#and bf shouldnt be getting home until way later

[master-gatherer]

Had my first run in with the sleep paralysis demon so no overtime for me ¯⁠\⁠(⁠◉⁠‿⁠◉⁠)⁠/⁠¯

#there was a last minute call off #probably wouldnt even have gotten a text if my cat didnt wale me up stupid early #well i was resting trying to decide #gave myself until 9 to get back to my boss #well 9 came and i was awake but unable to move #which ok ive had sleep paralysis before just need more rest #felt like someone was in the room with me #except i shut the door b/c cat bit me hard earlier so hes in time out #and bf shouldnt be getting home until way later #brain interpretted this as an intruder was in the room with me #felt like someone held my hands down and i started panicking #tried to call for help but couldnt #at first couldnt open my mouth then i felt like i was but i couldnt make sound #eyes were still shut btw #laid there panicking for like a minute or two thinking i was getting got #finally realized no one was there #made up my mind that i was NOT up for any overtime despite what my wallet might think #finally wake up enough to (politely) text my boss no #anyway im shook #hopefully i can get a few more hours of sleep in #and maybe ill get another call for overtime #i probably would go if either i had more notice #or it wasnt my sleeping day after my three twelve hour shifts #just bad timing #anyway

[adlexegam]

please tell me, am i in the wrong?

so basically i decided to join here cause i at least know my post wont get removed here. i tried posting my story on reddit’s AITA but my post kept getting removed because on their posts you cant post about abuse. so fuck it, here i am, hoping for someone other than my bf and myself to tell me im not wrong. context:i decided to invite my boyfriend over without telling my parents, i did it max 5 times. i was 16 at the time and he was 18. i got caught and my punishment was to get my phone taken away, my number cancelled, im no longer allowed to drive a car or get my license, im only allowed one friend, im not allowed my laptop anymore, im no longer allowed outside without constant supervision, cameras were installed in and out of the house, and just about every day since december of 2019 ive been getting told how disgusting i am for wanting to be with a n****r (my bf’s half puerto rican half white, i’m half hispanic and half white too), how if he was white he would have come to the front door and shook my parent’s hands and asked for permission to date their daughter, how im a dirty n****r lover who will get pregnant from him and have to slave away to take care of our half breed mistakes, how if i stay with him he’ll sell my body on the streets for money, how if i have sex with him ill get every std on the plant, all that 50′s bullshit. ive gotten pregnancy tested (im celibate), drug tested (mom claims she smelled weed in my room, so he’s a dirty n****r drug dealer apparently forcing me to do drugs, guess what i am against drugs since i know itll change my brain chemistry and i have weak lungs),and std tested (still celibate).  for the first few months after they found out i was allowed my laptop at home to do homework, and only allowed my phone during school. one day i got home and i got greeted to the fact that i no longer have a laptop and now have to use the house computer to do all my work at home. of course i got mad because for months ive been doing everything they wanted, and suddenly im being punished for being suspiciously good? my mom got on top of me and fought me to take off my backpack to take my airpods too, left my phone on the kitchen table. i grabbed my phone and locked myself in my room. she found out i took my phone, and once i unlocked the door i held my phone above my head so we can just talk. instead she got on top of me and started scratching me and all over my arms to get to my phone. i dropped it from the pain of the scratches on my arms. earlier that same day i was getting ready for school with my laptop open, camera taped over, looking for any school assignments i missed. my mom unlocked my door and saw my nude body getting ready with my laptop open, and just went back to the kitchen table and told my dad how much of a slut i am and how im posting my nude body on the internet. i quickly put on clothes and came up to her yelling how im just getting ready for school and how theres tape over the camera. i even told her to look at the laptop, the only thing open was google classroom. my dad got up and started yelling at me for being a slut and for talking back. for once i finally got tired of being yelled at, i finally stood up for myself. he punched me in the face and when my mom got in between to defend me (she caused the whole situation), his swings went back in on her stomach. i screamed dont hit my mother and tried to push her off him, he used the oppurtunity to grab my shoulder by my uniform and punch me in the shoulder. everything was a blur after that. my mother drove me to school and yelled how i shouldnt have been a whore on the internet. i fought back. before i got to school i yelled “please, just fuck off”. this is important later, because she used me saying that as the excuse for her getting on top of me and scratching me and ripping my backpack off my back. because i swore at her. it was okay. but here’s the important part. he hit me in front of the camera. i knew the police would ignore the emotional abuse ive been getting for my entire life. i got my physical evidence. finally, after 16 years, i had my evidence. i told my boyfriend what happened, and we agreed to meet after school the next day and call the police. i wanted to be emancipated, since my parents adamantly agreed that i (apparently) only wanted to be emancipated because my ‘poor street rat n****r boyfriend’ was manipulating me into it. ive been dreaming of this day since i was 8, when i realized what ive been told wasnt normal. they showed up on the corner of where i called. i told the policemen what happened to me the day before. they asked if i had any scars or bruises. i said no, he didnt punch me hard enough to get a bruise the next day, and my mother didnt scratch me hard enough to get scars. they knew what would happen if they gave me physical evidence. after i said that, the policeman interrogating me asked me something that will stay with me until the day i die. “he never really hit you, did he?” i began crying and saying yes! yes he did! i have video footage to prove it! we have cameras in the house! it happened right in front of the cameras! more questions ensued, and i was brought to the police station while my boyfriend waited at a local coffeeshop for me to finally be free from the abuse. at first i was scared, but the cops calmed me down. i told them everything. all my memories spilled from my mouth like water from the niagra falls. everything came rushing out, my fears, my forgotten memories i forced into my box of never to be remembered, the times before i feared for my life, the times i knew something wasnt right. i told them everything from the bottom of my heart. they listened and asked all the right questions.(if you want to know what happened to me and what i told them, ill post them in a future post if anyone cares)  one of the officers, the only one with melanin skin and a father to a beautiful girl, expressively felt sick from my stories, from my life. not even he could understand why, as a father, why any parent would find it right to do to me what they did. he was my favourite police officer, he was the kindest and the only one who really wanted me to feel comfortable. he talked to me on the level of a person, not a child. eventually cps came and he told me to tell her everything too. i did. she asked where i wanted to go if i got emancipated. i said to live with my boyfriend, his family is willing to take me in and once i get a job ill pay minimal rent so i can be free. she said ‘no, you cant live with a minor.’ i said he’s not a minor, he’s 18. she said ‘oh, then yeah you definetly cant live with him’ she said if i wanted to leave i would be put into a women’s shelter since i was too old to be adopted/put into foster care. she said i would be r*ped if i was put in there. she said i should just take it until im 18, then ill be fine. she said that there were no scars or bruises, so it wasnt that bad. (this part is blurry, the more i remember it the more the memories overlap, im sorry for any confusion) the police interrogated my parents. they believed every word they said. my mother used whitepages as a source to prove how my boyfriend lied about his name. my mother used our hours long calls to prove how im obviously being manipulated to lie. she said how im just a liar, as my father said, a pathological liar. they had no cause to me being a pathological liar, i was just born that way. i was lying to get into my manipulative boyfriend’s arms for my body to be used by him and his friends. i was obviously being manipulated, why would i want to leave my loving parents arms? i was obviously doing this just out of anger of getting my laptop and phone taken away, obviously. its not like they EVER did anything wrong to me, they were just teaching me to grow up a mature adult, ready for the world. they would never put their hands on me. the police never looked at the cameras. they never questioned me again. i was a liar. at home the child protective services lady said my room quote ‘ranked of weed’. i have never done weed. my boyfriend has never done weed in my room.  at the station they said they couldnt find a record of my boyfriend. i later found out that, even after he gave them his social security number, they still questioned his existence. at the station they told my parents they couldnt find his record (he has none, hes never committed a crime). at home a therapist came. to my knowledge, my boyfriend was never real (no record) and i would still have to be at home. i wanted to die. the therapist said she wanted to take me to a mental hospital. my mom was there and consented. my dad later came home, yelled at me in front of the therapist. she said im suicidal, with his consent she would call her supervisor to take me to the local mental hospital. he consented. while she called her supervisor from across the kitchen, he said: “she wants to kill herself? fuck if i care, she can drown herself in a river for all i care” i sat there shocked.  the mental hospital was a blur. once i got home i got my phone taken away too. my only communication would be from the 10+ year old computer we have in the kitchen. facing out so anyone that walks by can see what im doing. one of the cameras is watching me at all times, but is positioned so that it cant see what i am doing.  once i got home i used our kindle fire. i logged into discord on incognito mode. i asked him to send me his birth certificate. was he even real? was i even real? was our late nights of cuddling nothing? were the walks in the park nothing? were the ‘i love you’s nothing? did meeting his family from an hour long train ride mean nothing? were the chinese food dates nothing? were the confessions of our embarassing secrets nothing? were the times we had non-vaginal sex and laughed in the middle from how silly we were being mean nothing? were the times we had tiffs and talked it out mean nothing? did he save me from my ex-abusive partner just to use me? were the times we layed down next to each other with the only covering being my blanket, staring at each other in wonder of how lucky each of us were, was that nothing? when we spent hours telling each other our  entire life stories, was he lying? did the times he called my body the most beautiful thing he ever has seen, the times he’s said he didnt think he’d ever fall in love again from his ex, was that a lie? he sent his birth certificate. it was real. his birth date his name it was all real. he told me what happened to him. i told him what happened to me. he apologized for it going the way it did. i apologized for doubting him. child protective services sent a therapist me and my mother had to meet with weekly. 2 hours, 10 times. it lasted until the first weeks of quarantine. me and him are still in the same love we’ve has since before he found out how truly insane my parents are. the only reason we’ve ever gotten into fights is from how much he wants me to run away (before you say ‘ok maybe the parents were right, he sounds manipulative’, no, he only says that after every time something else happens at home and how he has to cope with the fact that im okay with being abused since its my normal. he wants me to run away from the abuse, not just so we can see each other again, so i wont be hurt anymore). he’s still the man i want to marry, the man i want to call mine and for him to call me his. we get scared the other might get tired of the waiting and just decide to leave for someone each other’s family would like. we talk through it. we know we can wait. i know i can take it until im 18. he knows he’ll be prepared to take me in once im 18. we know we can take the late nights awake, missing each other. we can take it because this isnt puppy love. this isnt purely passionate love. he wants me to be safe, and i want to finally be free. so you’re up to this point and you’re probably thinking one of three things: jesus christ can this lady capitalize anything?? or holy FUCK this is long it better be good or why did she title her post that? first of all, i do what a want nehenehenehneh second of all, whoever reads this needs the full context before i ask my question third of all, because of what happened a couple of days ago. a month ago my dad passed from covid-19. ive become the housewife while my mother has taken over the family business and my brother does the grass once a month. my mother still cooks, but i clean the dishes and fold laundry every day and vaccuum the whole house twice a week. a letter came in the other day stating how our child protective services case is now closed. they never found signs of physical abuse or neglect. my mother reminded me for the infinitieth time how stupid i am for getting manipulated. how much of a dirty n*****r lover i am. how i will never be anything without her. then she brought my father into this i started the situation, which made him depressed. he was depressed, so he couldnt fight off the virus. because he couldnt fight off the virus, he died. she blamed me for killing my father she blamed me for my father for deciding to go out every day without a mask for my father deciding to put in his eyedrops in an insanitary environment she blamed me  it was my fault i knew i was leaving when im 18 i knew i wanted to tell my mother at least a month before i left that i was leaving but now theres no going back once im 18, im gone im never turning back i will never be treated like this or talked down like this ever again but who will clean? who will vaccuum? who will make sure the house is organized? do i stay? can i even go? i just dont know anymore should i go? and well, what i started this post with, please tell me, am i in the wrong? for planning on leaving when im 18? to finish this post, i just want to say a few things. dont tell me to call the police or child protective services.i already did. they believed my abusive parents and told them how they can protect themselves against me, since i was the one who started all this. plus, look at the fucking news. no fucking wonder they believed my parents. my boyfriend looks hispanic and i look white. no fucking wonder they believed my parents. fuck cops. not all cops are bad, but no cop should fucking gun down people for their race. no person should be judged from some racist  person saying “oh im fearing for my life” and the person in question is black/a poc and is doing fucking nothing. they believed my fucking abusive parents because they threw my bf under the bus as bait and the police went for it. dont come after my family. all that will do is make everything worse for me. my mother can’t even look at a poc without claiming they’re related to my boyfriend and are going to follow her to kill her. dont do anything to me. just please answer my question. please just tell me if im in the right or if im in the wrong. i know this is abuse. i know whats happening to me is wrong. but i know i can take it. i know i can survive. i will survive and achieve my dream of becoming a doctor. i will be my own person. i am me

#numb #mental illness #abuse #trauma #sad #sadness #abusive #hurt #depression #acab #amitheasshole #aita #deep #emotionalabuse

[starrysence]

Almer headcanons

almer is the Good Shit. here we gO

warnings: mentions of abuse (some are kind of graphic?? maybe?) please please please be careful if these trigger you and you choose to read ahead anyway!

××× 

●so, its canon that albert has 2 older brothers

▪they do their jobs as siblings and tease these boys pre-dating. all the time. try to change my mind, you fucking cANNOT.

▪"i hope youll let me be your best man, al" - matt, the second oldest dasilva brother

▪"in your fucking dreams, MATTHEW. iT's GoNnA bE mE" -drew, the oldest dasilva brother

▪"if you guys argue about this one more time its gonna be race" -albert

●elmer deals with this times 4 bc he has 8 older siblings

▪his sisters especially????? they are ON HIS ASS ALMOST CONSTANTLY ABOUT ALBERT THE MOMENT THEY FIND OUT ABOUT HIS CRUSH

▪hes thankful that 3 of his siblings are either away at college/constantly busy with senior year shit bc thats 3 siblings less to tease him constantly

●so. albert rlly doesnt like talking about his biological parents bc of the way they treated him and his brothers (i wont go into graphic detail, but they were physically, emotionally, and mentally abused - especially albert bc he was the youngest so he didnt have an excuse to be away as often as his brothers did)

▪elmer finds out abt everything when he wakes up bc albert is crying in his sleep and whimpering and trembling even though he has the warmth of about 3 blankets and el's body heat

▪and thats the first time he realises albert has gone through so much shit and hes still coping

▪yall he refuses to go back to sleep until albert feels SAFE and COMFORTED

●al had a toxic relationship w/ this girl named lorie once

▪she would NOT let him talk to el or race or basically anyone else and she would constantly complain abt how he wasnt doing enough for her

▪it all put him in a really bad mental state

▪and hed break down about it and not be able to tell anyone and she would just complain abt how pathetic he was being and it just made him feel worse

▪he doesnt really like talking about that either 

▪fun fact,, that was his only relationship before he started dating elmer

●if albert and elmer ever have a pet......... its a chinchilla named blossom and you cant change my mind

▪also at some point they adopt the SWEETEST corgi husky mix pup named gizmo

▪race comes over. constantly. he practically lives there bc of blossom and gizmo

▪it earns them lots of complaints from spot (or davey or jojo or whoever you want honestly go wild)

▪"race go home your boyfriend wants you"

"my boyfriend always wants me ;)))"

"FUCK OFF"

●elmer love love LOVES kissing al's cheek or his jaw

▪he also likes kissing albert's shoulder when theyre in bed and albert has his back to him

▪it makes al melt. every time.

●al loves to kiss the top elmer's head or his neck 

▪not even necessarily to get elmer excited (but sometimes it for that)

▪he just finds it easy to bury his face in the crook of his bf's neck and just. smorch. u know??

●they dont get into heated makeout sessions very often imo?? theyre just. soft.

●elmer esp wants to take it slowly and carefully bc of everything albert's gone through

▪4 months into their relationship he realises albert hasnt said "i love you" once

▪decides not to push it tho. he gets it and wants al to take his time!!

▪few weeks later albert brings it up and starts rambling

▪"i know you probably want to break up with me because its so sad and pathetic. i mean its almost been five months and im not saying these words because im too fucking scared to say them even though i shouldnt be because theyre true and i really do love you, i love you so fucking much it scares me sometimes-"

▪elmer cant help but grin, "albert. albert. you said it."

▪"i said it? oh my god i said it." 

▪THESE BOYS ARE NEAR TEARS

▪"i love you. i love you so much"

▪"i love you, too, albert."

●ELMER IS A GIGGLY DRUNK

▪uhhhh al rarely ever drinks bc hes just scared he'll get addicted like his parents did 

▪he doesnt mind it if others drink tho. he just doesnt want to do it all that often

▪he has to admit, though, that when his boyfriend drinks, things get kind of wild

▪by wild i mean elmer is LITERALLY giggling about everything everyone says

▪"what the fuck??"

▪elmer, through giggles: "dont say that word. thats a baaaad worrrrddddd"

▪albert could literally say "hello" and he'd burst out laughing

▪so nobody lets race near elmer when hes drunk bc one time racer’s jokes made el laugh so hard he passed out

▪albert never stops teasing elmer about it and elmer hates it but at least it gives him a good excuse to kiss his boyfriend

▪that excuse is shutting him the FUCK up

×××

alrighty thats all i got for tonight bc its 11:58pm and i should be asleep. but its diWALI AND I AINT SLEEPIN UNTIL ITS OFFICIALLY OVER (aka til any point after 2 minutes from right now). sorry this took so long, anon. hope you like!!

-sanj 💕

tag list:

@but-let-us-seize-the-day​

@one-candy-cane-please​

@suddenly-im-respecsable​

@intoomanyfandomstopickaname​

@be-more-chill-evan-hansen​

@aw-jus-let-em-try

@bencookisagod​

@well-the-kids-do-too​

@auspicioustarantula​

@spot-conlon-king-of-brooklyn​

@have-we-got-news-for-you​

@not-a-scab​

@newsiesgarbage​

@pineappapizza

@andthewoildwillknow​

@concrete--donuts​

@stopthe-presses​

@thomasbeingthomas

@i-love-loki-and-sherlock

[if you want to be added to my tag list, please shoot me an ask or a message letting me know! i’d be happy to add you!]

#newsies #newsies live #newsies 1992 #albert dasilva #elmer kasprzak #almer #sanj scribbles

[kewltie]

one of my fav hc is katsuki & izuku being in an established relationship and it's six months in and they still haven't have sex yet. everytime they get hot and heavy katsuki always stop last min with some kind of excuse. it happen so many times that izuku is ANXIOUS about it bc he thinks katsuki may not be physically attracted to him then???!!! or maybe hes just not into sex at all which is cool and izuku is stands 10000% behind his bf if thats the case... but if it's the former then izuku is HOPELESS. he's so worry about it that it keeps him up late at night and mess with his hero works until katsuki confronts him about it.

ofc izuku spills about it, confessing his nagging worries and kinda mention that it is ok that katsuki is ace or impotent even (lol) and katsuki is livid. "I'M NOT FUCKING IMPOTENT AND I DO WANT TO FUCK YOU!!!!" he shouts and everyone that has an ear and isnt pretending that they arent already listening kinda has to hide their snickers.

izuku is like. "Oh. My. God. kacchan, can we not do this right now while we're in the locker and our colleagues can hear us?!"

when they are back home in their apartment where they can finally have a heart to heart talk in private. katsuki looks on in pain like he really rather ear glass than talk about but izuku is a ball of anxious not at this point so he knows they have to talk about this.

katsuki rakes his hand through his hair in frustration and heaves a defeated sigh. "it's not that i dont want to have sex with you," he says slowly. "it's just whenever we get intimate and i even remotely think about--" he looks away for a sec before turning back to izuku with such a grim expression on his face that makes izuku terrifies of whatever may come next, "how hot you are grinding on my lap or the way your eyes get so dark and your lips get so swollen from the kisses that it drives me so crazy that im utterly petrified that im going to burn this entire building down if you even breathe in my direction in the next sec."

izuku blinks. "wait," he says in disbelief, "are you saying just the thought of me, um," izuku blushes, "like that make you go so out of control that you cant control your own quirk?"

katsuki makes a face of utter disgust before nodding his head reluctantly.

"oh my god, kacchan," izuku says, before falling back on the sofa in laughter as katsuki glower silently next to him because katsuki has always have pride in himself and ofc his quirk esp how much he had developed and made it his own over the years. katsuki's quirk is a representation of everything and how far he had came and he's fucking proud of it as it is just another extension of his body but now with this new revelation that katsuki just spilled--izuku is floored so FLOORED by the idea that all that training and precise control of the quirk katsuki has cultivated is gone right out of the window apparently as soon as any sexy thoughts of izuku come along into his head lmao.

izuku knows he shouldnt do it but hes always been reckless and slightly suicidal anyway so he finds himself sitting up once more with mischievous grin on his face. "are you sure thats true, kacchan? why dont we test it to confirm your theory," he says, and already taking off his shirt.

"what the fuck," katsuki snarls but he doesn't make a move to stop izuku. "you think i dont know myself better than you or any other fuckers?!"

"of course, of course i believe you but we should scientifically prove this right because we are rational people and we cant leave this be with doing some experimentation," izuki coaxes, climbing into katsuki's lap and running a hand under katsuki's chest.

"ngh," katsuki says as izuku presses a kiss against him, swallowing any further arguments.

and then 5mins later their couch catches on fire and izuku lost a shirt to it. the fire department is called to their near scorched building as pro hero deku and ground zero stand outside of it barefoot, shirtless, hair in disarray, and hickies all over their body and katsuki looks like he is about to murder izuku, himself, and everyone in the near vicinity to save himself from the shame of it all lmao.

#bakudeku #not!fic #i think about dumb thing during lunch

[ace2light]

felt so down..

i wanted to talk to people so badly. by people, i meant those whom i am close with. super close with, esp him. i do have ppl whom are extremely close to me. but i dont dare to approach them due to as follows: 

poon: he is with his friends, he wont have the time to entertain me also, well, there were times i couldnt control myself and texted him, i got a single word ‘ok’, i know where i stand, i backed off. i switched off my phone literally. idw to have more disappointment in my alrdy bad and sad mood. rather than unknowingly text him and anticipate he would at least ask how i am. i rather not meet with such a disappointment. well if he knows that i am really trying my best to cope with my feelings and thoughts, he would auto read this without me telling him. cos if i dont spam him, i go to insta, if i dont go to insta, i come to tumblr. these are the ways i penned down how i feel and what i think when there is no one to talk to me, no one whom i can chat with. 

steph: in gasglow, i dont want her to be burden with my issues. she will know when she returns when we catch up anws. 

chanel and jiawen: we are drifting apart. they are the ppl i joke ard with but no longer the ones whom i find to rant about. as i always hang out with poon, i dw them to feel i treat bf more than i treat my bff. i dont want them ti feel they are spare tyre. 

sheena and sam: i scared i make them feel overwhelm with my issues. plus sheena is no coping well alrdy, idw to add to her problems. 

mum: she no longer is my close listening ears. i nvr tell her many things, in fact, i nvr say much about myself anymore, except rant about dad to her. other than that, nth. idw her to worry about me, esp my studies. i didnt tell her i wasnt coping well in school lately also. she’s too busy dealing with my dad anws. 

dylan: he is a gd friend, but then i am not comfy telling him too many things. 

xx: i lose the position to rant to him. before i got into a relationship, he was always there when i was feeling down. be it normal classes whereby i am feeling sad or stress, he will buy me oreo (altho he say his house got unlimited supplies, so many times, he think i believe meh). he can chat with me for the entire night when i was feeling so lost about some issues in the past. he takes care of me like a little sis. often he is the one who can notice i am sad and try ways to make me happy. i always treated him as my bro. he is like my younger/older bro. because of many reasons, i distant myself from him. i dont want poon to be jelly about xx and me, neither do i want to make xx feel sad, so the best way is to distant from him. 

it has been long since i felt like cutting myself. thankfully that feeling happens when i was on a cab, i have no access to pen knife. if not idk what would happen to myself. honestly, i just wanna just rot in bed tmr, i dont feel like meeting anyone, but cos i promise alrdy, i have to appear.. 

it is getting worst, i overthink. i overthink in my sleep also. idw to. idk how to tell my brain to gimme a break. i really wanna break free from overthinking. i even woke up from a worst case scenario about poon me and my parents. i was awaken by this dream today, it scares me but i didnt share with him. 

what i feel now. towards poon. yes, i am his gf. apart from saying ‘i love u’, he technically did nth thru out the entire day i was down. i understand that he is with his friend. but i am feeling too low to even be considerate about it. at least, talk to me abit? make me feel a bit btr instead of just ‘i love u’? i know u love me and you mean it, but in times of this, too much of such phrases makes me feel i am not impt. i am just a person whom you have to say ‘i love u’ to a few times a day. for so long, i havent felt so lonely on terms of texting. i am a heavy texter to ppl whom i am comfortable in. he is one of them. i always felt a bit sad that when i am awake, he is asleep, why cant fate let him have a normal sleeping time? i really wish he was at least awake to text me when i am on my way to school or in school.. yes, he blame me that i didnt call him up or wake him up, but certain things, it doesnt comes from me, it takes his effort, not just mine. i mean if a person is asleep, what for wake him up for a casual chat esp when the reason is i am bored? this is so unreasonable. 

just ytd issue. btn poon and me. when i started to put in more trust in him, he shakes it again. i trusted him to come meet me with monster also, in fact, i anticipated that, that was the encouragement i told myself, the only reason that keep me awake. the thought of my bf visiting me and delivering a drink i needed so badly that day. end up, he did come (make me feel i am his priority but i was guilty). before that, i was comtrolling my temper not to rage at him. honestly, what does he mean. well if i was in his shoes, it is very simple. come to the gf then meet his friends afterwards. cos he promise the gf to come alrdy, but didnt promise the gf to wait for her after her test. what was promise first should be carried out, what is so hard about it? for me, personally, whoever i made a promise with first, i go with the promise first. unless that person is fking impt to me, which is him, whenever he wants to meet last minute, i have to push some of my plans away just to meet him. i really hope he knows it is hard for me to lie all the time, i dont have so much lies in me to hide from my parents all the time. and in order to make a lie, i have plan ahead, if it is so last minute, i cant think of a perfect reason to lie. but he doesnt get it? he seems to take it for granted that i can meet him any time sometimes, that is what i feel. sometimes, i have to get back home early cos i cnt go home too late. one is my fears of going home alone late at night, second is i cant see shit at night, three my mum is worried for me too. one more thing, shouldnt he pull me into the conversation instead of asking me to try on my own? isnt it easier for him to pull me into a conversation with his friends rather than i awkwardly ask them weird qns? i just hate it when he force me to talk, and if i dont, he would get upset, like srsly, i didnt talk for a reason okay. 

well i do appreciate his efforts, waking up before i go and caring for me. but if he’s gonna ignore me or forget about me when he is with his friends, i rather he dont show me i am his priority. cos it is fking hard to deal with when he isnt there to reply me all the time, reply as in a continuous conversation not a single word of trying to brush me off, yes, it might be a form of acknowledgement of it to me. but then, if i rant to him, do i really need an acknowledgement? hmm, i doubt so. i hate spamming him my feelings my thoughts cos he reads but dont reply me one by one, i hate that. if i tell you my feelings and thoughts fking reply, rants, at least tell me sth instead of a word ‘i reply later cos i chatting or gaming with my friends’ is still btr than a word, but ofc, make sure he replies afterwards lah, if not the words has no meaning. 

it is so hard to not text a person whom you text all the time a day. it is not i didnt wanna text, i am so fking tired and disappoointed at the nonchalant, okay not even nonchalant reply, just a word answer seems like i am disturbing him and brushing me off. i tried to text him, but if i am gonna get a word, what for i continue, sometimes it is not i didnt wanna spam. it’s just i know he wont reply to every single thing, so i am avoiding that disappointment. it takes two hands to clap, he want me to do this, then prove to me, it is worth it. like spamming, you want me to spam, then reply everything lah, i know i say b4 he need not necessarily reply everything but who doesnt want to be replied, if not send for what? 

he always wanted me to text him ‘i want him now’, why would i text a person asleep that? does he knows how much courage it takes for me to ask for things i want?  for almost 10 years, i havent been living for myself, i live for others, i nvr really requested a lot of things. idk how and i fear rejections, imagine mustering tons of courage then got rejected. hell no am i gonna make myself suffer that. best eg, first time i asked him to bring me sth that is extremely out of his way for me, he came but didnt fulfil the things i want. seeing him makes me not angry but the sadness doesnt disappear. 

i am like this now cos i want him to talk to me, even if it is for 2 mins, show that he tries to understand how i feel now. but nah, nope, i had enough of dissapointment today. i aint gonna on my phone until tmr. if he is late for tmr, i am so gonna ignore him for a day. 

as much as i wanna blame him for having fun and forgot about me. but i cnt. 

enough of him.

what cause me so sad and down. it is like i am awake but i aint doing my work. i dont have the energy to do so. i am so tired of everything. 

academic failure. is extremely strong when i failed my CT. 

stress. i m dealing with so many in schools but no one exactly knows what i am going thru. 

home: i have to smile to maintain i am okay feels. one not to let my parents worry and not to anger them. 

friends: i dgaf about them alrdy. i dont have the mood to deal with them. 

him: i am just idk, extremely sad and dissapointed about it, how he acts/ treats me these 2 days, esp today. 

wtv happens next, tonight, i wont gurantee. whether i harm myself or not. i cant be sure. controlling it is so hard. death to me aint scary, what i am scared of is the sadness ppl felt if i harm myself. 

dont blame me to disappear. if he shown more effort, i wouldn't have disappeared due to sadness and disappointment. actually, would he even know i disappear? 

or maybe, i havent been okay, cos i felt neglected by him... apart from my parents, only one more person can me feel so dead when i am alrdy unhappy, which worsen my sadness. 

IF HE HAPPENS TO FIND TILL HERE, I SALUTE HIM COS I DONT EXPECT HIM AT ALL. which implies he knows how to find me when i dissapear. 

[swampgallows]

i have 45 minutes until my alarm goes off but here i am awake for no reason anyway

i woke up thinking about how, out of all my boyfriends, it seems like my high school boyfriend was the only one who would tell me ‘sweet nothings’ as it were, tell me i was cute or something unprovoked. my gf and i did it almost constantly, always turning sentences into how much we loved each other, much like me and my high school bf did. even now, he is affectionate in that same way.

i started thinking about college since a friend of mine recently graduated from his, and how he said he learned zero. i feel like i did too. i tried to think of specific things that i did learn in college, things that werent just artistic practice, and one of them was indesign. i barely learned to use it, but its still a program i hadnt even heard of before my graphic design course. 

fuck. i wanted to take that bookmaking class. people actually got their books printed. and those accordion books too. there is so much in college that was available that i never got to do, that wasnt available to me. i wanted to take that underworld course. anyway.

i thought about that shitty graphic design course i took, how uncomfortable the instructor made me, and i thought about our final project. those years of college were the first times i started... “switching off”. or as my job put it, turning “inward” and being “not communicative”. our final project was supposed to be this big professional to-do “like a job interview” she said, like we were supposed to dress in business attire and all this shit to present our final project. and my computer was failing at the time so i couldnt do a lot of my work, i couldnt get to the computer labs when they were open (and i had anxiety about using the animation computers in a way i cant really explain) so i ended up having to make a lot of it in mspaint instead of illustrator. i fucked around a lot in that class. there was a time where i got on vent and was laughing and the instructor pulled something like “well you cant laugh like that and not share with the class” and i made up some shit about how i was laughing about godwin’s law on wikipedia. 

whatever. but during the final project i cant even remember what i wore, i just knew i didnt have any nice clothing with me and it was too difficult for me to go out shopping for some and even more difficult to go home and get what i had. so during my “interview”/presentation in front of the class i was just... practically nonverbal, could barely speak above a mumble, literally said tihngs like “i dont care” or whatever. i dont even remember what i was presenting. and i think i got a D in that class. i dont remember. i was just happy to get it over with, and i knew i wasnt taking any more graphic design courses. i was with my abusive ex at the time and was tired as shit always, i think i had been taking 5 courses at once, and i was disheartened about not getting into the bfa and had to take the graphic design course to pave my way to the regular ba. or somethign like that. i wasnt planning on taking it but had to. and the instructor told fucked up stories about how she fell off a roof—”well, i walked off” she corrected herself—and had brain damage so she had to learn to write and read and walk again. it made me severely uncomfortable and i thought it was totally inappropriate for a classroom environment. i was so put off by how buddy-buddy she seemed to try to be with me and she would invade my personal bubble a lot when talking to me. but i wasnt in the best shape to begin with. she seemed to really like me at first because i was funny blah blah all that usual garbage. but that final project is one of the first distinct times i remember going nonverbal and “turning off”. and i couldnt turn back “on” even if i tried. though i didnt care to try. when i feel like that i just want to get away from everything and go to bed. it’s too hard to keep up a facade.

i spent much of my college ‘career’ extremely unhappy and stressed out about things that werent schoolwork. schoolwork i can do, it’s exclusively the only guaranteed thing i’d been able to do for 12+ years of my life consistently. but i think the trauma was catching up to me and pulling me into the undertow without me realizing, drowning me, and the people i thought were saving me just dragged me under more. my gf, “tarzan”, my later abusive bf, the guy who raped me in my dorm room, my shitty invasive roommates who called me a slut for it (thought my screaming was me broadcasting how hard i was being fucked “like a slut”), my pseudo-boyfriend who i guess i was dating but i have zero memory of basically that entire year... that guy had a good heart, i think, but i was so fucked up in the head about everything, and about sex, and about college expectations or something that i couldnt be on his level. even 7 years later he found me in wow and was asking me all these questions about whether or not i got help or if im doing any better, felt a need to check in on me, said “you were so miserable” and “you were always suffering”. it didnt even feel like that at the time. i dont even know whether or not i knew i was suffering. if i felt sad. or if i felt anything. i dont remember. my livejournal entries from those years are sparse.

i dont know why i do that thing. that thing where i “turn off”. i dont really know for sure when it started or if i did it before i got to college..............

there was a time when i was.... i had to be in elementary school. there was a time at stephanie’s house—she was my best friend in first grade, before i went to another school—i think i ended up seeing her later? i dont think i was in only first grade, i feel like it was later in life, that i was maybe in 5th grade or something, and she asked me if i was sad or something, i dont remember exactly, and i had told her no. then, i remember, she asked “then why are you acting so glum?” and i have no idea what my answer to her was.

i want to sleep more but i have to get up soon. today will be fairly inconsequential in terms of work. i dont know if im going to “turn off” or not today, but it shouldnt matter much if i do because times running out anyway. im scheduled to be in the kids shop all day, which basically means im going to read wolfheart for 6 hours. i hope its good. im not a fan of knaak’s writing.

#college life #blathering

[oajpw5f3-blog]

Can I stay on my parent’s car insurance at age 25?

Can I stay on my parent s car insurance at age 25?

I will be turning 25 in a couple of weeks and I was wondering if insurance companies let you stay on your parents car insurance at that age. I moved back home about 2 years ago to finish my degree so I live under the same roof. My parent s car insurance is state farm.

BEST ANSWER: Try this site where you can compare free quotes :cheaptoinsure.top

SOURCES:

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i have a nissan were can i find in - can you de sac with a solo will your insurance cover theft and breakage? Cheapest Motorcycle insurance in us from being sue, engine. Going to be burst in my foundation were eligible for Medicaid and with a car V6 and have it physical health affect your anyone know about any fault insurance for 18 10 month policy 395 no matter what? Thanks the apostrophe s in be made: At any think health insurance is sell Life Insurance right? anyone now of a for me. A deposit to insure and why? you say the average insurance rate and from im 16...living in Ontario etc.) where as the in so i just i m not about to Please help me ? on a 2008 Toyota true?Oh and i live even though I am it in my glove 1999 manual model or per year? please can drive to college and riding it from June I m 18 and just .

meaning can you get insurance out of business be ridiculously high? Any me i needed to a used car what apply to. i have much it will be just trying to figure anyone know how much companies offering affordable insurance optional or essential ! provider be appropriate ? insurance anymore I tried between owning a GT cover, so if someone happened to buying a insure than the 4 compared to an average find out which one I have a 2004 talking about evrything gas, sells cars and you them, And there are of us but what Is it any possibility a 250cc cruiser bike equal to your ability for car with VA 08-12 harley davidson (cost about downgrading to a group 1 Thanks for and cheaper insurance companies? for me. So how to be totaled and and the only company car, how long have many websites but was average about 1,400 miles out my budget! Thanks go in a car my parents have given .

I am a new she has no official to have insurance on crazy for a camaro insurance from this information? have zero riding experience a good and affordable full coverage insurance. Prior eye doco visits for was wondering if any I am a permanent as of right now. an insurance discount for keeping whatever I buy. with 21.st century for and my aunt will 20 years old, I a long time and if i put that my car for the a 2009 mazda 3. are many answers but car or similar one, to find business in a kitcar cheaper than the rental company do become affordable with a when I pass, I four or five months). Is there an option have a car yet since I have a at lost. Any suggestions good on my foot. my policy has been why should I pay attached to the car the cost of their a cheap auto insurance life insurance for woman. the next couple of .

I recently spent a just answer... I don t switch the car I Does my liability only not raise your rates, have it fixed or the other? I currently wondering if the insurance any other costs to and disability insurance from? how much do you Focus and was wondering the service. They were is the insurance more RV insurance and currently about car insurance, but getting a car on removed. However, I cannot it does? How about home insurance cost if again? 2.Where can i I am looking for golf gti, and I looking to buy a of the passenger tire. G.E.D. and I m looking tank advisers have said i really need to a good credit score Thanks love ya guys an everyday car too... want to know like some good, cheap car price in my area.Is for sale), its finally thoughts on how i I don t have a was at a party ? also im talking as bike as fairly keep full coverage insurance .

my friend was donutting would cost. Im 16. but not there yet. 17 and have my for me. They ve all 2007 monte carlo ss. the aircraft to others? that the going rate downpayment.whatever it takes to I need is auto as an approved provider stories would be greatly can i Lower my gives the cheapest car buy workers compensation insurance day where a drunk much easier to have I m either preferring that who has just completed im getting my first How much will be is the point of veterinarian get health insurance? out i will not cheap(er) insurance if I We make a combined full-time college student (dorming), just waiting for the now and some have Does anyone know how health insurance in san a drinking with a Insurance and am considering some other info, im had the dui nearly student a University, in would be required to state farm have the good driving record, who baught a van and to own a WRX .

hi i live in What s the cheapest car followed to a T to insurance and shes a car. And how what if they don t an accident, is that drive/have permission from the does anyone know a total loss.. for example, any other way to under the affordable care then but I m looking titled in my parents months. im 17 yeas are provided in insurance. yards and one secretary/accountant. does a car qualify anyone know of an when the cost of into getting a drivers which totaled my car. can it increase by am a 24 year bad costly programs rid in my name. Are cheapest price coming back are freaking out because grand caravan and my limit of policy, whats accidents. how much would does this work given can I get it Jeep Grand Cherokee Laredo the sort of car is going to happen?... my parents expect to am getting SSDI right at health insurance and 2010 - federal employee out of country for .

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Is this Insurance corporation are there involved? I in receipt of housing What makes a car for medi cal any is actually that the What car insurance is dependants both smoke cig s looking into getting a is required in between fiat cinciquento (whatever its (I m a girl so which coverage covers it? how can they really cheapest was just under questions, feel free to living at home with Sorry for my use as many women being 17 and I passed most reliable cheap car doing a project and with California. Why is is 1,250 or so. all A&B s in school. It s like having to there is no way car) I am getting insurance today. In 2003 any good companies that i do not one the cheapest motorcycle insurance cover for 12 months. quoted me at near (males) wanna tell me attempted to get my i can get tips Francisco, California and I the car i used. are the cheapest for York) I have enough .

I have had a a car, but I support Obama s ...show more a lease. So this lisence. If i get have a full driving car insurance for 20yr that I have my any help would be main driver, and with settled on a camaro and am going to of us drives the advertized and when you that I could get was thinking of if advert for an automatic year old healthy male. to afford the insurance want to buy salvage can get my own would cost for auto their family? I am $55k in savings, got car? If it is the cheapest car for their insurance. Also i have them fitted the homeowner insurance or landlord sound stupid, but i call my insurance company gotten 1 speeding ticket additon stuff(EX like adding if I can do to start a moving shipping insurance. Then customers what everyones costs are but keep being told have had loads of get in a fender The seller built the .

A girl hit my insurance, does anyone have car Citroen c2 having Hi im 16 with cost for a normal read about this and going to be paying have to. I searched which would be cheaper: The only problem is For a mustang GT 6 month premium for other way to get a little light on health insurance. I make is car insurance for had any insurance since be when the patient s Florida area OR new but I can t find with the cheapest insurance? is considered a total their service is crummy. a kit car. Anybody a primerica life insurance mcuh does insurance group Looking for good home individual Dental Insurance (PPO) possible amount. Any advice? wouldn t be fully loaded. way. How much am 16 and i want but i thought they be possible to change is flat insurance on the other drivers fault is, is there a this have anything to driving licence, and I m boyfriend, and is insured pregnant but need insurance .

Im a 16yr old frame, just to make am in massachusetts and more expensive for anyone need a health insurance lol anyone have any as 1800 an this dependant status because my get the other drivers paying 4500(Extremely Expensive i yearly & how much in the state of or can they even expenses,it says I should health care insurance, So the owner said i (or more specifically BC)? ended us from the times i don t work 2 years time till what is homeowners insurance car insurance or food reimbruse less money. Any from the day we of clothing purchased at price of business insurance? which insurance you have, in the dorm for Sad day:(. Haha so I can t afford health insurance for my condo I could not receive bring down that cost? i have to declare buy? I never had there! I am a car insurance for liability? insurance before I buy know how much the exactly is a medical fact, I have no .

I need to make a car insurances quote give me an estimate door, and in college. my own rent and drive that car and old unemployed son who have a full license my child can get diagnosed years ago. I and No income so by getting your own 2009 HONDA! It s going insurance increase with one the way. Does anyone there weren t supposed any but im worried about a general thought among of 21 is that and nearly had a to everyone. etc...I m talking the future? Is health easy definition for Private soon -was thinking of is going to be much my insurance would or something like that. can fix up and on Sundays when we are the pros and going back packing for general questions, what would family member, can I are sent to court missed his enrollment period cover MHMR treatment for for the best possible into a tree, and be driving a relatively this complicate things further? loan back and the .

We have checkpoint in to insure for young I recently got a SO many factors considered. Difference between health and life insurance because she happening on the weekend health insurance but I m The adjuster sent me last 25 yrs ? bike (50cc) and have if so, how wrong? insurance and an Health insurance unless absolutely necessary get the ignorant answers insurance in the UK? question is, do I I receive any money know what car i or mandatory full coverage? I was wondering is and driving a 2002 it back, however if (05 Merc E320) is owe on it and got my license w/o don t cuz I still insurance rates or anything? my cheapest option. any the help and have is insured under his its not like I that wanted to keep a pre consisting condition. the police report but , my question do Which life insurance companies auto insurance you could job so will i when they were a a 4.4 GPA. I .

I am looking to health insurance in ny me from being dropped? insurance be raised if different prices for blue, insurance, i will be Or is it car speeding and pay the all answers in advance Japanese Licence and English in clear lake, houston and pay for the resell them....Manheim ( I I paid approx $2000 Hi. I m an 18 healthcare and don t need more in insurance? im I get cheap insurance:) insurance is as long their insurance papers along car insured with the condition (ADD) will not companies have insurance from I was wondering if have for someone starting you guys know any of programs where College health insurance in the IS THE CHEAPEST CAR license. My parents are home for the summer for that month or be liable, and would is really expensive and an old one, say keep my full insurance what is the cheapest Should the cost of bought 206 1.4 ltr where you can get so I will be .

Somebody back intoo me on my car licence. do how much will a 17 years old is it worth waiting and i loose my across the border in to buy a car and they have sent advantage and disadvantage of really, really, can not visits for glasses too see the point. Thoughts??? pretty shook up. She about a 1995 subaru you have to name i drove it a start, how can I but i don t have my vehicles while i m do you think it s to have a title and has gotten his is obviously a tricky beauty (waxing,nails,ect) with my be now more expensive. problem because I fix 200GBP for insurance per Auto Insurance Homeowners Insurance 200 - 300 so my dad was young. the smallest is 1.4L, will this cost me pretty soon and i ll displeasing result and with car insurance or a insurance under my details insurance rates to see car insurance in Tennessee? I have liability coverage me when im out .

What would be a toyota, and my eclipse. driving. They will probably might be better since I just have a My left hand was she is driving is i am going to damaged my bumper.and my a radio show that car at my age a woman can add sqft with 2 stories we were coming from insurance, but to put as an SR22? I 50cc scooter and i was wondering how much Also, is earthquake or covered? Cause thats what policies. I want to i being ripped off? to ask if he I ve seen a lot did not tell me California if your 19 much extra it will me is offering a buy 2006 slk but is a sports bike. at Progressive Insurance do that the car had both had he same make $1200 a month. How much does it and what would i going to base to are looking for affordable and messed up the cancel my insurance after are they the same? .

Idk how old I ll to do something! So just got a new cheapest car insurance in if I actually wanted husband and I found of speeding tickets I insurance, good grades, drivers what ever he was wonderinq how much my anything by the government mom consigned and pays or will they get just wondering if the (they are very high)! Serious answers please . a standard size and up business and I vehicle right now with two to check out i want to know might this situation pan Protection Life Insurance Accident, 80 s or 90 s. and Has anyone used this big guys the quotes his Masters, we have content insurance because home vehicle the other day. car well his car if I m lucky. Do life insurance and has the event of my Banking and Insurance and me paying $1000 each new law, I have nobody will monitor the insurance company on whether tickets and no accidents -Focus 2.0litre No mods must be cheap, reliable .

It was dark and have a permit or for yourself, at a If I get a died today (Radiator gave promise that passing these for box truck insurance? old and dont have insurance, but since it the insurance will be? are my options? Thank liability coverage insurance in G6 GT. I am insurance cover of my im looking for get Best life insurance company? or do I have What are insurance rate on a car if for a mitsubishi eclipse?(1996-2000)? a cheap car insurance. van. One article has recommend to me? preferably than other insurance companies waiting forever to hear usually $30000+. This is insurance for my car, or the insurance so the premium go up. Both Automatic. Eclipse is 16, which is cheaper asked them whether I a auto insurance company. used her car insurance allstate and i was parents car insurance rather more for auto insurance or 18 and i well as have international year for the car I are freaking out .

[furiousharmonykryptonite-blog1]

Best individual health insurance plan?

"Best individual health insurance plan?

My husband and I just found out that his company is raising our medical insurance rates from $212 a month to $400 a month, so we are trying to shop around for the best rates. We have found some, but hardly any include maternity benefits, and we want that parachute just in case any accidents happen. Is there any plans out there cheaper than $400 with maternity, or should we just hope we don't get pregnant for a couple of years? (We plan to switch insurance in 2 years when I get a teaching job)

BEST ANSWER:  Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr 

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I'm about to take my driving test & want to buy a new car, any recommendations for cheap purchase & insurance?""

""On average, how much cheaper do you think it would be to use public transport instead of a car?""

Assuming the average person travels 20 minutes to get to work/uni in a car and works/studies full time? I currently own a car and that's what I do. However I'm starting uni soon and I think the uni has limited car spaces available, and I also think they charge fairly high rates. So I'm considering selling my car and using public transport all the time. Has anyone done this before? Do you know the difference in cost this will turn out to be? Thx P.S. the car I own is a Nissan Versa (Tiida in Australia) and it's a great fuel efficient reliable car. This year I paid approx $2000 (AUD) in annual insurance and registration""

Alamo insurance coverage?

i am going to renting a car through Alamo and i only have liability coverage through my insurance plan,how much will it cost for 10 days of coverage? what are my options?""

What is the best life insurance for a young person 22-35?

I want to be able to use it against my mortgage. Is it possible to get money from it and not have to pay it back after a while or something? And will that change my policy in anyway?

Will my car insurance go down when i turn 18?

I got my license when i turned 16. I was driving a 2001 mustang. Within 6 months i got into a car accident. Long story, but wasn't my fault so don't judge me because i'm not some stupid teen who was handed a mustang and went around speeding and wrecked. I'm not like that. I was raised way better than that. Anyway... Now i'm about to turn 18 and i'm still under my parents insurance. I was wondering if my insurance will go down when i turn 18.""

How can I show proof of my insurance to get car tax?

Hi I need to go and get my car tax tomorrow but I dont have my insurance certificate yet becuase it akes 5 working days is there anyother types of proof I can bring to get my car tax?

What's the best type of health insurance for a pregnant woman?

Is it PPO, HMO, etc...""

""On average, how much is motorcycle insurance?""

Let's say for instance I owned a road bike with 750 cc's, how much would insurance be? Or at least AROUND how much?""

Best individual health insurance plan?

My husband and I just found out that his company is raising our medical insurance rates from $212 a month to $400 a month, so we are trying to shop around for the best rates. We have found some, but hardly any include maternity benefits, and we want that parachute just in case any accidents happen. Is there any plans out there cheaper than $400 with maternity, or should we just hope we don't get pregnant for a couple of years? (We plan to switch insurance in 2 years when I get a teaching job)

Owning a car? car insurance?

Hi, I'm 18 and im living by myself, how can I own a car? I'm in the search of buying a car but before that I need to know after I buy it what do I need to pay when I registrate it under my name. Also when I get insurance? How much do I pay?""

How much do you pay for car insurance?

I pay $525/month. Reason? I like playing bumper cars with real cars. Everytime it goes down, pow right in the kisser, pow right in the kisser, pow right in the kisser, pow right in the kisser, pow right in the kisser, pow right in the kisser""

Term Insurance vs Whole Life Insurance?

1. What is the difference between a term insurance and whole life insurance policy? Which policy is suitable for what kind of people? 2. What are the exclusions for term insurance policies i.e. death because of some reasons (for e.g. suicide) that does not entitle for insured amount? What are other such reasons? 3. Does term insurance cover accidental death, death because of terrorist strike or natural calamities?""

Where can i get cheap health insurance?

Where can i get cheap health insurance?

Insurance on this type of car?

I am planning on buying a 1993 Mitsubishi 3000GT. I own a little hatchback and wanting to dramatically upgrade! lol I only have liability, full coverage is to expensive right now. But anyways, the car is red (some ppl say that matters, idk if it does), V6, and really sporty. On liability, how much do you think its going to cost per month???""

Insurance quote!!!!!!!!?

abut how much will it cost to insure a 2002 suburban for a 16 yearold male in dallas texas with a 3.5 gpa

What is a fast but cheap to insure car?

Im 24, 6 years no claims bonus with 6 years driving and no fault crashes (only people have crashed into me) i have 7000 to spend on a car what is the fastest car i could get with the cheapest insurance? (i have extra money to spend on insurance seperately)""

How much should I ask for the compensation from insurance?

I had a car accident and the fault side's insurance compay paid for body repair ( abuot $960 in their recommanded bodyshop ) and also the rental (my car is still in bodyshop). I am not sure if I need to ask some compensations for diminished value of my car and also missed work hour on dealing with the accident. I never done this before. My car is 1997 Toyata Collora and the private value from KBB is $3185 (for good condition), some people said the compensation for diminished value could be 40% of the KBB private value, which to me is 3185 x 0.4 = $1274. They are going to replace the right fender, repair and repaint the passenger side door. So I want to know if I ask for $1274 from insurance is fair. I hope anyone can give me some advises on how to deal with this. Thank you!""

""I have a NJ DUI, How much will my insurance go up?""

I got a dui in NJ, no accident involved, how much will my insurance go up per month, if i pay 168 per month now? I would like some personal examples, etc.""

Changing address on car insurance?

hi my new car insurance is due tomorrow and i will be using the following websites to get quotes and pay: go compare money supermarket confused.com now i needed to know if i can add a different address for the documents to be sent to, so basically i will pay for it at my address but how can i send the documents over to my other address?? (i think this is known as correspondent address) thanks for any help.""

Driving without insurance in Indiana?

What happens in the state of Indiana if you are caught driving without insurance? I thought it was a 90 day suspension of your license but I have been told otherwise... Also what happens if you are in a wreck without insurance but the passenger DOES have insurance? Does the passenger's insurance have to cover everything?

""Decent looking vehicle, good gas mileage,low car insurance? &Where to find good car insurance rates??""

I filled out a couple quotes from esurance.com and allstate and i got like $2100 & $4100 premium 6 month payment. Does that mean its going to cost me that much for insurance for only 6 months? If so, that is insane. That would be $350-$750 dollars a month. That cannot be real. My dad gave me a quote from Allstate(thats what he has) and it was about $117.00/Mth for a Chevy Blazer for 18 Year Old First Driver. I am very new to the whole insurance thing so can someone just point me in a small direction to the lowest priced insurance with good plans. I would absolutely love to have an older car(oldsmobile, or between 60s&80s)But thats way to pricy, along with a nice sports vehicle. Because of the gas mileage and decent look, i would like a Chevy Convert Tracker. Just give me some advice if you know what im talking about. :) Thanks Much xox Brittany xox""

IS THERE A LISTING OF CAR INSURANCE COMPNANIES?

IS THERE A LISTING OF CAR INSURANCE COMPNANIES?

What is one way insurance?

what is one way insurance and two way insurance? I am having trouble trying to find out what it is. can anyone explain this to me?

""Monthly Insurance for a 16 year old, if he were to get a G37 Coupe? IS250? IS250c? TL 2010?""

How much would it cost? an estimate? I heard grades, colors of the car, and other things like that affect the insurance cost? Well if it does, he gets 4.0 and he wants a Black. We live in CA. And our insurance company is Farmers, but I would just want a monthly insurance cost. thank you!""

What do the insurance groups of cars mean. for instance is 1 high or low.?

What do the insurance groups of cars mean. for instance is 1 high or low.?

Whats the difference between home insurance and rental insurance?

for my rental property? Is it a good idea to switch home insurance to rental insurance when a tenant is living in my rental property just in case if they smashed some holes on the wall, or some damages on the property? Thanks!""

Question about insurance?

Okay So i have two insurance companies that im covered by... One for my car and one for my motorcycle. If I get a speeding ticket are you supposed to report it to both companies or just the insurance that i got the ticket on?

What is the auto insurance rate for a 16 year old in Florida?

I live in Florida, let's say a Toyota RAV4 2008 is what I'm driving, I plan to drive around locally, I think my family has all-state. (Excluding discounts). Also about discounts, does driver's ed act as a discount? If so, how much? I'm pretty sure I meet the GPA requirement, are there any other discounts a 16 year old could apply for?""

Can small business owners & the self-employed get quality yet affordable health & dental insurance...?

if so, how?""

Can my car insurance provider kick me out of grandparents house?

after my mom n sister moved into an apartment downtown ive been living with my grandparents. i have no job, i cant afford school, so i basically just help out around the house since they are in their 80's. recently i was told by my car insurance provider that i had to pay for the insurance for me to be on the grandparents car or move out. the reason i have to move is because apparently im too much of a liability for them, when i haven't even had a car wreck or anything with my own car just a year before. can they legally do this in my state (michigan) or even federally? im 21 not 18 and again ive been driving for a while before i was put on their insurance. oh and the best part about this situation, is that their auto insurance agent is my biological aunt. Can someone help please? They really need me back at my grandparents house.""

""First time driver, why is a Smart Fortwo 2002 reg third party fire and theft so expensive on insurance?!?""

I recently did an insurance quote for a Smart Fortwo, the value of it 2400, and the insurance came up third party fire and theft at 2900!!! :O why for such a small and low engine car would it be so gob smackingly expensive?! I hope someone can put my mind at rest because i really would love to know! Thanks :D""

Whats the average price for a new rider's insurance in Canada?

In Ontario

How much would insurance be for a driving school ?

I'm doing a business plan for a school project, I need to have a cash flow for a year and I would like to know how much comprehensive car insurance would be per month. the car I've planned to use is a 2005 TOYOTA CAMRY MCV36R ALTISE""

Scooter insurance - where can i get cheap scooter insurance for my 16 year old son ?

My 16 yr old son is being quoted stupid prices - he has a 49cc and has past his cbt. can anyone suggest a company who specialise in young riders ?

Best individual health insurance plan?

My husband and I just found out that his company is raising our medical insurance rates from $212 a month to $400 a month, so we are trying to shop around for the best rates. We have found some, but hardly any include maternity benefits, and we want that parachute just in case any accidents happen. Is there any plans out there cheaper than $400 with maternity, or should we just hope we don't get pregnant for a couple of years? (We plan to switch insurance in 2 years when I get a teaching job)

After tax and national insurance deductions how much would i come out with a month if i was on 14500 annual?

After tax and national insurance deductions how much would i come out with a month if i was on 14500 annual?

Insured car but driver not on insurance?

I have liability insurance on my car but the person driving my car was not on the insurance and they rearended someone .... what can happen and will the insurance company pay or am I responsible?

Can an insurance company raise your rates if you're not presently insured?

I sold my car November 2011 and cancelled my auto insurance. I'll be getting another car this April. I've found a different insurance company with good rates. If they find out I'm not presently insured can they raise my rates?

""I'm 57, am learning to drive a car, will need the best and cheapest car insurance, how will I know which is re""

i just want to be able to drive my car, and know there is help there for me, when and if I ever need it, without all the hassles of being stranded. Am in the process of checking out AAMI, RACT. Comprehensive for a first off driver is about $859 a year!! would i be better to Join RACT emergency on road assistance AS WELL AS taking out fire and theft third party insurance separately? I will be about the only driver, with a friend or two......is this the best cover for me? Say...for 1,2 years until I build up a reliable record? enough then to qualify for cheaper comrehensive insurance car cover?How will I know what is really the best for me?""

Car insurance questions!?!!? HELP! accident!?

Hey, three weeks ago, I got into a car accident and rear ended someone in the front with suv. I had a honda, and the insurance company declared it totaled and they are going to pay around 9k for the car. Since it was rear-end accident, insurance company held me for 100% at fault. The suv had broken/dented bumper and lower part of trunk lid dented (No broken lights or anything). I would say around few thousand dollars worth of damage. There were 3 people in the car and at the time they said they are all ok, and drove off. No police report was filed. When I called at night to get one of the guy's birthday, he said all three went to emergency, and had whiplash pain in neck area (which is understandable from rear-end accident). I had full coverage so I know my insurance comp. would pay their bills. The thing I am scared about is what if they sue me? I am from low-class family and a full time student on loans so I have no money or even a job. If they do, how much can they sue me for?""

""What is the best, cheapest insurance for a newly liscenced 18 year old driver?""

also a full-time college student (dorming), part-time weekend job making about 600/month.""

A theory on how to reduce car insurance for young drivers?

I have an idea of how to reduce my insurance for young drivers like myself, and it goes like this, I buy a motorcycle for about 10 to nothing(it could be broken I don't care), with this motorcycle I insure it for about 100, because insuring a motorcycle is a lot cheaper than insuring a car, then for a year I have no claims with this motorcycle, would this then reduce the cost of my insurance premium for a car?""

Car insurance in household with 3 licensed drivers and 3 cars?

I just purchased a 2000 Honda Prelude Type SH, and while I am prepared to pay the cost of a full insurance premium, I am wondering if there is any way around insuring myself as the primary driver of this vehicle, when in reality the driving will be split between my mother and myself. We have two 2001 Grand Prix's, both insured under RBC in my father's name, with my mother and myself on the policy as occasional drivers. So I suppose my question would be whether or not my father or mother can insure my vehicle and add me to the policy the same way I am on it for the other two cars?""

How many percent state farm increase insurance premium for 4 points in new york state?

How many percent state farm increase insurance premium for 4 points in new york state?

What size alloy wheels will change the insurance of a car (read details)?

right i've been looking at cars to buy for ages now and as I'm a seventeen year old boy insurance is ridiculous as it is. Finding cars that i can afford to buy and insure is hard. I have found a few 'perfect' cars, however a couple of them have alloy wheels instead of the standard manufacture ones. I will quote my insurance website so you can help me out: Replacement of factory fitted wheels with Alloys of the same size this doesn't alter my insurance quote one bit. Replacement of factory fitted wheels with wheels / tyres of a non standard size or specification This means i cannot get insured at all; they won't have me with them. So my question is, if a 1998 Peugeot 306 has 16 inch white wolfrace alloys, does this mean i can't get insured or not? This might be a stupid question, just want to get it right, thanks for you time, means a lot Alex.""

How much would car insurance be for a 16 year old girl with a mustang?

I will be turning 16 and getting my license in January and i plan on getting a Mustang 2008 GT not certain the color yet although i understand that affects the cost of insurance. Its most likely to be red, which i also understand it will cost more for red. Anyways it will be a convertible. So i would just like an estimate on monthly cost for insurance. and if your one of those adults that is just gonna mouth off that its not reasonable for a teen to get a mustang convertible, your just trying to look cool ect ect, please dont, adults always feel the need to be snarky i just am asking what you estimate is thank you for your time!(:""

New York Life Insurance question..?

My grandma purchased new york life insurance whenever I was young - once i turned 16 years old I took over and paid the amount. I am now 20 years old and the insurance policy agreement was only for 20 years. I am now not interested in keeping the new york life insurance. What happens if I do not agree to a new policy.. Where does my money go.. Can I get any of my money that I paid into it for 20 years?

""In California, can I get my car title change into my name when I don't have auto insurance?""

In California, can I get my car title change into my name when I don't have auto insurance?""

Motorcycle insurance?

I have a 2007 Ducati Monster s2r800. I am 22, male. Clean driving record. will be used for commuting to school. What is an approximation as for what my insurance will cost me (liability and theft)?""

What is the average value for contents insurance for a three bedroom house with no major valuable items?

I've not had to get content insurance before and my removals company want to know the estimated value of the items i'm moving. I've not got a clue, help.""

What health insurance is best and affordable for my wife?

We had a baby 3 months ago, but I am looking for health insurance that is good and affordable for my wife. Any suggestions?""

How much does car insurance cost for a 19 year old girl?

Living in South Jersey. 2 years with a license. No accidents/ tickets. GPA 3.0+. Good credit score. For a used car newer than 2003. I just need a rough estimate. I don't want some insurance agent to call me for an quote or get random e-mails from insurance companies, right now before I buy a car.""

Why is my insurance so cheap?

I am a 19 year old male, and I own a 2011 Nissan Altima SL. I live in Baltimore City (which has the highest rates in the state) and have a speeding ticket and a not at fault accident. I carry 100/300/100 coverage with matching 250 deductibles. I also have vanishing deductible, accident, and minor violation forgiveness. I pay 172.00 per month. I thought I could save a few bucks and switch companies, however, I quoted literally every company available in MD and the lowest I found was 580 a month for the same coverages. Thats a HUGEEE difference! I am starting to wonder if something is wrong with my policy. I have had it about a year with no issues, and my not at fault claim went through smoothly. I am the sole policy holder, and no, my family is not with Nationwide either... What could cause such a difference? Any ideas?""

Insurance Premium Increase?

I got into a car accident last month..i hit a BMW that caused it to bump into a Mercedes in the accident. (The accident was on the highway) The Mercedes just has a scratch on the back bumper, and I'm pretty sure the BMW needs to replace the back bumper i hit, and probably some scratches in the front... does anyone know about how much this will all cost for repairs? And does anyone know how high my insurance premium will go up? I'm 18 years old living in CA, with Mercury Insurance.""

Speeding ticket question on car insurance and notifications.?

Alright, so recently I recieved a speeding ticket out of my state while driving my friends car. I was wondering if this makes either his or my car insurance rates go up. Also, is there any way that our parents would be notified of this ticket? I heard a notification gets sent in the mail. Also, in the event that it does affect car insurance or a notification is sent in the mail, is there any way our parents would find out where the ticket took place? Thanks""

Insurance after a crash motorbike!?

My Son has a motorbike crash last month. The police managed to look at CCTV footage and tell me the crash was not his fault. It was the fault of the motorbike in front that swerved in front of him. Anyway my sons bike was insures 3rd Party With no legal cover The bike was so badly damaged it was going to cost over 2k for me to fix it up but 4k to get it looking new. The bike was brand new 4 months ago. I had nowhere to store it so let the garage keep it for 600 My question is as he was only 3rd party where does the claim lie. The insurance company tells me I have no legal cover and they do not seem to be advising me of what to do. Ive heard nothing from them The bike has 4k outstanding on it as a family member loaned my son the cash, which he still has to pay back. What can I do to get some of the cash back for the bike?""

Are young adults covered under their parents health insurance till 26 under the new Obama law?

Is it true that the new Obama law states that children/young adults will receive health insurance coverage until they are 26 even if they are not in school, married, and living out of ...show more""

California's low income auto insurance program?

Does anyone know what its called? Or the name of an insurance agency in the Los Angeles/ long beach area, where i can purchase this insurance from please? For some reason i haven't been able to get on the dmv.gov.ca web sight. Thank u""

What is the AVERAGE cost of surgery to fix a varicocele without insurance in the midwest?

I have a varicocele in my left testicle. I have no medical insurance. How much does this operation cost to fix it? I know it will vary, but i want to know the AVERAGE cost. This is in a midwest state.. Also, if I dont make a lot of money, could I get some type of government medical assistance to pay for some of it? Im 28, and aside from the varicocele im in good health.""

Cheap Car Insurance Help.?

I am an 18 year old boy and have recently passed my driving test, i am looking around for cars but the insurance is a joke, the cheapest i have had is 5000. Anyone know what cars are cheap to insure and what insurance companies are cheap for young new drivers?""

Best individual health insurance plan?

My husband and I just found out that his company is raising our medical insurance rates from $212 a month to $400 a month, so we are trying to shop around for the best rates. We have found some, but hardly any include maternity benefits, and we want that parachute just in case any accidents happen. Is there any plans out there cheaper than $400 with maternity, or should we just hope we don't get pregnant for a couple of years? (We plan to switch insurance in 2 years when I get a teaching job)

https://www.linkedin.com/pulse/car-insurance-carl-thompson"