#wash trading

[mostlysignssomeportents]

How Goldman Sachs's "tax-loss harvesting" lets the ultra-rich rake in billions tax-free

Tomorrow (Apr 25) I’ll be in San Diego for the launch of my new novel, Red Team Blues, at 7PM at Mysterious Galaxy Books, hosted by Sarah Gailey. Please come and say hi!

_,.-'~'-.,__,.-'~'-.,__,.-'~'-.,__,.-'~'-.,__,.-'~'-.,_

With the IRS Files, Propublica ripped away the veil of performative complexity disguising the scams that the ultra-rich use to amass billions and billions (and billions and billions) of dollars, paying next to no tax, or even no tax at all. Each scam is its own little shell game, a set of semantic and accounting tricks used to gussy up otherwise banal rip-offs.

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2023/04/24/tax-loss-harvesting/#mego

The finance sector has a cute name for this kind of complexity: MEGO, which stands for "my eyes glaze over." If you're trying to rip off a mark, you just pad out the prospectus, make it so thick they decide there must be something good in there, the same way that any pile of shit that's sufficiently large must have a pony under it...somewhere.

Propublica's writers haven't merely confirmed just how little America's oligarchs pay in tax - they've also de-MEGO-ized each of these scams, like the way that Peter Thiel used the Roth IRA - a tax-shelter for middle-class earners to help save a few thousand dollars for retirement - to make $5 billion without paying one cent in tax:

https://pluralistic.net/2021/06/26/wax-rothful/#thiels-gambit

One of my favorite IRS Files reports described how Steve Ballmer - the billionaire ex-CEO of Microsoft - laundered vast fortunes into a state of tax-free grace by creating hundreds of millions in "losses" from his basketball team, the LA Clippers. Ballmer paid 12% tax on the $656 million he took out of the Clippers - while the players whose labor generated that fortune paid 30-40% on their earnings:

https://pluralistic.net/2021/07/08/tuyul-apps/#economic-substance-doctrine

That was Propublica's first Ballmer story, back in the summer of 2021. But they ran a followup last February that I missed (it came out while I was on a book tour in Australia), and it's wild: a tale of "loss harvesting," a form of fuckery involving Goldman Sachs that's depraved even by their own standards:

https://www.propublica.org/article/irs-files-taxes-wash-sales-goldman-sachs

Loss farming is a scam that was invented in the 1920s, whereupon it was promptly banned by Congress. But Goldman and other plutocrat Renfields have come up with tiny modern variations on this century-old con that the IRS is either unable or unwilling to address.

Here's how it works. Say you've got a stock portfolio where some of the stocks have gone up and others have gone down. You want to sell the high stocks and hang onto the low ones until they bounce back. But if you sell those stocks that have gone up, you have to "realize" the profit from them and pay 20% capital gains tax on them (capital gains tax is the tax you pay on money you get from owning things; it's much lower than income tax - the tax you pay for doing things).

But you pay tax on your net capital gains - the profits you've made minus the losses you've suffered. What if you sold those loser stocks at the same time? If you made a million on the good stocks and lost a million on the bad ones, your net income is zero - and so is your tax bill.

The problem is that selling stocks when they've gone down is a surefire way to go broke. Every investing book starts with this advice: you will be tempted to hold onto your stocks that are going up, because they might continue to go up. You'll be tempted to sell your stocks that are going down, because they may continue to go down. But if you do that, you'll only sell the stocks that have lost money, and never sell the stocks that have made money, and so you will lose everything.

Back when the pandemic started, your shares in movie theater chains were in the toilet, while your stock in tech companies shot through the roof. If you sold the tech stocks then and held onto your movie stocks and sold them now, you'd have cleaned up - today, tech stocks are down and movie theater stocks are up. But if you sold the cinema shares when they bottomed out, and held onto your tech stocks when they were peaking, you'd be busted today.

So selling your loser stocks to offset the gains from your winners is a bad idea. That's where loss-farming comes in: what if you sold your tech stocks at their peak, and sold your bottomed-out cinema stocks at the same time, but then bought the cinema stocks again, right away? That way you'd have the "loss" from selling the cinema stocks, but you'd still have the stocks.

That's called "wash trading," and Congress promptly banned it. If you've heard of wash-trading, it's probably something you picked up during the NFT bubble, which was a cesspit of illegal wash-trading. Remember all those eye-popping NFT sales? It was just grifters with multiple wallets, buying NFTs from themselves, making it seem like there was this huge, white-hot market for monkey JPEGs. Wash-trading.

Turns out that crypto really did democratize finance...fraud.

Wash-trading has been illegal for a century, but brokerages have invented modern variations on the theme that are legal-ish, and the most lucrative versions of these scams are only available to billionaires, through companies like Goldman Sachs.

There are a bunch of these variations, but they all boil down to this: there are lots of ways to sell an asset and buy it again, while making it look like you bought a different asset. Like, say you're invested in Chinese tech companies through an exchange-traded fund (ETF) that bundles together "all the Top Chinese tech stocks."

Maybe you bought this fund through Vanguard, the giant brokerage. Now, say Chinese stocks are way down, because the Chinese government is doing these waves of lockdowns on the factory cities. If you could sell those Chinese stocks now, you'd get a massive loss, enough to wipe out all the profits from all your good stocks.

But of course, China's going to figure out the lockdown situation eventually, so you don't want to actually get rid of those stocks right now, especially since they're worth so much less than you paid for them. So right after you sell your Vanguard Chinese tech ETF shares, you buy the same amount of Schwab's Chinese tech-stock ETF.

An ETF of "leading Chinese tech companies" is going to have basically the same companies' stock in it, no matter whether it's sold by Vanguard, State Street or Schwab. But as far as the IRS is concerned, this isn't a wash-trade, because you sold a thing called "Vanguard ETF" and bought a thing called "Schwab ETF" and these are different things (even if the main difference is the name on the wrapper, and not what's inside).

There's other ways to do this. For example, lots of companies have different "classes" of stock. Under Armour sells both Class A (voting) and Class C (nonvoting) stocks. Though voting stock is worth a little more than nonvoting stock, they both rise and fall together - if the Class A shares are up 10%, so are the Class C shares. So you can dump your Under Armour Class A's, buy Under Armour Class C's and own essentially the same amount of Under Armour stock - but as far as the IRS is concerned, you just sold your interest in one company and bought an interest in a different company, and you can take a big loss and write down your profits from other stock trades.

The IRS does prohibit wash-trading, but only in the narrowest sense. Brokerages are obliged to report trades in which a customer buys and sells exactly the same security, with the same unique ID (the CUSIP number), within 60 days. Beyond that, IRS guidance is extraordinarily wishy-washy, calling on filers to "consider all the facts and circumstances" of their transactions. Sure, that'll work.

Propublica found zero instances of the IRS targeting any of these trades, ever, for enforcement. That's especially true of the most egregious version of loss-harvesting, a special version that only the ultra-rich can take advantage of, called "direct indexing." You might know about "index funds," where a brokerage sells a single fund that tracks a broad index of stocks - for example, you can buy an S&P 500 index that goes up and down with the total value of the top 500 stocks in America.

Direct indexing is something that giant banks like Goldman Sachs offer to their very richest clients. The brokerage buys a mix of stocks that are likely to track the whole index, and puts those shares directly into the client's account. Rather than owning shares in a fund that owns the stocks, you own the stocks directly. That means that when you want to harvest some losses, you can sell just a few of the stocks in the index, rather than your shares in the whole fund.

Here's how that works. In 2017, the US index was up 20%; global indexes were up even more. Steve Ballmer made a bundle. But Goldman Sachs, acting on Ballmer's behalf, sold s few of the stocks in the portfolio and harvested a $100,000,000 loss, that Ballmer could use to trick the IRS into treating his massive profits as though he'd made very little taxable income.

Goldman uses a whole range of tricks to keep billionaires like Ballmer in a lower tax-bracket than the janitors who clean the floors after his team's games. They not only buy and sell different classes of stock in companies like Discovery and Fox; they also buy and sell the same company's stock in different countries. For example, they sold Ballmer's shares in Shell in one country, and then immediately bought the same amount of shares in another country. The IRS doesn't treat this as a wash-trade, despite the fact that the shares have the same value, and, indeed, companies like Shell routinely merge their overseas and domestic shares with no change in valuation.

Thanks to Goldman's ruses - and the IRS's willingness to accept them - Ballmer's wealth has swollen to grotesque proportions. He generated $579 million in losses from 2014-18, and as a result, got to keep at least $138m that he'd have otherwise had to pay to the IRS.

Goldman's not the only one in on this game: Iconiq Captial - a firm that also offers marriage partner scouting for its richest clients - has $13.2 billion under management on behalf of just 337 people. Among those high-rollers: Mark Zuckerberg, whose $88m in gains from Iconiq investments were offset by $34m in imaginary losses that the company manufactured with wash-trades.

In theory, the simplest form of wash-trading - selling your Vanguard China fund and buying a Schwab China fund - is available to any investor. Leaving aside the fact that the top 1% of Americans own most of the stock, this is still a deceptive proposition. This kind of wash-trading only benefits investors who hold their shares outside of a sheltered retirement account, which is a vanishing minority indeed.

Instead, the primary beneficiaries of this activity are the usual suspects: convicted monopolists like Ballmer, or useless scions of wealthy families, like the kids of Walmart founder Sam Walton, who emerged into this world through very lucky orifices and are thus effectively exempt from the need to work or pay tax for life.

Jim Walton is Sam Walton's youngest orifice-lottery-winner. Young Jim saw a $10 billion increase in his wealth from 2014-18, making him the tenth richest person in America. Thanks to wash-trading, he declared only $111 million of that $10 billion on his taxes, and paid $0.00 in tax on that $10 billion gains.

One way that the rich are especially well-situated to exploit loss-harvesting is in converting short-term gains - which are taxed at 40% - into long-term gains, which are taxed at 20%. For people who make a lot of money buying and selling shares as pure speculation, flipping them in less than a year, wash-trading can create the appearance of long-term holdings. Analyzing their trove of leaked IRS files, Propublica showed that Americans who report over $10 million in income almost never report short-term gains. Instead, two-thirds of the richest Americans report short-term losses.

One fascinating wrinkle is that rich people may not even know this is going on. Whatsapp co-founder Brian Acton, managed to "lose" $2.9 million  when he sold $17 million in shares - the same day he bought $17 million in shares in nearly the same companies from another brokerage. Then, a few months later, he reversed those transactions, selling his new fund and buying the old one and harvesting another $600,000 in losses.

When Propublica asked Acton about this, he told them he was "not really aware of any events like that...Broadly my wealth is managed by a wealth management firm and they manage all the day to day transactions."

This is completely believable and consistent with the extraordinarily frank account of how elite money-management works that Abigail Disney described in 2021, where the ultra-rich are insulated from the scams, tricks and wheezes that lawyers and accountants dream up to keep their fortunes steadily mounting with no action needed on their part:

https://pluralistic.net/2021/06/19/dynastic-wealth/#caste

Could the IRS block this kind of wash-trading? Yes, but they'd need action from Congress. The most effective way to do this would be to force shareholders to "mark to market" the value of their holdings, taxing them each year on the fluctuations in their portfolio.

Propublica notes that this is incredibly unlikely to happen, though. As an alternative, Congress could change the rule that blocks investors from claiming losses when they buy and sell "substantially identical" shares with a rule that applies to "substantially similar" stocks. This proposal comes from Columbia Law's David Schizer, who says the law "ought to be updated to reflect how people invest today instead of how they invested 100 years ago."

But for any of that to have an effect, the IRS would have to change its auditing and enforcement practices, which currently see low-income earners (who can't afford fancy tax-lawyers who'll tie up the IRS for months or years) being disproportionately targeted, while America's super-rich, ultra-rich, and stupid-rich are allowed to submit the most hilariously, obviously fictional returns and get away with it.

_,.-'~'-.,__,.-'~'-.,__,.-'~'-.,__,.-'~'-.,__,.-'~'-.,_

Catch me on tour with Red Team Blues in San Diego, Burbank, Mountain View, Berkeley, San Francisco, Portland, Vancouver, Calgary, Toronto, DC, Gaithersburg, Oxford, Hay, Manchester, Nottingham, London, and Berlin!

_,.-'~'-.,__,.-'~'-.,__,.-'~'-.,__,.-'~'-.,__,.-'~'-.,_

[Image ID: A dilapidated shack. A sign reading 'Internal Revenue Service Building' stands next to it. From its eaves depends another sign, reading 'Internal Revenue Service' and bearing the IRS logo. From the window of the shack beams the grinning face of billionaire Steve Ballmer. Behind the shack is a DC avenue terminating in the Capitol Dome.]

_,.-'~'-.,__,.-'~'-.,__,.-'~'-.,__,.-'~'-.,__,.-'~'-.,_

Image: Matthew Bisanz (modified) https://commons.wikimedia.org/wiki/File:NYC_IRS_office_by_Matthew_Bisanz.JPG

CC BY-SA 3.0 https://creativecommons.org/licenses/by-sa/3.0/deed.en

--

Ted Eytan (modified) https://commons.wikimedia.org/wiki/File:2021.02.07_DC_Street,_Washington,_DC_USA_038_13205-Edit_%2850920473547%29.jpg

CC BY-SA 2.0 https://creativecommons.org/licenses/by-sa/2.0/deed.en

--

Bart Everson (modified) https://www.flickr.com/photos/editor/1287341637

Eric Garcetti (modified) https://commons.wikimedia.org/wiki/File:Steve_Ballmer_2014.jpg

CC BY 2.0 https://creativecommons.org/licenses/by/2.0/

#pluralistic #paper losses #direct indexing #tax-loss harvesting #steve ballmer #propublica #irs files #the rich are different from you and me #mego #wash trading #tax evasion #goldman sachs #vampire squid #mark zuckerberg

[christophbergmann]

„Wenn man ein NFT lange genug mit sich selbst handelt, kann man den Floor-Preis anheben."

„Wenn man ein NFT lange genug mit sich selbst handelt, kann man den Floor-Preis anheben." Ein Interview mit @VijayPravinM von @bitscrunch über das epidemische Washtrading im NFT-Space. #nft #schwerpunktnft

Vijay Pravin Maharajan ist CEO von bitsCrunch aus München. In einem kurzen Interview erklärt er, wie er Wash Trading bei NFTs erkennt – und wie groß dessen Umfang ist. (more…)

View On WordPress

#Analysen #Blockchain #NFT #schwerpunktnft #Wash Trading

[ninathekillerzblog]

hhhh wash day wif jeff ben and nina...

collab with my BESTIE @jeffthekillerzblog

heheheh they did the sketch i did the coloring and uuuhhhhhhhhh lineart and stuf :)

#does anyone else wanna do a art trade or collab #WOOOO #wash day #creepyapsta #ninathekillerzblog #ninathekiller #creepypasta nina the killer #jeffthekillerzblog #jeff the killer #BEN drowned #ben drowned #Jeffthekiller #nina the killer #creepypasta

[thordy]

#I'm having feelings again. like some kind of season twelver #so much to unpack #non macden thoughts: I am so glad they're using devito again.... he's literally an A-list actor yet for the last few seasons #frank has done nothing but a few one-liners... it's good to see peepaw shine again ❤️ #eating and spitting and swearing and beating birds to death.... et cetera #tbh everyone has kinda been out to pasture #I mean no of course standing in different locations and delivering washed up political opinions in your normal speaking voice is acting #go back to bed honey #anyway! wow. macdennis #feels like a good trade-off for the awful uncle jack content this season #I hope dennis explodes him for his mental health day #iasip

[clotpolesonly]

i wonder what kind of money laundering scheme the Lynches had set up, cuz ain't nobody nowhere believed that that cattle farm would make them multi millions of dollars

#Niall Lynch #Declan Lynch #TRC #tags by me #i neeeeeeeed to know how Niall made his fairy market money look like normal legit income #and not illegal magical artifact trade and smuggling or whatever #cuz they ended up with $9 mil in trust for the kids and presumably a decent amount of money for regular usage and for Niall himself #a good amount in a business fund for whatever dealings needed dealing #how many off shore accounts did Niall have? did he pay taxes on anything?? how much can a herd of cows conceivably make??? #he had to have had some shell companies and ''foreign investors'' and idk a bunch of laundromats in downtown henrietta or something #i'm already headcanoning that Declan ended up in charge of the operation by the time he was like 14 #his eye for detail would be invaluable in washing that money i'm just saying #and he would need to know everything to be able to keep it going once Niall was dead so he had to have been deeply involved #i'm just saying

[marzipanandminutiae]

In yesterday’s Dracula Daily update, Mina mentions she is “only taking one change of dress”. 1) Was this a common occurrence for short trips or because of the circumstances? 2) Would both dresses be ‘traveling dresses’? 3) I’m assuming one dress means the top-most layer & she packed multiple chemises, etc. Could other undergarments (i.e. petticoats) be re-worn between washes? 4) Would she have been able to launder her clothing while travelling? Thank you.

Good questions!

While I'm not 100% sure, I believe her mentioning that she's only taking one change of dress is because that's such an unusual thing to do. To my eyes, it highlights how quick and desperate her flight to Jonathan is: she's dropping everything and preparing only the bare minimum so she can get to him as quickly as possible. I believe it would have been more common, for a trip all the way to Hungary, to bring the full trunk she's opting to have Lucy keep in readiness for her instead.

Given Mina's practical nature I'm going to assume they're both travelling dresses, but I suspect that could vary from person to person in similar circumstances. Eg she might pack two travelling dresses- hard-wearing materials, colors unlikely to show the soot and dirt of rail travel, skirts that clear the ground, etc. -but another woman might have chosen one travelling dress and one fancier dress. That seems like a more individual question to me.

She would almost certainly pack multiple chemises or pairs of combinations, yes. Anything that didn't touch the skin directly could definitely be re-worn between washes, unless it got particularly dirty (and even then, sponging the hems of one's petticoats and even outer skirts was a common way to remove dirt without a full wash).

As for laundry, Mina likely didn't do it herself even at home- it was quite common to send your clothes out to a laundress, even for middle-class families and individuals. As you can see in Bernadette Banner's recent video, laundry was a strenuous multi-day undertaking back then, which is why people could make decent money doing it as a full-time job. Anyone who could remotely afford to outsource it, did. I haven't done deep research on this, but it's my impression that most hotels of the caliber Mina's likely to be staying at would employ a laundress (or multiple) on their staff to wash guests' clothes.

#ask #anon #history #1890s #dracula daily #dress history #social history #I'm always slightly baffled by pop history sources that insist everyone did their own laundry and made all their own clothes #in the 19th century #like. if that's true then why were Seamstress and Laundress/Washerwoman viable occupations? #what do you think they were sewing and laundering? #the 1% are by definition a small category of society so there couldn't be enough business from them alone #to support entire thriving trades around making and washing clothes #that's not to say NOBODY did it themselves. of course people did #but like. clearly not everyone who wasn't rich

[hella1975]

there's a very specific kind of vibe that comes with living with your friends in final year that it just does not have in first year or even second year. like as a fresher it's usually the first time any of you have lived away from home let alone with SO MANY people your age and it's terrifying and exciting and randomised to boot so it's generally carnage for a whole year in the best and worst ways, and then second year you pick who you're living with and it feels like for the first time you're doing this adult thing PROPERLY. you have a place of your own now. these are the people you've chosen to live with. studying gets serious etc. but it's still fresh. it's still new. you still don't know how to navigate it. but final year? final year is when you actually get it right. you know how to manage your time better. you know what works for you and what doesn't. studying is the main focus and you've been out in the world for three years now and it's not loud and boisterous like it was in first year and you're not exciteable and awkward like you were in second year. you're comfortable. every single one of my flatmates has their own friend group and we mainly keep to our own social circles, but we'll still meet each other back at the house after a night out and sit in the kitchen or my room to do the debrief. sometimes i'll go days not seeing either of them despite sharing a house but every now and then someone will softly call up the stairs that 'the heating's on!' or one of us will sneeze and the other two will yell 'bless you!' through the walls. the lack of interaction isn't interpreted as dislike in ways it would have been even last year, because we're all just old enough to be past that now and settled enough in our friendship not to worry about it. idk. uni is very loud and unsettling a lot of the time so it's been really sweet to see how almost boringly comfortable final year is.

#like my day today was literally drag myself out of bed at 10am to meet my econ friends bc we're in a group together #and i spent two hours with them writing a fucking TRADE REPORT before coming home #and the rest of the day was kinda lost. i showered. i put a wash on. i had a nap. i mainly stayed in my room #which sometimes is the End Of All Things but today was quite nice #and i can hear in their rooms how my flatmates are doing the exact same thing. pottering about and getting on with uni #and we've barely spoken all day but earlier my one flatmate ran into my room all excited to show me her nails #bc she's been teaching herself to do gels and it took her 2 hours but im still one of the first people she wanted to show #and just now we all went to use the bathroom at the same time and it led to one of our Stair Sessions #where we all inexplicably just gather on the stairs and chat for no reason with a cup of tea #idk it's just nice. it's such basic shit but i can't belive in first year i used to spend EVERY DAY with these girls #and we were one single friendship group and that was all we had #and then in second year one girl branched off bc she lived in a studio and got into her societies #but me and the other girl lived together again and it was the same thing of she was a friend before she was someone i lived with #and weirdly that can actually be detrimental to a dynamic. but this year we're all just very solidified and confident in ourselves #and where we stand and yes we all have our own friendship groups outside of the house now #but there's still that love and simple comfortableness around each other that you only get with time and a hell of a lot of proximity #and a sense of being settled that maybe is just what happens as you get older #idk it's just really nice. if i had this exact same day in first year (doing economics and barely leaving my room) #it would've been a really bad depressive day for me so the fact i can find such contentment from it now is really heartening #i love my little life here im very proud of what ive been able to achieve :) #hella goes to uni #feeling nostalgic because SOME BITCH decided to ribs post

[vintagepromotions]

'Morning of Life'

Trade card advertising John Reardon & Sons' soap products (1887).

#vintage card #vintage trade card #soap #john reardon & sons #hygiene #washing #lady

[fallowfield]

girl gelp i literally woke up thinking about dwarven anatomy and specifically about sand and beach dwarves..... i am so autistic about this....

#crops #sand dwarves are built not to withstand the mines but for the heat of deserts and sandstorms. theyre skilled glassmakers. #beach dwarves are built to survive tropical storms and hurricanes and high water pressure. they carve driftwood and craft with beach glass- #--shells and shark teeth that wash ashore but never take more than they need #i think milder climates and environments (fields plains etc) dont have 'native' dwarves bc they dont suit dwarven lifestyles and natures #i have a lot of opinions abt dwarves im sorry but. yeehaw #for the most part bc there is no use for their wiry beards beachborne are free to grow or cut them as they please #their beards prevent black lung/sand/spore inhalation in other environments but it doesnt help with diving #(in my head diving is a huge part of the cultural trade of beachborne dwarves) #im sorry my brain likes to play with concepts for fantasy species like dolls!!! i love fantasy genetics!!!!!

[meownotgood]

how do u think aki would react to reader wearing his clothes

also sex, sex with reader wearing akis clothes yeahyeahyeahyeah

I love thinking about this so much... because there's just so many of aki's clothes I want to steal... his clothes always look so comfy and soft

honestly, he wouldn't mind you borrowing his clothes. but seeing you wearing them, wearing his big t-shirt or his pajamas, it makes his heart practically skip a beat in his chest. and if you decided to wear one of his button down dress shirts, god he wouldn't be able to handle it

#if you were wearing just his dress shirt and nothing else #he'd get so red and think you're so pretty #I think he lends his jackets to you often #if you're cold he's just instantly taking off his jacket and draping it over your shoulders and telling you to return it later #what about aki lending you his earrings #or trading earrings with you #hhhnnnnnffhfhhf #him putting your hair up with his hair tie #aki fucking u when you're wearing nothing but his t shirt and have his hair tie around your wrist #you just look too beautiful when you're wearing his clothes #I'm stealing his whole wardrobe I don't care #when he lends you his clothes you just end up sleeping in them because they smell like him #and when he gets them back they smell like you #so he avoids washing them for a while #I just. want to kiss him. #ask mags

[the-metatron]

I want you to stumble and fall into a bush of stinging nettle. While Furfur has all miracles blocked and you can't do anything against the itching!

Also I want your sleeves to fall down while you're washing your hands. Every time, so that they're always slightly wet at the end.

Also also I want your back to itch. Precisely the one spot you can't quite reach!

Bad angel!

#the metatron answers #the metatron doesn't wash his hands (cause he's evil) #good omens #ineffable #justice league unlimited #lex luthor (animated with clancy brown voice is the best one) #(context: Flash and Lex Luthor accidentally traded minds and have to pretend to be each other in order to survive) #the voice of god speaks #the voice of god does not wash his hands #enoch speaks #enoch does not wash his hands

[dandelioncore]

#this is where i was today!! #Chichester #uk #England #nature #sea #so many lovley birds :> #also a lot of lichen and a (dead) dogfish #i traded a couple oystershells washed up on the shore for a vrey pretty and weathered bright white shell fragment

[bunnyb34r]

😭 girl help

#i was taking a shit and someone knocked on the door and i was like oh god i hope it's not important.... so i hurried up and washed my hands #then saw a fedex truck parked in front of the house turns out the package they delivered yesterday WASNT the package we were expecting and #was for someone else but they did have ours and just traded em sgsgdg #he was like did you get a misdelivered package yesterday? and i lied and said idk bc i thought we DID have the furniture #and hes like and you were supposed to get a cabinet?? bc we have that we just need to swap them sgdgdgdggd #i was like oh let me check GSGSGSGDG and it was like right by the door so he was probably like how did you not... notice that that was new? #anyway slid that out and got the right box which is BIGGER than the other one agsgsgsgs and says CABINET on it 😭 #anyway thank god i wasnt in the shower and was able to like get up but i was mid go man 😭😭😭😭 #marquilla

[vanillabat99]

My collection of Cinnamoroll items has grown today!! I got some magnets and a little blind-box figurine! I got the entire Uzumaki manga (hardcover!!!) and I've gone through 14 chapters in 3 hours!! My mom also got me a denim jacket!! I've been looking for one to start putting patches on and this one is really cute!! It needs some mending on the lining and a good wash, but I don't mind :3

Overall, it has been a good day!! I got some pictures on my camera, ate lots of cheese sticks, and have some really cute jewellery supplies that I can't wait to use :3 I'm going to play boardgames with my family for the rest of the day!! I hope y'all are doing well 💕💕💕

#the jacket is a little snug in strange places and the lining is itchy old wool. so i will have to inspect it further after a wash. #there are some little frayed gaps in the seams of the lining that i would like to fix up!! #i also got a cup holder for my walker!! i couldnt figure it out so i will have to ask for help later. freedom at last :3 #I ALSO GOT THE HOWLS MOVING CASTLE BOOK!!!! VERY EXCITED TO READ IT!!! #uzumaki has been delightful to read and it is so inspiring!! i will definitely be indulging in more of junji itos works!! #if i remember i will share the jewellery pieces my mom n dad got me :3 theyre so gothic and adorable!! #the ONLY downside today is that my siblings got lego minifigs of my fav characters and I GOT POCAHONTAS #my brother got BAYMAX!!!!!!!! HE WILL NOT TRADE WITH ME!!!!! MY SISTER GOT STITCH!! SHE WILL NOT TRADE EITHER!! >:( #alas. everything else has been wonderful :3 #i am very grateful that my family is so supportive and caring. they have worked hard to get there. #happy holidays to yall :3 i hope today is a good day. if not i hope tomorrow is better 💕💕💕 #batty blogging #text

[whimsicalmeerkat]

Writing Round-Up: November 2023

Total Words: 17,009

Estimated Hours: 21

Fics Worked On: 14

Fics Started: 7

Fics Completed: 4

Fics Completed

I think I know a secret (previously untitled Sterek fall festival fic): 3,319 total words

We’re Dark Like Fen in a Storm at Night exchange fic #1 (will be revealed 12/10): 3,134 total words

Adam/Minos drabble: 100 total words

in the middle of the night (Derek catches Stiles masturbating): 1,681 total words

take me to the edge so I can fall apart: RelationShipping exchange fic - 2,801 words

WIPs Posted/Updated

a time to mourn and a time to hope (Steterek dead Stiles): chapter 4 posted

whiskey on the rocks & adderall (Teen Wolf - bamf Stiles goes to college): chapter 1 posted

Total written word counts, WIP lists, and more under the cut!

Totals Per Fic

whiskey on the rocks & adderall (Teen Wolf - bamf Stiles goes to college): 651

wash off all this blame (Teen Wolf - Derek forces Stiles to go to the beach and discuss things like the benefits of therapy): 1,170

won’t you take me from this valley (Sterek Regency time travel nonsense): 1,817

a time to mourn and a time to hope (Steterek dead Stiles): 1,151

untitled Stackson friendship movie fix it (the Teen Wolf movie was a travesty): 934

Trading Up (Sterek smooth Derek meet cute): 591

I think I know a secret (previously untitled Sterek fall festival fic): 2,482

We’re Dark Like Fen in a Storm at Night exchange fic #1 (will be revealed 12/10): 3,258

Adam/Minos drabble: 100

Small Fandoms Big Bang fic: 655

We’re Dark Like Fen in a Storm at Night exchange fic #2 (defaulted): 945

in the middle of the night (Derek catches Stiles masturbating): 1,681

Sterek moon gave me permission recursive murder husbands: 942

Daemon Sadi & Maleficent fight crack fic: 632

Fics Started

We’re Dark Like Fen in a Storm at Night exchange fic #1 (will be revealed 12/10): 3,258

Adam/Minos drabble: 100

Small Fandoms Big Bang fic: 655

We’re Dark Like Fen in a Storm at Night exchange fic #2 (defaulted): 945

in the middle of the night (Derek catches Stiles masturbating): 1,681

Sterek moon gave me permission recursive murder husbands: 942

Daemon Sadi & Maleficent fight crack fic: 632

Active WIPs at Beginning of Month

a time to mourn and a time to hope (Steterek dead Stiles)

won’t you take me from this valley (Sterek Regency time travel nonsense)

wash off all this blame (Teen Wolf - Derek forces Stiles to go to the beach and discuss things like the benefits of therapy)

untitled Sterek fall festival fic

WIPs to Get Back To at Beginning of Month

untitled Stackson friendship movie fix it (the Teen Wolf movie was a travesty)

whiskey on the rocks & adderall (Teen Wolf - bamf Stiles goes to college)

Trading Up (Sterek smooth Derek meet cute)

Fics Planned at Beginning of Month

We’re Dark Like Fen in a Storm at Night exchange fic #1 (due 11/10)

We’re Dark Like Fen in a Storm at Night exchange fic #2 (due 11/20)

We’re Dark Like Fen in a Storm at Night exchange fic #3 (due 11/30)

Yuletide exchange fic (due 12/18) - Small Fandoms Big Bang fic

Aspirational Neglected WIP List at Beginning of Month

devil don’t take a break (Teen Wolf - demon Stiles bad friend Scott season one rewrite)

untitled Kaleb/Judd fic (Psy-Changeling - allies to friends to lovers)

gonna tell my friends to all join in, going to tell them all to come (Men’s Hockey RPF - Hertl incubus fic)

untitled Regency fic of doom (Men’s Hockey RPF - Thornton/Burns primary with additional side couples and some OCs)

goalie birthday fics (possibly triple drabbles?)

untitled magic returns AU (Black Jewels - modern AU where magic comes back, only it’s no longer tied to gender)

it kind of vanishes away (Teen Wolf - Chris/Derek fraught fuck buddies)

untitled Chris has amnesia fic (Teen Wolf - what it says on the tin)

say that you belong to me (formerly Jukebox exchange fic)

untitled soulmates enemies to lovers (The Hollows - Trent’s keeping important information from Rachel, which will work out poorly for him)

pain that leaves permanent marks (Black Jewels - trauma processing)

Don’t Challenge the Ruthless (The Hollows - Rachel gets a little too comfortable around Trent)

#author:whimsicalmeerkat #fanfic #wip #writing #writing stats #wash off all this blame #whiskey on the rocks & adderall #a time to mourn and a time to hope #recursive murder husbands #trading up #won't you take me from this valley

[meowsticmarvels]

forgot to post this earlier but Look What I Fucking Did !!!!!!!!

#pokemon #pokemon sv #pokemon scarlet violet #MIGHT I ADD. #I have never done this in a pokemon game #drove me fucking INSANE #the last one was gholdengo. that son of a bitch #technically I never got a Koraidon my brother just let me borrow the one he got from someone else for pokedex completition reasons #because i wasnt willing to trade away my miraidon bc I use the other one for riding way too much and km lazy #pokemon also on the list of being fucking annoying to obtain: #stunky/skuntank (scarlet exclusive) #zweilous specifically because i bred a hydreigon with a ditto for deino #tyranitar..... #blissey and snom had painful friendshio stuff too I washed rhem like I'm some fuckint washint mashine #*correction blissey and frosmoth #goomy evo line was also hard 2 find #OH AND FLUTTER MANE. every other trade code was fine butngod everyone had iron jugulis except for this one chinese player who gave me it #they're a life saver btw #ruinous legends were fucking fun though #anyways. feeling insane. might either go for living dex minus koraidon #or try to obtain every form variation #or maybe I'll just do something else like legends arceus pokedex idk i never finished that #or! shiny hunting/optimizing pokemon for hard raid battles #idk ill figure it out #anyways ill stop rambling here