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bitchesgetriches · 2 months

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{ MASTERPOST } Everything You Need to Know about Saving Money and Being Frugal

We’re all in this together. Don’t give up.

On food and groceries:

How to Shop for Groceries like a Boss

Why Name Brand Products Are Beneath You: The Honor and Glory of Buying Generic

If You Don’t Eat Leftovers I Don’t Even Want to Know You

You Are above Bottled Water, You Elegant Land Mermaid

You Should Learn To Cook. Here’s Why.

On entertainment and socializing:

The Frugal Introvert’s Guide to the Weekend

7 Totally Reasonable Ways To Save Money on Cheap Entertainment

Take Pride in Being a Cheap Date

The Library Is a Magical Place and You Should Fucking Go There

Your Library Lets You Stream Audiobooks and eBooks FOR FREEEEEEE!

What’s the Effect of Social Media on Your Finances?

You Won’t Regret Your Frugal 20s

On health:

How to Pay Hospital Bills When You’re Flat Broke

Run With Me if You Want to Save: How Exercising Will Save You Money

Our Master List of 100% Free Mental Health Self-Care Tactics

Why You Probably Don’t Need That Gym Membership

How to Get DIRT CHEAP Pet Medication, Without a Prescription

On other big expenses:

Businesses Will Happily Give You HUGE Discounts if You Ask This Magic Question

Understand the Hidden Costs of Travel and Avoid Them Like the Plague

Other People’s Weddings Don’t Have to Make You Broke

You Deserve Cheap, Fake Jewelry… Just Like Coco Chanel

3 Times I Was Damn Grateful for My Emergency Fund (and Side Income)

When (and How) to Try Refinancing or Consolidating Student Loans

The Real Story of How I Paid Off My Mortgage Early in 4 Years

Season 2, Episode 2: “I’m Not Ready to Buy a House—But How Do I *Get Ready* to Get Ready?”

The Most Impactful Financial Decision I’ve Ever Made… and Why I Don’t Recommend It

On buying secondhand and trading:

Almost Everything Can Be Purchased Secondhand

I Am a Craigslist Samurai and so Can You: How to Sell Used Stuff Online

The Delicate Art of the Friend Trade

On giving gifts and charitable donations:

How Can I Tame My Family’s Crazy Gift-Giving Expectations?

In Defense of Shameless Regifting

Make Sure Your Donations Have the Biggest Impact by Ruthlessly Judging Charities

The Anti-Consumerist Gift Guide: I Have No Gift to Bring, Pa Rum Pa Pum Pum

How to Spot a Charitable Scam

Ask the Bitches: How Do I Say “No” When a Loved One Asks for Money… Again?

On resisting temptation:

How to Insulate Yourself From Advertisements

Making Decisions Under Stress: The Siren Song of Chocolate Cake

The Magically Frugal Power of Patience

6 Proven Tactics for Avoiding Emotional Impulse Spending

On minimalism and buying less:

Don’t Spend Money on Shit You Don’t Like, Fool

Everything I Know About Minimalism I Learned from the Zombie Apocalypse

Slay Your Financial Vampires

The Subscription Box Craze and the Mindlessness of Wasteful Spending

On saving money:

How To Start Small by Saving Small

Not Every Savings Account Is Created Equal

The Unexpected Benefits (and Downsides) of Money Challenges

Budgets Don’t Work for Everyone—Try the Spending Tracker System Instead

From HYSAs to CDs, Here’s How to Level Up Your Financial Savings

Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”

The Magic of Unclaimed Property: How I Made $1,900 in 10 Minutes by Being a Disorganized Mess

We will periodically update this list with newer articles. And by “periodically” I mean “when we remember that it’s something we forgot to do for four months.”

Bitches Get Riches: setting realistic expectations since 2017!

Start saving right heckin’ now!

If you want to start small with your savings, consider signing up for an Acorns account! They round up your every purchase to the nearest dollar and save and invest the change for you. We like them so much we’ve generously allowed them to sponsor us with this affiliate link:

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#frugal #saving money #personal finance #money tips #financial tips #financial literacy #financial freedom #money #debt #money management #how to save money

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dispatchesfromtheclasswar · 2 years

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You see, friends? Anyone can become financially set-for-life like Kyle if you just take a few simple tips from him: -make sure your first job Senior Project Manager at your father’s hedge fund. Put 25% of your $250,000 salary into a savings account. I know that it’ll be hard getting by on just $187,500 a year, but if Kyle could do it, anyone can! -Why waste money paying for housing? Just live for free in your grandparents’ vacant vacation home. In Monterey. For a few years. -Getting a mortgage to buy a house is a classic mistake. Instead, just get your uncle to give you $500,000! -Be sure to really tighten your belt. That means no vacations to Italy or Japan! You’ll have to stick to vacationing in your own country instead! “Managing your spending is difficult, but if I can do it, anyone can!” THANKS KYLE!!!

#class war #class warfare #classism #boostraps #capitalism #kyle #money management #budgeting #telegraph money #tips #money tips #mindset

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peachiesbambi · 7 months

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BUDGETING PLANNER

This ULTIMATE Budget Planner has everything you need to get out of debt, budget your money, track your spending, and skyrocket your savings rate. 👇👇👇

Budget Planner Printable PDF https://bamby-5278.myshopify.com/products/untitled-14sept_02-33?utm_medium=product-links&utm_content=android

#motivation #manifesation #high maintenance #old money #budgeting #savings #save money #investment #inner peace #high value woman #feminine energy #money tips #money making #that girl #personal finance #planner #level up journey

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colombinna · 8 months

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Girls and fems: Unless your style is like conventional hyper femme, drop the pink tax and start shopping in the men's section

A lot of stuff is androgynous enough that stores will have basically the same models for both sections except the men's are sold for even 100$ cheaper (at least in local currency). Another plus is that depending on your body type, the men's section sizes are more broad and can fit you better

An advice from your local baby butch lesbian starting her gender expression journey

#capitalism #money tip #money tips #pink tax #gender expression #gender presentation #feminism #idk what to tag this ig reblog if you found it useful??

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kemetic-dreams · 3 months

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#kemetic dreams #home #dream home #money #money tips #save money #financial #financial tips #epic video

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tris-magistus · 10 months

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Hey so I've tried for 2 years to make money online as an affiliate marketer I haven't been able to make anything, then I found this system that will give you everything and tell you how to us it for free, so if any is curious just look in over 2 years nothing in 4 days $150 and that's only to start it Grows exponentially. So if you want the life you've always wanted, this is how you can get it.

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dollar-and-sense · 10 months

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Mastering Personal Finance and Investing: Your Ultimate Guide to Financial Freedom

Introduction: Understanding the Importance of Personal Finance and Investing Personal Finance and Investing: Your Path to Financial Freedom Importance of Personal Finance and Investing for Wealth Creation The Basics of Personal Finance: Budgeting, Saving, and Debt Management Mastering the Basics: Budgeting, Saving, and Debt Management Budgeting Tips for Effective Personal Finance…

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tabney2023 · 10 months

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Funny Minion Meme

#memes #funny memes #minions #despicable me #money #money tips #hocus pocus #funny content #budgeting and saving #bills bills bills #lifestyle #daily life #today on tumblr #americantumblr #blacktumblr

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everywherenyc · 2 months

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#SavingsTip - 3 MODERN WAYS TO ADD TO YOUR SAVINGS ACCOUNT

1. Round-Up Feature: Connect checking to round-up app or activate on account. Automatically save spare change from purchases, effortless savings method.

2. Cashback Rewards: Utilize platforms offering money back on purchases. Transfer earnings to savings directly from store apps, memberships, or websites.

3. Automated Transfers: Schedule regular transfers from checking to savings, like each payday. Small amounts accumulate easily, automated and convenient.

#money tips #finance #personal finance #financial freedom #saving money #budgeting #debt free #wealth

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thewealthystatus · 21 days

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youtube

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bitchesgetriches · 29 days

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{ MASTERPOST } Everything You Need to Know about Retirement and How to Retire

How to start saving for retirement

Dafuq Is a Retirement Plan and Why Do You Need One?

Procrastinating on Opening a Retirement Account? Here’s 3 Ways That’ll Fuck You Over.

Season 4, Episode 5: “401(k)s Aren’t Offered in My Industry. How Do I Save for Retirement if My Employer Won’t Help?”

How To Save for Retirement When You Make Less Than $30,000 a Year

Workplace Benefits and Other Cool Side Effects of Employment

Your School or Workplace Benefits Might Include Cool Free Stuff

Do NOT Make This Disastrous Beginner Mistake With Your Retirement Funds

The Financial Order of Operations: 10 Great Money Choices for Every Stage of Life

Advanced retirement moves

How to Painlessly Run the Gauntlet of a 401k Rollover

The Resignation Checklist: 25 Sneaky Ways To Bleed Your Employer Dry Before Quitting

Ask the Bitches: “Can I Quit With Unvested Funds? Or Am I Walking Away From Too Much Money?”

You Need to Talk to Your Parents About Their Retirement Plan

Season 4, Episode 8: “I’m Queer, and Want To Find an Affordable Place To Retire. How Do I Balance Safety With Cost of Living?”

How Dafuq Do Couples Share Their Money?

Ask the Bitches: “Do Women Need Different Financial Advice Than Men?”

From HYSAs to CDs, Here’s How to Level Up Your Financial Savings

Season 3, Episode 7: “I’m Finished With the Basic Shit. What Are the Advanced Financial Steps That Only Rich People Know?”

Speaking of advanced money moves, make sure you’re not funneling money to The Man through unnecessary account fees. Roll over your old retirement accounts FO’ FREE with our partner Capitalize:

Roll over your retirement fund with Capitalize

Investing for the long term

When Money in the Bank Is a Bad Thing: Understanding Inflation and Depreciation

Investing Deathmatch: Investing in the Stock Market vs. Just… Not

Investing Deathmatch: Traditional IRA vs. Roth IRA

Investing Deathmatch: Stocks vs. Bonds

Wait… Did I Just Lose All My Money Investing in the Stock Market?

Financial Independence, Retire Early (FIRE)

The FIRE Movement, Explained

Your Girl Is Officially Retiring at 35 Years Old

The Real Story of How I Paid off My Mortgage Early in 4 Years

My First 6 Months of Early Retirement Sucked Shit: What They Don’t Tell You about FIRE

Bitchtastic Book Review: Tanja Hester on Early Retirement, Privilege, and Her Book, Work Optional

Earning Her First $100K: An Interview with Tori Dunlap

We’ll periodically update this list with new links as we continue writing about retirement. And by “periodically,” we mean “when we remember to do it.” Maybe remind us, ok? It takes a village.

Contribute to our staff’s retirement!

Holy Justin Baldoni that’s a lot of lengthy, well-researched, thoughtful articles on the subject of retirement. It sure took a lot of time and effort to finely craft all them words over the last five years!

In case I’m not laying it on thick enough: running Bitches Get Riches is a labor of love, but it’s still labor. If our work helped you with your retirement goals, consider contributing to our Patreon to say thanks! You’ll get access to Patreon exclusives, giveaways, and monthly content polls! Join our Patreon or comment below to let us know if you would be interested in a BGR Discord server where you can chat with other Patrons and perhaps even the Bitches themselves! Our other Patrons are neat and we think you should hang out together.

Join the Bitches on Patreon

#retirement #retire #how to retire #retirement account #retirement fund #retirement funds #401k #403b #Roth IRA #Traditional IRA #investing #investors #investing in stocks #Capitalize #401k rollover #personal finance #money tips

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onereallygoodlambonastick · 2 years

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tips for ppl in their twenties or whenever:

-use self-serve checkouts at superstores. a) bc you don't want to do that to somebody else b) shoplifting gets so much easier when you're there

-shoplift. as much as possible, especially if youre black or brown with little to no disposable income, if you are constantly on here e-begging for shit that never comes, if you aren't employed or on gov benefits, if your white and nonblack peers can afford boba every day, if you're a first gen college transfer student, if you just want a snack, etc etc and also just because

-wear a backpack. browse the aisles and slide cylinders and cones and other shapes into the side slings like a liar and a slick pickpocket. It doesn't have to be a hydro flask or a drink. Nobody looks twice. Got 5 drinks and nutella this way

-geniunely do not overestimate people's observations skills esp when all that's tying them to a workplace is underpaid benefits and scarcity - act like any typical consumer and customer would and you're fine. Fear is for fascists not faggots

-wanna play it safe? pick an item like a drink that's less than a dollar and scan that through at the self checkout and start packing in the rest of your groceries into your bags. Only pay for the cheapest, most visible item in your repertoire so you can get a receipt and look legal

-i use the arizona green tea can for this express purpose bc it's $.94> and it's brightly visible being two palms long and green. Exploit without remorse moralizing is for freaks with generational wealth.

-walk out like the criminalized body that you are. target audience here is black and brown and other people of color, poor white ppl are honorary mentions

-a backup contingency I have not used yet bc again. People's powers of observation under global racial capitalism is truly. Stunning. Is to keep earbuds in my pocket so I can plug them in and play loud ass music so if, IF, somebody crazy actually called me out for not scanning every item properly i can just fall back on the "huh?? I'm not? Didnt even notice babe i cant even hear the beeping and jack shit bc of these sick ear tunes." Lie like a liar and keep rolling

-if you want to play it safe safe look different each time u walk into the same place, esp if u have to go many times a week. mask up! never look the same, grab and go, pay like a pauper, etc

-not being consistently moneyed should not disable you from being a human person with needs and wants. sorry

#me who just got back from shortchanging vons on groceries and microwavable lasagna #savings #money tips #life hacks #tips and tricks #soy talks shit

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fastlane-freedom · 8 months

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10 Money Rules to Learn by the Age of 25 – Fastlane Freedom

Financial literacy is a crucial life skill that often doesn’t receive the attention it deserves in traditional education. Age 25 is a big deal because it’s when many people finish school, start working, and have to make important choices about their jobs, money, and relationships. It’s a time when taking care of your money becomes really important, and you should start saving and planning for the…

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#investing for beginners #wealth building #money #budgeting tips #debt management #money laws #emergency fund #income diversification #investing money #spending money #habit of saving money #money management #financial independence #credit score #money makes money #money rules #financial goals #money tips #financial literacy

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ichecksolutions · 1 year

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The Importance of Money Investment (A Must Read)

Why investing matters: Investing is an effective way to put your money to work and potentially build wealth. Smart investing may allow your money to outpace inflation and increase in value. Do you want to know why you should invest your money? This pin is definitely for you. Click to learn more...

#money tips #money investment #affiliate marketer #financial advice #make money tips

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college-hacks · 2 years

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Honestly gang since we are all poor I 100% recommend looking into the zero waste movement. A lot of the tips there have saved me money in the past. (Also I ask for reusable stuff for birthdays/Christmas so I don't have to spend money on single use items) but you don't have to spend money to get started! Use washcloths instead of paper towel, wash your ziploc bags, takeout boxes, and foil a time or 2 before you toss it, save your veggie scraps if you can afford and eat veggies (or steal your friends/families) and make a stock out of them to boil with your rice/ramen for nutrients.

Seriously though I recommend looking into it, if you look past the "you have tobuy this To be zero waste!!!" Posts there's a lot of good ideas and info

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zooptseyt · 1 year

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Big news!

#amazon #amazon prime #finance #finance tips #money tips #prime

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