#cash management tips | Explore Tumblr Posts and Blogs

gothhabiba · 3 months

Text

🍉🇵🇸 eSims for Gaza masterpost 🇵🇸🍉

Which eSims are currently being called for?

As of now:

eSim plans being called for are:

Nomad (“regional Middle East” plan): code NOMADCNG (can now be used multiple times from the same email)

Holafly (“Israel” and “Egypt” plans): code HOLACNG—be sure to include which plan it is in the subject line

Simly (“Palestine” and “Middle East” plans)

Airalo (“Discover” plans)

If you sent an eSim more than two weeks ago and it is still valid and not yet activated, reply to the email in which you originally sent the eSim. To determine whether the eSim is still valid, scan the QR code with a smartphone; tap the yellow button that reads “Cellular plan”; when a screen comes up reading “Activate eSIM,” click the button that says “Continue.” If a message comes up reading “eSIM Cannot Be Added: This code is no longer valid. Contact your carrier for more information,” the eSim is activated, expired, or had an error in installation, and should not be sent. It is very important not to re-send invalid eSims, since people may walk several kilometers to access wifi to connect their eSims only to find out that they cannot be activated.

If a screen appears reading “Activate eSIM: An eSIM is ready to be activated” with a button asking you to “Continue,” do not click “Continue” to activate the eSim on your phone; exit out of the screen and reply to the email containing that QR code.

Be sure you're looking at the original post, as this will be continually updated. Any new instructions about replying to emails for specific types of unactivated plans will also appear here.

Check the notes of blackpearlblasts's eSim post, as well as fairuzfan's 'esim' tag, for referral and discount codes.

How do I purchase an eSim?

If you cannot download an app or manage an eSim yourself, send funds to Crips for eSims for Gaza (Visa; Mastercard; Paypal; AmEx; Canadian e-transfer), or to me (venmo @gothhabiba; paypal.me/Najia; cash app $NajiaK, with note “esims” or similar; check the notes of this post for updates on what I've purchased.)

You can purchase an eSim yourself using a mobile phone app, or on a desktop computer (with the exception of Simly, which does not have a desktop site). See this screenreader-accessible guide to purchasing an eSim through each of the five services that the Connecting Humanity team is calling for (Simly, Nomad, Mogo, Holafly, and Airalo).

Send a screenshot of the plan's QR code to [email protected]. Be sure to include the app used, the word "esim," the type of plan (when an app has more than one, aka "regional Middle East" versus "Palestine"), and the amount of data or time on the plan, in the subject line or body of your email.

Message me if you have any questions or if you need help purchasing an eSim through one of these apps.

If you’re going to be purchasing many eSims at once, see Jane Shi’s list of tips.

Which app should I use?

Try to buy an eSim from one of the apps that the team is currently calling for (see above).

If the team is calling for multiple apps:

Nomad is best in terms of data price, app navigability, and ability to top up when they are near expiry; but eSims must be stayed on top of, as you cannot top them up once the data has completely run out. Go into the app settings and make sure your "data usage" notifcations are turned on.

Simly Middle East plans cannot be topped up; Simly Palestine ones can. Unlike with Nomad, data can be topped up once it has completely run out.

Holafly has the most expensive data, and top-ups don't seem to work.

Mogo has the worst user interface in my opinion. It is difficult or impossible to see plan activation and usage.

How much data should I purchase?

Mirna el-Helbawi has been told that large families may all rely on the same plan for data (by setting up a hotspot). Some recipients of eSim plans may also be using them to upload video.

For those reasons I would recommend getting the largest plan you can afford for plans which cannot be topped up: namely, Simly "Middle East" plans, and Holafly plans (they say you can top them up, but I haven't heard of anyone who has gotten it to work yet).

For all other plans, get a relatively small amount of data (1-3 GB, a 3-day plan, etc.), and top up the plan with more data once it is activated. Go into the app’s settings and make sure low-data notifications are on, because a 1-GB eSIM can expire very quickly.

Is there anything else I need to do?

Check back regularly to see if the plan has been activated. Once it's been activated, check once a day to see if data is still being used, and how close the eSim is to running out of data or to expiring; make sure your notifications are on.

If the eSim hasn't been activated after three weeks or so, reply to the original email that you sent to Gaza eSims containing the QR code for that plan.

If you purchased the eSim through an app which has a policy of starting the countdown to auto-expiry a certain amount of time after the purchase of the eSim, rather than only upon activation (Nomad does this), then also reply to your original e-mail once you're within a few days of this date. If you're within 12 hours of that date, contact customer service and ask for a credit (not a refund) and use it to purchase and send another eSim.

How can I tell if my plan has been activated? How do I top up a plan?

The Connecting Humanity team recommends keeping your eSims topped up once they have been activated.

See this guide on how to tell if your plan has been activated, how to top up plans, and (for Nomad) how to tell when the auto-expiry will start. Keep topping up the eSim for as long as the data usage keeps ticking up. This keeps a person or family connected for longer, without the Connecting Humanity team having to go through another process of installing a new eSim.

If the data usage hasn't changed in a week or so, allow the plan to expire and purchase another one.

What if I can't afford a larger plan, or don't have time or money to keep topping up an eSim?

I have set up a pool of funds out of which to buy and top up eSims, which you can contribute to by sending funds to my venmo (@gothhabiba), PayPal (paypal.me/Najia), or cash app ($NajiaK) (with note “esims” or similar). Check the notes of this post for updates on what I've purchased, which plans are active, and how much data they've used.

Crips for eSims for Gaza also has a donation pool to purchase eSims and top them up.

Gaza Online (run by alumni of Gaza Sky Geeks) accepts monetary donations to purchase eSims as needed.

What if my eSim has not been activated, even after I replied to my email?

Make sure that the QR code you sent was a clear screenshot, and not a photo of a screen; and that you didn’t install the eSim on your own phone by scanning the QR code or clicking “install automatically."

Possible reasons for an eSim not having been activated include: it was given to a journalist as a back-up in case the plan they had activated expired or ran out of data; there was an error during installation or activation and the eSim could no longer be used; the eSim was installed, but not activated, and then Israeli bombings destroyed the phone, or forced someone to leave it behind.

An eSim that was sent but couldn’t be used is still part of an important effort and learning curve. Errors in installation, for example, are happening less often than they were in the beginning of the project.

Why should I purchase an eSim? Is there any proof that they work?

Israel is imposing near-constant communications blackouts on Gaza. The majority of the news that you are seeing come from Gaza is coming from people who are connected via eSim.

eSims also connect people to news. People are able to videochat with their family for the first time in months, to learn that their family members are still alive, to see their newborn children for the first time, and more, thanks to eSims.

Some of this sharing of news saves lives, as people have been able to flee or avoid areas under bombardment, or learn that they are on evacuation lists.

Why are different plans called for at different times?

Different eSims work in different areas of the Gaza Strip (and Egypt, where many refugees currently are). The team tries to keep a stockpile of each type of sim on hand.

Is there anything else I can do to help?

There is an urgent need for more eSims. Print out these posters and place them on bulletin boards, in local businesses, on telephone poles, or wherever people are likely to see them. Print out these foldable brochures to inform people about the initiative and distribute them at protests, cafes and restaurants, &c. Also feel free to make your own brochures using the wording from this post.

The Connecting Humanity team is very busy connecting people to eSims and don't often have time to answer questions. Check a few of Mirna El Helbawi's most recent tweets and see if anyone has commented with any questions that you can answer with the information in this post.

#esims #esims for gaza #palestine #gaza #action

12K notes · View notes

moolamore · 2 months

Text

Advanced Forecasting Techniques: Moolamore Power Features

Are you looking for ways to attract potential investors, strengthen your financial position, and secure the future you want for your SME? If so, you are not alone. Many business owners and individuals face similar questions as they strive to ensure a secure financial future.

Welcome to the blog! Today we'll introduce you to Moolamore, an innovative cash flow tool that can handle all of your financial monitoring, management, and planning requirements. A true game changer that can help you convince investors to collaborate with you.

#best cash flow forecasting software #cash flow app #cash flow tool #cash flow forecasting #cash flow management #cash flow analysis #cash flow strategies #cash flow tips

0 notes

maxvisionsolution · 3 months

Text

Artificial Intelligence (AI) Made Easy: A Smart Guide for Small Businesses to Boost Growth

Ever wondered if artificial intelligence (AI) could do wonders for your small business, just like in those big success stories? Well, the answer is a resounding yes! In this guide, we're breaking down the complex AI jargon into simple, actionable steps that won't put you to sleep. Let's explore how AI can revolutionize your customer relationships, streamline your operations, and give your business the boost it deserves.

1. AI's Superpower: Customer Relationships

Picture this: Artificial Intelligence (AI) helping you build better connections with your customers. No, it's not a dream! With tools like Salesforce's Einstein Activity Capture, AI can handle customer interactions effortlessly. It's like having a super-smart assistant that not only captures data accurately but also understands what your customers really want. Plus, with emotional analysis during calls (thanks to Cogito Intelligence), you'll always be in sync with your customers' vibes.

2. Talk of the Town: Customer Communication

Don't we all love a quick and helpful response? That's where AI-powered chatbots shine. These virtual helpers not only answer common questions but also work 24/7. So, your customers get instant answers about your business without waiting for office hours. It's like having a round-the-clock assistant, but without the coffee breaks!

3. HR Hero: AI in Human Resources

Artificial Intelligence (AI) isn't just for techies; it's a real hero in HR too! Imagine having Google's Hire system automatically sorting through resumes, highlighting the best candidates, and even scheduling interviews. It's like having a personal assistant that's excellent at hiring!

4. Money Matters: AI in Cash Flow Management

Let's talk cash! Predicting cash flow is like predicting the weather for your business. QuickBooks, with its Artificial Intelligence (AI) magic, does just that. It gives you recommendations based on real data, helping you make smart financial decisions. Think of it as your financial superhero, guiding you through the money maze.

5. Secret Weapon: AI for a Competitive Edge

Want to know what your competitors are up to? Artificial Intelligence (AI) can be your secret weapon. Tools like Crayon analyze data from competitors' websites, giving you insights without the manual research headache. It's like having a spy that spills all the beans without breaking a sweat.

6. Bonus Round: More Cool AI Strategies for Your Business

Personalized Marketing Magic: Artificial Intelligence (AI) can analyze your customer data to create personalized marketing campaigns. Imagine sending your customers offers and content they actually care about!

Smart Inventory Tricks: Let Artificial Intelligence (AI) predict what you need in stock and what you don't. Say goodbye to overstock or running out of the good stuff.

Automate the Boring Stuff: Identify those repetitive tasks and let Artificial Intelligence (AI) handle them. It's like having an assistant who loves doing the dull work.

Cybersecurity Buddy: Small businesses need cybersecurity too! Artificial Intelligence (AI) can spot unusual activities and stop cyber threats in their tracks.

Financial Wizardry: Get Artificial Intelligence (AI) to manage budgets, predict cash flows, and analyze financial data. It's like having a financial advisor who never takes a day off.

Chatbots for Super Support: Implement AI-driven chatbots for customer support. Your customers get quick answers, and your team can focus on the big stuff.

Social Media Guru: Let Artificial Intelligence (AI) analyze what's buzzing on social media. Find out what your customers love or dislike and tailor your strategy accordingly.

Sales Psychic: Predict future sales trends with Artificial Intelligence (AI). It's like having a crystal ball that actually works for your business.

User-Friendly Apps: Integrate Artificial Intelligence (AI) features into your mobile apps. Imagine your app understanding users and making their experience unique.

Creative Ally: Use Artificial Intelligence (AI) for design and content creation. It's like having a creative partner that never runs out of ideas.

Market Research Pro: Artificial Intelligence (AI) can help you study market trends and your competitors. Think of it as a research assistant that never takes a lunch break.

Artificial Intelligence (AI) in Training: For ongoing training, use AI-powered e-learning platforms. Each employee gets a personalized training plan.

Smart Hiring: Let Artificial Intelligence (AI) streamline recruitment. It's like having a hiring assistant that knows exactly what you're looking for.

Spy on Competitors: Use Artificial Intelligence (AI) to keep tabs on competitors. It's like having a business detective revealing their secrets.

Artificial Intelligence (AI) in App Development: Integrate AI features into your apps. It's like giving your app superpowers for a standout user experience.

Stay Updated: Keep an eye on Artificial Intelligence (AI) trends. Be ready to adapt your strategies as new and exciting AI technologies emerge.

7. Clearing the AI Fog: Busting Common Myths

Myth 1: AI Is Too Expensive

Nope! Small businesses can afford Artificial Intelligence (AI). Ready-made solutions are out there, and you don't need a whole tech team.

Myth 2: AI Is Only for Big Shots

Wrong! Small businesses have enough data for Artificial Intelligence (AI). Think of it as having a mini AI superhero for your unique needs.

Myth 3: AI Is Too Complicated

Not really! Artificial Intelligence (AI) tools often come with user-friendly interfaces. It's like using apps on your phone—easy and straightforward.

8. AI Adoption Hacks for Small Businesses

Tip 1: Be Specific: Identify exactly what you want Artificial Intelligence (AI) to do. Don't just jump in; think about the specific challenges you want to tackle.

Tip 2: Tidy Up Your Data: Before diving into Artificial Intelligence (AI), organize your data. It's like cleaning up your room before a big makeover.

Tip 3: Plan Strategically: Artificial Intelligence (AI) isn’t a magic wand. Plan how it aligns with your goals and brings in a return on investment. Think strategy, not magic!

Tip 4: Avoid the 'Insights' Trap: Artificial Intelligence (AI) is a tool, not a crystal ball. Use it to make decisions, not just for insights. It's the decisions that count.

Tip 5: Stay Smart and Flexible: The Artificial Intelligence (AI) world moves fast. Stay updated, be smart, and be ready to tweak your strategies as new AI tech comes along.

Conclusion: Partner with Max Vision Solutions for an AI-Powered Business Transformation

In the fast-paced world of small business, Max Vision Solutions emerges as a key ally in unleashing the potential of artificial intelligence (AI). With a rich legacy of 15 years in the industry, Max Vision Solutions not only guides you through this transformative AI journey but also offers tailored solutions to make your business thrive.

As your strategic partner, Max Vision Solutions ensures that AI becomes more than just a technological upgrade—it becomes the driving force behind your business success. From seamless integration of cutting-edge AI tools to personalized strategies, we're here to give your small business the AI makeover it deserves. Trust Max Vision Solutions to simplify, streamline, and elevate your business operations with the power of Artificial Intelligence (AI). Let's embark on this exciting journey together! 🚀

Keywords:

Artificial Intelligence (AI)

Small Business Growth

AI Strategies

Customer Relationships

AI in Human Resources

Cash Flow Management

Competitive Edge with AI

AI Myths

AI Adoption Tips

Max Vision Solutions

Customer Communication

AI-powered Chatbots

Financial Guidance

Predictive Analytics

Market Trends

Cybersecurity

Chatbots for Support

Social Media Analysis

Sales Trends

User-Friendly Apps

Creative AI

Market Research

Spy on Competitors

AI in App Development

AI Trends

Few Title

AI Magic for Small Businesses: Boosting Operations and Growth

#Artificial Intelligence (AI)#Small Business Growth #AI Strategies #Customer Relationships #AI in Human Resources #Cash Flow Management #Competitive Edge with AI #AI Myths #AI Adoption Tips #Max Vision Solutions #Customer Communication #AI-powered Chatbots

0 notes

sillybadger · 6 months

Text

I don’t fucking know why but they genuinely gave me the work of two servers tonight so I was insanely busy for no reason (and I was the only one fucked over like this) to the point where I had to try so fucking hard not to throw up from rushing around so much, I had a migraine that made me think I might pass out, and I sold so many drinks that the bartender felt so bad for me he started running my shit for me, and I fucking made more in tips tonight than I did on Christmas Day what the hell happened to me

#nobody even called out the managers were just like ‘oh well give her the work of two people she’ll be ok’ I guess #****** was like ‘are you still getting fucked?’ towards the halfway point of my shift and #I responded ‘yeah and I’m not even having a good time’ 😭#I made half my rent in credit tips and enough cash to cover my groceries and then some this week that’s fucking CRAZY

1 note · View note

natalieironside · 5 months

Text

So I used to be a pizza deliver driver, and that was pretty great for me; it made me feel like a video game character doing Quests. And when you started your shift as a driver, you got a wad of 15 singles for making change which was deducted from your tips at the end of the night. And this was back in the very early 20teens so $15 American just so happened to also be the price of half a tank of gas and a pack of Marlboro reds, so it was often also a sort of interest-free loan.

Now, a trope in pornography which was once so common that I myself have never actually seen a genuine portrayal of it but only seen it parodied runs thusly: A brave hero is delivering a pizza to some beautiful person who, upon receipt of the pizza, says, "Unfortunately I don't have any money; could I perhaps cover the cost of the pizza with sexual favors?" And always the hero agrees to this Faustian bargain which I'm sure must seem quite reasonable to you uninitiated civilians.

But, see, I'm making minimum wage. I have no savings. And I already spent my bank on half a tank of gas and a pack of Marlboro reds. So I'm $15 in the hole, and do you know what happens when you don't cash out at the end of the night? The manager calls the cops, and the cops come to your house. Mr. Domino is gonna get his $15 back by hook or by crook. I seen it happen. So if I accept the beautiful person's modest proposal, I'm mortgaging future tips against the $15 *and* the price of the pizza--which can get up there, depending on the order--and if I don't fix those books by the end of my shift, that could get to be a real pain in my ass.

Just doesn't make sense, y'know, from like a business perspective. Maybe it'd be worth a gamble. Maybe if it was like a beautiful woman who was a service top and also a werewolf, maybe you roll the dice and hope for the hard 6. But you gotta be risk-aware, is all I'm sayin.

10K notes · View notes

fairmaiden8 · 8 months

Text

Small Business Coaching 101: Everything You Need to Know About Taking Your Company to New Heights

Are you a small business owner who is feeling overwhelmed and unsure of how to take your company to the next level? If so, then it may be time for you to consider working with a small business coach. In this article, we will explore everything you need to know about small business coaching, including what it is, why it’s beneficial, and how to find and hire a reputable coach. Introduction to…

View On WordPress

#business growth strategies #Entrepreneurship #Financial Planning and Cash Flow Management #Goal Setting and Accountability #Leadership Development #Management Tips #marketing for small businesses #Small Business Coaching #Startup Advice #Team Building and Company Culture

1 note · View note

beingjellybeans · 9 months

Text

Back-to-school savings made easy with Home Credit

We all know that getting your kids ready for the can be quite the juggling act. Tuition fees, supplies, uniforms, and whatnot – it’s a lot! But fear not, because here are some friendly advice to help you sail through this back-to-school season without feeling like you’re hemorrhaging money. Planning Ahead Before you dive into the money stuff, start with the basics. Creating a checklist of what…

View On WordPress

#academic year #back-to-school season #budgeting tips #cash loan #educational expenses #financial advice #flexible payment options #Home Credit #Home Credit promo #kids&039; needs #managing expenses #money-saving tips #parents&039; guide #press release #school supplies #shopping deals #tuition fees

0 notes

hoshigray · 2 months

Text

𝐁𝐀𝐍𝐃𝐙 𝐀 𝐌𝐀𝐊𝐄 𝐇𝐄𝐑 𝐃𝐀𝐍𝐂𝐄 | tōji fushiguro

𝐒𝐲𝐧𝐨𝐩𝐬𝐢𝐬: Everyone knows you are Toji's favorite stripper. So, it's no surprise that he'd want to have you to himself for a night at the V.I.P. section, not that you're complaining.

𝐂𝐨𝐧𝐭𝐞𝐧𝐭𝐬: Toji x stripper fem! reader - explicit content; minors DNI - sex at a public place; strip club V.I.P. room - kissing/making out - oral (m! + f! receiving) - ball massaging + sucking + heavy depiction of a blowjob - slight anal fingering (f! receiving) - orgasm denial - impact play (spanking + f! receiving) - sir kink - reverse oral + backshots positions - unprotected sex (psa: wrap it up or get tf up) - clitoral play (swiping and pinching) - pet names (angel, baby, good girl, mama, sweetheart, sweetie) - cameos: Miguel, Mei Mei and Ino (stripper, manager and DJ) - mentions of spit/saliva.

𝐖𝐨𝐫𝐝 𝐂𝐨𝐮𝐧𝐭: 5.6k

𝐀𝐮𝐭𝐡𝐨𝐫'𝐬 𝐍𝐨𝐭𝐞: yesssss, finally, a piece for toji !! this was based on a request/scenario that had me thinking about this prompt a lot afterward, so I'm glad I got the time to go more into the story with this c: enjoyyyy !!

“Toji! Back here like you said?”

“Yup, just as promised. It’s Saturday, after all.”

“Mmm, I see. Right this way, please; Lady Mei is waiting for you right there..”

Tonight is Saturday night, the middle of the weekend. How Toji spends his weekends comes and goes, depending on how much cash his pockets are willing to withdraw. Luckily, his stacks are ready for whatever this night has in store for him. And since he’s walking down in a strip club right now, you can guess he’s prepared for something grand.

Saturdays tend to be one of the busiest nights – if not Fridays. The vibrating bass from the speakers could be felt in his bones, music getting people bumping and grinding by the DJ booth. Crowds swarm the bar to grab their drinks – and perhaps flirt with the bartender – as the special menus catch their eyes. And, of course, the wolf whistles and exclaimed shouts of men and women fill the open area where the dancers give the clients a night of promised fun.

Toji’s guided by one of the male strippers to the back of the club that transitions to the upstairs. By the stairwell, he sees a woman with silverish, pale-blue braided hair, wearing a white cold-shoulder blouse and a long black pencil skirt that emphasizes her hips nicely. Lilac eyes flicker in his direction, and her red lips curl into a smile.

“Thank you, Miguel.” Mei Mei greets and dismisses the male entertainer in the same breath, watching him bow and return to his business, leaving the woman with Toji. “Well, well, well. I’m sure you’ve been waiting for this moment all day.”

“Ever since ya called me this morning, Lady Mei.” The older man refers to her by her business name with a smirk and a tilt of his head. “So, they’re on board?”

She nods. “That would be the reason I gave you the call, no? The money you brought goes straight to them after this, and they said there’s no need to tip them extra.”

He snickers. “That I can’t promise; I always gotta tip my favorite girl for their service. They treat me right, and I do the same.”

“Good service means good tips, Mr. Fushiguro. Please, follow me; they’re waiting for you.”

As far as clubs go, this one was undoubtedly one of Toji’s spots to come to. Here, he can trust that he can have a good time and get his money’s worth with every visit. Good drinks from the bar from that Nanami guy; that rookie DJ, Ino, who likes to humor the older man whenever he’s off his set; and all the entertainers who know of Toji from his frequent visits, all good people that ensure he’s relaxed and welcomed, whether it be service from them or chit-chat on the side between sessions.

But let’s not beat around the bush here; Toji won’t lie and say he doesn’t have favorites — or else why would he be here? There had to be a reason this bulky man comes back for more, and having him known as a loyal customer by the staff of this place and their clients.

The reason is that out of all the people here, Toji does have a favorite. This favored person is who’s making this man willingly follow the manager up the stairs and walk through the hallway. Only those worth his respect and time could have him do that.

“It’s been a while since you’ve been up here, so let me re-specify,” Mei Mei speaks, ignoring the faint howls of men and women from behind the doors they walk past. “This is V.I.P., meaning people pay extra just to have the room to themselves and my dancers. The rules downstairs apply upstairs…Well, except for today with—“

“Me and them, right?” See? He's listening.

Mei Mei hums. “You two are scheduled for two hours. Food and drinks can be brought up here, but absolutely no messes whatsoever. I don’t care what you two do in there — all I ask is that you two clean up after yourselves.” She stops at the last door of the hallway on the right. “And as for you, since no one is up here to get in the way of you two, no breaking stuff. You break it, you pay for it.” She pauses when he nods.

“I won’t.” Forest green eyes stay on her as a dark brow rises.

“Especially on my girl tonight.” Lavender orbs narrow faintly. “I don’t want to see so much as a scratch on them. Otherwise, your account won’t be the only thing I’ll have dropped in the negatives. Am I clear?”

“Crystal. Not doin’ anything they don’t wanna do.”

A curt nod to his response, extending her hand out to him. “Their cash?”

Without hesitation, Toji slings the bag he carried on his shoulder to hand to the manager. She holds and unzips it to check the contents, and the smile on her face gets bigger before she peers back at him.

“Enjoy yourself, Mr. Fushiguro,” she zips the bag and excuses herself before placing a hand on his shoulder. “Don’t be too rough.” Toji eyes at her slender fingers sliding away, and the clack of her heels drew further and further away, clicking on the stairs to join the lively bunch down below.

Toji’s eyes examine the door before him but can’t seem to fight the sneer molding into his face. He cracks his knuckle and neck before taking a moment to himself for a deep breath. There’s something in this room that ignites his excitement before it can skyrocket, and it gets a little difficult to contain it once he turns the doorknob.

The V.I.P. rooms are all set up the same: to his right was a single booth seat from one side of the room to the other, a circle table centered by the furniture. The ceiling lights can be dimmed or dialed up, but the ones here were dimmed to a warm glow, which was pleasing and subtly set the mood with the soft white LED lights behind the booth. And the temperature felt just right, prompting the older man to remove his jacket.

Although he appreciates the change of atmosphere, Toji doesn’t mind what mood the room is set in — because he didn’t come here for that. He came for whatever caught his attention the moment he walked in. The smirk on his face brought the scar on the right side of his lips upright.

To his right stood a mini stage where a silver pole comes from the center to the top of the ceiling; the light from the mounted full-length mirror on the wall casts a silhouette of something slinging around the pole. Or better yet, on someone. Alas, the person he’s longed to see this entire night is before him. Y/n, Toji’s favorite stripper, was in his sights.

You maneuver around the pole and drift your limbs through the air. Elegant motions perceived by Toji alone, daring not to say anything until you noticed him. And when you do, your eyes lock in on him, and your lips twinge into a smile. Fate was sealed, and the evening for you two had finally begun.

“Toji,” he loved how you said his name. You skillfully transition from a recliner move to a pole sit. “You made it; worried you’d have cold feet on me.”

“And miss seeing you tonight?” He strides in your direction before throwing his jacket to the booth seat, his feet stopping at the steps of your stage. He takes this chance to observe what you picked to wear tonight, elated knowing that you chose one of his favorite looks. “Not a chance.”

Your makeup was the first thing that caught his eye; pink and blue eyeshadow blended perfectly well and compliment your skin, aided with glossy lipstick that entices him. There were rhinestones added at the corner and lids of your eyes, making them shine more with the lighting. Since it’s just the two of you tonight, you opted to show more skin than usual. You wore a white, long-sleeved mesh shirt that had your chest area open, exposing the black laced bra that hugged your breasts nicely. White fishnet pantyhose that comes to your upper thigh, gartered to your lacy, black underwear. And to complete the look, transparent ultra-high heels. You were dolled up — just for him.

Your smile broadens — the brightest thing in the room to him. “That’s so sweet. Please take a seat and let me warm things up, okay?” And you continue back with your routine, swinging on the pole in the ballerina move. Your movements were effortlessly beautiful. Captivating to watch you operate your body around the item and your hand gracefully float around the air as you swing.

But then you come to a stop, finding that Toji is now on the stage and taking your hand in his. Emerald eyes instantly capture yours as his fingers intertwine with yours.

“No need to warm up,” he says in a low tone, as if the music around the room wasn’t already lowered enough for you two to speak normally. His face inches closer to yours, and your breathing becomes slow. “I’ve been waitin’ for this all night.”

His abrupt change was kind of shocking as he’s never one to switch up your procedure. But you don’t take it to heart because you understand, offering him a small smile before your eyes drift to his lips coming to yours. “Impatient much, huh?”

“That’s what happens when ya spoil me all the time,” he jests before a hand comes to your cheek, bringing his lips to yours for an awaited kiss.

You two kiss with slow pecks, waiting for someone to make the first move. And Toji’s the one to do it, licking your bottom lip and playfully nibbling it. You titter faintly, opening your mouth to permit him to insert his tongue inside and play with yours. And you moan to him when he sucks and teases yours with his teeth.

Toji’s hand on your cheek goes to the back of your neck, wanting to keep the kiss in contact. And you follow suit, carefully placing your hands on his shoulders one by one from the pole. To hope you don’t fall, his other hand comes to your back for assistance. Yet your legs are still tightly wrapped around the metal pole.

He breaks the kiss to see for himself, chortling at the display. And you beam at him, using your finger to drag his raven bangs along his forehead. “Spoiling you, huh?” You inquire, kissing his nose. “With how this night is set up, we’ll have to see who’s treating who.”

He liked the sound of that. “Two hours to make it count, then.”

You wink. “Two hours.”

─── ⋆⋅☆⋅⋆ ───

“—Mmph…! Hoohh, fuck, that tongue…keep swirlin’ like that…”

“Nnmm…enjoying yourself there?”

“Heh, keep teasing’ me like that, and we’ll see what happens, Y/n…Hmmm…”

Toji sits on the booth seat with his denim-clad legs spread out for you to crouch in between. Your hand snakes inside his shirt; the dent of his abs is sensed by your fingertips. And the free one is gliding up and down the exposed erection that’s out for your very eyes to see.

Oh, fuck, this was a sight to see: crouching in front of your favorite client, having his cock in your very grasp. The limb is so big and girthy that it drives you crazy just marveling at it, and the twitch of your chasm below refuses to calm down. Every slow pump urges a bit of precum to slip out the urethra, and you gasp faintly at the contact of the substance staining your pretty nails. Shit, from his veins to the delicious tip, it’s been so long since you’ve seen a dick this oddly gorgeous.

Hell, it’s been a long while since you’ve given head. And, holy fuck, it felt too good doing it right now — especially with a dick as mouthwatering as Toji’s. You started with slow licks to the cockhead and kisses to the frenulum, evoking hushed grunts from the older man; sounds you love entering your eardrums, pushing you to want more. Slow laps gradually lose to adventurous curiosity as you take in every inch of his length til the hilt meets your lips, humming at the sensation of him filling your throat.

You suck on his shaft with glee, swirling your tongue on the underside with every bob to the mouth. And your hand still moves to please him, your fingers eventually finding his balls to give them a knead. A hiss leaves scarred lips, and he grabs for the top of your head. Oh, he’s definitely loving this.

“Hshhh, shiiit, just like that, baby,” the pet name makes you mewl; he said it so hot. “Fuuuck, y’re so good.”

“Mmmm…Phuaa!” You release his girth from your lips, attacking the sensitive head with teasing licks, rubbing the limb on your face while placing chaste kisses. God, he loved how beautifully dirty you were being. “Hnnmm, yo’ thwink so…?”

Talking with your mouth full results in a laugh from Toji. “Fuck yeah; barely hangin’ on right now…Oh shit,” he shouldn’t have said that because you kiss his shaft down to his balls, sucking one into your mouth to have the man almost choke on his spit. “Hmng…!! Oh, shit, shit, I’m gonna cum, mama. Take me back in, Y/n—Ahhh!”

No can do! Because you immediately remove yourself from him, standing on your toes and walking backward. Observing the genuine staggered expression on Toji has you giggling, making him sneer in return. “You fuckin’ tease.”

“Come on now; you gotta do your part as well, you know.” You turn to crawl atop the stage, your hands on the pole while swaying your ass to the side. You know he’s watching, feeling his green eyes boring holes into your being. Knowing you’re being desired like this turns you on even more.

Toji wastes no time, marching towards your ass with a hungry grin. Rough fingers come to your underwear, bringing it down with ease, biting his lip at the wet display of your cunt. “Oh, aren’t you a pretty thing, huh.”

You titter, shivers crawling up your spine when his thumbs spread your folds to expose your bare vagina. You grab hold of the pole for preparation. “Please be delicate with me.”

He blows on your cunt, and you take a sharp breath. “After that lil’ stunt of y’rs a few seconds ago? You better hold on to that thing tight.” Toji gives your wetness a tantalizingly slow lick, taking in every shudder of your body. “Hnnm, taste good…”

His hands find your waist and then stuffs his face to your ass, his lips and tongue going to work and sucking in your liquids. You cry out, gripping the pole as soon as you feel a flick to your clit. Your eyes instinctively shut, and your arch elates to bring your butt closer to him.

Toji’s strong hold on you aids him in making sure you don’t get away from him; your soapy slit is right where he wants it, and he doesn’t plan on letting go. His tongue hurries through your labia, and your essence coats his tastebuds. You moan out loud at the feeling of the muscle pushing to the entrance, your hips jerking with his nose bumping close to your taint.

“Ahaaa, ohh Jesus, yesss,” your words come out in pretty wails. “Yess, Toji, ‘eel so good…”

He hears and gives you another taunting lick from your clit to the vagina. This time, he notes your ass jolt when he comes close to your asshole. And he can’t fight his mischievous soul, bringing his tongue ever so slowly to it for you to gasp and realize what he’s doing.

“W–Wait, no, Tojiii!” You whine. Fuck, you sounded so cute. “Not there, please…!”

“Hmm? What’s wrong?” He brings a thumb to lather it with spit before pressing it to your anus. The choked sob erupting from you has him tingle, pushing the digit further in. “Don’t want me playin’ with this?”

“—Hnnff! Noooo, stop, that’s—Mmmm!” Goddamn, how could someone look so good while whining like this? Oh, he could never get enough of you before. Now, this little infatuation for you could dwell into an obsession if you keep batting your hooded eyes at him like that. “That's dirty…!”

He shakes his head with a prurient leer and trenched brows. “Don’t worry, angel; I like dirty.” You gulped. That’s not what I meant! “Be dirty fr’ me, ‘kay? Wanna see it all...” Toji brings his face back to your southern lips, sucking and licking in an excitable fashion that has you trying so hard not to scream (even if the walls are supposedly soundproof).

It’s here that you give up and have your face meet the floor of the stage, sinking into the feeling of Toji ravishing your cunt to feast on your come entirely. You can shake and try to move your hips all you want, but it won’t work; Toji will instantly shut you down and shove his mouth right back to your folds. And with his thumb scraping the walls of your tight asshole, chewing your lips does nothing to suppress the haze.

“Hohhh, hnmm, oh my God, Ohhh…!” A hand finds its way to Toji’s wrist, holding onto it to prepare for what’s bound to happen. “Haaah, I’m about to cum…Please, like that, keep going…Oooo!!”

Nope. He doesn’t let you off the hook, withdrawing his face and thumb away from you, and the climb of your promised orgasm dissipates in seconds. You turn to him with an albeit hurt expression, expectedly being met with a smug look on his handsome face. “Hahhh, so mean…”

“Oh, I know y’re not talking, sweetheart.” Toji removes and discards your underwear somewhere across the room, giving your bare ass a playful smack to which you faux cry in pain with laughs. He then picks you up bridal style and walks you back to the couch, your face gently placed on the furniture with your buttocks up in front of him. He brings the tip of his cock to kiss your labia. “Ya ready?” You nod to him hurriedly with bitten lips of glee. All he wants to do is grab you by the chin and kiss the hell out of you. “Nice and slow fr’ ya, sweetie.”

Your breath hitches at Toji’s glans being pushed into you, using your slick and his saliva to lubricate himself for easy access. Your hands grip the booth seat with every push of him, and you gasp loudly at the insertion of his tip. The subtle pain declined in mere seconds before being raptured by the sensation of his girth stretching you. Your body quakes by the time his pelvis meets the flesh of your ass, unable to contain the pants of air leaving your lips.

Toji moves his hips tremendously slowly, making you feel every bit of him. Holy shit, it’s been a while having a living, breathing dick inside you. The indistinct dents grazing your entrance with every push and pull, the veins scraping along your inner walls ever feels so fucking good, and his tip jabbing so deep inside you. Jesus Christ, you can’t blame your slit clamping onto him; he feels so good!

“Hmm? Ya like that, baby?”And Toji can tell, grinding his hips, stimulating a shaky howl. “Y’re grippin’ on me like crazy.”

“Ahhaaa, fuhuuuck, you feel so good, Toji,” you hum, gnawing on your lips as his pace goes faster by the second. Yes, yes! “Ohhhh, ’m so full…!”

He comes down to lick on the helix of your ear. His voice being so close to you has you clamping onto him harder. “Fuuck, that grip…Just stay like this fr’ me, all nice and pretty. Can ya do that?”

“Yesss, sir.”

Oh, that title sparked something within him. The snicker to your ear had you swooned. “Keep callin’ me that.”

You giggle softly. “Of course, sir—Rrryahhh!!” He didn’t warn you when he started bucking his hips unexpectedly.

Strokes to your cunt became quick, the sensation of him becoming rushed for your senses to comprehend after each thrust. The sounds of skin smacking against each other fill the space between you, and the heat transferring from your warm bodies is given in quick exchanges.

It doesn’t take long for your head to be thrown into a daze, your eyes shot up to the stars with every jab to your sensitive spots. Restraint is held by a thread, finding it strenuous to keep your voice down to a respectable volume. Your fingernails leave crescents on the booth seat beneath you as Toji drives his length into you.

“—Ohhh! Fuuuu, oh shit, Tojiii, slow d—Owwhhn!!” He slaps your ass, an action you couldn’t foretell, and prevent a shriek from leaving your mouth.

“Not ‘Toji’ right now,” he corrects you, grinding his pelvis again to scrape your walls to the point of wails. Gripping your ass like a toy, “What do you call me?”

“Mmmph!! I’m sorry, sir; forgive me…!” Another smack and the pain stings the skin to the point your eyes water.

“Good girl,” he’s satisfied, coming down to place kisses on your shoulder and travel down your back.

Toji straightens at the sight before him, taking in every detail of the situation. Having his favorite stripper be a whimpering mess for him: your mouth agape for cute sounds to fly out, the motion of your ass cheeks bouncing with every rut of him, and his dick digging into your alluring body. Fuck, if only he could take a picture of this. But thankfully, he still has another hour and a half to go — an hour and a half to indulge himself more with you. He paid good money for this, so he’ll make it worth every cent.

“Hey, mama,” he comes down to cup your face with his right hand, bringing you in for a hot kiss. You happily reciprocate, allowing him access and sucking his tongue with a mewl.

The kiss has him drink your high-pitched huffs while his tempo increases to an irregular speed. Your eyes screwed shut at the pacing; the feeling of his girth filling you so much is fucking crazy. Your head begins to pound with the heat that spreads across your face, and your brain gradually churns to mush as you can sense the climb of your climax.

“—Shhhiiit, oh shiit!!” You pule with the trembles crawling up to your shoulders, a tiny streak of drool coming down from the corner of your lips. “F–Fhhh, I’m gonna cum, sir! Please, let me cummm…!”

“Hhhck!! Fuck, me too,” he confesses in between kisses. “Lemme finish here...” Toji sneaks a hand down to your lower region, his forefinger grazing your clitoris that was left unattended throughout this time. Until now. “Cum on me, angel. Let loose…”

The rough pads of his fingers swipe on your clit; your eyes widen at the action and force you to break the kiss. Your moans come out from his swipes and pinches on your delicate bud, and the growth of your orgasm ascends tenfold. Oh fuck, it’s coming, I’m— “Ohh–Ohoooo!!”

And then it hits you; the walls of your cunt clamp around Toji tightly, making the older man groan at the fluttering contraction. So engulfed with how good you feel that it prompts him to spill his load into you. But he doesn’t stop jerking his hips, smacking his cock into your sensitive chasm until he knows every drop of his ejaculation is pumped deep inside you.

Toji brings his body down to your heaving one, your breathing synced with his as you two let your pleasurable highs subside. When things feel as though they’ve calmed down, he’ll bury his face in the crook of your neck and place kisses while rubbing your ass. You hum to his touch, deep exhales seeping through your nostrils.

“Mmmm, that was good,” he says to your skin before lifting his face to examine you properly, removing his length from your cunt and watching the trail of his come ooze out. “Heh, fuck that’s crazy…Ready for another round, sweetheart?”

Of course, you laugh at that. “Well, sir, if you’d like to go again, please be sure to use the condoms this time. I wouldn’t like Mei Mei to come here and murder us for not cleaning after ourselves.”

He lifts a brow. “Condoms?”

You point with your chin to the table at the booth center, noting the silver tray that displayed items for this occasion. Towels, water bottles, and, of course, packets of rubbers that were meant to be used.

Toji blinks, and then a fit of laughter bubbles inside him. “Well, now I know. But I don’t see the point since I already fucked you raw. Already spoiled the fun for ya.”

You shrug with a smile, standing up to grab the towel to wipe yourself. “Boss’ orders.”

“Yeah, yeah,” he obliges with a kiss on your cheek before he shifts to lie on the couch. He discards his jeans and drawls, spreading his strong legs to showcase his member standing strong. He pats on his thigh, “Get y’r cute ass over here.”

You beam at him, grabbing for a wrapper and tearing it up to release a condom. “Yes, sir~.”

─── ⋆⋅☆⋅⋆ ───

“And so? You two cleaned up everything?”

“Yup, made sure it was all clean and neat the way it was before.”

“Good. Because I had a meeting in that room this morning, and neither my client nor I would like to have the smell of sex fill our conversation. Or seeing a condom wrapper on the floor.”

“Hehe, well, I hoped you checked under the seats. He’d probably be sneaky enough to kick at least one down there.”

“Oh, you’re such a little…” Your manager doesn’t finish that sentence and hits you on the head with a makeup brush, resulting in a strong laugh from you.

Tonight was the following night after that event. You’re now in the dressing room, adding finishing touches to your make-up before you can go out to perform for the last day of the weekend. Mei Mei was with you, helping you fix yourself since she likes to help her performers feel at the top of their game. Also, as your friend, she wanted to hear the details of what transpired last night.

“That man, I swear…” She says while looking at you through the vanity mirror, surveying your last touches to your brows and eyelids. “I knew he was whipped for you since the first time you danced for him. Now that you two finally did the deed, I can only imagine how much he’d do for you…Ugh, I’ll need to hire security specifically for him.”

The remark has you laughing some more. “Oh, stop it. I’m sure he knows better than to flip this place down.”

“Hmmm, you sure about that?” Silver brows go upward. “Considering the fact that we’ve had multiple close calls with him and other customers, scaring your clients when they’re not out of his seat – not to mention breaking someone’s arm for you – it’s not far out to imagine this man throwing shit and bodies all over if someone so much looks at you, especially now that he got his dick wet. Oh, he’s smitten.”

You shake your head throughout her explanation with a smile, knowing that it’s all semi-true. “Guess that’s men for you, huh?”

“Don’t I know it.” She scoffs, using this small time with you to braid her hair into two pigtails. “…You do like him, right?”

The question doesn’t take you aback, not showing any expression of shock while continuing to fix the straps of your pink bra under your mesh shirt. “Yeah…I think so. He’s one of my—“

“One of?”

You roll your eyes at your manager egging you on. “Okay. He is my favorite client. I think he’s a good company; plus, he pays a good amount of money to see me.”

“Oh? Was it the money that’s always made your heart thump? I wonder…” Mei Mei doesn’t try to suppress the smirk growing on her face, aware that you’re meekly glaring at her. She grabs for your lipstick to apply to her lips. “Maybe it never was because I can recall you telling me how hot you found you the first time. Hmph, maybe now that’s dialed up since you’ve been slapped with some good dick—“

“Okay, okay!” God, you couldn’t stand her sinister chuckle, precisely when it’s directed towards you.

“I’m just teasing~. I’m happy that you two are getting along, really.” She straightens up to examine her whole figure now that she’s done. “But he’s still one of my customers at the end of the day, and you one of my people. Money on the table or not, I won’t tolerate if he does anything to inconvenience me or you.”

The sincerity in Mei Mei’s words wasn’t hard to grasp. After all, she was doing what any good boss would do. As well as your friend above anything else. And you appreciated it. “I know. You’ll be the first I run to if stuff goes left.”

The silver-haired woman gave a genuine smile and nodded, placing a hand on your shoulder to clutch before excusing herself from the dressing room. “See you out there; I have another meeting with a priest from the other side of the neighborhood.”

You gawk. “A priest? Is he here to be serviced?”

“Nope, but if he keeps getting in the way of my business, I just might have to make some phone calls and endow my other services to deal with him.” Your blood shifted to ice cold at that sentence. Mei Mei is your friend by all means; however, that didn’t diminish how scary that woman can be sometimes.

She opens the door and closes it behind her, leaving you alone to finish up. You stand up from your seat and maneuver around to admire tonight’s outfit choice. A mesh shirt that showcased your pink bra and black pantyhose that contrasted with your pink undies. Now, all you need to do is go to your locker and find whatever shoes to match and—

KNOCK! KNOCK! KNOCK!

“Yo, Y/n?” It was Ino’s voice. He doesn’t come inside the room but creaks the door for you to hear him. “Sorry, but someone wishes to speak with you.”

Huh, someone wants to see me? “Oh, okay. Tell them to wait for me by the door.”

“Sure thing!” And then the young DJ closes the door, and you decide the shoes can wait for later. Giving yourself a look or two in the mirror, you walk up to the door and pull it open to see who wishes to see you. Only to find that the person is standing in front of the doorway.

It was Toji, standing tall and greets you with a smirk once you entered his vision. The mild anxiousness from a few seconds was gone, exchanging it for a smile. “Hey,” he said it cooly.

“Hi,” you return the greeting, watching him step closer to you to lean against the doorframe. “You just got here?”

“Mhmm, didn’t have much to do, so I figured I’d come before things are about to pick up.” Toji brings his face to yours, daring to give your lips a peck. And you allow it, kissing his scar when he draws back. “I thought last night was fun.”

“Me too,” you whisper back to him before he kisses your neck. “I’d like to have fun like that with you sometime. You know, not during business hours and such.”

He quirks up a brow. “Yeah? Hmm, me too.” He puts his forehead to yours, his hands snaking around your waist to bring you two together. “I’d love to have you around somewhere.”

You hum, bringing your arms up to wrap around his neck. “That’d be nice.”

“…But I’d also love to fuck the hell outta you like last time.” His honesty has you erupting in laughter, and your sweet voice has him grinning. “I’m serious; you drove me crazy last time. Pussy like that can’t be shared, I’m sorry—”

“Oh, my God, stop!” You try to get out of his hold, even if your laughs get louder when he tightens his grip on you. “Drove you crazy, huh?” You peer to see him nod before kissing his chin. “Well, I got a few minutes before I go out there…Want me to suck you off?”

Did you even have to ask? The man immediately leers from ear to ear, taking your wrist and pulling you back into the dressing room. And you allow him with a laugh, making sure to lock the door before the thought of getting caught fills your mind.

“Good thing you caught me dressing,” you say as he sits on the couch from across the dressing room, and you crouch between his legs. You pull down his zipper, “This one’s free of charge.”

And he shifts comfortably, taking off his jacket to discard. “Lucky me.”

6K notes · View notes

cashflowinsights · 11 months

Text

10 Cash Advance Apps to Help You Stay Afloat Until Payday

In today's fast-paced world, unexpected expenses can leave you strapped for cash and in need of a quick solution. Whether it's a sudden car repair, medical emergency, or last-minute school expenses, you might find yourself in a tight spot with your finances. Thankfully, technology has made it easier for you to get the funds you need through cash advance apps. With lower fees than traditional payday loans and quick processing times, these apps can be a lifesaver when you're in a bind. In this article, we will explore the top 10 cash advance apps that can help cover you until payday.

CLICK HERE TO Get Cleo $250 FAST CASH ADVANCE

1. EarnIn: Best for Earnings-Based Borrowing

EarnIn is a unique cash advance app that allows you to access your money based on the number of hours you've worked. By tracking your work hours, the app enables you to borrow funds according to your earnings. In addition, EarnIn offers a notification feature that alerts you when your bank balance is low, ensuring that you stay on top of your finances.

Features

Amount: $100 to $750

Processing Time: One to two business days, with the option for instant access through EarnIn's Lightning Speed feature

Repayment: Due on your next payday

Fees: Voluntary tipping model, allowing you to choose a tip up to $14. Overdraft protection requires a recurring tip, but can be set to $0 if not needed.

Pros and Cons of EarnIn

Pros Cons Higher borrowing limit as you use the app more frequently Fees may apply for using Lightning Speed feature

2. Chime: Best for Overdraft Protection

Chime is a financial technology company that offers a checking account with SpotMe® overdraft protection. This feature allows eligible members to overdraw their accounts by up to $200 on debit card purchases without incurring fees. In addition to overdraft protection, Chime also provides a secured credit card and a savings account for users with a required checking account.

Features

Amount: Up to $200

Processing Time: Instantly

Repayment: Due on your next payday

Fees: None, with the option to tip

Pros and Cons of Chime

Pros Cons Overdraft protection up to $200 Only functions as overdraft protection Optional tipping Requires a Chime account with at least $200 in monthly direct deposits

3. Brigit: Best for Same-Day Loans

Brigit allows you to borrow up to $250 on the same day you apply, provided that your application is submitted before 10 a.m. ET. While the app requires a monthly fee to access its cash advance feature, Brigit also offers free access to financial experts who can help you manage your spending within your budget.

Features

Amount: Up to $250

Processing Time: Same-day approval if applied before 10 a.m. ET, or next business day for later applications. Instant cash may be available for users with a connected debit card.

Repayment: Scheduled according to your income, with the option to reschedule once after two on-time repayments

Fees: $9.99 per month for the Plus paid plan

Pros and Cons of Brigit

Pros Cons No late fees or penalties for delayed repayment $9.99 fee to access cash advances Option to reschedule payment Early cut-off time for same-day funding without a connected debit card Free access to financial experts No instant deposit options

4. MoneyLion: Best for Multiple Options

MoneyLion is more than just a cash advance app; it also offers financial tracking, investment accounts, and various other features to help you manage your finances. With a range of borrowing options, MoneyLion ensures that you have access to the funds you need when you need them most.

Features

Amount: $50 to $250, with larger loan amounts available for RoarMoney account holders or Credit Builder Plus members

Processing Time: 24 to 48 hours for RoarMoney account holders, three to five days for external account transfers, or instant access with a Turbo Fee

Repayment: Due on your next payday

Fees: Optional tipping, plus fees ranging from 49 cents to $5.99 for instant delivery to RoarMoney accounts and $1.99 to $8.99 for external accounts

Pros and Cons of MoneyLion

Pros Cons Access to larger loan amounts Up to eight weeks required to become eligible for maximum Instacash amount Variety of account features Fees required for same-day fund access

5. Current: Best for Checking and Spending

Although not a traditional cash advance app, Current offers Overdrive protection for users who overdraw their accounts by up to $200. This feature can provide a quick and easy solution when you're in need of a small cash infusion to tide you over until payday.

Features

Amount: $200

Processing Time: Instant

Repayment: Due on your next payday or deposit date

Fees: None

Pros and Cons of Current

Pros Cons No overdraft fees with Overdrive protection Requires minimum monthly direct deposits No monthly fees Not a true cash advance

6. Dave: Best for Highest Cash Advance

Dave offers the largest cash advance in the industry, providing up to $500 through its ExtraCash feature. New members also receive a Dave Spending Account, which allows for instant fund access with a small fee.

Features

Amount: Up to $500

Processing Time: One to three days, or instantly with an express fee

Repayment: Due on your next payday, with the option to edit the repayment date

Fees: $1 monthly subscription fee, optional tipping, and express fees ranging from $1.99 to $9.99 for Dave Spending Accounts and $2.99 to $13.99 for external transfers

Pros and Cons of Dave

Pros Cons Offers the largest cash advance in the industry Express fee required for instant fund access

7. Empower: Best for Quick Cash Advances

Empower provides cash advances of up to $250, along with an Empower Card that offers up to 10% cash back on purchases at select merchants. Additionally, the card provides free transactions at 37,000 ATMs nationwide, and Empower cardholders can receive their paychecks up to two days early

Features

Amount: Up to $250

Processing Time: Instant

Repayment: Due on your next payday

Fees: $8 subscription fee, but no interest or late fees

Pros and Cons of Empower

Pros Cons Interest-free borrowing up to $250 $8 subscription fee after a 14-day free trial

8. Payactiv: Best for Short-Term Loans

Payactiv is more than just a cash advance app; it also allows users to pay bills, access discounts on department store purchases and prescription drugs, and manage their finances all in one place. By offering a set percentage of your earnings as a cash advance, Payactiv ensures that you have access to the funds you need when you need them.

Features

Amount: A set percentage of your earnings

Processing Time: Instant access to Payactiv Card, 48 hours for other debit card transfers, or instant transfers with a $1.99 fee

Repayment: Not required, as you're accessing funds you've already earned

Fees: Free with direct deposit to Payactiv card, $1.99 fee without direct deposit, and $2.99 processing fee for cash pickup at Walmart or instant deposit to another card

Pros and Cons of Payactiv

Pros Cons Offers bill payment and product discounts Fees apply without a Payactiv card

9. Vola: Best for Same-Day Cash Advances of Up to $300

Vola is one of the few cash advance apps that offer same-day advances of up to $300 without a credit check, making it one of the easiest options for quick access to funds. With support for over 6,000 credit unions and banks, Vola provides a convenient and flexible solution for your cash advance needs.

Features

Amount: Up to $300

Processing Time: Within five hours

Repayment: Manually or automatically on the due date

Fees: Subscription fees ranging from $2.99 to $28.99

Pros and Cons of Vola

Pros Cons Same-day cash advances up to $300 Subscription fee applies No credit check required Five-day cool-off period between repayments and new advance requests

10. Albert: Best for No Late Fees

Albert is designed to simplify your financial life, offering instant cash advances and automatic repayment without any late fees. By providing a user-friendly and straightforward solution for cash advances, Albert ensures that you have access to the funds you need without any hidden costs or surprises.

Features

Amount: Up to $250

Processing Time: Instant access with a fee or two to three days for free

Repayment: Due on your next payday

Fees: No fees for instant cash advances to Albert Cash, but small fees apply for instant advances to external accounts

Pros and Cons of Albert

Pros Cons No late fees or penalties for delayed repayment 30-day free trial of Albert Genius required for Albert Instant access (can be canceled) Cash Advance Apps at a Glance

App Maximum Loan Amount Transaction Speed and Loan Fee EarnIn $750 1 to 3 days, $0.99 to $3.99 fee Chime $200 Instant, no loan fee Brigit $250 1 to 2 days, no loan fee; $9.99 subscription fee MoneyLion $250 12 to 48 hours, $0.49 to $8.99 fee Current $200 Instant, no loan fee Dave $200 Up to 3 days, $1.99 to $13.99 fee Empower $250 Instant, no loan fee; $8 subscription fee Payactiv A set percentage of earnings Instant to Payactiv Card or 48 hours for other debit card transfers, $1.99 to $2.99 fee Vola $300 Within 5 hours, no loan fee; subscription fee applies Albert $250 2 to 3 days, small fee for instant delivery Pros and Cons of Cash Advance Apps

Before choosing a cash advance app, it's important to weigh the pros and cons of each option to ensure that you select the best fit for your financial needs. While some apps may offer lower fees or larger loan amounts, others might provide additional features or faster processing times. By carefully evaluating the benefits and drawbacks of each app, you can make a more informed decision and avoid potential pitfalls.

Pros

Emergency fund access: Cash advance apps can provide a much-needed financial lifeline when unexpected expenses arise, such as car repairs, medical bills, or school costs.

Small loan convenience: For those in need of a small cash infusion to tide them over until payday, cash advance apps offer a simple and efficient solution without the hassle of traditional loans.

Cons

Fees can add up: Although many cash advance apps advertise low fees, these seemingly small costs can accumulate over time, especially if you frequently rely on the apps for financial assistance.

Potential debt cycle: With automatic repayment features and easy access to funds, it can be all too easy to fall into a cycle of borrowing and debt with cash advance apps.

FAQ

To help you make the best decision for your financial needs, we've answered some frequently asked questions about cash advance apps below.

What is the easiest app to get a cash advance? Vola allows you to borrow up to $300 without a credit check, making it one of the most accessible options. However, each app has its own eligibility criteria, so be sure to research and choose the one that best suits your situation.

What app offers the largest cash advance? Dave provides up to $500 through its ExtraCash feature, while EarnIn offers up to $750 based on hours worked.

Are cash advance apps payday lenders? No, cash advance apps are not the same as payday lenders. While both provide short-term loans, cash advance apps typically do not require credit checks and have lower fees than traditional payday loans.

What app provides a $50 cash advance? Most cash advance apps offer $50 loans if you meet their qualifications. Be sure to read the fine print and choose an app with favorable terms for your needs.

How can I borrow $300 on Cash App? The maximum borrowing limit on Cash App is $200. To access this feature, go to the "Banking" header and select "Borrow." Note that Cash App Borrow is only available to users who meet certain requirements.

In conclusion, cash advance apps can be a valuable resource for those in need of quick financial assistance. By carefully researching each app and considering your specific needs, you can find the best solution for your situation. Remember to always borrow responsibly and never take on more debt than you can afford to repay.

#cash advance #personal finance #short term loans #financial tips #emergency funds #borrowing money #payday loans #financial planning #debt management

1 note · View note