A CRUEL SUMMER WITH YOU ☼ CH09 (PART II)
“You can’t drive a car from the passenger seat,” Mike says sagely.
“I can’t drive this car at all because you’re insane,” Will spits.
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uploaded memoirs written by alan alda, mike farrell, and gary burghoff to the mash drive!
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THIS ISN'T COMMON KNOWLEDGE BUT SHOULD BE...ABOUT MEDICAID....
If you ever find yourself in the position of living in the home of a parent who is disabled and requires full-time care and you are their primary caregiver for at least 2 years, and they intend to leave their assets to you after they pass, make sure to transfer ownership of their assets, home/land in your name ASAP...or they will require you to pay back any benefits received and claim those assets even out from under you, as soon as your loved one passes.
This is yet another way that generational assets /wealth are easily taken out of marginalized communities.
It is a loan.
And the sharks circle as soon as your loved one passes.
Here's an article about it:
Decided to add context.
I don't like to talk about it here, because ehh, social media is for my vapid entertainment thoughts for me.
It's a hobby/getaway/ place to get semi-social with strangers and online friends with shared interests, but I don't want anyone else to go through what I am... Of course, this applies specifically to the U.S.'s broken healthcare system.
So, for those who don't know, my mom passed recently. I am an only child with no siblings or children. My whole life during that time was 24/7 care.
She had insurance, but it wasn't enough to cover everything that she needed, so Medicaid was the obvious solution, right?
The government takes care of our disabled elderly who have worked until retirement, right?
It seemed like the routine thing to do, I had never heard anything during the process about having to pay it back,but sure enough, less than 12 weeks after her passing, I was hit with a warning (which I followed up on and was told I would NOT be charged because of my caregiver status) and then 2 weeks later the "bill".
The lady I spoke to, totally changed her attitude from the first time I spoke to her to the point where I felt scammed. Out came a patronizing voice certain people use with children, that measured whiny thing (it's always a red-flag to me and makes me instantly dislike you if you do this even with kids, btw... speak to kids like PEOPLE).
I feel like an idiot.
I have been doing this for over a decade and didn't think to transfer any assets of hers during that time because it *was* hers.
I wanted her to feel as empowered about that as possible.
Not a single soul said I should transfer those assets to keep this from happening and now I'm facing down what feels like some kind of weird conspiracy to take the land and house.
FYI, there have been weird inquiries, the census came to mark down my mother's death literally *immediately* after she passed...and odd timing called the day of the notice to "help", with all the southern Christian signifiers (bless your heart we'll be praying for you)....
It feels so seedy.
Anyway, all this to say if you find yourself in a similar position....
TRANSFER THOSE ASSETS INTO YOUR NAME 2 years into caregiving or they will take them from you, house etc..
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