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#educated black woman
94trvpsoul · 1 year
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I like my migos with a little lime in it, please and thank you 😘💚
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blackwomenrule · 2 years
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chichiscloset · 3 months
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How I Earned a 782 Credit Score at 23
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I believe that understanding the ins and outs of managing our finances is essential in our quest for leveling up in life. After all, what good is achieving our dreams if we're not equipped with the knowledge and tools to sustain and grow our success? So how did I do it?
1. Living with parents while in school
While I had the advantage of fewer bills to pay, I still encountered challenges in managing my finances effectively. In the past, I used to blow money like it was nothing, with little to no savings to show for it. However, recognizing the opportunity to change my habits, I embarked on a journey of financial education, starting with reading "Rich Dad Poor Dad" by Robert Kiyosaki. Over the course of 6-12 months, I diligently saved and invested most of my income, laying the groundwork for my financial future. This disciplined approach not only helped me build a healthy relationship with money but also demonstrated to the bank that I was responsible and capable of handling a credit card. It was only after this period of financial growth and learning that I felt confident enough to apply for my first credit card. After being rejected 3 times prior!
2. Become Delusional as F**k
The biggest change in my relationship with money came when I realized that it's not inherently bad; I have a good relationship with money, and money works for me—this is my reality i lived in even during the times I was broke. I remained delusional in my belief that financialsuccess for me was attainable, and remarkably, it worked. This perspective empowered me to view money as a tool for creating wealth rather than something to fear. I learned to use a credit card to work for me, not as a slave to debt, and discovered how to leverage debt to make more money. This shift in mindset helped me overcome financial fears and embrace opportunities for growth.
For more financial literacy context read these posts
Escape Your 9-5 Job If You Don’t Want to Work
“Make Money When your Young, Pretty & Ambitious.”
How to make a credit card work for you
Keep Low Credit Utilization:
Aim to keep your credit card balances low relative to your credit limits. This utilization ratio should ideally be below 30%, with lower percentages being even better. High credit utilization can negatively impact your credit score.
Pay On Time, DONT MISS PAYMENTS
Consistently paying your credit card bills on time is crucial for maintaining a high credit score. Late payments can significantly damage your credit score and stay on your credit report for years.
Keep Old Accounts Open:
The length of your credit history is an essential factor in determining your credit score. Keeping old credit card accounts open, even if you're not actively using them, can help lengthen your credit history and improve your score.
Monitor Your Credit Report:
Reviewing your credit report allows you to identify any errors or inaccuracies that could be negatively impacting your score. You're entitled to a free credit report from each of the major credit bureaus—Equifax, Experian, and TransUnion—once every 12 months.
Avoid Closing Old Accounts
Closing old credit card accounts can shorten your credit history and reduce your overall available credit, both of which can lower your credit score. Unless the account carries high fees or you're unable to manage it responsibly, consider keeping it open.
Conclusion:
Through disciplined financial habits and strategic planning, I achieved and maintained a high credit score. This journey is only the beginning of my commitment to financial responsibility. For more insights on financial literacy, be sure to check out my other posts. Remember, with dedication and planning, anyone can achieve their financial goals
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Until we talk again !
Chichi
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akonoadham · 2 years
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bonefall · 7 months
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longtime dc fan and i think a lot of people are angry because alex is obviously one of the most culturally relevant instances of misogyny in media. that being said being more culturally relevant doesn’t mean it’s the worst instance of misogyny and i think bumble definitely experiences more profound misogyny in the way the actual content is presented, if that makes sense
I get you, and that's a charitable way of looking at it.
I think what's rustling my jimmies is that like, there was a couple of WC fans being mildly dismissive of Alex in that note minefield, after dozens of comments of "fuck you how could you let the fridge woman lose" and "Bumble didn't deserve to win ANY rounds" and "how could A CAT experience misogyny." But then WE get blamed for the toxicity because THEY were butthurt that the Funny Cat People have the 'audacity' to win something they feel entitled to.
Like, we've gotta be endlessly charitable as we get openly insulted because they're upset about Alex losing, a very well-known and culturally relevant character with a legacy so massive we have a whole term named after her. But condemnations of "She's just a cat, letting WC into this poll was a mistake, Bumble can't even be a victim of misogyny" only started coming around once I started talking about it.
as if it's OUR fault people got passive-aggressive or even OPENLY aggressive towards us, and that we're "just as bad" for retaliating
But like you said, it's not a "Most Culturally Relevant Misogyny" tournament, it's a "Canon Misogyny Victims" tournament. And you're not even supposed to give a shit that Bumble died. The fat, woman abuse victim is beaten to death by a dictator, and your takeaway is meant to be, "It's so sad that Clear Sky is being blamed for murdering her, now they're all preparing for self-defense against a homicidal maniac, oh nooo :("
And I think that DOES make her deserve the win here! Alex is a MARTYR. Everyone with a brain agrees what happens to her is bad. It happened in her canon because it was bad. We talk about her and keep her memory alive. Bumble gets dismissed entirely out of hand because she's "just a cat in a kid's book" as if that doesn't make it worse, and as if the kid's book didn't treat a domestic abuse survivor like a moron for even asking for help.
Anyway, just to reiterate, I love DC fans. It's not all of you guys. Alex was done dirty and deserves justice-- and it's even kind of a shame that all she became is "The Fridge Woman." I haven't even heard people talk about how she was a wary, responsible person who was still ready to rock with Kyle's new weird glowstick powers, or that she was a journalist, or that she just got brought back in another edition as a Green Lantern only to be revealed as an illusion and re-absorbed back into Kyle's mind. Nope. Even her fans just remember her as The Fridge Woman.
#She wasn't even ONLY brought back as a green lantern btw she also came back as....#full disclosure I'm not a DC fan this is from My Best Friend + Wiki Education#...as a cool ass evil zombie black lantern#Only for Kyle to have to put her down like Old Yeller#Because he can't handle her Zomgirl Swag#How cunty of me would it be actually if. IF. Bumble sweeps the whole tournament and I go back and write whole essays for--#how each one of her opponents were worthy adversaries and explain exactly how deep the misogyny of canon went against them#Bones ''King of Women Appreciation'' Fall#Especially Chichi actually. If it had been Alex vs Chichi I would have gone to bat for Chichi.#Chichi was done dirtier than Alex. And also I would go PRETTY hard for my girl Android 18#And ACTUALLY? One of the WORST victims of DB's misogyny? Don't @ me? Gine. Goku's mom#Behold my race of evil monkey space soldiers and how their violent nature has been exploited by a galactic capitalist dictator#Look at how in-depth I go to suggest them overcoming their battle-centric nature and show how in a different context this can be--#--applied for heroic ends#Watch the death of my main character's father and show how his last thought was comforted only by visions of how his son would one day--#overcome the dictator and avenge his death#Only for that to have been subverted because Goku didn't actually give a shit about revenge. Frieza simply threatened his friends.#NEVERMIND!! HIS MOM COULDN'T HAVE BEEN BLOODTHIRSTY BECAUSE SHE'S WOMAN#HOW CAN YOU FEEL BAD FOR THE DEATH OF A WOMAN. A WHOLE PLANET. IF HER HUSBAND DOESN'T LOVE HER AND SHE ISN'T A PERFECT LOVING MOTHER#SHUT UP SHUT UP. GINE KILL THIS MAN#10000 GUNS IN GINE'S HANDS#ouuugh and her husband saved her sooo many times on their expeditions because she sucks and thats why they fell in love :) PERISH. DIE#BAD TORIYAMA. BAD.#JAIL FOR TORIYAMA 10000 YEARS#And Saiyans apparently didn't even really develop romantic bonds between mates but nuuuuh#Gotta have these two be a perfect husbandwife pair with their little nuclear family#Anyway. Aromantic Vegeta with Bulma as QPR partner and coparent be upon ye#stop teasing me by retconning romantic feelings into ur aromantic alien species to ship them im a shaking chihuahua.#also ur all lucky we're not going to be facing Sakura in the next round guys#Sakura is my fucking white whale
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mimi-0007 · 2 years
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Queen🖤🖤🖤.. Mrs. Obama. First lady. 🖤🖤🖤
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little moodboard of the moment
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itsdespicablebre · 28 days
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Okay update : I gave y’all three pics but y’all gonna have to go to my IG for the rest 🤷🏽‍♀️ IG:itsannab_
I still can’t believe I mastered it y’all😝😝😝😝
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nickysfacts · 1 year
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Josephine Yates dedicated her life to empowering others, though education!📖
📚🤎📚
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alilaro · 11 months
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the barbie movie should be state-sanctioned mandatory viewing
#i saw it today and like......... i crie#like its such a good movie that gives a perfect breakdown of misogyny and just the overall toxic beauty standards society holds over people#and even kinda touches on how easy it can be for young boys to be black-pilled and sent down pipelines for like andrew tate-type misogyny b#and how thats untrue and ultimately makes men unhappy and ends up damaging all genders#its very like nah fuck you its not women its bc ur depressed and toxic and you cant hold women responsible for your own misery#and not her job to educate and hold your hand or reward u for not being a piece of shit#but ALSO if you are AFAB boy howdy this shit was like free therapy#like thanks greta my pores are clear my mental illness is gone and my cellulite & unproportionate body with asymmetric features looks GREAT#like fr movie to watch when you got low-self esteem bc it makes you feel human and worthy and YOU are beautiful and important#also theres a trans; plus-sized; and disabled barbie !!!#two of them are the main barbies!!!!!!!! AAHHHHH#plus many non-white barbies#bro fr blows my mind theres a trans woman on screen as like a main barbie thats fucking WILD#they mustve had to fight like fuck to get that#oh another reason to like the film: conservatives are going to VOMIT BLOOD over it#mfs are going to be pissing and shitting and crying and cumming and contracting and just MALDING over a feel-good barbie movie#and i love that for us as a society 💅🏻#barbie#greta gerwig#barbie movie#barbie spoilers#???? i guess#also sorry for all the tags holy SHIT#i just have a lot of FEELINGS
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blackwomenrule · 2 years
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oldvintageglamour · 26 minutes
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Nurses feeding chickens participating in a Cornell Johnson experiment at Howard University, Washington DC, 1944 🖤🐔🖤🐔🖤
📸: Addison Scurlock
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littltakswidhat · 16 days
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People finding soulmates in college I can't even find a reason why I'm doing this degree 😔😂.
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picklesinabottle · 8 months
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so are we gonna talk about eric physically seeing god and having visions or is the western god just canonically real in the sex education universe now
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mimi-0007 · 2 years
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👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾
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a-linearis · 1 year
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a baby leftist wants to read
To all my (fellow) intersectional leftists,
I've recently gotten more into leftist media (tiktoks, video essays and books) and I need some book recommendations! I'm currently reading "The End of Policing" by Alex Vitale and it's really good. i like how organised and clear it is, with current systems, why they don't work, and solutions that are proven to work without harming the communities in question. I've realised I'm really interested in police and prison and methods of control in society so anything about that would be cool!
Other stuff I'd love:
The history of the LGBTQ+ community and marginalised genders
The history of ethnic minority/global majority groups
Stuff on disability/neurodivergence
Medical system and disability/POC/LGBTQ+ people/women
An introduction to concepts such as capitalism/communism/socalism/anarchy
The current education system (standardised testing n stuff)
Just anything that'd help me be more verse in how to help change the world mwhahaha
I've always loved reading and I read everyday, but I'm definitely a new leftist so please bear that in mind :))
Thanks for reading :]
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