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#this will be a multi-generational home as there is a second house on the property for ana's parents!
farfallasims · 3 months
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The Bayside Overlook, East Hampton 🌊
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ezekiel-krishna · 23 days
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✧ 2nd House Ruler (WEALTH & Family) in All Houses
Part 2 ..
{ Vedic Astrology }
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Your Guide to Check Your Placement (Vedic Astrology)
⇝ Refer To My Part 1
2nd Lord in 3rd House
When the ruler of the 2nd house is located in the third house, it signifies a strong sense of fighting spirit in your life. You are not afraid to fight for what you want, whether it's wealth or helping those in need with high moral values.
With a benefic planet ruling as the 2nd house ruler such as Venus, Jupiter, Mercury, or Moon, in 3rd house, your wisdom shines through, especially in your spoken words. Your values are reflected strongly in your communication, which can be expressed on multimedia platforms. Just remember to be kind to others and respect their views, as conflicts over money matters can arise.
Since the third house rules skills and hands-on activities, you may excel in areas such as writing, music, presentations, and digital technology. Your persuasive abilities can bring you wealth, especially in industries like advertising and sales. Traveling business/jobs indeed may also contribute to your prosperity. Be cautious not to let financial disputes affect your relationship with your partner, as your spouse holds great importance in your life.
2nd Lord in 4th House
Having the 2nd Lord positioned in the 4th house brings a sense of luxury and comfort to your home life. This placement signifies wealth and abundance in terms of property and domestic matters. The key factor here is the influence of benefic planets like Venus, Moon, or Jupiter, which can amplify these blessings to the point where your desires manifest effortlessly.
Be mindful of your wishes, as they are likely to come true with this placement. While everyone with this alignment has the potential to attract financial prosperity, it's crucial to consider the impact of malefic aspects. If not properly balanced, overspending on property, mortgages, or loans could become a burden that you carry throughout your life.
2nd Lord in 5th House
The placement of the 2nd Lord in the 5th house holds immense power and potential. It is a favorable position for accumulating wealth and showcases your creative prowess in making money work for you. You possess a natural ability to find opportunities even in the most challenging situations, allowing you to turn them into profitable ventures.
However, it is important to note that this placement can have two sides. While it can bring financial success through legal means, it is crucial to ensure that you do not engage in any unlawful activities. This placement can be a saving grace in difficult times, helping you navigate through sticky situations.
The 5th house is associated with education, making teaching a fruitful career option for you. However, it is essential for you to have a solid educational foundation yourself before pursuing this path. Additionally, the 5th house governs speculation, gambling, and lucky moments like lotteries. It is important to remember that these endeavors come with karmic implications.
If the 2nd Lord in the 5th house is influenced or it is benefic planet like Jupiter, Venus, or the Moon, it can bring financial luck. However, if there are malefic aspects, it may not have such a positive outcome. It is crucial to exercise caution and be mindful of the potential challenges that may arise.
Furthermore, the 5th house also rules over children and younger individuals. As mentioned earlier, your children may inherit your ability to make money and become ingenious in their own financial endeavors. This effect can span across generations, creating a multi-generational impact on your family's financial success.
2nd Lord in 6th House
When the ruler of the second house is positioned in the sixth house of your birth chart, you become naturally competitive. This house is associated with enemies, so you find yourself excelling by overcoming challenges and defeating those who stand in your way. This competitive drive can lead to financial gains, depending on whether the ruling planet is considered beneficial or malefic.
If the ruler of the second house is a benefic planet such as the Moon, Venus, Mercury, or Jupiter, you are likely to emerge victorious in your battles with enemies and accumulate wealth in the process. Your competitive spirit is channeled in a positive direction, allowing you to turn challenging situations into opportunities for financial growth. Even when faced with adversity, you manage to come out on top in competitive scenarios.
On the other hand, if the ruler of the second house is a malefic planet like Mars, Saturn, Rahu[North Node], or Ketu[South Node] in the sixth house, you may struggle to defeat your competitors and experience financial losses. However, due to the malefic nature of these planets, you possess the resilience to bounce back from setbacks and persist until you achieve success.
It is important to consider other planets that may be present alongside the ruler of the second house in the sixth house, as they can provide insights into the nature of your competition. For instance, if Jupiter is positioned with the ruler of the second house, you may find yourself competing with your children or even your Husband or mentor. If Venus is in conjunction with the second house ruler, your competition may involve your wife/females, while Mercury indicates competition within your family, and the Moon suggests rivalry with your mother or close relatives.
Having the ruler of the second house in the sixth house can create a dynamic and challenging environment in your relationships. While you may not be engaged in literal conflicts with those you compete with, there is a sense of tension and competition that adds an edge to your interactions. This placement can also indicate strong resistance to illness and the ability to recover quickly when unwell, as well as potentially strong dental health.
2nd Lord in 7th House
Having the 2nd Lord in the 7th house can bring about some challenges in relationships, family matters, and even business affairs. This is because the 2nd Lord has moved six houses away from its original position.
In this placement, you tend to become dissatisfied in relationships quite easily. It is important for you to take your time and really get to know someone before fully committing, especially if the 2nd house Lord is a malefic planet like Mars, Saturn, Rahu[North Node], or Ketu[South Node].You may find yourself being overly critical of your partner, but the positive aspect of this position is that it lends itself well to consulting or helping others. You could excel as a consultant in various fields, or in medicine as a doctor or surgeon, even if malefic planets are present in this house.
If benefic planet like the Moon, Venus, Jupiter, or Mercury are present here, you will have a natural ability to connect with the public. You could excel as a psychologist, psychiatrist, or someone who assists others with their mental or physical health. While these careers can bring in good money, it is important to note that you will have to work hard regardless of your chosen profession. You may find yourself putting in long hours, but you genuinely enjoy the effort you put into your work.
Since the 7th house governs business partnerships, it is crucial for you to be cautious about who you enter into business ventures with. If there are afflictions to the 7th house, there is a possibility of losing money through these partnerships. If you are not familiar with the person, it is best not to trust them blindly. You have a tendency to thrive in team environments and enjoy making money collectively. Therefore, being employed in a larger organization or working within a team can be beneficial for you if you have this placement.
Stay Tuned For Part 3...
Feel free to share your experiences in the comments!
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beardedmrbean · 1 year
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I testified Thursday against the City Council Fair Chance for Housing Act, my second time in Council Chambers. The first was in May 2019 when I spoke personally and passionately about protecting New York City’s specialized high schools.
The bill, also known as Int. 632, is another City Council measure designed to protect lawbreakers at the expense of the law-abiding. It would prohibit criminal background checks on prospective tenants and buyers of residential housing.
After testifying, I left City Hall. It wasn’t until hours later that I heard the racist response to my testimony from Douglas Powell, who spoke on behalf of city-funded nonprofit Vocal-NY. He and his organization want individuals such as Powell, who has a criminal record and is a level 2 registered sex offender, to be able to access housing without criminal background checks.
His testimony laid out his criminal-justice experience and his lived experience of anti-black discrimination at Asian stores — culminating in a racist attack on the Asian community where he lives. In his three-minute tirade, he called Queens’ Rego Park the most racist neighborhood because it is majority Asian. “It’s not their neighborhood — they from China, Hong Kong,” he said. “We from New York.” 
Convicted sex offender spews anti-Asian slurs during NYC Council meeting — and pols do nothing to stop him
This anti-Asian, perpetual-foreigner, “You don’t belong here” rhetoric is dangerous hate speech that incites violence. Unprovoked attacks on Asian New Yorkers are on the rise.
Powell’s racist rant was delivered in the presence of three councilmembers without interruption or admonishment. Committee chair Nantasha Williams even thanked Powell for his testimony. It’s as if his anti-Asian hate speech in the chamber was unremarkable white noise. It took hours, after online pressure from constituents, for those present to issue generic disapproval statements, retweeting other electeds’ condemnation, and say “both sides” share blame for systemic racism.
Like many Asian Americans, I am a property owner and small landlord. When I graduated, my parents encouraged me to live at home, pay off my debt and save to buy a property. I lived at home for a few years and paid off my student loans as quickly as I could. Decades later, I bought my first investment property. I rented mostly to young men and women at the start of their careers. As a landlord, I treated my tenants the way I wanted to be treated: fairly and responsively. I’m fortunate real-estate brokers and condo management could conduct criminal and credit checks, not only for my benefit but for the safety of neighbors in the building.
Powell spewed hateful, anti-Asian rhetoric at the council meeting.Stephen Yang
Asian Americans have the highest rate of home ownership in the city, 42%. The stability of owning property as a means of building wealth is deeply rooted in Asian culture. New York’s pro-tenant policies, especially the Emergency Rental Assistance Program, have resulted in heartbreaking stories from small-property landlords. The laws, intended to help tenants, some of whom lost jobs during COVID, disproportionately hurt immigrant landlords. Not only have they not been paid rent for three years; some living in multi-family units are terrorized by tenants who know they can’t evict. Many Asian property owners are working class, and their modest rental income helps pay for the mortgage, property taxes and unit upkeep.
While bad tenants existed before this bill, it would make things worse. Private-property owners should not bear the burden of unknowingly renting to convicted arsonists and murderers and letting them live next door to New Yorkers who want a safe place after a long day braving our unpredictable city streets and subways. We worry about higher insurance, liability in endangering other tenants and frivolous lawsuits in tenant-friendly courts. That becomes a cost-benefit question for owners — whether it’s worth it to rent with little profit.
Like most landlords, I don’t live in the building I rent, but I do worry about the tenants I rent to. I think of the kindhearted young Asian professional who pleaded with me to let her have a Hurricane Sandy rescue dog. I worry about the wheelchair-bound young man grateful to find independence in living in an accessible building and appreciative of me letting him install an automatic door opener for his convenience. I want them to have the peace of mind that when they return to their small haven in the city, they will be safe, among neighbors who won’t pose a risk to them.
The fight to save specialized high schools that brought me to council the first time galvanized many Asian voters who had never been involved in city politics before. I am one of those newly politicized voters. This year, I co-founded Asian Wave Alliance to make sure that Asian-American New Yorkers’ needs are not ignored by the very councilmembers who sat quietly and listened to Powell’s racist attacks.
This time, I went to council to convince the Committee on Human and Civil Rights and the bill’s sponsors that the Fair Chance for Housing Act is not “fair” at all to small landlords and already-existing tenants. Getting rid of reasonable safeguards like criminal background checks is not “fair” to the city’s law-abiding citizens and will put people in danger. True fairness requires listening to all New Yorkers and prioritizing safety and transparency. 
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woollymitts · 1 year
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Why WARRIOR NUN is the ultimate homage to Female Sainthood and why you should care
OK this is going to be longish series as I have so many opinions. The show has revived my love for all things female sainthood and relics and all that holy stuff.
As a fantasy series embedded within Roman Catholic Reformation ideas and refracted through the baroque aesthetic, it is deliberately too much. Too hyperbolic. Like adolescent girls losing their shit over their latest crush the TV show is just way way over the top in the very best way.
This is where high and low culture mashes together into a gorgeous multi-layered lasagna of meaning. I love how the show doesn’t give two hoots about cultural hierarchies.
I wrote a PhD about female sainthood way back in the Ice Age. In particular, I loved how some of the brightest and best of these women transgressed, breaking tons of papally sanctioned rules and generally went fuck the status quo and clerical authority.
First, a little primer in how to view the world with a medieval perspective. It is often refracted through lenses we would term as allegorical and fantastical.
There are some Italian scholars that hold that all the reports of demons, angels and dragons were due to everyone being basically either drunk or high. Water awash with bacteria was going to kill you. So in the West to make it sterile it was brewed, ecoli being no match for alcohol. Everyone,everywhere, and much of the time, was inebriated.
In particular, the argument goes that the majority of the European population also ate some form of rye bread which was contaminated with fungi that had hallucinogenic properties. In essence, people swallowed the fantastical stories while supping on their daily portion of magic mushroom bread.
I happen to think this is too reductivist. They lived in a world where scientific thinking as we understand was long forgotten and epistemologically remote that it is yet to be discovered. The Enlightenment, Renaissance thinking and scientific discovery were a couple of hundred years off.
Further, all written communication is within the monopoly of the educated religious elite conversing with each other in Latin. The Church dictated terms of reference of life to the rest of the population for about one thousand years. The super highway of thought was copyrighted in its entirety by the Catholic Church.
It was not a con trick. The medieval thinker just approached what they saw and felt through inductive rather than deductive reasoning. Interpretation starts from the premise of where have I seen this before?
The monkish scholars would run to the library and consult works that clued them in on what they observed in the world around them. They applied their scholarship within terms they found familiar and reassuring and therefore real. Remember this: distinguishing between inductive and reductive thinking will help you understand the medieval mindset on its own terms without our modern judgements cluttering up their view of the world.
The second most important thing to remember and something the TV series does so well is that the veil between what is corporeal, ie of this world, and incorporeal, not of this world and sometimes interpreted as spiritual, is wafer thin.
It is a credit to the medieval imagination that they could escape into their minds when the reality of existence is that of subsistence and survival for the vast majority. Let’s take how circumscribed their geographical limits are as an example.
In a short lifetime of 30 years, if you are lucky, the distance travelled and your world in probably about a days walk. We are talking 15 miles max. If you have a horse a bit further. In practical terms, that meant your home, the land you worked, where you paid your tithe to the local lord and the market place which was extra exciting on high days and holy days.
So in this landscape apart from the local lord’s manor or barns the largest edifices on the landscape was the churches. Unlike your wattle and daub shitty house, it was made from the latest materials of dressed stone and vaulted in tufa. The spire dominated the landscape. Its bell regulated your day. On a Sunday you would sit in the nave staring at the judgement fresco showing heaven and hell while a priest intoned something magical in a language that was incomprehensible as a sign of who was spiritually and materially dominant.
Areala, Ava, Lilith and all the halo bearers are not merely a fictional exaggeration to the medieval populace. They come out of a cosmography of sainthood and female communities that are insanely muscular in ambition compared to our expectations of what women can achieve. Current girl power and ambition is anaemic compared to what those women wanted then.
Hey, girl, in the twenty first century you can be whatever you want- a CEO, a doctor, an anodyne influencer of your fellow tik tok addicts; the president of the US (oh hang on that one is still buffering)
The saints’ lives are a written cornucopia of all the slayers of dragons in powerful men. Women who wanted and got so much more and were written up in lore. Statues were erected in their honour. Communities were founded in their name. And little men who overawed and slightly freaked out tried to keep up and tell their stories in a more palatable manner.
There are literally thousands of examples recorded and collected by the Catholic church. So far as ten thousand and counting. The project in earnest began three centuries ago when the church’s response to the Protestant Reformation was to double down on the stuff for which they were excoriated by their more pious and puritanical critics.
- preposterous claims of ability of items of dubious provenance to cure ills ie relic collection and pilgrimage.
- the miracles performed by the elite of the church ie those proposed as saints in an attempt to assert the dominance of the spiritual over the material world.
The church came out of the closet on this. Actually it sashayed down the religious runway of hyperbolic campery in all its baroque finery. The Roman Catholic church were telling their opponents that their worship was just so much cooler than the pared down asceticism currently doing the rounds. And they used and promoted their saints to provide a techni-coloured ultra saturated with spiritual dynamite exemplars.
As a preview I want to pick a few female examples from this rich tapestry and discuss how they relate to all things Warrior Nun. The ones we can do some more in depth analysis on are
Margaret of Antioch Slayer of Dragons. Enough said
Hildegarde of Bingen. I give you the ultimate Medieval Renaissance woman. Medic, composer, mystic, scholar, abbess, counsellor to kings and popes. Worked out how blood ciculated through the body five hundred years before a dude took credit for it. She came line of women who liked telling the pope off starting with Mary Magdalene and including Catherine of Siena
Joan of Arc; proto Ripley taking on the alien English for the namby pamby Dauphin.
Benedetta Carlini. The poor Florentine scribes seriously lost their shit over her. The church authorities were investigating in the seventeenth century for potential beatification In a series of interviews, her doings in the abbey with her companion cause so much scandal. It had them reversing that process so fast everyone got monastic whiplash. Ignore the Verhoeven version; it is shit and doesn’t do her justice on any level.
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justdreamsandmusic · 2 months
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why is Essex afraid of Zeniths? because 7 Scottish Jews ate Eponine, France!!! 1 Last War SCP Foundation Verse Sites ;
Site-184 (closest to Maine) Nova Scotia, Canada  main Research & Containment Site on the east coast of Canada, cutting-edge facilities such as the Applied Metaphysics Research Laboratories, innovative Aquatic Anomalies facilities, and an Anomalous Art & Artefacts wing, in addition to supervising several satellite sites such as Mobile Site-184/A. primary command center and shipyard for the Foundation’s naval presence in the North-West Atlantic, the Site oversees ocean-based Search & Rescue, Salvage, Anomaly Containment, Force Projection, and Research operations. 
Site-300 (closest to Alto Clef's home in Siberia) Krasnoyarsk Krai, Russia ("Site-300-14") headquarters of the Department of Applied Thaumaturgy, the Foundation's main hub for militaristic operations within Oceania ;  specializes in the creation and usage of anomalous weapons.
Site-400 (Newcastle, Northern Ireland; closest to Galway County, Eirland; where ''SCP 166" grew up) large-scale containment and resource production facility Disguised as a private forestry research institute, Site-400 specializes in multiple fields of anomalous science, primarily paraastronomy, metafiction, and humanoid experimentation. a large number of personnel stationed at Site-400 exhibits anomalous properties themselves, and possess their own SCP classification. Site-400 also acts as a location of expatriation, where other Foundation facilities may transport (or "deport") anomalous personnel, most frequently justified by the idea that they will "feel more comfortable with their own kind of people".
Site-06-3 (Lorraine, Grand Est, France) a containment facility housing numerous low-risk human and humanoid entities, most notably several former Foundation personnel. Site-06-3 employs a multi-national staff, and was formerly located in the United States of America (Site-06) and Germany (Site-06-2) prior to the decommission and demolition of these prior facilities.
Site 106, Southern Miami, Florida, USA Site-106 consists of several facilities. The primary building serves as the logistical base and headquarters of the Department of Procurement & Liquidation, which specializes in acquiring and containing anomalous items through semi-legitimate financial means, including the purchasing of individual objects and corporate entities. The rest of Site-106 is made up of containment warehouses for the items acquired as well as a storehouse for its Anomalous Item Request program.
Site 77, L'Aquila, Abruzzo, Southern Italy, One of the Foundation's largest storage facilities, Site-77 was initially built in 1924 in southern Italy and served as an Italian containment facility until the second World War, when it was damaged by Allied bombing and subsequently destroyed by a containment breach. Site-77 was taken over by the Foundation and rebuilt in 1944.
Site 54, Leipzig, Saxony, Germany, Site-54 is a containment facility located in, around, and underneath the city of Leipzig. Specialising in the containment of those anomalies deemed "partially uncontainable", the Site's staff are heavily armed, highly trained, and permanently on edge. Featuring an extensive rapid-response vehicle hangar (with transport both normal and anomalous) and a wide array of holding cells, Site-54 is generally considered to be the Foundation site both best-prepared for the worst to happen, and the location at which said worst is most likely to occur.
Site 120, Częstochowa, Silesian Voivodeship, Poland, Site-120 specializes in thaumaturgic, ontokinetic, and theological anomalies, utilizing unconventional methods to contain them. One of the few Sites actively encouraging the usage of the anomalous, it acts as the main observation point for the Free Port of Esterberg. During numerous years in operation, Site-120 has been noted to be among the most loyal Sites to the Foundation-wide rehabilitation program, in accordance with Directive Alpha/1911.
Site-55, Boston, USA is the centre of the Foundation's research into Groups of Interest, lead by Dr. Jay Everwood. The Site's proximity to the extradimensional Wonder World!™ Location of Interest means that the Site is involved in the containment of a large number of Dr Wondertainment products, in addition to various objects with known or suspected ties to other organisations. The exterior of the Site is disguised as a food cannery, and it operates as one during daytime hours.
Site 12, Devon, England, Site-12 is situated underneath the Avon Dam, within the Dartmoor National Park. One of the first sites to be commissioned after the Foundation formation, Site-12 focuses primarily on research and administration, and is one of the most important sites in the British Isles. The site more prominent feature is its library, which hold the largest collection of anomalous history and documentation within the Foundation. As a result, numerous research departments have taken residence there, including the Department of History, who use the site as their headquarters.
Site 44, Essex, England, Site-44 is a large facility situated beneath Foulness Island. Used primarily for research, containment, and task force training, but also handling administrative work, being the lead site for the Foundation’s operations within and around Britain. The area is publicly known as Ministry of Defence land, allowing Foundation activities to proceed without much concern for public discovery. The Site is best known for its contributions to the cryptobiological sciences, hosting the headquarters of the Cryptozoology Division.
Site 91, Yorkshire, England, Established as Provisional Site-91 in 1986, shortly after the discovery of SCP-4612 in the substructure below a manor known as Eckhart House. The Site was fully commissioned by Overwatch command the following year and was expanded into a full containment facility, research lab and library focused on the containment and analysis of xenobiological specimens, with a secondary focus on the development of thaumaturgical countermeasures and containment of thaumaturgical artifacts. The Site serves as the primary station for MTF-Beta-777 (“Hecate’s Spear”).
Site-17 (headcanon; Nebraska, USA,
Site-19 (headcanon; Nevada, USA,
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simlyelegant · 3 months
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Hillhaven Revealed: Comprehensive Review Of Singapore's Latest Residential Treasure
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Singapore's sky line is actually ever-evolving, and also nestled in the center of Hillview Sphere, a brand-new non commercial gem is developing-- Hillhaven This joint endeavor in between Far East Organization and Sekisui House promises not just a home yet a relaxing residing knowledge. Allow's look into the intricacies of Hillhaven, exploring its own development, features, as well as the reasons it's becoming the hearsay.
All You Required to Find Out About Hillhaven
Below are actually some vital highlights and includes of Hillhaven that make it stand up out among the remainder:
Development Introduction
Hillhaven stands as a testament to premium, sustainability, and also technology. Developed due to the well-regarded Far East Association and also Sekisui Home, this household job boasts 341 condos, using a series of 2 to 4-bedroom devices. The development is broken down in to two high rises-- High rise A soaring 27 storeys higher, and High rise B status high at 28 floors. Anticipated to get to fulfillment in the 3rd quarter of 2027, Hillhaven is actually positioned to redefine the home garden.
Project Information
Reaching a website location of 10,395.2 straight meters, Hillhaven's period of 99 years starts from February 13, 2023. The venture comprises a total amount of 341 units along with an unit mix that consists of 2 to 4-bedroom types, dealing with a diverse stable of locals. The following multi-storey parking lot provides enough car park room, along with 341 designated great deals.
The accomplishment of the Hillview Rise site observed a keen competitors, drawing in 4 proposals. Far East Company and also Sekisui Property arised successful with an offer 1.3% much higher than the second best, securing the website for $320.78 million or even $1.024 per square feet every plot ratio. As A Result Of to Singapore Height Datum restrictions, Hillhaven is actually approximated to accommodate roughly 335 new homes spread throughout its 2 towers.
Developers Profile
Far East Organization as well as Sekisui House take a wealth of adventure and a devotion to distinction to the Hillhaven project. Far East Company, along with its considerable portfolio across Asia, is renowned for its own concentrate on top quality and also durability. Meanwhile, Sekisui House, a popular Eastern group, is actually dedicated to eco-friendly building methods and community development. The collaboration of these valued realty gamers prepares the stage set for a development that aligns with the greatest standards.
Site and Connection
Positioned in the stunning Hillview Estate, Hillhaven appreciates closeness to natural wonders like Milk Ranch Attribute Park and also Bukit Timah Nature Reserve. Homeowners not just delight in the peacefulness of attribute but also advantage from hassle-free access to facilities. HillV2 mall stands beside Hillhaven, delivering an upscale shopping and also dining expertise. Efficient public transportation choices, featuring the close-by Hillview MRT Terminal (DTL), as well as availability to significant freeways (BKE, CAKE, AYE) even further improve Hillhaven's connectivity.
Numerous prominent colleges reside in the location, including in the beauty for family members. The important place ensures an unified mix of nature, advantage, and also informative chances, helping make Hillhaven an excellent selection for discriminating buyers.
Destinations in the Location
Hillhaven's attraction prolongs beyond its own limits, with attractions in the area boosting the general lifestyle expertise. HillV2 Shopping complex, a luxurious purchasing and also eating location, matches the household development. The famous Rail Hallway as well as the recently constructed Hillview Link supply leisure pathways for residents to take a break and also get in touch with the outsides. For nature enthusiasts, the Bukit Timah Attribute Reserve, a notable rain forest, is a stone's throw out, supplying a hideaway into the lush vegetation.
Factors to Decide On Hillhaven
Hillhaven shows a compelling situation for prospective homebuyers. Within a 1km radius of CHIJ Our Female Ruler of Calmness Main College, it satisfies households finding proximity to credible informative establishments. The comfort of HillV2 Store, Hillview MRT Station, and also various schools even more thickens its beauty. Well-connected to major centers, nature reserves, and also playgrounds, Hillhaven offers a well balanced way of living.
With an overall of 335 units readily available, the real property development guarantees exclusivity, nurturing a sense of neighborhood one of its own citizens. The precise preparation, paired along with the reliable creators' seal, creates Hillhaven a desirable recommendation for those hoping to buy a home that incorporates luxurious with usefulness.
Hillhaven
Hillview Rise, Hillhaven
+65 6100-9963
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homeandliving · 4 months
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Unlocking Opportunities: Exploring Diverse Properties for Sale in Today's Market
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The real estate market is a dynamic landscape filled with opportunities for buying property. Whether you're a first-time homebuyer, an investor looking for lucrative opportunities, or someone searching for a commercial space, the diversity in today's property market offers a range of possibilities. In this exploration, we'll explore the myriad opportunities available and provide insights on navigating the rich tapestry of property for sale in today's market.
The Spectrum of Residential Properties
Residential properties form the bedrock of the real estate market, catering to individuals and families looking for homes that suit their lifestyles. The spectrum of residential properties is diverse, encompassing single-family homes, condominiums, townhouses, and apartments. Each type of residence offers a unique living experience, from the spacious privacy of a single-family house to the convenience of a centrally located condominium.
Investment Opportunities in Multi-Family Units
For investors, multi-family units present a compelling opportunity. These properties, ranging from duplexes to apartment complexes, allow investors to generate rental income from multiple teams. The demand for rental housing continues to grow, making multi-family units an attractive option for those looking to build a steady stream of passive income through real estate investments.
Commercial Spaces: A Hub of Business Opportunities
Entrepreneurs and business owners seeking to establish or expand their ventures are met with many commercial spaces for sale. The commercial real estate market is a hub of business opportunities, from retail storefronts to office buildings and industrial areas. Location, visibility, and accessibility are key factors to consider when exploring commercial properties, as they can significantly impact the success of a business.
Luxury Real Estate: Exclusivity and Opulence
For those with discerning tastes, the luxury real estate market beckons with properties that exude opulence and exclusivity. This market segment is defined by mansions, penthouses, and estates with panoramic views, state-of-the-art amenities, and meticulous craftsmanship. Purchasing a luxury property is not just a transaction; it's an investment in a lifestyle that reflects sophistication and refinement.
Vacation Homes: Retreats and Getaways
The desire for a second home, often in a picturesque vacation destination, has become a prevalent trend. Vacation homes offer individuals and families a retreat from the hustle and bustle of daily life. Whether it's a beachfront villa, a mountain cabin, or a lakeside cottage, these properties provide an escape while serving as potential rental income sources when not in use.
Fixer-Uppers and Renovation Opportunities
Fixer-uppers present an intriguing opportunity for those with a penchant for renovations and a vision for transformation. These properties, often priced lower due to their condition, offer the chance to unleash creativity and add value through renovations. However, undertaking a fixer-upper requires careful assessment of the needed repairs and a realistic budget to ensure a successful transformation.
Auctions and Foreclosures: Uncovering Hidden Gems
Auctions and foreclosures can be treasure troves for buyers looking for discounted properties. These sales often present opportunities to acquire real estate below market value. However, they come with their own set of challenges, including potential repairs and the need for thorough due diligence. For those who navigate the complexities, auctions and foreclosures can be a pathway to affordable and potentially lucrative investments.
Considerations for First-Time Homebuyers
The array of choices can be exciting and overwhelming for first-time homebuyers entering the real estate market. Understanding the financial aspects, getting pre-approved for a mortgage, and working with a trusted real estate agent are crucial steps. Additionally, considering neighborhood amenities, proximity to schools, and potential for property appreciation can guide first-time buyers toward a successful investment.
Leveraging Technology in the Property Search
Technology has revolutionized the property search process, providing tools and platforms that streamline the exploration of available properties. Online listings, virtual tours, and real estate apps offer convenience and accessibility, allowing buyers to narrow their options before visiting properties in person. Leveraging technology enhances the efficiency of the property search, especially in today's fast-paced world.
Working with Real Estate Professionals
Navigating the diverse landscape of properties for sale is significantly aided by the expertise of real estate professionals. Experienced agents and brokers have in-depth knowledge of local markets, can provide insights into property values, and offer negotiation guidance. Collaborating with professionals ensures a smoother journey through the intricacies of property transactions.
Your Path to Property Ownership or Investment
As you explore properties for sale in today's market, the key lies in identifying the opportunities that align with your goals and aspirations. Whether you're seeking a dream home, an investment property, or a commercial space for your business, the diverse real estate market caters to many preferences. By understanding the nuances of each property type, leveraging technology, and working with experienced professionals, you can unlock the opportunities that await in the rich and varied world of real estate.
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thelistingteammiami · 5 months
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How the Short-Term Real Estate Market Is Affecting the Florida Market
Short-term rentals diversify the housing market. They give travelers a budget-friendly alternative to hotels and allow homeowners to earn passive income by hosting vacationers. However, these properties can negatively affect real estate markets — particularly a hot one like Florida — over the long term.
The Airbnb State
Airbnb has disrupted the hospitality and real estate industries nationwide. This short-term homestay platform usually has a presence in almost every state, but its listings are primarily in the biggest cities. The Land of Flowers is an exception to this rule.
Florida is one of the few states with significant quantities of Airbnb rentals in multiple towns. Most Floridian Airbnb hosts are in Miami, Tampa, Orlando, Fort Lauderdale, Kissimmee, Saint Petersburg and Davenport.
Regarding density, Broward County has 9.1 listings per 1,000 inhabitants. It’s less than half as densely Airbnb-hosted as Hawaii. Still, it’s impressive because the county is the second-most populous in Florida — the country’s fastest-growing state and third-largest demographically.
Transient rental is a huge business in the Sunshine State because it’s America’s top tourist destination. In 2022, a historic 137.6 million vacationers visited the Citrus Capital.
Airbnb already has a massive footprint in the Sunshine State and is on track to expand further in South Florida. Many developers are building hotels masquerading as condominiums with hundreds of doors licensed as short-term rentals.
More similar commercial real estate projects are likely to get underway because the demand for short-term rentals in the peninsula remains strong. The units sell like hotcakes while the wait list of interested buyers continues to grow longer.
Why Do Cities Not Like Short-Term Rentals?
Some cities dislike short-term rentals for various reasons. Many homestay hosts evade taxes and take business away from tax-paying establishments. However, Airbnb has begun deducting taxes from host incomes and remitting them to the authorities in specific jurisdictions.
Critics say Airbnb rentals aren’t subject to health and safety codes like traditional lodging businesses. That’s why some property developers catering to aspiring Airbnb hosts put a premium on hygiene to win over hotel customers.
Many neighbors of Airbnb hosts in multi-family dwellings complain about disrespectful guests. Some transient occupants can be noisy and bother residents.
Year-round residents of touristy locations who don’t own a home — and have no means to do a cross-country move — are the biggest haters of Airbnb because they feel the pinch. Many landlords in these places find homestays more lucrative, compelling them to target transient occupants instead of renting to long-term tenants. The advent of Airbnbs in tourist destinations with low housing inventory creates a chain of adverse events for people who desire to reside there over the long haul.
The non-owner-occupied landlords too eager to make bank off the Everglade State’s scorching tourism sector convert their long-term rentals into short-term accommodations. This decision reduces the number of local properties for rent. Less housing supply drives up the rent.
This situation also makes home buying more challenging. Absentee homeowners have less incentive to sell an income-generating property, leaving homebuyers to fight over fewer houses for sale. Although building costs can jump by 2%, a new construction project can appear more enticing when buying an existing home means bidding higher than you should.
Is Florida Banning Short-Term Rentals?
No, Florida isn’t banning short-term rentals. On the contrary, the legislature places obstacles to prevent curbing short-term rentals.
In 2011, state lawmakers passed a bill barring local governments from using zoning to disallow vacation rentals. Due to public backlash, the legislators revised the law three years later, reempowering communities to regulate such properties as long as they don’t restrict their duration or frequency, or ban them altogether.
Effects of Short-Term Rentals on the Florida Real Estate Market
Short-term rentals contribute to higher rents and home prices in the Gulf State.
Rising Rents
The growth of home sharing in Florida has aggravated its rental crisis. The state has a dim view of rent control. Governor Ron DeSantis has given landlords the green light to charge a monthly nonrefundable fee instead of a security deposit. When you add short-term vacation rentals into the picture, the shortage of available units for year-round tenants becomes even more pronounced.
The Waller, Weeks, and Johnson Rental Index offers insight. As of November 19, 2023, Miami ranked 7th in the top most overpriced markets in the United States. The average rent in the city was $2,768.53 when it should be $2,572.02, translating to a premium of 7.64% and an increase of 2.88% year over year. You need to make at least $110,741.08 a year to avoid spending more than 30% of your annual income on rent in the 305.
Eight other Floridian metros made it to the top 80. In order based on rental premiums paid ranging from 6.15% to 1.96%, they were Cape Coral, North Port, Tampa, Deltona, Orlando, Lakeland, Palm Bay and Jacksonville. In an environment where property owners can rent out to anyone and jack up prices as they see fit, the market typically would correct itself and punish overly greedy landlords with vacancies. This notion is true to some extent.
One study revealed Airbnb hosts in college towns saw 36% fewer bookings when raising rents by 20% or more during weekends when rival teams visit. This phenomenon resulted in 78% lower rental income.
Affiliation bias played a role in this noticeable drop in occupancy, but greed and animosity toward rival fan bases did, too. The wealthier the landlords, the more they’re unlikely to shape up.
Soaring Home Prices
Airbnb inflates home prices higher than rents in zip codes with fewer owner-occupied properties. Florida attracts snowbirds, so it’s home to many absentee homeowners who regularly live elsewhere for a significant portion of the year. Whether they host transient vacationers or not, they don’t intend to sell their secondary residences and indirectly keep the housing supply low.
Research shows house prices rise by 0.026% for every 1% increase in Airbnb listings within the zip code. The “Airbnb effect” accounts for 1/7 of the overall property price growth, so it’s one of the forces making home ownership out of reach for many.
Will Short-Term Vacation Rentals Be Profitable in the Future?
Florida will remain a fertile ground for home sharing as long as two conditions persist — it continues to magnetize countless visitors and its lawmakers maintain friendly policies for vacation rentals. The first domino will fall when at least one of the two is missing. Landlords may get fewer reservations or face more restrictions on how they operate. Either way, rents and home prices decrease when transient rentals bring in less return.
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hi2loexteriorcleaning · 6 months
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Bird Control - Why Bunnings Should Stop Selling SGAR Products
Birds are beautiful to look at from a distance, but they can become a problem when they start to nest, roost and fly around your home or property. They can cause health-related problems such as histoplasmosis and cryptococcosis through their droppings, roosting damage and theft of food or crops. Several techniques and products are available for the bird control bunnings, control of pest birds, including bird spikes, decoys, multi-sensory devices, sonic units, taste aversion products and trained falconry. Most of these methods either physically deter the birds or present a threat to their survival. The most effective avian control techniques include netting, mesh and low-current electrical barriers that modify behavior using mild, harmless shocks.
Australia’s largest bird conservation group, BirdLife Australia has written to Bunnings Warehouse asking it to stop selling a popular range of rat and mice poison products. The retailer is a leading seller of second generation anticoagulant rodenticides (SGAR) that have been banned for sale in most parts of the world. BirdLife Australia claims wedge-tailed eagles, southern boobooks and powerful owls are unnecessarily dying after ingesting rats and mice that have been poisoned with these products.
While it may be tempting to buy some cheap netting from Bunnings, DIY installation can be tricky and will ultimately have an impact on how well the netting works and how long it lasts. A poorly installed netting system can be a source of frustration, not only because it won’t keep the birds out but also because it can cost you time and money. It can also result in injuries or even death to people and animals who get entangled in the netting.
Hi 2 Lo Exterior Cleaning is a company that specialises in Gutter Cleaning & Exterior Cleaning services for both residential & commercial customers. We use professional & industrial equipment to make sure the job is done efficiently, to a high standard & above all else, safely. Our company specialises in Gutter Cleaning, Installation of Gutter Guard & Gutter Brush, Roof & Solar Panel Cleaning, House Washing, High Pressure Cleaning, External Window Washing.
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bluehopper · 7 months
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Smart Permanent Roofline and Outdoor Lighting: The Best Way to Add Festive Cheer and Increase ROI
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Smart permanent roofline lighting and landscape lighting is becoming a popular trend for homeowners and businesses alike. This type of lighting is installed on the roofline, around the walls, trees, and other features of a property and can be used to celebrate holidays, special occasions, or even just to add some ambiance to your outdoor space. This type of lighting can help to improve the visibility of your business, attract customers, and create a welcoming atmosphere.
There are many benefits to using permanent roofline lighting. First, it can help to increase curb appeal, add festive cheer, and create a welcoming atmosphere for your property all year round. In the case of commercial property, this can lead to an increase in foot traffic and sales. Second, permanent roofline lighting can help to improve safety by making your property more visible at night. This can be especially important for businesses that are open late or for homes that are located in areas with increasing crimes. Third, permanent roofline lighting can give an ROI of 3 or 4 years as it’s a one-time installation along with reducing the energy costs as it uses energy-efficient LED lights; this can save you money on annual holiday installations and your energy bills over time.
We spent about 3 months researching and comparing various lighting companies that provide permanent roofline lighting and chose 6 companies to compare with about 50 parameters, indeed, to help you understand and choose the suitable solution for your property.
Product features, cost, scale of products, warranty, maintenance, and ability of future scale and enhancements were the critical criteria when comparing the six options. 
The detailed comparison table is provided in all the tables above
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Generally, the cost of permanent roofline lighting varies from $22 to $35 a foot depending upon the region and the complexity of the installation which affects the labor cost. For example, a similar property in San Francisco or New York would be $5 to $10 higher per foot while in Atlanta or Dallas; while a two-level roof property would be about $5 per foot higher than the similar feet but single roof roofline project (multi-roof property needs a boom lift or time-consuming with long ladders). With that, we recommend the property owner should plan for annual maintenance for an additional cost and choose the installer carefully. The average residential project is about 150 roofline ft as the front of the house so about $3,500 to $6,000 average cost while the average commercial property 360degree would be about 400 roofline ft so about costing about $8,000 to $14,000 per project, again, dependent upon the region and the complexity of the structure. The annual maintenance contracts vary from 5% to 15% of the project cost. The system that is easier to install is easier to maintain and thus choosing a system that one can install quickly and has flexibility is a wise decision in maintenance aspects as well.
We would now like to list key parameters and their importance for decision-making. To be honest, we created the parameters as we learned about various system offerings and considered if they really add value for the user.
ROI and longevity parameters:
Ability to troubleshoot remotely or as DIY
Reliable controls technology
Weatherproof rating
UV protection
Rust / Corrosion proof
Warranty aspects
UL/Low Voltage system
Maintenance requirements
LEDs lifetime hours don’t matter as we believe it’s a misleading parameter used widely in the LED industry; warranty and maintenance aspects of the entire system are what the user should care about.
In our experience, any outdoor lighting doesn’t last over 10 years unless it is made up of brass, industrial plastic (ABS or better), and UV-protected material like acrylic. Aluminum or other metal especially if not spray painted for corrosion and saltwater degrade over time, especially in environments showing significant weather changes from rain to hot sun to snow throughout the year, most likely resulting in corrosion within 5 years.
Ease of use parameters:
Scheduling with or without internet
Multi-user access including limited or as an admin
Control range
Reliable controls
Multizone or multi-property controlling ability
Year-round scheduling
For outdoor lighting, we do not consider Wi-Fi as a suitable option, wired control is expensive to install and maintain, while cellular brings monthly recurring costs. We see a hybrid such as Bluetooth, especially a long-range and meshing system, as a more reliable option. It allows easier commissioning, control, and troubleshooting from the installer’s point of view which indirectly benefits users. Lights running schedules independent of cloud connection are vital for outdoor control aspects as we still live in a world of no smooth and 100% reliable wireless connectivity.
Features Parameters:
Shows/Effects and scenes.
Holiday-specific light shows
Integrations such as security and alert systems – Ring, ADT, Weather, etc.
Integration with Voice commands - Alexa, Google, Siri
Standard Warm white and Colors
Easy to add and retrieve schedules
Custom programs
Remote control
Outdoor lighting is evolving rapidly and thus we recommend choosing a system that is upgrading features constantly. We see integration with other outdoor or indoor Internet of Things devices would be the right choice. It ensures you get a future-proof system that keeps adding value to your expenses.
Scalability Parameters:
Product family
Number of properties or overall property area
One app solution for various products
Multi-Zone control
Multi-User control
If you have a large or multi-unit commercial or residential property, you might need to think about potential future upgrades. It can include expanding the same system across the property or adding different product mixes such as landscape lighting, wall and tree washers, additional Christmas/holiday decorations, pool lighting, lighting for patio and outdoor structures, etc. Furthermore, when you plan to do so, you would still want to maintain the ease of use, ability to give control access to others, ability to control and troubleshoot remotely, and easier maintenance.
The detailed comparison table is provided in all the tables above(Note that the parameters and the information in the tables are based on the analysis of information available for each of these systems and inputs from various installers of these systems. We don’t take responsibility for any errors but encourage readers to provide verifiable information to make any corrections.)
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Conclusion
We see BlueHopper as the best overall system for commercial as well as residential properties. It provides a wide product range with easier control due to the long-range Bluetooth mesh system. We checked and confirmed that in 2023, BlueHopper was awarded the most innovative outdoor lighting award by Lightfair International. Lightfair is a highly respected organization in the lighting industry with the largest annual lighting exhibition where all large to small lighting companies have been participating for decades, the award confirms our findings as well.
It has various integrations, various features, ease of use, and a wide range of products. It is also relatively affordable and has a decent warranty. It is the most suited solution for large commercial and municipal properties given its multi-user and multi-zone controls aspects.
If you're on a budget and looking for a DIY solution Myeverlights is a good option followed by Oelo, however, DIY in this space is time-consuming, and proper planning is required, any mistakes can lead to more time and resources and you are on your own for the maintenance. If you don’t have a BlueHopper installer in your region, Gemstone followed by Jellyfish are preferred options.
Here is a comparison of different systems for large residential or commercial properties based on the factors discussed above(The detailed comparison table is provided in all the tables above)
To summarize, permanent outdoor lighting is a great way to add festive cheer and increase ROI for commercial properties and residential homes when it comes to exterior lighting. With careful planning and execution, permanent outdoor lighting can be a great way to improve your property's curb appeal, show your customers that you care about the community, and save money on your energy bills and every-year installations.
Here are some additional tips for choosing the right permanent roofline lighting system:
Consider your budget and do the ROI analysis.
Consider an installer with reputation and maintenance offerings.
Consider the system’s current and future potential features with respect to your future plans and the property type.
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kinghomesblog · 7 months
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Exploring Diverse House Designs: From Single-Storey to Duplex Homes
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The world of architecture and design has witnessed a fascinating evolution over the years, with various styles and layouts emerging to cater to the diverse needs and preferences of homeowners. When it comes to house designs, there is no one-size-fits-all approach. Different styles offer unique advantages and aesthetics, making the choice of a home design a deeply personal and important decision. In this blog, we will explore five popular house designs: single-storey homes, double-storey homes, narrow lot homes, duplexes, and compare their designs.
Single-Storey Homes
Single-storey homes, also known as one-story homes, have a timeless appeal. These designs are characterized by all living spaces situated on a single level. Here are some key features and benefits of single-storey homes:
Pros:
Accessibility: Single-storey homes are ideal for individuals with mobility issues as they eliminate the need to climb stairs.
Open Layouts: The absence of stairs allows for more open and fluid floor plans, making it easier to navigate through the house.
Energy Efficiency: These homes are often more energy-efficient since there is no need to heat or cool multiple levels.
Easy Maintenance: Cleaning and maintenance are simplified since everything is on one level.
Cons:
Limited Space: Single-storey homes may have limited living space compared to multi-storey counterparts.
Smaller Yards: To maximize interior space, the yard may be smaller.
Double-Storey Homes
Double-storey homes, also known as two-story homes, are a popular choice for families and those who desire more space. They offer a unique set of advantages and considerations:
Pros:
More Space: Two-story homes provide more interior living space, making them ideal for larger families.
Separation of Spaces: Different levels can be used for different purposes, like living areas on the first floor and bedrooms on the second.
Privacy: Bedrooms can be located upstairs, providing more privacy.
Better Views: Elevated positions often offer better views from the second floor.
Cons:
Stairs: Double-storey homes have stairs, which can be a challenge for people with mobility issues or young children.
Cost: Building two stories generally costs more than a single-storey home.
Narrow Lot Homes
In densely populated urban areas, narrow lot homes are a practical solution to maximize the use of limited space. These homes are designed to fit on narrow or smaller lots and have their unique set of features:
Pros:
Space Optimization: Narrow lot homes make the most of limited space by building upward or having narrow, efficient floor plans.
Affordability: Smaller lots can be more budget-friendly compared to larger properties.
Urban Living: These homes are often found in urban settings, allowing homeowners to be closer to amenities and work.
Cons:
Limited Outdoor Space: Smaller lots typically mean less outdoor space for activities or landscaping.
Privacy Concerns: Proximity to neighboring homes can lead to potential privacy issues.
Duplex Homes
Duplex homes, also known as semi-detached or twin homes, are an interesting hybrid of single and multi-family living. They consist of two separate living units sharing a common wall, with each unit having its entrance:
Pros:
Cost Sharing: Duplexes offer the opportunity for shared expenses with the adjacent unit, making homeownership more affordable.
Rental Income: Owners can rent out one of the units for additional income.
Community: Duplexes often foster a sense of community, as neighbors are typically in close proximity.
Diverse Uses: Duplexes can serve various purposes, including housing extended family members or providing separate living spaces for adults and children.
Cons:
Shared Walls: Noise and privacy can be a concern, as occupants share walls with neighbors.
Limited Outdoor Space: Duplexes may have limited outdoor space compared to single-family homes.
Comparing the Designs
Now that we've explored these diverse house designs, let's compare them based on various factors:
Space: Double-storey homes offer the most living space, followed by single-storey homes, duplexes, and narrow lot homes. The latter focuses on space optimization rather than sheer size.
Accessibility: Single-storey homes are the most accessible, while double-storey homes and duplexes can pose mobility challenges due to stairs.
Privacy: Double-storey homes provide more privacy due to separate levels. Duplexes offer some privacy but still share walls, while single-storey homes may have less privacy.
Cost: Narrow lot and single-storey homes tend to be more affordable, while double-storey homes and duplexes can be costlier to build and maintain.
Community: Duplexes foster a sense of community due to proximity, while single-storey homes offer more separation.
Energy Efficiency: Single-storey homes are generally more energy-efficient, followed by narrow lot homes, double-storey homes, and duplexes.
Conclusion
Choosing the right house design is a significant decision that depends on individual preferences, lifestyle, budget, and location. Single-storey homes are ideal for accessibility and easy maintenance, double-storey homes offer more space and privacy, narrow lot homes optimize space in urban areas, and duplexes provide affordability and community. Each design has its unique charm, and the best choice depends on what suits your needs and lifestyle.
Ultimately, the design you select should align with your priorities and the unique characteristics of the property you have or plan to acquire. Whatever your choice, remember that a well-designed home is not just a structure; it's a place where memories are made and cherished for years to come.
Contact us
Address :- King Homes NSW — HomeWorld Leppington 21/23 Cato Cct, Leppington NSW 2179, Australia
Call :- 61287950022
Maps :- https://maps.app.goo.gl/ugktdgBSmWuvVt7W8
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zegebeya · 7 months
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Brand New 5-Bedroom, 6-Bathroom G+3 House for Rent in Addis Ababa near Varnero Residential Compound.
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Brand New 5-Bedroom, 6-Bathroom G+3 House for Rent in Addis Ababa near Varnero Residential Compound   Welcome to your dream home! This exquisite and brand new G+3 house is now available for rent, offering unparalleled comfort and luxury for you and your family. Located in close proximity to the prestigious Varnero residential compound, this stunning property is perfectly situated in a prime and sought-after neighborhood.   Upon entering, you'll be greeted by the grandeur of this spacious house, boasting not one but two lavish salons/living rooms, providing ample space for relaxation and entertainment. Additionally, the house features two modern kitchens, thoughtfully designed with top-of-the-line amenities and fittings to cater to all your culinary needs.   The ground floor is thoughtfully laid out, comprising a welcoming living room, a conveniently located toilet, and a generously sized closed kitchen. Moving up to the first floor, you'll be enchanted by the spacious living room adorned with beautiful parquet flooring, along with an open kitchen, a guest toilet/washing room, and a charming balcony to enjoy outdoor moments.   The first floor, which serves as the main living area, offers two separate stair accesses—one from the covered car park and the other opposite from the main gate, ensuring easy accessibility for your convenience.   On the second floor, you'll discover four luxurious bedrooms, including a master bedroom with walking closet, a delightful kids' bedroom, and three bedrooms complete with attached bathrooms for added privacy and comfort. The floor also boasts an office space and an extra spacious multi-purpose room, perfect for meeting your various lifestyle needs. Each bedroom is complemented by a private balcony, and the floor itself features two distinct, independent balconies on opposite sides to revel in stunning views.   Moving up to the third floor, you'll find four additional versatile rooms and another bathroom. Moreover, a spacious terrace awaits, providing an ideal spot to relax, unwind, and relish the breathtaking surroundings. The terrace offers dual access points—internal and external—for your utmost convenience.   This outstanding 5-bedroom, 6-bathroom G+3 house is truly a masterpiece, combining elegance, functionality, and modern living in one captivating package. Don't miss this fantastic opportunity to make this your new home. Contact us now to schedule a viewing and secure this luxurious rental property near Varnero residential compound! Monthly rent price is 2,300 USD. Read the full article
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themortgagelender · 7 months
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fha loan maryland -Best Rates for fha loan and first time home buyers ma...
Pre qualify today at https://www.CambridgeHomeLoan.com/fha-loan-maryland
or for first time home buyers go to https://www.CambridgeHomeloan.com/first-time-home-buyer-maryland
Are you a first-time home buyer Maryland looking for a mortgage option that offers low down payment options and more flexible credit and income requirements? If so, an FHA loan Maryland may be the right choice for you. In this comprehensive guide, we will explore the ins and outs of FHA loans, including the benefits, requirements, and how to secure the best FHA lender in Maryland.
Understanding FHA Loans
An FHA loan is a type of mortgage that is insured by the Federal Housing Administration (FHA). This government-backed program was established to make homeownership more accessible to individuals with less-than-perfect credit and limited funds for a down payment. FHA loans are particularly popular among first-time home buyers in Maryland due to their lenient eligibility criteria and affordable financing options.
Benefits of FHA Loans for First-Time Home Buyers
There are several advantages to choosing an FHA loan as a first-time home buyer in Maryland:
1.       Low Down Payment: One of the most appealing features of FHA loans is the low down payment requirement. With an FHA loan, you can put as little as 3.5% down, making homeownership more affordable and accessible.
2.       Flexible Credit Requirements: Unlike conventional loans, which often require a higher credit score, FHA loans have more lenient credit requirements. Even if you have a less-than-perfect credit history, you may still be eligible for an FHA loan.
3.       More Flexible Income Requirements: FHA loans also offer more flexibility when it comes to income requirements. Lenders are often more willing to work with borrowers who have variable income or non-traditional sources of income.
4.       Streamlined Refinancing Options: If you choose an FHA loan, you may also have the opportunity to take advantage of streamlined refinancing options in the future. This can potentially lower your interest rate and monthly mortgage payments.
FHA Loan Requirements for First-Time Home Buyers in Maryland
To qualify for an FHA loan as a first-time home buyer in Maryland, you will need to meet certain requirements:
5.       Credit Score: While FHA loans have more lenient credit requirements compared to conventional loans, a minimum credit score of 580 is generally required. However, some lenders may consider borrowers with lower credit scores on a case-by-case basis.
6.       Down Payment: The minimum down payment requirement for an FHA loan is 3.5% of the purchase price. This is significantly lower than the typical 20% down payment required for conventional loans.
7.       Debt-to-Income Ratio: Lenders will also evaluate your debt-to-income ratio, which compares your monthly debt payments to your gross monthly income. The maximum debt-to-income ratio allowed for an FHA loan is typically 43%.
8.       Property Eligibility: FHA loans can be used to purchase single-family homes, multi-unit properties (up to four units), and certain approved condos. However, the property must meet certain standards and pass an FHA appraisal.
9.       Occupancy Requirement: To qualify for an FHA loan, you must intend to occupy the property as your primary residence. FHA loans cannot be used to purchase investment properties or second homes.
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lpindustry · 10 months
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Insulated conductors
Insulated conductors are used in power transmission and distribution systems, in which a layer of non-conductive materials, such as: resin, plastic, silicone rubber, PVC, etc., is uniformly and sealingly wrapped around the periphery of the conductor to form an insulating layer to prevent the conductor from contacting the outside world causing leakage, short circuit, electric shock and other accidents, the inside of the insulated conductor is composed of a metal conductor, usually copper or aluminum, while the outer layer is a layer of insulating material.
Compared with ordinary wires, insulated wires have better electrical insulation properties, which can prevent current leakage and interference, thus improving the safety and reliability of the power system. Insulated conductors are commonly used in high-voltage lines in power transmission and distribution systems, such as transmission lines and cables in substations. R stands for soft copper wire, V stands for polyvinyl chloride insulation, S stands for double twisted, B stands for flat, and P stands for shielded. 1, RV - polyvinyl chloride insulated single-core flexible wire, maximum operating temperature 65℃, minimum operating temperature -15℃, working voltage AC 250V, DC 500V, used as internal wiring of instruments and equipment. 2, RVB: parallel multi-stranded flexible wire (flat), like the phone line often used at home bare wire, but the core and RVV core consistent, the two cores are wrapped in parallel in the sheath, usually a sheath of two 3, RVS: twisted multi-stranded flexible wire, that is, the soft core of RVB torn, twisted. Usually two twisted pairs. 4、RVSP: twisted shielded wire. 5、RVVB: polyvinyl chloride sheathed flexible wire (flat type), standard GB/T 5023.5-2008/IEC 60227-5:2003. 6, RVV: multi-stranded flexible wire, that is, the core consists of multiple strands of copper wire, RVV wire is the most commonly used cable for weak electrical systems, the number of cores is variable, there are single, there are multiple, there is also a sheath outside. But there are no special requirements for the arrangement between the cores. 7, RVVP: copper-core PVC insulated shielded PVC sheathed flexible cable, also called electrical connection anti-interference flexible cable, rated voltage 250V/450V. 8, BVVR is a copper-core PVC insulated PVC sheathed flexible wire, with an outer sheath; BVR is a copper-core PVC insulated flexible wire, only the insulation layer, no outer sheath. Usually said double plastic wire refers to the BVV series, the first V refers to polyvinyl chloride insulation, the second V refers to polyvinyl chloride sheathing, if the BV series refers to the single plastic wire.
Commonly used insulated wires are as follows: 1: 1 rubber-insulated wire Model: BLX - aluminum-core rubber-insulated wire, BX - copper-core rubber-insulated wire. 2 polyvinyl chloride insulated wire (plastic wire) Model: BLV - aluminum-core plastic wire, BV - copper-core plastic wire.
Rubber cable Model: YHC - heavy-duty rubber cable, NYHF - agricultural neoprene dragging cable. Rubber insulated wire has copper core, aluminum core, single core, double core and multi-core. Used for house wiring, working voltage generally does not exceed 5OO volts.
Insulated conductors come in various forms, including overhead insulated conductors and underground insulated cables. Overhead insulated conductors are transmitted through overhead power poles or cable bridges, while underground insulated cables are buried in underground pipes or tunnels to transmit power signals. Different insulated conductors are suitable for different power transmission and distribution scenarios and are selected as needed.
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HOW TO BUILD AN ADU ABOVE YOUR GARAGE IN LOS ANGELES?
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Do you have a wonderful little space above your garage in Los Angeles that could make an exceptional accessory dwelling unit? You’re in luck! The California state government recently relaxed the formerly strict laws about creating an accessory dwelling unit above a garage. If you don’t currently have a finished space that can be converted to an ADU above your garage in Los Angeles, you can certainly create one. It’s a great idea to take advantage of the unused space and enjoy the revenue from another income stream or expand your living area to include the benefits an ADU can bring.
Why an ADU Over Your Garage is a Good Idea?
A garage space is fantastic for your vehicles and extra storage options, but what about the space above? As space is at such a premium in Los Angeles and southern California, it makes sense to build up. A garage with an ADU above that contains a bedroom, living space, kitchen, and bathroom can bring in nice rental income from either long-term or short-term tenants. In addition, the ADU adds square footage to your property, which can boost your property value.
But there’s also the bonus of having an extra space you can use for family or friends. As multi-generational households become more common, an ADU above the garage can provide the additional dwelling area and privacy necessary to ensure harmony in the home. If you already have space for everyone but that leaves privacy, and quiet time at a premium, you can use that newly-finished space as a home art studio or recording space, a workout area, an office, or a cozy getaway.
If you ever choose to sell the home, the ADU can be pretty appealing to potential buyers; Forbes reports that many homeowners are willing to pay more for homes that have a garage with an ADU above, as it provides them with flexibility in using the space for whatever they might want – a home gym, an office, or just an excellent place for grandma to visit.
If you are planning to use your ADU to generate rental income from tenants, get up to speed with the rules set forth by the City of Los Angeles. The Los Angeles Housing Department offers in-depth information on renting out accessory dwelling units. Make sure you can stay compliant with the rules before you make the decision to turn your ADU above the garage in Los Angeles into a money-making rental property.
Digging Into the Finances: ADU Above the Garage Costs
Building an ADU over the garage in Los Angeles means adding an additional story over the existing space, which qualifies as significant construction.
Regardless of the work required, the costs of an ADU above your garage can vary widely depending on the contractor you choose to work on the property. Those costs also depend upon the following:
Any refinishing required for the exterior of the building
The materials you choose for the ADU
Aligning the ADU above an attached garage with the second floor of the home
Reinforcing the garage foundation to accommodate the added weight
Reconfiguring or installing utilities
Adding a new roof and interior and/or exterior stairs
The age of the house and how much work must be done to bring it up to modern code
The overall design: for instance, an outdoor staircase might cost less than an indoor one
So what are the ballpark figures? The average cost of detached new construction above a garage runs from $260,000 and up, depending on design and size. That’s assuming approximately 400 square feet of a two-car garage plus a 400 square foot ADU above, including the stairway.
That might seem like a lot of money, but keep in mind that you can create additional income with that space, which can eventually offset the costs of your investment. When it comes time to sell the property, a well-constructed ADU can increase your selling price.
Building an ADU Above the Garage in Los Angeles
When you start to consider building an ADU, it’s easy to become overwhelmed with all the things you’ll need to do from the start of the project to the completed space. Breaking it down into small, manageable steps is the key to getting the job done without compromising your sanity.
1.Start with ADU Concept Design
Begin by asking yourself some fundamental questions about how you intend to use the ADU. Are you looking for income by making your ADU a short-term or long-term rental property? Do you want a cozy home office or gym? Is this intended to be a getaway space for you or the whole family, perhaps a game room or a den dedicated to watching sports or movies? Will the ADU eventually become a home recording studio? Or will you be creating the space for a family member, such as a mother-in-law suite?
Once you know your intention for the space, you can move on to creating the Concept Design. You could hire MDM Custom Remodeling Inc. to create the Architectural Concept Design, which will include the floor plan, interior, and exterior view design, 3D rendering, and 360 degrees panoramas with a virtual walk-through. This lets you experience walking through your finished ADU project virtually before you invest even one dollar in construction or blueprints. This Concept Design Service by MDM Custom Remodeling Inc. includes searching city and county records to verify what the local zoning and building code allow in your area. This Concept Design also includes an accurate budget plan, which provides you with an accurate cost of the project before you commit to the high cost of construction. Your contractor will use these guidelines to build the ADU to the proper specifications.
2. Clear the Plans with the City of Los Angeles
The ADU Concept Design you get from MDM Custom Remodeling Inc. will comply with the regulations for Los Angeles. This will be the foundation of the complete set of blueprints MDM Custom Remodeling Inc. will create for you to ensure the project is approved by the city. The plans must be officially approved by the Los Angeles Department of Building and Safety. This step is vitally important to ensure that you are in compliance with all the laws and regulations. After approval, you can start the process of applying for a construction permit.
3. Consider the Funding
There are numerous options for financing an ADU, including your current cash on hand, a loan or line of credit based on your home equity, a renovation or construction loan, a cash-out refinance of your home, and more. Take your time in choosing the right option before you move into the construction of your ADU.
4. Get a Reliable Contractor
When hiring a contractor, look for one that has significant experience in building ADUs, especially those that are built over a garage in Los Angeles. Not only does seasoned contractor understand what it takes to build a safe ADU over your garage, but they also know their way around the permit process and the new regulations and rules regarding accessory dwelling units in Los Angeles and southern California.
5. Be Involved in Selecting Finishing Materials
While construction of your new ADU is in progress, you’ll need to select the finishing materials you’d like to install. This can include windows, doors, roofing materials, interior, and exterior finishing, plumbing and electrical fixtures, AC system, tiles, flooring, paint colors, and more. Use your contractor’s help to get these materials at discount prices to save money.
6. Finishing Tips
Select colors to paint the space in a way that not only makes it look bigger but makes it more appealing to potential tenants. Grey and white have dominated the painting space in recent years, but now the colors that get attention are light-intensity earth tones, blues, and, yes, the ever-present greys. Choose those for your wall and look for furniture that complements them.
7. Cast Your Eye Toward Potential Storage
Make furniture work double-duty by opting for smart storage solutions, such as ottomans that open to create space for blankets and drawers hidden away underneath the bed. Just as you built upward with your ADU over the garage, consider going up with storage – tall armoires, high cabinets, and even racks dropped a foot or so below the ceiling can be great to tuck away small items and keep the rooms looking light and airy.
8. Timing
Make sure you can trust your contractor to commit to the completion date. Check the contractor’s background with previous customers who had a project of a similar size to yours. Ask those customers how long it took to complete their project. Did the contractor complete the work right on time or even ahead of schedule?
When you choose to build your ADU over the garage at your Los Angeles home, the keys to success include good planning, a smart architect, following all the rules and regulations set forth by the state and local governments concerning ADUs, and finding the right contractor for the job. It might seem like a lot to handle, but the end result is worth doing the right way.
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Benefits of Hiring a Professional Deck Supplier
Metal decking or steel decking has become one of the most preferred methods of construction in recent years and there are various metal deck sheet suppliers that have emerged recently due to its newfound popularity in the construction of multi-storeyed buildings because of the flexibility that it provides combined with high strength. It also considerably speeds up the construction process. Due to such benefits, it has found usage in residential, commercial as well as industrial building constructions.
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A deck is an attractive element to include in your property. Building a deck on your own can be exciting. However, coordinating with a professional builder will deliver you exactly what you need. Professional Deck Supplier have the knowledge and tools to build the perfect deck for your home. A deck is an extended platform outside your home, connected either to the front or the back of your house. Decks are a place for friends and family to relax and spend time together. Decks may also have other purposes depending on your preferences, and a deck expert would provide you with all this. This article will show you the top reasons why hiring a deck builder is the best option for you.
Superior Level of Workmanship: Building a deck involves several considerations. If you’re not familiar with the proper building process and eagerly start the project yourself, you might end up with a mediocre one. When you work with a professional to help with the project, you’ll have an assurance of getting a top-quality deck for your home. Reputable deck builders in Cincinnati or any other local area have years of experience and the skills to create a high-quality deck. Poor installation and quality can be hazardous, especially with second-story or multi-level decks. Decks should be constructed and reinforced so that they remain upright under varying weights and weather conditions.
Choosing The Right Materials: Is material preference based on durability, level of maintenance, affordability, or appeal? Homeowners can be left uncertain about what materials and tools are best for their projects. Each deck comes with its advantages and disadvantages. For example, PT lumber is a budget-friendly option that’s readily available. But when exposed to various weather conditions, it can crack, shatter, shrink, and distort. When you hire a deck company, they will recommend the right materials for your deck so that you can utilize this space for many years to come.
Helps Save Time: Most professional deck builders can deliver the best results within a short time. If you intend to build a deck yourself, it’ll take a long time, possibly weeks, to complete the project. Hiring a professional deck-building team will complete the project in days. Hiring a professional has the advantage of saving you time. Professional deck builders can work swiftly on the deck you want since they have years of experience, skills, and equipment. If you decide to work on the project, you’ll spend a lot of time redoing any mistakes you’ll make. Generally, professionals will do what it takes to prevent any mistakes along the way and if they do, they know how to deal with them quickly.
Affordability: Professional timber deck builders have this contact with the local and outside market people. This helps you to get extra discounts on the products you purchase. With the help of an expert, you would not have to pay for the extra charges. It makes the entire process budget-friendly. What else can you ask for, except a beautiful deck with some extra money left in your pocket? And when you are also looking for a large-scale outdoor deck. Then in such a situation hiring a pro like the timber deck builders, makes the entire process affordable.
Offers Warranty Options: One of the advantages of working with a professional deck builder is the warranty. If you’re not satisfied or start to find issues with your newly installed deck, you can get in touch with the deck building company to carry out the necessary adjustments or repairs within a certain period. You should also inquire whether the deck comes with warranty options that protect your deck from other types of natural damage, such as weather exposure and natural disasters, to name a few. Don’t forget to inquire if the company offers service packages, which will make maintaining your deck easier in the future.
OGDEN DECK DEPOT
190 W 33rd St #160, Ogden, UT 84401, United States
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