#Bad Loans

[elladastinkardiamou]

This week's newsletter from AthensLive is out:

* The Greeks & the “Sultan”   

* Another law in favour of funds and servicers

* A policeman was seriously injured and in a coma - 400 arrested 

An important step towards the rapprochement between Greece and Turkey had been taken this week. Turkish President Erdogan visited Athens - and the two countries signed some 15 agreements. The ‘Sultan’ is admittedly unpredictable, yet this was a positive moment. Apart from the Greek FM caught on camera to… bow. 

A new law regarding ‘bad loans’ was passed this week. Despite mainstream media presenting it as favorable for debtors, it seems to give even more reasons to funds and servicers to prepare for a bigger party.

A policeman was severely injured and remains in a coma after an attack outside a venue where a volleyball game was taking place. It has been related to sports violence, yet the motives remain unclear. The police took some… 400 people to the station as a result. This reminded us of how the police don't always react to violence the same way.   

Read and share this week's updates on the events and developments in Greece here: https://steadyhq.com/en/athenslivegr/posts/88a3f41f-725b-4e2b-aedc-b0137d6256e8

For anyone with a wish or need to follow and to gain an insight into recent events in Greece and to read and support independent and investigative journalism in English, the weekly newsletter from AthensLive should be a core element in the reading flow.

If you want the best overview of the events and developments in Greece right now, this is the place to go. Not the mainstream Greek news, but independent journalism with sharp analysis and links to interesting and important topics from a variety of sources.

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#Greece #AthensLive #Newsletter #Foreign policy #Turkey #Erdogan #Bad loans #Foreclosure #E-auctions #Hercules #Insolvency law #Police #Sports violence #Grigoropoulos #Oppression #Tsoukala

[singhary]

What Is NPA In Banking? – A Comprehensive Guide to Non-Performing Assets

NPA stands for Non-Performing Asset, which refers to a loan or advance that has ceased to generate income for the bank or financial institution. In simpler terms, it is a loan on which the borrower has failed to make interest or principal payments for a specific period, usually 90 days or more.

Non-performing assets pose a significant challenge to the banking sector as they can have adverse effects on financial stability and profitability. When borrowers default on their loan repayments, it affects the bank’s cash flow and profitability, reducing its capacity to lend to other borrowers. Banks are required to classify loans as NPAs and make provisions to cover potential losses.

There are several reasons for the creation of NPAs, including economic downturns, mismanagement, fraud, or inadequate credit assessment. Banks employ various strategies to manage and reduce NPAs, such as loan restructuring, asset recovery, and legal actions.

Regulatory bodies, such as the Reserve Bank of India (RBI), set guidelines for banks to classify and report NPAs accurately. These regulations aim to ensure transparency, improve the quality of assets held by banks, and safeguard the stability of the financial system.

Managing NPAs effectively is crucial for banks to maintain their financial health, protect the interests of depositors, and support economic growth. Banks must adopt prudent lending practices, conduct thorough credit assessments, and implement proactive measures to prevent and address non-performing assets.

Read In Details: What Is NPA In Banking? — A Comprehensive Guide to Non-Performing Assets

#Bad Loans #Banking Sector Challenges #Reserve Bank of India #Asset Recovery

[bankwire]

Bank’s NPA recovery process and borrower’s rights! https://bankwire.in/2022/06/10/banks-npa-recovery-process/

#loan default #financing #loan recovery agents #loan #bad loans

[chrollohearttags]

I just want biden to know that him being a ‘trump alternative’ is not a sufficient enough reason for him to be re-elected and he can stop making that shit his only personality trait.

#should’ve never been elected in the first place as quiet as it’s kept #I personally believe we don’t need a president if those two assholes are the options #building your entire campaign on student loan forgiveness and stimulus checks but not giving either is insane #then using ur citizens money to fund genocide while they live in poverty is sick #approving billions to harm innocent palestinians and having unlimited money for war but none for the homeless disabled or sick #I’ve said it a million times but fuck him fuck this country and fuck Israel #I’m so sick of it #‘he’s the lesser of two evils’ lmao is he really? or are they both terrible ppl? #cherry chats 🍒 #every time I see him my blood boils #I hate that man so bad

[transgenderenkidu]

ok since i posted about it last night, i might as well finally debut my comicaurora sentinel au, even if my drawings for it are. not fully realized

in this chimerae are a localized disaster event that can spring up anywhere, draining the life energy for a mile around. in response (in accordance with the rule of cool), cities built the sentinel corps, giant robots to fight off chimerae before they destroy the city.

more under the cut

kendal is one of these sentinels, a relatively recently developed mark III whose pilot is vash fairblade, captain of the sentinels. there aren't any city gods in this au, so vash is just a guy. why does he have the same name as the city? bc i didnt want to change it. anyway. after a while, kendal develops something of an active mind instead of just being a giant robot¹, mimicking vash's own mind. and then a wave of chimerae attack the city, destroying it, killing vash, and leaving kendal the only remaining sentinel. in the midst of the destruction, though, he could have sworn he saw a woman, unruffled, just... watching.

the sun is on its way down when alinua finds the corpse. or, more accurately, she finds the sentinel. the pilot is still tangled in the cockpit, sentinel curled around him like it was trying to protect him. the corpse is of course vash, and the sentinel is kendal.

alinua still has the 'chimeric plague' (here hypothesized to be the cause of chimera events), and the only reason she goes with him is that a. hes inorganic (can't be affected by the life outburst) and b. if she does cause a chimera event, hes literally a giant robot designed for the specific purpose of fighting chimerae. and besides, vash the city is destroyed. there won't be any collateral damage.

sidebar, alinua can pilot kendal. it's a team effort - now that ive watched pacific rim, i think its a little like drifting if your jaeger also could think. tbh i also think canon kendal and alinua are drift compatible, but thats another post for another time

dainix is another mech pilot, though not willingly - zuurith's sentinel corps is not Exclusively prison labor, but what does it matter if a few prisoners die of brain hemmhorages while piloting? dainix, piloting the sentinel "champion", is the longest lasting prisoner pilot they've had, and he's brutally effective. there are murmurings that he'll be released and placed in the sentinel corps as a citizen, but if he is ever released he'd fuck off in a heartbeat, so he's still in prison, sentence artificially extended for as long as he's useful.

i'm still a little uncertain as to what kind of roles erin, tess, and falst play, so if anyone's got any ideas i'd be delighted to hear them!!

#art #comic aurora #aurora comic #comicaurora #kendal aurora #vash aurora #tarren's a sentinel engineer loaned to argist by the aseran corps for their understanding of the oceans effects on sentinels #mine #aurora sentinel au #PLEAAAAASE ask questions and chat with me about this btw i wanna talk about it so bad

[midnighticee]

cool cool cool i hope the supreme court burns down actually

#shelby stop ranting #supreme court #student loans #its been nothing but bad news today from them

[riseupriseupandcomealong]

love/hate relationship with reaching the stage of a hobby where if you want to get better at it / more into it you’re going to have to start accumulating really specialized skills. like aw fuck i have to study this. but also yay i get to study this!

#this is abt me realizing if i want to read more ulster cycle texts i’m going to need to 1. learn early modern irish #and 2. get better at paleography #and somehow con my way back into getting institutional access bc i lose mine in a month #i have never once used inter-library loan for my major. it’s only been for folk music and medieval irish stuff #like my modern irish is already bad. i should focus on that (not least bc there’s actually resources). but…. #me

[one-time-i-dreamt]

I was in my bank trying to apply for a loan. The bank teller handed me a paper and told me that the cops were surrounding the bank and were going to arrest me for being a bad driver. I had to sign the paper to admit I was a bad driver. I then told the banker, "I don't have to do that. This is a dream." Then I woke up.

#dream #bank #loan #bank teller #job #police #cops #driving #arrest #bad driver

[steveharrington]

like i’m seeing criticisms that say the menu’s entire thesis is just “rich people bad” which to me is just not true….each table has a specific failing that goes beyond just being rich, that explains how their wealth has influenced their behavior. tyler entrenches himself in food culture and tells erin repeatedly that she doesn’t get it, but he can’t make a single dish himself because his supposed love of food is entirely upheld by other people making it for him. the food critic sees herself as the patron saint of chef slowik’s restaurant because she gave him a good review years back, but she also destroyed other chefs livelihood for the sake of content. she wants credit for the good, but removes herself from blame for the bad. the business guys think that their connection to their boss, who they think is owed credit for keeping the restaurant open while also providing his inexperienced input, makes them above everyone else. the married couple has spent $1500 11 times to eat there, but they can’t name a single dish they’ve eaten. and yes these distinctions are made by class, but they’re specific and the each make a certain point about the way art is removed from the context of its creator (tyler) or torn apart for content (the critic) or used to promote a soulless business venture (business dudes) or consumed only for appearance (the married couple) and to me that’s so much more than “rich people bad”

#the menu spoilers #and while yeah the student loans joke Did fall into that very simplistic rich people are bad because they’re rich idea #it was one joke among several very well thought out plot points #and i can already tell that one joke is gonna overshadow so much of the movie 😭 #BUT IT WAS FUNNY

[mildmayfoxe]

yknow it is crazy to think about how much i have been able to improve my quality of life by selling art as a supplementary form of income. like obviously it's a second job and it's taxing but it's also so rewarding to know how much people enjoy my work and how much good it is doing me to like, feel like i can buy snacks at the store. to be able to get takeout every once in a while. like obviously those are extremely minor changes or things most people take for granted but to me it's huge. having berries in the house when they're out of season and more expensive. buying things for CONVENIENCE??! it feels so crazy to me to have such a sense of luxury which i know says more about the bleak feeling of poverty that's followed me around my entire adult life than anything else but i feel so much gratitude that i am afforded these small luxuries at least in part because of people that like my art. not to mention how nice is is to make things consistently again when, prior to 2020, i hadn't made art regularly in almost a decade. anyway. it's cool!

#of course there are extenuating circumstances! i finished my student loans in 2020 with help from family #i moved to a cheaper place in 2020. i get paid more now than i did then; even though i'm only working four days a week #obviously i am not RICH; i cannot afford to live by myself. housing here is crazy. but i can buy MEAT at the STORE #not only do i have SNACKS in the house i also have MULTIPLE KINDS! do you know how crazy that is. #and now of course a lot of it is combatting my wicked sense of guilt for buying anything i dont 'need'. like snacks. #but obviously i still buy them i just make myself feel bad about it for a while first. lmao #i mean i haven't done my taxes for 2023 yet who knows maybe i'll be hit with some big fees and i'll take this all back #but idk you gotta be grateful. anyway i think i'm gonna order pizza later #chatpost #i used patreon money to buy a new desk chair a couple years ago. a NEW one!! not one from the street!

[highlyillogicalandroid]

I'm never going to financially recover from this.

But seriously. A vet visit for two sick cats, totaling $671, and my pet insurance reimbursed...$35. I pay $25 a month for this!!! What is the point???

Anyway, I truly hate to ask, but if anyone would like to help me pay this off, I would be eternally grateful. I'll even write you a little fic of your choosing as a thank-you. Just message me and ask <3

#yes I do know how deductibles work. Please don't try to explain them to me #Leo's was rejected because they decided a bad batch of food (vet's theory) was a preexisting condition...? #for him but not Jack??? #i am trying so hard y'all #i'm so in debt from so many other shitty things #including student loans and a shitty ex who screwed me over #and i'm trying SO HARD to dig myself out #and then shit like this happens #and my boys need their yearly shots and i need to go to the dentist #but how the hell am i supposed to afford that now??? #fml #asking for help #feel free to signal boost

[hufflepuffhabs]

Happy Ferran and Fellows on Loan Friday 💖

#happy last friday of the year 💖 #ferran and fellows on loan friday #featuring ale cause i felt bad cutting him off from his bf #pablo torre #ferran torres #eric garcia #ansu fati #ansu my beloved #alejandro balde #fc barcelona #brighton & hove albion fc #girona fc #football

[thedisablednaturalist]

Hey y'all please I know it's scary but if you've graduated in the past year make sure you know exactly what's up with your student loans (federal and private).

You should have gotten emails from places like Advantage or Navient or whatever pestering you about your loans and you may want to ignore them thinking they're scams. No they are your loan servicer, corporations that the government hands over management of your federal loans to.

The email should tell you how to register for an account which will let you see your loan payments. They'll probably be in the hundred's of dollars depending on how long it's been since you graduated.

Don't fret! Thanks to Bidens efforts (the like one good thing he's doing), you can easily get put on the SAVE plan, where the department of education pays your interests and you make minimum payments based on your current income (which, if you're following me, probably isn't that high).

Honestly, I'd recommend calling and asking about the SAVE plan. The lady was actually super nice (I have aidvantage so your experience may differ) and my minimum payments went from like $400 a month to $0 (now they're $10 bc I got a raise last summer)

And please, for the love of god, keep an eye on your account. I thought I had set up autopay but for the past couple of months autopay wasn't on, so I got charged $30 in late fees.

These loan servicers will try to wring as much money as they can out of either you or the government. You need to babysit them and make sure everything is up to snuff.

I'd also recommend saving and making large payments every once in a while to push down your total debt. That's what the SAVE plan is great for. Instead of using all your money to pay for interest, you use that money to push down the principle.

#wrenfea.exe #student loans #save plan #new graduates #life advice #also i am not an expert on this stuff this is just my experience and what ive learned from news articles and research #dont feel bad if you struggle with this stuff its purposely made to be scary and confusing #they make more money that way #dont let them #usa centric

[noelledeltarune]

got my required to withdraw notice today 🔥💯 who wants to watch me live broadcast killing myself

#talk tag #i shouldn't say that even as a joke but i'm devastated like i knew it was coming but seeing it in writing is so bad it's so bad #like i shouldn't say this either but i feel like i should've known i was too stupid for this all along #it's not the end of the world because i will be allowed readmission next year but like #i'm gonna be behind all of my friends afterwards #and it's going to be so difficult to keep living with my parents if i'm ''not doing anything'' #just so many things i have to deal with now... i'm also going to start owing on my student loans

[fagtainsparklez]

u guys know that one post that’s like. urgh. i’m so mad so i’m gonna go home and touch my husband’s tits so i won’t be mad anymore. feeling that hard rn but with writing

#icarus speaks #urgh. i’m so mad. i’m gonna go write cpurpled so i won’t be mad anymore #there were these freshmen just SCREAMING across the bus aisle to each other #about fucking. loans and scholarship and it was stressing me OUT bc it just reminded me of. well. yeah #i wanted to tell them to shut up so bad

[mt10lt20]

Crackposting: Ace Combat 6 - Goth Up & shippy stuff

Friend whose fandom hook is enemy-ships and vampirish things: "Try drawing the Strigon guy and his enemy dude, but make them like Castlevania hot." Challenge accepted?? + we had a good laugh.

TRYING to make them vampire-goth hot is not inaccurate right? It's canon that Ilya looks good but Talisman must be quite the looker himself, considering the shit their wingmen say. Confused wingmen under the cut. It's complicated™.

Toscha <<If he was serious enough and if i was a woman, I would fall for him myself.>> Wat??

Shamrock <<Talisman (wistfully), I don't know how to thank you... Maybe you can come over to my place for a drink when all of this is over (then hurriedly) iwantyoutomeetmywife!>> Sus??

<<I don't know how to say this but...(awkward pause) you're like part of my family.>> Okaay sure

Goddammit Toscha and Shamrock.

#ace combat #ace combat 6 #Ilya Pasternak #Talisman #Shamrock #Toscha #Shippy stuff #An attempt at #Vampire Goth #To friend what did you expect I have zero art training #Friend likes Trevor Alu #Might ship IlyaTali if only Tali had a face #Talking about Castlevania #HC Tali reminds me of Lenore #looks doll behaves nice but kindness is not weakness #sticks with a man who makes bad decisions #rather step into the sun than take out loans in the sky #and Ilya i miss that handsome dude #toscha obv has a crush