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stcrmlike · 6 years

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*makes eye contact with security cameras to assert dominance*

ZACHARY CLUTTERBUCK really is the spitting image of NATHAN STEWART-JARRETT, right? For someone only THIRTY years old, ZACH has been forced to endure so much. Yeah, that MUGGLE has been scraping by at the sanctuary for ONE MONTH now, working as a PATROL GUARD in the DIVISION OF PROTECTION. HE identifies as CIS-MALE and is known to be CYNICAL and UNEMOTIONAL but also PRAGMATIC and CLEVER. Best of luck surviving through this.

henlo it’s mar!! finally bringing a muggle to ur dashes!! if you’ve played opposite of him before, he’s basically based on my frank longbottom (hence the stupid surname) but slightly updated to modern times & muggle life!

LINKS: pinboard, character tag.

pre-outbreak !

zach is born zachary archibald christina clutterbuck, and is known as zachary for the good part of his childhood. his parents are posh, proper rich people with three sons destined to do well in life. he goes to boarding school ( winchester college, to be precise ), wears ties on sundays to church and speaks in an accent that he’ll be mocked for later in life. he’s got expectations weighing down on his shoulders, his brothers’ legacies already bigger than his own ( they are older than him, so that’s logical, but still ).

his family is very stoic, tbh. theyre all about PERFORMANCE and SUCCESS and AMBITION, don’t do much of warmth and compassion. sure, there’s an understanding that they all love each other deeply and support one another, but there’s no focus on it. the focus is on careers, reputation and success.

think: dps vibes.

he does well, though. zachary is a successful student, a dedicated kid. he works hard. he works too hard, perhaps, throws himself in his work and lacks any growth in sociability. with his mother stoicism and his father’s hard working nature streaming through his veins, he is the perfect student, but a shit friend.

he just doesn’t have many friends. he’s got study buddies and an abundance of good grades, but not many friends. he’s just off-putting, to be honest, with his cynical tones and harsh way of interacting and the way he just doesn’t really seem to understand how to speak honestly without being an asshole.

he starts going by zach at some point. not by choice; people just start calling him that, because zachary is too long and elaborate and, heck, even if he doesn’t have that many friends, his acquaintances feel like zachary is too official. he gets into manchester university and starts a bachelor in criminology. it’s not as admirable as his mother or father would have wanted for him --- they would have preferred to see him studying to become a lawyer or a doctor or something that earned a lot of money, but zach had his mind set.

he meets tara there. she’s clever and funny and kind, and she likes him. and shit, zach was so caught up in getting his career in order, focused on running track and getting right grades that he thought he had no time for kindness, but she taught him there was always room for that. they grew, closer, closer, closer, and fell in love.

he gets a job at scotland yard and moves to london, making another big city his hometown ( he’s not linked to any places: he swapped birmingham for winchester in his youth and moved to manchester once university came around, and so moving to london wasn’t a big step. frank is only linked to himself and his mind, and tara --- tara, who allowed him to grow. ) he does work there he enjoys, work that feels good to do, he gives back and works hard and is dedicated to a fault.

he marries tara at some point -- i have to fuss these deets out w jinx bUT he does!!! -- and it’s the happiest day of his life and he loves her SO MUCH!! they’re colleagues and partners in crime and best friends and he’s the first person he’s felt at home with and he’s So, So, Happy to be married to her. FLUFF.

outbreak !

and so his life is all good. he’s working hard, learning a language on the side to keep his mind fresh, loving his wife. he drinks coffee and curses and is an ass, still, though in a more nuanced way. AND THEN THE FUCKING WORLD COLLAPSES.

the wizarding world is exposed and apparently his wife knew. apparently she’s what they call a squib. he’s angry, in all honesty, unsettled, confused. he doesn’t know what to do. the whole world is turned upside down and zach, zach who clings to logic and facts and everything his eyes can see and his hands can touch, feels the ground being ripped from under him.

there’s no time for anger, though --- and he gets it, too, why she didn’t tell him, and he doesn’t want to be angry, but there’s this thing he didn’t know about, and it’s quite big, and he’s angry at the entire wizarding world on top of it, so he doesn’t want to be angry and he tries to direct it to the thing he should really be angry at: these so-called death eaters --- and so he shakes it off and prepares to move north with tara on his side.

he’s capable. he’s got a gun and a pair of fast legs and a quick mind, but it’s still a tough journey. it’s a long one, especially, and there’s death and decay everywhere they go, and even more danger. he wonders where the fuck these damned wizards are and why the hell they’re not doing more than running into the same direction.

he’s been at the castle for a month now and he’s ... adjusting. he’s got his gun still and so got on the patrol team and he’s glad, because he doesn’t trust these wizards at all. they go against everything he knows, and while he’s happy to be safe and knows that they have a lot of things that can help them, he also knows that theyre basically walking timebombs that could cause immense damage. he’s honestly being a bitter, salty asshole and he’s just!! not!! fuckign!! amused!! by any of this.

personality & tidbits !

frank is a big picture kind of guy. he looks at the world and sees a puzzle to solve, little gaps where things need to be filled, black, charred pieces that need to be removed ... he’s so focused on the big picture, that he sometimes forgets to look at the world around him. this makes him very ??? much capable of being an asshole and being insensitive and ugh. even now, when he’s traveled all the way up north and has seen so many small kinds of suffering, he thinks more about the bigger picture. he’s all like: sure, you’re hurt and you’re in fear, but damn it, there’s zombies out there. we gotta focus on that.

does this with his own problems, too. really doesn’t pay much attention to his feelings and while he’s become better at it over the years, it’s just?? a struggle. especially when there’s so much else demanding attention at the moment.

i mean it’s not always a bad thing? it’s good to have pragmatic people, but sometimes it just makes him kind of a dick.

captain raymond hold from b99.

really likes learning and is very intelligent, tbh. his time at boarding school rly gave him a ?? lot of control and stuff and he’s just good at learning and dedicating himself to it. even now, he’s learning --- he’s picked up some books from the hogwarts library on subjects to try and educate himself about this whole new world.

likes coffee and cigarettes and sandwiches.

really misses london and cities in general. sure, hogwarts is pretty, and it reminds him of his boarding school years, but damn it, he misses being around cars and noise all the time. he misses the chaos that wasn’t scary like this one.

can be?? nice?? like he’s not a full asshole. he’s just OCCUPIEd.

fucking hates his surname and when he was a detective and he had to say “detective clutterbuck” he wanted to legit drop through the earth because half the perps were like? ?? CLUSTERFUCK??. just call him zach.

accidental asshole with a big heart and too much on his mind.

#inferi intro

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estherroberts · 7 years

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esther roberts!

part of advanced PLACEMENT: an ars PARADOXICA high school au about a gang of queer teen nerds, by @estherroberts , @podcastmecaptain , and @lizzieraindrops

all three of the aformentioned dorks are responsible for the hijinks found in this post. today though, it’s @estherroberts especially. (that’s me!)

click here for the au masterpost | track #ars placement for updates!

ALSO: things aren’t always showing up in the tags, so your most reliable bet is the aforementioned masterpost.

this is one of many individualized advanced PLACEMENT works, for the stories of each character involved. we each picked three kids to write about, and this is the first one of mine! without further ado, here’s esther!

esther roberts is tiny but she is not delicate- which is to say, she looks fragile but she will kick your ass. she is feminine but she is unyielding. and she will beat you to the chair and pull it out her damn self.

pencil skirts, fancy blouses, necklaces with tiny charms, and three rings with varying sizes of stones are like a uniform for esther.

she has honey blonde hair in the sunlight and mousy brown in dark and her hair wiggles just past her shoulders. also, she has bangs. they're cute but they don't help her look any older.

she has brown eyes and sometimes they're warm and welcoming but mostly they're analyzing and looking and curious and questioning

she doesn't want any more piercings than the basic ear ones and she likes to wear long chained dangly earrings because they feel nice

she wears heels for the click clack and the height and ballet flats for the comfort

she’s an aquarius

she has a cat named johanna and when she was younger she had fish but she was a horrible fish mother and gave them to jack’s sisters

esther’s father died when she was four years old

the only things she has left of him are

a) a deck of cards

b) all kinds of russian swear words

c) an ability to withstand incredibly cold weather

d) an ability to withstand her mother

technically the occupants of her house are just her and her mom, anita

anita is from new york and certainly sounds like it

she is loud and affectionate and even though she is grieving her husband, does her best to raise her daughter

there are aunts, uncles, and cousins living across the street and on either side, and her mother’s parents are less than a block away

and there are always people over

most of her cousins are a lot older than she is, some of them have children by the time she’s a junior and so she is both the baby and the babysitter

also always over is jack wyatt

they grew up together, and jack talked to esther’s cousins as much, if not more, than esther did

they did ballroom lessons together, they cooked together, they have embarrassing photos of each other when they were babies, they even are very close to having their own language (there’s more on that in the jack post)

if you asked esther at five, at seven, at fifteen, at seventeen, who her favorite person in the world was? she would say jack. (she might throw bridget in there too, but we’re not there yet)

she loves him a LOT

esther figured out she was gay in 5th grade bc she watched glee and wanted to kiss quinn (later she realized how GARBAGE FIRE the show was but she’s glad it got her this, at least)

she’s maybe 11 and she’s freaking out. she thinks about it before she falls asleep and sometimes she looks stuff up online but she feels like it’s Extra so she stopped doing that. and it’s her secret, it’s a Big Secret.

sometimes she asks jack if they would still be friends if she was gay and he looks at her funny and tells her that she’s an idiot and he would still be her friend if she was green and came from the moon

“actually it’d be so cool if you were green and from the moon,”

and one time she held hands with a girl who was like, a study buddy or something as they were walking down the hallway and her heart hurt because she wished it could be real, really real

lots more under the readmore!

when she is 12 her and jack meet anthony in detention, and through him, they also meet quentin

the four of them have lunch together every day and talk about advanced math and sciences, comparing notes and theories and arguing constantly

sometimes anthony does her nails

she really likes light solid colors like white, beige, pink

but one time he brings gold flecks to put on top of her pink

and he’s a little unsure about how she’ll react but she agrees

and is UTTERLY DELIGHTED with the final result

in 7th grade, tiny practical esther still doesn't understand most social interactions very well

she doesn't see the value in communication so spends no time learning how to do it

but toward the end of the year she starts to actually worry about this

their school is a middle and high school combined but

anthony has been complaining that all his friends are younger than him, that by high school he STILL won’t know anyone his age, that making friends is SO HARD

and so esther starts spending a lot of time interrogating her mom about how to initiate conversations and when you should ask someone about their day and what you do if someone doesn't like you

and her mom thinks it's great that she's finally expressing interest in people, for the love of god, so she gives her practice assignments to try to get to know the people around her better and get more friends

over summer she meets sally this way, by complimenting her star trek shirt and then dragging her to lunch with The Boys

of course, sally ends up becoming best friends with anthony, but her and esther are close too

anyway this is how esther becomes a CHARMER. teachers, when they aren't telling off her for talking to jack, LOVE HER. store clerks and waiters feel a little bit better about themselves after she leaves them (and internally she still has a script running because she needs it, but she gets better at improvising and she learns to smile a little bit more, because people like that)

it’s not that she’s being fake? because she genuinely does care, it’s just that she’s cracked the code of being like a Great People person

esther invited four non family members to her bat mitzvah:

jack, anthony, quentin, and sally.

they’re all super impressed with her confidence and jack actually cries a little

the party half of it isn’t so much of a party as it is a smorgasbord of incredible food

anita tells the kids they can just the tiniest sips of wine and they all get so excited about it she changes her mind

her freshman year there’s a GSA club and she’s rly scared but she signs up and asks jack if he’ll come with her to a meeting and he’s like, absolutely

and she passes him a note in the middle of it and it just says “i’m gay?????????” and he passes it back with “probably, also, same” and she nods and he smiles and for a while he’s the only one who knows

sophomore year she’s in science and math with sally bc she’s Smart for a little one

and they’re doing group work together and she’s texting instead of talking to sally

and sally’s like “are we gonna work now?” and esther’s like “yeah sorry, uh"

“i was in an argument with jack over who gets to marry hayley atwell"

and sally’s like, “is she, like, your woman crush wednesday whatever”

and esther’s like “oh no, i’m a giant lesbian”

makes a face, mumbles, “woman crush wednesday, god”

and sally’s just like, bubbly, happy, excited (but it takes her a minute to process)

“oh. OH! :D i hope you win the argument!!”

and esther grins wickedly and is like, “i will"

this eventually leads to a Bond they share over queer stuff, which leads to regular talks down at the garden shed, which eventually winds up at detention

but that’s another story

later in the year she tells june and helen, who are in orchestra with her, and theyre so sweet about it and it’s the only time (until, of course, Chuck E Cheese Night) that june smiles at her

she doesn’t say it to anyone unless it comes up, but she doesn’t say silent on her opinions in class discussions and she figures everyone’s figured it out by now

telling her mother, on the other hand, scares the SHIT out of her

like, she knows anita will be chill about it she knows this but it’s so so scary for some reason? like what if she’s wrong and what if her mom is disappointed or doesn’t believe her?

her and bridget start dating the summer between sophomore year and junior year

that summer, before they get together, they text constantly

and esther, like is absolutely flirting, she’s doing her best

she thinks very highly of bridget as an academic but the selfies bridget sends... oh god, the selfies are so breathtakingly beautiful

even the silly ones

like, wow

WOW

esther has never had a girlfriend, she doesn’t know how to flirt, but being smooth is like, in her dna

(jack makes fun of her all the time and tells her she’s being cheesy)

(but it appears to be working, so she tells him to fuck off)

eventually her efforts do pay off and bridget officially asks her out while they’re eating ice cream

their relationship is so healthy like, they talk about everything and they’re super honest with each other

and when they have miscommunications they talk about what they feel and try to say what they mean

her whole life esther has always been “the cute one”

it comes from being smol and from being the youngest in her family and bc, well, she is pretty cute

but bridget calls her beautiful one day and she nearly cries

because she’s never gotten to feel beautiful before

also, bridget’s the only one who calls her ettie and very quickly becomes the only one who’s allowed to call her ettie

esther loves her so much, she would do anything for bridget and anything to keep her

and she knows, she knows she needs to tell her mom soon, but one month passes and then three and then six and it’s hanukkah?

and her mom tells her she can invite as many people she wants on the third night, that they won’t have any cousins and it can just be esther’s friends

because of orchestra, and The Gay, and the poly chain and other couples, the gang has taken shape, and esther, for the first time, has more than four friends. she has eight now, eight people she loves and (mostly) get along with

trying to explain all of it to anita is a literal nightmare, but she can’t quite speak bridget’s name

“mom, again, you know jack, and his girlfriend penny, and then sally and her not-not? or is it not? boyfriend anthony and his girlfriend helen and her girlfriend june and her boyfriend quentin and-”

anita is patient and is really doing her best to understand the tangled relationship web but she does notice that esther said eight and only gave her seven names

“who’s the eighth person, esther?"

“aaaaaaaaaaa she’s uhhhh she’s ummmmmmmmmm aaaaaaa……..her name is bridget. she’s my age. she’s beautiful. she’s like. really good at english. she makes a mean apple pie. she’s a libra. she volunteers at the library. she’s like, an actual angel and she makes me smile every day and also she’s kind of my girlfriend?????????????”

anita: :O

“i’m so sorry i didnt say sooner, i just. i got scared. i really don’t want to lose her. and i didn’t know how you would react, if you knew and i didnt- i didnt… i didn’t want to lie but i didnt know what to SAY and i waited too long and i’m sorry and-”

god bless esther’s mother, because although she is absolutely freaking out internally, just says, “i cannot wait to meet her"

needless to say they all have a BLAST and esther’s mom really does her best to get all the pronouns and relationships right and she appreciates how captive of an audience she has when she tells stories esther’s heard hundreds of times

and bridget is so polite and she offers to help clean the kitchen after

and esthers mom keeps making faces at esther like “SHES A KEEPER” and esther is ready to Die of happiness and embarrassment

up until her junior year, homework was incredibly easy. all she had to do was hyperfocus and she could work on it all night. but the more work she got, the more overwhelming it was, the more pressure she put on herself, and the harder it got to do

her grades didn’t really drop but ?

it took her a lot longer to get her homework done

she got distracted more easily

and then get mad at herself for getting distracted

being diagnosed for adhd helped a lot

she’s not on meds (she’s thinking about it though) but knowing that this is something to manage and take care of is really helping her

she’s learning to be okay with that part of herself? jack doesn’t stim the same way she does but he helps her figure out what she likes

and eventually she’s even a little proud of her neurodivergence, the way she’s proud of her sexuality and proud to be jewish

i’m not gonna pretend i know the rules of dilemma. but esther does, anita does, jack does, and sally….? sort of does?

just like in canon, her and jack play all the time

she’s better than he is but only SLIGHTLY, he’s been playing just as long as she has

she just gets a little more practice

esther’s dedication to STEM is sort of a mix of a lot of things

she has a genuine natural interest in math and science

she likes that things make sense and that there are universal rules (this doesn’t mean she won’t try to break them, she just likes knowing that they’re there)

(it’s a bit like a finish line, except you get to keep going)

(esther takes statistics really early in her hs career and just, LOVES it. like if she didn’t want to save the world, she’d probably be a data analyst

testing things to discern their significance is 300% her jam

and she loves hand drawing graphs

she has enough graph paper in her backpack to fill up a large dictionary)

also designing projects is a really big strong suit of hers

she’s an incredible planner/diagrammer

which works SUPER well with jack’s buildy skills

she comes up with the shit, and he makes it

also her handwriting is incred so whenever they write up things with the scientific method she’s the one who has to do it

she doesn’t know what she wants to do in the field but she knows she LOVES it

overall she’s a pretty happy gay

she loves her friends and she loves her school and she loves her mom and she can put up with her cousins

she’s not afraid of the future, she’s ready for it.

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weholyperfectioncollectorme-blog · 6 years

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Kinmundy Illinois Cheap car insurance quotes zip 62854

"Kinmundy Illinois Cheap car insurance quotes zip 62854

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I drove my car into a column in a parking lot, denting and scratching the left side of the car. Repair estimate is about 1600. My insurance deductible is 500. Is it worth filling a claim? How much will my premiums go up if I file a claim? I have excellent record otherwise.""

Can someone have life insurance on me without my consent?

My inlaws are crazy. No not like wacky like mean, vindictive, you wouldn't believe it crazy. My husband purchased a sport car about 4 years ago, evidentially my inlaws started a life insurance / disability policy on him. The bill for some reason gets mailed to us, but they pay it. When asked about it they said they got it incase my husband killed himself in his car. Can you take out a policy on an adult, over 18 years of age, without consent? What is this Disability income on the bill that is separate from the Level Term life??? They are not in poor financial shape, his father is a doctor and they have an oceanfront home. I have everything situated for our family's burial arrangements. Thoughts??""

""For a 17 year old, How much about is car insurance (relatively) and which places are cheaper?

We were thinking State Farm or Country

""I'm moving to another state. How long do i have to get proof of insurance, new drivers license, etc?""

How long do i have to complete the entire process of getting new proof of car insurance, attaining a new drivers license, registering my vehicle, and getting new license plates? I have looked on the dmv website and i am more confused now then before checking the website. The website claims you have 60 days to get your new drivers license but, you have 30 days to have your vehicle registered. This cannot make any sense because in order to have your vehicle registered you must have a valid drivers license in that state (at least for the state i'm moving to). Can someone shed some light on this topic and how long on average an individual has to complete this entire process? thanks!""

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Income Based Health Insurance in California?

I'm 18 years old and live at home with my dad/step mom. They don't have insurance through their employers, so neither do I and because their combined income is so high (6 figures) I'm not eligible for Medical or Medicaid. Any ideas on what I can do to get affordable health insurance? I have a job too...""

1991 Nissan 300zx twin turbo insurance prices?

I'm 16, I know it'll be a ****-ton of money, but I have a pretty well paying job, anyway, I'm 16, it's a 1991 Nissan 300zx twin turbo, I make As Bs and a few Cs in school, no police record, not on drugs, dont smoke, come from a mid level income family, any ideas? I've heard it will be around 4 or 500 a month, is this true? Just an estimate would be great, thanks guys!!""

Any experience of Swift Cover Car Insurance???

I am with Diamond at present and despite being with them for 6years and having 5years NCB their renewal quote is very high. I am potentially downgrading from a 2.8 TDX 4x4 to a 1.2 SXi Corsa and the reduction is only 30!! I looked on confused.com and Swift cover seemed to have a good rate (i know the really cheap ones on there are not so good- high excess etc). I looked on the website and it seems pretty good with only 100 excess compared to 150 with Diamond. Has anyone used Swiftcover for insurance before and would they recommend them or not??? Thanks : )

Insurance on muscle cars? Help Agents?

Hi, I'm considering getting rid of the 01 V6 Mustang and getting a new car. I currently pay $1300/yr for full coverage and $1000 deductibles. How much would the following cars be?..or please just rank them most expensive to least. My DUI is 7 yrs old and goes off in another 3. Driving record is otherwise clear. I live in the suburbs of SF California, drive about 10K a year. 1. 2011 Ford Mustang 305hp 2. 2011 Ford Mustang 400 hp 3 2005 Chevy Corvette 400hp (old guys car) 4. 2002 Corvette Z06 400hp, (old guys car but I'm afraid the Z06 will make it more than and 05 with the same HP) I'd love to get a V8! the v6 stang is a last resort! Good car...a little unsure of the new china made 6spd tranny in the mustangs?""

Is there a good site for auto insurance quotes?

i'm 26 and gonna get a new car and looking to shop around for GOOD car insurance with GOOD coverage w/o braking the bank. is there one site to get multiple quotes or do i have to go to each insurance site individually?

Where can I find the cheapest insurance for young drivers?

I am looking for the cheapest insurance for young drivers in United Kingdom. I am 18 years old and I am planning to buy a car. I have been looking for an insurance for Golf Mk 4 1.9 TDi which costs up to 3000 but the cheapest insurance I could find was also over 3000 up to 5000. Tell me the cheapest you know, please.""

Need help with car insurance?

I am 19 years old. I am looking to to buy a car but the insurance is just too expensive. I would like a clio or a corsa. Does anybody know any schemes which I can get a lowered scheme because my quotes so far are 2500 + . I was told of company car insurance where you can get insured on a business and use that policy??

""I am getting my license back soon after a 3 year suspension,Does anyone know how I can get cheap insurance?""

I have 2 OUI's about 3 years ago,and I need to find a way to lower or get cheap insurance.Thanks""

Car insurance cheaper with 2 drivers?

Ok guys, learning to drive hopefully pass my test within a couple of months, what I'm wondering is, I'll go onto my fathers insurance for a couple of years as 2nd driver, no I will not be the main driver before any of you come on to say that's illegal it's called fronting I know I know. He uses it 5 days a week for work anyway ill probably only be using it during the weekends, I'm only really going on his so I can get a couple of years on my license and when it comes to it my insurance won't be a fortune, I'm 25 just now, worked out if I want to have my own insurance it with a small 1L engine it would cost me 1547 a year, not gonna happen, so I'm going to go onto my fathers insurance as 2nd driver to his car. A 1.8L vauxhall vectra. Ok now to the question lol, my fathers insurance just now is 26 a month, with me going on to his insurance it will work out at 18 each a month, is this normal? Insurance to go down when you add a 2nd named driver who would only have passed his test?? This is fully comprehensive cover. But if I wanted to driver my own car a small 1L engine it would be roughly 129 a month. Seems like it doesn't add up. Go figure lol Got the quotes from go compare and confused.com. Just seems like it doesn't add up, have insurance for 26 a month with 1 driver or have it for 18 each with 2 drivers, one who has little experience and has only just passed his test driving a 1.8L engine""

07 honda civic Si insurance?

hello peps...i hav a 07 honda civic Si coupe and its red T_T..actually its kinda dark orange...i was wondering how much do i hav to pay for the insurance for it...we hav 3 cars insured right now NOT including the civic yet...my dad plans to insure it with him as the primary driver cuz im still 19 and it will prolly make the price higher....

Can i get a ticket for not having car insurance?

if i get pulled over with my parents car, the car has insurance but it just isnt in my name but my parents name. i have my L's""

Can I cancel my car insurance and get my money back?

The car that was insured was scrapped in January but the insurance is still running. Can I cancel the policy and get my money back? It was with Admiral and I paid the whole amount up front. Policy expires in August 2012. Also, I have just bought a new car and want that insured. Can I transfer it onto the Admiral policy, or am I better off cancelling everything and starting from scratch? The scrapped car btw was a peugeot 306 that broke. The new car is a bmw 318d thanks!""

Are there rental cars that can be covered by personal car insurance?

I was wondering this because I wanted to rent a car but was afraid that I'd have to pay for the extra cost of insurance that the car's under. I have Mercury as an insurance and want it to use as my insurance instead of paying. Thanks... ^_^ v

How much would i pay for car Insurance?

How much would i pay for car Insurance for cheap car that cost me honda accord 2000,I am 28 Years old, never been in any accident,I got my license 8 years ago""

Motorcycle insurance?

I'm 18 years old and without taking all the time to go through and get a quote I was wondering what a ballpark guess would be for the amount it would cost for a year's worth of motorcycle insurance. The bike it would be for would be the Kawasaki Ninja 250R. It's a pretty small and compact sport bike with no too much power to spike my coverage prices I'm just concerned with my age the price will be relatively high. If anyone knows what state farm or geico is charging 18 year olds for low end start up sport bikes per year that would be great.

Will a bike licence bring down car insurance?

Ok, so I'm 18 and am looking to learn to drive. I know that insuring a car is going to cost a bomb anyway, but will the fact I have passed a full motorcycle test (A2) help to bring my insurance down? Or will the fact I will have access to two vehicles (car and motorbike) increase my insurance? By the time I pass my car test I would have had my A2 licence for a year and have 3years no claims discount. Also I am looking at getting a 1.1 Citroen Saxo. Will a two door be more expensive than the four door to insure or doesn't it make much difference?? Thanks.""

Life insurance for seniors?

does anybody know any good life insurance for seniors? i need to try and help my parents some life insurance

Does anyone know a way to buy affordable health insurance?

Im a single healthy 38 year old woman.

Would OSAP provide money for car insurance?

I'm going to buy a car for college to get from point A to point B and I was just wondering if OSAP would be able to provide me for car insurance and gas money. Thanks.

How much per month would insurance be at 18y.o.?

I'll be in the military soon, so I'll need a car and transportation (in the instance that I'm not shipped to the sandbox). I've tried looking up quotes on progessive and a few other instant quote people online. But the confusing part is they all seem incredibly high. I put in the car as a 2010 mazda 3(which I hope to have), and age at 18, and all the other info. It had me at 800/mo with no collateral or collision coverage. What the f? I tried all different car combinations but they all were high or in the general extreme area. Can someone let me know what I'm doing wrong?""

How do insurance companys notify you when your insurance goes up?

i was in fender bender yesterday (not that much damage but basically ran into the back of a lady that stopped immediatley infront of me) but was under my grandmothers insurances at the time and driving her vehicle. people have been telling me that my insurance will go up now though, Im under my parents insurance, so will the insurance company send a letter to my house like tomorrow? or when insurance bill comes the next time to be paid it will be a little higher? Will it state why? Thanks""

""Looking for cheapest car insurance, see discription thanks!?""

I'm 16 I get a 3.8gpa and own a 1977 formula 400 pontiac firebird, and live in california... I want to get cheap insurance my family doesn't make allot of money. what is the price range for someone with my credentials.""

Term life insurance and estate planning?

Can term life insurance be used in place of long term care insurance? For instance, lets say a person is 55 yoa and in generally good health. Instead of buying long term care insurance, how about buying a term life policy for 250-300k. Should nursing home care become necessary, available funds for care costs, then upon death, survivors are reimbursed via the term life death benefit. It seems to me long term care insurance may or may not be used, and if not, the money paid for premiums is wasted . On the other hand, everyone dies, so nursing home or no nursing home, the death benefit will one day be paid. What say you?? Thanks in advance for offering your insight.""

Insurance costs for a 17 year old for a car/quad/bike?

what would be the (rough) cost to insure; say a small engined car (1.2l ish), a mid sized quad (400cc ish) or a bike (between 125 and 600cc)? what would be the cheapest for a 17 year old? (geussing the bike then the quad then the car?) any help would be appreciated :) cheers dougie""

Will a speeding ticket affect my husbands insurance if I am insured through a different company?

Last year I got a traffic ticket for speeding. I am insured through AAA. We were only recently married and the car I drive is registered through my parent's name as they bought the car. I am not the primary subscriber and I am just down as a driver. My husband has his own car insured through State Farm Insurance. I realize that my own car insurance would be affected but would my husband's? We dont have the same last name, Im not on his insurance in any way other than perhaps a driver but even that I dont think we have updated. We got a notification from State Farm that his rates will go up now because of my violation, in my own car, through my own seperate company. Is this right? Can they do that? Does this mean that both AAA and State Farm get to raise the rate on me?""

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Should I be pestered to buy more insurance?

I have the current minimum coverage for auto insurance required by state. About 2 years ago I changed agents so that it is closer to me. At the time I was told how horrible my coverage is and for like $3 month I can get so much more. I just had a car problem and gave a towing bill my insurance covers. He was telling me again how horrible my coverage is. I feel if I have the minimum coverage and it is all I want that he shouldn't be telling me to buy more. Is it fair for me to be asked to buy more insurance if I don't want it?

What is the cheapest health insurance I could get?

I live in Nebraska, and am a healthy 20 something year old male who does not smoke or drink. I looked on google and found quotes for like 200 bucks a month! maybe that's cheap for a lot of people, but I was wondering if you can get something for like 50 dollars a month, with a really high deductable or something. I just want coverage against major catastrophies, like if I got cancer, or heart disease or something, so I'm not financially ruined. Any ideas? a year or so ago I remember coming across some cheap plans for like 30 dollars a month, but I can't seem to find anything like that anymore. Any help here would be greatly appreciated thanks!""

""Renter's insurance, is it worth it?""

I keep on getting these ads from Geico on the renter's insurance packages that they offer. I am renting right now and has one roommate. I've gotten mixed opinions on the renter's insurance, some say it's not worth it some say it is. So what do you guys think? I don't think it's that much money, maybe like $20 a month or something like that?""

Should I keep my insurance for future benefit after selling my car?

I bought a car on July 09 and sold it on Sep 09. My insurance agent told me to keep paying the insurance so that I can pay less in the future when I buy the other car. However, I don't think I should since I am not driving now. Should I pay for a car I no longer drive to get a lower rate later or should I cancel it?""

Insurance for my car stuck in the middle of an accident?

Driving in the UK today, my car was hit by a car from behind. becuase of that , my car lurched forwards and crashed into a car in front. The car in front did not suffer much damage. I have third party insurance. Who pays who ? Should i settle with the guy in front to protect my no claims bonus ?""

Buying a car in California?

I'm moving to California next week and I would like to sell my car here in NC. I will pay cash for a vehicle at a dealership when I arrive in L.A. When I buy it, do I have to have a CA drivers license? I will not have a permenent address right away, so I was wondering what the procedures are? I have a NC drivers license but will not establish residency in California until I find a job. Any help? Thanks""

How can i get affordable health insurance for my husband.?

Does any one know about any 0 deductible health insurance plan with low monthly payment?

State California

Is healthcare ever going to be affordable again in our country?

I just got an e-mail saying that my insurance premiums are going up again and now I'm going to be paying $500+ per month for insurance premiums. This is for a high deductable plan where I have to meet $2,500 in deductable before I get covered at 100%! It's like my raises don't matter anymore and they only serve to keep my head above water when each year when my insurance spikes. I get hit harder than anyone because I am in the employee plus family category. 1. Is there a ray of hope at the end of this tunnel? Will we ever get back to affordable health care (us guys that don't work for huge companies)? 2. Are there any alternative solutions for me out there? I can get covered 100% for employee only, but my wife and child need coverage. Please Help

What is the best individual insurance for a pregnant woman?

I just found out i am 5 weeks pregnant and dont currently have insurance. My husbands works and his employer offers insurance for the family for $850.00/mo, which is completely ridiculous and not affordable for us right now. I stay at home with my daughter in Missouri, but we are having a hard time getting medicaid. Any advice. Thanks...""

Are you insured if your parents have car insurance on that car?

I was pulled over the other day.. And I didnt have proof of insurance on me. I know when I show up to court I can show it though. My mom has it and I was driving her car for that day. So now I'm just wondering if I'm covered or not

What insurance is going to play ?

I confided my 2 cats to a friend in Liverpool. My cats ripped him tapestry of his wall. Will take my insurance the damage because they are my cats ? Or his insurance because he is given custody of my cats ?

HELP help help! Prego and no insurance

ok i applied for insurance (blue cross blue shield) right when i found out i was prego (I am 3 months now.)I told the salesman i was prego. He said he will get my cards out to me asap. 3 months passed and i was waiting for my cards. Then i spoke with some1 else i told them i need my cards cause im prego they said OH NO u can not apply while bein prego. Soo they denied me. WHAT DO I DO!! Medicaid wont accept me. Can i call another insurance company dont tell them im pregnant and when i get my insurance cards act like i just became pregnant. Please some1 help. I dont no what to do. SORRY FOR WRITING SO MUCH. THANKS!!! =)

Whats the average price of insurance for a moped ...vespa...49 ccs in Los Angeles?

I'm 17 yrs old and am planning on buying one when im 18... so i want to know the average price of the insurance for someone barely obtaining their license... i'm guessing its way more convenient then paying a ton of money for car insurance...

What are the average insurance rates in ontario?

like yearly, and how much would it cost for me to insure my car right after i get my license?""

Health insurance provided by the state of Florida?

My brother is getting married at the end of february but he said they may have to cancel the wedding because his fiancs health insurance will kick her off if she gets married. Can an insurance company actually do that?

I have private health insurance and insurance from work?

I have private health insurance from blue cross blue shield, I also get blue cross blue-shield from the work I do for the state What is the best solution for my health insurance?""

How much is insurance for an 18 year old?

Who lives in Kentucky and wants to find a car that's cheap but will get him around without breaking down. Know what I mean? He has $2,100 out of college money to help pay until January. Then he gets more o.o So what do you think? What should my friend do?""

How much money do i need to save up for my first 6 months of insurance?

I will be 16 or 17 at the time of receiving car insurance and right now I am 15. This summer i will be getting a job and will buy my own cell phone and pay my own cell phone bill($130 for the phone $42 for the total bill). Let's say I receive minimum wage ($7.25) and am payed around $800 a month. If I begin putting aside money out of each pay check ( which will be roughly around $400) for car insurance and do this for around 12 months how much money will i need to put aside out of each paycheck ($400) to be able to pay for 6 months of car insurance? Also, my mom is going to let me buy her car in payments (at most it will cost $2000 altogether), how much should I put aside for that, so i would be able to buy her car at one time in 12 months?""

Health Insurance for Self employed with Maternity coverage?

I am self employed and want to purchase health insurance for myself. I need to find insurance with maternity coverage. I have looked on several online insurance quote websites, but have been unable to find maternity coverage. I live in Texas by the way. Does anyone out there have some info for me?""

If i was to buy a 1.4litre car would my insurance be cheaper than what it is just now?

I am driving a 1.6litre at the moment

Is it possible to get really cheap or special low insurance coverage for?

HAVING MY CAR PARKED IN A LOT FOR THE NEXT 2 MONTHS (in Ft. Lauderdale FL), but Still Keep my Plates, so I can park legally? (I'll be out of the country until July)""

""Do professional race car drivers have life insurance and if so, how much does it cost?""

Do professional race car drivers have life insurance and if so, how much does it cost?""

""USPS Insurance, How much to insure an envolope.?""

Hello, I would like to start selling things online. I would be selling small thin items that I can place in a regular size envelope. I was wondering if anyone knew how much it would cost me to insure the envelope for $25, and maybe $50 for the larger orders to mail at a USPS post office? I couldn't find this information online. ):""

""If I had my DUI expunged, will it still affect my insurance rates in California?""

In the spring of 2009 I was convicted of a DUI. I plead guilty, served my time and I was able to get it expunged through the court system. So now if you look at my record on the superior court website it shows dismissed rather than guilty. I was wondering if my actual DMV driving record still shows it as a guilty plea and my insurance rates will remain high?""

Kinmundy Illinois Cheap car insurance quotes zip 62854

Insurance with car or person in Georgia?

My wife has been allowing her father to use her car to work as a pizza delivery man while his car is getting fixed. We don't have her car listed as a business vehicle, but he says that if he wrecks it his insurance will cover it. I'm not sure if he is correct or not, but I don't know the law in Georgia. I'm afraid he'll get in a wreck and we'll get sued or have our insurance policy canceled. Is he correct? Thanks.""

Old bmws? Insurance? Cali driving age?

Hey, im 14 from California and will be 15 in september. I was wondering if anyone knew any nice older bmws, i like the e46 m3 and stuff but i was wondering if there were some other nice powerful ones i should know about. I dont want to spend more than 18k on the car itself. My next question is how much insurance usually is, i know its more expensive for a sports car but how much? The insurance doesnt factor into the 18k for the car, i was just wondering. And last, what is the absolute minimum age for driving in cali? My school is too far to walk or bike ( like 8 miles) and i cant really get a ride, i usually end up taking a city bus then walking 2 miles but the bus runs late a lot and im tardy for school. I say that because i heard there are special permits to just go and from school. Please reply of you know the answer to any all these question thanks!""

What should an 18-21 year old pay for motorcycle insurance? liability only?

if i were to get a motorcycle i would have to pay the insurance and i would like to know the cheapest but smartest way to do it.

Will the Insurance company fix my car?

Couple weeks ago some idiot ran into my car. His insurance company is only Liability, and car damage is covered for up too $5,000 in damages. So here is the deal....the Kelly Blue Book value of my car is about $9,500 and the insurance company wants to salvage my car. Can this be possible? I mean my car is worth way more than what the damage is, and I spoke to the claims department and explained my situation and they said if your lawyer (my lawyer) and the body shop guy who is going to fix my car signs off mentioning that they can fix my car for $5,000 then I can get my car back. But please help....do you guys really think I will get my car fixed and back or will I be stuck with only $5,000. Any advice is appreciated! My car is a 2002 Mercedes - C240 - 4 door sedan""

Average Car insurance cost?

Im an 18yr old female living in Wyoming. I have a clean driving record and drive a 1990 honda accord. Does anybody have an idea on how much car insurance would cost me

How will being unemployed affect my car insurance rates?

After being with Wawanesa for 12 years I let my car insurance lapse for 2 months and now have to reapply. I am now unemployed, how will that affect my rates? Do they look at it as driving less since no job to go to or driving more since excess free time now?""

Im looking for car insurance?

coverage for individuals who are less able to afford auto insurance

What is some cheap full coverage insurance alabama?

HELP!!!! Insurance company saying I owe money after a car accident that happened 2 years ago! What do I do?

2 years ago I got into a 4 car pile up accident. The accident was my fault. After the wreck happened, my insurance company took care of all the people who were involved in the wreck but me because I had only liability. No one was hurt in the wreck. I recieved a letter from my insurance company that I owed them $700.00. I paid it and they told me everything was taken care of and never heard anything about the accident. Now 2 years later I get a letter from the Credit Collection company saying I owe them $82,000 dollars!!!! WHAT SHOULD I DO?!?!? How do I find out what they want me to pay so much money for??? and what do I do if i cant pay this!? there is NO WAY I can afford to pay that much $$!!! How do I keep my credit from messing up or is it already messed up since the collectio company sent me a letter??? PLEASE HELP! anyone who knows anything about this or has been through this...""

Does the color of your car effect your insurance rate? is it a myth or true??

I want to buy a car but i've heard so many diff. myths about the color effecting your insurance rate. Just wondering...

Is it possible to get Car Insurance for a 17 Year Old Boy under 2000!?

Looking on GoCompare I can not find car insurance for less than 2K anywhere! Does anyone have any suggestions I can afford to pay 150 a month, not cheap but it's realistic. I found a company called Young Marmalade who can do it for that, but they also have restrictions which I could do without! Any help and suggestions would be appreciated :/""

How much does Insurance cost for g37s 08?

Best young drivers insurance for Fiat Stilo.?

Hi all, I was wondering how much to get insured on a 2002 1.2 petrol fiat stilo. Is there a really good cheap insurance company in ireland, Im 17 by the way.""

How do insurance companies verify the adress you use for your car insurance is your actual adress?

I want to get my car insurance in a different state see how do car insurance companies know that the address and provide is where I live. And if I get caught what is the penalty

Car insurance write off?

Ok so wanting a slightly clearer answer for how exactly car insurance write offs work? I have a 92 Toyota lexcen market value on my policy is up to 2125, I have a damaged bonnet, bumper and headlight also my horn sounds really wrong now! Not sure if there's other damage, I was not at fault in the accident. Basically wondering how they decide whether to write it off or not and how much I could maybe expect to get back? Car was in decent condition low ks, although it's not the first accident it's been in""

What lawyer is best to sue an insurance company?

kid was killed in car accident and want to sue the drivers insurance because all 3 boys died. the insurance company is only offering a certain amount but i want more. who should i call

Claiming insurance for a vandalized car?

a car is 23 years old and in standard form worth about 800. due to the amount of mods done to it, it is insured for 4000. if it was to be vandalized to the point it needed a full respray at a cost of around 1500 what do u reckon the insurance company would do. pay for the respray or write the car off, and payout how much?? its not an agreed value as such, its just thats what was paid for the car so thats what they said to insure it at.""

Is the general car insurance a good car insurance company?

i just recently started hearing about it and im looking for a cheap car insurance company but from the commercials it says like $40 or something i dont remember the exact price but its really cheap. i know it depends on where u live and the type of car u have etc, but i just want to know overall is it better for me to get than for example getting century 21, where the quote was $300 -.- (yes im young and have an audi) does anyone have it? is it safe to apply for? and some ppl actually think its a scam?""

Can u get motorcycle insurance without a permit or license?

How much is the average Business Owner's Policy?

I am specifically interested in what the BOP costs would be for a bar in Georgia.

""I am driving from OK to TX tonight, and have active car insurance, but expired paper insurance, please help!?""

Okay, my car insurace is active, up to date, but I did not receive a paper copy of my insurance in the mail. I tried to print it out but my printer is jammed. I do have the expired proof of insurance in the car...if I get pulled over for any reason when driving from OK to TX, how much trouble will I get into? Thanks for any insight on this!""

What would the insurance cost for a 2002 Audi TT?

Just looking for a quick estimate. I'm a 20 year old male with a moving violation that happened two years ago. It would be a California car. Probably would drive about 8,000 miles a year. Also would it matter if it was a roadster(convertible) or coupe? Thanks""

Insurance on Rx-8 for a 29yr old male?

I'm almost 29 and I'm thinking of buying a Mazda Rx-8, the 230bhp version. I've got 2 yrs no claims and was wondering if anyone of similar age has one and if they could give me an idea of what the insurance would cost in Ireland??""

Medical Insurance too expensive?

Currently I am paying $514.03, every WEEK to cover my family of four. Our employers do NOT cover a huge chunk of the costs. I am completely ignorant to this new Obamacare, but I am also starting to learn about it. The only thing I seen happen with Obamacare is yes my insurance got better and stronger (Open Network), but it also increased over $200 a week. I am not kidding it is about $2,064.00 a month. I can't afford to go to the Doctor and pay the Co-Pays because of my weekly payment!!!! It almost seems better for my husband to lose his job and we can collect welfare/medicaid! What is out there for us? Please don't tell me to shop around because I have and its very expensive. I can save $50 and some even increased over $100. Nothing in our medical history to cause expensive insurance either. What does Obamacare do for this situation? Who can I call to get some help?""

I need help choosing insurance for my car?

im 16 and i just got my license. I live in southern california and need help choosing a car insurance company that is reliable and easy to afford. i have a 3.5 gpa but dont know what company will give me a discount. Please help

Kinmundy Illinois Cheap car insurance quotes zip 62854

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