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whompthatsucker1981 · 7 months

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real actual nonhostile question with a preamble: i think a lot of artists consider NN-generated images as an existential threat to their ability to use art as a tool to survive under capitalism, and it's frequently kind of disheartening to think about what this is going to do to artists who rely on commissions / freelance storyboarding / etc. i don't really care whether or not nn-generated images are "true art" because like, that's not really important or worth pursuing as a philosophical question, but i also don't understand how (under capitalism) the rise of it is anything except a bleak portent for the future of artists

thanks for asking! i feel like it's good addressing the idea of the existential threat, the fears and feelings that artists have as to being replaced are real, but personally i am cynical as to the extent that people make it out to be a threat. and also i wanna say my piece in defense of discussions about art and meaning.

the threat of automation, and implementation of technologies that make certain jobs obsolete is not something new at all in labor history and in art labor history. industrial printing, stock photography, art assets, cgi, digital art programs, etc, are all technologies that have cut down on the number of art jobs that weren't something you could cut corners and labor off at one point. so why do neural networks feel like more of a threat? one thing is that they do what the metaphorical "make an image" button that has been used countless times in arguments on digital art programs does, so if the fake button that was made up to win an argument on the validity of digital art exists, then what will become of digital art? so people panic.

but i think that we need to be realistic as to what neural net image generation does. no matter how insanely huge the data pool they pull from is, the medium is, in the simplest terms, limited as to the arrangement of pixels that are statistically likely to be together given certain keywords, and we only recognize the output as symbols because of pattern recognition. a neural net doesn't know about gestalt, visual appeal, continuity, form, composition, etc. there are whole areas of the art industry that ai art serves especially badly, like sequential arts, scientific illustration, drafting, graphic design, etc. and regardless, neural nets are tools. they need human oversight to work, and to deal with the products generated. and because of the medium's limitations and inherent jankiness, it's less work to hire a human professional to just do a full job than to try and wrangle a neural net.

as to the areas of the art industry that are at risk of losing job opportunities to ai like freelance illustration and concept art, they are seen as replaceable to an industry that already overworks, underpays, and treats them as disposable. with or without ai, artists work in precarized conditions without protections of organized labor, even moreso in case of freelancers. the fault is not of ai in itself, but in how it's yielded as a tool by capital to threaten workers. the current entertainment industry strikes are in part because of this, and if the new wga contract says anything, it's that a favorable outcome is possible. pressure capital to let go of the tools and question everyone who proposes increased copyright enforcement as the solution. intellectual property serves capital and not the working artist.

however, automation and ai implementation is not unique to the art industry. service jobs, manufacturing workers and many others are also at risk at losing out jobs to further automation due to capital's interest in maximizing profits at the cost of human lives, but you don't see as much online outrage because they are seen as unskilled and uncreative. the artist is seen as having a prestige position in society, if creativity is what makes us human, the artist symbolizes this belief - so if automation comes for the artist then people feel like all is lost. but art is an industry like any other and artists are not of more intrinsic value than any manual laborer. the prestige position of artist also makes artists act against class interest by cooperating with corporations and promoting ip law (which is a bad thing. take the shitshow of the music industry for example), and artists feel owed upward social mobility for the perceived merits of creativity and artistic genius.

as an artist and a marxist i say we need to exercise thinking about art, meaning and the role of the artist. the average prompt writer churning out big titty thomas kinkade paintings posting on twitter on how human made art will become obsolete doesnt know how to think about art. art isn't about making pretty pictures, but is about communication. the average fanartist underselling their work doesn't know that either. discussions on art and meaning may look circular and frustrating if you come in bad faith, but it's what exercises critical thinking and nuance.

#gonna start tagging shit as #ai art discourse #bc lmao stiff just doesnt stop coming

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jewishconvertthings · 7 months

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This isn’t a conversion question but I hope it’s okay to ask here. Is there anything I can do to support people living in Israel during this terrifying time?

Hi anon,

I wrestled with how/if to respond to this, because I try very hard to keep I/P politics off of this blog and have since I started this blog in 2017 or so. It is not relevant to this blog what my opinions are on this, and it's hard to talk about the topic at all (even in a neutral way) without people accusing you of being Zionist or Anti-Zionist if what you say does not perfectly line up with their viewpoint.

But in the end, I think that this transcends politics. It has to. Condemning the slaughter, torture, and sexual abuse of human beings, whoever they are, is the correct opinion. I don't care who is doing it, and I don't care why. This isn't a political debate; this is basic human decency.

As for what you can do right now? If you have Israeli or Palestinian friends (whether they are in your community or in Israel/Palestine, reach out to them. They may b'ezrat Hashem be safe, but they are not ok, so instead of asking, just let them know you are thinking of them, that you are praying for their continued safety and for peace to come swiftly and justly. They may not feel like talking, but if they do, hold space for them.

There are a lot of excellent organizations collecting funds to help with the great need that has been created by these atrocities. Find ones whose mission and goals align with your own, double check their validity, and then donate what you can.

Many Jewish communities (most, I assume) are currently organizing or have already set up community events to address the issues and to pray as a community. Look at your email - my inbox had no less than twelve different events (online and in person) within the next few days - and check the websites for Jewish organizations that you affiliate with for opportunities to gather and debrief.

And, perhaps, the most important thing from a social media standpoint: make sure that you vet *all* information before deciding to accept it as true and cross-check it with other sources, especially if you plan on sharing that information. Both Hamas and the Israeli government are masters of propaganda, and the Western media really likes to lean into this for a better story. Since Western media thrives on conflict and hyped up emotions to keep people interested and scrolling, there is a strong incentive to publish as much as quickly as possible, the more sensational the better. Use reputable sources, but don't rely on them to get it right 100% of the time. I would suggest looking at reputable sources that have a clear, known bias in each direction and comparing them both to media that at least attempts to be neutral. So far, it doesn't seem like too too many facts have been in dispute (most of the information about the atrocities committed by Hamas has been posted by Hamas as propaganda) but it's early. If you have the emotional bandwidth and have done the research, please correct the misinformation you see from friends, family, and followers. Do **not** jump in with assumptions or non-researched opinions, because that will only fuel the chaos and not help anyone.

Above all, be smart, be wary of disinformation, be compassionate, and (to the extent you are able) be generous. Remember that civilians are civilians, that neither group of civilians chose this, that plenty of them dream of a peaceful and just coexistence, and that intentionally hurting non-combatants is always wrong no matter the justification.

As for me, I will turn to Tehillim and to the words of the Prayer for Peace:

May we see the day when war and bloodshed cease, When a great peace will embrace the whole world. Then nation will not threaten nation, and the human family will not again know war. For all who live on earth shall realize we have not come into being to hate or to destroy. We have come into being to praise, to labor, and to love. Compassionate God, bless the leaders of all nations with the power of compassion. Fulfill the promise conveyed in Scripture: I will bring peace to the land and you shall lie down and no one shall terrify you. I will rid the land of vicious beasts and it shall not be ravaged by war. Let justice and righteousness flow like a mighty stream. Let God’s peace fill the earth as the waters fill the sea. And let us say: Amen

#jumblr #really hope I don't regret posting this #<<sigh>>

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vegance · 2 months

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I have celiac and went vegan four years ago. A friend of mine needs to eat keto for her epilepsy and is still vegan. Sans meds/supplements, which you can usually find plant based alternatives for, I honestly can't think of a disability that would stop you from being vegan

I‘m glad that you and your friend are able to eat vegan! It’s so beautiful to see people from all different walks of life choose this lifestyle 🩷

but there are still things that can keep you from being able to adopt a fully plant based diet. People relying on a specific type of liquid nutrition, people with a range of severe allergies, some people with ibs, people with severe food aversions

and I think even more importantly than just the physical aspect is the mental load. a person with some severe food restrictions might be theoretically able to eat a plant based diet, but it would take so much more work and effort in our current system. For someone dealing with chronic illness, poverty and mental illness that extra effort might just be too much for now.

And let’s not forget the people living in situations where they cannot choose their own diet.

I understand the frustration with people using health issues as an „excuse“ to justify them not being vegan, since many online leftists misuse this argument tu justify animal exploitation, while not being in these specific situations themselves. And many people just don’t know enough about veganism to accurately judge if it would be possible for them.

But I don’t think that it is helpful or appropriate to question the lived experiences of people, and the struggles they face. Ultimately it’s a small subset of the population in the global north that cannot go vegan for health reasons, and the more veganism advances the smaller this group becomes.

I think veganism is better served right now by focusing on those who would have an easier time to go vegan, while also making significant harm reduction a valid choice for those who struggle to go all the way <3

#ask #vegan #veganism

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sillysadduck · 1 year

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Please rest man, you deserve and need it. It's really unfair how the internet has pushed for artists to constantly create every day. But paintings back in the day took months, years even, to be finished. You're absolutely allowed to take time and charge your mental and emotional battery.

If people get upset then they're the asshole. If they can't get enough content then they can make their own. Its already hard enough to constantly make something without recognition or validation. And creating stuff takes time, you're not a robot that can post stuff 24/7, you're a human being. Human beings deserve breaks, not constantly working.

We know you're still here, even if you take a break. We see you interacting with your clump and that's enough honestly.

The people who are relying on you for emotional support have to realize that you too need emotional support, and that it's not really cool to put that upon someone who is also low energy currently.

I'm glad you can vent to us and we can some what support you through asks even for a little bit.

So please do take that break, drink some water, and try to recharge your battery <3

☕ anon

Thank you man I really appreciate it. Honestly I just started studying art in college this year and that made everything worse because the first thing they told us is "If you're not fast and good enough, someone else will take your place, so be consistent. You're always replaceable". My already workaholic mindset went FERAL at that lmao. I'm getting a small break from college rn and I can't work because I'm in charge of two kids so I feel like I have to be doing something or else I feel unproductive.

That takes me to spending all day drawing trying to get validation online like an idiot by posting 24/7

And yes I do like to help people but truth is I can't help everyone. I'm not a therapist I'm just some guy and I'm DEEPLY emotionally unavailable so sorry if anyone comes to me for advice and feels disappointed 😭

I'm so glad you enjoy my interactions with my little family they're all I have, those two always tell me I should take it easy but I never listen, maybe I should

#asks #vent #ig #☕ anon #ily anon

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professorbussywinkle · 7 months

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I know in online spaces, it's highly urged by others around you to produce some type of highly clickable/rebloggable commentary or a piping hot take about something that's getting a lot of media attention, and partake in emotionally charged discourse about current events or historic moments but uhm...how do I say this...

...Im not informed enough about the minutia between Israeli/Palestinian conflict to feel like my opinion on it is in any way valid or credible. So I'm not gonna weigh in on those intricacies

This is very serious what's happening and I think it's so much healthier to just admit that yeah, Its okay that I don't know enough about this to disagree or agree with what's happening, instead of being uninformed and potentially spreading some absolutely vile hubris on something I know nothing about

and I also don't need to know the minutia between Israeli/Palestinian conflict to believe that innocent people that are inadvertently affected by all this shouldn't be cruelly and unnecessarily dying horrific and violent deaths, in any case, under any circumstances whatsoever

And if the way you're navigating discourse on this topic, relies on you properly identifying "the correct people who deserve to be harmed/killed" then you'll have to excuse me if I give you hella side-eye while also thinking it's highly inappropriate of you to be sitting on your phone and measuring the worthiness to life that civillians impacted by the brutality of war in foreign countries should or should not have

#israel #palestine #war #discourse #disc horse #txt post #txt #gaza

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mariacallous · 2 years

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Editor’s Note: This interview has been edited and condensed for clarity.

Margaret Atwood, Canadian author of generation-defining dystopias “The Handmaid’s Tale” and “The Testaments,” is used to drawing her inspiration from history.

Born in 1939, she based much of her fiction on true events of World War II and its aftermath.

At 83, Atwood got to witness another cataclysmic event when Russia began a full-scale invasion of Ukraine.

She had a birdwatching trip to Ukraine scheduled for March but didn’t cancel it until late February, thinking “surely they (Russia) wouldn’t do anything that stupid.”

When the all-out war began, Atwood used her publicity to voice support for Ukraine’s fight. From joining rallies in Toronto to speaking at the Lviv Book Forum, Atwood encourages support from her audience and relies on historical context to make sense of the war. Sometimes that involves a fair share of doomscrolling.

The Kyiv Independent spoke with Atwood on Oct. 14 in Palo Alto, California, to find out how she disentangles fact from fiction online, reconciles history with current events and what is her vision of Ukraine’s reconstruction.

The Kyiv Independent: In one of your interviews, you talked about the stories nations tell. More specifically, you were comparing Canada and the U.S. How do you view the stories coming from Russia and Ukraine right now?

Margaret Atwood: The Russian narrative doesn't really stand up very well, the “denazification” type of thing. If you're going to invade every place that has Nazis, you're going to have a long list. You can invade Germany, you can invade the United States, there are Nazis in both of them. You can invade Canada, we’ve got some Nazis too. So good try but not buying it.

And the other one, Russia protecting itself — from what? Nobody in their right mind would ever invade Russia, it is too big. Everybody, who has ever invaded, has had a horrible experience.

The Kyiv Independent: In your books, “The Handmaid's Tale” and “The Testaments,” the propaganda spread is limited to the Republic of Gilead. Looking at how propaganda is spreading now — it extends far beyond the Russian borders, and it reaches everyone. How did this inform how you view propaganda?

Margaret Atwood:There's a difference between writing a novel and being in real life. So writing a novel, you are focused on what’s in the novel, but propaganda has always been widespread. I would say, since the newspaper, the radio, and the movies — those were the big propaganda machines in the first part of the 20th century. After that, it became television as well. And now it's the internet, but it's nothing new. Fascism got a big boost from the radio. Then World War II starts and we get newsreels. We look at some of those old newsreels – it's pure propaganda. And the radio was also very big in World War II. That’s how people got their news mostly, plus newspapers but the radio was very immediate. And if you think that wasn't censored, you're wrong. Of course, it was.

The Kyiv Independent: In your books, the focus has been on the experience of women in authoritarian states. As we have witnessed in the war in Ukraine, women have been a great part of the war effort, both going to fight and volunteering. They also suffered from it greatly, as we see cases of sexual violence.

Margaret Atwood: This is not new. That goes back to the Trojan War. It’s an old motif, it's one of the things that always happens in war. But yes, wars are not good for women. They are not good for men either. Wars are bad but sometimes you don't have a choice.

The Kyiv Independent: Has the experience of Ukrainian women that you have been witnessing changed your perspective on what people can do in the moment to help them?

Margaret Atwood: No, it has validated it. Women were quite active in World War II and then their activities got papered over as it often happens.

The Kyiv Independent: What are some of the things we can do right now to prevent the female experiences from getting papered over?

MA: You write about them. But it’s hard to write about things at the time they are happening. First of all, you don't want to give anybody away. And second, you don't have perspective because you're right in the middle of it and you don't know how it's going to come out. So, you don't know the importance of an action or a moment until afterward. And all wars are like that, old battles are like that. When you're in the middle of it, you don't actually know what's going on. And because it's very granular — these people are doing this, those people are doing that — we are not going to see how that all fits together until afterward.

The Kyiv Independent: During your talk at the Lviv Book Forum, you mentioned a Ukrainian anthology that you have been reading.

Margaret Atwood: Yeah, it's not a recent one. It's a couple of years old but they republished it at this moment. However, I predict that they're going to put together a more recent one. Since this (war) began, people must have been writing about it. So, when people say to me, “Well, what are you going to write about Ukraine?” I say, “It's not me who is going to write it, it's the people there…”

The Kyiv Independent: When did you start learning more about Ukraine?

Margaret Atwood: I have just always seemed to have known about it. You can't read much about World War II without galloping over Ukraine, galloping back over Ukraine. It’s just there. And I knew about the famine (Holodomor), of course. If you're studying anything about Soviet Russia, there it is. You can't avoid it — a very deliberate, wretched, bad.

The Kyiv Independent: How have you been keeping up with the news?

Margaret Atwood: Doomscrolling a lot. Well, you often see things on social media before you see them in mainstream press. If you see them there, you are not sure they are real. That is the problem. So, I have a couple of keywords that I'm fixated on right now. A few weeks ago it was Lyman, before that it was Izium, right now it’s Svatove and Nova Kakhovka. So, I look them up every day just to see if anything has happened. Sometimes you wake up in the morning — what just happened? They blew up the (Crimean) bridge.

The Kyiv Independent: Before the all-out war began many people didn’t believe Putin would invade further. What do you think made many of us look at all the signaling and remain in disbelief?

Margaret Atwood: It's hope, and it's also rationality. They think “this would be so stupid, surely nobody would do it.” And they do it… So I explain to people that wars happen for two reasons. Somebody wants somebody else's stuff. And they think they can win. Sometimes thinking they can win is justified and sometimes it is not justified. But if there's no stuff that they want, they don't bother. Ukraine has a lot of natural resources, access to the Black Sea, and control of that area…There's a lot of reasons for wanting it, but none of them are the reasons that they are admitting. They're going with “the soul of whatnot” and the “essentialist whatnot” and “the novel whatnot.” But it really is the stuff. It's the loot.

Nobody starts a war if they think they can't win. They get into defensive wars for that reason. But they don't initiate wars unless they think they can win. That was a miscalculation, wasn’t it?

If (President Volodymyr) Zelensky had left, it would have been game over. And you can't make it up: It's a guy who had a role playing the president of Ukraine, then becomes the president of Ukraine and becomes this heroic figure having started as a comedian. You just really can't invent it.

The Kyiv Independent: Were you following the 2019 presidential election closely? What did you make of it as it was happening?

Margaret Atwood: I was following it very closely. He is a script writer…I think people get more inspiration from movies than we give them credit for. A lot of politics is acting as you have probably figured out. Zelensky had a better act.

I don’t think he was prepared for it (the war). I think his military was prepared and he couldn't have done this without the backing of the military, obviously.

The Kyiv Independent: In addition to non-fiction, it is valuable for people to read fiction to make sense of the things that are happening. Do you have any book recommendations, any dystopias?

Margaret Atwood: They are gloomy. So let us not speak of them right now. Let us instead speak of the project I'm doing called Practical Utopias. It has assembled 200 people from about 138 countries… We're giving them Lego blocks of new materials, new processes with the goal to make practical better possibilities.

I'm gonna say something really quite annoying. These places that have been so destroyed, when they rebuild them — this is a kind of perfect place to put better into practice. And I'm guessing that a lot of people will be offering their inventions and services, their new stuff to make better from the ground up…So that is a positive way of looking at it. It's not what you would wish, you would not. You wouldn’t wish for this opportunity to have appeared but it could be an opportunity. It could be the template for the future — that’s my utopian vision.

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eggydev · 1 year

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neocities/website babble eee

im so so close to making neocities my only "social media" type outlet. I obvs still use tungl, but i've been using it less and less (moreso relying on queues and forgetting abt it in extended periods of time) but I'd like to try using it still when it comes to posting art..whenever I get around to that too haha (still havin artblock but i do have ideas!)

there might be a time in the future where I simply post everything to one site only and completely abandon everything else, but to the few people who follow me, i'll be sure to give a heads up :3

but I can't tell the future- we'll see what happens!

I like using my current neocities site as a hub for mostly rpg maker type content, and only a little "about me" as a person. (which is why my gallery links to my artblog and not hosted on the site itself for now) So I might want to upload art to either a separate site, or tucked away on my current site and eventually create a sitemap to make navigating easier @ w @ aaaa it's all really exciting for me, personally!!

I've always wanted to cater to my specific niches when it came to an online presence- there's always been the looming "ooOoOo you MUST have 'x' social media account~" when...I really DONT?? don't get me wrong, I do like checking other peoples' accounts on other platforms- but I don't make an account for other sites anymore (re: no more twitter acc tyvm), but that's really as far as that goes.

maybe it's something that comes with age?? just.. the feeling that "hey...i really DONT need all these social media(s) outlets to "enjoy" being online!" or, rather... I'm finally breaking free from that mindset. The mindset that was "you need social media in your life" which was heavily pushed by corporations when the new web generations came about. I've been on the internet a long, LONG time;; It's nice to finally mold or shape my internet experiences to something I personally enjoy, without caring or needing "numerical validation" like "likes" or "follower" counts etc. - a very self-sabotage type mentality that I was able to break free of once I stopped posting on twitter.

TL;DR:

I'm very slowly breaking away from using social media. I know I most likely won't be COMPLETELY off of it (re: tumblr, or checking other sites for news/the world- though without making an account.), but I'm excited to be curating my own space :>

#eggy posts #longpost #phew sorry for the babbling!! felt like sharing this kinda thing since its what ive been workin on for the past few weeks #im especially thankful to the server im in regarding webdesign tutorials and tips and all sorts of assistance!

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sinsinewave · 5 months

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re: your addition to the anon hate post.

I see your point, but it relies on the assumption that all (or even most!) blocks are judgmental. For example, I’m aro + romance averse. I have no interest in shipping whatsoever, but 90% of my blorbo’s tag is about wanting my blorbo to kiss [other character]. As a result, I have a significant portion of the people who regularly post in that tag blocked.

It’s not a moral issue! Those folks didn’t do anything wrong, and I certainly wouldn’t want to throw “someone blocked you for shipping these characters” in their notifications. It benefits everyone that I can curate my online experience without impacting them whatsoever

very valid point, for stuff like that i think i'd personally put a warning in bio or a pinned post, since the main issue with just silent blocks is that even if they aren't intended as judgemental, they do tend to read as that or as a personal thing to the user being blocked (although less so if it's someone you've never or only very rarely interacted with)

in an ideal world of course this'd be solved with tag filtering, possibly on an user by user level, but i don't think any platform has that to such an extent currently, and it relies on people being comprehensive at tagging which they often aren't (which, fair enough, it's surprisingly hard)

tumblr could also imo use mastodon's mute feature which lets you filter out an user's posts without being as harsh as a block, since the muted user will still be able to read your posts and follow you and such, you just won't see anything from them by default, which if i'm understanding correctly would be pretty much the exact tool for example for your situation

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asrtron · 5 months

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loveandscience · 10 months

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my anxiety's been really bad lately, even before my parent was dealing with health stuff. I think I need someone to talk to, but finding someone who is affirming in the ways I need them to be is hard. Maybe I should just write on here for the time being, because it's not been good keeping so much of it in my head.

Work is probably the biggest current anxiety running through my head, and a big part of it is I think not having enough downtime in comparison to work plus other responsibilities. The only thing that truly allows me to recharge is being home alone for many hours at a time-- not a practical thing to really have, tbh, especially in the summer.

I'm kind of thinking about not taking on more clients, and part of that is also anxiety related to wondering if I'm good enough or helpful enough. Some clients I just don't click with, which is a normal thing and not a judgment on either party. I do think there's something about my neurodivergence that turns people off, though. Like, I think about that study a while back that said people seem to not like autistic people, even other autistic people, and like I can't even seek a diagnosis because who knows how that would be used against me, and at the same time it's scary to even openly wonder about it online like this bc what if that's used against me, too?

Like I just don't feel safe to be openly me. And I am only openly trans with a few clients, while others make judgments about me because they think I'm a cis man. I like passing but I also hate having to be in the closet like that, and also when trained I was told to not share about that part of my life unless it's helpful to the client. But like other therapists are openly themselves, growing up my therapist upon meeting me talked about how much he loved his wife and kids, and I'm anxious to even mention having a husband most of the time.

But the biggest issue is the self-doubt that I'm even helpful, it's something that's hard to tell in this kind of profession, and you don't usually get feedback on specific things that were helpful or unhelpful. I already struggle to tell if people like me or not, and learning one way or the other always blindsides me, so I try not to assume on that. And most people, even autistic people, don't share what's working or not working for them a lot of the time or if I end up saying something that offends them somehow. Like, I want to be better, and also many clients struggle with that kind of open communication for valid reasons, so I have to be better at self-care regarding my own anxiety because it's unfair to rely on them to be clear.

Idk. I just really want to help people and I wonder if my possible autism gets in the way of that and how to be better.

#personal

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college-girl199328 · 1 year

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When Stephanie logged online to pay her monthly bills last year she noticed something strange. The mortgage she shared with her husband, Derrick, had disappeared from the home screen of her Canadian bank account. After making some calls, she found out her mortgage was closed.

"We knew something was wrong. We weren't the ones to close our mortgage," said Stephanie. "But we didn't know the extent of it." Stephanie and Derrick moved overseas for work about four years ago and had been renting out their fully-furnished Etobicoke home as an income property while abroad, they told CBC Toronto. The couple intended to move back in when they eventually returned home to Toronto.

But after finding out about the mortgage, things got more complicated. The couple's property management company swung by their house only to have a stranger answer the door claiming to own the home.

And it turns out — when Stephanie and Derrick checked the title — the stranger did. "That was probably when it really hit home that this wasn't just some mistake," said Derrick. "But legally, the system believes that you no longer own your home."

Stephanie and Derrick's predicament made headlines earlier this month when Toronto police issued a press release for help identifying suspects involved in the fraudulent sale of the couple's home without their knowledge. CBC Toronto is not using Stephanie and Derrick's real names because they are the victims of identity theft.

The couple's case is one of at least four in the Greater Toronto Area where homeowners had their houses sold out from under them by organized crime groups. This is according to a CBC Toronto investigation. Nearly a year after discovering something was wrong, Stephanie and Derrick are sharing their story to sound the alarm about how they say current identification requirements in real-estate transactions are failing to protect homeowners from fraud.

"All the things you need to provide to buy a house, no one ever checks if those match up when you sell a house," alleges Derrick. "You trust these institutions to protect you and it feels like they're doing whatever they can to do things as fast and as cheaply as possible."

The couple say the fraudsters who impersonated them to sell their house consistently spelled one of their last names wrong throughout the transaction. This was inconsistent with the fake ID they were using.

"I think that's what scares you most," said Derrick. "You think well, if the bank fails, the real estate board will catch it. Or if the real estate board fails, the lawyer who signs off on the house sale will catch it. And so many people, so many educated people, it just passes by."

Some real-estate industry stakeholders are also calling on the province and professional oversight bodies to strengthen identification requirements to try and stop these title transfer and mortgage frauds in their tracks.

But as it stands, real estate agents, brokers and lawyers are only required to collect one piece of government-issued photo identification to verify clients are who they say they are — or review an approved alternative method of identification, like a Canadian credit file.

"The problem we have in Canada right now is that there's no such thing as a valid ID anymore," said John Rider, senior vice president of Chicago Title Insurance Company in Canada.

"How can someone borrow $2,000,000 to buy a house with a simple piece of plastic that can be easily forged? It just shouldn't be happening."

Rider works for one of four title insurers operating across the country and says claims like Stephanie and Derrick's, along with mortgage fraud, have cost the industry at least $200 million in the last two-and-a-half years.

Title insurance also covers unwitting buyers in title transfer frauds who can recover the funds they put toward purchasing a house through a fraud claim.

Instead of relying on one or two pieces of ID, Rider argues a multi-factor identification process should be adopted for all real-estate transactions. The process would require a combination of photo ID verification, a credit report search, and checks on the cell phone number provided. This is to make sure it isn't a burner phone.

"Most fraudsters are prevented by this," he said. "We're finding most of the time that the fraudsters get caught up, it's on the cell phone number."

Morris Cooper, a civil litigation lawyer in Toronto who successfully argued a landmark case of mortgage fraud in 2006, also says more strict forms of identification would address the root of these problems.

"There's nobody compelling the lawyers, for example — who are clearly gatekeepers — to require that higher level of identification for their clients," said Cooper.

Last year, the Law Society of Ontario (LSO) added two additional options for ID verification to its bylaws — in an effort to fight money laundering and terrorist financing — but does not require lawyers to check a combination of the verification methods.

CBC Toronto asked the LSO whether it's considering modifying the ID verification requirements for lawyers in the province so they involve multiple factors. In an email, spokesperson Wynna Brown said Ontario's verification requirements are consistent with the rest of Canada.

"Along with our colleagues across the country, we continue to follow and monitor this matter closely," said Brown. Real estate agent and broker client verification requirements stem from provincial legislation and federal and provincial guidelines. CBC Toronto asked the Ministry of Public and Business Service Delivery whether it's considering bolstering ID requirements in its legislation to fight real-estate fraud.

In a statement, a Ministry spokesperson said an updated code of ethics for realtors under the Real Estate and Business Brokers Act will come into force on April 1.

The Ministry says the code will include a specific provision related to fraud. But the statement didn't mention any changes to enhance ID verification requirements, beyond requiring "agents to make best efforts to ensure representations made during a sale are accurate."

A spokesperson for the Real Estate Council of Ontario (RECO) also said it "will be reminding agents to be vigilant" in confirming IDs "in light of recent events."

"We want the government to protect its citizens from this type of crime that is increasing in prevalence in Ontario," explained Stephanie. The couple said they were thankful they had title insurance on their house. This covers the costs related to getting the house back or receiving the sale price of the property. Even that protection won't protect you from everything.

"It also doesn't account for the house being sold under market value … if fraudsters are looking to make a quick buck," said Derrick. "You get what it's sold for, not what it's worth."

The couple are close to resolving the situation with their house, but say the trauma from the experience won't go away any time soon. "It feels like it'll never be done," said Derrick.

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coinprojects · 1 year

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New Post has been published on https://coinprojects.net/?p=14001

Let's talk 2023 and the latest status of the cryptocurrency market!

Introduction

The cryptocurrency market is continuing to grow and evolve as more people become interested in the space, but it’s not always easy to keep up with all the latest developments. In this article, we’ll give you a list of the top five cryptocurrencies that are worth watching right now.

Litecoin

Litecoin is a peer-to-peer cryptocurrency and open source software project released under the MIT/X11 license. It was created by Charlie Lee, who previously worked as Google’s director of engineering. The network is not controlled by any central authority and uses a proof-of-work/proof-of-stake hybrid mining system.

Lee has stated that he originally chose Litecoin because it was an improvement over Bitcoin’s design: “I really liked that idea of having something better than Bitcoin.”

Monero

Monero is a cryptocurrency that’s been gaining popularity and has a lot of potential. It’s currently ranked seventh in terms of market cap, but it could easily move up through the ranks if investors continue to buy into it.

Monero bills itself as “the best privacy coin on Earth,” which means it offers better anonymity than other cryptocurrencies like Bitcoin or Ethereum because its transactions are private, untraceable and unlinkable by third-parties such as banks or governments. However, this also means you’ll have to keep your entire wallet private—even if you don’t want anyone else knowing about your transactions—which may not be ideal for everyday use cases where privacy isn’t needed (such as shopping online).

This coin was created by some anonymous developers who wanted an alternative to Bitcoin that wouldn’t require users’ identities being verified prior to making purchases with fiat currency like dollars; instead, all users need do is download one app onto their computer or mobile device so they can transact without needing any additional information from authorities beyond what appears on their screens during each transaction session.”

Cardano

Cardano is a decentralised public blockchain and cryptocurrency project, developing the first provably secure smart contract platform powered by a distributed computing system called the Cardano Settlement Layer (CSL). The platform’s SVP, Adrian Stuard, states that: “The goal is to create an open-source software which will be used for financial transactions for decades to come.”

In this section we will look at how Cardano works and what makes it unique compared with other cryptocurrencies in the market today.

IOTA

IOTA is a cryptocurrency that is designed to facilitate transactions between machines. It has a unique architecture that makes it different from other cryptocurrencies, but the most notable difference is its use of a directed acyclic graph (DAG) called Tangle.

Tangles are essentially blockchains with no miners or transaction fees; they rely on Proof-of-Work (PoW) instead. This means that instead of mining blocks like bitcoin or ethereum do, users must validate transactions by solving complex math problems using their computers’ processing power. The more computationally demanding these puzzles become—and therefore difficult for computers to solve—the more valuable your coins become!

NEO

NEO is a blockchain platform and cryptocurrency designed to allow for the development of digital assets and smart contracts. It was created in China in 2014, making it one of the first blockchains to be launched outside of North America and Europe.

NEO is known as the Ethereum of China because they both share similar goals: they want to create an open-source blockchain infrastructure that can be used by developers around the world. The biggest difference between these two projects lies in their community support: while Ethereum has been popular since its inception (at least until recently), NEO has had more success because it’s used by Chinese companies like Alibaba or Baidu; these companies are interested in using blockchain technology for many different applications—including finance—but aren’t necessarily working towards building decentralized platforms themselves just yet.

latest status of the cryptocurrency market 2023!

The top four cryptocurrencies to buy in 2023

The top five cryptocurrencies to buy in 2023 are:

Bitcoin (BTC)

Ethereum (ETH)

Ripple (XRP)

IOTA (MIOTA)

The first three of these coins are the biggest and most popular cryptocurrencies right now, with a combined market cap of over $200 billion. Each of them has its own unique features that make it stand out from the rest of the pack—Bitcoin’s decentralized nature, for example, makes it ideal for people who want to keep their money safe without having to rely on banks or financial institutions. Ethereum allows users to build smart contracts into their applications; whereas IOTA uses quantum technology as part of its blockchain network instead of relying on traditional cryptography methods like public key encryption systems or symmetrical keys used by RSA encryption algorithms…

Conclusion for the cryptocurrency market 2023!

The cryptocurrency market is getting bigger and more diverse every day.

There are now so many cryptocurrencies available that it can be hard to keep track of them all, but this guide will help you stay on top of things by providing an overview of four main types: Bitcoin, Ethereum Classic (ETC), Litecoin, and Monero. Each type has its own strengths and weaknesses; some are better suited for long-term investment while others might work better short-term trades or quick buys. It’s up to you as an investor to decide which one most closely aligns with your goals!

#Altcoin #Crypto #Litecoin #Monero #Ripple

#Altcoin #crypto #Litecoin #Monero #Ripple

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usvesseldocumentation · 1 year

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Tips For A Quick And Painless Uscg License Renewal

Are you due for your USCG license renewal soon? Don’t be concerned; the procedure is short and won’t cause discomfort! In this article, we will provide you with some pointers to ensure that the renewal is carried out efficiently. Now is the time to start considering renewing your United States Coast Guard license, regardless of whether your current one expires in a few days or months. Thankfully, it is a simple and easy procedure; nonetheless, you must maintain the validity of your license by keeping it up to date. You, as the owner of a USCG vessel, must be current on the criteria for the renewal of your license. The following are some pointers that will help the procedure go more quickly and with less effort.

Familiarize Yourself With The USCG License Renewal Requirements The United States Coast Guard website has a wealth of data that might help you renew your license. Your first step should be to familiarize yourself with the boat operator’s manual and the categories for which your license will allow you to operate. This will assist in guaranteeing that you are providing the correct documentation with your application and will put to rest any concerns you may have had about whether or not you need to renew your license.

Most boaters know that a commercial ship’s captain must renew their license with the US Coast Guard every year, but few grasp the specifics of this rule. It’s not as simple as filling out the forms and sending them in the mail. Depending on your license type, you may also be required to take one or more training and examinations before submitting your USCG license renewal application.

Gather the Necessary Documentation In Advance Make sure you have all of the required papers before you begin. The United States Coast Guard mandates that you carry certain items to verify your identity. These things include your driver’s license, birth certificate, and occasionally extra documents depending on the circumstances of the scenario. Don’t put off having your license renewed until the last minute because as long as you have all of the essential paperwork in advance, you will not delay getting your license renewed.

People frequently put off doing this until the last minute before their appointment, which means that they have to hang around after they pass their exam while the packet is compiled by someone else who may not know what they need (for instance, your maritime security card will be expired if it’s been more than five years since you last updated it).

Use a Trusted Licensing Provider Many of these businesses will show up in the results of a Google search, which is very positive. The problem is it’s unclear how to tell which service providers can rely upon to deliver on their promises. Where can I get a list of questions for each potential license provider? Asking how long a company has been in business or how frequently its permits have been renewed are two methods to verify its authenticity, but they aren’t necessarily reliable predictors of quality.

Some businesses have more potential for people, while others are better suited for use by corporations. If you use the U.S. Vessel Documentation Center, you may be certain that your application will be processed quickly, accurately, and cheaply. The finest of them will also take care of the paperwork and costs on your behalf, so all you have to do is send in your application and wait for your license to come in the mail.

Keep Copies of All Documentation For Your Records Always save a copy of the documents for your keeping. You can be certain that you have all of the correct information when you need to input it into the online system. This is particularly crucial if you are attempting to finish renewing your membership in a single sitting. If you do not have a copy of an old bill or a notice from an insurance company, you may have delays in completing the procedure or may not be able to complete it at all.

Therefore, you should make sure to preserve these items somewhere that is both secure and convenient. If you have previously used the internet to register your driver’s license, you will be able to print off your license history, including any USCG license renewal sent to you. Ensure to consider keeping copies of any diplomas, transcripts, or other documents that may be needed to be included with your application and that you intend to submit.

Whether you’re a first-time license applicant or preparing to renew your USCG documentation, you’ll likely find it helpful to contact the U.S. Vessel Documentation Center at (800) 340-7580. They can help address any questions or concerns about the process and assist you with any required documents.

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albrechtsenburke · 2 years

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Cryptocurrencies: everything you need to know

Cryptocurrency, or digital or virtual money that uses cryptography to secure transactions and control its creation, is a digital or virtual asset. There is no government control over cryptocurrency, because it is decentralized. A surge in demand and a rise in prices have accompanied the growing awareness of cryptocurrency. This article explains everything you need to know about cryptocurrency so you can decide whether it's the right investment for you. Bitcoin: What is it, how does it work and why is it so important? It is a digital or virtual asset that is secured with cryptography and whose creation is controlled by cryptography. As a decentralized system, cryptocurrency is not controlled by any government or financial institution. A cryptocurrency was created in 2009 as an open-source project to facilitate secure, seamless online payments. An anonymous person or group of people called Satoshi Nakamoto created Bitcoin, the first and most well-known cryptocurrency. Despite its popularity as a new form of money, cryptocurrency also has potential uses beyond payments. Ethereum, for example, is a decentralized platform that lets developers build and run applications without relying on a central authority. In cryptocurrency, transactions are secured, transparent, and tamper-proof because they are built on the blockchain technology. The blockchain technology is capable of revolutionizing business by eliminating middlemen and third-party verifications. What is cryptocurrency and how can I buy it and store it? With so many people interested in investing in cryptocurrencies, cryptocurrency is becoming increasingly popular. The difficulty with cryptocurrencies is knowing which one to purchase and store because not all of them are created equal. This article explains some of the best ways to buy and store cryptocurrency. Understanding cryptocurrency is important before you decide to buy or store it. A cryptocurrency is a digital or virtual token that uses cryptography to secure transactions and control the creation of new ones. The most famous cryptocurrency is Bitcoin, for example. Cryptocurrency can be bought and stored in a variety of ways. It is possible to purchase them directly from an exchange or using a wallet service. Trading can be done on exchanges, while storing cryptocurrencies can be done on wallets. crypto news of wallets are available, including ones for desktop, mobile, and online use. When choosing a wallet, make sure it is one that you can trust, if your cryptocurrencies are stolen, you won't be able to access them! Cryptocurrencies must be purchased or stored once they are purchased or stored Bitcoin: The first virtual currency Digital and virtual currencies utilize cryptography for securing transactions and controlling new unit creation. The first cryptocurrency and most well-known today is Bitcoin. As a decentralized currency, Bitcoin is not controlled by any government or financial institution. Mining is how bitcoins are created. Transactions on the blockchain are verified and validated by miners, who are awarded bitcoins as a reward. A growing number of investors and entrepreneurs are becoming interested in bitcoin since it was created in 2009 and has seen its value increase steadily. Bitcoin is an older, less advanced currency compared to Ethereum The Ethereum cryptocurrency uses blockchain technology to make it a more advanced cryptocurrency. It was created in 2015 by Vitalik Buterin and is currently the second most popular cryptocurrency. In contrast to other cryptocurrencies, Ethereum can be used to create decentralized applications (dapps). Users interact with a dapp over a blockchain and it runs on a software application. It is possible to use dapps for things such as voting or financial transactions, for example. Dash: A more secretive cryptocurrency In terms of privacy, Dash is more secretive than other cryptocurrencies. The app was developed in 2014 and has since grown in popularity. The following is a list of five Dash tips you should know. Litecoin: Another popular cryptocurrency Cryptocurrencies such as Bitcoin and Litecoin are similar, but with one major difference -- the time it takes to generate a block is less than Bitcoin's. As a result, transactions are processed faster, which may increase adoption. In addition, Litecoin is able to create a larger number of coins, meaning it will become more valuable over time.

#blockchain news #crypto news #bitcoin news

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