#money saving expert

[foyiiwae]

I tend not to let work leak into my personal life too much. But I know a lot of people are suffering with heating and keeping warm and costs and such. And I do work giving money guidance...so the knowledge helps in some cases.

I do want to direct to Money Saving Expert and their tips on heating the human not the home. It may help some of you who could be struggling. Being cold is rotten.https://www.moneysavingexpert.com/.../heat-the-human-not.../

Stay warm friends <3

#uk #money saving expert #mse #money advice #cold #heating #alternative heating sources #cost of living #energy crisis

[marketncard]

Best Money Saving Sites And Tools

Best Money Saving Sites And Tools – For many individuals, saving money is an important goal, and with the abundance of online resources and tools, it’s never been easier to find ways to save. In this article, we will take a closer look at some of the best money-saving sites and tools available to help you optimize your finances and keep more money in your wallet. We live in a digital age where…

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#best saving app with interest #how to save money #how to scrimp and save money #money saving apps #money saving expert

[thedisablednaturalist]

Hey y'all please I know it's scary but if you've graduated in the past year make sure you know exactly what's up with your student loans (federal and private).

You should have gotten emails from places like Advantage or Navient or whatever pestering you about your loans and you may want to ignore them thinking they're scams. No they are your loan servicer, corporations that the government hands over management of your federal loans to.

The email should tell you how to register for an account which will let you see your loan payments. They'll probably be in the hundred's of dollars depending on how long it's been since you graduated.

Don't fret! Thanks to Bidens efforts (the like one good thing he's doing), you can easily get put on the SAVE plan, where the department of education pays your interests and you make minimum payments based on your current income (which, if you're following me, probably isn't that high).

Honestly, I'd recommend calling and asking about the SAVE plan. The lady was actually super nice (I have aidvantage so your experience may differ) and my minimum payments went from like $400 a month to $0 (now they're $10 bc I got a raise last summer)

And please, for the love of god, keep an eye on your account. I thought I had set up autopay but for the past couple of months autopay wasn't on, so I got charged $30 in late fees.

These loan servicers will try to wring as much money as they can out of either you or the government. You need to babysit them and make sure everything is up to snuff.

I'd also recommend saving and making large payments every once in a while to push down your total debt. That's what the SAVE plan is great for. Instead of using all your money to pay for interest, you use that money to push down the principle.

#wrenfea.exe #student loans #save plan #new graduates #life advice #also i am not an expert on this stuff this is just my experience and what ive learned from news articles and research #dont feel bad if you struggle with this stuff its purposely made to be scary and confusing #they make more money that way #dont let them #usa centric

[rotzaprachim]

i think the beach sequence is fascinating too in light of how many buzzy beach location sights anglo tourists flocked to in the 60′s-90′s (hypothetically when this show i guess would kind of be set??) in latin america, the caribbean, spain, and portugal that had that buzzy hyper capitalist tourists lying on blankets vibez whilst having right wing authoritarian dictatorships. palm trees and espadrilles can happen in the same place as people being violently disapeared and sent to labour camps. a man walks out of his hotel room to buy snacks for a one night stand to be immediately profiled and accused of another man’s crimes. (the crime is anti-imperial speech.) it isn’t just genius writing but quite a pointed reference

#andor #andor meta #niamos #i'm not an expert on latin american or iberian history so feel free to correct me but like #i thought it was a deeply horrifying aspect of the empire that makes. well of course #like aesthetics won't save you from authoritarianism. that can all happen with sun and surf #furthermore something something to say about the tourism industry often being a part of the economic schema of repressive governments #the push they have to try to quote corral the seedly problem (working class people and locals) to bring in that tourist moolah #and how tourism can function as part of their #money making apparatus. like knowing there's a tacky beach resort in the same place people get taken to labour camps #YEAH YEAH

[sendmyresignation]

everytime i check into the ray solo bracket. it's so unserious. you people.

#as the purveyor of ray toro solos. the expert. its bleak out there. the way its carrying on. #famous last words wttbp idly gone summertime losing no tomorrows money yet again. save yourself beating out heavy hitters. evil.

[consolecadet]

I enrolled in my employer's matched 401k plan without overthinking any aspect of it. I don't even know who I am any more

#with almost every aspect of life I'm like 'I must become an expert about this to get the most out of it' #and financial planning is an obvious area to become an expert for ~maximum yield~ or whatever #HOWEVER the entire process and concepts are so odious to me #I'm just gonna do what the experts recommend and I don't need to research it in detail #if I save successfully for retirement: cool #if we degrow the economy to stop making the earth uninhabitable as quickly and I lose money because of it: also cool #win win! #boring text posts #job 3

[mildswearingat4am]

I’m cleaning out my closet and got completely sidetracked by a stack of my old journals. Because like --

I like journals.

As a kid, I liked having something on hand I could pull out in school to doodle and goof off without looking like it. What are they gonna do, get mad I’m writing in a notebook?

Now, I like the idea of having an older version of me preserved in pages so I can see how much I’ve changed and how much has stayed the same. How excited I got over my first experience with something that’s now routine. Wincing at how totally oblivious I was during a Clearly Very Bad mental health situation. Past hopes, past dreams, past music tastes, you know? Sometimes I put a nice leaf in the pages from past autumn.

At the same time, just because I want the record to exist doesn’t mean I want it to be here. In my closet. Taking up space and gathering dust. When something happens my first instinct isn’t to hunt around for a pen and paper, because that feels like a chore. Why do I have to record myself for future dissection? Can’t I just have experiences and accept the me I am now is fleeting?

But I also know how easy it is to rewrite a past you have no record of. Saying oh, it’s always been this way, when in fact you’re getting Bad again. I don’t want kid me to disappear, just like I don’t want to disappear someday when older me can only vaguely recall the mundane stress the 2020s.

But do I want to undertake the arduous ordeal of preserving me? Now? Today? Carrying the past to every new apartment and house and turning it into a personal history museum?

So basically my closet’s still gross and now I’m having an existential crisis

#babbling moth #actually writing this out has been helpful bc i think i will burn my journals #i don't think i really want them in my life yknow? i'm just worried someday i WILL want them #plus. sometimes journalling is just to get stuff out of your head and u have no desire to reread it #best thing to do with that bullshit is a ceremonial cleansing with fire #tbh i think i was being influenced by the whole. oh look at this historical figure's journals!! look at this grocery list from 1800! #yknow the idea that all old stuff is vitally important to preserve bc someday ppl need to know how we lived!!! #when archiving as a profession is very much. only keep a little. gotta throw away a lot bc there is SO much crap from the past #we literally cannot preserve everything. not enough space money manpower etc etc etc #even digitizing is limited bc digital storage space isn't free and also hardware goes out of date and stuff #and you need a plan for it!! paper decays and file formats get obsolete and you need to be actively preserving not just passively saving #(this is based on what archivist family members ansd classmates have told me btw im not personally an expert) #(i just think it's interesting) #anyway time to plan a bonfire

[crimsonblackrose]

I looked at how much according to experts I can spend on housing a month and omg I can afford nothing with my current job. 😂 Like I knew I couldn’t, but just how little I can actually afford at this job is pathetic.

#mumblings about work #mumblings #I've known that getting a job that is full time and pays well is highly important #but damn the actual peanuts I'm paid is pretty bad once you chop out rent #my aunt and uncle are going to charge me less than the expert amount but it's still more than I expected #and since my health insurance i foot the bill for myself is so expensive #that's essentially half my pay check just for rent to my aunt and uncle and my health insurance this year #which really that shouldn't be right...I mean it's a little less than half but by like a razors edge that #I'm just looking at my dream of moving downtown with a little sad face and looking at jobs with a someone please pay me a lot more money #I mean my salary is essentially unlivable which I knew but also like well damn #I could ask for a raise but that feels dangerous atm because we literally just laid off like 13% of the company #and I don't want to have no job and then now suddenly I'm eating into my saved downpayment #adulting sucks y'all I just want roots #I also planned next month to go downtown and explore #and then a friend I haven't seen in like 5 years (omg) was like hey road trip? #so now she's coming to visit later in the month and we're going to stay downtown so I can explore neighborhoods again #and I'm like well huh what do I want to do for my birthday then? #because the idea of paying for places downtown twice in one month does not sound like fun #Still want to go downtown and see people #but I've got to think about it a little more #My aunt asked me what I wanted to do and I'm like uhhhhh #because she asked if I wanted to go to the place I was supposed to go with dad and I'm like #well first off they're closed till spring and second off how expensive is this going to be? #Like I don't think she realizes that I was starting to feel a little stable and then throwing rent at me (which is a fair thing to do) #is just like whelp now I've got to decide what's worth doing financially and what's not #and I'm going to lean towards doing nothing to save money #which is my go to #I had planned to go visit friends this year but since I want to move out asap it's kind of let's find a new job and save up so I can move #which means not going to hawaii or seattle or new york #and frowning at the idea of going downtown even

[knowledgevariabledarcy]

#i worked so hard on this #i work at trader joe’s – the company makes sure we’re ‘experts’ on all of the products so we can give you honest answers #i work at trader joe’s – there’s a way for shoppers to save more money at the store but it takes planning on their part #i work at the costco deli – i wish shoppers knew truth about the rotisserie chicken despite the $4.99 price tag #i worked as mcdonald’s chef – there’s a reason americans have less exciting menus than the rest of the world #Youtube

[ur-mag]

Car expert corrects one of the biggest winter driving myths – don’t expect 4-wheel-drive to save you in icy conditions | In Trend Today

Car expert corrects one of the biggest winter driving myths – don’t expect 4-wheel-drive to save you in icy conditions Read Full Text or Full Article on MAG NEWS

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#Car expert corrects one of the biggest winter driving myths – don’t expect 4-wheel-drive to save you in icy conditions #Celebrities #Money #Motors #Politics #ShowBiz #Sport #Tech #UK #US #World

[refillwealth]

In-Depth Understanding of Cryptocurrency: Unraveling the Digital Revolution

Cryptocurrency, a term that has become a buzzword in recent years, represents a fascinating intersection of technology, finance, and innovation. Its emergence has captivated the world, sparking discussions about the future of money and the potential for blockchain technology to revolutionize various industries. In this blog, we’ll embark on a comprehensive journey to demystify cryptocurrency,…

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#for experts #Investips tips #Save your money

[prideprejudce]

people saying that users aren’t being compassionate enough towards the billionaires stuck in the death coffin at the bottom of the ocean and calling us “ghouls” for bringing up the absolute absurdity of the entire situation and it’s like……of course no one ever deserves to die by suffocation or freezing to death and it’s a hope that by some miracle that these people are found and somehow saved. however people are aloud to point out the irony of how our current wealth gap is so high that there are people who are able to spend 250k, an amount that most people don’t see in their entire lives, like it’s a movie ticket. except instead of seeing a movie they are entering a death chamber to the bottom of the ocean so they can gawk at the mass grave of over a thousand people

“the CEO of the company tricked them and he’s the real capitalist villain while the other passengers are blameless” I agree that the CEO (who is also stuck in the submarine with them) is as grimy as they come and cut corners in order to make as much money as possible. that’s a given. but as we are seeing now, most people who have never even stepped foot in the ocean their entire lives could see that this was a disaster waiting to happen. you don’t have to be a maritime expert to see that. the submersible has no emergency beacon, is controlled by an off brand game controller, made from parts from a camp store, navigated by texts from above, is bolted in from the outside, and has a contract that passengers sign that mentions “death” three times on the front page. most people couldn’t be paid to step foot in it - and these people paid 250k to go to the bottom of the ocean in it

once again, no one is relishing at people dying stuck in an essentially gutted out minivan at the bottom of the ocean. especially when one passenger is 19 and the other is a legitimate titanic researcher. but people are allowed to be mad that thousands upon thousands of dollars of taxpayer money and resources are being used to try and literally pluck these people out of the ocean and save them from a grave that they literally helped dig themselves into without a care in the world. they are the 1% who can put themselves in peril as much as they please and spend money and waste resources like it’s water but will always expect to be saved from the brink of death by us regular folk so they can call themselves an “adventurer” at their next luncheon

#oceangate #titanic #the titanic #the titan #titan submarine #titan submersible #stockton rush #maritime disaster #this has been sitting on my mind for a while #bc people are wagging their fingers at users calling out the obvious lunacy of this entire scenario and calling them Ghouls #like if ur okay with people being able to spend 250k to bury themselves at sea while others fight homelessness that’s on you

[saint-envy]

Okay so I’ve only been on tumblr a few months now and for some fucking reason on the mobile app it keeps randomly scrolling and it’s driving me mad dear god please help me I’m a lost lil baby

#new here #help #tumblr help #i’m a bathroom expert and there are three tech changes that can save you money #that was the tag that it tried to auto fill when I typed “I’m a #this app is wild

[uglyandtraveling]

#a traveling treat #budget travel guide #how to save money for travel on a budget #how to save money on holiday travel #how to save money on vacation travel #how to save on a tight budget #How to Travel the World on a Tight Budget #how to travel to europe on a tight budget #live on a tight budget meaning #money saving expert travel #money saving expert travel abroad #money saving expert travel advice #on a tight budget meaning #safety of travel #save money before travelling #save money on food when traveling #save money on travel #save money while travel #save money while traveling #save money while travelling #saving on a tight budget #tight budget #tip for traveling #travel abroad by car #travel abroad cheaply #travel abroad money #travel abroad vaccinations #travel important things #travel on low budget #travel on Tight Budget

[kevinszabojrplumbing]

What Is The Importance Of Finding A Good Contractor?

Are you thinking of making renovations to your home or starting a construction project? If so, then finding the right contractor is absolutely essential. With the help of a skilled professional, you can ensure that the job will get done with quality results and according to your specifications. This blog post will explain the advantages you get if you decide to go down this road!

Quality Of Work

When it comes to home improvement projects or any other work, the right people can do them a lot better. Homeowners from all around Badger State are reaching out to Wisconsin general contractors to at least oversee if everything's going fine and suggest improvements along the way. This is one of the key benefits of hiring such professionals.

They have the knowledge, skills, and expertise to complete projects to the highest standards. From small repairs to major renovations, contractors have the experience to get the job done right. They also have access to the best materials and tools to ensure that your project is durable, safe, and up to code. By hiring a contractor, you can rest assured that your project will be completed to your satisfaction, and you won't have to worry about any costly mistakes or rework down the line.

Safety

When it comes to home repairs or renovations, your well-being should always be a top priority. By hiring a contractor, you can benefit from their expertise and experience in ensuring the work is not just done well, but done safely. A contractor will follow all safety regulations and guidelines to make sure the job site is secure and that the people working there are protected. 

They also have the necessary safety equipment, tools, and training to complete the job without any accidents or injuries. With a contractor on your side, you can rest easy knowing your project will be completed safely and efficiently.

Equipment 

Every major project requires a set of expensive tools that require knowledge to operate. No matter what you're embarking on, your contractor will most likely have everything they need to get it done efficiently and effectively. Here are some examples:

heavy machinery

safety gear

power tools

surveying equipment

specialized tools

materials handling equipment

electrical testing tools

This means that you won't need to spend time and money renting or purchasing equipment that you might only use once, and you can rest assured that the tools being used are of the highest quality. Plus, you won't need to worry about storing or maintaining the equipment once the project is complete. Overall, hiring a contractor with top-notch equipment can save you time, money, and stress.

Speed

When it comes to completing home improvement projects or repairs, time is of the essence. That's why hiring a contractor can be a wise decision. With years of experience, they can quickly assess the project at hand and efficiently complete the work in a timely manner. Faster completion times not only mean that you can enjoy your updated space sooner, but it can also minimize disruptions to your daily routine. 

Additionally, as it was mentioned, contractors often have access to specialized tools and equipment that can aid in completing the task even faster. By hiring a contractor, you can have peace of mind knowing that your project will be completed promptly and effectively.

Expert Advice 

A good contractor will have years of experience in the industry and will be up to date on the latest trends and techniques. This knowledge can prove essential when it comes to making important decisions about your project, such as what materials to use, what design features to incorporate, and how to ensure the success of your project. By hiring a contractor, you'll gain access to a wealth of knowledge and expertise that you wouldn't have otherwise. 

You'll be able to rest easy knowing that your project is in good hands and that you're getting the best advice possible. So whether you're looking to complete a home renovation, remodel a commercial property, or build a new structure from scratch, a contractor can help you achieve your goals with confidence and ease.

Saving Money 

One of the most attractive benefits of having a good contractor team on your payroll is saving money in the long run. While it may seem counterintuitive to spend more money upfront by hiring a professional, it can actually save you money in the long run. This is because contractors have the experience and knowledge to do the job efficiently and effectively, which means fewer mistakes and fewer costly repairs down the line. 

Additionally, contractors often have access to better deals on materials and equipment, which can also save you money. So, if you're looking to save money on your home improvement projects, consider hiring a contractor to do the job right the first time.

Legal Compliance 

By bringing in a contractor who is experienced and knowledgeable in the regulations and laws that affect your business, you'll have someone on your team who can help reduce the risks associated with non-compliance, such as lawsuits or fines. From safety protocols to employee protection laws, a contractor who is up-to-date on legal requirements can provide the necessary guidance and support to ensure your company is operating within the law. Plus, by outsourcing legal compliance to a trusted professional, you can focus on other areas of your business and leave the legal details to the experts.

Liability Protection

As a homeowner or business owner, it is essential to protect yourself from any unforeseen accidents or mishaps during the project. Contractors have insurance coverage, which means that in case of any damage or legal claims, their insurance will handle it. This means that you don't have to worry about any unexpected costs that could put your finances in jeopardy. 

In addition, these are trained professionals who know how to handle projects with safety in mind, thus minimizing the chances of accidents occurring. By hiring a contractor, you can have peace of mind knowing that you, your property, and your finances are protected.

#Good contractors will always produce quality work #often execute tasks with the right safety protocols and equipment #complete projects quickly #provide expert advice to help you make good decisions #save money in the long run due to improved efficiency #comply with legal standards #and provide additional liability protection that can protect both you and your property. With all these benefits #it's easy to see why finding a trustworthy contractor is so important. Investigate multiple contractors before making your final decision: c #ask for references from past clients #and read customer reviews. Doing this will ensure you get the best contractor for the job!

[animethics]

Watch "Best strategies to efficiently reduce the amount of money you spend daily so you till have savings." on YouTube

#Youtube #make this go viral #make money on the internet #save more money #moneymaking #free money #spend money #save money #how you could get your council tax reduced or even free – check if you’re eligible #how much can i earn before universal credit is reduced and do i get a work allowance? #i’m a car insurance expert – check out these amazing tips to reduce the premium for your motor. you could save hundreds #make money for free #moneytips #money #money earning tips