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robertsbig60 · 9 months

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Stop Foreclosure in Dallas, Texas

All over this great country, homeowners are pilling up huge debt and their houses is at risk, they all need to know “how to stop the foreclosure in Dallas, Tx.” As long as you are not too close to the foreclosure sale, or it has not been completed, you can still avoid foreclosure once it has started, giving you a chance to keep your home. If you decide not to keep your home, the extra time can…

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#analyzing-a-real-estate-deal #analyzing-my-homes-value #attract-multiple-offers-in-a-sellers-market #avoid-foreclosure-in-dallas #behind-on-mortgage #behind-on-mortgage-payment #buy-m #buy-my-cedar-hill-tx-home-fast #buy-my-cedar-hill-tx-house-fast #buy-my-dallas-home #buy-my-dallas-house #buy-my-foreclosure-home-in-dallas #buy-my-foreclosure-house #buy-my-foreclosure-house-in-dallas #buy-my-home-fast-in-cedar-hill #buy-my-home-fast-in-cedar-hill-tx #buy-my-home-fast-in-Dallas #buy-my-home-fast-in-garland #buy-my-home-fast-in-grand-prairie #buy-my-home-fast-in-mesquite #buy-my-home-fast-in-oak-cliff #buy-my-home-for-cash-fast #buy-my-home-for-cash-in-dallas #buy-my-home-in-cedar-hill-tx #buy-my-home-in-dallas #buy-my-home-in-foreclosure-in-dallas #buy-my-home-in-mesquite #buy-my-home-in-mesquite-tx #buy-my-house-fast-in-mesquite #buy-my-house-for-cash

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theregalhomebuyersblog · 11 months

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Buying A House In Northglenn - You Need A Checklist!

Buying a house can be very difficult with many different things you need to remember in order to buy your house without problems. Here are some of the key things you need to make sure you have completed before you can buy my house in Northglenn:

1. Are you pre-approved for a house loan? If you are not pre-approved for a house loan then you run the risk of finding a home that you want to only to go to the bank and find out you can't get a loan to buy it, or even worse you can encounter lengthy delays and end up losing the house to someone else who has their loan pre-approved and ready!

Pre-approval is fairly straightforward to get, just go to local bank and explain that you are planning to buy a house and give them an idea of how much you are looking to lend.

2. Have you made a budget? If you are buying a house you need to have your finances in good condition and the best way to do this is with a budget.

You need to accurately work out how much you earn now and how much you realistically expect to earn in the future, subtract all necessary expenses, and the remainder is how much you can use to save for a deposit or to make repayments on your loan in the future. If you don't budget you can end up in serious financial trouble!

3. Have you done enough research on the area where you want to buy? Many home buyers fall into the trap of not doing enough research into the neighbourhood they are buying into. You need to not only inspect the property many times but also inspect the neighbourhood.

Problems such as loud barking dogs, constant noisy parties and violence in the neighborhood are things you need to look out for, and you can only find out about these things by asking the neighbors and personally exploring the area.

4. Have you made a plan for how you will negotiate to buy? In order to get the best price for the house you're buying you need to have a plan.

If you are buying from an auction you should go to a few other auctions before the real one just to get the hang of it, and if you are buying through an agent you should talk to friends who have bought homes as they will each be able to give some advice on the perfect strategy.

Follow this checklist for buying a house, and ensure you don't make the same mistakes as other new home buyers!

#buy my house in northglenn #Buy my house #Stop foreclosure

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myrtlebeachhomebuyers · 1 year

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Myrtle Beach Home Buyers team of experienced home buyers will provide you with an offer quickly and without any hidden fees or commissions. We understand that selling a home can be stressful, so we make sure that our process is simple and efficient. We are here to help you get the most money for your house with a hassle-free process. If you’re asking, how can I we buy houses in Myrtle Beach? Call at (843) 507–5058 or visit our website.

Myrtle Beach Home Buyers 2305 N Oak St, Ste A, Myrtle Beach, SC 29577 (843) 507–5058

My Official Website: https://www.myrtlebeachhomebuyers.com/ Google Plus Listing: https://www.google.com/maps?cid=2901766317835857912

Our Other Links:

prevent foreclosure: https://www.myrtlebeachhomebuyers.com/stop-foreclosure-in-myrtle-beach/ sell house for cash: https://www.myrtlebeachhomebuyers.com/how-do-i-sell-my-house-in-myrtle-beach/

Service We Offer:

selling property buying houses Real Estate services

Facebook: https://www.facebook.com/mbhousebuyers Twitter: https://twitter.com/MyrtleBuyers Pinterest: https://www.pinterest.com/MyrtleBeachHomeBuyersSC/ Instagram: https://www.instagram.com/myrtlebeachhomebuyers/

#we buy houses myrtle beach #we buy houses South Carolina #foreclosure help #sell my house myrtle beach

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mikebuysanyhouse · 1 year

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Sell Foreclosed Home in Orlando

You should sell your foreclosed property with the assistance of Mike Buys Any House. We can assist you to get the absolute highest value for your property. Stop looking for sell foreclosed home Orlando on the internet and call Mike Buys Any House.

#sell my house in foreclosure in Orlando #sell my house in foreclosure in Florida #we buy foreclosed homes Orlando #we buy foreclosed homes Florida #sell foreclosed home Orlando #sell a house in foreclosure

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utahclosefasts · 2 years

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Utah Close Fast Cash Home Buyers can buy your house quickly. We buy houses Salt Lake City UT and all surrounding counties and areas! Our team in experienced home buyers who can buy your house without any hassle or waiting.

Utah Close Fast Cash Home Buyers 741 Murray Taylorsville Rd Unit B, Taylorsville, UT 84123 (801) 755-3865

My Official Website: https://www.utahclosefast.com/ Google Plus Listing: https://maps.google.com/maps?cid=12163945803856344979

Our Other Links:

sell my house in Salt Lake City: https://www.utahclosefast.com/sell-your-house/ stop foreclosure Salt Lake City: https://www.utahclosefast.com/avoid-foreclosure-salt-lake-utah/

Service We Offer:

selling property buying houses Real Estate services

Facebook: https://www.facebook.com/utahclosefast/ Twitter: https://twitter.com/utah_close_fast Pinterest: https://www.pinterest.com/utahclosefastut/ Instagram: https://www.instagram.com/utahclosefast/ Linkedin: https://www.linkedin.com/in/eric-douros-b49b9846

#we buy houses in salt lake city #we buy houses salt lake city ut #sell my home fast salt lake city #sell my house for cash salt lake city #stop foreclosure salt lake city

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theregalhomebuyers · 2 years

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Stop or Avoid Foreclosure In Today’s Market

If you are facing foreclosure problem then you can contact us today. We are Stop foreclosure or avoid it. To Protect your credit during the foreclosure process our team have many different types of steps to protect your foreclosure situation with minimal long-term damage. Please follow these steps and rules and save your Credit. For more details, you can call us at 720-263-4447.

#Stop foreclosure #Sell your house fast in Denver #We buy ugly houses #Buy my House in Broomfield #Buy my House in Aurora

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icthousebuyers · 2 years

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Our company sells houses fast in Wichita KS without asking you to do any repairs! Cash for houses can help you meet a closing deadline if you're under a deadline. ICT House Buyers buy houses in any condition and offer cash for houses in Wichita KS.

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sherlockrei · 2 years

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Sell Inherited Property Nashville

When you are ready to sell inherited property in Tennessee, Sherlock real estate Investment company in Nashville, can help. Our team of experts offers a free consultation to find out the details of your estate sale or auction.

#Sell My House Fast Nashville #Landmark Property Buyers Nashville #We Buy Land Old Hickory TN #stop foreclosure in Nashville

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uhhrellys · 29 days

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hi guys <3 if you don't know me already I'm relly (23, she/her/they). I'm a queer poc artist and things have been very rough for me these past few years. I have a full time job and I currently live with my mom. my mom is disabled and has been struggling to pay the bills/mortgage, which has resulted in foreclosure of our house. while my mom has hired lawyers for the case, I need to be prepared to move. I'm working towards saving enough money to move out, but I need some help. please consider buying some prints, stickers (coming soon!), donating to my kofi, or just sharing this post. anything helps.

i also have a depop and my linktree is in my bio! thank you so much for your support :) I love u all <3

#signal boost #boost #poc artist #small art account #small artist #queer artist #artists on tumblr #artsistoninstagram #black artist #kofi #artist on kofi #ko fi support

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mostlysignssomeportents · 11 months

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Wall Street Journal goes to bat for the vultures who want to steal your house

Tonight (June 5) at 7:15PM, I’m in London at the British Library with my novel Red Team Blues, hosted by Baroness Martha Lane Fox.

Tomorrow (June 6), I’m on a Rightscon panel about interoperability.

The tacit social contract between the Wall Street Journal and its readers is this: the editorial page is for ideology, and the news section is for reality. Money talks and bullshit walks — and reality’s well-known anticapitalist bias means that hewing too closely to ideology will make you broke, and thus unable to push your ideology.

That’s why the editorial page will rail against “printing money” while the news section will confine itself to asking which kinds of federal spending competes with the private sector (creating a bidding war that drives up prices) and which kinds are not. If you want frothing takes about how covid relief checks will create “debt for our grandchildren,” seek it on the editorial page. For sober recognition that giving small amounts of money to working people will simply go to reducing consumer and student debt, look to the news.

But WSJ reporters haven’t had their corpus colossi severed: the brain-lobe that understands economic reality crosstalks with the lobe that worship the idea of a class hierarchy with capital on top and workers tugging their forelacks. When that happens, the coverage gets weird.

Take this weekend’s massive feature on “zombie mortgages,” long-written-off second mortgages that have been bought by pennies for vultures who are now trying to call them in:

https://www.wsj.com/articles/zombie-mortgages-could-force-some-homeowners-into-foreclosure-e615ab2a

These second mortgages — often in the form of home equity lines of credit (HELOCs) — date back to the subprime bubble of the early 2000s. As housing prices spiked to obscene levels and banks figured out how to issue risky mortgages and sell them off to suckers, everyday people were encouraged — and often tricked — into borrowing heavily against their houses, on complicated terms that could see their payments skyrocket down the road.

Once the bubble popped in 2008, the value of these houses crashed, and the mortgages fell “underwater” — meaning that market value of the homes was less than the amount outstanding on the mortgage. This triggered the foreclosure crisis, where banks that had received billions in public money forced their borrowers out of their homes. This was official policy: Obama’s Treasury Secretary Timothy Geithner boasted that forcing Americans out of their homes would “foam the runways” for the banks and give them a soft landing;

https://pluralistic.net/2023/03/06/personnel-are-policy/#janice-eberly

With so many homes underwater on their first mortgages, the holders of those second mortgages wrote them off. They had bought high-risk, high reward debt, the kind whose claims come after the other creditors have been paid off. As prices collapsed, it became clear that there wouldn’t be anything left over after those higher-priority loans were paid off.

The lenders (or the bag-holders the lenders sold the loans to) gave up. They stopped sending borrowers notices, stopped trying to collect. That’s the way markets work, after all — win some, lose some.

But then something funny happened: private equity firms, flush with cash from an increasingly wealthy caste of one percenters, went on a buying spree, snapping up every home they could lay hands on, becoming America’s foremost slumlords, presiding over an inventory of badly maintained homes whose tenants are drowned in junk fees before being evicted:

https://pluralistic.net/2022/02/08/wall-street-landlords/#the-new-slumlords

This drove a new real estate bubble, as PE companies engaged in bidding wars, confident that they could recoup high one-time payments by charging working people half their incomes in rent on homes they rented by the room. The “recovery” of real estate property brought those second mortgages back from the dead, creating the “zombie mortgages” the WSJ writes about.

These zombie mortgages were then sold at pennies on the dollar to vulture capitalists — finance firms who make a bet that they can convince the debtors to cough up on these old debts. This “distressed debt investing” is a scam that will be familiar to anyone who spends any time watching “finance influencers” — like forex trading and real estate flipping, it’s a favorite get-rich-quick scheme peddled to desperate people seeking “passive income.”

Like all get-rich-quick schemes, distressed debt investing is too good to be true. These ancient debts are generally past the statute of limitations and have been zeroed out by law. Even “good” debts generally lack any kind of paper-trail, having been traded from one aspiring arm-breaker to another so many times that the receipts are long gone.

Ultimately, distressed debt “investing” is a form of fraud, in which the “investor” has to master a social engineering patter in which they convince the putative debtor to pay debts they don’t actually owe, either by shading the truth or lying outright, generally salted with threats of civil and criminal penalties for a failure to pay.

That certainly goes for zombie mortgages. Writing about the WSJ’s coverage on Naked Capitalism, Yves Smith reminds readers not to “pay these extortionists a dime” without consulting a lawyer or a nonprofit debt counsellor, because any payment “vitiates” (revives) an otherwise dead loan:

https://www.nakedcapitalism.com/2023/06/wall-street-journal-aids-vulture-investors-threatening-second-mortgage-borrowers-with-foreclosure-on-nearly-always-legally-unenforceable-debt.html

But the WSJ’s 35-paragraph story somehow finds little room to advise readers on how to handle these shakedowns. Instead, it lionizes the arm-breakers who are chasing these debts as “investors…[who] make mortgage lending work.” The Journal even repeats — without commentary — the that these so-called investors’ “goal is to positively impact homeowners’ lives by helping them resolve past debt.”

This is where the Journal’s ideology bleeds off the editorial page into the news section. There is no credible theory that says that mortgage markets are improved by safeguarding the rights of vulture capitalists who buy old, forgotten second mortgages off reckless lenders who wrote them off a decade ago.

Doubtless there’s some version of the Hayek Mind-Virus that says that upholding the claims of lenders — even after those claims have been forgotten, revived and sold off — will give “capital allocators” the “confidence” they need to make loans in the future, which will improve the ability of everyday people to afford to buy houses, incentivizing developers to build houses, etc, etc.

But this is an ideological fairy-tale. As Michael Hudson describes in his brilliant histories of jubilee — debt cancellation — through history, societies that unfailingly prioritize the claims of lenders over borrowers eventually collapse:

https://pluralistic.net/2022/07/08/jubilant/#construire-des-passerelles

Foundationally, debts are amassed by producers who need to borrow capital to make the things that we all need. A farmer needs to borrow for seed and equipment and labor in order to sow and reap the harvest. If the harvest comes in, the farmer pays their debts. But not every harvest comes in — blight, storms, war or sickness — will eventually cause a failure and a default.

In those bad years, farmers don’t pay their debts, and then they add to them, borrowing for the next year. Even if that year’s harvest is good, some debt remains. Gradually, over time, farmers catch enough bad beats that they end up hopelessly mired in debt — debt that is passed on to their kids, just as the right to collect the debts are passed on to the lenders’ kids.

Left on its own, this splits society into hereditary creditors who get to dictate the conduct of hereditary debtors. Run things this way long enough and every farmer finds themselves obliged to grow ornamental flowers and dainties for their creditors’ dinner tables, while everyone else goes hungry — and society collapses.

The answer is jubilee: periodically zeroing out creditors’ claims by wiping all debts away. Jubilees were declared when a new king took the throne, or at set intervals, or whenever things got too lopsided. The point of capital allocation is efficiency and thus shared prosperity, not enriching capital allocators. That enrichment is merely an incentive, not the goal.

For generations, American policy has been to make housing asset appreciation the primary means by which families amass and pass on wealth; this is in contrast to, say, labor rights, which produce wealth by rewarding work with more pay and benefits. The American vision is that workers don’t need rights as workers, they need rights as owners — of homes, which will always increase in value.

There’s an obvious flaw in this logic: houses are necessities, as well as assets. You need a place to live in order to raise a family, do a job, found a business, get an education, recover from sickness or live out your retirement. Making houses monotonically more expensive benefits the people who get in early, but everyone else ends up crushed when their human necessity is treated as an asset:

https://gen.medium.com/the-rents-too-damned-high-520f958d5ec5

Worse: without a strong labor sector to provide countervailing force for capital, US politics has become increasingly friendly to rent-seekers of all kinds, who have increased the cost of health-care, education, and long-term care to eye-watering heights, forcing workers to remortgage, or sell off, the homes that were meant to be the source of their family’s long-term prosperity:

https://doctorow.medium.com/the-end-of-the-road-to-serfdom-bfad6f3b35a9

Today, reality’s leftist bias is getting harder and harder to ignore. The idea that people who buy debt at pennies on the dollar should be cheered on as they drain the bank-accounts — or seize the homes — of people who do productive work is pure ideology, the kind of thing you’d expect to see on the WSJ’s editorial page, but which sticks out like a sore thumb in the news pages.

Thankfully, the Consumer Finance Protection Bureau is on the case. Director Rohit Chopra has warned the arm-breakers chasing payments on zombie mortgages that it’s illegal for them to “threaten judicial actions, such as foreclosures, for debts that are past a state’s statute of limitations.”

But there’s still plenty of room for more action. As Smith notes, the 2012 National Mortgage Settlement — a “get out of jail for almost free” card for the big banks — enticed lots of banks to discharge those second mortgages. Per Smith: “if any servicer sold a second mortgage to a vulture lender that it had charged off and used for credit in the National Mortgage Settlement, it defrauded the Feds and applicable state.”

Maybe some hungry state attorney general could go after the banks pulling these fast ones and hit them for millions in fines — and then use the money to build public housing.

Catch me on tour with Red Team Blues in London and Berlin!

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2023/06/04/vulture-capitalism/#distressed-assets

[Image ID: A Georgian eviction scene in which a bobby oversees three thugs who are using a battering ram to knock down a rural cottage wall. The image has been crudely colorized. A vulture looks on from the right, wearing a top-hat. The battering ram bears the WSJ logo.]

#pluralistic #great financial crisis #vulture capitalism #debts that can’t be paid won’t be paid #zombie debts #jubilee #michael hudson #wall street journal #business press #house thieves #debt #statute of limitations

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crownofstardustandbone · 14 days

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Of Open Houses and Forever Homes

Sequel to "Of Second Chances and Small Joys", "Of Wedding Dances and Gravity", “Of Wildfires and Dandelions”, and “Of Hopeless Hearts and Falling Stars”. Full series can be found on AO3, "Stop the World on This Moment"

Buck sighs as he looks at yet another house listing on Zillow that’s out of his price range—or rather, their price range—because he and Tommy had agreed just a few weeks ago that they were tired of splitting their time between their places and wanted to buy a house instead of continuing to rent. Since then they’ve been to at least a dozen open houses and scoured every listing within a 15 mile radius of both their jobs, trying to find someplace that feels like home, but so far they’ve had no luck.

Leaning back against Tommy’s chest, Buck sighs and drops his phone into his lap. “We’re never going to find a place,” he says, aware that he’s pouting, but he just can’t let it go that nothing has been right—and the few houses that they had actually liked had been out of their price range, in need of expensive renovations, or just too far away to make their commute to work feasible.

Tommy laughs softly and kisses his temple absentmindedly, gaze still focused on the baseball game on the tv. “It’s going to be okay sweetheart, we’ll find something eventually,” he promises, and Buck makes a disgruntled noise but doesn’t say anything else and instead turns his attention to the game, enjoying the weight of Tommy’s arms around him as he forces himself to relax and not focus on his continued disappointment with the housing situation.

They’ll find something eventually, just like Tommy said.

Buck is helping Bobby, Chim and Eddie douse the remains of a house and complaining once again about the lack of progress they’ve made on finding a house when the former occupant, still wrapped in a blanket and smeared in soot, sidles up next to him, her expression nervous as she reaches out to touch his elbow.

“You’re looking for a house?” she asks and Buck nods uncertainly, nonplussed by her approach.

Smiling, she adjusts the blanket around her and reaches a hand out for him to shake, “Melody Greene, realtor,” she says and Buck’s eyes go wide as he fumbles the hose so he can shake her hand. “Have you been working with anyone to help you find a place?” she asks and Buck stutters for a moment before Hen rolls her eyes and takes his hose, pushing him out of the way so he can freely talk to Melody.

Taking his helmet off and propping it against his hip, Buck runs a hand over his sweaty head and shrugs, “Not really? We’ve mostly been looking on Zillow and realtor websites and going to open houses.”

Melody nods, “Most people do that,” she confirms, “what are you and your boyfriend looking for in a home?” she asks curiously.

“We’d like a place with at least three bedrooms so we have plenty of space for family or friends to crash, a nice kitchen with updated appliances, and someplace between our jobs so neither of us has to drive for a crazy long time. Which doesn’t sound like a lot, but nothing has been right!” Buck exclaims unhappily and Melody smiles sympathetically.

“Have you considered looking at foreclosures?” she asks and Buck just stares dumbly because no, they hadn’t thought of that, and Melody laughs lightly, “well I’d give you my card, but they’re all gone, so if you’d like I can give you my number and I’d be happy to help you and your boyfriend find your home.”

Buck grins at her, delighted, and before they leave the scene gets her number in his phone with a promise to message her soon. When he gets back to his apartment Tommy is already there, showering upstairs and singing along to something Buck can’t make out. Kicking off his sneakers, he races up the stairs calling out as he goes—“Babe! You’ll never believe what happened to me today!”

Pushing open the bathroom door, he takes a moment to ogle his wet, naked boyfriend who ogles him right back with a goofy grin, and then leaps into his story. “I’m going to text her first thing tomorrow and see what she says,” he finishes, holding out a towel as Tommy steps out of the shower, water running down his body in enticing rivulets that Buck can’t help but track, his attention rapidly splitting from the topic at hand.

Tommy smirks and towels off his hair and then his body, “Sounds good sweetheart,” he agrees, hanging the towel on the rack before he steps close and starts stripping Buck out of his clothes, grinning as he kisses Buck and he can’t help but grin back, hands sliding around his still damp waist. Buck goes along eagerly as Tommy pushes him towards the bed, humming in pleasure as Tommy kisses down his throat and then follows him down onto the mattress to continue his path down Buck’s chest and stomach.

Sucking in a sharp breath when Tommy starts mouthing at his still mostly soft cock, Buck exhales shakily and wraps a hand around the nape of Tommy’s neck, grip gentle as he sinks into pleasure and breathes out Tommy’s name like a prayer.

“Missed you,” Tommy murmurs against his thickening shaft and Buck snorts a laugh, “Me or my cock?” he asks, grinning when Tommy rolls his eyes at him and resumes his attentions.

“Both of you,” Tommy answers a moment later as he licks across the head of Buck’s cock and Buck lets out a breathless laugh that slides into a moan when Tommy takes him deep into his throat and swallows around him. Stars burning in his vision, Buck shifts his hand and tangles his fingers in Tommy’s thick curls, gasping softly when Tommy really starts to work him over, one of his thumbs seeking out the sensitive spot behind Buck’s balls.

Tommy pulls off with a wet sound and Buck groans when he sees how slick and red his mouth is as it slides over his shaft, Tommy’s eyes on his. “I can’t wait to do this with you in our house,” Tommy murmurs, “no neighbors on the other side of the wall to complain about us being loud, no shitty landlord who won’t fix shit unless we threaten to sue.”

Buck nods in agreement, and this really shouldn’t be doing things for him, but god, yea, he can’t wait to own a house with Tommy—to have a place that’s all theirs where they can be as loud as they want during sex, where they can paint the walls any color they want or hang as many paintings as they like.

Tommy swallows his cock down again and Buck shouts weakly, arching into it and gasping as Tommy focuses all of his formidable knowledge on making Buck come. It doesn’t take too much longer before he’s spilling down Tommy’s throat and whimpering as Tommy keeps sucking him till he’s shaking, breathless and overwhelmed. Tommy pulls off and kneels over Buck, jerking off fast and hard, panting as he stares down at Buck and Buck stares back, hands roaming up his thick thighs and the firm cut of his stomach, tracing all that strength that’s all his to touch and admire whenever he wants.

“Come on me,” he murmurs, sliding a hand up to cover where Tommy’s heart is beating rapidly, “c’mon babe, give it to me,” he says intently and Tommy groans, hips jerking forward as he comes, hot streaks of it falling across Buck’s stomach and soft cock. Collapsing forward onto his clean hand, Tommy kisses him with sloppy coordination and Buck meets him eagerly, tangling a hand in his hair and tugging, just to hear Tommy groan softly.

After a few more kisses he pushes Tommy off him and onto his back and then climbs off the bed to grab the wet washcloth from the shower, cleaning first himself and then Tommy off before he puts on a pair of briefs and goes downstairs to grab a pint of ice cream and two spoons. When he gets back, Tommy is tucked under the covers and watching some home repair TikTok, so Buck slides under the covers next to him and offers him the extra spoon, grinning fondly when Tommy shakes his head.

Leaning into Tommy’s side, he smiles, pleased, when Tommy throws an arm around his shoulders and pulls him even closer. Scooping out a spoonful of salted caramel brownie ice cream, he offers the first bite to Tommy and enjoys the way his boyfriend hums in pleasure as his lips close around the spoon, his gaze still on his phone. Pressing a wet, sticky kiss to Buck’s jaw, he murmurs, “Thanks sweetheart,” and Buck smiles down into the ice cream, heart overflowing with joy.

Taking another spoonful for himself, Buck snuggles closer to Tommy. “What are we watching?”

“This awesome trans lady who knows her shit about house repair and renovations. Figured we might need to know some stuff for when we buy a place.”

Buck grins and drops a kiss on Tommy’s cheek, earning him a quick grin and a soft kiss before they both turn their attention back to the phone.

-----------------------------

That weekend they meet with Melody to review the foreclosures in the area that aren’t on the market yet, and that’s when they finally find it—their home. It has everything they’re looking for, and more—Buck loves the Mediterranean blue shutters and Tommy is enamored with the yard that’s already got a garden patch in one corner, and when they walk through the house, neither of them can keep the look off their face that this is it, their excitement palpable as they huddle together in the kitchen while Melody waits out front.

“We’re doing this?” Buck asks softly, nervous and hopeful and terrified all at once.

Tommy looks around the kitchen, a soft smile on his face before he looks back at Buck, “Yea Ev, this is it,” he says quietly, “this is our home.”

Buck nods in agreement and grins, unable to restrain his excitement. “Let’s do it.”

They make an offer on the house and are moving in less than three weeks later, the 118 and Tommy’s crew there to help with painting, ripping up carpeting and laying down hardwood, Marisol there to oversee everything and make sure they don’t all ruin Tommy and Buck’s house.

When everyone finally leaves and it’s just them, they lay the mattress on the bare floor and make love as loud as they want, well into the night until they’re both exhausted and content. Buck falls asleep with his head cradled on Tommy’s chest and wakes up the next morning to the smell of fresh pancakes and Christopher’s laughter in the kitchen.

Grinning, he nudges Tommy awake so they can rush through a quick shower and dress before heading out to find the 118 and kids filling up their house, working to unpack boxes, wash dishes and hang paintings. Slowly, the house comes together and they eat what seems like a car load of pizza, laughing and talking and filling the house with love and noise and Buck shoots Tommy a soft look over Athena’s head as she tells a story that has everyone laughing, heart so full he can barely stand it.

His parents send them a bottle of whiskey as a house warming gift that Tommy rolls his eyes over, because even if things between them and Buck are better than before, they still don’t really know him. Still, Tommy enjoys some in one of the cut crystal tumblers they also sent and Buck sips at his beer, leaning against Tommy’s side where they’re curled together on the swing on the back patio. It’s dark and quiet now, their neighborhood mostly families with kids and pets, and Buck imagines a lifetime of this—of sitting in the dark on the patio, rocking together on the swing and maybe chasing some kids of their own around the yard.

They’ve talked about it a little before, the idea of marriage and kids, and Buck knows that Tommy hadn’t thought of it a lot before, but he’d admitted somewhat shyly that he’d like those things if he could have them with Buck. They’d gotten a noise complaint the next morning from how loud Tommy had gotten when Buck had fucked him, intent on showing him just how much he loved him, how he longed for that future too.

Sighing happily, he leans into Tommy’s side and closes his eyes, enjoying the slow, steady rhythm of the swing and the feeling of Tommy’s shoulder rising and falling under his cheek as he breathes.

When he opens his eyes a little while later after Tommy nudges him awake, his gaze falls on a cluster of dandelions and a smile breaks across his face. Swooping down, he plucks one and then holds it out to Tommy, heart thumping at the way Tommy’s eyes go soft and warm as he takes the flower and carries it inside with them, putting it in his washed out tumbler with a little fresh water.

It goes on their bedside table and is the last thing that Buck sees before he closes his eyes, a smile on his face and overwhelming joy in his heart.

-----------------------------

Buck is at work when he gets a text from Tommy, and when he opens the message he nearly fumbles his phone out of his hands, blushing at the way it makes Hen cackle—“Oh that’s gotta be something spicy from your boo,” she says teasingly and Buck flushes deeper but shakes his head and holds it out to her to show her.

“A cat?” she exclaims, confusion twisting her face.

“Yea, guess Tommy found her in our garage when he went out this morning to work out,” Buck says, smiling down at the picture of a tiny black ball of fur curled up on his boyfriend’s bare chest, a pleading look on Tommy’s face and a written plea—can we please keep her?

He can’t say no to that face and Tommy knows it, so, shaking his head and smiling wryly, he writes back and asks what her name is.

Cleo Tommy tells him and then follows it up with, we can be her forever home and Buck’s heart squeezes in his chest at that—he and Tommy have found their forever home, so why shouldn’t they give Cleo one too?

Smiling softly, he replies back you’re a big softie and I love you.

Love you too sweetheart

Rubbing his thumb over the words for a moment, Buck stares at them until the bell rings and he has to hurry to get into his gear and then to the truck.

When he gets home he finds Tommy in bed already, asleep in preparation for an early shift, Cleo asleep on the pillow beside his head.

Heart in his throat, he takes a quick photo of them and then undresses in a hurry and slides beneath the covers, cautious when he pets Cleo’s sleeping form. She sighs softly and his heart aches at the sweet sound, a smile on his lips as he slips an arm around Tommy’s waist and kisses the nape of his neck gently, so as not to wake him.

He likes the addition of Cleo to their lives, to their home.

Their forever home, all of them, together.

#bucktommy #buck x tommy #911 abc #my fic

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mikebuysanyhouse · 1 year

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