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moiraineswife · 5 years

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The Expanse - A Clayleb Fic

OKAY SO I ASKED FOR WHUMP PROMPTS AGES AGO and have only done this one bc it got Long bc that is what i Do BUT SOMEONE SENT ME ONE FOR SHAKY HANDS BUT THEN TUMBLR ATE IT and my draft -_- SO I CANNOT TAG YOU OR REPLY TO YOUR ASK BUT I DID THE THING AND I HOPE YOU LIKE IT!!!

Title: The Expanse

Summary: Prompt: “Another character spots their hands shaking, so they hide them.’ Set between episodes 36 and 37. After Caduceus’ near death experiences from drowning, he finds that he can’t sleep, and moves up on deck. He and Caleb have a conversation, and face their fears together. Caleb’s POV.

Teaser: He considered him for a moment. It would be so easy to simply sit up here in his hidden nook, reading, ignoring what was happening. But as he continued to watch, Caduceus moved to the rail of the ship and gripped it, staring down into the ocean. He seemed to be shaking. A year ago Caleb had been alone. As Caduceus had been for some time before they had found him. He was not alone anymore. Nor was Caduceus. And he did not want to be again.Closing the book, Caleb made his decision.

Link: AO3

Caleb’s legs were cramping.

He was perched in the crow’s nest of The Mistake. The ship swayed gently at ease in the in the midst of the endless expanse of ocean while they took a rest. It was oddly soothing. The vast, gaping nothingness was surrounding him like an abyss. Blackness reigned on all sides. All that differentiated the sky from the rest of the looming darkness were the stars, twinkling down at him like the watchful eyes of the heavens. Cold, and remote, and dead.

When he’d been a child, after his grandmother had passed, his mother had taken him outside that night, after a day of endless quiet crying, and pointed up at a particularly bright star he’d never noticed before.

She’d told him it was grandma’s spirit, watching down on him from above. She was always there, mother said, but in the day it was too bright to see her. Only the night’s darkness could reveal her, but she would always be there, and that the night was nothing to fear.

The story had brought him so much comfort as a child. He no longer believed that story. He no longer wanted to. The thought of his family’s spirits staring down upon the waste of flesh and air he had become did not the faintest hint of warmth or comfort to him now.

Taking a breath, he sat down his book and began to work the knots of pain from his leg. As he did so, he caught movement on the deck below.

Curious, he sent one of his little globules of light floating down slightly closer to it. With a soft breath of relief, he realised that it was only Caduceus.

Caleb frowned slightly. It was late, well beyond the point they should all have been asleep. He certainly wished he was. But he accepted that sometimes sleep refused to claim him, and when it didn’t, he knew it was usually wise not to force it. There was a reason for it. And he had learned to listen.

He considered him for a moment. It would be so easy to simply sit up here in his hidden nook, reading, ignoring what was happening. But as he continued to watch, Caduceus moved to the rail of the ship and gripped it, staring down into the ocean. He seemed to be shaking.

A year ago Caleb had been alone. As Caduceus had been for some time before they had found him. He was not alone anymore. Nor was Caduceus. And he did not want to be again.

Closing the book, Caleb made his decision. Stowing it in one of his book holsters, he stood and stretched. Groaning at the sudden aches in his body, he gave himself a little shake, then began to descend from the crow’s nest.

Nott had initially refused to climb up into it. The height had given her a sense of horrible, dizzying vertigo and she had clung to Caleb the entire time. Caleb himself had never been bothered by them. He actually liked the feeling of being on high, watching everything unfolding below him while remaining aloof and unseen himself.

‘No-one ever looks up’ his father had told him when he’d been young. This had led to the unanticipated consequence of Caleb sitting on the roof of their small cottage for long periods of time.

He shook his head, banishing the memories. He didn’t want to think about that. He didn’t deserve to get any sort of pleasure or enjoyment out of the gentler parts of his past. He focused instead of where he was putting his hands and feet to get back down. It would be just like him to fall and break his neck in front of the traumatised Caduceus while he was trying to help him.

Once he had dropped safely down to the deck he padded towards the ship’s bow where Caducus was currently perched, staring out over the dark ocean. He paused, not sure how to interrupt, sure the firbolg knew he was there.

Clay didn’t turn, however, which was unusual in itself. Caleb had never known him to be anything other than entirely polite.

Glancing down, he realised the firbolg’s big, gentle hands were shaking.

Startled, he found himself blurting out, “Mister Clay, are you all right?”

Caduceus still didn’t turn to him, nor did he answer. He was quiet for so long, Caleb nearly gave up and returned to his book nest. Then, just as he was about to leave, Clay said, quietly, “I never imagined it would be so big.”

Caleb followed his gaze out over the seemingly endless ocean. Cautiously, he stepped up beside him, Caduceus didn’t protest, so he settled next to him and gazed out, too.

“The ocean?” he prompted, quietly. Caduceus could be rather deep at times, and it was impossible to know exactly what he was thinking at any given moment.

“Mm,” Clay agreed, nodding his big head slowly.

“I thought the same thing when I saw it for the first time,” he said, softly, feeling a pressure to break the silence for Caduceus’ sake, who he saw was still shaking. “I grew up in a little farming town in the middle of nowhere. We had nothing, nothing like this,” he gestured expansively beyond the ship.

Caduceus nodded slowly again. “There are a few sailors at home,” he said, Caleb had to take a moment to rationalise ‘home’ with ‘graveyard’ and remind himself that, for Caduceus, they were one and the same. “They talked about it, but...”

“But that cannot prepare you for seeing it,” Caleb murmured.

“Nope,” Clay agreed emphatically.

“I read books about it,” Caleb said. “I thought I understood what it would be like, but seeing it in person...”he shook his head.

He remembered his feelings on that day, as he stared out at the endless expanse of shimmering blue that stretched to, and beyond, the horizon. It had looked like possibility, and freedom, and the opportunity to escape everything forever. It had been beautiful and alien all at once, and he had found himself unable to stop staring at it. He still felt the same way looking at it now.

“I never realised how big the world was until I saw it,” Caduceus said, softly, almost taking more to himself than to Caleb.

Caleb felt a little smile tug at the corners of his mouth. Caduceus seemed so wise and deep most of the time, especially compared to their current band of merry fuck-ups, it was easy to forget how sheltered his life had been before.

“Ja,” Caleb said, softly, “There is a lot of it out there. And I imagine it feels even larger for someone like you, who has stayed in only one small part of it your entire life.”

“Yeah,” Caduceus said, nodding again, his eyes growing a little distant. “We had people come to us from all over, but it was only words, the places they had come from. I never realised, I never imagined...” he trailed off, unable to put his thoughts into words.

Caleb patted him slightly awkwardly on the shoulder, but he seemed to appreciate it.

A slight crease formed between his eyes as a sudden thought struck him and he said, “Did you want to see any of it?” he asked. “Before we found your temple and you felt we were a sign to go with, did you ever dream of travelling the world beyond your home?”

“No,” Caduceus said, with that simple, genuine honesty he had.

“I loved my home, my family, my tea,” he added, and Caleb smiled again. “I had no reason to leave.”

“I was desperate to leave my home when I was a boy,” Caleb confessed in a low voice. “It was small, and backwards. The world beyond it seemed infinite, and full of endless possibilities and potential for someone willing to seize it. I was determined to take it, to escape the lowly peasant place I grew up in and become something great. I was so sure there would be so many great things to discover. And there were,” he said.

His voice had now fallen so quiet it could be so easily snatched away by the sea breeze rippling past his coat, but he knew Caduceus’ sharp ears would catch every word.

“But there were a lot of terrible things, too, that I did not anticipate.”

I was one of them he thought darkly.

“There have been a few things so far that have been, ah, a little unkind towards me, I will say,” Caduceus said. “I don’t think I fully anticipated them, either.”

“Ja,” Caleb agreed, thinking of Caduceus’ two near drownings in as many days. “You have had a rough time of it so far,” he said, patting Caduceus once more, still awkwardly, on the shoulder. “Do you ever regret leaving home?” he asked hesitantly. “Coming with us?” he added, curious.

He felt none of them had really taken the time to get to know Caduceus. He would not go so far himself as to get invested. Not after the world had so recently and brutally reminded him why that was never a good idea.

Still, a few gentle questions couldn’t hurt.

Clay mulled this question over for a time, then said, “No. I might have, even though my home is dying and I want to help it. I thought I might have misread the Wildmother’s signs. Or maybe I had just imagined them because I was so desperate for one. I’ll admit I was ready to leave and go home at one point.”

“Why didn’t you?” Caleb asked, genuine interest making him blunter than he would have liked.

Clay didn’t seem bothered.

“Jester had a little talk with me,” he said,” Reminded me why we have faith, and what that means. That helped a lot.”

Caleb smiled again. “She is good at that,” he murmured softly, nodding his head.

“Yup,” Caduceus agreed.

“She is a good person. Strange, in her ways, as we all are, I suppose. But fundamentally she is a good person. Sometimes I wonder what she is doing with the likes of-“ he broke off, abruptly, catching himself.

Caduceus had a way of putting him at ease. Some natural magic of his made it easy to be comfortable around him, even let his guard down a little. The ocean was the same. They both exuded a strange, similar sense of freedom and escape. Their combination was a dangerous one.

Fool, he snapped at himself.

He had to be more careful. Clearing his throat too loudly, he averted his eyes from Clay’s mild gaze and said in an overly casual way, “So, Jester convinced you not to leave, but you still can’t sleep tonight? And you came up here this late instead?”

“Yup,” Caduceus replied, evenly, apparently not bothered by the brusque subject change and obvious shift of focus back onto himself. “For much the same reasons as you, I imagine.” His tone remained light, casual, and friendly, but there was an intensity to him all the same. “Kind of hard to relax and sleep when you’re always afraid.”

Caleb shivered.

“’Specially when the thing that’s making you afraid is sort of everywhere,” he said, blandly, but his eyes locked with Caleb’s as he said it.

Mouth suddenly very dry, Caleb forced himself not to react to the implied double-meaning and said, firmly, keeping the spotlight on Caduceus away from himself. “The ocean?” he prompted, firmly.

“I mean,” he said, with such an easy smile Caleb almost convinced himself he’d imagined the hidden meaning behind the words, “It has tried pretty hard to kill me a couple times now.”

“So it has,” Caleb agreed. He swallowed with difficulty, coughed, then said, “Well, my father always said that the best way to conquer fear was to face it.”

“He sounds like a very wise man,” Caduceus said, solemnly.

“He was,” Caleb replied, very quietly.

“Did you follow his advice?” Clay asked, jerking Caleb sharply back to the present.

In spite of the relative invasiveness of the question, Caleb found himself grateful for it, as it stopped his traitorous mind from wandering along the cliff edge of his sanity, teetering dangerously towards the abyss that always pulled at him.

He scrunched up his mouth without thinking and shook his head in a sharp, jerky fashion, “I would have,” he said, quietly, self-disgust lacing his words, “If I had been stronger.” He bowed his head, shaking it and muttering, “But I was a coward, so...” He shrugged his shoulders uncomfortably, trying to act as though this was of no significance to him.

He didn’t believe it himself. He highly doubted Caduceus would.

The firbolg watched him for a long time in silence, then, without warning, patted him gently on the top of the head.

This was so unexpected, Caleb started in surprise. The ghost of something that might have been a smile almost flitted across his face.

“You regret not doing it,” Clay said, finally, “That means you’ve grown since then. Maybe next time you have the chance, whenever that might be, you’ll be brave enough.” A soft, sweet smile lit up his face and he nodded, looking suddenly certain, “I think you will. Whatever it is, I think the next time you meet it, you will.”

Caleb shook his head bitterly, but didn’t speak.

“But even if you don’t, it doesn’t make you weak, and it doesn’t make you a coward,” Caduceus said, gently.

“I think that it does,” Caleb said, jerkily.

“Nah,” Caduceus said easily, shaking his head. “You’re still here,” he continued, “You didn’t give in to it,” he considered, then nodded, “You don’t give in to it. Don’t think you can be a coward in those circumstances. Now,” he said, patting Caleb on the shoulder again before he could say anything.

With two long strides he stepped off the slightly raised platform at the bow onto the deck, leaving a somewhat stunned Caleb standing where he had been watching him numbly.

Caduceus took a deep breath, then, without a word of warning, began to shed his armour and clothes.

Momentarily stupefied, Caleb just stared at him for a long second. Then, giving himself a shake, he stammered, “What are you doing?”

Caducues, now wearing nothing but his trousers and the loose white shirt he usually wore under his armour, pulling off his socks as he answered, smile gently at Caleb and said, simply, “Conquering.”

His hands, Caleb noted as he stood up and walked to the rail, were shaking again. But he clenched them into tight fists at his side to control them. Then, without another word, he stepped right to the edge, and jumped straight into the ocean below.

Caleb cursed in Zemnian and hurried to the rail himself.

“That is not what I meant, you-“ he hissed.

Staring down at the ring of bubbles marking the place where Caduceus had disappeared.

Silence.

The light sea breeze ran gentle fingers through his hair. The sails creaked softly as the wind stirred them. The ship swayed rhythmically like a cradle. Caduceus did not surface.

Caleb gripped the wooden rail so tightly it hurt. Frumpkin wound around his ankles, peering down, too, and meowing softly, as though in concern.

Still nothing.

Caleb was on the verge of running below to fetch Yasha, certain he would not be able to rescue Clay himself when with a lot of splashing, coughing, and expelling of water, he resurfaced.

Caleb breathed agin, as though he too had just vanished into the depths.

“It’s deep, you know,” Caduceus observed, matter-of-factly.

“I thought you had drowned,” Caleb hissed, realising he was still gripping the rail too tightly and relaxing somewhat.

“Nope,” Caduceus replied.

He was flapping and flailing so much that Caleb asked, suspiciously, “Caduceus, can you swim?”

“Apparently, yeah,” the firbolg replied with another of his easy smiles.

“Apparently?” Caleb repeated, feeling like an angry dragon about to spit fire at an oblivious cow. “You dived into the ocean with apparently?”

“Sure,” Caduceus replied.

Caleb’s eyes bulged with indignation.

“I mean,” Clay added, “I can sort of swim. We had a little pond back home. One of my sisters taught me a couple things.”

“A pond?” Caleb repeated, faintly. Then he snapped back into a more pragmatic mindset, “Come around this way,” he said, pinching the bridge of his nose and walking a few feet to his left, “There is rigging, you can climb back on board before you do drown.”

“I can’t do that,” Caduceus said, frowning slightly, “Not yet, at least.”

“Why not?” Caleb demanded trying, and failing, to keep the impatience out of his voice.

“I’m still afraid,” Caduceus said simply.

“You-“ Caleb began in frustration, “This is not the time, not-“ he broke off, composing himself, then said, bluntly, “You’ve proved your point, this is not necessary.”

Somehow, even while half-drowning, Caduceus managed to give him a stern look, “Not everything that happens is targeted at you, you know,” he said.”

“I never implied that-“ he began, but Caduceus interrupted.

“I’m not doing this to prove a point to you, I’m-“ he broke off, head briefly submerged by a wave, stuffing salt water into his mouth and smothering his words. “I’m doing it,” he ploughed on valiantly, choking a little as he spit up the water, “Because I need to learn and I need to not be afraid of this. ‘Specially since we’ll probably be in it again tomorrow.”

Caleb was quite impressed he’d managed to get any of that out at all in between bouts of coughing and spluttering while half-drowning. Not to mention more than a little humbled.

“But does it have to be done now?” he pressed, reasonably.

“No time like the present,” Caduceus said, “Something my father taught me.”

“No, there are better times,” Caleb insisted, “Times you can see, for example.”

“No,” Caduceus said, firmly, flailing stubbornly, “I could be in her again tomorrow with no time to prepare or practice. Or I could be struck by lightning and never get the chance.” He was ducked beneath another wave and popped up again, adding with a splutter, “Or I could drown tonight.”

Caleb cursed again under his breath in Zemnian. He was learning many things about the firbolg this evening. Prominent was the fact he had his own particular brand of stubbornness that nothing could overcome.

“Give me a moment,” he called irritably over the side, “And try not to drown.”

“Will do,” floated up to him amid splashing.

Still grumbling under his breath, Caleb stripped himself down to shirt and trousers, too, shrugging his coat and book holsters to the deck.

“Frumpkin, guard,” he ordered the cat.

Frumpkin sat himself down ostentatiously on the coat pile and blinked at him.

That would do.

With that, Caleb too jumped into the ocean.

The water was freezing as he plunged into it, and it took all of his self-control not to scream as the ice cold burned at his skin. It had always seemed strange to him. For all the ravishing, devouring power of a flame, it could not burn like ice.

He surfaced and gasped, but forced himself to take deep breaths and not panic or seize up. Caleb cursed again and shook his head like a dog to get the hair out of his eyes.

“Nice of you to join me,” Caduceus said, smiling for some reason, “The water’s lovely.”

“It is not,” Caleb spat, teeth chattering, “It feels like death.”

“Yeah,” Cad agreed, “I just always wanted to say that.

Caleb sighed and moved towards the still flailing firbolg. “Come here,” he said, floating close enough to touch him. “Stop flapping, you are not a bird,” he instructed, “Besides, all that flailing about will only tire you, which means you will only drown faster.”

“You’re good at this,” Caduceus said, so mildly Caleb almost missed the sarcasm. Almost.

Huffing, Caleb chose to ignore the jibe, noticing that, in spite of his words, Caduceus wasn’t flapping about nearly as much as before, though he was now beginning to sink, and seemed distinctly dissatisfied by it.

Every time his head dipped beneath the waves he desperately flapped his arms as though hoping to take flight and escape the sea altogether.

“Calm down,” Caleb said, trying to make his voice low and soothing. “And lie back, flat, as though you were on a bed,” he said, echoing advice that had been given to him a long time ago.

Caduceus glanced at him, not entirely with suspicion, more a deep uncertainty in his eyes.

“Trust me,” Caleb coaxed, “You are safe, I will not let anything happen to you.”

It had been so long since he’d said those words and meant them. He hadn’t been safe for anyone to be around in what felt like several lifetimes. In truth, he still wasn’t, not entirely. But in the moment, he meant them. Caduceus seemed to know that and, nodding he did as he was told, though he still looked distinctly uncomfortable about it.

Caleb bobbed closer and slid a hand under him, but it was far more a psychological support for Clay than a physical one, the ocean was doing most of the work for him.

“There,” Caleb said quietly, feeling Clay relax a little, realising that he was all right. “You will float naturally in this position, especially in the ocean, due to the salt,” he explained in a low, measured voice. “If you are in difficulty in the water, stay calm, and allow yourself to float.”

“Huh,” Caduceus said. Caleb carefully removed his hand and the big firbolg flailed in sudden fright for a moment before settling and continuing to float. “Well that’s neat,” he muttered absently, and Caleb smiled again.

“Your body will follow your head in water,” he said, gently tilting Caduceus’ head up towards the star-spattered sky, “Look up towards the sun and you should be okay.”

“Thanks, Caleb,” Caduceus rumbled, sounding much calmer and happier already.

“You are welcome.”

“You know, this is actually kinda nice,” Clay said, his eyes closed now, his arms outstretched as though he really was flying.

“Ja, it is,” Caleb agreed flipping onto his back and mirroring Clay.

He gripped his wrist with one hand and the ship’s rigging with the other to stop them becoming separated and drifting away into the depths of the ocean. But apart from his tethers, he simply let himself be.

“It feels like...Like freedom,” he breathed softly, not sure why he was telling Caduceus, but going on anyway, “If I close my ees like this, it feels as though I am no longer here, as though the world no longer exists and I am alone in an endless soft sky where there is no pain. There is only me. And oblivion.”

“Yeah,” Caduceus murmured, and Caleb felt him shiver slightly. “I don’t know if I’d want to live in a world with just me and...Nothing,” Clay said, thoughtfully.

“It has its merits,” Caleb said, bitterly, without thinking.

“Well, sure,” Caduceus said, “But I would miss some things. My home. My work. My family. My tea. I think I might even miss all of you, too, and everything that’s happened. Some of it was pretty terrible, sure, but a lot of it was pretty great.”

Caleb relaxed as Caduceus lapsed into silence. He had been tensed, waiting for him to push him on what he’d just said, but to his relief, he didn’t say anything more, and allowed the silence to stretch into a comfortable moment of peace between them.

After a long time of drifting together in the darkness, however, Clay said, “Who taught you all this? Fjord?”

Caleb huffed a soft laugh at that. “No, he said, “A good guess, but no, it was not Fjord. It was my mother, actually.” In spite of himself, he smiled, still able to hear her cool, measured voice instructing him. “She grew up in a coastal shipping town, and she insisted that I know how to swim properly. She said it may come in useful for me some day.” His mouth twisted into a slight smile at the thought. “I doubt she had all this in mind when she was teaching me.”

“She was right, though,” Caduceus observed, lightly.

“She was,” Caleb murmured quietly. “About so many things.”

He wished he could tell her that.

Caduceus once again, to his relief, allowed silence to blossom between them. It went unbroken so long that something like peace settled over Caleb like a warm blanket on a cold, winter night. He felt he could almost have drifted into sleep at last.

He no longer felt the frigid sting of the ocean. He felt calm, and quiet, and good.

Then he felt Caduceus jostling him.

“Come on,” he said in a low voice.

Caleb made an irritable noise halfway between a groan and a growl.

“We need to get out and dry off, “Clay coaxed, more insistently.

Caleb di not want to open his eyes. He did not want the world and all its horrors to be real once more. He wanted to linger in this sweet, dreamlike oblivion just a little longer.

“Caleb,” Caduceus said, sounding urgent now, “The water’s too cold, come on, we need to heat you up.”

Reluctantly, Caleb let his eyes flutter open. The world and all his pain flooded back. He reminded himself that he deserved it.

“Okay,” he mumbled, a little thickly.

He felt heavy, and sluggish, and Caduceus had to help him as they made their way back to the ship and climbed back on board. Now that he was out of the water he realised just how cold he was, shivering violently and uncontrollably as he spilled onto the deck in a heap.

Frumpkin trotted over, meowing and nuzzling him in concern.

“Here,” cad said, gently draping Caleb’s dry coat around him and picking up Caleb’s books from the deck. “It’s okay, I’ll look after him,” he told Frumpkin reassuringly. Then, to Caleb, he said softly, “Come on,” he said, leading him firmly below decks and into his cabin.

A fragrant aroma filled it from all the different teas and spices he had, but it was not unpleasant. Caduceus steered him towards the bed and nudged him down onto it, ignoring his vague, slightly slurred protests about soaking his blankets.

Then he leaned over him and cast a spell on the metal bed frame. At once, it glowed red hot. Caleb sighed and leaned into the warmth like a plant stretching towards the sun’s light.

“Careful, not too close,” Caduceus said, pausing in what he was doing to tug Caleb gently away from the metal.

A moment later, or so it seemed to him, Caleb had a steaming cup of tea in his hands. “There we go,” Caduceus said soothingly, wrapping another blanket around Caleb’s shoulders.

The fussing felt unnecessary, and he wanted to say so, but was feeling very lethargic and sleepy all of a sudden, and couldn’t summon the energy to do so.

“Sorry about that,” Clay said, sitting down next to Caleb with a mug of tea of his own. “Forgot you couldn’t last in the cold quite so well. No fur.” Caleb nodded vaguely in agreement, though this wasn’t making much sense to him at the moment. “You should be fine now, though,” he reassured him, patting Caleb gently on the shoulder.

Frumpkin jumped lightly onto the bed, purring loudly, and nuzzled closer to Caleb. Clay ran a big, gentle hand along his back and his purring grew louder.

Caleb nodded vaguely again, absently patting Frumpkin on the top of the head.

Some distant part of his brain was screaming at him to be more wary, to keep his wits about him. But it was very difficult to feel that way around Caduceus. At last, when he felt able to speak again he said, “You are a very good person, Mister Clay.”

The firbolg smiled gently and said, “Thank you. So are you, Mister Caleb.”

Caleb shook his head vigorously, “no,” he protested,” I am a piece of shit.”

“Well,” Clay said, apparently considering this, “Shit is technically pretty useful.” Caleb blinked at him, wondering if he was starting to hallucinate. “Great fertiliser,” he added, matter-of-factly.

Caleb stared at him for a long moment. Then he started to laugh, only a little hysterical. He only stepped when he ached too much to draw in the breath required to continue.

“I think I am going to like you, Mister Clay,” he said, finally.

“You don’t already?” Caduceus said with a half smile. Caleb replied with a crooked smile but said nothing.

“I think,” he said, hoarsely, feeling suddenly lightheaded and heavy all at once, “I am going to sleep now.”

He registered, dimly, that he was still in Caduceus’ cabin in Caduceus’ bed, and should move to his own. But his body felt as though his bones had turned to lead, and he was slumping sideways onto the pillows.

“That’s fine,” Caduceus said, a smile in his voice.

That was the last thing Caleb heard before sinking, finally, into his temporary oblivion.

#critical role #clayleb #caleb widogast #caduceus clay #caduceus x caleb #text post tag #clayleb fic #my fic #taliesin said on talks that caduceus would face his fear of the ocean after nearly drowning #and this is my shippy clayleb take on how that happened #long post #mine

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dont-give-money-to-jkrowling · 6 years

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Remus Lupin in HBP : notes

hey guys ! i am currently trying to reread the hp series, hoping to gain a better understanding of remus’ character. i started with this book bc it was physically closer to me than the other ones and i hate moving.

i will transcribe all these messy notes in a fully detailed and well explained analysis, but first i thought i would post the notes i took from the book bc they are fun and very extensive, so maybe other people can then use them for their analysis of the character ( if you do, please credit me )

warning : they are, however, not very academic. i tried not to get subjective, or at least to state the facts before to add my own reactions. also, i read the book in french so i wasn’t able to quote the book directly and also sometimes i nickname dumbledore “dumbie the meanie”

oh and also a lot of these were written late when i was half asleep so my english is probably terrible and they might not always make sense.

and finally : i swear a lot. and capitalize a lot. get ready.

- Molly mentions that he comes to visit the Weasley household

- Hermione mentions that he tried to make Tonks feel better about Sirius’ death ( including the fact that she didn’t manage to defeat Bellatrix therefore stopping her from killing him ) what a sweet and gentle bean

- first actual apparition in chapter 6 : Harry says his clothes look even more miserable than ever, that he seems too thin and depressed and that he had a lot of white hair SOMEBODY HUGS THAT CHILD

- also he talks about an ex death eater that had been killed and says « i’m surprised he survived an entire year after leaving the death eaters ; if i remember correctly regulus only lasted a few days » which shows that he knows a lot more about regulus’ death than everybody else – makes quite a lot of sense

- literally can’t stop speaking about the war and people who died and how things aren’t looking up for their side

- we see that a lot of protection spells and such are against werewolves : while most of them are scams, i wouldn’t be surprised there was a lot of silver going around at the time, which isn’t a good sign for remus’ safety and health ( mental and physical )

- draco says fenrir greyback is a friend of his family – was he possibly a friend of the blacks ? I need answers

- at hogwarts, harry says that he hoped lupin would write to him, but that he didn’t. He seems disappointed

- he spends christmas with the weasleys ! Why is no one talking about this friendship

- when harry sees him, he thinks he looks skinnier and more miserable than ever. I guess dumbledore is too busy getting harry ready to die to buy him some FREAKING FOOD

- also even on christmas eve in the middle of some bloody party he stays by himself near the fire and looks depressed, he only starts partaking in the conversation when the war is mentionned

- says dumbie the meanie sent him with the werewolves where he was unable to communicate with anyone. He also says ( will have to check in the english version ) that the werewolves are « his pears and equals » in a probably self pitying way

- harry says he seems bitter about having been asked to do this job. ( again, need original text ) but he also appears to be upset to be seen as the token werewolf here

- as soon as he realizes he sounds bitter he tries to smile and says he isn’t complaining and that it’s true that he should do this job and that it is necessary blablabla much BS

- he says other werewolves have a hard time trusting him bc he lived with wizards and they had to steal and kill to eat ( bc… you obviously look… so well fed… and privileged… )

- when harry asks him who Greyback is, he visibly tenses , but when he is the one to mention him ( talking about his mission ) he seems pretty normal

- ALSO he apparently has to see Greyback for his mission what the fork dumbie

- says greyback wants to create an army to overpower the wizarding world sounds festive and also that werewolves have a right to blood and should seek revenge on « normal people »

- seems surprinsingly open to discussing how he got bitten ? Like harry asks if it was when he was a kid and remus just roll on about what happened and his feelings good for him

- for a long time he thought the werewolf who bite him had done it by accident and felt sorry for them and apparently learnt the truth much later HOW DID YOU LEARN IT SOUNDS SO ANGSTY

- when harry says remus is normal and just has a « problem » it reminds him of james and he immediatly starts laughing his heart out this is both nice and really sad

- then starts sharing precious childhood memories and cheers up once again this is both nice and sad

- after that he jokes a bit and wow only a mention of james and his childhood made that sad lonely man so happy i want to cry

- AND MORE AND MORE CHILDHOOD MEMORIES ABOUT THE MARAUDERS

- talks a lot about james but avoids mentioning sirius even when harry tries to bring him up and doesnt even come close to talking about peter

- apparently he got a weasley sweater for christmas this is the cutest thing ever

- remus confirms once again that he isn’t speaking to anyone and probably avoids human contact as much as humanly possible this boi needs a good old therapist

- harry considers remus a patronus expert ??? chill just bc he thaught you that doesn’t mean he wrote his thesis on it

- but apparently he did bc guess who knows exactly why your patronus would change ???

- gets a bit awkward when tonks’ patronus is mentioned and is less at ease with words than usually. Also talks very slowly ( to remember when writing pining remus !! )

- hermione asks about him at hogwarts after the holidays PEOPLE CARE REMUS STOPS AVOIDING EVERYONE

- HOW COULD I FORGET TO MENTION THAT WHEN SNAPE IS MENTIONED HE IS LIKE « YA SURE HE RUINED MY LIFE AND THE ONE OF EVERY OTHER WEREWOLF IN THE COUNTRY BUT I SHOULD BE GRATEFUL THAT HE MADE ME THIS POTION »

- also he says harry’s feelings of hate towards snape come from the old predjudice inherited from james are fucking with me 1) hate justified 2) he literally used the m slur against lily and took part in racist bullying becoming later a facist and 3) i dont really think james had the time to teach harry that snape was a bad guy do you ? #calledout

- tonks hints that remus isn’t giving her any news about, for example, whether he’s alive or not. Remus really ? Bad manners.

- when Harry looks at all the detention’s files, he says Remus’ and Peter’s names were only occasionnally associated with the ones of James and Sirius, who were much more punished. Prank example : inflating another student’s head

- so this is more about greyback than remus but he talks really freely about biting children ( which must have been joyful to hear about poor lil remus ) and other death eaters hex him ? They never hex each other ? So they probably feel pretty entitled to hexing any werewolf that come their way

- also something about this attack bothers me. Dumbledore said he asked for the order members in hogsmeade to come to defend hogwarts but why was remus here then ? And later, when he tells about the battle, he says he saw greyback but there is no mention of them fighting or something yet greyback was supposed not to know remus was a spy for the order ? What is going on here i need answers

- i think remus’ bite mark was probably somewhere on his neck bc that’s where greyback wanted to bite harry. Does remus have to wear constant turtlenecks to hide it ? Omg

- REALLY SNAPE ? When they are both fighting after he killed dumbie he wants to run off and harry calls him a coward and he answers “oh yeah well when your dad bullied me it was always four against one so ha who’s the coward now” like WOW i do not appreciate you and oh also i guess possible information about the fact that the marauders acted together against snape but it’s kind of a contradiction with snape’s own memory where it’s only sirius and remus ? Guess snape is just making things up

- at the school hospital, remus has to stay with bill, who just got attacked by greyback, and that cannot be fun

- people don’t dare to say the word werewolf around remus for some reason

- HOW DOES REMUS KNOW WHAT IS GOING TO HAPPEN TO BILL AFTER HIS HALF BITE WHAT DID HE WITNESS WHILE SPYING

- when he learns that dumbledore died, he has a complete breakdown ( well he falls to a chair and hides his face in his hands and looks really distressed ) and harry says it’s the first time he sees remus losing control of himself. People underestimate how loyal to dumbie the meanie remus was

- he justified snape for a very long time but as soon as he learns he kills dumbledore ? He goes full ‘i hate him’ mode and says he has been a death eater spy the whole time

- he also used to say snape versus marauders was just old school rivalries but now he says « um, snape hated james » so really a lot of his attitude was really influenced by dumbledore

- as he is himself completely devastated, he takes time to comfort everyone and says « nah it’s not your fault » to everyone who blames themselves

- says a death curse nearly hit him during the battle. That is not a part of his character analysis but damn

- he « recovers » pretty quickly from his breakdown. Like they say his tone is harsh but that’s all lol wish i could get over something that fast

- nah kidding he’s probably just used to all the ‘don’t let them see, don’t let them knoooow’

- MOVING ON TO THAT REMUS/TONKS SCENE I DISLIKE

- as soon as tonks opens her mouth to talk about them dating, he ‘suddenly tenses’

- OKAY WHAT THE FUCK when remus tries to say that he doesn’t want to date tonks she grabs him, yells+ at him and shakes him down ? WHAT THE HELL BACK OFF

- apparently, when having a conversation about his love life, remus loves to stare at all this beautiful floor

- apparently remus predicted that the board members would try and close off hogwarts

- at the funeral he is holding tonks’ hand

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rqs902 · 4 years

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this became just a random summary of my thoughts on mainly yu gengyin (with other kids sprinkled in lol) throughout various episodes of season 2, which may or may not be presented in any sort of logical flow or order, just a warning....

i feel like yu gengyin is normally a calm boy, pretty direct, but keeps his composure. but this pose right here, i can relate to his contempt for zhou wen HAHAHHAHHAHAAHAHA HES SO DONE HAHHAHAHA

i havent even started the episode yet but i saw they’re gonna perform exo’s wolf and just started LAUGHING HAHHAHAHAHHAHAHA I NEVER HTGOUHT HAHAHH NOT THIS SONG HAHHAHAHHAHA

tbh im totally ok with leo not choosing ygy HAHAHAHAHHAHA no offense to him, but he’s not very good at playing the super idol game, so hopefully ygy can shine stronger elsewhere. i feel like this show doesnt show him enough appreciation yet.

HAHAHAHAH YGY IN THE SAME GROUP AS CXK YES IM THRIVINGGG

suddenly leo’s team got very strong lol

but pyj hating hd still lol.... but its ok they have wmt even tho they got a bunch of new kids and the most useless new kid lol.....

i was just complaining about lack of ygy but suddenly there are more flashes to ygy on screen lol... amazing... but he does look really nice in this color

WHEN YGY GOT NOMINATED TO BE ELIMINATED MY HEART BROKE

but tbh for the remainder of the ep i more worried about freaking wumuti looking like he was freaking dying gosh he shouldve gone to rest or something, they really didnt need him to keep standing there after he finished performing. freaking muti pulled off an amazing performance despite his condition and as soon as he exited that stage persona, he literally looked like he was so weak and so pale i was like oh gosh let the boy rest!!! ugh but yea i refuse to believe / am in denial that ygy may possibly get eliminated so i am refusing to think about it LOL. anyway now on ep 6 they literally keep giving him screentime. zfz literally saying the purpose of this mission is to “save ygy” and cxk talking about giving ygy a special role in their perf so he can shine ;_; i love friendship

but im not complaining about extra ygy time ehehehheh he looks like a prince for this stage and i love how he’s still smiling brightly throughout the ep and when aya brought up his status of being nominated for elims he was like ‘can you not say it out loud” and it was jokingly and he was smiling but the downward motion he made with his hands, i was like ah he is trying not to cry?

its interesting bc im almost grateful at least now ygy will get some more attention

wow look how stylish wu muti was in 2016

oof watching ep 7 was painful..... it felt like an ultimate low for gengyin, and even tho we all teared up when zfz was eliminated.... it kinda made sense when he was talking about the colors and how he liked his own color so maybe hes just not meant to be in a boy band and i can agree... ahhhh side note fangzhou and yifan’s friendship ahhhh it makes so much sense why they’re still so close today.... even tho im still SO MAD that deng qiang is still here and fangzhou had to leave.... episode 8 was really FINALLY the break that this team as a whole really needed and im SO HAPPY and relieved for them

this entire season has felt like a low for gengyin, like torture for him, and he really hasn’t gotten a break to shine or to feel success and i feel like to be in that kind of a slump for like 2 months??? thats so sad... and im sure that takes a toll on your mental health. but despite it all, despite being passed up for getting chosen for the special stage, he still was rooting for daidai so cutely like the way he used a silly voice to chant “戴隊戴隊” and so wholeheartedly exclaimed “戴戴太感人了~ 媽呀! 唱得快撕裂了你知道嗎’ I mean, honestly he could’ve easily and understandably felt salty that daidai got that opportunity (even tho we all know gengyin has more vocal ability), but he didn’t. it felt like he truly and fully supported his friend and teammate and that already had my heart going oof

BUT THEN. then watching their practice footage and just watching him regain his confidence and then finally FINALLLYY perform like he was truly enjoying being on stage. after 8 freaking episodes, FINALLY its yu gengyin’s time to shine and i am THRIVING!!! ahhhhhhhhhh i literally stopped after their team’s perf to just absorb all the amazing things they said about him, about his vocals and high notes, and about his dancing improving, and about his rapping being so next level for him, and about his stage presence being the best hes been yet. and the comment the teacher made about how yu gengyin’s personality is just so nice and 善良 that he has had difficulty portraying a powerful stage presence and today he finally saw it, and i think he was just so perfect, im so proud and so happy!!!!!! and wow this stage is everything to me. cxk’s stage presence is already so strong (and btw i loved how kunkun so confidently said “ygy is our main vocal. he will no doubt stand on stage very confidently and perform well” -- i LOVE how much faith cxk has in gengyin, despite all the setbacks gengyin’s faced recently) and the choreo - they made it work for them and you could see them work together and i loved the way liu ye just literally SAW gengyin’s confidence. he saw how gengyin was just somehow so handsome on this stage and i think that says a lot about how much someone’s mental state can truly impact their performance. it hurt my heart to hear ygy describing being at risk for elimination for the past 3 weeks as feeling like he was physically weighed down by the immense pressure. he just seemed so tired, but at least within the last 2 eps the show has taken the time to really highlight how gengyin’s been practicing late at night alone, trying not to let down his team mates and really trying to improve himself. (ugh the fact that he had been practicing his high notes secretly all this time but never got to show it until he broke his voice...) But yes, i literally just watched their team’s performance and paused to type this all out and now im gonna go back and watch their whole segment again, because i love seeing yu gengyin’s transformation and this confident side of him. how can you not love his smile (and the way that they captioned this as "yu gengyin’s signature smile” :’)

man ep 8 is like THE time to be a ygy stan bc hes literally thriving and shining and getting all this screen time and attention and its so well-deserved and ive just been waiting 8 eps but we’re finally here :’) and yes its now official that ygy is my bias on this show i cant turn back now hahHHAHAHHA ive invested too many emotions into this child and you best bet i just changed my phone lock screen to also be ygy HAHHAHAHA its actually the top photo from the pic i just pasted above, bc this performance, that SMILE is EVERYTHING

but also on a darker note, the whole conflict between wu muti and huadi is making me uncomfortable.... honestly i feel bad that ive been hoping their team loses but thats mainly just bc i need deng qiang to get eliminated which would require their team to lose LOL but also this whole thing between muti and huadi is getting out of control and their tempers are p concerning... like tbh we all know huadi has a temper but like muti is firey too and he’s like at a point where he just keeps yelling and being rude so im like theyre both just being rude to each other and its to the point where its starting to affect their team work... oh noo. sigh... from the beginning i thought huadi and muti’s dance styles were so different that they may clash bc theyre both going to try to lead dance practice, but this is way worse, this is their personalities clashing and its much scarier than i expected.

also poor pinlin... man he like got super shafted during the first season imo and now he has to leave season 2 bc of his super serious injury.... ugh seeing his tears of frustration hurt my heart... he has so much talent and deserves more opportunity to show it :( but man his waist injury sounds so bad. the main bright side to all this is zuo qibo getting peer pressured into stepping up as a main vocal and really improving and getting some time to shine too. in season 1, back from when muti was like ‘noo i dont wanna be compared to qibo, hes a good singer’ until now, i dont think we’ve reaaalllyyy gotten too much of an opportunity to appreciate qibo’s vocal abilities because hes not had too much exposure and hes been overshadowed by the kids who have already established their strong vocal abilities. im scared hes under a lot of pressure now, as their leader and main vocal, but im glad hes been doing so well so far, good for him :’) im looking forward to seeing him improve and get more appreciation. i remember he was one of the most popular kids at the end of season 1 (along with cxk and wmt i think?) so i want to believe that he can live up to it. also this is random, but his visuals are really growing on me, like i can see him as a visual now and i think he looked really good this ep!!! to me visuals are cxk wmt zqb djy and maybe also hyf zpl yeeaaaaaaa but i mean ill say again, i just love ygy’s smile :’)

#rants #dont mind me while i wallow in an emotional roller coaster watching a show from 2016 lol

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qgaje8wz-blog · 5 years

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olusegundare · 5 years

Text

Brother Samson and Sister Debbie’s Story Continues

ENQUIRY (june 18, 2014)

(Editor’s note, this is assumably the beginning of a disturbing msg received)

I have resume office work again afta 2 weeks leave...it seems as if d management @ d headquarter has been calling on our office for assistance on d new contracts d company I work secured lately. The staff @ d headquarter are fully occupied on d earlies contracts execution with these additional contracts, d managmt requires additional hands, heads, 2 be able 2 meet d targetted dates of filing d contracts reports. All d branch managers within d island has been invited 4 an adhoc meeting on how 2 go abt d work & d resolution of d managmt according 2 my boss is dat capable & excellent hands 4m all branches should be used 4 d work. All d branch managers have submitted d names of those in their branch who could be moved in to assist the headquarter staff in executing these projects and my boss said my name is among the names of staff he submitted@ d echelon office who could be moved in for these works.

So, I have been expecting a memo from the headquarters of the move, and how to go about it generally. Ofcourse "mai" lord has been intimated of this new development and of d fact that I may leave for the headquarters any moment from now to return weekend and or perhaps two weeks time.

This initial plan of going to headquarters to work with others changed bc d world is now a global village with the development of internet facilities as such the board of directors had an adhoc meeting in which they reviewed the earlier plan of moving people from other branches of the company into d headquarters by writing internal memo to those branch offices that all shortlisted names should stay in their branches and that they will send the materials to work with at their ends unto those branches. They added that, were the managmt to move all shortlisted names, the management will be looking for befitting accommodation for them 2 work in, and that they are not sure of good accommodation that they can secure within that short-time limit which will give all the staff time, comfort (relatively), to maximally work to produce the optimal result within dat short time frame. As such, d management has decided dat all should be in their ends, use the instruments provided in their branches to get the desired results within the shortest time frame possible, the management also wishes to tell all the concerned to ensure that they beat the submission time and date.

The materials to work with will be forwarded into the branches' email boxes from whence we are expected to copy those forwarded messages into individual staff's system and if need be print them out for diligent studies, effective work and prompt completion with onward filing of the report back to the headquarters.

When my boss finished briefing us; four other persons and myself, of this latest development and the need to get prepare for rond the clock work as from the following day, because according to him by then the materials to work with ought to have fully been in the branch office's email box because the management is uploading those files now and after the files full attachment they will be sent.

After his briefing, I, Debbie, was chatting with mr. God-is-good (aka GG for short) on our way back to our respective offices.

"I have been thinking that I will have rest a while before I start some other series of work in this office", Debbie said.

"Me too. I have just finished one last week. It took me time before I could complete the work. No thanks that you were not around, bc I know that u would have assisted me assuming u were around", mr GG SAID.

"Eh-hen? But what about my deputy? Was he not intimated?" Debbie asked.

"He was intimated. He was quite aware of d work, but he could do but little. He has no knowledge about the application required to use", Mr G.G said.

"He grasps things easily. Why dont u teach him how 2 go abt it?" Debbie asked.

"There was little or no time for that and besides he also has some assignments he was battling with which he was not expected to drag into this week", Mr G.G said.

"Okay. Thank God for the success. Pray that God helps us in this new assignment in Jesus name. Amen", Debbie said.

"Amen o...and how is evangelist doing?" Mr G.G asked.

"Splendidly doing", Debbie said.

"It is quite a while that I see him last, I know since u are around now, I will see him before your resumption", mr G.G said.

"Sure", Debbie said, walking 2 her departments office while mr G.G opens d door to his office.

"My regards 2 him 'sha'", mr G.G said.

"Okay sire." Debbie replied as she increased the pace of her walk.

"Olorundara" is d name of mr God-is-good wich is the english translation of d Yoruba name, "Olorundara". But for conveniency's sake, we call him mr G.G for short in d office. He is dark complexioned man, about 169 meters in height, oval face with pointed nose, jovial and accommodating. We attended the same university together, but we did not study the same course in the University.

He was a politician in d school, he was a senator representing his level at the Faculty, but now he is not interested in d politics of the Island, he said, he joined campus politics as a fun, but such couldnt be said abt d outside politics, "it is at the moment dangerously dangerous" he said. He is brilliant, but he is always in a haste to get things done, which sometimes results in mistakes & d need 2 start all over again. The managmt of d company employed us at d same time & day & ever since then have we been close friends in d establishment. He is married with two kids. He wants "mai" lord & I to "pack off the ground the smelling thing", for we are not growing younger. He told me that on our wedding day, as God spares our lifes dat his wife will do our wedding cake, even if we want it 2 be one million steps dat he will foot the bills. His wife knows how to bake cake, it is 4m her dat I learnt how 2 bake cake too. She is a good lady or is it woman now, 4m a responsible family. Before she married mr G.G she asked me about her spouse to be. This is bc she was my junior in the Ladies Our Hope High School (LOHHS) within the Island. She is a graduate of College of Education. Everyone was taken aback that she did not go 2 University, bc she was brilliant and had one of the best O/Level result in the LOHHS in her set. So ordinarily no one had dreamt nor thought about it that she wouldnt go to University. She told me dat it has ever been in her mind to teach, a teacher of children is what she had ever dreamt of. So she said afta graduation 4m LOHHS, she just looked for an institution that will give her better insight into children education, instruction & teaching, and d reply she got was dat Colleges of Education has different courses that have to do with teaching children, so she did not think otherwise b4 seeking admission into one. After being admitted into the school, her performance was excellent in her department and faculty. She was one of the leading students

And during her graduation she received awards as an outstanding female student among other awards. After her graduation she was employed by an Internationally Sponsored Kindergatten and Nursery School in the Island. The school is a new school under the auspices of the Global Children Education Monetary Scheme (GCEMS) in collaboration with the government of the Island to see to the welfare, education, growth and development of children. Their salaries come from the GCEMS & the govt of the Island. GCEMS contribute 85% while the govt of d Island contributed d remaining 15%. The Salary is essentially based on what is obtainable, what is applied at other developed and advanced countries of the globe. Not many people know this. They are special teachers amongst other teachers in the Island. The GCEMS considered them special because they know that such stage of development in children is very vital and dat if a child misses it at this stage, the child may eventually missed out in life. So, best hands are required, employed for these children to handle them. In this school, there are several age growth aids for training the children. According to them, seeing is believing. Children love things they can see. Children appreciates better what they can see and handle. They easily grasp their whatever they are being taught when they see and handle them. So as not to make their education as if what they are being taught are mirage, the GCEMS do send in teaching aids, from their headquarters. They required best of hands to handle such instructional aids as well as coined out several mnemonic for the children during this tender age of their. Even since She has been employed has it been discovered that she is doing well, extra-ordinarily well in her chosen discipline and particularly in the school. She has won several awards session after session for the school and the Island as an outstanding children teacher and instructor. She won within her Local Government,

She won award within the Island. And several times have people from headquarters of GCEMS visited her school, even un-announced and dey discovered dat she was an instructor per-excellence to the children, so recently she won an international award too. This award has never been won by anyone within our Island, the country and indeed continent. I am proud of her. I am proud to be associated with her. This is because she discovers what she wants in life early, what she loves becoming and she pursued it with all her vigour. She did not imitate anyone. She did not deviate. She did not yield to pressures to go and study what her mind did not love studying. Despite the fact that she had an outstanding Ordinary Level Result, yet she opted for College of Education and now she hopes to have additional degree because the institution from which she graduated is now affiliated with a University. Her course has just been introduced into the University system, and it is about two Universities that is approved to lecture and award a degree in that field to students within the Island. Her institution was given a privilege to admit students in that field, either those who have graduated or those who are at the verge of graduation to continue with their studies to get a degree. So, she has applied for the studies, and she will hopefully be admitted. When she contacted me to know about her hubby to be, mr G.G, I downloaded all of mr G.G's characters for him through my buccal cavity. She was very glad for hearing all I said about him because she said she has just come across him then. She came across him where she works, bc he, mr G.G used to take his brother's children to the Nursery School where she teaches and instructs children. Coincidentally, One of the children mr G.G brings to the school is in her class...thru this they become friends, exchanged their fone numbers, as well as become friends on facebook and other social media. "One day", she said, "Mr G.G asked him out on

"one day", she said, "mr G.G asked me out on facebook, I was thinking he was just joking and wouldnt consider him serious, but few days after, he re-iterated his words, ofcourse this time with stronger words of love...I again thought well another second degree joke, so I wouldnt treat his utterances with utmost import...the tertiary degree of love advances made me say, "ohun ti enia ba ntenu mọ, bi ko ba dun enia o si ndun mo enia ni", so, I had to have a pause to look for someone who perhaps know him, and when I discovered that you know him, I couldnt but come to you to ask for some salient things about him even before any other things, and so I have to book appointment with you to see you and u of what u know abt him and having heard all, I say thank u aunti", she concluded. "If you are interested in going out with him and ofcourse marrying him, you should not keep him in suspense, you shd not delay the take-off of the relationship...but if you are not interested, you should not hessitate to shove him off as soon as soon can be", I, Debbie told her that day. She replied that she would act out to the letters my instructions. When I was offering her dis advice, I was yet mostly singularly single. Obviously trusting the Lord then for my partner to surface at any time. I have though known "mai" lord then bc we attend the same church. "Mai" lord again has a special praying group which I am a member. It is one of the members of the praying team, (I think the person is one of "mai" lord, Brother Samson's converts), who coined out the name "mai" lord at our prayer gatherings. And with the continual mentioning of "mai" lord, "mai" lord by that person, it became a generally acceptable word amongst all members to call him within and without the praying circuits. Out of the few spinsters who do attend "mai" lord's praying session, I have never dreamt he will ever come to me. I have not for once thought about it. All I just do is come, pray, tell him about my problems

If any, and he will profer solutions to it as best as he can. He has been wondrous to all members of his praying team. And generally we all held him in high esteem. Every1 of us has been close to him. Ladies, brothers, marrieds, engageds, singles, children etc. So, I did not think about him at all. Me? I am small compared to others whom he has been and he is still ministering to. But alas! He came to me. I was "shy"...I was lost of words...I did not know what to say immediately he came... So, I admonished her based on natural instincts that if she was interested in mr G.G, she shouldnt waste the man's time as well as hers. Afta accepting the man's proposal, i think they must have talked about me and so, I saw her in my office one day she closed from work...some minutes afta, I saw mr G.G entered my department, ever since then has she been visiting her partner, waiting for him in my office. When we close they will leave 2geda bc mr G.G has a vehicle. The vehicle is given him by his brother. Mr G.G got an apartment, 2-bedroom flat 6 months into their relationship. 22 months after, they got married. So, mr G.G and I have been close friends, he was very elated to know "mai" lord and has ever wanted us to make everything snappy...but "mai" lord feels otherwise. Although his advices are good, which is usually based on d fact that both of us are ripe for such, but then, "mai" lord says, "none of them will live with us, none of dem will offer us supports post-marriage wise, and since we understand ourselves and where we are heading for, it is no crime doing things our ways". That is what we have been doing, building a virile relationship and love, building our careers: for "mai" lord business, and for me, my academics...and ofcourse with spiritual not suffering or backwards...so far it has been respledent. So mr G.G entered his office while I entered mine

On entering my office howeva, I saw my love's several missed calls and a text on my fone, d text is 4m d former students' sister leader in the on-campus fellowship I attend...

PROGRESS. (June 4, 2014)

Sister Debbie In her tertiary office, kitchen, trying 2 cook d food dey will eat, she has put d water on fire, it was just yesterday day she came & prepare stew & potpourri vegetable with sliced animal's liver, sliced animal's lung, crayfish etc when she finished d preparation of dis vegetable, she thought broda Samson would eat it, but he did not taste out of it complaining about indigestion of d foods ate earlier on...And since dey left 4 d church earlier in d day 2geda, dey were unable 2 eat anything b4 going 2 d programme...

Sista Debbie wanted 2 boil rice, fried some plaintain which will be eaten with d potpourri vegetable. Broda Samson likes eating rice with fried plaintain called "dodo" in d local dialect and since he has not made mention of a particular food, "I will boil rice & fry plantain", sista Debbie soliloquized in her tertiary office.

MY LOVE, Debbie is energetic "sha", hardworking, disciplined, respectful, loving, caring, it is now I really, really know dat God has actually compensated me with dis woman, some complained of how troublesome their spouses were during courtship, but, nay, nay, dis lady, for she hasnt given me turbulent times like others claimed 2 experience during their times of courtship. Or maybe she is still pretending, bc I do hear people say some wil hide their behaviours during courtships only 2 become cancerous with metastatical foci all over d place post-wedding wise, people say, dey usually do dat bc dey have known dat d ring, wedding ring, has entered their fingers & nothing can remove it again..

People say some deliberately do court wedding, to seal up everything, and dis acquisition in court wil give dem license to misbehave aftawards...

Some unbelievers howeva said these can only happen 2 Christians and believers, bc according 2 dem, if any lady mis-behaves afta marriage, irrespective of d kind of marriage...dey wil ask d court 2 dislove such union, for according 2 dem, what is d length of years one will sujjorn..

..on earth dat one will not enjoy his/her life, dat one's liver will not rest on gall-bladder, so, they finally enthused. They do add that they cannot withstand psychological stress dat a nagging partner will give, as such dey wil prefer separatuon to developing serious problems which wil be d end product of psychological stresses they wil pass tru 4m nagging, unrepentant & shallow thinking stressors. It is now a recurrent decima as one hears abt divorce here, divorce there these days...infact, some partners whom, I, Samson, think assuming they are distributing for free marrital separation they cannot be partakers of it have since gone their separate ways, due to what dey most times called, "irreconcilable differences"... Such utterances usually beat me hollow, bc I dont know what dey call irreconcilable differences, I dont know how such happen, bc during their courtship era, dey were always 2geda, they were as "1s and 2s", they were as "As and Bs", they were like twins, they were like south and North poles in Magnestism, they were like unlike terms in Chemistry, which usually attract themselves...but post-marriage wise, they become like terms always repelling themselves, and d repulsion sometimes goes to d extreme such that some wouldnt even want 2 see their erstwhile's partner's feaces on d dunghill...It is that terrible! This worrisome development in some families, has over d time been making me belied that majority of people during courtship hide their characters from their partners...and I have been asking myself, "is Debbie also not hiding her characters from me?" I cannot answer that for her bc I do now know her heart, people say, "heart of man is wicked", as d bible said in d book of Jeremiah, but a regenerated mind, a renewed heart, ought not to be wicked and evil. I know so far so good, she has a regenerated heart, as such, a pure mind & heart...I pray Oh Lord, dont let her be feigning her actions toward me, and if she Is not a hypocrite as I assume she is not

..at the moment, Oh, Lord, do not allow the demons to enter her, do not allow d wicked ones to misdirect and mis-instruct her, deliver her 4m demons of pride, let your angel of love continually guide and guard her and "US", LET OUR LOVE continue 2 grow, all these I asked for in Jesus name oh Lord. Amen". The paid TV is on, music oozing out of the speakers, sista Debbie is in her 3rd office, kitchen, & broda Samson in d parlour each subsumed in thought. Bro Samson is neither listening to the music despite the fact that he loves music and d particular muscician's album playing nor watching the paid TV sports being aired, he is subsumed in his thought about his jewel, his love, a beauty exemplified and demonstarted, he is deeply lost in thought of what lies ahead of their future 2geda as one indivisible entity... Sista Debbie in her office abinitio xpected broda Samson, "mai lord" as she usually calls him, but when she did not see him in d 1st 5 minutes that she got into her office, she left the expectation of him and was busy humming softly to herself one of d new songs she learnt. Her thought was that her love is enjoying a program being aired in one of d channels...So they were at different ends, managing the affairs on going in their minds. The new apartment gotten by broda Samson is a room & parlour self contain, just as d saying goes dat "as d hand of rat is, so it uses it to clean its face". He has gotten this apartment not too long ago 2 give adequate room 4 his love's visiatation anytime "T", and to put some things in place in the apartment. Broda Samson could now afford a much more costlier house or apartment than the one he got, but from buz experience, he has known that gotten something costlier would affect some other innovations he wanted to add into his business as such he decided to make it a low profiled one, and since he has a lovely, Godfearing, understanding, love, partner and spouse in Debbie, there is no iotum of problems, they are happily in love

..with their love waxing hotter, to use the physicists language and their love growing to go by the way of the agriculturists, yea, farmers...they can afford whatever they want to eat without fear of running into debts...and all glory 2 God, Sista Debbie's academic is also on the progress side, un-affected, she is also enjoying the full support of her boss and other members of staff in her office...What else do they want God to do for them? They also have overflowing peace and joy of the Lord... So, broda Samson as a business man gets the accommodation now bc he can afford it from his business gains. Who can ever tell him that he will be able to secure such apartment 4m his business outputs in the past 4 years? Even if anyone did tell him, he may not believe it will come this soon, because of his financial status then, but everything has changed for brother Samson. One thing has helped brother Samson and that is he has learnt over the times not to rest or put his needs on people again because, people have always failed him, sometimes some failures may not be deliberate and at some other times some failures are deliberate, bc some people do not want others to exceed where they are, they want people who wil always kowtow to them, they do not want people to be free, financially free and otherwise... Since the time that he discovered this, about people, friends and uncles, even though he got to know this very late, but he "sha" know it, bc some are yet 2 come 2 such realization, as such they still depend on their friends, uncles etc's promises which have never worked out and which may never work out because it has not been working out for them for so many years, yet they have failed to retrace their steps, they have failed to re-chat a new course for themselves, they keep on holding to high-fallutin promises and re-promises. Although b4 he realized this, his social status had been negatively affected, with some mocking him, his peers, contemporaries, colleagues

..moking, but since he got to know people's stance, he has keyed into the Yoruba's saying that, "atelewo eni nikan ati Olorun eni ni ki i tani jẹ". As such he does not rely on people again. If anyone assists, Oh! Praise God, and if no one assists, Alleluiah to God all the same. This has been helping him and he is gradually breaking forth business wise within the Island because his business capital is increasing, he has paid up some loans he got from his group and he has paid half of the loan her love, Debbie, got for him... And their thinking now is on how to secure another loan which she, Debbie can now use as she wants. Debbie however wants another loan which she will get 2 be re-invested into her love's business because "irorun igi ni irorun eiye" so she said. But broda Samson has a contrary view based on d fact dat some of her juniors in d office are complaining that she is yet to get a car, so he wants her to buy a car with her new loan...Apart from this, bro Samson also said d car wil also assist in d business, as it wil help in transporting some goods to the shop and also dat d vehicle will make it easier for him to come to her end on the campus anytime. He adds that whenever she is around in the Island, she can go to the office easily, quietly and early with the car and or it wil be easy for him 2 come and pick him during break for lunch and closing hours. Sista Debbie was yet uncomfortable with his suggestion and she said, "what of the business? How do we increase the capital again? I know we have been enjoying the little sacrifice rendered and I feel the more input, the more the enjoyment, the more the peace. I want to enjoy more. I want the business' growth geometrically. I want acceleration for the business so as to open other doors for us financially". "I have balanced my loan in our group. I have also supplied my application form for another loan, this ought to materialize in 2 or 3 months time latest. When that is out, it will all go into the buz

It will go into the buz", bro Samson said. "Alright darling. I didnt know u have paid up your loan. But do u think that will be enof?" Debbie replied "But, I think I told u about the repayment? Maybe u forgot because of the exams. I paid it up two months ago. I ought to have gotten another loan, but maybe bc of economic meltdown and other unforseen situations beclouding our members lately which make the income of the group to reduce, this has brought about the rationalization of loans to members of the group, otherwise, I should have gotten another loan by now...Hopefully, it should be my turn in the next 2 or 3 months time... And if all things work according to plan, by God's grace I should be close to balancing up that of yours by then to also give room for you to get another loan" He said. "I think I remembered u saying something like that, but I did not actually commit it to my memory. That is by the way. My concern is, will the loan u wil get be enof 4 d expansion and growth of the buz? I know when your buz grows other opportunities will arise which will move you further ahead than this financially. I guess u think I am after any other things apart from your buz growth now. I am less bothered about what my junior ones in the office are saying. They have their goals. I have my goals. They have their pursuits. I also have mine. They know what they wanted. I have also discovered what I wanted and the means to achieve it. So? Why do I need to be perturbed by their rantings, choruses and utterances? What does it matter to me? Nothing. Absolutely nothing", Debbie shifts herself on the seat, and she continued to talk, "You have spurred me on academically. Assuming it is someone else, maybe I wouldnt be considering furthering now. But you ensure I pursue it. I am growing academically, why wouldnt I also want this business to grow beyond people's thoughts and imaginations? Why wouldnt I support your vision for the business to silence enemies? Why should I think

..think of mine alone? Why should I be inward looking based on some insinuations from some quarters, based on some rantings of people whom we will not live together as husband and wife. Who has contributed nothing to my welfare and growth. I do hear them. But their statements have no substance. "Mai" lord, I want this buz ascension, allow my new loan to be sunk into it again", Debbie enthused. Broda Samson having been moved by his love's utterances stood up 4m where he sat down at, walked to the back of the seat of Debbie sat on, bent himself as he rests his body on d back of d chair with d hands and said, "I understand u, but please let us do it like dat, let us use d loan to buy a car, it will be useful on both ends, useful for u, as well as being useful for me on the local runnigs at the Island and atimes coming to your end in school..." Debbie interjecting, "okay. If you insist, no problems. I have always been observing and doing what u said. You are the one who said the more the stock, the more the sales and the more the gains. You have also added that it is out of the gains that a buz person ought to be spending. I am not a buz person for now, so I want what wil bring us more profit, change our financial status as in we will be spending out of our gains, with the capital intact and growing. After which I think we can purchase car and cars easily. Do I need to add that our wedding ceremony's expenses too will be from the gains but not the invested capital. I do not want people to say it is bc of our wedding that the buz collapsed..." "I understand", bro Samson interjected. "I also see other opportunities opening up when this business becomes established. You may include other businesses as it has always be in your mind to go into agriculture, the establishment will make this easier...The bible also says, we wil lend to nations, but we wil not borrow", she concluded. "Thank you love. Let us follow my advice. Let us buy a car with your loan. It will help us.

...And as per the opening of other doors, the chains of opportunities that will follow, "eh", God will do it, and He wil do it even beyond our imaginations and reasonings, including our wedding. Everything will go smoothly and easily and we wil be spending out of our gains in Jesus name. Amen", He said. "Amin. O dara. Mo ti gbọ o. Ki ẹ ma ba sọ wipe emi na ngo se sọ erongba okan mi ni mo se sọ eleyi o. Ati wipe ki e ma ba ro wipe mi o fẹ fi owo mi ba nyin dá ni mo se sọ eleyi o. Bi ade ori eni ba se dara si, bẹ na ni awon enia yo se ma wo si, be ni awon enia yo se mo pataki re si. Be ni awon enia yo se ma bu ola fun si. Mo nfe ki won o bu ola fun nyin gan ni o. Iyawo lemi. Oluranlowo lemi. Emi ki i se omo aiye o. Eyin na le kọ wa ni igbagbo. Ohun ti ẹ ko mi na ni mo ntele o. I have concurred", Debbie finally said. "God richly bless you. God has been proving Himself in d buz and I am sure He wont withdraw His services bc we have also not renege our activities before Him. May we not fall ill. May all the doors of unwanted incidents that usually distort and avert, people's plans and thoughts never come along our ways in Jesus name. Amen" Bro Samson prayed. "Amin ati amin. Alright sire", she said. "But? Talo ba ẹ di irun ori rẹ yi?" Bro Samson asked. Debbie touched her head with her hand and said, "se ko dara ni?" "It is wonderful. O dara gan ni. Mo like rẹ. O wa mu ko look baby-ish", Bro Samson said as he touches Debbies head, using his finger to trace the furrows, and added, "sugbon, irun re fine gan ni o, ko tile ni idoti kankan". "Ẹ se. Hair-stylist mi na lo bami di i, mi o tile wa mọ wipe yo fine to bayi", Debbie said. "O fine gan ni. O wu mi pupọ. Bi mo se nfe ki irun ololufe mi ma ri leleyi", Bro Samson said. "Uhmn. A de o. E seun. But have you just noticed it "ni"?" Debbie asked. "I have been seeing it from distance but I have just appreciated the work done by the stylist ni. My standing behind you gives me ample opportunity of closer look", bro Samson said.

"Alright sire". Debbie replied, holding the hands of brother Samson as the fingers trace the furrows... Brother Samson remembered this discussion with her, the plans for the future. The plans on what to use the loans for even before it materialised. "It is always good to know what one wants to use loan for before securing it lest when one gets it one becomes a victim of personal mis-appropriation of funds which will ultimately result in debts later. As he continued, he suddenly remembered that his love has not surface from his office since she entered there, what is she doing he asked himself...arising from his seat...whistling...he wants to go and see his love in her tertiary office...

*LET US SEE HOW SHE WILL HANDLE IT (June 12, 2014)

B4 he, bro Samson, gets 2 kitchen, he stopped whistling & he saw his love, Debbie slowly jiggling but her moves does not correspond with d sound oozing out of d speakers, "she must not be dancing 2 d rhythm 4m d speakers" he thought, "what cld she be dancing 2?" He asked himsef..he later discovered dat her body movements is in sync wit her hum.

"Ko da bi enipe ebi tilẹ npa ẹ mọ?" Bro Samson said.

"Why did u say dat?" Debbie asked.

"Bc of d mood in which I find u "na ni"" he replied.

"Which mood?" Debbie asked

"Jiggling & humming",bro Samson said as he moves 2 her side.

"Oh! I am tryin 2 master some songs I recently learnt..."

"Is dat so?" Bro Samson interjected

"Yeah" Debbie said

"Do u want 2 exclude me 4m d setting?" Bro Samson asked.

"For ladies only", Debbie replied.

"So does it mean dat d song is not good 4 men?"Bro Samson asked.

"It isnt as if it is not good 4 men, but it is just dat The song is new & we want 2 keep it 2 our chests until d album is released", Debbie replied.

"But I also wish 2 know it maybe I wil become a part of d choiristers", Bro Samson said.

"Well, the song has nothing 2 do with choir, but a band, a group on d campus", Debbie replied.

"That is good. Let me hear it", bro Samson said.

Debbie clears her throat, "Hun-hun-hun" and she starts to sing, "Ololufe mi, Iwo nikan lokan mi yan, Ololufe mi, iwo nikan lokan mi mu, Ololufe mi/3x, Iwo nikan ni temi"

"Is dis d song u want 2 hide 4m me?" Bro Samson asked?

"I am not Done with it yet, the one i sing is its chorus, it has 3 stanzas which goes as this:

1. Bi eja ko se le wa la i somi, Beni ngo le wa la i si ẹ, Ife Re/3x, Lo gbe mi ro.

Chorus.

2. Eiye ki fo ko fori sogi, Ife mi si e ko le ku lai, Ife mi/3x si ẹ wa titi.

Chorus.

3. Eru ki ba kiniun lodan, Be leru o bami lati fe e, Ife mi/3x lailai ni si e."

chorus".

"Uhm! Its wordings are lovely. Who taught u dis song?" Bro Samson asked.

"Ẹ sa fiyen sile", Debbie replied.

"I want to be 1 of the group's instrumentalists ni, u know we r in d world of music", Evang Samson replied.

"So, can u love an artist?" Debbie asked smiling.

"Sebi u have also wanted me 2 be an actor. You also can bc an artist. "2 ge 4" niyen", Bro Samson said.

"O ti da be", she replied.

"Who taught u?", Bro Samson asked again.

"No one. I have been developing the song 4 quite a while, I just feel like re-hearsing it 2da, so as 2 have a full grasp of it b4 I sing it 2 u, hoping dat u wil approve it, and den we can go 2 d studio later", Debbie said, as she started slicing the plantain.

"It is a lovely song, with instruments, who knows it may win award in d Island", He said.

"Uhm! Thank u. I am not expecting something akin 2 dat, particularly as a 1st album", Debbie said

"Dont say, dat. Have u heard of a man called Tutuola, he was a writer, his novel won an award, he neva thought something like dat would happen", Bro Samson said.

"Uhmn!" Debbie replied.

"When God anoints a song, it may be a chart-burster irrespective of whether or not it is the 1st album", Bro Samson said.

"Well. Until then. But for now, my concentration is on "mai" lord, crown, gem, heart-beat..", Debbie said.

"I thought u wld prepare something faster than dis since u said u were damn hungry", Bro Samson said.

"I guessed as much, but having ate some slices of bread, I am not as hungry as I was when I entered d house, dat is why I decide 2 prepare rice & fried plantain...it is equally a fast food, at least when one has two fire outlets", Debbie replied.

"It is true "sha"", Bro Samson said.

"So what is being aired? I thought u were enjoying what is being shown on d paid tv?" Debbie asked.

"There is nothing spectacular at d moment, it is just dat I was expecting u 2 come and join me, but when I did not see u I decide to come and see how far with u here", Bro Samson asked.

"Ẹ se. I guessed as much too", Debbie replied.

"I hope there is no problem with dat sista?" Bro Samson asked.

"Oh! I have said we wil discuss her plight when we are eating", Sista Debbie said.

"The elders say it is not good to talk while eating", Bro Samson said.

"O dara o. I hope her plight wouldnt be more than what she told me 'sha'", Sist Debbie replied as she turns the plantain she was frying and continued, "she said she got engaged to a brother in the church not quite long ago, and dat everything was smoothly going with dem until she decided 2 brief her friends about her new found love...and her friends on discovering that she did not play hide and seek game with d brother dat she had not fared well, so dey adviced her to play games with the brother a while 2 ascertain his love 4 her...she also yielded 2 their advices, started playing "boju-boju" with the brother... I think afta a while dat she started her games with d brother, d brother became pissed off, creating communication gaps. When d sista noticed dat things were not as before between her & her love, she decided 2 come around 2 sort things out

But wen she got to the man, d man was too cold for her, she thought d man ought to hav warmly received her more dan he did but nay he did not & has not so given her befittin welcome since den...", she turns d plantain being fried again, as broda Samson opens d rice 2 see d level of d water on it & she continued...So, dis lass sensed "fire on her roof-top" & had became restless until she saw me in d church@ d program, wen she saw me she said she heaved a sigh of relief dat I am around bc accordin 2 her she has been thinkin on who 2 run to, 4 counsellin on d crucial matter b4 her heart", Debbie concluded. "Uhm! Wat was your advice 2 her?" Broda Samson asked. "Wel. I admonished her of d need 2 find her lost keys, wat she was doin before dat makes d brother love her & want 2 marry her. I told her dat wen she found dose lost keys she must begin 2 use dem so as 2 draw d man's heart back 2 her 4m wherever d heart has been taking to. I told her dat she shouldnt hav followed her friends' advices bc people are different", Sista Debbie said. "Wat was her response afterwards?", Bro Samson asked. "She ought 2 leave d island next week, but afta listening 2 wat I said, she said she will stay around a-while to settle dis matter with d brother b4 leaving", Debbie replied, as she removes d first batch of d fried plantain 4m d hot vegetable oil into a clean plate & puts another set into d hot vegetable oil. "dat is d mistake many people make, ladies &brothers. Many usually want 2 thread the paths taken by their friends, but dey usually forget dat people are different, destinies differ. A friend may do somethin which will work for him or her, but dat does not mean it will work for d other person. And because such has worked 4 such people many a one will want to follow suit, dey will want 2 do likewise. Some also take d teachings dey listened to sacrosanct, dey consider it as if it is d best & dat oda views or opinions apart 4m dat must be falacies..which ought not 2 be so. Wat one shd do is take d necessary points out of such teachings & instructions & leave d rest, but nay, nay we would do dat. I have also been a victim of such teachings & hav been following wholly some instructions of a particular man of God dat I like on marriage, it was one of my uncles dat God used 4 me 2 break dat jinx 4m my heart, wen, I have a re-thought, a re-orientation, dat was wen, I could come 2 u & I was hopin it will be as usual, but it turns out not to be as usual with u as you accepted me...& here we are now blessing God. I sincerely do hope d sista wil listen to your counsels & get everythin straight with her lover", Bro Samson enthused...d rice is now done, she removed d pot 4m fire & put d stew dia to warm as Sista Debbie continues with d frying. "I made it clear unto her dat, dia is no all-round instructions on how to become engaged, who to become engaged to, wen to become engaged...wen dey are believers & dey have prayed on d issue & dey loved themselves..I told her of d need to express her love to d broda in question & shouldnt give in to d detractors counsels again..I adviced her of d need not to avoid communication gap now dat dey r in love and dat dis is d time 4 her 2 start plannin with d man, 2 start understandin themselves, knowin each others likes and dislikes..." Debbie said. "I pray she yields to dat", Bro Samson said, as he takes out of d fried plantain & started eating it. "But, "mai" lord, she said u know d broda, & would want u 2 be a mediator btw him & her", Sista Debbie said. "No one has in the recent times discuss his/ her relationship affairs with me...needless to say dat I do not even think I know dis lady in question", Bro Samson enthused. "Neither do I. I think she is d silent type in d church until she travelled. But she knows us very well", Debbie said. "Eh-hen?" Bro Samson said. "Yes. She said d broda in question was d one u assisted 2 get a place near d campus wia he opens a barbing salon shop", Debbie said. "Oh, Oh, Oh. I know d broda. Straightforward, diligent, principled broda. But he hasnt told me about his marrital life, although I asked him sometimes about his marrital life & he said everythin is fine. So i did not bother myself 2 go deeper dan dat dat day." bro Samson said. "Since u have known d broda, dat is d broda in question. How can u mediate btw dem?" Sista Debbie asked. "Alright. Do not let us be too forward on dis issue. Let us see how she wil handle it b4 we intervene. But I am sure if she changes her disposition, acts right, starts expressing her love as u hav counselled, d broda wil change & dey wil get on wel again", Bro Samson said. "So we shd stay action abi?" Debbie asked. "Let us stay physical actions, but join them in prayers..& u shd monitor her of d devpts..if things get resolved, without our physical interference, what else do we want?" Bro Samson said. "Nothing", Debbie said as bro Samson takes anoda plantain into his mouth & Debbie said, "ẹ ma jẹ dodo yi tan kato jeun"

Sista Debbie says, "Let me try my fingers a while, as I await "mai" lord" (March 25, 2015)

My Sun of Love arose out of her closets,

He emanated out of the east of Love,

It was not brightly shinning when it arose,

Nay fewer disdained my love and lord,

Simply because of its low intensities,

In love I found my sun of love,

As it moves along its concentricity, its arrays of light began to increase in intensity,

All spectacles on my Sun of Love now,

The heat from my Sun of love was nay harmful,

The beneficials from my Sun of love could nay be estimated,

Living things convert the heat from my Sun of Love to other lovely things beneficial to self and non living things,

Non living things under the intensity of increased heat 4m my Sun of love become adorable and cherished,

Interstingly, my Sun of Love, spotted me out,

My Sun of Love shone radiantly on me,

The dispersions from my Sun of Love revealed All the necessary rays,

One of the dispersions from My Sun of Love's penetrated my being,

The X-rayic events that followed bring me comfort,

I shone like glitering substance amongts other substances,

Then, I started to attract things to myself,

People started noticing me, as I matter among the many matters,

The disdainers, haters of my Sun of Love now want to block my Sun of Love from shining on me,

They couldnt do it...

My Sun of Love is yet growing...

I am now different amongst many because of my Sun of Love...

"Find your lost key", Sister Debbie said.

Our church in d island organised a special program 4 d singles...afta d program a sista approached me for counselling, I had 2 excuse "mai" lord so as 2 attend 2 her...we walked 2 a corner within d church premises, dia we discussed. "Sorry 2 disturb u aunty" she said. "It is my pleasure", I said. "My name is Feyisere", she said. "Uhm! It's nice knowing u. My name is Debbie", I said. "Oh, I know u. I am a memba of dis church, but when I finished my skul & job is not forthcoming, 1 of my niece asked my parent if I can come with her so as 2 be assisting her in her buz & taking kia of d children. And I left with her last year" Feyi said. "Oh, sorry, I dont think I have ever come across u", I said. ""Eegun mọni, enia ni ko mọ eegun", sometimes if not all d times, you our leaders do not know us, your followers & membas, particularly when such a person is not an officer in d church", Feyi said. "Thats true. It is easy 4 people 2 know officers but d silent ones, it is not easy 4 us 2 know such pp", I said.

"I have a little problem ma, which I need ur counsel on bc u r educated, older than me, a Believer & by God's grace engaged to a responsible brother in the church", she said.

"May God solve all our problems in Jesus name. May He also guide us into His light and truth in Jesus name" I said.

"Amen" Feyi said.

"Okay. I am listening", Debbie said.

"Be4 I left d Island abt 8 moons ago, I have a male friend in dis church, broda Johnny, we were close friends. Infact people think we were engaged then, but there was nothing like dat btw us then. He is a principled person & I know he is a christian. I entered institution of Higher learning b4 him & graduated b4 him...However, dis does not stop our friendship & interactions with each oda within d campus, d church & at d neighbourhood"...I, miss Debbie, was attentively listening 2 her as she continued.

"So, dis relationship continued even afta our graduation...Afta our graduation, we were searching 4 jobs but when it is not readily coming, he afta listening 2 a lecture 4m your spouse, evangelist Samson, he also decided 2 start something, & he opened a barbing salon near one of d institutions gate in d Island..."

"Okay, I think I know d broda now because "mai" lord told me of a broda who came to him on where 2 establish a barbing salon sometimes ago...pls go on my sista" Debbie said.

"Thank u ma. That is d broda, bc he also briefed me abt d counsels of evangelist Samson, your fiance, & all d assistances he rendered 2 him, financially & otherwise, how he linked him up with some people in d area which facilitated d establishment of d barbing salon near d institution's gate", Feyi said.

"Oh! That's nice of him" Debbie said.

"Few days afta d estab of d salon, I left 4 other island with my neice...Weeks afta, he proposed 2 me...A month afta his proposals I consented, and we were having it nice on air talking daily...When I told my friends about this development, they made me to understand dat men are unreliable and dat I shd not have give in to him easily like dat, dat I shd have kept him in suspense 4 a while, b4 answering him, dey said he will abuse me & consider me cheap...I was sorely sorry 4 myself on hearing dis, and I decided to start playin games with him, I started hanky-panky with him...Whenever he calls, I would not answer him, he will call severally before I answered, dat is if I will answer at all...sometimes when I did not answer his call he will text me, but I will not reply his texts too...Whenever I asnwered his call, I will give excuses and reasons for not answering his initial calls...this has been going on for sometimes now... But I have discovered that he has changed, he neither text nor call me as before again, and to cap it up, when I arrived two days ago, I arrived purposely because of him but, I discovered that he has been cold towards me, even he was not as this cold when we were ordinary friends... I felt unloved, I felt unwanted, I felt neglected... As I saw u dis morning in d church I thank my stars dat u are around & dat u could make dis program, and I decided on d spot of seeing u dat I wil discuss dis issue with u, so dat u help me out", she enthused.

"Uhm!!! Is dat all sista?" Debbie asked.

"That is about all ma. Pls what do I do?" Feyi asked.

"I thank God for dis avenue. Let me ask u dis? Do u love dis broda, Johnny?" Debbie said.

"Yes, I do". Feyi answered.

"Do u think u can live d rest of your life with him?" Debbie asked.

"Yes I can ma". Feyi answered.

"Having resolved these, what I want to tell u is dat your mistake is that you are imitating your friends on dis crucial issue of your life... You have failed to know that individual persons have their own angels, what their angels can condone, your angels may may not condone, what is working for them, may not work for you bc u are created differently...

"...even those people you call your friends may be christians, but they are different from you and you are different from them and the way God deals with you differs..." "As a christain who have prayed on the person you wanted to be engaged to and having loved the person, you need not play hanky-panky with the person any longer...or didnt you pray before consenting?" Debbie asked. "I prayed ma", Feyi replied. "Having prayed, and having gotten God's peace in your heart towards the person and having loved the person unreservedly, you should not have bothered your head about your friends' counsels again because they have misled you as it were now. You should have just continued with the relationship, because in love there is no fear", Debbie said. "Okay ma. What do I do now? How do I win him back?" Feyi asked. "You should search out the keys to your ertswhile friendship and the key you used in unlocking the door of his heart's love. When you find these keys, and you start using these keys, the near dead love he has developed for you in the past weeks will be resurrected and things will return to normalcy, even if the love is not hotter than before", Debbie said. "Pls, expantiate further", Feyi said. "What I am sayin is, what u were doing before that makes your friendship grow, what you were doing before that make you fall heads over hills in love for each other should be re-ignited again, when you start doing those things again, within space of time, weeks, days, his love for you will come alive again and you will be happy again", Debbie said. Kneeling down to thank her, "thank you ma, I will start doing that...I ought to leave on monday but I stay back a while to play with him..", Feyi said. "That will be good. When you start doing those things ensure that you keep it up. Be opened unto each other, as distance has separated you for a while now, tell him your moves, let him know your steps ahead of time, do not assume anything, do not say u will tell him afta u have done such thing, that means u do not value his advice, dat means u do not consider him important in your life and life's decisions and steps and when such happens another gap will be created, he will have some reservations, he will not be able to open his minds unto u again, he will not be willing to divulge impt decisions he also want to make to you...and you also know dat discovering that someone u love did not tell u or carried u along in his or her decision, u know how u feel? One feels dejected, rejected, un-important. So to make him an important person, u also need to carry him along in all u are doing or u wanted to do. You have 2 start dis even before you are married..." As Debbie said dis, she knelt down nodding her head... "So do this and other things that will make him happy and you wil discover that brothers are not the same...brothers are different. Because "mai" lord, I did not play hanky-panky with him since we start dating and so far so good, everyone has loved our relationship, everyone has been blessing God for us...We never allowed any communication gap let alone allow d enemies entrance...even though i may grieved him sometimes, but I ensure that such is resolved b4 I leave for bed dat day...and d same with him...so I have enjoyed to the maximum dis relationship with "mai" lord...I also pray you enjoy broda Johnny in Jesus name," Debbie said "Amen", Feyi said. "Shall we pray?" Debbie said...As they prayed together...

TRANSLATION OF SOME DIFFICULT WORDS

afta (translation after

"Eh-hen? (translation Uhmn mn)

'sha (translation anyway

PROGRESS. (June 4, 2014)

"atelewo eni nikan ati Olorun eni ni ki i tani jẹ" (translation it is only one’s palms and one’s God that would not tell one lies (it is a proverb encouraging people to be hard work and stop depending or relying on anyone for assistance, because people would disappoint you)) .

"irorun igi ni irorun eiye" (translation it is when the tree is at ease that is when the birds that perch on the tree would be at ease (It is Yoruba Proverb meaning when something or someone that is directly related to someone is at peace that is when the person would be at ease as well as know developments"

"eh (translation Uhmn)

"Amin. (translation Amen)

O dara (translation Okay oh) .

Mo ti gbọ o (translation I have heard what you said) .

Ki ẹ ma ba sọ wipe emi na ngo se sọ erongba okan mi ni mo se sọ eleyi o (translation So that you wont say why don’t I say what was in my mind that was why I said this) .

Ati wipe ki e ma ba ro wipe mi o fẹ fi owo mi ba nyin dá ni mo se sọ eleyi o (translation So that you wont think I don’t want to help you with my money that is why I said this) .

Bi ade ori eni ba se dara si, bẹ na ni awon enia yo se ma wo si, be ni awon enia yo se mo pataki re si (translation As beautiful as the crown on one’s head is, that how people will view it, that is how people will know its value and worth (People would view the crown on one’s head differently when it is very beautiful and they would attach more importance to it than other crowns ) .

Be ni awon enia yo se ma bu ola fun si (translation People would value and honor greatly the beautiful crown) .

Mo nfe ki won o bu ola fun nyin gan ni o (translation I want people to value you greatly) .

Iyawo lemi. (translation I am a wife)

Oluranlowo lemi (translation I am a helper) .

Emi ki i se omo aiye o (translation I am not one of worldly daughters/children) .

Eyin na le kọ wa ni igbagbo (translation You are one of those who brought me up in faith) .

Ohun ti ẹ ko mi na ni mo ntele o (translation I am following/doing what I have been taught by you)

"Amin ati amin (translation Amen and amen) . Talo ba ẹ di irun ori rẹ yi? (translation Who plait the hair on your head for you?)

"se ko dara ni? (translation) " "O dara gan ni (translation it is very beautiful) . Mo like rẹ. O wa mu ko look baby-ish", (translation I like it. It makes you look like a baby

sugbon, irun re fine gan ni o, ko tile ni idoti kankan" (translation but your hair is very beautiful/fine, it has no dandruffs) . "Ẹ se. Hair-stylist mi na lo bami di i, mi o tile wa mọ wipe yo fine to bayi", (translation Thank you. It is my hair-stylist that plaited the hair, in fact, I did not know it would be this beautiful) "O fine gan ni. O wu mi pupọ. Bi mo se nfe ki irun ololufe mi ma ri leleyi", (translation It is very beautiful. I like it exceedingly. This is how I want the hair of my love to always look like) "Uhmn. A de o. E seun. (translation There you go again. Thank you.)

"ni"?" (translation is ) Debbie asked. ni (translation is

*LET US SEE HOW SHE WILL HANDLE IT (June 12, 2014)

"Ko da bi enipe ebi tilẹ npa ẹ mọ?" (translation It does not look as if you are hungry

"na ni"" (translation is it)

"Ololufe mi, Iwo nikan lokan mi yan, (translation my lover, its only you that my heart chose) Ololufe mi, iwo nikan lokan mi mu, (translation my lover it is only you that I have picked) Ololufe mi/3x, (translation my lover/3x) Iwo nikan ni temi" (translation you are mine alone)

1. Bi eja ko se le wa la i somi, (translation As a fish cannot survive outside water) Beni ngo le wa la i si ẹ, (translation so can I not survive without you) Ife Re/3x, (translation you love/3x) Lo gbe mi ro. (translation sustains me)

Chorus.

2. Eiye ki fo ko fori sogi, (translation No Bird during the course of flying has ever hit its head on trees) Ife mi si e ko le ku lai, (translation My love for you can never die) Ife mi/3x si ẹ wa titi. (translation My love/3x for you is for ever)

Chorus.

3. Eru ki ba kiniun lodan, (translation Lion is not afraid in the wilderness) Be leru o bami lati fe e, (translation I am also not afraid of marrying you) Ife mi/3x lailai ni si e." (translation my love/3x is ever for you)

chorus".

"Ẹ sa fiyen sile", (translation Just leave that)

"2 ge 4" niyen (translation that is 2 divided 4)",

"O ti da be", (translation That is good

"sha (translation anyway)

"Ẹ se (translation Thanks)

"O dara o (translation That is good) .

sha (translation anyway) '",

"boju-boju" (translation hide and seek

. "Eh-hen? (translation Uhmn mn)

ẹ ma jẹ dodo yi tan kato jeun" (translation you will finish this fried plaintain before we start eating)

Sista Debbie says, "Let me try my fingers a while, as I await "mai" lord" (March 25, 2015)

""Eegun mọni, enia ni ko mọ eegun" (translation masquerades know people, but people do not know masquerades (it is a proverb that people who are popular and important in the society are always known by the common people, but those who are popular hardly know common people)

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beardedwinnerobject-blog · 6 years

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delaware state insurance guaranty

"delaware state insurance guaranty

delaware state insurance guaranty

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I took drivers Ed and have good grades just wondering like an estimate of how much it will cost Also what is the consenquence for driving wit no insurance

Who has the hots for the progressive insurance girl Flo?

I am trying to access a insurance company on line.?

Company name United insurance company of America Miami Florida.

If My Mom has insurance coverage can i still get insurance with her if i own my own car?

ok so my mom has car insurance on her car, but she was telling me she registers my car under her name that the insurance will cover me and the car. But if the car is under my name can i still get insurance with her??""

Is american family insurance cheaper when you take drivers ed?

i know how to drive, but my mom is worried abbout the price, is american family insurance cheaper when you take drivers ed?""

Cheap car insurance with different situations?

HI I have one car at the moment. I am looking to buy another one for my wife. I want to know how will it work out cheap to get both insured. is it 1) If we both can drive eachothers cars? 2)we have seperate insurances on our cars and we can not drive eachothers cars? 3)I can drive my wife's car but she cant drive mine.? Also how can we protect individual no claim bonuses aswel. Thanks

Can I get an auto insurance without owning a car?

Over the next couple of weeks, I'll be renting a car. Since the insurance from rental companies is so expensive, I'm planning to get my own liability insurance and use it with the rental vehicle... can I do that? I do not own a car! Also, what is the best insurance company for me, I'm 23/male/texas with a clean record.""

Can my car insurance company take my car without my Authorization?

MY car was stolen out of my driveway after i got home from late at night from dancing at a club. I was was very tired and accidentally left my keys in my car. I awoke up the next morning with my car gone. made a report it was stolen, a few days after police contacted me stating my car was found and it was smashed up un-driveable. they put it in a towing company. asked me several questions and went into investigation. insurance called me and did their own investigation and asked me several questions like the police did before. I got a letter in the mail a week later from my insurance stating they will not give me any monies for my car because they don't believe my story. but failed to give me proof of me lying. understand my car is paid off its a 1998 BMW. it was in great condition.I am still paying insurance on it, I found out today that my car is not at the towing place that an agent from my insurance company came and had my car towed away. I was never informed, i did not i sign any papers releasing my car. I have the title. the towing place said they needed the car for investigation. can they take my car without my consent?""

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How much do you pay for health insurance per month?

Just your portion/ per month / your age I am 30 and did not choose a health plan at work because I think $170 a month for basic HMO is too much for a single healthy person. I used to pay $60 with dental and vision at my last job (which I know is really cheap). When I interviewed here they told me they had a great health plan. Well, guess what they lied! I will definatly be asking more questions about health insurance when I talk salary for my next position.""

Can i sue my insurance company for hit and run?

I live in Yuma, Arizona. I'm 15 I Have my motorcycle permit i can drive from sunrise to sunset Okay February 21st YESTERDAY at 3pm Me and my brothers were going to jack in the box they took our car (1996 Isuzu rodeo) and i took my motorcycle (1994 Kawasaki ZX-6) we were going down this curved street they are on the left lane I'm on the right lane and this Winter bird (An older person from out of state that comes down to living in our city in the winter) pulls out on my right lane. While he's doing this i horn my horn he looks back and completes his turn and the brakes and doesn't move... i'm down shifting and my rear wheel locks up when i downshifted my bike shakes and i going onto the curb my bike gets eating up from the curb and i go over the curb and start to eat **** my hip and left get bruised i was wearing this thick overcoat my arm gets road-rash and then the old *** man drives off... doesn't even assist me... my brothers flip a U and we pull my bike to the side of the road and go to the hospital at the hospital we called the police they took pictures of my motorcycle and skid marks on the road then take my statement and brothers i wanted to know can i sue my insurance for anything? I'm not sure what coverage i have I'll add more detail tomorrow Monday morning Here are some pictures of the motorcycle P.S. I'm not sure if you can see but my front tire is flat it got a hole from the accident http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view&current=crash1.jpg http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view&current=crash2.jpg http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view&current=crash3.jpg http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view&current=crash4.jpg What broke Front tire Possible bent rim front brake lever Oil casing headlight windshield possible gears and chain my muffler my front right flaring my bottom flaring""

18 year old motorcycle insurance 600cc Toronto?

Hi I'm 18 years old with an M1 licence and a Honda CBR 600 in the garage. I have no driving record and I want to start driving in the beginning of May. What I'm wondering about is the price of insurance I should expect for just liability? thanks

How much does Car Insurance for a teenager cost?

How much is car insurance for a 15 ( starting drivers ed) year old girl if you are only a part time driver, like if you dont own a car you just use your parent' car in Illinois? Like how much is added on to your parents insurance bill? and how much does it cost if you have your own car?""

Cheap health insurance?

anyone know of any cheaper health insurance (maybe like $ 50/mo) i am a single student.

I need a life insurance policy that is affordable for my mom who has cancer?

I do not have alot of money and I am trying to find a life insurance policy that I can afford for my mom. Sha has cancer in her throat and I can not find an insurance company that will give her insurance under $100 a month. Ant ideas?

My insurance company will not renew my auto insurance as I had 2 accidents. What do I do now?

Will other insurance companies provide insurance for me?

Who has the best insurance quotes?

Does Lowest Quote Wins really lower your insurance to $15 per month?

I saw one of their ads on a car today and was obviously intrigued. How legit is it?

Would my insurance be high?

There is a 1973 Dodge Charger online I found that needs restoration for $1750. What would I do for insurance and would it be high since I'm only 17?

Car insurance ?????/?

Well.I have permanent general car insurance they used to charge me 60 dollers it when up to 80 a month. Idk I found a cheaper insurance what should I tell permanent general

Accidently put wrong date of birth by 3 months on my car insurance?

Iv just accepted a quote online for car insurance without realizing my date of birth is wrong by 3 months, if i tell them to change this should it change the price of my insurance?""

Insurance question please?

hi i am a learner and but my partner has a car that is insured on his friends name. my question is my partner states he cannot teach me how to drive or put my name under the insurance because it would cost more and he might get into trouble with the police . i just want to know if this is true and if so like how much would it cost.

""What company do you recommend for renters' insurance and why? Not state farm, they are pricks. Testimonials?

I need some affordable renters insurance. I live in MO and REFUSE to give those pricks at State Farm another dime. Who do y'all like for price and custoer service???

How much would it cost for someone to drive a moped?

other than the moped and gas how much would insurance usually cost for a 17 year old going on 18 to drive a moped and what kind of license will i need to have what kind of restrictions i have a clean driving record but if it helps i am in New York State.

Do I HAVE to pay for insurance if im not driving but have a license?

My mom is trying to tell me and my brother (who is 19 and I will be 18 in about a month which is when i will get my license) that we cant get a license unless we have money to buy insurance. I think its really f***ed up for a student who got a license and doesnt drive any vehicle has to pay for insurance. She says that once i get my license, the insurance company will force her to put me on her plan so i can be insured. I think its a load of sh*t. I have never heard of anyone being forced to have insurance when they dont drive. When i say dont drive i mean, when i get my license, i wont be driving until I get my own car. Please dont respond to my situation and how i should deal with it, just tell me if thats even possible for the insurance to do that.""

Insurance will not pay for storage?

I reside in California, and I was recently involved in an accident. The other party accepted 100% fault for the accident. My vehicle has been in storage since November 19th. The other party's insurance says they will only pay for storage up to the 23rd because paying more is not a reasonable amount. Can they really do this? If I do pay the storage that they will not cover, it will still cost me over $500! I mean they accepted fault, and it is their client's fault that I have been without a car for so long. It is their fault that my car had to be towed and put in storage. They are the professionals. They should be able to negotiate with the company, and not put the responsibility on me. What is the best way to handle this?""

Insurance Broker Question?

On average how much does an insurance broker make in california? Or how much just a well rounded guess nationwide it does not matter... When an insurance broker gets commision from a company for helping them get more customers...around how much percentage does he cut from the company?

I want to start a health insurance company how would I go about doing that?

I want to provide people with an affordable insurance that will also pay fair rates to the pharmacies and hospitals. I used to work for a pharmacy and saw how if the customer got a good price on a drug then the pharmacy got screwed over and vice versa. This needs to change, please help me make that change.""

Which is the Best Health Insurance Policy available for Individuals in India?

So far I have learnt that LIC health plus is a pretty good policy. and http://sunilrams.blogspot.com has really given in detail the comparisons . Are there any better policies in the Indian Market for individuals.

""Will my car insurance rates go up if damage in accident is under $1,000?""

Today I bumped a parked car when trying to pull out of a paralell parking spot. Both cars were scratched, but no dents. My car was in worse shape than hers, and I took mine to an auto body shop to get a quote on what it would cost to repair the scratch. The quote I got was $671.23. The lady (who was sitting in her car when I bumped her) said she was going to have to have the whole bumper replaced... even though it was just a scratch about 3 inches long. We called the insurance companies and I admitted fault (duh.) She said she was going to call the police and may have to go to the doctor because her neck hurt, but the police were never called. I am still worried she is going to try to sue me or get more money from me... it was just a small scratch! Not even a DENT! My main question, will my car insurance rates go up, and if so, by how much? I drive a 2010 Kia Soul. I have one other accident on my record and I pay about $150 a month. If it does go up, is it going to be drastic? Her car was a 2012 Kia Soul (same color oddly enough) so I am hoping her quote will be similar? Since the overall damage is under $1,000, what can I expect to happen? Can she really report me to the police, or try to claim injury? I was just pulling out of a parking slot and thought I was clear, but still very slow and cautious. I just don't see how I could have hurt her neck... Any help/input appreciated, thanks so much.""

How much will the insurance cost?

Yamaha DT50MX, how much will the insurance cost, Monthly or yearly also monthly wise how much do people spend on petrol?""

What car insurance is best/cheapest?

I am going to be getting a used car from my uncle and would like to know your opinion on what car insurance to get. My parents wont put me on their plan(this is my first car btw) so I have to get my own. I need a cheaper plan considering I only work during the summer as of now(thinking of getting a job on my college campus next semester). Any help would be good(your experience etc) I tried going onto the General insurance website(commercials say their cheap) for a quote but they keep on sending me to a Geico website, has anyone else had this problem? Thanks in advance for answering.(BTW I am a girl, I know that we get cheeper insurance typically for some reason lol and I also went through drivers ed in the past and I know most companies will give me a discount for that)""

Should I sue or settle with the insurance company?

So, my 2010 Sentra (Brand New less than 6K miles) was rearended. It's been hell dealing with the other guy's insurance company- never return calls, no followup, etc..... My car is back looking great except for minor details (issue with the trunk) which I hope to work out with the shop. They are giving me a low ball offer on diminished value and I live in a state that grants diminished value Here are my questions: 1) Is there a simple calculator that can be used to calculate diminshed value? The car was in pristine condition prior to the wreck 2) At this point, is it better to use a Attorney? I want to be compensated for days lost from work, medical expenses, diminished value, pain and suffering (also if shop is not able to work out minor repair detail I want compensation for that )""

Can you buy health insurance for only your baby?

we need insurance for our one year old,we did have the state welfare insurance for the first 11 months,now shes 13 mos. and her dad is working but no insurance for a couple more months and what if she gets sick and more shots will be needed soon,so can you buy insurance for only a baby or do you have to have an adult on the plan also""

delaware state insurance guaranty

How much does short term disability insurance cost?

what are the premiums, if you have short term disability insurance on your own, to supplement an employer's plan or just to help out with bills if you're termporarily disabled?""

Can my ex-wife insure our kids through her husbands insurance?

My ex-wife is required to carry our kids insurance. She switched jobs and is now insuring kids under her husband. My only concern is, if he decides to leave her or gets pissed off he can drop my kids from insurance. Since he is not legally obligated to insure them. He is not adopting them. He is not legally bound to take care of them. Is my concern valid?""

""Looking for a fast, reliable, good quality and low insurance group hatchback.?""

I'm 24 and at the moment have a fairly low Saxo VTR with a couple of other performance mods, it handles like a dream on nice roads and has good acceleration. It's starting to fall apart with things going wrong left, right and centre, due to French engineering I presume? I have a DR10 on my licence from 4-5 years ago, so my insurance is a bit pricey. I just paid for a year so I can swap it straight over. I'm looking for something as fun to drive as standard and NOT French. Thanks Oh and please spare me the lectures, speed is for safe overtaking and I'm not driving too fast, you're driving too slow!""

Where can I find the best insurance firms in California?

My son just got out of hospital and am really concerned about the health of my family members - what should I do now? Where can I get the best insurance firms in entire California?

""How many low information posters truly believe Obamacare's $5,0000 deductibles constitute affordable insurance?""

How can you say you have insurance when you have to pay $5,000 before it kicks in every year? A study by HealthPocket Inc. in December found that the average individual deductible for Obamacares bronze plan was $5,081 a year42 percent higher than the average deductible of $3,589 for an individually purchased plan. The deductibles on the low-cost plans are the real scandal here. The administration will surely trot out a long line of cancer patients and people with other terrible medical problems who got treatment in 2014 with coverage they werent able to buy in 2013, but there are going to be far more working poor and middle class people who still have to scrape together a decent premium after the subsidies, pay it faithfully, then get sick and go to the doctor, only to find out their policy doesnt cover anything until theyve paid a $5,000 deductible. I predict a LOT of dissatisfied lower income premium payers.""

Who has the best car insurance rates in New Jersey?

South Jersey Resident. 26 year old male with a clean driving record.

Does anyone know of cheap car insurance for convicted drivers?

""If I like a used car say $20k. What is the order of getting a loan, paying with loan, car insurance?""

Do I get aproved for a loan then tell the dealer, then get insurance?""

Insurance and modifications?

i have a 3 speed auto porsche 944 '-85. obviously it is quite expensive to insure, and this particular model is quite slow. so i was wondering what would be the complications in shoving a 944 S2 engine under the bonnet, and the turbo from the 944T model? both mechanically the complications and what insurance companies would make of it. could i not just get away with telling them nothing? after all it would still be a 944-of sorts!""

Is it wise to go on your parents car insurance?

Having looked around on car insurance website and seeing that my insurance would be as high as 2500, is it wise to go on my parents insurance. If they are the main driver and im the additional driver it comes down to just 1000. Is this illegal and what are the chances of getting caught if so? thanks x""

How much is a good deal for an old car insurance?

It is my first time getting a car in the US... Actually, I'll be getting it tomorrow, I know it's a Toyota 1989, don't know the specific model yet but I know it's a cheap one... it has papers and registration... I mean, quite cheap and nothing very good looking. I'm 20 years old, single, international student at university... how much do you think will I have to be paying? (approximately)... and should I try getting it online? first time doing this so I'm kinda lost""

""ATTN: New drivers, How much is your insurance a month??

I just got my insurance today and was curious to see what other ppl are paying. Thanks in advance:)

Cheapest insurers for a first time 18yrold with pass plus??

Hi iv'e just brought a 2002 vw polo and wanted to get my first insurance on it. Can you recommend any cheap insurers for first time drivers and young drivers. I've completed my pass plus as well. Thanks for the help xxx

What type of car is cheapest to insure?

I am 16 and looking to buy a car under 10k. I want an SUV but what I hear they are a lot more to insure than a sedan? is there a big difference in insurance price when it comes to Suvs, sedans, and sports cars? For example here are three types of cars one a suv, one sporty, and one sedan. Which will be cheapest? Ford Expedition Mazda RX8 Chevy Malibu""

What are 2 Door car insurance choices?

I live in New York City , and im trying to do all my research before i jump the gun and even buy my insurance and car ( Tho i do know what i want ). But these are what i want to know .""

Nissan GTR for a teenager?

Hey everyone, I am a 16 year old who runs a photography business in Nashville, TN. I have been saving up for a car for the last 7 years, originally for a BMW M3 or Audi S5. I have amassed about $25,500 to spend on the car, and have a steady income to pay for insurance and gas. There was a recent question asking whether it would be safe to give a child like myself a car like the M3 or the Nissan GTR. However, I feel as though such a generalized statement is grossly inappropriate. I feel that responsibility in an automobile should fully be determined by ones own experience and responsibility, as opposed to strictly ones age. For example, I have shifter cart racing experience, have taken multiple high performance driving courses from some of the best. (Truly recommend Bondurant's program BTW). I have over a 4.0 GPA, and am editor and director of an online magazine and our school's paper. I make a decent wage from a job and business that I created myself, and have learned marketing and advertising from some of the best in the field (anyone heard of the oldspice commercials?). My own determination has lead to success and my ability to reward myself with a highly exclusive and phenomonal driving machine. On the other hand, no one would doubt the maturity or ability of a man thrice my age attempting to buy the same vehicle, who had never driven on a track, who had never used ABS, and who had never learned the evasive driving techniques necessary to driving such an automobile. Herein lies the problem. In the previous discussion on this same topic, the driving of a GTR by someone my own age was likened to handing someone like myself a loaded .44 Magnum. However, this in itself is a stereotype. I am a nationally ranked rifle competitor who knows how to build, much less safely use, a .44 Magnum. I am a member of USA Shooting and the NRA and CMP competitive shooting divisions. How is handing me a loaded .44 any less safe than handing some retired man who has never held a gun the same pistol? I am at a loss for the logic in that situation. Is my inherent danger of being 16 such a risk as to counteract my own experience and track record of responsibility? SO back to my actual question. 1. If I purchased it, would you disapprove of allowing me to drive a car such as the GTR. and 2. Would you purchase a 2009 GTR, an 2008 M3, or a 2010 Jaguar XF? Why? Thanks in advance!""

What car insurance suits me best?

i am going to be in san diego during the fall quarter, from august to december. i am a 21 years old italian male with three years of driving experience and no accidents in the past. i only have the italian passport. is there any way that i can keep both my kidneys and still be able to pay an insurance for that period? does it necessarily depend on the car? thank you very much folks!!!""

Affordable health insurance?

if any of you guys know any good and affordable health insurance in NJ. We(my wife and I) really need one that we could afford. Thank You!

First time dealing with car insurance for a 19 yr old?

I just finished drivers ed today and I want to go ahead and get my drivers license because also Lowes called me and want me to come in for orientation! Crazy day right? 2 good things in 1 day. But anyways the Lowes that I should be working at is maybe 15 minutes away and the position I have should be a night position. I'm sure my mom doesn't want to drive around at night so I told her she can just give me the car at night. Here's the thing my dad said he'd have to put me on his insurance. I would like to get my own insurance so they can save some of there money. So can anybody point me in any direction or give me some tips. Because im clueless when it comes to car insurance. Right now my mom is asking me do I have to work there. I plan on grabbing this job because I've been looking for awhile and I finally got 1. Ain't no telling when I'll get another one

Canceled car insurance?

The case is complicated and it is about my car insurance. I misinformed my insurance company about my NCD. As a result they cancelled my policy. The problem is that before they cancelled it I had a claim. My car was not damage at all but the other guy had a few scratches on the bumper and he reported the incident. My insurance company informed me; they would cancel the policy and return all the payments I made so far. They would cover the cost of the damage to another guy, but I have to repay all the cost they bear. Does the insurance company may cover the damage and request reimbursement if they cancelled my policy? Whats my option, can I refused to pay them back? Because my policy was cancelled, so should I deal with a problem on my own? I guess it would be cheaper for me to pay for the damaged bumper straight to the other person than deal with the insurance company. Please advice

Who needs insurance?

Auto insurance is a hit or miss conception with police enforcement doing the insurance company's work for them. Too many drivers have no insurance leaving responsible drivers to pick up their tab. Why don't we tack on 10 or twenty cents per gallon at the gasoline pump to go for insurance. If you don't buy gas for your car, you're not going to be able to drive.That way, if you drive, you automatically have insurance. This frees up police to do real cop work, cuts down on the cost and makes sure everyone who drives has insurance. Whadya think?""

Which is the best insurance policy with low premium and high returns --- Plz suggest me?

What happens if you forget to update your car insurance when you buy a car?

-bought car to replace totaled one a few months ago. -got letter a few months ago saying i needed to prove i had car insurance so i just mailed in my car ins info not realizing i hadn't updated it (the new car is the exact same as the old, year and mod""

How do you find out if someone that hit you has insurance?

the insurance information i was given after someone hit my car turned out to be fake. my insurance company called his company but was told that the policy # does not exist. so is there a way i can find out through DMV or somewhere his true insurance information? if i can't find it, would this qualify as uninsured since i have uninsured drivers coverage? it would waive my deductible and it would pay for the injuries i suffered in the accident but only if he really is uninsured.""

Can you cancel your car insurance?

I will be selling my car, and still have 4months left on a 6 month insurance..they have my bank account""

delaware state insurance guaranty

https://www.linkedin.com/pulse/dentisthealth-insurance-help-simple-question-lawrence-ramirez/"

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Dixon California Cheap car insurance quotes zip 95620

"Dixon California Cheap car insurance quotes zip 95620

Dixon California Cheap car insurance quotes zip 95620

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr

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Is there a cheap auto insurance i can get while i have my learners permit?

Its like you have to have insurance to buy a car, but you have to have the car to take the drivers test. So im really confused, and i need to know if theres protection for me while i have my learners permit?""

Mustang gt insurance be liability only. i own car?

how much will it be to put liability insurance only on a mustang gt 2002. I own the car and im 16 male

Which life insurance company to choose?

I need better life insurance. I am so afraid of something happened to me then my husband or son to have nothing but my debt. Or if something happened to both of us then our son would be left with nothing except enough to cover funeral. I have NO idea which company to even start with. There are sooo many. Metlife, Prudential, Allstate........... I dont even know how much would be a good amount. $100,000....$200,000? Help, I have never done this before. I have just the crumby policy through my employer and its only like $7,000 or $10,000 or something.""

Why do we need basic health insurance?

Health insurance should be for serious issues that require surgery or hospitalization. Why do I pay insurance to get a checkup or for routine visits? The problem with health insurance is it is too broad; therefore, it is too big. The idiots who say that car insurance is mandatory as an argument for mandatory health insurance leave out that it is only LIABILITY insurance that is mandatory. You are not required to insure fixing your own car if you choose not to. Think about how much more expensive it would be to take care of routine things like car maintenance, appliance replacement, etc., if they were handled through an insurance company. The answer seems to be to eliminate most of the unnecessary insurance and shrink it to only what is required. That along with serious tort reform would eliminate much of the red tape and cost. The person who abuses their things pays more to replace and fix them. Same thing with the fat people, who suck up most of the insurance money the rest of us pay.. If you choose to be fat, then you will pay more to repair your health. It seems pretty simple, but then again the current proposal is not really about health care is it???""

What is the cheapest car to insure for a newly passed driver!?

im only 16 at the moment however i want to learn to drive asap. what car would look good as well as having cheap(ish) insurance. who do i insure with?

Is there some sort of reason that Car Insurance costs so much more in Nevada than it does in California?

Im looking into moving, and I cannot help but notice that the quotes I am getting are, well, DOUBLE what I pay in California. Granted, I am a 23 year old male and have a decent driving record, it is kind of shocking to see liability only coverage quoted at $250/month for my two 8 and 12 year old cars, when Im paying $125/mo. as of now in California for the same 100/300 coverage. Can someone explain this? I have some friends that have moved to Las vegas, with the same shocking increase in premiums... (And yes, I need the 100/300 since I own a home)""

Insurance for a 16 year old. ?

I turn 16 on December 30th, and i can get my license on January 4th. I know insurance costs less if you have a 3.0 or something like that in California, thats the state i'm asking about. Our new semester starts when we go back to school on the 3rd or something like that and i will have all a's. I was wondering if anyone knew if they look at those grades, or the final grades from the semester before? this is for the deduction on the insurance, anyone know?""

Do I need car insurance...?

I have a car that will not run at my residence but is still in my name. Do I still need to have car insurance on it? I have a personal insurance that just covers me but not on any specific car. I live in Florida if that helps.

Dixon California Cheap car insurance quotes zip 95620

Will my wreck affect my dads insurance rates?

I'm on my step dads insurance on his buisness truck. If I got into a wreck would it affect his insurance rates or just mine.

Can you get medical insurance on a motorcycle?

If I were to buy a bike could I get medical insurance on the bike that covered any injuries that I could get if I got hurt on the bike. Also how much do you think it would cost? Any web sites I could go too?

Cheap car insurance with different situations?

Insurance for honda civic?

Does anyone no how much insurance is for a Honda civic, I am 17. Do i have any hope of getting any?""

""What is the best Health insurance, with good maternity coverage?""

I would like to get insurance before I get pregnant because I know they won't give it to you when you're pregnant. So I would like to know who has the best coverage, hospital, pre-natal....etc! Would really like to hear from mothers, and there experience with the providers!!!! Thanks in advance""

Allstate Auto insurance?

I tried to pay my mom's car insurance today and it said that the account was terminated. How do i get the policy reinstated?

If I put a 1 million dollar life insurance policy on myself then I pay for 3 months then get hit by a car?

Alright so if I get hit by a car after 3 months of having life insurance and I die does my beneficiary get the 1 million?Or will that person only get how much I have payed with the payments?

Question about car insurance...?

im trying to figure out if im being ripped off by my parents. i pay $200 every month for car insurance because that's what my parents tell me it is. I got one speeding ticket for going 14 mph over the limit and in 2 minor accidents. no damage to either cars. my question is am i being ripped off? I told some people that i pay that much and they said there is no way your insurance could be that high. help me out please?

Company car insurance?

Hi Can anyone help me re company car insurance I am currently getting a company car and now under the companies insurance, so dont need my own private insurance. I currently have 9 years NCD. I am now worried, what happens if I leave the company in a few years time, do I have to start from scratch again with no NCD, or can I still use my 9 years NCD anyone know (I have read they are valid for 2 years) I have asked Direct Line (my insurer) and they cant give me a straight answer, I get something different each time. I wanted to know if I was involved in an accident with company insurance I appreciate I have to state that when going back to private insurance but if I had an accident and had no NCD my premium would be sky high which I find unfair if I lose my 9 years NCD as I have not actually taken a break from driving. Does that make sense? hope someone can help me Thanks, Steve""

How long are car insurance companys supposed to provide a rental car for?

i have a 2004 chevy caviler that is completely paid for and some guy ran into the back of my car yesterday. It's completely crushed in. i have liability and he has full coverage progressive. I contacted his insurance company and they want me to pay 18 dollars a day to rent some stupid little kia shouldn't he have to pay for it till my car gets out the shop or claimed totaled and i get some money to replace my car. help me out as much as you can 10 points to the best and most detailed answer

How much is a car insurance ?

Just roughly ? Thanks

Car insurance for student under 18?

i wanna know how much insurance cost in one month, if i'm an international student and i buy used car, my insurance isn't related to any one... thank you""

How much will my insurance go down if i am on my dads policy ?

Hi i have just passed my test and obviously looking to get a car, i will be most probably having a friends car as he is getting a new one, its a 1.6 W reg Citroen saxo, if i have my own insurance (third party only) its around 3500.00 which is well out of my price range, if i did go on to my dads or moms policy, how much less would it be roughly, my dad lives in a nice area but did lose his licence for 3 months a few years back, my mom lives in a mediocre area but has no points and no history of any problems, i am 19 and i work as a clerical officer if that helps at all :S""

I got a ticket in my friends car..will it affect her insurance?

okay so yesterday i got a ticket in my friends car..and the cop said i might have to go traffic school or i might just get lucky and just have to mail something back when my ticket comes into the mail hopefully that's wat happens but anyway im just wondering does my getting a ticket in her car mean her insurance goes up? or anything happen to her sinces its her car?? i havent even told her i got the ticket yet lol i was hoping that i could just hide it but my friend said her insurance will go up because of me :(

How much cheaper is bike insurance (if at all) than car insurance?

i am 18 and am torn between the two, i will go for the cheapest option. as none of my parents can drive i cant be put on one of there policies :( so id have to start from scratch. if i am to insure a bike im lookin at insurance for a bike of 125 cc.""

""Low Rate Auto Insurance, Help PLZ?""

I just bought a car today Ford Explorer 2001, high mileage. I never been insured before, do you know which is a best insurance company with lowest rate for someone doesn't have good income. in live in California Bay Area. Thanks""

What's the most expensive comprehensive car insurance ever in the U.K.?

Contents Insurance. Average Price Roughly??

Not fantastic area, sharing a house. I have usual 20 something stuff (TV, Games Console, Laptop, DVD Player) Rough Price, THANKYOU""

Car Insurance not Paying (in Georgia)?

I was in an accident three weeks ago. It was the other car's fault. There were no injuries. We didn't call the police, but I got a written statement from the other driver admitting fault. I got her car and insurance information and filed a claim with her insurance. They sent an appraiser and I got an estimate for the damages. So all that is left now is for the insurance to approve the estimate and send me a check. I have called the insurance company almost everyday since I got the appraisal (about 2 weeks ago) and they are saying that they are waiting to get in touch with the policy holder; apparently they don't have her correct phone number. But they have the signed statement from her admitting fault. The agent in charge of my claim doesn't even pick up the phone or return my calls, I just talk to the operator who can't really give me any answers. I have the basic car insurance, I don't have collision coverage, so I haven't even called my own insurance. My car is operational but my rear susspension is gone, and the bent metal is hitting my tire; I really need my car rapaired asap. Should I call a lawyer even though there were no injuries? I should probably add that my car is not worth much, but I still need it fixed! and I can't afford (don't want either) to pay for repairs out of my pocket. What should I do? Thanks in advance for your help.""

How much do you think my car insurance might cost? HELP PLEASE!?

I'm a new driver. I'm 26 years old. I want full coverage. I live in New Jersey. The amount of the might be 8,000 and Nissan 2007-2010. If anyone have any advice for me, that will help me choice the best car insurance. It would be appreciated. I'm still open to a different car.""

Car Rental Insurance?

Liability Insurance Supplement 11.95 USD Loss Damage Waiver 19.99 USD Personal Accident Insurance / Personal Effects Coverage 5.95 USD Which ones are really needed? We won't be carrying any luggage. We are only driving from San Antono to the coast and back for business. One day trip.

Cheap car insurance for new drivers??

does anybody know where i can get the cheapest car insurance for a Peugeot 106 1.1 im 17 and should pass my test by November, thanks.""

How many cars can you have insurance on?

I have a permit, No drivers license the only way I will learn how to drive and get a license is if I buy my own car. My mother ( the asswhole ) has three cars already and uses her insurance.. is there a limit on how many cars your allowed to have insurance on?""

Will my insurance go up if i wrecked in a ice storm?

there was an extremely bad road conditions in my area on dec 15, and i hit a mailbox coming home, i was only going 15 MPH but the rear end of my car went out of control and hit a mailbox, will my insrance premium go up if i turn it into insurance? also will i get into any trouble since i hit a mailbox if i turn it in?""

""Why do questions say cheap car insurance and affordable health insurance, not cheap health & affordable car?""

Questions about finding inexpensive car insurance usually refer to it as cheap . Questions about finding inexpensive health insurance usually refer to it as affordable . I do not recall ever seeing a question refer to affordable car insurance, and only rarely to cheap health insurance. Why is this? Why do car insurance questions use the word cheap and health insurance questions use the word affordable , and not the other way around? Is it just tradition, like saying Merry Christmas and Happy New Year , but never saying Happy Christmas and Merry New Year ? Is it because the law has the word affordable in its title, causing that word to be associated with health insurance? Is it because most of the questions are from someone who is trying to manipulate search results by causing searches for cheap car insurance and affordable health insurance to come to this website? Is it because car insurance questions usually come from users under 25 years old and questions about getting health insurance usually come from older users (health insurance questions from users under 25 usually have to do with saying on their parents' insurance and/or using their parents' insurance)?""

Dixon California Cheap car insurance quotes zip 95620

Insurance.?

i need to know all the types of property insurance, with descriptions. please help:]""

What are the risks of getting cheaper auto insurance using friends/work address?

Getting a car insured in Hoboken is very expensive ($750 for 6 months). Some of my friends use their friends address (Say Edison address) and get much cheaper quotes. What are the risks in doing this? My friend also had a claim with no problems (but it was a minor claim). Please advise?

Truck hits curb due to icy road..Damage is extensive. Will insurance pay? ?

I was heading down a hill; the road was icy. The truck wasn't stopping properly. It slid into a curb; damaged the wheel (rim). Now, the truck swirves to the left when I drive. I thought I needed an alignment. Went to an auto shop; turns out I need to replace a control arm ($569 just in parts) and some frame pulling is needed....AND an alignment. Total cost: $1750 (with labor) I do have comprehensive coverage with a $500 deductible. I just called my insurance and am waiting to hear back from a claims rep. (they said within 24 hrs); can they deny this for any reason? I really need the truck fixed soon.... Also, will my premiums increase? By a lot???""

""If I get in a car crash and my car is considered totaled, how much would insurance give me?""

Well I have a mustang but the blue book value on it is only like 4K, but I already have like 3k in mods added to it. How do they determine how much they give you? only by the top value of your car? I've heard of people getting more money then there cars were worth, and then they go and buy nicer cars.""

""Does anyone know of any good, affordable dental insurance?""

I am self-employed and I need to see a dentist, can anyone help?""

""If I open a bank account with USAA, will I pay less for USAA car insurance?""

I'm a college student who inherited USAA car insurance through my mom. I'm transferring to a 4-year Uni and looking for all the simplicities and money saving options available ie; overdraft protection, quick debit records, free atm anywhere, no monthly charge, online features........ pretty much everything USAA has standard. As of now I still bank with BOA, but it may be simpler and cheaper to bank with USAA... especially if they offer a price cut in monthly car insurance. Much thanks to those(asside from insurance salesmen or banking officials) with information. =)""

Will auto insurance be cheaper If i'm on my parent's plan?

I'm 17. I graduated college early, so i'm now a sophomore in college. I have a job, where I make generally $600 a month. Not much but i'll be graduating soon so I can deal with it until I move out. Anyway, I'm having to buying my own car because the car my parents bought me is sadly a piece of crap and breaking down every other day. (06 suzuki, they should stick to making ATV's.) I'll be making $100 per month car payments until February, and i'll also be paying for my own insurance. It's complicated. The lowest quote I can find online is about $186 bucks, which I can't afford. I don't need full coverage, I can't afford it. And won't be able to for a while. If i'm on my mom's insurance plan, it should be quite a bit cheaper, right? I'll be 18 in a month but i've had 1 speeding ticket. The car i'm buying is an 02 Jeep liberty. Is it possible to be able to pay around $90-$130 under my mom's plan? Or is that just completely out of the question.""

""Car insurance under dads name, but he doesn't have or use a car?

My dad just got a bill in the post for around 300 for car insurance However he doesn't drive a car nad hasn't for years and im sure its for my brothers girlfriends car but hes listed as the main driver or something will he have to pay the bill

Which occupation would be best for car insurance purposes?

I can honestly say Retired , Investor , Private Investor Or Self Employed . Considering the fact that I don't drive very much anyway, less than 3000-3500 miles per year would one have a better risk classification and therefore lower rates than the other ? Oh, and Im 47 by the way so not your typical retired type person. (Don't really have a life but that wasn't the question) My liability insurance is pretty cheap but Im the kind of guy that likes to check every 6 months just to make sure Im getting the best price for the same coverage. Thanks ! PS, on a sort of related note, is it a problem if my credit report might not say the exact same thing ? I suspect it may say Self Employed and my former business.""

Automobile insurance coverage?

Automobile insurance coverage indemnifying insureds for damage to their won vehicles is a- collision b- comprehensive c- not available d- both a and b

Car Insurance.?

My dad doesnt want to put me on his insurance, even though i offered to pay and my mom is gonna buy me the car. Male, 16, the car is probably going to be a 2001, 2-door honda. What is an estimated amount am I going to have to pay if I get my own car insurance.""

Can i register a car thats being finance in new york under florida insurance.?

the bill of sale is in my name but the insurance is my girlfriend and its florida insurance can i register car in new york.

Can I buy motorcycle insurance for one month and cancel?

I'll be going away for college in a little over a month and I wanted to insure my motorcycle to I can ride it for the remainder of the summer. If I only want insurance for one month, should I just tell them that, or buy coverage with monthly payments and stop paying after the first month? Also, if I just stop paying, will this make it harder to get coverage from them in the future?""

Why are car insurance quotes on comparison sites so high?

I'm almost 17 and I'm hoping to learn to drive and buy a car, I was looking on some comparison sites to see what the insurance might be on some possible cars (ford KA, fiat sciento, nothing too fancy) but the quotes were ridiculously high? I know being 17 will mean expensive insurance but this was really expensive, they said the cheapest was around 6000 for third party. This is really high because I know loads of people who drive at 17 and their insurance ranges from 1800-3000. So, why is it so high and will it actually be this price when I come to pay the insurance?""

""Question for Daycare center/summer camp owners, how much does your daycare insurance cost each month?""

I am looking into starting a summer camp type daycare next summer. I am writing up a cost summary and I have no clue what the average price for insurance is. I am looking for like the insurance that covers injuries, accidents, accident while on field trips/bus and like when you get sued for these injuries and stuff. I do not need to average cost of insurance for the building or vehicles. Any help as to how much is an average cost, or what the correct title to what I am looking for is, I have found it to be called just Daycare insurance, is there another name or does it depend on the company? Also what is your insurance price dependent on (# of kids, size of facility, age of the kids, etc.). Any help is greatly appreciated, thank you so much.""

Looking for an insurance company to insure me using VIN/chassis number?

I have bought a beeline Veloce GT50 49cc scooter (still in shop till insured) i cant get plates on it until i give them my insurance documents but im finding it hard to get an insurer to insure me online using the VIN Number / Chassis Number. so im stuck in a loop. no bike untill insurance is had and no insurance untill licence plate number is inserted onto online forms. This is for uk provisional so no answers from outside of uk please. thanks

Insurance on an 2006 chevrolet equinox?

My parents are buying me a used one for my birthday in a few months. I am suppose to buy the insurance for my vehicle though I was wondering about how much it would cost for a 16 year old? Also I have a daughter that would be riding with me most of the time, I dont know If that has to be added into the insurance cost of not? Im kind of clueless, thanks for your help!""

Does anybody know of any insurance plans?

Im 20 yrs. I have no dental insurance or medical insurance. Does anyone know of anything that I can apply for? I have no job and I'm a full time student in college. Also, my parents do not have insurance either.""

Insurance question?

I just bought a 2008 Honda Accord, exl, 4 cyl. I can't even drive it because I dont have insurance, what is the cheapest (most affordable insurance) I should get, i am 20 years old living in ontario california.""

Speeding Ticket Insurance Rates?

So recently I received a speeding ticket. Because I'm a minor when I went to traffic court the judge told me that if I went to traffic school my ticket would not be reported to the DMV. So I went to traffic school and passed and all that jazz so my question is whether I report this as an incident when I look for insurance (I'm looking at motorcycles for when I go to college) even though it does not appear on my record. Thanks Guys.

Will my health insurance apply when i move?

I live in california and have really great health insurance that my mother pays for, but i am moving to missouri in january and am wondering if when i move my health insurance will still work? i don't know very much about this subject and if i'm not covered i'd like to begin looking for a job in which i can be. any help is great, thanks!""

How much would car insurance be for a 16 or 17 yr old guy?

im 16 now, ready to get my first car and drive, but i need a steady job to pay for my insurance. so being young and a male, how much should i be looking to pay?""

Car insurance ?

ok heres my problem. i am 18 and i just finished a drivers ed program i want to get my license but i cant because in order to take the road test to get my full license (not a learners) i need a car on which i am insured but i cannot buy a car because in order to even buy a car you need to have some one in the house which you live in who has car insurance and no one in my family drives so they dont have insurance as you can see im in a cycle that i cant get out of... what do i do?

Do you need insurance to have a driver's license in California?

Do you need to have insurance in order to have a driver's license? Or can you have a driver's license, but no car, and no insurance. So i'm a minor, and my question is, If I have a CA driver's license, do I still need insurance when I don't have a car? (Insurance + Car) ....... or ........ (Insurance + License)""

What's the best place to get cheap insurance on an imported Mitsubishi L300 Campervan?

Dixon California Cheap car insurance quotes zip 95620

Car Insurance think my car is a write-off but independent garage think otherwise?

My car (an 05 Peugeot 206) was involved in an accident (which was my fault but thankfully no other vehicle or persons involved) and there's been some damage to the front of my car (bonnet, grill etc.) - I've rung my insurer and they believe it's a write-off but I've asked them to send an assessor to check the damage. I've also had an independent garage look at the car (as someone else said that they did this in a similar scenario) who believe its not a write-off and they can repair it (450 was quoted for parts!!). He's sending me a quote for insurance work and a quote if it was done for cash. Can I get my insurer to use this garage if their assessor still deems it a write-off? If not, what are my options? This is my first time claiming insurance and I've got no real idea!!""

I need help looking for cheap auto insurance HELP?

Ok I live on Connecticut and the cheapest insurance for me is 200$ and that's progressive. I'm 20 years old so I know insurance is going to be high for me regardless. But are there any other small insurance companies who offer the same service just cheaper???? I feel like my insurance is 200$ because of company name and I dont feel like spending so much because of that. PLEASE HELP!!! I'm buying a honda civic 95 dx auto 4dr

Help with motorcycle insurance?

Hello. I am looking into getting a motorcycle, because I have had my motorcycle license for oooooo about 2 days now. I am just wondering if someone can help me with some insurance questions that will better help me decide what kind of bike to buy. For instance does the size of the bike differ in price? For instance if I got a 250 cc bike would I pay alot cheaper then one that is 1100 cc's? And what about make and model? Would a Ninja be cheaper to insure then a honda? Just kind of curious. And what would be the cheapest bike to insure. Further information. I am 24 years old. I have been insured with state farm in my personal vehicle for about 7-8 years now. Unsure if they offer motorcycle insurance, just started looking.I really like street bikes, really hate sports bikes. I am just l;ooking for the bare minimum insurance as I just want to ride and be legal rather then wasting a bunch of money on insurance. I know I have alot of questions, but anything will help me. So someone let me know. Thanks!""

Online Instant Quotes Insurance for teenagers?

Out of curiosity, I happend to try the Instant quote thingadoodles on the various insurance websites (progressive in particular)... and knowing how high insurance is for teenagers, I decided to try getting a quote for an 18 year old, on various vehicles (ones I own in particular). Basically, I got the quote for a 1998 Ford Crown Victoria (non-P71), and the outcome was right around $2500... for six months??? That's $5000 a year! Are these online insurance quotes realistic? I see a lot of kids driving full size trucks around, and I really wonder how they can afford insurance... but for a fat-cat luxury car, they're charging horrendously! Are these quotes realistic? Next up, I really wonder how all of these kids are driving SUV's and full size trucks.""

Need suggestions on Health Insurance...?

I recently turned 18 and will no longer be covered by my parent's health insurance. I'm going to be going to college next year and my school offers insurance but it will cost almost all of the money I have saved up (leftover money after tuition is paid). Are there any better options? (Being uninsured isn't an option)

What are the best alternatives to Humana One for an individual?

I am a college graduate and my parents helped me with Humana One bills. I am about to work at my first post-college job but unfortunately they don't provide health insurance for part-timers. I am interested in more affordable but quality alternatives to Humana One especially for someone in his 20s. My alumni association mailed me info about GradMed but it is only a temporary solution and doesn't cover pre-existing conditions.

How much more expensive is insurance on a V6 car than a V4?

Any good dentists in the Houston area for people without insurance?

My teeth are in awful shape and I would like them fixed before they end up killing me. I hear that happens.

State auto insurance vs. state of registration?

I am currently working a temporary job away from home in another state not my permanent residence (I am living there for the term of the employment). While there I bought another vehicle and registered it in that state and when insuring it moved my other car to the policy not realizing this could cause a problem. Now on my first vehicle, which was registered in my home state, the home state has refused to renew the registration because it carries out of state insurance. However, I also don't own the first vehicle, it is owned by my parents who are a resident of my home state, I just use it and pay the insurance. So unless I am missing anything, It looks like I am basically going to be forced to register that vehicle in a state where I do not have residence or cancel my insurance policy and get insurance for only that vehicle through a provider in my home state. Is this it or are there other options? I'm confused because they let me renew last year even though I had the out of state insurance, but I had switched during that year so maybe they considered me part-time or something. I would like to avoid changing any state registrations for the time being, because this process is expensive and complicated between the two states in question. Someone told me the cheapest option might be to get a minimum liability policy on the car in my home state so they will give me registration, but I have never heard of that and I'm not sure if that is ok (having two insurance policies on the same vehicle)? I am not trying to play tricks or loophole anything here, I just want to figure out my options and get this done without costing me a lot of money or time.""

Car Insurance Question?

I have bad dmv record. An accident, a failure to yield and 2 speeding tickets within the last 3 years. I totalled my car and can only affod a car I can buy cash, which I have 18,300 dollars currently. Is there a max of how much the car can be worth for liability through the insurance agencies? I am thinking of spending about 14,000 cash and just getting liability. Is this a good idea? Or should I get a cheaper car? Help is very much needed. Thank you""

How much will my car insurance go up?

I already pay $270 a month for car insurance for my truck. If I were to buy a 1992 Jeep Wrangler, how much more will it go up?""

Does a spoiler on a car raise the insurance?

does having a spoiler on a car made it into a sports car and thus raise insurance?

Cheapest car insurance?

I'm trying to insure my first car. It's a Rover Metro SI 1.4 auto. I'm 20 years old + am still driving on a provisional lisense. I've held this lisense for 1 year. I'd do around 5000 miles a year when I pass + want third party as the car is only worth 350. I'm also a lady as I know that makes some insurers cheaper. I've tried moneysupermarket.com + confused.com + Quinn comes up the cheapest with a deposit of 109 + then 10 months at 43. However both sites have a big list of insurers that they could not provide quotes for. Does anyone know, or is anyone with a cheaper insurer than Quinn Direct? I live in England, so no American insurers thanks :)""

What do I do if I've been denied life insurance?

I'm young(18) I don't smoke or drink, and I don't have cancer, or tumors or anything. Well except epilepsy. I also have a physical disability. I can understand epilepsy being a concern, but I fail to see how anyone can be denied with my physical disability. As it does not in any way shorten your life span. Is this fair? I guess I also have partial blindness. But, it's just a visual cut, not my entire eye or anything. Is there anything I can do? I do have a wife, and plan on having kids soon. I don't want to hear about me being young unless this is related to the reason, or there is a better option. Also, there is NO medical conditions that would be caused by my disability in the future. I had surgery long ago to prevent further problems.""

What is the best insurance company?

I am buying a Cadillac Cts and need a good and cheep insurance company. I am 16 and have taken my drivers Ed. Should I get Gieco, allstate, state-farm, or nation wide. please help what do you have. I live in florida 32967""

Can car insurance be in both my name and my wifes?

I just sold my car, and am waiting 3 months to buy a new car. My job requires that i have car insurance ( i dont know why since i dont drive for my job) I faxed a copy of my wifes insurance. Can my name be added on to the insurance, or do i need to get seperate insurance?""

How much does car insurance cost?

Im turning 18 in November and I feel like it is time for me to buy my first car. Im really interested in buying a 1998-2000 Jeep Wrangler or Jeep Cherokee. These cars are typically on the cheaper side (They usually dont exceed $4000). What I really want to know is how much will insurance cost for a teen with that kind of car. Please correct me if Im wrong but wont insurance for a car like a jeep be less than that of a car like a mustang? Anyways, I dont really have a well-paying job (minimum wage) and I dont want to ask my parents to pay for it because I feel like this is my responsibility. Can anyone give me an average price for what you paid for your car insurance when you were a teenage driver? Thanks a lot for the help!""

Which would be cheaper to insure for a 16 yr old male?

a hyundai tiburon (not gt, just the regualar one, probably a 2004 or 05 because of the added anti theft put on the car after 2003, which lowered the insurance rate) and the tiburon is NOT considered a sports car, so dont try to convince me that it is,lol. or a scion tc 2005(regualr, not gt or whatever scion calls its sport verson) i really like the scion tc but this will be my first car and i cant be picky, id have to go wtih which ever is cheaper to insure. any advice (dont tell me to buy a cheap clunker, my dad doesnt want me to get one, he wants me to find a nice, afordable car) thanks!""

Looking to buy insurance?

I am a small business owner. My business right now is very small, but we are looking to expand quite soon. We are a livery cab service and looking to get insurance quotes. We are located in Queens and would prefer to deal with Queens Brokerages. Please help!""

What is the cheapest car insurance?

i am shopping car insurance, any suggestions""

What is the cheapest auto insurance in the state of Florida?

How much does a limo insurance cost?

im saving 33,480 dollars to buy an 04 limo""

""After buying a used car, could I drive it right away without auto insurance?""

After buying a used car, could I drive it right away without auto insurance? Do I have to have auto insurance in CA? Thank you!""

Insurance for people who do not have a car?

Are there any insurance for people who do not have a car?

Cheap uk car insurance for a learner driver ? any good companies ??

question for pps in uk my husband just bought a little fiat punto got a provisional licence and wants 2 learn to drive in it we new to all this any idea what kind of cover he needs and any good not 2 expensive companies to try for insurance , hes 44 so not a young lad who wants to race about , he has a brother in law and m8 who both have full clean license who have offered to put the L plates on and take him out at weekends on a quite road to get some experience as well as having driving lessons too when he knows the basics , but we looked on nhet at diffrent insurance companies and they all so diffrent as anyone got any experience of whos the best company or comapnies to try thank you also whats diff with any driver or 1 driver and theres 3rd party etc , like i say we really are all new 2 this any info will be well appreciated thank you""

Dixon California Cheap car insurance quotes zip 95620

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Jamaica New York Cheap car insurance quotes zip 11425

"Jamaica New York Cheap car insurance quotes zip 11425

Jamaica New York Cheap car insurance quotes zip 11425

BEST ANSWER: Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr

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Jamaica New York Cheap car insurance quotes zip 11425

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Will a red light camera ticket effect my car insurance in PA?

It was for a left turn for a arrow, us and another car were there for atleast a few light changes and it would not let us go so we went when it was safe. I guess maybe the car infront of me was not on the car sensor thing in the road. Will this affect my car insurance?""

Is there any site you can go to and find how much car insurance will be?

i am trying to get a 1997 chevy caviler the insurance will be in my name the car i have right now its in my stepdads name i need to find out about how much ill be payin car insurance so i know if i can afford the car or not

All the obamacare plans probably have better benefits than your current health insurance. bad news?

September 2013 An Early Look at Premiums and Insurer Participation in Health Insurance Marketplaces, 2014 Cynthia Cox, Gary Claxton, Larry Levitt, Hana Khosla Under the Affordable Care Act (ACA), individuals and families may purchase private insurance coverage through new state-based exchanges (or Marketplaces), which are set to open in October of this year for coverage beginning January 1, 2014. In states that decide against operating their own exchanges, the federal government will either run the exchange or work in partnership with the state to create an exchange. Regardless of whether an exchange is state-run or federally-facilitated, enrollees with family incomes from one to four times the federal poverty level (about $24,000 to $94,000 for a family of four) may qualify for tax credits that will lower the cost of coverage through reduced premiums and, in some cases, also be eligible for subsidies to reduce their out-of-pocket costs. This report presents an early look at insurer participation and exchange premiums both before and after tax credits for enrollees in the 17 states plus the District of Columbia that have publicly released comprehensive data on rates or the rate filings submitted by insurers. These include eleven states operating their own exchanges and seven defaulting to a federally-facilitated exchange. Plan availability and premiums for all states are expected to be available by October 1.""

Roughly.....how much does a old ford mondeo cost in insurance?

Its 1.8 Turbo diesel if that helps?!!!!!!

Best Insurance company?

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""What is the average price of health insurance in Queens, New York?""

I am 26 years and turning 27 soon. I would like to know the average price of health insurance in Queens, New York? I tried getting some quotes online and all the prices are coming out to over $1,000 a month. Some of them more close to $2000. I didn't know the health insurance for an individual was this high. In this Case, I don't think any one who makes low starting salary would be able to get health insurance. I used to pay a little more than $100 a month when I had student health insurance. Also, I heard from one of my cousin(who is 50 years old)...that he pays less than $500 a month...Which made me get confused when I got the quotes online. Also, it is really difficult to get quotes online since they ask for personal infos. I do not want to give any of my personal infos. Can anyone please tell me if there are any health insurance plan ranging from $100-$400 a month? Thanks~""

About How much would insurance be for this car?

It's a 3000gt SL. I heard if I got an alder camaro it would be around $145 a month, but will go down depending on how long you go without tickets and wrecks. So yeah, a 1992 Mitsubishi 3000gt SL.. Thanks""

Can I find out how much a car is worth through an insurance agency?

I'm curious about this because I read it somewhere and I am wondering if anyone knows anything about it and if they do, what should I ask for when I call? Any suggestions as to who I should call?""

I saw on TV awhile back a life insurance policy you can use while your still living?

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Is it possible to get a national insurance number when you are under 16 years old?

I am applying for a job at a cafe, but the application form requires a national insurance number, I am 14 years old.""

Jamaica New York Cheap car insurance quotes zip 11425

https://www.linkedin.com/pulse/vina-california-cheap-car-insurance-quotes-zip-96092-dan-barrett/"

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Would my insurance go higher if the car is leased?

"Would my insurance go higher if the car is leased?

If a car is bought by full price, would my auto insurance go low or high?

BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr

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I was so excited about good news I received, that I forgot that my insurance was going to cancel at midnight. I have an SR22 filing, even though I no longer require it. I left it there until it was time to renew. My question is how soon is DMV notified? Will I have time to call my agent first thing in the morning?""

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What would auto Insurance cost me?

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About how much would my auto insurance be? (First-time driver)?

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im looking for when i pass my driving test a cheap car for about 1000 that will have cheap insurance i just want like a make and model

Need help finding cheap car insurance?

i am 20 and have been passed my test for 2 years but have no no claims bonus as i have been driving as second driver on someone else insurance but now want to get my no claims bonus and the prices are ridiculous i am looking to pay in the region of 1500 annually or 150 P/m which i thin is far to much. i have used the comparison sites and no luck just getting quotes for well over 2000 any help would be great.

Health insurance??? Problems with the system??

Personally, I think america needs to get away from depending on employers to provide health insurance. To many U.S. citizens are going without coverage....even though they have jobs. What should be done??""

Average car insurance for 21 y/o f?

my fiance and i are planning to buy a used car soon, and we were wondering about how much car insurance would cost us. the insurance would go under my name, but it would cover him as well. we are both 21. neither of us have had an accident. we both have pretty good credit. i've had no tickets, he's had 3, each in a different state (they were only minor speeding tickets). he's had his license since 17 y/o and i've had mine since 18 y/o.""

Can i use other family members cars on my insurance?

Hi all, i have full comprehensive insurance with the cooperative but im a young driver, so i have a smartbox in my car. Will i still be able to driver another family members car on third party only, or am i not allowed as i drive with a smart box? Thank You""

Is mandatory auto insurance constitutional?

Ever since debated started in regards to Obamacare, conservative pundits and politicians have been arguing that making people buy health insurance is unconstitutional. That putting people in jail with fines for not buying something is wrong. Well, what's the difference with auto insurance. People HAVE to have car insurance in the US and are put in jail if they don't. I don't see the difference.""

What insurance company should i go with if I'am going to start driving at 17 with a sports car?

Hi, i'am receiving my license on August 31st and i turn 18 on September 23rd, ill be getting a 03-04 Nissan 350z coupe, i have no idea what company to go with or what price range to expect, my mom called GEICO, her current company and they said putting me on there with a Sports car such as the 350z would raise our payment about 5,000$ a YEAR! i dont know if this is true...or if my mom was lying to make me not get a sports car.. (she has tried to talk me out of it alot latley) What insurance provider has best rates for starting male drivers?""

I need affordable dental care.?

I am a college student without any kind of health/dental insurance. I really need to have several root canals done. Is there anyway I can get affordable dental care without insurance?

95 Jeep Grand Cherokee insurance Cost?

New driver, just got my licence at 18 years old.""

What is the average cost of mobile home insurance in ohio?

I'm thinking about moving to Gnadehutten Ohio into a 3 bedroom mobile home, but I am worried the home owners insurance will cost me an arm and maybe a leg????""

How much is car insurance for a 19 year old? Average estimate..?

How much for a 19 who had one accident?

How much would lowering my mileage by 5k save me in california?

So being a teenager(19) and a male with a ticket I'm paying around 900 for insurance. Tickets my fault I accept the punishment. However, I switched jobs and After calculating distance I'm only going to be driving around 5000 miles rather than the 10 on my insurance. Just kind of curious how much the mileage drop could save me since my insurance agency isn't being much help.""

Is it possible for me to get an insurance quote below 2000 for any possible car?

im 22..i've tried old and new cars for quotes... cars valued from 500 to 35,000... but the minimum possible quotes i get is around 2100.. and been given a quote of 7000 for a 2.0l bmw 3 series worth around 5000 itself... I know its not going to be 30 a month for such a young in experienced driver.. but 400 a month for a tiny car??!!... i have no one to help me ... how do i find out if car insurance is just a joke or is it possible to get some sensible quotes? how do normal people get sensible car insurance for the first time? or are they just born with 10 years of NCB ?""

What insurances will insure scooters?

I am planning on opening a scooter rental business very soon. I need to know how I can get these scooters insured. How much usually would it cost. Please let me knoe someone.. Thank You

How much should i be paying for car insurance in the state of ohio?

I am 17 years old im a male i drive a 2000 chevrolet blazer i have no accidents no tickets and i get decent grades

Motor Scooter Insurance?

I'd like to hear an estimate for how much motor scooter insurance would cost if I have/am: *16 years of age *Own a 49cc motor scooter *Will use it basically year round for: School, business, pleasure purposes *Took a drive safe course *Have a car license *Decide to get completely insured (All out) If someone would give me realistic numbers for monthly/ yearly costing, I'd be very appreciative.""

Can I remove myself from my parent's car insurance policy without them?

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Is someone who is only insured on their works car insurance ok to drive my car?

My sons girlfriend does not have a car, but claims that she has insurance through her work, so she is ok to drive my car? Am I right in thinking that this means she can only drive company cars, and not MY car?""

How much does your motorcycle's insurance rise when your bike has been stolen?

I'm asking this question for a friend who had some filthy chavs take his bike last weekend. It was a Yamaha XVS125 dragstar, so his insurance would have been quite cheap anyway but I was wondering how much more he will have to pay when he gets a new bike. Ideally if this has happened to you can you tell me ... how much your insurance was before (and if your license had points etc) and how much it was when you got a new bike. Thx""

Looking for a car with free insurance.......?

My brother has just passed his driving test and I am trying to help him get a new car but keep the costs down. He is 23 and I was wondering if anyone new of any deals that are on at the moment. He lives in Glasgow if that's any help. Thanks everyone Kevin

""Is there any insurance for self-employed parents with small kids, in TX?""

Is there any insurance for self-employed parents with small kids, in TX?""

How much would motorcycle insurance be for a 19 year old male in NY.?

If i am a 19 year old male and have insurance on my car and i have no tickets and one small accident that was my fault over a year ago how much would it be to add a motorcycle to this insurance, but im only getting as much insurance coverage that is required. I will not be getting collision or anything as bike as fairly old and if it gets recked i wont fix it. If you arent completely sure speculate as to how much you think it would be, any info helps.""

What's the best dental insurance for me to get?

I have pre-existing damage (deep cavities, exposed enamel). I live in garland, Tx 75040. Pretty much im looking for dental insurance that covers pre-existing damage""

How much is a no insurance ticket in illinois?

I've been trying to look this up, can't find jack **** on it.. How much is it?""

If I get 3 points on my licence for speeding how much will my car insurance go up next year.?

I paid 350 last year for my car insurance (pre 3 points)

Would my insurance go higher if the car is leased?

If a car is bought by full price, would my auto insurance go low or high?

https://www.linkedin.com/pulse/cheap-auto-insurance-canada-beland-rajka"

0 notes

deafeningcreationperson-blog · 6 years

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What is the average cost to add a 16 year old to auto insurance?

"What is the average cost to add a 16 year old to auto insurance?

I am 16 and I am trying to get my parents to let me get my license and put me on the insurance, but they think it will cost to much. I know it will cost more, but I don't know how much and I have an A average at school and I am a girl so that has discounts. I asked the insurance place but they asked to many questions so if you have a rough estimate that would be great.

BEST ANSWER: Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr

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I've lived with my boyfriend and his family for a little over a year now(I pay rent). I am 19 and do not have my license. I have relied on carpools and the bus so it wasn't an issue. Now, I am planning to buy a used car, take the road test and get my own auto insurance. The thing is, they would most likely complain if this would increase their rates. I wish I could just pay a high rate alone- what would be the difference if I just rented a room in a strangers house??lol. I think that it would affect them, but does anyone know for sure?""

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What is the average motor cycle insurance for a 22 year old female who's taken the motorcycle driving course? Anybody know a ball-park figure?

Will my car insurance rates go up if i crashed a car as a valet?

backed into another car as a valet. My company has insurance. The insurance exchanged was my bosses, and the other 2 parties involved (car I was in and the car that was hit). My license number was taken down and I received a traffic ticket. Oh well. My real concern is does MY insurance ever find out about this? Or is it all on the company's insurance?""

Car Insurance for a teenage.....?

I am turning 17 and I already got my licence. i wanted to know how much my car insurance would be if i were to get a 2000 toyota corolla in Glendale,CA.""

Question about getting a car insurance quote?

If I go to say, State-Farm's website and get a quote. They need information like my specific address. I'm new to this, why do they need phone numbers or addresses? Am I going to receive spam mail from them or something? I know where I live affects my car insurance, but a specific address.. I'm just lost. Thanks""

Home insurance comparison?

Considering switching home insurance carriers. The North Carolina Rate Bureau (NCRB) rate and premium for a policy period from May 18, 2013 to May 18, 2014 is $770. The insurance company's proposed rate and premium is $984. This represents a 28% increase over the NCRB rate and premium. Our assessed home value is $525,000. We hold other policies with USAA (auto, life), but have not gone with them for home because the feedback we've received insofar as home has not been favorable. I welcome your home insurance insights, thank you.""

I need a form for allstate car insurance good student discount?

Would it be against the Law if you don't have this Obama Health Insurance?

Will you be put in jail or a fine if you don't have this proposed Health Coverage? What if someone is homeless which is alot of people with this economy, do we pay for them too? Who is this for anyway? Do you think the Insurance Co.'s will make it affordable because I seriously doubt that with the Government in their pocket!!?? If it passes would this be a huge windfall for the Insurance industry or what?? First the Banks and Now the Health Industry?""

What is the average cost to add a 16 year old to auto insurance?

Insurance companies that offer insurance to permit drivers?

I just recently bought a car a few days ago and I'm in need of insurance until I get my license in October, is there any insurance company that will offer insurance until I get my license, I'm only 19 and I live in ny, I'm also aware that I will get crazy rates since I'm a teen and have a permit and will be considered a first time driver but I need insurance, don't have anyone to put me under so I have to put it under my name. Thanks in advance""

Auto Insurance Quote question?

What does the 250/500/100 liability coverage on the premium policy mean? Here's the auto insurance quote: 1999 Honda Accord LX [ assume a 20 year old male with Good Student Discount and Accident - Free for 3 years] Quote: Premium with Comprehensive and Collision ($500 deductible) With Multicar and Multiline Discount 1999 HONDA ACCORD TERR:003 ,AFD3YR, VSD2 RG:04 CL:5B GS - PREM BIPD 250/500/100 = $284.74 WITH P1 PIP P4 = $4.00 COMP $500 DED = $52.79 COLL $500 DED = $162.39 ERS = $2.60 R1 80%/500 = $11.60 U 250/500 =$19.40 S 1 AT 5000 =$1.20 NEW PREMIUM =$538.72 ----------------------------------------------------- If you can't read the above, then what's 250/500/100 liability coverage on a premium policy mean?""

Health Insurance company for a graduate student? What one is best as far as price and coverage??

Anyone have any suggestions for a good health insurance company for a graduate student? The coverage from the school is one thousand a semester and thats way to much.

Life Insurance question?

I have a non-prefer smoking policy life insurance but on the present I smoke .what could happen if in case I die? will my insurance still cover my family?

Can my dad insure my car if the loan for the car is under my name?

I just bought a car and it is financed under my name. I was wondering if I could just let my dad insure my car cause then the insurance would be way cheaper. Is that still possible? Some people had told me that it doesn't matter who is the loan under my dad could still be the one insuring it and I could still drive it saying that it is his. I just wanted to make sure if I could do that?

What is a private jet's insurance price? and maintenance costs? Averagely.?

For school I have to do a business plan. We are creating a fictive private jet renting company in Colombia but i can't find these informations. It is really important as i is part of our financial statements. Thank you very much.

Do I need auto insurance on a car that is not running with no plates?

I live in Parma, Cuyahoga County, Ohio. I am planning on buying a project car that is currently not running. I am going to keep it in a garage out on the farm and slowly build it back up. What kind of insurance do I need on it? My old car used to have storage insurance on it for winters, about $20 a month. I don't want to pay $70 per month for a nonrunning car!""

""Cheap, affordable health insurance for a college student?""

I don't dorm for college being how I live within the vicinity of my school. So that already kills off a few suggestions being how there's more insurance coverages out there for dorming students. What are some websites or companies that would have fairly priced insurance? I'm on a low income & I've tried applying for medicare, but that's a whole another issue I'd rather not discuss here. I've heard someone tell me something about Obamacare? & I also tried getting insurance from my jobs union but they have YET to send me my medical card in which I've just about given up in trying to obtain in the number of attempts I've called them about it... So please, if you know ANYTHING based on the above criteria, thanks.""

""Where can I find affordable dental insurance, that I can use immediatleywith no waiting period???

Im in the State of VIRGINIA :)

How much in total would a decent car be for teenager?

How much in total would be a decent enough car to start off with for a new driver? And how much would the insurance be?

How much does Geico car insurance cost?

How long does it take for car insurance to lower rates?

I have been with GEICO auto insurance for roughly 1year and then another approximately 4-5years. I had a break due to joining the military. At this time i receive coverages every 6 months. The problem i have with GEICO is that i been paying just about the same since I started and just recently my rate went down only 20 dollars. I have been in one accident with an elderly who passed a stop sign, a speeding ticket of driving 35 on a 25 and i believe two seat belt tickets. Nothing in the last two years or more. What do i do to get my rates lowered without effecting the quality of coverage. When do insurance companies lower their rates??""

Where can I get consultation for health insurance?

I have been having a lot of insurance problems after about a year ago I went to a PCP for chest pain. They charged me for a general check up ($100) and referred me to 3 places, a hospital for an ultrasound (hospital bill $3500, doctor bill $750), a place for x-rays ($75), and a thoracic surgeon consult. The surgeons office was the only one to warn me that my insurance would not pay for their consult. My insurance, UnitedHealthcare, has only put in about $2000 towards the ultrasound and I am left with a lot of bills that I had no idea I would have until months after these was all done. Now I feel very frustrated and I do not feel like I can trust any insurance company to help me. I was wondering if there are businesses that can help me get the best insurance for me and explain how much everything will cost as I do it. I find it way too confusing to figure out on my own. I have a thoracic disorder which I was born with and I may need surgery. I have had health insurance under my parents until 23, then I got this insurance with UnitedHealth care when I turned 24.""

I need help finding free health insurance.. Dont have a income.?

I dont have a income and i need help finding a free Health insurance.. Does anyone know about any free health insurance that the government gives for the ones who are in need...I cant apply for low income health plans.. because i dont have a income... please answer asap....

If a car is red does it cost more on a persons insurance?

a Friend is looking 2 but a car she is 19 and she wants a red car will it cost more to be on her on her mothers insurance

Has your auto insurance premium gone up?

I live in NJ and currently have AAA auto insurance, and my premium just renewed, and I noticed it went UP $300! I have no points, tickets, none of that. I didn't buy any other vehicles, or anything. I called them and they told me they had an overall rate increase. I think they're giving me the run around. I've never had a random rate increase ever before.""

No proof of insurance ticket in California?

I was driving my uncles car and got pulled over because the insurance paper was forgotten and left inside my uncles wallet. The car has insurance. I am not in the policy. I do not live at the same address the car/insurance is registered at. I was just borrowing the car for 1hour. The officer told me its like a fixing ticket you show up in court show the insurance and your ticket will be dismissed. So i went to court took the insurance and the judge told me my name is not in the insurance paper and i need to pay the fine. I read other places that i am okay to drive or borrow others car as long as the car has insurance and and also am not living at the same address the car is registered at or else i will need to be in the policy as well. What are your opinions? Should i get a lawyer and fight it? Or I need to pay the fine. I also got the ticket in California. Thank you

Car insurance do i have to tell them ??

am trying to fill in a form for a quote, i was involed in a crash which wasnt my fault, the other person admitted responsability, do i have to declare this as a claim ?? or do i not mention this, am trying to get a quote for this years car insurance Thanks""

Cheap Car insurance ?

I am 17 and had 2 crashes does anyone know of cheap car insurance cheer

How much is insurance for a 16 year old boy?

my names Alex im 16 years old and i have my license and a job. i have to cars a 1978 Cadillac coupe Deville and runs perfect but really bad on gas and a 1980 camaro sports coupe sitting since 1994 but runs witch car would be cheaper on insurance

What is the average teen male's car insurance cost??

Which car would insurance be higher on?

Affordable Senior homes?

what is the best place for seniors who live on their own and have health problems or have difficulty in taking care of themselves? Something that can be affordable in the same time.

Do you believe medical insurance should pay for breast implants?

Vasectomy, chiropractors, accupuncture, penile enlargement, orthopedic shoes? Why? Have you used it for such?""

What is the best health insurance and affordable in arizona?

for mom and a daughter

What is the average cost to add a 16 year old to auto insurance?

https://www.linkedin.com/pulse/nissan-skyline-insurance-price-daryl-preisentanz"

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