#I was actually thinking about the fact that they basically added all the angelic secondary characters for the show

[contractwithak]

#good omens #good omens 2 #aziracrow #crowley #aziraphale #innefable husbands #ineffable idiots #I was actually thinking about the fact that they basically added all the angelic secondary characters for the show #and wondering if that suggests Aziraphale’s role got expanded too #but I’m too lazy to go reread the book (again)

[crossdressingdeath]

It's not Just JYL. MDZS fandom has this problem where a lot of people strip away all of the complexity and actual character traits from the female character, for the sake of protraying them as "perfect angels and "badass Queens", then they complain that the female characters of MDZS até not complex. The large number of people that thinks drama!Mianmian is better than novel!Mianmian show this. Novel! Mianmian is Far more interesting, both as an individual character and part of the narrative

I think most fandoms (and honestly a lot of media in general) have this issue where it's like they're scared to admit that women can have personalities beyond "perfect mother" or "stone cold badass who hasn't had an emotion in the last decade", and you can definitely see that in the MDZS/CQL fandom. I honestly find this fascinating in terms of CQL, because... yeah, the female characters get more screen time! But they're weaker as characters. As secondary characters in a gay romance they understandably don't get much development in MDZS, but it becomes so much more noticeable in CQL because they're there more! Also they're literally just... hanging around, not doing shit. CQL rammed them in and then did nothing with them. Like... what purpose does making Mianmian JZX's childhood friend serve, beyond vastly weakening the story of a young woman working her way up from nothing and throwing it all away without hesitation when her place conflicts with her morals? What does JYL do in the Cloud Recesses, beyond adding some more scenes of her babying JC while WWX does the emotional labour? What do WQ's added scenes do beyond screaming "love interest crammed in to make it less gay"? The additional scenes are just so pointless and add nothing to their characters! Sure, CQL has more scenes with female characters numerically, but that means fuck all when they didn't actually give the female characters anything more to do! Also, am I the only one who finds it hilarious that people go on and on about how much more the girls do in CQL when... CQL actually took one of Mianmian's major actions in the plot (giving WWX the pouch of herbs that may well have saved LWJ's life) and gave it to WN, a guy? Also, setting up JYL as someone who actually can cultivate and still having her go down without a fight when MDZS justified it by making it clear that she didn't cultivate at all was just dumb, at least let her kill a couple puppets.

Basically I think the additional screen time for the female characters in CQL has the same issue as literally everything else the writers shoved into the plot: they made zero attempts to actually make it fit in the fucking plot. So yeah, the ladies are around more... but just giving secondary characters more screen time doesn't make them major characters, it just makes the fact that they have the characterization and development of secondary characters more noticeable and also a problem rather than just the correct choice for their level of importance. Somehow they managed to make the non-combatant more of a damsel than she was in the version of the story where she couldn't fight and turned WWX's badass adoptive older sister who would fight to the death for the people she loved into a love interest while cutting out the bit where she's a love interest, it is wild.

#i can't even say what it is about cql's wq that bothers me #she just doesn't have the STRENGTH of the other versions #(also donghua wq is. really fucking hot. you know how it is) #(that woman looks like she could kill me with a single glare and i would thank her for the privilege) #mdzs vs cql

[polar-stars]

☕️ + megumi and hojo?

(Give me a ☕️ + a character/ship and I’ll ramble off whatever thoughts and opinion I have about it)

Oho, interesting! Thanks for the ask!

Megumi Tadokoro

Megumi is a character I love and adore. She has given me no choice in that matter, lol. I cannot possibly dislike a character who portrays such a huge amount of real, genuine kindness. Adding to that, she's incredibly easy to relate to (I know that I am not the only one who does).

In my opinion Megumi has had some of the very best moments in all of Shokugeki, especially in it's earlier parts. The Shokugeki against Shinomiya in Trainings Camp is still my favorite battle in the whole manga after all. Her performance in the Autumn Election Premlins was also really satisfying and sweet to see. (Monkfish Preperation Scene Supremacy)

Tsukuda really did great on making Megumi a character that I really want to see succeed.....But that is where the problem comes in.

The problem is that Tsukuda struggles with the Show, Don't Tell-Rule from Central Arc onwards.

Pre-Central, Megumi's character development was solid in my opinion. It was believable and not too fast-paced. But once focus was shifted to Azami-Drama, Megumi and other characters had to take a little step back from the action. And Megumi's character arc started to stagnate.

Through Training Arc. Autumn Elections and Stagiares, Megumi had visibly gained some more confidence in herself and her stage fright problem from the beginning of the series was ceasing. However there was something missing: pay-off. Her character arc lacks proper pay-off.

You see, throughout all of Central Arc Megumi has not won any single fight on-screen. She was given one victory against Shigemichi Kumai but not even second of that fight was actually shown to the reader. But when it's time for a more detailed fight against Momo, she looses.

In her fight against Momo, the judges do find the time to point out tho that Megumi might hasn't been able to beat Momo however there is quote unquote ✨potential✨.

Thing is that the "potential"-thing has been getting old at that point. It felt very reminiscent to Megumi's fight against Ryo back in the Autumn Elections. Ryo was able to win, however it was made clear through multiple dialogue-lines that Megumi did give him a good fight, defying the expectations the audience had from her. So basically that fight was like: Yes, she lost now. But she is on the right path. There is a lot of potential.

The issue is that time has progressed ever since the AE and it was about time for us, the readers, to see that potential unfold.

But we never got that.

We get a lot, a lot of talking about Megumi's potential throughout Central Arc but never an actual showcase of it. And it does not get much better with BLUE Arc either (I mean, what do you expect from that trainwreck of an arc anyway?)

First off, despite all of her potential and her participation in the Regiment de Cuisine & the retaking of Totsuki as a whole Megumi somehow ends up with the lowest seat in the Neo-Elite 10??? And I'm just: Why??? Why is she the only explicitly ranked below Eizan & Nene (who got a massive downgrade) with everyone else far ahead? (Tho the Neo-Elite 10 Ranking as a whole is one confusing mess and I should probably stop trying to bring sense into it if I do not want to go insane, lol.)

The infamous Hot Spring Fight against a Noir is where we finally see Megumi shine a little on-screen (at least in the manga). And well....I enjoyed seeing that but...

It is still not the proper pay-off she deserves, I'm sorry. Because ultimately that Noir-Guy is some random One-Off we never saw again. And that's a problem.

This character had no time establishing himself to us. We barely know him.

To put it into perspective: Satoshi Isshiki beating Julio Shiratsu in the RdC did not feel like a very impressive thing. Because we have only come to know Julio in that one fight and had absolutely no judgement on how powerful he may be (not to mention, that he was mostly placed in a very ridiculous light). It would have been a lot more impressive to the reader had Satoshi won his later fight against Eishi Tsukasa, because Eishi is a character who we have spent a lot more time with and who has repeatedly been portrayed as absurdly skillful and an actual threat.

See what I mean? As much as I loved seeing Megumi being an absolute badass in that Hot Spring Saga...It was not the satisfying pay-off I want for her.

The few victories she gets are always against random One-Offs while her fights against the more important characters are always a loss for her. Case in point: BLUE. She gets anOTHER off-screened match against some Noir in Chinese clothes, whose name I won't bother looking up if he even has one, where all characters talk about how talented she is but once it's time for her to go up against big bad bitch Asahi she looses. And that sucks.

Not to forget the fact that Megumi always gets strung along to every big event but we never get much justification for her participation (other than the obvious Meta-Reason that she's a main character).

Think about it, her and Takumi got extremely lucky in Train Arc by having Rindou giving them a free pass just for the lulz, while everyone else got expelled. Then a good number of messy chapters later, Megumi and Takumi get invited into BLUE without even a shred of reasoning behind it. Why them? How random is it to invite the 1st, 7th and 10th seat but no one else? Meanwhile when BLUE Arc was first mentioned in the manga they told Jouichiro that it's actually extremely rare for a student in that age to get into this tournament. And Jouichiro was a 3rd year back then, what are those three 2nd Years doing there??

The anime at least addressed that by having Totsuki's students fight for the participation (I appreciated that, if only the episode that covers it wasn't so lazily done)

I'd have much less of an issue with that if they actually gave Megumi something to work with in that arc. But really in RDC and even more so in BLUE, she's mostly just there I feel. She barely really impacts the story meaningfully in both of these arcs, I feel.

And it's one big shame.

As I said, I love Megumi and Tsukuda set her up as someone who I wanted to see succeed and defy expectations. Her journey up till Central Arc was a lot of fun and very compelling but then it just...came to a halt. And her arc never got any real, proper closure I feel. She was instead pushed more and more into the background and she just did not deserve that, man.

Never forget that she is one of the mains after all and she should have been treated as one.

damn I did not think this would get this long ahhdhdf

Miyoko Hojo

When realising that Miyoko's speciality is Chinese cooking, I was super excited for her! I really love Chinese food and I've been waiting for it to be covered in Shokugeki up till that point.

I like Miyoko quite a lot, she's definitely one of my faves from the...well, I don't think "secondary" cuts it...the tertiary cast. Unfortunately we've got to see so painfully little of her.

I like that Megumi, in the most Megumi-ways, made her learn a lesson like "Feminism =/= You can not possibly get along with a man. Ever.", but it was also interesting to see acknowledgement of the inequality of men and women within the culinary business through Miyoko.

Miyoko's friendship with Megumi is something I adore and I would have very much liked more of it please. I enjoy the thought of Miyoko, this tough, unapproachable woman, having her face soften whenever this pure, little angel approaches her. Also 100% sure Miyoko would drop-kick whoever gives Megumi a funny look.

I also would have liked to see Miyoko interact more with Kuga, because I imagine it could have been a lot of fun. From the one, tiny interaction they've had I feel that Terunori actually respects Miyoko quite a bit. Which I think is interesting, because Terunori otherwise seems to enjoy bitching at people.

Honestly? If you ask me??? Miyoko should have been in the Regiment de Cuisine.

I'll never get over how she's shown in the audience, alongside Nao, smiling when the rebels are about to snatch victory. Like ahdhFJG, excuse me Ma'am what business do you have just watching??? You can not tell me that from what we've seen about Miyoko that she would not be up to kick Azami's ass out of Totsuki. I generally think it's stupid for the Rebels to go up against the Elites in a number even to them.

Azami. Explicitly told you guys. That you can bring more than that.

You were up against the Elite 10 Council.

YOU SHOULD HAVE ASKED ANYONE YOU CAN GET!

YOU SHOULD HAVE ASKED MIYOKO

(and Nao as well tbh)

(The Regiment de Cusine could have been a lot better to buy for me if the Rebels had shown up with more participants tbh but that's a different subject)

Anyways, as I said I wish we could have seen a lot more of Miyoko. But it just wasn't meant ot be :( I mean, when characters like Alice and Akira get pushed to the side, what chances does the tertiary cast have?

I'm at least glad that she is sort-off shown being the new president of the Chinese RS in Les Dessert 1? I like that for her.

But yes, ultimately...another criminally underused character. I look forward to write her being a cool mom in my fanfic tho.

#well #that was rather lengthy hdhfhf #Rambly Asks #Shokugeki no Soma #Megumi Tadokoro #Miyoko Hojo

[sabinemorans]

Mission Impossible: Nanny

Quinn McKenna x female reader

Words: 2,679

Warnings: none!

A/N: This was co-written with @nothing-but-a-comedy the title credit goes to @sailorsquadgoals

Quinn was finally starting to get the hang of caring for Rory, but there were some days he wished he had some help. Shared custody with his wife was already a bit of a struggle, and Quinn knew that Rory could use an extra caregiver or two. It eased his mind that Rory was actually the one to suggest this idea since his mother had hired a nanny recently. Of course he said it in his way– very blunt and matter-of-fact– but Quinn enjoyed it actually.

Even though everything had changed after the Predators had come, this was a good thing to come of it. He felt closer to Rory now than ever and it would take a special person to be good enough to watch him, and a very special ad to draw them in. It was a normal ad detailing the basics up until it mentioned protection for his son, including the lines “people with ex-military or security background preferred.”

It took a little longer than Quinn had hoped, even if it was a unique ad, but he finally found the perfect candidate hit. She was educated, well reviewed, and passed a background check on the nanny site with flying colors.

That would have been enough for anyone else, but Quinn knew with his line of work, he’d have to do a deep search just to be on the safe side. He sent her name to Nebraska, knowing he could trust him to find out about any red flags. Surely she would understand, and if she didn’t, then Quinn would know she wasn’t right for the job.                                 

The best part was her suggestion for a secondary nanny as the request had mentioned this was protection for the child as well. The second one, a man, also passed with flying colors and was sent to Nebraska. When there were no red flags to be found after Nebraska had essentially done a deep dive-Quinn emailed them. Cause if Nebraska couldn’t find anything, then there was nothing to find. 

It looked like a solid deal, and Quinn was a little excited to be getting some extra help and a chance to make Rory happy. What he wasn’t expecting, however, was how attached he would become to her. To you. 

~~~

You’d partially given up on finding a new nanny job when finally good news was in your email. Quinn McKenna wanted to interview you! Grinning, you immediately called your backup and very best friend Din, telling him the news. 

“If he wants to see me, he probably wants to see you too, considering,” you said, moving from your kitchen counter to your stove where pasta was boiling. You had your headphones on so there was less chance of you dropping your phone into boiling water which had only happened once but Din acted as if it had happened a dozen times. Honestly, it couldn't have happened after he had left your apartment?

“Good, his was the only interesting job on there. I wonder if he’d be ok with me bringing the baby along at times. Maybe if the kid takes a liking to us, it might be good for him to socialize with a baby.” Din had adopted a baby at the beginning of the year. He’d gone with a mutual friend of yours to an adoption agency and just fallen in love. It had taken forever but as he put it, he’d just known as soon as those big dark eyes had found his that they were meant to be. 

“We’d definitely need to build some trust first. I know my little one doesn’t cry much, but to a child on the spectrum, it can be very hard to handle. That would be the best case scenario though since there’s two of us. Though this McKenna guy mentioned protection, so maybe he’s a political person or something. We don’t wanna bring that dark eyed angel into any danger.” You strained your pasta and dumped it a bowl, pouring sauce on top and beginning to mix.  

“Fair enough. Guess we’ll see, sweet girl, huh?” 

You smiled and shook your head at the affectionate nickname. “Don’t call me that Din, you know better. I always think you want something from me when you call me that.” 

“What me? Never,” came the reply where he was so obviously grinning like an idiot. God you hated him sometimes, it was so hard to love someone so ridiculous but you managed it even with knowing him as long as you did. You could ask for better company than him sometimes but you couldn’t ask for a better best friend. Bastard knew it too. The two of you were bonded for life, for better or worse.

“Smartass. I’ll call you with the details when he emails me back, love you Din.”

“Love you back, sweet girl.” You heard a laugh before he hung up and you pulled your headphones off. 

“Silly man,” you muttered as you began to eat your pasta and homemade sauce on the way to your couch. Turning your TV on, you settled with a comfort show so your brain could wander as you ate. Quinn McKenna...what an interesting name.

~~~

Mr. McKenna had been busy with work over the weekend, so it took a few days for the interview to happen. You arrived with Din by your side, as Mr. McKenna had proposed you had applied more or less as a team and would be interviewed as such. He told you that he liked your forethought to mention a second you already trusted, and that compliment made you smile. Thinking ahead had always been a strength of yours. 

“Should you knock or should I knock?” Din looked at you and you shrugged back with an indifferent look on your face. 

“Do you think it matters?”

“I guess not.”

“...you want to knock don’t you?”

The door to the cozy two story house had an old school knocker on it and Din’s grin gave you all the information you needed. 

“Go on then,” you chuckled, waving your hand at it. 

He knocked three times and sighed, satisfied with that stupid grin on his face. You shook your head. Ridiculous man. 

The man who answered the door looked anything but ridiculous. He was absolutely not what you’d been expecting at what-six foot two? Filled out well too with bright blue eyes you could get lost in, blonde hair shorter on the sides a little bit flopping at the top and a smile that screamed “good ol’ boy” more than anything you had ever seen.

And you were fucking hooked.

But you were a professional and despite the sudden mental images of jumping on him and pressing your body to his (likely muscular and strong and maybe even a bit pudgy) body you simply smiled brightly and hoped that Din would keep his professional manner even though Quinn McKenna was definitely one of your types. 

“Mornin’, thank you both for comin’,” McKenna said before waving the two of you in. 

Din let you lead and he followed both you and McKenna to the dining room table where your possible employer sat in front of both of you. He was prepared, both your resumes sat before him and he had them side by side with what looked like prepared questions written down. Din and you shared a glance that spoke volumes. He was very serious wasn’t he? Maybe he was political, maybe he was a part of the mob or maybe he was some kind of paranoid kook. It was a nice house and it actually reminded you of David Lieberman’s house in ‘The Punisher’ and then a fourth option to what Mr. McKenna did crossed your mind quickly followed by a fifth. 

Either he was a government spook, or he was the Punisher. Either way you weren’t that mad about it.

“Take a seat,” Quinn gestured to the chairs in front of him with a face that didn’t betray much emotion.

You noticed that he glanced at you a few times too many, but he made it hard to read what was going on in his head. He must have noticed the confused looks on your faces, because he gave you a reassuring smile as you sat down before clearing his throat. “You must be wondering why I needed two nannies with your type of background,” he chuckled.

You exchanged a look with Din for a split second before Mr. McKenna broke the semi-awkward silence. “I’m in the military too and I wanted people I could trust with my kid’s safety,” he explained. His answer was still a little vague for you, but you figured you’d ask him more about it later. It was nice to know he would understand the two of you though, you’d worked security for a little while and were amazed at how much people pushed back when asked what you thought was safest. With Mr. McKenna you might fight over strategies but at least he’d understand them.

You found yourself wondering what branch he was in, what his rank was when Din spoke, pulling you back to the present. 

“Well, in that case, you found the right people for the job,” Din said in a professional manner. “We both served in the Marines. I was a Corporal and she was a Sergeant as I’m sure you saw by our records.” Din explained, and you took a moment to admire how well he always pitched the two of you as valuable assets. He went on to detail (as much as he was allowed to) how you’d worked together for years. You did chime in here and there with details Din couldn’t remember and explained your individual special skills. 

Din was a master of stealth, infiltration and quiet extraction were his specialties. You on the other hand were a sniper. Your furthest confirmed kill was clocked at 1110 yards– a near record. The pair of you were well trained in hand-to-hand combat and familiar with most guns that could be thrown at you though with the choice between a gun or a knife, you favored the K-Bar while Din favored his Sig Sauer.

Mr. McKenna  crossed his arms in front of his chest, giving Din an impressed look as he heard his pitch. His eyes had lit up when you said you were a sniper and you smiled back, recognizing the look of a fellow sniper in him. The fact that you had something so specific in common was mind blowing really!  While you both derailed for a moment to talk about things you saw Din smirking a little. Ass. He knew exactly what it meant when you grinned like that. Trying to stay professional (and not give Din the satisfaction of knowing your thoughts too well) you locked down the thoughts of the two of you on a date, seeing who could  hit the farthest target even if it would probably be you. 

“Both of your resumes are impressive, but I’m wonderin’ why you guys left after spending so much time climbing the ranks.” Mr. McKenna quirked an eyebrow at you, so you chose to answer this question instead of leaving it to Din.

“It was just time for us to get out. With all the jobs I’ve had in the world I’ve listened to my gut about when it was time to seek out something else. Din trusted me enough that when I said the Marines wasn’t the right career for us anymore that he put in to leave when I did. A few months after we left we got word that a lot of our unit had been badly injured in an ambush masquerading as a rescue mission.” You shifted your hair from one side to the other and kept eye contact with Mr. McKenna, who let out a sigh through his nose and nodded. Nothing else needed to be said about that.

After that it lightened up. You felt at ease answering his questions; he didn’t seem as intimidating as you initially thought him to be, and the interview eventually flowed more like a friendly conversation than a job interview. You all even laughed about things! Maybe it was the fact that the three of you could bond over your military backgrounds (Quinn as he insisted on being called after the third time he was referred to as Mr. McKenna, was a Ranger Captain), or maybe it was because of the way that Quinn looked at you differently than he’d look at Din. You didn’t have time to put your finger on what kind of look it was exactly before a young boy came walking out of a nearby hallway but it certainly warmed you all over. It was nice to talk so freely with another man besides Din too, someone else who understood.

Din’s face lit up as he saw him, and you couldn’t help but smile as he exclaimed, “Oh hey, little man! Is that Rory?” He asked as he turned to Quinn with a bright smile.

“Yup,” Quinn responded, the corners of his eyes crinkling as he gestured for Rory to sit beside him. He ruffled Rory’s hair and pointed in yours and Din’s direction to introduce you to him. “These might be your new nannies, whaddya think of that, bud?”

Din held his fist out for Rory to bump and you shook the little guy’s hand in a greeting, smiling widely at how cute he was. You glanced up at Quinn as Din and Rory exchanged a few words, already acting like they were the best of friends. Quinn was obviously very protective of his son, happily watching the exchange, but you could tell he was watching closely to see how Din would get along with him. Din was being his usual self around children, boisterous but at a respectful volume, which was so different from how he was around most new people. You laughed at a stupid joke Din made which made Rory smile before running your hands through your hair again. Your eyes were pulled towards Quinn in soft glances and you noticed when he glanced at you as well, carefully timed to when you were listening to Rory talk about what he liked to do and how he liked things to be.

Before your eyes could meet Quinn’s and you could really analyze those glances, you heard Rory mention something about a fight. 

“I’m sorry sweetheart what did you say?”  Quinn looked at Rory, stunned and then at the two of you. 

“Now hang on buddy I don’t-“ His father started but Rory kept going anyway. He was definitely determined and had been waiting to say this. 

“I wanna see you guys fight, you know, see who’s better. And the winner can fight my dad! If you can beat my Dad or just hold your own you’re definitely good enough to be my nanny.” The sweet faced little boy was so succinct about his needs that you laughed a little incredulously but with no small amount of humor.

“You know what you want sweetheart I’ll give you that,” you said with a grin and shrug to Quinn and Din. “I’m game, but we probably shouldn’t swing to really hurt each other. Do you have boxing gloves maybe or we could do more Jiu Jitsu and grapple rather than throw punches.”

“Yeah no, no real hits. But if the little man wants to see a fight he’s gonna get a fight.” Din was already standing, making to take off his nice jacket and you were following suit when Quinn stood and waved his hands. Jesus-his hands were huge. How had you not noticed that yet?

“Hang on hang on,” he said looking at the pair of you, both paused with your jackets pooled at your elbows.

“But Daaaaad,” Rory whined, looking up at him.

Quinn raised a brow at his son before smirking and letting out a small chuckle. “You guys shouldn’t fight…” He grinned at Rory before adding, “...in the house.”

#quinn mckenna #quinn mckenna x reader #fanfic #the predator 2018 #the predator #the predator fanfic #fanfiction #boyd holbrook #cowritten with nothingbutacomedy #mission impossible nanny

[rexsjaigeyes]

Mission Impossible: Nanny - Part 1

Quinn McKenna x female reader

Words: 2,679

Warnings: none!

A/N: this was co-written with @sabinemorans​​ and the title credit goes to @sailorsquadgoals

Quinn was finally starting to get the hang of caring for Rory, but there were some days he wished he had some help. Shared custody with his wife was already a bit of a struggle, and Quinn knew that Rory could use an extra caregiver or two. It eased his mind that Rory was actually the one to suggest this idea since his mother had hired a nanny recently. Of course he said it in his way– very blunt and matter-of-fact– but Quinn enjoyed it actually.

Even though everything had changed after the Predators had come, this was a good thing to come of it. He felt closer to Rory now than ever and it would take a special person to be good enough to watch him, and a very special ad to draw them in. It was a normal ad detailing the basics up until it mentioned protection for his son, including the lines “people with ex-military or security background preferred.”

It took a little longer than Quinn had hoped, even if it was a unique ad, but he finally found the perfect candidate hit. She was educated, well reviewed, and passed a background check on the nanny site with flying colors.

That would have been enough for anyone else, but Quinn knew with his line of work, he’d have to do a deep search just to be on the safe side. He sent her name to Nebraska, knowing he could trust him to find out about any red flags. Surely she would understand, and if she didn’t, then Quinn would know she wasn’t right for the job.

The best part was her suggestion for a secondary nanny as the request had mentioned this was protection for the child as well. The second one, a man, also passed with flying colors and was sent to Nebraska. When there were no red flags to be found after Nebraska had essentially done a deep dive-Quinn emailed them. Cause if Nebraska couldn’t find anything, then there was nothing to find.

It looked like a solid deal, and Quinn was a little excited to be getting some extra help and a chance to make Rory happy. What he wasn’t expecting, however, was how attached he would become to her. To you.

~~~

You’d partially given up on finding a new nanny job when finally good news was in your email. Quinn McKenna wanted to interview you! Grinning, you immediately called your backup and very best friend Din, telling him the news.

��If he wants to see me, he probably wants to see you too, considering,” you said, moving from your kitchen counter to your stove where pasta was boiling. You had your headphones on so there was less chance of you dropping your phone into boiling water which had only happened once but Din acted as if it had happened a dozen times. Honestly, it couldn't have happened after he had left your apartment?

“Good, his was the only interesting job on there. I wonder if he’d be ok with me bringing the baby along at times. Maybe if the kid takes a liking to us, it might be good for him to socialize with a baby.” Din had adopted a baby at the beginning of the year. He’d gone with a mutual friend of yours to an adoption agency and just fallen in love. It had taken forever but as he put it, he’d just known as soon as those big dark eyes had found his that they were meant to be.

“We’d definitely need to build some trust first. I know my little one doesn’t cry much, but to a child on the spectrum, it can be very hard to handle. That would be the best case scenario though since there’s two of us. Though this McKenna guy mentioned protection, so maybe he’s a political person or something. We don’t wanna bring that dark eyed angel into any danger.” You strained your pasta and dumped it a bowl, pouring sauce on top and beginning to mix.  

“Fair enough. Guess we’ll see, sweet girl, huh?”

You smiled and shook your head at the affectionate nickname. “Don’t call me that Din, you know better. I always think you want something from me when you call me that.”

“What me? Never,” came the reply where he was so obviously grinning like an idiot. God you hated him sometimes, it was so hard to love someone so ridiculous but you managed it even with knowing him as long as you did. You could ask for better company than him sometimes but you couldn’t ask for a better best friend. Bastard knew it too. The two of you were bonded for life, for better or worse.

“Smartass. I’ll call you with the details when he emails me back, love you Din.”

“Love you back, sweet girl.” You heard a laugh before he hung up and you pulled your headphones off.

“Silly man,” you muttered as you began to eat your pasta and homemade sauce on the way to your couch. Turning your TV on, you settled with a comfort show so your brain could wander as you ate. Quinn McKenna...what an interesting name.

~~~

Mr. McKenna had been busy with work over the weekend, so it took a few days for the interview to happen. You arrived with Din by your side, as Mr. McKenna had proposed you had applied more or less as a team and would be interviewed as such. He told you that he liked your forethought to mention a second you already trusted, and that compliment made you smile. Thinking ahead had always been a strength of yours.

“Should you knock or should I knock?” Din looked at you and you shrugged back with an indifferent look on your face.

“Do you think it matters?”

“I guess not.”

“...you want to knock don’t you?”

The door to the cozy two story house had an old school knocker on it and Din’s grin gave you all the information you needed.

“Go on then,” you chuckled, waving your hand at it.

He knocked three times and sighed, satisfied with that stupid grin on his face. You shook your head. Ridiculous man.

The man who answered the door looked anything but ridiculous. He was absolutely not what you’d been expecting at what-six foot two? Filled out well too with bright blue eyes you could get lost in, blonde hair shorter on the sides a little bit flopping at the top and a smile that screamed “good ol’ boy” more than anything you had ever seen.

And you were fucking hooked.

But you were a professional and despite the sudden mental images of jumping on him and pressing your body to his (likely muscular and strong and maybe even a bit pudgy) body you simply smiled brightly and hoped that Din would keep his professional manner even though Quinn McKenna was definitely one of your types.

“Mornin’, thank you both for comin’,” McKenna said before waving the two of you in.

Din let you lead and he followed both you and McKenna to the dining room table where your possible employer sat in front of both of you. He was prepared, both your resumes sat before him and he had them side by side with what looked like prepared questions written down. Din and you shared a glance that spoke volumes. He was very serious wasn’t he? Maybe he was political, maybe he was a part of the mob or maybe he was some kind of paranoid kook. It was a nice house and it actually reminded you of David Lieberman’s house in ‘The Punisher’ and then a fourth option to what Mr. McKenna did crossed your mind quickly followed by a fifth.

Either he was a government spook, or he was the Punisher. Either way you weren’t that mad about it.

“Take a seat,” Quinn gestured to the chairs in front of him with a face that didn’t betray much emotion.

You noticed that he glanced at you a few times too many, but he made it hard to read what was going on in his head. He must have noticed the confused looks on your faces, because he gave you a reassuring smile as you sat down before clearing his throat. “You must be wondering why I needed two nannies with your type of background,” he chuckled.

You exchanged a look with Din for a split second before Mr. McKenna broke the semi-awkward silence. “I’m in the military too and I wanted people I could trust with my kid’s safety,” he explained. His answer was still a little vague for you, but you figured you’d ask him more about it later. It was nice to know he would understand the two of you though, you’d worked security for a little while and were amazed at how much people pushed back when asked what you thought was safest. With Mr. McKenna you might fight over strategies but at least he’d understand them.

You found yourself wondering what branch he was in, what his rank was when Din spoke, pulling you back to the present.

“Well, in that case, you found the right people for the job,” Din said in a professional manner. “We both served in the Marines. I was a Corporal and she was a Sergeant as I’m sure you saw by our records.” Din explained, and you took a moment to admire how well he always pitched the two of you as valuable assets. He went on to detail (as much as he was allowed to) how you’d worked together for years. You did chime in here and there with details Din couldn’t remember and explained your individual special skills.

Din was a master of stealth, infiltration and quiet extraction were his specialties. You on the other hand were a sniper. Your furthest confirmed kill was clocked at 1110 yards– a near record. The pair of you were well trained in hand-to-hand combat and familiar with most guns that could be thrown at you though with the choice between a gun or a knife, you favored the K-Bar while Din favored his Sig Sauer.

Mr. McKenna  crossed his arms in front of his chest, giving Din an impressed look as he heard his pitch. His eyes had lit up when you said you were a sniper and you smiled back, recognizing the look of a fellow sniper in him. The fact that you had something so specific in common was mind blowing really!  While you both derailed for a moment to talk about things you saw Din smirking a little. Ass. He knew exactly what it meant when you grinned like that. Trying to stay professional (and not give Din the satisfaction of knowing your thoughts too well) you locked down the thoughts of the two of you on a date, seeing who could  hit the farthest target even if it would probably be you.

“Both of your resumes are impressive, but I’m wonderin’ why you guys left after spending so much time climbing the ranks.” Mr. McKenna quirked an eyebrow at you, so you chose to answer this question instead of leaving it to Din.

“It was just time for us to get out. With all the jobs I’ve had in the world I’ve listened to my gut about when it was time to seek out something else. Din trusted me enough that when I said the Marines wasn’t the right career for us anymore that he put in to leave when I did. A few months after we left we got word that a lot of our unit had been badly injured in an ambush masquerading as a rescue mission.” You shifted your hair from one side to the other and kept eye contact with Mr. McKenna, who let out a sigh through his nose and nodded. Nothing else needed to be said about that.

After that it lightened up. You felt at ease answering his questions; he didn’t seem as intimidating as you initially thought him to be, and the interview eventually flowed more like a friendly conversation than a job interview. You all even laughed about things! Maybe it was the fact that the three of you could bond over your military backgrounds (Quinn as he insisted on being called after the third time he was referred to as Mr. McKenna, was a Ranger Captain), or maybe it was because of the way that Quinn looked at you differently than he’d look at Din. You didn’t have time to put your finger on what kind of look it was exactly before a young boy came walking out of a nearby hallway but it certainly warmed you all over. It was nice to talk so freely with another man besides Din too, someone else who understood.

Din’s face lit up as he saw him, and you couldn’t help but smile as he exclaimed, “Oh hey, little man! Is that Rory?” He asked as he turned to Quinn with a bright smile.

“Yup,” Quinn responded, the corners of his eyes crinkling as he gestured for Rory to sit beside him. He ruffled Rory’s hair and pointed in yours and Din’s direction to introduce you to him. “These might be your new nannies, whaddya think of that, bud?”

Din held his fist out for Rory to bump and you shook the little guy’s hand in a greeting, smiling widely at how cute he was. You glanced up at Quinn as Din and Rory exchanged a few words, already acting like they were the best of friends. Quinn was obviously very protective of his son, happily watching the exchange, but you could tell he was watching closely to see how Din would get along with him. Din was being his usual self around children, boisterous but at a respectful volume, which was so different from how he was around most new people. You laughed at a stupid joke Din made which made Rory smile before running your hands through your hair again. Your eyes were pulled towards Quinn in soft glances and you noticed when he glanced at you as well, carefully timed to when you were listening to Rory talk about what he liked to do and how he liked things to be.

Before your eyes could meet Quinn’s and you could really analyze those glances, you heard Rory mention something about a fight.

“I’m sorry sweetheart what did you say?”  Quinn looked at Rory, stunned and then at the two of you.

“Now hang on buddy I don’t-“ His father started but Rory kept going anyway. He was definitely determined and had been waiting to say this.

“I wanna see you guys fight, you know, see who’s better. And the winner can fight my dad! If you can beat my Dad or just hold your own you’re definitely good enough to be my nanny.” The sweet faced little boy was so succinct about his needs that you laughed a little incredulously but with no small amount of humor.

“You know what you want sweetheart I’ll give you that,” you said with a grin and shrug to Quinn and Din. “I’m game, but we probably shouldn’t swing to really hurt each other. Do you have boxing gloves maybe or we could do more Jiu Jitsu and grapple rather than throw punches.”

“Yeah no, no real hits. But if the little man wants to see a fight he’s gonna get a fight.” Din was already standing, making to take off his nice jacket and you were following suit when Quinn stood and waved his hands. Jesus-his hands were huge. How had you not noticed that yet?

“Hang on hang on,” he said looking at the pair of you, both paused with your jackets pooled at your elbows.

“But Daaaaad,” Rory whined, looking up at him.

Quinn raised a brow at his son before smirking and letting out a small chuckle. “You guys shouldn’t fight…” He grinned at Rory before adding, “...in the house.”

#divswrites #cowritten with @sabinemorans #quinn mckenna #quinn mckenna x reader #the predator #the predator 2018 #the predator fanfic #boyd holbrook

[minddofbecka]

(long) gc fic rec

All The Days Of My Life by rilla - 41k

It's 2016. At the end of the band's last tour, Zayn and Harry get married in Vegas. It's not the worst thing that's ever happened to them, but it certainly comes close. Half fix-it fic, half woke up married.

Trust Me by alnima - 78k

Zayn has trouble trusting Harry to catch him when he falls, but Harry is determined to be there no matter what it takes. Part 1.

Stay With Me by alnima - 173k

Zayn and Harry could never get it quite right. And now isn't any different. Except it is. Part 2.

and you and i were fire, fire, fireworks by trishapocalypse - 21k

espresso yourself yeah?? I stopped by there today

YOU WERE? what time??? maybe I saw you???

oh it was like half-eight? had an early class and all

oh ): i was hoping maybe you were there when i was… woulda been like fate, huh??

(Or: the one where Zayn is drunk and lonely and Harry is a number graffiti'd on a loo stall door that Zayn texts. A lot.)

like a sledgehammer by colourexplosion - 5k

Harry’s a good flatmate otherwise. He doesn’t ask questions when Zayn leaves without telling him for a few days and comes back looking refreshed and a bit younger than before. He doesn’t burst into Zayn’s room unannounced and he respects the fact that Zayn doesn’t go out during the day unless it’s absolutely necessary.

And if he’s figured out Zayn’s a vampire, he’s never brought it up.

Or, Zayn's a vampire and Harry's his human roommate.

let me be the one who calls you baby by alnima - 8k

“You look lovely, you hunk of man meat,” Harry declares, winking at Zayn.

Zayn blinks at Harry, his movements stilling for just a second before he continues to crawl into bed. He settles back against the pillows, wets his lips, and says, “What did you just call me?”

“Hunk of man meat,” Harry repeats, and it sounds kind of silly the second time that he says it.

“Right, I thought so."

Dancing On My Own by rilla - 59k

A Four Weddings and a Funeral au. Zayn and Harry keep meeting at weddings over the years, and slowly fall in love.

baby i’ll never leave if you keep holding me this way by estrella30 - 10k

“Does he have your mark?” his mum asks. Zayn shakes his head. He’d looked at Harry’s wrist explicitly for the edgings of Zayn’s family crest but couldn’t find anything. Not that that means Harry’s not the one; it might need a touch or connection to come to the surface. Zayn’s not sure he wants to find out though. He doesn’t know if he’s strong enough to know for certain.

“Ah, well. It could be coming,” she adds, and Zayn shrugs. She’s silent for another moment, before quietly adding, “You could pick him, you know.” She sounds thoughtful, distant even. Zayn wonders what she’s thinking about, what she’s remembering. “If you want to that is. I know you’ve not been looking for your mate Zayn, but maybe this was what you needed. Maybe you needed your mate to find you.”

or - Zayn is an immortal modern times non evil sexual incubus who is reluctant to find his mate. And then he meets Harry.

all that is gone and all that’s to come by greenandgolden - 10k

Once upon a time, Zayn’s Instagram had been littered with photos of Harry. Some of them together, some of him alone. One of Harry sleeping in Zayn’s bed, his face a bit puffy and his hair a wild mess sprawled across Zayn’s pillowcase. Pictures of them with each other’s families from holidays and birthdays, everyone with smiles on their faces and their arms wrapped around each other. Most of those photos are saved on Harry’s phone, hidden away because he couldn’t bear to delete them but at the same time he can’t stomach looking at how happy they were together versus how miserable he is now that he’s alone.

a post break up au

i fall in love whenever we meet by leighbot - 5k

“You had on operation on your back, babe. D’you not remember?” the man says as he reaches a hand out to rub gently at Harry’s chest.

Harry turns back again, feeling queasy with all of the movements. “No. I’m sorry… are you my doctor, too?”

“No, I’m not your doctor. My name is Zayn, H. Do you remember me?”

“Zayn,” Harry repeats, enjoying the way the word buzzes at the tip of his tongue.

Or, the one where Harry has temporary amnesia after surgery; he doesn't need his memories to know he loves Zayn.

He Feels Like Home by moonstarwrites - 21k

Under the impression that he would never meet his soulmate because others in his family faced the same circumstance, Zayn married Perrie and built a life with her. While that life wasn't anything out of the ordinary, it would do. Then, Zayn met his soulmate, Harry.

Love Is Blind (and darling, right now, I can’t see you) by purpledaisy - 35k

Harry had squeezed his eyes shut pretending it was real for the moment, that Zayn was actually his. Still, it doesn’t matter if the lights flashing behind his eyelids were the brightest they’d ever been because Zayn must have had his eyes wide open just waiting for it to be over. - Written for the prompt: pretend boyfriends

Boy with a Coin by Archangel_Blood - 29k

A piece of paper falls out of the bundle, and Louis snatches it and starts reading before Zayn can prise it off him.

“He’ll have eyes as green as frogs.” Louis arches an eyebrow at his brother. “Very romantic, Zayn. He’ll wear sparkly boots and he’ll be marvellously kind. He can juggle, and he—four nipples?” Louis barks out a laugh. “Zayn, such person doesn’t exist!”

“Exactly!”

Slide

by thisonegoes - 87k

Zayn's dad explained it to him in a small speech, the day she was born."No one prepares you for it. There aren't any manuals. Sometimes being a good parent means simply keeping your kid alive. Keep them breathing, make sure they're safe, love them until you could burst with it. On days when everything feels especially hard, just remember that your kid is Number One. Everything else becomes secondary. Less than. Minuscule by default. And believe me when I tell you this: when she eventually paints you a picture, sings you a song, does a cartwheel... always be sure to clap. If you're proud, make sure to say so."An AU about being a father, having faith, and growing up.

What If This Storm Ends by Archangel_Blood - 18k

Despite all evidence to the contrary, Harry does actually know how to take a hint; sometimes he just chooses not to. It’s not that he particularly enjoys disappointment, but he can deal with it. What ifs, on the other hand, those are the paper cuts and grazed knees that seem like nothing much, yet they take forever to heal, itching and stinging and driving you mad.

Give It All Away To You by disarm_d - 10k

“Zayn’s got love at first sight,” Louis says. “Again.”

University AU in which Zayn and Harry figure out how to give each other what they want.

we can take the darkness by leighbot - 72k

“I’ve met the guy and he’s always making eyes at you when you’re not looking.”

“No, he isn’t,” Zayn dismisses, finishing off his second glass of water. “I would have noticed if Harry ‘made eyes’ at me,” he says, using the air quotes. “We’ve been best mates for over three years.”

“That’s why I said: when you’re not looking,” Griff repeats. “It’s like you’ve never seen a Sandra Bullock movie.”

Zayn rolls his eyes and stands up. “Harry Styles and I are best friends,” he says, loudly and clearly. “Nothing more.”

Entangled Arms (or a vacant space) by vinoharry - 43k

When Harry first approached him at the bar, hips swinging and walking dick first, Zayn thought it was going to a night of perfunctory small talk before they fell into bed together. But Zayn got so much more than he bargained for.

new clothes, bloody nose by dutty (vodka) - 22k

The one where Zayn is an escort and Harry happens.

a sky full of stars by weddingbells - 20k 

In which Harry Styles is a librarian and Zayn Malik reads lots of books, and Harry pines and Louis Tomlinson and Niall Horan tries to help him to get the boy who might be the boy of his dreams, and Harry just wants to know everything about the tattooed angel he can't stop thinking about. Basically.

You Might Just Be What I Need by PornyZiallFeels - 47k

Saw Zayn again today

Figured you would that’s the thing with dot n his daughter being mates

Runnin into him might become a regular thing now

Fuck me

your love is a waiting game by alnima - 26k

It’s been four days without Harry and Zayn’s feeling brave. He loves him, but he’s not waiting for him, not anymore. If Harry can’t love him – won’t love him – then he’ll find someone else.

When All I Want Is You by estrella30 - 9k

The flat is small. It’s tiny and cramped and nearly everything that’s inside is either broken or on its way to needing to be fixed. They’re never going to fit all of their things here, and will be in each other's faces every second of their lives.

Zayn absolutely cannot wait. It’s tiny but it’s theirs. It’s going to be theirs.

When Harry moves out a year later and Zayn’s left alone, the flat’s never seemed so big.

or - Zayn and Harry move in together and don't have a lot of money and everything falls apart (and then gets put back together)

where did the party go by shuttermutt - 34k

"…insofar as the two parties who want to wed should decide to do so before they have both reached the age of eighteen (section 1.ii) they will have a period of one year henceforth to decide if the marriage is fruitful and if not, they shall be allowed to part as if having not been married in the first place…" Section 2 of the 'Romeo and Juliet law', passed into law in Britain and its territories, 1803

They duck into a tattoo parlour that’s halfway between the city centre and Harry’s mum’s and Zayn gets two black lines carefully inked onto his left ring finger. He smiles up at Harry while it’s being done.

"It’ll last forever," he says. "Just like us."

Conspire Against the Odds by whatwasthatharry - 38k

“Louis?” he asks, eyebrows knitted together as he tries to process what just happened.

“Yeah, Z?”

He sounds tired, and Zayn finds himself wondering if it's because it's clear something is weighing on Harry..

“Is everything okay with Harry?”

(A story in which Zayn meets Harry during their senior year of college and immediately becomes infatuated with him. But Harry disappears most nights, and it's clear he's hiding something. Zayn wants desperately to know what's going on, but no one seems to want to tell him anything.)

In A Flash by hmarie - 24k

Zayn found Harry slouched in the corner of the destroyed nursery. His hands covering his face as tears streamed down his cheeks. The white crib Zayn had spent five hours making sure was put together 100% correctly, flipped over and smashed to pieces. Zayn had to step over the crumpled blue bedding in order to even get to Harry.

“I can’t do it anymore, Z.” Harry’s sobs tore their way from his chest.

Zayn’s fingers trailed across Harry’s cheeks, wiping away the remaining tears. He cradled Harry’s face between his palms as a few more tears slid from his own eyes. He slowly nodded. “Regroup, we can do that.” Zayn let his forehead rest against Harry’s as he gently leaned forward to capture Harry’s lips. “Let’s get out of this room.” He quickly stood and pulled Harry with him.

Or- Harry and Zayn give up on their dream but Gemma won't let them.

you can drive all night by liquidmeasure - 25k

"Harry needs someone to guide him, to tell him where to put each part of himself. It feels right somehow, and lately maybe something more than right, because sometimes he catches himself contemplating intentional accidents, just to see if Zayn will come running, where he’ll touch Harry. An elbow, a shoulder, the curve of his waist."

Harry doesn't know where to put his parts. Zayn helps him figure it out. Louis yells a lot.

Million Dollar Man by soyane - 50k

Harry is a student, who'd much rather focus on writing articles and participating in conferences than working to pay for his bills.

Zayn might have a proposition for him.

What If This Storm Ends by Archangel_Blood - 18k

Despite all evidence to the contrary, Harry does actually know how to take a hint; sometimes he just chooses not to. It’s not that he particularly enjoys disappointment, but he can deal with it. What ifs, on the other hand, those are the paper cuts and grazed knees that seem like nothing much, yet they take forever to heal, itching and stinging and driving you mad.

Once upon a different life by withbatedbreath (heart_eyes) - 45k

Zarry version of The Vow

When it comes to love you're an easy fight by orphan_account - 11k

AU. Harry never really could say no to people.

Hands All Over by blainedarling - 8k

“Point is,” Louis leans over the back of the sofa. “Point is, that Harry Styles has got a very good bum. And I feel very confident in saying that having seen it up close and in person now, too.”

The room goes very still, and quiet. Even Niall stops eating.

“What was that?” Zayn asks, as calmly as he can manage. This is Harry Styles they’re talking about. It’s not like he’s got a crush or anything, but— He might have gotten off to that photo of him on holiday in the tiniest of tiny yellow shorts more times than he would care to admit.

“Harry Styles,” Louis replies coolly, his eyes twinkling. “Was signing off on his pre-exercise questionnaire upstairs when I was on my way down.”

—or, the one where Zayn tries and fails to massage his celebrity crush without getting massively turned on.

Tight Lips and Cold Feet by mmaree - 17k

He remembers an intensity of feelings but not a lot of words.  He recalls drunken laughter with mates, sunny days and shy smiles, shit weed and tattoo parlours, cold sheets and burning touches.  Harry recalls a fantasy where real life took a backseat, where all that mattered was that they were young and alive.

At some point, Harry got scared.  He needed something he could hold on to, something he could be sure of.  But the more he dug for reassurance, the more Zayn clammed up.

And the more they f*cked.

Maybe Zayn saved his words for his books when he should have spoken them aloud.  Maybe Harry should have ended it better instead of running away like a coward.

Then again, maybe he should just stop dwelling on the past.

Or the one where Harry gets cold feet.  Three years later, Harry’s an editor and Zayn is the new writer he’s been assigned to work with.  

They have a lot more than just a book to work out.

Readiness is Near by greenandgolden - 13k

“Morning everybody, sorry I’m late.”

Harry looks up from his tablet, his heart dropping when he sees Zayn walking into the room. He’s heading for the desk in the front and no, this is not happening. Harry did not just douse his professor in coffee. He did not just give his professor his shirt and his phone number.

A teacher!zayn, (adult) student!harry kidfic.

hey moon (please forget to fall down) by leighbot - 7k

He spots a tape on the nightstand on his side, next to a glass of water and two small paracetamols. Zayn, watch me is written on a sticky note and Zayn smiles, confused, as he scoots closer to the edge.

Or, a 50 First Dates AU.

on the line by alnima - 32k

Zayn nods and watches him, feeling like he should feel relieved. Mostly he’s worried. It’s a silly thought, but sometimes Zayn wonders if Harry has some boyfriend across town that he goes to see on nights like this, nights where the air feels different between them. And because even after six years, it’s never made sense to Zayn why Harry, a salesman, needs to spend so much time at the office at night. But who is he to have suspicions when he’s about to head out and deal with some drug trafficker across town?

Or, Mr. and Mrs. Smith, the Zarry version

#bc

[movietvtechgeeks]

Latest story from https://movietvtechgeeks.com/supernatural-good-intentions-aka-paving-road-hell/

'Supernatural' Good Intentions aka paving that road to hell

I’m going to do something I never thought I’d do for a review. I’m going to give you a disclaimer with this Supernatural review: If you cannot separate any actor from the character they play (the main picture above is a helpful hint), then you’re free to go. Class dismissed. No hard feelings. Seriously. In fact, I’d rather you go. Still here? Okay, then. I’m going to start with a brief rundown of an episode I skipped reviewing last month, “Devil’s Bargain.” I skipped it for a very personal reason: because unlike some fans, I don’t hate Eugenie Ross-Leming and Brad Buckner. I don’t think they’re awful writers. I don’t think they’re misogynists or racists, in fact, I think the opposite. I don’t think “Taxi Driver” is that bad compared to a lot of other episodes we’ve endured. I think “Route 666” is unbelievably underrated and if possible more relevant now than it was twelve years ago. Finally, I think a lot of fandom screaming “canon fail” at them is a two-fold issue: one, we’re all very married to our head-canons and two, all the writers do it and alway have. Blaming just them is simply childish. And before you say it, no, I don’t care that they wrote the death of Charlie Bradbury. Seriously. I don’t care. The character was way past expiration, like a couple other characters that we’re still enduring. I digress. For now, a quick rundown of “Devil’s Bargain.” It was… okay. Danneel Ackles made her Supernatural debut as faith healer Sister Jo, but frankly, even before her first scene aired, we all knew she’d be revealed as an angel. Now, as someone in fandom, it’s hard to remove yourself from knowing that you’re watching Jensen Ackles’ wife onscreen, but since I’d watched Danneel on TV way before they even began dating I have a slight advantage, and there were definitely shades of her One Tree Hill character, Rachel Gatina, in Sister Jo. While, I would’ve liked to see a bit more comedy out of this role, because I think that’s where Danneel Ackles shines, the sultry selfishness of Sister Jo wasn’t unwelcome. In fact, it was refreshing to finally see an angel who wasn’t wearing a boring suit and acting like an office drone. Honestly, Supernatural, the angels and demons on your show have become so homogenous. One big blurry blob of maybe good, maybe bad, but all definitely bored, ad execs. Sister Jo and Lucifer were the actual highlights of this episode, separately and together. Their encounters were unsettling, but they were supposed to be, and the performances were there. Yeah, the dialogue was wordy, that’s Ross-Leming and Buckner for you, but a good actor can turn wordy into conversational. Danneel Ackles and Mark Pellegrino were able to do that. Was the sexual metaphor heavy handed? Oh, yeah, totally. That said, after the very literal hammers to the head in Steve Yockey’s episode “Various & Sundry Villains” we learned that it’s not a deal breaker for an episode. Misha Collins himself once said there was nothing subtle about the writing in Supernatural. You know what is a deal breaker, though? When your tertiary characters outweigh your primary leads and secondary regular. I spent every moment that Dean, Sam, and Castiel were on screen thinking, “can we get back to Lucifer and Sister Jo?” And it wasn’t the director, I can’t blame Eduardo Sanchez for the drag in momentum, because if anyone can build tension and deliver it’s the director of The Blair Witch Project. Sanchez is horror royalty, a tension king. I’m not going to blame the writing either because again, Danneel Ackles and Mark Pellegrino were engaging. I blame the show running and the editing. I know, I know, I’m not being subtle in where I’m going with this, but we’ll get back to that later. Anyway, “Devil’s Bargain” was passable. Not a top 20 episode, but not a bottom 20 one either. It existed. It’ll be mostly memorable for the fact that Danneel Ackles was in it. Her presence, whether it was because you know her from One Tree Hill, know her as Jensen’s wife, or just plain enjoyed Sister Jo, basically saved this episode from complete obscurity. What’s that you say? But what about the big reveal of Gabriel at the end? Well, if we hadn’t seen it coming, it might have been cool. Same with Bobby in the next episode. There’s no shock left because like with Ruthie Connell’s, between the cast, crew, and PR we know everything weeks in advance. Speaking of the next episode, let’s get into episode 13.14, “Good Intentions,” penned by Meredith Glynn and directed by P.J. Pesce. I’m going to get two petty things out of the way because they are the least of the problems with this episode; the camera angles were really awkward, and the use of the episode title in the dialogue during act one was, wow, hammers to the head again, anyone? I have one more issue that’s less about writing, directing, and acting, but I’m saving it for, you guessed it: later. Have you been filing away those “laters”? Hope so. What I am going to get into here is the overall writing of this episode, specifically the dialogue and characterization. First of all, can we stop asking how Castiel is all the time? I get that you are all struggling to justify the character, but no one, absolutely no one, gets asked about or talks about their feelings more than the soulless angel. It’s honestly preposterous when you think about it. We’re also going to have Castiel be the one both worried about and coddled over Lucifer being free? The dude who let Lucifer free? I know you’re fairly new, Meredith, so hey, let’s give you a break, I mean no one expects you to understand twelve years of canon. Who can? Except millions of fans who aren’t paid to do so. Let’s also discuss how you’re going to have characters that are “sometimes referred to as brothers” and then send Castiel and Dean off to fight them? Meredith, Meredith, Meredith. No ma’am. That’s just bad narrative symmetry. A rookie move, honestly. So is using “migraine” and “headache” interchangeably, but that’s a pet peeve puddle I’d don’t have the patience to play in, not when there’s an entire pond of “what even is going on here??” to paddle through. Actually, no, I’m going to address this a bit further; if I’m so removed from your storyline that I have the ability to focus your very common, yet annoying, medical inconsistency then something is very wrong. And what’s wrong is that this episode is an Everlasting Gobstopper of info dumping. It’s all exposition. No heart, no soul, no characterization. All tell and no show. This episode felt feature length and not in a good way. Actually, the only one in character is Mary. Her caring about six-month-old manchild, Jack when she can’t seem to genuinely care about her six-month-old baby turned hero of a man; Sam was very spot on. Although, I somehow don’t think you intended that bit of irony. Speaking of Mary and Jack, let’s get into a bit about the alternate world. It’s a cool idea, Andrew Dabb. In theory, it really is. I mean, apocalypse AUs have never been my personal preferred fanfic trope, but I get that it’s popular. In execution, however, if you’re going to retread the characters of Michael and Zachariah in new bodies then you need to have writers that can keep the characterization consistent with the season 4 and season 5 characters we knew. These two dudes aren’t that. Don’t get me wrong, the physical casting for Michael is superb, very nice eye candy, and hey, I’ll even allow the argument that we saw so little of Michael in SPN 1.0 that you and your writers have room to play. But Zachariah? Kurt Fuller’s performance is what brought Zachariah to life, the combination of determination, manipulation, and exhaustion all delivered with smug sarcasm. This Zachariah, he’s a generic second in command character. He could literally be anyone. You’ll notice I’ve barely mentioned Sam Winchester. Yeah. That’s because you forgot to write him and the director forgot to focus on him and yo, I’m so tired. So let’s talk about all the “laters”, shall we? I said I wasn’t going to blame director Eduardo Sanchez and honestly, I have very little blame for P.J. Pesce aside from some dubious camera angle choices. I blame the writing and the show running. Now if you’re someone who preaches Team Free Will, that door from earlier is still open, please, walk through it, because there is nothing more tedious than a scene with Dean, Sam, and Castiel or Dean and Castiel. I’m not here to debate that; it’s my opinion in my opinion piece. Not one single writer can keep the dialogue in these types of scenes flowing. It’s forever awkward, stilted, and redundant and very clearly existing because it’s required by the showrunner. Every season for the past few years has been Castiel screwing up, then storming in thinking he knows better, then screwing up again. Maybe that’s a sign the character has overstayed? Perhaps. Fact is, it’s become so boring. The only consistent thing about Castiel is his hubris followed by his pouting and moping. Another I later implied was editing. I have so many issues with the editing in this episode. Listen, horror genre is my thing. Good horror movies, bad horror movies, slasher flicks, torture porn, psychological thrillers, ghost, monsters, all of it. I love it. Often times what makes or breaks a horror movie isn’t the acting or the writing, it’s the editing. It’s the way scenes are put together. It’s the sound mixing. It’s practical effects versus reliance on CGI. This episode failed on each of these points. The thudding steps from the “giants” Gog and Magog sounded comical, not to mention the fact that we suddenly had subtitles for an ancient language. Oh, I get it, Meredith had jokes. Anyway. The other editing failures were the cut from Zachariah tossing Jack into his cell to Jack landing and several other POV switch edits that were equally as awkward and choppy. Not to mention the random moments of surprise!shaky cam. This episode felt cobbled together out of several other things. Not other episodes, actual different projects. As for the CGI, the lighting in the AU world was very near animated in appearance. The reveal of Zachariah pretending to be Castiel felt like funhouse horror editing, which can work… if you’re watching The Houses October Built. Not to mention the beheading of the giant was pretty bad, especially for a show that has had amazing beheadings in the past. And Jack turning the angels into missiles was just… I don’t even have words. Again, I come from a horror background, so these things matter a lot. But finally, my last, and biggest gripe is this: what even are we doing? Season 13, what is your thesis statement? We are fourteen episodes into this season, and there’s no story. Not really. We spent the first half setting up a spin-off that may or may not happen, and now we’re just throwing spaghetti at a wall. Michael, Mary, Jack, Lucifer, Asmodeus, Bobby, the AU world, the real world. It’s all a hodgepodge. The only thing I know for certain is what this season isn’t about. Sam and Dean Winchester.

Movie TV Tech Geeks News

#Dannell Ackles #Featured #Good Intentions #Jared Padalecki #Jensen Ackles #Supernatural

[tinkdw]

Hi Tink 🌞, you know how Sam was supposed to be the main character and Jared is the lead actor on scripts and stuff? Well, when do you think Dean actually became the main character!? I may be biased (because I'm a total Dean!girl) and please correct me if I'm wrong but I feel as though he is. I get that the brothers were always the leads and then Cas was added but I'm curious to your thoughts regarding the idea that Sam was always meant to be the protagonist.

Hi!

Well I always take everything we get that is “fact” from interviews etc with a piece of salt. Not everyone is going to agree with this, but this is my pov on things from what I’ve seen so far, which of course isn’t everything.

IMO it’s crazy to imagine that they thought for very long that Dean would be a true secondary character to Sam’s plot arc given what they did with him so early on, how angsty they made him and how they developed his character so deeply in order to be addressed and go deeper and make him more interesting, to the point that it totally outshone the plot arc. BUT I can see that this could have been the idea to start with from Kripke and that it was developed by others further you know? I can imagine it might have happened literally after watching the pilot or a little further down the line but I can also imagine it was never the plan anyway!

Everyone knows a character driven story is a way more emotionally tugging way of telling a story than a plot driven story, so if they wrote Sam more plot related and Dean more character related then of course the character led story would get more interest and Dean would be the one people got emotionally invested in! I know they tried to do a bit of both for sure, but basically Dean’s whole arc in season 1 is emotional, he cries to his dad, he shows his softer side, we see that he has something to hide, an internal struggle, then he just wants to keep his family together, he’s so emotionally tugging... Sam of course has the whole Jess thing going on but because of the visions and all the rest I feel personally it’s a little diluted and yeah, Jensen’s acting also just reels you in... it’s just so easy to get more tugged into Dean’s emotional drama even though Sam is carrying the story and has his own I just personally feel it’s not as compelling emotionally.

I have a gut feeling, based on nothing but my own feelings, that Kripke is a much more plot orientated than character orientated writer, so he pencilled out a plot that he liked (Sam’s arc) and worked around it, hence that idea, but then Dean was made into the character arc device by others. It’s why I still feel, generally and very loosely, earlier on Sam carries more the plotline and Dean carries more the character stuff. Which is why when Dean also carries the plot (ie. seasons 6/7/9/10/11 and even 4/5/12 as a kind of 50/50) people really feel Sam is left by the wayside and I do agree with that. 

Also I feel Sam is less easy to really know because we have much less character stuff to work with for him, we know far less about his interests, likes etc. We know a lot about Dean’s due to the subversion parts of his story, telling us so loudly that he LOVES classic rock so that we are surprised when he likes soft rock and swifty, telling us so loudly that he doesn’t do chick flicks, likes Die Hard etc, big DUDEBRO things, so that we are surprised when he loves Disney, watches Oprah, telenovelas, Dr Sexy etc etc etc. We just don’t have a lot of this for Sam because they’re not trying to prove the whole opposite thing because Sam doesn’t have an under - the - facade story to tell, that’s not his story.

I also feel like Kripke’s original idea... as great as it was, was very dude bro and apparently Dean was even more sleazy in the original pilot. He wanted a dude car and it had to be super dude dude man dude car... you know? And now? Look at Dean now! There’s been huge progression for his character, he’s not changed as such because he never WAS what he projected in season 1, but he’s allowed more of that out so he appears changed.

So yeah, my personal opinion is that I can’t really say either way based on what I’ve seen that I really believe anything that they say in interviews. I mean there’s also word that they never meant for Angels to be in the story, PLEASE, I mean duh Angels are teased since forever and what exactly did they plan to do when the main plot was Sam being tied to Lucifer with the blood from a demon... Lucifer who is a fallen Angel, and demons in general that mean Hell exists which means the opposite must exist, which means Angels, I mean...

Then there’s the whole Anna / Cas were supposed to be in it for only a few episodes bla bla stuff that is contradictory and doesn’t make any sense with what actually happened and you know, LOGIC. So I take it all with a pinch of salt.

That’s why I literally facepalm or roll my eyes when I read stuff like the last interview where Jared insinuates that because he and Jensen threw a bitch fit that they didnt introduce the Angels for 1.5 years or Jensen saying hey guys do you think... Kripke must’ve known he meant to introduce the Angels? Like come on my dudes! You’re not daft, what? Sometimes  I think Misha must roll his eyes at them so hard.

So anyway yeah, I’m usually the last person to ever go into conspiracy theories and not take things at face value, but given what I’ve seen, there are a lot of contradictions and misunderstandings and misinterpretations of “what the original plan was” etc. so I just go on what the show has actually given us :)

Also, I don’t really care tbh?! Sorry I don’t mean that negatively, just, yeah it doesn't make any difference now so meh?

Literally, Kripke could have meant for Sam to eventually die in redemption as per season 5 or even be sacrificed and killed by Dean himself, for Cas and Bobby to become a couple and for Cas to become Trump’s no1 supporter and be the reason he won the election, for Dean to end up a totally hetero straight dude bro and go off to join the circus, shagging a different girl every night til he died of liver disease on his dude bro motorbike, for all I care.

That is not where the story has now been taken, it doesn’t make a jot of difference to me what was originally intended unless it has an effect on the plot now and in the end :)

Dean IMO has been the main protagonist for a long while, I don’t mean that badly for any other character, that’s just how I read the story as being portrayed to the audience, most of everything revolves around Dean. The emotional drama mostly revolves around Dean and the plot, especially in later seasons is blatantly more about Dean. I do think that it is moving potentially in a different direction now though, with a more TFW shaped view point, season 12 was massively about all 3 of them and even had a huge healthy chunk of Crowley/ Rowena/Mary thrown in and next season I think will focus so much on all of TFW through Jack and the rest of the story.

So I’m intersted to see how this evolves again moving forwards now :)

#kripke #imo #protagonists #Anonymous

[westfallingforchaol]

Salaam! I’ve started to think that I should just stop apologizing for disappearing for weeks on end because I feel guilty, and then I end up making promises I can never keep, and it becomes a vicious cycle. So, no more apologies. Just that school started, and it’s already kicking my ass. Also, my laptop broke down- I have no clue what happened. One day, it just up and decided to become stupid, and I couldn’t use it for about a week and a half. That happened. But I got it back this afternoon, so I thought I’d start off by doing a much-needed January wrap-up.

Even though I wasn’t blogging much, January was a pretty decent reading month for me. I read a total of 8 books, which is good since I wasn’t reading anything at all the past couple of months. Quality-wise, you probably know how I am by now… it goes up and down. For the most part, the books I read ranged from good to pretty good, and that’s honestly all I can ask, ha. I did read something awful though, but more on that later.

Personal

So… guess who I met? If you don’t follow me on Twitter, you might be unaware of this but I met Zayn a week or so ago. I love him to death- I think he’s both an incredible artist and an incredible human being. I was never a One Direction fan, but I distinctly remember thinking that Zayn was super attractive and had a unique voice; when he went solo, I really began to pay attention to him. Almost a year after his album release, I still listen to his songs almost every single day. I’ve binge-watched interviews and videos and stalked his social media, and he’s such a humble, grounded, adorable person.

Meeting him was incredible. He was so gracious and lovely; when I was taking a photo with him, my hand was shaking out of nerves so he reached out and steadied my phone. He was so kind to all his fans… and just in case you’re wondering, yes, he’s just as attractive in real life. :)

I also saw one of my favorite bands live! I’ve seen Kings of Leon live once before back in 2014, and they’re so incredible that I couldn’t possibly miss their 2017 tour. Protip: there are two things you need to do in your life:

See a rock concert in Madison Square Garden

See Kings of Leon on tour

I won’t pretend like I’ve seen a ton of concerts, but I’ve been to a few big rock ones, and there’s something that sets Kings of Leon apart from the rest. They make sure their fans get their money’s worth of performances. They performed 28 songs. One after the other with minimal pauses in between- so energizing, so rapid-fire but so, so good. If you like even just a couple of their songs, I’d highly recommend seeing them live. Despite not being my favorite band of all-time (that crown goes to Linkin Park) I still prefer their concerts over anybody else’s.

On Choosing a Different Path for Myself

Some of you might know this already, but I’m studying Applied Psychology at NYU. I just started the second semester of my junior year, which means I’ll be graduating in just over a year- which is insane just to think about. But I’ve decided that I want to switch…

Well, not really “switch” per se, but do something more advanced. Which is medicine! Surprise, surprise. When I went to Los Angeles over the winter break, I had a talk with a couple of my relatives, both of whom are psychiatrists. By talking to them and their constant affirmations that I was born to go into medicine, I started thinking. What do I want from my life? What do I want out of my career? And you might judge me for this, and I know this is probably why I’ve been sorted into Slytherin my entire life- I want to be successful. I want to be rich, lol, and I want to work for the money I earn. I want to travel. I want a good house, and a nice car. I want to be able to give my parents the chance to retire and sit back and relax while I am able to fulfill their needs. I want to buy stuff without looking at the price-tag, and I want to be able to give to causes that I support without compromising my day-to-day actions for lack of finances.

But that’s not just it. I wanted to become a psychologist so I could help South Asian youth who suffer from mental illnesses and are stigmatized and dehumanized. And I can do that. I can do that if I become a psychiatrist. I can do something good all while making a decent life for myself and my family. It’s going to take many extra years, particularly because I’ll have to take an extra year after my undergraduate to fulfill my pre-med requirements. But that’s a cost I’m willing to pay, you know? It was a scary decision to make. I wasn’t sure I could do it. I’m still not sure I have the brains to get into med school, but you know. I’ll go down with everything I’ve got. It’s honestly a little terrifying, but I’ve enrolled for the first class that’ll help me get there, and I’m ready.

But that’s all I’m going to ramble about. You came here for a reading wrap-up, so here it is!

Reading Wrap-Up

Everything Everything by Nicola Yoon | 1.5 stars | Review

This rating may come as a surprise to many, but I really disliked this book – not because the technical aspects were bad, but because the themes were so offensive that it didn’t sit well with me. I was enjoying it at first; the fun additions of notes and charts and illustrations added character, and I was interested in the character’s experience with her disability. But then the love interest was introduced, which made the book extremely insta-lovey, and that was also when the ableist themes came into play. This book was one big message of: you can’t be happy and you can’t have a normal love-life if you have a disability. Which is wrong on so many levels and completely downplays the experiences of so many. I explain it better in my review, so if you’re interested in learning more, check that out!

Goodreads | Amazon

If I Was Your Girl by Meredith Russo | 3.5 stars | Review

I had high hopes for this book, and for the most part, it did not disappoint. The main character was immediately likable, and you fully empathized with her desire to move on from a traumatic event and to fit in with a new group of people. My favorite aspect of the book was definitely her topsy-turvy relationship with her father; the nuance and complexity of their dynamic definitely added an extra layer to the otherwise happy book. I also thought that the romance was incredibly cute, even though I thought it was a little insta-lovey. Also, let’s talk about how little attention is given to great female friendships in YA- if you’re looking for a good female-friendship dynamic, check this book out. Trigger warning for transphobia, depression, suicide attempt and outing.

Goodreads | Amazon

Every Heart a Doorway by Seanan McGuire | 2.5 stars

I had very mixed feelings about this book; on one hand, I thought the world-building was incredible. Or rather, the potential for the world-building was incredible. Conceptually, the book was so strong, but I felt that a lot of the potential was wasted in execution. A ton of the world-building happens through dialogue rather than actual action. Which really bummed me out and kept me from enjoying the book. The characters fell flat for me too. I did, however, really enjoy the balance between whimsy and dark; I thought the plot was brilliant, and had it been carried out better, it would’ve definitely gotten a higher rating from me. Look out for my full review!

Goodreads | Amazon

Not If I See You First by Eric Lindstrom | 4 stars

This was perhaps my favorite book of the month, which was a surprise because I didn’t know what to expect when I went into it. I’ve only ever read one other book with a blind protagonist, and this one was completely different in tone from that one. I was wary at first because the protagonist is so bitter and mean and sarcastic, and I approached it with caution because it seemed to give off the vibe that she was that way because she lost her sight. But as the story progressed, as the main character developed and grew through relationships and interactions with the people around her, as she learned more about her past and her life and came to terms with her vulnerabilities, the beauty of the book came to light. It was truly a beautiful book, and another one with really amazing female friendships. Definitely a must-read! And look out for my review!

Goodreads | Amazon

The Young Elites & The Rose Society by Marie Lu | 3.5 stars each

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So, I know I’m late to the game, and I know everyone and their mother loves this series- and I understand why. Even though I didn’t give either book a great rating, I really enjoyed them both and am definitely looking forward to the finale. I think what makes this series stand out so starkly amongst its peers is the fact that it’s basically a villain’s coming-to-power story and then I’m guessing her subsequent downfall. I love the complexity of Adelina’s character; I enjoy how you empathize with her but also constantly criticize her choices because she’s going too far. I love the world-building, and the writing’s solid. I sometimes feel that the secondary characters feel flat, and also that Adelina’s still too likable to be called a villain. I want to see her pushed further so I can fully give her the label of villain, because I don’t think she’s there yet. Which was my main gripe with the second book. I won’t be doing an individual review for each book, but I’ll do a joint review for the trilogy!

Goodreads | Amazon

The Princess Saves Herself in This One by Amanda Lovelace (ARC) | 3.5 stars

I don’t read a ton of poetry, but I picked this one up because I’m mutuals with the author on Twitter, and it won an award, and it’s been getting a ton of hype. It’s basically word porn. I think a lot of the poems in this are incredibly relatable; it covers topics like mental health, body image, family dynamics, loss and death, abusive relationships, moving on, self-love, feminism and strength. A lot of the values I hold myself were reflected in this, and Lovelace definitely has a way with weaving words together so that they say a lot in very few characters. I enjoyed the first two parts of the book much, much more than the last one- which I felt was a little dragged and didn’t fit in with the tone of the other parts. But if you’re looking to get into poetry and aren’t sure where to start, check this out.

Goodreads | Amazon

Life in a Fishbowl (ARC) by Len Vlahos | 3 stars

Okay, so let me preface this by saying that the premise of this book is very misleading. The reality television aspect of it doesn’t come into play until well past the 30 or 40% mark- and believe it or not, I was really, really enjoying the book before the TV part was introduced. Definitely the strongest feature of the book is the writing. Vlahos is incredibly gifted; he’s clearly honed and polished his voice to perfection. It’s snarky, it’s intelligent, it’s satirical and hilarious and also surprisingly simple. Just reading his words made the experience delightful. His decision to tell the story from approximately eight perspectives was a gutsy move, but he pulled it off. The relationships, the themes were all spot on. It’s just that the storyline began to drag after the 60% mark, and the characters didn’t undergo any development, which I would have really liked to see. Even so, this was such a fun, fast-paced book, and I’d recommend it to anyone. Full review to come!

Goodreads | Amazon

Blogging

So, I’ve talked a little already about how I basically failed at blogging this month- I’ve never been so far behind my reviews. Because blogging sucked so much, I’m not going to do a post-to-post wrap-up like I usually do. But I’ll just leave a link to the Diversity Bingo 2017 event that I, and a few other friends are hosting. It’s basically a year-long reading event where you need to read 36 books that fit into a bingo sheet, each fulfilling a facet of diversity. You can find more information (and my TBR) here.

I also compiled a list of the diverse books releasing between January and June of this year. I know that I could have really used a masterlist, and in compiling it, I introduced myself to so many awesome-sounding books. If you’d like to check it out (and share, if you can please!), you can do so right over here.

The last post I’ll feature is my top 10 books of 2016. If you’re interested in seeing what the standouts of last year were, you can check them out here.

Also, I’m making a massive change to the blog- something that I think is important for my sanity, ha. I’m getting a co-blogger! I’ve already spoken to someone about it; she’s a friend that I got to know over Twitter. She’s incredible- kind, open-minded, thoughtful and just super wonderful in general. I’m not going to announce who exactly it is just yet- we’ll do that together when she writes her introduction post and she can officially be integrated into the website. Which also means that a URL change is in order. I can’t have a co-blogger and keep it my name. I’ll purchase the bookshelvesandpaperbacks.com domain soon, so just a heads up!

What I’ve Been Watching and Listening To

So, y’all probably know by now that A Series of Unfortunate Events was released on Netflix, which I binge-watched and freaked out over. The books were such an integral part of my childhood, and it felt so wonderful to revisit the characters and the story. The show stays so true to the books- from the narration to the sets to the whimsical, weird, magical-realism-type tone, everything feels like home. The casting is spot-on. I love Neil Patrick Harris as Count Olaf, and it took me some time to warm up to the children, but I love them all dearly now. Go check the trailer out:

As for music, I’m going to be fully basic and just talk about Zayn a lot more, ha. I barely listened to anything except for his new track with Taylor Swift. I really don’t like her, guys. The fact that the song is the soundtrack for Fifty Shades Darker really doesn’t help, but come on, it’s Zayn. I had to give it a try- and I haven’t stopped listening to it since. I’ve often wanted a version where it was just him singing, and guess what- yesterday, he dropped an acoustic version where it’s just him and a guitar. It’s honestly heaven-sent, and even though it was released in February, I couldn’t go without including it here. Check it out- it almost seems like a completely different song, and I haven’t listened to the original since!

So that’s it for last month’s wrap-up. I know, I had a lot to talk about- it was a busy month and a lot was happening in life. Kudos to you if you made it this far into the post. Let me know in the comments below what your month was like? As always, thanks for stopping by and happy reading!

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Wrap Up | January ’17 Salaam! I've started to think that I should just stop apologizing for disappearing for weeks on end because I feel guilty, and then I end up making promises I can never keep, and it becomes a vicious cycle.

#book blog #books #january wrap up #Monthly Recap #monthly wrap up #music #reading #reading wrap up #wrap up #Zayn

[68ejgppd-blog]

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""Haven't been paying my car insurance, help?""

PLEASE READ THE WHOLE THING Okay so long story short, my bank messed up and my car insurance didn't get paid for.. This was about 3 or 4 months ago. And then it just stopped withdrawing money from my account each month, and I figured I would just take my chances and go without insurance. I didn't cancel it or anything. I had State Farm, and I figured because I was getting a new car anyway I wouldn't bother, but getting a new car took a lot longer than than I thought and I just ended up getting one yesterday. So I got a 2000 Buick Park Avenue, it has airbags, all that. It should have a decently low insurance rate. I have gotten 1 speeding ticket, but no accidents. When I called for a quote though, through a different car insurance company, they told me it would be $230 a month. Why is it so high? Is it because I stopped paying for my State Farm Insurance?""

Husband won't get life insurance?

We just married a few months ago. He bought a house a month before we married through VA loan. We are almost 40, and I believe we need life insurance on each other to cover house, cars, debts, ect.... I have enough on me to cover for my part and some. My husband told me that my name if not on the house so I have not financial bearing. If he dies, I can simply walk out the house and downgrade to a trailer, apartment, rent home, cheper home, whatever.... or I can sell his things to help pay the note... OUr house isn't new and very simple!! regardless, I think this is rude. you don't leave your widowed spouse with all that baggage. He makes plenty that he could afford a policy. I am asking him to cover most of the house, his vehicle, and personal debt... which he has a bunch from before our marriage. Am I being hard on him? He isn;t willing to share checking account or save together. He doesnt want me minding his finaces- none of my business is what he tells me pretty much.""

Renting an Apartment: Is this cost per month affordable for my budget?

The apartment's rent is $750 a month...I'm living with 2 other roommates, so we are dividing that cost three ways. We'll each owe $250 a month...plus electric ($35 - $50 a month), plus cable t.v. ($30 - $40 a month), plus WiFi internet ($30 - $40 a month). So all together, each of us will owe around $275 a month, roughly. I make $32,000 a year before taxes and health insurance...I make a $250 car payment per month, and car insurance is $1000 (+ or -) for 6 months. This is my first time renting (I'm 20), so I want to be sure that I can afford this apartment.""

What all does someone under 18 need to get car insurance?

I'm under 18 years old and I need to get car insurance but I dont know if I can get it on my own. My parents do not want to put me on there insurance and I don't know if I can get it by myself. I also heard that they have to co sign for insurance? If that's true will them co signing for my insurance affect there car insurance what so ever? They think that there insurance would go up if they co signed for me but I don't think that's true. Some one please help!

Will I get a car insurance rate hike?

In Pennsylvania, if you are given a traffic citation, and are told points will NOT be accessed on your driving record with DMV, will my car insurance stilll go up?""

How much would I pay for insurance?

I am a 17 going to be 18 on October next year I am going to go and study in FL and I wanted to know about cars would buying a new one be better than an old one? how much would I pay for insurance with either new or old? I want to know exact prices to compare if it would be better to buy a new car or a used one? How much would I pay per month on the insurance?

How much does it cost to go to ER without insurance?

Every once in a while (like every other month), I get dizzy and vomit. If I go to the hospital to diagnose the problem do i go to the ER. And also about how much will it cost me I don't have insurance.""

Fast cars with low insurance costs?

id like 0-60 inunder 6 seconds but low(ish) insurance rates for someone under 21. New, used, whatever.""

Can I change my health insurance?

I want to change my health insurance? I have Minnesotacare and I want to change it to Medical Assistance? My daughter needs braces for her teeth and Minnesotacare won't cover for it! And apparently we owe Delta Dental and our dental provider 5000 bucks?! Is that possible? We are certainly not paying 5000 for an X-rays for braces and my daughter didn't even get braces on?!

My car was totaled by my insurance?

I bought a 1999 Honda for $4,500 in March of 2010 from a private party, about nine months ago. The owner never disclosed the fact that the car had been totaled in December on 2009. According to Washington State unless the total meets certain criteria it doesnt have to be listed on the title. On January 17th 2011, I was involved in a car accident. The insurance totaled my car. Somehow the insurance discovered that it had been perversely totaled, which I was not aware of. I had full coverage on the car. They now are saying that I will get receive what the car is worth with a savaged title. My question is, do I have to except this or can I fight for the value of a clean titled vehicle? Should they have run a check on the vin when I insured it with them and discovered the that the vehicle had been totaled before? Or is everything my fault?""

How much do you think insurance would be for me?

I'm turning 16 and honestly don't know where to even start when it comes to insurance. Right now my parent don't have insurance.. Do They need to have insurance so I can get insurance? I live in tennessee I'll be driving a 2006 black jeep liberty and insurance just seems really confusing and scary.

How much money would I save on car insurence?

I have a 16 year old who I am debating whether I should put him in driving school to save money on insurance when he turns 17 and gets a licence. It would be added to my insurance. about how much money would I save on car insurance with a behind the wheel driving school in New Jersey? Please dont give me wbsites with a free quotes.

About health insurance?

i don't have a health insurance and my job doesn't provide me one i had a car accident and i owe around 3,000 dollars on my own hospital visit i didn't injure another car if i get an insurance do you think they will pay for my health debts???""

What is the average cost to repair a lexus car dent?

I recently hit a lexus while i was backing out of a parking lot, there was a medium(not too big or small) dent on the drivers door....i dnt have insurance so what would be the average cost of the rapir. Tghe lady claimed she took her car to lexus to get an estimate and she told me it was going to cost $2000 because she needs a whole new car door (lying *****)....any way, do u think the lexus dealers would be bias of me not having insurance if she told them i dnt? could they be price gauging me?.....please someone answer me with hope!""

Motorcyce Insurance (Temp) Cost? Possible?

I own a 2001 Ford Ka. I'm 18 in a month, and I pay 400 a month for car insurance. I'm looking to purchase a motorcycle in the summer, to cut the cost of petrol for going to work, and as a hobbie. I've been interested in taking up riding for a year now. I'm looking to buy a Honda CBF 125. Maybe a CBR 125. Although, I'm only wanting temp insurance. For, Say, The summer. Pay each month and stop when you want, start when you want. As sometimes some months im away, and i wont need it. I was just wondering, Could I get insurance for under 60 a month? I'm still on provisional bike licence. I just really don't want to be looking at another 400 a month for something i'm only using for sunny days/fun. Thanks!""

How much would insurance cost me if I am a 16 year old male driving a 2007 subaru impreza wrx?

I live in a small Colorado town....

I'm gonna be late on my State Farm car Insurance?

I have to pay the 6 month one and I'm late on it, I was supposed to pay for it today and it was my fault because I won't be having my paycheck til next week, on Friday. Do you think they will let me have an extension for the payment and if so, Do you think they will let me have the extension for 9 days? Please lmk, thanks.""

About how much is basic auto insurance?

for a used 94 toyota camry in los angeles the main driver is 25 and has a good driving record.

Is car insurance in America cheaper?

I have a Honda civic 2007 (nothing special) sedan and pay $280/month cause I live in Canada, clean record too""

Term Life Insurance Duration?

I'm thinking about taking out a Term Life Insurance policy on my ex, for $250,000; for ten (10) years. Is there any advantage in taking out a Term Life policy for $250,000; for five (5) years? Thanking you in advance for your expert assistance in this matter.""

Teenager's first car accident . Insurance?

So my sister is 17 and a new driver. She rear-ended a guy.. It was just a fender bender and its only the plastic part of his car that's damaged. So my sister DOES have insurance, but didnt have her actual Insurance card on her. (But the cop didnt seem to care). She was driving my mom's car and used her car insurance info. now the guy on the other end...was this old angry guy yelling at her. The problem is that HE didn't have his neither his Driver's license OR insurance. He said he would 'settle on the side' so her insurance wont go up. But does he have a case?? Technically, he shouldnt have been on the road. He doesn't have any insurance! Should we pay him directly? file a claim with our insurance? or do absolutly nothing?""

What is the Difference between a PRIMARY and SECONDARY type of driver on Insurance?

Was looking at Auto Insurance and was wondering what the difference is between being a Primary driver of a vehicle and a Secondary. Is it cheaper on insurance to be a primary if one driver has more years experience than another or does it matter at all? I gather being an occasional driver would make a difference on insurance though.

How much insurance cost for 350z?

Im 18 and i have a clean record and what does the insurance cost in wisconsin ,Port Washington . For each insurance company if you can tell me please .""

Can an insurance company cancel the insurance after they found out that there is something wrong?

hi! we just bought a house and got insurances but then after a month in our new house, we got a notice from the insurance saying that our insurance will be cancelled by the next month coz they found out in the inspection that there is a rott on the garage roof and told us to fix it first then they will continue our insurance?? i just wanna know if they can do that or if that is allowed to cancel our insurance after they accepted us?? what can we do ?""

My car insurance is way too expensive?

And I'm planning to change to a different insurance company. I'm suppose to pay two months worth of insurance later this month of about $380, but since I didn't have any accidents on the car, wouldn't that just be paying for nothing? At this point I feel like I am paying for a What if that never happened, so it's more of a Why? now? Maybe I'm just feeling cheated by my insurance company. I had a wreck that should have been removed from my insurance six months ago, as promised, but came to find out that they are still charging me the same price as they were then. I already contacted another company and got a way better deal, but I don't want to pay for the last two months, since I didn't wreck, and feel like they cheated me. Is that justified?""

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free home insurance quotes florida

Least cost in teen insurance for either buying or leasing a car in NY?

Am i better off leasing a new or used car like a honda accord, toyota corolla or is it cheaper for the insurance to buy an Audi a3""

Does www.canyonlandsaz.com have the best auto insurance rates?

Does www.canyonlandsaz.com have the best auto insurance rates?

""How much insurance(fully comprehensive, USA) do I have to pay for a 400,000$ car?""

For a 400,000$ car in the state of New-York how much car insurance will I have to pay fully comprehensive insurance. Like a Rolls Royce Phantom Coupe how much insurance has to be paid for that type of car. Don't want an exact number, just round it off.""

Is there an affordable health insurance plan?

Hey, I'm 17 years old and I have a baby. We both have MOLINA insurance. But my boyfriend who's 19 doesnt have any health insurance. He works full time and is about to be going to college part time. Well his wisdom teeth are coming in crooked and he cant get them fixed because it costs so much. Is there any health insurance plan that wont cost us an arm and a leg? And doesnt have a catch?""

Where to get the best auto insurance rates in Midwest.?

Just moved to the Midwest, besides the insurance giants are there any other good insurance companies out there that will save me a little money?""

OMG my insurance is over 3 grand and that was the cheapest?

has anyone got a dd or driving with no license or insurance and then got a license ??? who did you insure with? i cant pay them prices!!!!hellllp.........

Car insurance question?

If I am driving a company truck and lets say I got a ticket.. will my car insurance go up.. even though I am driving a company truck that is insured by the company..

What is full coverage auto insurance?

What counts as full coverage auto insurance in California? Thanks!

Cheaper auto insurance. Paying like 1500 a year for insurance right now for 2007 civic?

I have amica and not the lowest rate possible by them I know but interested in looking around. I'm 25. Just graduated from college not long ago. live in ny. have a 2007 lx civic. Any insurance companies you recommend for a cheap rate. Have a clean driving history. thanks

""HELP! I didnt have car insurance when I got a speeding ticket, I have questions, help!!!!?""

Ok, so I got a speeding ticket on Saturday for 5 over, I havent gotten a ticket in almost 5 years, my driving record is almost perfect, Im 25 years old. So, I havent been too sure about my car insurance, my dad was paying for a while, he stopped, so I made a couple payment and I moved and it just kind of disappeared, I know Ive been very irresponsible and I will suffer any consequences I get. So I didnt have proof of insurance when I got pulled over, the cop said it was fine, just bring it when I pay my ticket. So Im fairly certain I didnt have active insurance at that point, so Im wondering now if I were to buy insurance right now and bring proof of it in, would I get in trouble for not having it at the time I got pulled over? It was just a citation? How much will my insurance rates go up for a 5 over? Let me know, thanks! PS. I live in Michigan""

Car Insurance for a 2004 Mustang?

Im about to be 15 and im starting drivers ed next week and I was looking at cars and I really want a 2004 mustang. I live in a small town, im a girl, and my parents have Allstate. About how much would it cost me?""

What is better Subaru WRX Impreza turbo or Holden Commodore V8?

I am looking for a awesome performance vehicle with my following criteria: -Fuel Costs -Highway ability after 110km/h for overtaking at high speeds, comfort and handling? -Reliability and how often to service, how cheap parts are and how long engine is going to last? -Price on tyres -Price to get a WRX Impreza or V8 commodore (in manual) -Manual or Auto? -Insurance costs -0-100km/h? (well subaru better but after 100km/h?) -What mods to do if it is cheap or to just leave standard? My purpose is to use it mainly around town and sometimes/rare highways trips. mainly on the weekend a bit of a fun car. Please share your experiences and opinions on these 2 vehicles as would like to get a general picture of what there purpose is? 5 stars if answered the best with all the questions above.""

Male/female insurance question?

Is there a statistic that says how much or by what percentage female drivers is cheaper than male drivers? Are there any websites that show statistics similar to this about gender related insurance/driving? Thanks.

Just turned 50 - can you get cheaper insurance if you are over 50?

It was my 50th bday last week and I'm trying to cut down on my car insurance costs. Can anyone recommend any insurers that offer cheaper prices for drivers over 50?

Does anyone know car insurance rates?

I wanted to know whats the average rate of car insurance for an 18 year old female..?

What happens when fail to pay Car Insurance premium? Details Inside.?

Hello Friends, I know that failure to pay car insurance will lead to termination. What I basically want is to cancel the insurance, because I plan not to drive that car for few months to save on Insurance premium. My first question is do they allow termination for such reasons? and in case they don't allow that what would happen if I simply stop paying premium? But remember that I plan not to drive it for few months, so why I need insurance after all. What is the immediate consequence and what is the effect when I would like to drive that car again and want an insurance then? If it is of any relevance, my car is of New York. Please answer me. Thank you""

Where can I find car insurance who will LISTEN to my circumstances.?

I have been driving for over 20 years but the last 5 years have been on my husbands policy for company cars. Before then I had full no claims but lost them as we lived in Singapore on a 3 year work contract, I was driving there also with a Singapore driving licence. When we came back to the UK I have been driving brand new top of the range 2.0 cars.(accident free) Now I need to get car insurance but the set forms do not take any of this into account. Hence the hefty quotes. I have only 1 controversial speeding penalty. Why dont you insurers out there LISTEN !!!""

Is it possible to get an SR22 Insurance on a scooter ?

I received a DUI in California - now I'm required to get a SR22 in order to get my drivers license back. Why not get a scooter and get that insured for cheap? Is my idea.... is it possible??????? Thanks

Will hail damage raise my car insurance rate?

My town was hit with severe hail while I was at work and my car was parked at my jobs parking lot. My car has hail damage all over the body, little dents. My car also has full coverage. If I report it to my insurance company so I can get it fixed, will my rates go up? And and since I have full coverage, *stupid question* they should pay for all of it right??""

Which car is better to own?

as insurance and teenage point should i buy new one or lease it i am first time dirver which insurance should be cheaper for me looking bargian here

""Florida law - Florida license, no car, so no insurance?

If someone with a Fl driver's license who doesn't have a car so doesn't have car insurance is involved in a car accident while driving someone else's car. Does the car owner's insurance cover the uninsured driver?

Do you actually need commercial insurance to deliver pizza?

I'm a courrier and I just got a new car I'm looking to insure. I called Progressive and they told me that ANYONE who uses their car for work, even pizza drivers, are required to have commercial car insurance. They quoted my price to be about $11,000 a year. That is insane; no pizza driver or person who does what I do IN THIS COUNTRY pays that much for insurance. So if anyone can shed some light; is it truly required? What could happen if I don't have it and have an accident on the job. Since I'm a contractor and I don't have real hours, could I just say I'm off the job no matter what?""

Does homeowners insurance cover scooters?

stolen moped does house insurance cover repairs

""I'm looking for an honest, good life insurance company. Anyone with experiences on this?""

Single mother with mortgage, a older teen and young adult, good health so far? I am looking to cover anything that would have to be paid in the event of my death.""

Car insurance.. new driver 4x4?

Does insuring a larger car such as a 4x4 (not neccesarily a new one)... cost a lot more for a very new driver?? How much more?

free home insurance quotes florida

free home insurance quotes florida

If I get car insurance will my parents' rates go up?

If I get my own car insurance with my own policy from a completely different insurance company than my parents', but use the same address, would that cause my parents' rates to go up?""

How much does it cost for 2 door car insurance?

Getting my second car soon...found a 2006 honda civic LX...this is a 2 door car (coupe) verrryyy nice and I need to know what insurance would be monthly/yearly for this. I'm still on my parents insurance- 19. Female. No accidents; tickets. North Carolina. College Student. Please help. Thank you.

Car insurance/van insurance?

My son 24 year old with 7 points .Trying to fet him car insurance cheaper than 1000.Also van insurance cheaper than 300. IN10 AND CD30 on his license .Does anyone know who could possibly beat these quotes .Thanks

How much would insurance for cars be around for 18 year olds ?

How much would insurance for cars be around for 18 year olds ?

Question about car insurance and the situation i am in?

So, i have a truck that my step-father gave to me to drive. i did a lot of work to get it up and running and looking decent. now the time has come to get insurance so that i can get tags on it and have my own vehicle. but my insurance is going to be way to much for me to afford. lame. i know. but i have a solution, my real father said that he would insure my(in step dads name) vehicle in his name dropping my insurance down to 48 bucks a month. so basically, can i get tags on a vehicle if the the insurance isnt it the vehicle owners name?""

Would my car insurance rates go up if I switch?

I'm insured with geico but I've found a better deal with esurance. I can't afford to pay both. I want to cancel with geico and start over with esurance before the geico policy cancels. If I did this would esurance charge me a higher rate? I know it will effect my credit negatively.

Should I cancel my car insurance policy?

So long story short -- I totaled my car in an accident which was my fault back in December, and unfortunately did not have collision coverage on my insurance policy. I am a full-time student and have been unable to afford purchasing another car since then, and do not know when I will be able to afford another car. Although I am now without a vehicle I have been reluctant to cancel my insurance policy because I was told that if I did, whenever I purchased another car and had to buy insurance again the price of it would skyrocket because I would be considered high risk for having a chronological gap in my coverage. So basically I am currently paying $80 a month for car insurance when I do not even have a car, just to avoid having it go up even more at some point in the unknown future after I buy another car. Is this worth it or would it be wiser to just go ahead and cancel my policy? I would like to get some other people's counsel on this who know more about car insurance and who are more financially competent than I am. Thanks so much.""

""I was caught driving with no insurance and in court they required me to have car insurance for 1 year,?""

ive been paying for car insurance for the past 6 monthsm, but I recently sold my car, and was wondering if I stil have to pay insurance when I have no car. what should i do?""

Does your car insurance on old car cover your new car for 30 days?

i just got a new car. i traded it for a new one. i live in illinois and i am insured with geico. On my way home that night i got the car i got pulled over and got a ticket for not having insurance on that vehicle.i tried telling the cop my situation but that still didn't matter to him. So he gave me a $500 ticket. i was told when you get a new car your old insurance will cover you for 30 days. i called Geico numerous of times and they wont help me. Is there anyway to get out of this ticket? is there an illinois law that states something about this?

What is the best car insurance to get?

Cheap, reasonable, and the best.""

Which life insurance is the best one to get and the most affordable and reasonable? Is it the whole life

insurance? or premium life insurance? or term life insurance?

I am looking for an affordable holiday abroad ?

can anyone reccommend any good web sites with exellent deals please as i have never been on holiday abroad and is there any extras like do you have to have travel insurance and is it affordable?thankyou

What will my insurance rates look like?

So last Friday I got in an accident, I hit a curb going to fast around the round about and it screwed up below my car. This was all my fault and no one else's. No cops were ...show more""

What is the cheapest insurance for a teenager? --or ways to make incurance cheaper?

I live in Southern California, and I will be turning 18 next month, 2 days before I need to buy my next insurance policy. I have had my license since the day I turned 16 (I took drivers ed then got my permit for 6 months then my license). I have had no accidents or tickets or have even been pulled over. I am driving a '04 F-150 and making payments on it. I do get the good student discount. What are some cheap insurance companies? Or ways to make your rate cheaper?""

Insurance for a street bike?

how much is insurance for a street bike starting out

Why is it illegal to drive without car insurance?

I have heard rumors that it is illegal to drive without car insurance; first of all, is this true? Secondly, if this is so, why? Many individual American motorists experience between 0-2 minor accidents in their lifetime, some of which are very minor (where both cars still run fine and there's just a bump or so). Any information would be useful.""

How much does it cost to have a baby without insurance?

First, don't worry, I have wonderful insurance so me and my baby will be just fine. But, today in one of my college classes we were talking about medical costs without insurance and it got me thinking.... how much would we have to pay for prenatal care, hospital bills, and doctor's fees if I was not covered by insurance (from conception to delivery)? Anyone know?""

Free term life insurance quote?

How do I get a term life insurance quote online?

What kind of insurance is good and affordable for an 18yr old female and their first car?

What kind of insurance is good and affordable for an 18yr old female and their first car?

What is the cost of Medical Insurance for an 18 year old?

I am a 17 year old senior in St. Louis, Mo. I plan to move out of my parents house promptly after the school year is over. My boyfriend and I have been doing a lot of research on apartments and creating a budget. My biggest concern though, is medical insurance.. I'm not sure how much it is going to cost us to be able to have it.. I would really appreciate an average monthly fee, (or at least an idea) Thank you!""

Why is car insurance compulsory here in FL?

I own my car. The cheapest car insurance (only) cover $10k on damages which is called PIP insurance and it is required by law. If the PIP insurance only covers $10k on damages, and I have more than 10k dollars on my bank account why in helllllll do I have to give my hard-earned money to these moth*rfu(kers? Sorry for my temperament but I need a clear explanation or this. If I am willing to give those $10k to my car insurance which is the only that they cover on damages if I crashed, why wouldn't they accept the dial and stop charging me monthly in my whole life? and return me those 10K when I stop driving?""

Why do kids with lower grades pay more for car insurance?

And would a kid with a C average compared to a kid with a A average pay the same after 1 year of both them having a clean driving record and no accidents... if not that is bs.... grades shouldn't come into play it should be how good of a driver you are its unfair to do that I am so sick and tired of how good grades get you this that..... I have a c- average in high school and i dont do any drugs or alcohol or w/e.I workout on a daily basis,eat right, and i am extremely physically fit. I really just hate school and never put my mind to it.""

Teenage Car insurance Impossible?

For starters I am for the most part completely ignorant as to the workings of Car insurance or really.. anything involving cars.. so bare with me.. I'm trying to figure out how to get insurance as a primary driver I'm an 18 year old male still in school with a full G license, the car is a 1995 ford model worth only.. 1000 $ max, it's 2 door, I have a 75%+ average in school, I have no prior accidents or tickets. Essentially perfect as far as all the variables that effect insurance rates go. Yet when i got quotes online they are still telling me I have to pay 380 $ monthly. What the ****? On average I only make about 400 or 500 a month.. adding on gas money to that my cost of living is practically negative from just drive to and from work? So I guess what I'm asking is.. Is teenage car insurance even possible without help from mommy and daddy or dropping school to work more? Can anyone link me or give me the name of auto-insurance companies that give the best rates for Teens? Anything in the 2000-3000 $ range a year would be perfect""

How will my insurance handle a guy that hit someones head in my car?

a guy hit someones head into my car and says he wants to go through insurance to pay for it. I had nothing to do with it, I just happened to be there, but theres a good sized dent. Is this going to make my rates go up? i took it to get an estimate and was around $450""

Is there a way to figure out how much a cars insurance will cost?

What I mean is I know that insurance charges differently on car types and age group of who is driving, how can I find out the monthly insurance payment. Example: I buy a Scion TC and I'm now 20yrs old how can I figure out my insurance payment other than calling a insurance agent?""

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free home insurance quotes florida

What are the best cars with cheap insurance?

l am 19 and l know insurance aren't cheap at my age but l need a car that has a cheaper insurance. So far l've looked into a Nissan Micra 1997, Volkswagen Polo 1 litre and Peugeot. Is there any other cars that are good and strong but won't cost so much to insure?""

Student health insurance?

Our son is going to United Kingdom for his Masters, we have health insurance thru my company but it covers very little over there, should we take out a student health insurance plan on him over there?""

Monthly motorcycle insurance in Ontario?

Hello there, I'm 16 and live in Ontario, currently have my m2, what would be my monthly or annual insurance rate for a 600cc sport bike or a vespa scooter? Is there an average rate? An approximate would really help, thanks.""

In Southern California where is the best place to get a perscription with out insurance?

I have Strep throat and need Medication!

Average motorcycle insurance cost for 17year old male ?

How much would insurance coverage cost me? I am going to take the rider safety course. I have no previous accidents and have above 3.0 GPA. I want to get a Kawasaki Ninja500 because I heard they are great for beginners and are decent bikes as well. Any tips, advice, general information would be much appreciated!""

Dui and car insurance?

My record got explunged now that I am 18 in the state of California. Will my car insurance take me back?

Do you need insurance for a day when you buy a car?

I m planing to buy a car and i want to know if i need insurance just to bring the car home, a one day insurance or something like that??""

""Cheap m/cycle insurance for 95,GPZ 750 ?""

Cheap m/cycle insurance for 95,GPZ 750 ?""

What kind of health insurance should i get for my husband and I?

I work one job 35 hours a week.. and I need health insurance... with us being so poor we all still need to go to the doctors. Even if there is a package deal where health, dental, and vision were together or something ideas??""

Who are the best insurance companies for young drivers?

Who are the best insurance companies (in terms of low prices) for young drivers?

""If I provide my health insurance information to a college abroad, will they be able to look up my medical hist?""

If I provide my health insurance information to a college abroad, will they be able to look up my medical history?""

Motorcycle insurance average cost in ohio?

Motorcycle insurance average cost in ohio?

I'm pregnant with no insurance and don't qualify for medicaid.?

I just found out I am pregnant. I'm 18, and I want to be realistic about how I can do this. I do NOT have insurance, and I know for a fact that my mother makes too much money (that all goes to bills) for me to qualify for medicaid. We literally have nothing left over, and still struggle. So I would have to pay out of pocket.. but I have nothing to my name. I just had a job interview but even that isn't guaranteed & I'm not even sure if I can work because I am already getting morning sickness. The father has no money or insurance whatsoever. & I am not stupid enough to rely on him. Is there any way that I can get help? *Please no lectures on how I should of thought of that before. No ****. We all make mistakes. Thank you.""

Why is my car insurance so high?

I'm paying about $1,800 every sixth months, and now it's increasing. I had my driver's licence since sixteen, I'm twenty-four now. And I've been clean my entire life, except a few years ago when I received a speeding ticket. Then I took its courses to deduct points, and everything's cleaned out. But why is my insurance still high?""

Why did my car insurance with geico go up?

I'm always in a 6 month payment plan. My insurance just got renewed today. now i pay $208/month instead of $190/month and i didn't even get any driving violations for the past year. before i used to pay $250/month till they gradually decreased it to $190/month but now what happened? does anyone know where i can get a cheaper car insurance? I have a 2006 coupe cobalt and i'm 22 years old. Is geico trying to rip me off?

Let's not have universal health care but just make health insurance more affordable?

and have the insurance companies take out take all these pre existing condition clauses. Then we don't have to worry about giving health care to illegals or higher taxes. Does anyone agree with me?

""Depending on certain factors, what would my insurance premiums be?""

i am a teen driver, just got my license and now am looking for a car and i was wondering how much more my insurance rates would be if i was driving an early 2000 era BMW, Audi, Lexus or Jaguar vs something like a simple japanese or american made small truck or sedan. I also get straight A's in schooll as ive heard that can factor into it as well.""

How can I get cheaper car insurance?

I live in Toronto, but my address on my liscence is in a smaller town about an hour out of the city. The car that I have is registered on my husbands Toronto lisence. I want to buy insurance using my out of the city address so it will be cheaper. Would I be able to do this even though I technically live in Toronto?""

Do I need to have insurance to take/have a drivers licence in North Carolina?

So I'm 18 and live in NC and I'm moving back to Europe next summer but before that I want to take my licence here because its way cheaper. Do I need to have insurance if I do NOT have a car I just want a licence for when I get back to Europe. Also, can I drive a car thats not mine if I dont have insurance.??""

What is an average auto insurance cost for a sedan in Alberta?

I am wondering what an average auto insurance cost is to be suspected. If this helps I will be a 16 year old male driving a 2007-2010 Mazda 3 Sedan.

How to get cheaper insurance? ?

So, I'm buying a new car. And have been getting lots of insurance quotes. They all ask what is the main use for this vehicle? and the choices are pleasure commute business and a couple other choices. My question is, which one gets the cheaper insurance? I work 3 days a week, and have 4 days off a week, so no, my main use isn't work, because I have more days off then I do work. Anyone have any ideas?""

""What would be the best insurance group to go in, if I am a first time car owner/driver?""

Hi, I am going to turn 17 in the autumn and I am looking for a first (used) car. But I am unsure about which insurance group is the best to go in? Someone told me I could get insured fairly cheaply on Group 5? I would like a reliable car, at the moment I am looking at Ford Focus, Volkswagen Polo, and Fiat Punto. I want it to be fairly new, and look good. I can spend up to 2000. Hope you can help

Help! I need auto insurance fast?

I'm 23 years old and need auto insurance immediately. I live in California and would prefer to have nationwide coverage. I am single, no kids. I'm really considering liability or something low-end because insurance here is a lot more than what I was paying in Pennsylvania. I am also a full-time student and heard that might get me a discount with some agencies. Any advice?""

How do I get health insurance?

I'm a 18 year old girl and on my own. I have no health insurance and is now two weeks pregnant. Can anyone give me a clue on how to get health insurance? Like step by step?

How Much Is Motorcycle Insurance?

I am 36 years old, and am purchasing a 2005 suzuki boulevard m50 (800cc's). I am a new rider. I live near Pittsburgh, PA. how much, approximately, will insurance on this bike cost me?""

free home insurance quotes florida

free home insurance quotes florida

https://www.linkedin.com/pulse/does-liability-auto-insurance-cover-arson-mia-ogden/"

[classycollectorartisanposts-blog]

Can you give me a list of car insurance comparison sites please?

"Can you give me a list of car insurance comparison sites please?

http://www.comparethemarket.com/ is a stupid website.. it hasent even got my car in the list of models so i cant get quotes making the site useless :(

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr 

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How dos US car insurance work compared to english car insurance?

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If i have liability insurance and i hit a car but the car leaves the accident will my insurance pay?

I have liability car insurance and the other day a car pulled over in my lane and just stopped i ran into the back of her smashed the front end of my car(non driveable) the police said it wasn't my fault and the other car just left right after it happened. Will my insurance pay for my car?????

How much would my insurance be?

I am 16 and I want to get a car. My parents said they would buy me this car I want but I have ot pay for the insurance. We have allstate. The car is a 1999 ford mustang. Yellow Color V-6 Engine Automatic Transmission 141,207 miles on it 2 drive coup""

Small business insurance?

This is for hw, any info would be helpful I'm opening a salon in hollywood california. (5,000 square feet) How much would I pay in insurance a year? what kind of insurance would i need? Example: i think i would need product liability insurance, professional liability insurance, there are so many different kinds! Which one/ones should I use? and how much would it be? I've been googling and researching for a long time if you can help thank you!!""

Car insurance for 17 year old male?

I am learning how to drive, and am looking at what cars would best suit me in terms of cheapness and how cheap to insure. I have looked at a few online quotes for a few cars being, 2001 peugeot 206 1.1, ford fiesta 1.2 1997, cheapest was 4 grand from post office. I know i haven't pasted my test yet, but i want to have a rough idea how much it will cost me. These quotes are madness i cannot afford that, i will be paying for this car myself and insurance myself, i work part time and will have to save. Is there any special classes i can take that would lower my insurance? I have heard of special night classes or something along those lines. What cars would be best for me looking at? Also are older cars or cars with higher mileage cheaper to insure? Many thanks :)""

Good insurance for a small liquor store/market in Los angeles county?

I am looking for a good commercial insurance company for my newly purchased small liquor store/market in southern California. It's a tiny 850 sqft store. I am looking for one that is reputable & lower price. Anybody know? What kind of coverage should I get? approximate cost? best most helpful answer gets full points!

How much is good car insurance for a uk driver?

I am looking around at car insurance comparison websites, and I want to know if the quotes I'm getting back are reasonable. How much would a reasonable monthly insurance payment be for a UK driver with more than 15yrs experience? Also, how much would it be if you added a newly qualified driver as secondary driver to that. The car is a 2006 Ford Galaxy. I know it depends on the other extras etc, but I just want to get a rough idea of what would be a reasonable amount to expect for this, on average.""

Is insurance lower on an rx8 or 350z?

and how much of a difference is there on average? im 23, got a few speeding tickets, thats about it""

Auto Insurance - Spouse coverage mandatory in Ontario?

I've been told from my insurance company that since my wife holds Ontario Driver's licence, she will have to be covered under my insurance and pay a higher premium eventhough she does not drive at all. I also saw on-line that you can sign an 'excluded driver form' (OPCF 28A) in which you declare that she will not drive my car and you can exclude her from your insurance and maintain your premium rate. The insurance company basically denied this and told me that as long as her and I live under the same roof, I will have to pay the higher premium. Can someone please advise?""

What is the cheapest car to insure for a newly passed driver!?

im only 16 at the moment however i want to learn to drive asap. what car would look good as well as having cheap(ish) insurance. who do i insure with?

Can you rate these cars on insurance coasts?

I was looking at buying a car. I have selected a few cars that I was interested in buying, but I don't know the coasts of car insurance. Can you give me a price range or tell me terrible, bad, average, good, great. If you can give me a price range that would be great and thanks for the help. The cars are 2005 Nissan 350Z Coupe, 2006 Hyundai Tiburon SE, 2009 Mitsubishi Lancer ES, 2006 Audi a4, 2000 Hyundai Tiburon, 2002 Audi TT, 2004 Mazda RX-8, and 2010 Toyota Corolla.""

Car insurance?????

what is the cheapest and the best for full coverage?

""In Ca, If you had insurance on a car that was repossessed , do u still have to pay for the whole premium?""

Or what happens? How can you, or do you cancel it ? This is about the state of California.""

Buying car insurance for a used car?

im buying my first car, used. and all i have knowledge from are from the internet. i live in California. when i see tv commercials, i often see the buyer being able to purchase their insurance when they are on the CAR dealer. my question? when is it do you get insurance? BEFORE OR AFTER YOU PURCHASE A CAR? also when getting quotes online, you have to add the car that you OWN, so im guessing you have to buy the insurance after AFTER?, BUT the policy seems to start the day after you purchase your insurance, so does that mean your driving the car illegally for a day?? if you were to buy the insurance (online) before and have to add your car, im guessing you have to be SET AND SURE you are getting the car when your policy starts? none of my friends knows about this because their parents own it and they don't care about their insurance... im so confused. help me.""

Police get cheaper car insurance?

I went on a compare site and the only thing i change was the job to police officer and the insurance was cheaper? This may be due to the fact that they are less likely to commit crime.

What do the insurance groups of cars mean. for instance is 1 high or low.?

What do the insurance groups of cars mean. for instance is 1 high or low.?

Cheapest insurance companies in the UK for new/young drivers?

I have recently bought a car, I am 18 years old and my driving test is on the 18th of December. Obviously I need to insure the car for when I pass but I was looking for a relatively cheap insurance company because obviously they're rediculously expensive. any advice? Thanks.""

""I am 16 and want a 2003 BMW m5, how much would that cost to insure?""

I live in San Diego, California and have not gotten any tickets.""

Do I still have to pay car insurance if....?

This is probably a really stupid question, but I'm sixteen, so please just answer... I've had my permit since last September. I've practiced, but my parents won't let me get my license because they can't afford the car insurance. We only have one car anyway. Well, say I were to register a motor vehicle, such as a 50cc moped, which only requires a basic license to use. Would I still have to pay car insurance for my family car if I don't drive it, AND a moped? Or can I stick to paying the motor bike insurance instead? I'm sorry, it's such a stupid question, but I don't know much more about car insurance other than the fact that we can't afford it. Thank you. (:""

A good place 2 get cheap car insurance?

A good place 2 get cheap car insurance?

""Excluding insurance prices, which car would be the cheapest to run: impreza wrx (2006-2088), Civic Type R EP3?""

I'm about to purchase a little sports car to treat myself. I was wondering if you could tell me which of these 2 cars would be the cheapest to run (fuel costs, tyres, parts etc) If anyone has an any other car suggestions with a similar amount of power and specs please feel free to suggest. Cheers""

Health insurance question please?

My family and I have not had health insurance for the past few years. And I'm starting to get really sick and probably need tests done. I live near Aurora,IL, what's an affordable good health insurance I can get? I work part-time at a pet store and it's not gaurenteed hours so I may get like 30hrs a week for a month and than it go down to 20hrs a week. I am going to school full-time as well. Can someone please help me?""

The supposed 40million that don't have Health insurance..how many?

How many don't have it because they don't care to have it? How many don't have it because they can not find an affordable insurance plan? How many in this 40million number are not legal citizens? How and who came up with this number?

How much would it be to give birth in California without insurance?

I live in the sf bay area and I work under the table... I don't have insurance, but I do have a membership at Kaiser Permanente because of my parents before I got married... I'd also like to know how much are sonograms and things that fall in check ups... Thank you""

Can I get a dealer service department to cash out a check that was written from my insurance company?

I know I can get a repair done cheaper elsewhere. But my insurance company has already left a check at the dealer that is made out to me and the dealer so I have to sign it over to them. The dealer will not have the part in until Tuesday. So can I go to the dealer and just take the part and ask them to cash out the labor to me and I will go elsewhere for the actual repair?

Can you give me a list of car insurance comparison sites please?

http://www.comparethemarket.com/ is a stupid website.. it hasent even got my car in the list of models so i cant get quotes making the site useless :(

Is it legal for me to drive my friends car with my own insurance?

So my friend and I bought a car, however he does not have insurance yet, and I have comprehensive, liability and theft insurance for my own vehicle which is a Honda, now while I use his car, would it be legal for me to drive the car using my own insurance card? I have a notarized letter from my friend that I am allowed to use the car.""

What would I pay for car insurance?

I was thinking of buying a car. How much would I pay for insurance each year? I'm 22, male, white, currently no driver's license, expired G2, never been in an accident. Born and living in Ontario. The car would be a clunker; $900 for an old Oldsmobile. Originally painted blue.""

Texas Automobile Insurance?

I got hit by someone else. Their insurance is not providing total cost up front for a rental car while mine is in the shop. I was not at fault. The Insurance carrier is Farmer's Insurance. They said to pay the difference of the rental, and they would reimburse. My understanding by an insurance facilitator at my old company is that if the fault was not yours, then the insurance company has to accommodate you with full pay for the rental car for a comperable vehicle to the one that was damaged. Anyone have any knowledge of the law, and links where I can find out the info? Thank you in advance.""

Good car insurance?

I'm 19 and just got my first car and am in the process of getting my licensices. What are some good insurance companys to look into that would have low rate with good coverage? What do i look for and what don't I do. Thanks!

Scooter insurance for 16 year olds?

I turn 16 this year and wanna start riding a 50cc scooter. I found the one i want, i was wondering the rough cost of insurance on a 50cc moped for a 16 year old on a provisional license in the UK. Thanks Jamie Deeks""

Looking for good medical insurance?

I know blue cross/blue shield is good, but, what other insurance is out there? I need to insure myself, my son, and my fiance. I need to find some fairly cheap insurance as well. Know of any? And also, dental.""

Proof of Insurance?

I just bought a car yesterday and I know that before I drive it off the lot I need proof of insurance, What exactly to I need to show them in order to take the car home with me .... keep in mind that my printer is out of ink, and I would like to take it home today if possible""

Why do I have to pay first year homeowners insurance?

I'm in the process of purchasing a home. I'm taking out a FHA loan and my broker stated that I would have to purchase first year homeowners insurance for a year. My question is my monthly taxes, PMI, and also home insurance is already infused in my monthly mortgage payment,so why is that I have to pay for a years worth of insurance when I'm making a monthly payment on it anyways? Will I being paying twice? Can someone please explain""

""Imported Sports Car - Whats cheaper to insure? Registration in my name, or my parents name?""

I have just purchased an imported sports car in Australia worth $18,000. I am 21 (under 25 means huge insurance here). I AM going to get the cars insured in my parents name. But the thing which determines (on paper) as to whether I am the primary driver, or my parents are, is who ever the car is REGISTERED under. My question is....would insurance be cheaper if my car was registered under my name, or my parents? And by how much? Thanks!""

Where can i find cheap full coverage auto insurance?

Where can i find cheap full coverage auto insurance?

Newborn Covered by Insurance?

My friend's baby was born one month early. She was in the NICU for 5 days due to breathing problems. My friend has health insurance and so does her fiance (seperate policies, different companies). The finance was going to cover the child when she was born. The insurance said she should have been pre-enrolled b/c nicu is not typical newborn charges... and the finances' insurance say they are not responsible until after the 14th (she was born a month earlier than that). jill said my insurance only pays if we are in the hospital the same amount of time.. if she stays longer she is a dependant and wasnt eligable to be added to the fiance's yet.. it makes no sense... and how could she be pre-enrolled.. The finance went in april and tried to add her to his and they said wait til she is born... and she came a month early according to my doc so how could she have added her to mine? The letter she got from the hospital said the baby is covered automatically under the mothers insurance for 30 days after they are born. So; who is responsible for the $26,000 bill for the NICU?""

Good car insurance 17 years old?

what car would be cheap to buy and cheap on insurance for a 17years.

Can you get insurance with a suspended license?

i asked a question earlier about my friend's loser bf who has a suspended license and says he is going to buy a car from a used car dealer my friend (who is stupid) is going to get him the loan to pay for the car he says HE will pay on the loan (i doubt it) i say you need insurance for a car loan but she may just get him just a loan i dunno what that means anyway i know you need proof of insurance for a car loan he says he has been forging his insurance for years i still say they are going to check on it for the loan again i am trying to prove him wrong but can a person get car insurance with a suspended license?

Will my Geico go up after 6 months?

My Geico is only $62.84 monthly. I have the 6 month plan. I had Allstate before switching to Geico last month. I switched because every 6 months Allstate would go up by $25. I could NOT afford it! So I switched to Geico because it was $125 cheaper monthly. Everyone I've talked to said theres hasnt went up after 6 months. I have no criminal record, no tickets, no felonys no nothing, etc. So I was wondering for all you Geico customers, has Geico been good? Has it went up after 6 months? No arrogant answers, please!""

California after fires?

How long will it take for life in South California to return to normal? I mean quality of air, infrastructure, rebuilding homes. How was it in 2003? For example, for how long the ash will still be in the air?""

Is Safe Auto cheap car insurance?

Especially for a driver who is 18.

Which car insurance agency is best for me?

Which car insurance agency is best for me? Please guide me.

How much does insurance cost for old/classic cars cost?

I am 15 and and a half, and I live in New Mexico, here you get a drivers license at that age. Anyway, my parents got me a 1977 oldsmobile vista cruiser (my dream car) and I know insurance for older cars are cheaper, how much (average) would it cost and could you recommend insurance companies which you think is best""

What is the best Car Insurance ? HELP!!!?

Okay so I am a first time Driver and will be getting my first car really soon between next month and May. But first I need help on finding the right insurance especially one that's not really high for a first time driver also I need some tips on things I need to have when I get my car , tags & titles , registration. I need to know everything possible that I need to know when buying my first car and actually keeping up with it .""

Is having a health insurance mandatory in California?

I am moving from Massachusetts to California at the end of this month. In Massachusetts its mandatory to have health insurance and if you don't have it you can get penalized on your taxes. Is it mandatory in California as well?

Switching health insurance while pregnant--bad idea?

Hi, I am insured under a program called Healthy New York, which provides affordable health insurance for low income workers. I am pregnant and my OB GYN dropped my insurance. I am allowed to change provider and remain under the same program, and according to Healthy NY, pregnancy is not a preexisting condition if the insured is a sole proprietor , which I am. I also called Blue Cross Blue Shield, the new insurance, and they claim my pregnancy would be covered. Somehow I still am afraid there is some hidden problem. Any insights, personal experiences? Thank you, Anja""

How much would insurance be for someone like me?

i have a job that pays 1300 a month, im 23 years old, no previous record. no credit. basically it would be my first insurance for a car. i live in minnesota saint paul, how much would it be? my sis says it might be like 300 dollars or something? if u need other info ill tell it thanks guys""

Huoniao 125-8 Insurance?

I'm buying this bike in a couple weeks time brand new. And I was just wondering what insurance is best/cheapest for a 17yr old rider. Thankyou! Also i've heard about this company called Rampdale, it's cheap, but apperently they completely **** most riders over?""

Auto insurance debt reported on credit reports?

I changed my auto insurance from progressive to some other company.yesterday i got a call from collections that i owe progressive money.Is this reported on credit. Also do i have to pay them? I had insurance quote from them for 6 months but i found cheaper one so i moved. I live in california. Thank you

Which Governor of California made car insurance a requirement?

I was just wondering why car insurance companies make millions in profits and suck the money out of us (car insurance payers). But Since it is not a federal requirement to have insurance. It exist in a state level. so yea which governor of california made car insurance a requirement to have ? :)

Can you give me a list of car insurance comparison sites please?

http://www.comparethemarket.com/ is a stupid website.. it hasent even got my car in the list of models so i cant get quotes making the site useless :(

Cheap NY auto insurance ?

hi there, i plan on buying a car soon but im a new driver and i have no one else to help me insure a car so i have no choice but to insure it on my own. I've checked and looked around geico, state farm, all state, and they were all to expensive, anywhere from 5-6k to insure the car for a year (way to expensive). So do any of you guys know any NY auto insurance companies that are affordable? Thanks""

What is homeowners insurance declaration page?

im getting a loan but im not sure what a home owner's insurance is

Can i buy a car and still be under my mom's insurance?

I have enough money for a car. I was just wondering if i could buy a car and have the title under my name and still be able to be under my mom's insurance. i may be able to buy a car but my own insurance may be pushing it.

Credit life insurance?

My mom passed away in sept. of cancer. She had a $100,000 balance on her mortgage loan. Now I just recieved a letter stating that her credit insurance had gone through and a check had been sent to her mortgage account number. I have never even heard of credit insurance, does this mean the remainder of her loan is gonna be paid off??? If so I am in shock.""

Register a car in CA. you must have car insurance or your breaking the law ?

New Laws in CA????? Help , Can Someone tell me About this New laws in Cal about you have have to have car Insurance?, I thought that that was already a law? Was it?? And if you regiester a car in CA. you must have car insurance or your brecking the law ? True or false ?????""

Car Insurance in India?

Hi, I have bought a new car Ritz and along with that, the dealer has provided me Insurance from royal sundaram. I heard that insurance companies pays only fifty percent of repair ...show more""

Cost of newborn delivery/childbirth(California...

I'm wondering what the cost is for delivery/childbirth is in California, without taking health insurance coverage into account? Just looking for a general number, but if you want more specifics: -My area is the San Francisco Bay Area (east/south bay) -When I say childbirth, I mean: admittance into hospital/actual delivery procedure (not cesarian)/3 day hospital stay I'm shopping for health insurance, so any number that you come up with to help me budget/calculate would help me out greatly!""

Where can I get the cheapest car insurance for 18 year olds?

I've looked on gocompare, moneysupermarket and comparethemarket. Does anyone know any insurance company/comparison websites that are good? Preferably recommend ones you have used yourself. Thanks""

Problem with Admiral car insurance... heeelp!!!!?

Hello Thank you for entering in my post I've been with Admiral insurance for more than 1 year, which is my 1st car insurance since I've been in England I've been driving for more than 12 years and I've never made a claim before it was a normal and clear day and i was going to work when I had an accident with a girl riding a moped It was a very silly accident, fortunatelly none was injured, and I only had a broken wind-mirrow, which is no more than 50 of damage I had to call Admiral, my insurer, to sort the problem out, I had no other choice Admiral told me I was not covered to go to work since on the policy agreement says: use for social, domestic and pleasure purposes only. And, according to them, to be covered, my policy had to be: use for social and COMMUNITY. So Community for them means, going to work, it is ridiculas but that's what i was told However they said we cover you, you will have to pay 23.74 extra and you will be covered, it was frustrating, a theft, but I let it go... The absurd story didn't even start yet! I gave Admiral all the details which the police had given to me the day of the accident plus some pictures of the scene, which I took before to leave that day Admiral sent an inspector who interwied me at my house. This inspector wrote a statement of 6 PAGES! about my accident, however, I need to say, he did a very good job On the statement states that none was injured and the fault lies with the moped rider, which is also what the police said on the scene. In addtion this inspector suggested to call my insurer again to finally get my car fixed. Admiral told me I will have to pay for the damage myself and, after all their investigation, if they find out it was not my fault, I can ask e refund for the damage, and they added that this investigation can take up to 3 years, so I will have my money back in 3 years! this is because according to them, the moper rider was injured This is absolutely incredible What would you suggest? I would like to get rid of this Admiral policy as soon possible, I would like to claim against it Who could I call to claim against Admiral? Any suggestion according this matter will be very apprecitive thank you in advance for your help""

Will my insurance go up after a speeding ticket?

I got pulled over doing 48 in a 25. Ouch..i know. The cop gave me a court date and i dont know whether i should go to court and try to get this revised so it doesnt look so bad or if i should just pay the 150....AND is my isurance going to go up. I have grange...PLEASEEEE help out...im 19 and no previous tickets or violations

Should I drop collision from my auto insurance this renewal?

I have a ten year old Honda Civic, just over 40,000 miles, has a crack in the driver's side rear bumper that I ignore. I have an excellent driving record, no points, am the only driver, am at that age where I'm not young enough or old enough to be considered a threat, but I live in a high rate state and money is more than tight and they just shot my house insurance through the roof, even though I never put in a claim, because, get this, there is a chance that someday we may have a hurricane! Am I being pennywise and pound foolish, or am I paying for something that won't pay off even if I need it? Thank you!""

About how much will car insurance cost me?

I'm 17, I live in texas, I have never gotten into an accident, ill be driving a 2002 SUV and I want to buy it for six months so about how much will it cost""

How do we work with insurance companies in California?

We are a Southern California Drywall Company and would like to work with insurance companies. How do we get started?

What is the cheapest health insurance company?

I am a single mom and I'd be paying for myself and my son. I don't want to go through my health insurance at work because I don't want to work there for a long amount of time. So I need long term health insurance for the both of us, but I don't want to have to pay over $250 a month. Any suggestions?""

Would having a fake nitrous system in my car increase insurance rate?

Would having a fake nitrous system in my car increase insurance rate?

Help with car insurance?

If my friend financed the car I wanted for me would he have to be the policy holder of the insurance and list me as the main driver. If so, would the monthly payment be based off of me only and not my friend right? Or would he have to also pay for insurance ?""

What do compulsory and voluntary excess mean in car insurance?

The one I am looking at is 0 compulsory excess and 150 voluntary. Is it better for both to be lower? I don't know what it means. Please explain before I buy. Thanls

Cheap home owners insurance?

they keep raising rates with no justification. Which company do you use? Are they expensive? Are they cheaper? I Cr 13;8a

Car insurance?

i am looking for a decent quote for car insurance, my daughter passed her test in march and we would love to have her on our insurance but theyare asking for so much , i cannot afford it, i have a peugeot 307 o3 , my quote is 1214.85. she is going to UNI in October and really wont be using tthe car any way. any sugggestions would be really appreciated, now and again she would be using the car and she is so good , cannot afford to buy her a car of her own and the insurance would be too much anyway??""

Does car insurance cover only one car per policy?

Like, if I had many cars, would the policy cover all those cars for one fee or would I have to get insurance for each car? I feel like each policy only covers one car but I'm not for sure which is why I'm here. And if there is such a car insurance that covers x amount of cars for one fee, let me know. Thanks for taking the time to answer this.""

Can please someone suggest the cheapest and yet good car insurance company?

thanks

Will my car Insurance rates up if my car was vandalized?

My car was vandalized and there was about $1100 in damage. I m paying the $500 deductable and my insurance is paying the rest. Will my rates go up?

Cheap Car Insurance UK?

I have been looking at quotes for a while now and I keep on getting the quotes for around 3,000+, there is no way I am paying that. Before anyone suggests go on your parents insurance or get a provisional not happening, I want my own car on my own insurance 3rd party. Does anyone know any decent places where I can get insurance for 2,500 or less, it would be much appreciated.""

Should we keep health insurance or get rid of it?

anyone know the pros and cons of either getting rid of health insurance or to keep it?

Insurance auctions/Salvage yards websites???

can anyone tell me good websites that sale salvage/insurance auction cars ......i live in south texas........

Can you give me a list of car insurance comparison sites please?

http://www.comparethemarket.com/ is a stupid website.. it hasent even got my car in the list of models so i cant get quotes making the site useless :(

Approximately how much would Comprehensive car insurance be for these luxury cars?

Im currently doing an assignment where I have to compare running costs of three different cars. I can't get an online quote for comprehensive insurance for these three luxury cars: Let's say the driver is a 30 year old with a perfect history/driving record. BMW 740i (Price: $183,000) Audio RS4 (Price: $187,500) Mercedes CLK-63 AMG (Price: $199,100) How much do you think APPROXIMATELY, the comprehensive car insurance would be for each of these cars? (Annual) AS A GUIDE.""

Insurance 2 be a cheer leader???????

do you have to have health insurance to be on a high school cheer team? and if you dont then do they not let you on the team?

Car insurance help?

A while back my nephew ran into a car that was stopped on a bridge. Both vehicles had liability insurance. They determine that it was my nephew's fault. His insurance paid and now the insurance are trying to get money back. Why?

How much is car insurance?

I am in Delaware. I am starting grad school and I will have very little money. But I am considering getting an old car just to get around and save some time. I'm a 26 year old girl so I know I'm not in the worst catagories. I just want a basic idea of whether or not it will break the bank to consider a car.

""For my situation, what is the best way to minimize my car insurance?

ok the situation is like this. my family has two cars. (maxima and accent) I (21years old) use the accent and my parents use the maxima. All three of us are under the same insurance plan. I might sell the accent and buy a used car and pay monthly(financing). so that means the insurance has to be full coverage right? and not liability. (the maxima and the accent are both fully paid and they are under liability right now) So if I buy a used car what is the best way to minimize the insurance cost?...which is a good insurance company? can I be covered under my dad's name or something? my friend said something like that..but I don't know if there is such a thing. by the way my parents live in massachusetts and i live in NJ. what should i do? (don't tell me not to buy a car)

Mom forgot to list me as a driver on car insurance?

So i've been driving four years , and i'm about to buy a new car as a 20yr old. I call to get a quote, and they tell me i'm not listed as a driver on my mom's insurance. What does this mean?""

I wrecked my motorcycle with no insurance in fl help?

So a year ago i wrecked my motorcycle, crashing into another car. I did not have insurance or a motorcycle Endorsement. I live in fl so im kind of familiar with the not at fault law. However the insurance company from the other party has sent a bill for 9k an request i pay it. Some people are telling me to ignore it an others are telling me to pay. Need help would be thankful. Im trying to be a firefighter paramedic an i do not want this to kill my chances. Thank you""

Help finding very very cheap car insurance please?

i live in florida (miami) is there anyone that can give me a legit site that provides me car insurance for the cheapest price possible? what i mean by legit is no scams or anything, and an address where i can personally go to visit the insurance agency for the papers.""

Must you have insurance if you are a driver in the state of Nevada?

I'm a driver in California, under the age of 21. I don't have a car that I own nor am I put on the other cars that my parents own and don't wish to be on them. If I am not planning on driving any time, do I still need to have insurance because I have a driver's license? If you have an answer, I would appreciate a link as well to look on.""

Do I need to change car insurance?

Right now Im going to school in tampa while my home town is about 2.5/3 hours away. Im currently residing in the dorms on campus but next semester (january) I was going to move into an apartment. I know Ill have to change my drivers license but will I have to change my car insurance policy too? I know one of my classmates did and it went up considerably because of the move to tampa.

Im 19 need health insurance?

Im 19 and I really need affordable health insurance. Neither for my parents can afford to put me on their insurance. Also i have a few preexisting medical conditions that makes it harder for me to find insurance.

What is a receipt of declination of health insurance?

I'm a college student and my school tells me that in order to partake in an internship, I need an error free resume, a completed work experience application, and a copy of my health insurance card or a receipt of declination of health insurance. I don't have health insurance, so what exactly is a receipt of declination? Is it just a letter written by me stating that I don't want health insurance, or whatever? Thank you!""

Car Insurance..6 Points..(read on)?

I got 6 points back in 2009 for speeding with a drink drive ban the same night! I don't need any lectures. I can easily say biggest mistake of my life! I done my time and still paying for it. I done a insurance quote without the 6 points and it was 600, with them it is 1300! (the drink drive ban included in both quotes) It is comming up to the 4 year mark where I can now get them removed from my licence, but I have to still declare it to my insurance even though there not on my licence any more..? (rehabilation offenders act..?) I have changed my ways and I drive very sensibly in low litre cars! Never want a fast car! (I am 23) I just use it for work my annual mileage is around 10k. These 6 points have raised it dramatically! Are there any insurance companies out there where I can only declare it for the 3 or 4 years? Or do I have to even declare it atall insurance companies are asking for 5 years, but they are completely off my licence after 4..I would of thought under the rehabilitation act I served my 4 year sentence now a 3rd party company (the insurer) is asking for 5..? Help on this will be greatly appreciated. Thanks""

Student auto insurance?

I'm currently a college student and would like to purchase my own auto insurance in Ohio (and no longer be included on my parents insurance). Does anyone have any tips on how/where to get good, affordable auto insurance? Are there any companies that you would recommend? Or ones that offer student/good student discounts? Thanks!""

Does car insurance cover vandalism?

My husbands crazy ex wife. Keyed my car, slit my tires, and put something in my gas tank because my car wont start now. Does my insurance cover it? I have full coverage.""

What Health insurance would anyone reccommend?..?

my husband and I are trying to buy health insurance. we want something affordable. What good health insurance would anyone recommend.

Do I need health insurance for cosmetic surgery ?

Just wondering ? I have the money to pay for it, so I don't need the insurance to cover it..But the medical forms ask for that information, and I don't have health insurance yet ? Does it matter ? Can I get the surgery without it ?""

What insurance company do cheap American car insurance for young drivers?

I'm 19 years old and I'm considering getting a 1985 Ford Mustang 5L V8 in England. The question is who is going to insure me at a reasonable price? I'm not looking at using the car everyday, I probably wont put 4k miles on the clock in a year. Please, can anyone help me?""

Insurance after admitting responsibility car crash?

i have admitted responsibility at the scene when i crashed my car into someone elses. i have since found out that it will make my insurance go up horrendously. yikes!! how much is my insurance likely to go up? im worried

How much would it cost for a male teen driver?

How much would it cost for a old 1969 chevy Malibu and to fix it up. And how much would insurance cost for a male teen driver

No insurance and Pregnant in Florida?

Hey everyone.. im 19 and i just found out last night that there is a good chance of me being pregnant. I took two tests last night and they both came out with a faint pink line and a dark pink line. Now i dont have medical insurance, but im a part time student and i work full-time but my job doesnt offer any insurance coverage. Everyone keeps telling me that i need to go to the docot but i dont know what do do next if i dont have insurance. I' m in Orlando Florida so if anyone can help give me advice on what i should do next id realllllyy appreciate it. Thanks!""

What cars are cheap to insure for 17 year old male like myself?

I have my practical in March, crossing fingers I pass so I thought now is an appropriate time to start looking for a car which is cheap to insure.""

Where will give a young male cheap car insurance?

I know that I am statistically more likely to cause an accident than a middle aged person. However. Are there any companies that are good that will insure me on a car of about 200hp for under 1400. If i tell them I have achieved good grades and done pass plus etc as well as the fact I have never claimed on my current insurance could they give me a low quote? Thanks

Insurance for Infiniti G35 Coupe and Sedan ?

I live in California, is there any difference and if there is how much its difference would it be approximately ? I am 20 years old.""

How much will health insurance cost us?

My boyfriend and I are considering moving to the United States, the state of Florida. We have pre-existing conditions, neurological and we are 36 years old. We would like to know how much money we will have to paid monthly for a health insurance that covers costs such as medical visits, exams, prescriptions and dental care.""

Can you give me a list of car insurance comparison sites please?

http://www.comparethemarket.com/ is a stupid website.. it hasent even got my car in the list of models so i cant get quotes making the site useless :(

https://www.linkedin.com/pulse/what-cheapest-auto-insurance-daniel-ramirez/"

[optimisticpoetrypost-blog]

Young adult, no health insurance, I need help!?

"Young adult, no health insurance, I need help!?

I am going to make this simple as possible: During this year, Jan to March, I have been on my parent's insurance, NJ FamilyCare, which we were enrolled under free-care because we were horribly under the poverty line, or above it? We're poor, that's it. And on April 1st, I was terminated from my insurance, they are saying I am 19 years of age, thus I have no insurance. Late August we (as a family) re-applied with all our names, and sent the papers in. But with a lot of research, I knew I shouldn't have been, under the Affordable Care Act I should have been on my parent's insurance until the age of 26. I meet the requirements: 1. Dependent Adult (19 years old) 2. Full - time student, no college insurance. 3. No insurance for 6 months now. 4. Not employed. I know for a fact, that being a full-time student, and being unemployed, shouldn't affect this, but maybe it is? I talked to a representative from the welfare office, (where my parents applied) and the lady (rudely) told me that because I am 19, and in school, I was terminated. And my social worker won't be done looking at the papers until late November. WTF? That doesn't make sense, so I kept the battle on, and told her that I should be covered under the law. But after some bullsh*tting around, she hung up on me. So I called again. And this time, another lady was saying, her son who is 20 years old, is insured under her insurance, and that I should come in with my parents, and tell our social worker that I am a full time student, who can't afford to be employed, (because of my 21 credit semester), I am dependent, and I have no job. I was like, well, it's not like I don't want a job, I just can't find the time to have one. I used to work 12 hour shifts, so don't think I don't like to work. The main reason I need the insurance, is because of my ADHD and Mania. I also always get sick, and have kidney problems. But with this, I still can't imagine why I was terminated. The lady told me I shouldn't have been under the law, but different people have different ideas... So, I will go to my social worker on the Tuesday, and find out what's happening. But I know I should be covered, and at least for my sake until I am 23-24. To which I plan to graduate and get my own insurance, and home. But if it doesn't work out, what other low-payment options are there? I heard about NJ Protect, but it's expensive on my part, and no way can I burden my parents with out-of-pocket payments. Thanks in advance.

BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 

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Young adult, no health insurance, I need help!?

I am going to make this simple as possible: During this year, Jan to March, I have been on my parent's insurance, NJ FamilyCare, which we were enrolled under free-care because we were horribly under the poverty line, or above it? We're poor, that's it. And on April 1st, I was terminated from my insurance, they are saying I am 19 years of age, thus I have no insurance. Late August we (as a family) re-applied with all our names, and sent the papers in. But with a lot of research, I knew I shouldn't have been, under the Affordable Care Act I should have been on my parent's insurance until the age of 26. I meet the requirements: 1. Dependent Adult (19 years old) 2. Full - time student, no college insurance. 3. No insurance for 6 months now. 4. Not employed. I know for a fact, that being a full-time student, and being unemployed, shouldn't affect this, but maybe it is? I talked to a representative from the welfare office, (where my parents applied) and the lady (rudely) told me that because I am 19, and in school, I was terminated. And my social worker won't be done looking at the papers until late November. WTF? That doesn't make sense, so I kept the battle on, and told her that I should be covered under the law. But after some bullsh*tting around, she hung up on me. So I called again. And this time, another lady was saying, her son who is 20 years old, is insured under her insurance, and that I should come in with my parents, and tell our social worker that I am a full time student, who can't afford to be employed, (because of my 21 credit semester), I am dependent, and I have no job. I was like, well, it's not like I don't want a job, I just can't find the time to have one. I used to work 12 hour shifts, so don't think I don't like to work. The main reason I need the insurance, is because of my ADHD and Mania. I also always get sick, and have kidney problems. But with this, I still can't imagine why I was terminated. The lady told me I shouldn't have been under the law, but different people have different ideas... So, I will go to my social worker on the Tuesday, and find out what's happening. But I know I should be covered, and at least for my sake until I am 23-24. To which I plan to graduate and get my own insurance, and home. But if it doesn't work out, what other low-payment options are there? I heard about NJ Protect, but it's expensive on my part, and no way can I burden my parents with out-of-pocket payments. Thanks in advance.

Can I let somone drive my car who doesn't have insurance? [Ontario]?

So the law says you can let somone drive your car if they have a license. If they get into an accident the charges are on my insurance. Make sure that if you are loaning your car to someone else that you first verify their license or you may be without a car for 7 days while it is in impound. Ref: http://find-a-driving-school.ca/10-ontar But law also states that if you are driving you must have insurance ... right? So for example... can I let my bro drive my car even though he has his G2 and is not insured. What are the consequences? Thanks!

Can I drop my over 18 year old from my insurance under the obama law?

Can I drop her from my insurance if she's over 18 and not in school or do I have to prove she has insurance first?

How to terminate my insurance policy?

i've 2 policy insurance, life policy & investing policy. now i have finance problem, i really cannot afford the premium. so i want to terminate either one of these 2 policy. if i terminated it, can i get all back my premium that i've paid during this few years?""

What to put in to get the lowest/best insurance rate quotes?

Do I need to be honest? I own the vehicle. I am starting to get a new quote. For primary use of vehicle what should I put; Commute (school), Commute (work), Pleasure, or Business? I use it to get to work. I am also being asked how many mileage driven to go to work or mileage one-way, and the annual mileage. Is there a trick to getting the lowest rate on what to put? I am a very careful driver. I have not had any accidents in the past 3 years (nor anything major prior). I know these insurance companies only want to know about the last 3 years of my driving history. I am clean. I only need the legal state (Maryland) minimum amount to insure. Any advice on how to get the best rate quotes? I'm currently with Progressive, but might switch to Geico.""

Why are republicans fighting the health insurance mandate and not fighting the car insurance mandate?

If you have to buy car insurance and get penalized for driving without car insurance, whats the difference here? Its as much a privilege to drive as it is to receive healthcare. However no one thinks its an over reach of government to mandate car insurance. When you get in a car accident with an uninsured driver you have to pay for your own damage, so how different is it then when americans use the public healthcare system, the government has to use TAX DOLLARS to pay for their health care. Also why is it being categorized as a Government Takeover of Healthcare ? If I buy health insurance wouldnt it be more like a Privatization of Healthcare seeing that instead of having vast amounts of tax dollars going into the system, the health system would now be funded by the insurance companies by paying out claims.""

What kinda price for rego and insurance?

I what a 2000 TOYOTA CELICA ZZT231R SX what kinda price for rego and insurance?

Can someone answer my health insurance question?

I currently am paying for COBRA. I am 61 years old, female. I am on long term disability & disability social security. I am able to get medicare when I am 62. I have a pre existing condition, COPD. Looks like no one will accept me, except Blue Cross. I need a medical supplement PLUS an exceptional prescription plan. I am on many meds, including oxygen 24/7. I make too much money to qualify for medicaid or any other help. ANY of you insurance agents have any ideas? I will be 62 on April 5th. Any help is much appreciated. I have searched & looked on the internet & most of them I do not trust. I have heard too many bad stories about them. I am paying $490.00 a month plus co pays now & it is killing me.""

What is the absolute cheapest classic insurance broker in the uk?

cars 1960-1991

How much can i expect to pay for storage insurance?

I plan on getting a street bike, and sitting my truck. I pay 1400 dollars a year for full coverage right now.""

""Now that my license has no points on it, can the car insurance cost be reduced?""

I am with Tesco Insurance, my license did have points on it when I got my car insured but no that I have lost the points, do I have to wait out the 12month contract or is there the possibility that it can be reduced? I am guessing I have to wait it out. Something like that must have been mentioned in the T&A.""

If i were to drop my car insurance for a few months can i get it back when i want?

basically my car sucks in the winter (i.e. the snow lol) so i havent been driving it for like 3 months now, and it will prolly be another 2 months till i begin driving it again, and im paying my car insurance on it but really im not using it lol, and moneys a little tight, so i was wondering if i were to drop it for a few months, can i jus call back up or w/e and get my insurance back on it with no problems, or fees or anything, or should i jus continue paying the remaining months, im 19 so my rates arent cheap lol (even tho ive had no accidents)""

Can I get car insurance for one month?

I need tags for my car and I have to have insurance. I can't afford more than 150 so does anyone know a good place I can go that would let me do one month or just somewhere that is cheap online that i can pay a little amount then cancel the rest?

What would my Allstate car insurance be? If i buy a sports car..?

I'm 19 years old and never had an accident record or traffic record before; I'm currently a member of Allstate insurance company under my dad's insurance. I have a 2005 Honda Accord EX and paying $2400 a year... is that alot?? IF! i sell my car and get myself a 2003-2004 G35 coupe, how much would my car insurance be??""

Car insurance??? and a car accident?

hey, my mom got into a car accident a couple months ago with three other cars. However the car was not her, it is my uncles car. He has liability insurance. His insurance company called us and said that just forward the calls we were getting to them. then we start getting a call from a lady saying that we owe her 3,000 dollars. But my uncles insurance company or her insurance company has not contacted us. What do we do? can she do that? what is liability? if the insurance company is not calling us, then does she just want to get money from us. please help me out""

What car insurance company will insure my car with a permit in California?

I wanted AAA but they do not do that. Any suggestions? PLEASE!

Are classic American cars cheap to insure?

I am a resident of the UK and was thinking about purchasing a classic American car.

I want to buy a car insurance on my own and i am 18 years old.?

I want to buy a car insurance on my own and i am 18 years old. and i am going buy an used car (130,000miles). I get just have my driving license. i am a no experience driver. I live in EDISON NJ 08837, is it possible my car insurance is high than $2000/ year?""

Why do people hate Obamacare so much?

Because of this law, a lot of people are now able to get affordable health insurance. I'm one of those people. I can buy my epilepsy medication at an affordable price. Why do Republicans want to rip this away from me and go back to the way things were before? By the way, I was on my parents insurance before, but I moved out because I needed to be a man and get out on my own. Because of Obamacare, that is much more affordable now for me. Health care was a disaster before this law. What will Republicans do if they repeal Obamacare?""

Anyone know of a good insurance company in Texas for Home Owners Insurance?

I'm shopping for home owners insurance and I was wondering whats out there and is good and reliable.

Recommended Car Insurance Coverage?

I'm 18 years old and have to buy car insurance for the firsr time on my one. I don't know what level of insurance to get... what's the recommended car insurance coverage amounts?

What's the cheapest insurance i can get?

I live in NYC, i'll be 18 in feb next year and i want to know how much i would have to pay for it. I can't be under someone else's insurance. I don't even have a car yet but it probably won't be anything over 7000 and probably 1990's or early 2000's. Thanks.""

Commercial Vehicle Insurance in the UK?

A business starts a delivery service and employs several drivers. Now each driver has their own personal insurance policy, but this will not cover them for business purposes. What would be the options for the business owner? Would the business buy a policy to cover the employees and their individual vehicles? or would they have to buy a vehicle solely for business purposes for the drivers to use? In addition, what companies are there that offer such commercial vehicle insurance for delivering purposes and what would be a ballpark figure for such a policy? extra credit for in depth answers. Thank you!!""

USAA auto insurance rates?

sorry to ask this in military but i figure yall will know best. i've noticed that since we've had usaa auto they have consistently gone up when our policy renews every 6 months. it's around 20-50 dollars every time. we have not had any tickets or accidents. when i call customer service they assure me it's nothing we've done and that everyone's rates are going up. i find this hard to believe. anyone else having this issue?

Will the insurance company pay?

On my way home last night, I was hit by a guy making a left at an intersection neither one of us had a stop sign, however I was keeping straight and he turned and hit me. Now I am 17 years old, and the car is in my moms name and so is the insurance, I am not on anyones insurance, the other guy had insurance and however he did not have a license. So the police issued him 2 tickets leaving the scene and no license. So my questions are 1. Who is at fault 2. Who's insurance would I go through (I only have liability) 3. Will his insurance pay? 4. How long does this process take? 5. Procedure? 6. What should I do?? Thanks in advance.""

Motorbike bike insurance for a learner bike insurance ? wot the cheaper way to get bike insurance?

Hi can any of you tell me the cheaper way of getting motorbike insurance iv got a full car licence but i am a learner biker . on a CBT Licence .can any one tell me the best way to keep the cost of bike insurance down

Young adult, no health insurance, I need help!?

I am going to make this simple as possible: During this year, Jan to March, I have been on my parent's insurance, NJ FamilyCare, which we were enrolled under free-care because we were horribly under the poverty line, or above it? We're poor, that's it. And on April 1st, I was terminated from my insurance, they are saying I am 19 years of age, thus I have no insurance. Late August we (as a family) re-applied with all our names, and sent the papers in. But with a lot of research, I knew I shouldn't have been, under the Affordable Care Act I should have been on my parent's insurance until the age of 26. I meet the requirements: 1. Dependent Adult (19 years old) 2. Full - time student, no college insurance. 3. No insurance for 6 months now. 4. Not employed. I know for a fact, that being a full-time student, and being unemployed, shouldn't affect this, but maybe it is? I talked to a representative from the welfare office, (where my parents applied) and the lady (rudely) told me that because I am 19, and in school, I was terminated. And my social worker won't be done looking at the papers until late November. WTF? That doesn't make sense, so I kept the battle on, and told her that I should be covered under the law. But after some bullsh*tting around, she hung up on me. So I called again. And this time, another lady was saying, her son who is 20 years old, is insured under her insurance, and that I should come in with my parents, and tell our social worker that I am a full time student, who can't afford to be employed, (because of my 21 credit semester), I am dependent, and I have no job. I was like, well, it's not like I don't want a job, I just can't find the time to have one. I used to work 12 hour shifts, so don't think I don't like to work. The main reason I need the insurance, is because of my ADHD and Mania. I also always get sick, and have kidney problems. But with this, I still can't imagine why I was terminated. The lady told me I shouldn't have been under the law, but different people have different ideas... So, I will go to my social worker on the Tuesday, and find out what's happening. But I know I should be covered, and at least for my sake until I am 23-24. To which I plan to graduate and get my own insurance, and home. But if it doesn't work out, what other low-payment options are there? I heard about NJ Protect, but it's expensive on my part, and no way can I burden my parents with out-of-pocket payments. Thanks in advance.

Exactley how does term life insurance work?

Whats the difference between regular life insurance and term?How does term work?

Car Insurance Liability?

Should I go around and get $2000000 in liability, or should I just go with $1000000?""

Do I need a permanent address to get car insurance and register my car?

I live in california right now with my parents but I plan on traveling the country for a while living in my car. My insurance will be expired in march of 09 and I need to be smogged around then too. I wanted to leave mid december of this year and get out in the midwest/east for the next few years and just keep traveling. Can I just use a PO box address?? I dont want to use my parents address because they like to go through my mail. All of my friends are leaving to university in differnt states so I cant really rely on any of their addresses.

Can anyone estimate how much insurance would cost on a 2001 camaro?

i'm 18, full time b student, first car, the car's a v6""

Buying a used Honda Civic 1996? First Car? Insurance?

Hi guys. I'm a College Freshman, and I got my California Driver's License last winter break. I am thinking about buying a used Honda Civic 1996. I know the only way I can find out how much insurance would cost me every month would be by me getting a quote. But on a rough estimate, how much would I be paying at age 19 for a Honda Civic 1996, on my own plan. Not on a family plan or anything. Also, plus gas and everything, how much roughly would I be paying every month? Best detailed answer gets 10 points. Thanks!!!""

Car Insurance and Registered Owners?

I have recently bough a car and I am the registered owner and keeper of the car on the documents. As this is my first car and I am under 26, my insurance quote was very high, so as the car will be driven by me and my boyfriend he is the primary driver and i am the second driver on the insurance policy. Does the primary driver also have to be the registered owner for an insurance company to pay out?!""

Car insurance on your parents policy?

my family currently has 4 cars on Geico insurance. Im 16 years old and when i got my license, the cost of our insurace rose to $1200 more a year. Now, im looking to buy my own car but my dad claims buying another car will raise it to $1800. Can someone explain this to me please? Does your insurance raise everytime you buy a new car? And is the fact that we have 4 cars making my share of the insurance cost more?""

Car Insurance Costs.?

Coverage Type: Your Basic needs Collision: $250 Deductible Comprehensive: $250 Deductible Medical: None Bodily Injury Liability: $100,000/300,000 Limit Property Damage: $50,000 Limit Towing: Yes Rental Reimbursement: None ^^ Does anyone have an clue towards how much that would be monthly?""

US Citizens/California residents: what is the best health insurance provider?

I am looking for a new provider. What do you recommend? It would need to cover only my husband and I. Thanks!

How much would an impreza wrx sti insurance cost at the age of a 21 year old citizen?

Hi, I am 21 years old and I'm looking forward to buy a 04-05 wrx sti. I live in Minnesota Saint Paul all my life and never had any tickets or any bad driving record every since I droved. I have at least a year of driving history. How much would my insurance going be if this was the case? Could someone give me at least a estimate price? -thank you in advance.""

Where can I get cheap health insurance?

Where can one get cheap health insurance?

Choosing a good car which has cheap insurance---I live in CANADA?

Car choosing help--I LIVE IN CANADA.? I need help choosing a car that is going to be low insurance for me. I'm 22/female/college grad/part time worker/full insurance G / Went to driving school. Thanks in advance.

Traveling medical insurance prices?

how much do i have to pay for medical insurance if i'm traveling from Toronto to Barbados on a trip medical insurance.

""In NC, do you have to be added to the insurance to get the license?""

Also, do you have to pay a single yearly fee for insurance or is there a monthly rate?""

""What would insurance be for a 16 year old white male, clean driving record, good grades, and would be driving?""

What would insurance be for a 16 year old white male, clean driving record, good grades, and would be driving a 2000 Chrysler Sebring Limited? What if he got his parents to put it under there insurance that they were full time drivers, and he is a part time driver?""

How soon until my fiances Insurance covers me getting married next week URGENT?

I just got diagnosed with Breast cancer and I don't have insurance my fianc has great insurance though his work and we are getting married next weekend. He has group insurance will it cover me and how soon.. Pre existing condition?

Health insurance for a pregnant college student?

Okay, so my baby is due in August, and that will be in between semesters. so the only way that my parents insurance will cover me is if I am still considered a full time student, which means I'd have to be enrolled in the next fall semester. By then my baby would only be a month old, and my university is 4 hours away from my mom. so my question is: what other ways could i get health insurance? is there a good online school that i could do, and would i be considered a full time student if i took online classes? and/or what companies offer health insurance benefits and what do you have to do to be eligible? thanks!""

The cost of dentist and insurance?

My family don't have insurance and I need to visit a dentist because I am having cavity. Does anyone know how much is the cost to visit a dentist and fix my cavity without an insurance? I am considering buying insurance for my parents and my self. I need advice on this matter. Please help. Thanks a lot.

Nissan skyline insurance and price?

ok im 16 and wondering how much a 1990's nissan skyline cost and how much the insurance cost. im 16 a male and has never been in trouble with the police actually my dad was an officer. this is my first car...

How could I lower my motorcycle insurance?

I looked over some of the things that insurance companies look for in giving deductibles and so far i came up with things like: 1. alarms, security devices, etc. 2. lower amount cost of accident coverage 3. rider training courses im 24, and i heard insurance rates go down after you turn 25 but i'm not sure if this applies to motorcycles also. i don't make too much at my job (min. wage) so i need the lowest rate i can get. what else can i do to bring it down???""

What does Mercury Auto Insurance Cover? (Bumper to Bumper)?

Okay I currently have mercury car insurance and have the bumper to bumper.. I have a few things to do to my car but wanted to know exactly what parts are covered for example are the Shocks covered?

Car Insurance Help?

Hi, I already confirmed that insurance for me and my Mum and Bro on a BMW (E36) 316 Coupe (Group 11) is do-able However, due to the lack of decent 316 coupes on the market im now looking at a 318 (1.9) Saloon which is also Insurance Group 11. Will my insurance quote stay very similiar because they are both group 11 or will it go up because its now a 1.9 litre as opposed to a 1.6? Im looking at a 318 (1.9) E46 Saloon 1999. Many thanks!!!""

Where can I find insurance that will pay my mortgage payments in the event I should become disabled?

for the duration of disability ...and/or life insurance that would pay it off entirely in the event of my death? The best and most inexpensive solutions?

What is car insurance like for a 16 year old?

I've had no suspensions or tickets, and im wondering what yearly insurance would be for a 2005 4 dr chevy cobalt, or a 2005 dodge sx 2.0. Please don't give me links to websites, because I want to hear first hand opinions! Thanks!""

Adding teenager to car insurance?

I'm turning 16 in a few months and my parents said if i paid for the extra cost they would put me on their policy and i was wondering how much money it would be. We have Geico

Young adult, no health insurance, I need help!?

I am going to make this simple as possible: During this year, Jan to March, I have been on my parent's insurance, NJ FamilyCare, which we were enrolled under free-care because we were horribly under the poverty line, or above it? We're poor, that's it. And on April 1st, I was terminated from my insurance, they are saying I am 19 years of age, thus I have no insurance. Late August we (as a family) re-applied with all our names, and sent the papers in. But with a lot of research, I knew I shouldn't have been, under the Affordable Care Act I should have been on my parent's insurance until the age of 26. I meet the requirements: 1. Dependent Adult (19 years old) 2. Full - time student, no college insurance. 3. No insurance for 6 months now. 4. Not employed. I know for a fact, that being a full-time student, and being unemployed, shouldn't affect this, but maybe it is? I talked to a representative from the welfare office, (where my parents applied) and the lady (rudely) told me that because I am 19, and in school, I was terminated. And my social worker won't be done looking at the papers until late November. WTF? That doesn't make sense, so I kept the battle on, and told her that I should be covered under the law. But after some bullsh*tting around, she hung up on me. So I called again. And this time, another lady was saying, her son who is 20 years old, is insured under her insurance, and that I should come in with my parents, and tell our social worker that I am a full time student, who can't afford to be employed, (because of my 21 credit semester), I am dependent, and I have no job. I was like, well, it's not like I don't want a job, I just can't find the time to have one. I used to work 12 hour shifts, so don't think I don't like to work. The main reason I need the insurance, is because of my ADHD and Mania. I also always get sick, and have kidney problems. But with this, I still can't imagine why I was terminated. The lady told me I shouldn't have been under the law, but different people have different ideas... So, I will go to my social worker on the Tuesday, and find out what's happening. But I know I should be covered, and at least for my sake until I am 23-24. To which I plan to graduate and get my own insurance, and home. But if it doesn't work out, what other low-payment options are there? I heard about NJ Protect, but it's expensive on my part, and no way can I burden my parents with out-of-pocket payments. Thanks in advance.

https://www.linkedin.com/pulse/decent-car-thats-cheap-buy-insure-marshall-winkle"

[gocasualrunawaycollection-blog]

What does it mean for insurance to be underwritten?

"What does it mean for insurance to be underwritten?

I have a quote submitted to Hagerty Collector Car insurance and they told me that it is being underwritten, what does that mean?

BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 

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""Insurance company refuse insure my house, what can I do?""

Hi I bought a house at a auction for 30000 last week. The house is empty (vacated). But the house is locked up and no internal view before the auction, I cannot access this house before the contract is done, it may take 20 days or more. So by law this property is mine, I need building insure for it. When I try to apply for insure after the auction, the insurance company refuse to insure this house. They said: I understand the property is vacant at present.Insurance is difficult whilst vacant . 1. First, is it ture, vacated house cannot be insured? 2. what can I now? Thanks in front""

How do you get long-term heath care insurance in Georgia? And how you pick the best one for you?

My grandma might need to go into an assisted living home soon? My family are thinking about a Sunrise Community and they take long term health care insurance? How do you obtain and pick the right type and does Medicare cover it? thanks

Why doesn't foreigners get to pay insurance?

My friend works for a rental car company and she tells me people who come from abroad don't have to pay for liability or for comprehensive (collision) insurance when they rent a car. This isn't fair for the US citizens who live, work and pay taxes!? When I make a reservation on a website, I have to pay almost $30 a day EXTRA for insurance on a car. That's like half of what the car cost me to rent! Then I gotta pay for insurance when some foreigner could be running a muck, damaging other vehicles because he has free insurance???!!! This is rediculous and I want an answer!""

What is the average cost difference between full coverage insurance and liability insurance?

approx how much difference that is, like are we talking about couple hundreds 300-600 or alot more than that? thank you""

How much would a 2004 Mazda Rx8 Liability insurance cost?

I'm a 16 year old male. Turning 17 in two months. Clean driving record. I was wondering how much it would be to insure just liability on a 2004 mazda rx8 or a 2005 Mazda rx8 Shinka? I live in Star, Idaho which is a small town on the outskirts of boise. Would it be better to insure primarily under parents and put me as a secondary driver? I know it's going to be expensive. And i'm prepared for that, but approximately how much per month or per 6 months? I have the money, and a job, and everything. I've researched this vehicle so much you couldn't believe it and its' the car I want. I learned on a ford escape and am comfortable enough to upgrade to this. I just would like to know how much insurance would be? Thanks!""

How much will it cost to add me to car insurance?

how much will it cost for my parents to add me on there insurance? I know you can't give me an exact number but just a rough estimate. We have allstate and we have 2 cars but I will be added to my moms car a ford taurus not sure what year it is. I live in West Palm Beach, FL and I'm 17. Just an estimate or how much you think it will cost. Thanks guys!""

What is the cheapest auto insurance company for young drivers?

I am selling my older car to my brother but we are trying to find out which insurance companies would be the cheapest for him. Any suggestions?

What does it mean for insurance to be underwritten?

I have a quote submitted to Hagerty Collector Car insurance and they told me that it is being underwritten, what does that mean?

How much will my Insurance go up?

im 18 years old on my mothers policy been driving 1 year crashed my car into a old Escort which his car was called a Rite Off. His rite of value for his car is 950. my damage i fixed with my old money as my insurance did not cover my cars damage. my Current Insurance price is 1250(pa). How much will my insurance go up by next time round...next year in September?

Why car insurance cards come in pair?

Just wondering why insurance identification cards come in pair? Anyway? ^_^ T.Y.

Where could I get some cheap but good health insurance?

We need health insurance really bad but everything seems way too expensive and when I google it a hundred different sites come up and its hard to decide which one is for real and which one is going to be a lisas of crap. my husband doesn't make but about 400 dollars a week and I am currently unemployed and In college. Help me!!!

Is there an insurance company that offers ONLY liability insurance for your home?

I am looking to buy liability insurance for my home property, not insurance for the replacement value. Is that possible? Has anyone done it? What insurance companies might offer it? thank you.""

How much would car insurance be for a 17 year old?? please answer?

im a male, 17 years old, recently got my g2 license, i bought a used 2000 toyota celica gt-s. how much approximatly would my car insurance be? thanks""

If I'm under my dad's car insurance and I get in an accident...?

I'm under my dad's car insurance though I have a car of my own. My insurance company refuses to give me an insurance card under my name, saying (and I'm paraphrasing here) that they only give out insurance under the name they have under the title (I forgot exactly how they worded it). Even though my insurance card is not under my name and it's under my dad's, can I still get in trouble if I'm in an accident?""

Range Rover Insurance?

I know that insurance depend on a lot of factors however I'm just looking for a round about estimate for a 24 year old female with a clean driving record on a 2003 a range rover?

How much is New driver insurance for an 1988 chevy sprint?

How much is New driver insurance for an 1988 chevy sprint?

Car insurance and CVT?

What is insurancegroup 13? how much would insurance be for a 16yr old first time driver on Mazda MX-5 2.0i 2dr Powershift Convertible. And cvt means the gears change by them self? good/bad? thanks

Classic car insurance for young drivers?

I'm 17 years old and my father is trying to insure me for the classic cars we own. But the insurance company that we're with as of right now says I must be 24 before I can be insured under a classic car (or something along those lines). I am already insured under three newer cars as a secondary driver. Are there any insurance companies that will insure young drivers under a classic car? What if I was registered as a secondary driver for the classic car? Any answers are appreciated.

If I have a suspended license but someone else drives my car how can I get the insurance back on my car?

I just found out my license is suspended, so I can not drive. I have a friend that drives my car and takes me to my kids appointments, but now I have no insurance due to suspended license. I am working with attorney to get a temp license, but not sure how to get the insurance back on my car. I am single mother who needs to have the insurance on my car.""

Insurance Premium Not Guaranteed?

Is it normal for insurance covering Critical Illness to come w non-fixed premium payment?

Motorcycle Insurance cost in Ontario?

I know it depends on a lot so I'll give you as much info as possible: age: 18 bike: honda cbr125r driving(car) record: spotless -the bike will be kept in my house overnight, and I'll only be using inner city (for work, school, social..) So guys I just need a rough estimate, doesn't have to be exact. how much would it cost be per year? Also, is insurance less if you're female like with car insurance? thanks for any help!""

Is my auto insurance valid after curfew?

If my 16 year old gets in an acident after 11 pm, curfew, is my auto insurance policy still in effect?""

Looking for car insurance in Michigan?

im 19 years old and me and my girlfriend are looking for an apartment together and we need car insurance. i looked around and cheapest i could find is about $200 for plpd. where should i look? is there any chance i can get it around 100?

What are the payments on an Infiniti G35 Coupe?

How much for the car a month? And the insurance? If anyone has this car please let me know how much you pay for the car & the insurance. Thank you so much in advance.

How much on average do you pay for your pro-rated car insurance premium?

I'm buying a new car in a few days and i was quoted about $1100 every 6 months...I'm a female driver btw....Do I have to pay the whole $1100 when I buy the car or a portion of it?

Is there any relatively cheap international insurance for uk residents travelling abroad indefinitely?

Me and my partner are leaving the uk in july to travel, live and work around the world for as long as we can. Hopefully many years. I have been looking into insurance but i am finding it difficult as i'm not really sure what i should be looking for. Travel insurance seems to be for shorter lengths of time than what i am planning and too expensive to keep paying indefinitely. All i need is basic global medical insurance for a reasonable enough price to realistically keep paying it for years to come. Any insight or ideas would be very welcome as i really don't know what i might need or if this is even possible. Thanks!""

Car Finance With Insurance?

Hi, i've been searching for a while now for a car finance which comes with insurance for under 25's. Im 21 and being driving for three years and 90% of the time my son is with me so I wouldn't considered myself a boy racer . The only one I found was the just add fuel scheme by peugeot but like any other scheme you have to be 25. So any suggestions would be gratefully appreciated""

How much does car insurance cost?

I'm saving up for a car and I wanna see how much I will be spending. I know it'll be a lot so I don't want any advice that I should really think about it and stuff I just want answers please. I'm 18 and I'm barley gonna get my lisence. I wanna get atleast a 2011 scion tc. How much will insurance cost? I know it'll be a lot cause of the car and cause I'm a new driver and stuff. And if anyone knows how much a 2011 tc will cost and how much I would have to pay a month for it that would help too. Can someone give me an estimate please. Thanks a lot.

Whats the cheapest insurance for a mustang gt for a male 16?

never owned a car before got my permit about to turn 16 looking at this mustang on craigslist

How can I put my girlfriend (8 1/2 years and still going strong) on my health/dental insurance?

Hi guys, so I have asked my job and it seems the only way I can add her to my health/dental insurance is if 1) we are married or 2) if i provide proof of living with her for a certain amount of years. There has to be some loophole because I really think it is ridiculous that we have been to together since we were 16 and I cant add her or help her in such a way. There is no possible way, in timeline, for us to qualify for such rules. 16-18 years old (in high school and lived with parents), 18-23 years old (Attended separate universities and lived in different cities), 23- 24 1/2 years old, (both living with parents back home, we alternate and stay at each others place, so have no set home or bills in our name, such as direct tv, electricity, internet, you name it. we are blessed with awesome parents) and yes we have though about just getting married, but no way... we are waiting until we are established and can fend for ourselves to make a decision like that, but yes we do want to get married some day, but not over screwing the government or other reasons. Also we live in california if that helps, since i know every state varies, thank s guys!! ^_^""

What is the cheapest auto insurance I can get full coverage on a BMW 2004 325I?

What is the cheapest auto insurance I can get full coverage on a BMW 2004 325I?

What is a cheap health insurance for a student fixing to go trough nursing school?

I got accepted into nursing school and need health insurance. I do not believe there are any guidelines as long as you have it. I do not have a lot of money and need some affordable health insurance.

How to get cheaper car insurance for 2nd year? haggle 17 18 year old driver car insurance renewal price No NCB?

ok so i am 18 now, insured my car for 10 months with Admiral on my brothers policy as a named driver and it cost me 1450. The 10 months have passed ad they have sent me a renewal price of 1200, is there anyway i can get it cheaper than this? could i haggle with admiral or go to another company and show them that my renewal price is 1200? also, my car is a 1.0L 2002 seat arosa, would i be able to swap it for a 1998 1.4L seat arosa (they are like 600 less) or would the insurance go up? please help! thanks guys""

What does it mean for insurance to be underwritten?

I have a quote submitted to Hagerty Collector Car insurance and they told me that it is being underwritten, what does that mean?

Does anyone know any good anad affordable insurance for first time drivers in the state of Florida.?

I'm 22 years old and I'm a first time driver, and I just got my car. I was wondering if anyone knew of any affordable auto insurance in the state of Florida, that wouldn't cost too much to put down, and the monthly payments low?""

""I am a legal alien about to stay in an American residence, do i need to be on the car insurance?""

I am about to study abroad in America and live with an American in her house. Do I need to be on her car insurance even though I will not be driving the car, and do not have an American driving license?""

""Im 16 and need to get cheap insurance, any suggestions?""

Im 16 yrs old, female, very independent and just bought a car; a 2002 chrysler pt cruiser. Im needing to get car insurance and be being 16 I know it'll be expensive so im needing to know where the cheapest place to get insurance for liability coverage in the state of Kentucky.""

What can I do about this insurance/car accident?

Recently, my husband was hit in my car while going through a green light. The girl didn't see him as he was going through and turned and hit him. Now we are fighting with her crappy insurance. They are trying to say we are 25% liable and they will only pay 75% to fix our car. They are trying to say my husband should have been more cautious going through the light. It was a green light! So, what, we are supposed to treat stoplights like stop signs now? How ridiculous. My question is, what can I do to get my car 100% paid for and do they even have the right to claim who is liable or not? Isn't that the cops job? My husband decided to be nice and not have the cop issue her a ticket. Was that a bad idea? I mean, she turned into him. How much more cautious could my husband have been? He hit his brakes but by that time it was too late. This insurance company is saying he should have tried harder to avoid the accident. What else could one possibly do!?""

Should I change the deductible on my auto insurance?

I own a car that is 12 years old with only 81,000 miles on it. The car is worth somewhere between $3000 and $4000, depending on if I sell it outright or trade it in. My plan is to drive it for as long as I am able. I have a $500 deductible right now but am wondering if I should change it to $1000 to reduce expenses. I live on a fixed disability income and money is tight. I have no savings. With that said, what would be the best thing to do at this point.""

Dollar general insurance rates. are we getting screwed?

how much would a manager at dollar general have to pay for comany insurance? 3 children covered, no heath probems. living in missouri i think my fiance is getting screwd by his ex wife and i think he is paying for her on the insurance with the boys. he pays an extra 300 a month suposedly just for the boys insurance. please help!""

Car insurance?

i'm looking for the name if the company that has that commercial where the lady is telling how to save on car insurance, on the back there is a truck, that i believe said HONK if you want to save or something like that, and as she speaks you also hear the cars going by honking. thanks""

Need explanation about car insurance.?

so i recently had a car accident and dented my rear door.The company told me to claim insurance on the door. Will the value of my car go down if i claim insurance? PS: its a new ...show more

What if an auto insurance valuation is too low?

The insurance company wants to total my car, which was in a parking lot accident. The value that they are giving it is way too low. I know some people want more than their car is worth and the insurance company would like to save themselves as much money. However, objectively looking at it.... I cannot find another car for the price that the insurance company says it's worth. Online dealer ads list some cars with somewhat higher mileage at $2,000-2,500 more. When I offer the amount that the insurance company offered, they are polite but decline the offer. The insurance company uses comparisons with cars that are all much higher in mileage, some double. I suspect those cars are beat up. The state insurance commissioner will do nothing much, according to what their website suggests. At most, they will be an informal moderator that encourages resolution. They also tabulate the number of complaints. They will not get involved unless there is a clear violation of law, not just low ball estimates. They even say that. Actually, the repair estimate plus salvage value equals the value they assign. If the value is higher, it should be repaired, which I want. I am willing to accept a fair valuation and settlement but it is not fair now. What should I do?""

Low Cost Health Insurance (Indiana)?

I was apart of the Medicaid program but then some way some how lost my eligibility for the program. I am 24, and do not smoke. All of the companies I have looked at quotes for are way to high. While I know it is ridiculous to think that I will receive a monthly payment as low as I was receiving while I had Medicaid, which was only $16 a month, I need to find a company, and plan that provides coverage to low income individuals fresh out of college that don't have a lot of money to spend. It would be nice if it was under $50 and still managed to cover most of the things that I need, generic drug coverage, and doctor office visits. Does anyone have a clue where and how I would be able obtain some kind of insurance that will not bankrupt me in the process? And my employer is not an option because they do not offer benefits packages. Please help!!""

Cheap full coverage insurence?

where to find cheap full coverage car insurance

What kinds of insurance we should get in California?

What kind of insurance we should shop if owner live in the property them self? What kind of insurance we should shop if it's rented out? What kind of insurance we should buy if we need fix the problems like dishwasher? Is it necessary to buy such kind of insurance?

Pregnant and no insurance....HELP!!!!!!!!!!?

I dont have insurance and I am 4 months pregnant. I reside in NC and I cant get medicaid because I havent been a legal resident for at least 5 yrs. I have been looking online and many health plans dont accept or cover a women when she is already pregnant. I feel like being a single mother because the father of the baby didnt want me to keep the baby because is not in a financially stable situation now and he had already 4 kids from a previous marriage and relationship so he said that I had to live with my decision on my own basically. He told me that because we are not married I cant use his health insurance! Like I said I am telling myself that I am all alone on this and I am desperate. Costs of delivery can be extremely expensive and of course I cant afford them. I need help please! I went to see the office of social services here in charlotte and they told me that I cant because i havent been a resident for 5 yrs at least!!!! About the father: he is an a**hole!!!!!!

How MUCH do you think I'd be paying for car insurance?

I'm an 18 year old female turning 19 on Oct 18th. I'm hoping to buy an 8- cylinder mustang GT ranging from the years 2000-2004, and I have taken driving classes with a high pass rate, I live in northern Virginia. How much do you think my car insurance would end up being? just asking for personal estimates!""

What is the most quality/cheapest insurance to get for a car in the US?

Like for someone in their mid 20s

I need affordable and reliable health insurance. 23 yrs old.?

hi I am a 23 year old foreign student currently studying in the US in a student visa..I am thinking about getting an affordable health insurance that covers emergencies and any sudden diseases that might occur in future.. also may be a yearly doctor visit etc.. i do not need dental.. i just want to make sure i am covered in case of emergency.. i am just a student and do not have a stable job so i cant afford a lot.. i have heard about medicare and medicaid but they are not for foreign nationals.. i have also heard about blue cross blue shield i was thinking about going with them but what do you guys think?? and what should be the monthly price?? thank you in advance .. no advertisements or spam please!!

Proof of Insurance?

I just bought a car yesterday and I know that before I drive it off the lot I need proof of insurance, What exactly to I need to show them in order to take the car home with me .... keep in mind that my printer is out of ink, and I would like to take it home today if possible""

Banking and finance or insurance and risk management?

I've been admitted to a university and now I've an option between two bachelors degree, banking and finance or insurance and risk management. I'm really confused, what do you think is a better degree to pursue in terms of future scope. thanks""

How many of you cant afford health insurance? If not why not and how long have you been unable to afford it?

Could you afford it if you cut out frivolous expenses?

Adding new auto insurance to my existing policy?

I live in Oklahoma, my wifes parents just cancelled all the kids auto insurance, I'm going to get my wifes insurance on my policy but I was wondering if we could add her brothers and sister to ours as well? They're young and are having a hard time paying bills the way it is. I thought if I put them on ours then they would get a little discount. They don't live with us. Is that a requirement? Any help would be appreciated, thanks.""

How Much To Insure My Bmw 318 I Se Auto?

Hi, I just passed my test a month ago and im 19 i just bought my first car the BMW 318 I Se Auto 1.8 litres and was wondering how much it would cost to insure this car and if there was any way i could get a cheap deal from anywhere, like traders insurance. please help! finding insurance is doing my head in :| Nd Yh im In The Uk :)""

Show car insurance for 99 mustang?

I have a 1999 Mustang show car and My insurance is really high. I have no tickets etc. I have been looking for some show car insurance so my dad does not have to pay soo munch. Most show car insurance say that you have to have it in an enclosed garage or something but I don't have room so it is in my drive way covered up.is is there any show car insurance or good insurance that is not so high??

How much would insurance cost?

Im 16, and getting a 49 - 50 cc moped, i wanted to know how much the insurance would cost? it would be kept at a secure garage. Just give me a rough idea please, just an estimate?""

Should I have full coverage or liability only for car insurance on a 1997 Honda Accord?

The car is in very good condition with no major problems. The car is almost 13 years old but the re-sale of Honda cars are supposed to be good.

""If I cause $1000 worth of damage to another car, how much is my insurance premium going to go up next year?""

If I cause $1000 worth of damage to another car, how much is my insurance premium going to go up next year?""

What does it mean for insurance to be underwritten?

I have a quote submitted to Hagerty Collector Car insurance and they told me that it is being underwritten, what does that mean?

Family health insurance plan or individual health insurance plans for each person?

I am quoting health coverage in Kansas for my family since we do not get this from an employer. My agent suggested that each family member have a separate insurance plan instead of one family plan to cut costs. I have never heard of doing this? Any comments or suggestions? Thanks

Why is my car insurance quotes so high?

Hello, I'm 17 years old and have just pasted my ful uk license and am looking for a car and insurance. The car i want is a vaxuhuall corsa 1.0 litre 3door. My friend has a 1.1 litre and his insurance is 1,200 with his dad on it. But when i look with exactly the same details (locked garage, mileage, etc) with my dad on it (i also entered my friends post code to see if there is a difference) but the cheapest quote has been 4400. Help?""

Buying a car v.s buying car insurance?

My father doesn't have credit history because he never used credit card or anything. My credit is way better than him. I'm getting an car loan but worrying about the insurance problem. I'm only 21 in college my insurance will be extremely high so i'm just wrondering can i buy a car with my name and buy insurance with my dad's name? Are we allowed to do tat?

What is the cheapest car insurance price in Texas?

I know it'll depend on the quote on for me and stuff but as far as a GENERAL average price or hell maybe even exact price what is the cheapest ABSOLUTE minimum price in Texas?

State Farm Insurance Rate Question?

My dad added a new plan to his inurnace coverage that teh insurance rep told him would only cost him $3 a month. Next thing we know, our premium goes up by about $100. Is there a way to tell if the lady lied about the $3 a month thing and that it really was more like $15-$20 a month? I asked another rep and she said that there was a rate increase.It very well may be a rate increase, but these people just seem so incredibly shady that I'm not putting it past them one second to lie. Perhaps I can ask a different state farm why there was an increase in our bill? Basically, how can I find out for SURE what that $100 increase was for? Without asking the reps we usually go through? Perhaps call the main State Farm branch? Thanks!""

How insurance affects life of people?

i need it for my project so plz give me brief inforamtion

I got pulled over with no car insurance how much will the fine be?

im a california driver and i feel that the cop gave me a chance he let me drive away with my car even though my car was not insured and is unregistered and my licence/id was expired .my licence is still good but my id is expired so how much will the fine be for no insurance and did the cop really give me a break or what???

Im 19 need health insurance?

Im 19 and I really need affordable health insurance. Neither for my parents can afford to put me on their insurance. Also i have a few preexisting medical conditions that makes it harder for me to find insurance.

Individual vs group health insurance?

If an individual with wife (including 6 month old son) and sister work as a small business owners/employees and would like to get a group insurance through BCBS, would it be feasible to go through as a Group or as an individual/family healthcare plan, perhaps family and an individual for the sister?""

Question about car insurance in London?

My sister has gone overseas for a few weeks and has left her car at my house where I am taking care of it. I am not insured so I don't drive it. My housemate has insurance on her own car, would she legally be allowed to drive my sisters car? I heard somewhere that she could drive it, but she'd only have 3rd party coverage. Is that true?""

Which Insurance?

If someone borrows my car but they have their own insurance and get in an accident is their insurance company responsible

Can you get car insurance and motorcycle insurance on the same policy?

I have insurance on my car but i havent had insurance on my bike for about a year. i was going to get with my car because i needed to renew my tags but they told me they dont cover motorcycle. i was wondering if there is a company that covers both?

How much does motorcycle insurance cost?

Im planning on purchasing an '08 kawasaki ninja 250 for college but I am doing so without my parents approval which means i have to pay for everything (bummer!) But I was wondering how much typical insurance would be for a bike like this???

Canceled car insurance?

The case is complicated and it is about my car insurance. I misinformed my insurance company about my NCD. As a result they cancelled my policy. The problem is that before they cancelled it I had a claim. My car was not damage at all but the other guy had a few scratches on the bumper and he reported the incident. My insurance company informed me; they would cancel the policy and return all the payments I made so far. They would cover the cost of the damage to another guy, but I have to repay all the cost they bear. Does the insurance company may cover the damage and request reimbursement if they cancelled my policy? Whats my option, can I refused to pay them back? Because my policy was cancelled, so should I deal with a problem on my own? I guess it would be cheaper for me to pay for the damaged bumper straight to the other person than deal with the insurance company. Please advice

How are forced health insurance and auto insurance the same?

Many on here say that forced health insurance i sthe same as auto insurance, but how is that? I do not need auto insurance if I do not own a car. I make that choice whether to drive or not. I do not get fined if I don't have a car for not having auto insurance. So in what way are these in any way the same?""

How much would Insurance be for a Porsche 924 in Britain?

Hey guys, I am going to be turning 21 this August and hope to pick up a porsche 924 up. Do you know roughly how much this would cost me in terms of insurance costs? Thanks in advance! -R""

Can I have military health insurance and Regular Health Insurance?

1.Am I allowed to have both military and normal health insurance? 2. Can I see regular nonmilitary doctors with Military health insurance?

Does anyone know a car insuarance provider that is cheapest for young drivers?

I am getting a car soon and i was wondering is there a particular car insurance companies that is cheaper for young drivers? (I'm 17)

Auto insurance?

My car was hit about a month ago and I'm still strugling with the insurance company. I was not at fault and my claim was denied because the insurance company can't get in contact with the policy holder (obviously doesn't want to take responsiblity). I think it's a bunch of bull---. Is this possible?

How much would insurance cost an 18 year old for a car and a motorcycle under his parents insurance?

car is a honda accord 2005 motorcycle is a honda cbr600rr

Regarding car insurance ?

Hi, I just got my license about a month ago and I can't find insurance quote cheaper than 4,500. However, all my friends who passed at the age of 18 got insurance quotes for less than 2,000. I even looked at the same cars as them or even cars in the lowest insurance group; still no realistic result. I'm trying to insure a car not an aircraft, any suggestions or tips ?""

How much will my insurance be?

I'm turning 16, and I intend to get a used passenger van for my first car (I'm in a band), and my parents are making me pay for my first 6 months of insurance (I believe you have to be 18 to have your own insurance so I guess they're making me pay the difference between whatever they usually pay and how much they'll pay after I'm on their policy. The van I'm looking at has 120,000 miles on it, if that matters, but only 70,000 on the rebuilt engine.""

What is the average cost for insurance on a fuel company?

homework help.

""Car Insurance, Borrowing a friends car?""

So a friend of mine is letting me borrow his car for three months. now the problem is insurance. We dont know what to do. He has full coverage insurance with statefarm but said that he cant simply add my name to the insurance because if i get into an accident and get sued, his parents (who the car is registered too) will have to pay for the liability. what i'm confused about is if he has full coverage, and my name is under their insurance, wouldnt the insurance company pay for it and not his parents? His suggestion says that the only way i can borrow the car and cover all liability and contingencies is if he transfers (or 'sells') the car to my mom, so the car can be registered under MY parents name rather than his, so in the case of being sued, my parents would have to pay for the damages. what to do!?!? HELP!""

Does anyone know where I can get cheap car insurance for a 26 year old first time driver in the UK?

I have tried a few comparison sites but they come back with 2000 and up. I have tried adding my Dad and my sister but it does not make much difference, should I add more people? Or am I going to the wrong sites? Thank you in advance for any responses.""

What does it mean for insurance to be underwritten?

I have a quote submitted to Hagerty Collector Car insurance and they told me that it is being underwritten, what does that mean?

https://www.linkedin.com/pulse/does-stop-sign-violation-increase-your-insurance-teresa-styron"

[robertkstone]

2019 Infiniti QX50 First Drive: Back On Target

A writing job at Motor Trend can be described like this: Every year, you drive every new car, truck, SUV, and minivan on the market, and you have to generate an opinion about each and every one.

At some point in the past I spent time behind the wheel of the old QX50; however, I have no memory of doing so and as such hold no opinion of Infiniti’s compact premium SUV. Well, other than it was never much to look at, though the malformed metal goes back to the pre–Johan de Nysschen days when the lumpy thing was called the EX35.

But things change. I just spent the day with the all-new 2019 QX50. Let’s just say I won’t be forgetting this one anytime soon.

The new QX50 is handsome and honestly good-looking. Detractors will no doubt say something about how Infiniti’s newest crossover resembles a Mazda CX-3. So what? The Ford Fusion has looked like an Aston Martin for years now. We’ve all survived. The QX50 shows off Infiniti’s talent and affinity for putting sharp creases into curved metal. Such handiwork is impressive from a stamping perspective with the added benefit of looking premium. Plus, the crescent kink in the D-pillar is the first time that particular design trait has worked on a production Infiniti. For proof, check out the hard side of a Q60. Tell me that C-pillar isn’t odd. With the QX50, it totally works. The interior is (for the most part) pretty spiffy, as well—especially on higher trimmed models with the blue suede accents. I do have one giant gripe, but let’s save that for later.

The QX50 will go down in the annals of car (geek) history for one very important reason: It’s the first production vehicle to come with Infiniti’s VC-Turbo 2.0-liter inline-four. The VC stands for variable compression, and the VC-Turbo can run at anywhere from 8:1 to 14:1. If the governing computer sees a need for 10.5:1, the engine’s compression can switch to that ratio.

The VC-Turbo also features variable displacement, though a) VD-Turbo would have been a horrible name, and b) the displacement grows only from 1,992 cubic centimeters to 1,997; it remains a 2.0-liter throughout. Long story short, the high 14:1 compression ratio is great for low-load, high-mpg cruising. The 8:1 ratio is best for creating big power with the help of a turbocharger. Based on the driver’s right foot, the engine literally repositions the bottom end of the connecting rod to vary the compression.

Peak output is 268 horsepower at 5,600 rpm and 280 lb-ft of torque from 1,600 to 4,800 rpm. The VC-Turbo replaces the old VQ 3.7-liter V-6, which was good for 325 hp at 7,000 rpm and 267 lb-ft of torque at 5,200 rpm. Obviously, the old engine made 17.5 percent more power than the VC-Turbo does. But look at where the VQ delivered its power. Let’s be honest: No QX50 owner ever intentionally revved his or her engine out to 7,000 rpm. Plus, not only is torque increased with the new engine, but the peak also shows up at very low revs.

As the ever-quotable Bob Lutz famously said, “Americans buy horsepower but drive torque.” In other words, yeah, the “big” number is lower, but do people buying SUVs like the QX50 actually care? I doubt it, and Infiniti is betting on them not, either. Besides, compared to the 2.0-liter turbo I-4s found in the competition—Audi Q5, Mercedes-Benz GLC, BMW X3, Lexus NX—the Infiniti makes more horsepower. Also important as gas prices edge upward again: Fuel economy is up by a whopping 35 percent compared to the old car—26–27 mpg combined instead of 20.

The VC-Turbo has some other cool features, too, such as a multipath cooling system, variable geometry oil pumps, and plasma-transferred wire arc cylinder liners (as found on the Nissan GT-R). The turbo bolts right to the cylinder head to reduce spool-up time and turbo lag.

In the early morning light of the rapidly approaching age of the electric car—Infiniti, for instance, just announced that every new car starting in 2021 will be “electrified”—we are seeing wonderful engineering Hail Marys. Take Mercedes-Benz’s new M256 inline-six, a 48-volt beltless, starterless, alternatorless tour de force, complete with an electric supercharger. A Swedish company called Freevalve is set to put a camless valve train into production. With the VC-Turbo, Infiniti joins the chorus of innovators proving the internal combustion engine ain’t dead yet.

The entire QX50 platform is new, too. The body-in-white is 23 percent stiffer than before. Lighter, too, but we’ll wait until we plop one on our scales to be sure exactly how much. The old QX50 was derived from the G sedan (now called the Q50) and as such was front-engine and rear-wheel drive. That’s a great combination for a sport sedan, but, as it turns out, a fairly crummy way to lay out a small SUV. The new QX50 is front-engine, front-wheel drive, but (of course) it can be had with AWD.

Why is this better? Basically, a front-engine, rear-drive vehicle has its transmission behind the engine, eating up precious cabin space. In a FWD-derived vehicle, the transmission can be next to the engine. In terms of roominess and cargo capacity, FWD platforms are the better way to build a people schlepper. Years ago a friend of mine had to sell her EX35 because her infant’s car seat wouldn’t fit. No such problems will happen with the new QX50. In fact, the spacious baby hauler now sports reclining rear seats.

Like the Q50 sedan and Q60 coupe, the QX50 comes with Infiniti’s much maligned—and let’s be real, rightly maligned—steer-by-wire technology. However, unlike the Q50 and Q60, the QX50’s virtual steering feels pretty good. The SUV steers just like a normal vehicle and as well as any of its competitors. Sports car good? No way, but then that’s not the segment the QX50 competes in. But hey! For the first time ever I’m saying something nice about Infiniti’s literally disconnected steering. What a world …

Speaking of steering by wire, the QX50 can be had with Nissan and Infiniti’s ProPilot Assist, a system that under certain conditions can steer, brake, and accelerate the vehicle. Until passenger cars come packing actual artificial intelligence, it’s best to think of all systems resembling ProPilot Assist as fancy forms of cruise control. Basically, they can relieve a little bit of the suffering from being stuck in stop-and-go traffic. In addition, these not-quite-autonomous systems prevent you from killing others if you look at a text message or open a bottle of water. (Ahem, don’t text and drive.) Although no Infiniti employee would own up to it, this flavor of ProPilot Assist feels an awful lot like Mercedes’ last-generation DTR+ Steering Assist.

If you’re not a fan of engineering, you’re probably just now waking up from the discussion a few paragraphs up about the revolutionary VC-Turbo engine. All that matters is: Does it work? Yes, it does, quite well as a matter of fact. I was never in a situation where the QX50 felt underpowered. On crowded Los Angeles streets where we rarely managed to go the speed limit, the engine was calm and quiet, and honestly I wasn’t even thinking about the technological marvel sitting inches in front of my right foot. The light turned green, and taking one for science, I stomped my right foot down. Just like that, the VC-Turbo roared to life. I was suddenly piloting a quick SUV, just as advertised. You can’t detect when the compression ratio changes. In fact, attaching the conrods to the moveable secondary linkage smooths things out to the point where the engine doesn’t need balance shafts. I must reiterate that I truly am blown away by this engine.

There are two things I don’t like about the QX50. One is the transmission. The perfectly fine seven-speed automatic found in the Q50 and other Infiniti products only works with longitudinally mounted engines. The VC-Turbo, though, is transverse. Re-engineering a longitudinal transmission into a transverse-accommodating one is no doubt expensive. Infiniti does have a transmission lying around that mounts east to west and can handle a good deal of torque. Unfortunately it’s the CVT found in the QX60 and both the Nissan Maxima and Pathfinder.

As such, I just gotta ask: Why oh why would you bring to market one of the most technologically advanced engines ever sold and mate it to a hated transmission that’s never going to be good enough? Cost savings, I know. But it’s a bad pairing, and I don’t like it. I can’t even believe a CVT is a good pairing to the VC-Turbo engine. I’d imagine that a constant gear ratio would allow the engine to vary the compression most efficiently. Even if that’s not the case, and especially when you put the QX50 into Sport mode, the transmission does everything enthusiastic drivers hate about CVTs—namely hold the engine at high revs even if your foot is off the throttle. Plus, you know, they don’t shift. However, most customers will never consciously rev past four grand.

The other letdown is the dual-screen navigation and entertainment system. It’s flat-out disappointing. Infiniti claims that two screens are preferred by customers because that setup allows the map to be permanently displayed. I agree with them that always having a map is a great feature. But as the owner of an Audi Allroad, I know that there’s an excellent way to have a permanent map as opposed to Infiniti’s bad way. In fact, with the Audi I can have the map in front of me or on the main nav screen. Or both. People cross-shopping the two vehicles will notice.

Perhaps worst of all, the fonts on the two display screens are different! Don’t marketing departments always say that the ideal customers for vehicles like this are architects and graphic designers? It cheapens an otherwise lovely interior because you are always reminded that one screen was sourced 10 years before the other. That decade-old map software is not atrocious, but it’s worse than all the competition, save for Lexus. And like Lexus, Infiniti weirdly refuses to put current mapping technology into its vehicles. No one will explain why. Then there’s the lower touchscreen, which is controlled not by the rotary controller (that’s for the top screen) or even by touching it (because it is after all a touchscreen) but by a bunch of plastic buttons below the bottom screen. And on the sides. The whole mess makes no sense. It’s as if a haptic hand grenade went off and the designers said, “It’s good enough. Let’s get lunch.”

Keith St. Clair, Infiniti’s director of project strategy, said that the QX50 is “probably our most important launch ever or right up there with the Q45.” Big statement, sure, but small premium SUVs are both huge sellers and huge profit centers for carmakers. Get it right, and the money comes rolling in. Get it wrong, and, well, there’s really no getting it wrong. The stakes are just too damn high.

For the most part, Infiniti got the QX50 exactly right. The exterior is gorgeous and looks premium. It’s fuel-efficient yet powerful. It’s small on the outside but large on the inside. The QX50 is even priced competitively, starting at $37,545, with a fully loaded AWD model clocking in at $61,995. My quibbles aside, the most competitive segment in the luxury car world just got a whole lot more cutthroat. More like this, Infiniti. More like this.

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Feeling the Pocket and “60/40” Safety – A Look at the Falcons/Eagles Matchup

I like to wait for Doug Pederson and his coordinators to do their midweek press conferences before writing these video breakdowns, because you usually get at least a few quotes worth adding to the story.

This playoff week, I didn’t think we’d get much at all, and while Doug was fairly mum on Tuesday, Jim Schwartz and Frank Reich actually had some interesting things to say about the Falcons, who are favored to beat the Birds at Lincoln Financial Field on Saturday afternoon.

I don’t know how much stock the average fan places in prior matchups, but I think last year’s November game between these squads is worth a quick look, considering the fact that Atlanta isn’t entirely different, at least personnel-wise, since the Eagles’ 24-15 win.

Philadelphia controlled the clock in that game by a margin of 38:10 to 21:50 on the strength of a 208-yard rushing effort. Ryan Mathews gashed the Falcons for 109 yards, Wendell Smallwood added 70, and the Birds finished with close to a 50/50 split in run/pass ratio. That didn’t happen often in 2016.

Defensively, Julio Jones got his yards, with 135 on 10 receptions, but didn’t find the end zone. The defense blitzed early and often, keeping Matt Ryan to a line of 18-33, 267 yards, one touchdown, and one interception. Atlanta finished just 2 for 11 on third down with an average to-go distance of 9.9. They logged fewer than 20 points for the only time that season.

The only real blemish on an otherwise impressive win was a 76-yard touchdown reception by Taylor Gabriel, who torched Leodis McKelvin on the dreaded double-move:

The Eagles eventually triumphed in the same way that Atlanta beat Los Angeles last weekend – control the clock, run the ball, and win the auxiliary defensive battles that pile up to make a difference.

  Atlanta’s defense

It’s an excellent unit that finished ninth in total D this season.

Here’s a snap-shot of their defensive rankings:

points per game – 19.7 (8th)

pass YPG – 214.3 (12th)

rush YPG – 104.9 (9th)

sacks – 24 (tied for 27th)

interceptions – 12 (tied for 18th)

forced fumbles – 14 (tied for 13th)

They are right on the edge of the top-ten in yardage categories, but they don’t have an elite pass rush and they are middle of the pack in takeaways.

That’s the product of a smaller and faster unit, which was highlighted by both Pederson and Reich this week:

Q. The Falcons defense over the last six games, only given up like 16 points a game. What are you seeing about how well they are playing and why they are playing so well? (John Clark) 

DOUG PEDERSON: I’ll tell you, this defense, it’s much improved over the course of the season. They are fast. You saw it the other day against the Rams. They are fast. They are flying to the football. Secondary is aggressive. Guys know how to cover. A lot of single-high (safety). They are going to challenge our receivers and that’s what you’re seeing on tape. It’s a quality defense, but that’s what we expect this time of year.

Q. When you watch the Falcons’ tape, what stands out right away? (Jeff McLane) 

FRANK REICH: I think what stands out with watching their tape is that their defense is playing very fast and very aggressive. I think obviously they had a tremendous year as a team last year. I think their defense has stepped it up a notch, even from last year, playing fast and playing aggressive.

Here’s a typical play from last week’s game, with the Falcons in cover three using the single-high safety that Pederson mentioned:

They drop three, Jared Goff checks down to Todd Gurley, and Brian Poole makes a really nice open-field tackle.

Gurley only caught four balls for 10 yards last Saturday, which was well, well below his season average.

The Falcons’ scheme most resembles what San Diego and Seattle do. The Eagles played both of those teams this year and likely went back to that game film in preparation for this week.

One of the concepts that makes this specific defense unique is the idea of the “60/40” safety, which Reich explained:

“I think there’s similarities in all those teams that have done that and played that. Definitely similarities there. Although it does express itself slightly different and that’s based on the personnel. And that’s why there’s, say, three or four factors that go into how it expresses itself and how they play their, what a lot of people refer to as their 60/40 safety, when normally in a three-deep zone the free safety is playing right in the middle of the field.

This defense, one of the trademarks of it, the free safety is usually outside the hash and he’s in the 60/40 range, you know what I’m saying? And then how they cover the weak hook and who is covering the weak hook and how they can insert different bodies there. Each coordinator handles that different. We look at that, we know, is it the linebacker, is it a nickel back, is it a safety, how do they do it, who is the zone drop defender, who is the carry defender?”

The play above is a perfect example of that, with safety Ricardo Allen lined up on the right hash, instead of the middle of the field. He’s the 60/40 safety. The “weak hook” that Reich mentions is circled below, which is basically a soft spot inside the zone that an outside linebacker, strong safety, or nickel corner is accountable for:

That’s basically their bread and butter right there. They have a fast secondary and lean on that as a strength. Not unlike the Eagles, they’re willing to allow short passes and rely on their tracking and tackling to limit YAC gains. They really don’t show much else defensively. They don’t disguise a ton of coverage. Instead, they challenge teams to beat them at their own game, rather than changing too much of what they do.

Here’s Doug Pederson on that concept:

“You know where they are going to be. That’s the thing with this defense. They are going to line up and show you exactly — I mean, that’s the way they play. They play with a lot of confidence. It’s an aggressive style. It’s fast flow and they are not going to pull any punches. They are not going to try to trick you or do anything to get in your head or anything like that. It’s just line up and try to beat us.

When the Seahawks are healthy it’s a very similar defensive scheme. So we feel like we’ve kind of played this defense a little bit already this season. But at the same time, [there is a] different set of challenges. These guys are healthy and they are playing good. But having played this scheme already guys are familiar with it, yes.”

And Frank Reich with some elaboration:

“Everybody knows this defensive scheme is a middle-field, closed, zone defense. They are playing a little bit more man coverage. Sometimes you get to the playoffs and as things ramp up, you tend to tighten down your coverage a little bit, maybe play a little bit more man coverage. That’s common. That’s normal.

So you go in and if you look at their tape throughout the year, they may be 75 percent zone on first and second down in ‘these’ situations, and then maybe as it gets down into the playoffs, it just tightens up a little bit, a little bit more man coverage. I’ve just seen that over and over again through the years.”

Los Angeles started to find some rhythm in the second half, with better protection affording Goff some time to hit the soft spots on either side of the safety.

On this play, they were able to take advantage of the 60/40 concept by putting together a little bit of a wheel route (with an illegal pick), scooting Cooper Kupp towards that weak side and away from Keanu Neal:

When you freeze it, you see the weak side of the safety is open. Atlanta is playing up on the receivers here, which allows Robert Woods to sneak the pick in there and free up his teammate:

That’s what Nick Foles is up against this weekend.

I think it makes the most sense for the Eagles to establish the running game early instead of asking an out-of-form quarterback to do too much in the passing game. The Falcons allowed 7.2 average yards on 16 rushes, with Gurley cresting the 100 mark, so Los Angeles did do some damage on the ground. The problem was that they were playing from behind, lost the time of possession battle, and ended up throwing it 45 times for a ridiculous 75/25 pass/run split. That’s the kind of number that would make Andy Reid proud.

It’s critical that they keep the cart in front of the horse, get Jay Ajayi and LeGarrette Blount going, and protect Nick Foles. The Falcons’ biggest success last week was asserting themselves early on the strength of a +2 turnover margin, and forcing Los Angeles to make the adjustments instead.

  Atlanta’s offense

There really isn’t a ton to talk about here, but this is how the Falcons finished offensively in 2017:

points per game – 22.1 (15th)

yards per game – 364.8 (8th)

passing YPG – 249.4 (8th)

rushing YPG – 225.4 (13th)

first downs – 330 (9th)

third down percentage – 44.7 (1st)

They move the ball well enough and convert third downs at a league-high clip, but Matt Ryan’s numbers were down in 2017 and it just never felt like this offense was operating at full capacity. They were second in the NFL in yards per drive but 7th in points per drive, and their red zone scoring was bottom-15 overall. Julio Jones was 2nd in receiving yards but only had three touchdowns.

I mentioned that the Falcons killed LA in time of possession last weekend, but that wasn’t necessarily a theme in 2017. Even though they run the ball well with Devonta Freeman and Tevin Coleman, Atlanta finished 12th with an average of 30:17 TOP per game. The Eagles were first with 32:41 and the Vikings second at 32:26, which says a bit about their running games, but probably more about the ability of great defenses to get off the field.

The takeaway, then, is that Atlanta is a solid offense that probably was never going to replicate what it did during last year’s Super Bowl run. It doesn’t mean they aren’t dangerous, with NFL fans and media knowing that what they were capable of doing it they ever did begin to fire on all cylinders. More than the defense, this unit is very similar to what the Eagles faced last season.

There weren’t a ton of quotes relative to the Falcon offense this week, but this one from Jim Schwartz stood out:

Q. Matt Ryan did a good job the last game of escaping the pass rush by stepping up. Will it be more important to have a push up the middle in the pass rush? (Nick Fierro)

JIM SCHWARTZ: Yeah, push up the middle is huge because it keeps your outside pass rushers alive. So it’s always important to us. I think Matt Ryan goes a little bit under the radar as far as having escape-ability.

People really don’t think of him the same way that you would think obviously of some of the more mobile quarterbacks but he’s good at feeling spots in the pocket and being able to step up and slide one way or slide another. He scrambled for a couple big first downs late this season.

It’s always something that we have to do, No. 1, putting pressure on the quarterback, but also putting pressure on that keeps everybody alive, so to speak. You can have the great pass rush outside, [but] if the quarterback can step up, you are not going to get him. You can have great inside pass rush; if you don’t have any edge pressure, he can escape outside. It’s a four-man group when it comes to four-man rush; it’s a five- or six-man group when it comes to blitz. Every man needs to do his job for it to be effective.

Calling Fletcher Cox and Tim Jernigan…

Calling Fletcher Cox and Tim Jernigan…

That’s your territory.

Not only is the Birds’ interior defense going to have to be stout against the duo of Freeman and Coleman, but they have to win against a decent, but ultimately inferior offensive line.

Back to the film room, for an example of Ryan stepping into the pocket:

Doesn’t look like much, but that’s great stuff on a third and 3 to shrug off the collapse, keep his footing, and dink that ball for a first down. He did that out of an empty set without an extra blocker beside him.

When Schwartz says Ryan is good at “feeling spots in the pocket,” that’s what he’s talking about. He’s never going to kill you on the ground, but he does a nice job of showing situational awareness, which is a big reason for Atlanta’s third-down success this season.

Ultimately, I think this game is more about how the Eagles’ offense attacks a smaller and faster defense. I don’t see the Birds having too many problems with the Falcons running game. It’s certainly a better matchup than dealing with Alvin Kamara and Mark Ingram, who are a bit more dynamic than the Falcon’s pair (think pass catching). And Julio Jones will get his yards against Ronald Darby or Jalen Mills, it’s just up to the other cornerback to keep Mohamed Sanu in check.

Nick Foles is the biggest question mark for Saturday afternoon, and if you establish the running game early and control the clock, that’s less time he’ll have to spend throwing against the Falcons’ tricky zonal scheme.

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