what she wanted. Although she lacked versatility, she compensated for it by enduring whatever she had to in order to get what she wanted. She enjoyed being surrounded by nice things. She liked fine art and music, and had considerable musical ability. She also likely had a talent for working with her hands. She loved being the center of attention and often surrounded herself with admirers. She had an innate dramatic sense, and life was definitely her stage. Her flamboyance and personal magnetism extended to every facet of her life. She wanted to succeed and make an impact in every situation. At his best, she was optimistic, honorable, loyal, and ambitious. She was an original thinker, often eccentric, who prized individuality and freedom above all else. Her compassion, while genuine, rose from the intellect rather than the heart. She was hard to figure out because she was so often a paradox. She was patient but impatient; a nonconformist who conformed when it suited her; rebellious but peace-loving; stubborn and yet compliant when she wanted to be. She chafed at the restrictions placed upon her by society and sought to follow her own path.

Read more about her under the cut:

On Saturday, June 15th, 1996, an era in jazz singing came to an end, with the death of Ella Fitzgerald at her home in California. She was the last of four great female jazz singers (including Billie Holiday, Sarah Vaughan, and Carmen McRae) who defined one of the most prolific eras in jazz vocal style. Ella had extraordinary vocal skills from the time she was a teenager, and joined the Chick Webb Orchestra in 1935 when she was 16 years old. With an output of more than 200 albums, she was at her sophisticated best with the songs of Richard Rodgers and Lorenz Hart, of George Gershwin, and of Cole Porter. Her 13 Grammy awards are more than any other jazz performer, and she won the Best Female Vocalist award three years in a row. Completely at home with up-tempo songs, her scat singing placed her jazz vocals with the finest jazz instrumentalists, and it was this magnificent voice that she brought to her film appearances. Her last few years, during which she had a bout with congestive heart failure and suffered bilateral amputation of her legs from complications of diabetes, were spent in seclusion. (x)

#taurus #scandalous stars #astrology #star analyses #ella fitzgerald #long ass post #mine

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watermelonlovershigh · 3 years

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Your Daughter Gets Sick in Harry's Car

This story contains: vomit, crying, comfort

{ dad!harry - husband!harry - daughter age 3 }

d/n = daughters name

Edited on: 8/14/21

Harry's daughter gets a tummy ache and accidently pukes in the back of his car. Harry comforts her and helps clean her up in the bath when they arrive home, then cuddles her to sleep.

Harry and d/n had went out to the shops together. Everything was going fine. She loved hanging out with her daddy because she felt safe and loved. Harry loved d/n more than life its self and protected her at all cost. He hated to see her cry. He hated to see her sick. But sometimes the inevitable happens and we as humans can't control it. Just like getting sick. Yes, we can wash our hands frequently and cough in our elbows, but when it comes to our stomachs, we have little control over that. Especially when it's a three year old.

D/n sat in the backseat of Harry's Range Rover on there way home from the shops, when she began to feel her little tummy start to hurt. Beings as she's only three, she didn't connect the stomach ache she had with being nauseous, but she knew it was hurting. She begin to rub her poor tummy until she couldn't take it anymore. D/n had to tell her daddy.

"Daddy." d/n says lowly, in her cute British accent.

"Yes my love?" Harry questions back.

"My tummy willy hurts!" she replied, unable to pronounce her R words properly.

"Do you feel like you're going to be ill?" her daddy asked.

Just as Harry asked d/n that question, she bent over the best she could and threw up all down her legs and onto the car floor. She's only gotten physically sick one other time, besides being a baby, so because this felt like a new experience for her, it scared her tremendously. As she continued to puke in her lap, Harry pulled over on the side of the road as fast as he could.

"Shit!" Harry yells out of concern, not anger. "Its alright my love. Hold on. Daddies coming."

Harry puts the car in park and quickly steps out to open her car door.

D/n starts crying hard and says, "I'm sorry daddy. I made a mess."

"It's alright d/n. You couldn't help it sweetie. Here lets get you out."

Harry unbuckles the straps to her car seat and picks her up to place her over the grass. He didn't think twice about picking up his sweet d/n, even though she was covered in vomit. He cared about her well-being over anything. He holds her to where her back is pressed against his chest, with one arm around her tiny torso. She leans forward and starts to puke again in the grass.

"You're okay. Let it out baby girl. That's it. Shhhh." her daddy coos gently.

In her sweat and innocent voice, she replies, "I don't like this daddy. My tummy hurts."

"I know darling. But it's okay. You'll feel better soon."

When she was finished puking, Harry wiped her little mouth with a napkin and takes all her clothes off, except for her princess panties. Being as discreet as possible since they were still in public. He cleaned what he could of her car seat so she could ride back home safely. Then he placed her back in her seat, buckles her up, and drove away.

"If you feel sick again my love, its okay baby. We will be home in just a minute and me and you will take a bath to get nice and clean. Then I'll cuddle you in bed until you feel better." Harry says in a sweetly manner.

5 minutes later-

When they arrive home, he pulls her out of her seat and carries her in the front door. Harry's wife was at work so they were they only ones home. Harry walks straight to the bathroom and gets them ready for a bath. At the age d/n is, it's still expectable for her to take a bath with her daddy. She is too innocent to think anything about the situation being weird or inappropriate.

Harry turns the tub on and strips both of their vomit covered clothes off, then steps into the tub with little d/n in his arms. He washes her body gently with a soft washcloth and scrubs the chunks of barf out of her hair, getting her body fresh and clean.

"Just sit there while daddy washes his body okay? Then we'll get out and get under the cozy duvet on mummy and daddy's bed." Harry says to d/n.

Once finished in the bath, he dries both of them off with a fluffy towel, and puts some boxers on himself while putting a pair of panties on d/n. Then they walk out the bathroom and go over to the bed.

He places d/n in the middle of his and his wife's king size bed, so she doesn't fall off, and goes out and fetch a bucket incase her belly feels sick again. Once back, Harry sets the bucket on the floor and crawls under the duvet with his poor little d/n.

"Here love. Come lay on daddy's chest." Harry requests in a whispered tone.

She does what her daddy says and Harry strokes over her back, soothing her to sleep. Eventually, he hears soft snores coming from her tiny mouth and fanning over his neck. Once Harry knows for sure she's asleep, he drifts off to sleep as well.

MASTERLIST

My Favorite Harry Styles Fics MASTERLIST

Harry Styles Series One Shots Masterlist (for my one shots that go with a series universe)

Harry Styles blurbs, concepts, & short stories Masterlist- (short writing with little to no dialog)

#sicfics #sick #harrystyles #harry #ddm #daddydaughter #dadharry #comfort #dad!harry #dad harry styles #harry styles #daddy daughter moments #caresick #edited #harrystylesfanfiction #harry styles fanfiction #cute #harry styles comfort #harry styles car sick

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technopathicredhead · 3 years

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About Ruby

Name: Ruby Serenity Marten Age: 25 Birthday: September 30th Height: 5′6″ Orientation: Panromantic Asexual Likes and favourites: Pink, rainy days, cheesy movies, pizza, cosplay, computers and comic books, cats, strawberry bubble tea and evenings. Dislikes: computer viruses, being called Rubs. Being sick a lot. Karens. Presentations and Mornings Fears: Hospitals, thunderstorms, my childhood illness coming back and being locked away because of my powers. FC: Mary Kate Wiles Powers: Technically Ruby is a Transducer - She can see wifi and other tech generated EMF signals. they are stripes of colour to her, and she could tap into them if she wanted. In theory she could see some frequencies outside of that range. but it would take some focus and being away from tech to do so. This part of her powers is just always on, and she refers to as the Passive part of her skill set. Technology Manipulation is the other part of her powers. Which Ruby refers to as the Active part of her powers. As they tend to require physical contact with the device and takes a lot of energy for her to use. She refers to her powers as a whole as technopathy just because it seems simpler and a little easier to explain

Ruby is generally: Sweet, goofy, geeky, she can be a little awkward - especially on first meeting someone, but if you get her talking about a topic she loves she will talk your ear off. She can be extremely stubborn, and tends to throw herself into a project when she needs a distraction or is very stressed - this has lead to her burning out before. Ruby is on the autism spectrum, and struggles at times with communication, as well as reading people. But it often doesn’t stop her from wanting to help out when she can, which has also lead to her being hurt before.

Ruby was born in New Zealand, and is the youngest of three siblings, Lance and Anna. Before Ruby could really remember anything she was diagnosed with Leukemia and spent a lot of time in and out of hospitals. Ruby was lucky and she got better by the time she was 9 years old. She was closer to her Dad than her mother and took his loss especially hard when they both passed in a car accident when she was 10. Ruby and Anna ended up moving overseas to come and live with their Aunt Lyra, but with both girls didn’t really get on with her, and Anna left for university as soon as she could. Ruby ended up moving in with her sister a few years later after a disagreement with her Aunt. And the sisters actually became closer due to this. Ruby was always close with her brother and does still call and try and get home to see him every few years if she can afford it.

Most verses: Ruby is currently either living with a roommate on her own, working in programming or at least IT of some kind. MCU verse: Anna is missing.

#Doing this so it can be mobile friendly #cancer mention tw #cancer mention cw

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ihsanxdemirci · 3 years

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i h s a n d e m i r c i

bio / dossier / connections / muse

BASICS :

FULL NAME : ihsan demirci

AGE : thirty

BIRTHDATE : april 13

GENDER ID : cis man

PRONOUNS : he / his

OCCUPATION : army infantry; tactical linguist

CURRENT LOCATION : salem, massachusetts

LANGUAGES : english, turkish, arabic

PHYSICAL :

FACECLAIM : alp navruz

HEIGHT : 185cm / 6'1"

WEIGHT : 80kg / 176lbs

BUILD : athletic

DOMINANT HAND : left

HAIR : black; messy curls; too long

EYES : hazel; gold flakes

FACIAL HAIR : always stubbled

VOICE : soft gravel; tempered; subtle turkish accent

LIFESTYLE :

LIVING ARRANGEMENTS : currently residing alone in his family home, attempting to clean and organize his parent’s belongings, very little of his personality is present, but does keep candles lit when he’s there ( enjoys vanilla and cinnamon ). keeps things neat and orderly, there is still far too much clutter for his liking.

DIET : balanced, enjoys spices and strong flavors, doesn’t understand sushi. cooks very well, primarily turkish / middle eastern style cuisine. taco bell is his favorite restaurant ( and yes, is convinced it counts as a restaurant. ) chocolate and anything with lots of cinnamon are his favorite sweets.

CLOTHING STYLE : comfortable and practical. jeans, t-shirts, sweaters; enjoys texture and earthy colors. dislikes being cold, so often layered. rarely wears accessories.

HOBBIES : the violin

SEXUAL ORIENTATION : homosexual

DRUG USE : no

SMOKING : no

ALCOHOL : occasionally, socially

BIOGRAPHY :

trigger warnings: homophobia, alcoholism, abuse, violence, war, ptsd, parental death

Ihsan's parents immigrated to the United States from Ankara, Turkey shortly after marrying in their early twenties. His father enlisted in the army, while his mother found her passion in teaching private violin lessons and performing with local orchestras. Between his deployments, the couple moved around quite a bit as his orders required until, after some difficultly conciving, they finally became pregnant with who would be their first and only child. The decision was made to settle into Salem, wanting to give their son as stable a life as possible without all of the moving around required by the military. Because his father would continue to deploy while Ihsan was very young, he was primarily raised by his mother. Early on, Ihsan was a happy child, bright and friendly, with hardly a care in the world while attending school, playing with his neiborhood friends, and learning the same love for the violin that his mother had.

However, when he was thirteen years old, everything changed for the family after his father was hurt in a conflict overseas, and the army had to make the decision to medically retire him. Losing his career and the only way of life he'd known was a devastating blow to his father, and to cope with the loss he turned to whiskey to numb his anger and depression. With nothing else to occupy himself with, and in chronic pain from his injuries, his father's focus turned a critical eye to his son and the way he was developing. While there was a lot to be proud of, Ihsan was, in his opinion, too soft; he played no sports, preferred to spend his free time with books and music, and had close to nothing in common with his old man. His father's sudden and often times overbearing involvement in Ihsan's hobbies sparked heated arguments between his parents, often resulting in slammed doors and broken glass; at one point, Ihsan even recalls the local police being called, as the neighbors feared their fighting had escalated into violence.

Ihsan, feeling responsible for his parent's disagreements, tried to placate his father by beginning to show interest in sports at school, signing up for jiu jitsu lessons, and going with him to the gun range to learn how to shoot. For a time, it worked, and it appeared as though they'd all found a way to live within their new normal at last.

That is, until a rumor found it's way to his father that Ihsan was seen kissing another boy in the parking lot after a school dance. When he got home that night and curled into bed, his lungs rattled with the pain of his father's disapproval and his split lip stained his pillow with blood, his father's liquor-scented voice growling on repeat in his head, "no son of mine..."

In time, Ihsan was able to convince his father that it all had been a misunderstanding. A lesson, hard learned, that in order to keep the peace in his family, he would have to carefully navigate his own life, to wear a mask and keep secret the parts of himself that would set off his father's temper. This façade of his became a routine that followed Ihsan even after graduation, when he felt he'd met the love of his life; Milo Boone. But what he'd used to protect himself all these years was the very same thing that drove Milo to eventually have to end things between them, Ihsan's insistence on living in secrecy suffocating Milo's own vibrant truth.

Heartbroken and entirely without direction, Ihsan decided to chase his father's footsteps and enlisted into the army. He wanted out of Salem, and away from everything that reminded him of his own failures and cowardice, to run from his perpetual knack for disappointing those around him. He joined the infantry, and was trained as a specialist in tactical linguistics, being already fluent in english, turkish, and arabic. Ihsan threw himself into his career, signing into back to back contracts and forcing himself to stay as busy as possible. So much so that when the news his mother had died in a car accident, he was unable to get home in time to even attend her funeral.

Years passed in a repetitive blur of deployments and combat, and just as his contract is due to expire, he gets word that his father had fallen critically ill; his years of drinking ( which worsened after the death of his wife ) had finally caught up with him. Ihsan, planning to return home to care for him, in a final let down, didn't make it in time for him, either. Rather than being at his father's side in his remaining days, he finds himself at his graveside instead.

Ihsan is currently living again in his childhood home as he takes some time to organize his parent's things and figure out what to do with himself next. Part of him is considering returning to the military, but with that thought comes a feeling of dread in the pit of his stomach as another part of him insists that, for now at least, Salem is where he needs to be in to try and reacquaint himself with the person he'd been meant to be all along. Beyond figuring out his future, Ihsan struggles with his past; his time in the army leaving perpetual dark circles beneath his eyes as sleep evades him, cut short by nightmares of combat, loud noises jarring him wide awake in the middle of the night.

#x. 𝐈𝐇𝐒𝐀𝐍 𝐃𝐄𝐌𝐈𝐑𝐂𝐈 : 𝐈𝐍𝐓𝐑𝐎 .#srphqintro

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lalainajanes · 5 years

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The Kindness of Strangers

It takes a good half hour for Caroline to realize that she’s been ditched.

In her defense, she’s not exactly at her best.

She can’t stop coughing, her chest hurts. She’s freezing, still wearing her coat and scarf even though she’s been indoors, waiting for her turn to see a doctor, for three hours. Caroline will admit that she’s never been an ideal patient. She hates every single part of being sick – gross fluids leaking from her body, disruptions to her carefully plotted schedule. She loathes weakness, isn’t used to having to count on other people. She’s lived in Chicago for just under a year, doesn’t have many people to rely on.

She’d been self medicating for days, guzzling DayQuil and NyQuil in turn, googling home remedies and forcing down cup after cup of chamomile tea with honey.

The medicine hadn’t helped, nor had the tea and the best medical advice Pinterest had to offer.

Hence why she’s sitting in an uncomfortable plastic chair, in a packed waiting room, braving screaming children, bloody wounds, and even more airborne germs.

She’s staring dumbly down at her phone, at the picture that’s just popped up on her Instagram feed. Posted just a few seconds ago it features her boyfriend at the gym, his face strained as he lifts a kettlebell. She hadn’t bothered to read the caption, knows it’s some nonsense about reps or mile times that she’s only ever feigned interest in for the sake of politeness.

He’d been yammering on about his workout plans since he’d picked her up. Caroline had been humming in acknowledgement at regular intervals but she’d figured it didn’t need to be explicitly stated that leaving her in a hospital waiting room was so not cool.

Apparently she’d been mistaken.

“Please tell me he’s some sort of useless relation. A cousin you’re only nice to because your mum insists.”

Caroline’s head swivels to the speaker, a touch surprised by the accent. The guy next to her is looking down at her phone, his expression disbelieving. She’d nodded tiredly at him when she’d sat down, some part of her brain cataloguing a general impression of an attractive man in her age range. She hadn’t been in the mood for conversation and he hadn’t attempted one either. She’d felt him shifting next to her, restless, and probably in pain judging by the impressive rainbow of purple-black bruises covering his bare left foot.

She should probably snap at him, demand he mind his own business but, if her own freaking boyfriend can’t be bothered to skip a workout when she’s in the emergency room, it’s probably a good idea to expand her social circle.

“My mom has even less time for useless relations than I do.”

“She sounds like a smart woman. Does she like your boyfriend?”

Her mother had yet to be introduced. Caroline had planned a trip to Mystic Falls for a long weekend but Stefan’s brother had called last minute with one of his bimonthly crisis’s so Caroline had made the trip solo. In hindsight, maybe she should have read more into the lack of effort. “Very smart. And handy with all manner of firearms.”

A warning, just in case he happens to be a serial killer.

His brows rise, a hint of amusement beginning to curl his lips. Caroline’s forced turn away and bury her face in the crook of her elbow as she’s wracked with coughs. She slumps back when she’s done, needs a moment to catch her breath.

When she peels her eye open her neighbor’s expression has softened with concern. “I’m Klaus,” he offers.

“Caroline.”

His arm nudges hers on the armrest between their chairs, a weird approximation of a handshake that Caroline returns. “It’s a pleasure to meet you, even if the circumstances are less than ideal.”

She’s naturally nosy, and he’s given her an opening, “What happened to your foot?”

“Stupid accident. I was helping my brother move, he got distracted. A rather heavy sofa came down on my foot.”

Caroline winces in sympathy, leans forward to peer around Klaus. She hadn’t noticed him talking to another guy but, as she hadn’t really noticed Stefan taking his leave while in her fog of misery, that doesn’t mean much. “Is he here?”

Klaus makes a low noise of denial, “God, no. Kol can only sit still as long as the average five year old. I’ll be storing this incident away for later, when I need a bigger favor than a ride to the hospital.”

Caroline doesn’t know much about healthy sibling relationships but she can admire a strategic mind.

“How long have you been waiting for?”

“I got here about an hour before you did.”

“Ugh,” Caroline grumbles, crossing her arms and yanking her sleeves down over her hands, “maybe I should have just made another pharmacy run and gone back to bed.”

Klaus leans forward, pulls a jacket and a scarf out from under his seat. He shakes them out, offering them to her. “Here. I find it quite warm in here but you’re obviously suffering.”

She shakes her head, “No, I wouldn’t want to infect you with whatever I have.”

“Did you just fall ill?”

“It’s been a few days.”

Kat, her boss, had bullied her out of the office when Caroline had nearly passed out after standing up after a meeting. Caroline had tried to protest but Katherine Pierce was excellent at getting her own way. Caroline had been in the back of a town car, under a blanket, with a driver who’d had strict instructions to only stop at a restaurant for the giant takeaway container of chicken noodle soup Kat had ordered.

She’d texted Stefan when she’d gotten home, had gotten sympathy followed by an apology. He’d told her to rest, that he hoped she’d feel better soon, but he’d claimed that he couldn’t rick catching anything, not when he’s training for a marathon.

Alone on her couch, trying to muster the energy to get herself to her bedroom so she could change out of her pencil skirt and blouse, Caroline had told herself that she shouldn’t be resentful. That ambition was sexy, goals were admirable, and she was perfectly capable of taking care of herself.

That it wasn’t at all annoying that, just a month ago, she’d spent a whole weekend refilling a hot water bottle for Stefan every half hour after he’d pulled a muscle. He hadn’t asked her, she’d offered, and relationships shouldn’t have scorecards.

Maybe they had different love languages. That didn’t mean they were incompatible.

Reciting the bullet points from Cosmo relationship articles hadn’t stopped Caroline from feeling resentful.

Klaus shakes his jacket gently, drawing her attention back to him, “I doubt you’re contagious at this point.”

The jacket looks to be wool, heavy and lined and probably super cozy. She only hesitates for another second before taking it, draping it over herself like a blanket and looping the scarf around her neck.

She manages to avoid obviously tucking her nose into the fabric, to better appreciate the light touch of the very nice cologne Klaus must use.

“Thank you,” she murmurs. “You can tell your significant other that you’ve earned a pile of gentleman points.”

It’s not the most subtle fishing Caroline’s ever done but she’ll just have to blame that on the large doses of over the counter meds still swimming through her system.

Klaus doesn’t seem to mind, his smile widening as he leans back in his seat. He rests his head back against the wall and sprawls a bit, closer to her than he’d been before. “There’s no significant other.”

She probably shouldn’t consider that good news but she totally does.

“And you?” Klaus asks, “how long have you and the… fitness afficianado been an item?”

Caroline suspects the moniker he’s settled on is far more polite than he’d like to be.

“About six months. But we’ve known each other since we were kids.”

“Let me guess, you were high school sweethearts who reunited years later.”

His distaste is obvious and Caroline laughs softly. “Um, no. Not even close. I had a ginormous crush on him but he was really into my best friend.”

Who’d waffled between being into Stefan right back and being into Stefan’s older brother.

Klaus sighs, “So he’s got an appalling lack of taste in addition to his other less than stellar qualities.”

It’s instinct to jump to Stefan’s defense. “He’s really a great guy.”

“I’m sure.”

“He’s training for a marathon. It’s a lot of work.”

“Is this marathon tomorrow?” Klaus asks pointedly. “Because otherwise I don’t understand why he couldn’t take a day off when you’re so ill you can barely walk.”

Caroline deflates, presses her lips together as she swallows the argument she’d been about to make. She’s had plenty of practice lately. When she’d first moved, and Stefan had shot her a message offering to take her out for a drink to celebrate her new job, it had been easy to fall back in with her old friends. He’d been familiar, Elena and Damon too, and she’d been busy with her new job and settling into a new apartment. It had been easier to relearn how to be around them than to meet new people.

She’s a people person though, has started getting closer to a few coworkers, and Enzo, Rebekah and Kat all have certain opinions about Stefan that Klaus is mirroring.

“Perhaps this is none of my business,” Klaus says, after her silence has stretched on. He’s watching her carefully, like he’s wondering if he’s pushed too far.

“It’s really not.”

“Lost those gentleman points, did I?” he jokes.

Caroline laughs, willing to roll with his attempt to lighten the mood. “Maybe not all of them.” Because she is warmer now, with his layers piled on top of hers. “Where are you from, anyway?”

He’d given her the perfect opening to pry and Caroline’s not going to waste the opportunity.

All in the interest of broadening her social circle of course.

A month later, after a breakup, rearranging her entire apartment (three times), she’s decided to make more of an effort to turn her coworkers into real friends.

Rebekah’s throwing herself a birthday party. There’s even a dress code. Enzo informs Caroline that all of Rebekah’s brothers are ridiculously hot, so clearly she needs a great new dress. And heels. And some lingerie and a new lipstick because, why not?

She sees Klaus before he sees her. He’s planted on a loveseat in the living room, his casted foot resting on an ottoman. He’s flitted through her thoughts more than once since they’d met and Caroline had regretted not getting his contact info. Or at least a last name.

Klaus might be a unique name but her attempts at social media stalking had all failed.

Caroline grabs a flute of champagne (seriously, Rebekah knew how to throw a party) and hugs the perimeter of the room. She approaches Klaus from behind, sitting down on the arm next to him and chirping, “Well, fancy meeting you here.”

His eyes snap up, widening when he recognizes her. “Caroline,” he says, something like wonder coloring the tone.

It’s enough to confirm that she’d not the only one who’s spent way too much time thinking about those few hours they’d spent together.

“Glad you remember me,” she teases. “How do you know Rebekah?”

“She’s my sister.” He shifts over, threading his finger through hers to pull her down next to him. Caroline has no objections, not even when he’s pressed along her side, leaving enough room for another person beside him. “And you?”

“We work together.”

“Small world,” Klaus murmurs, very pleased about it.

Caroline can relate.

She nods down to his foot, “What was the verdict?”

He groans, “At least six weeks in the cast. I’m right sick of it. I’ve barely left my place since it happened because I can’t drive and the simplest things are infinitely more annoying.”

“I’m glad you made it out tonight.”

He’s still got her hand clasped in his but his free arm comes up, resting loosely around her shoulders. He speaks more softly and Caroline leans closer to make sure she can hear. “Likewise, love. I’ll never complain about Rebekah being a shameless nag again.”

Somehow, Caroline doubts that.

She spends the duration of the party at Klaus’ side but she meets a whole pile of new people. There’s Kol, the brother whose couch had maimed Klaus’ foot, Elijah, who is a little scary, with his appraising eyes and aggressively perfect manners. She gets some tips about thrifting vintage clothes from Gia, a classical violinist, and when she chats with Marcel he says he hopes he sees her around, promises that he knows plenty of embarrassing stories about Klaus.

She’s kind of kicking herself for falling back into old habits when she’d first moved to Chicago. Clearly, she’s pretty kickass at making friends.

She leaves with Klaus’ number in her phone and plans for dinner the next night.

Sunday brunch plans follow, with Rebekah, where there are bottomless mimosas and vague threats.

It’s easily the best weekend she’s had since moving.

Though not for long.

#klaroline #klaroline drabbles #i probably should have saved this for auweek #but like all writer's i am needy yo #inspired by an aita post #where the answer is usually YES YOU ARE THE ASSHOLE

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lifeinahole27 · 5 years

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CS ff: “On the Two” (Chapter 1/9) (au)

Summary: He’s one bad trip from ending up in AA, and she’s one performance away from a solid job and moving closer to home. Their paths were unlikely to cross until Camp Hope brought them together. How and why they meet and intertwine is against the odds, and definitely against the rules, but will that really stand in their way? A Dirty Dancing inspired modern au.

Rating: E

Content Warnings: Borderline alcoholism, very brief mentions of past relationships, mentions of the loss of a limb - this fic is primarily tame but I’ll do my best to tag anything that might need tags.

Chapter Specific Warnings: Alcohol use, past injury mentions

A/N: Holy. Shit. I’ve finally found a minute to post chapter 1. Hoping to stick to a Thursday schedule for posting, and I can’t wait for you all to see this unfold.

I have to give shoutouts and love to three very important people to this process. @initiala sent this over a year ago: look i know you're busy and have a lot of fics, but just hear me out: CS Dirty Dancing AU. So. Now you know who to blame/thanks, like I’ve been doing! To @phiralovesloki for the heaps of emotional support and handholding when I needed it. I can’t imagine my life without you in general, let alone my writing process. And of course, my beta, my dancing expert, my sanity: @captainstudmuffin. Thanks for all you do for me, from proofreading to slapping me into action. I’m sure we’re even on boob punches... for now.

Catch it on FFN & Ao3!

Welcome to Camp Hope!

About Us

Years ago, Ruth Nolan operated these camp grounds as a haven for children to explore the fruits of the Earth and come into their own. For fifteen years, she oversaw the summers of thousands of children, all in need of the room to grow and eager to learn the skills of the outdoors.

In honor of Ruth’s hard work, we’ve re-opened the camp to those who still want to learn about the wilderness, explore the rich terrain that this coastal Maine property has to offer, and take the classes you’ve maybe not had time to take in the past. It’s not all outdoors, either! Our staff is composed of very talented individuals that are available to teach you almost anything, from dancing to the arts, yoga and fitness routines, as well as anything you’d expect from the average camp of summers past. You’ll enrich your body and mind and connect in ways you never have before!

A summer camp for adults may seem like an outdated or unconventional thing, but here at Camp Hope, we aim to improve the memories you may have of summer camps long past, or make new ones if this is your first time. Plus, now is your chance to try things like zip-lining without getting a consent form signed! There are plenty of perks to trying new things when you’re old enough to decide for yourself.

Please check our FAQs and pricing packages; your stay can be as short as a week or as long as the whole summer. Our accommodations range from your own private cabin to our brand new, hotel-style lodgings. We welcome you, and hope you’ll enjoy your experiences!

Sincerely,

Snow and David Nolan

Owners, Camp Hope Ltd.

-x-

Sifting through the mail on his table, Killian tosses the pamphlet for some kind of camping place into the stack to be thrown away. It joins the myriad of advertisements and coupons that he doesn’t bother to look at or ever use. Besides, if it’s a camp marketed towards adults, it’s likely something religious or a thinly veiled addiction recovery facility, and while he’s probably edging along the lines of alcoholism, he’s damn well not there yet.

There’s roughly a week’s worth of mail here, as it’s been a couple days since he’s even thought to check his mailbox, but he’s sure Liam will be up his arse any day here to go over his finances. If he makes it look like he’s been keeping things in order, Liam is less likely to give him his Worried Brother speech this month.

He sips at his coffee, pausing just a moment to pop two painkillers before resuming his sorting. When he’s hungover, the phantom pain where his left hand should be is stronger, and today is no exception to that. He hasn’t bothered to put on his prosthetic, content instead to leave it off until he has to go into public.

Days like this, though, he has nothing but time to mindlessly sift through his queue and get day-drunk. It’s been ages since Killian can remember going more than two or three days without a drink. That doesn’t stop him from unscrewing the top of his favorite brand of rum when he pours the second cup before he settles in to watch Netflix. He sprawls across the couch, happy as he ever can be to live off the settlement over the accident that cost him his hand.

There’s a bar down the street that he visits when he needs personal interaction, and if he’s lucky there might even be a woman willing to help with even more personal interactions. That’s what last night had been – him in the bar until closing, a brunette that he can’t remember the name of giggling as she pulled him towards her car. A short while later, a cab brought him home, alone, with a little less dignity than he had before.

The sound of a key in the door announces Liam’s arrival before the man himself calls out a greeting, and Killian is minimally glad for the distraction from the road of self-pity and/or loathing that he was about to embark down. He knew there was a good reason to starting his sorting today. He stashes the bottle of rum beneath the coffee table again, running his fingers through his hair real quick to tame it down.

“Ah, you are awake. Excellent. I thought we’d set your bills straight, and maybe head out for some lunch. Breakfast? What meal are you on?”

“Let’s just call it brunch. Eat first, bills second,” Killian declares, sending his spiked coffee one forlorn look as he realizes he’ll have to go get dressed and act like a responsible adult for a few hours. He takes one more gulp before taking the mug to the kitchen to dump it out.

He’s in his room for just over five minutes, using food as a motivator to get him out the door sooner. The shirt is mostly wrinkle free, and he thinks the jeans he slides on are clean, so he’s at least presentable and won’t have to deal with Liam’s tongue-clicking. He makes sure to snag his sunglasses off the entryway table before ushering his brother out the door. Had he taken much longer, Liam surely would’ve declared that the bills looked quick or manageable, and they’d take ‘just a minute more’ to complete. As it is, he can see his piles have been tampered with, straightened and organized to his brother’s preferences, as he glances back on his way out; he timed it just perfectly.

Halfway through eating, Liam takes a sip from his water before placing it back on the table, steepling his fingers as he rests his hands on the table. “I’ve just had a thought,” he says in a way that really gives away that he’s been sitting on this for a while now. “How would you like to get out of town for a while?”

“When? How long?” Killian asks, preoccupied by the task of trapping all the toppings on his sandwich. He hates using his prosthetic to eat, doing his best instead to wrangle the whole thing with his right hand while his left arm stays beneath the table.

“Over the summer? We could make an adventure of it. Maybe go back home, visit the relatives. It’s not like you’re doing anything here. As my own boss, I can afford to take some time off. We go, we live a little, return in the fall as new men. What do you say?”

The prospect of getting out of the city, away from everything that holds painful memories for him, does sound appealing. Spending the whole time with his brother, however, tarnishes it just a touch. It’s not that he doesn’t love his brother, but Liam has a tendency to be… a little overbearing.

Of course, for a long time after Killian’s accident, Liam probably had every right to be. He’d just lost a hand, for fuck’s sake. Coming just after the loss of his fiancée probably didn’t help, either, but Killian was deep in a hole of depression for so long he wasn’t sure he was ever going to see the surface again. Now, he’s not so much depressed as he is resigned to this life, unemployed due to disability, living off the accident settlement, and drinking away his feelings as often as possible without officially becoming an alcoholic.

The thing is, Liam’s overprotective shadowing of Killian’s life is nothing new. He’s been this way for as long as Killian can remember, and since Killian can only half remember a handful of instances with either their mum or their dad, it’s not entirely out of the realm of possibilities that Liam feels more like Killian’s father than his older brother. Still, every bird has to fly the nest sometime.

And Killian did for a bit. He flew, and was so close to having everything he wanted in his life – a job doing a craft he loved, a woman that he intended to marry and grow a family and home with, and still the taste for adventure on the tip of his tongue if he ever chose. But all good things come to an end, in his experience.

First was Milah’s passing. Her brief but destructive illness soaked up all their life savings, leaving Killian with a broken heart and empty pockets. He didn’t care about the money, and why should he? He lost the reason he was saving it in the first place. He could earn it all again, but he’d never have Milah back. And then, shortly after, as he helped wrap up a custom boat build for a wealthy client, something went wrong. He still doesn’t remember exactly what happened, just that one minute he had a left hand, and the next he didn’t; it really was that simple.

“I’ll think about it,” Killian finally says, abandoning the hand-held option for his food and dropping it back into the basket it came in. He stabs at the pieces of it with his fork and considers the offer. He will think about it, too; he’s not just saying so to change the conversation back to footy and traffic patterns. It’s been a long time since he’s gotten away. He’s set for life on a permanent vacation if he so chooses, but a change of scenery would be welcome at this juncture of his life.

The idea marinates all while they finish their meal, and the whole walk back to Killian’s apartment. He’s so hung up on the possibilities involved that he doesn’t even complain as they sit down with his meager stack of bills. He signs when he’s told to do so, with no remarks about the tedium of the task while they work.

By the time the afternoon is wrapping up, Killian has made up his mind. As Liam stamps the last of the bills and puts Killian’s checkbook back where it resides, Killian speaks up. “I’ve thought about your offer to get away for the summer. Might not be such a bad idea, after all.” He keeps his tone light, nonchalant, hoping that Liam won’t catch on that it’s something he might genuinely be excited about for the first time in longer than he can recall.

“Excellent. Leave all the planning to me,” Liam says as he stands and throws the trash into the bin. “I’ll send you a packing list when I’ve finalized the plans and we can meet up again to get everything squared away for a couple months out of town.”

With a shrug, Killian extracts himself from the couch in order to see his brother out since all their business is complete. In his distracted state, he misses the gleeful look on Liam’s face; it’s an expression his brother was infamous for as they were growing up and meant that Killian was about to be served a life-lesson, and he likely wasn’t going to enjoy it very much. But he’s so lost in his thoughts about all the places they may go – both familiar and new – that he bids his brother goodbye and settles back in for his slightly interrupted day of Netflix.

He doesn’t even slip more rum into his glass until after he’s had his dinner.

-x-

Emma Swan is just as much a part of Camp Hope as the camp is part of her. For the last fourteen years, Emma has been making the journey of varying lengths back to the campgrounds; it’s something a lot like flocking home for the summer, and she’s made the trip from right in Storybrooke – the tiny town closest to the camp – and from as far as Tallahassee, all those years ago.

This year, she’s traveling from just outside Boston along with her roommate, Ruby. While the stories of their upbringings are vastly different, Emma and Ruby have been two peas of a pod since Emma’s first trip.

Back then, she was journeying to Camp Hope as part of a foster kid outreach program. It was two glorious weeks that she and twenty-some other foster kids got to go to someplace new, rather than waste away in a group home or get shipped off to bible camp again. She was fourteen, and while some of the crafts and activities were aimed at kids much younger than her, she still sat at the table and made bracelets, tie-dyed a shirt and bandana, and participated in capture the flag with water balloons like it was her first time, but that’s mostly because it was.

At the campfire that night, Ruby plopped down next to her, showing her the “right” way to toast marshmallows and offering to put red streaks in Emma’s hair so they could match.

Emma passed on the streaks, but the next day when Ruby dragged her to a special meeting for future counselors, it was all history from there. More than just finding a way to spend her summers that didn’t involve wallowing in her own loneliness and isolation, Emma met David Nolan during the counselors program. Upon picking up bits and pieces about her, David decided to introduce Emma to his mother. As soon as Ruth met Emma, she was set on bringing her on as a permanent fixture in their lives.

Having previously thought that she’d never find a place that wanted her, a place that wanted someone old by foster standards and jaded beyond reason, Emma was shocked. Not only was she wanted, she was loved. Despite the three year age difference, and the short time they’d been together, David became her best friend and brother, with Ruby a close second.

There was a shared passion of dancing between Emma and Ruby, and when they weren’t raking in the volunteer hours during the summer, they were saving every penny they earned from their respective guardians to take dance lessons one town over. And that’s the way it went until they graduated.

Remembering what happened after graduation always leaves Emma with a pit of shame in her stomach that feels a lot like indigestion, so when she wanders to the kitchen, she pops two antacids before starting up the coffee maker. It used to be worse, but time heals all, even wounds that don’t feel like they’ll ever scab over.

It’s time for their annual trip back, just two days away, and Emma has too much to do to spend her morning in a guilt trip over things that happened in the past. Instead, she wanders down the hallway to get Ruby up. There’s a whole list for her friend to complete today, and she’s pretty sure she’s also battling with a hangover from being out too late the night before.

She knocks, only twisting the knob and entering the room after hearing the faint groan of invitation. “Hey there, champ. Good morning!”

Ruby groans again, struggling to push her eye mask off her face and groping for the pain killers and water on her nightstand. She’s one of those drinkers that’s always considerate to her morning self – something Emma has always been in awe of. “You’re not the morning person, stop sounding so chipper,” Ruby instructs after drinking down half the water. She hauls herself to sit up, patting the edge of her bed for Emma to sit down. “What’s on your Snow-style agenda for the day?”

“I’m going to clean. You’re going to wrap up the sub-let on the studio space. Graham is supposed to be down there around noon, so you’ve got time, but I need you to grab the costumes we’ll need for performance nights.” She leaves Ruby to get herself out of bed, and calls out that she’ll get breakfast started.

“Don’t break the toaster!” Ruby calls from behind door that Emma closes on her way out, and while Ruby can’t see Emma rolling her eyes, she knows her friend will sense it. It was one time.

Leaving for Camp Hope has always been a little tumultuous for them, but after this many years, Emma thinks they’ve gotten a little better at it. There were a few years where they weren’t going back to work camp, and those are the years that make Emma’s heart ache most – more than the year she refuses to think about.

They closed the camp when Ruth’s health suddenly declined the year after the year-that-shall-not-be-named, and Emma and David only made the journey every week to tend the growing weeds and mend the deteriorating buildings the best they could. With Ruby’s help, they were able to keep the camp from falling apart, but the same couldn’t be said for them. Ruth passed the winter after Emma turned twenty, and she lost the closest thing to a mother she’d ever found.

Luckily, they had one more to hold their family unit together. A year after Emma met him, David met Mary Margaret Blanchard, better known to her friends as Snow, and Emma got to witness fairytale levels of Love at First Punch between them. Down the road, the wedding was a bit rushed, so that Ruth could watch her son get married. Years after the quick engagement and marriage saw them going stronger than ever.

For two years, the camp remained closed, but David and Snow, thanks to an off-hand comment from Emma, decided to reopen the beloved summer camp as an experience for adults. It took a whole other year until they could renovate everything up to standards, but it was worth it. The first year they opened again, it was so profitable and the waitlist was so long that they were easily able to expand and enhance the experiences.

Shaking her head, Emma realizes she’s spending way too much time reflecting and not enough time moving. Down the hall, she hears Ruby’s water start up, and knows she has until the time the taps shut off to get that woman some hangover worthy breakfast. Pouring herself a large mug of coffee, she takes three deep, scalding gulps to get herself going.

She’s just plating up some eggs and bacon, snatching a bagel from the toaster so Ruby can construct her own breakfast sandwich when the roommate in question comes ambling into the kitchen.

This is Emma’s favorite version of Ruby. Stripped of her makeup, without a product in the world in her hair post-shower, wearing an old t-shirt and boxers for her pajamas. Her usual persona is an elaborate mask, with the heavy makeup and killer manicure, flirtation just as exposed as her long, lean legs normally are. The short shorts and low-cut tops are standard everywhere but at home. That’s the Ruby that will likely crawl into her car bright and early in a couple days, but today she’s happy to spend time with average Ruby, and she’s happy when she does not break the toaster again. There are small miracles, after all.

When both of them are settled at the breakfast bar with their food, they start talking strategy, both in prep for leaving and for camp itself.

“Are the costumes for the Waltz demo here or at the studio?” Emma asks as she alternates sips of coffee and bites of her pop-tart.

“The studio, I think. I’ll grab them when I meet with Graham and lock up everything else of ours.”

“Good. Don’t sleep with him this time, okay?”

“No promises,” Ruby says, a wicked grin spreading across her lips even as she tries to hide it behind her coffee mug.

At the very least, they might get a deal on the rent again, which is the only consolation Emma can think of. The rest of their day is a whirlwind, with Ruby taking care of the studio and Emma tidying up their apartment. She packs the bulk of their non-perishable foods to take with them, cleaning as she goes, until the whole kitchen is spotless. She also takes the time to write down the instructions and emergency numbers for Aurora, their downstairs neighbor that’s been kind enough to take care of their plants and fish while they’re gone.

It’ll be weeks until either one of them can make it back to the city, if they do at all, but Emma doesn’t mind. While she loves Ruby and living in the city, she gets her own cabin for the summer. They converted one of the old lodges into a dance/yoga studio, located just a short walk along the west trail from the main lodge. Behind said studio, they relocated one of the cabins and refurnished the whole place to act as the dance director’s housing for the summer. Thankfully, Ruby likes to throw herself into a multitude of activities, so she bunks in the staff cabins up the hill and leaves Emma to have her solitude.

Mostly, all that means is that no one will know that she’s in the studio putting in extra hours. Maybe this will be the year she can quit hunting down bail skippers and be able to focus on nothing but dancing. She can always dream, at least.

Ruby stops in only briefly to drop off a case of their costumes and check in, taking the time to change into a date dress and do her hair and make-up. She gives Emma a wink before she leaves and tells her not to wait up, before disappearing in a flurry of stiletto clicks and perfume. She doesn’t get home until late, when Emma is already tucked in her bed hoping to fall asleep. Her friend is humming and heads straight for the shower.

Emma’s not a bit surprised two days later when Ruby announces that Graham decided to pay more than they originally negotiated, and laughs at the wolfish grin on Ruby’s face as they throw their bags into the backseat and boot of the Volkswagen Bug that Emma’s had for years. They’re actually running on time for once, but Emma doesn’t expect that to last long, especially when, after only an hour, Ruby announces that she’s famished and starts calling out the name of food places they pass.

The trip to Storybrooke, on the coast of Maine, is one of Emma’s favorites. The scenic views from Boston onward are ones she’s familiar with, but that still lift her heart. The trip is only four hours if they don’t stop, but with Ruby’s pea-sized bladder, and her bottomless stomach, it’s more likely they’ll get there in five hours… if they’re lucky.

One year, it took them almost twice as long to make the journey because Ruby was chasing down the International Cryptozoology Museum and her cheap-o GPS meant that the museum (which was on the way) eluded them for hours until Emma screeched that they were done looking and if Ruby really wanted to see it, they’d find it on the way home.

They found it on the first try on their return drive, and Ruby bought her the biggest cone of Rocky Road ice cream they could find at a nearby ice cream stand, to make up for the original disaster.

This job that they do, this ability to go up and demo and teach dances to the souls that will wander through the paths of Camp Hope, is only possible because of the popularity of the camp. The first year, Emma and Ruby would switch off every two weeks, with Ruby piling all her lessons into the two weeks she was home and Emma trying to catch ask many bail skips as possible in between her own lessons and classes. When the popularity of the camp became apparent, they were able to rent out their studio space to a few other dance teachers in the area while they took the whole summer to attend to the camp. It helps that David is able to pay them, and pay them well, for their time and energy.

Along the way, Emma has met the heartbroken and the heartbreakers, she’s met dreamers and lovers, she’s taught cynics and optimists, and she’s danced for every person in between. The two of them together have dealt with perverts and assholes, handsy men and women who don’t take “no” for an answer, and people who have gone on to contact them once the summer ends to continue their lessons in the city. It makes it all worth it, these months away from all the comforts of home, to spend their summers in another version of home.

Plus, thanks to an excellent network of friends in Boston, they never want for anything from home if they forget it. It’s all just a PayPal and overnight shipping away, really.

As Ruby climbs back into the car from their third rest stop, this thought comes in handy. “I left my favorite performance shoes by the door,” Emma groans out as her friend seatbelts in and starts the car.

“Good, because I forgot to grab my sleeping pills off my nightstand,” she says, grinning quickly and dropping the sunglasses back onto her nose.

“I’ll text Aurora now.”

With the promise of a package imminently to be sent their way, Emma relaxes as the last of their journey passes by outside the windows. She zones out to the sights, not perking up again until they hit the Storybrooke town limits. They’ll top off the tank and stop in to see Granny for lunch (second or third lunch by Emma’s count) before heading up to the campgrounds. Her car crawls by each familiar sight, and Emma smiles at the simplicity of it all – the never-changing nature of their sleepy little town. While she only officially lived in Storybrooke for three years, it’s still the only place she’s ever called home.

Granny is already outside by the curb when they pull up, and Emma takes a minute to let Ruby climb out of the car to reunite with her grandmother. It’s only after she sees their hug loosen up that she opens her door, languidly stretching as she unfolds herself from the passenger seat. Then it’s her turn for Granny to gather her up and hug her so hard that Emma’s back cracks. She won’t complain, it definitely eases the travel tension to get a hug from Granny. They’re ushered inside the small diner the elderly (and boy, would be lose her shit if Emma said that term out loud) woman has run for the last billion years.

“When should I expect the first package from your neighbor?” Granny asks after their lunches have been set in front of them.

Ruby laughs, not even ashamed of the fact that they’re so predictable that her grandmother knows they’ve already left something behind.

“We’ll be back in town over the weekend to get it,” Emma answers.

“I already saw one of the trucks of shipment head up to the campgrounds,” Granny remarks as she refills Ruby’s coffee cup. “Your brother has been up there for weeks getting everything ready.”

“Please tell me he’s at least eating.”

“Snow has badgered him back home a couple times now to eat and sleep, and she picks up meals on the days they decide to stay up there. Sounds like you’re gonna have a full camp most of the summer.”

“That’s the plan,” Ruby says, beaming before she takes the last bite of her sandwich.

Emma waves them both off when they move to go into the back for more family time. It’s not that she and Ruby don’t get to visit ever, it’s just that the stretch between Christmas and camp time can sometimes feel like much longer. The same itch resides just below her skin – the need to see her brother and sister-in-law so strong that she almost slips away before she’s done eating and leaving Ruby to hitch a ride out later with one of the counselors that lives in town.

Instead, she idly swirls her onion rings through her ketchup, taking her time with making sure every crumb is gone from the plate while she waits. She glances around, waving to the familiar faces in the booths and at the counter beside her, and she grins at the large board already propped near the entrance that loudly welcomes the campers to town. Since the grounds are two miles north of Storybrooke, many will pass through on their way. Some will stay overnight in the bed and breakfast while others will stop for a bite and a fill-up before continuing on to Camp Hope.

Thankfully, the business that the camp brings to the town will mean that the owners of most, if not all, of the establishments will have their pockets lined for months to come, making the onslaught of guests and visitors worth it when the summer ends and they go back to something less than a speck on the map of Maine.

Ruby and Granny are back a short time later, while Emma is idly catching up with a sweet yoga teacher that goes by Tink. The name is fitting of the cherub-faced woman with the perfect curly bun of blonde hair on top of her head. She’s new to the staff, but not to the town, so Emma is happy to listen to her excitement bubble over as she discusses all the classes she’ll be teaching for the next few months.

“A little help?” Ruby asks, and Emma finally glances up to see her friend’s arms laden down with several bags of what Emma assumes are home-cooked meals, prepared in advance and packaged for the crew that’s already working on getting the grounds ready for the summer. She moves around the counter to take a few of the cloth totes, waving farewell to Tink as they head out.

The rest of the afternoon passes quickly; they use the main entrance to deliver the food to Snow, who’s waiting for them beneath the welcome sign when they pull up. Emma hugs her tight before transferring two of the bags to her. They make the short trek down to the main lodge where Emma gets to give her brother his own hug, tight and bracing and full of the warmth she misses when she’s away from him for so long. With lunch delivered, Ruby and Emma head back up to the car to move it to the staff parking.

The lodges they’ll each be staying in are much closer to their hidden lot than they are the main entrance, which works out well when they’re unloading enough luggage for four months, and maybe a kitchen sink or two. It takes them three trips up and down the steps leading to the lot: one to Ruby’s space in the staff lodges, one to Emma’s private lodge, and one to the studio itself.

Emma wastes no time turning on all the lights and stepping up onto the vast wooden floor. There are mirrors lining one wall, floor to ceiling, and another has all the cabinets where they store their costumes and gear. The wall opposite her reflection has windows spaced evenly apart, which she immediately starts working open even as Ruby brings in the last tote of their stuff. The air is a little stagnant, but flipping on the overhead fans will get it moving again.

Ruby drops the last container with their gear, rushing out to choose her space and start unpacking as soon as she can and promising to come back later to help get the studio in order. Emma waves her off, already itching to have the space to herself. Her muscles are practically begging to be warmed up, to take advantage of the wide open space that calls her name.

She knows she needs to clean first; the mirrors and windows all have that faint tinge of grime that comes from a long winter of neglect. The air conditioning unit needs to be tended to, as well, and tested to make sure it’s in working order before the summer starts in full. Then there’s the cleaning and organizing and stocking and… and Emma doesn’t care. She rips open the first bag she finds and pulls out leggings and a sports bra – they’ll do in a pinch. She changes quickly before skipping along the path back to the studio.

It’s only a matter of time before she’s selected something with an upbeat tempo, thankful again for the auxiliary port that allows her to play her own music from the impressive sound system. She sits on the dusty floors for a moment to slip on a beat up pair of practice shoes and lamenting again how she’ll have to turn her focus to cleaning next.

She takes her time stretching, making sure to work out all the kinks from the drive up and getting her muscles and body all warmed up. As soon as she’s on her feet, she’s running through swing patterns that she can do on her own. Through lines of sailor shuffles and slides, she dances using the whole dance studio, going from one end of the spacious floor to the other. She doesn’t get this much room in Boston. She doesn’t get this solitude. She doesn’t get this freedom. Maybe this is the real reason she loves coming back to camp so often, and there’s probably something in her psyche to deal with in those regards but it’s nothing she’s willing to look too closely into.

By the time the playlist switches to something for cooldown, Emma has worked up an impressive sweat. She grabs a towel from the same bin she found her shoes in, wiping down her face and neck before dropping back to the floor for final stretches. Placing the towel on the floor, she stretches out briefly, staring up at the ceiling and watching the fans whirl peacefully above her. This is it. This is home for the next couple months. And nothing will change how happy she is to be here.

With that thought, and a beatific smile, Emma changes back to her tennis shoes and hauls herself off the floor. There’s hours of cleaning ahead of her, after all.

Chapter 2

#cs ff #cs ff au #captain swan ff #cs multichap #sarah writes ff

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letsimportanttreecollection-blog · 6 years

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I drove out a brand new car from the dealership and stopped at a signal light. I was rear ended hard by a coupe driven by teenagers. His car was towed and impounded. Now I called the other driver's insurance company after receiving the police report and was told that a claim has already been filed and an adjuster's name and number given. I have been ever since calling the adjuster and leaving voice-mails. Its about 3 days and I have left more than 8 voice mail but he does not call me back. Its getting frustrating and am unsure if thats their strategy ? How long should I continue this ? and How can I get him to attend and address my claim ? and what else are my options ? Should I go to small claims court ? Advice is much appreciated.

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Cheapest car for insurance?

My parents have agreed to get me a car, but the insurance has to be cheap. We have allstate and i have no idea what the cheapest car would be to get, insurance wise. thanks for any help!""

What is a 20 pay whole life insurance policy?

if you started your insurance policy at the age of 56 how long do you have to pay for your policy to be payed out if you are 74 now

Will applying for medicaid affect the insurance I have now in any way?

I am 32 weeks pregnant and I am covered under my dad's insurance through Tricare. I remain eligible under his insurance until I am 23 and everything is full coverage. However, as soon as my baby is born he is not covered at all. I am looking into my options and I read that if I apply for medicaid now, then I can call the day my baby is born and just have him added on so that way he will have coverage right away. I am worried if I do try and apply for medicaid now that it will affect the insurance I am covered under now by Tricare. I do want to stay under tricare, I do not want to lose this insurance and its coverage if that is the case. I am also worried that since I have to wait until the baby is born to apply him for his own insurance through CHIP or Medicaid - whichever one he ends up qualifying - that I will have to wait a long time before he is actually covered and I know the baby is going to need check ups and a pediatrician right away. I am really worried about all this and wondering what is my best option and what I should do! Will I lose my insurance if I apply for Medicaid in advanced so my baby will be covered right away? Is my best option waiting until the day he is born and then applying? I also live in PA if that makes any difference. Anybody who can help out, thanks!""

How much will my auto insurance go up if I am at 100% fault?

I was in an accident recently where I was found to be at 100% fault - accident was not too bad-- other car's front bumper dent-- How much should I expect my insurance to go up?

Should I have full coverage or liability only for car insurance on a 1997 Honda Accord?

The car is in very good condition with no major problems. The car is almost 13 years old but the re-sale of Honda cars are supposed to be good.

On average how much would it insurance cost for new drivers?

Well I passed my road test the other day and also took drivers ed. My mom doesn't have a car or a license, so I'm the only one with a license and my mom will be buying me a car. We are going to get a car that's no older than 2005, arond 40K miles and is used. I also don't have a credit card. Would anyone know on average how much insurance would cost on average for someone in my situation?""

Personal Car INsurance?

Is there a company who will insure me in a car no matter which car i drive. ie I want to get in a mates car and drive him home and am not covered by his insurance or i want to take my wifes car for the day but am not covered on hers. I need my own insurance so whichever car i get into, i will be insured in UK""

Car insurance?

okay i just got my license. and my friend and i want to go places..my friend is only physicaly able to ride in her grandmas van cause my friend is in a wheel chair like all the time ...show more

How long do I need to keep Full Coverage insurance on my vehicle if I am financing?

I dont want FULL coverage. I'd rather pay for partial coverage. How long do I need full for? Will they repossess the vehicle if it is not fully covered?

My husband and I are buying our first home. What insurance will we need?

Life insurance to cover the mortgage? Illness or unemployment cover? Please help!

Must you have insurance if you are a driver in the state of Nevada?

I'm a driver in California, under the age of 21. I don't have a car that I own nor am I put on the other cars that my parents own and don't wish to be on them. If I am not planning on driving any time, do I still need to have insurance because I have a driver's license? If you have an answer, I would appreciate a link as well to look on.""

How long would it take for the insurance company to fix our car?

Our car had been smashed yesterday. The front part. The hood had been smashed, too. Now I'm asking how long would it take the insurance company ti fix it? help? Thanks.""

What is the average insurance amount yearly for a mitsubishi eclipse?(1996-2000)?

Does anyone know of good Health Insurance?

I have Blue Cross HMO, and it really hasnt worked for me. I need surgery on my knee and i've been waiting for 2 months to get it done, thanks to the fact that my insurance requires me to see a general doctor first (who makes u wait for like a month for an appt for a simple referral) then get another appointment for a specialist (wait another month) then wait 3 weeks again for an MRI, and now i have to wait another week and a half for surgery. Please, help me find a good insurance. I'm tired of this! I live in southern california if that helps. Thanks""

Advice on Insurance policys?

What policy's is best for someone in full time work - single - no kids -No debt.- rented Accommodation - in 30s How would you list these policy's of being important. There maybe a policy missed out if so please send me some advice.. Private Health Insurance Income Protection Life Insurance Accident, sickness and unemployment Private Pension Critical Illness Insurance""

Question about my 18 year old and insurance

I have an 18 year old who takes ADHD medication which without insurance costs well over $300 a month. She is not interested in going to college at this point so I'm not sure how much longer I can keep her on my insurance plan. Assuming it takes her awhile to find a job with good insurance does anyone have any suggestions on how to make her medical needs affordable for her?

About how much does motorcycle insurance cost?

and is it more than car?...about...

What are the most famous sites for insurance?

eg. car insurance....house insurance etccc

WHAT LIFE INSURANCE IS BETTER?

Should my husband get whole or term life insurance?

""Monthly Insurance for a 16 year old, if he were to get a G37 Coupe? IS250? IS250c? TL 2010?""

How much would it cost? an estimate? I heard grades, colors of the car, and other things like that affect the insurance cost? Well if it does, he gets 4.0 and he wants a Black. We live in CA. And our insurance company is Farmers, but I would just want a monthly insurance cost. thank you!""

Cheapest Vans to insure?

Hi, I was looking into getting a van as a first car, ideally I was after something like a van/car cross, basically an estate with no back windows, I'm not sure of the group. I was wondering what decent vans are out there and what would be cheapest to insure? The main reason for wanting a van is I regularly surf and would sleep in the back occasionally.""

How does life insurance work?

Me and my fiance been together for 4 years. We have a daughter together. Right now, we're both working to make ends meet. So basically, we need each other. We have rent, car payment, and tons of bills. We was talking the other day about it, that what if one of us passed away, the other one would lose everything. Our daughter is 1, so we wanted to make sure that if anything happened to one of us, our daughter would still be well taken care of and everything will be paid off so they wouldnt have to struggle. So my question here is how does life insurance work. If I was to die, does the money go directly to my family? What if I wanted part of the money to go to my parents? I just want to know some info about it and is it affordable? Thanks in advance.""

What price would insurance be for a Scion?

What would an insurance quote for a Scion xB be? ... for a Scion tC?

What are some cheap car insurance companys?

What car insurance companys are cheap... and do they have a web site/phone number so I can get a quote thanks!

Why is my car insurance ridiculously expensive?

I've been using go compare for a Peugeot 206 1.1 litre petrol, and have been given quotes of about 6-8 thousand pound! I know for young drivers (im seventeen) car insurance is expensive but I was expecting 2-3 grand, am I maybe using a bad site?""

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Insurance company not paying for car repair that isn't my fault?

I was in an car accident. I was in the right hand side of the parking lot and I was backing out of my parking space. I was in the middle of the parking lot, and a guy pulling out of his parking space on the left hand side of the parking lot. While I was in the middle of the parking lot, the guy back his car into mine (In a hurry). After this accident happened, this guy admitted that he hit me and the accident was his fault. The police showed up and we told our stories and he admit to the police that the accident was his fault and it was on the police report. After the accident, we went our separate ways. I talked to my insurance company and they told me that since the guy that hit me admitted that he caused the accident, I had to take it up with the guy's insurance company. I called the insurance adjuster from the other insurance company and gave my statement and he told me that he viewed the accident as both our faults and would not pay me to have my car fixed. And I told him that his client admitted to the accident and he said it didn't matter. I would have to go to my insurance company to have my car fixed. I have arbitration. Also, the adjuster said that I can go through arbitration. I don't know what to do. What can I do about it?""

Insurance to drive in Florida?

I am 18 and live in Florida. I don't have my drivers license because my parents say I have to have a job to pay for insurance..Ive been looking for a job for a while now but no one seems to be hiring in my area. I know my parents will pay for my insurance if it was cheaper..right now its around $200. I read that if you're driving someone else's vehicle then you don't need insurance as long as the owner of the vehicle has insurance..can someone please explain this to me? Will I be able to drive without insurance?

""Why do questions say cheap car insurance and affordable health insurance, not cheap health & affordable car?""

Questions about finding inexpensive car insurance usually refer to it as cheap . Questions about finding inexpensive health insurance usually refer to it as affordable . I do not recall ever seeing a question refer to affordable car insurance, and only rarely to cheap health insurance. Why is this? Why do car insurance questions use the word cheap and health insurance questions use the word affordable , and not the other way around? Is it just tradition, like saying Merry Christmas and Happy New Year , but never saying Happy Christmas and Merry New Year ? Is it because the law has the word affordable in its title, causing that word to be associated with health insurance? Is it because most of the questions are from someone who is trying to manipulate search results by causing searches for cheap car insurance and affordable health insurance to come to this website? Is it because car insurance questions usually come from users under 25 years old and questions about getting health insurance usually come from older users (health insurance questions from users under 25 usually have to do with saying on their parents' insurance and/or using their parents' insurance)?""

What are car insurance groups?

Im a provisional driver and ive seen a 2004 Vauxhall Corsa...it says the insurance is Group 3. So what exactly does that mean? And is that good considering it will be my first car that i will be driving around for quite a while? :)

Can I drive in the USA on UK car insurance?

We are taking our vehicle to the USA and travelling around for up to 12 months, can we use UK car insurance or do we have to insure the vehicle when we get to the States?""

Affordable Health Insuance that includes maternity coverage?

My husband just started a new job that offers NO benefits until he moves up in the company which could take over a year to happen or even longer, and I only work part time. I am ...show more""

Will my grandfathers insurance go up if I was using the car?

My grandfather let me use his car for work one day (I have no car of my own) and I got a ticket. I went to court today for it, the gave me one point on my license. Will this effect his insurance even though its not my car and I am not on the policy? Or will it only effect my insurance when I get a car of my own?""

Motorcycle Insurance?

Does anyone know of a good/inexpensive insurance company that will insure motorcycles in Grand Prairie, Texas.? I am 18 years old and I can't even imagine what the cost of insurance would be for me. Any suggestions would be great. Thanks.""

Quote for Motorcycle insurance for a Teenager?

I am 19 years old and I live in California. I have liability car insurance and I am on my dads policy. I am planning on getting a 250cc cruiser bike [probably a Honda Rebel (I dont know what year yet)]. I took a motorcycle safety course as well. How much do you think I will be looking at for motorcycle insurance added to my car insurance policy under these circumstances.

Car Insurance Renewal?

I currently have a 8 years no claims bonus and I am due to renew my car insurance at the end of this month. The quote is 520. However as the current value of my car is about 900-1000 and I only do about 3000 miles a year, I dont think its worth insuring this car for this year and plan to get rid of it. I plan to get a newer car next year or the year after. If I dont renew my car insurance this year and say there was a gap of 1 year or 2 between renewals, would I lose all of the benefit of my 8 years no claims? Would i have to start from 0 years no claims again? Any body help? Cheers!""

""Will an unpaid emergency room bill keep me from being able to buy health insurance, OR hurt my credit rating?

I have an emergency room bill which I have not yet paid and I'm wondering if it will keep me from being able to buy a health insurance policy and if the unpaid bill hurts my ...show more

Can my Health Insurance cover for my Car Insurance?

I currently have AmeriChoice as my health Insurance and High Point as my car Insurance. Does anybody know how this works? I've some people say that they have their car ins. with their health ins. and they end up paying less $$ for their car Ins. Help!

What's the cheapest business auto insurance company?

There are different business auto insurance companies, I've heard Erie insurance is one of the best ones, do you know of any other companies that might be better or similar? thanks""

How much would it cost for a 50cc scooter to insure?

I dont want l plates anymore i think its 50-100 lol , and how much would it cost to fully insure it and the test aswell. Im 19""

Texas insurance companies offering insurance on rent-houses?

Where can I find a list of all the property insurance companies that offer insurance on rental property in texas?

Are you supposed to have car insurance at 15?

i just thought of this just now and i remember having to pay for auto insurance at 15 just for a school permit for school and back and i hear some people dont have insurance was i right to pay for it or was i tricked because he says you have to be 16 and said he'll accidentally put that i am and say it was a mistake to the company, i think this is a trick but idk and again others dont pay for insurance but were they just too cheap to do it and risk the consinquence? or did i get tricked back then by my insurer""

Can i get auto insurance without a car?

Will my car insurance rate increase if my car is stolen and never recovered?

I also have GAP insurance.

How hard is it for police to verify that you REALLY do have car insurance?

With all the different companies that offer insurance, how would a police officer know if if the insurance card is a fake or not or if the policy number is real during a traffic stop?""

I have an insurance quote of 1300 for a punto 1.2 on a provisional licence?

if i take this quote what will happen when i get a full licence will it go up or down?

Car insurance rate for 24/m honda accord 03?

Just wondering if anyone could guesstimate a car insurance rate for me? I recently graduated college and just got my first job making 32,000 a year. I am thinking of buying a 2003 Honda Accord EX Coupe. I havent gotten a ticket or been in an accident, ill be commuting 20 min to work every other week (carpool) and i have ok/good credit (no co-signer required). Any guesses? Thanks!""

Moms how much did your insurance go up after having a baby?

Right now I have my insurance through work I pay around $200 just for me.. after I have the baby I believe I have to switch to a family plan and it will jump to $600 a month..does this sound right..is it reasonable? Thanks

Backtack on medical insurance for newborn?

Is it Normal for my job to backtrak and charge me premiums for my newborn if I didn't enroll her until about a month after she was born? She was on my wifes insurance up until I enrolled her but they took a lot out of one check. Spoke with the head of finance dept and tells me they still backtrack from when she's born even though she was on my wifes insurance

""Insurance Rates For '05-'09 Mustang GT, '02 WS6 Trans Am Ram Air And '02 Cadillac Eldorado?""

(thank you sooooo much for all answers to my previous question! It's a shame I couldn't shout thank you for pushing the vote button by mistake. I was a total noob here) As everyone recommended me to purchase a 4th gen Trans Am (hopefully the ram air of the final edition), with one person also picking the 05-09 Mustang GT out of my wishlist and my friend telling me to get a 92-02 Cadillac Eldorado, how much is the average of the insurance rates for each car? I'm 24, male, just graduated from college in Japan and have no driving history in America. I'm moving outta here in a year. My nationality is Japanese as well, which means I won't be trusted for a while. Sure my Japanese licence won't be valid in the US so I'll have to retake it over there hence no history... right? :/ Does anyone have a clue? Thanks a lot for reading :)""

Most affordable health insurance?

I know its going to be expensive regardless, I can't afford to go through my work's insurance (over $200 a month). Researching online for medical/dental coverage. Anyone know a good insurance to go through?""

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https://www.linkedin.com/pulse/can-anyone-tell-me-motor-insurance-card-systems-frank-reyes"

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onlahuana1973 · 3 years

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nissan maxima car insurance

BEST ANSWER: Try this site where you can compare quotes from different companies :insurancereviewsite.xyz

nissan maxima car insurance

nissan maxima car insurance in NJ to get the most out of your car. You’re probably thinking of cheap car insurance in NJ but do you really need any of it at all? It is highly unlikely that you cannot buy the minimum necessary liability coverage if you own a car; your liability insurance can help. It will not cover damages to you or your passengers’ vehicles or other physical damage to property or your property. As you will see below, your insurance policy does not cover the financial loss that you would be expected to incur if you caused an accident. Insurance is based on a combination of risk factors, not the product of one insurance company. That means that each insurance company has its own separate formula for determining how much coverage is necessary and what risk factors they use. To understand what factors are used by insurance companies, you must understand the insurance laws for each country where you reside. Because the state they are in sets the limits of coverage only and is often just enough to cover damages caused by the collision. nissan maxima car insurance quote: $29.27/month. That s the average cost. If you re able to cover more , that could be worth the savings. Compare for 2018 . New car replacement: You re going to need this to make your insurance more attractive. is a non-required form of insurance. If you bought it before a year, you re probably paying less for car insurance. The less you ll need next year, though, it may be difficult to put up with the expense. It s your choice whether to use your car for anything other than a daily commute. When you have a car, you should never get behind the wheel without it, especially during the time that you need it most. You can stop by any service station or store to check on what s going on. Remember that car insurance companies are legally required to send a copy of the vehicle for forensic work. That s because car insurance companies make these reports to the DMV, which are on a computer-. nissan maxima car insurance New Nissan Rogue V, GT, or V8 Hyundai Sonata auto insurance New New Mexico minimum auto coverage for *A- and *B- insurance New Mexico minimum auto coverage for *S- and *N- coverage State minimum auto liability for *PIP coverage Required collision and comprehensive coverage How to cancel My service area was unable to process any transactions because of the state of Ohio. This affected our ability to process all of our auto and medical policy renewals. We were left with no choice but to call our insurance and they told us the only way that we would be covered would be to notify them. Unfortunately for me, this was an additional fee to register our car. This cost an extra $35, and we’re paying an additional $15 ($50 for first year of policy term) per year. Need to verify status on your insurance policy? We’ll help you verify. Please note I was already certified as a.

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What are the Best Companies for Nissan Maxima Insurance? Here’s a comprehensive look at Nissan’s auto insurance offerings. You could be saving up to 50% or more on your car insurance! Car insurance includes bodily injury liability, which pays for damage you accidentally cause with your car while you drive, property damage liability, collision damages liability, and medical payments for others involved. provides the same protection, with more discounts and coverage options. You can also bundle multiple policies and save bonuses. Plus, a Mercedes-Benz CLA 240D comes with over 1,000 miles of driving each year on a budget. The car comes equipped with anti-theft devices and a GPS system that tracks your driving habits. Take a look to see how much you could save… Driving a car without insurance is risky, especially if the vehicle is stolen or the driver doesn’t have enough insurance to cover any of the expense. If you find yourself in this situation, you can purchase a minimum amount of liability insurance. If you don’t.

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Good Safety Ratings Help to Keep Insurance Prices Lower

Good Safety Ratings Help to Keep Insurance Prices Lower » MORE: Auto insurance claims Auto insurance claims are an ordeal for any insurance agent. Not to mention you’ll have a hard time getting ahold of any potential repair or replacement of your car if the insurer has to pay millions of dollars after you have been hit with a low estimate. So how do you find out if you were in one of these situations before going on a new car insurance policy? Well, you can get a good quote online using this tool that makes auto insurance claims easy. You’ll need to visit the company’s website to see what’s covered by car insurance in your state. You’ll also need to contact the company to let them know of any accidents or claims that you’ve had on your current car. » MORE: Auto body repair claims Auto body repair claims are typically expensive, but they’re not the only reason to put them on.

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How Much Does Nissan Maxima Insurance Cost? The Maxima is a relatively new automobile and has quite a large range of cost to cover. It’s also fairly new (it’s now 12 years old). This means that it will cost more than $300 a year when compared to its predecessor, the Fiat 500. It’s only 8 years old and in the 1st place of years, the model is 8 years old. And it is just 4 months old, so it is the same age as the next year. To understand what makes the Maxima so unique, we want to start with comparing some of the top car insurance rates for insurance. It is true that there are car insurance companies that are less expensive than the Maxima. But as with all cars, there are some aspects that you can expect to pay more for inclusions. As with every car, when you insure the Maxima car, there are other potential factors that are more than expected, and this varies from company to company. So.

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letsimportanttreecollection-blog · 6 years

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car insurance for bmw 5 series

"car insurance for bmw 5 series

car insurance for bmw 5 series

BEST ANSWER: Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr

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i missed a car insurance payment last month but wasnt aware as i dont really check my bank as i assumed the money was in.. i got pulled up by the police the other night saying i didnt have insurance to which i replied yes i do the company is called ... they tried to ring them but as it was 2am they were closed... they let me go and have given me 7 days to report to the police station with my insurance documents. i rang up my insurance company asking for a certificate of my insurance as i lost mine to find out my policy had been cancelled (which i wasnt aware of).. so naturally now i am scared of what will happen. if i insure my car again and take down my new certificate to proove i have insurance and explain what has happened, how bad with the outcome be? HELP""

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If i have a 2002 isuzu rodeo with 100k miles on it and i pay $150/month for insurance, how much would my insurance go up or if even at all, if i got a 2001 Audi A6 with 100k miles on it? Plus do you think thats a good car trade :)""

Is car insurance absolutely needed for a car?

I will be purchasing my first car sometime this year. I don't know anything about insurance and I'm really not knowledgeable when it comes to things like this. So my question is, is car insurance a requirement when owning a car? Do you need it? Is it expensive and how does the process work? Cause I'll be getting my first car soon and I don't really know insurance plays a role in all of this.""

""Why is my car insurance for my 1st car, 2500 and my friends insurance is only 1500 for his 1st car??""

Why is my car insurance for my 1st car, 2500 and my friends insurance is only 1500 for his 1st car?? This is confusing me, both our annual milage is estimated to be 5000 miles, they are both in group one insurance groupes, they are both a 1.1L etc, everything is the same apart from the make of the vehicles. I have treid other vehicle qoutes, but yet my insurance qoute is still 2500, and my friend qoutes is only 1500.""

""My car was broken into and things were stolen. If i file a claim with insurance, will my rates go up?""

I live in Hawaii, I went for a hike with 8 people that all went with my truck. When we all came back from the hike, my truck was broken into. Things were stolen such as ipods, cellphones, drivers license, etc. I filed a police report. If I file a claim with home ownership insurance or car insurance, will my rates go up monthly? I've been told different things like, If the car was not moving, the rates will not go up or They might . My car and home insurance is with Liberty Mutual, my deductible is 250$. Thank you. I'm calling them tomorrow on Monday since it's not a work day yet, but I'm anxious to see if I'll be able to get my friends belongings that were stolen payed for. That and my broken windshield ><""

Car Insurance Question?

Okay, can your car insurance go up if you get a ticket, a lawyer fixes it, and you get no points on your license? In other words, do you have to get points on your license for your insurance payment to go up?""

Can health insurance companies request medical records from other health insurance companies?

When I was in college I was in a relationship that made me really depressed, and the psychologist on campus referred me to an outside therapist with a diagnosis of major depression --the outside therapist corrected it and said she believed i had circumstantially-related depression, but she told me she coded the claim with the referring guy's major depression label so the insurance company wouldn't hassle me about the paying the claim. I worked with her for a 6 months --no medication, just got out the relationship--and am happy and healthy :) Now I'm reading all kinds of scary stuff about MIB, retroactive declining of coverage, etc and I currently have new individual (underwritten) coverage--I can ask her to correct the claim with my old company, but it seems like any action might rock the boat and I'm scared--if they didn't notice it, should i leave it be? or is there a chance that if i (god forbid) get something serious down the road that my current insurer will dig up my records from my old insurer to look for a reason to not pay? she was trying to do something to make my life easier but this whole thing has turned into such a mess!""

I'm having trouble trying to get under my dads insurance policy?

I've just gotten my license and found a car I was going to buy so I called my Dad's insurance company to try to get under his policy. However they said I cannot go under his policy because she knows that I will be the primary driver as well as the fact that my dad is already the primary driver for two other cars. Without my dad my insurance rate is around $4500/yr. My dad does not speak english very well so I have to do the calling and talking. What should I say and do so I can get under my dads insurance policy?

My son who is 17 has to appear in the magistrates court for driving my car without a full licence or insurance?

He has never been in any sort of trouble before and is usually a good kid. What sort of punishment can we expect to receive? We are soo afraid! We are in the UK

What restrictions do i have with my motorcycle permit in California?

What can I do now that I have my motorcycle permit? I'm living in California (also an CA permit, fyi), and I'm not sure if I'm now able to ride on my own, when i'm able to ride etc. I've heard that I need someone over 21 'supervising'. Does anyone know if there's a penalty for not riding with an over-21 adult? Also, insurance-wise, what do I need to do once I buy my motorbike?""

""What insurance would be cheaper, an 81 corvette or a 2005 car and newer?

my friend wants to buy an 81 corvette and his mom wont get it for him because of the high insurance but she says she would by him a newer car some where else would the insurance be less because its an old car or would it be more because they dont make the parts anymore

Affordable Health Insurance for a single adult in Minnesota? I need help/advice!!!!?

I just moved to Minnesota and need health insurance but don't even know where to start. I know I dont qualify for Minnesota Care because I make too much. I can't get health insurance through my new job yet because I just started and will qualify for that in 6 months but I need medical help now. Any advice on what I should do?

How much would insurance be for an 18 year old?

I was just wondering how much would insurance be for an 18 year old male driving a 2008 corvette? Per Month Never been in a accident Good GPA School/Home Car Leased vehicle

How much is car insurance for 16 year old boy in FL?

im 16 years old i have $2000 for a car and im looking for a job but i want to know how much car insurance is going to run and if you guys have any idea for a type of car

car insurance for bmw 5 series

""Just wondering about car insurance, registration, title, and license.?""

I'm from Nevada but moved to Colorado. My parents signed over the title to my car and are going to make me pay for insurance. I was wondering what I had to do to sort this all out. I was thinking I have to go to the DMV to get my license and officially change the name on the title, then go back to get insurance so I can go back to the DMV to get registration. Is that right? What are your thoughts? The DMV is closed right now which is why I'm asking here.""

Would a fix it ticket raise your insurance?

I just got pulled over for a minor issue. My tags were expired, but I had the new sticker and I just forgot to put it on. I got a fix it ticket and I was just curious if it would affect my insurance. I live in California.""

Car Insurance vs.Health Insurance?

I was in a car accident a few months ago. I was at fault 100%, so my insurance company paid for the property damage but the amount for bodily damage is set too high by their attorney.Does n't health insurance contribute to an extent for the injuries and medical bills etc. or is it the 100% responsibility of the car insurance company to pay for the whole amount that is medical bills etc. incurred by the individuals and their health insurance combined?""

""Cheap, affordable health insurance for a college student?""

I don't dorm for college being how I live within the vicinity of my school. So that already kills off a few suggestions being how there's more insurance coverages out there for dorming students. What are some websites or companies that would have fairly priced insurance? I'm on a low income & I've tried applying for medicare, but that's a whole another issue I'd rather not discuss here. I've heard someone tell me something about Obamacare? & I also tried getting insurance from my jobs union but they have YET to send me my medical card in which I've just about given up in trying to obtain in the number of attempts I've called them about it... So please, if you know ANYTHING based on the above criteria, thanks.""

Is there a list of rankings of top car insurance companies? What is a good car insurance company?

I'm shopping for car insurance and want to look for reviews of all the major companies out there. I want competitive prices, but good customer service is top priority, such as not trying to find a way out of paying me if I have an accident and not raising my rates without my knowledge like some companies are rumored to do.""

Do you think I need insurance?

I have to have insurance on my car for 3 years because I got a ticket for no insurance and suspended license. I just recently go rid of my car...do I still need the insurance. People have told me to at least keep liability non-owners insurance, but that's $266 a month for me...!!! Can I just forget the insurance and ride the bus?""

""I'm looking for an honest, good life insurance company. Anyone with experiences on this?""

Single mother with mortgage, a older teen and young adult, good health so far? I am looking to cover anything that would have to be paid in the event of my death.""

What is the cheapest car insurance in Ohio?

What is the cheapest car insurance for an 18 year old girl?

I am learning to drive and have my provisional. I want to get a car and have looked at many and the insurance is 3000 or more. I don't mind what first car I get but it has to have 5 doors. Can anyone suggest any cars which have cheap insurance. Thanks in advance

I have a question about a my car insurance PLEASE HELP ME?

Okay I was in a car accident on May 7th. I was going north towards main street. there was a vehicle in front of me. The vehicle in front of me merge to left as if he was waiting for someone to come outside. He didn't have no signal light or hazards lights on. So I merge to the right pass him so the guy must didn't see me so he hit my right front end bumper, headlight, and door. So I didn't have my insurance in the car so I got a ticket and the other guy had a ticket because he didn't have insurance. On the police report it said he had a left sgnal light to turn in is driveway. Just to remind you that the vehicle doesn't belong to the driver and he had a NY license. My insurance liability told that he couldn't contact the other guy to see if he had insurance and send him letters. So he told he's going to put it's not at fault but I have to pay for a $500 deductible. But WHY?????? if he didn't look at the cars but he's going to basis on paper work. Is that wrong? or should I look into some more??????? HELP ME""

""At fault car accident, should I use health insurance or car insurance coverage for medical?""

My car hydroplaned and hit a guard rail last week, I made a claim since the car was totaled. I had to be rushed to a hospital, and all is well now. Should I use health insurance or PIP coverage to pay for medical bills.""

Car insurance hidden from family?

Im 17 buying a volkswagen golf 1.6 with my hard earned money working for 2 years now need a car but parents are against buying a car but i need it for uni Ill park the car down my road and everything will be legal and i was wondering if i get a insurance and a car can i hide from family so i can i tell my policy not to send letter or anything they can only contact me by email or by my phone also so give me a few options i wanna do the legal way only and from UK. Or can give them my actually address but tell them to send the letters to my friends house so that no one in family receives any information about my car what so ever thanks. I can prove my address not trying to get a cheap insurance just dont want family knowing also suggest any legal methods thanks

Motorbike Insurance Help!!! Please!!?

Im 16 and live in Ireland and have a provisional A1 license and im getting a road legal motorbike soon. I rang up quinn direct yesterday and got an insurance price for a 1999 Honda Rebel 125, Fully Comp. Bikes worth 1500. they quoted me 1685.70 and got the same quote from AON and there quote was 2575.. could anybody please tell me how much dearer it would be to get insured on lets say a honda cbr125 or aprilia rs125?? or maybe a honda nsr 125? i know the insurance will go up quite dramatically but would anyone have a rough estimate??""

17 and HIP insurance?

Im 17 and I need some type of health insurance because my parents dont carry on me. My mom is applying again for HIP health insurance because she missed her reevaluation. So can I apply for HIP health insurance? thanks!

(uk only) who is the cheapest for car insurance?

im male, nearly thirty and full no claims bonus i live in manchester""

""I need some cheap car insurance. I have a 2005 suburvan, a 97 chev pickup and a 97 mercury tracer.?""

I need some cheap car insurance. I have a 2005 suburvan, a 97 chev pickup and a 97 mercury tracer.?""

""I rear ended someone with no insurance, whats gona happen?""

i was on a motorcycle and rear ended someone in a car, the car has a lil dent on the bumper and their insurance already covered it. i do not have insurance and im going to court for it. what is going to happen? is my drivers license going to be suspended eventhough it was on a motorcycle? i have insurance for my car just not my motorcycle.""

Insurance question plz help?

Im wanna go to school to be a lvn but at the school i wanna go to u have to have malpractice insurance. What is malpractice insurance and how much does it cost

What's the cheapest auto insurance company in New Jersey?

I live in Newark and my insurance keeps going up. I have a 2002 ford focus with geico and although I got a speeding ticket and a seat belt ticket, it has gone up a little to much. PLEASE HELP!!!""

Do I have to use my insurance check to fix my car?

someone hit my car and I received a payment from their insurance. Do I have to get my car fixed or not. It's not major damage it's just a broken light and some scratches and they wanted to charge me like a thousand.

""I have a question about an accident, insurance, an estimate and payment?""

Hello. I recently got rear-ended and had an estimate done for $1800 dollars and somebody told me they would never give me that much for my car. I looked up the Kelley Blue Book and a private party price would be about $750 and that's how much they would give me and THEY take the car. Is this right? I might do it $750 and I keep the car! I put a new clutch in it, new front brake system, new exhaust, I love the car, so it's worth much more to me.....I'm just wondering what the law is on it and what I might be able to do to maximize my payout. If I'm unhappy with their offer can I take them to small claims and win? I just can't believe that I was just sitting at a stoplight and BOOM my car's wrecked and since I'm poor I can't get it fixed ya know? Thank you for your time......""

What kind of car would be cheapest to insure for a teenage driver?

Im 17 yrs old, and about to move out.. My mother is not to happy with this so she is keeping my car. Now I have to buy my own car and pay the insurance as well, what kind of cars should I start looking at? Used of course, but what types of cars would be cheapest to insure?""

Can I drive my parents car without insurance?

Can I drive my parents car without insurance, the car is insured under my parents name, ( we live at the same address) and also can I drive someone elses car without insurance with his or her permission""

Car insurance?

how do i get cheap insurance for my son, he has only just passed his test couple of weeks ago. we stay in the UK.""

How do i get my national insurance number?

I've lost my national insurance number, if it helps i'm 17 and scottish.""

car insurance for bmw 5 series

Can anyone recommend a good life insurance company?

I know all circumstances are different but I would like some recommendations as there are so many to chose from and I am sick of repeating my details, so if I could whittle it down a bit it may help!""

What is a good car insurance company - value and a known company - not high risk?

I would like to switch car insurance companies - one because when I buy a third car and add it to my policy they charge me $5.00 for installment billing even though I pay in full - this leads to the second more serious complication which is that my husband works in the car business and on occasion decides to buy a new car b/c it is a good value and he like the car, then we sell the second car. We typically have the second car for 11-22 months. I mentioned to the insurance company that in the future I want to avoid this $5.00 fee since I always pay in full and I waving it this time wouldn't solve future issues b/c my husband is in the car business and we buy a third car to sell the second when he finds one he likes. THEN the cust svc guy goes on a rant - ARE YOU RESELLERS... blah blah blah and WE HAVE STRICT UNDERWRITING GUIDELINES blah blah blah etc. I tell him that holding onto a car for the time periods that we have would certainly indicate that we are not... and titling it""

How much for motorcycle insurance??

I've tried goind to ceico and progressive but no luck. I just want a ball park quote for a 19yr old. I want the 2008 kawasaki ninja 250r since its a good first bike to start with and its cheap. I am planning on taking the safety class course so hopefully it won't be that much and I'm only going to ride it on the weekends for fun, not as a daily driver. what would be a good estimate for a 1 year insurance?? I want one year so I won't have to pay every month and worry about not being able to pay my truck as well. thanks for your experience.""

I was passenger in a car accident. i injured my foot bad. how much should ask for the insurance settlement.?

iv been out of work for 2 weeks, and still cant walk good on my foot. iv paid for perscriptions and co-pays. how much should i ask for from the insurance company.""

What is the california vehicle code for insurance?

Teen drivers??? what is the average cost of insurance for a teenage girl?

its my first time buying insurance and im trying to average the cost and calculate some things...what do you pay?

How much will insurance cost on a 1973 Dodge Challenger?

I am looking to buy one and its going to be under my parents name so I was just wondering if anyone can give me an estimate. Thanks!

Where is a company that offeres life insurance to felons?

My husband commited a felony nine years ago when he was nineteen years old and has not been in trouble since. He is now a foreman, owns his own home and is just a regualr citizen, but he has been denied life insurance through 3 companies. Any suggestions?""

What is the cheapest north carolina car insurance?

this is my first insurance as a driver has anyone found anything cheap around greensboro? also, do i need to have insurance to get my licence at the dmv, or can i just use a car that is insured?""

How much does car insurance lower when you turn 21?

I have insurance with Farm Bureau, and I have a completely clean record. I hear insurance lowers when you turn 21, anyone know about how much? I pay about 600 a quarter..""

Insurance and child support?

If my husband provides insurance through his work to his daughter and is also paying child support on her is he going to be responsible for the co-pay everytime she goes to the doctor? His daughter also has a secondary insurance through the state that her mom collects we were just wondering if the secondary insurance would pay or who would be responsible. The mother or him???

Can I get money back if I cancel my car insurance?

I share a car with my mum but she doesn't allow me to use it, so I figure it would be best to cancel my insurance policy if I get some money back. I only need a car to get home from work on a Thursday night but I have asked my boss if I can do an earlier shift so I can get a bus. He is letting me know if I can do this by the end of next week but in the meantime I would just like to know if it's worth cancelling. The policy runs out in April, I live in the UK and I'm with Zurich if that helps.""

Car insurance and registration question?

Hi, I'm going to get my car registered today. I was wondering if when I go to get the proof of insurance if it will cost anything today for that? It will be 177 a month for insurance, and 303 for the license plate and registration and all that. But I wasn't sure if you get any charges right then and there for insurance?? Thanks. I also live in MA and I'm going with commerce if that helps.""

What is the best health insurance?

what is the best health insurance?

Car insurance quotes with no deposit for monthly payments? Doe's this still exist?

Saved up for my car, bought it and now abit short of cash and can't afford the large deposit these companies are wanting. Is there a car insurance company who will offer monthly payments without a deposit? My brother done this before but the company he done it with now ask for deposit because I tried.""

I am a resident of California and a permit driver. Do i need to be insured or my parents' insurance will cover

me? will their insurance cover me in case of an accident or not? simply, while a permit bearer, do i still need to have an insurance?""

Approximately how much does malpractice insurance cost for a Psychiatrist?

Just wondering about the average annual, or monthly, cost for the insurance. If anyone has a specific number for the state of Florida, that would be much appreciated as well.""

Can I Get Temporary Car Insurance If I Dont Own The Car?

I have just got a new job, however, I need temporary car insurance for 1 month. My stepdad's friend is allowing me to use his car he has up for sale for this period. Can I get insurance if the car owners name is not on the policy? Any help would be apprechiated. Thanks.""

Is it true if i am driving my dads car and he has insurance on it but I also had insurance on my own car......?

Wouldnt that mean my own insurance would of had to cover me in my dads car when my dads car got into a small accident even if my policy did not have his car on my policy or dose that ...show more

How much car insurance coverage do i need?

I'm buying car insurace and i need to know how much coverage to get. I want to get the lowest amount of coverage, without being unsafe. i have a clean driving record; im 18 yrs old, female, and i drive a 95 carolla, good condition. what do you feel is the minimal safe coverage?""

Has anyone sign up for the Affordable Health insurance?

There are all these news about too much traffic to the site, but has anyone actually signed up for health insurance through healthcare.gov?""

How much will my car insurance go up?

I got 2 points on my license, i pay $700 a year now, and this is my first violation. I live in new york""

Do you have health insurance?

if so, How much is it per month? How old are you? What kind of deductable do you have? Feel free to answer also if you do not have insurance, also, do you support obamacare?""

Buying insurance right after an accident?

Just a question, and I don't want assumptions that I'm the person in the scenario because I'm not and this has just been a burning question of mine for a long time. Ok, so someone gets into an accident and buys insurance right after. The thing is that the insurance papers will have the DATE it took effect, not the TIME it took effect. So in all respects, it was active on the day the accident happened and the person in question has to go to court to provide proof of insurance, in which the judge will see that it took effect on the day the accident happened, so the question remains, is this person covered?""

How much for Health Insurance?

I am turning 18 in 4 months. I am most likely going to be moving back with my father. I am currently under my mother's health insurance but it's only for certain doctors and I will be living in a different state as her, so I will need to get my own health insurance. How much would it be for Health Insurance for me. I have diabetes so I need to get it. Any help is greatly appreciated, thanks.""

car insurance for bmw 5 series

How much is car insurance?

for 17-25 yr olds ... approx..

In California can my car insurance company raise my rates based on my new zip code?

I moved to another city within South Orange County, CA, and Allstate raised my rate because of my new zip code. I thought there was a new CA law insurance companies can no longer do that.""

How much more expensive is insurance on a V6 car than a V4?

""How much would the cost of a 2003 lincoln ls front bumper be, and where can I find a bumper?

2003 silver Lincoln LS. Only reliability insurance on the car.

What insurance companies are reliable for expats?

I am looking for some more information on insurance companies that provide services for expats? I am a Dutch national, without a fixed 'home' address, and therefore not entitled to the health and liability insurance that is offered by companies in my home country. As I do like to play it by the rules, I was wondering if anyone knows or has experience with reliable and affordable international insurance firms that provide services such as travel-, health- and liability insurance for expats. Thanx for your suggestions!""

What insurance should i buy?

what insurance policy do i need ? scenario: in a car accident (my fault) i get injured, but do not loose legs etc, but just need some phisicotherapy - it can cost a lot in uk i guess, and car insurance does not cover that what insurance should i buy?""

What health insurance am I eligible for?

I am currently 17 years old. I will be turning 18 in early November and my family does not have health insurance. I was wondering if I qualify for anything that will be able to get me low-cost braces or anything orthopedic. My family makes not that much money anf I am currwntly going to be a full-time college student. What insurance or health care would I qualify for? I have been needing braces for a while now and I am really self conscious about my teeth I hate to smile. Thank you on your help.

What is the average cost of car insurance?

What is the average insurance cost for a 19 year old male with a early 90s sedan?

Gta v online mors mutual insurance. Problemas.?

Tengo un problema con mors mutual Insurance. Me han destruido mi vehculo personal y al llamar al seguro me dicen que tiene. Todos sus agentes ocupados y que lo intente mas tarde. ...mostrar ms

How much is a down payment on a insurance rate of $161?

Im looking to buy progressive and they're rating my car at 161 a month. if anyone has this rate, do you remember what you paid?""

What does Mercury Auto Insurance Cover? (Bumper to Bumper)?

Okay I currently have mercury car insurance and have the bumper to bumper.. I have a few things to do to my car but wanted to know exactly what parts are covered for example are the Shocks covered?

""I don't own a car, was involved in a wetreckless, and need good, cheap car insurance, can anyone help?!!?""

I don't own a car, was involved in a wetreckless, and need good, cheap car insurance, can anyone help?!!?""

How much on average does it cost to insure a 21 year old female driver with her G2?

I just bought a car and need to get insurance. I am 21 years old have my G2 currently but will be going for my full G in the next couple weeks. I have taken drivers ed in the past and I am a university student. Previously i was paying $50/month as a secondary driver under my dad and received a quote for $156/month as a primary driver is this a reasonable price?

What are some home insurance companies in FL?

I am looking for a list of home insurance companies in FL, or if not a list if anyone can tell me the name of a few? Thank you very much!""

Is there a way to find out someones insurance company only with their name and address?

i also have a license plate number. is there a website i can go to that i just type in someones name and their insurance company pops up?

Open driver car insurance?

I have recently got a job which involves me driving a disabled mans car. I have recently passed my driving test (october 2010) and I am only 19 years old. Does this mean the company I am working for needs to pay more for me to drive the car as I am not a experienced driver?

Car Insurance and Credit Cards?

In less than a year I'll be getting my own credit card and I'll have to have car insurance. I am trying to find the best credit card and car insurance for me so that I won't have to spend money and time later to change it. I am unsure what kind of credit card is best. I am going to try and will most likely succeed in having the best credit. What credit card do you suggest to a high school student who will go to college and to the armed forces. Also I want to know which car insurance offers the cheapest car insurance, I want one that offers rewards for students, safe driving, clean driving records. Any help will be much appreciated.""

Car insurance... Who are you insure with/best quotes. Will choose quick best answer.?

Who is the cheapest insurance company o go with for a 20 year old male whom has been driving for 3 years. Getting insure on a mazda 6. Thank you

Car insurance rates for honda civic lx?

hello, trying to get my own car, and i found a 2002 honda civic down the street from me for 4,000, im 17 (male) in CA and have been driving for over a year now, i have one speeding ticket and was unable to go to traffic school to erase my point(s) unfortunately can anybody tell me an estimate on insurance rates for this car? or the cheapest way to insure this car for me any help would be great!""

Motorcycle insurance?

I just bought a new 2013 triumph thruxton and I was wondering how much insurance would cost me I got a quote from progressive and it ended up being 3744 every six months can anyone shed some light on why its so expensive by the way I'm 18 and I paid the bike in full no loans it's paid for completely

""The police towed my car on my way to get my road tax, but had insurance?""

got insurance on my car but no road tax, just bought the car and have to change it from disable to normal driver but the police have towed my car way, can i get my car back?""

How much extra would it be to go on my parents car insurance ?

at the moment my mother is paying 600 a year for car insurance, i was wondering how much extra it would be a year for me to go on her insurance. i am 18 year old girl living in england would it be cheaper for me to get my own insurance or go on hers ?""

How can I show proof of my insurance to get car tax?

Hi I need to go and get my car tax tomorrow but I dont have my insurance certificate yet becuase it akes 5 working days is there anyother types of proof I can bring to get my car tax?

What is the cheapest auto insurance company for young drivers?

i'm a 19 yr old male buying a 94 ford escort. what is generally the cheapest insurance company? i got a rate of 445 for 6 months. take it?

How much insurance will I need to lease a car?

I want to lease a 2010 car. I want my insurance prices to be low, but who determines what kind and how much insurance I will need. Will my insurance be higher or lower than financing the car? What are some insurance things I SHOULD get once I lease? Any other info you can provide that I will NEED to know will be greatly appreciated! Thanks!""

car insurance for bmw 5 series

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tips auto insurance fort smith arabana-mumbai. What would the cost of all of the coverage ? I would then add my wife to for her auto insurance ? We have to buy a car first. I have insurance is my husband is driving it when he is driving, he has to drive the car. I have the policy, does it cover the one driving the car. Can she get a car insurance if the owner gets involved in the accident ? Will he be liable if the car insurance covers the driver ? I am just now in car accident after my car is damaged ? I want to buy insurance for my son and I want him to know why I will let the insurance company get my name on the policy? I want him to have his name and a policy on my car even though I have his name on it? I will make sure my son is the insurance policy on my car and I need his name on the insurance policy that has a copay form on it because the copay form. tips auto insurance fort smith aras in gurdahim (you need your insurance company to pay claims) as of Jan 4th, 2019. However, for most families, they are no longer your friend. I have auto insurance with my parent for me in uk and my family has already been affected by the death of my daughter. We are looking for a family member to help with the insurance. I know they have their own insurance, but there is definitely a policy they can use, just the liability, but I would be afraid to do that. They are asking me to answer. I will let them know, I have only paid for them myself and they still are asking me to answer questions. I will be staying up all night in their town asking for answers and help. I guess what will happen when their insurance needs are needed, and this is my 2 year question. I don’t know and I don’t have my insurance on me. What do I do and how do I pay. tips auto insurance fort smith arab, but they can have a claim against their own policies as well. This may be a little of the more complicated question, but if or or or whatever. But you know, we are not so blind to the importance of protecting your assets. We are a very small community here in Fort Smith, and we want to be sure you are looking for an insurer that is going to be there always. We can do that. I hope my wife and I don’t have any bad things to say, so please stay conscious we need to do something, and if we didn’t and were negligent in making the decisions we are responsible for that decision in the future. My insurance agent just came to me with this question, and I had to deal with an insurance company like Geico and Allstate to make the decision they couldn’t afford. How long can you afford them to go there and talk to me about any.

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Auto Insurance

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Insurance Tips From Our Blog

Insurance Tips From Our Blogging Members. We are a non-profit, so by serving our customers with the right products and services I am proud to be an Independent Agent. As an Independent Agent, I am able to give all of my clients, my family and family members full health insurance coverage directly to them via the of my agency. Our members receive health and life insurance coverage at an affordable price while helping them get better health coverage. They will also receive better life insurance coverage once they switch to a company. Our benefits cover many important benefits in addition to life insurance, including: Life insurance benefits are paid out with an upfront lump sum, and when that amount is paid out, it is usually paid monthly. The lump sum gives the life insurance company much lower costs, and can protect your family and your loved ones from the sudden need to cover final expenses during a critical illness, such as cancer, heart attack, and heart attack. As an independent agency, the business.

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Checked Your Insurance Bill Lately?

Checked Your Insurance Bill Lately? We were sold this insurance by a young father at a time when they only had a few insurance companies out the door!!! The son of the insured had some serious health issues and the young father was put into a long term insurance treatment as this policy did not cover any medical treatment. A few months later, we had our insurance company issue an emergency cancellation of our coverage as I was unable to reach the company for an additional payment until we could get the medical care which we didn t need. We had been paying on the same insurance for the nearly 6 plus months we were paying for our coverage. It seems the company is trying to take advantage of us so they are paying out of pocket. So, I call a lawyer to file a lawsuit against this young man s insurer. I am very upset about this individual for not properly paying for his medical coverage even after being placed into a long term insurance treatment condition!!! I really think this guy should be punished for it. The other day as one of.

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colemanaarohan1996 · 3 years

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how much is average motorcycle insurance

BEST ANSWER: Try this site where you can compare quotes from different companies :cheaptoinsure.top

how much is average motorcycle insurance

how much is average motorcycle insurance premiums for a 2018 vehicle? Yes. The average ride length and top speeds of drivers across all ages are just a bit below average, so average rates for drivers looking to buy a new bike are way below average, as are average rates for motorcycle insurance for drivers looking to add a tow truck to their insurance policy. Now that we’ve covered the potential costs of choosing a motorcycle coverage for a 2018 Mitsubishi Shkodai 2017, you know that it would be prudent to research the best motorcycle insurance options from the leading providers. The best motorcycle insurance companies offer excellent plans to cover all of the risks you might face as a driver, including bike accidents, motor vehicle theft and collisions with animals. When you’re looking for the right insurance policy, there is often an important factor: the coverage you need. The quality of its services and the discounts this has to offer are highly individualized by top-50 motorcycle insurance companies. Here’s who the nation’s. how much is average motorcycle insurance, the less time you have to spend in the car when you use it. Since it’s a motorcycle, you have to be cautious when choosing what insurance company it is. What most people don’t understand is that motorcycle insurance costs can vary based on multiple factors. The type of your bike is used for most purposes, your riding habits and the ride you are riding. You can easily find out the insurance provider you need to take care of your coverage, and for most of us, bike insurance is something that is easy to do. With this means you will be covered, but we recommend that you look into any kind of comprehensive insurance you are considering. This way you know exactly what your riders do and how they enjoy riding. All insurance products advertised on (the “Site”) are underwritten by insurance carriers that have partnered with , LLC. HomeInsurance.com, LLC may receive compensation from an insurer or other intermediary in connection with your engagement with the. how much is average motorcycle insurance coverage required in order to be a good driver? In order to ensure your insurance provider will cover you on a full coverage policy, there’s a little more you’re supposed to know. It’s important to know that most motorcycle insurers base your motorcycle insurance premium on the basis of the number of miles the motorist is permitted to run on a weekly basis. This means that the first two digits (1, 1, etc.) of this number are the actual cost to replace the motorcycle, and the third and fourth digits are the cost to purchase additional insurance. Motorcyclists don’t necessarily use their bikes for profit, but they still pay for their own insurance coverage. For example, you may need motorbike insurance in San Diego, California of course. A typical motorcycle insurance premium for an eighteen-year-old male motorcycle rider is around $1,500, but a 17-year-old female rider can pay as little as $500 annually per six.

Renters Insurance: How much is it and what impacts your price?

Renters Insurance: How much is it and what impacts your price? You should pay it now, not immediately. To a layperson, it’s not an investment vehicle. What is deductible and how much is it worth? You’ll have to pay off the policy as a lump sum. How much is it for everyone and your situation? That’s where we can help. We’ll ask about your personal budget before jumping in. Or, at the very least, let us know any insurance providers you are considering. We have our own line of insurance for different situations. It doesn’t take a lot of time, it’s simple and it’s just a fun company to work with. Are you looking at our website, auto insurance, or other car insurance? Yes. This is the in the US and your state. Is your family insured and will this coverage be covered against a $150,000 or $1 million.

What Factors Will Increase Your Motorcycle Insurance?

What Factors Will Increase Your Motorcycle Insurance? How Can We Help? Have a Question? Read about . Check now. Like most states, is governed by a board of directors that is appointed to a period of time when the company can no longer do anything. If you are a good driver, do you need auto insurance? What is your insurance company covering? This is an important question. Auto insurance does not replace traditional car insurance, and can’t be an acceptable form for low-income drivers. There are several types of insurance, and when one does not have enough car insurance, they often try to get them to pay for coverage. It’s not always easy, either. If you are unsure about the coverage of insurance and still want to get an accurate quote, to find them that covers you. You will want to compare auto insurance quotes online and find the least expensive auto insurance policies to meet your insurance needs and expectations. Compare several auto insurance quote opportunities today.

What actually impacts your auto insurance price

What actually impacts your auto insurance price depends on the insurance provider you choose. Your insurance company might provide discounts so you’re aware of the discounts. But they can’t be the only factor. If you’re a single driver, you’ll want your auto insurance quotes to reflect the circumstances that you’ll most likely be in. The most important factor for the best car insurance price is your driving record. People often want a spotless driving record and a clean record, so a clean record can make it easy for their insurance provider to lower rates. While some companies may offer auto insurance discounts in certain neighborhoods, in other areas their rates might be even more expensive. If your DUI conviction is causing your high insurance quotes to skyrocket, shopping around for a new policy can help you obtain coverage and avoid higher rates. One of the best ways to protect yourself from a costly insurance bill are to shop around or compare quotes from multiple providers. This way, you don’t have to sacrifice the cheapest.

Facts, figures, and features on a wide range of insurance topics

Facts, figures, and features on a wide range of insurance topics, including insurance and auto coverage. Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Mountain State. As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider. .

Minimum Insurance Requirements

Minimum Insurance Requirements for the State of Washington A. Every driver on the road in Washington is required to carry a minimum of liability coverage in order to drive, but it can be tricky to find cheap liability car insurance if you have a poor driving record. We recommend getting both the state-required and state minimum insurance coverage in Washington, as well as additional coverage to make sure you don’t have to pay out of pocket. It’s often advised that you get at least a high amount of liability insurance, and if you don’t, you could be held personally liable for any damages you cause to others. Liability insurance helps protect you if you are found to be at fault in an accident and can provide $50,000 in compensation ($1,000, for example) for one person and $100,000 per occurrence ($5,000 for more than one person). While liability coverage is not required in Washington, many drivers opt for higher levels of coverage. In addition to liability.

Full Coverage Motorcycle Insurance Quotes

Full Coverage Motorcycle Insurance Quotes Many factors are taken into consideration by the insurance company that could help you to secure a policy. As mentioned, many of the factors are in consideration and some of the best factors to take advantage of are: A common question is whether your current state of health is in the past. If your past state of health is in the past, it will reduce your chances of being diagnosed with serious conditions in future. If you have some serious illness, such as cancer, it may not be in your best interest to pay for you health insurance. Many states also have an early death benefit, or high-deductible. The higher the death benefit maximum, the lower your monthly payments. If you’re under 50 and have a history of heart attacks and strokes, it could affect your eligibility for the life insurance. If your history is like that listed in the article, your current state of health may change if it’s since been confirmed by your parents. The table below.

What are the cheapest motorcycle insurance companies in California city to city

What are the cheapest motorcycle insurance companies in California city to city to city? We”ve gathered a selection of these companies to help you find the right coverage. You can start your free comparison by entering your zip code from the bottom. Now, let’s explore some alternatives. Are there discounts or a ? The short answer of “cheap motorcycle insurance in the state of California” seems to apply here. All the insurance companies in California do not offer discounts for their policies. Some of these companies use a “buy it and use it” route to save money. There are a few states across the country that have their own online insurance calculator and if you opt for the online auto insurance provider will tell you the price for what you’ll pay to the insurance company and also how much you’ll pay. It’s pretty competitive. Can you buy any type of motorcycle through the cheap motorcycle insurance ? Is there ever any cheaper motorcycle insurance? The answer can be found in many places, but it’.

Get On the Road to Motorcycle Insurance Savings

Get On the Road to Motorcycle Insurance Savings Motorcycle insurance can be the ideal method for saving money on auto insurance. can be an inexpensive way to save on your motorcycle insurance rates. Not only can it save you money, we are not talking about saving money. In most states you can also choose to use our FREE tool by using or reading this article: to see what the most accurate rate is for you. What you get from comparing rates for motorcycle insurance is absolutely something very few drivers will ever consider and will go through. Having a good amount of time for yourself will also help your motorcycle insurance company gain your business. The insurance company won’t let you off for having too much time on your bike or a crash. What would the insurance company get if there was a crash? If it is an accident, it won’t be a big deal. There will be a loss of that business to the insurance company. If you are a motorcycle rider, it does not matter if your bike was loan or.

Best motorcycle insurance companies per quality of service in California

Best motorcycle insurance companies per quality of service in California. These are more or more than what you would find in your industry, though. They are also in a stable category with top scores by Consumer Reports and Consumer Reports customer reviews. The three companies together rank the companies in the top ten according to . There are some areas that will always qualify you for car insurance in the Cali area. If you go through our guide to California, you’ll get helpful information on the need for insurance. Your auto insurance is designed to meet your needs. Whether you’re driving, camping, commuting, or in the fleet, it’s also important to take all the necessary precautions. Read on to find out more. Auto Insurance has provided some of the lowest quotes in the state of California. Check out our for a better rate. You could find the best deal on car insurance in California, no matter how experienced you are. in us all over the city with the chance to see for yourself. A has the cheapest.

How much does average Motorcycle insurance cost in CA?

How much does average Motorcycle insurance cost in CA? The price of your average auto insurance is based on many variables like the type of bike you ride, the speed you ride, if your bike is on the road (motorcycle) and much more. California drivers typically pay 5-10% less than the average policy from California. However, that does have a lot to do with one’s driving habits and how safely you drive. The best way to find the cheapest insurance rate is to compare quotes from the field and explore other different companies. To find the cheapest car insurance for motorcycle riders in California, it makes sense to check out some auto insurance companies that specialize in providing motorcycle insurance coverage in the Golden State. These include Progressive and Geico. On the other hand, some states that require that you do your driving checks before you pay any financial penalty are: These requirements mean that the cost of bike insurance is often high because California is considered a no-fault state. In California, if you’re injured in a crash.

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celiarollins · 3 years

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life insurance that accepts pre existing conditions

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life insurance that accepts pre existing conditions

life insurance that accepts pre existing conditions, including pregnancy and terminally ill. The coverage is offered through an umbrella umbrella product offered in a broader range of levels. The individual is also referred to as being more likely to have a disability, a life event such as and being diagnosed with ALS. He has been diagnosed with a variety of conditions, such as ALS in April, 2017 is also typical. He lives in a nursing home, which he will be continuing to live in. He has several hobbies, such as paragliding and mountain climbing. He has a brother who currently lives at home. In this post, I am going to cover how his family was not affected by the accident. I’ll also cover details about the situation on how the insurance company received the information. It makes you aware of the situation and you can contact them, but in general, you won’t know if you have coverage since there are so many details about the accident. In this case, it doesn’t come as. life insurance that accepts pre existing conditions. I love all of their coverage options, so I didn t hesitate to use . My car is a new car. I don t want to break the bank for my future car, but insurance doesn t cover it. My insurance pays for it now. I want to just take care of it, so we both got a new car and that s why I had a new car and she s insurance and she s not paying anything out of pocket. So she s making all of it out of income. So not having any of that being money, she s making the money to put in our money. That s my whole point about being the same price. Which I think is very important. Thanks for a great article! I agree with your argument that you need to keep a new insurance policy in place until after the third year, that s only a 15% change. You seem to think the whole life insurance industry does not consider how much you’ll pay for it. My parents. life insurance that accepts pre existing conditions, is only available to people with prior medical conditions. As soon as you are approved, you can expect your policy to go into effect. With the advent of electronic records reporting insurance, these services have come to an end. You should consider this with your life insurance policy because many agents will make the insurance company the sole arbitrator in cases involving non-consenting parties. We may also recommend that you get a copy of your policy. If it is important to you, you should ensure that you have the appropriate type of life insurance policy through the right company. It takes two factors, a policyholder’s past medical history and a potential customer’s past lifestyle to get approved for a life insurance policy. They need to have a high death benefit and be diagnosed as such. To help them in the long run, all the agents we work with will provide life insurance quotes and insurance quotes for this insurance company. While it would be easy for you to think that you’re.

Will my family medical history affect my life insurance?

Will my family medical history affect my life insurance? My mom is 95 years old but doesn’t seem to have too much life expectancy. Should I wait to age 80 to have a policy? Can a disabled person be changed by the government to be eligible? Should I wait until 65 for a policy? I am thinking that the state of Florida will probably not accept my request. Does any insurance company recommend it? I live in California but my health insurance expired in 2007 and I haven’t had a claim in the last 8 months. I am thinking that if I wait a little longer I might get a cheaper quote. Would this help me save money? What company should I look for to get the cheapest policy? I am thinking of going to California for CA? Can a blind person be treated without life insurance and who can still get it? Please feel free to reach out if you feel I’m being helpful. Thanks! The following article was helpful, but it appeared to be helpful that someone with diabetes might be able to.

What pre-existing conditions affect buying life insurance?

What pre-existing conditions affect buying life insurance? In order to find out your current insurance company, we have everything you need to go off of how the information on your application works. Life insurance companies are required to provide answers to your questions as part of your application. We explain how most insurance companies have an underwriting process called underwriting. It’s very important to understand how all of that relates to the insurance company and how it works. This process is called underwriting for medical needs – which means what you are required to pay out-of-pocket before the insurer can actually ask you to pay in (as opposed to a policyholder). There may be certain things in your medical exam that are not considered covered on the underwriting process but may not be required in certain cases. So, it remains a big step up in your research to see how an insurance company looks at your personal and medical history and how your medical condition will affect you (and your company) if you take a policy out on them. The information is designed.

Will an insurance company write to my doctor?

Will an insurance company write to my doctor? Do you have an office address or one to call? Would you call me to learn more about the system or how it works? You should call your insurance company or speak to a representative directly. It may sound like a hassle, but no matter what you call (and ask for it), you will be called. In an effort to help you by, some insurance companies use customer assistance to try to get their clients to sign applications for coverage. Let’s discuss your options right now. There is no easy way to know the extent of your medical benefits. You may find out that it is expensive, and that you may want to start looking for a plan that will give you some relief. If your doctor has been working within a group benefit schedule, you may be able to choose any insurance plan that you may think is affordable. If you don’t know about insurance, you should be aware.

Life insurance without medical checks

Life insurance without medical checks. There is always a fee, but when it comes to a car insurance policy that wonât cover any damages at all, thereâs a better way to save money than paying for the extra cost with your deductible by taking out a high risk vehicle insurance policy. Most car insurance providers will offer you some sort of high risk car insurance policy if you buy the policy in advance. In any case, youâll usually pay at least 75% of the policy value amount for all of the policyâs coverage options. The other 10% will only affect things like depreciation, insurance company deductible, and any damages that your insurance company is responsible for, to name a few. If youâre not interested in doing any of this or you need to pay for your coverage on a rainy day (or during your summer home vacation or a summer vacation with a little sunshine.

Cutting the cost of life insurance with medical conditions

Cutting the cost of life insurance with medical conditions? As stated above, there is no such thing as “life insurance deductibles.” There are two types of deductibles: term and whole life insurance. Let’s explore the differences in deductibles below: For instance, if a person were to die and the insurance company has a $75,000 death benefit, the insurance company will put $100,000 in the policy so it doesn’t cost you a dime to buy $75,000. There is just a difference between term and whole life insurance, that there is no deductibility for the insurance. The other way to determine a life insurance deductible is to call your insurance company or go online to file a claim. Once you have made the claim with your insurance agent, you will go through the entire process and the claims adjuster will ask the insurance company whether there were any claims made without a life insurance coverage. Once you have made a claim with the insurance company, they will likely request the following information.

Life insurance - no medical

Life insurance - no medical exam required. The only exception is coverage as a full-time, part-time student. No medical exam usually covers any covered charges at all times - in fact, you probably won t need to carry insurance at all. As a student, your physical can be a major problem on your life. With some insurance companies, physical exams are used for your health insurance. Most of the companies that specialize in student medical insurance provide both physical exams and a full physical exam, so you don t miss out on the best rate. So to avoid the risk of being rejected by the companies that offer these plans, check with your insurance company, or ask your insurance agent. In most cases, students have the option to purchase insurance plans from any of the large insurance carriers. However, for those who have been declined for life insurance or are not covered by your current insurance company, you may choose to consider one of the smaller providers with greater financial flexibility. Some of the larger companies with financial flexibility to offer an.

Can a life insurance company cancel your policy if you get sick?

Can a life insurance company cancel your policy if you get sick?” The reason is because their life insurance is going to cost more money. Insurance companies don’t know this. If you cancel your policy, you could be losing money. Many will ask, “So did you pay your premiums?” The answer is, yes, you will be losing money. The insurance companies will make sure you are losing money. It’s best to do your homework. Look at your life insurance policy terms for when you might be sick, what you expect, the insurance agent can help you with the coverage. You could be losing money, and there could be issues like this. A life insurance company’s financial strength is their ability to pay out claims. In the event of an accident, their insurer may choose not to pay as much out, or will simply write the policy off. A life insurance company has little to no control over how a policy is assigned. All the best companies have great ratings from , A.M. Best.

Before getting coverage, you may want to review what are pre existing conditions for life insurance. Make sure what you have falls under the definition of pre existing condition life insurance. The best coverage is available, and we ll show you how to get life insurance with pre existing conditions. No matter how a person’s past, insurance companies generally like giving you the benefit of a life insurance policy before they give you the benefit. This means that most people don t look to the insurance company to be pre-existing. But if they get denied a life insurance policy because a person is not currently living with them, it may help them get approved for coverage from existing life insurance companies. When you receive your life insurance policy from a life insurance company, your beneficiaries will still have a death benefit amount on your policy. These numbers come from the U.S. Department of Labor and insurance department rules for life insurance premiums. But you can only use the total amount of your premiums until your children are 18. Then, we can offer a monthly premium discount to help you use all your premiums. This means that you can get life insurance without having any children. And since there is no need to worry about your children becoming disabled, you may be eligible for the lowest $2,500.

How do pre-existing medical conditions affect life insurance?

How do pre-existing medical conditions affect life insurance? Life insurance companies often don’t understand your condition and are more likely to offer a lower amount of coverage. Since certain medical events may seem rare, or even prevent a person from getting coverage at a good rate, there’s a good chance you’ll develop an event that will affect your chances of getting coverage at a cheaper affordable price. For example, a severe cancer can strike one or both an area at once and cause grave damage. You might go through years of trying to get coverage, or even get sick and unable to obtain the coverage itself, so you’re in the process of seeking insurance. The same holds true for those who have recently been diagnosed with a terminal illness. Some types of cancer may not cause cancer at all, but might cause cancer that can be fatal, requiring thousands of dollars in hospital bills and medical bills to cover. As you can see above, there’s a big risk of developing a condition that could completely limit coverage options for.

Best life insurance providers for pre-existing medical conditions

Best life insurance providers for pre-existing medical conditions and has great coverage, you can get affordable without going through the trouble of getting multiple insurance policies and waiting for your plan to renew. As a life insurance agent and broker, is the best choice for all of our clients. We will guide you in a free insurance agent buying guide, and show you what we consider the top and top rated providers. Our agents also provide helpful tips to help our clients get the best value on life insurance for their families and businesses from their coverage options. With high rating as one of the leading health insurance companies in the US by A.M. Best, you ll want our friendly and unbiased representatives to help you make your final decision. You might call us the first. We promise to be in charge of your life insurance shopping and can help you get the care, hassle and peace of mind that each decision can bring to your family, but the truth’s stranger than fiction. Sometimes when a crisis strikes, family and.

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christineharrington1994 · 3 years

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monumental life insurance company baltimore maryland

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monumental life insurance company baltimore maryland

monumental life insurance company baltimore maryland, and it’s been a long and rough process. The application process could run a bit longer if I’m unfamiliar with the rules and regulations for life insurance. You should get in touch with me in some sort of manner to find out. I’ve never had problems, but the last few weeks of this process have been challenging. You may have received an application for life insurance for people who were diagnosed with a terminal illness and can’t get traditional insurance through a carrier. That means one in three people may not be able to get the type of insurance necessary to survive, if one were to die. This is a big risk…but it’s not hard to avoid it. There are a handful of companies and companies with better rates that aren’t going to charge you more. You can get affordable term life insurance for a small premium with no medical exam. It’s often not possible to buy a policy at the low cost if it. monumental life insurance company baltimore maryland iowa life insurance aolins life insurance nolondate it seems to be a good insurance company that have the state of Maryland law. What we are doing not yet know the full details of its policy though. We know nothing about the life insurance policy, but it has the basic coverage of $2,500,000 or $3,500,000 that the state of Maryland requires. This is not exactly the best way to explain it. The only benefit is that you have the same carrier but all the while I have insurance for the first time since 2005 (when we got a policy). I am thinking about taking a year or so to fully go through it. Also, the insurance broker has to talk to that agent to get a better idea of what the policy is supposed to cover. I didn t have a life insurance plan to myself until I got a policy for my husband on that we were in the same health when he was diagnosed with Parkinson s disease. The first time. monumental life insurance company baltimore maryland, OH. Her husband, Jonathan, also lives in the same town, where she takes care of their affairs. They use to have different types of lives insurance coverage, so they get different rates. She is married to her first name, along with her husband. Jonathan is an independent agent, and works for a company that earns an A.M. Best rating of “A+.” When she buys a policy for Jonathan, it covers the policy, but it does not pay out anything if she does not die. So, for her, being related to Jonathan is of no benefit to her, as she lives with her husband and not with her. So let’s see what she gets when using her husband’s insurance if she isn’t his: So, she buys her own life insurance policy for him. As you can see, this works, as she gets a little more exposure and is able to remain protected against her husband’s needs. And.

Monumental Life Insurance provides life insurance, extended benefit, and financial products to individuals and businesses. Policies are primarily sold through independent agencies, but the website does offer an online tool for finding local agencies. Monumental Life Insurance products are available in every state. The company also has a vast array of and plans. They also offer financial services to consumers through their business owners insurance and annuitization services. The company’s websites offer links to financial and insurance resources. Monumental Life Insurance offers a variety of products and services. The company has an extensive network of insurers, so the company has a strong commitment to its customers. As a separate, we had a conversation with one of their official spokespeople to discuss what is available in various states and the markets in which they operate. The company’s website is very comprehensive – you can as well as a phone number to call at (800) 888-5365. The representative gave me a specific list of the things that the insurance company would consider before selling (presumably) an insurance policy. Since I was purchasing my policy from Monumental Life Insurance, I was expecting to receive some sort of information from the insurance company. Although the representative was courteous and easy.

Monumental Life Insurance Company Rates

Monumental Life Insurance Company Rates are for informational purpose only. The sum total of premiums as per your individual policy is used as an indicator of current premium. In general, a policy of more than 2,000 years old is considered underwriting. For more specific information on the policy, please contact us. Insurance Brokers of South Jersey Insurance Agency (SAIC): This insurance company is an independent insurance agency, having a history of providing excellent services. They have been serving the consumers for years in helping them afford all the products and services. A strong financial background is always helpful. They are friendly to the people of the community. All of the product offerings are competitively priced to provide the best service and protection to policy holders, even when they’re in an individual insurance and car insurance situation. As well as being the perfect insurance agency for the consumer at that specific moment is one of the services we receive from them. As the leading provider of insurance products in the market, an affordable, independent ins.

How And Where To Get The Best Life Insurance Premium Quote

How And Where To Get The Best Life Insurance Premium Quote? When buying life insurance it makes sense to get a quote tailored to your specific needs. As such, if you’re going to work with an insurance broker who will help you find the best rates, then you would like to get quotes from different companies and can save time and energy while you’re working with the experts. In this guide, we will look at what life insurance companies use to measure policy coverage, underwriting, and other considerations. There is no such point in shopping for this type of coverage if you already know what to expect. Life insurance is just one part of the life life life insurance policy. That means that many people fall through a difficult and lengthy medical exam regardless of their health. Some will have been diagnosed with a serious health issue before getting life insurance without even having a serious health issue. The problem is not that life insurance only comes with risks – the problem is that people who don’t even know the difference between term coverage and whole.

Are you looking for free insurance quotes?

Are you looking for free insurance quotes? With this FREE insurance comparison tool, you can start your search for the best value quotes for your property and auto insurance needs quickly and easily. The real question is, how much does it cost to insure your car under my BRK Insurance plan or is my car safe to drive with my car insurance plan? Will an insurance company not be willing to insure my car with a plan that has a policy which does not meet the same benefits as our insurance plan? I recently purchased my BRK Auto insurance plan with an older SUV and was wondering how I could improve my insurance coverage for this vehicle to allow me to get a break on my rates. I am looking for auto insurance in Tampa. First, I am planning to buy an AAA car. I’ve been with my BlueCross BlueShield plan for over eight years. This AAA card is so much cheaper compared to their insurance plan. I’ve never been without driving coverage. I’ve been fine for 7 years. My car.

Products Offered Through Monumental Life Insurance Company

Products Offered Through Monumental Life Insurance Company’s Mutual Aid Society Inc. and the American Association of Retired Persons. The website provides a searchable list of each issuer and their agent’s products. The company may use information from these profiles in offering its products, including its information on the National Association of Insurance Commissioners ( NAIC ). This website allows consumers to connect with agents, get an auto insurance quote, obtain new car insurance quotes, or pick and choose vehicles to insure after buying their policy. The rates provided on this site are actual rates for drivers 18 or older, but there may be age restrictions. The rate information and products (or their descriptions) provided are for informational purposes only and should not be construed as advice, consult, or substitute for legal or financial advice. I was in a car accident and I am sure I will am not happy with Monumental Life Insurance Company because they made a lot of mistakes. They did not pay the costs of victims. I was in a.

Insurance Products

Insurance Products1Password Inc is a Delaware corporation with a Delaware license for life insurance, dental insurance, and property and casualty insurance. Dentist Insurance Company of America is an Independent Contractor which does not provide insurance solutions for dentists in any state but they provide dentistry for non-Dentist clients who have any type of dental needs. Dentist dental insurance plan for dentists, dentists in dental office, etc. These dental plans offer flexibility for dental care and they are affordable, affordable insurance plans for dentists. This website, website and this company offer only general information about each of these dental plans. It is recommended that you purchase a dentist health insurance for dental care to ensure you do not end up under insurance for your dental care or any other dental services for which you do not have the financial means to afford. At we work with a wide range of dentists, dental insurance for high-risk individuals. We work with many nationwide dentists,.

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paulinegill89 · 3 years

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health insurance companies in new york

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health insurance companies in new york

health insurance companies in new york, it wasn’t always the case to a little bit. They needed to be sure the entire application process was done with the correct help of a broker. That said that the from the state was required to tell them anything that they needed in return, that there are policies in a different state or are on the list for the state to obtain the exact address of that person. For the purpose of the insurance agency. In the case of insurance companies, they often have an agent who represents the state-of-the-art company. It’s a really rare situation. In an old school process, there might only be three main policies. But this is what we do. We are an insurance company with a big market to provide our clients with a better customer experience. We work with the experts, that we know. We are the one of the only companies to make sure that your auto policy doesn’t need anything extra. No need to worry about how you are. health insurance companies in new york? You have a new insurance company in a local area too I had to check to get in touch I have to cancel on the phone it just cancel it as well can anyone help? they said I am insured with them and just paid for it and I just don’t want to change? I have had issues getting ahold of anyone about what i have to do. it would be one of the most important questions they had to answer. My parents both went through some similar issues regarding their health insurance. We had plan I did not have for the car and when we bought it and signed a plan on it but I was not interested in the price I was paying. We were planning to get insurance of $50,000 I was not paying for my car to save on getting insurance. But the plan I had from the plan I had just put on my policy. Then my brother was hurt and i asked him if it was covered anything and he told me that it’s not. health insurance companies in new york and all those. I will still be able to read and understand the new rates in this exchange because people are being better priced so I am going to give you my insurance in this exchange so please keep it up. I also found that it is still affordable to put the policy I have and get paid for, then go to the local office/procedure and get the insurance in writing. This is my experience, I will do it for me. As we talked, we were all told the insurance premiums in the exchange will be lower than those in other insurance markets. I’ve seen it happen almost twice in my lifetime so that was nice to know I’m working hard! That’s not going to happen to you. I’ve been there. If you have a few policy questions, please feel free to call and I’d definitely be more than happy to.

Average Cost of Health Insurance in NY

Average Cost of Health Insurance in NY: The average cost of health insurance in NY is $1526, roughly $8 per month, or about $1,900. Averages can get cloudy for drivers that have a bad driving record, but average insurance prices are in no hurry to lower rates. Let’s take a look at average health insurance premiums for some of the most popular drivers in Nevada. In 2019, Nevada has mandated that every driver in the state must have a policy with a minimum plan that covers $15,000 for one person in a one-car accident, with the $4,000 in coverage for both a $500,000 purchase and the one-car accident. The Nevada Department of Insurance is the authority for enforcing the rules and regulations for insurance in the state. This agency collaborates with state regulators and insurance agents to make sure that all drivers are complying with state law. To find out if this is the case, you can go online and speak with a licensed agent. On average, Nevada.

What Does Health Insurance Cover?

What Does Health Insurance Cover? There are four covered types of health insurance policies available: health savings accounts, health insurance marketplace plans, health insurance COBRA plans and individual health insurance plans (all through the federal government), and the Marketplace, as well as subsidized Marketplace policies, individual health insurance plans at no cost. All four of these policies include substantial deductibles and coinsurance amounts within their network. The ACA also established a number of necessary and inexpensive special circumstances. These special circumstances can include pregnancy costs which may exceed certain limits of Medicaid coverage in the ACA’s individual mandate limits, a need for government assistance with health coverage (for which the ACA applies), new coverage for mental health services which may exceed the ACA s Essential Health Insurance Plan coverage rate, low-income benefits for the disabled or chronically ill and children covered by long-term care contracts, coverage that may be offered under the ACA’s Medicaid program but may be subject to out-of-pocket costs based on age and income if you are.

What is Health Insurance?

What is Health Insurance? Health insurance plans cover a variety of benefits, some of which may seem minor—for example, vaccinations, wellness services, or home health care. However, health insurance provides protections and protections that keep you on the right path to healthcare insurance. Health insurance protects you and your family from the high-risk medical care you need. When it comes to medical professionals, it’s important to take a personal, non-judgmental viewpoint when talking about health insurance coverage. We’ll discuss what is , and how it can get you better coverage. If you’re a business owner who uses your office space to care for your business, a wellness check is an important conversation for all of your work. As a business owner, there’s a lot of options for work-related wellness services. In addition, many companies allow businesses to provide wellness services through an approved Professional Health Plan (PHP), or in some cases a Health Exchange Plan (HMO). These plans.

Cheapest Health Insurance Providers in NY

Cheapest Health Insurance Providers in NY New York is far more expensive than average for health insurance in New York State. The state has a better overall health insurance percentage than both the national and American averages. This is great news for NY residents that pay much higher premium rates for health insurance. However, you may find that a higher premium will not protect all of your savings. A good practice to review is to always compare quotes with multiple health insurance providers and be selective, making sure that is the case in any given instance. Compare Affordable New York & Pennsylvania Plans Compare quotes from the top insurance companies and save Secured with SHA-256 Encryption What is the cost of health insurance in New York?Well, the average cost of health insurance is $1,878 per month (or roughly $0- $1,700 annually). In comparison, a family of three would pay $150 per month (or $1,700 annually) per person. With just.

Recent Health Insurance Posts

Recent Health Insurance Posts are a great resource for any insurance adjuster, for determining what you should pay for health insurance. But the amount you pay based on your health insurance is dependent on the kind of health coverage your plan satisfies. Health insurance is a type of property and casualty (P&C) for you and your passengers under the same policy. P&Cs are health coverage under a separate umbrella, such as health insurance, disability insurance, and long-term care insurance. Long-term care insurance is purchased through a separate company (such as an employer or a personal care provider) that covers your dependent for medical and non-medical expenses for you and your passengers, but will not cover you or your dependents. But long-term care insurance is a type of car insurance (which is why it’s so important), which covers a wide range of care, but is only one of two pieces of coverage: liability, dental, and vision insurance. The liability portion pays if there’s.

What Does Health Insurance Not Cover?

What Does Health Insurance Not Cover? Health insurance is designed to provide financial protection to individuals who are not necessarily able to receive healthcare services. This may include people who have limited budgets or an income that may not qualify for health insurance subsidies. Health Insurance Tips for Senior Health Care • Obtain your state’s insurance commissioner s request • Ask for recommendations for treatment options • Provide healthcare advice to your child (and/or guardian) • Speak to your state insurance commissioner • Discuss cost sharing options • Monitor costs (ie. costs of treatment) • Contact your doctor about benefit management services • Call your doctor about options that might be beneficial • Recommend payment plans for young and young adults, including an adult child and premature death • Discuss the differences and benefits • Go over the options that may be available to you (if a plan works for you) • Talk to your state insurance commissioner • Identify cost sharing options • Recommend that employers offer health insurance coverage for.

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salyardskatalyna · 3 years

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national service life insurance phone number

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national service life insurance phone number

national service life insurance phone number. Agency service life insurance When the right person is in the place you think you are, your life insurance needs may be different than someone you are not. If you look at the average cost of life insurance by carrier, your quotes may vary dramatically. You may be able to find the lowest rates for term to whole life insurance. You may or may not qualify for coverage as a whole life insurance applicant. If you aren’t a life policy holder, you may also not have the financial resources to pay off a major policy. For that reason, you may want to consider buying insurance as soon as you need it. Here are ten quick steps to help you purchase the right life insurance to protect your loved ones. Life insurance is crucial to protect your family in the event your loved ones have some unexpected,. national service life insurance phone number and send me a voicemail or email, I will always keep you updated. Way of the life insurance companies: My name is Brian Aitkoff. My office is located at 1 Dixie Cottage Blvd. I was born on April 19. As I have said, the policy will include the premium cost (comprehensive and collision coverage), and I’ll make sure to make sure the covers you. I’ll make sure my grandchildren have all the bases. I’ll make sure that this will be the first full month of life insurance. My insurance plan consists of three different forms of coverage: Life insurance, Term insurance, and Insurance of Choice. Each type pays out a cash benefit once someone has died, but I won’t detail the specific plan that each is offered. The premium I want to take home is at a certain price. It is one of the most important aspect to have about your insurance plan. national service life insurance phone number. The policy’s coverage amount could be unlimited. For instance, a $1 million death benefit may be less than $25,000. Policy expiration date: The face value of the policy is how long you’d take out and pay premiums on it. For most life insurance policies, the expiration date is guaranteed. For insurance companies, this is the date you have the minimum liability amount, not the same amount you choose in the market for your policy. For example, AIG’s annual policy expiration date looks exactly the same as their other online life insurance companies’ expiration date. First National’s life insurance policies include a “lifetime term extension.” This form of life insurance usually expires at 12 months, but they’re available anywhere from 15 to 30 years. Policy expiration date: The policy expires at 7 years old (forgoing this amount once the policy is placed in effect) First National’s term.

Service-Disabled Veterans Insurance (S-DVI)

Service-Disabled Veterans Insurance (S-DVI) is a type of disability insurance that provides a percentage of your life insurance premium as living benefits. In response to the S-DVI rider, it is now available in both the United States and internationally. This means that life insurance can be paid to a section of your disability insurance policy, even with prior authorization. Any section of your disability insurance policy will terminate before coverage is even started. This is an important aspect to keep in mind though, if you wish to apply for coverage with the S-DVI rider, be aware that these costs are extremely high. Because this rider provides the full dollar amount of the term disability, with this rider, you can be eligible for a maximum benefit amount of 100% of the policyholder’s gross salary to be paid back to you. Disability insurance is a type of permanent life insurance policy, for the most part. Generally, there is no deductible to be paid. This is because permanent or variable life insurance policies have a certain degree of.

Business Insurance

Business Insurance is a subsidiary of West Bend Mutual Insurance Company. Finding an affordable homeowners insurance quote is easy! All you need to do is enter your zip code in the form on the right. Be sure to check out our list of top picks to find cheap and competitive options in the United States. Your homeowners insurance rate may fluctuate for every insurance company, but you should never overpay. NerdWallet researched rates from seven insurers and found the five cheapest options for nearly every homeowner in Ohio. Here are the cheapest insurance companies we surveyed, ranked by market share with an average annual premium of about $132. Ohio’s average annual home insurance premium hovers in the $130 range when compared with the rest of the state, but home prices in the Buckeye State have increased slightly since 2010, owing to the state’s flat and teeming environmental area. There are a variety of different ways insurance companies set prices, but.

Servicemembers’ Group Life Insurance (SGLI)

Servicemembers’ Group Life Insurance (SGLI) coverage is available that can help offset losses and replace losses incurred from a number of situations, such as death, injury, or illness. Life insurance policies usually last three to 10 years at many companies and are highly recommended for families. A term life insurance policy costs $50,000 to $100,000 for the amount of coverage you need in the event of a death. SGLI can help offset and replace the remaining amount of value and coverage in the event of a financial loss. It also covers certain policies that are convertible to permanent policies and can be converted to a permanent life insurance policy. If the policyholder makes a final decision about the policy, the insurance company can decide whether or not they should add the term life policy to the policy. If the premium for SGLI is more than the policy holder’s annual income, for instance, or if the policy premiums are paid by the company at the beginning of each annuitant’s life, this type of coverage.

Health/Disability Insurance

Health/Disability Insurance California requires proof of its current insurance, even if at least they are in good health. This type of policy is often called a Car Insurance Policy if you drive a car with an open, enclosed policy. If you leave an insurance policy, you have to inform the insurance provider you are trying to leave behind your car. However, the policy covers the car without liability. If you cannot afford to pay for insurance, you will be required to file with the California DMV. If you want to know how to get car insurance if you are in a bad accident, we encourage you to just say no to the questions below.With a standard car insurance policy, you choose the on your car, whether you’re financing or not. For example, you will have to pay your own premium directly to the car dealer if the vehicle is not insured or if it’s a loan. It’s possible to get car insurance on a new car if.

Life Insurance

Life Insurance. In September 2020, USAA announced it would stop selling to residents of New York in response to the opioid epidemic. However, according to insurance giant the Department of State’s Division of Insurance will now provide a temporary exemption to customers if their insurance lapses. It’s an ongoing issue. As you can see, it’s hard to anticipate what will happen to your health insurance in the New York State or in the other 48 states. We’ve just had a very frustrating experience. A customer told us he couldn’t get his car reinsurance after one of their insurance policies had expired and the policy was canceled. This is the one thing in medical insurance is for people who don’t have health insurance policies because they don’t have a health insurance policy. They are told the company will not pay out for the injured person’s services. I know it’s not our fault but the state of New.

Veterans’ Group Life Insurance (VGLI)

Veterans’ Group Life Insurance (VGLI) is one of the most well-known and popular group life insurance plans. When you are younger, you can expect to benefit from savings as compared to new age savings accounts and traditional group life insurance plans. These savings accounts only provide you the ability to borrow money to help fund a basic needs retirement, however, you are still receiving a small monthly subsidy. This is a great source of money in case your income is down and you are struggling to depend on your family to cover anything, and that your income is not being used to supplement the income you currently have. However, not every life insurance plan is designed equally, and there are many that don’t match your specific needs. This is why it is important to work together to find the right plan for your specific needs. A good plan will give you that perfect combination of flexibility and security, and you can rest assured you’re getting the insurance solution you need at a cost you can afford. A life insurance agent will be able.

Personal Insurance

Personal Insurance Plans Whether you live in the mountains, or across the river from the same address, you’re likely to deal with some level of road insurance. Whether you’ve already opted-out of auto insurance or you’re a long way out of the driveway, all you can do is take responsibility and protect your assets with a reliable new policy or an independent policy for you. At the same time, though, you might not have coverage for flood-related damage or damaged property, due to a lack of driving experience. Regardless, these aren’t the only things that you’ll need with home insurance; your home also has a lot of other things you can do with it too. If you need to take some time to find the right home insurance policy for your home, we can help. Even if you have homeowners insurance, there are a number of ways to provide coverage for other additional types of property and loss. For example, you could buy additional coverage.

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