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seyaryminamoto · 3 years

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I'm so hype about the overwatch deathlock rebels, finally my gurl Ashe gets a more clear background story but I sad at the same time because it seems like many hate ashe for unreasonable causes. They hate Ashe just because she gets in the way of a their ship. These are the same people who said they're not in the overwatch fandom because of ships, but throws rock just because McAshe is hinted to crush/smth. Btw I'm a McGenji shipper but I do like McAshe stuffs too and I see its potential as canon

Oh, mad respect to you, McGenji anon, mad respect. I've been so out of things lately because I'm still REELING from that book, I swear I have never known a feeling quite like this one? xD I was afraid the book might end up validating a lot of toxic ideas people had about Ashe, but instead I feel it completely outruled them and showed that, whether people like it or not, she and McCree had a pretty good relationship (whether you wanna see it as romantic or not) back in the day. The minute these two were face to face in Reunion my shipper senses just went BONKERS, and I already thought that Reunion was all they'd ever give us, canon-wise... but nope, they just went all out with this book and now there's so much more context to so many little things in Reunion too *sobs* I am completely overtaken by these cowboy renegades, my head's cowboy brainrot 24/7 since June 1st xD

But yep, people are really unbearable with their mindless Ashe hate. I keep thinking that, if she were a guy, everyone trashing her would jump at the opportunity to ship her with just every possible male character they could find, not only McCree. I don't even know, honestly, just how difficult can it be to ship what you ship without turning any characters into boogeymen because "they get in the way of the ship"? It's a childish, dumbass thing I've seen in fandoms since I was a kid and I can't believe I'm still seeing it happen in this godforsaken year of 2021. Ashe and McCree are absolutely at odds in the latest events in Overwatch's timeline: I love the idea of them slowly regaining their trust in each other while working together to stop Null Sector, Talon or whatever they'll be fighting in OW2. But anyone who DOESN'T ship them? They can easily imagine whatever else they want to imagine for their future and move on just fine. McAshe absolutely can be seen as a past relationship, or even as a past friendship with unresolved feelings, when making content for any other ship with McCree or Ashe, if they even feel the need to acknowledge it altogether. It's not even challenging to do this.

Heck, as someone who has spent ages creating content for a ship that, however much traction it has gained lately, isn't likely to become canon, where one half of the ship has been in a canon, confirmed, actual relationship since the show ended (even if it's still not confirmed as his endgame relationship), this hissy fit by the Ashe haters, mainly from the-ship-that's-better-off-not-named, is beyond ridiculous. I've written stories where a canon relationship ends, giving way to my OTP, WITHOUT trashing the other character in the canon relationship, and without turning her into a monster just to justify my ship's existence. If I can do that without a hitch, I don't see how they can't? It makes no sense to me, honestly.

There's also an apparent uproar because McCree and Ashe are "het" now? There's no canon confirmed sexuality for either of them to this moment, no matter if there were definite sparks flying in Deadlock Rebels, just as there was no confirmed sexuality before the book. A lot of people think of McCree as bi, and that headcanon wasn't killed somehow by the contents of this book, was it? Heck, I'm even thinking of games like Dragon Age, where straight characters have deliberately been written to reject advances from any same-sex MCs, and players have made mods to romance them with same-sex MCs anyway because they don't give a flying fuck about canon sexuality if it's straight. In my experience? That's how fandom always works. Typically, it's when characters are confirmed gay that anyone who shipped them in straight relationships have to back off, since it's highly frowned upon to alter the sexuality of any gay characters. But even if a character has nothing but opposite-sex love interests in canon, the fandom always does whatever it wants. Why the heck is it different here, to the point of spewing that much vitriol at Ashe just because she exists and McCree is/was into her?

Oof, I just say live and let die, man. Frankly, I am living the dream with this book, I've loved every new tidbit of lore it offered, especially those recontextualized hints of Reunion content (hell, even the "plothole" with the Est. 1976 in the Deadlock logo was addressed, it's amazing xD). Apparently, McAshe shippers aren't entitled to "canon status" thanks to the cinematic, or through all the history these two characters share, history that's been expanded through this book... I find that fair and valid, but just so, no other ship is entitled to demand for canon status, not in this franchise, not in anything else, as far as I'm concerned. Blizzard has made a bunch of bad choices in the last years, there's no denying that, but as far as I can tell, caving in to what a certain cluster of fans demand just because their ship is "popular" has NEVER resulted in anything good. If anything, every time I've seen big media give in to whatever their loudest fans want, the quality of their content tends to spiral downwards at ridiculously rapid speed, because that isn't what their creative vision used to be, and it's not an organic choice but a forced one, done just to sell more (and typically, they don't achieve that goal at all). Could list a few examples of that, but I'd be here all day, I suspect x'D

At any rate, thank you for being such a good sport, McGenji Anon :D shippers who respect other ships are the absolute best and I'm really happy to know there's people like you out there in the OW fandom. I'm not crazy active in the OW fandom myself, partly because I can't even play the game, only watch friends play it, and because I have signed my life off to Sokkla, as everyone knows... but I gotta say, the ideas, the THOUGHTS that have come to mind over this unbelievable book... I've already doodled a couple of them and if I had enough time to go all out, I absolutely would xD Now, I just need to see how to buy myself an Ashe keychain and then I'll be set to cry about these two for life. I've been doing plenty of progress on that front as it is... X'D

#mcgenji anon #I'll call ya that (?)#but honestly #HONESTLY #I never ask canon for anything #I always assume they'll take a dump on my hopes and dreams #because it keeps on happening in every fandom practically #and with OW being the weird storytelling messy mess it is #the fact that they've fed the McAshe nation this well #is unbelievable and I am very fortunate and grateful for it #every day since June 1st I've woken up thanking the universe for this book #and I'm probs gonna do that for 20 years more #just as Ashe has spent 20 years holding onto the bike they built #and the keychain he gave her #comes from gold but she's tough as steel #*gross sobbing* HE IS A POET #honestly he is so bold about his interest in her #I never thought he would be so open about it and I am HERE for it thank you Jesse

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kennethmjoyner · 5 years

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At AI Research Company ROSS, A New Stage of Transparency and Engagement

Was this the same ROSS Intelligence that I’d wondered and speculated about?

For years, the artificial-intelligence legal research company maintained a shroud of secrecy around its product. Sure, they talked about it plenty. They garnered lots of media coverage. And CEO Andrew Arruda was a ubiquitous presence at legal conferences, touting the future of AI in law.

But when it came to seeing the product, that was another story. I’d pestered Arruda for years to let me review it, without success. At a conference of law librarians two years ago, Arruda was called out during a panel for his company’s lack of transparency. Surely somebody must have been seeing ROSS, because law firms were reportedly buying it. But, if so, I had trouble finding them.

Now here I was, on Thursday and Friday last week, sitting in ROSS’s Toronto research and development office, with unfettered access to its entire engineering and design teams. I was given detailed demonstrations of the product’s inner workings. I was invited to sit in on engineering and UX team meetings. I was encouraged to ask any question I wanted, of anyone I wanted to ask it.

And that shroud of secrecy around its product? ROSS had shredded it. In June, without fanfare, ROSS quietly changed its website to offer free trials of its product to anyone. The product that had been treated as if it were a state secret was now open to everyone for a 14-day free trial, without requiring even a credit card.

So what is going on here? The answer to that question starts with a look back at the company’s history.

A Rapid Rise

ROSS began in 2014 at the University of Toronto as a student-built entrant in a cognitive-computing competition staged by IBM to develop applications for its Watson computer – then famous for having won Jeopardy! ROSS’s prototype won the UT competition, earning them a write-up on the front page of The Globe and Mail – which touted ROSS as the future junior associate at Bay Street law firms – and serving as a springboard for the company’s rapid acceleration.

At the time, the oldest of the three founders, CEO Arruda, a University of Saskatchewan law graduate who was then articling at a Toronto law firm, was 25. The youngest, Jimoh Ovbiagele, a computer scientist who is now the company’s CTO, was 21. The third, Pargles Dall’Oglio, also a computer scientist, was a bit younger than Arruda.

Sitting in on a meeting of the ROSS UX team.

ROSS went on to compete in IBM’s national competition in 2015 as the only non-U.S. college team. Although it came in second, its momentum was already established, further fueled by a series of click-bait headlines touting ROSS as the robot lawyer of the future.

Soon, the founders were invited to Silicon Valley to participate in the prestigious Y-Combinator startup incubator. Denton’s NextLaw Labs made ROSS one of its earliest investments. In 2015, they secured $4.3 million in seed funding and then, two years later, another $8.7 million in Series A funding. In 2017, Forbes named the three founders to its “30 Under 30.”

But over the past year, it had seemed to me that ROSS had gone quiet. Not literally, of course. But no longer was its formerly globetrotting CEO a presence at every legal conference. The company put out little in the way of news or announcements. Even the company’s social media presence seemed more restrained.

Then came the call from Arruda, inviting me to Toronto, and resulting in my visit there last week.

A Period of Refocusing

In Toronto, what quickly became clear to me was that the last year had been a period of refocusing and refinement for ROSS. It was a period that reflected, it seemed to me, a new stage of maturity for this still-young company.

The period started almost exactly a year ago with the announcement of the “new ROSS,” which marked the first time the legal research platform included cases from all federal and state courts and all practice areas. ROSS’s first U.S. prototype covered only bankruptcy cases, and as it had added other practice areas, it required users to choose one before submitting a query. With the new ROSS, users no longer had to choose.

While that “new ROSS” marked a turning point, it was not an end point. CTO Ovbiagele said they have worked hard to deliver a better legal research experience. Through the use of natural language processing and machine learning, they have developed a product that turns the research workflow on its head, he said, allowing lawyers to ask complex questions using natural language and get results that are highly on point.

“Legal research platforms have trained lawyers to start with broad results and then narrow them down,” Ovbiagele said. “We say, what if we brought you right to the decision on point, and then you can widen out your research from there.”

In pursuit of that goal, the last year has yielded several significant developments for the company:

ROSS refined its research product to the point where it was ready to show it to the world and let users decide whether it does – as the ROSS people adamantly maintain – deliver more focused results than other research platforms.

ROSS brought on Stergios Anastasiadis, the former director of engineering at Shopify and engineering manager at Google, as its head of engineering to lead further refinement and development of the product.

ROSS refocused its marketing efforts away from larger firms, where it has long targeted its sales, to solo and small firms.

ROSS introduced transparent, no-obligation monthly pricing, so that users are not tied to long-term subscription contracts. “Pay for the months you need us, then don’t pay for the months you don’t,” Arruda said.

The capstone to all this came last month with the announcement that Jack Newton, cofounder and CEO of practice management company Clio, had joined the ROSS board of directors. Newton is highly regarded in the legal tech world, not just for what he and cofounder Rian Gauvreau accomplished over the last decade in starting and building Clio, but also as a mentor and advisor to other startups.

A More Mature Company

For the three founders once featured in Forbes “30 Under 30,” the year brought one other milestone. CEO Arruda, the oldest of the three, himself turned 30. While symbolically notable, it also underscores the fact that these three once-inexperienced founders have now been at this for five years. They have matured, and so has their company.

In fact, Arruda told me last week, those early years were stressful for them. The founders had a vision to use AI to make legal research more affordable. But they had no experience in what it took to be entrepreneurs or to build a company.

Recording a LawNext episode with founders Arruda and Ovbiagele.

On top of that, because ROSS was one of the earliest companies to focus on AI in legal research, there was no playbook on how to build its product. Although they developed their prototype on Watson, they built their commercial product from scratch. And they did so even as they were already caught up in the glare of media and investor attention.

“It was a huge challenge for us to build it from scratch,” Arruda said. “We were experimenting and innovating under the spotlights, because we had a lot of media attention.”

That explained the secrecy around the product, Arruda told me. They truly thought they were building something unique, and they feared that a competitor would steal it out from under them. So they kept the product close to the vest, until they reached the point where they were confident that it was ready.

Arruda also confirmed my perception that he had scaled back his public speaking over the past year. He did it in part to open opportunities for others in the company to speak, he said. But he also felt the need to focus more of his time and attention on being CEO and managing the day-to-day operations of his growing company, which has a sales and marketing office in San Francisco in addition to the Toronto R&D office.

There is no better way to get the pulse of a company than to move past its executives and marketers and meet with the people who actually design, build and service the product. Over the course of multiple conversations last week, one point became clear to me. Those on the ROSS team truly believe they have created a better legal research tool. And they are not satisfied with stopping there. They have a vision of a product that does not just deliver better results, but that will someday also help lawyers make better sense of those results.

Due largely to AI, legal research is becoming one of the most vital and competitive markets in legal technology. Whereas ROSS was one of the first to tout its use of natural language processing and machine learning, now many others do. Going forward, the biggest challenge facing ROSS will be to stand out in a somewhat crowded field and win market share from long-entrenched rivals.

But in Toronto last week, it seemed clear to me that ROSS has entered a new, more mature phase in its growth, one marked by transparency around its product and pricing and engagement with its customers. My presence there was evidence of that. In the legal research market, that approach makes a lot of sense.

After all, the best measure of a research product is the results it delivers. By lifting the shroud and inviting anyone to try its service for free, ROSS is declaring itself ready for the challenge.

(BTW: Watch for a forthcoming LawNext episode recorded with Arruda and Ovbiagele last week, as well as for my review of the ROSS research platform.)

(Full disclosure: ROSS is reimbursing me for the air and hotel expenses I incurred in traveling from Boston to Toronto.)

from Law and Politics https://www.lawsitesblog.com/2019/07/at-ai-research-company-ross-a-new-stage-of-transparency-and-engagement.html via http://www.rssmix.com/

#law #legal

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gocasualrunawaycollection-blog · 6 years

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I'am going to be 17 soon and i going to buy a car so i was wondering what car should i buy or what shoul i do to get cheap insurance, because at the moment it's cost about 3.500 and that just too expensive... help please""

Where can I find affordable renters insurance in northwest indiana?

Do you need auto insurance in florida?

What company provides the cheapest car insurance?

The cheapest I've found for a 20 year old male driving a jeep cherokee is 974 6 months paid in full on the general car insurance. Are there any cheaper places?

California Insurance Code 187.14?

Car insurance?

I was given a car from Texas would I be able to insure the car with Texas plates ? If not how would I go about getting it smogged & insured if I can't drive it ?

""If I never had a car (or car insurance) before, do I need to buy car insurance before buying a car?""

So I'm getting ready to buy my first car. It's located in the next town over. But if I just go over and pay cash and get it, there wouldn't be any insurance on it. It's illegal to drive without insurance. Don't I need to drive without insurance first? If so, how would I explain to them that I don't exactly have a car yet?""

Challenge California Cheap car insurance quotes zip 95925

I'm pregnant and my insurance sucks?

It has done me absolutely no good in having insurance because they don't want to cover anything (not even my ultrasound!) and they want to charge me a copay every single time I go to the doctor (which has been a lot lately). I'm drowning here.. Does anyone know of a program I can sign up for that would help me through my pregnancy/delivery? I live in California and I've heard of some but I'm not sure which would be the right one. Thank you

What is car insurance and insurance quotes?

i'm not driving yet but i am taking driving lessons and i am just searching around for a car but i don't understand how things work. what is car insurance? why do we need it? and what are quotes? please help me!!! thank you much love xx

Two car insurance policies?

My parents are trying to get me insured on their car which they already have a policy on but it is too expensive to put me on that. Is it legal for me to take out another insurance policy on the car in my name only?

Do I really need auto insurance in Miami Florida?

Auto insurance is really expensive, do I really need it? I live in Miami, Florida and prices on auto insurance are through the roof. Can I get in any really serious trouble if I drive without auto insurance for a while until I can actually afford it.""

How much would insurance cost for a 16 year old boy with a Nissan 350Z?

Car insurance for 16 year olds...?

How much difference would the insurance be for a 16year old if the car make was either a comaro with a v6 or something else with a v6, like a nissan or mazda. Does the make of the car make a difference? I have good student and a bunch of other thngs that make discounts but was wondering if there is a big difference between just the make of the car. Im looking at buying the 2010 comaro if the insurance doesnt change tht much...... any info is great! :) thanks!""

Appropriate and affordable health insurance for my autistic son?

Here is the situation: My son is seven and severely autistic. He lives with his mom (we are divorced). As part of our agreement, I take care of his health insurance and medical bills, co-pays and things related to his medical care. I pay for insurance for him thru my employer, around $280 a month, just for him. However, although it is pretty good for office visits, it is really bad for hospital. Because he is autistic, he has to be knocked out for some procedures that he wouldn't normally be knocked out for. Recently he incurred a $9000 bill, which the insurance company wont pay because he already maxed out his hospital indemnity for the year. I feel that the time has come to provide him with some sort of hospital indemnity, but I can't find any that I can actually afford. I don't make very much, I make enough to pay his regular health insurance and his child support, and the occasional doctor bill. But I don't make enough to pay the huge premiums that a regular hospital indemnity plan has. To add another wrinkle, I live in New York, he lives with his mom in Connecticut, she is the one who brings him to the doctor/hospital, I'm just the one who pays for it, which I am happy to do. But the problem is, that anything available with NY, only covers providers in NY. CT wont work with me because i do not live there. Am I screwed (as in I have to pay 900 per month in hospital insurance), or is there something I can do? By the way, I make about $36000 per year, not a lot for New York. I just want to provide the best care for my son, but I need something I can actually afford""

How long after a DMV hearing will your insurance be notified ?

I recently had my DMV hearing am in the process of getting a sr-22 with another insurance company . I am not the primary holder of my current insurance I want to avoid their rate to go up or for them to find out . How many days do I have to cancel my current insurance before they cancel me .?? Please help ?

Where can I check and insurance company's ratings?

I am shopping for life insurance. Where can I check out an insurance companies ratings and credit ratings? I am thinking about the following companies: Northwestern Mutual State Farm Stifel Nicolaus ING New York Life TIA

Does car insurance rate depend on a car's make and model?

I'm trying to decide whether to buy a 1999 toyota camry or a 2003 honda accord and i'd like to know if it makes a difference on the rate depending on year. I also recently got into a car accident that was my fault which i know will obviously increase my rate.

Teen Car Insurance + Accidents Clarification?

I'm a 16 year old girl who just got her license in March. A week after I got my license, I rear ended another car while driving my mom's new car that is insured. We got it fixed and only had to pay the 500 dollar deductible. I do not have my own car. My sister, who is 19, has her own car that is not covered for collision. My dad's car is not covered for collision either. My sister just got into an accident, rear ending someone as well. I really need to get a car next year for work and such but my parents said my insurance would be high enough already with both of me and my sister's accidents. Couldn't I just buy a car on my own and not get collision coverage on it like my dad and sister's cars? Would that be cheaper? I really don't know how car insurance works at all, i only know what my parents tell me, so any help would be appreciated :) Oh, and if it matters, I went to traffic school after my accident to remove the points against my driving record (I think that's what it did) My sister had already gone to traffic school recently for a speeding ticket so she can't go again for her accident.""

Car Insurance.?

Should car insurance still be payed if the car has been taken off the road eg. S.O.R.N was declared. I say it shouldn't but my neighbour said it should be (he's a man!)

Life Insurance?

Can you buy life insurance on anyone? I mean could you buy life insurance on everyone in the nursing homes, then collect the reward? Or quickly buy life insurance on hospitol patients?""

Cavity/No Health Insurance?

So my tooth is freaking killing me, ouch pain....but my problem is i currently don't have dental insurance. Does anyone know on average how much it would cost to go to the dentist to have a cavity fixed with out insurance? HELP!""

Car insurance?

My car got stolen on friday night,i had my partner down as a named driver ,but i didnt relise he had 3 points on his license and i didnt tell the insurance company ,now they have asked for both license`s to be sent in, im the main policy holder would this affect the claim thanks any advise""

Do I need car insurance if I drive on a learner's permit with a parent?

Also, do I need car insurance if I drive with a driver's license and with a parent. Also, this car is not mine, it is my parents.""

Car insurance price?

any 17 year old drivers (males) wanna tell me the price of your car insurance? and the car you own? Cheers!

""Need some advice, about speeding ticket please? No negative opinions please?""

Well I got a speeding ticket on my bike, my first one in 3 years. But thing is I don't have a License or insurance (don't bother, I just never wanted to even bother with the long lines at dmv) and no I'd in possession. So I got a 1200 ticket and I refuse to sell my bike,(yeah they didn't impound it, I'm OK, USA by the way). So any way I can get it reduced? Insurance costs the most. So is could I could the insurance and DL part waived if I got the paperwork?""

How much would extra would i pay for another car on my policy?

I currently own 2 cars and am looking to buy another one. It is a 99 crown vic police int P71. I dont want collision or anything extra, i want the lowest insurance policy that i can get. Im taking that, that would be a liability only policy, am i correct? If not what kind of policy do i ask for? Also, how much more a month would this cost? No one will steal it because its a former cop car, but you couldnt tell and i doubt i will reck it.""

What does it mean when you take the 6 mos. payment option on a car insurance rate?

Im about to buy a car, and the insurance is $1,500, and the 6 month payment plan with $500 down payment, puts me at $200/mo. Does my insurance end after the 6 mos., or does it end after 1 year? how long is it good for? It's Esurance and Geico that I have been looking into.""

""Moved out of state, Can I still be on my parent's car insurance?""

I just graduated college and moved to California. I bought a new car in Iowa before I left and my parents cosigned the loan. We registered the car in Iowa, saying my name first or my father. Since then, they have brought the car out here. Am I able to stay on my parents insurance (Farm Bureau) even though I am no longer a resident of Iowa or their house? Also, am I required to register the vehicle in California even though he is on the loan and the current provider of insurance?""

""I want to purchase a nice USED car, but I want insurance from out of state? How can I get that?

I want to buy a car directly from the seller and a good running car and I want to be insured out of state. I have a few questions: 1. What is the best and cheapest insurance I can go for? 2. How can I get out of state insurance? 3. What type of used car that you highly recommend me to by?

Could affordable government health insurance help stimulate the economy?

Services like water treatment, police, fire departments, and schools are supported by taxpayers dollars because it saves money in the private sector in the long run. Affordable government health insurance may also saves families thousands in expenses each year, giving them more money to spend in the general economy. Would this not be a way to help stimulate the economy?""

Car insurance in Florida....?

Ok i will be 18 in like 10 days. I am a male and have had my license for about 4 months. I am currently paying about 270 a month for my insurance. This is on my parents policy. Does Anyone know any cheaper insurance (me on my own policy)? Please help. I do not need full coverage. I have a 96 mazda already paid off. I just want basic. Please help.

Finding a good auto insurance in denver?

i am moving to denver next month and my auto insurance is about to expire in a month, right now have usaa insurance and there premium goes up to 132$ per month, i tried esurance is cheaper than what i pay now (82$ per month). what are some trustable compnaies to go with in a big city like denver. i have a 2008 honda crv and hubby drives 01 nissan altima. what are the coverage limitations in denver and what will be a reasonable coverage to get. nissan is paid off.""

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What is a cheap motorcycle insurance company for a srteet bike?

How much will my insurance go up with my speeding ticket?

First of all i know this question has been posted times before but i would like to use my information in this. I was going 29over the speed limit on a highway not near a school zone. This is my first ticket. The ticket costs $131. Would my insuance go up a lot? any? I appreciate any help. Thanks.

Question about car insurance?

I called up my car insurers the otger day to change my circumstances (Recently become unemployed) and they proceeded to tell me that car insurance is more expensive if you don't have a job, why is this and how in gods name is that fair, surely if anything car insurance should be cheaper for those who struggle to pay bills as it is, instead of increasingthe bloody premium, I was lucky enough to have the charge waved however how the hell are people on benifits expected to afford to run there cars? Lol really they are just making it harder to find work due to only being able to find jobs locally, is it just me or does this sound unfair?""

Multiple auro insurance for vehicles in different states?

Me and my fiancee are relocating to different states for new job. I am moving to south Carolina and she is moving to san diego, California. We have multiple vehicle insurance discount now. If we move is it better to register both vehicles in one state to save on insurance , title and registration. I heard it is expensive to register vehicles in california. Can I register the vehicle in my name in south carolina. she is going to be there working at UCSD and the stay is temporary (max 2 years) or is it against the law?""

Lapse in coverage on auto insurance?

I let my coverage for my motorcycle lapse for 4 days. I am insured through progressive. How will this effect me?

Are rates for disability insurance different in different states?

To clarify: I own Guardian own-occupation disability insurance, which was initiated in California. Given a recent income increase, I am eligible to exercise a rider to increase my disability coverage. Are my premiums going to go up a different amount if I increase my coverage through my agent in CA than if I increase it through a different agent, say, in Ohio? Are these riders and insurance premiums nationally uniform for personal disability insurance plans through Guardian?""

Moped insurance?

I'm 16 and I'm wanting to get a moped. Does the law require that you carry insurance on mopeds? Thanks.

Ive been looking into pet insurance and Im a bit confused.?

Ive been looking into pet insurance and Im a bit confused. When it says: wellness exam (split between two visits per year) $40 vaccinations $30 heartworm test $25 fecal test $15 deworming $20 microchip $20 flea and/or heartworm preventive $50 blood screen or x-ray or EKG $50 Is the dollar amount the price the insurance pays all year or per visit?

Baby insurance?

what a cheap and reliable baby insurance? any advice? my sons a month old

Car insurance question?

Okay, I'm 18 and I've been driving for over a year now. I was wondering if my car insurance payments will decrease because I've been a good driver. I currently pay $275 a month for my mother and I. Anyone know if my payments will decrease and if so by about how much? Oh yeah, I live in southern California if that means anything. Any help would be greatly appreciated.""

Cheap NY auto insurance ?

hi there, i plan on buying a car soon but im a new driver and i have no one else to help me insure a car so i have no choice but to insure it on my own. I've checked and looked around geico, state farm, all state, and they were all to expensive, anywhere from 5-6k to insure the car for a year (way to expensive). So do any of you guys know any NY auto insurance companies that are affordable? Thanks""

Why are liberals comparing health insurance with car insurance?

When has the government forced people to drive or buy cars? The best way to avoid car insurance is by not owning a car, but with Obamacare if I refuse his wonderful medical care I get fined. I don't understand liberals, first they complain about the big bad pharmaceutical companies, but now they are cheering a law that forces people to buy insurance from those same companies. What if the companies can't afford to give everyones insurance? will Obama bail the out with borrowed money...again?""

What is the best way to get an insurance company to pay you what a car is worth?

My son was rear ended at a high rate of speed. He was pushed 6 feet into the car in front of him. The guy had to really be moving when he hit my son. He was driving a 1999 Chevy Lumina LS. The blue book value according to NADA is $5000. It only had 78,000 miles on the car. No rust on the body and overall in excellent shape. The insurance company offered me $3600 for the car. I can NOT find a replacement car in that shape for that price...""

What is the average collision deductible on insurance for a 2005 leased vehicle?

i'm trying to determine whether i need a big deductible or not, this determines whether i stick with geico or move to the cheaper esurance""

Any reccomendations for a good dental insurance??

i have health insurance through my job, but they do not offer dental.""

Do you know of a good health insurance plan?

I need to find a plan that is affordable outside a group plan or is there a group plan available to me? I do not want the discount card type of plan I want an actual insurance policy accepted by many doctors and hospitals. 80/20 coverage is great with annual deductible choices.

How much health insurance in Alberta and Car insurance?

Hello, I'm planning on moving to Canmore, AB after I'm done school and I'm just wondering how much Health insurance is monthly and how much car insurance is monthly? I would be very greatful if someone could help me out here :) and if you know anymore details about this kind of thing that would be great also! Thank you! xo""

I want to make sure the insurance isn't too much when I start riding a motorbike- how do I get a quote?

How do I get a quote from the insurance company exactly? I guess I just call them up... but what sort of things will I need to be able to tell them?

""How does car insurance in Ontario, Canada work if deductibles are involved?""

Maybe I'm missing something here, but the way it's been explained to me is this: I've got a $500 deductible on my policy. If someone backs into my parked car, this will be deducted from the payout I get for repairs. OK, let's say the damages amount to $900. That would mean that because of MY $500 deductible, the payout to me would be $400. I'd have to pay the other $500 out of pocket to repair my car. The insurance company would then reclaim that $400 from the other guy's insurance company. Now, if the other guy also has a $500 deductible (very likely), then he'd have to pay $400 out of pocket. That seems wacked to me. Someone damages my car, and he has to pay LESS than I do for the damages. Am I missing something?""

How much will my car insurance be? 17 year old male?

I have been waiting forever to hear back from the insurance company with my quote and it got me curious on how much the average is for a 17 year old male who does not have the best grades but has a clean record and never been in any sort of trouble. I understand you cant know this from just guessing but I was just looking for some estimates so I had an idea on how much to safe for. Thank you to who ever answers!

Why am I having so much trouble finding Health Insurance?

I am 51, just retired from 25 year career, have a 17 yr old son, I am taking a year off before I get back to the grind. I thought it would be fairly simple to buy a private health insurance for my son & I - we're healthy people. We get a quote, move on a little, then find out they want 100 to 150 dollars more a month than the original quote. This is honestly one of the hardest things I have ever done. Does anyone, please, have a tip or two to help me get affordable health insurance.""

Would it be the cheapest sports car for a teen?

Yes I know insurance is not cheap for 16 year olds but I saw the 4 cheapest sports cars to insure I saw a pontiac solstic and a mazda mx5 would these 2 be the cheapest for me to drive then if there the cheapest sports cars to insure I will be 16 soon and I live in nebraska

Why do people say car insurance will be more expensive if you get a new car?

i have a ford taurus 1996 and i just ran a quote with the same insurance company am with now which is Geico for a 2011 Ford Taurus SHO and surprisingly the Ford Taurus SHO 2011 was cheaper by $200

Which car insurance companies insure electric cars?

My insurance company will not insure electric cars. Which will?

Can i park at my aunts to get... a good price on the car insurance?

The insurance is double the amount for cars in my area compared to my aunt who lives at the other side of the town, can i park at hers to get good price on the insurance..?""

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