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tillypiemom · 2 months

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Slapshots, Pirouettes, Pizza Fridays, and Pricy Daycares: A Close-Up on the 2024 Family Finances in Canada!

Hello there, fellow parents in the Great White North! Grab your double-double and take a seat, because today we're diving into the wonderfully absurd world of raising young children in our beautiful country. The joys of parenthood, where every day brings a new adventure, and every adventure brings a new expense. Yes, I am walking blindly into the tortuous topic of cost of living!

First and foremost, let's talk about housing. The dream of providing a safe and comfortable home for our families is universal, except, in today's housing market, finding an affordable home in a suitable location is about as likely as spotting a polar bear in downtown Toronto. So, we improvise. Our lovely home may feel more like a game of jenga, with kids' toys strategically scattered in every nook and cranny, but hey, it's home. In all seriousness the reality in Canada's current housing market can be terrifying. With skyrocketing real estate prices and rental rates that seem to climb daily with unrealistic income and credit requirements needed just to apply, finding affordable housing suitable for a growing family can be a significant challenge. An overwhelming 82% of Canadian households with children under the age of 19 express a strong belief that the government should give top priority to making housing more affordable. (Abacus Data, housing affordability hits home, 2024). Many families find themselves juggling cramped living spaces or stretching budgets to meet mortgage or rent payments, all in the name of providing stability for their children.

Most Canadian families have two working parents, which brings about another Parenting Hardship The ever-growing cost of childcare which can be a substantial financial burden for many Canadian families. Whether it's enrolling children in daycare programs with prices averaging around $70/day per child (CBC, March 2022) the expenses associated with childcare can be equivalent or more then cost of a second mortgage, and it’s not over once your children are in school full time, the average cost of summer camp is around of $200.00 per week with a 10-week summer vacation that is a whopping $2,000.00 per child! Trying to balance work, daycare fees, and the occasional night out is enough to make you want to curl up in a fuzzy blanket and call it a day.

If you have managed to secure affordable housing, and childcare take a breath before walking into your local Grocery store because the cost of Grocherys is about to ravish your bank account. Feeding a growing family is becoming increasingly difficult for your average Canadian family. The weekly trip to the grocery store can feel like a test of endurance, as parents strive to make healthy choices while staying within budget constraints. The cost of essentials like fresh produce, dairy products, and protein sources can add up quickly, leaving little room for indulgence or unexpected expenses. In 2023 my personal grocery budget was $250 per week, now in February 2024 I am lucky to do my weekly grocery shop in less than $310. Statistics Canada data shows the food component of the consumer price index has risen by 5.9 per cent in the past 12 months (Stats Canada, Dec 2023).

Now let’s talk about the extras, The things parents feel are necessary, but really aren’t for children to be happy and thrive, It is a financial trap we as parents find ourselves in continuously. I am talking about Hockey, Ballet, Karate, Skating, Drama classes. The list goes on and all these extracurricular activities add up and can really decimate bank accounts! However, we want to provide our children with experiences, and convince ourselves all these things will help create a well-rounded individual. I honestly believe these activities are important, but at what point does it all become too much? According to Global news the cost to play in the GTHL, the biggest minor league in the world, will cost the average player approximately $5,500 per season, and this does not include equipment, transportation to games, or potentially costly hotel stays. I will likely continue to purchase dance classes, sensory gymnastics classes, and STEM club memberships for my children, however, as parents we should be mindful of how much of our budget is being spent on these enrichment activities for children.

Despite the challenges, it's essential to remember that the journey of parenthood is about more than just dollars and cents. The joy of watching our children grow, learn, and thrive outweighs any financial sacrifice. It is the hardest time in our lives, but as long as we are providing a nurturing environment, fostering a love of learning, and instilling values of resilience and resourcefulness, we will equip our children with the tools they need to succeed in life. Whether you are living in a cramped rent-controlled apartment, or a beautiful detached in Toronto, Cheers to all the parents out there navigating the financial realities of parenthood in Canada, know that you are not alone. Reach out for support when needed, explore available resources and programs that are available for you, and remember to celebrate the small victories along the way. May your days be filled with laughter, your coffee be strong, and your pockets be deep enough to afford that extra-large double double. Cheers, eh!

#cost of living #canadian #parenting #parenthood #momlife #children #comedy #working mom #working moms #mom #canada #in this together

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tillypiemom · 3 months

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Introducing: Tilly's Pie Mom Blog!

Welcome to the chaotic world of my life, where every day feels like a sitcom episode gone wild! People often tell me that my life is a whirlwind of chaos and humor, and they're not wrong. With three girls, a fluffy Whoodle, and a wonderful but sometimes overwhelmed husband, my household is always buzzing with activity.

Let me paint you a picture: my girls are 4, 7, and 10 years old. Yep, that's a whole lot of estrogen under one roof. My eldest, Eve, is 10 going on 23, while my middle daughter, Mille, is absolutely awesome and happens to be autistic which as you can imagine can add some spice to our lives. And last but not least my little princess, Kate, who's just four and already ruling the roost.

Living in urban Canada adds its own layer of madness to the mix. My house is a perpetual tornado zone, I perpetually look like I've only had half a hour of sleep (think mid 30s fuzzy mom bun... I posted a picture (No Hate)), and my wardrobe consists mainly of leggings, mom jeans and hoodies. Oh, and did I mention I'm overweight because someone has to eat the leftover dino nuggets... right? and I am 100% just trying to survive my day-to-day life. If any of these sentiments sounds familiar, then buckle up, and follow me because you're in for a wild ride.

Now, why the name "Tilly's Pie Mom Blog"? Well, my mom gave me the nickname Tilly when I was a kid, so it's a nod to family ties. Plus, who doesn't love pie? It's delicious, comforting, and brings people together—kind of like the point of this blog, and as for the "Mom" part? Well, that's just who I am, through and through. Mom, Momma, Mommy, Bro, BRA—yep those are new curtesy of my tween, I've been called them all. But at the end of the day, "Mom" is the title I wear with pride.

So, what can you expect from this blog? Real-life stories that are funny, terrifying, and downright heartwarming. Join me as I navigate the rollercoaster of parenthood and share the moments that make it all worthwhile. Because let's face it, whether you're laughing out loud or crying into your 3rd coffee, parenting is one wild adventure—and I wouldn't have it any other way… usually. So, grab a slice of pie (or a whole pie, no judgment here) and let's dive into my life if only to make you feel better about yours!

#children #comedy #mom #parenting #working moms #momlife #motherhood #canadian #autism #adhd #friend #working mom

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