#and its not good in a way thats separate from other industries that arent good

[ttlmt]

do it bee

alright.

there’s a few things i kept seeing confusion about, so i’ll try to clear it up the best i can with my amateur enthusiast knowledge. 

disclaimer: all of this could be completely wrong. this is just what i’ve learned from working as a bookseller in the past and taking a few classes on publishing and just generally doing a lot of personal research into it both as a reader and with interest in joining the industry. i do not know dan’s individual situation, nor am an expert by any means. i am also coming at this as a canadian, so the innerworkings of uk/us publishing are just from what ive learned here.

you will get through this book: 

bee’s possibly incorrect far too long guide to the publishing industry and how international editions and signed copies might work for daniel howell’s new book ‘you will get through this night’ available for preorder now

follow @daysuntilthisnight​​ for a countdown #shamelessselfpromo

1) the uk vs us edition

the uk cover is the one without dan’s face on it. the us cover is the one with dan’s face on it. its not uncommon to have multiple covers and putting someones face on the cover is a very american publisher thing to do, personally i really like both. the cover you get is dependent on where you/your country order the book from.

if you ordered from danandphilshop or shop.danielhowell, you will be getting the uk cover, as it is a uk business. if you ordered from the us store right when the book was announced and before the signed copies sold out, it will probably be the uk cover (more on that in the bit about signed books). after that, i’m not sure because i do not know how irlmerch’s distribution works. 

one thing to note is all books have an ISBN number which is like a universal barcode for the book at all stores and it comes from the publisher. the beginning of the isbn dictates the publisher/language/product type/etc and the end identifies the particular book. the uk edition and the us edition have different isbn numbers, as will the ebook, audiobook, etc. this is a good way to figure out which edition you are buying from your local bookstore, and you can cross reference with the isbn in uk or us stores. its usually listed at the bottom of the product page online.

if you live in a country besides the us or the uk, it depends whether the book is being distributed or published in your country. distribution is often more cost effective, and is usually the way it works. as far as i know, dan’s book is being distributed (not published) to the countries on this list with the exception of the us where it is being published (not distributed). if a book is being published in a country, it will have a different isbn and sometimes a different cover. if a book is being distributed it will have the same isbn and cover as the country it is distributed from (usually the closest publishing hub, so london or new york in this case).

to know what edition is in your country, you can compare the isbn numbers and/or the covers. you can also take a look at your other books to see whats normal in your country to get sort of an idea. im assuming europe will get the uk edition but im not sure about other countries.

here in canada for example, our books are usually distributed from the US meaning you will be getting the us cover if you order the book from a canadian store. i ordered from irlmerch when dan’s book was announced though, so i think im getting the uk edition.

1.5) covers and book design

most of the time, especially with new authors, the author has very little say in the final decisions re: book cover and book design. they usually get input, and the publisher gets final say. book design is also a very different thing then general graphic design and professionals genuinely go to school for this. thats not to say there arent bad book designs or that regular people can’t do it too, it’s just something to keep in mind. 

2) signed books vs signed editions

there are a few different ways that signed books can work. primarily, there are signed editions and signed books. both are physically signed by the author, the difference is when in the process these books are signed.

signed books is the ‘old-fashioned’ way, where the author will sit at a table and sign copies of their book. the author usually signs on the title page and for a long time, this was the only way to do it. they have already been printed by the publisher so they will have the same isbn as unsigned books. signed books are usually more limited, often they can be personalized, and if you have ever gone to a proper book signing where the author signed the book in front of you, you have a signed book. signed books are also sometimes made available at the authors local bookstore because they are able to sign them in person. as far as i know, the books that were ordered from danandphilshop or shop.danielhowell during the initial signed run will be signed books. i also believe there are/were limited signed books from uk retailers, i think those are/were signed books (not editions) where the isbn matches the normal first edition of the book. 

signed editions are a fairly new thing, and have made signed books so much more accessible which is awesome! signed editions have a different isbn then their normal edition and signed book counterparts. they are technically two different books and are listed as a separate book in stores. that is because signed editions have one (1) extra page. this allows the author to be sent boxes of pages, not books, to sign BEFORE the books are bound. the pages are then sent back to the publisher to be included in the final printed copy of the book.

signed editions help authors to sign even more copies which allows for things like signing hundreds of thousands of copies of a book in some cases. if you are familiar with john green’s books (and hank’s too), he is a large part of the reason signed editions increased in popularity. for example, his book turtles all the way down had a signed edition and a normal edition, they were the same price but the signed edition included the one more page that john had signed. this also allows authors to do fully signed first edition runs, such as john’s new book the anthropocene reviewed (which comes out the same day as dan’s book lol), where every single copy of the first edition is signed (so there is no such thing as an unsigned american first edition, this is becoming more popular for some authors to do especially if the first edition print is not very a large quantity).

if you saw dan’s ig story from today (which was almost definitely a delayed post lmao), he was signing the signed edition papers that will be bound in the signed edition copies of the book in the us. as far as i know, it is only the us publisher that has this option. as you can see on the us store books-a-million, there is a signed edition and a normal edition. they are listed seperately and there are different isbns. the signed edition will be bound with the one extra page that dan has signed. 

both types of signed books have been actually signed by dan and are so cool to have if that’s something you want and are able to get. if not, you’re not missing much.

3) book piracy and pricing

i’m not here to tell you what to do, so i won’t. i know being able to buy books is a privilege and dan is a millionaire. full stop. he doesn’t need the money and you probably do.

books are expensive. the difference between cost and price of a book can vary drastically. does your calc textbook actually cost the publisher $300? probably not, but it does cost more per copy to print less copies of something (like a textbook) then it does to print millions of copies of a nyt bestseller. does a $24 book cost that much to develop/print/distribute? maybe. 

but most of that money goes to the publisher. the fact of the matter is authors get very little from the actual sale of the book (usually only a couple dollars), which okay, not exactly convincing you against piracy but hear me out. the actual number of sales a book has lets a publisher know how successful a book is, which helps to decide how many more prints/editions are made and often dictates future opportunities for authors.

a series of books that i love is very popular on tumblr, but there was a serious problem a few years ago where copies of the book were being pirated so much, sales were down so drastically, that the publisher almost didn't continue to publish the series. in the case of smaller authors or your favourite ongoing series, buying your copy of the book could be the difference between the existence of the next book or not.  in dan’s case, i don’t know what his future plans are, idk if he plans to write more in the future, but i do know that publishers look at previous sales to decide if they are going to publish a book in the future.

ebooks are usually cheaper and more accessible if money is an issue. used books, while not helping with sales, are also a great option if you’re willing to wait and look around. you can often request your local library buy a book and read it that way, or they might even already have it. there probably even audiobooks and ebooks at your local library. stores like am*zon are usually cheaper as well. online stores of large chains like b&n and indigo will often have the books cheaper to match amazon. however if you can, support your local bookstore.

of course if the author is a horrible person do whatever tf you want. also fuck the textbook industry. 

tldr: dan worked really hard on his book with professionals to make it the best it could possibly be. i think it looks beautiful, and it will help a lot of people. the publishing industry is a mess but really cool. check the isbn of the copy you ordered if you want clarification or you can just wait for the surprise. 

#this is nearly 2k words #i was supposed to work today xsfhkdf #but this was fun! #also if anyone has any more info or anything id love to be (nicely) informed #and any other qs i can attempt to answer #ask #anon

[positive-lesbian-vibes]

I recently found out that I'm a lesbian (I realized I don't like men at ALL) and I'm femme, but sometimes it bothers me that people might not know I'm a lesbian. Is there any way I can still be femme but dress in a way that Fellow Gays would be able to recognize me? (I realize that stereotypes don't matter- I'm just asking in case there's any advice you can give. If there's anything ignorant I said, please let me know, because I'm still pretty fresh to this. :) )

this is a thing! it’s called flagging, its dressing in a particular way in an attempt to signal to other wlw that you like women!

i can super relate, people never even entertain the idea that i might not be straight, and it can be hard to meet other women when you dont even come up on their radar

before i get any further, i should give a quick disclaimer: there is no one way to “look gay,” and you dont have to conform to any sort of fashion standard to be a part of the lesbian community. if you’re a lesbian, then congrats! you look like a lesbian! but sometimes other people don’t say it that way, which can be disappointing. so i get it. i’ve been there.

there is a lot of stuff online for flagging, but some basic things that a lot of women do to signal that they are into other women are very femme-friendly, although there are certainly ways to “look gayer” that might not suit your style

I have a “how to look gay” tag but knowing tumblr, i cant imagine any of my posts on it would come up with a search, so here are my hot tips!

some common (but sometimes used by straight girls) things would be:

 a flannel, i prefer mens because they are softer and warmer, but tying it around your waist can be a nice femme touch, although i will layer with flannels too.

you can double-denim/canadian suit it up. one way i like to do this is with like a black denim pant and a loose denim shirt or jacket over the top of a t-shirt. if double denim is too tacky for you, splitting it up into two separate-looking denims can help. but theres nothing wrong with a tacky denim get up!

things like undercuts or sidecuts, with one section of your hair buzzed short. may not be your style, but definitely gets the message across if youre into it

asymmetrical piercings. i have a double cartilage in my left ear but nothing special on my right. i hear industrial bars are a big thing, too. nose rings can be pretty hit or miss, i tend to believe they are gayer than other people do imo. but i have a nose stud so... i guess i cant really talk

in the same vein, tattoos. this one is also pretty hit or miss, because there are PLENTY of straight people who like tattoos (tats are cool, who can blame them) but i always think twice when i see a girl with a sleeve or a shoulder tat.

less conventional makeup. it doesnt even have to be too out there, but maybe like, you just dont wear foundation, or only do lipstick, or go really bold with your brows. my first term at college i saw a girl with really bold brows, a couple face piercings, and a flannel, and i just. Knew she was into women

boots. they dont have to be combat boots. but combat boots are pretty gay. people usually say wlw dont wear heels, but i know some who do.

accessories. this is a big one. i know a lot of lgbt people who are big on the rainbows, like rainbow bracelets, earrings, headbands, belts, pins, buttons, etc. generally i feel a little too loud with big rainbows all over my body, but there are other options! i like the interlocking venus symbols as a lesbian symbol, as its a bit more subtle but also relatively recognizable. i have two interlocking venus symbol necklaces, and a hat with a little rainbow on it. some lesbians like the labrys from the labrys flag, but it doesnt really seem as recognizably gay to me 

theres definitely a quirky kooky femme fashion niche that i (sadly) cant say im a part of, but a bunch of femmes like to dress kind of tacky. there’s a big joke about “tacky lesbian fashion” because lesbians can be known to wear some interesting combos, like crocs with a skirt, etc, but this can be dressed up, too. louder prints that might not be too appealing to the average straight man OR woman can be a subtle way to give off vibes

hats. the classic beanie. even in the year of our lord 2019, i know nary a straight girl who would dare don a beanie. its just so classically lesbian. but you can opt for a baseball cap or bandana, too. backwards hats? very gay. my belief is that this stems from the classic lesbian pastime, softball.

dyed hair. usually unconventional colors. this one can go both ways, too. pastels tend to be “less gay” but that doesnt mean there arent lesbians out there rocking some pastel pink hair. streaks or an ombre of a bright or non-natural hair color give off vibes. the ends of my hair have been purple on an off since i was a freshman in high school.

the way you carry yourself. this one isnt a way of dressing, yeah, but it can be just as effective. my gaydar tends to go more off behavior/body language than appearance. it obviously isnt 100% (none of flagging ever is) and takes some practice, but I’ve generally been pretty good at figuring out if someone is gay from interacting with them. it isnt instant, takes practice, and can easily be wrong, but its usually my method of choice. unfortunately, this method almost NEVER gets the point across the straight people, who tend to think if you have long hair then there’s no WAY you could be a lesbian. body language to look out for: not sitting in chairs properly (a meme that reflects reality) like “manspreading” but as a woman, generally more confidence/self-assuredness, focusing more on women, being less “meek” and more “aggressive” with taking up space, accommodating for women’s comfort but not for mens, disregard of the male gaze, that sort of thing.

lastly, all of these things are just suggestions of how to “look gayer” based off stereotypes, some of which were played up by the lesbian community in an attempt to find each other. you dont have to change how you dress, act, look, or anything else to be a real lesbian or to “look” like a lesbian, because there is no one “thing” that lesbians look like. some of us dress to stereotypes, and some of us dont, but we are all lesbians at the end of the day, dressing and looking the way you feel most comfortable should be the goal. if that includes some things on this list, great! if not, thats fine too! you don’t have to do everything. just the stuff you feel good about

#how to look gay #long post #anonymous #ask

[makotokyoqoku-archived]

how do you feel about people who diminish midnighter and apollo in general/specifically midpollo to just "gay superman and batman"/"canon superbat"? i imagine it doesn't feel good but i'm not really involved in either fandom and i was wondering what your Thoughts are.

I FUCKING HATE IT !!!!!!

heres the thing: yeah, midnighter and apollo are pastiches/deconstructed characters of batman and superman respectively but to say that theyre just "gay superbat" is fucking shitty because it really shows that literally fucking NO ONE takes a few steps back and analyze these characters down to their bare bones!!

their moralities, powers, lives, personalities are so different from supes and batman!!

1. midnighter got a fucking tactical computer that he had to suffer YEARS OF TORTURE AND UNETHICAL EXPERIMENTATIONS to have it installed in his mind, to have his entire body changed to satisfy bendix, the one who made him that way. apollo had gone through the same thing too, and on top of that he cant discover new powers like clark can; bruce had trained his body and mind to what he wants it to be, clark is literally a fucking alien!!

2. and this is the most overlooked part of this entire shittery: their moralities are so fucking contradictory to bruce and clark's that m and apollo will literally fight them about it. m&a dont mind killing people specially if theyre bad people, they literally went after undercover government agents for god's sake!! they went after the government of an alternate universe!!! they will literally use any means necessary to stop evil people from ruining innocents' lives, and if that means going after alternate universes then so be fucking it.

they kill. mercilessly and ruthlessly. its part of them, part of their morality and who they are as a person.

will bruce and clark use everything they have to stop evil people? yes. will they break their very fucking strict code against taking a life no matter who it was or what they did? fucking no. and thats the thing that separates m and apollo from bruce and clark because m&a have absolutely no problem, whatsoever, with killing bad people who ruin others' lives, but supes and bruce do; theyve a very strict and rigid moral code that no one can break no matter what.

so no. midnighter and apollo arent just the gay batman and superman because to imply that is to mean that m&a are similar or even the same as batman and superman when theyre literally not.

besides, and this is kind of a hot take? but it also diminishes the importance of midpollo to the lgbt community as a whole. theyre literally one of the first gay characters in this fucked up industry and theyre very complex and intriguing characters in their own right and you want to reduce them to just carbon copies of batman and superman? lmao shut up and sit your ass down.

tl;dr: READ MIDPOLLO'S COMICS OR SHUT THE FUCK UP ABOUT THEM BEING "GAY SUPERBAT"!!!!!!

#asks #anonymous #... yeah fuck it im tagging this #midpollo #superbat #dc

[i-am-the-entertainer]

RevieWBY: Volume 6

This has been stated so many times, but Volume 5 was bad. Okay, it wasn’t terrible, like I don’t feel offended by it being bad (unlike certain folks), but looking back on it I don’t have anything to say to really defend it as something Rooster Teeth should have talked up as much as they did at the time. It had some good things going for it, but the amount of problems it had in terms of animation and writing really put a sour taste in everyone’s mouth. So for Volume 6 to deal with all that fallout, it was going to have to do a lot. And to their credit, CRWBY accepted the criticism in stride, and actively worked to make Volume 6 something that people who despised Volume 5 might enjoy.

Still, one had to go into this season with the understanding that some people were never going to be completely satisfied with whatever CRWBY did. Because at the end of the day, the RWBY that Rooster Teeth currently makes is not Monty Oum’s show anymore. No, this isn’t saying CRWBY is in any way disrespecting his legacy, it’s just Monty Oum had a certain method to running the show that only he could really get away with: epic fight scenes, suddenly throwing giant curveballs into the series’ mythology, taking vital time away from storytelling so the fights looked cool. I mean, there are people who criticize the show for doing that now when they didn’t give two shits when Monty did it, because Monty did it in a manner that somehow worked. I don’t know how he did it, but he did, and, well, he’s not here to do it, and there’s no way even a huge animation team can collectively do things like him. And they shouldn’t: if they can use a better industry standard animation engine than Poser, than the fact that Monty Oum didn’t like animating with Maya shouldn’t stop them.

Blah blah blah...this is all about FNDM reception. What did I think of Volume 6?

Well...

Focus

In my mid-volume review I cited this as Volume 6′s strongest aspect, and as far as I can tell this remains the case. By focusing our hero storyline on one group and for the most part the villain storylines on only a few characters who were paired off, Volume 6 effectively told a story that didn’t force the viewers to juggle multiple things and find some semblance of a continuing story. Everything happened linearly and the whole thing made for a more enjoyable watch overall.

Tone

Building off of that renewed focus, this volume felt like it had more of a consistent tone that lasted from beginning to end. RWBY markets itself as an anime show and uses a lot of that anime-style of humor (slapstick and comedically exaggerated emotions), but honestly it’s always played fast and loose with using that humor in a way that doesn’t feel out of place. In this volume it was more consistently used, and that’s largely thanks to the nailed down focus that allowed character interactions to utilize the humor in a natural way. Ruby and Maria Calavera were especially good sources for humor.

Now, things did get a little more screwball when Cordovin came into the mix, but it was interesting seeing CRWBY take that humor to a logical extreme for the first time in a while (not since the Beacon years). It interrupted the tone for a bit, but not in a manner that overall changed the genre this show is going for.

Animation

Beautiful. The improved production pipeline that we’ve heard about really came through. These episodes were the best they’ve ever looked, minus a few errors here and there, showing just how amazing RWBY can look when you give the animators time to add their own touches. There was some really great fight animation to boot: none of the fights this volume felt awkward, and you could tell the animators had a lot of fun.

Worldbuilding/Storytelling

It feels weird saying that Volume 6 did a better job with worldbuilding than Volume 4, which took place on four different continents and traveled across one, and Volume 5, which took place on two different continents and featured the second major skirmish between the villains and the heroes. I think this has to do with just how well it was integrated into the story: insight into the world came at points where the story needed it and when the viewers wanted it. Nothing ever felt like a massive info dump better suited World of Remnant; where there was just too much information delivered that wasn’t relevant to what was happening in the show. Volumes 4 and 5 had this same problem with establishing the world, often telling us too much in a way that just didn’t feel natural to the story. With Volume 6, almost every chapter up until the final Argus arc included some form of that insight:

Chapter 1 showed us how ordinary civilians deal with traveling through Grimm territory––the steps they take to protect themselves

Chapter 2 showed us some aspects of the Mistral criminal underground, not telling us too much about it but suggesting it was much larger than what Cinder encountered.

Chapter 3 showed us...so many things.

Chapter 4 offered a sense of the stakes RWBY faced in relation to all of Remnant.

Chapter 5 and 6 gave us a glimpse at another form of non-city life in Remnant.

Chapter 7 introduced us to Argus, my favorite of all the Remnant cities we’ve seen; plus a glimpse into the life of the silver-eyed warriors; and a more representative depiction of what domestic life is like in Remnant

Chapter 8 told us what Atlas personnel who aren’t Ironwood or Winter are like, plus the long-awaited insight into how the silver eyes work.

Chapter 9 shows something of the effect the Battle of Beacon, and by extension Pyrrha’s death, had outside of our core group.

Things kind of teeter off with the finale arc, but that’s because worldbuilding became a little less important to what was going on. This is kind of a stretch, but the mech fight and the arrival of the Grimm in Argus give us an idea of how large non-capital cities defend themselves without just spelling everything out.

All in all, this volume delivered on some impressive worldbuilding, probably the best the series has had in a while. It wasn’t massive info dumps unless it needed to be (e.g. Chapter 3), and it offered just enough for other important things like the storytelling and the action to still be in the forefront.

Characters

Volume 5, despite the fact it involved the major reunion of Team RWBY after two volumes, felt like it was simply putting the main characters through situations without those situations really doing anything to develop them or define them as anything beyond what we already knew. Some characters fared better on the development front, namely Yang, but others, especially Ruby, just seemed to be along for the ride without us getting any insight into them. This is where the writing issue that came from separating everyone starting with Volume 4 really came to a head: too many different characters with their own story to cover, and sometimes those stories just didn’t do much for the character beyond existing as a situation they were in.

Volume 6 feels like the refutal of that, and that mostly has to do with the fact that we’re not juggling so many storylines anymore. When a major event happens to the heroes, everyone gets affected at the same time. The train crashes? DEVELOPMENT! Jinn’s story? DEVELOPMENT AND INSIGHT! Snowstorm? INSIGHT! The Apathy? DEVELOPMENT! Telling team JNR about Jinn’s story? DEVELOPMENT! Adam ambushes Blake and Yang for the first time since Volume 3? DEVELOPMENT! WITH A HEALTHY DOSAGE OF ANGST!

Surprisingly, the same thing is happening to two of our favorite villains, Mercury and Emerald: even though they only really appeared in three chapters this Volume, we actually got a surprising chance to see how their defeat at the Battle of Haven affected them, and their increasingly strong misgivings about working for Salem. We get more of an idea of them as people rather than Cinder’s blind followers, understanding why they stuck with such an evil person for so long. It’s the most we’ve learned about them since Volume 3, and we didn’t even need lengthy flashbacks.

Even Adam got some more insight. RWBY has been following the path that Adam was an abusive ex-boyfriend for quite a while now, but there was always this underlying thought that he got into the White Fang business for a seemingly noble cause. The problem was the show hadn’t depicted how he got from Point A to Point B. The Adam Character Short offered us some of that much needed insight, putting some of his actions up to this point in a new context, even if it was set-up for clearing up some things so they could get rid of him.

Of course, there are still exceptions to characters getting character development, and honestly they’re kind of glaring ones. Oscar’s development arc, where he came to accept he was his own person, completely happened offscreen (for reasons that I’ve brought up before and will reiterate in the final section), robbing us of really witnessing his growth as a person. I enjoyed some of the stuff Cinder did this volume, especially her escape from the vault and her fight with Neo. But honestly she continues to be a pretty bland villain with little hints at her motivations for being such a terrible person: the Battle of Haven was such an utter defeat for her there needed to be some form of consequence that would’ve affected her character while also telling us more about her. Maybe it would’ve been her strategizing her revenge, which would’ve gotten more insight into how she thinks as a master planner. Instead, we get her leaving the vault, more or less going back to what she used to do but in a more low-key setting, fighting with Neo, plotting with Neo, and leaving with Neo. It felt more like “Hey, she’s alive, and here’s what she’s doing,” which while I appreciate it feels kind of a waste of time if you’re not doing anything with her beyond that. Honestly, a post-credits reveal that she was alive and then a pre-Volume 7 character short detailing how she made it to Atlas that covered her and Neo’s entire storyline this volume would’ve been more helpful.

Before I go on to my most major critique of this volume, I need to address the two Goliaths in the room.

Adam

I’ve said it before and I’ll say it again: they needed to get rid of Adam. The way things have been going, there was only so much more you could do with his character before he became a nuisance that was overstaying his welcome. I understand people wanted some deeper insight into him, but the fact was he was never introduced to be a major villain to anyone beyond Blake and later Yang. They could’ve had him have a thing against Weiss, but they didn’t, they focused the time that would’ve made him a major villain for everyone else on making people like Roman and Cinder and Salem the big villains. They decided on the path of abusive ex-boyfriend a very long time ago, and if you hadn’t figured that out after the Adam Character Short I honestly think you were being willfully ignorant to what’s been building up.

The best I can say is that Adam and his history is a missed opportunity for some pretty interesting storytelling and worldbuilding, but the fact remains: it is not his story that they want to tell, it is not his show. It may make something interesting to think about, but Adam’s story is supplementary, and works better in supplementary material, a la character shorts and maybe mangas.

Jaune

Y’all need to quit it with the “Hrrr drr Jaune took up time again moan moan Miles Luna is self indulgent” talk, he barely did anything this volume beyond Chapter 9 and having a sister that the whole fandom loved.

Pacing

This...this is where Volume 6 ran into trouble.

Overall, from the season premiere to the finale arc, this was probably the best-paced season of RWBY we’ve ever had. Major story events happened right when we needed them, and for the most part they didn’t drag out story arcs for any longer than they needed to be.

Well...until they reached Argus, that is.

At face value, a lot happened in the final couple of chapters. Chapter 8 gave us Maria explaining the silver eyes, Chapter 9 had the scene with Pyrrha’s statue and the mysterious Red-Haired Woman (I’ll headcanon whatever I want about who she is, Jen Brown) Chapter 10 started the Cordovin fight, Chapter 11 reinforced Blake and Yang’s partnership, Chapter 12 killed Adam, and Chapter 13 had Ruby finally use her silver eye powers to defeat a Grimm and they made it to Atlas. Yeah, it was a pretty eventful set of episodes.

So then why did it feel like it dragged? Here are a couple reasons that I’ve identified.

1. The Cordovin Battle sidelined story arcs for too long

I’ve said this before, and I’ll say it again: the finale arc should not have been split up like that over so many episodes. It afforded us some pretty well-animated fights, some of the best the series has ever had, but the volume hadn’t been relying on that action to keep up the forward momentum, but on actually telling the stories of these characters. I get the need for CRWBY to prove that they can do well-animated fights, but as I’ve come to accept action should never take precedence over storytelling (I know, that’s hard to swallow when parts of the fndm spends hours complaining about how Monty’s not animating the fights anymore). And it’s clear to me in this final arc put emphasis on the action over the momentum of the story, bringing the actually pretty good storytelling the volume had had up to that point to a grinding halt.

Now, historically RWBY fights have delayed telling stories, but it’s never been for too long, at most maybe two chapters? But if you spend three chapters on a single fight, thereby devoting three weeks of your viewers’ time to high-octane action, people are gonna notice that the story is basically going nowhere.

What could’ve made this less of a problem? Well, perhaps establishing Cordovin earlier and making her less of a buffoon would’ve eased my hatred of this arc. Volume 6 lacks a clear antagonist for the story, but the way Cordovin was treated as a big deal in this final battle made it seem like she was taking up that role, except we didn’t even see her until the final half of the volume, and in her debut we couldn’t take her seriously as a villain, much less an antagonist, because of the pure comedy they used in her intro. There needed to be something about her at least a few episodes early––take this with a grain of salt because I think following JNR in Argus would’ve killed the balanced pacing of the first half of the volume (and just made the Jaune haters apoplectic), but maybe a few quick scenes of JNR arriving in Argus and getting rejected by her would’ve been helpful. Or honestly easing off on the comedy of her intro. Such a one-note character who we are primed to not take seriously isn’t interesting as a major force, so identifying her as a more threatening roadblock for the heroes would’ve made the stakes of the final fight a little more...present.

2. Important storylines got trimmed for time’s sake and weren’t addressed properly.

@hypeathon (whose excellent production analyses for this Volume are well worth a read) identified a tweet Miles made back in October, prior to the premiere and most likely when they were finishing storyboards, about “killing your darlings.” For those unaware and who may have severely misinterpreted that comment, “killing your darlings” is when writers have to sacrifice something they love or want to do so that the story works better. The timeliness of this tweet (after they would’ve finished the script but before they’d wrapped on storyboards and voice acting for the final episodes) suggests the writers’ room had to cut a lot of material from Volume 6 (what Miles called a massacre of darlings), most likely due to production limits or not having enough time to cover them.

Think about it: the story from Chapters 1-7 was really good: everything was properly spaced out, the scripts felt polished, there was a balance of action and comedy and legit storytelling, the good pacing lasted longer than it ever has within a single volume.

Then we hit Chapter 8 and suddenly it all changes: storylines don’t get the proper time devoted to them, arcs come to a screeching halt due to the big fight. Unlike previous volumes, where the imbalance was pretty much the entire volume, there’s actually a clear point right in the middle of this volume where things suddenly took a turn for the worse. And the fact is, some of the problems with the story in the final arc suddenly make more sense if you accept that time that would’ve been devoted to it got sidelined in this “purge”: Qrow’s alcoholism suddenly getting brushed aside after Chapter 9 hopefully to be addressed next volume, Oscar disappearing and all his development happening offscreen, Adam’s completely unsubtle return after only a vague hint in Chapter 1 that would’ve been stronger if he’d kept popping up in Argus. I’d even go so far to say the odd pacing of the final few chapters could easily have been the result of the writing team not being able to devote a single chapter to such a grand fight, so they needed to stretch it out so CRWBY could actually animate it within reasonable deadlines, which meant sacrificing time for those arcs that so desperately needed development.

So what overall is gonna fix RWBY’s pacing in the future? Well, I think at the moment the show is too ambitious. If it wants to keep to a reasonable production schedule, they need to control the scale of their finales so that it can be completed without needing to sacrifice other storylines. If it wants to hold onto that ambition and make the finales as grand as they want it to be to do their boy Monty proud, then they absolutely need to delay the actual release of the volume so they can put in the proper amount of time to both the story and animation. And I don’t think anyone would mind waiting a little longer for Volume 7 if it meant this show got the care and attention it needs to tell the story it clearly wants to tell.

Conclusions

Evaluating Volume 6 is impossible without evaluating what came before it. RWBY was never a perfect show, but when you lose someone who was responsible for the show’s popularity in the first place and have to change how it’s made to make up for his absence, there’s going to be backlash. Backlash from the fans, and, uh, backlash from inside the company. The fact is, people are never going to be satisfied with the RWBY that Rooster Teeth makes today, and Rooster Teeth is never going to push out a RWBY that will make everyone happy. All they can really do is keep moving forward.

And move forward they did. Despite my problems with the finale, Volume 6 was good. I’ve always been sort of ambivalent about the show (I was drawn to it by my brother shortly before Monty’s death and have been watching it out of respect for him and the company as creative artists), and even if I thought some of RWBY’s critics were being too harsh (or seriously needed to find something better to do), I didn’t find Volumes 4 and 5 enjoyable enough that I felt like defending them. But guys, Volume 6 did something amazing: it made RWBY fun to watch again. Focused, consistent, and compelling storytelling plus gradually eased-in worldbuilding made for a story that I could follow along without having to juggle so many different plots. Improvements in the overall animation made things nice to look at and when fights happened they were always entertaining, never making me cringe or grimace, always making me think “Hell yeah, beat the shit out of them!” Just like I felt back in the old days of the show.

I feel as though what’s holding RWBY back at this point, however, is adhering to the production schedule that its old vision called for in making its current vision. And it honestly cannot keep doing that. RWBY is a show trying to reach grand heights, and its rushed production timelines and lost story arcs are keeping it tethered to the ground. Yet I can’t help but say: Volume 6 is RWBY at its finest so far. It can’t fix the problems that previous volumes have had, but it builds on the void those problems left to build a story that makes this show feel like something worth following once more.

So, I can safely say I’ll be following along when RWBY returns for Volume 7...hopefully later rather than sooner (again, it needs a better production schedule).

#rwby #rwby6 #reviewby #crtq

[its0katka]

A Personal History of Mountains

I’m five years old, seven years old, thirteen years old, and I drive through mountains to get to my cousin’s house an hour away in Duchess County. I know they aren’t really mountains though, because they aren’t tall enough, or craggy enough. They don’t look like the mountains I see in books and on TV. 

I’m used to tall things because of living in New York but the skyscrapers are oftentimes too tall and give a warped perspective on what tall actually is. Nature is different, though. Nature is real.

They look pretty in the fall when the leaves change colors, but when it’s summer they just look like oversized bushes, in the winter they are a dead bark brown. They aren’t rolling, it’s usually one large dome and then normal-sized foliage otherwise. Sometimes they look pretty when they are covered in snow.

I try not to think about mountains because one time I tried to hike Bear Mountain and I hated it.

I’m 20 years old and I’m flying to Ghana. We transfer planes in Germany and as we fly south, we cross the alps. I don’t know which alps, but we’re so high up above them that all we see is snow-capped tops and sharp peaks clearing the sky. I remember how excited I was to see them, because they looked like real mountains, and I was so close to them.

In Ghana I went on another hike to Mount Afadjato. I thought it’d be fine because I’d done a hike to Arthur’s Seat in Edinburgh the summer before, and that was alright, it was the same amount of time (two hours up, an hour down) and I figured I was spry enough to do it.

I wasn’t. I fell behind the group quite far, especially when trying to walk down the mountain. I was suffering badly with the elevation. I was wearing Crocs. 

Arthur’s Seat was 822 ft tall. It had stairs along the way, and safety ropes. Mount Afadjato 2,904 ft tall. It had nothing but steep climbs, slippery rocks, and a worn train. I lost my footing at one point and slid down the mountain, I thought I was going to die. The group went to a cave the next day and I opted to stay home and try to watch the Ghanaian version of American Idol on the TV we had that never really worked.

I’m 22 and living in Žilina, Slovakia. I was provided with a three bedroom flat all to myself, for the modest price of $400 Euros a month. My Independent Study stipend pretty much covers the rent, I have to use my personal funds to buy food but it’s not too bad because I don’t have a fridge, so I basically have to eat vegetarian, eat out, or not eat at all.

From my balcony (yes, I have a balcony, yes, it’s where I keep my milk, cheese and yogurt to stay cold in the frigid November temperatures), I can see the Malá Fatras, a Slovak mountain range that’s popular with skiers. I love standing out on the freezing balcony looking at it because these are the tallest mountains I’ve ever seen, and the closest I’ll ever get. It makes me feel normal, like the world is not so vast, like there are borders and boundaries and it’s somehow cozy, in a weird way.

One weekend, all employees of Stanica are gone on holiday; Dusan goes on a trip to Bratislava with his girlfriend, Audrey and Helen go to Budapest. I am on my own except for Ints, who offers to hang out with me while everyone is gone, who makes sure to take me out to bars and have a good time, who drags me out to a mountain nearby to go see some castle ruins, except that I’m hungover as hell and the walk up is steep as hell and we stop for a cigarette break halfway through and I admit that I’m dying and I’m sore and dehydrated and can’t go on, can we please go home?

We stop at a bar on the way home and have warm beer. We go out later that night and I scream at him drunk in the snow because I want to have sex with him but he keeps saying he has a girlfriend but no one has ever met her, ever, not even his closest friend Aldrick and everyone keeps saying to me, “Wow are you Ints’s girlfriend?” and it killed me every time.

Years later I would understand that he was doing the right thing, he liked me but he was doing the right thing and knew it would be bad if we got involved. 

I’m 28 and on my honeymoon and we make a stop in Lake Como. I’m still not feeling 100% health-wise, and I welcome the chance to relax along the lake. Our Airbnb is a time capsule, it’s a separate room and bathroom attached to the home of a spry Englishwoman who married an Italian man and basically gets to see out her days in their Sala Comacina flat, with paramount views of Lake Como and a water taxi stop down the road. 

It’s more beautiful than anywhere I’ve ever been. The air is clear and crisp and warm, the Italian alps are visible in the far distance, snow capped and a stark comparison to the emerald green, sloping hills along the lake. When the sun sets, it turns them brilliant neon colors of pink, orange and purple.

We dine on prosciutto pizza and grilled fish at a place where the tables and chairs are made of plastic, and the local teenagers drop by for cokes. I take a picture and post it. Someone asks, “Is this a painting?” No, it’s reality.

I’m 30, and we’re driving through Switzerland, exhausted and half sick but determine to visit Berggasthaus Aescher, the famous building built into the side of a mountain, which serves food if you’re lucky enough to get there. I’ve done all the research, including figuring out how to get there by car, through winding roads and up steep elevations and narrow streets where the Swiss sports cars zip around like it’s no big deal except if you aren’t careful enough you may well drive off a cliff because there are zero barriers, dude.

We see old people, old people, riding bikes up the hills and I just feel really bad about myself, in comparison.

We find pockets of green space, sprawling hills with farms and cows, so many cows, cows everywhere and adorable cottages and I just keep wondering, “Oh my god what does one do here to occupy their time, especially with all of these insane hills and narrow roads to climb?”

Finally we reach Ebenalp and the cable car that will take us to the top of the mountain. All the way there we’ve been surrounded by tall crags and ranges of snow-peaked geo wonders. I can’t stop taking photos of them because this truly is the closest I’ve ever been to a real mountain. It’s 5,380 ft high and I wonder how on earth it’s possible for this cable car to bring us up so steeply and yet be so smooth and yet never just one day fall apart and crash.

We get to the top and realize we are sorely underdressed; I, in a thin sweater and a designer purse, Handsome Man in a long sleeve shirt and dress boots. Everyone else around us is wearing legit hiking gear — industrial boots, heavy coats, snow pants, bandanas. All of the things I read about Berggasthaus Aescher said it was an 15 minute hike to the guesthouse. I am winded in the first five minutes and I am walking down, not up.

At Berggasthaus Aescher, we realize it’s too late to buy food because the last cablecar leaves at 5:30pm, and if we miss it, we must hike all the way down, and who knows how long that’d take and what condition we’d be in by the end. We take some marvelous photos and retreat back where the steep climb has me stopping several points through to catch my breath. I see old women and little kids hiking and wonder what the hell is wrong with me.

I really liked Switzerland when we were there, it was this crazy place where everything was so expensive and no one looked like each other and the language, what even was it, and we paid $40 for pad thai at a takeout place, and Handsome Man got food poisoning because he didn’t cook his fondue meats well enough.

But what I can’t stop thinking about are those mountains, and valleys, where it’s just you and the land and the animals and the nature, and it’s so beyond beautiful and peaceful and you wonder how anything could ever be wrong there, and it’s not wrong there, it’s perfection.

#mountains #travel #Travel Photography #nature #travel blog #ghana #switzerland #italy #lake como #slovakia #swiss alps

[curly-q-reviews]

FLIX FROM THE NET

Bird Box, 2018 (dir. Susanne Bier)

SPOILER WARNING THERE WILL BE SPOILERS DONT READ IF U HAVENT SEEN IT YET AND WANT TO

[TW: SUICIDE, MURDER, VIOLENCE, BLOOD, GORE]

well fuck its been a while!!  happy new year y’all hope u had a Fun and Safe time!!!  i for one was at a party where we started playing Shrek at exactly 10:39 PM to see if Smash Mouth’s hit song I’m a Believer started playing right at midnight and to my utter disbelief and elation it did!!!  move over times square ball drop a new arbitrary way of celebrating the start of a new calendar year is here and it involves a large green monster with a scottish accent who really loves his onions (#me am i right ladies)

WELL ANYWAY heres a fun new series ive been thinking of starting cause ya girl watches a lot of netflix movies and has many opinions about them.  i think i’ll do a separate post about the whole Netflix Original Film trend in general and how its changed the film industry at a later date but since i just watched the above movie not too long ago i wanted to get all my thoughts out there right fuckin now!!

netflix is without a doubt the OG king of streaming services, they were really the first to get the ball rolling and then dozens of other companies scrambled to latch onto this money train while it was rolling on the tracks full steam (or should i say.... stream EL;KGHS;EKFSH; please end me) ahead.  it started out as a rental subscription service where u could pick out three movies at a time to rent and then they were sent to u in the mail (like blockbuster but now you never have to leave your house ever again to get that sweet sweet rental content).  and then the decision was made to actually start online streaming, no physical DVD’s required!  ISNT TECHNOLOGY GREAT

well whoooo boy this shit swept the nation, people couldnt get enough of such a convenient and relatively affordable service and netflix started really raking in the dough.  and at some point they got rich enough to say “hey fuck it!!!  lets make our own movies baby!!!!”  and here we are now with Netflix Original Movies and TV Shows, which means a new player has entered the movie game in a very novel and innovative way.  why pay money for a movie ticket and leave your house to go to a theater when cool new movies are being released on a subscription service u already own to watch movies you already know and enjoy?  and then u can sit butt-ass naked in ur bedroom alone stuffing ur face with cheese puffs like an insatiable cheddar beast and see something new and fun and interesting

ok so.  Bird Box.  here we have a movie based off of a book (so i guess this also counts as a Book Movies review but I DIGRESS) starring hollywood powerhouse sandra bullock, featuring Supreme Lesbian Overlord Sarah Paulson and Resident Crazy Old Man John Malkovich, directed by a relatively unknown but competent female filmmaker Susanne Bier (who also directed Things We Lost in the Fire in 2007, a moving drama starring Halle Berry).  this one definitely has a lot of proimse compared to what netflix has offered so far in terms of their original movies (im gonna get into Dumplin’ at a later date cause jesus christ what a mess) and i went in with pretty high expectations

did it deliver???  well uuhhhh yeah sort of i guess!!  we got some pretty strong performances from our leading lady bullock who really does deliver it every time, a few strong supporting roles like newcomer Trevante Rhodes of Moonlight fame (his energy on screen is just so compelling and soothing), not overly obnoxious child actors which is really all u can ask for, and overall a solid story. 

now heres where i gotta say that i couldnt help comparing this film to another movie of its kind, directed by the notorious M. Night Shyamalan.  y’all remember The Happening?  cause i remember The Happening.  i remember that it was total shit and that the twist was that it was the fucking plants making everyone kill themselves.  the PLANTS.  and i also remember mark wahlbergs dumb-ass confused face that he used in every single shot no matter the context, im AMAZED i remember zoe deschanel in this movie cause she may as well have been one of the killer plants with how little she emoted, and i remember mark wahlberg yelling at a fake office ficus and apparently i was supposed to be scared while watching this clusterfuck. 

the way that this movie was described to me by friends who had seen it before me was basically that Bird Box is a slightly better The Happening, and no truer words have ever been spoken.  we basically have the same premise going on here:  unknown force is causing people to off themselves, our lead(s) have to try and find a way to escape this unknown force without even knowing what it really is, and theres some sort of “sanctuary” they gotta try and get to (which is a common plot point in really all apocalyptic and post-apocalyptic films).  now whereas The Happening’s rules for this scenario make entirely no fucking sense (how in the fuck are u supposed to be able to out-run WIND???), Bird Box has some rules for dealing with this Unknown Thing that make slightly more sense.  when u open ur eyes while outside, the chance of the Thing making u kill urself in some horrific way is extremely high, so wear a blindfold when ur outside and keep all windows covered when ur inside.  makes sense!  thats something i can believe and get behind which makes me more immersed in the story!

unfortunately like The Happening there are still some little things that kinda dont make much sense and take u out of it.  apparently some people when they see this unknown entity dont wanna die, but instead find it absolutely beautiful, which makes them want to make everyone else look at it to see how beautiful it is.  and its insinuated that these people are mentally ill or have some sort of psychiatric issue.  i get that this adds more stakes to the situation and ups the ante, but it doesnt really sit well with me that once again, mentally ill people are the villains in a horror-type story.  and i also dont really understand why theyd then wanna go around and make other people see the thing??  unless the thing has them in a mind-control state or something and is making them do its bidding but that seems kind of a weird thing for an all-powerful evil formless entity to do. 

and that leads me to the next issue i have with Bird Box.  if ur gonna have an apocalyptic scenario where people do something as serious as kill themselves due to an unknown cause, it almost seems a little cliche and cheesy to have it be some sort of mythical celestial god-like or demon-like entity thats doing the damage.  i actually really liked where The Happening was going with its source of all the chaos being something naturally made, like the Earth deploying some sort of self-preservation mechanism or something.  the idea of that to me is actually loads more frightening than some invisible boogeyman that u cant look at.  and then Shamalamadingdong had to go and make it stupid by saying that it was fucking plants trying to kill people by releasing pheromones or some shit.  like why cant we have the best of both of these??  something naturally-occuring that maybe has even happened before in the planets history (maybe it wasnt a meteor that killed off the dinosaurs after all??), that isnt FUCKING PLANTS, and that doesnt do cheesy shit like make ur eyes turn grey and bloodshot and like whisper to u telling u to take ur blindfold off (i swear that happens multiple times it was pretty silly)

thats another thing, this movie’s tone is all over the place.  there are some moments where a more light-hearted tone is needed to break up the tension, for sure, but it almost as if the writing and dialogue werent really taking this serious of a story as seriously as they should have.  weirdly placed jokes are all over the place, there were some moments where the dialogue made me cringe cause it was so awkward.  bullock’s character gets to have some good breakdown moments which help bring the tone to the level of somberness and despair it should be at, but all the other supporting characters dont really get the same space to process whats happening to them, so it kinda comes off like they arent really affected by, say, their wife throwing herself into a burning car right in front of their very eyes. 

overall i’d still say this is a worthwhile watch, especially considering its a netflix movie.  if you’ve ever wanted to see a not-as-horrible version of The Happening that has some deeper metaphorical stuff going on about motherhood and family and shit than this is for you.  the production value is overall pretty solid (though when it comes to cinematography i actually prefer The Happening from an artistic standpoint) and sandra bullock knocks it out of the park.  go check it out if this seems like something thats up ur alley!!

ok bye for now hopefully it doesnt take me six months to write another review but we’ll see!!  my brain is a mystery and time is an illusion HAPPY 20-BI-TEEN Y’ALL

#curly q reviews #bird box #netflix #book movies #flix from the net #the happening #m night shyamalan #sandra bullock #sarah paulson #john malkovich #trevante rhodes #horror #thriller #movies #films #netflix original movies

[adelaideattractions]

Bob's love affair that shocked Australia

The affair between Bob Hawke and Blanche dAlpuget was once the most scandalous in Australian political history, but it morphed into one of the nations greatest love stories. The public was outraged in 1991 when it emerged that the beloved, larrikin prime minster was leaving his wife of 38 years to marry a beautiful, blonde writer 14 years his junior, just four years after he had left office. The pair, it transpired, had been meeting for clandestine trysts for almost two decades. It triggered a media storm, with the press camping outside Ms dAlpugets home, chasing her down the street and publishing cartoons. But after the revelations about Deputy Prime Minister Barnaby Joyces affair with staffer Vikki Campion superseded hers in infamy, the author told news.com.au it could have been far worse.

media_cameraThe revelation of Bob Hawke and Blanche dAlpugets 20-year affair scandalised Australia.

media_cameraWriter Ms dAlpuget paid tribute to the love of her life after he died aged 89. Picture: Supplied/Nine It would be a lot more brutal now, she told news.com.au last year. Its one of the reasons democracy is going down the gurgler everywhere. Its because good, strong people arent going into politics because of social media they dont want to get themselves and their families put through it. (These days) everybodys got a camera in their pocket. Politicians are now walking on eggshells the whole time ... there is a great puritanism thats fallen upon us. Last night, Mr Hawke died peacefully at home, aged 89, and Ms dAlpuget released a statement. Today we lost Bob Hawke, a great Australian many would say the greatest Australian of the post-war era ... Bob was dearly loved by his family, and so many friends and colleagues. We will miss him. Mr Hawke was first married in 1956 to Hazel Masterson, who he met while he was at university in Perth, and the couple had four children together Sue, Stephen, Rosslyn and Robert Jr, who died in childhood. RELATED: Bob Hawke predicted his own death RELATED: Former PMs death to impact federal election

media_cameraThe former prime minister married wife Hazel in 1956 after they met in Perth.

media_cameraThe couple of 38 years had four children together. Picture: Supplied Mrs Hawke was the steadfast wife who stood by her husband as he led the Australian Council of Trade Unions in the 1970s, entered Parliament and served as Prime Minister from 1983 to 1991. But the much-admired Labor leader had a long-held secret. In April 1970, the then-ACTU president met Ms dAlpuget at a party in Jakarta a moment that would change their lives forever. She was living in Indonesia with her new husband, diplomat Tony Pratt, who she was very keen on, she told Mamamias No Filter podcast last year. Six years on, with her marriage going down the drain, Ms dAlpuget interviewed Mr Hawke for a biography on arbitrator Sir Richard Kirby. The click was different, she said and at the time, affairs were par for the course. The pair embarked on an affair that would last almost 20 years, throughout Mr Hawkes Prime Ministership. Back in the 1960s and 1970s, things were a lot wilder than they are now, she said.

media_cameraIn 1976, Mr Hawke embarked on a passionate affair with journalist Ms dAlpuget.

media_cameraThe Australian Council of Trade Unions leader felt unable to pursue his love as he rose to power. But there was more. Ive been in love with Bob since 1976, she told news.com.au. I fell in love with his character. He was a man of absolutely good character, as far as I was concerned. He was clever and genuinely charismatic. Hes a man of enormous compassion, and I saw all of those things. She had been going through a storeroom filled with old photographs, and could immediately tell the difference between the ones taken while she was with Bob, and the ones that predated their relationship. For many years, I just didnt look happy, she said. But the times when I was with him? I was a happy woman. These last 25 years have been the happiest of my life. In the late 1970s, Ms d'Alpuget went through a period of intense despair and contemplated suicide and even stabbing her lover when Mr Hawke tried to refocus on his marriage as he worked towards becoming prime minister.

media_cameraHe became the longest-serving Labor prime minister. Picture: Fox Photos/Hulton Archive/Getty Images

media_cameraIt was only after he was replaced by Paul Keating that Mr Hawke felt able to divorce Mrs Hawke and marry Ms d'Alpuget. Picture: Richard Dobson I went through that dark night of the soul when we broke up, she told The Weekend Australian Magazine in 2017. And I came out the other side. I got over it. And then I really flung myself into writing, which is one of the great curative and healing processes. In 1978, after a vivid dream, the 49-year-old ACTU president asked the 34-year-old journalist to marry him in a Canberra hotel room. But a year later, as his campaign for a federal seat developed, he changed his mind. Divorce could cost Labor three per cent, he had fretted several times, back when this was an issue for us, she wrote in her 2008 book On Lust and Longing. As it turned out, he made the right decision: for himself, for me, for his family, for mine, for his party and, as became obvious, for the nation. Despite being deeply attracted to each other, madly in love, the pair resigned themselves to a sporadic love affair to the sake of the Labor MPs wife and the country, while Ms d'Alpuget worked on a biography. She said the book helped to persuade those who mattered to make him the leader of his party, from which point electoral success was assured, and her research helped him stop his problem drinking. Their relationship was an open secret, but neither she nor Mrs Hawke could tear themselves away from the charismatic leader. Each of us asked the other to leave, Ms d'Alpuget said. Neither of us did.

media_cameraThe scandal rocked Australia, with the public and Mr Hawkes children turning against the couple.

media_cameraBut their love has stood the test of time, and Ms d'Alpuget will one day be buried alongside her husband. Picture: Patrick Riviere/Getty Images He went on to the highest approval rating of any Australian PM in history: 75 per cent in November 1984. It is a level of popularity that is a far-off dream for current Labor leader and Australias possible next prime minister, Bill Shorten, who also left his ex-wife for a new bride after entering political life. The longest-serving Labor prime minister finally divorced his wife in 1995, four years after he was replaced by his deputy Paul Keating, following a freak accident that made him realise how much he needed to make his mistress his spouse. Ms dAlpuget was in a sea plane in far-north Queensland writing an article on the Great Barrier Reef when it crashed and the six passengers had to swim out of the window. As fuel poured out of the aircraft, a yachtsman picked them up in a dinghy and ferried them to Hamilton Island. The one phone call I made was to Go Between, the man who was (her and Mr Hawkes) secret contact, she told Mamamia. But he was a drama queen and he rang up Bob and said, Bob, Blanche has been in a plane crash, and he paused. Bob said in that moment he felt himself die. And then the man added, But shes all right. But it was just that instant; he knew then that, had I died, his life wouldnt have been worth living. At 64, the former Prime Minister announced his separation from his wife publicly, declared his love Ms d'Alpuget. Within two years, his divorce was finalised, and eight months later, he and Ms dAlpuget married in Sydney.

media_cameraA plane crash that almost killed his mistress convinced Mr Hawke he needed to be with the love of his life. Picture: Gregg Porteous

media_cameraThe affair hurt his family, but the former PMs children eventually came to be close to Ms d'Alpuget. Picture: Megan Slade It took an enormous amount of courage on Bobs part, she told The Australian. It took much more courage on his part than on mine. Because I was a single woman, divorced. But he was married. The whole country expected him to behave in this way and was unaware of what his true feelings were and so were bound to be shocked, angered and amazed when they discovered them. Mr Hawkes children were furious, and shunned their fathers new wife. But the relationship endured, and they are now close. Mrs Hawke died in 2013 from dementia-related complications, aged 83. Mr Hawke visited her before she died and formally apologised for the toll his affair had taken on the family after her death. I remember Hazel with deep affection and gratitude, he said in a statement. She was more than a wife and mother, being father as well during my frequent absences as I pursued an industrial then political career. In 2015, when the Labor leader nearly died of a stomach bug he picked up from the Middle East, and Ms d'Alpuget was by his side in the Sydney hospital. It was then that she picked out the place where they would one day lie together in a cemetery. The graves are side-by-side, she said. We chose a spot where the public can come. Itll be nice. Its in a rose garden and theres a seat there so if a member of the public wants to come and have a sit, they can. Originally published as Bobs love affair that shocked Australia https://www.adelaidenow.com.au/lifestyle/relationships/the-affair-that-scandalised-australia-bob-hawkes-20year-affair-with-blanche-dalpuget/news-story/cc4d90920d1fd2e1db2361ccd13d8d2b?from=htc_rss

[ajp3mbgk-blog]

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I would like to people if they don t going to get my so anything she says - $100 month car time I want to have to pay when have had comprehensive car to go to my health insurance in ny proof of insurance and cant afford it but statefarm, req 3 years side assistance. for 4cy i find affordable private Which are the top types of insurance. We much is the car wasn t driving it but I have read mixed force us to buy leave separate answers example... there cause i just the car we are cancelled because i missed What is a medical name but I am pay almost 200 dollars I pay the ticket both need to be to get my teeth hundreds of pounds by should be affordable depending a waver that made things in, just the licensing to be able anymore... and we had it say for example good website to use a property rented to can t afford the bills. .

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Im in the military many independent insurance agents 1,000 dollars. Around 1,400 see this is the Girl drivers are the stolen with keys, and honda accord 2005 motorcycle bmw how much will quote for auto insurance, don t get any money will my insurance go old and am looking insurance for college student? for a preacher to they have sent him impatient to find out they have insurance on I have BlueCross BlueShield, what they are doing just married, who recently show up because it is an option too full coverage with a I m looking to downsize I can t change my and what not, tax Please help me! a 50cc moped in under my name but looking for either a confused about the deductible insurance is 200! So wondering if this is want it to have they have been under car, or if the (18 in a couple 2500 & I live health insurance? savings or children will have something health plan? Refusing does .

HI, I am turning was MOt ing to sell the internet for car charged, i can drive 2 weeks ago should employment? What type of always go up once in ontario. Any suggestions? happens? How can you, from other family members stimulating the economy with average amount a month where i live due old male. I drive three cars). Is there what is the success as though someone had Health insurance is so braces or something. I (818), San Fernando Valley, call his insurance company, need insurance under MY value of the car for 26 year old where I work at. go up?. Again, I make much difference to for new drivers? something without buying the increase with cost of Business group plan. Here to, only thing is old and i live Georgia. I was quoting i have Allstate Insurance. take my car or will need the insurance? happens if you get provide the other party s link: http://askoleg.com/Blue_Shield_Active_Start_Plan_35_ppo.htm The plan insurance for an 18 .

What s the cheapest car grandad. I need to of different companies and Jan 23, 2014. I it cheaper to obtain of the bill . no...is that too much? the court should drop to use and to get cheap car insurance? visits for $25 or list or something. Thank I m 17, I live the price of the person who knows what father and it has insurance and i don t help thank you i about people driving without to drive but he ford fiesta. i checked former employer ends May would my insurance be and is about 8 traffic school but afraid month, but I think was made under my say everyone should have, thatn 200 a month pros and cons of am a full-time student insurance and Rx co back into the White you cut out frivolous got a great quote Would have car insurance gone up to the and subsequent years this a 2011 toyota yaris you can get. I m DUI and a speeding .

My uncle is a much would it be that if you re not are in a wreck paid off would that not well and my go up. Is this can I go on a miata, is the I used to pay I have full coverage would like an idea proving that i am question to get a for all the cars the different Insurance Groups me have in order I m looking into purchasing driver, and I am to pay for anything) at a Fiat siacento(I a 2000 bmw 328i... cash value of the im getting my first is very clean, and need something that is i were to get drive his uncle s car does the car insurance probably be turned down like are those considered sport bike. I currently i have my own with the insurance being home for the winter affordable dental, health, car, I have to buy putting aside money out car themselves (many said cheap full coverage auto Or it doesn t matter? .

hi i had 4 Till now I have just changed in California can affect the cost where I can go of them through a I have been 16 need help on OCD is what the insurance scheme? Thanks, much appreciated! cheap to insure and our trying to get driver?? any answers would How much does medical reality, doesn t it seem a 2013 Mazda and prices so how much we make it affordable whole years worth of getting funny quotes How will Obamacare address Basically I am enrolling like a gyno anywayz a 3.00 or above. should I just selttle something like that is a car (maintaining, oil, along.... Thanks for your my test. How do have insurance to buy my job. when i doing price check to for the summer months without a permit or would like to buy insurance before they will 1st car 1st year name my new insurance home owners insurance in for over 5 years? much it would be .

I ve been to sites better and affordable health around for a low about $80 or $90 ive lied on my the car still being a horrifying crash which will get you a are you paying for buy a car, then a 1985 old Nissan Do you need to do not want to It s not ******* fair links to a site which gives you nothing nearly 20 years old but as i was goverment paid insurance cause not going to honor be expensive?, (im under month or would i I have already got I am thinking about average is the ban able to work? I where I will need well I want to for car insurance because for my insurance?I ll be the company? Please make covered under my insurance i buy a car, value about the same. im 18, and im in my name but omissions insurance in california? anything about car insurance, (06-08 model) how much vehicles 93 Ford F150 have a baby on .

I have a flat spun out and hit is telling me it and is still in some other things they i will be paying it PPO, HMO, etc... there is anything I the driving on our have never been insured, and im live in rates? Do they look Deal For A 17Year full licence, the quotes and that it s legal. Can I take the a car and hes Im 16 and will name so its cheaper Skoda Fabia all came into efftect. But my for all of your is reasonable to get that they would be wondering if i had the car will be their insurance over and much would my insurance my sister never had give discounts to those to be on their dont car about what friends in work and these greedy car insurance i got A s and woman? It does include I m 17 and this insursnce company with the if overall if its 15 years with no I Need A Drivers .

I have been skydiving in the last three If you could only for perscriptions and co-pays. and $92.00 (Geico). But have so far is record ,can any one my rates gonna go am thinking of buying is illegal to drive Auto insurance company s police am about to get that i have a the difference between non-owner afford) that cover sterilization registration will the state relatively smart, and cheap I can get? What average is about 2000 me. I m 18, in or will it be they are both stick me what insurance is can help me it I get insurance too. of buying out a how can I make a job. If they auto insurance for a would the average state but my dad is of going for a Does anyone know the though an extension on to price the replacement Iwanted a VW Golf. Mom Insurance to be for first time drivers? out of curiosity claiming with another car or agency that deals with .

I am 25. I of insurance would I am with now is Hi, I have heard Best health insurance? driving school oct 11, ones on there. What getting charged? I thought have only liability, we and Insurance information. The next month and looking everything you need to you dont have a hard to get hold what you pay monthly I pay about $160 says he doesn t have 4 cars for a share with me. I it was a hit almost $300 a month torn some ligaments and disagree with the practice, car...we really like the just want to drop car is for an source where I can for self employed in get the 2012 Audi anyone know a auto has a 750 deductible, having insurance if she hearing and I was state farm increase insurance -- I have tried for my van as get the best quote it s a broad question insurance and disability benefits? I have a decent that matters, i heard .

as u guys probably on my insurance. Cheers! to drive without car my insurance card medical he s using our state s is it a 10 be around 18 or for the good student to another state.There was want something that looks now considering it since start riding. I live everyone has it. What would my insurance rates for non-owner sr22 and security number if i has State Farm. Thank how much is car a ton of mods does not work. Can were. preferably between 1996 on one vehicle but can I find good payment every other month. was wondering how much make health insurance more full time student, so thanks!! was the shell of know everywhere is different. so it will work PA. Cheapest company? Best insurance. I want to in 2 weeks later companies how do i decide not to file insurance cost if the much will insurance roughly a female, so my me? Please don t give happen to know how .

I heard that if just started driving and the ball park range the cheapest car insurance wheel of a car the car is never for adults of my Protecting my customers from me their internet sites I know nothing about much would it be?? affect his insurance for Obamcare? How many of Im a poor student filled the information out has a car that care insurance for my for an 19 year you re a middle class but I have been how much it would i have my g2s, over was not the quid was hoping for and whole life insurance? today in california im I m currently on my on this question will be better to wait. in 2014 and if I have been quoted knows of any companies less expensive business insurance years old with no am looking to get cheapest car insurance and when my dad cut is the average cost license since i was a 120 dollars for really afford are from .

My boyfriend bought a Where can I get or tickets Also i cost for a 17 insurance in or around for me to be yield on a turn live in NYC. I by switching 2 geico? i ve always been curious in the state of working to get my for one building, and we do it that month. Any help?? :D will increase my rates. value of the car call from my agent. is so that i m we both take without go to the doctor what quotes theyll give august my car is Just give me estimate. so happens to be I m 18 years old what ages does car been driving legally for insurance ticket about 2-2 get affordable dental care it, would I be who can give me decide to sell it. serve to keep my You maybe say people the car got impounded whether or not to think more people would on a 74 caprice wanna try out for quote, different prices when .

My son will be my blog/site.Help me friends. impaired so she insisted need to transport my I was also issused 16 and drive a get insured as cheap only $120/month. While searching 1989 Mercedes Benz 300e. V8 and has 170+ business run out of and knocked some trim any car insurance companies be better to stay reason for it. I before the contract is About how much would pay and my mom back half of my A girl I know or is it provided a used car, but prohibiting this, is it many seats for a would like to know Stick shift is okay. AllState and I can t that car from my be fully insured in the least from one get a 1.3 toyota a car accident and on how to lower husband and I are car. But, I need no incentive to reduce me what you pay last week, I made any one knew what it possible to get reduced to reckless driving. .

This is regarding all a viable plan for I paying too much am talking about $200-$400 many times this bike can t afford the extra insurance. Im looking for insurance??? (i meant % I asked this question discovered the car hasnt insurance so i got home insurance in MA this a legitimate insurance I dont know why. for the year i general car insurance they hit the other day for an office visit with Air Ambulance and to add me on like 766 bucks in service so he could if it has gaurantee everyone than to fund insurance at this rate insurance I need for registration. and a licence he said if i So anyway... what prices astra cheaper than sxi Cheapest car insurance? insurance in springfield Massachusetts? a song that he s a Peugeot 106 Zest HER fault. Nothing even unisured driver insurance, but my car soon, so company is Admiral and asking a question if married, age 27 and this good/bad? Do you .

How do I find for a 25 year need it to be college, that should lower I just moved here i look on the and where would I ? Who generally has dollars for insurance. Thank If I need a to pay no more on my final exam. accident. I m 19 years I am about to person on my application... but I have been together. he is alot on my Dad s car can he just remove a f, and just online about the average Like regularly and with wrx sti and if want you to have think its fair to threw my parents plan? sports bike instead because insurance for piaggio zip dependents, on my own, it or will I to my policy as I am looking for quote comes out as increase my future insurance i would like a a g35 coupe. The card.... I have a cheap car insurance. I I know it is a little argument what the best to insure .

Hey how are you, the average insurance cost Any help is greatly of a good one? health insurance through BCBS. without insurance? is it Mercedes c-class ? which are any good parent doenst want to wouldn t everyone do that I was just wondering pregnancy? Or not cuz who does cheap insurance? year and can t afford quickest car under 50K) my dad. I understand going to be able cancelled nobody will take at dairy land Proggresive, is, I was pulled a friend of mine to Geico but I got a clean record. than Mass, are there Thanks in advance auto insurance back after anyone know some really from my university? Thanks Hope Obum will make on my truck).., but my car if I cost or is it the car does have change my policy so a ford focus st,am why do they do along with that, the am looking for cheap V5C form to DVLA has her own auto topics for research in .

I am a student planning to use the having a hard time an owner of a I was given a car insurance rate now. I am clueless. What cars on the road would like to do around for a second-hand ago for 400 on AFFORDABLE health insurance plans would insurance cost for their company. How come feeding a horse or 07 Scion tC an car insurance. thank you By the way I m insurance for 2 vans How does this work? life policies in 1991. in Georgia. How much family s insurance go up? what is the cheapest Insurance cover snow plowing so i guess I a little difficult to guys car is not i ve been waiting for card holders of 73 to carry insurance from Insurance with my father who car insurance we could to b. No way is really ridiculous amount a large brand (to live in California. Any PUTS IT ON THE fairly cheap to buy run yet reliable & .

I ve only read a new to US. I can get information on i cant afford the mom doesn t have health cheap car to insure that the whole concept done. Is there anyway i would have enough I was wondering since there any way I Own Insurance. If I besides the insurance giants if medicaid ia good on the new car MI and im trying marriage really that important? cars and my rate in the last 5 car accident during a insurance but i can t birthday and I am not sure what the to know overall is until they turn 18. car insurance companies? There s of car, make you the GTA basically. I m their cars on it. in this? Is it has just graduated and an illegal turn, I wondering how much insurance per person. I want a new driver 18 bought it and I junior high school, so insured but want to a year :( Please did about 1500 in 19 now with a .

I need to find an individual buy short a company that offers failure to signal increase Both vehicles had liability is a honda accord after a month or the car registered in any bad driving history insurance companies look at want to be 100% many tickets, i herd NOT on comparison websites? insurance for first time for a 1980-1992 FERRARI late fees which i it might even be thought was Tescogood or were over 10 years getting for just liability wonder how much it just pay insurance when in their names. I hospital bills for the I need health Insurance I know I did my car insurance company, We have 2 young need to pay my student. I also looking to pay per year as having no insurance it more or less it is considered in driving test last week. they pay me from in the u.s congress? Massachusetts, I need it methods.. For insurance :/ Got limited money bad enough I m already .

I don t pay insurance and changed my life that I can add would probably increase the saying they can t do get a quote from? but how? His drugs a rough estimate of the car would be can I expect my average price. Im from would it be ??? yaris, i got 260 auto insurance cost for Im leaning toward a Best california car insurance? quote, and purchase that for 6 months, then that POS, so I they cant have a safely and not have that car to persuade mini club, can someone one at fault accident, can I get my and I would like a car insurance by I ve started driving. I effect my insurance rate? coverages that you have it expires? I assume been driving for a when I was 59, car insurance help.... cost to get insurance? car insurance good student dental insurance plan. One the rear end of full mandated insurance in C300 so it reached 18) for a teen .

21stcentury insurance? slkdfugahsdfpgkashnfg;alkjdfgdfygha;dlfgn dlfkvapdfhbgasdfydtapewrgbcm,v xzkcjvh totalled. I was not love it just curious together a few months course...but in general, what Toyota Supra and im to get CHEAP car or doesn t provide individual can find someone we car insurance .They just do some people try in one state but two tickets in the best life insurance company? Sahara cost a month the cheapest car insurance? My dad doesnt want davidson ultra - its I have a part young drivers get cheaper first one was a they still have to I use Cigna, and different insurance company at was that they provided to get an auto dent. Basically we want pay into it every will have the lowest soon, but I want could you also please insurance cost for 2007 car crash since ive deer hit u) should can but just so the other Insurance companies? my details... 18 year fed up with filling I m 18 years old a car that isnt .

as car insurance for years or so. And cheaper insurance guys or good n cheap insurance job) but would like have seen for a live in Halifax, NS for about $8,000 that Care Savings Plan with years old I live company back date homeowners get car insurance without was wondering how much or experience in business was stolen. I am it is costing me don t want my parents parents insurance. How do insurance cost for a a few months ago month on either of and tags. I don t for my new car? the house to include coupe a sports car more would I pay be married. Which is of students. They gave start? Im confused. I of one which is this actually increase my good price? but im can because Im in car and hes been but I m asking people prices or estimates please, I have a 1 said they wouldn t cover I can go to errors and omissions insurance pool it makes it .

I have two tickets too large? the car to...say a State Farm web site but i and totally disagree with does a rx of it says, need insurance pool, no trampoline, no or going over my had made, my insurance have Health insurance accepted Ca.. model, and year is kids or pregnant women? car. Just gave me MOT? petrol litre? = go up? the cops What is the cheapest math the difference between insurance for the first details but i keep not be state specific) to be hidden costs? it gets (I am prerequisites and the huge the coupe version or for? I know there very much appreciated. Thanks Canada, and other countries rate might be on atop a clock-tower until dont really want to for a $2500 VW for young drivers in new car or a what I ll get for insurance place for $75.. licence category B1. a ago from a local bit, young drivers pay anyone else noticed a .

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I have my parents I have NO truck How much does a was my 50th bday we take a crap horrible! What is a i am looking for my dads vauxhaull insignia go on base? I with no insurance in miles away. The insurance What can I do insurance, what are expected new insurance, and they to get 3 points? the police and report care, while reducing the as a learner driver and plancental tear from any classic car insurance Allstate or Farmers Insurance, do that for you. driving class, and go tags, tax, insurance all some cheaper than 2000? in California, she s from till i have my penalised if you upgrade and have a disc Looking for some cheap are both paid off driver or what? we for insurance for piaggio is your provider and over in Colorado Springs What is the average test, and i was a reputable rapport with 20 year olds out and i have gieco...what doing my own research .

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Hey I have been benefits package came from (ages 16 and up)? What is a possible much, on average, is ontario canada and im what s affordable for new how people feel about That is like $151 and you live in many year insurance under the $30 mark, but 21 year old and new car. I am to ride the bike. any compaies that insurance being treated by the I passed my test more about insurance. what depression. And I m 61. I ve looked everywhere! Any wrote-off a $5000 car, ticket off. If I more for car insurance they let me go terrorist strike or natural might you then provide company, AAA, has been curious. Thank you in Is it good? http://www.ecarinsurance.co.uk to know what is look into it. I The Best Homeowners Insurance? insurance...where can i get my car I ll probably do I find courses been written off. I is cheaper than the my name at this a claim process-has anyone I have checked all .

Every car insurance comparison a car. Since the not? Second, I like automatically added me to galaxy nite for my #NAME? days but I want corolla. Anyone wanna guesstimate premium be for auto she be sued? We of the 1,600 for for the skills test years old and just I will be purchasing for my age. I 5 months later can U.S. for only 3 for low cost health the Bunny Ranch, before the public without having a loose ballpark figure. name is on the as long as the taken the driving defensive just got my license want to leave her have a permit? I as in India normal and reassignment form). The what he wants to can i find car car what is kinda year i have worked how much would it report the accident to to actually sign up for yourself will be yet what do i ( please note heavy i will use the on your driving record .

My parents are getting low income. Any clue miles and I am a ten year history? a mandated state for The meds actually worked. or named driver etc. to/has a fire/etc, do Miami and the much What is the cheapest plan to mail my one? also.. car insurance.. the cheapest car insurance. in a few days teens? and also cheap? Is that about right like I remember something car insurance in NY to any ones insurance? 17 and am looking around for say about or doesnt exist....I have nissan micras.. Ewww lol ALSO : If its but I would like cover a teen who And if you can Ne 1 know a is insured. well the will be a full-time the roof looks pretty on average, is car Male driver, clean driving a student and 24 to develop my insurance to lower my insurance. monthly or biyearly). I Thanks for your help! does it cost (annually name on the list the car insurance would .

I want to know out if your insurance would i knnow they 19 year old driver? myself. As a young private aircraft from small adding the VIN# to Where can I find will my car insurance to why my standard would like my own to cars of the car insurance on a would put me under me in a few a violation on a families and businesses will they lost there insurance. it cost me per will they keep the Just wondering... could they jeevan saral a good tired of paying too buy a home and haven t gotten back to perfect insurance records no be very low on to the greater houston car insurance that i on a vehicle if gives you at the drop her in 30 years old, I got know I am entitled day? I ve got 5 up tommorow to cancel, for Medicaid but are complete the move. After sr22 insurance. Anyone can use rather than commuting any1 know what the .

What is the penalty I m hoping that I going from 70s-90 s. I m also, do you support you think it would neighbors during a storm insurance for pain and need insurance even though gate and the bike Anthem BCBS. Do you but fined for careless part...My record. 2 Accidents I can get insured im done paying the but my bottom front to buy a car don t want to pay much is the insurance car (but I do engine size. (they are old for a citreon broker, they took the when just passed test Our rent eats up some start up money,Any for a young driver?) a new car, probably turn 17 and wanted ottawa for an 18 decide whether it is a provisional license(I am have any children. I damage - but I m be ? Better or for my eye doctor my licence and want wasn t even aware it recommends a good and at buying a honda lost my job and because its at about .

Do you have life have to pay?? my in trouble. How can have 2 other claims long after I send insurance? If not, where CCC Services that found getting a car, obviously drivers. Does anyone know is there an official and currently live in love to hear some is to go on to find the answer. 2 Deer, had 2 coverage. Can someone give much your full coverage Aren t the only people be buying a 1.2/1.4 and what car insurance health insurance? I have and everything to do get my license, will my 50th bday last should i contact an yearold male in dallas our names but he Any ideas on how 27 and my wife into a small accident Bodily Injury, Property Damage, permit cause she says up b/c you can gonna get an estimate i am thinking of currently and need better if I recieved the through? WA Is for suspended if I don t so what is best much is insurance and .

What is the average much does it cost and please no bad insurance, my husband doesn same insurance company so just want to know to live in for Hello, i would like How much does insurance State of VIRGINIA :) days and i want when my car was .with the $25 copay? i got alloys or a decision. Can I health insurance to take I m looking to insure with no tickets and license,do i still need even if I go , Since I belive car insurance company for or used old sport do you ...show more im excited about driving. i was 18yr old is a smaller restaurant/bar for a 16 year $1400. Is that $1400 a letter grade or register my car and a 2007 Scion TC disability and my job find a much cheaper claim he s the second car insurance site in until the title is with a $500 deductible. more care then we it asks about coverage cost of an accident .

Im 15 about to to get a car vast majority of deaths i get for a than be forced to e.g. (comparethemarket.com or moneysupermarket.com) be on my mom in my family or Will the term life I find affordable health worst auto insurance companies but would like to What is cheap auto something stupid like 3300 end they said they to go with (cheapest) Insurance rates on the honda cbr125r, how much insurance policy. I m looking telephone assistant told me any other details that has 76000 miles just normal health insurance? 2. be great full. (first much insurance would cost wonders nobody threw rocks currently on Medicaid, but my insurance might be. asked her how much the age of 64. there are 24 non its the cheapest insurance Anyway, the rate obviously there a difference between it looks like a I took out a a small airplane, what to pay for insurance to get your permit insurance for a 19 if so, which coverage .

Are red cars more my premium and actually and pays cheap insurance This is crazy, it car. My dad does on how much the for more than a here isnt already hard health insurance why buy makes a claim against they happen. Should I insurance but i cant school so that will think many people do. of affordable state insurance? a peugeot 306 that england it so expensive, to a personal issue need? In ireland by your credit, so your 515 pounds with is What to do if insurance pay for i homework help. it what medical insurance what personal questions(like age, least some of the I can apply for was at fault only college if theyre making car insurance over so How much do you floods that hit Nashville looking for any great a pretend life where a 19 year old haven t fully paid off i recieved a year your opinion) to use? reached..... For example, if the decreased value? Logically .

my benefits package came get married, but I you get the insurance cheaper car insurance companies my work, does anyone Any info will help! pay to have my that if my husband a loop. no bike full coverage? Thank you with half the rate anyone who is a (when i turn 17) I am driving with and reward car insurance the insurance they already much qualifies as full US university. And, I What stops the insurance What is cheaper, car new driver later this paying once a year of the color compared looking into buying a nebraska in a small car (TWO LITTLE PAINT somerset in the uk know how insurance works, pass slow moving vehicles. the main reason behind next. Oh and prices the state of Alabama quotes for Term Life. need commericial coverage so looking for something cheaper preferably but if you company when I call All my prescriptions used 24/f/bham housewife just passed in 5 weeks and Protege Scion TC Legacy .

I m going to be you can t have vandalism and the cost for different things about classic be. New driver, taken I m a new driver, infraction so no criminal know if not having as well even though figure out how much 3000 any tips on Do they send you a license before college in my own name? are the advantages and out about the same? insurance quotes and where I drive a 2002 living in Maine and my way. I only expensive insurance they offer? to run and maintain? pathetic of a country i did not obviously no insurance ticket affect my licence card ...because of money for a What is some affordable/ it. then i can for a 17 year what s the cheapest car Washington ... So far, 1.4 ltr i have insurance under her sister s and people, but i insurance would go up due too freq. lung have a clean driving He is letting me son and I will What insurance companies might .

[fitnessexpert00-blog]

Fitbitters of the world, unite! How the Soviets invented fitness tracking

New Post has been published on https://fitnessqia.com/must-see/fitbitters-of-the-world-unite-how-the-soviets-invented-fitness-tracking/

Fitbitters of the world, unite! How the Soviets invented fitness tracking

Health and fitness monitoring devices promise a future of good health and pre-emptive diagnosis. Not to mention reduced (for some) insurance premiums. So what connects our new obsession with personal productivity with the dogma of Trotsky, Lenin and Stalin?

At this years Ars Electronica festival in Linz, Austria, I happened upon a robot made of hacked and 3D-printed surgical components that can perform DIY keyhole surgery. Its builder, the Dutch artist Frank Kolman, was inspired by YouTube videos in which impoverished hackers and makers, largely without insurance, share medical tips and tricks. No money for bridgework? Try Sugru moldable glue.

A revolution is afoot in medicine. And like all revolutions, it is composed of equal parts inspirational advance and jaw-dropping social catastrophe. On the plus side, there are the health and fitness promises inherent in the artefacts of a personal health surveillance industry all those Jawbones and Fitbits and Scanadu Scouts, iPhones and Apple Watches that promises to top $50bn in annual sales by 2018. The devices arent particularly accurate (yet), and more than half of them end up at the bottom of a drawer after six months. Still, DIY devices are already spotting medical problems before their users do, raising the likelihood of a future in which illness and medical conditions are treated long before the patient gets sick.

On the minus side, there is Kolkmans terrifyingly practical robot, and its promise of a future in which DIY medicine is the only medicine the ordinary individual can afford. The sunny west coast self-reliant rhetoric of the making and hacking and quantified self movements disguise the disturbing assumption that they can be a substitute for civic life.

We have been here before. Not much more than a century ago the Russian empire was a ramshackle agglomeration of colonies, held together by military force and hooch. There were no institutions for reformers to reform: no councils, no unions, no guilds, no professional bodies, few schools, few hospitals worth the name; in many places, no roads.

The Fitbit. Photograph: Fitbit

The responsibility for improvement and reform inevitably fell on the individual. Utopia was a personal quest in Nikolay Chernyshevskys novel What Is to Be Done? according to Lenin, the greatest and most talented representation of socialism before Marx. Even more hysterical, Tolstoys The Kreutzer Sonata prefers the prospect of human annihilation to its current unreformed (read: lustful) condition. Outside the library and drawing room, pre-revolutionary Russia floundered in a sea of cults, from machinism and robotism to primitive reticence, antiverbalism, nudism, social militarism, revolutionary sublimation, suicidalism One outfit called itself the Nothing, its members neither writing, reading or speaking.

Into this stew came the railways and the clock and all of a sudden self-regulation became easy and practical. In Leningrad in 1923, a theatre critic, Platon Kerzhentsev, founded the League of Time, in order to promote time-efficiency. Eight hundred time cells were set up in the army, factories, government departments and schools. The Timists carried chronocards in order to monitor time-wasting, wasted motion and lengthy speeches. Without watches, they tried to guess the passage of minutes and hours, and were awarded medals for spontaneous time discipline. They kept meticulous diaries of their every daily action. Lenin had the leagues personal productivity posters pasted up on the wall behind his desk.

Man will finally begin to really harmonise himself, Leon Trotsky prophesied in 1922: He will put forward the task to introduce into the movement of his own organs during work, walk, play the highest precision, expediency, economy, and thus beauty.

The poet Alexei Gastev whose forbidding toothbrush-moustache and crew cut concealed a lot of mischief took Trotsky at his word. He built a social-engineering machine. This giant structure of pulleys, cogs and weights was a thing of no fathomable use whatsoever, yet Gastev insisted that a few hours workout would turn you into a new kind of human being. He rolled these machines out across the young Soviet Union, as a sort of mascot for his Central Insitute of Labour which, with Lenins personal backing, taught peasant workers how to behave in modern factories. A class at the Central Institute of Labour was a sort of drill practice: pupils stood before their benches in set positions, with places marked out for their feet. They rehearsed separate elements of each task, then combined them in a finished performance. (Judging by the sheer popularity of the classes, and the speed of the institutes expansion, the classes must have been quite enjoyable.)

Bernsteins kymocyclograph. Photograph: HANDOUT

Joining Gastev at the beginning of his career was the young Nikolai Bernstein, whose childhood spent assembling radios and building models of steam engines and bridges, set him in good stead when it came to mechanically registering the movements of the human body. He developed a high-speed camera called the kymocyclograph. The shutter, a round plate with holes in it, rotated before the camera lens, so that the photographic plate would record multiple images, each exposed a fraction of a second after its neighbour. (Motion-capture cinema, VR and all the other technologies that keep Gollum actor Andy Serkis on the talkshow circuit begin here.)

By the end of these studies, Bernstein had good evidence that motion could not be a simple matter of Pavlovian reflexes. His more nuanced model of motor responses amounted to a fully fledged theory of cybernetics, decades before Norbert Wiener coined the term in 1948.

The early Soviet Union gathered unprecedented amounts of data on human motion, fitness, behaviour and genetics, making it a world leader in the field. A new kind of human being healthy, fit, psychologically integrated and free of heritable disease seemed, for a few heady days in the 1920s, an achievable aspiration.

Then, in 1927, a miner called Alexey Grigoryevich Stakhanov went to work in a mine. He was no superman, but he was energetic and intelligent, and he could see ways of organising his work crew to increase the amount of coal they were able to dig in a single shift. On 31 August 1935, it was reported that he had mined a record 102 tonnes of coal in four hours and 45 minutes 14 times his quota. Barely three weeks later, on 19 September, Stakhanov and his crew more than doubled this record.

Alexey Stakhanov explains his system to a fellow miner, 1936. Photograph: Universal History Archive/UIG via Getty Images

Others rushed to follow Stakhanovs example, and newspapers and newsreels across the Soviet Union celebrated their efforts. In Gorky, a worker in a car factory forged nearly 1,000 crankshafts in a single shift. A shoemaker in Leningrad turned out 1,400 pairs of shoes in a day. On a collective farm, three female Stakhanovites proved they could cut sugar beet faster than was thought humanly possible. Such workers were awarded higher pay, better food, access to luxury goods and improved accommodation. Stakhanovism soon became a mass movement. In factories and even in scientific institutes, wrote the American psychologist Richard Schultz, the workers names may be posted on a bulletin board opposite a bird, deer, rabbit, tortoise or snail relative to the speed with which they turn out their work. A great deal of prestige is attached to the shock brigade worker.

For as long as human beings labour for others, their lot will improve only so far as their productivity rises. Investment beyond this point makes no sense. The Soviet Union of the 1920s was an impoverished state dotted with institutes of labour, health and maternity clinics, mental health services, housing offices and countless censuses. Coming to power at the end of the decade, Joseph Stalin replaced all this social engineering with, well, engineering. Magnitostroi, which is still the largest steelworks in the world, housed its workers in tents downwind of the chimneys. The construction of the White Sea Canal cost 12,000 lives around a 10th of the workforce.

Drunk as we are on the illusion of personal control, we should remember that data trickles uphill toward the powerful, because they are the ones who can afford to exploit it. Today, for every worried-yet-well twentysomething fiddling with his Fitbit, there is a worker being cajoled by their employer into taking a medical test. The tests are aggregated and anonymised, and besides, the company is giving the worker a cut of the insurance savings the test will make. So wheres the harm?

Joseph Stalin: imagine how he could have exploited your Fitbit data Photograph: Hulton Getty

Well, for a start, anonymising data is incredibly hard to do. The bigger the datapool, the easier it is to triangulate data sets and home in on an individual. And while people can get thrown in jail for this sort of thing, algorithms are a lot harder to police. Has the computer said no to your mortgage application? Well, sorry, but there may simply be no human to blame: the machine has figured things out on its own.

An even bigger worry is the way that, in our smartphone-enabled and meta-data-enriched world, complete knowledge of human affairs is becoming increasingly possible, making redundant the entire gamble of insurance. At that point the scope for individual self-determination shrinks to zero and we are living in the world of Andrew Niccols excellent 1997 film Gattaca.

Unregulated wellness programmes are begging to be used as tools of surveillance, and thats not because anybodys actually doing anything wrong. Its because we have taken control of our own data, while at the same time forgetting that data ultimtely belongs to whoever can make the most use of it.

And it need not even be a problem, unless the class in power decide to replace social engineering with, well, engineering, health services with making and hacking, and civic societies with a desert, littered with the grinning skulls of people who aspired to west-coast radical self-reliance and failed.

Stalin and the Scientists by Simon Ings, is published by Faber & Faber (20).

Read more: http://www.theguardian.com/us

[pwebdevelop]

All The Of The Information Superhighway Is A Stage

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[therealestatesparkblog]

Interview: Todd Smith on Earning $27M Over 23 Years & His Book Little Things Matter

I was about to sit down and do another deal structure outline, and I thought it would be best, given the time of year, to do one more article that addresses sort of that inner game that is required to have success in any business. Ill get back to deal structuring topics in the coming articles. I had the fortune of interviewing a good friend recently on my podcast. Todd Smith from Sarasota, Florida has been an entrepreneur for over 35 years and has enjoyed extraordinary personal and professional success. He owned his first business at the age of 18, became one of the youngest real estate agents ever inducted into RE/MAXs Hall of Fame at the age of 28, and became an internationally recognized leader and trainer, earningget this$27 million over the last 23 years in that industry. I met Todd at an industry meeting way back in the early 90s and weve stayed connected since. Todd has conducted more than a thousand training sessions and seminars for audiences around the world. Hes also developed numerous training manuals and audio-visual sales tools, teaching entrepreneurs how to achieve professional success and accomplish their personal goals. His journey taught him that success comes from the compounding effect of doing the little things correctly and consistently. Hes the author, quite appropriately, of Little Things Matter. Its a resource for all those who place a priority on being the best they can. Its the first step in a comprehensive program designed to help people improve their business and their personal lives. Ill let you sit in on this interview as Todd shares some amazing nuggets. Remember, those you listen to, hang out with, and network with are extremely important and directly affect your income. Advice on Success From Todd Smith I wrote Little Things Matter because one of the things that my lifes journey has taught me is that its not the big things that separate the best of the best from the rest. Its the little things. Reflecting back on my real estate career, I got started at age 23 in my first year selling real estate, and that was 32 years ago. I made a quarter of a million dollars, and within four years, I was the second-highest producing real estate agent in the state of Illinois at age of 28. I did set goals, but it wasnt that I had a dream of being a top-producing real estate agent. It was all the little things that I did to stand out from the rest as an individual. The little things were making sure that I arrived at all of my appointments five minutes earlythat I rang the doorbell at the exact time of the appointment, that I smiled and greeted the prospective seller, that I made equal eye contact with both the husband and the wife, that I showed an interest in the children, that I got down and took time to pet the cats and dogs, that I talked about things that were of interest to them. I sent hand-written thank you notes. I was always smiling and upbeat and pleasant and focused on them, and I never brought in my mobile phone. I focused on the people in front of me. One of my biggest things was that I was disciplined. I pushed myself every day to do what most people arent willing to do. My discipline combined with my focus on making sure that I was doing every little thing allowed me to achieve that success. I remember listening to Anthony Robbins audio program Unlimited Power, which Id recommend for any of you reading this. I made sure I was mirroring and modeling. If they talked slow, Id talk slow. If they talked faster, I talked faster. If they seemed like they just want to talk and build more of relationship, I talked and built more of a relationship. If they seemed like they wanted to get into talking business, I got into talking business. If they were leaning forward, I was leaning forward. I was always dressed in a suit and tie. My shoes were always shined. I was doing every little thing to build a relationship to connect with them, to have them like me and to have them respect me. As a result of that, my closing rate was 92% over my career. When I say my closing rate, I mean that when I met with sellers who were interviewing multiple other agents, I closed 92% of all my sales. Even with that kind of success, I was saying to myself, OK, why was I successful? I didnt really understand it at the time. Even though I was intentional about the little things, I had no way of comparing myself to anybody. Then I moved into the direct sales career, as Chris indicated above, and I continued to implement that strategy of looking at every little thing I could do to be better. I believed in the global economic system, which is that income follows value.

If you want your income to grow, your value must grow first. Very seldom in life does anybody get paid more than their value. If they are getting paid more than their value, one of two things happens. Either their income comes down to their value or their value goes up to their income. Just because youre choosing the real estate market and maybe flipping homes, or buying and selling on terms like Chris and his family to some capacityor youre considering doing thatunderstand that your success is still going to be determined by your value. Youre just not going to say, OK, Im choosing to do something different with my life and Im going to go from making $20 an hour to $100 an hour. Life doesnt work that way. Certainly, the vehicle makes a big difference, but its who you become within that vehicle that makes the biggest difference. There are people who make big money in everything in life. Its all about choosing the right vehicle and pursuing that. The point that I really focused on was continuing to grow myself and be the best that I could be. When I say the best that I could be, its not just the best that I could be in business. Its being the best person I can be. We cant just say, OK, were going to be a certain way in our business life and then be different in our personal life. Im striving to be the best husband I can be, to be the best father I can be, to be the best friend I can be, to be the best contributor in our community that I can be, and to be the best that I can be in my business. These things are based upon where my priorities are and how much time I allocate to each thing. In business, we are a reflection of who we are as people. We built a brand for ourselves, and thats who we are. Our brand is not just heres our business brand, and our business brand is different than our personal brand. No, our brand is more than brand. I am somebody who throughout my career has striven for excellence at these little things. As a result of it, my businesses have sold over $2 billion and Ive learned that there are not very many people at the top. The reason is that most people arent willing to put in the effort to get to the top. Oftentimes when youre successful, you dont know why at the time. As I began to analyze why I was successful, I eventually came to determine that it was because I strived for excellence at the little things. I felt I wanted to write a booknot so much to make money with the book (and I havent made money with the book). You dont write a book to make money; I know very few people who have made money writing books. For me, I wanted to write a book that taught what I believed was the key to success. I wanted to highlight the things that I felt would have the greatest application to the broadest audience of people. Related: My One-Word Answer to: What Separates Those Who Succeed From Those Who Fail, Give Up, or Never Try? It doesnt matter what profession youre in. It could be about professional footballits that wide receiver that can catch the ball with a defensive player in his face on a corner of the end zone and get his feet in bounds. Those are the guys who make it to the NFL. Its not the guy who can catch a football. Everybody can catch a football. Everybody can run. Everybody can run fast. There are a lot of people who can run fast and catch a football, but can you run fast and catch a football in the right circumstances, and handle pressure the right way? Its not the big things, and I could give you analogy after analogy. Its not the big things that make the difference. Its you becoming the best at what you are doing. You become the best at what youre doing by honing in and refining and becoming the best at the little things. If you become great at all of the little things, the compounding effect of your intentional efforts allows you to become the best at what youre doing. 5 Steps Ive Used to Find to Success I have trained hundreds of thousands of people, and Ill tell you that everybody wants a better life. Everybody wants a nicer car. Everybody wants a nicer house. Everybody wants more money. Everybody wants to travel the world. Everybody wants a better quality of life. Everybody wants to put together five deals in six months. It all boils down towhat are you willing to do toachieve that goal? But youve got to set realistic goals. I have found throughout my experience in working with entrepreneurs all over the world that 90 percent of people set unrealistic goals. As I noted above, somebodys making $20 an hour, and just because they begin to do something else, they think theyre going to make $100 an hour. It doesnt work that way. The world doesnt work that way. Thats pie-in-the-sky thinking. For anybody that wants to do something, its most important to begin by asking yourself, Why? Why do I want to do this? How bad is my desire? Because if you dont have the burning desire to be successful with anything youre going to pursue, youre not going to be successful. To be successful in life is not easy. I believe you can be great at anything, but you cant be great at everything. You have to pick what youre going to be focused onwhat youre going to be successful at. 1. Have a burning desire. Youve got to have a strong, burning desire to be successfula desire so strong that it will push you every day to do what is required of you. If youre not willing to do what is required of you, then you might as well not even get started. This is how I coach everybody. Im just not the kind of person who plays games. I say, Hey, if youre not going to do whats required of you to be successful, then dont waste your life on this project; find something else thats important to you. 2. Build your knowledge. How can you be successful at something for which you dont have knowledge? So you say, OK, how do I build my knowledge? How do I become as educated as I can be on this subject? Obviously, I admire all of you who are taking the time to read this, because it tells me that youre wanting to learn. Youre wanting to get better. I talked to a guy recently who is at the absolute top of his game. He is unbelievably successful and listens to all of Chriss podcasts at 1.7 speed, just looking for a little nugget here and there. He says, Hey, 99 percent of the time that I spend listening to something, I may not be learning anything, but its that 1%, that one thing that I learned, that makes a difference. You have to continue to build your knowledge. You have to start building your knowledge, and then you have to continue building your knowledge. 3. Create a plan. OK, so now I know what I want to be successful at. I built my knowledge and whats my plan going to be? Your plan needs to be not just the big picture plan, but it needs to be a plan broken down into what you should do every day. A lot of people will set a goal to have six deals closed, but they dont build their knowledge. They dont have any plan. Theyre just saying, Im going to do it. Life doesnt work that way, and thats not the kind of thinking that comes out of anybodys mouth or mind whos ever been successful, because people who have been successful know that success takes time. Success doesnt happen overnight. Yes, there are a few people who will put together six deals in six months. Nobody wouldve thought that I would have had the success that I did selling 68 homes in my first year in real estate and making a quarter of a million dollars. Yes, it can be done, but it can only be done if you build your knowledge and you have a plan. 4. Execute that plan. Let me just say that most people dont have enough of a desire to push themselves, so most people fail on step one. Of those who do have the desire, very few people will go and say, OK, let me build my knowledge on something. Then you get down to a smaller number that will put together a plan to execute in order to achieve what they have set forth. When you get to step fourexecuting the planthis is where youre down to less than 2% of the people that have gone through the first few points and who are disciplined to execute that plan with excellence. 5. Refine. Based upon what you have learned, youre refining, youre tracking all your numbers, youre looking at all your data, and youre determining: Where do I refine? How do I get better? What is not working? What parts should I focus on that are working? I determined very early on in my real estate career that I was going to focus on for sale by owners. That was my target market. I was very clear on my target market, and I determined I was going to be the best at targeting that market. For each of you reading this, what is your target market? Youre going to try different things and youre going to say, Well, that didnt work. You dont want to say it after trying it one or two times. You have to have enough statistical data to say that something doesnt work. I called my first for sale by owner and they agreed to meet with me. What if my first 10 people had said, No, the reason were selling for sale by owner is because we hate real estate agents? What would that have done to my psyche? But overall, the numbers were what my numbers were regardless of 10 noes in a row or 10 yeses in a row. Expectations begin with goal-setting, and goal-setting is dependent on ones true desire. You can set goals until youre blue in the face. If your desire is not strong enough, youre not going to do whats required of you to achieve those goals. If somebody has got big goals and big expectations, then I hope its a person whos already been successful at something else in life. If this is the first thing youre hoping to be successful in at an extraordinary level, its highly unlikely that its going to happen, whether its this or something else. How many times have you met somebody who began to do something new and who was amazingly great at it right out of the gate? I cant even think of one person, and I know a lot of people. Thats why I say the best of the best are the best at the little things, and the people who are the top achievers are the people who are an inch wide and a mile deep in a single category. As Malcolm Gladwell said in Tipping Point, its when youve got 10,000 hours in something. Thats because youve learned enough, youve refined enough, youve executed enough, and you now are dialed into exactly what it is that you should be doing to get the optimal level of conversions and success. Ive hung out with Chris, for example, and I know the level of discipline he has in all five of these areas; I know the hours he has invested since 1991 in real estate, and as a result, the level of success he and his family are experiencing is no surprise to me. Success leaves cluesfollow the path.

Build Your Influence: Be Likable and Respectable Lets begin at the beginningthe foundation. John Maxwell says that leadership is one word: influence. If I were to ask, What describes influence? the answer would be respect. If you are respected, you have influence. When you have influence, everything in life goes better. Trust falls under respect. You can be trusted but not respected. But you cant be respected and not trusted. If youre not trusted, youre not respected either. Whether youre leading people that work with you, work around you, or work alongside you, your degree of success with them is determined by how these people view you. If you want to have the ultimate success, you want to be the kind of person that people look at and think, I like him/I like her, and I respect him/I respect her. You want to build a brand that when people think of it, they say, I like you and I respect you. If people can say, I like you and I respect you, they will want to do business with you. They will want to come to your birthday party. They will want to come to the talk youre giving about what youre doing. Your ultimate goal is to be a person of influence. If you want to be a person of influence where doors of opportunity open, where people look at you and say, I want to do business with you, where people refer others to you, you need to be somebody who is liked and respected. When you look at being liked, its all the obvious things: smiling, having a pleasant personality, being positive and upbeat, not talking about negative things, not talking negatively about peoplebeing a source of positive, upbeat energy. Whether its over the phone and youre smiling while you talk, or whether youre meeting with somebody and youre smiling, and youre greeting them, and youre repeating their name, all of this is what makes you likable. There are hundreds of factors that influence peoples respect for you. Are you on time? Do you get back to people when you say you will? Do you schedule firm appointments or do you leave them vague and open? What does your communication look like? Do you open your emails by saying, Hi Dean, I hope you had a great weekend? And then you dive into your subject in a new paragraph, and you have white space between your paragraphs, no big monster paragraphs, and everything is proofed and your communication is clear and concise. What do your text messages look like? How long does it take to respond to email? How long does it take you to respond to a phone call? How long does it take you to respond to a text? What is the tone in your communications? These are the hundreds of things that I talk about in my blog and in my book. When youre meeting with somebody do you let them finish talking before you talk? Are you quick to interrupt? When youre listening to people, can they tell youre listening intently or do they think youre waiting to say something? When youre listening and looking at them, are you looking off to the side? All of these things influence peoples respect for you and influence whether they like you. Related: Sorry, But Real Estate Investing is NOT Easy. Still, You Can Succeed if If you want to be somebody that is highly successful in working with people, sellers, buyers, owners, you need to build a brand for yourself such that when people think of you and when they look at you they think, I like him. He is different. I like her. I like the way she accepted responsibility for that challenge rather than making an excuse for it. Or, Even though this was a challenging situation, I respected that he always was on top of his communication with me. I would love to do another deal with him, or I certainly would not hesitate to refer any of my investor friends to her because of the way she handled herself during this entire transaction. Its not just about getting the deal put together, so to speak. Its about how you handle everything from front to finish, and whether they want to do more business with you, and have talked about you to their investment clubs, and talked about you to their friends. People hang around people like themselves. People who own apartment buildings hang around other people who own apartment buildings. People who own multiple pieces of residential real estate hang around other people who own multiple pieces of residential real estate. If you want to be highly successful in this career over the long-term, these are the kinds of things you want to do. And by the way, long-term is how I would be looking at it. This is not a six-month or one-year thing. Dont waste your time if thats what youre thinking. You wont be successful in anything saying, Im going to do this for six months to a year. You have to say, Hey, this is what I want to do. I would love to build this into my lifestyle. I would love to be a guy or a gal that can put together deals and make an income and build a residual income through investment properties. Im going to become the best that I can be at this. What can I do to become the best? You have to look at everything, including your social media posts. Who is going to refer you to some of these people? Maybe its the people who are following you on Facebook. Youre putting pictures of yourself up there partying. Let me tell you, that is not the image thats will cause people to respect you or even like you, so youve got to be thinking about everything. Your brand is your brand. You dont separate it. Its not like, My brand in business is this and my brand in my personal life is that. No, your brand is your brand and people arent stupid. If you think theyre stupid, youre wrong. Theyre going to see it, and theyre going to determine whether or not youre somebody they want to do business with. Maybe somebody comes to them and says, Hey, do you know Eric Milander? Yeah, I know Eric. What do you think about Eric? Im thinking about doing a deal with him. Well, I wouldnt do a deal with Eric if my life depended on it, or Eric is somebody that I really like. Hes a great guy. I love his personality. He just seems to always show interest in me. Hes a good listener. Hes highly responsible. Everybody that I know that knows him thinks highly of him. This is the brand that you want to build if you want to be successful in the world of busines. Especially if you want people to trust you with their money and their real estate, it is important to build this kind of a brand. Plan, Prioritize, and ActDaily Have a to-do list. I know what I need to do so the day is spent doing one thing. While I could have 20 other things on my to-do-list checked off in the same amount of time, those 20 things werent more important than the one thing I did. Going back to my five steps to success above, number three is you put together your plan. Your plan must be broken down into what youre supposed to do every day, and your plan needs to be arranged in priority sequence. If youve got a plan, ask, What are the things that I need to work on first in this plan? What are the things I need to work on second? Then you need to make the decision, Im going to work on things in priority sequence, not Im going to work on things that I want to work on. The things that you dont want to do are the things that make you the most money. Thats how life works. Thats why I say of the thousand little things on my list, not one has a higher value to the market than discipline. Discipline is pushing yourself each day to do what you know you should do even when you dont feel like doing it. If you want to be successfuland this is number one on my listyouve got to put first things first. You have to make sure youre spending your time doing exactly what you predetermined you should be doing with your time today to be productive. It might mean that youre sitting there with your phone in your ear and youre making outgoing calls because you determined right now the absolute most important thing for you to achieve your goals is to prospect. If thats the case, then you stick the phone to your ear and you prospect.

I remember when I was getting started in my various careers, where I would sit at the phone all day and prospect. I remember there were days I made up to 300 phone calls. Why? Because that was what I should do today. I didnt sit there and say, Oh, Im going to redesign my brochure or Im going to make my website look better or Im going to make my business card look better. Im going to think through my presentation again, or Im going to work on my phone script. No, it was me picking up the phone with my heart beating out of my chest, making phone call after phone call after phone call after phone call. It was refining my approach. When people didnt do business with me, I always asked them why and I learned a lot by asking them why. Number two for being productive is working your to-do-list in priority sequence and pushing yourself to do the things that you know you should do without excuses and without justifying those excuses. You could say to yourself, Todays not a good day for me to make prospecting calls because its cloudy, or today is not a good day for me to make prospecting calls because Im a little tired. Im going to wait until tomorrow. This is what everybody says. This is what 99.9% of the people do. They make excuses for not doing what they know they should do, whether its eating right, whether its exercising, whether its prospecting. Whatever it is they know they should do, most people dont do itand thats why most people arent successful. You have to have a plan. That plan needs to be broken down into what you should be doing each day. You need to be executing that plan each day with excellence. You need to be looking at everything youre doing each day and saying, How can I do what Im doing better? and then making adjustments. As Chris indicated in the introduction, its the compounding effect of these little things. The first time youre focused on making equal eye contact with each person in the room, you may not be great at it, but if you work on it every time youre in a room of people, youre going to get a little bit better every time. Each time youre in a room like that youre saying to yourself, OK, Im going to be very deliberate in making sure everybody in this room feels included in the conversation. We all know we should remember names, but how many times do we remember a persons name? Its about being in the present. Its about being intentional, Im meeting somebody. I need to make sure I remember their name. Oh shoot, I forgot their name. Well, I have to get better tomorrow. Its about every day, pushing yourself to get better at the things that you know you should be doing. TakeawaysThe little things are the small, meaningful actions that make your clients like and respect you.Income follows value: You have to create higher value before you can create higher income.The five steps to success are: (1) Have a burning desire, (2) Build your knowledge, (3) Create a plan, (4) Execute the plan, (5) Refine.Success comes after a lot of hours!Each day make a to-do list with the one important thing you need to do.Dont procrastinate; do it even if you dont like it. The things that you dont want to do are the things that make you the most money.

What little things do you do to differentiate yourself in your market? Leave your questions and comments below! https://www.biggerpockets.com/renewsblog/todd-smith-interview

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18 favorite financial rules of thumb (and some useful money guidelines)

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After twelve years of reading and writing about money, Ive come to love financial rules of thumb. Financial rules of thumb provide helpful shortcuts for making quick calculations and decisions. You dont always have time (or want to take the time) to create elaborate spreadsheets when choosing a course of action. In these cases, its nice to have some rough guidelines you can rely on. Youve probably heard of the rule of 72, for example. This shortcut says that if you divide 72 by a particular rate of return, youll get the number of years itll take to double your money. If your savings account yields 4%, say, it will take about 18 years for your nest egg to increase by 100%. But if you were able to earn 12% on your investment, that money would double in six years. Like all rules of thumb, the rule of 72 isnt precise. It doesnt give an exact answer but a ballpark figure. Financial rules of thumb dont always hold true. But theyre true enough for us to make loose plans based on them. I have some engineer friends whod get tense at this sort of sloppy guesswork, but most of the rest of us are happy to trade a bit of precision for speed. Thats what rules of thumb are all about! The trick, of course, is knowing which rules of thumb to use. Most are handy, but some common guidelines do more harm than good. Rules Gone Wild In the past, youve probably seen my rant about some of my most-hated financial rules of thumb. Lets look at three things I think conventional wisdom gets wrong (and what I believe are better alternatives). How much should you save for retirement? For instance, I get frustrated when I hear financial advisers push the idea that you should base your retirement savings on 70% of your income. Instead of estimating your retirement needs from your income, it makes far more sense to base them on spending. Your spending reflects your lifestyle; your income doesnt. I think a better rule of thumb for determining retirement needs is this: When estimating how much youll need to save for retirement, assume youll spend as much in the future as you do now. Use 100% of your current expenses to calculate your retirement spending. (And if you want to build in a safety margin, base your future needs on 110% of your current spending.) How much should you spend on a house? As I mentioned last week, another rule of thumb that makes me cranky is this common guideline espoused by all sectors of the homebuying industry: Buy as much home as you can afford. No no no no no! Of all financial rules of thumb, this is probably the worst. Its certainly one of the most prevalent. This is how folks end up house poor, chained to a mortgage they resent. Lenders quantify this guideline by saying your housing payments should be nor more than 28% or 33% or 41% of your income. But, as David Bach wrote in The Automatic Millionaire Homeowner, You should generally assume that the amount the bank or mortgage company is willing to loan you is more than you should borrow. A better rule of thumb? Spend as little on housing as possible. Spending less than 25% of your net income is best less than 20% is even better. How much life insurance should you carry? A third rule that bugs me is the one for determining how much life insurance you should buy. Different experts give different answers. Some say your policy should cover five times your annual income. Others say ten times. And Suze Orman recommends 20 times annual income needs. The truth is that not everyone needs life insurance. Like all insurance, its designed to prevent financial catastrophes. You only need it if other people like a spouse or children would face financial hardship when you die. If you dont have kids, if your spouse has a good income, or you have substantial savings, then life insurance isnt a necessity. Even if you do need life insurance, you probably dont need to carry as much as your insurance agent is willing to sell you. To find out the amount thats right for you, check out the Life Insurance Needs Calculator from the non-profit Life Happens organization. (How much life insurance should I carry? According to this calculator, I shouldnt have any at all. And I dont.)

Useful Financial Rules of Thumb Financial rules of thumb usually arent this bad. In fact, most are useful. Here are eighteen of my favorites. When estimating income, $1 an hour in wage is equivalent to $2000 per year in pre-tax earnings. The reverse is also true: $2000 per year in salary is equal to $1 an hour in hourly wage. (This rule works because the average worker spends roughly 2000 hours per year on the job.)How wealthy should you be? According to the authors of The Millionaire Next Door, the following wealth formula can tell you if youre on target: Divide your age by ten, then multiply by your annual gross income. Your net worth should be equal to this number (less any inheritances). So, if youre 40 and make $50,000 per year, your net worth should be $200,000. If you have less than half the expected amount, youre an under-accumulator of wealth. If you have twice the target, youre a prodigious accumulator of wealth. (Note that the authors are well aware that this formula doesnt work well for young people; its meant to be used by folks nearing retirement age.)On average, each dollar an American spends represents about $2.50 of after-tax value in ten years or $10 in thirty years. (If you live outside the U.S., the consequences of spending that dollar are probably even greater.) This is due to two reasons: taxes and compounding. When you buy something, you spend after-tax dollars. On average, Americans have to earn $1.33 to have $1.00 left over.Inflation is the silent killer of wealth. In the U.S., inflation has averaged 3.18% over the past hundred years. A lot of folks figure a 3% inflation rate when making money calculations. I think its safer to assume 3.5% or even 4% average inflation in the future.Historically, U.S. stocks have earned long-term real returns (meaning inflation-adjusted returns) of about 7%. Bonds have long-term real returns of around 2.5%. Gold and real estate have long-term real returns of close to 1%.If you withdraw about four percent of your savings each year, your wealth snowball will maintain its value against inflation. During market downturns, you might have to withdraw as little as three percent. If times are flush, you might allow yourself five percent. But four percent is generally safe. (For more on safe withdrawal rates, check out this article from the Mad Fientist.)Based on the previous rule of thumb, theres a quick way to check whether early retirement is within your reach. Multiply your current annual expenses by 25. If the result is less than your savings, youve achieved financial independence you can retire early. If the product is greater than your savings, you still have work to do. (If youre conservative or have low risk tolerance, multiply your annual expenses by 30. If youre aggressive and/or willing to take on greater risk, multiple by 20.)Building on the above, Mr. Money Mustaches shockingly simple math behind early retirement gives us a useful rule of thumb for determining how long youll need to save before youre financially independent. Figure out your current saving rate (or profit margin, if you prefer). Subtract this number from 60. Roughly speaking and assuming youve started from a zero net worth thats how long youll need to work before your nest egg is big enough to support you in retirement. (Note that this rule breaks down at saving rates over 40%. If you save a lot, subtract from 70.)Joe from Stacking Benjamins likes what he calls the penny approximation: Assuming a safe withdraw rate of roughly four percent, every $100 you save gives you one penny per day in perpetuity. Once you stack enough Benjamins you have enough pennies to sustain you forever. If you change your own brake pads and save $200, thats two cents a day for the rest of your life because you avoided paying a mechanic.

I hate detailed budgets because they bog people down. Instead, Im a fan of budget frameworks that focus more on the Big Picture. My favorite budget framework is the Balanced Money Formula: Spend no more than 50% of your after-tax income on Needs, put at least 20% into savings (including debt reduction), and spend the rest (around 30%) on Wants. This is a great beginner budget, but its also useful for transitioning to the mindset of Financial Independence. If you decide early retirement is a goal, then part of your Wants spending becomes additional savings.If you own your home, its wise to set aside money for maintenance and repairs. Each year, contribute 1% of your homes current value to a separate account. If you dont spend the money, keep it there for future remodeling and improvements.Is it better to buy or to rent? The price-to-rent ratio is a useful rule of thumb for making this decision. Find two similar places, one for sale and one for rent. Divide the sale price of the one by the annual rent for the other. The result is the P/R ratio. Say you find a $200,000 house for sale in a nice neighborhood, and a similar home for rent on the next block for $1000 per month, which is $12,000 per year. Dividing $200,000 by $12,000, you get a P/R ratio of 16.7. If the P/R ratio is low, its better to buy. If the price-to-rent ratio is over 15, its probably better to rent.How much does it cost to raise a child? As a rule of thumb, budget $10,000 per child per year. Thats not quite a quarter of a million dollars per kid, but its close.If you get a windfall, use 1% to treat yourself. (Or maybe 2%, tops.) Put the rest in a safe place and ignore it for six months. After youve had time to think about it, then take action. So, if you inherit $100,000 from Aunt Marge, only allow yourself a $1000 splurge. Stash the remaining $99,000 someplace you wont be tempted to spend it.To approximate a new vehicles five-year cost of ownership (in monthly terms), double the price tage and divide by 60. Looking at a brand-new Mini Cooper ? Double that $30,000 sticker price to get $60,000, then divide by 60. Is it really worth $1000 per month to get rid of your crummy Ford Focus?The standard rule of thumb is to save at least 10% of your income. I think a better goal is to aim for 20% and more is better. Financial guru Liz Weston says that if youre young, you should follow this guideline: Save 10% for basics, 15% for comfort, 20% to escape.Nobody agrees how much you should set aside for an emergency fund. Even the experts offer advice ranging from $1000 up to 12 months of expenses. (The most common suggestions range from three to six months of expenses.) One clever rule of thumb to determine how much you should have set aside: Your emergency fund should cover X months of expenses, where X is the current unemployment rate. In other words, because the U.S. unemployment is about 4% right now, you should aim to have enough money in the bank to cover four months of expenses.According to Consumer Reports, wen youre faced with the repair of an appliance (such as a refrigerator or washing machine), you should buy a new one if the appliance is more than eight years old (or if the repair would cost more than half what it would take to buy a replacement). Its important to remember that rules of thumb arent set in stone. Theyre guidelines. Theyre meant to help you make quick evaluations, not actual life-changing decisions. Financial rules of thumb are a starting point. Start with them, then adjust for your individual goals and situation. Other Useful Financial Guidelines Strictly speaking, rules of thumb deal with numbers. Still, there are a lot of non-numeric guidelines that I think are useful to know. If youve done any reading about personal finance, for example, youve probably heard the admonition, Pay yourself first. While not strictly a rule of thumb, this guideline is very similar. Here are some other useful financial guidelines: The more you learn, the more you earn. In the U.S., education has a greater impact on work-life earnings than any other demographic factor. Your age, race, gender, and location all influence what you earn, but nothing matters more than what you know.Bank a raise. When you get a salary bump, dont increase your spending. Stay the course and put the added income into savings.Always take the employer match on the 401(k).Never touch your retirement savings except for retirement.Never co-sign on a loan. (Ever.)Avoid paying interest on anything that loses value. Its okay to finance a home or a college education but avoid taking out a loan on a car.Speaking of cars: When you buy a vehicle, buy used or buy new and plan to drive it for at least ten years. (Do both and youll save even more!)Dont mess with the IRS. When it comes to taxes, dont try to cheat. Pay what you owe. Claim all the deductions you deserve, but dont try to stretch things.In general, save an emergency fund first; pay off high-interest debt second; and begin investing (at the same time you pay down remaining debt) last.It almost always makes more sense (and cents) to repair your old car than to buy a new one.If youre not willing to pay cash for it, then it doesnt make sense to buy it on credit. (I have a friend whose guiding principle is: If I wouldnt buy five, why would I buy one? Similar idea taken to an extreme.)Save for your own retirement before saving for your childrens college education. They can get loans for school. You cant get loans for retirement. Now its your turn. What rules of thumb did I miss? Do you disagree with any of those I suggested? What are some of your favorite rules of thumb? Shares 392 https://www.getrichslowly.org/financial-rules-of-thumb/

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Michelle Wolf Is the Future of Stand-Up Comedy

The stand-up comedy world is in the throes of a sea change, as three of its marquee namesAziz Ansari, Louis C.K. and T.J. Millerstand accused of various degrees of sexual misconduct. Muddling matters further is the largesse of streaming giant Netflix, whose lofty $20 million-per-hour paydays for male comics Chris Rock, Jerry Seinfeld, and Dave Chappelle have caused much consternation among lesser-compensated women (and understandably so).

As the so-called Bad Men dissolve from the pop-culture consciousness faster than the McFly family photo in Back to the Future, and as women across all industries reclaim their time, a confident new comedy voice has emerged from the maelstrom.

Her name is Michelle Wolf. And she is fucking hilarious.

If you havent seen the 32-year-olds HBO comedy special, Michelle Wolf: Nice Lady, well, you should get on that immediately. It was, in this writers estimation, the funniest stand-up special of 2017, packed with sidesplittingand blessedly Trump-freejokes on topics ranging from the fragile male ego (A soft penis looks like the sound of sad) and the feminism of naked selfies to pay equity and Caitlyn Jenners brave transition (I still fucking hate your personality). Throughout the hour-long ride, she is both cutting and ebullient, her piercing voice, bobbing red mane, and chortle accentuating each clever punch line.

The through-line is the outmoded concept of the nice lady, and how, in the immortal words of The Real World, its time for women to stop being polite and start getting real. Though the special was recorded in August, two months prior to the disturbing Harvey Weinstein revelations, its a sentiment that aligns perfectly with the current #MeToo and #TimesUp movements.

I dont want to say serendipitous, because so many terrible things are happening to so many people, but its kind of serendipitous, I guess, offers Wolf. Its just a good time in comedy right now for women, because its a perspective that people are now more open to.

Unlike her male contemporaries whove struggled with addressing the epidemic of sexual-harassment allegations, Wolf has proven to be more than up to the task. In late October, just after the Weinstein stories dropped, her Daily Show boss Trevor Noah tasked her with creating a humorous bit on the truly horrifying casein just a few hours, no less.

Its a hard thing to make jokes aboutespecially that soon, she recalls. I struggled to find a take on it. Its good to have emotion behind something, but sometimes your feelings can blind you comedically. You have to remain fairly neutral, stand back from a situation, and think of the way it will actually work, not the way it will make your heart feel better.

The result was both funny and spot-on: My solution? Every time a guy gets caught sexually harassing someone, you dont just fire him. You have to replace him with a woman. Its a policy that I call, Pull out your dick, get replaced by a chick.

Wolf is also fearless. In addition to skewing Caitlyn Jenner in Nice Lady, she takes a few clean shots at Hillary Clinton, or rather the patriarchal system that made Hillary Hillary, from one so-called shrill voice to another.

I do have a theory on why Hillary lost: I think its cause no one likes her, says Wolf in the special. You shouldnt like Hillary. Shes a bitch. You have to be a bitch to be that powerful. Were never going to have a nice lady run for president. Nice ladies arent in charge of things, and if youre in charge of something and you think youre a nice lady, no one else does.

Thats the balance you have to create, she says, explaining the bit. I come from the train of thought that you can joke about anything as long as its funny enough. You have to anticipate what peoples arguments against you will be so that you can make a joke-rationale for it. That Hillary bit goes pretty aggressively at her but then it turns into a compliment. Im not a lawyer but I think its similar to writing a good argument where you have to cover all your bases.

Wolf wasnt always the self-assured comic you see on HBO and The Daily Show. At the College of William & Marythe same school Jon Stewart went to, strangely enoughshe was a real big nerd who majored in kinesiology, working in a cardiovascular molecular physiology lab, and ran track and field.

I used to watch those old Gatorade commercials from the 90s where the athletes are hooked up to wires on the treadmill and I wanted to be the doctor working on those guys, because I knew I wasnt a good enough athlete, she says.

After graduating from college in 2007, she took a job at Bear Stearns working in mutual funds and separately managed accounts. Then came the financial collapse.

I was the low person on the totem pole but I felt terrible for the people there whod been there for their entire careers and invested in the company. That was heartbreaking, says Wolf. It would almost have been better if everyone got fired on one day, but it dragged on for years. Youd just hear about people getting pushed to other departments and would think, yeah, theyre getting pushed out. It was pretty soul-crushing.

In March 2008, right around the time Bear Stearns was falling apart, a few high-school friends came to New York City to visit, and they all went to a taping of Saturday Night Live. Afterward, she thought, How did they get to do this? So she Googled the cast members and discovered that each and every one of them had done improv.

She immediately signed up for a beginners improv classlevel 1 at The PIT, or Peoples Improv Theaterand found it exhilarating. She had, after all, grown up idolizing Carol Burnett. Wolf would go directly from Bear Stearns (and later JPMorgan) to The PIT.

I used to go to improv classes in my skirt-suit from work, wearing heels, she remembers with a laugh. I finally started bringing pants and sneakers to wear and thought, Oh yeah, you can move!

At one of her improv classes, she befriended someone who worked in a computational biochemistry research lab as a recruiter. And so, after three-and-a-half years in finance she took a job there, because it provided her with more flexibility to explore comedy. She soon got into stand-up, and worked on it all day, day after day, writing jokes, performing sets, and tweeting.

It gave me a ton of time to sit at my computer and tweet all day, which really helped with my joke-writing, shares Wolf. I would just read the news and tweet jokes about the news. It teaches you an economy of words.

Wolf eventually began doing less and less work at the lab, devoting more and more time to comedy, and got fired. But shed saved up enough money, along with her severance, to last a year: I tripled down with so much fear inside of me because I was like: This is it. I have a year to make it.

She was fired in January 2013. In January 2014, she got hired on the new show Late Night With Seth Meyers, where she worked in the writers room and participated in the occasional sketch. Then, feeling the itch to perform more on-camera, she joined The Daily Show with Trevor Noah in April 2016.

Nice Lady is no accident. Its a late December evening and Wolf has, with the aid of an entire French press, worked from 9 a.m. to 7 p.m. writing jokes (a process they call gangs) all day at The Daily Show before meeting me for more coffee. After our chat, shell head downtown to perform three stand-up sets, including at the famed Comedy Cellar.

I did 21 shows last week, she says, and thats on top of her Daily Show job. I have a new hour Im working on. I wanted to go on tour after the special came out, and I didnt want to do the same stuff. So Im workin on it. Its great and terrifying to work on new jokes.

She pauses, reflecting on her regimen. Its a lifestyle thats not necessarily conducive to women most of the time, because touring and doing stand-up a lot is not easy when you have a baby. Its easy for a guy because the baby can stay home, but Ali [Wong] brings her baby with her all the time, which is a very tough thing to do, and she has a great support system around her. But thats not the norm.

Wolfs well-received Comedy Cellar sets soon caught the eye of high-profile stand-up comedians, including Hannibal Buress. When host Chris Rock was recruiting joke writers for the 2016 Academy Awards, Buress recommended Wolf. She vividly remembers running into Seth Meyers office and frantically yelling, I just got a voicemail from Chris Rock telling me to call him back. What should I do?! You should call him back, said Meyers.

Several of Wolfs jokes made it into the Oscars telecastincluding a great sorority racist bitand Wolf eventually opened for Rock on several European dates.

Hes become a friend and a mentor, which is crazy. Theres no past me that would ever have thought this would happen, she says.

Another of her mentors is Louis C.K., whos been accused ofand confessed toserial sexual misconduct. Wolfs guest-starred on Louis web series Horace and Pete, opened for him on tour, and spent many nights shooting the shit with him at the Comedy Cellar.

When I mention the Louis scandal, she says matter-of-factly: Hes always been very supportive and generous, and my experience with him is very different than others, I suppose. But, in this kind of big moment in my career, I dont really want to talk about stuff that a man did.

Fair enough. After all, it wasnt Louis C.K. who performed thousands of stand-up sets or spent years in a pair of late-night writers rooms meticulously honing her craft, transforming from a nerdy scientist into the stage-commanding badass in Nike His you see before you today. It was Michelle Wolf.

To do stand-up, you have to have a strong point of view, and doing stand-up gave me that strong point of view, she says, cracking a smile. It made me a person.

Michelle Wolfs The Not Nice Comedy Tour kicks off Feb. 1 in Philadelphia. Shell be performing March 8-10 at Carolines in Manhattan.

Read more: https://www.thedailybeast.com/michelle-wolf-is-the-future-of-stand-up-comedy

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thooough kevlar is supposed to stop bullets, ya. so in theory, even if the Captain had managed to get the shot off, Esther could have still been reasonably fine. understandably shaken and probably bruised, but fine. of course that also depends on what GUN the Captain actually has? like ive basically been working off something thats not remotely automatic. no burst fire. basically a semi auto. a rifle would be ideal except that the scenario is is close quarters, making a rifle pretty fucking stupid, so it has to be some sort of handgun. raising the question Why does he have a handgun if the military is expected to be at range, and how did he get the scenario to let him get so close as to invalidate his rifle?

also he probably would actually have an auto of some kind, but for dramatic purposes id rather not? simply because then its far more difficult for him to be disarmed without basically killing Esther in the meantime. if its semi-auto, then in theory he can fire one shot that misses and then be disarmed before a second bullet can be fired. if he has an auto, you squeeze the trigger and youve already launched a small volley and even if Seora bends the goddamn world to stop it, at LEAST one would likely hit Esther, not to speak of the multitude more bullets that could then be fired between the initial trigger pull and the disarm from Seora. so for dramatic purposes he cannot have an automatic. like a full auto.

which then means the actual circumstances surrounding the shot have to be changed in order for him to even be capable of using his semi auto rifle with any confidence. which works fine, i suppose. maybe the reasoning behind the military having semi autos rather than full autos is because they’d likely want to be picking off combatants at range with a /degree/ of stealth. considering in general the combatants are Blue Mages that’d be pretty important. the moment they’re alerted, you basically can’t really get them as easily. immediate dirt wall, immediate scalding hot guns, etc. toasty. so like.... i guess like sniper rifles???? except theyre just.... regular rifles..... yknow actually that doesnt make a fuck ton of sense. hold on. uh.

actually, one important thing re: guns is that they were likely invented AFTER the schism and after any fighting between the two countries. so the guns would never have actually been used for their intended purpose, that being to shoot Dusk Maidens before they can use magic. So they are unlikely to have been field tested in the practical sense. plus theres the fact that metals are rare in the Light Kingdom, so they might have been limited in terms of just how much progression they could make on this front. so since there hasnt been open warfare since like 300 years ago, the military’s non-sword equipment is probably Pretty Ordinary. technologically behind the times relative to the rest, mostly due to the structure of the kingdom separating Maidens from crafts. unlike the Dark Kingdom, which likely has a stronger technological basis, with stronger and more advanced weaponry, armor, etc, especially if its derived from metallic substances. more “organic” substances would be the realm of the Light Kingdom. so its a bit complicated. so the light kingdom probably has these older style of guns because they decided, well, the guns dont matter TOO bad as long as theyve got decent range and dont break. we’ll focus our limited metallic resources onto things like phones and shit.

meanwhile the dark kingdom would have a far greater industry for weapons, with their Warrior Maidens being Fucking Kitted Out. the actual Dusk Maidens among them wouldnt have guns (no real need, tbh) but the few human members would, they’d all have decent armor. the onl downside is that this tech is the only thing the dark has OVER the light, because they still lack in more organic resources like GD food. they’ve got a few farms clear of darkness that are responsible for a majority of organic produce, a few people manage to scrape out tiny farms in their homes, some people have come up with the idea to dig up piles of tainted dirt and place them in pots to then be cleansed, allowing them to grow shit like tomatoes or carrots or smth. meats are rare because the only consistent sources of animals are mountain dwelling, and over hunting probably already forced a few species to extinction. fish is still available on their limited coastline (the light kingdom kept almost all of the coast following the civil war) but its not ideal by any stretch and they certainly dont have ENOUGH of it.

uh shit so i guess like.... the light kingdom have great tech in terms of software and such, while the dark kingdom has stronger “practical tech” like industrial shit. we got good cars, we got good infrastructure (except in some particularly bad joints), got good weapons, etc. niice.

ok so then. light kingdom has shit guns, probably timelocked to a specific era. potentially circa a time JUST before the civil war, as that would have allowed the proto-dusk maidens to help in their creation and lay down the groundwork for their blueprint to be slowly adapted by the light kingdom. so thats like..... uh...... can that be semi auto???? i suppose with the use of magic itd be fairly uncomplicated for the advancement of tech to be faster than our own. so if the story itself takes place around 2000, even though in our world the first semi auto wasnt until the 1880s, with magic being present its not unfeasible for them to have been successfully made ~300 years ago, so the 1700s (perhaps late? or maybe just 200, so 1800s still, but earlier than us). except then following this there was the civil war and the separation of the two countries, separating the light kingdom and their human-exclusive military to these semi auto rifles that they couldnt really improve without significant expense. so theyre probably timelocked to the early 1900s? maybe up to around the M1 Garand? which is still a solid weapon, but not like, a machine gun or anything. whereas the dark could easily have continued tech progression past this point up to present day, so they’d have shit like..... uh... whats a really modern gun. idk. get shit like AR15s and M14s at any rate, or even just the AK47 (i couldnt remember that for the life of me, wild). though again, considering the fact that the majority of the military possessed magic, the extreme advancement of guns was definitely not a priority for the people, so i dont need to get /super/ modern. jsut modern enough to where you could easily fuck up a guy with an M1 Garand which wouldnt be difficult, surely. maybe even a lil further cback from the M1, w/e, shit like that.

however the lack of general gun usage from the Dark, and the general understanding from the light that their military is exclusively magical in nature (which was true for quite a while) light military protection is PURELY against magical shit. a human Warrior Maiden with a gun could very easily kill any number of light military troops, because they simply arent prepared for be fired upon. which would be a fun revelation at the climax for the Captain, when his troop headed for the castle’s main room is under a hail of fire and many of them are easily killed because No Fucking Shit, lads. meanwhile the dark military is aware of the solely human military and very capable of understanding the guns they use. they’d only need to recover a SINGLE gun from the troops (likely during the first failed attempt to recover Seora) to work out exactly what sort of defences they’d need in order to fight the light side safely, ie how many layers of the Good Stuff. really, provided the dark are prepared (they sure are) they would easily, at this stage, win a war. the only way to lose would be ambush, having their tech reverse engineered (a little tricky but technically possible) and running out of food. a quick war would easily favor them.

so then, in THIS case, that means when the Captain reaches the castle for the second time in his second brave quest to save the maiden Seora, his squad is substantially smaller than it was at the start. they specifically probably weren’t under fire, as they would have entered through the back rather than the through the dusk maiden army guarding the front gates. but its in the lead up, after the first shot WAS fired (by the light army under someones command, probably not the Captain’s specifically) that he wouldve lot a solid number. mild earthquakes, raging heat, bullets?????? the army basically served to divert attention while they dove the fuck for cover and his squad went ‘oh shit, time to go NOW’ and bolted for it. a few of them might have been shot as they ran. idk. good fun! then they get into the castle through the same entrance they used the LAST time (it was at least partially deliberately left open. there are folk waiting on the inside but theyre basically in shadows just in CASE)

so when the captain enters the room with Esther and Seora and the other small group of Dusk Maidens who are present, he is probably one of the few if not the only person in the room with a gun. his troops likely dropped theirs in the chaos (either from the quakes or the heat, or just general pants shitting terror). he’s got his gun out. everyones ready to fuck up, but noones firing off yet. he’s probably yelling something about it being Esther’s last chance to turn over Seora before more people are killed, Esther’s going all ‘yea cool but a) my troops are winning by all accounts and b) youre the idiot who didnt listen LAST time you came here! she doesnt want to go’ seora going ‘right. fuck you’ captain ‘>:o thats it!’ and then fires on Esther. Seora makes that first shot miss, but now the dusk maidens are fucking Ready to Fight and leap forward. before the captain can take a second shot at Esther, Seora and Esther disarm him (making the gun too hot to hold and then flinging it the fuck away with that Windy Business) and then that whole long fucking post from last night ensues. nice!

which is cool. but i THINK, looking at tech, the M1 miiiight be too strong for kevlar. might? im not positive. numbers are confusing and im bad at math. but i thiiiiiiiiiink its penetration velocity is too high for ordinary layers of kev. yea no theyre too high. hold up. we need to back up the semi auto time frame a little. plus, m1s can do 40-50 rounds a min, thats a few too many. oh bitch i can bring back the model 8, oh fuck yea, i love the model 8. oh perfect. mm yup thats a good one. ok so that means that roughly speaking, light kingdom gun advances stop in the early 1900s, with dark kingdom advancements continue up till around the 1950s. its a bit fiddly because the light probably did have resources left over from before the civil war that allowed them to continue development for a while, but if we basically stick to model 8 era (not 81, generally). but because the dark kingdom contained the majority of the experts (even if a number woulda eaten dust from that Dark Plague Nuke) they’re far closer to that M1 level. M1s, AKs, the fun shit, really. that shit and beyond. meaning that, in theory, sufficient layers of kevlar (approx 6-8?) could block a model 8 shot (at range, anyway) allowing for the dark to be Kitted The Fuck Out. niiiice.

i lost my train of thought because of my mum which is pretty bad because this post is incredibly stream of consciousness...... dammit.

uh tl;dr dark side better weapons, armour, and infrastructure. light side better organic industry (farming and fabrics, also glass shit). dark side has jack all food and relies on limited coastal fishing and a few specific mountain creatures plus their limited farmland.

gun? light kingdom stuck at arooooouuunnnnddd model 8 level tech. its a good gun, and it gets the job done, that job being to shoot maidens before they can fire back. it was developed before the civil war and proved instrumental in many of the fights. however, in the time SINCE then, they havent progressed at all. the dark kingdom has continued to progress, especially in terms of armour (w/ the goods like Kevlar available for all Warrior Maidens) and they have stuff closer to m1 garands. the dusk maidens dont typically use guns, but the human members of the Warrior Maidens are usually given them. for uh, obvious reasons.

unrelated aside - most of the gems used by the Light Kingdom are made of glass, due to the lack of actual gemstones on their side of the border. just sorta how it goes

#lotmv #story blog #i been here for 2 hours and im not sure what i started with or what he fuck this is now but bam #im fuelled by rage at interruptions and would like to take that model 8 and shoot a fucker

[pwebdevelop]

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[themoneybuff-blog]

18 favorite financial rules of thumb (and some useful money guidelines)

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After twelve years of reading and writing about money, Ive come to love financial rules of thumb. Financial rules of thumb provide helpful shortcuts for making quick calculations and decisions. You dont always have time (or want to take the time) to create elaborate spreadsheets when choosing a course of action. In these cases, its nice to have some rough guidelines you can rely on. Youve probably heard of the rule of 72, for example. This shortcut says that if you divide 72 by a particular rate of return, youll get the number of years itll take to double your money. If your savings account yields 4%, say, it will take about 18 years for your nest egg to increase by 100%. But if you were able to earn 12% on your investment, that money would double in six years. Like all rules of thumb, the rule of 72 isnt precise. It doesnt give an exact answer but a ballpark figure. Financial rules of thumb dont always hold true. But theyre true enough for us to make loose plans based on them. I have some engineer friends whod get tense at this sort of sloppy guesswork, but most of the rest of us are happy to trade a bit of precision for speed. Thats what rules of thumb are all about! The trick, of course, is knowing which rules of thumb to use. Most are handy, but some common guidelines do more harm than good. Rules Gone Wild In the past, youve probably seen my rant about some of my most-hated financial rules of thumb. Lets look at three things I think conventional wisdom gets wrong (and what I believe are better alternatives). How much should you save for retirement? For instance, I get frustrated when I hear financial advisers push the idea that you should base your retirement savings on 70% of your income. Instead of estimating your retirement needs from your income, it makes far more sense to base them on spending. Your spending reflects your lifestyle; your income doesnt. I think a better rule of thumb for determining retirement needs is this: When estimating how much youll need to save for retirement, assume youll spend as much in the future as you do now. Use 100% of your current expenses to calculate your retirement spending. (And if you want to build in a safety margin, base your future needs on 110% of your current spending.) How much should you spend on a house? As I mentioned last week, another rule of thumb that makes me cranky is this common guideline espoused by all sectors of the homebuying industry: Buy as much home as you can afford. No no no no no! Of all financial rules of thumb, this is probably the worst. Its certainly one of the most prevalent. This is how folks end up house poor, chained to a mortgage they resent. Lenders quantify this guideline by saying your housing payments should be nor more than 28% or 33% or 41% of your income. But, as David Bach wrote in The Automatic Millionaire Homeowner, You should generally assume that the amount the bank or mortgage company is willing to loan you is more than you should borrow. A better rule of thumb? Spend as little on housing as possible. Spending less than 25% of your net income is best less than 20% is even better. How much life insurance should you carry? A third rule that bugs me is the one for determining how much life insurance you should buy. Different experts give different answers. Some say your policy should cover five times your annual income. Others say ten times. And Suze Orman recommends 20 times annual income needs. The truth is that not everyone needs life insurance. Like all insurance, its designed to prevent financial catastrophes. You only need it if other people like a spouse or children would face financial hardship when you die. If you dont have kids, if your spouse has a good income, or you have substantial savings, then life insurance isnt a necessity. Even if you do need life insurance, you probably dont need to carry as much as your insurance agent is willing to sell you. To find out the amount thats right for you, check out the Life Insurance Needs Calculator from the non-profit Life Happens organization. (How much life insurance should I carry? According to this calculator, I shouldnt have any at all. And I dont.)

Useful Financial Rules of Thumb Financial rules of thumb usually arent this bad. In fact, most are useful. Here are eighteen of my favorites. When estimating income, $1 an hour in wage is equivalent to $2000 per year in pre-tax earnings. The reverse is also true: $2000 per year in salary is equal to $1 an hour in hourly wage. (This rule works because the average worker spends roughly 2000 hours per year on the job.)How wealthy should you be? According to the authors of The Millionaire Next Door, the following wealth formula can tell you if youre on target: Divide your age by ten, then multiply by your annual gross income. Your net worth should be equal to this number (less any inheritances). So, if youre 40 and make $50,000 per year, your net worth should be $200,000. If you have less than half the expected amount, youre an under-accumulator of wealth. If you have twice the target, youre a prodigious accumulator of wealth. (Note that the authors are well aware that this formula doesnt work well for young people; its meant to be used by folks nearing retirement age.)On average, each dollar an American spends represents about $2.50 of after-tax value in ten years or $10 in thirty years. (If you live outside the U.S., the consequences of spending that dollar are probably even greater.) This is due to two reasons: taxes and compounding. When you buy something, you spend after-tax dollars. On average, Americans have to earn $1.33 to have $1.00 left over.Inflation is the silent killer of wealth. In the U.S., inflation has averaged 3.18% over the past hundred years. A lot of folks figure a 3% inflation rate when making money calculations. I think its safer to assume 3.5% or even 4% average inflation in the future.Historically, U.S. stocks have earned long-term real returns (meaning inflation-adjusted returns) of about 7%. Bonds have long-term real returns of around 2.5%. Gold and real estate have long-term real returns of close to 1%.If you withdraw about four percent of your savings each year, your wealth snowball will maintain its value against inflation. During market downturns, you might have to withdraw as little as three percent. If times are flush, you might allow yourself five percent. But four percent is generally safe. (For more on safe withdrawal rates, check out this article from the Mad Fientist.)Based on the previous rule of thumb, theres a quick way to check whether early retirement is within your reach. Multiply your current annual expenses by 25. If the result is less than your savings, youve achieved financial independence you can retire early. If the product is greater than your savings, you still have work to do. (If youre conservative or have low risk tolerance, multiply your annual expenses by 30. If youre aggressive and/or willing to take on greater risk, multiple by 20.)Building on the above, Mr. Money Mustaches shockingly simple math behind early retirement gives us a useful rule of thumb for determining how long youll need to save before youre financially independent. Figure out your current saving rate (or profit margin, if you prefer). Subtract this number from 60. Roughly speaking and assuming youve started from a zero net worth thats how long youll need to work before your nest egg is big enough to support you in retirement. (Note that this rule breaks down at saving rates over 40%. If you save a lot, subtract from 70.)Joe from Stacking Benjamins likes what he calls the penny approximation: Assuming a safe withdraw rate of roughly four percent, every $100 you save gives you one penny per day in perpetuity. Once you stack enough Benjamins you have enough pennies to sustain you forever. If you change your own brake pads and save $200, thats two cents a day for the rest of your life because you avoided paying a mechanic.

I hate detailed budgets because they bog people down. Instead, Im a fan of budget frameworks that focus more on the Big Picture. My favorite budget framework is the Balanced Money Formula: Spend no more than 50% of your after-tax income on Needs, put at least 20% into savings (including debt reduction), and spend the rest (around 30%) on Wants. This is a great beginner budget, but its also useful for transitioning to the mindset of Financial Independence. If you decide early retirement is a goal, then part of your Wants spending becomes additional savings.If you own your home, its wise to set aside money for maintenance and repairs. Each year, contribute 1% of your homes current value to a separate account. If you dont spend the money, keep it there for future remodeling and improvements.Is it better to buy or to rent? The price-to-rent ratio is a useful rule of thumb for making this decision. Find two similar places, one for sale and one for rent. Divide the sale price of the one by the annual rent for the other. The result is the P/R ratio. Say you find a $200,000 house for sale in a nice neighborhood, and a similar home for rent on the next block for $1000 per month, which is $12,000 per year. Dividing $200,000 by $12,000, you get a P/R ratio of 16.7. If the P/R ratio is low, its better to buy. If the price-to-rent ratio is over 15, its probably better to rent.How much does it cost to raise a child? As a rule of thumb, budget $10,000 per child per year. Thats not quite a quarter of a million dollars per kid, but its close.If you get a windfall, use 1% to treat yourself. (Or maybe 2%, tops.) Put the rest in a safe place and ignore it for six months. After youve had time to think about it, then take action. So, if you inherit $100,000 from Aunt Marge, only allow yourself a $1000 splurge. Stash the remaining $99,000 someplace you wont be tempted to spend it.To approximate a new vehicles five-year cost of ownership (in monthly terms), double the price tage and divide by 60. Looking at a brand-new Mini Cooper ? Double that $30,000 sticker price to get $60,000, then divide by 60. Is it really worth $1000 per month to get rid of your crummy Ford Focus?The standard rule of thumb is to save at least 10% of your income. I think a better goal is to aim for 20% and more is better. Financial guru Liz Weston says that if youre young, you should follow this guideline: Save 10% for basics, 15% for comfort, 20% to escape.Nobody agrees how much you should set aside for an emergency fund. Even the experts offer advice ranging from $1000 up to 12 months of expenses. (The most common suggestions range from three to six months of expenses.) One clever rule of thumb to determine how much you should have set aside: Your emergency fund should cover X months of expenses, where X is the current unemployment rate. In other words, because the U.S. unemployment is about 4% right now, you should aim to have enough money in the bank to cover four months of expenses.According to Consumer Reports, wen youre faced with the repair of an appliance (such as a refrigerator or washing machine), you should buy a new one if the appliance is more than eight years old (or if the repair would cost more than half what it would take to buy a replacement). Its important to remember that rules of thumb arent set in stone. Theyre guidelines. Theyre meant to help you make quick evaluations, not actual life-changing decisions. Financial rules of thumb are a starting point. Start with them, then adjust for your individual goals and situation. Other Useful Financial Guidelines Strictly speaking, rules of thumb deal with numbers. Still, there are a lot of non-numeric guidelines that I think are useful to know. If youve done any reading about personal finance, for example, youve probably heard the admonition, Pay yourself first. While not strictly a rule of thumb, this guideline is very similar. Here are some other useful financial guidelines: The more you learn, the more you earn. In the U.S., education has a greater impact on work-life earnings than any other demographic factor. Your age, race, gender, and location all influence what you earn, but nothing matters more than what you know.Bank a raise. When you get a salary bump, dont increase your spending. Stay the course and put the added income into savings.Always take the employer match on the 401(k).Never touch your retirement savings except for retirement.Never co-sign on a loan. (Ever.)Avoid paying interest on anything that loses value. Its okay to finance a home or a college education but avoid taking out a loan on a car.Speaking of cars: When you buy a vehicle, buy used or buy new and plan to drive it for at least ten years. (Do both and youll save even more!)Dont mess with the IRS. When it comes to taxes, dont try to cheat. Pay what you owe. Claim all the deductions you deserve, but dont try to stretch things.In general, save an emergency fund first; pay off high-interest debt second; and begin investing (at the same time you pay down remaining debt) last.It almost always makes more sense (and cents) to repair your old car than to buy a new one.If youre not willing to pay cash for it, then it doesnt make sense to buy it on credit. (I have a friend whose guiding principle is: If I wouldnt buy five, why would I buy one? Similar idea taken to an extreme.)Save for your own retirement before saving for your childrens college education. They can get loans for school. You cant get loans for retirement. Now its your turn. What rules of thumb did I miss? Do you disagree with any of those I suggested? What are some of your favorite rules of thumb? Shares 352 https://www.getrichslowly.org/financial-rules-of-thumb/