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commonratmiraculous · 4 years

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So... Class Rep AU

In a timeline where Volpina happens in May and many of the months Lila’s been in Achu are just the summer holidays - so her truancy is a little less problematic. The class finds out Lila had wanted to run for Class Rep but missed it because she was away, it’s so close to the beginning of the school year that Mlle. Bustier sees no problem in causing a revote following Chameleon, providing Marinette and Alya agree.

Alya’s on board and Marinette agree’s hesitantly thinking that Lila would find a way to turn it on her if she refuses. And it seems that was Lila’s plan anyway given the short-lived look of surprise she has on her face when Marinette does agree. Marinette’s pretty confident that Lila doesn’t want it.

However, Lila manages to fall on her feet again by somehow convincing Alya to be her Deputy. Marinette’s hurt, but ultimately she knows just how much of the work Alya did do as her Deputy in the last year, and knows that if Lila wins they’ll still fail a bit. Because while Alya did help with some of the planning aspects of their events and did show up to help with fundraisers, all of the meetings and forms and communications to hotels and businesses and venues were Marinette’s doing.

Her problem, however, is that most of the class think Lila has connections and experience. And her class might vote for Lila over Marinette because they genuinely thought that Lila was the better choice. She didn’t quite know how to campaign against that and to add salt to the wound she wouldn’t be able to run at all without a Deputy.

Fortunately, she’s not the only one who knows Lila’s a liar. And Adrien is self aware enough to know that Lila becoming Class Rep would lead to a lot of losses for the class that he doen’t want to see them go through. Plagg’s encouraging, and there’s an angle he can play when it comes to his dad (practice for running the company he doesn’t really want, having to attend these events if he helped plan them, etc) - and he ends up seriously considering asking Marinette if he could be her Deputy.

The first person he talks to about it (Plagg not included) is Nino. Nino is 100% on board for any plan that gets Adrien out of the house but Adrien’s aware enough that Marinette does get I comfortable around him, which could well make matters worse.

Nino promises to talk to Marinette about it, because he knows exactly why she gets uncomfortable but honestly believes he can get her to focus if it means helping out Adrien. While he’s thinking about it though he asks Adrien about the thing with the book.

Honestly, Adrien forgot most of the drama surrounding Ladybug calling Lila out and tells Nino as much. He’d certainly forgotten that Alya had put a video on the Ladyblog. But confirms most of the story, though admits that Marinette never told him she returned the book or that Lila stole it in the first place. To him it makes a bit more sense why his dad would let Marinette’s Hat be featured in his fashion show after that and to Nino it does explain why Marinette dislikes Lila.

He’s starting to dislike Lila somewhat.

So Nino talks to Marinette, apologises to her for overreacting but asks if she thinks she’ll be able to work with Adrien if he was her Deputy with her crush being in the way. He explains Adrien’s reasoning about wanting to be more involved in class activities and Marinette agrees.

That’s one problem solved, and goes to give Adrien a bit of a rundown about the responsibilities of being Class Deputy, admitting how much Alya did and assuring him that they could make the workload flexable around his schedule if his father or Nathalie had any problems with that. But right now they need to figure out a campaign plan because she’s at a complete loss with how to actually compete with Lila’s promises however empty they actually are.

Adrien thinks the speech should contain a reminder not just of all the things that Marinette has done for the class but the reason the class voted her in in the first place. Because making promises is one thing but sometimes compromises have to happen due to budgeting reasons. Like with how she’d gotten cushions for the chairs instead of new chairs entirely because at the end of the day it’s those compromises that actually make the school board listen. Marinette adds that they should mention Heroes Day as a time she was honest to God overwhelmed and how it was Adrien that took the initiative to get things done.

The class already know how well Marinette will do in the position, so Adrien suggests she should focus on the speech and letting the others know any plans she’d already started thinking about when it came to the smaller things they asked for. While Adrien will work on actually countering Lila since it would be harder for her to turn things against him them Marinette.

Adrien doesn’t actually start by telling people he’s running as Marinette’s Deputy until they ask if she’ll even be able to run without Alya. Instead he starts by using what the class ‘knows’ about Lila against her.

He mentions his own experience with celebrities and how they don’t actually like being asked for stuff by people who know them. And while Lila sure does seem to mean well he’s worried that all her attempts to fulfill her promises to the class will do is alienate her from those very same celebrities.

He mentions her charity work and the speeches she helps write for her mother and the way she has to go abroad without much forewarning sometimes. This is great for Lila, not so much for a class that might be left with incomplete plans or having to contact people they don’t know, having contacts and plans fall through because Lila isn’t there. Sure Alya could do it, but the Ladyblog also takes up a lot of Alya’s time and a parge chunk of Paris depends on it running well.

He brings up Lila’s many disabilities that need to be accounted for but how much of the work will cause irritation to her arthritis. Or how much work she’ll have to put into plans she cannot actually participate in. He certainly doesn’t want her to become overwhelmed or even more injured for the sake of the class.

He’s got Nathalie to make sure he’s not overworking himself, and Marinette will be able to relax more with him helping her. Why? Because he’s spent enough time around Nathalie to know how to plan things, how to talk to people on the phone, and how to manage his time. Those are all the same skills Lila has and on top of things it will help Marinette learn to do them too further down the line.

Adrien does things this way because, while Marinette creates connections and builds trust as the class’ Everyday Ladybug, Adrien is Chat Noir. And Chat Noir has the power of destruction, so it only makes sense that he’d go about doing things this way. Plagg’s certainly proud and it’s not like it would’ve been possible if Lila had just been honest.

Lila and Alya are the last to know that Marinette and Adrien are running together - which should’ve been impossible considering the girls all jumped onto Adrienette the second they realised just what was happening. And like in Chameleon, Lila takes Adrien’s decision to work with Marinette as a personal attack on her by Marinette. (Rememer Marinette didn’t actually do anything to Lila between Lila’s threat and Lila declaring ‘war’ - and doesn’t that show just how much agency Lila considers Adrien to actually have?)

There’s a time for questions and while many of the questions aimed towards Lila and Alya have to do with what safeguards they’ll have for if Lila has to go abroad again with her mother so things still get done, or what compromises would she have for if her celebrity contacts can’t do something or end up falling though. Do they have any plans for fundraising, since Marinette’s parents had been providing pasteries for free and Chloé had been funding trips before that, and how unfair it would be to ask either of those to continue.

Neither Lila nor Alya had put that much thought into things like that. Though Lila does her best to assure the class her mother isn’t scheduled to leave Paris again and will be scheduled with pleanty of advance for safeguards to put in place closer to the time based on what’s necessary for that specific situation, reminding the class that she’d still managed to keep in touch while in Achu - though some recall she wasn’t able to keep up the work load. And a similar answer is given regarding celebrities dropping out saying that back-up plans will of course be made when things are presented to the school board so they don’t have to worry. While Alya reminds the class that not all of the fundraisers done for school trips ect were bake sales and that it might mean doing more of those to start in order to negotiate a reduced price with the Dupain-Cheng’s for others.

The class ask Adrien and Marinette about their plans for school trips and work experience placements. Marinette admits that she doesn’t have anything lined up in terms of work experience yet, and mostly because she recognises that the class have very different wants in terms of their future careers. While having somewhere like Le Grande Paris on a resemé is definitely a plus everyone in class is old enough by now to be able to do something more specific without having Mlle. Bustier supervising, and to perhaps do so for longer periods of time. It doesn’t sound like a lot, but the plan is to get to the School Board with enough time that the class not only has months to be able to secure a placement but do so with back-up options that are still promising for those who have last minute cancellations. Assuring everyone that tutors and other teachers usually help with securing a placement, and that she and Adrien will help also.

While Adrien steps forward about a possible tour of his dad’s company so everyone gets an inside look on how a business is run. Because many of the class have interests in the arts, it might not sound all that useful but actually, whether someone gets picked for the lead role in a play may depend on how their social media page is set up. Or how to properly market whether it be a game or art or band, those things aren’t particularly easy to do, and they’re things his dad had struggled with when building Gabriel in the first five to ten years of his career.

Lila asks about whether his dad would actually be willing to do that and if he’ll even let Adrien continue being Marinette’s Deputy since Adrien has a packed schedule. Which sounds rather harsh to some people (read: Nino, Chloé, Max, Alix) but Adrien just waves it away. Stating his father would actually be delighted to hear Adrien’s taking an interest in a position that might help him prepare for a more administrative role in the company one day. And that, actually, the HQ isn’t even managed by his father at the moment: it’s run by someone else who has allowed classes to do group tours for years now, though he admits those schools are usually design schools or those focused on the arts, there’s no reason they’d turn down their class so long as everything’s planned properly.

In the end Marinette and Adrien win: and if the new Deputy started filling out forms to request a teaching aide to help Lila in class - given she can’t write her own notes - then that’s Lila’s problem.

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mcs4ssyp4nts · 7 years

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Fuck Greg. Just from Patreon he makes over $4,000 plus Lainey’s little bit which is over $1,000. All together they make over $6,000 a month on Patreon alone!

Both Greg and Lainey get on YouNow almost every single day. I’m not sure how much they average on tips per day. But regardless it’s still money in their pockets. Greg still sells merch, and his shitty books as well. He still gets money from YouTube. Not as much as he used to but still the money is there. So does Lainey.

And this stupid mother fucker decides to make his channel a paid channel. Which okay that’s not where I have the problem. TallVideos said that he was automatically charged when Greg did this. So if that’s true anyone else that had a card connected to their account was also charged. That means people who did NOT agree to being charged for that had money taken from them by Greg.

I call him a stupid mother fucker because he then makes a video crying about how some people say they can not pay to watch his videos. Makes a whole fucking video crying about how the IRS is about to rock his fucking world for the scam he was trying to pull with them. Compares himself to bands and their t-shirts. (He literally charges the same amount for his own t-shirts.) Cries that people say that he isn’t worth the $.49. (He isn't.)

Cries about never having a real “bond” with his fans. That all it was was the fans getting something and Greg getting nothing. Nope Greg didn’t get anything but views which got him money, attention, his wife, the girl he cheated on his wife with, ect. But that’s not good enough? Selfish fucking fans. He then says YouTube is all about satisfying the viewers if you can’t do that you’re shit. If someone doesn’t like your content no they aren’t going to fucking watch it? Are you stupid? It’s the same with any kind of entertainment? All musicians, actors, even fucking porn stars know this. You don’t get to blame people for not fucking watching you.

HE LITERALLY TALKS ABOUT ENTITLEMENT. A grown ass 30 year old man with two children, wife, and several pets who has made money from screaming at people, harassing people, bullying people, making fun of serious topics, and literally just humping things who owns hundreds of thousands of dollars worth of equipment, furniture, cars, houses, and luxury items IS CRYING ABOUT OTHER PEOPLE BEING FUCKING ENTITLED.

Not everyone wants to work the jobs they work. 99.9% of the fucking population doesn’t want to work the job that they work. But because they are responsible adults they fucking do it because they have families to take care of and bills to fucking pay. They keep their hobbies but understand that we have to be responsible and we can’t just depend on others to pay our fucking bills for us!

He literally brings up the whole killing himself thing again. DISGUSTING.

“People talk about his finances like they know whats going on.” He says they wouldn’t talk if they actually knew what was going on. Greg we don’t have to know specifics about your fucking finances. We see your house, we see your cars, WE SEE YOU FLY A FUCKING PATRON TO YOUR HOUSE. We see a grown ass man making horrible financial choices and crying and blaming everyone else for those problems. A responsible adult would do what they had to to make sure they have a stable income to deal with any financial issues that are going on. Such as getting an actual job, selling unnecessary luxury items, or downgrading their living situation to be more affordable. So yes we will keep talking and keep pointing out the bullshit.

“I make content for people who care. It’s never been about anything else.” Bull fucking shit you always bring up subscriber counts to smaller channels to make yourself feel better. And you’ve talked shit on the majority of your fans before. So don’t act like you give a fuck about who’s watching as long as they are watching and giving you money.

He uses the word survive so much I want to vomit. Again fuck you Greg you make more money than 99.9% of your fucking subscribers. Most of which are under the age of 18 that can’t pay for your Patreon or even your Youtube Channel. The rest are probably young adults trying to go to school or even just working minimum wage. Those people will make $7.25 an hour to pay their bills. In one month they will make $1,160 if they work 40 hours a week. And thats BEFORE taxes are taken out. You want to talk about surviving? TALK TO YOUR FUCKING FANS. What you make from Patreon in one month is what your subscribers will have to work 6 months for. Most of them will never be able to own a home. Most of them will not be able to afford a brand new car. Most of them will not be able to afford to buy groceries as often as they need. They will not get to go on vacation. They will not be able to afford luxury items at all. They will feel fear every time they miss ONE day of work for being sick because they can not afford to miss that day on their paycheck. So before you use the word survive again TALK TO THE PEOPLE WHO ARE ACTUALLY STRUGGLING YOU PIECE OF SHIT. YOU ARE NOT ENTITLED TO THEIR MONEY BECAUSE THEY LIKE YOUR CONTENT.

To be a fan of something doesn’t mean to pay for that something. I do not pay every single band I like. I do not pay every single YouTuber I like. I do not pay every single person I follow on Instagram. I do not pay every single person I follow on Twitter. You can be a fan of something and never pay one single penny to that something.

Guilting people for not paying you is complete bullshit and you are fucking disgusting.

I feel so strongly about this because my family has been poor my whole life. As a child I was told I would start developing ulcers if I didn’t stop stressing out about money. I always feared for my mom when it came to bills. When I finally moved out on my own I couldn’t afford to pay for groceries, couldn’t run my heat in the winter, couldn’t use my air conditioner in the summer, ect. I lived in an apartment where they literally had to warn me that before they repainted they had used lead paint in the apartments, the cops made regular visits to arrest my neighbors, and I couldn’t go outside at night because it was dangerous. I had to work at McDonalds to pay my bills. Sure as shit didn’t want to but as an adult I knew I had to get a job and any job was better than none.

Just this year I came across a job that allows me to live comfortably and to build up a savings account. I have to work 64+ hours a week but it’s a job I care about. In this job I have to take care of people who have repeatedly punched me in the face, thrown up on me, shit and pissed on me, screamed at me on a daily basis, ect. It’s a hard job but I do it. I care about these people even after all of the hard times that come with them. I don’t quit and ask everyone else to pay my bills for me so I can go do something I like that won’t pay my bills. No I go to my job and I keep my hobbies for my free time. Because I’m an adult and I understand how the world works.

#Onision #Greg #Onisionspeaks #UhOhBro #Onichan #anti onision #Patreon

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kawaiifunhologram-blog · 6 years

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in the state on Louisiana in the N.O area does Boxer dog cause ur insurance to rise?.. and what are some links?

Excluded driver totaled my new car. Does his property damage liability insurance pay for my car? Any advice?

Someone who was exluded from my car insurance drove my car yesterday and had an accident that was at his fault. He had only liability insurance with bodily damage, property damage and underinsured motorist protection. My insurance is not going to cover anything since he is an excluded driver. We live in TX, USA. Can my new wrecked car be considered as a property damage involved in that accident? The other vehicle and driver are OK, only small dent on the rear bumper, but my new car was totally destroyed, not driveable, my insurance refused even go to look and inspect. Schould I seek any legal help if his liability insurance refuses to pay? Is it possible to get any legal help in this situation? What to do and where to go? What to do with the car? It is still on the nearest to the accident parking lot. The property damage limit on his insurance is 25,000. I just bought my car few months ago for 20,000. Thank you for your time, I appreciate your help.""

Do you need car insurance to drive with a permit?

Do I need car insurance with my drivers permit? I'm 17 and doing have my license yet but I have my permit. I don't know what the law is for Wisconsin. Am I covered as long as the owner of the vehicle is in passenger seat?

Where can I find health insurance as an 18 year old and I'm peregnant?

I'm an 18 year old, I live in Florida, I have a job as a CNA, I'm pregnant and married. I was woundering where can I go to get affordable health insurance and if it's likely that I'll get coverage. I would also like to know an average of what it would cost.""

Florida suspended driver license for no insurance?

Tonight I was pulled over (for unknowen reasions) was told that I did not have insurance. Turns out the state supstend my linces last month (10-10-2011). Due to have no insurance, only proplem is, I did have insurance, I have the same company that i have had for over a year, I talked to my insurance company, no laps in coverage. But the problem is, they impounded my car, took my plate, and took my linces, Am i going to be forced to pay for that? Could i sue? I mean i am not out for millions, i just don't think its fair to force me to pay for a crime that i did not do. (Sorry, for misspellings, i am quite up set)""

How much does affordable health insurance cost?

""If i insure my company car without my company knowing, is it ok if i dont declare my dr10 (dink drive)?""

If i insure my company car without my company knowing, is it ok if i dont declare my dr10 (dink drive)?""

Car insurance for 18 year old female with '97 Dodge Dakota?

I turn 18 in August and plan on getting my license right after my birthday, but my grandmother has offered to buy me a 1997 Dodge Dakota before I even get my license. Questions I want to ask are: How much is insurance on one of those vehicles? What will be the insurance once I get my license in August? I'm just looking for an estimate so I can figure out how much of my paycheck would be going towards it or even if I could possibly afford the thing. Thanks in advance! =) P.S. I'm an A+, homeschooled, female student if that makes any difference.""

How much will it cost me for insurance and plates etc..?

im buying a 94 supra twin turbo for $18,500. im getting a loan from the bank for the car but what else do i need after i buy it? how much do i need? should $600 be enough for all that stuff?""

Cheapest auto insurance in CA?

Car Insurance/homeowners insurance?

Is Response Insurance a good company? I'm looking to lower my current rates with American Family. Response gave me some really good rate quotes.

office building insurance quotes

My Car Insurance Company Is Telling Us To Add My Two Sons Into My Policy.?

My sons had their license for a while now. Few months if I'm correct. They are 18 and one is 16 turning 17 in a month. Ever since they got their license, they haven't drove because they didn't have insurance. I refused when they asked because the cost was about $250 a month for each. We live in California and have State Farm. Recently, I've been getting mails and calls that I NEED to add them to my policy. I was wondering is it was really necessary because they never drive and they don't have access to my car. I only have two keys to my car and I keep it with me all the time and I'm a house mom. So the point is, they never drove the car and never will until they get insurance. So my question is, do I really have to add both of them to my policy? and if I do, do I have to pay? and if so, how much? Would it be the same as what I was told when I first asked about the cost of insurance? Which is $500 dollars a month for both.""

""So, is a MAZDA 3 sedan good for first time driver?""

insurance cost?( 19 and a female, live in sf) my dad could own the car and put me as co owner so that insurance wud be lower..hmm? fuel cost? and the cost of the car( including taxes and everything else) please help!""

Is it cheaper to add a car to my insurance or get a new incurance for the 2nd car?

I have a 1989 trans-am it is modified and i was wondering if it would be cheaper to add it to my insurance company or get a second insurance company just for that car. Andy help???

Get SORN first or cancel car insurance?

Hi, might be worth checking this thread out first: http://uk.answers.yahoo.com/question/index;_ylt=AiWBX1zk4PVIcYSG9D1wU2AhBgx.;_ylv=3?qid=20130624061149AAg0TyU I've got the MOT done. But financially, still struggling. My Road tax notification came in and also got an insurance renewal reminder. Road tax expires on 31.8.2013 and car insurance on 3.9.2013 I want to get the car off the road so intend to go down the SORN route. Do I cancel my insurance first? Then get the SORN or vice versa or does it not matter which way I go first? Secondly, if I cancel my insurance, any likelihood I might get some cash back if they pro-rata the insurance for the year? Thank you.""

How much do you have to pay for your teen's car insurance?

also, what does he/she drive and the year?""

Motorcycle insurance help?

Hi, I am 16 years old with no road or driving experience ever, I want a transportation from my house to school, and an all around commuter, I wanted a car, but I know I cant afford one due to gas and insurance. Now I am thinking of getting a motorcycle, theres alot here for sale like a 2006 GSXR600 for only $5,500. Now I can afford the bike, I can pay the monthly payments if I get an after school job, but my problem is insurance, how much might be my insurance for maybe a 2006 GSXR600, I heard it is expensive because its riskier but motorcycle cause less damage, can anyone like guesstimate or estimate or just give a guess of how much will be the cheapest insurance for a 16 year old with no road experience at all here in California? thanks""

What Car has Cheapest Car Insurance For 17 Year Old?

Looking for cheapest car insurance for a new 17 year old driver. What car is best? Any ideas?

Have lots of car insurance questions ?

hello had a car accident i am not in fault my medical bill are almost $100K the other party insurance accept its fault in the accident and it appears that they have full coverage if the insurance i have is the basic that covers $25K in medical bills so the other insurance tells me that there limit is $25K-$50K how can it be possible that it only covers $25K same as mine if she has full coverage and i don't?? Next question. How can i make the insurance or the lady that hit me to show me the policy??? is there anyway i can force them?? i have an attorney working on the case and he said that the insurance did not let them see the policy but i want to know and see the policy so i know that neither the insurance or my attorney is lying. next question from the accident i was really damage after 6 months I am still going to therapy I have proof of all my bills and doctors reports from all my illnesses in which I have deafness caused from the accident I had a head injury and was hospitalized for 5 days the docs had said that it was really a serious accident including my attorney. How much is fair to fight for pain and suffering, medical bills, compensation for hearing loss including seance of smell and taste, everything I have paid like taxis, pills and more. don't want to take advantage from the accident but how much can I fight for?? thank you for answering but please only answer if you know. this is very important for me.""

Where can i buy salvaged/broken cars or trucks from insurance companies for cheap?

i am thinking to start a business of exporting cars to third world countries. i see potential but i am looking for cheap and nice cars. i already have a mechanic, already have agents and know how to ship. i am thinking i should find potential markets here that i can buy for cheap. my main target is older semi trucks and some models of sedans here. any help ?""

Male car insurance is more expensive than female car insurance. Isn't this sex discrimination?

Insurance? for laptop without getting home insurance?

I'm worried my brother hasn't as of yet insured his expensive laptop. What would work out more economical in the long run please: Content insurance but as a student he keeps moving, so all he wants to insure is his Laptop,mobile and passport both when it's in the house but also when traveling in the UK and abroad? (some policies like Barclays Gadget insurance make it almost impossible to make a claim ie: you can only claim if there's been a forced entry or if the Sim card is still in the phone whilst traveling. Well he lives with 8 other students and the landlord doesn't provide home isnurance in the contract, people are comming in and out of the house any one could take it from his room and the landlord won't allow him to put a lock on the door. If he's traveling abroad he will use a different SIM so... If he buys yearly travel insurance most only cover a single item up to 400, his laptop is an Applemac. Which would cover an expensive item without charging a monthyly fee above 10 per month? Stupid question but is it possible to jsut get content insurance for one room instead of Home insurance? Gadget Insurances seem pretty expensive and a lot of them don't cover the full spectrum of problems, stolen laptop whilst unattended in a hotel, lost, accidental damage even if the item is over a year, Thoughtbubble never even replied to his email enquiry. Bank insurance, they are limited and have similar policies such as above. Natwest have the advantage Gold and home contents insurance but it works out at 12 per month and his iphone won't be covered as phones have to be under 100. I don't have home insurance so he can't use ours. Please what else could he consider and no he's not giving back the gadgets and he is very careful but anything can happen. Would help to get some proper advice as even his bank Halifax didn't cheers""

Babies insurance please answer?

I have medicare (pregnancy) and I was wondering how does it cover the baby when he is born and what do I do to get his insurance and all that? Thank you.

Geico home owner's insurance?

Anyone out there have Geico for home owner's insurance? Are they good? Ever had a claim and how did they handle it? I refuse to use Statefarm after how they handled Katrina, or ...show more""

19 year old female just passed driving test. need cheap insurance quotes. is anyone else in the same situation?

i am a 19 year old female and have just passed my driving test. i know the insurance quotes i get are going to be expensive but does anyone know who is best to go with (cheapest) and is anyone else in the same situation? Thanks

My insurance is over 1000?

i'm 16 and my insurance is so much now that i'm getting my full license, and my parents can't help me pay for it.""

Car insurance question?

Ok, So I was driving my moms car, which is insured, and i had a car accident. I am not under my moms policy. The car accident was not my fault. The person that hit my moms car also has insurance. If I report this to her insurance, what are the possibilities of them paying for my moms damages?""

Car insurance questions?

I'm just coming up to the end of my first year of driving. My insurance is due on the 12th of December. I was quoted 1700 by my current insurer, which obviously, I'm not paying. I've now managed to get an insurance quote from Admiral for 680. My questions are; 1. No Claims Bonus - I'm on track to have 1 years no claims but obviously at the moment I wont have? I want to pay for my insurance ASAP so can I just put 1 years no claims on the form and put the start date as the 12th? 2. Do I need to tell my current insurer I wont be renewing with them? Is there some sort of automatic renewal system in place with car insurance companies? My dad threw the renewal letter out so I have no way to check myself short of ringing the company but I wont be able to do that until Monday and I kinda wanted to buy my insurance now.""

What is the best occupation to have to get cheap car insurance?

I'm paying the same amount as my car is worth to insure it. I''m old enough to not be a boy racer in a baceball cap and young enough to not be an old duffer in a flat cap .

Best Affordable Health Insurance in Indiana?

My fiance is currently making about $1200 cooking full-time at a restaurant. Our rent eats up a little more than half of that. He needs to find an affordable insurance plan and he's tried at work but we've heard it's not a very good value for the $200 he'd be paying a month for it. Can anyone suggest some affordable health insurance plans? He's reasonably healthy, does not have any pre-existing conditions, but he does smoke.""

How do insurance companies expect 17 year olds to not front?

Im not being funny, but its quite clear that seventeen boys cannot afford to pay 300-500 per month for a car worth 400, there is no possible way to afford that when you are trying to do a-level and your part time job pays you maybe 80-120 per week, its just unreasonable, whats the point in having a license if they expect you to pay that, so i can see why most teens do front""

Is it cheaper to add a car to my insurance or get a new incurance for the 2nd car?

I have a 1989 trans-am it is modified and i was wondering if it would be cheaper to add it to my insurance company or get a second insurance company just for that car. Andy help???

Why would a good car end up at an insurance auto auction?

Looking to buy a used 2009 vehicle right now with 9,000 miles. Seller states it was purchased at an insurance auction with a clear title. Autocheck confirms this info - single owner, no accidents, no thefts, no repossessions, clear title, etc. What might be the reason this car was at the auction in the first place?""

Insurance and child support?

If my husband provides insurance through his work to his daughter and is also paying child support on her is he going to be responsible for the co-pay everytime she goes to the doctor? His daughter also has a secondary insurance through the state that her mom collects we were just wondering if the secondary insurance would pay or who would be responsible. The mother or him???

Can Geico save you 10% on car insurance?

Bonus question: I have AllState, am I in good hands?""

Anyone know where to get esthetics liability insurance?

I am working as an independent contractor. Any suggestions for insurance companies?

office building insurance quotes

How much would insurance for a land rover be?

I'm 16 a girl and I have straight a's if that matters. I'm thinking about getting a land rover rl2. How much monthly would everything cost(gas insurance and payment) I live in Southern California btw

How insurance coverage work for new a car ?

Hi, I intend to buy a car by the end of this month on the weekend (I work from Monday to Friday and do not want to skip working). I will use my old car for trade-in. And I will switch my current insurance on to the new car. Since it all will be happening on the weekend (my insurance office closed), I will have to switch the insurance on Monday. If something happen to the new car before the insurance switched (sometime before Monday), who will cover the car ? Any advice ? Thank you...""

How much iz insurance for a 19 year old?

car iz mitsubishi lancer evolution 2003

How is mandating health insurance socialism? Why is no one rioting about car insurance?

Healthcare is still run by the private sector. Just more people will be able to get it. How is ensuring everyone has insurance socialized medicine? Healthcare is run by the private sector either way.

Affordable health insurance new jersey family?

anyone know of affordable health insurance in new jersey for self employed 1 person needing family coverage?

Can anyone recommend a website that will give free quotes for multiple car insurance companies?

I'm trying to find a website that will give different quotes for comprehensive car insurance in Australia. Can anyone recommend one?

Teen insurance and info two questions in one?

Hi, i am having a tough time with auto insurance qoutes and prices, so i could use some help. Question 1. ok, i am 15, will be 16 in May, if that helps, i have a 1994 Dodge full size van of my own (title was signed to me) and i am getting ready to tag it. i also live in Kansas. ok, i have $500 dollars saved up and have a job that i work 2 days a week and i make about $200 a week. now, i would like to buy my own insurance if possible. is it possible? Question 2. if i can not buy my insurance, can i put the insurance in my mom's name only, and then title it in mine? but one way or the other I HAVE to title it, the title is written out to me on the back in ink, so...................... thanks to any answers or if you know any good cheap insurance companies thanks""

What is a good insurance company for a young female driver?

I'm 18 and passed my test about 10 months ago... what would be a good insurance company?I've heard that female only companies can offer cheaper quotes. Also if you can suggest any cars that are easy to insure for a first time driver Thanks

Life insurance?

has anyone every heard of national benefit life insurance company of ny ny? i got this letter from them in the mail and im a bit scheptical of it... lemme know so i dont pour all this money into it and end up with nothing kthanks xoxo

""What would my insurance possibly be with a 318 V8, for my first truck? (vehicle)?""

okay, im 15 now, but i found a truck i want desparetly, its an 87 dodge it needs some work but for a first car, any vehicle i want will need some work, i can get the truck fairly cheap an have to put money into it, an rebuild the carborator, etc. but if i get it now, an have it running, for when i get m license, everyone is telling me that having a 318 V8 is going to be expensive insurance, does anyone have any idea how much a price range would be? or a way to figure out a price range to insure this truck? Please an Thankyou.""

I am a newly licensed 6-20 Florida Insurance Adjuster. My goal is to eventually become an independent adjuster?

I'm thinking since I have no experience, I would start out as a staff adjuster but no one will hire me. Any tips on how to break in? All info is greatly appreciated.""

What is the cheapest insurance for a teenager?

I'm currently 18 looking for the cheapest possible insurance on my car

Am I covered under my parents car insurance?

I got my License yesterday and I want to drive my parents car, am I covered by their car insurance? I am 16 Years old.....""

How to lower car insurance costs ?

my 17 year old son wants to buy a 2008 honda civic EX and he agrees to make the payments on the car. One problem is , how do i lower my insurance rates . IF my son is still considered a teenager. Could i put the car under my name so the insurance rates will be low ? please help""

What is a cheap car insurance for students?

Will my insurance go up?

Yesterday somebody reversed into my parked car, she was completely at fault, if we decide to go through her insurance will my car insurance also go up? I'm 19 years old and just concerned due to the already ridiculous price of insurance.""

""Young drivers, cheap cars and insurance please!!?""

Hi. Just waiting to pass my test and am looking around for cars and insurance, and have only come across stupidly expensive insurance,if the cars cheap the insurance isn't!!!! HELP. If anyone can help me with either a cheaper car (gotta be british,but any type of british car) But please can u make it low insurance.... any past experience off yours will be super duper..... Thanks for any help!!!""

How much motorcycle insurance cost in Ontario?

per month

Car Insurance / Case is not resolved / New Insurance?

Hi I had car accident about year and a half ago. My case went to court and it is still not resolved.I haven't been driving since that time. I bought a car now and I want to insure it. How does it look with the insurance companies ? there is no option to choose when you do insurance quote online.

I live i Delaware and have had my car impounded due to having no insurance.?

I will be getting insurance this friday. After I do that what do I need to do to get my car back this weekend about how much will it cost? Is this a fee I pay at the troop or do I pay towing and storing charges?

How much will be car insurance be for a 2.2l Renault Laguna?

Basically, I've got my hands on a Renault Laguna 2.2l Diesel. It's a 2002 model. I've also just passed my driving test 2 months ago, and would like to know what to expect with insurance. I'm not keen on selling the car, so I'd like to know which companies are best for young drivers. Oh yeah, and I'm 17 years old.""

Wouldn't the PPAC (Obamacare) bankrupt insurance companies?

PPAC seems very similar in nature to the Community Reinvestment Act that played a role in the 2008 financial crisis. The PPAC requires insurers to offer the same premium (price fixing) to all applicants of the same age and geographical location without regard to most pre-existing conditions (excluding tobacco use). It also states that minimum standards for health insurance policies are to be established and annual and lifetime coverage caps will be banned. As a business owner, I don't see where the government comes to the conclusion that insurance companies could survive the price fixing and taking on such high risk liabilities. It seems like 2008 all over again, does it not? Wouldn't they get involved in something similar to what the banks did with derivatives since they were forced to take on high risk loans? It seems like the big focus on Obamacare is the part where people are forced to buy insurance. I don't think that is a big issue, the big issue is how can the insurance companies handle this? Am I wrong? I am going to do more research tonight.""

What Is GAP Insurance?

Hey there! I was just wondering if anyone knew what GAP insurance (Vehicle Insurance) is? Is it like normal vehicle insurance? Any information would be helpful, thank you. =]""

Credit scores taking a hit from homeowners insurance checks?

Hubby and I called around checking what rates would be for homeowners insurance, but I got a little ahead of myself, seeing that our closing date isn't until August! I called about 4 places, they all ran our credit and said it will be a light hit on the credit scores... Well how much of a hit will our credit scores take?? The bank wants our credit scores updated since them, since we want that late August closing date.. Anyone know how much of a hit it will be?""

Hit and run + Insurance: Help?

Okay..long story short: I told the insurance company I had B average but I have a C average in Aug. 2009.. They called mid Sept but didnt get in touch and neither left a message on my voicemail. Oct. 9 - I was at a parking lot at night and hit a car; no one was there and the damage was minimal (minor bumper scratch) Oct. 14 (today; after thanksgiving long weekend since I live in Canada its earlier) I have a missed call from my insurance; again no message on my voicemail Now, should I be worried because if they were calling about the hit and run...they would have left a message...also its a home phone line..since I live at home any input would be greatly and thankfully appreciated...""

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https://www.linkedin.com/pulse/affordable-final-expense-life-insurance-stephen-mason/"

0 notes

bruisedlabia-blog1 · 7 years

Text

Mobile website benefits. Why it important in 2017

Are you able to recall the last time you had been holding your smartphone? Of course, you're able to! It was probably only a few minutes ago. Actually, if you`re portion of the steadily increasing amount of internet users who do the majority of their website exploring using their handheld products, odds are excellent you`re holding your smartphone right now to view this article. What exactly is a cell-optimized web site? For us, a mobile-optimized web site is a version of a conventional, desk-top-friendly website. Mobile style not only suits a smaller screen, but it brings with it a number of other constraints too. What's needed for the consumer impacts the strategy we consider to enhance the website for cell. It depends on the circumstance. Depending on the web site that`s currently in place to get a client, the most useful approach may be to create a dedicated cellular site that allows customers to swap between both versions as they see fit. Responsive Layout for MobileOtherwise, in the event the client`s website is new enough and created with a contemporary frame work, you could use responsive style to discover what device it's being used and also the site immediately will adjust to to suit the screen-size " a web site chameleon in the event that you will.

Traits of cell-optimized websites

There are plenty of ways to enhance an internet site for the cellular-viewing experience. Here are some traits we often see in websites that have been implemented with mobile in brain:

Mobile web design

Load time that is reduced

Let`s say you have 2 websites: desk-top and cellular. Somebody shares via e-mail or instant messaging your desk-top URL, and the recipient hit the link on a cellular gadget. Result? Bad user-experience on account of loading time, that will possibly end up as a bounced visitor in the event the cell network is weak. You`ve just lost a possible client. And, chatting about speed, let`s consider the other way round: mobile-optimized web sites load quicker on desktop and notebooks!

Mobile marketing is less obtrusive.

Beyond the sheer comfort our devices provide u-s, another reason-they are popular for website browsing is because " at this point in time " there's less marketing out there on our mobiles. When you click to see the content, the content is still the prominent object on the page you're viewing. Help make it easier on your cell site guests by supplying them with a an event that minimizes exhibit ads. The ads skew your general message, are sluggish to load, can eat up a person`s month-to-month data allowance, and usually seem so little on a hand-held device they are no lengthier beneficial. Having a great website that is mobile makes you more memorable. In other words, a site that is mobile that is great makes your brand stand out in a crowded market, making it more probably that a visitor will choose the time to place an order and keep finding its way back. A good example with this is multimedia websites like newspapers and on the web publications. The sites that offer the better user-experience will always emerge on best. It`s the sam e for stores promoting goods or solutions. Your brand shines brighter than the one that reflects an enterprise which has neglected to offer its mobile users an amiable experience if your online store is the simplest one to navigate.

Most of a site`s web traffic comes from a mobile system.

Let`s encounter it, desk-top computers are no lengthier traveling off store shelves like they used to. Mobile products now take into account a lot more than half of all ecommerce traffic. Only at that rate, the next generation of consumers might perhaps not ever see a traditional desktop website because they won`t have a device to access it on! What this means is that their first introduction to your store will probably be with their mobile device, therefore it`s critical to make a good impression at this stage.

Accessibility

Same circumstance. Do I require to list everything? Tiny fonts, elongated layout, pinch-and-scroll, etc. These WOn't only aff ect impaired customers, but will annoy any other consumer also.

Lower servicing cost

A mobile- website that is responsive could cost cost a small more upfront, but has significantly lower servicing expense. You do not require to reformat and duplicate content or a DD characteristics twice, like you would do utilizing a desk-top along with a mobile-website. Same for bug fixes or Search Engine Optimization campaigns.

Google favors responsiveness that is mobile. Having an excellent-searching mobile-website won`t just please your site visitors; it'll impress Google. In April 2015, Google began to use cellular-friendliness for offering better lookup rankings as a parameter. This signifies it ranks a web site greater if it is optimized for viewing that is cell. Google states it made this change to produce it easier for its consumers to get "relevant, highquality search outcomes that are optimized for their devices." This is why SEO companies make mobile website optimization a large part of the SEO strategies.

Social media shares are huge on cellular.

Among the great things about devices that are mobile is how effortless it is to share posts interesting images and articles with pals. On a cellular gadget, you`ll not ice social media buttons are everywhere. The word REVEAL is showcased prominently on the top of the article, then in the bottom for good measure. If a SHARE button isn't there, it`s constructed into the device`s browser, meaning mobile users as well as their social media accounts are inherently linked. The cleaner your website appears and the easier it's on your visitor`s information program, the likelier they are to discuss your page by making use of their followers. After all, they don`t want to look harmful to recommending an overbearing, spammy-looking internet site.

Sightglass Coffee Mobile Site

Kanopi Studios created a mobile-pleasant web site for Sightglass Coffee that high lights the business`s espresso goods, making them easy to discover for cell customers. The cellular site also features a super-simple checkout process for customers on the go. Mobile consumers discover coupons use their phones to study sales, and seek clearance items out. Whether they do this via ENewsletters, or simply walking the aisles of the retailer, an individual with a mobile phone can re Search their purchase and is mo-Re severe about making one. In fact, 93 percent of individuals who use their cellular device to re-search a product will fundamentally produce a purchase.

0 notes

lightningwolf66 · 7 years

Text

Future Of Truck Washing

New Post has been published on http://app2chart.com/future-of-truck-washing/

Future Of Truck Washing

Future of Truck Washing:

“Fleet washing will always be a needed service I believe,” says Paul Horsley, PWNA President. “Fleet owners cannot afford truck wash prices. Washing their own units always looks good on paper but it seldom works. It might take them a year or so to come to the conclusion that it’s not working. They have a very hard time finding and keeping people to do the work. The equipment seldom works properly and the people using it are not trained correctly. They never expected the high costs of repairs and of chemicals. These workers are usually underpaid and they do not care about the equipment. They usually have a high turnover during the year, especially during winter months. This is why a mobile fleet service usually does well.”

Recently Cleaner Times asked PWNA for insight into the area of mobile fleet washing and the challenges that the industry faces in the coming year. Several PWNA members who count truck washing as part of their business plan were consulted and responded to our request for information. The information begins at the top as PWNA President Paul Horsley, owner of Scott’s Pressure Wash in Calgary, AB, specializes in mobile washing among other things. Michael Hinderliter, another key figure in PWNA, owns Steamaway in Ft. Worth, TX, and also handles a lot of fleet washing. Scott Stone is the owner of A Mind for Detail in Mesa, AZ, and adds fleet washing to his list of services offered. Tom Bickett owns Combines Cleaning in Princeton, IL. And Don Flory is the owner of Envirowash in Baldwin, KS. CT thanks these industry professionals for taking the time to help with the article. The interviews are offered below in question and answer format. How has the increasing in fuel prices affected your business?

Horsley: Fuel prices are definitely affecting our operation; costs have gone up over one hundred percent over the last few years. We have only raised our per unit price ten percent. So, it cuts into the bottom line. We have had increases from our other suppliers also. Most are adding a fuel surcharge of five to ten percent. We have also added a fuel surcharge of five percent to every invoice.

Hinderliter: We have not raised prices in more than five years and in some cases it has been over ten years. Sometimes people think I am crazy when I tell them this but we have been able to do it by growing the business. More location to clean on a route means less travel time and being able to purchase in bigger quantities means lower supply cost. Unfortunately, we are no longer able to take advantage of these saving. Now we are being to micromanage soap, fuel and other supplies.

Bickett: All our vendors and suppliers are tacking on fuel charges and no more free freight. Also anything that is made with petroleum or has petroleum in it, has definitely went up in cost. Stone: Our fuel costs have gone up about thirty percent in the past year.

Flory: The increase cost of fuel is very frustrating. It has greatly affected our bottom line. We have toyed with various ways to keep up. We have been passing on rate increases each year and always wonder if they are enough. How has it affected the pricing of other supplies?

Hinderliter: All our soaps have increased in cost as well as many other supplies by twenty to forty percent.

Stone: I have not really noticed a huge increase in supply cost. I am certain I will see it in the near future.

What are you doing to adapt?

Hinderliter: We are trying to run tighter routes with less travel time. And looking for other ways to cut fuel cost such as lighter equipment and high fuel economy.

Stone: One of the things we did was to by a smaller truck for a routine job that did not require a pressure washer. I am contemplating another truck, but am unsure of the associated cost savings. Additionally, I am reducing the mileage that I am driving, trying to use the telephone and other methods to solve as many problems as I can.

Bickett: Tighten up schedules for crews, We limit the use our employees use company vehicles for personal use, running errands or picking up parts. Using a scooter that gets 90 mpg to go do bids and Estimates, instead of SUV. And of course increasing our prices and even charging a fuel charge on every invoice that goes out the door. We have increased some of our prices by 40 % and still are as busy. That being said though we have lost many accounts we’ve had for many years due to customer having to cut their cost and do it themselves for now. I believe the US dollar will continue to get weaker and weaker because of how everything hinges on fuel cost, as fuel goes up, everything else must go up to meet the same profit % or it will go ??? you guessed it DOWN. It is one Big catch 22.

Flory: We are taking hard looks at new contracts and one-time commercial accounts. We are seeing clients offering four-year contracts, bidder beware. How is labor affecting your industry?

Horsley: Finding labor is usually tough considering you need them to work weekends( our busiest time, road power is parked). This is when your going to do the most volume. I have always paid a couple of dollars more than most casual labor(warehouse workers). We have been very successful with offering benefits plus we also have a retention bonus – $1000 per employee per anniversary year. They look forward to the bonus every year. We ask them what are they going to spend their money on!

Bickett: The Labor in the Midwest has become quite difficult with the increases in min. wage. We were always known for starting our janitorial staff out with $ 1.00 or so more than min wage but now with the increases, everywhere is having to pay what we were always at. So it becomes challenging. Flory: We are blessed to have the same work force for a number of years and have not had to get too creative on the hiring front. Are you doing anything to help attract new hires?

Hinderliter: We have been pretty fortunate, most all our new hires are referrals now. We have a pretty good group. Are you doing anything to help attract new hires?

Stone: Craigslist; the last time I had a listing on Craigslist, I had over thirty applicants. They were all English-speaking, had a drivers license and many of them had experience.

Bickett: We are evaluating again, How we can fit in paying for medical insurance again since I believe that is becoming once again a great need for employees, also we are implementing a large marketing program which I believe has a double benefit to it, obviously exposure to getting customers, but also the more attracting we become to potential employees…..

Do you use any special pay structure?

Hinderliter: We pay a based on commission. Then calculate total hours worked to determine any overtime. The intent is to give our labors the incentive to be productive.

Stone: I pay straight hourly. There are too many jobs, with too many variables to pay any other way. There are times, on especially profitable projects, I will offer a bonus for early completion. I also make sure I take the really “sucky” jobs, and let them know it. It seems to breed loyalty, and I actually enjoy getting out and working from time to time.

Bickett: Just a honest wage for a honest day of work. We allowing our techs to up sell on the job and sharing a % of net profit with them and they are receiving more Tips $$ from so many customers. They love it and the company loves it Flory: Employees are paid only for the time they work and usually receive overtime. What about benefit packages?

Hinderliter: We offer a minimal benefits package but because most laborers are so young they are seldom interested in them. I do believe this will change in the near future as I believe the labor market will begin to tighten.

Stone: I have not yet had a need to provide benefits. All of my guys so far have had a spouse that had better benefits than I could ever provide.

Bickett: Right now, Just a lot of perks RE: employee of the month= free gas of car washes, Bonuses, Holidays paid (6) ect. Ect Flory: We offer paid insurance, simple IRAs, and limited ownership to full-timers. What are environmental concerns like in your area? Is there any enforcement?

Hinderliter: Enforcement is spotty and inconsistent. There are over thirty-five municipalities in the Dallas/Fort Worth metro area and they all have their own agendas. Fortunately, most all of them follow the same enforcement guidelines – no wash water can leave the property.

Stone: I have not seen any enforcement to speak of. There are two local cities that claim enforcement, but I have only seen it once, about ten years ago.

Bickett: Enforcement? Very little, if any

Does your competition comply?

Hinderliter: Some of our competition complies, but I still find that many, most new to the industry, still do not comply. And they are able to do so because we are washing fleets in the evenings and on weekends when enforcement officials are not on duty. I don’t expect this to last, as I am finding more and more education programs and public outreach by municipalities to encourage the compliance and a watchful eye.

Stone: Fleetwash has all the equipment, of course, and it is all REALLY clean. Other than that, I am the only person I have seen that has any kind of reclaim equipment, and we rarely use it, because we have learned how to contain the water on the property of every location we wash.

Bickett: No Horsley: If you’re considering fleet washing you will need to familiarize yourself with local government regulations. Unfortunately, some of your competition might not be aware (or choose not to) comply with regulations. What people don’t understand is it doesn’t take much to comply. You should find a organization to learn from or a distributor/vendor selling environmental products so you can comply. Each one of our units has a custom made 300 gallon vacuum system on board. You’ll need one.

What do you expect in the near future?

Hinderliter: I expect that as the labor market tightens the demand for truck washing will increase. I also expect that the availability of education and information in the market place will cause a many more new comers to the industry especially if the economy continues into a recession. There is a lot of work out there and a place for many, good honest service providers will always flourish.

Stone: I think with the turn in the economy, that there will be some more new guys. I long ago established a relationship with a lot of accounts that require a set amount of experience, and also full recovery equipment. (of course, it helps that I helped write the contract.) I also think that prices on truck washing are going to have to increase. There are still companies here that are trying to compete with Fleetwash on price. The old pricing of ten years ago. The way I see it, prices are going to have to make a siginificant increase, just so contractors can remain in business.

Horsley: I believe we will have to pay attention to environmental issues as we move into the future, changing weather conditions such as drought/storms ect will effect us. We might have to change the services we offer and locations we works in. I think the biggest threat is being unorganized as a industry. We need to have one voice!

Stone: I am constantly exploring new services and markets to see if I can expand our sphere of influence, and to satisfy my ADD personality, that requires something different all the time. Plus, I firmly believe that I need to hit my competition where they are not. Once I get established in an area, it is a lot harder for them to come in and take the account, even on price.

Flory: It seems we are at a time in which management is becoming even more critical and a time which may separate the, “Men from the Boys!”

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zuranimukherjeenudexn · 7 years

Text

Future Of Truck Washing

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Future Of Truck Washing

Future of Truck Washing:

Hinderliter: All our soaps have increased in cost as well as many other supplies by twenty to forty percent.

Stone: I have not really noticed a huge increase in supply cost. I am certain I will see it in the near future.

What are you doing to adapt?

Hinderliter: We are trying to run tighter routes with less travel time. And looking for other ways to cut fuel cost such as lighter equipment and high fuel economy.

Flory: We are taking hard looks at new contracts and one-time commercial accounts. We are seeing clients offering four-year contracts, bidder beware. How is labor affecting your industry?

Hinderliter: We have been pretty fortunate, most all our new hires are referrals now. We have a pretty good group. Are you doing anything to help attract new hires?

Stone: Craigslist; the last time I had a listing on Craigslist, I had over thirty applicants. They were all English-speaking, had a drivers license and many of them had experience.

Do you use any special pay structure?

Hinderliter: We pay a based on commission. Then calculate total hours worked to determine any overtime. The intent is to give our labors the incentive to be productive.

Stone: I have not yet had a need to provide benefits. All of my guys so far have had a spouse that had better benefits than I could ever provide.

Stone: I have not seen any enforcement to speak of. There are two local cities that claim enforcement, but I have only seen it once, about ten years ago.

Bickett: Enforcement? Very little, if any

Does your competition comply?

What do you expect in the near future?

Flory: It seems we are at a time in which management is becoming even more critical and a time which may separate the, “Men from the Boys!”

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0 notes