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#“it’s says it was due at 10-20-20 and every previous online assignment in every other class that means ‘due by midnight’’
vindrawin · 4 years
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Me at this moment: I hate having extreme reactions PLEASE get rid of them I can’t live like this
Me remembering that sometimes I don’t feel anything other than “oh cool” for days at a time: okay so maybe not—
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nsk96 · 2 years
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Pharmacy School Adventures
School this semester has been academic hell. There’s this class in particular where they’re pretty much dumping a whole bunch of information on us and so many drugs to learn as well, and expecting us to know all of it in a WEEK? All the stuff below is for one exam (being 10+pages or 30+ lecture slides each). You do not want to see how much drugs we had to cover for the previous exam O_O Don’t get me started on the patient scenarios/cases
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Half of it is self-study at home and the rest is covered in class. For the self study portions, not only do we have all these things to read through, we have to watch the lecture videos that accompany them which can vary anywhere between 30 minutes to 2 hours each. Much of the self-study material isn’t even covered in class. Thankfully there’s some short videos in between that are less than 10 minutes. But really, how much time do they think we have at home? They know this is not the only class we have to worry about along with quizzes and assignments due every week. And they wonder why students have been cheating on the online quizzes recently? I can assure them that the students who are cheating are more than the 20% that was flagged for cheating on a previous quiz.
Oh and every live lecture for each class is at least 1hr 30min each, so if you are unable to go to class (because they lifted the mask mandate and you rather not risk your life and your mother’s life more than you have to) that’s a lot of material you have to catch up on. I’ve had to skip meals and showers just to keep up. Forget exercising. Forget sleep. “You won’t be able to perform your best if you don’t get enough sleep or eat healthy”. Hypocrisy! All of it. It’s easy for you to say to get a good night sleep, because you’re the one assigning the work, not the one having to learn everything and study it.
The amount of material I’ve had to learn in just 2 weeks alone, would have taken 1-2 months to learn in undergrad. I’ve been mentally (&maybe physically) burnt out since October of last year and I’m literally running on fumes. I feel like I can’t get myself to care about this stuff anymore. What good am I to the people I want to help if I can’t learn this information properly?
Honestly, if this is how pharmacy school is gonna be for the next 3 years, it’s no wonder why studies have shown that pharmacy students are way less empathetic after finishing school. The stress of just trying to complete the program as well as compete, then top that off with student loans you’ll probably never be able to pay off because the field is now oversaturated to the point where salary is decreasing drastically. Oh and being treated like shit by patients, doctors, nurses, and other healthcare professionals and having your credentials and professional competence constantly questioned by people who don’t know that pharmacists are doctors of pharmacy who has had to learn nearly just as much as a medical doctor. Yeah…I’m starting to have second thoughts.
Oh and did I mention that my spring break was 3 days because they gave us assignments due over the break and things to read before getting back and honestly I just can’t anymore 😩 And they had the audacity to say “well you guys are lucky that you had a spring break. The previous class didn’t.” and I’m just like “you’re proud to say that? You should be ashamed to say that.” You complain that not enough creative people come to pharmacy. We’ll maybe most of them got the warning that it’s not worth it. Creative people want time to work on their projects, which they can’t do if your coursework leaves them only 1 hour a week for relaxation.
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bgarlich4 · 3 years
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‘Great Minds Realllly Do                Think   Alike’                      ☯️   ☯️   ☯️   ☯️
Unit 3 Discussion 1
Potential Benefits of Social Media
Britney Garlich
10/27/2020
“Great Minds Really Do Think Alike”
How Social Media Helps Us Feel Connected
The internet unarguably changed the way that nearly all of us do things. Regardless of one's age, demographic, or social statuses; and, sometimes without choice, people have modified their daily lives in ways that they may not even realize anymore due to the ever-changing technological world we live in. This does come with many, many benefits. But it also can contain potential harm if not utilized properly. Social media was intended for a way that people could connect, keep in touch, feel like a part of something, and to communicate about their life while seeing others. This is a great thing when we can feel connected, especially in a time like the present where a pandemic has sadly limited many of us seeing out loved ones. People and users on Snapchat, Facebook, Instagram, etc., all include ways to pair up with people similar, or be more likely to be given advertisements according to your ‘footprint.’ The advancing so rapidly is what various different social media companies can't necessarily keep up with. Good for us, and bad for us as users trying to keep up. “Instagram is the latest social media network to decide that it wants to change its feed to an algorithm-based one. In a blog post, they said that since the user base had grown by so much it was getting harder and harder to keep up with the posts from their favorite followers. It’s why they have decided to base what you see on your newsfeed on relevancy, as opposed to anything else. Rather than hiding posts, like on Facebook, businesses are not going to take as much of a hit because all posts will still be visible, but they will always come behind posts that are considered to be the most relevant.” (Agrawl, 2016.). Again, this can be a wonderful thing, but it can lead some people to using this as a way to keep people out, or segregate. I titled this blog, ‘great minds really do think alike,’ because I thought it was a good play on words describing how that insinuates people and their compadres can be led to find one another throughout common interests.
Homophily and Social Media; The good, the bad, and the everything else
While I say this alikeness, bonding is a general benefit, it does have some shortcomings as far as online information and its credentials can be deceiving. “Back in 2016, Instagram stopped using a reverse-chronological feed. Since then, the posts in each user’s feed on the platform has been ordered according to the Instagram algorithm’s ranking signals. According to the Instagram Help Center: “Instagram’s technology uses different ways, or signals, to determine the order of posts in your feed. These signals are used to help determine how your feed is ordered, and may include:
“Likelihood you’ll be interested in the content.
“Date the post was shared.
“Previous interactions with the person posting.”
This has a profound impact on influencers – as well as the marketers who are trying to identify the right influencers, find the right engagement tactics, and measure the performance of their programs” (Jarboe, 2020.) The psych behind this could lead a person, say in a cult like group, or political group so fed up, that this becomes a platform for serious and dangerous threats. While a mafia organization is quite farfetched, this way of breaking into groups can lead the ones not included to have a lower self-esteem, or worth. It is very easy to be a different person when communicating behind a screen. We have all learned to put a certain level of trust into this as we are all aware of the obvious risks. Homophily can be applied to several different things, included love and drug use as we read this week, but when applicable in the world of social media; it becomes as complex as every single group people can think of. After a person votes, or follows a political page of one side or the other; this will lead to great resources able to be found throughout the advertisements that your new algorithm has assigned. That’s very helpful to be able to find people with your same values, beliefs, and thoughts, especially for the utilization of a friend base or even a dating opportunity.  
The Social Media Algorithms that Impact, benefit from and Encourage Homophily
As I mentioned above, the internet in its entirety is the best invention we have ever had; besides the original wheel, etc. It is difficult to keep up and feel like your information is somewhat safe. “Social media algorithms are what all social media platforms run on these days. They have led to a lot of changes to social media, and not always desired ones. If you are going to take advantage of social media for business purposes, it’s vital that you understand what algorithms mean for you.” (Agrawl, 2016.).  But we use these websites and internet services for essentially everything. Siri can buy my entire winter wardrobe with direction. Closer to robots I feel we are getting. The algorithms now have convinced people that they are being listened to, and sometimes with speakers and Alexa; we very well could be. So, this helps in the way that it adds to homophily and finds people with common interests, or internet search's faster, etc. But the impact can lead people to only thinking one way, with people surrounding them also only think that way. It could have potential for violent situations, and to absolute scariest, real life situations. I think the social media platforms do take every chance they are given to encourage a ‘web world’ where everyone gets alone, and one that makes everyone else want to use it or deem it the best. The idea of social media will most likely always fulfill its intended goal of keeping people in communication, but the advancements we live with have helped this even further. Whether we use it for all of its good, or we hear about the bad impacts, it is scary, and so brilliant to know we can find people just like ourselves. I encourage this. I think everyone should join groups of their liking and do what helps them.  
Sources Cited
Agrawl, A.J. (2016, April 20.). What Do Social Media Algorithms Mean for Me? Retrieved on November 1, 2020 from https://www.forbes.com/sites/ajagrawal/2016/04/20/what-do-social-media-algorithms-mean-for-you/?sh=63869099a515
Jarboe, Gregg. (2020, September 17.). How Do Social Media Algorithm’s Work? Retrieved on November 1, 2020 from https://www.searchenginejournal.com/how-social-media-algorithms-work/380642/#close
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roccorrios · 4 years
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How To Disappear Completely & Never Be Found (Legally, Without a Trace)
Can you disappear without a trace?
Yes, you can.
But, it all depends on one thing. Proper planning.
Today, you’re going to learn effective approaches on how to disappear completely and never be found.
But, knowing how to disappear completely is one thing – actually doing it is another.
Resources for disappearing: Ultimate Bug Out Bags & Survival Kits – Click Here
How do you disappear legally?
Is it illegal to disappear and never be found?
If you’re asking how to disappear completely for the first time, here are some things you should take note before going.
Currently, the law only forbids people who have committed a crime to completely disappear.
That’s why credit card companies and banks have the right to hire private investigators and track down default loans. They help find people who never want to be found.
The government can allow you to assume a new identity if you’ve been directly affected by the following situations:
·        Witness Protection Program
·        Political Asylum
·        Spouses in physically abusive marriages
·        Survival
·        Victims of sexual abuse
We’ll expand on what each of these mean below.
Helpful resources:
101 Bug Out Bag List Essentials: The Ultimate SHTF Gear Checklist
Wilderness Survival Kit List: 10 Supplies & Essentials You Should Always Bring With You Outdoors
Witness Protection Program
This program is designed to help key witnesses disappear legally and never be found by people who are after them.
However, once you opt for this method, there’s no turning back. In this case, the government will relocate and assign you a new identity.
The main criteria police look at are…
·        Credibility of the witness statement
·        Level of imminent danger facing the witness
So, how does this work?
The Marshals will relocate you to a different state as they process most recent identities.
You’ll get a job that pays at least $60,000 annually as well as schooling for your children.
Armed officers will also protect your home during court appearance dates.
Political Asylum            
Political asylum applies to people who would need refuge in the United States and never want to be found by those who have malicious intent toward them.
The right of asylum allows one to seek protection when he or she fears prosecution due to social, religious, and political stances.
After a successful application, the government will provide you with a green card. This ensures that you won’t need to renew a visa or apply for a work permit. Plus, it allows you to travel back to your home country when things cool down.
Spouses in physically abusive marriages
The government does not facilitate this program, but you won’t face any charges if your case is credible. They may even give you pointers on how to disappear completely if you fall under this case.
Credibility in this case means filing police reports of domestic violence against your spouse. You can produce medical reports of injuries sustained directly as a result of physical abuse.
Most of these cases play out in favor of the abused.
Survival           
This would be similar to witness protection due to the nature of circumstances and another instance where the government may help you understand how to disappear completely.
You might be trying really hard to part ways with a criminal gang and disappearing is the best option.
In this situation, running away won’t get you in trouble with the police. As a matter of fact, they may even help you understand how to disappear.
Some areas are hostile to someone with different sexual orientation. Often, victims would end up suffering from consistent physical abuse while others experience death threats.
In addition, there might even be stalkers who make it impossible to live in peace.
Helpful reading:
22 of the Best Survival Rifles & All Around Survivalist Guns
Best EDC Knife – Everyday Carry Knives for Self Defense
Victims of sexual abuse
Some high profile sexual assault cases, such as Leaving Neverland often cause lifetime impact.
In addition to the physical trauma, victims would have to readjust in communities where everyone knows about their sexual abuse. This can be pretty difficult and cause problems if you don’t know how to disappear completely.
This also brings about additional frustrations in the form of embarrassment or struggles with self-esteem.
A victim in this situation can relocate to a fresh city and even change their name.
Doing this enables them to start over in a conducive environment where there’s no fear of judgement or sexual predators.
How do you disappear in America?
According to a 2017 security report, there are approximately 85 million CCTV cameras in the USA. This is a road block for someone in America wanting to know how to disappear completely.
In addition, Google and social media companies are also gathering your personal information from your electronics every single day.
With all these eyes on you, is it possible to disappear and never be found?
In this section, we’ll look at how to disappear without a trace.
How do I disappear online?
Have you ever seen a friend suggestion on Facebook that made you wonder how it happened? Think of it that it can be a huge road block for someone pondering on how to disappear completely.
For instance, you might see your favorite bartender’s profile yet you don’t have mutual friends.
You might have never attended the same schools and this leaves you wondering how Facebook made the connection. If you want to disappear completely, it is a must to sever your ties with social media.
Social media companies use artificial intelligence to map out your daily routines and you don’t want your escape plan exposed accidentally online.
So, let’s learn how to disappear completely from the internet.
More helpful reading:
Best Rocket Stove Plans & Design: DIY Mass & Water Heater (How to Build)
How To Start a Fire With Sticks: Make Friction Fire Steps (Bow or Hand Drill, No Lighter)
1. Ditch social media
We’ve just learned how social media uses artificial intelligence to check more about you.
However, some people use social media to their own disadvantage.
One of the common ways is sharing too much information such as posting a holiday destination or weekend plans.
Doing this provides your enemies with intel on where and when to strike.
Most apps come with Geotagging features when capturing photos and videos. This must be noted since most of us have photo album, photo book, video book and video album uploaded online.
This can accidentally get activated when your phone is online.
That’s why you need to deactivate all your social media accounts before implementing your getaway plan.
Photos
Consider deleting all your photos, photo book, and photo album online, since anyone looking for you might download and print them.
Especially those belonging to your children or relatives who don’t have a clue of the danger at hand. Even album that belong to their social media accounts that have no tags of you can pose as a threat for you who wants to learn how to disappear completely.
2. Delete your email account
Should I delete my email account before vanishing?
Yes, you should. Emails can leave a huge trail.
Let’s say you use Gmail and happen to use Google to find out the best routes to drive outside America. This is something you should understand in planning how to disappear completely.
An enemy with hacking skills can use your email address to view your recent search history.
This makes you quite vulnerable to an ambush.
Plan in advance on when you’ll download important files and contacts when disappearing temporarily.
For instance, a political refugee who happens to possess credible evidence in digital format. These happening point to how people actually start asking questions on how to disappear completely. Although you may not fall under this category, it is a must for you to learn and conduct this among many other practices that follow.
3. Get a new phone if necessary
At this point, you’ll need a phone. This means abandoning your previous contacts.
It could even be advisable to work on a physical contact album or book, to avoid any tracing through electronic means.
While flashing or jailbreaking might seem like a better option, you’re still at risk of hacking.
Hackers can use digital forensics to retrieve deleted files. It is said that even those files from years ago from an obscure cloud album wherein you had uploaded them can still be accessed and hacked.
The best thing would be disposing your phone just like on TV.
Park your car near a lake and throw your phone as far away as you can. This is necessary to disappear completely.
A basic phone will help you get by since at this point, you’ll have cut off communication with your circles.
It’s advisable to make phone calls from random locations to avoid getting tracked through cellphone towers.
4. Hiring Companies That Remove Personal Information from Internet
Have you ever typed or said your name on Google out of curiosity? You’ll often find information from sources such as…
·        Social media
·        Online forums
·        YouTube channels
·        Sites where your name is mentioned. (e.g articles or books you’ve published)
·        Linkedin
·        Google images (and albums uploaded)
This information could take time to delete if you have a prolific career online.
For instance, someone who is a political blogger deemed controversial might be mentioned in almost 20 websites. These are the type of stuff that are not going away.
When fleeing on exile, you can hire a company that specializes on how to completely disappear online.
Gather all your identification
You’ll need identification to help you relocate to safety or withdraw money from your bank. This is where you ask yourself “Do I want to be disappear for good?”
If your situation gets worse, a passport will help you get going and moving across borders. Without a passport, there will be no going away for you.
You’ll need a driving license or some form of ID when booking hotel rooms.
At this point, you might hire a data specialist to check whether your new identity is being used fraudulently.
It is said, some hackers can clone your new identity as a way of tricking your friends to give away information that could potentially help them pinpoint you.
It is to create an album as well for this for you to compile all identification documents.
Sell your car 
When your life is in danger you’ll want to move around more discreetly. Something might be off about losing your primary mode of transportation, but going discreet without leaving traces of your car can be a good way to free yourself.
You probably suspect that your enemy is trailing you on the road every single day. You can throw them off for a while by selling your car. The best way of doing this is selling your car in a lot or out of state.
You will never learn how to disappear completely unless you are able to make your belongings disappear first.
Doing this means that the newfound owner cannot get coerced into sharing information on your whereabouts.
Make sure the said buyer pays you in cash and never through other transactions to avoid leaving paper trails.
Don’t involve your loved ones
If you wish to disappear completely by yourself, it’s best to never involve other people. Better to keep them in the dark, especially when planning how to disappear completely.
If you feel the need to say goodbye, you could band together a few trusted friends and members of the family and invite them to a meeting, to collectively inform them of your leaving. This could help in creating a band of secrecy with your friends and family.
Doing this could put someone you love, like a friend or relative, on the line. Get rid of any photo album or video album connecting you to them.
Criminal gangs have a reputation of hurting family members as a form of revenge.
These said goons could use painful interrogation on your friends in their effort to track you down.
If you have a kid, make sure that the kid is taken care off before disappearing. Although this might sound cruel for the kid, having the kid away from you especially if you are in precarious situation will benefit the kid much more in the longer run. Ensuring your kid’s safety should be your primary priority if this is indeed your case.
This is the best time to stay sober. No need to get drunk and waste time, since this may become a cause of being almost arrested.
A night out with friends can make you reveal your plans unintentionally.
Some might end up frustrating your plans out of what might seem to be good intentions. This may not be music to your ears but it is necessary.
Create a budget
No matter where you are, you’ll need food, shelter, and clothes. All of which that are said are still essentials for executing a plan on how to disappear completely.
In this situation, you’ll need some time to settle down before applying for a newfound job.
That means paying for rent or hotel rooms and other expenses out of your own pockets.
You’ll need to save up for a while to ensure that your plan may run smoothly.
Avoid borrowing money from several friends because this will raise suspicion.
Keep it to just a couple of friends without revealing your intentions with the money. Almost all of your expenses must be kept in order. It is best to book keep regarding these matters of finances
Leave your finances in order
Almost all banks and other creditors use private investigators to track down credit defaulters. These people are equipped with piles of books and documents to track people down.
Some have said that private investigators are sometimes former police officers who have experience tracking down criminals. That’s why leaving unsettled bills can ruin your efforts to disappear completely.
Before going away, make sure you clear all your credit card bills and outstanding loans. You might have to sell your house to cease making monthly payments to your bank.
Make sure your car payments are settled before selling it.
If you have pending orders, create some time to get them delivered to clients expeditiously.
Doing this will help you avoid lawsuits once you disappear.
Having said all of those, if this isn’t possible, make arrangements on how to refund your clients.
Detach yourself gradually
It’s almost painful leaving behind your social circle. Humans are wired to belong in a group or community. For someone wanting to learn how to disappear completely, this is a heavy thought to unfold.
Why is detaching from them before going away necessary?
Because you’ll need some time doing research and fine tuning your getaway plan.
Life on the run means living in isolation for days or weeks.
You might have to decline a few social invites or group activities as a way of mentally preparing yourself for what’s next. Almost all people have said they have the urge to decline invites, which is why this would not be a struggle if you are used to it.
Take time to play alone as well. If you disappear completely, there will be no guarantee when you will be able play with friends again. Maybe even never. But once you have found the space and mindset for you to enjoy time to play and enjoy life alone, things are bound to go smoother.
You can start the detachment process by spending less time on social media. Listening less and less to the song you and your friends sing. Researchers say that listening to music can help you focus at the task at hand.
Pets
Unfortunately, you cannot bring your pet on a risky mission.
You cannot feed him or her properly when you’re constantly looking over your shoulder.
Researches have said that a malnourished animal is susceptible to diseases and traveling to the vet is unnecessary, considering the danger at hand for someone wanting to disappear.
Also, animals can sense when their owners get stressed.
This in turn makes them nervous and can bring about unwanted accidents. A nervous dog may bite bystanders while you’re taking a walk or march in the park.
Unfortunately, having a pet companion is something that may hinder being free discreetly, especially if you want to never be found for quite some time.
Change your wardrobe
It might seem a little obvious, but most people tend to forget this step.
Changing your appearance makes it harder for someone to detect you on security cameras. Plus, it buys you some time to flee or find a place to settle where it’s peaceful.
You may be thinking or have said before, “If I want to disappear, should I stick to hoodies and dark shades?”
Certainly not because it draws more attention and will not help you in your quest to never be found again.
If you normally wear formal attire, you might need to do a couple of things.
For instance, growing out your beautiful hair will conceal conspicuous facial features. Listening to a different song could help you psyche up a change in identity.
Next, you might want to switch to casual wear because your friends or family won’t expect that look.
Plan your false leads
If you’re running away from malicious people, you’ll need to mislead them for you to never be found.
That’s why you need to learn how to create false leads to keep danger at bay. Having said that, how does one do this then?
The first step would be evaluating what information your enemy probably knows about you for you to learn what to eliminate and manufacture to never be found again.
Let’s say you’re going on tour to Nevada and your home state is Michigan. You could print road or ticket planes then leave them lying in your house.
While your enemy travels to Michigan, you’re actually safe and secure in Louisiana.
Book false flights, book false hotel reservations, say you’re going to see a band at a concert,and book false restaurant reservations from time to time, to keep people away from your trail and instead have them listening to a false song of you.
Work out a convincing background
If you’re relocating to unfamiliar territory, you’ll need to develop a convincing background – especially when you’re trying to rent a newfound home.
Also, you’ll need to convince a potential employer to give you a job. Take up a hobby, write music, and create an album or photo book, create art book, or work on some woodcraft. These can support you in landing a newfound job. Develop an album or photo book of false identity for you to remain discreet despite applying for a job.
The best approach would be keeping things as brief as possible.
If someone asks why you relocated, you can tell them that you come from a small town with limited opportunities.
Don’t mention towns or areas in your home state if you want to never be found again.
Travel discreetly
Nowadays, malicious people hack surveillance cameras with the intent of illegally tracking victims.
If someone knows where you live, they can monitor you as you drive off to work as well as access security cameras in your place of work.
This puts you at a high risk of getting ambushed or suffering a home invasion.
If your body is in great shape, then you could have to cycle through dirt paths to avoid traffic cameras.
A drone equipped with a camera can also help you spot any roadblocks or potential dangers in advance.
Learn some self defense
Getting away might not come so easily especially if you want to never be found.
A spouse trying to flee from a physically abusive relationship might resort to fighting off their aggressive partner and run to survive.
When a stalker creeps into your newfound home, you’ll could need to use a significant amount of force.
You can sign up for martial arts classes to learn self-defense and prepare for such incidents. If you feel like singing a kung-fu song to get you into it, then do so.
Train yourself on how to use knives, because carrying a firearm might be a nuisance – especially when walking in malls and other public places since you have to fill out declaration forms.
Other weapons you can carry discreetly include pepper sprays and tasers.
You won’t have to declare them in most places and they’re quite affordable to replace.
Always use cash
In movies or crime television series, you often see the police track down suspects using transaction details from their credit or debit card purchases. Getting yourself free from these services may help you erase your financial footprints.
Any transaction made using a credit or debit card reveals the business location and exact time. Book keeping in this case is a necessary practice.
If you’re using a joint credit card with a spouse, they can try to use this information to find you.
Carry your cash in separate compartments for safety reasons.
Also, carry the exact amount you need for making a purchase to minimize time spent at stores or shopping areas. Avoid buying something you don’t need.
Doing this will lower your chances of getting recorded on security cameras.
Create a new legal identity
How hard is it to completely change your name? All it takes is presenting the relevant form to court.
After receiving your application, the court will do some background checks to make sure you’re not a credit defaulter. Make sure to have your album of identification documents ready for this, if necessary.
It could take a few weeks before your newly identity becomes official.
Once you arrive in your destination, you might consider using a nickname that you’ve never used in your past.
Doing this creates a layer of security because many people will stick to using it without bothering to learn your real names.
How to Create a New Identity
1. Apply for a new social security number
How do I get a new social security number legally?
First, you’ll have to completely and legally change your name.
Once the court verifies your recent identity, the next step is visiting the nearest social security office and filling out several forms.
Are there requirements?
The social security office might request to see documents supporting your need to change identity.
You’ll then receive a social security number after a couple of weeks.
2. Reintroduce yourself
When you look at your new name, it might seem strange. However, this is your newest identity and you need to fit the character.
Originally, just like in the movies, you’ll have to stand in front of a mirror every single day.
Practice introducing yourself until your body language completely matches your statement.  Don’t kid yourself into believing that no one will recognize you if you move even to the farthest of places. It is best to reshape your identity in these cases.
Another way to make yourself appear more credible is maintaining a consistent new inspired look.
Over time you’ll gradually come to associate the new name with specific clothes.
3. Be a law abiding citizen
The nice way of keeping your newly identity a secret is becoming a law abiding citizen. This is nothing new because for you to be able to learn how disappear completely, there must be a reevaluation of your old practices as a citizen.
During arrests, police usually conduct background checks on suspects.
Things might get complicated if an officer notices that your history is scarce because of an identity change.
Avoid giving in to the temptation to make a quick buck by engaging in crime. Stick to the book and keep a discipline in following the law.
Also, stay away from someone you completely suspect is actively involved in criminal activities.
How do I start a new life with no money?
Moving out of a toxic situation can cost you all your savings. So, you might have to downgrade your lifestyle temporarily. After asking yourself how to disappear completely, you must then make sure you have enough money to start a new life.
You can cope through this uncomfortable situation by taking the following steps:
1. Relocate to somewhere affordable
Relocating is the best way to completely gain independence and peace of mind. It will also help you to advance your career the best way possible. This is the first step in planning how to disappear completely.
Don’t be afraid to be a kid again when discovering newfound places.
Plus, it’s the safest place to change your entire look without drawing suspicion.
When your savings are a bit thin, you can rent a small, decent apartment. Research or read a book about the place you are moving into, in order to avoid culture shock.
Take time to identify some nice cities and you’ll find something that’s a good value for money.
Once you move in, you can install a security camera at the door or something to monitor security.
2. Set a monthly income target
Relocating to a newfound city or country is a sign that you want a completely peaceful life.
For someone to achieve this, you’ll need a sustainable monthly income. Book keeping on extra incomes should also be observed here. Avoid buying something you don’t need.
This will help you buy a newly car, home, or start a business.
Basically, you need a plan on how you’ll transition from a temporary job to a better paying one – like enrolling for a course to advance your professional skills.
Write down the steps you need to take, then set a completely reasonable deadline.
3. Make new friends
Living in isolation can make you depressed. One could not have thought of this when planning how to disappear completely.
Also, your neighbors could get completely suspicious when you don’t say, “Hi”, “I’m Fine” or “Thanks” to them.
The last thing you need is when police came knocking on your door.
You can integrate with your newfound community by taking small steps. Be a kid and have an open mind when it comes to meeting new people, as this will help establish your new life.
Hanging out with your new colleagues once or twice a week isn’t a bad idea. Then, you can join a local gym and meet new people. Go to a karaoke and sing a wonderful song with new colleagues.
Some of them can actually help you get a better job.
4. Minimize recurrent expenses
Think through everything.
For instance, food and transport are usually the biggest recurrent expenses you’ll incur. Make sure to record these transactions.
You can minimize these expenses by making a few adjustments. Book keeping can help you keep track of things like phone expenses and other bills as well as help you remember what billing accounts need to be changed to your new name.
For instance, doing bulk shopping ensures you have enough food for the next month.
You’ll also cook most of your meals to reduce expenses related to food. You also may need to sell your new phone and find an old phone instead.
Find a bicycle to take to work. Although it may be an odd idea when planning how to disappear completely, this would not only sever you from the paperwork of having a new car, but would also help you get used to a new way of life.
You might have to wake up earlier than usual to make it to work, but it’s worth it and the exercise would help sharpen your mind.
Plus, you don’t need to have a name ID or sign your name on any forms when purchasing a bicycle.
5. Stay resilient
As you settle into your newfound life, you’ll encounter many challenges and missing your friends and your old life will make you feel sad.
Sometimes, you might not hit your monthly income target. This is nothing new, and you must know that it is okay.
Planning on disappearing completely can take a huge toll on your mental health.
Take some time every day to address these issues.
When you feel lonely, call one of your newfound friends to meet for coffee. If you want to, join a band. Joining a band provides not only a group of friends but includes a sense of anonymity, since you will be absorbed into a dream group.
This helps in the long run if you want to remain discreet.
You can also spend an afternoon exploring the new city or town.
As far as money is concerned, you’ll typically be successful when you follow your plan.
How do I start a new life abroad?
1. Choose an unlikely destination
Planning on disappearing completely and choosing a new life means that no one from your old life can get in contact with you. If you are to start a new chapter of life, choosing a new name and destination would be a good place to start.
That’s why you need a destination that’s unpredictable. You’ll also have the benefit of exploring new cultures.
How do you select an ideal country? Make sure it’s somewhere you’ve never mentioned to someone else – like friends or family. Also, don’t move to a place you’ve visited in the past.
This won’t help you disappear.
An ideal location should have a favorable exchange rate because you’ll be living off your savings temporarily.
If you’re thinking of moving to less developed nations, your priority should be stability. Avoid countries that have a reputation of civil wars. In addition, pick a country with a promising economy to increase your chances of getting a decent job.
2. Learn the language
Language barriers can completely complicate your life in several ways. Getting from one point to the next is stressful when your Uber driver cannot understand what you’re saying. You might end up getting overcharged at restaurants or stores when some businesses notice that you’re a foreigner.
The excellent way to overcome language barriers is to listen to the music of the language you are aiming to learn. Music and songs have this power to not only make our bodies move, but also establish similarities and highlight nuances in a language. Thus, it is advisable for someone wanting to learn another language, to immerse themselves in the language’s music. Listening to local songs on the radio can also help.
You can completely avoid most of these issues by learning the new language in advance, a highly recommended practice to help you disappear completely. Spend two to three hours every single day learning the right pronunciations and contexts from article or book. Doing this will give you confidence to interact with the newfound people you meet, thus adding to your repertoire of knowledge in the art of disappearing completely.
3. Spot potential employers before leaving 
Proper planning will help you minimize or even completely avoid stress due to insufficient cash. One way of implementing this is by narrowing down potential companies that are likely to hire you within a month of your arrival. Knowing how to disappear completely is one thing, sustaining your life after disappearing is another.
You can start with multinational companies that operate in your city. Pay a visit to their offices and inquire about overseas jobs. Also, make sure your new name appears on an academic certificates, birth certificate, phone contact information, and bank account information to enhance your credibility.
4. Be patient
Moving into a new country isn’t just about relocating from one continent to the next. Culture shock will occur at some point and may even force you to regret your choice to disappear. You might feel uneasy about some cultures in your new country. For instance, a vegetarian might feel disgusted in a country where animals are slaughtered in public. This, although excruciating, is important to note in preparing on how to leave your old life and disappear completely.
You’ll need about 2-3 months to get used to your new environment once you disappear.
During this period, become social to help you ease the floating transition. Spend time traveling to familiarize yourself with the city or town. Don’t be impatient.
5. Don’t reconnect with your old life
You might experience loneliness and miss your old life during the first couple of months once you disappear. In this situation, you might feel tempted to go online and catch up with old friends or relatives. On the other hand, doing this means exposing yourself to the same danger that made you disappear. All the research done, name change, and actions you took to leave and disappear would be compromised.
Now you know how to create a new identity legally and disappear completely
Applying these tips will help you leave your old life and transition smoothly into a new one.
Remember to plan thoroughly and never involve loved ones in your escape plan.
That’s how you would disappear completely.
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How To Disappear Completely & Never Be Found (Legally, Without a Trace)
Can you disappear without a trace?
Yes, you can.
But, it all depends on one thing. Proper planning.
Today, you’re going to learn effective approaches on how to disappear completely and never be found.
But, knowing how to disappear completely is one thing – actually doing it is another.
Resources for disappearing: Ultimate Bug Out Bags & Survival Kits – Click Here
How do you disappear legally?
Is it illegal to disappear and never be found?
If you’re asking how to disappear completely for the first time, here are some things you should take note before going.
Currently, the law only forbids people who have committed a crime to completely disappear.
That’s why credit card companies and banks have the right to hire private investigators and track down default loans. They help find people who never want to be found.
The government can allow you to assume a new identity if you’ve been directly affected by the following situations:
·        Witness Protection Program
·        Political Asylum
·        Spouses in physically abusive marriages
·        Survival
·        Victims of sexual abuse
We’ll expand on what each of these mean below.
Helpful resources:
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Witness Protection Program
This program is designed to help key witnesses disappear legally and never be found by people who are after them.
However, once you opt for this method, there’s no turning back. In this case, the government will relocate and assign you a new identity.
The main criteria police look at are…
·        Credibility of the witness statement
·        Level of imminent danger facing the witness
So, how does this work?
The Marshals will relocate you to a different state as they process most recent identities.
You’ll get a job that pays at least $60,000 annually as well as schooling for your children.
Armed officers will also protect your home during court appearance dates.
Political Asylum            
Political asylum applies to people who would need refuge in the United States and never want to be found by those who have malicious intent toward them.
The right of asylum allows one to seek protection when he or she fears prosecution due to social, religious, and political stances.
After a successful application, the government will provide you with a green card. This ensures that you won’t need to renew a visa or apply for a work permit. Plus, it allows you to travel back to your home country when things cool down.
Spouses in physically abusive marriages
The government does not facilitate this program, but you won’t face any charges if your case is credible. They may even give you pointers on how to disappear completely if you fall under this case.
Credibility in this case means filing police reports of domestic violence against your spouse. You can produce medical reports of injuries sustained directly as a result of physical abuse.
Most of these cases play out in favor of the abused.
Survival           
This would be similar to witness protection due to the nature of circumstances and another instance where the government may help you understand how to disappear completely.
You might be trying really hard to part ways with a criminal gang and disappearing is the best option.
In this situation, running away won’t get you in trouble with the police. As a matter of fact, they may even help you understand how to disappear.
Some areas are hostile to someone with different sexual orientation. Often, victims would end up suffering from consistent physical abuse while others experience death threats.
In addition, there might even be stalkers who make it impossible to live in peace.
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Best EDC Knife – Everyday Carry Knives for Self Defense
Victims of sexual abuse
Some high profile sexual assault cases, such as Leaving Neverland often cause lifetime impact.
In addition to the physical trauma, victims would have to readjust in communities where everyone knows about their sexual abuse. This can be pretty difficult and cause problems if you don’t know how to disappear completely.
This also brings about additional frustrations in the form of embarrassment or struggles with self-esteem.
A victim in this situation can relocate to a fresh city and even change their name.
Doing this enables them to start over in a conducive environment where there’s no fear of judgement or sexual predators.
How do you disappear in America?
According to a 2017 security report, there are approximately 85 million CCTV cameras in the USA. This is a road block for someone in America wanting to know how to disappear completely.
In addition, Google and social media companies are also gathering your personal information from your electronics every single day.
With all these eyes on you, is it possible to disappear and never be found?
In this section, we’ll look at how to disappear without a trace.
How do I disappear online?
Have you ever seen a friend suggestion on Facebook that made you wonder how it happened? Think of it that it can be a huge road block for someone pondering on how to disappear completely.
For instance, you might see your favorite bartender’s profile yet you don’t have mutual friends.
You might have never attended the same schools and this leaves you wondering how Facebook made the connection. If you want to disappear completely, it is a must to sever your ties with social media.
Social media companies use artificial intelligence to map out your daily routines and you don’t want your escape plan exposed accidentally online.
So, let’s learn how to disappear completely from the internet.
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1. Ditch social media
We’ve just learned how social media uses artificial intelligence to check more about you.
However, some people use social media to their own disadvantage.
One of the common ways is sharing too much information such as posting a holiday destination or weekend plans.
Doing this provides your enemies with intel on where and when to strike.
Most apps come with Geotagging features when capturing photos and videos. This must be noted since most of us have photo album, photo book, video book and video album uploaded online.
This can accidentally get activated when your phone is online.
That’s why you need to deactivate all your social media accounts before implementing your getaway plan.
Photos
Consider deleting all your photos, photo book, and photo album online, since anyone looking for you might download and print them.
Especially those belonging to your children or relatives who don’t have a clue of the danger at hand. Even album that belong to their social media accounts that have no tags of you can pose as a threat for you who wants to learn how to disappear completely.
2. Delete your email account
Should I delete my email account before vanishing?
Yes, you should. Emails can leave a huge trail.
Let’s say you use Gmail and happen to use Google to find out the best routes to drive outside America. This is something you should understand in planning how to disappear completely.
An enemy with hacking skills can use your email address to view your recent search history.
This makes you quite vulnerable to an ambush.
Plan in advance on when you’ll download important files and contacts when disappearing temporarily.
For instance, a political refugee who happens to possess credible evidence in digital format. These happening point to how people actually start asking questions on how to disappear completely. Although you may not fall under this category, it is a must for you to learn and conduct this among many other practices that follow.
3. Get a new phone if necessary
At this point, you’ll need a phone. This means abandoning your previous contacts.
It could even be advisable to work on a physical contact album or book, to avoid any tracing through electronic means.
While flashing or jailbreaking might seem like a better option, you’re still at risk of hacking.
Hackers can use digital forensics to retrieve deleted files. It is said that even those files from years ago from an obscure cloud album wherein you had uploaded them can still be accessed and hacked.
The best thing would be disposing your phone just like on TV.
Park your car near a lake and throw your phone as far away as you can. This is necessary to disappear completely.
A basic phone will help you get by since at this point, you’ll have cut off communication with your circles.
It’s advisable to make phone calls from random locations to avoid getting tracked through cellphone towers.
4. Hiring Companies That Remove Personal Information from Internet
Have you ever typed or said your name on Google out of curiosity? You’ll often find information from sources such as…
·        Social media
·        Online forums
·        YouTube channels
·        Sites where your name is mentioned. (e.g articles or books you’ve published)
·        Linkedin
·        Google images (and albums uploaded)
This information could take time to delete if you have a prolific career online.
For instance, someone who is a political blogger deemed controversial might be mentioned in almost 20 websites. These are the type of stuff that are not going away.
When fleeing on exile, you can hire a company that specializes on how to completely disappear online.
Gather all your identification
You’ll need identification to help you relocate to safety or withdraw money from your bank. This is where you ask yourself “Do I want to be disappear for good?”
If your situation gets worse, a passport will help you get going and moving across borders. Without a passport, there will be no going away for you.
You’ll need a driving license or some form of ID when booking hotel rooms.
At this point, you might hire a data specialist to check whether your new identity is being used fraudulently.
It is said, some hackers can clone your new identity as a way of tricking your friends to give away information that could potentially help them pinpoint you.
It is to create an album as well for this for you to compile all identification documents.
Sell your car 
When your life is in danger you’ll want to move around more discreetly. Something might be off about losing your primary mode of transportation, but going discreet without leaving traces of your car can be a good way to free yourself.
You probably suspect that your enemy is trailing you on the road every single day. You can throw them off for a while by selling your car. The best way of doing this is selling your car in a lot or out of state.
You will never learn how to disappear completely unless you are able to make your belongings disappear first.
Doing this means that the newfound owner cannot get coerced into sharing information on your whereabouts.
Make sure the said buyer pays you in cash and never through other transactions to avoid leaving paper trails.
Don’t involve your loved ones
If you wish to disappear completely by yourself, it’s best to never involve other people. Better to keep them in the dark, especially when planning how to disappear completely.
If you feel the need to say goodbye, you could band together a few trusted friends and members of the family and invite them to a meeting, to collectively inform them of your leaving. This could help in creating a band of secrecy with your friends and family.
Doing this could put someone you love, like a friend or relative, on the line. Get rid of any photo album or video album connecting you to them.
Criminal gangs have a reputation of hurting family members as a form of revenge.
These said goons could use painful interrogation on your friends in their effort to track you down.
If you have a kid, make sure that the kid is taken care off before disappearing. Although this might sound cruel for the kid, having the kid away from you especially if you are in precarious situation will benefit the kid much more in the longer run. Ensuring your kid’s safety should be your primary priority if this is indeed your case.
This is the best time to stay sober. No need to get drunk and waste time, since this may become a cause of being almost arrested.
A night out with friends can make you reveal your plans unintentionally.
Some might end up frustrating your plans out of what might seem to be good intentions. This may not be music to your ears but it is necessary.
Create a budget
No matter where you are, you’ll need food, shelter, and clothes. All of which that are said are still essentials for executing a plan on how to disappear completely.
In this situation, you’ll need some time to settle down before applying for a newfound job.
That means paying for rent or hotel rooms and other expenses out of your own pockets.
You’ll need to save up for a while to ensure that your plan may run smoothly.
Avoid borrowing money from several friends because this will raise suspicion.
Keep it to just a couple of friends without revealing your intentions with the money. Almost all of your expenses must be kept in order. It is best to book keep regarding these matters of finances
Leave your finances in order
Almost all banks and other creditors use private investigators to track down credit defaulters. These people are equipped with piles of books and documents to track people down.
Some have said that private investigators are sometimes former police officers who have experience tracking down criminals. That’s why leaving unsettled bills can ruin your efforts to disappear completely.
Before going away, make sure you clear all your credit card bills and outstanding loans. You might have to sell your house to cease making monthly payments to your bank.
Make sure your car payments are settled before selling it.
If you have pending orders, create some time to get them delivered to clients expeditiously.
Doing this will help you avoid lawsuits once you disappear.
Having said all of those, if this isn’t possible, make arrangements on how to refund your clients.
Detach yourself gradually
It’s almost painful leaving behind your social circle. Humans are wired to belong in a group or community. For someone wanting to learn how to disappear completely, this is a heavy thought to unfold.
Why is detaching from them before going away necessary?
Because you’ll need some time doing research and fine tuning your getaway plan.
Life on the run means living in isolation for days or weeks.
You might have to decline a few social invites or group activities as a way of mentally preparing yourself for what’s next. Almost all people have said they have the urge to decline invites, which is why this would not be a struggle if you are used to it.
Take time to play alone as well. If you disappear completely, there will be no guarantee when you will be able play with friends again. Maybe even never. But once you have found the space and mindset for you to enjoy time to play and enjoy life alone, things are bound to go smoother.
You can start the detachment process by spending less time on social media. Listening less and less to the song you and your friends sing. Researchers say that listening to music can help you focus at the task at hand.
Pets
Unfortunately, you cannot bring your pet on a risky mission.
You cannot feed him or her properly when you’re constantly looking over your shoulder.
Researches have said that a malnourished animal is susceptible to diseases and traveling to the vet is unnecessary, considering the danger at hand for someone wanting to disappear.
Also, animals can sense when their owners get stressed.
This in turn makes them nervous and can bring about unwanted accidents. A nervous dog may bite bystanders while you’re taking a walk or march in the park.
Unfortunately, having a pet companion is something that may hinder being free discreetly, especially if you want to never be found for quite some time.
Change your wardrobe
It might seem a little obvious, but most people tend to forget this step.
Changing your appearance makes it harder for someone to detect you on security cameras. Plus, it buys you some time to flee or find a place to settle where it’s peaceful.
You may be thinking or have said before, “If I want to disappear, should I stick to hoodies and dark shades?”
Certainly not because it draws more attention and will not help you in your quest to never be found again.
If you normally wear formal attire, you might need to do a couple of things.
For instance, growing out your beautiful hair will conceal conspicuous facial features. Listening to a different song could help you psyche up a change in identity.
Next, you might want to switch to casual wear because your friends or family won’t expect that look.
Plan your false leads
If you’re running away from malicious people, you’ll need to mislead them for you to never be found.
That’s why you need to learn how to create false leads to keep danger at bay. Having said that, how does one do this then?
The first step would be evaluating what information your enemy probably knows about you for you to learn what to eliminate and manufacture to never be found again.
Let’s say you’re going on tour to Nevada and your home state is Michigan. You could print road or ticket planes then leave them lying in your house.
While your enemy travels to Michigan, you’re actually safe and secure in Louisiana.
Book false flights, book false hotel reservations, say you’re going to see a band at a concert,and book false restaurant reservations from time to time, to keep people away from your trail and instead have them listening to a false song of you.
Work out a convincing background
If you’re relocating to unfamiliar territory, you’ll need to develop a convincing background – especially when you’re trying to rent a newfound home.
Also, you’ll need to convince a potential employer to give you a job. Take up a hobby, write music, and create an album or photo book, create art book, or work on some woodcraft. These can support you in landing a newfound job. Develop an album or photo book of false identity for you to remain discreet despite applying for a job.
The best approach would be keeping things as brief as possible.
If someone asks why you relocated, you can tell them that you come from a small town with limited opportunities.
Don’t mention towns or areas in your home state if you want to never be found again.
Travel discreetly
Nowadays, malicious people hack surveillance cameras with the intent of illegally tracking victims.
If someone knows where you live, they can monitor you as you drive off to work as well as access security cameras in your place of work.
This puts you at a high risk of getting ambushed or suffering a home invasion.
If your body is in great shape, then you could have to cycle through dirt paths to avoid traffic cameras.
A drone equipped with a camera can also help you spot any roadblocks or potential dangers in advance.
Learn some self defense
Getting away might not come so easily especially if you want to never be found.
A spouse trying to flee from a physically abusive relationship might resort to fighting off their aggressive partner and run to survive.
When a stalker creeps into your newfound home, you’ll could need to use a significant amount of force.
You can sign up for martial arts classes to learn self-defense and prepare for such incidents. If you feel like singing a kung-fu song to get you into it, then do so.
Train yourself on how to use knives, because carrying a firearm might be a nuisance – especially when walking in malls and other public places since you have to fill out declaration forms.
Other weapons you can carry discreetly include pepper sprays and tasers.
You won’t have to declare them in most places and they’re quite affordable to replace.
Always use cash
In movies or crime television series, you often see the police track down suspects using transaction details from their credit or debit card purchases. Getting yourself free from these services may help you erase your financial footprints.
Any transaction made using a credit or debit card reveals the business location and exact time. Book keeping in this case is a necessary practice.
If you’re using a joint credit card with a spouse, they can try to use this information to find you.
Carry your cash in separate compartments for safety reasons.
Also, carry the exact amount you need for making a purchase to minimize time spent at stores or shopping areas. Avoid buying something you don’t need.
Doing this will lower your chances of getting recorded on security cameras.
Create a new legal identity
How hard is it to completely change your name? All it takes is presenting the relevant form to court.
After receiving your application, the court will do some background checks to make sure you’re not a credit defaulter. Make sure to have your album of identification documents ready for this, if necessary.
It could take a few weeks before your newly identity becomes official.
Once you arrive in your destination, you might consider using a nickname that you’ve never used in your past.
Doing this creates a layer of security because many people will stick to using it without bothering to learn your real names.
How to Create a New Identity
1. Apply for a new social security number
How do I get a new social security number legally?
First, you’ll have to completely and legally change your name.
Once the court verifies your recent identity, the next step is visiting the nearest social security office and filling out several forms.
Are there requirements?
The social security office might request to see documents supporting your need to change identity.
You’ll then receive a social security number after a couple of weeks.
2. Reintroduce yourself
When you look at your new name, it might seem strange. However, this is your newest identity and you need to fit the character.
Originally, just like in the movies, you’ll have to stand in front of a mirror every single day.
Practice introducing yourself until your body language completely matches your statement.  Don’t kid yourself into believing that no one will recognize you if you move even to the farthest of places. It is best to reshape your identity in these cases.
Another way to make yourself appear more credible is maintaining a consistent new inspired look.
Over time you’ll gradually come to associate the new name with specific clothes.
3. Be a law abiding citizen
The nice way of keeping your newly identity a secret is becoming a law abiding citizen. This is nothing new because for you to be able to learn how disappear completely, there must be a reevaluation of your old practices as a citizen.
During arrests, police usually conduct background checks on suspects.
Things might get complicated if an officer notices that your history is scarce because of an identity change.
Avoid giving in to the temptation to make a quick buck by engaging in crime. Stick to the book and keep a discipline in following the law.
Also, stay away from someone you completely suspect is actively involved in criminal activities.
How do I start a new life with no money?
Moving out of a toxic situation can cost you all your savings. So, you might have to downgrade your lifestyle temporarily. After asking yourself how to disappear completely, you must then make sure you have enough money to start a new life.
You can cope through this uncomfortable situation by taking the following steps:
1. Relocate to somewhere affordable
Relocating is the best way to completely gain independence and peace of mind. It will also help you to advance your career the best way possible. This is the first step in planning how to disappear completely.
Don’t be afraid to be a kid again when discovering newfound places.
Plus, it’s the safest place to change your entire look without drawing suspicion.
When your savings are a bit thin, you can rent a small, decent apartment. Research or read a book about the place you are moving into, in order to avoid culture shock.
Take time to identify some nice cities and you’ll find something that’s a good value for money.
Once you move in, you can install a security camera at the door or something to monitor security.
2. Set a monthly income target
Relocating to a newfound city or country is a sign that you want a completely peaceful life.
For someone to achieve this, you’ll need a sustainable monthly income. Book keeping on extra incomes should also be observed here. Avoid buying something you don’t need.
This will help you buy a newly car, home, or start a business.
Basically, you need a plan on how you’ll transition from a temporary job to a better paying one – like enrolling for a course to advance your professional skills.
Write down the steps you need to take, then set a completely reasonable deadline.
3. Make new friends
Living in isolation can make you depressed. One could not have thought of this when planning how to disappear completely.
Also, your neighbors could get completely suspicious when you don’t say, “Hi”, “I’m Fine” or “Thanks” to them.
The last thing you need is when police came knocking on your door.
You can integrate with your newfound community by taking small steps. Be a kid and have an open mind when it comes to meeting new people, as this will help establish your new life.
Hanging out with your new colleagues once or twice a week isn’t a bad idea. Then, you can join a local gym and meet new people. Go to a karaoke and sing a wonderful song with new colleagues.
Some of them can actually help you get a better job.
4. Minimize recurrent expenses
Think through everything.
For instance, food and transport are usually the biggest recurrent expenses you’ll incur. Make sure to record these transactions.
You can minimize these expenses by making a few adjustments. Book keeping can help you keep track of things like phone expenses and other bills as well as help you remember what billing accounts need to be changed to your new name.
For instance, doing bulk shopping ensures you have enough food for the next month.
You’ll also cook most of your meals to reduce expenses related to food. You also may need to sell your new phone and find an old phone instead.
Find a bicycle to take to work. Although it may be an odd idea when planning how to disappear completely, this would not only sever you from the paperwork of having a new car, but would also help you get used to a new way of life.
You might have to wake up earlier than usual to make it to work, but it’s worth it and the exercise would help sharpen your mind.
Plus, you don’t need to have a name ID or sign your name on any forms when purchasing a bicycle.
5. Stay resilient
As you settle into your newfound life, you’ll encounter many challenges and missing your friends and your old life will make you feel sad.
Sometimes, you might not hit your monthly income target. This is nothing new, and you must know that it is okay.
Planning on disappearing completely can take a huge toll on your mental health.
Take some time every day to address these issues.
When you feel lonely, call one of your newfound friends to meet for coffee. If you want to, join a band. Joining a band provides not only a group of friends but includes a sense of anonymity, since you will be absorbed into a dream group.
This helps in the long run if you want to remain discreet.
You can also spend an afternoon exploring the new city or town.
As far as money is concerned, you’ll typically be successful when you follow your plan.
How do I start a new life abroad?
1. Choose an unlikely destination
Planning on disappearing completely and choosing a new life means that no one from your old life can get in contact with you. If you are to start a new chapter of life, choosing a new name and destination would be a good place to start.
That’s why you need a destination that’s unpredictable. You’ll also have the benefit of exploring new cultures.
How do you select an ideal country? Make sure it’s somewhere you’ve never mentioned to someone else – like friends or family. Also, don’t move to a place you’ve visited in the past.
This won’t help you disappear.
An ideal location should have a favorable exchange rate because you’ll be living off your savings temporarily.
If you’re thinking of moving to less developed nations, your priority should be stability. Avoid countries that have a reputation of civil wars. In addition, pick a country with a promising economy to increase your chances of getting a decent job.
2. Learn the language
Language barriers can completely complicate your life in several ways. Getting from one point to the next is stressful when your Uber driver cannot understand what you’re saying. You might end up getting overcharged at restaurants or stores when some businesses notice that you’re a foreigner.
The excellent way to overcome language barriers is to listen to the music of the language you are aiming to learn. Music and songs have this power to not only make our bodies move, but also establish similarities and highlight nuances in a language. Thus, it is advisable for someone wanting to learn another language, to immerse themselves in the language’s music. Listening to local songs on the radio can also help.
You can completely avoid most of these issues by learning the new language in advance, a highly recommended practice to help you disappear completely. Spend two to three hours every single day learning the right pronunciations and contexts from article or book. Doing this will give you confidence to interact with the newfound people you meet, thus adding to your repertoire of knowledge in the art of disappearing completely.
3. Spot potential employers before leaving 
Proper planning will help you minimize or even completely avoid stress due to insufficient cash. One way of implementing this is by narrowing down potential companies that are likely to hire you within a month of your arrival. Knowing how to disappear completely is one thing, sustaining your life after disappearing is another.
You can start with multinational companies that operate in your city. Pay a visit to their offices and inquire about overseas jobs. Also, make sure your new name appears on an academic certificates, birth certificate, phone contact information, and bank account information to enhance your credibility.
4. Be patient
Moving into a new country isn’t just about relocating from one continent to the next. Culture shock will occur at some point and may even force you to regret your choice to disappear. You might feel uneasy about some cultures in your new country. For instance, a vegetarian might feel disgusted in a country where animals are slaughtered in public. This, although excruciating, is important to note in preparing on how to leave your old life and disappear completely.
You’ll need about 2-3 months to get used to your new environment once you disappear.
During this period, become social to help you ease the floating transition. Spend time traveling to familiarize yourself with the city or town. Don’t be impatient.
5. Don’t reconnect with your old life
You might experience loneliness and miss your old life during the first couple of months once you disappear. In this situation, you might feel tempted to go online and catch up with old friends or relatives. On the other hand, doing this means exposing yourself to the same danger that made you disappear. All the research done, name change, and actions you took to leave and disappear would be compromised.
Now you know how to create a new identity legally and disappear completely
Applying these tips will help you leave your old life and transition smoothly into a new one.
Remember to plan thoroughly and never involve loved ones in your escape plan.
That’s how you would disappear completely.
The post How To Disappear Completely & Never Be Found (Legally, Without a Trace) appeared first on .
source https://survivalistgear.co/how-to-disappear-completely/
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usefulstuffmouzon · 4 years
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Annual Twitter Update
This is not quite complete; I’ll update the last item or two later.
I finally got my entire tweet catalog organized, hash tagged for topics, tweet casted events & speakers earlier this year. I also established a Fave field for what I consider good tweets and a Classic field for the great ones. Other fields include date & time (obviously), a checked/unchecked field I use for general organizational stuff, a field that starts with the text of the tweet followed by the speaker’s name if it’s not me, and a field that counts the number of characters in the tweet. This will be the first time I’ve added to the organized catalog, so I’m recording the steps so I won’t have to figure it out again next year.
Request Twitter Archive
The first step is to get my Twitter archive. In a web browser on my laptop, there’s a More button at the bottom of the left sidebar. Click that, then on the pop-up window click Settings & Privacy. On the next screen, click Your Twitter Data under Data & Permissions. Under Download your Twitter data, there’s one button for Twitter and another for Periscope. Click Twitter. It’ll ask for my password. It takes awhile to put it all together, but in the next hour or two I’ll get a notification saying it’s ready. Now, Twitter lets people download their data only once per month, so it’s important to pick the time carefully to avoid copying a bunch of new tweets into the catalog by hand.
Convert Archive
Until this year, the archive included a CSV of all tweets back to the beginning. This year, they added a bunch of new stuff, including all of the media (pics & movies) you’ve ever posted, which is nice, but they inexplicably left out the Index.html file where you could see all the tweets just as they appeared and the CSV file which you could easily open in any spreadsheet. Now, everything except the media is in JSON files, which only a tiny fraction of people know how to manipulate. It took me several days to figure out how to convert it so I can open it in Mac Numbers.
Searching for a solution, it’s obvious many other people have had the same problem, and none of the ones I found had discovered a solution that non-programmers could easily do. So I tried to find an app, or find an online converter, which you would think would be easy. But every one I tried had some sort of problem. They either said “conversion failed,” or they tried to extort me for hundreds of dollars per year to get what they said was a successfully converted file. Obviously, I’m not going to do that.
Finally, I noticed that several of the failed conversions kept saying there was a problem with the first line of the file. Fortunately, I needed to download my archive a few months ago, and was able to convert it successfully on one of the online converters. It turns out that Firefox can open Javascript files as text, so I opened both of them. Sure enough, the first line of the new file that didn’t work was “window.YTD.tweet.part0 = [ {“ while the first line of the old file that did work was just “[ {“. So I deleted the offending “window.YTD.tweet.part0 = “. And I should note that while YTD implies that it’s only Year To Date, the file actually contains all my tweets back to the beginning like it always has.
The converter I originally used, and which I was really happy with, is the very simple & totally free https://onlinecsvtools.com/convert-json-to-csv by browserling. Click Import From File on the JSON side and it’ll load the file in a few seconds (upload time depends on file size, of course). Click Use Headers in the box just below the JSON box so it’ll convert the first line to a header row. Very quickly, it converts the file and the data pops up in the SCV window. If it doesn’t pop up, there’s something wrong with the file. Click Save As… to get the file. Unfortunately, it only read a few of the columns. While they were the most important ones, there was a lot of useful stuff missing.
So I went back and looked at a conversion I’d done in early November, and it was on a site convertcsv.com. So I went back to that site to convert the data. Simply put, it was one of the most painful things I’ve ever done. Nearly all day New Years Eve was spent trying to shepherd it through. For the first several times, the browser kicked cranked on it for several minutes, then reset itself due to lack of memory. And to be fair, xfinity was incredibly slow that day, so that may have had something to do with it. I ended up doing it in Firefox, since I had a bunch of windows open in Safari and didn’t want to close them. Before running it, I restarted my Mac just to be sure it was as clean as possible. Still, it repeatedly ran low on memory, so I’d follow it in the CleanMyMac widget in the toolbar, and free up memory every time it got below 10 gigs. It was absolutely painstaking because I couldn’t do anything else other than sit there and play games on my phone and watch it out of the corner of my eye. But fiiiiiiiinally, it finished and I was able to download the converted data.
Delete Columns
When I opened the file in Numbers, I got an error message saying that Numbers only reads the first 256 columns, and there were over 500. Assuming that Twitter probably put the most important stuff near the beginning, I said OK and opened it. Turns out that was correct. In the spreadsheet structure, they put the first few of an item type near the beginning, then I’d find more buried deeper. Towards the end, data was getting really sparse so I doubt there was anything really essential in the columns that didn’t load. And I found many columns that contain stuff I know I don’t need, or that duplicated other info, such as the full URL of a link (which I kept) versus various other iterations (like the Twitter-shortened URL) of exactly the same thing.
Without getting into the rationale of why I deleted columns, here are the ones I kept: favorite_count, retweet_count, created_at, full_text, entities/urls/0/expanded_url, entities/media/0/expanded_url, people mentioned & their usernames 11 deep (I’ll probably only need the first one, if even that), and hashtags 6 deep.
Fix Date
There are several extraneous things in the date & time, so I create a new column where I’ll create a text formula to keep only what I need. Currently, the date & time look like this: Mon Jan 26 17:31:04 +0000 2009. I don’t need the day of the week or the +0000, but I do need the year with the month & date so Numbers will read it correctly. The formula is: MID(E2,5,3)&" "&MID(E2,9,2)&" "&RIGHT(E2,4)&" "&MID(E2,12,8). This converts the date & time above into: Jan 26 2009 17:31:04. I paste this into every cell of the column.
So the dates look right on the screen, but they’re still just formulas, so I create another column named date & time beside the formula column. I copy the formula column and Paste Formula Results into the date & time column, so Numbers sees it as actual dates & times, not formulas.
Change the date & time format to look like this: 2009-01-26 17:31:04, and so that it left-justifies.
Sort by date & time.
Delete the created_at column & the date working column.
Copy Orphan Tweets
I do a holiday mailing each year that contains some of my best work on Twitter for the year, so I have to harvest the archive before the year is over. This means there are always some orphan tweets that didn’t make it into the catalog already. So I find those and copy the date & time and the text of the tweet.
Delete Previous Years
I make a Filter for all dates before 1/1/19 (or whatever the current year is, then delete all rows remaining, as they are in previous years.
Total Faves & RTs & Measure Length
I added a column after the fave & RT columns totaling the two, for a sense of the impact of the tweet, in the interest of assigning fave & classic settings in the final document. I also added a length column before the text of the tweets measuring total characters.
Delete Short Tweets
I sort the Length column, and delete most of the short tweets which tend to be stuff like “Thanks!” For this year, the shortest tweet I found that was useful standing alone was 45 characters.
Delete Original Green Daily
I do a paper.li newsletter every day. When paper.li puts it out, it tweets The Original Green Daily is Out! with a link. So I sort by text, which puts them all together so I can delete all 365 of them at once. DON’T filter for that text, because while it’ll only show the 365, if you select those rows and delete, it’ll delete everything else in between, basically wiping out your database. If you do, Undo before you save!
Clean Out Long Copy Chains
The longest tweets will be those with long copy chains, where many people are in the conversation. My longest one this year was over 900 characters. So strip out all the usernames to see what’s actually being said at the end. There’s no easy way to do this; allow 20-30 minutes.
The Long Edit Slog
This is the most time-consuming part except maybe the hashtagging; allow a couple days depending on how much you’re starting with. For this year, after deleting the stuff noted above, I had about 3,300 tweets. After this edit, I have about 2,300 so this pass takes out almost a quarter of the tweets. There are four things to do in this pass: 1. edit the tweets, 2. assign them fave & classic status, 3. move the names of people I’m quoting to the @ column, and 4. tag the event I’m tweetcalting in the tweetcast column. The edit involves several things: 1. Because the tweets stand alone in the catalog, I strip out all the @usernames at the beginning that didn’t get taken out in the long copy chain cleaning above, and remove remnants of conversational text, leaving just the statement of principle. For tweetcasts, I move the speaker name to the @ column (either as @username if they’re on Twitter or #FirstLast if not) and the event to the tweetcast column. Obviously, once I have one of each, it’s easy to duplicate. Then I strip the speaker & event name out of the text. I also delete a lot of tweets in this step that don’t belong in the catalog; some because they’re banal, others because they’re conversational and no part of them can be properly understood standalone. Until this morning, I was deleting truncated retweets as well but may have found a way around that, so will leave them for the moment (see The Retweet Problem). Also, I don’t want to have to read a tweet more than once, so while I’m here, I assign fave & classic status. Faves can be assigned for a number of reasons: 1. compelling content, 2. a memorable event to me (it’s my catalog, after all), and 3. the number of times they were favorited or retweeted on Twitter. Classics are much rarer, and must be both unusually compelling in some way and also evergreen. In other words, they won’t go out of date quickly. Every classic is also a fave.
Column Gymnastics
Because this is a working file, I toss the columns around a lot, putting what I need side by side as much as possible. I also hide columns I don’t need to see for clarity.
Fave & Classic Cleanup
Assign Hashtags
Once the edits are complete, it’s time to assign hashtags. I’ve harvested 6 columns of hashtags from the Twitter  archive (/0/-/5/) but some of them were used to tag speakers who weren’t on Twitter or the names of events I tweetcasted. I delete these entries from the six columns for clarity, then move the columns just to the left of the text column.
The Retweet Problem
Retweets in the archive are truncated to 140 characters, which makes all but the shortest text-only retweets useless. I’ve been searching for days to figure out a way around this, and finally found something this morning. Apparently, something called Python can be used to access the Twitter API and get whatever info I want. I had an app called Komodo that I got for reasons I don’t recall several years ago, but apparently it can edit Python scripts, so I’ve downloaded the latest version. I’ve also just applied with Twitter as a developer, so if they approve me I’ll update this on the adventure.
Copy to Yearly Template
I have a template file which looks just like the big catalog file except it has 3 columns at the far left: faves, RTs & total. This is where I paste that date from the archive sheet, but which won’t get copied to the main sheet once I’ve set fave & classic designations. To be sure, the cells have a grey background. It’s important to get the data into the template at this point so everything is properly formatted from this point on.
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fxikb0ay-blog · 5 years
Text
Is someone who is only insured on their works car insurance ok to drive my car?
Is someone who is only insured on their works car insurance ok to drive my car?
My sons girlfriend does not have a car, but claims that she has insurance through her work, so she is ok to drive my car? Am I right in thinking that this means she can only drive company cars, and not MY car?
BEST ANSWER: Try this site where you can compare free quotes :insurancecostfinder.xyz
SOURCES:
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thecoroutfitters · 5 years
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digitalmark18-blog · 6 years
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Elections: Georgia counties respond to hacking, security threats
New Post has been published on https://britishdigitalmarketingnews.com/elections-georgia-counties-respond-to-hacking-security-threats/
Elections: Georgia counties respond to hacking, security threats
As Georgians prepare to cast their ballots in a nationally watched gubernatorial race, the security and reliability of the state’s election system remains a point of concern for many voters and security experts.
Polls show that a large percentage of Americans believe there’s a concerted effort underway by foreign entities to undermine American Democracy and promote discord, using everything from fake Facebook accounts to Russian Twitter bots. But perhaps nothing strikes fear in the hearts of voters in Georgia and across the country more than the notion that their ballots could be changed by hackers.
VIDEO: Previous coverage of this issue
In the metro area, elections officials in Fulton, DeKalb, Cobb, Gwinnett, Henry, Clayton and Fayette counties told The Atlanta Journal-Constitution they are working with the Secretary of State’s office to ensure every ballot cast in November is counted and reported accurately. They say their systems and processes are battle tested and secure.
Still, there’s a growing clamor for more precautions.
The state’s weaknesses have been well documented. Georgia uses electronic voting machines and is one of only five states that don’t have paper backups that can be used to audit results.
More than 20 experts from Georgia Tech, MIT, Princeton and other top-tier institutions signed a letter to Secretary of State Brian Kemp last year expressing “grave concerns” about Georgia’s election system and urging the state to adopt paper ballots. That process is underway, but no changes are likely before November.
Also feeding into voters’ apprehension is mounting evidence that Russia attempted to hack into election systems across the U.S. in 2016. Special counsel Robert Mueller’s investigation found one suspected operative had visited Cobb and Fulton counties’ election websites, though no confidential information was obtained, the Secretary of State’s office said.
Russian hackers tried without success to gain access to the private election systems of 21 states, but Georgia was not one of them, Kemp’s office said. Still, some experts say, it’s a matter of time.
Harri Hursti, a data security expert who signed the letter to Kemp, said Georgia’s software is more than 10 years old and “definitely hackable.”
Without a paper trail, it would be very difficult to prove if an election had been tampered with because malware can easily be written to erase itself after completing a task, he and other experts have said.
“If something goes wrong there is no way to audit,” Hursti said.
And Richard DeMillo, the executive director of the Center for 21st Century Universities at Georgia Tech, said he recently attended a conference in which participants figured out how to break into election machines “in very interesting ways.”
“Ways that if I were in the Secretary of State’s office would make me very nervous,” he continued.
Kemp’s duties include overseeing the November election, even though he is on the ballot himself as the Republican gubernatorial nominee. His representatives say there is neither evidence that Georgia’s voting system has been tampered with nor cause for widespread concern.
“Alongside federal, local and private sector partners, we continue to fight every day to ensure secure and accurate elections in Georgia that are free from interference,” Secretary of State spokeswoman Candice Broce said. “To this day, due to the vigilance, dedication and hard work of those partners, our elections system and voting equipment remain secure.”
The voting machines have been tested, as well as the related systems used to tabulate votes, Kemp’s office said. Homeland Security has also held briefings for counties, and the Secretary of State offers training.
Kemp’s office, the General Assembly and a newly formed statewide commission are in the process of mapping out a plan to implement paper balloting before the 2020 presidential election. But the current system of 27,000 touchscreen machines remains in place for the short-term.
“The state is helping counties test the machines regularly to make sure that they operate as designed and that they are accurately counting voter selections,” Broce said.
Of course, as many point out, there have been plenty of problems with elections over the years that have nothing to do with Russians.
A cybersecurity researcher in 2016 exposed security vulnerabilities at Kennesaw State University’s Center for Election Systems, which provided logistical support to the state. The problems were serious enough to prompt the state to end its contract.
Also issues have cropped up frequently on the local level, most noticeably in Fulton County. In 2007, records for more than 100,000 voters were found in a dumpster. The following year, it took the county days to finish counting absentee ballots. And in 2012, another presidential election year, the county failed to properly register some voters, forcing 10,000 people to use provisional ballots.
Current Fulton elections director Richard Barron was hired in 2013. He’s said in the past that he was working to update voter rolls, reduce the number of provisional ballots cast and ensure voters are directed to the right polling location.
Regarding the more recent concerns, Barron said a lot of hacks that happen in labs would be much harder in the real world. For example, seals are placed on voting machines, and poll workers check to ensure the seals are unbroken. They also make sure that the serial numbers on the machines match those recorded earlier.
Fulton is among the counties that have asked Homeland Security to review its systems and procedures.
“We made the decision to avail ourselves of their services,” Barron said. “I’m not concerned about the voting system. I think it’s safe and secure.”
Officials from Gwinnett said the county “has never received any notification of an attempting hacking of its elections systems.”
County spokesman Joe Sorenson said Gwinnett uses “physical and electronic measures” to secure machines but did not provide specifics. He said safeguards are adjusted “from time-to-time,” adding that it’s important to note that neither the county’s voting machines nor the machines used to count votes are connected to the internet.
“Gwinnett County takes the security of elections seriously and implements best practices to ensure the integrity of the votes,” Sorenson said in an emailed statement.
Two weeks ago, Henry County officials installed an alarm system at its elections office in McDonough. Elections and Registration director Tina Lunsford said the move was made out of an abundance of caution — not because there’s any information that the county is a target of hacking or voting machine tampering.
“As you start to see more and more come out about the Russians, it’s just another way for us to increase security,” she said.
Across America, voters are worried. A February 2018 NBC News poll concluded that eight out of 10 Americans are concerned the country’s voting systems are susceptible to hackers, and two-thirds said they fear foreign governments will try to interfere in elections this year.
And many Georgia voters have voiced concerns about election security during county commission meetings and to their local elections boards. Backed by groups like the Coalition for Good Governance, Indivisible Georgia Coalition, Common Cause Georgia and the NAACP, they have tried to make a case for paper ballots sooner rather than later.
Clayton resident Timothy Vondell Jefferson said he is most concerned that the loss of political norms in Washington will have an impact on the integrity of voting in Georgia. He thinks Kemp has declined to resign as secretary of state because Donald Trump – a Kemp supporter – has encouraged leaders to break with tradition and do whatever it takes to win.
“The leader of the country is sending a message that anything goes,” he said.
DeKalb Commissioner Mereda Davis Johnson said she has heard enough to also have worries.
“I’m sure that many people throughout the state would feel much more comfortable with a printed ballot backup to make sure that their vote is counted,” she said. “Because of the allegations of hacking and the intimidation and all other scenarios surrounding our election process, people are concerned. … I just don’t feel 100 percent sure that my vote is my vote.”
Sara Henderson, executive director of Common Cause Georgia, is encouraging residents to vote early if they are worried about tampering.
“Lots of people love going to the polls on Election Day. I am one of them,” she said. “But if your concern is not having that human verifiable piece of paper, then go early-vote or go online and request an absentee ballot.” Early voting is still electronic in most jurisdictions. However, voters who want to use paper can request a mail-in ballot.
Common Cause also has a list of other recommendations it believes will help elections go smoothly, such as hiring enough workers to fully staff polling locations, not assigning voters to new precincts within 60 days of the election, increasing access to early voting and being more transparent about how and why voter roll purges are conducted.
At Johnson’s request, DeKalb commissioners recently delayed a proposal that would have caused some voters in Stonecrest to be sent to a new polling location in November. The change will now happen after the election.
Staff writers Tyler Estep and Arielle Kass contributed to this report.
Staff writers Tyler Estep and Arielle Kass contributed to this report.
OUR REPORTING
The Atlanta Journal-Constitution is covering the issues and candidates in a busy election year. The AJC has already produced stories this year about how gun rights, immigration and fundraising have had an impact on this year’s races. Look for more at ajc.com/politics as the state approaches Election Day on Nov. 6.
IMPLEMENTING PAPER BALLOTS
The Secure, Accessible & Fair Elections Commission, created by Secretary of State Brian Kemp, is reviewing options for paper balloting that could be in place by the 2020 presidential election.
A coalition of election activists and voters filed a lawsuit in July in an attempt to force the state to implement paper ballots immediately, but state election officials say a change now would create chaos for the November election.
Georgia is one of only five states that rely on electronic voting machines and do not create a paper backup.
Source: https://politics.myajc.com/news/local-govt–politics/georgia-counties-respond-hacking-security-threats/CB6bJc0ax9tA6DyyS47k8M/
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life insurance quote comparison template
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life insurance quote comparison template
life insurance quote comparison template
My son who is 17 has to appear in the magistrates court for driving my car without a full licence or insurance?
He has never been in any sort of trouble before and is usually a good kid. What sort of punishment can we expect to receive? We are soo afraid! We are in the UK
How to find a car that will have cheap insurance?
Hey! Im an 18 year old guy thats about to start driving , and as always the case - insurance is a KILLER. Im going to get a used car and i honestly don't care about the looks aslong as it functions fine! Just wondering what i can look for that will minimise insurance price? Small engine , age etc? Thanks :)""
Do I need to buy additional car insurance when renting a car?
I have full coverage with State Farm but I wasn't sure if I had to purchase additional insurance when I rent the car or does my policy handle renting a car? I have full coverage right now and I will only need the car for the weekend.
""Liberals, How has mandating auto insurance lowered premium prices?""
Like you claim mandating Health Insurance will do, what say you?""
AAA driving insurance questions?
my cousin is 16 and he wants to know how much driving insurance cost if you have AAA. he's a high school student, good grades, and etc... how many discounts will he get and how much does he have to pay each month?""
Teen car insurance? Sports car?
how much would insurance be for a 16 year old boy with a lotus sports car?
Car insurance?
is it possible to have two inurance policies on one car?im wanting to get insured to drive my brothers car so do i have to be a named driver on his insurance policy or can i have my own?thanks!
Is it against the law to drive without insurance?
Been driving for 30years clean here in Canada with know accidents, until I got into my first incident a few years ago, my insurance went up more then doubled!!, The insurance company RBC didn't want to forgive me on my first accident told me I had too wait 6 years, I I feel this is extortion, Im almost tempted to drive with out insurance is this recommended?""
Car Insurance when you're 17?
I'm starting driving lessons soon, and hopefully wanting to pass my test by the time I'm 18 and get a car, can you pay car insurance monthly at 17 or do you have to wait until you are 18 to do this? I would just like to know for in the future :) thanks!""
How will Obama's healthcare plan help me?
Please answer this question only if you truly know the answer. I am tired of all the rhetoric. I work at a hospital in patient access. The insurance the company offers is too expensive so I chose not to take it. I also know, from the job I do, that it doesn't pay very well for the employees that do use it. So how will Obama's plan help me to be able to #1 afford health insurance #2 have good coverage offered to me""
Car insurance at 17. help needed?
Am 17 and just passed my test :), I was looking at the three following cars: - Renault Clio (1.2) - Vauxhall Corsa (1.2) - Peugeot 206 (1.1) All post 2000 pre 2003. Which insurance company is cheapest at my age and can anyone give me rough evaluations on how much it cost them/ would cost? Thanks.""
Do you have to have car insurance?
like the car has liabilty, but i will soon get my liscense and i am wondering if it is required by law for me personally to have insurance.""
How much does it cost a mo for auto insurance when your 18?
On a 2005, sport compact. Texas""
Lying on car insurance?
as car insurance for younger drivers is considerably more i was curious in asking a question if someone lies on being older say 30 rather than 17 and or the car is kept in a locked garage and is fitted with the best mobilisers money can buy will this person get away with this if for example involved in some sort of crash and or another scenario pulled over by a police officer.
If you rent a budget truck will my insurance company insure it while im driving it?
If you rent a budget truck will my insurance company insure it while im driving it?
How do you determind how much the car is worth?
I bought a car from a trusted dealer. They had told me the odometer wasnt working since they had it. Well I knew the odometer wasnt correct. Well I sold the car ( I have a lein) the car was totaled. Now the insurance company is saying they dont know the exact miles on the car so thier not going to pay but 2400 for the car. I did a Carfax report and it showed 70K miles, then 17 K mile when I bought it. I am trying to come up with a way to reason with the insurance company to get the most out of the car. What would be the best way to go about doing that. Taking the average fort he year? the mileage on the car? I believe the car is worth at least 3K.""
How do you rate Car Insurance ads?
From Best to Worst I rank Geico, 21st Insurance, Progressive, All State, Nation wide""
Average cost for motorcycle insurance for a 16 year old?
i know that the rates will be very expensive for a street bike for a 16 year old first rider, but i just want a round about. i have car insurance with state farm so thats who i would get the insurance through. from what i found it will probably be better to start on a dual sport bike rather than a sport bike due to the cost of insurance and the possibility of not being able to get insured due to my age. i want to get a street bike, but i know insurance would be nearly affordable.""
How much will my insurance go up??
i have 21st century auto insurance and i have been driving since february 2008 and i am 18 years old. i bumped a state vehicle (caltrans) but there was no damage done whatsoever to the vehicle...as for my car...there was a small scratch that i will not repair. however chp said since its a state vehicle they have to report it. how much will my insurance go up??
Are there any affordable insurance companies out there for carpenters?
i need to obtain general liability and workers comp. to start my business. looking for affordable insurance in louisiana, (preferrably in baton rouge).""
Can I throw away my old insurance card?
I got new insurance. do I need to keep the old card for any records?
How do I get health insurance if im 17 and not living in the same state as my parents?
Im a 17 year old male and im moving from Georgia to California. I need health insurance and im trying to figure out if I can stay on my parents health insurance until im 21 or do I have to get something else? please help
How can I learn how much money do I have to pay for short term disability insurance?
I am going to start a business. And , I have 11 employees . I would like to get short term disability insurance plan and long term term disability insurance plan for my employees, and life insurance too . How much much money money do I have to pay for this?""
I'm 17 and have car insurance that i have to pay 240 every month. I live in philadelphia is there cheaper ones?
i got a 2000 ford taurus and my mom bought insurance since she doesn't have a car herself we had to get my own insurance plan and now we have to pay 240 every month because of my age..i need to know of any cheaper insurance for myself. plz and thank you.
""Does price of car insurance go up, down, stay the same, after getting G licence?""
I'm in Ontario, Canada and am going for my G licence in July (I'm 26, if that makes any difference?). Right now I'm an occasional driver on my parents insurance and plan to stay that way after I get my G. Right now my insurance is 90 per month. I want to save up for enough insurance for 12 months so when I move out it's out of the way for one year. Anyway, does anyone know if the price of insurance goes up, down, or stays the same after getting your full G licence? I kind of want to figure out how much I should save up for the full year by knowing how much it'll be monthly. I plan on going in and talking to them, but I wont be able to for a few days...just curious if anyone can basically give me a heads up. Thanks.""
life insurance quote comparison template
life insurance quote comparison template
https://www.linkedin.com/pulse/affordable-car-insurance-zip-33510-carter-morgan/"
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What is the best health insurance carrier for those self employed?
"What is the best health insurance carrier for those self employed?
I'm really not interested in going online, as have been warned.  And I have been online and don't need a million calls wanting my business.  Thanks, but no thanks.  I am interested in details and sure information.  Like seeing an agent.
BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 
RELATED QUESTIONS: 
How much would the insurance cost for corsa 1.2 limited edition for 17yr old new driver?
How much would the insurance cost for corsa 1.2 limited edition for 17yr old new driver?
Why does a classic car cost more to insure?
My friends got an 02 Acura RSX 5 speed and he pays like $600/month and the car has some engine mods. We are both 17 except he has a couple tickets. I called 3 different insurance companies and they all quoted me around $750 a month. the car in question was a 76 Chevrolet Camaro with an automatic trans and 350ci v8 (though the vin would probably indicate a 267ci v8) why is the newer car cheaper to insure? with a manual trans? kids these days dont appreciate the old cars like I do and stick with Honda and Acuras and those are the ones I actually see getting wrecked. I wouldn't get full coverage on the old car because if it were to wreck i'd just get another as they aren't worth fixing and are a dime a dozen it's not really a rare classic car. I understand that engine size might be a factor. The rsx is lighter and has a smaller engine but the Camaro is much heavier with a bigger engine. Would a z28 cost more? (already upgraded to 350 and upgraded suspension from factory) I didn't ask the insurance on that. What about the Pontiac Firebird of the same years? (70's to '81) it shares a similar setup. When I ask the insurance people how they calculate their rates they say its the area and experience of the driver but me and my friend live in the same area, he's had his license longer but has tickets. His car also costs way more. They could not give me any more info on rates they say they're just there to quote and don't know anything else. So why is this like this?""
Help PLEASE!! Auto Insurance Question?
I have a question concerning auto insurance. I recently totaled my vehicle at no fault of my own. Long story short the insurance company is offering me a few thousand more than Kelly Blue Book states the vehicle is actually worth. But what theyre offering is substantially lower than that which is outlined on the Declarations for Policy paper under value. Thing is, Ive verbally accepted the amount over the phone. Now theyre sending papers to sign over the vehicle. When I phoned the agency, I was informed by the assigned adjuster that he cannot offer more. I dont really believe him, afterall insurance companies are known for trying to take advantage of people. Heres the dilema, if theyre offering more than KKB and under the value on the policy. I assume theyre just trying to avoid paying what the real value is. Any help with this will be greatly appreciated. I have little knowledge in this, I just turned 22 years old and this was my first car.""
Medicaid health insurance? for pregnant teen?
I am 17 years old. i recently found out i was pregnant and i am under my moms health insurance. unfortunitly i am currently unemployed and my boyfriend's job isn't that good. with my mom's insurance i have to pay $20 every time i go for an appt. and the bills are kind of high. i need better insurance for me and my baby on the way and someone mentioned medicaid. any idea how to apply? also if anyone has a good insurance for them and their baby i will take any advice!!
Can I insure a car that is already insured?
I am a new driver and want to insure a car, the problem is that car is already insured by my mom with AAA. I currently don't have the money to use AAA as insurance so I was planning to get some cheap insurance right now. Is that possible? Or what would you recommend?""
I am loooking for car insurance. But its so expensive. Can anyone recommend a company?
Can anyone recommend a company that does car insurance for below 2000? Im desperate!!
Does this sound like a Fair price for Obamacare insurance in California?
Monthly Premium $321 Deductible $2000 Co-pay $45 Specialty care Copay $65 Generic Med $25 Max out of Pocket $6400 FYI my brother has his own general practice, he said on average he charges people without insurance abot $60-70 for an office visit (cash,check,credit card or invoice)""
Who has the best life insurance policy ratings?
family life insurance policies
Insurance for a car that is about to sell?
I live in north carolina and I have two cars right now. One is a dead car ( having insurance) and the other is new car ( dealer said it is ok to drive that vehicle for atleast 30 days with in the state without transfer of insurance ..I will be transferring the insurance from my old car to new car in 3-4 days as holidays are ahead. My question is some one is willing to buy my dead car ASAP and do I have to do the paper work of transferring the insurance of my dead one to new one before I sell this car. Or Insurance is the responsibility of the buyer? I don't have to worry about it? I really appreciate if some one gives a nice suggestion. I could not able to reach the insurance people bcz of holidays
No insurance and pregnant.?
Serious answers only please. I'm currently 13 weeks pregnant without insurance. Also, I live in Pennsylvania. I have had prenatal checkups and bloodwork and stuff done, but my mother-in-law in paying out of her pocket for everything. My husband and I already applied for Medicare/Medicaid through the assistance office, but we got denied because we slightly make too much money. At my work, pregnancy is a pre-existing condition and it won't be covered on my insurance if I picked it up. The only other thing that I have done so far is apply for something at our hospital called the I-Care Fund. It only pays a % of laboratory work that you get done at the hospital such as bloodwork, etc. And they are going to pay 40% of the laboratory fees and a woman at the office said that it might cover the labor, but she's not sure. If anyone has any other advice on what I should do, please tell me. I feel really bad that my mother-in-law has to pay for everything.""
Car insurance in NY for a 21 year old? Please Help?
I would like to purchase a used car in NY. Im curious to know if I need to purchase the car before I get insurance or can I buy the insurance then decide what car I want. Im actually not sure what car I would like to get right now, but in NY you cannot register a car without car insurance. Also, I would like to know which insurance companies will give me the lowest quote for my age and despite me driving for years with a permit, I just recently got my driver's license. I haven't established any credit yet, because I know they look at that too but I do live on my own and im gainfully employed. Whoever gives the best answer gets 10 points. Thank You""
""In California, can I get my car title change into my name when I don't have auto insurance?""
In California, can I get my car title change into my name when I don't have auto insurance?""
How can i find out if someone has insurance on me?
life insurance police
Would i be to pay for car insurance?
oki so i am on a low wage 447 a month i can get a cheap car i.e ford focus etc etc and wanted to know would about 220 a month cover a monthly cost of car insurance once i have done my test and what not i am also 21 and i could potentially get a black box but would rather avoid one due to the area i live in (other drivers acting like **** and braking hard)
Car insurance question?
If I make a down payment of around a quarter of the car price ($4,500 for a $18,000 car) when I buy and also get comprehensive insurance on it. After two years if the car gets totaled- how much will I get from the insurance company?""
Question about car insurance.?
So I have a question, If I use my fathers car would he have to register his insurance on my name also? Or will it not matter since the cars registered in his name? Just in case anything happened. Just wondering.""
How much does high risk auto insurance cost?
How much does high risk auto insurance cost?
Cheap health insurance?
What is a good company for CHEAP health insurance?? For 19 Male (single)
""How much would insurance cost me for a $200,000 porsche as a teen?????? PLZZ HELP GUYS PLZ!!!!!!?""
Im planning to buy a $200,000 porsche drive away. Im going to get superior insurance (the best insurance) that covers my car fully. HOWEVER the problem is im a teen 19 year old and insurance rates appparently fly above the sky. HOW much will it cost insurance a year????????????????????? ?????????????????/""
""For my first car, what engine size and car do you recommend I get?""
What engine size do you recommend I get? Is a 1.4 liter a lot for a first car? Also, I understand the fact the bigger the engine, the higher the insurance will cost, but since I know nothing about cars I do not really know about all this engine size stuff. Also, apart from insurance, I understand about road tax and MOT, can you tell me how often I need to have an MOT and how much it costs? Thanks.""
Car Insurance Fine costs driving without insurance on one car but had 3rd party on another?
Being a bit stupid I didnt relise I had to inform my insurance company that I changed cars and was stopped by the police for no insurance even though they proved that I had insurance on my previous vehicle 3rd party whic
Car Insurance for Teens?
What can we expect for a 16 year old to pay on a monthly base if he has his OWN insurance (as in not co-insured with the parents). This would be in Texas. I am pretty sure that there is a great difference. Just trying to familarize myself with the whole deal and trying to figure a ballpark amount. Any tips you might have are very much welcome. Thanks!!!
What is the cheapest insurance firm for new drivers?
i am 21, female, just passed test...does anyone know any ggod insurance firms to try?""
Is ehealth insurance good?
i just bought insurance there. then checked out scams im freaking out a little but my mom says in no big deal. its just other broker trying to compete. I called ehealth and asked if i was to buy from the medical place myself would it cost me less? They said no, they charge no brokers fee. so Im a little confused. Help anyone? thank you!""
My own car insurance help?!?
I've been a named driver on my boyfriends policy for over a year. I've started a new job and they've said I have to have business insurance and I cant get that upgrade from my boyfriends policy because we dont live together and are not married as such. I've bought car insurance now, but am wondering if anyone knows what happens to my 'named driver' part on my boyfriends insurance as he really only has the policy for me, cos his work etc pays all his for his company vehicle. Can he get refunded my 'named driver' bit? or cancel the whole policy?! Any advice would be great! Thanks""
What is the best health insurance carrier for those self employed?
I'm really not interested in going online, as have been warned.  And I have been online and don't need a million calls wanting my business.  Thanks, but no thanks.  I am interested in details and sure information.  Like seeing an agent.
How much does a chest X-Ray cost with no health insurance?
i've been experiencing pain in my chest, and i think i need a chest X-Ray. the only problem is, my insurance papers haven't gone through yet, and they won't for about a ...show more""
Does GEICO stand for General Electric Insurance Company?
Does GEICO stand for General Electric Insurance Company?
Is home insurance quote negotiable?
Just got a new quote on home owner insurance. It is slightly better than my last insurance company, but not by much. Is this quote negotiable? Or it is what it is, take it or leave it?""
How much rental car insurance do I actually need?
I don't have stateside auto insurance. We are military living overseas. Renting a car in Hawaii and don't want to spend a fortune in rental car insurance but want to be covered.
Can my mom insure my car if her name isn't on the title?
Right now I am driving a car my mom bought so only she is on the title and she insures it. I just bought a new one and was wondering if I put the title of the car in my name, can she insure it under her name. I just turned 19 and if I got a policy by myself in my own name I would have to pay more than twice as much as I do now (I give my mom the money for insurance its just under her name).""
Will a window Tint ticket effect my insurance rate? Also how much is a window tint ticket in California?
If i get a ticket for window tint will my insurance rate increase? Also how much are the window tint tickets? I am aware that some officers give you a fix it ticket but if they dont how much money is the ticket? I am located in California and just want to check this out before I get my windows tinted.
How high are insurance rates for a 2009 Mitsubishi Lancer GT?
Its a car with the whole package; mags, sunroof, skirt, spoiler, sound etc. It's a 4 door 2.0L 4 cylinder. I'm wondering how much insurance I'll be paying in comparison to a Hyundai Elantra GL to which I was quote 1300 a year for - yikes! Anyone own this vehicle in Canada? Btw I'm 20, clean record, been driving for 2-3 years (dont even remember honestly).""
Keep insurance if I am selling the car?
I am selling a car that I still have financed. Do I still have to have insurance (full coverage) if I'm selling it and I'm not driving it at all? Ohio Law plz
Auto Insurance - what went wrong here?
Where did I go wrong? A few months back, I backed out of a parking place and stopped, waiting for traffic behind me to resolve itself. While stopped, a large vehicle backed into my driver side door. We both re-parked. The other driver first tried to convince me there was no damage and we should both forget it but after I showed him the damage to my door (his car had almost no damage), we exchanged insurance and personal contact information in a friendly conversation. I reported the damage to my insurance carrier, a large national firm, obtained the required 2 estimates for repair and submitted it, as directed by my carrier and his, to his carrier, a large regional carrier. They informed me he had decided my car was not stopped and so I bore responsibility for his backing his car into me (!), and they therefore were refusing to pay me. My insurance carrier said it was up to me to provide proof my car wasn't moving, regardless of the fact his car backed into mine! I approached the repair firm, and they provided me with photos and offered testimony to state that my car was obviously stopped, based on the damage to the door. I called the individual and said with this information unless he paid the bill in full, I would take him to small claims court. He argued but produced a check for the full amount. A month later, my insurance carrier raised my rate based on this incident and a highway speeding ticket over a year ago. I ended up paying more for my insurance and lost a great deal of time despite both of us being insured. Where did I go wrong?""
18 year old with car insurance question?
okay, i live with my parents...daddy has a car and insured it and put himself and my mother under the insurance. On paper, i dont live with my parents. Okay my question is if i get a car and put a different insurance under my moms name will her gettin a car effect the cost of my dads isurance (the only reason i think it will effect dads insurance is that my mom is on his insurance).""
How much will my car insurance cost?
I am seventeen years old, I live in New Jersey and my car is a two door 1997 Honda Civic EX. I am turning eighteen in two months. Which car insurance providers will be the most likely to give me good deals, and roughly how much would I be paying?""
Cheap health insurance?
I graduated college and I am getting kicked off my parents plan. I don't have a job with benefits available, although it will become available in September. Are there any plans that have a low monthly payment? I don't need anything fancy, just catastrophic insurance. I don't need RX, Eye, Dental, just the bare minimum. Any suggestions?""
Car insurance for short locations (2-4 days)?
I usually rent a car at Rent a Car service companies once or twice per month. The insurance they offer are somewhat expensive (im 26, never got pull-over, never had an accident). I would like to know if anyone knows of an insurance company who offers rent-a-car insurance? Thank you.""
Will alloy wheels effect my insurance and in what ways?
I'm 18 and just bought my first car, (Vauxhall Corsa). It came with wheel trims, and ideally I want alloy wheels: but if it's going to put a lot on my insurance then it might not be worth it. They would be after-market alloys, and the same size as the current wheels. I'm currently paying 2,000 for my car insurance: how much would somebody estimate the new wheels increasing my insurance. Many thanks!""
Car insurance as a named driver?
Hi does any1 know any insurance companies who will insure a 20 year old as a named driver on a high performance car. This belongs to my dad and is a golf r32. I wont be fronting as i have my own car which i commute to and from work in so i know exactly what that is.. Anyone know any companys please recommend some I will give you the correct answer thank you.
US health insurance - question?
We are Canadians moving to the US in couple of weeks and we have just applied for medical insurance in the US, filled out all the papers and we'd like to know whether the insurance company will call our Canadian doctor to get our medical records? We want to make our doctor aware of this and at the same time, to be honest, we did not know exactly the dates when we've been at the doctor's office, we put down approximate dates on the insurance applic form and we do not want to be denied because of misrepresentation or something like that. At the same time, here in Canada, just because healthcare is universal, you don't get any medical papers or records to keep track on when you've been at the doctor's office. Thanks a lot.""
I do not have any health insurance. Where can I find a psychiatrist to talk to in VA that is affordable?
I do not have any health insurance. Where can I find a psychiatrist to talk to in VA that is affordable?
If you get disability do you lose your health insurance?
I live in Tennessee and I have PHP health insurance. I am thinking about trying to see if I could get disability because of my many health problems. I am wondering since the government pays for my health insurance and I get approved would I lose my PHP?
""About how much does car insurance usually cost, and how often would I have to pay for it?""
About how much does car insurance usually cost, and how often would I have to pay for it?""
Geico Car Insurance?
I have a 2013 Mitsubishi Lancer GT. My mother took the loan out and I was wondering can I get my own insurance (19 years old) and insurance the mitsubishi even though the loan is in her name?
Health insurance in south carolina?
My husband and I need Medical insurance. I live in SC. Can anyone out there tell me of some companys to contact besides BCBS.
Do I need to buy healthcare insurance if I turn 26 in April 2014?
This is referring to the Affordable Care Act in the US. I turn 26 in April 2014, but I already have Kaiser coverage under my dad's insurance plan.""
Car Insurance?
How does the car insurance work here in NYC, I don't fully understand, if you have AIG how much does insurance go up for your parents if you are 17. I've heard 1500-2000, (Is this true?)""
Can my insurance company deny my claim...?
Lots of info, sorry! My car was parked on the street and hit during the night. I drove the car to the repair place the following morning and the airbag deployed on the way there. (Stupid, I know, I wasn't thinking). My insurance company, GEICO is insisting that the damage is not consistent with a hit and run accident. They have taken recorded statements from me and my boyfriend. They have contracted an independent accident reconstructionist to read the airbag deployment. The reconstructionist originally told me that he was unable to retrieve the data, but the insurance company is now telling me that he was able to get a partial reading. And that it shows that the airbag deployed as a result of impact. The airbag did not actually fully deploy. There is no powder or injury to me to justify a complete deployment. Does anybody know if they have the right to deny my claim based on suspicion? They keep trying to make me say that my boyfriend was driving the car, which he wasn't. We were in the house together all night. Also: car was in previous fire; severe damage to front of car, all repaired. accident happened in CA, full coverage policy written in GA I know its a lot of info. Thanks for reading and I appreciate any helpful answers. Thanks!""
Will my parents find out about my car accident through insurance?
i was in an accident and mind you im 17 years old, i have insurance. the thing is i was driving my friends car. someone crashed into me after running a redlight so it was their fault. the police told me i still have to contact my insurance co. to report the accident (even if there was no injury or deaths) im wondering if i report it will this show up on anything in my dads paperwork? since he manages all this stuff. the police told me there wont be any report. so if i report it over the phone what will happen? i have AIG by the way . thank you.""
What is the best health insurance carrier for those self employed?
I'm really not interested in going online, as have been warned.  And I have been online and don't need a million calls wanting my business.  Thanks, but no thanks.  I am interested in details and sure information.  Like seeing an agent.
1992 BMW 850I CALIFORNIA INSURANCE PRICE?
IM 19 YEARS OLD I PAY $115 FOR MY TOYOTA MR2
State Disability Insurance in California?
I was laid off in December (company went under) and in March I got pregnant. I have not found a permanent job and at this point am not going to try - who's going to hire a pregnant woman, right? I am receiving unemployment which will be running out in a few weeks and I'm thinking about working for a temp agency until the baby is born to bring in some money. Does anyone know if I am working temp can I collect State Disability Insurance once the doctor tells me no more working? I'm really pissed...worked all those years and now I may not be able to collect through no fault of my own. Any help is appreciated. I think if I'm not working at all I can't collect but not sure. Thanks.""
Will obamacare lower health insurance premiums?
how will forcing more people to purchase a finite resource (increasing demand) cause the price to go down?
What car is best for young male insurance wise?
K im 18, goin to uni next year, male ive looked up quotes for renualt clio 1.2 2000-2003 models and got 8400 annual as cheapest. for peugeot 106 1.1 i got 11,000 annual cheapest..... vauxhall corsa 1.2 i got 10,000 cheapest. the cars im looking at are garbage.. worth 800 tops. Why would i pay over 10 times the price of the car to be allowed to ride it for a year, i know im 18 i dont care if im a risk(which im not, im not a speedfreak,) theres risk and then theres idiocy. What are the key things to get a low qoute?""
Insurance cost for ferrari?
what is the insurance cost for a new ferrari f430 which costs 220,000 for a 32 year old in florida with a perfect record please dont say if you have to ask you cant afford it because i can i just want to see what you think because i have a estimate!! by the way if you say if you have to ask you cant afford it if you give me a good answer you will get 10 points!!!""
What is the typical cost of maintenance for a Mercedes C240 per year including insurance for a young driver?
As the question states. :) Thank you so much for your help!
""How much do you pay for these items,Gas,Food etc Monthly?""
rent, water, electric, gas, car insurance , gas, food, internet service, phone bill, medication""
Mandatory health insurance provision?
Should the federal judiciary act to either overturn or support the mandatory health insurance provision of the 2010 health care law?
Is it possible to get a good used car for 3000 $ ?
I live in the Los Angeles area and I am a student .. I really need a car but I can only afford 3,000$ at the most .. Do you think I can get a pretty decent looking car for 3000$ ? and I am 25 years old , I never drove before ... How much do you think the insurance would cost approximately considering that I am 25 years old and new driver with a used car ? I really wanna know if I can get a good one for 3000$ Thanks a bunch !!!""
About how much of your base pay do you spend every month? (US Military).?
I am just curious. I will go into the US Army as an E2. (So I will be making $1568.7). How much do you spend on car, insurance, phones and internet? (I do not drink.)""
Why did my car insurance rates suddenly double?
I am almost 40, have a spotless driving record, have the same car, haven't changed the policy, and haven't moved. So how can my insurance agent just up my rates all of the sudden and not give me an answer why. He just says that things change. Is there an industry standard or can agents just screw with us at will? I have been with this WELL known insurance company for 4 years. This isn't some guy working out of his garage. Any experts out there that can shed some light on this for me. I am shopping around for new insurance as i type.""
Which cars are cheap on insurance for a 17 year old?
Which cars are cheap on insurance for a 17 year old?
How much will insurance cost for a 16 year old kid with a licence.?
To add a 16 year old kid with a licence to his parents insurance, how much will it cost""
How much would my car insurance be?i'm 18 in los angeles..?
i'm getting a 2003 nissan sentra with 92,000 miles...i was just wondering around how much would my car insurance be..? and if I put it on my dad's name and i'm a co driver?""
How can I get prenatal insurance?
I live in Iowa and I am pregant my bday is in four days il be 18. I don't have health insurance I live with my bf. I could marry him and have insurance but I want to explore all options but I need. Health insurance what all can I do?
How much will my insurance go up?
I backed out of my driveway and hit my grandmas car leaving a basketball-sized dent. my dad says I have a $500 deductible but what exactly does that mean? should I pay without using my insurance, and approximately how much would my insurance go up if I did decided to inform them? The vehicle was parked.""
""Im a 21 yea old female, what would cost more; insurance on a 2010 camaro, or a 2007 mustang?""
also how much do you think would cost? no tickets, no wrecks, nothing on my record. thanks!""
What would be the average price of car insurance for a 18 yearold driving a scion tc in Florida?
Thinking about buying one, trying to see what the price of insurance would be like.""
Questiong regarding motorcycle insurance?
I was wondering since im 19 years old how much insurance would be? i have 0 tickets and 0 wrecks. Is it possible to get insurance for like a summer then stop paying it for the winter time when i wont be riding it?
Whats the insurance rate for a dui person in california?
25 years old,07 dodge charger.. i live in pomona ca. 1st dui what am i looking at for monthly insurance payments?""
How much does insurance cost for your first car?
How much does insurance cost for your first car?
Should I purchase life insurance for my child?
Should I purchase life insurance for my child?
""I need auto insurance, I am 17?""
Ok, So I really need auto insurance, Looking to spend a good price per year for insurance, what is the cheapest insurance company??? How much do you pay per year? Thanks, I am tring to get insurance asap!!!! Thanks.. I need to drive to school and I am a senior""
Can Chevrolet Dealership repair vehicles with insurance?
So someone smashed into my parked vehicle. It is a chevrolet and the insurance is covering it and I can take it to a repair shop of my choice. I was wondering if the chevrolet dealership where I bought the car to can do those repairs? It is axel and bodywork damage. All help will be much appreciated thank you.
Ahhhh! car insurance?!?
Hello, I am a 18 year old freshmen in college. My College is approximately 20 minutes away. Since I was very very busy with my studies, I was unable to get a car permit / Driver License. Now that I am at spring break, I am planning to take my permit test, and start driving, so I dont have to ask my father to drop me off at chosen locations. Right now, I am earning $11 an hour. I get about $320 every two weeks. Now I have heard from my friends that Since I am 18 years old and my parents will not pay for my insurance, It will cost me about $300 for insurance every month, $100 for gas, and about $500 for required checking for cars. As you know, for a check of $320 every 2 weeks, I will not be able to pay for my car insurance and gas. Now heres the question. What should I do? I mean, I really need a car and I need to think of a good strategy. so that I will be able to pay for my car insurance. If you know any great, cheap insurance deals for someone my age, that'll be fantastic. Thank you.""
What is the best health insurance carrier for those self employed?
I'm really not interested in going online, as have been warned.  And I have been online and don't need a million calls wanting my business.  Thanks, but no thanks.  I am interested in details and sure information.  Like seeing an agent.
True or false? I can save money on car insurance by choosing a higher deductible?
True or false? I can save money on car insurance by choosing a higher deductible?
How much would it cost to insure a late model 15 passenger van used in a shuttle service?
I'm in the Grand Canyon State. Do i get a better deal if i insure more than one unit ?
Liability insurance for an online vitamin store. Do I need it? And how can I get it?
Hi yahoo friends, I have a new website. I want to sell vitamin and supplements. One of a whole sellers asked me for copy of liability insurance. What is it? Do I need it since I sell their products, should the liability go to them? How can I get it? Please help me , if you know the answer. Thank you.""
What would insurance on a er-5 be like for a 17 year old?
I recently asked how much gsxr400 insurance would be for a 17 year old, however being a sports bike it costs more, but what would it be like for a bike like the ER-5. also i would go ...show more""
Do I need car insurance the moment I get my provisional license (CA)?
I'll be going out for my provisional drivers license tomorrow, and I was wondering whether I need car insurance if I do get my provisional license. My parents are planning to allow me to get my provisional license, but won't add me to their policy until a year down the road. Am I allowed to drive alone with my provisional license as long as the car I'm driving is insured by my parents? (California)""
Personal Medical Insurance?
Why is medical insurance is a dream of riches or expensive commodity in U.S.A ? For example, Denmark, Canada, and other countries it is affordable and free to the people who contribute to the development of the country? (In Denmark for example if you can speak Danish, and work, you get free Insurance, like such in another countries). Why can't we make it affordable to everyone? What pro-active thoughts, comments, actions, suggestions you have for in this regard? Thank you.""
About how much is the average teen insurance of the lowest requirements for TX of a 17 year old with a license
About how much is the average teen insurance of the lowest requirements for TX of a 17 year old with a license
How much does your insurance go up after a ticket?
I got to experience how effed up and corrupted California's judiciary system is today. I go to check if I'm eligible for traffic school at my courthouse because it never said I wasn't when I paid online and I find out that I'm not. I never got any notice or anything and the people who helped me said its not they're responsibility to tell me if I can go to traffic school or not. Government workers who get paid way to much dont have the time to give me a heads up on if I can go or not I guess. Its my responsibility to but this area is foreign to me, I dont know anything about these laws and everything that goes with it. So I lost out on a non-refundable 60 dollars for no reason. I had to pay online because I would have missed a whole day of classes I had. That was more important then wasting my time at the courthouse. What I want to know is, how much is my insurance going to go up because of this ticket? Its at about 650 right now""
Car insurance for 16 yr old with mustang?
im 16 and just got a 05 mustang, and now im trying to find a cheap insurance company. I want to spend less than $275 a month, does anyone know one?""
Why is my credit ratingscore brought down for getting car insurance quotes?
I'm trying to get auto and renter's insurance and I do not understand why my credit score is brought down because of this. Can't they tell I'm not our trying to get several credit cards or lines of credit or loans? How can this be dealt with and changed or stopped? If this is going to happen, how will my credit look in two years when I am ready to buy a newer vehicle?""
About how much does full coverage auto insurance cost for a ford focus?
And how much would it be for a kia forte koup?
How much does it cost to replace the windshield on a 2003 Chevy Tracker?
I think my windshield need to be replaced, a small crack is spreading, I think its 20 in now, is it repairable or do I have to replace it? how much does it cost to replace it. If I do it through my insurance, will this change my premium? Thank you (I'm broke, if any one know a cheap place in Austin,TX to replace it, I would really appreciate it)""
Can anybody tell me what impairment rating have to do with an auto settlement?
my lawyer tells me she cant make a demand to the insurance company till i get an impairment rating from my doctor. what does that mean and what is a good rating?
Totaled my car and my insurance company will no cover car rental?
I have Mercury car insurance and I pay for ful coverage, I just totaled my 12 month old Camry and now my agent is telling me that I do not have access to a rental car, that the only ...show more""
Has cost of car insurance for girls been raised to match that of boys?
By girls and boys I mean, 17-25 who are given the most expensive insurance rates. Boys have had to pay more for insurance than girls, but I thought the companies were forced to make them equal recently? Has that been put in place or not yet? This is in the UK by the way.""
Vehicle insurance question?
If I make a buisness delivery in my personal vehicle and have an accident, will my insurance cover me?""
My daughter sold her car to her boyfriend ( now ex ). She still has him on her insurance and car is still in her name? She lost pink slip?
Best way to deal with this? I thought maybe she should take him off her insurance immediately, but thought maybe not, as car still in her name. To make matters worse, he turned out to be not so nice. Thanks.""
How much Vespa costs to run in london? better use tube?
hi l want to buy Vespa (with cash) and lm wondering how much it costs monthly to run it? with fuel + tax + insurance? is it worth it? or better stick to tube (117 per month) any experienced Vespa owners?
What is the best car to get low insurance?
i'm thinking of getting my first car. what is the a good car with low insurance rate?. and what are the best ways to make the insurance go less ?
I need help car insurance?
Im looking to buy a 2010 fusion se right now through Lee auto. For me to do it myself I'd have to pay almost 400 dollars a month for insurance and 360 for The car. Is there any way I can lower my insurance? This is rediculius all I have is 2 speeding tickets and that's it on my driving record. I have no loans no payments or nothing.
What is the cheapest insurance?
where could i find the cheapest insurance plan for me with any company. Im mainly trying to figure out what the insurance will be costing with the certain car I will be getting. I am 15 years old currently but will be turning 16 soon and when it comes time for my license during the summer I would like to know how much insurance will be. I already know what type of car im getting, A 1998 Camaro z28. Would it be extremely pricy or not too pricy, i just need a ball type figure. once again with ANY COMPANY, what would be the cheapest for a 16 year old with a 1998 camaro z28? thanks""
Whats the cheapest car insurance for a 18 yr old female?
ok im trying to buy a 2004 mercedes benz c230 my payments will be $219 a month whats some good cheap insurance? i make about $2100 a month but i need to save for something pllease help!!
How much does is cost to become a driver in the UK?
I'm weighing up the pros and cons of learning to drive over my reliance on public transport. I want to take account of everything, (insurance, cost of average car, etc). I figure 20 for provisional license. About 800 for lessons (40 x 20), plus another 150 for the test, 50 for the theory test. What other things do I need to consider each year? (I'm approximately 30 years old, if that matters)""
What would you recommend as a first car for a young driver?
must be cheap insurance, affordable and any good insurance companies for young drivers?""
Is there a CHEAP car that fits my needs?
Hey, Im a soon to be 19 year old, looking for my first car, I iwll be getting my licenses next month and was wondering is there like a cheap big body cars out there sorta like the ...show more""
What is the best health insurance carrier for those self employed?
I'm really not interested in going online, as have been warned.  And I have been online and don't need a million calls wanting my business.  Thanks, but no thanks.�� I am interested in details and sure information.  Like seeing an agent.
https://www.linkedin.com/pulse/obama-best-president-weve-ever-had-russell-elliott/"
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How much does auto insurance cost in Orange County?
"How much does auto insurance cost in Orange County?
can someone please just give me a rough estimate of the cost per month for one car? Just a used sedan, nothing fancy. I am a single male with a good record. I know it would vary based on a lot of factors, but I'm just looking for a ballpark figure for cost per month.
BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr 
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How much is motorcycle insurance for a 20 year old male with a clean driving record on a 2007 Harley Davidson 883?
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Okay so right now I have insurance through my job and the insurance really blows (for lack of a better term). Every time I go to the doctor I end up paying a couple hundred dollars for the tests they have to run (I'm a girl so I go once a year). Plus they don't cover hospital visits (had to go the emergency room and me insurance didn't pay a dime so I had to pay $500 out of pocket for the visit). So I was looking into getting my own insurance but I am not sure which one I should get. I live in Arizona and I am a 22 year old female. The only time I go to the doctor is for my yearly gyno visit and if something is really wrong (which is very rare). I would also like a vision and dental with it too since I go to the dentist once a year along with going to the eye doctor. So any suggestions would be nice :) Thank you in advance.
Im looking for cheap or reasonalby priced auto insurance...can anyone give me any tips???
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Car Insurance and Tickets?
My room mate just got two tickets. One for changing lanes without using a blinker and another for not having his headlights on at 9 o'clock at night. He had just left a parking lot. He had a previous ticket for going 12 over the speed limit which was moved to a parking violation. Will these new tickets affect his insurance rates? He has State Farm and lives in Saint Louis. Should he just pay it or get it fixed?
Who needs insurance?
Auto insurance is a hit or miss conception with police enforcement doing the insurance company's work for them. Too many drivers have no insurance leaving responsible drivers to pick up their tab. Why don't we tack on 10 or twenty cents per gallon at the gasoline pump to go for insurance. If you don't buy gas for your car, you're not going to be able to drive.That way, if you drive, you automatically have insurance. This frees up police to do real cop work, cuts down on the cost and makes sure everyone who drives has insurance. Whadya think?""
Will insurance companies charge Yahoo Answers users more than others due to cheating on the written test?
Before getting a license (or permit), a potential driver is supposed to study a booklet of information about how to drive safety, traffic laws, etc., and pass a test. Many potential drivers post the questions from the test in the safety category on Yahoo! Answers and get the answers that way, instead of actually studying all the information that they are supposed to study. Will insurance companies decide that insuring Yahoo! Answers users (many of whom cheat in this way) is riskier than issuing individuals who do not have Yahoo accounts (and cannot use Yahoo! Answers to cheat on the test), and charge higher rates to Yahoo! Answers users than to individuals who do not have Yahoo accounts? How much different will the rates be?""
Health Insurance Cost?
Health Insurance through my employee for me and my two sons will cost me about $480.00 per month. That's a lot compare to what I make. Any suggestions or referrals for affordable health insurance for the Dallas/Forth Worth area in Texas. I'm in a big dilema.
Does your Drivers Ed grade effect insurance?
I know that taking Drivers Education can give you a discount on insurance. However, in the class, we take tests and are assigned homework. We need a 65 to pass. If I get a 70 does this effect the discount I could recieve on insurance compared to say a 90 average? State: New York""
""When i buy my first car (before taking test), i want to practise with sumeone, how do i go about insurance?
i know i just get insurance but for a provisonal licence holder only.. when i pass (hopefully) do i just phone the insurance company and 'upgrade' my existing insurance or do i just get altogether new insurance? and How long did it take you to pass.. from first lesson to passing? Cheers! 10 points for best answer =D
Car insurance not at fault?
I recieved a letter from my auto insurance who finished their investigation regarding my claim (minor accident @parking lot of a store with another vehicle) and according to them I am 0% at fault. The other party's auto insurance is still conducting their investigation. If the other party finds me at fault then what happens next? The reason why I ask is I got laid off my job in February & I do not have the funds to pay and it's been hard to find a job that pays a decent rate to help me live here in northern California. Your assistance greatly appreciated. Thank you.
Does anyone know where a couple in their early 60's might find affordable insurance.?
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What are average prices for teen auto insurance in CA?
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new one 2010 im 18
Will a window Tint ticket effect my insurance rate? Also how much is a window tint ticket in California?
If i get a ticket for window tint will my insurance rate increase? Also how much are the window tint tickets? I am aware that some officers give you a fix it ticket but if they dont how much money is the ticket? I am located in California and just want to check this out before I get my windows tinted.
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Who sells the cheapest motorcycle insurance?
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How to Quickly Find the Best Term Life Insurance Quote?
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I need 1 month of auto insurance coverage. Does anyone know how I might go about finding a insurer online?
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Car insurance for 17 year olds?
I am interested in getting my own car insurance separate from my parents but I have NO IDEA what to do or what I actually need. Keep in mind I am a 17 year old high school/college student so I really can't pay more than $100/month. Can you explain car insurance to me and what is required and what is optional? I really do need the cheapest car insurance possible but I do not know anything about insurance.
How much does auto insurance cost in Orange County?
can someone please just give me a rough estimate of the cost per month for one car? Just a used sedan, nothing fancy. I am a single male with a good record. I know it would vary based on a lot of factors, but I'm just looking for a ballpark figure for cost per month.
What is the best company for cheap car insurance?
I am doing my lessons, I am a 19 year old female and a mother of 1. I have just bought a renault clio 1.4 and need to get the cheapest possible insurance. To start i need insurance so that i can drive with someone in the car on my provisional but i also need quotes on how much it will cost me when i have past my test.""
Car Insurance for a teenage.....?
I am turning 17 and I already got my licence. i wanted to know how much my car insurance would be if i were to get a 2000 toyota corolla in Glendale,CA.""
""I'm looking for a good, affordable car, can you help me?""
I'm 16 years old, soon to be 17 and I'm looking for a car. I don't have a ton of money to spend on a car so I'm also looking for something cheap. I like the 2004 Chevy Malibu a lot however I want something that is automatic. I guess now I'm looking for something similar to the malibu just automatic. I'm planning on making a $2000-2500 down payment on the car so like I said, I need something that's not to expensive. I'd like a car that's the same size as the malibu and possibly a car that somewhat resembles the malibu as well. Anyone with any suggestions, comments, or whatever, I'd greatly appreciate your help here. Thanks in advance.""
Does anyone know how much insurance would be on a Toyota Celica ?
This is in ireland but england cant be that different. I would be a new driver and only 17 years old and it would be by myself (not a named driver). And I'm a girl if that would change anything. Thanks xx
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Im 18 years old, turning 19 in december and need a car for college, what would be a good 4 door sedan, 4 cylinder, that is good on gas, cheap on insurance and cheap on repairs, reliable. What would be a good first car? Im not staying and living at the campus, im coming back home everyday.""
Wht car insurance is better for full coverage and cheaper..... ?
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New drivers (permit); what can save money on insurance?
Okay, new drivers in the family (got the permit today). Of course, DMV rats you out to Allstate, and Allstate charges a ton for insurance (Arm + Leg). Oh, two new drivers. So I'm looking for ways to show good character to Allstate or find a cheaper insurance. Now, I know some basic things about Auto Insurance: A) Good grades (above 3.0 gpa) can get a discount from some insurers (usually 10%). Have this. B) I drive a moderate car (not SUV or sedan). Good condition. C) The car will be shared between 2-3 young drivers. Since they can't all be in the car at once, I imagine this could reduce costs. D) No criminal record and no disciplinary file at school. E) In the Fall, Drivers Ed is offered. I understand that it also can reduce costs F) Parents are responsible drivers (low insurance) Who tends to be cheapest with Auto Insurance? Am I wrong in any of the above statements, and is there any other factors that can save money? Where is the best place to get a quote? Thank you!""
Best health insurance plan available for 2+1 family?
My family is 2+1, I need best health insurance plan in all aspect such as premium, service, facilities etc.. Suggestion needed""
In BC how much difference in insurance costs is it based on the cost of the?
vehicle? I'm not talking about liability but collision and comprehension. I'm buying a car that costs about 10,000.00 and I am used to driving crappy cars that cost $2000.00. I'm trying calculate the difference in insurance costs. Does anybody know?""
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if you get term insurance for 10 years, can you get your money after 10 yearrs even if you didn't diie?""
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I have an R Reg Corsa 1 Litre, and 6 years no claims, but it seems to be the age of the car that's bumping up my insurance policy? HELP!""
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19 year old needs cheap car insurance?
i need to get car insurance but i cant afford something too expensive, im 19 my car is a 1997 ford mustang coupe, someone help i have to find a place today! my parents arent helping i have to get it on my own.""
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ok. So few days ago, I got into a car accident. I was driving down the highway simply just going straight. All of a sudden, this SUV crashed into me from my left lane and knocked off my side-view mirror & left some marks on my left front door. At that time of the being, I was so shocked because all I did was just go straight & I guess the car next to mine was trying to make a lane change but he wasn't fast enough to advance me. so instead, he bumped into me and realized what he's done then went back to his lane. after the accident, we both exited out from the highway & parked our cars on the side road because that's where the other car led me. I was driving alone at that time & I was so scared because it was my first time getting into this kind of an accident. I quickly tried calling 911 & told the 911 lady to send me a police. But she just asked if there was any injury & I said no then she just told me to exchange the insurance. How rude of her. Not to be mean, but I was little scared of the mexicans b/c the area I was in at the moment was really ghetto. so then I took some photos of the damages and exchanged the insurance company. The guy kept telling me in bad English that he was ahead of me so it's my fault. and I told him that I didn't even move & he was the one changed the lane without even checking to see if it was clear. but he couldn't really speak english well or he didn't even want to listen to me. so I left like that with my sideview mirror dangling next to me. *sigh* this isn't the end of the story yet. I claimed his insurance company which ive never heard of. They said that he's telling them I was the one who hit their car. which made NO SENSE. I even have a picture of their car bumper's mark on my side of the car door which proves that there's no way I hit their car and left a mark on mine and broke my own side view mirror and left THEM no damages. His car was clear with one inch scratch on the side which was made when he hit my car after bumping into me with his bumper and quickly turning back into his own lane. I can't even believe how he can lie about this kind of stuff. I feel so mad that there're ppl like him existing!!! It's so frustrating to see the liar defending himself. His Insurance company didn't even try to look at my car & told me that they are sorry & they can not help me b/c their customer said he didn't do it. What should I do in this situation? I have no witness, there wasn't any police there at the time because they wouldn't send me any which is SO WRONG of them to do. I want to sue 911 people. grr. How can I possibly prove them that I have no faults and they should repair my damn side view mirror?!?!?! What can I do?""
Temporary car insurance problem...Help!?
My car has to go away for repair and I don;t know how long its going to take, so I want to get insured on my parents car. Because I am still 20, I cant get temporary car insurance and the insurance policy on my parents car won't insure me as an additional driver because of my age and because the car is fairly new. Any ideas on how I can be insured on this car would be welcome, as I still need to get to and from work! Thanks.""
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Or will I be dropped with the insurance plan term is up?
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I am learning to drive and want to buy a car. What should I buy and what will the insurance be like?
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How much will my insurace cost i'm 17.?
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Do you think aero upgrades will cause my insurance to go up?
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Does Scrapping my car Affect Insurance?
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Insurance for a street bike?
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Is there a car insurance company which specialises in please answer?
stupid question at this moment in time i think with car insurance company's not insuring young drivers but is there a company which specialises in insuring young drivers on nice cars or just specialises in insuring nice cars thanks ??
How much does auto insurance cost in Orange County?
can someone please just give me a rough estimate of the cost per month for one car? Just a used sedan, nothing fancy. I am a single male with a good record. I know it would vary based on a lot of factors, but I'm just looking for a ballpark figure for cost per month.
Car insurance smh idk what to do?
Ok I previously asked this same question but I just wanted to be a little more clear about things because there was obviously some confusion. The car I purchased was a 2001 Nissan Maxima and I got it for $1700 with a few minor things wrong with it. When I called an insurance agency they told me that I'll basically be buying the car 4 times in the next 6 months. About $7500 for 6 months. I'm 22, living in Brooklyn NY and those rates seem outrageous. I seen forums where ppl said they were paying 2-300 a month that's why I thought buying the car was a good idea and I wasn't aware that I could get a quote without purchasing insurance because the internet never quotes me. What can I do about that insanely high insurance rate? Will any private companies provide insurance for me? Should I just sell the car I just bought it today? Can I even sell it? all I did was sign his title so idek how I can sell it. Can he get another title? I'll give him $200 for the trouble and he can sell to sum1else""
Where can I get best and affordable liability insurance for Photographer?
Need liability insurance for over $1M to be able to photograph Resort weddings. There is xxx companies out there offering insurance but It's hard to choose specially when I'm new in it. Somebody told me to become member of PPA and used their discounts for liability insurance. Thank you very much for your time. Frank
What is a cheap good health insurance company in CA?
hi im 15 years old and i need health insurance for sports and i also need doctor check ups and dental maybe even eye check ups, my parents and i cannot find a company that is cheap and just for me. what is a cheap but good company to go with for health insurance in california?""
Can i drive with just insurance?
is it ok for me to drive with just insurance on my car for a certain amount of time?
Car insurance for a 16 YR old girl with an 08' Mustang?
How much would insurance cost for a 16 year old girl with an 08 Mustang with Famers insurance. I have all A&B's in school. Have taken drivers ed. Have no wrecks on my record. Please give me a real price range not too much or A lot.
Order of Car insurance and buying a car?
I am going to buy a car but can I get insurance before it is signed over to me? I will be trying to do it all on the same day
Is it possible for me to get car insurance just for the summer?
I got my drivers insurance early last year, and since I'm now I'm away at college, my parents cancelled my insurance. Now that school's almost over, is it possible for me to re-activate it for approximately 3 months? Thanks! :)""
Insurance For A 1999 or 2000 328CI Manual BMW And Im 18 How Much A Year And Month?
i want to get one a 1999 manual model or a 2000 manual model how much will it cost per year and monthly
Homeowners insurance?
Last night while at my girls house I slipped in mossy stairs and broke my ankle. I need surgery now. I was wondering is her landlord responsible for this? I don't have health insurance and I need my **** paid for. I don't want to sue i just want his insurance to cover me.. do they cover stuff like this and how does this thing work
How much would insurance be for me?
I am 19 years old and gonna buy a used car soon. My parents have never drove or owned a vehicle in their life. I live in San Francisco. I know the insurance gonna be expensive for me.. Is there a way to get cheaper insurance?
Where is the cheapest Motorcycle insurance for a Honda CBR500R in Vancouver?
I'm a new rider buying my first bike. I am not really sure which options are available for insurance. I know ICBC has mandatory liability that has to be paid to them, however I'd like to know where the cheapest motorcycle insurance for a CBR500R is. Any help or info would be appreciated - Brad""
Is Medicaid consider as A health insurance?
Hello, I live in Texas and am going to college. My mom wants me to get health insurance stuffs fill out for college, so I have to pay less(? not sure if this is true). The website told me to to file my health insurance so they can take some of the health bill off the insurance.""
Car insurance question?
how much will it cost for a 21 year old single female per month? i just recently got my drivers liscense and i have never had a car or insurance..i have no credit and have never had a ...show more
Cheapest car insurance for an 18yr old with 1 yr no claims?
Cheapest car insurance for an 18yr old with 1 yr no claims?
How much is the insurance on a 2010 Mazda?
Im turning 16 soon and im looking for a car. im thinking about a 2010 Mazda 3, 4 door. just looking for how much the insurance will be monthly...rough estimate is good""
What will i have to pay for car insurance?
Im a new driver 16 years old and I am male. I live in pennsylvania in a small city of around 6,500 people and I would like to know how much i would probably estimated be paying a month for my car insurance. I Drive a 1998 Dodge Neon Highline. I dont know if anyone can help me but if you have some place were i can go and get a estimate on what i will probably be paying for car insurance it would be greatly appreciated.""
Is classic car insurance cheaper?
thinking about buying 1967 Camaro and was wondering if it was my primary vehicle would the car ins. be cheaper? Anyone know?
What is the cheapest insurance for a 17 year old?
Im planning on moving out soon and want to get started, the kind of car im going to get is either a ford mustang or a dodge charger 05' and i was wonderin if anyone knew the cheapest insurance there is. Thanks much!""
Who has the Cheapest NJ Car Insurance? Home owners insurance? Life Etc?
Who has the Cheapest NJ Car Insurance? Home owners insurance? Life Etc?
Israelic terms on health insurance?
I had to redo an experiment by Tykocinski. She researched the impact of certain primes, one of which is health insurance. She did this study in Israel. We replicated this study in the Netherlands, but we found different results and now we need to figure out why. For this reason I would like to know: What is the word for health insurance in Hebrew and Arabic? And how would they translate 1 on 1 with the english language. Example: the Dutch word for health insurance is zorgverzekering, but if I translate the words apart from each other I get either worry insurance or care insurance (depending on the interpretation of the Dutch language) The answer to this question could help me greatly in this research!""
Car totaled. Other drivers fault but have no insurance.?
I was the designated driver for my friends. Was driving friends car home and got in a car accident. Other driver ran the red when I turned. She admitted to it to the police but my friend has no insurance. Will he be penalized and will he receive any sort of compensation from the other drivers insurance for totaling his car. He also has $1200 left with his finance company. Will they charge him anything even though he will pay the remainder off?
I need to see a neurologist but don't have health insurance. Anyone have any suggestions?
Neurologists offices will only let u in the door with insurance because its too expensive. Of course to see a neurologist there has to be a possibly big problem, this has all been very stressfull and I don't know who to ask for help. Please if u've got suggestions of options let me know.Thanx""
What is the average cost to deliver a child without insurance?
What is the average cost to deliver a child without insurance?
How much will Liability Car Insurance Cost For A 20 year Old Male?
Im going to get a car soon, something 2004 or older.""
Where can I get temporary car insurance in the US?
I currently live in PA as an exchange student. My roommate owns a car and he would let me drive it but I am not covered by his insurance. What I need is a temporary car insurance for foreigners that don't own the car they want to drive. Any help is much appreciated!
How much does auto insurance cost in Orange County?
can someone please just give me a rough estimate of the cost per month for one car? Just a used sedan, nothing fancy. I am a single male with a good record. I know it would vary based on a lot of factors, but I'm just looking for a ballpark figure for cost per month.
Do most parents pay for their children's car insurance?
Ok, don't rant at me, I'm asking this question innocently. Basically, I want to know if it's common for parents to pay for their children's car insurance (I'm thinking of those 17, 18, 19, etc. who just passed their test and haven't moved out), or if the child is usually made to pay it themselves? I don't know if part time jobs will cover the cost or what (especially as I imagine they will usually pay for their own petrol), but 3000 a year does seem quite a bit for a teenager to be able to afford. And seems like more and more youngsters are getting cars... I don't think I would expect my parents to pay for mine when I pass my test, but then again I don't know how I'd be able to afford it myself either... So I'm looking for some insight on the topic.""
Where should we keep car insurance papers and license plate registration?
My husband and I live in Ontario and currently share one vehicle. He insists on keeping the insurance papers and plate registration in his wallet but if I need the car I have to get them from him each time (of course, if we get stopped we can be ticketed for not having the papers). The problem is, we are both extremely busy and sometimes forget to give them back to each other and find ourselves driving without the papers. My question is, where is the best place to keep these papers (I've heard you shouldn't keep them in the car in case its stolen) AND/OR are they valid if photocopied and one of us keeps THOSE copies in our wallet? I've heard that using a true copy, whatever that is, is accepted but that some police officers won't accept them at true if you're stopped. This is becoming a real problem for us...please help!""
What cars would be cheap to buy and on insurance for a 16 y/o driver?
my years i like are 1995-2004 and i dont want to spend more than 2000-3000 and more than 100-150 on insurance
Whats the cheapest car insurance?
im 18 and a new driver
Got a dui an i need some insurance whats the law can i drive some ones car if they have insurance or what can?
Got a dui an i need some insurance whats the law can i drive some ones car if they have insurance or what can?
Will my car insurance cover me?
My car is in the shop. My boyfriend offered to lend me his car but he has no insurance. Will my car insurance cover me and his car in the event of an accident? I have full coverage on my car. I can't call tonight to find out and I need to know before I actually can call the insurance company. Thanks! Please don't answer if you do not know. 10 points to first best answer.
Why can auto insurance co legally discriminate?
Like gender, age, seems like everything (When you run tests through their quote systems) How can they legally discriminate like that? like 50% of the variables are user's preference determines the problem (Like having a classic, red sportscar, that's not my personality type but it raises rates)""
Can I get insurance subsidies under the affordable care act?
I'm 56 years old and still working and get insurance through my large employer. But, let's say I decide to retire. I'm single with no dependents. My net worth not ...show more""
Car Insurance Help..?
I just turned 16 and got my license about 2 months ago. My dad and I are now car shopping for me and I found a car that I really liked, but don't know if it would be expensive insurance or not. If you could help and give me an idea of about how much it will be a month? 2001 Acura TL $5200 (Private Owner) 6 cylinder 3.2 liter vetec 4 door sedan automatic has a salvaged title passed state inspection 77,000 miles I also live in Ohio and my dad has state farm.""
Is AAA a car insurance?
is AAA a car insurance? and how much a year?
How much will my registration fee be in California for a used car purchase.?
I recently bought a used car from a family friend and we have to go register it in California (that is where the car is from also so no change there). The tags are also due next month. So, how much can I expect to pay for transfer of ownership fee and can I pay my registration now or do I have to pay it again next month? I already have the smog cert and insurance. I am writing in a purchase price of $300.00. thanks.""
Where to Find Affordable Health Insurance?
I was looking on google to find affordable health insurance, but I've seen so many sites.And they have very high prices.I need a cheap and affordable health insurance company.please suggest me a good sites.""
Individual Dental Insurance?
I'm looking for individual dental insurance. Does anyone have any recomendations...
How will my speeding ticket affect my insurance?
I am a Florida resident. I am temporarily in Colorado for work. Today I got a ticket for 80 in a 55 (looks like it's 6 points in CO). Currently, I pay around $100 per month for insurance (125k/250k) on two vehicles (2000 Chevrolet Blazer and 2011 Subaru Forester). How will this ticket affect my insurance?""
Would you get heath insurance and if so who through?
Me and my husband married young, when we married I had insurance through my job which was great but now, since I went back to school we are without insurance. I am in school ft and he also works but is two hours under what he has to be working to get insurance a week. We are 21 now and are wondering if you view health insurance as something someone our age needs and if so how to shop for it, what type to get and where to get a quote. We are both EMTS and have ran rescue before and we have seen lots of people without insurance but we want to make a well informed decision regarding this health insurance. Might I add that we are generally healthy, have a general practitioner at the moment that we rarely use, and during our marriage of two years have never been to an ER for any reason... Any insite that you have into this situation would be great! Thanks and God Bless""
HELP!! IM 19 i need a very cheap car insurance?
hi i recieved a BMW compact 02 plate car as a gift, and i was really happy but now im really upset because i cannot find any cheap car insurance, i quote all the time and the lowest price i get is 5200 for a year and monthly instalments of 468, i wonder where in their brain do they they think i can pay that every month, i work and pay my rent, sky, internet, gas, tax, credit card etc. what must i do i cant afford to pay 468 more on bills. can you please give me websites which can help, and please dont leave any rude comments because i really cant be bothered for u wasting your time , THANK YOU""
I deliver pizza. I was told car my car insurance wont cover a crash.?
THey said if i have the pizza sign on my car and get hit insurance wont cover me but without the sign i will be?
How much does car insurance cost for a 17 year old?
I'm currently 17 with and just got my license a couple of weeks ago, i was wondering how much does the insurance cost annually for a 17 year old like me? Thanks for your help!""
Where can i find individual health insurance?
Looking out for individual health insurance plans in India
How much does insurance pay on total loss if owner owes more than its worth?
If a car is worth appoximately 30,000 and the owner owes 40,000 what will the insurance company pay the owner? I hope it is 30,000....""
""When someone dies, does the family get money from their life insurance?""
When someone dies, does the family get money from their life insurance?""
Where can I find a comparative listing for auto insurance rates?
Where can I find a comparative listing for auto insurance rates?
How much does car insurance cost?
Do you know how much does auto insurance cost if I am 24 years years old, just got my license, I am from New York City, I drive a 2001 Toyota Celica and I am not married. Where can I go to find out the best quote? What car insurance company is the best and cheapest? Thanks!""
Why is health-care so expensive?
Just last year in CA Medi-Cal (state medicaid) stop covering for dentistry and optometry for people over 21. The total cost of my dental braces is $4550. I need them so I can fix some teeth that are misaligned. I pay $100 and it seems like its a never ending balance. I been doing this for 2 years now. I have Medi-Cal because of my SSI but that doesnt cover anymore because I am 21. My mother had heart surgery in 2007 and we still haven't payed a bill. My parents don't have any insurance. They used to have Medi-Cal but when Schwarzenegger became the governor in 2003 he made some changes to the policies and they stop having Medi-Cal. She tried applying for SSI but she keeps getting denied. The republicans should stop attacking Obama and work together to pass the health-care reform.
Car insurance on a Mustang gt?
I'm a male, 19, years old going on 20 next month.. I'm wanting to save up for an older model (1999-2003) Mustang gt. I know there are different kinds of auto insurance agencies around but can someone maybe give me a rough estimate of how much i would have to pay each month for my own insurance? I've had no accidents or tickets/ felonies ever since my driver's license have been issued to me.. And i drive about 15 miles to work one way and 20 miles to college one way. Thanks!""
How much does auto insurance cost in Orange County?
can someone please just give me a rough estimate of the cost per month for one car? Just a used sedan, nothing fancy. I am a single male with a good record. I know it would vary based on a lot of factors, but I'm just looking for a ballpark figure for cost per month.
https://www.linkedin.com/pulse/higher-insurance-2-door-4-steven-mccoy/"
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irenenorth · 6 years
Text
New Post has been published on Irene North
New Post has been published on http://www.irenenorth.com/writings/2018/02/a-physical-manifestation-of-stress/
A physical manifestation of stress
Cinders rests in her respective spot watching over me while I sleep in comfort in my special snowflake blanket, courtesy of George Soros. /s
I am not doing well.
I wrote in a previous post detailing some things that were causing stress in my life. It was not an exhaustive list. My Friend Sandra knew I was having a bad time recently and, under the guise of coming to play with my cats, brought me a red velvet cake to cheer me up. And it worked for a while.
When I was eight (confirmed by mom today), I woke up one day to find pus had filled my right eye socket. My mother rushed me to the pediatrician’s office to find out what was wrong. The doctors and nurses carefully cleaned away the pus. When they reached my eye, the nurse had to peel open my eyelid. There was more pus caked on my eyeball. The process took nearly three hours.
After looking at my eye, I was sent home with some medicine. We were back at the doctor’s office the next day to repeat the process. I was sent to an ophthalmologist where I was diagnosed with the herpes simplex keratitis. It is an inflammation of the cornea, the clear dome that covers the front part of the eye. I have it on the inside and outside of my cornea.
The virus can never be eradicated from the body. It can go latent, but there will be sporadic outbreaks. It commonly only affects one eye and it can cause blindness. When I was diagnosed, I was told to prepare myself because it was likely I would be blind in my right eye by the time I was 20. Thankfully, that did not happened.
My Aunt Elaine made jokes about “How did you get that in your eye.” I didn’t understand the joke at the time, but it has always stuck with me. I have had to explain it to so many people because everyone only knows about genital herpes. Yes, they are related, but they are different.
Risk factors for reactivation include, sunlight, trauma, heat, stress, and menstruation. Let me tell you, that last one was no fun. Hitting puberty with this was terrible. I was sure every single person knew every single month for more than a year. Eventually, my body figured out menstruation was normal and I stopped having flare ups. However, I wore an eye patch over my eye for most of seventh grade due to the photophobia, or light sensitivity. It is not an irrational fear. Photophobia is an experience of discomfort or pain to the eyes due to light exposure or by presence of actual physical sensitivity of the eyes.
I wore sunglasses in school most of eighth grade because the fluorescent lights would trigger my eye. It was also a transition time from the eye patch to normal vision. We learned that one the hard way. I did not enjoy being the guinea pig in that experiment.
My PE teacher used to call me Joe Cool. I’m not sure she actually knew my name, but she never let the kids make fun of me, at least not when she was around.
Then, things calmed down. I went in for a checkup at the University of Nebraska Health Center my sophomore year in college. I was participating in a snowball fight in the dorms and I ran into a cement wall at full speed, knocking myself unconscious. I hit the wall just above my right eye, so my mom asked me to go get it checked out. None of the interns had seen this virus before, so I spent nearly two hours in the office while they took turns looking in my eye and asking questions.
While there is severe pain, blurred vision, tearing and redness in my eye each time this flares up, the extreme photophobia causes the most pain and has had long-lasting changes in how I see. I have spent most of my life with darkened glasses. It has only been in the last two to three years that I have worked to lighten the glasses a little bit to make me feel a bit more normal and not have to constantly answer why I have sunglasses on all the time.
Our townhouse in Poughkeepsie, New York.
I nearly lost my eye in 2005. Paul and I were living in Poughkeepsie, New York at the time. The pain started over the weekend. I thought it was from dust – I’m allergic to dust mites – after spending the weekend helping move stuff with my grandmother.
The photophobia hit while I was taking Paul to work. I tore off my glasses and covered my eye to try to keep out the light. But I drive a 5-speed, so I was constantly removing my hand. By the time I got home, I was seriously considering using a spoon to scoop out my eyeball.
I curled up on the couch in the fetal position. I covered my eye. And I began wailing. It was loud and uncontrollable, but I didn’t know how to stop the pain. My friend, Bas, was visiting from The Netherlands. He was still sleeping upstairs. My cries woke him up. He thought I had an argument with Paul, but quickly realized my wailing was the sound of pain.
“Do you know how to get to the hospital,” he asked. I nodded yes. He helped me to the car. The photophobia was so severe I was pulling my shirt over my face.
“Don’t look. Just tell me what street I need to turn on,” he said, as he reassuringly touched my shoulder.
He drove like a madman, as I would have, too, weaving in and out of the four lanes of traffic.
“Your car has a really short shift,” he commented. We discussed how my old Toyota SR-5 sports car didn’t have that. We decided that, since I now owned a Hyundai, it must be a Korean thing.
By the time we reached the hospital, Bas had calmed me down. The wails were gone, replaced by momentary whimpers whenever any kind of direct light beamed down upon me. Instead of sitting in the waiting room or the large open emergency room, the nurses led Bas and me to a room and turned off the lights.
A few minutes later, someone came in and put some drops in my eyes to numb the pain. The pain never did go away, but about 10 minutes later, I could open my eyes. The pain was bearable.
When I had first arrived, none of the machines could register my eye pressure. It should be under 21. Someone came in about 45 minutes later. They said the pressure was 78. A few minutes later, the doctor came in and left the door open just a crack. He conducted his examination by the light from the hallway coming through a five-inch crack.
It took 1.5 years, dozens of office visits, and 16 eye drops a day with varying medications to get my eye normal again.
During a flare-up, the photophobia feels worse than having a bright light pointed at my eye while thousands of pins are jabbed in my eye. Now imagine that every day for more than a year.
And I thought I was good again. I know severe stress can trigger the virus. I know I’ve been under a lot of stress the last five months. But I thought I had it under control.
My eye at 9:54 a.m., February 17, 2018.
On Thursday, February 15, 2018, I was experiencing some photophobia. There was searing pain whenever I went outside. I had to ignore it. There was the 50th anniversary of 911 two-part series I had to finish. There was also a big story I was assigned to cover for the Star-Herald. It took nearly six hours. By 4 p.m., I was exhausted. I thought I was just tired. I knew I was stressed. Since none of the other symptoms had appeared, I really hoped some rest would make it go away.
I woke up Friday to constant, searing pain. I know that feeling. When I walked into the bathroom to have a look, my eye was completely red. The blood vessels were enlarged and looked like crooked spiderwebs shooting out from the center of my eye. I’ve seen that before, too. I sighed deeply. I knew what was happening.
I called my optometrist and got in right away. Your eye pressure should be under 21. Mine was at 45. Not as high as in 2005. But I had forgotten how much this hurts.
Whenever a flare up occurs, it takes a while to set things right. I hope I fall within the “typically clears up in 10-14 days” scenario this time.
I have a followup appointment Monday afternoon. If things haven’t improved, I will have to see an ophthalmologist. I really hope I don’t have to go down that road.
I’m taking Istalol once a day for the high pressure, Zirgan ophthalmic gel, an antiviral drug five times a day to slow the growth of the virus and Acyclovir twice a day to slow the growth and spread the virus. Zirgan and Acyclovir are also used for genital herpes. No, I don’t enjoy having to go to the pharmacy to pick them up.
While trying to determine what times to take the Zirgan so it is spaced out evenly, my logical husband had just the answer.
“Think of it like the Muslims going to prayer,” he said. “Just look up what time they pray each day and put your drops in then.”
This website detects your location in the world and tells you when you should pray. That is, if I want to be that specific.
My editor asked if I needed to take a sabbatical from work or what else he could do to help me. I told him I didn’t think a sabbatical was necessary, but I will probably take frequent breaks from my computer desk and that he needs to know if I suddenly come up and say “I need a sick day tomorrow” that I need a day off, no questions asked.
Crumpets a la Paul, with little butter. Or so he says. No flash used because, hey did you not read the story about how the light hurts my eyes?
On Saturday morning, I woke up to the gentle sounds of Cinders’ purring. I don’t know if she stayed all night, but she was there when I opened my eyes. Paul made me tea and crumpets for breakfast. Since the only other British thing he can make is homemade chips, I wonder what will be for lunch.
Right now, I have a constant aching all over the right side of my head. Photophobia has always been the worst part of this for me and it causes great pain. This time is no different. My house will likely remain dark for at least the next 48 hours.
If you don’t see me online much in the near future, computer screens make the photophobia worse. If you see me tearing up, I’m probably not crying. My damned eye is leaking. I probably won’t be as happy either. I will be trying to ignore the pain while I work. I will try to avoid any bright places for a while. You’re not going to see me outside of work either. Right now, the best place for me is inside, away from anything bright.
Whenever there is a flare up, the race is on to minimize damage and prevent scarring. And I’m running a race that I never wanted to be in, but is necessary to win. It’s a battle I can’t afford to lose.
NOTE: Please excuse any typos in this post. I have written most of it without looking at the computer screen.
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derek612 · 7 years
Text
Intercultural Communication Field Study Project
Applying Intercultural Communication in the SHINE Program
The Hubbs Center for adult basic education is located in St. Paul Minnesota. The school provides a number of services from job training to GED programs, to basic English and math courses. My time was spent with adult immigrant students in English Learning Level (ELL) 1-3 courses. I began when their Summer semester began on Thursday, June 22 until classes ended on August 10 from 8:15 A.M-10:30 A.M..
Students came from many backgrounds with a range of educational experiences.  Some were in their early-20’s while others were closer to middle age. This made for a challenging, yet enriching environment to work. There were three students in attendance on the first day that were Level 1 but that class was merged with Levels 2 and 3 classes that saw the class list balloon to over twenty.
This created an interesting dynamic. Finding a way to keep the higher level students engaged while ensuring the lower level students didn’t fall behind was a challenge for both myself and the teacher. We were largely able to accomplish this as I would assist with the lesson and then float over to the Level 1 students to make sure they were keeping pace. Some of the students were more intimidated than others by my presence, possibly due to their own confidence in their abilities and unfamiliarity with me.
Comfort and familiarity seemed to be a common theme in this environment. Students of the same cultural backgrounds sat with each other, rarely mixing groups. This way, students had their ingroups around them in case they needed help figuring something out. For instance, I assisted with an in-class test going from table-to-table to test these students. I came to a table of Somali students and quizzed the first student who quickly grasped the concept. When I began to test the student next to her, he had trouble understanding the instruction. I knew he was a capable learner who did well in class, so clearly I wasn’t explaining the directions properly. The woman who I had just tested intervened and was able to explain what to do in Somali and then things clicked for him. Had he been sitting with people who weren’t a part of his ingroup, I may not have been able to test him properly.
What was interesting was the location these groups sat in. There were no assigned seats but tables of African students sat together in the back while those of Hispanic and Asian descent sat in the front. It was as if there was an unspoken seating chart and students would drift to their seats every Thursday morning.
In strict Islamic cultures, mixed interactions between unmarried men and women are frowned upon. Younger Muslim women in their hijabs would occasionally sit with men but they usually sat together. This was uncommon among the older Muslim women who would sit at tables with a majority of women rather than a table mixed with men. These women, younger or older, would wear the traditional hijab as is custom with some Islamic cultures.
The students’ day would then begin with signing in on a sign-in sheet and then we would go over the date and the weather as a class so that students could learn the proper format for giving the date and days of the week. It was also helpful to go over things like weather that students were learning anyway because it gave them additional practice. From there, the day’s lesson would begin.
My time at Hubbs Center was an interesting exercise in cultural relativism and understanding how to work with intercultural groups in order to accomplish a goal.
As I mentioned above, the class contained students of varying skill levels. I regularly had a small group of students that were near the beginning of learning English. Once we got through the greeting, the teacher would have me take the same two students to the Learning Lab. This was a room with a few computers and workstations that enabled us to have a quiet area to practice their basic skills.
The first student was a 24-year old from Thailand. Like all of the students, she was a hard worker but was struggling with the basic concepts of the language. I had found out after one private session that she had no previous schooling in Thailand. She said there were no schools in Thailand and she hadn’t had formal schooling before going to church with her husband. Despite not having formal schooling, she was still literate; her writing was fine and she could read slowly.
The other student was a 22-year old Tanzanian man. He, too, struggled with English. When we would go over the alphabet, he struggled with some of the sounds of the letters. In particular, the letter “U” gave him trouble as it makes an “oo” sound in his native language compared to the “you” sound in English. One day he told me that English was confusing. It was so unlike the languages he knew: Swahili and French. When we would practice the alphabet, he kept answering that the letter “U” made an “ooh” sound. This was understandable since this was how he had been pronouncing the letter his entire life and was attempting to reprogram his brain to learn another way. He was simultaneously using two different languages to decode the letter.
This gave me a good jumping off point in helping him. When he would have trouble locating the letter “U”, I told him to find “ooh” and reminded him of the difference. He was eventually able to consistently recognize the letter and properly speak and spell words containing the letter. Had I looked at this ethnocentrically, I may have thought he was less intelligent because he couldn’t understand this simple concept. Looking at the situation through an ethno relativist's perspective, it was clear that the opposite was true as his brain was juggling multiple languages at the same time.
Our twenty-minute sessions would end in time for us three to rejoin the class for computer lab time. This was also a fascinating cultural experience in computer literacy. I was introduced to computers in the first grade, which was not the case for many of the students. Students had a range of computer literacy. Some could log in and get to the online lesson independently while others required step-by-step assistance. Students were proficient in class with a paper and pen were challenged by the use of computers. Others thrived on the computer but struggled in-class.
Given the rapid evolution of globalized technology, computer literacy is critical, especially in the United States. Learning to competently use a computer is a skill that all of these students will likely need. All of these students are young enough where they will likely be working for the next 10-15 years. Sometimes my role was to help them type the username and password and others it was on how to use a mouse to be able to sign in. Not knowing how to use a computer could make everything from finding work to getting directions to a friend’s house difficult.
Computer literacy seemed to have little correlation to age, though the younger students tended to pick up computer instructions quick. Using a relativist’s perspective to remember that not everyone should already know these skills was important because not everyone grew up with the same education. Seventy percent of North Americans have access to the internet while around ten percent of Africans have it. (Ting and Toomey p.240). Older African students commonly struggled with using the computer to access and complete their lessons and often required extra attention. Some younger North African students even struggled while a Vietnamese student in his early-20’s comfortably completed the tasks independently. For some, this class was their first exposure to computers. How were they supposed to understand something they had never done before? There certainly was some uncertainty avoidance among the students who were not familiar with computers.
Another interesting dynamic is who would speak up in the classroom. Certain students seemed more inclined to raise their hand or more comfortable to be called on for answers. The Asian students were typically softer-spoken than their other classmates but would answer questions confidently. The answers were succinct and rarely spoke out of turn. Minh, the Vietnamese student would enter and leave class, there was always a hello and goodbye greeting with little else. This was, to me, an example of a high context culture since this could sometimes be a simple wave of the hand and a head nod.
The African students were the least shy among the class. Perhaps it was because their ingroup was the largest and they were more comfortable but you rarely had to see someone struggle quietly. If a student had a question, they would typically raise their hand and say excuse me to get my attention or tap my on the arm as I walked by. However, this was never done disrespectfully as cultures like Somali greatly value respect and approximately half of the class were from Somalia. The men typically spoke more than the women but both genders contributed to class discussions.
What may have been as big of a factor as culture in determining who spoke up more, would be simple confidence. The higher level students were typically the most vocal and would speak loudly and confidently. Meanwhile, the beginning students were most quiet, answering softly with little conviction in their voices. In a way not to make anyone too uncomfortable, I would float over to those students to make sure they were following along all right. They often had the correct answers but didn’t have the same inclination to speak out as some of their other students. I’ve had international students in classes that were also hesitant to speak up because they lacked confidence in their English speaking ability. Therefore, I don’t feel as if this was atypical for students in the early stages of learning the language.
The best example of this may have come in class on July 20. We were learning about apartments and housing that day and one of the tasks was for the students to practice vocabulary. To do that, the teacher wanted the students to discuss amongst themselves their living situation. This could include whether they live in a house or apartment, how many rooms they have, who they live with, and the like. The teacher and I asked the students to pair up to do this assignment. We were getting nowhere and one of the students who was one of the better English speakers told us that it would help for us to give an example. The teacher and I went to the front of the class and demonstrated what was to be done. Sure enough, students began coming up to the front of the class to participate. It was a great example of being open to new ideas and getting students of all skill levels to get involved.
This level of confidence would also depend on how much help students wanted. Some would just need a simple clarification while others would want me to sit through the entire assignment with them. I would just give them the answers to the assignments as they would learn less from that but it also wasn’t feasible in a class of twenty. Using examples and walking through one or two questions with them was typically enough to help them gain the confidence to finish the assignment.
My time at Hubbs Center was immensely rewarding. In just a few short weeks, I learned a lot about the journey of these men and women to the United States as they learned English. No matter where they were from, the students were intelligent and highly motivated; each one of them wanted to be great. Whether they were a beginner or intermediate level student, I feel that every student gained something from my time at the center. Seeing the growth from the students when they achieved something they previously couldn’t was a joy.
For me, it reinforced the lessons I learned in class about high and low context cultures and strengthening my cultural relativist’s perspective. It also cemented my belief that those who begin a new life in a new country are to be welcomed and respected. Just because they don’t have a firm command on our language doesn’t make them less-intelligent than us. There are those who may not have had formal education or are refugees that deserve our empathy. There are others who have to begin again despite carrying degrees in their former country and speaking multiple languages that also deserve our empathy.
Most of all, everyone deserves our patience and respect. It’s what we would all want if we were forced to leave our homeland or if we chose to leave for a place that is culturally diametrically opposed to ours. When we do, we open ourselves to a broader worldview and a better understanding of the world around us.
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