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phantomrose96 · 2 months

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If anyone wants to know why every tech company in the world right now is clamoring for AI like drowned rats scrabbling to board a ship, I decided to make a post to explain what's happening.

(Disclaimer to start: I'm a software engineer who's been employed full time since 2018. I am not a historian nor an overconfident Youtube essayist, so this post is my working knowledge of what I see around me and the logical bridges between pieces.)

Okay anyway. The explanation starts further back than what's going on now. I'm gonna start with the year 2000. The Dot Com Bubble just spectacularly burst. The model of "we get the users first, we learn how to profit off them later" went out in a no-money-having bang (remember this, it will be relevant later). A lot of money was lost. A lot of people ended up out of a job. A lot of startup companies went under. Investors left with a sour taste in their mouth and, in general, investment in the internet stayed pretty cooled for that decade. This was, in my opinion, very good for the internet as it was an era not suffocating under the grip of mega-corporation oligarchs and was, instead, filled with Club Penguin and I Can Haz Cheezburger websites.

Then around the 2010-2012 years, a few things happened. Interest rates got low, and then lower. Facebook got huge. The iPhone took off. And suddenly there was a huge new potential market of internet users and phone-havers, and the cheap money was available to start backing new tech startup companies trying to hop on this opportunity. Companies like Uber, Netflix, and Amazon either started in this time, or hit their ramp-up in these years by shifting focus to the internet and apps.

Now, every start-up tech company dreaming of being the next big thing has one thing in common: they need to start off by getting themselves massively in debt. Because before you can turn a profit you need to first spend money on employees and spend money on equipment and spend money on data centers and spend money on advertising and spend money on scale and and and

But also, everyone wants to be on the ship for The Next Big Thing that takes off to the moon.

So there is a mutual interest between new tech companies, and venture capitalists who are willing to invest $$$ into said new tech companies. Because if the venture capitalists can identify a prize pig and get in early, that money could come back to them 100-fold or 1,000-fold. In fact it hardly matters if they invest in 10 or 20 total bust projects along the way to find that unicorn.

But also, becoming profitable takes time. And that might mean being in debt for a long long time before that rocket ship takes off to make everyone onboard a gazzilionaire.

But luckily, for tech startup bros and venture capitalists, being in debt in the 2010's was cheap, and it only got cheaper between 2010 and 2020. If people could secure loans for ~3% or 4% annual interest, well then a $100,000 loan only really costs $3,000 of interest a year to keep afloat. And if inflation is higher than that or at least similar, you're still beating the system.

So from 2010 through early 2022, times were good for tech companies. Startups could take off with massive growth, showing massive potential for something, and venture capitalists would throw infinite money at them in the hopes of pegging just one winner who will take off. And supporting the struggling investments or the long-haulers remained pretty cheap to keep funding.

You hear constantly about "Such and such app has 10-bazillion users gained over the last 10 years and has never once been profitable", yet the thing keeps chugging along because the investors backing it aren't stressed about the immediate future, and are still banking on that "eventually" when it learns how to really monetize its users and turn that profit.

The pandemic in 2020 took a magnifying-glass-in-the-sun effect to this, as EVERYTHING was forcibly turned online which pumped a ton of money and workers into tech investment. Simultaneously, money got really REALLY cheap, bottoming out with historic lows for interest rates.

Then the tide changed with the massive inflation that struck late 2021. Because this all-gas no-brakes state of things was also contributing to off-the-rails inflation (along with your standard-fare greedflation and price gouging, given the extremely convenient excuses of pandemic hardships and supply chain issues). The federal reserve whipped out interest rate hikes to try to curb this huge inflation, which is like a fire extinguisher dousing and suffocating your really-cool, actively-on-fire party where everyone else is burning but you're in the pool. And then they did this more, and then more. And the financial climate followed suit. And suddenly money was not cheap anymore, and new loans became expensive, because loans that used to compound at 2% a year are now compounding at 7 or 8% which, in the language of compounding, is a HUGE difference. A $100,000 loan at a 2% interest rate, if not repaid a single cent in 10 years, accrues to $121,899. A $100,000 loan at an 8% interest rate, if not repaid a single cent in 10 years, more than doubles to $215,892.

Now it is scary and risky to throw money at "could eventually be profitable" tech companies. Now investors are watching companies burn through their current funding and, when the companies come back asking for more, investors are tightening their coin purses instead. The bill is coming due. The free money is drying up and companies are under compounding pressure to produce a profit for their waiting investors who are now done waiting.

You get enshittification. You get quality going down and price going up. You get "now that you're a captive audience here, we're forcing ads or we're forcing subscriptions on you." Don't get me wrong, the plan was ALWAYS to monetize the users. It's just that it's come earlier than expected, with way more feet-to-the-fire than these companies were expecting. ESPECIALLY with Wall Street as the other factor in funding (public) companies, where Wall Street exhibits roughly the same temperament as a baby screaming crying upset that it's soiled its own diaper (maybe that's too mean a comparison to babies), and now companies are being put through the wringer for anything LESS than infinite growth that Wall Street demands of them.

Internal to the tech industry, you get MASSIVE wide-spread layoffs. You get an industry that used to be easy to land multiple job offers shriveling up and leaving recent graduates in a desperately awful situation where no company is hiring and the market is flooded with laid-off workers trying to get back on their feet.

Because those coin-purse-clutching investors DO love virtue-signaling efforts from companies that say "See! We're not being frivolous with your money! We only spend on the essentials." And this is true even for MASSIVE, PROFITABLE companies, because those companies' value is based on the Rich Person Feeling Graph (their stock) rather than the literal profit money. A company making a genuine gazillion dollars a year still tears through layoffs and freezes hiring and removes the free batteries from the printer room (totally not speaking from experience, surely) because the investors LOVE when you cut costs and take away employee perks. The "beer on tap, ping pong table in the common area" era of tech is drying up. And we're still unionless.

Never mind that last part.

And then in early 2023, AI (more specifically, Chat-GPT which is OpenAI's Large Language Model creation) tears its way into the tech scene with a meteor's amount of momentum. Here's Microsoft's prize pig, which it invested heavily in and is galivanting around the pig-show with, to the desperate jealousy and rapture of every other tech company and investor wishing it had that pig. And for the first time since the interest rate hikes, investors have dollar signs in their eyes, both venture capital and Wall Street alike. They're willing to restart the hose of money (even with the new risk) because this feels big enough for them to take the risk.

Now all these companies, who were in varying stages of sweating as their bill came due, or wringing their hands as their stock prices tanked, see a single glorious gold-plated rocket up out of here, the likes of which haven't been seen since the free money days. It's their ticket to buy time, and buy investors, and say "see THIS is what will wring money forth, finally, we promise, just let us show you."

To be clear, AI is NOT profitable yet. It's a money-sink. Perhaps a money-black-hole. But everyone in the space is so wowed by it that there is a wide-spread and powerful conviction that it will become profitable and earn its keep. (Let's be real, half of that profit "potential" is the promise of automating away jobs of pesky employees who peskily cost money.) It's a tech-space industrial revolution that will automate away skilled jobs, and getting in on the ground floor is the absolute best thing you can do to get your pie slice's worth.

It's the thing that will win investors back. It's the thing that will get the investment money coming in again (or, get it second-hand if the company can be the PROVIDER of something needed for AI, which other companies with venture-back will pay handsomely for). It's the thing companies are terrified of missing out on, lest it leave them utterly irrelevant in a future where not having AI-integration is like not having a mobile phone app for your company or not having a website.

So I guess to reiterate on my earlier point:

Drowned rats. Swimming to the one ship in sight.

#chrissy speaks #long post #-gestures broadly-

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allinonecenter · 4 days

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Expanding My Reach with Das Partnerprogramm von KlickTipp: A Review

Growing my online presence and attracting new customers had become a constant struggle. Traditional marketing methods felt limited, and I craved a more targeted approach. That's when I discovered Das Partnerprogramm von KlickTipp, the German affiliate program for KlickTipp, a leading email marketing platform. Signing up for this program has been a game-changer, allowing me to expand my reach and generate significant additional income.

Ready-Made Assets for Streamlined Promotion

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The program also provides comprehensive training resources on KlickTipp's features and benefits. This in-depth training allowed me to fully understand the platform's value proposition and confidently promote it to my audience.

Lucrative Commissions and Reliable Payouts

Let's face it, a successful affiliate program hinges on a competitive commission structure. Das Partnerprogramm von KlickTipp delivers in this regard. They offer a tiered commission system based on the number of referrals I generate, incentivizing me to actively promote KlickTipp. Additionally, the program boasts a transparent and reliable payout system. I've always received my commissions on time and without any issues.

Data-Driven Insights for Smarter Marketing

Tracking the performance of your affiliate marketing efforts is essential for optimization. Das Partnerprogramm von KlickTipp provides a user-friendly affiliate dashboard that allows me to monitor key metrics like clicks, conversions, and earned commissions in real-time. This data empowers me to analyze the effectiveness of my promotions and make adjustments to my strategy based on what's working best.

The program goes even further, offering detailed reporting tools that delve deeper into individual campaign performance. With these insights, I can pinpoint areas for improvement and refine my marketing efforts to maximize my earnings from the program.

A Supportive Community Fostering Success

Being part of an affiliate program goes beyond just the tools and commissions. Das Partnerprogramm von KlickTipp fosters a supportive community for its members. They offer a dedicated online forum where I can connect with other affiliates, share best practices, and learn from their experiences.

The program also hosts regular webinars and training sessions led by KlickTipp experts. These sessions provide valuable insights on maximizing affiliate success, ensuring I have the knowledge and resources needed to thrive. This ongoing support network has been instrumental in helping me achieve positive results with the program.

A Thriving Partnership for Long-Term Growth

Overall, Das Partnerprogramm von KlickTipp has proven to be an invaluable asset for my business. They provide everything I need to successfully promote KlickTipp and generate a significant additional income stream. With its high-quality promotional materials, a rewarding commission structure, and a supportive community, Das Partnerprogramm von KlickTipp is a must-consider for anyone looking to leverage affiliate marketing to expand their online presence and achieve long-term business growth.

#Digital Marketing #Partner Programme #Digital Products #Marketing Tools #Analytics #Security #Customer Support #Entrepreneurship #Online Business #Product Management.#finance #investing

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mortallynervousfart · 6 days

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Project Serenity - 33% Life-time Commissions Digital - membership area

#Finding Financial Peace with Project Serenity: A Membership Worth Exploring #Financial planning can be a daunting task #especially in today's ever-changing economic landscape. For years #I felt overwhelmed by investment options and unsure of how to navigate the complexities of the financial world. This is where Project Sere #A Curated Approach to Financial Education #Project Serenity is a digital membership area designed to empower individuals to take control of their financial futures. The platform pro #including insightful articles #informative webinars #and interactive workshops. These resources cover a wide range of topics #from investment fundamentals and portfolio diversification to wealth-building strategies and navigating the ever-evolving world of finance.#Expert Guidance for Informed Decisions #What truly sets Project Serenity apart is its focus on expert guidance. The platform offers insights from seasoned financial professionals #wealth managers #and experienced investors. Their knowledge and experience provide members with a valuable framework to make informed financial decisions #A Supportive Community for Shared Growth #Project Serenity fosters a supportive and collaborative environment. Members can connect with each other through online forums and discuss #ask questions #and learn from one another's financial journeys. The sense of community is valuable #especially for those who might feel lost in the world of finance.#Building a Brighter Financial Future #Since joining Project Serenity #I've gained a newfound confidence in managing my finances. The platform's educational resources have equipped me with the knowledge and too #Important Disclaimer: This review is for informational purposes only and should not be considered financial advice. It's crucial to condu #Overall #Project Serenity offers a valuable resource for anyone seeking to improve their financial literacy and build a secure financial future. I #expert guidance #and a supportive community make it an excellent choice for individuals at any stage of their financial journey.

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roomstudent · 1 month

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my-financials · 4 months

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Cybersecurity in Personal Finance Management: Essential Strategies for Digital Safety

In today’s digital age, where a staggering 76% of Americans engage in online banking (Pew Research Center), the importance of cybersecurity in managing personal finances cannot be overstated. This comprehensive guide explores the essential strategies for protecting your online banking, investment, and transaction activities from cyber threats. Fortifying Online Banking and Investments: An…

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noragaur · 5 months

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HDFC Securities Calculator - Online Financial Tools for Investment Planning

Use the HDFC Securities calculator to make informed investment decisions. Calculate returns, risk factors, and other financial metrics to plan your investments effectively.

#HDFC Securities #calculator #online financial tools #investment planning #HDFC Securities calculator

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contentmaniafilmsfree · 7 months

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"Unlocking Financial Opportunities: Earn Free USDT"

"Unlocking Financial Opportunities: Earn Free USDT"In the ever-evolving landscape of finance and investment, opportunities to grow your wealth can come from unexpected sources.

The rise of cryptocurrency, especially stablecoins like USDT (Tether), has opened up new avenues for individuals looking to earn money without the need for significant initial investments.

If you're interested in capitalizing on these opportunities, this article will guide you through the process of earning free USDT and explore the potential benefits it offers.**Understanding USDT: The Stablecoin Advantage**USDT is a type of cryptocurrency known as a stablecoin.

Unlike highly volatile cryptocurrencies like Bitcoin or Ethereum, stablecoins are designed to maintain a consistent value by pegging their worth to other assets like the US dollar.

This stability makes them an attractive option for various financial transactions, from trading to everyday purchases.**Earning Free USDT: How Does It Work?**Earning free USDT primarily involves engaging in specific online activities and platforms that reward you with this stablecoin. Here are some common methods to consider:

1. **Airdrops:** Cryptocurrency projects and companies often distribute free USDT to holders of their tokens.

Staying informed about upcoming airdrops and participating in them can be a lucrative way to accumulate USDT without any cost.

2. **Referral Programs:** Many cryptocurrency exchanges and services offer referral programs where you can earn USDT by inviting friends and family to use their platform.

These programs often reward both the referrer and the referee.

3. **Staking and Yield Farming:** By locking up your cryptocurrency assets in certain platforms or smart contracts, you can earn interest in the form of USDT. This method is known as staking or yield farming, and it can provide significant returns.

4. **Interest-Bearing Accounts:** Some crypto platforms offer interest-bearing accounts for USDT, similar to traditional savings accounts. By depositing your USDT in these accounts, you can earn interest over time.

5. **Participating in Online Surveys and Tasks:** Various online platforms reward users with USDT for participating in surveys, completing tasks, or watching advertisements. While the earnings might be smaller, they can add up over time.**

The Benefits of Earning Free USDT**

1. **Diversification:** Adding USDT to your portfolio can help diversify your investments, reducing overall risk.

2. **Passive Income:** With certain methods, like staking and interest-bearing accounts, you can generate passive income in the form of USDT.

3. **Low Entry Barrier:** Earning free USDT typically requires minimal or no initial investment, making it accessible to a wide range of individuals.

4. **Hedging Against Market Volatility:** As a stablecoin, USDT can serve as a safe haven during times of high cryptocurrency market volatility.**Cautions and Considerations**While earning free USDT can be an appealing prospect, it's crucial to approach these opportunities with caution. Be wary of potential scams and fraudulent schemes that promise high returns with little effort.

Ensure that you're using reputable platforms and have a solid understanding of the risks involved.In conclusion, the financial world is continually evolving, and cryptocurrency offers new ways to earn and grow your wealth.

Earning free USDT is one such opportunity that allows individuals to explore the benefits of digital currencies without significant upfront costs. As with any financial endeavor, it's essential to research, stay informed, and exercise caution to make the most of these opportunities while minimizing risks.

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cybermarvint · 8 months

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Cybersecurity

8/29/23

Cybersecurity is an area in tech to work in that can be overlooked by a lot of people. What is popular nowadays are Software engineering and web development. However, Cybersecurity is another way to get into tech and pays just the same as the popular tech jobs. A career in Cybersecurity may be the right fit for you if you are interested in constant learning, progression throughout your career, and possible salary increase as you gain experience. Careers in cybersecurity are pentester, Security operations analysis, GRC analysis, cloud security engineer, network engineer, security engineer, etc. I didn’t name all the careers or all the interesting facts about cybersecurity as a whole. However, there are podcast and YouTube channels I would like to refer to. The TechTual Talk by Henri Davis is a podcast where Davis interviews different people in the area of Cybersecurity to give fans insight into what different careers are out there and experience from professionals. NetworkChuck goes into tutorials about how to do things in network security that will be on the job, then gives people networking advice, and drops courses to help people through certificates and learning about networks. Cyberwox is a YouTuber who goes into cybersecurity topics like certifications, changing from different careers in cybersecurity, his path in it, and courses to help with learning cybersecurity.

#cybersecurity #programming #python #machine learning #software engineering #html #investing #network security #cloud security #data security #cisco #comptia a+ course online

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fiercynn · 1 month

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on ao3's current fundraiser

apparently it’s time for ao3’s biannual donation drive, which means it’s time for me to remind you all, that regardless of how much you love ao3, you shouldn’t donate to them because they HAVE TOO MUCH MONEY AND NO IDEA WHAT TO DO WITH IT.

we’ve known for years that ao3 – or, more specifically, the organization for transformative works (@transformativeworks on tumblr), or otw, who runs ao3 and other fandom projects – has a lot of money in their “reserves” that they had no plans for. but in 2023, @manogirl and i did some research on this, and now, after looking at their more recent financial statements, i’ve determined that at the beginning of 2024, they had almost $2.8 MILLION US DOLLARS IN SURPLUS.

our full post last year goes over the principles of how we determined this, even though the numbers are for 2023, but the key points still stand (with the updated numbers):

when we say “surplus”, we are not including money that they estimate they need to spend in 2024 for their regular expenses. just the extra that they have no plan for

yes, nonprofits do need to keep some money in reserves for emergencies; typically, nonprofits registered in the u.s. tend to keep enough to cover between six months and two years of their regular operating expenses (meaning, the rough amount they need each month to keep their services going). $2.8 million USD is enough to keep otw running for almost FIVE YEARS WITHOUT NEW DONATIONS

they always overshoot their fundraisers: as i’m posting this, they’ve already raised $104,751.62 USD from their current donation drive, which is over double what they’ve asked for! on day two of the fundraiser!!

no, we are not trying to claim they are embezzling this money or that it is a scam. we believe they are just super incompetent with their money. case in point: that surplus that they have? only earned them $146 USD in interest in 2022, because only about $10,000 USD of their money invested in an interest-bearing account. that’s the interest they earn off of MILLIONS. at the very least they should be using this extra money to generate new revenue – which would also help with their long-term financial security – but they can’t even do that

no, they do not need this money to use if they are sued. you can read more about this in the full post, but essentially, they get most of their legal services donated, and they have not, themselves, said this money is for that purpose

i'm not going to go through my process for determining the updated 2024 numbers because i want to get this post out quickly, and otw actually had not updated the sources i needed to get these numbers until the last couple days (seriously, i've been checking), but you can easily recreate the process that @manogirl and i outlined last year with these documents:

otw’s 2022 audited financial statement, to determine how much money they had at the end of 2022

otw’s 2024 budget spreadsheet, to determine their net income in 2023 and how much they transferred to and from reserves at the beginning of 2024

otw’s 2022 form 990 (also available on propublica), which is a tax document, and shows how much interest they earned in 2022 (search “interest” and you’ll find it in several places)

also, otw has not been accountable to answering questions about their surplus. typically, they hold a public meeting with their finance committee every year in september or october so people can ask questions directly to their treasurer and other committee members; as you can imagine, after doing this deep dive last summer, i was looking forward to getting some answers at that meeting!

but they cancelled that meeting in 2023, and instead asked people to write to the finance committee through their contact us form online. fun fact: i wrote a one-line message to the finance committee on may 11, 2023 through that form, when @manogirl and i were doing this research, asking them for clarification on how much they have in their reserves. i have still not received a response.

so yeah. please spend your money on people who actually need it, like on mutual aid requests! anyone who wants to share their mutual aid requests, please do so in the replies and i’ll share them out – i didn’t want to link directly to individual requests without permission in case this leads to anyone getting harassed, but i would love to share your requests. to start with, here's operation olive branch and their ongoing spreadsheet sharing palestinian folks who need money to escape genocide.

oh, and if you want to write to otw and tell them why you are not donating, i'm not sure it’ll get any results, but it can’t hurt lol. here's their contact us form – just don’t expect a response! ¯\_(ツ)_/¯

#ao3 #otw #archive of our own #organization for transformative works #ao3 is not your savior #and they don't need your money #otw finances

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twovforex · 1 year

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Cryptocurrency Exchange Development Company | TwoV Forex

Cryptocurrency exchange development is the process of creating a platform for buying and selling digital currencies using Best Forex Robot and Expert Advisors. These exchanges are becoming increasingly popular as the use and value of cryptocurrencies continue to rise.

Online Currency Trading and Forex Trading requires a significant amount of technical expertise and resources. The process typically includes the creation of a trading platform, the integration of a payment gateway, and the implementation of security measures to protect users' assets and personal information.

One of the most important aspects of a cryptocurrency exchange is ensuring that it is secure and reliable. Cryptocurrency Exchange Development Company, Two V Forex implements robust security protocols, such as two-factor authentication and cold storage for digital assets, to protect against hacking and other types of cyber-attacks.

Another important aspect is the user experience and the interface design. The exchange should be easy to use, even for those who are not familiar with digital currencies. This means providing clear and detailed information about the buying and selling process and making sure that the platform is mobile-friendly.

In addition, compliance with regulatory requirements is an essential aspect of cryptocurrency exchange development. The laws and regulations vary depending on the location of the exchange and the types of currencies being traded. It's important to consult with legal experts to ensure that the exchange is operating within legal boundaries.

In conclusion, Cryptocurrency exchange development requires a combination of technical expertise, resources, and compliance knowledge. It's important to prioritize security, user experience, and regulatory compliance to ensure that the platform is reliable and trustworthy for its users.

Two V Forex deals with cryptocurrency exchange development, by being the best Cryptocurrency Exchange Development Company there are several key factors it considers.

Technology: The exchange platform should be built using cutting-edge technology and should be able to handle high-frequency trading and large volumes of transactions. This also means that the platform should be able to handle different types of digital currencies and should be able to integrate with different blockchain networks.

Security: Security is of the utmost importance when dealing with cryptocurrency exchange development. The exchange should have robust security protocols in place to protect users' assets and personal information from hacking and other types of cyber attacks. This includes measures such as two-factor authentication, cold storage for digital assets, and regular security audits.

Compliance: Cryptocurrency regulations vary from country to country, and it's important to ensure that the exchange is compliant with all relevant laws and regulations. This includes obtaining all necessary licenses and permits, as well as implementing measures to prevent money laundering and other illegal activities.

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security-unit · 9 months

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I'm a sucker for in-universe fandoms and I can't stop thinking about the idea that murderbot writes sanctuary moon fanfics when it's bored and it becomes in-universe fandom famous not only for good fic writing but also for the batshit insane chapter notes such as "sorry for the late chapter, I got shot again" and "if I told you why this chapter is late you'd be able to find out who I am through the newsfeed, so you shall continue wondering. enjoy"

the readers are going insane questioning how it's still alive. also none of them know who it is. it doesn't have any other online fandom presence linked to its fic account. it never reveals any information that can be used to figure out who it is other than it has a very dangerous job and is augmented in some way.

the name I've been going with as a placeholder is "SecRin" but I am open to username suggestions (considering something related to Eden so one of Tapan & Co can be like "I met someone named Eden once, they were very sad and very competent at security" in the big fandom discussion about who the fuck is this fic writer)

anyways Ratthi likes sanctuary moon. Ratthi reads the fics (before going on The Survey) and gets invested. he only finds out MB is SecRin when MB leaves the note and Ratthi reads it and goes "wait a second" because he recognized the writing style

also like. we can't forget the ART and MB interview.

like come on.

#murderbot #the murderbot diaries #tmbd #mb writes fanfic

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cashfreeapp750 · 1 year

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Cash App The Pros, Cons and Features of The Popular Payment Service

#We want to help you make more informed decisions. Some links on this page — clearly marked — may take you to a partner website and may resul #see How We Make Money.#Cash App is a peer-to-peer payment service that’s catching on fast. Cash App grossed $385 million in 2020 #representing a 212 percent increase in profits from the year before.#“Cash App is a relatively strong option for sharing cash and its other functionality. It’s not too different from Zelle #Paypal or Venmo #” says Ray Kimble #Founder and CEO of security firm Kuma LLC.#More and more Americans are using computers and smartphones for our banking needs. About 65 percent of Americans are expected to bank onlin #Cash App might do the trick #but there are some drawbacks. Here’s what to know about Cash App before signing up.#What Is Cash App?#Cash App is a mobile app-focused money transfer service. You can send and receive funds directly and quickly #like you could with PayPal or Venmo. But Cash App features a few other functions as well.#Aside from transferring money #Cash App will provide you with a bank account and a debit card #which you can use at any ATM. You can even invest in stocks and Bitcoin through the app. Some of these services are free #so there’s no guarantee that you’ll get your money back if something goes wrong.#Cash App has been around since 2013. It was originally called Square Cash #in reference to Square Inc.#Cash App’s parent company. Square Inc. was co-founded by Jack Dorsey of Twitter.#cash management #cashapp #cashforscraptrucks

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sweet-as-an-angel · 1 year

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MW2 Reaction to You Having an OnlyFans

Warnings: 18+, Non-Explicit Implied Sexual Content, Implied Sexual Imagery, Territorial MW2 👀, Possessive MW2 👀👀, MW2 having a Crush on Reader, Petnames, Profanity, No Pronouns used for Reader except ‘You’.

Ghost

Initially, he was in disbelief.

Denial, even.

But when you accidentally sent him a link to your OnlyFans instead of a link to the website of the restaurant you were visiting, Simon’s heart almost stopped.

You deleted the link immediately after, but it was too late.

The tab was already open on his browser.

Despite his agility and lightning reflexes, this situation is not one he’s going to be able to bounce back from quickly.

Will just stare at his phone for a minute or so before eventually starting to understand that yes, you did just send him evidence of your goings-on online.

And yes, you had just confirmed that you made intimate images of yourself accessible to whoever wanted them, though for a hefty fee.

You know your worth; you charge above average.

For days afterwards, the idea of you compromising yourself haunts him.

He doesn’t condemn you for your actions. Far from it !

He’s just surprised he hadn’t found out sooner. That he’d failed to read you well enough to know that this is what you did for work.

And, trying to justify to himself that it’s ‘just out of curiosity’ and ‘a need to confirm that it is actually you’ who is featured on the account, Simon buys a subscription.

He’s glad he waited a while since the appearance of a new subscription days after the incident is much less suspicious than receiving one right after.

Let’s just say, whatever morbid fancy Simon had before seeing your work transformed into a ravenous appetite after he’d seen what you had to offer.

Can’t see you the same way afterwards. But in the best way possible.

When he looks at you, he feels like he knows a secret.

Sure, he does feel creepy when you look at him, not knowing that he’s beaten himself off to videos and pictures of you approximately eight times that week.

But he tries to justify it. Again.

He’s supporting your business, he’s being a good friend (he winces when the word passes him by like a phantom), he’s…

He’s absolutely eneamoured with the way you look.

And the fact that he knows you personally – that he can (and has) heard you call his name – makes whatever little fantasy you’re acting out feel that much more real.

His favourite image of you is one where you have your arms bound above your head.

He always finds himself coming back to it.

Until one day he realises…How are you tying those ropes by yourself ?!

It’s impossible. Simon knows because he’s tried it on himself (don’t ask). So now he’s faced with the burning question of: Who is helping you with these shoots ?

And why isn’t it him ?!

König

Didn’t realise what he’d stumbled upon at first.

One minute, he was checking your socials to see how you were doing while he was away.

The next, he was at a sign-up page for something he’d never heard about.

The fact that it asked for his bank details left him somewhat suspicious, but your endorsement of the site – your claim of it being ‘The best investment of your life <3’ eased him into a false sense of security.

Oh, how König condemned his trusting nature.

Past the paywall, König didn’t know what to expect.

Whatever he could have dreamt of, he never expected it to be…this.

You in the most indecent images he’d ever seen.

Yes, König did scream when he realised what he was seeing. Yes, he did close the tab out of sheer panic.

After a minute, then two, he found the ability to breathe again.

His phone quivered in his hand, his grip a python about its glass neck.

Sighing shakily, König dared to unlock his phone.

Swallowing thickly, he approached the OnlyFans tab.

Opening it, he gasped, your likeness filling his screen and his mind once again.

“Oh, (Y/N),” he said, nobody else about to hear him save for himself. “What have you done ?”

After the aftershock fizzled out, König’s cheeks warmed.

Though, whether of anger, disappointment, or something else, he could not be sure.

He’d enjoyed thinking of the two of you as more than friends. For a while now, too.

And you hadn’t helped: not with how you took to his lap as if it were your throne, how you’d bend and hit him at just the right angle when he was behind you, reaching up for something.

Not with how you clung to him and whined his name at night when you slept over, always a doe-eyed look accompanying whatever minimal favour you were about to ask of him.

So to see you capitalise on yourself like this before he’d ever even seen your bare torso made him…

Territorial.

“I can’t let you get away with this, Engel,” he promised. Your smiling face was oblivious to his threat.

He palmed the bulge in his pants, his grip on his phone tightening.

“One way or another,” he found himself smiling. “You will be mine.”

Soap

Buys a subscription immediately.

He genuinely only did it as a joke to embarrass you. At first.

A rather expensive joke, mind you.

He almost choked on his energy drink when he saw your lowest monthly rate.

Whatever.

He bought it.

And his mind promptly went blank.

When seeing a friend in a compromising position, one typically tends to look away, either out of respect or embarrassment.

Soap didn’t.

He couldn’t.

He just stared at the image of you with your legs spread and your face the image of viscous lust.

Only after every pixel of that image was burned into his memory could Johnny look down.

And there, between his legs, sat a growing, pulsing, aching problem.

One which he had been vaguely aware of yet entirely unwilling to accept.

Every time your likeness throbbed in his mind, he felt himself twitch.

He sighed, his hand a resting place for his face as a dark dawn of realisation washed over him.

For what was unlikely the first time, Soap dealt with himself to the image of you, a euphoria he’d never known before shooting through him now he had you to look upon in such delicious detail.

At first, guilt impeded him, strangled his chest, propelling the likelihood of you walking through his door at any minute and catching him like this.

But all caution threw itself to the wind as the promise of release clouded his judgement.

“Besides,” he told himself. “You let other guys do this. So why not me ?”

After he finished, post-nut clarity settling over him, Johnny couldn’t help but feel dirty.

Getting off to the image of his best friend in such gruesome detail while they were completely unaware…

Sure, he’d done it before, but the fantasies had been vague enough for Soap to evade guilt.

Until now.

But, even so, with the weight of his actions on his shoulders, Johnny couldn’t bring himself to loathe his actions.

Not when you made yourself up so pretty for him.

Something tells him that this won’t be the last time he visits your page.

Valeria

This woman is already possessive to the max, so to see you posting content of yourself at your most intimate angles is nothing short of infuriating.

Regardless of whether you’re hers yet or not (you already belong to her, Valeria just doesn’t have the official title of ‘girlfriend’ yet), she will have something to say about your page.

Of course, she’s upset. Angry doesn’t even begin to cover it.

But more than anything, she’s…

Hurt.

Hurt that you never told her about your little account. Hurt that you didn’t trust her enough to let her know that this is what you did for work.

You weren’t obligated to, but where Valeria is concerned, there is no excuse.

Will drive up to your house in the dead of night and interrogate you.

And when she’s got you crying and shaking and apologising for having a career, she consoles you.

“I’m not angry,” she says, her arms crossed over her chest. Her eyes are hard; black pearls. “Just disappointed.”

Female manipulator 100%.

She’ll tease you every now and then because of your account, nothing but playful banter (as she calls it). But you can tell there’s venom to her words.

Especially when she refuses to let you pursue it as a career anymore.

“Your body is for me to see alone, Mi Amor.”

Price

This DILF may not know how technology works, but he does know that he likes what he sees when a grotesque little picture of you floods his screen.

Don’t ask how he got here; that’s not important.

What is important is how full of you his mind is both during and after the initial discovery of your OnlyFans.

All he can think about as he’s scrolling through your portfolio is how devilishly sly you’ve been as to keep such an impressive career a secret from him of all people.

Like some kind of secret.

He’ll definitely tease you about it – drop eerily familiar turns of phrase into conversation with you, ones which you’d used on the captions of your pictures.

Calls you things which you refer to yourself as online: “Prince/Princess”, “Puppy/Kitty”, an extremely specific nickname that you’re certain you’ve never mentioned around him before.

He just loves watching you squirm under the false scrutiny in his eyes as you question yourself as to whether he’s found you out.

Little do you know that he’s your most generous benefactor, tipping you most ardently on your posts where the angle of the camera gives him a glimpse of what lays beneath the thin layers of your robe.

Comments something like ‘Fucking beautiful, Love. Keep up the good work for Daddy x’

And, when he’s ready to let you know that, yes, he has been following you for months, he’ll repeat that same sentence as his mouth is to your ear, his head just over your shoulder, as he guides your hands as he teaches you how to defend yourself.

And the feeling of your body stiffening, stepping back into him in disbelief and rubbing him just right is enough to send him over the edge, his breath shuttering, his hips pressing into yours.

Horangi

Despite the disciplinary values the military taught Horangi, nothing can restrain the sheer carnality brewing in his lower half as the video of you bent over a desk, an unknown antagonist taking you from behind filled his computer screen.

If it weren’t for your breathy, whining moans, your glassy eyes and the overwhelming fact that the person I like most is literally on full display in front of me, Horangi may have been mad enough to question who was railing you right now.

That, and why did one of his associates have a subscription to your OnlyFans ?

Better yet – since when did you have an OnlyFans ???

So many questions, and Horangi can’t focus on any of them.

His first instinct is to close the tab – to preserve your privacy, your dignity

But…something stops him.

Call it logic. Call it a sick need to fulfil his own desires, but Horangi stops just short of exiting the tab.

You’re putting this online with only a paywall to separate you from the common man. So why should he feel guilty for seeing it ?

Long story short, Horangi’s shame dies, and there is little that can resurrect it or stop what’s coming next.

For the rest of his mission, his mind drifts back to you – in that position – more often than he’d like it to.

Granted, his mind had wandered to such places long before now, but he’d never had anything so visual to fuel his fantasies save for a time or two when you bent over and your underwear peeked out from beneath your shirt whenever you slept over.

When he gets home – his long-awaited reprieve – he purchases his very own subscription to this newly-found slice of Heaven.

And he gives no indication that he knows of your activities, instead waiting for the day that you ask him for his help in filming your latest masterpiece.

Alejandro

He may not look like it, but Alejandro is lowkey an internet sleuth.

I’m talking, you mention a YouTube video you watched once when you were younger that’s since been removed, based off a blurry thumbnail and Alejandro will finish your sentence like: “Oh, the one with that cat who steps on that leaf and jumps up its owner’s leg,”

So, finding your OnlyFans account isn’t exactly detective work for him when, after an outing with the boys™, he sees you get particularly jumpy when you pull out your phone.

Through the process of elimination, Alejandro concludes that you’re pursuing a more adult career.

And since he follows all your socials, he knows what your handle is likely to be.

And when he finds you in some rather compromising positions on your beloved little app, he can’t help but crack a smile.

“My, my, mi Corazon…What have you been up to ?”

He takes a leisurely stroll through your portfolio, makes a note of some noteworthy posts. Then, he makes a decision. An investment.

He purchases a subscription.

Sure, he could feel guilty about doing so – feel ashamed of his deep-rooted desire to see someone he’s seen as more than a friend exposed in ways he’s only dreamed of so far.

But he takes comfort in the fact that he’s admiring your artistry for what it is; hard work, dedication, and beauty.

Yeah, he still gets off to the stuff you post, but unlike the basement-dwellers who’ll pop a shot to a lewd picture of you and then go upstairs for their dino nuggies and their off-brand energy drink, Alejandro takes time, care, to really analyse your work – to see the colours you’ve used, the camera angles.

And to try and capture even a reflection of the guy who seems to “help” you in your productions.

Rodolfo

Screamed out loud the first time he caught sight of your page, which was open on Alejandro’s phone.

To be honest, he was too dazed by the risque picture of you in a very frail-looking swimsuit to consider the implications of Alejandro having access to your OnlyFans.

At first, he did the only thing he could think of – the gentlemanly thing to do.

Which was to look away; to grant you your privacy and pretend he’d seen nothing.

At first.

Rudy managed to make it a whole 24 hours before, after fighting a losing battle of wills with himself (one which he put little fight into the longer that image of you stewed in his mind), he found himself on your page. Again.

Shamefully, one might add.

And, much to his chagrin, he didn’t hate it.

Nor did it satiate his growing hunger for you.

And, considering how he already liked you well before making this discovery, Rudy is…conflicted, to say the least.

On one hand, you’re letting whoever has an internet connection and a bank card see you in ways that, even in his wildest imagination, Rudy never had.

Conversely, you’re letting whoever has an internet connection and a bank card see you in ways that, until now, Rudy never had.

Two sides of the same coin. Identical outcomes. It just all rested on how Rudy wanted to view the situation; as a hurdle, or an advantage.

A loyal follower of two months now, his evenings spent worshipping the visage of you in what one could barely consider clothing, Rodolfo chose the latter.

And you have no idea. And Rudy is going to keep it that way until he feels you’re ready to learn that your top contributor is the man who’s sat beside you right this second as you stay at his house for a sleepover; one upon which you rest your head and listen to the deceptively steady beating of his heart.

Graves

Not that he would admit it, but he felt somewhat offended the first time he found out about your OnlyFans account.

Bruised his ego considerably ☹️

He took your self-sufficiency personally.

Did you not believe he could provide for you ? Is that why you turned to…adult practices ?

He sulked about it for a little while – about a day or two – before the fact that the person he’d been – dare he say it – crushing on for the last few months had an ONLYFANS ACCOUNT.

Needless to say, he hopped right back on his computer and got to buying your most elite subscription available.

Yeah, perhaps the idea that a couple thousand or so other weirdos were ooglign your body aside from himself bothered him. But he wasn’t exactly whiter than white himself, so he dropped the subject (with himself).

However, his jealous tendencies do lead him to some rather unorthodox places.

Has genuinely, seriously considered acquiring OnlyFans to try and get you scrubbed off the platform.

His accountant managed to (eventually) convince him otherwise after drilling it through his skull “How questionable this would look on your company record, Sir.”

And then, obviously, Graves decided to just try and buy the internet.

Bless him, he may be a CEO, but he isn’t a boyboss. Or tech-savvy.

Regardless, he eventually cools off and actually sees this situation as playing to his advantage.

He could already feel the cogs in his turning as he realised that you didn’t know he’d seen your account, nevermind contributed to it.

And thus began Philly’s plan to make you so financially dependent on him through anonymous donations and financial contributions. A hostile takeover, as it’s known in the trade.

Gaz

Since he is both the youngest and the most tech-savvy of the 141, he knows what he’s doing.

He’d heard a whisper while traversing your socials that you owned a fabled OnlyFans account.

And, like the good friend he was, instead of embarrassing you and asking you directly, he went on the hunt for it himself.

Okay, maybe he didn’t do this without your knowledge out of pure chivalry – rather a need to see if there was a possibility that, yes, you posted yourself online for money.

And, perhaps, a need to see if he can get his hands on some of those images himself…

Eventually, ever the internet sleuth he is, Gaz found your account.

And boy, did he underestimate what he thought he’d find.

“Jesus, (Y/N)...What have you been doing ?”

But that isn’t to say he didn’t like it.

On the contrary; he couldn’t help but feel drawn to it.

Especially when, in one of the pictures, he saw you drenched in a shirt of his he’d lent to you months ago. One which he still hadn’t gotten back.

He doesn’t pester you about it anymore. Even jokingly.

Though, he is somewhat envious that his shirt gets to be that close to you, especially in those conditions.

That, and…

Wait, who’s taking these pictures ?!

Not that you’d know this, but, his chest alight with the need to identify this mystery victor, those dark rings under Gaz’s eyes when you meet for lunch the next day are for you.

“Gaz, Sweetie, did you get into a fight or something ?”

And Gaz can’t bear to tell you how much an effect the jealousy you’d inadvertently inflicted on him has had on his psyche – had on his sleep schedule as he burnt through the night trawling every image and video of you for any identifying feature of your work partner.

As evidenced by the crusted tissues piling up in the bin beside his desk, to dry his tears and…other fluids.

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