#insurance includes

[rabbiteclair]

a while back my mom discovered that the owner of the company was stealing basically all of the money that he was supposed to submit for things like 'taxes' and 'health insurance' and 'court-mandated payments' for the employees, listing them on the pay stubs but then pocketing the money to help keep the company afloat

she then made sure that everybody in the company knew, submitted her resignation effective immediately, and spent about the next week calling government offices to report every crime, regulatory violation, and breach of employment contract that she could think of. and now it looks like the series of investigations that she kicked off might be the thing that finally destroys this man's company.

sometimes I'm proud of her

#and if you want a succinct summary of the American labor situation #after she told her coworkers about all of this #including things like 'turns out we all lost our health insurance a month ago because he stopped paying for it' #nobody else quit. everybody else decided that it was worth putting up with very direct wage theft and tax fraud to avoid unemployment #even the people in very in-demand positions who could trivially find work elsewhere #also i used to work for the guy too because he owned a good chunk of the businesses around my home area when i was a teenager #i met him once and it was when he walked into the store unannounced and then grabbed some stuff and tried walking right out #and got all 'do you even KNOW who I am' pissy when I informed him that this isn't how stores work and you pay for things here #being rich rots your fucking brain i swear to god

[deoidesign]

Oh shoot. Before my birthday is over uhhhhhhhhh read my webcomic

In the last year I:

Moved to my own place with my boyfriend

Advanced my career

Made new friends

Lost some family

Strengthened my relationships

Tried new things

Failed at most of them

And I'm 26 now. Can't wait to see where this year takes me!

#also im gonna lose insurance #and im stressed about it #so i have to figure that out uh... very very soon... #but thats okay. #its my birthday! #thank you for being here with ne #i like birthdays to be celebrations of the people who love us #and i think in some small part that includes you! #so thank you for being here with me

[radkindoffeminist]

Today in idiots I argue with on TikTok’s comments section: on a video in which someone was discussing the financial hardships which come with being LGBT+ (such as having lower wages overall, less likely to have a support system, more expensive to have children due to IVF/adoption, etc), a man was arguing that LGBT+ people are hyper consumerist (not just more likely to spend money but specifically that they hyper consume).

When asked for evidence, he stated that it was obvious because without children all they do is spend money on wasteful stuff (ignoring that many same-sex couples have children) and provided one study based from 9 years ago on data which is 10 years old which says that LGBT+ households spend 10% more than non-LGBT+ households (and I didn’t even bring up the fact that all you had to do to qualify as an LGBT+ household was have one person who identifies as LGBT+ which itself would hardly give results representative to LGBT+ people themselves) and doesn’t like the fact that I pointed out that this is a very old study, didn’t give the sample size used, hardly supports his point (spending 10% more, especially when based on monetary value rather than amount of products purchased, than straight people is not evidence of hyper-consumerism) but apparently it’s ’easy to Google’ this fact and I’m unwilling to search for it… despite the fact that I did search up what he was claiming and even the claims from the study provided to see if there were similar replications but found literally nothing else to suggest anything similar.

Unable to provide further evidence, this dude increased his homophobia to talk about how I must be a hyper consumerist because of my sexuality (specifically, I stated sarcastically that I must be one for saving like 1/3 of my income, paying for my car, and buying myself food and small luxuries every month which he said that he thought I was lying and that I’m probably a hyper consumerist), gay people have hyper consumerist lifestyles (clubbing and constantly partying were mentioned), and specifically that gay men are hyper consumerists because they take PrEP in order to continue fucking men from Grindr (yes, Grindr was mentioned but the fucking was implied) and that gay people have higher rates of STIs which obviously means hyper consumerist lifestyles?

So anyways, whenever you see people who are actually hyper consuming products, like anyone who does monthly fast fashion hauls or people who have two dozen Stanley cups for no reason or people who consistently over-buy food and let it go to waste, just remember that these people are obviously gay people since all gay people are hyperconsumerists who spend all their money uncontrollably!

#but seriously I worked it out #about 2/3 of my total net income goes to either savings or my car #including petrol and insurance #most of the rest is split between food and the theatre #some for gaming and hair or dental appointments and occasional drinks

[youngestdaughtersyndrome]

My dad got a promotion so we can still afford insurance clap and cheer <3

#our insurance is raising their prices in 2024 :/ also majorly fucked that it costs 7000$ for a family of 3 to live in a house here..... #and that doesnt even include groceries or utilities 🫥🫥🫥 #hollyws

[lunar-fey]

hey i don't have the heart or energy to make a proper post ill do that later ig. but situation is still bleak - im disabled + every other adult in this house is disabled but only my mother is on disability. we are all unemployed & hungry & i need money for bills and meds

if you can help -> paypal.me/Nat1172

im not gonna put like a goal on here bc ill remake this in a few days or smthn when i have the energy but $200 is what i need to cover my own personal needs for this month

#i gotta pay my puone bill & buy meds esp some stuff my insurance wont cover + losing that insurance next month #sorry to ebeg again idk what else to do 😔 #ive applied for a bunch of programs + we are getting like. ~$250 a month from govt but like. #thats still only ~$500 including moms preexisting disability checks #which. for house payments car insurance gas food and meds for FIVE PEOPLE isnt. even close to enough haaha #we r getting a little bit elsewise here and there. some relatives are underpaying mom for labor. but its money LOL

[theydjarin]

Sent a very intimidating and low key embarrassing email today regarding my 6cm butt splinter I deserve a little treat

#I couldn’t tell if I included too much info or not enough info #it was to the venue that provided me with said butt splinter #also found out that (pre insurance) it came to 7k. I have hdhp so god knows they won’t cover most of that so 😬

[theoneofmanyofficial]

A different version of a scene I wrote in my fanfic (and yes, all the events did happen in the fanfic's timeline):

[Note: Everyone already graduated from NRC. They just hang out with each other once in a while.]

Jade, about how much food (with mushrooms) he made: I was so inspired that I made too much

Grim, suspicious: How much is too much? It's not another three months of mushrooms again, is it?

Ace: Three?! More like a year of mushrooms!

Deuce, still having nightmares about it: Mushrooms for breakfast, lunch, and dinner every day for three months. Even asking Epel, Jack, and Ortho for backup wasn't enough to finish all of them

Idia, in the background: ...So that's why Ortho was insistent on making me eat mushrooms

Grim, upset: Sebek didn't even answer his phone once!

Sebek, angry: Because the last time I answered any of your guys' calls, Ortho almost blew me up when I arrived!

Ortho, scolding: That's why we told you to enter through the back door, Sebek!

Sebek: WHAT BACK DOOR?! You people were in the middle of the ocean!

Jack: Good thing Ruggie and those kids were happy to take all those mushrooms off our hands.

Ruggie, proud: And we ate real good that week!

Jade, sadly: Did I not make enough? I would have made more if Floyd didn't throw me out the window.

Floyd, glaring at Jade: And I'll do it again!

Jade: No, I definitely didn't make enough

Azul, barging into the room at max speed: I think you made quite enough, Jade!

Silver:

Silver, knowing they had his number and could contact him for any reason:

Silver, realizing he never told any of them that he enjoys eating mushrooms: :')

#poor Silver #he missed out #if POV was in the kitchen they would have seen Floyd and Jade throwing each other out the window #rip that specific kitchen #Floyd accidentally saved it from Lilia only to destroy it himself #sorry Azul #your insurance doesn't cover Twins of Mass Destruction Fighting in the Kitchen related claims #the ocean scene was basically like #Ortho: Sebek! Use the back door so we know not to attack you! Sebek: The ocean doesn't have a back door?! Ortho: Perish Sebek: D:< #too bad the fanfic's current pov won't let me include this info #there's a lot of stuff that happens when pov isn't looking and I'm really sad about that #twisted wonderland #twst #jade leech #floyd leech #azul ashengrotto #ortho shroud #idia shroud #ace trappola #deuce spade #jack howl #ruggie bucchi #sebek zigvolt #twst silver #twst grim #wrong yuu au

[mieczyhale]

update on the insurance and residency situation::

shits fucked

HOWEVER

this particular system has never met me or my family. specifically, but not only, my mom

we're the most determined and stubborn bastards you ever did see once we decide something

yesterday i felt hopeless

today i am furious

through bullheadedness and god i'm getting in, and i'm going to get better, and none of y'all fuckers (u.s insurance agencies eat shit challenge, call centers with no answers do better challenge, people with the actual answers never calling back do your job challenge) can stop me.

#'how will you cover a minimum of 30k?' bitch i don't know but we'll figure it out #that has turned out to be the motto of this situation as everyone (myself included) keep saying it #insurance says they won't cover it and then they will but with a prior auth and then they won't. at all. #maisie's response was basically 'well that sucks - here's a different option' #nah. first of all - what the fuck at giving up right away #second of all - i can promise you that other option will not do shit #i. know. me. #trust that #not to be the 'i have the power of god and anime on my side' vine but- #except instead of anime it's fandom and being a taurus #i'm gonna bead some shit to chill out #send asks of whatever if you want #if you've gotten this far i'm kissing you on the forehead platonically #okay bye #maison speaks

[beatriceportinari]

insurance accepted to pay for therapy again and not only that but for the next 2 years... beautiful country we have

#the misteries of health insurance... #meanwhile dental is still not included lmeow

[sarasa-cat]

Tennessee law already says that religious leaders do not have to officiate weddings they object to. Critics say the new bill goes beyond that and would empower county clerks to refuse to certify marriage licenses, meaning that LGBTQ, interfaith, or interracial couples could be unable to get married at all, rather than just needing to find a new officiant for their ceremony.

Marriage equality is technically the law of the land thanks to the Respect for Marriage Act, which President Joe Biden signed in December. But Tennessee’s bill exploits a major loophole in that law. Critics had long warned that the Respect for Marriage Act did not go far enough. The bill had been amended during the debate process to say that religious organizations do not have to marry same-sex couples, and the law also does not require states to actually issue same-sex marriage licenses.

#things I missed during last months chaos #cw: america #for those not in America #inability to marry has huge financial consequences #which includes health insurance on partner’s policy #(and the cost of US health care requires insurance)

[heikeee]

at 27 years old i thought the struggle with wisdom teeth would’ve been over but no there's still 1 stubborn motherfucker poking through my gum. go on then do your thing

#i knew i shouldve taken care of this before i left brasil #no clue how much it costs to get it removed here but at home it would’ve been included in my dental insurance #that was like R$60 or about €12 a month💀

[thatrandombystander]

There is a really cool sounding 14-day Lord of the Rings tour in New Zealand, but there are a couple spots available in their December tour or it's BOOKED OUT UNTIL MID-2025

I don't think I quite have the money for it for this year but ooooohh maybe I'll look into this and book for 2025 (depending on their deposit and refund and payment situation. Cause if I can pay it off slowly over two years that's pretty ideal)

#.....almost 8k NZD (or slightly less AUD) not including flights and i think some optional add ons #and uhhhh your other spending money i guess. #......actually think about flights and extras and travel insurance and such. i cant afford that this year no way. #ramblings of a bystander

[irkenheretic]

i'm absolutely sickened by the news. you fucking think you're so moral because you ~don't post about icky stuff~ and think that Bad Gwoss People Who Write Weird Stuff need to be run off the internet. all of you- including the motherfuckers who went "ermmmm i dont approoooove of them being onlineeee uguuuu-" are not fucking seeing heaven. i hope you all die in a tire fire just so you go to hell faster. i'm so glad i'm into durarara now so i'm not tethered to a fandom comprised of 50% wastes of fucking air that got a disabled artist killed because you didn't like the porn they drew. get fucked wholly and truly

#for context: recapkid has been fired from their job due to the doxxing and harassment by people #some of which included two of their abusers (ALLEGEDLY) #they are disabled. they rely on their job for healthcare. #they do not have insurance. they cannot afford their lifesaving treatment #without it they will continue to degrade until they die and they have seemingly accepted this #no reblogs no replies. this isnt a debate and i don't want to see some of you acting shocked #when the thing everyone said would happen happens #this isnt a debate. get off the internet until you become a regular fucking person #live from conventia

[jackalhadrurusluvr]

another day another why must my mom make everything as difficult as possible

#girl i did not want you to be attached to my health insurance at all but unfortunately you made a decision w/o my knowledge that #meant i could only be claimed as your dependent! i do not want you do be involved! it was not in my plans to have to include you! #so stop getting mad over having to be involved already dawg i have medications i need to take and i cannot even Ponder top surgery (life #saving care btw) until i get it back. and even then its a year-2 yrs at least process. so. you canguess i may be eager to get it back #the whole reason i lost it in the first place was because my mom purposefully took me off after i moved out #(she lied and said she didnt but she did) #but instead its “ooohhhh why do you hate me so much ooohhh youre so selfish and lazy ohhhhh dont u care about my problems” #like girl do not act like i wasnt giving you ultimatums for like 2 years before i moved out u know why i dont want to be aorund u #the only positive is reading that text message at 8am kept me awake so i didnt overlseep today #which is a win. i would love to stop oversleeping. but i am so stressed

[nabsthevulture]

dark green raccoon teeth are still drying in place so I'll take pictures of them when everything dries and sets

#he's like the other raccoon in the sense that shipping is included as well as insurance #i'll list him either later today or tomorrow #i'm shaking so i need to relax and eat something

[junewild]

the lich & i are holding an informal competition re: who can make the rent-a-cops at the local safeway flinch the hardest when we walk in. so far i am winning

#k talks #the amount of Bitch i can put into two seconds of eye contact is astronomical #but he did have one extremely good moment where he told the guard that his backpack had $3000 worth of insured value in it & he would be #suing him personally if the backpack was stolen while surrendered #bc the store is now disallowing people from bringing backpacks inside #as part of their speedrun closing 100% #(other strategies have included Close The Addressed Entrance Bc We Won't Fix The Broken Freight Elevator; Put A Second + Smaller Store #With One Cashier Inside The Store Where You Have To Buy Your Cleaning Supplies Toiletries Alcohol And Baby Formula Separately; Fire Half Th #Staff In Order To Hire More Security Guards; etc) #lich tag