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girlactionfigure · 2 months

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#ANTISEMITISM #BROOKLYN #DEPARTMENT OF EDUCATION #EMAILS #HIGH SCHOOLS

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dontmeantobepoliticalbut · 11 months

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In October, tens of millions of borrowers will be required to pay their monthly federal student loan bills for the first time since March 2020, the Department of Education clarified Monday.

The pandemic-related pause on both payments and interest accumulation has been set to end later this summer, though the exact date payments would be due was a little fuzzy.

The Biden administration had previously said that the pause would end either 60 days after June 30 or 60 days after the Supreme Court rules on the separate student loan forgiveness program – whichever comes first.

A law passed in early June to address the debt ceiling officially prevented the pandemic-related pause from being extended again. The repayment date has been extended a total of eight times under both the Biden and Trump administrations.

“Student loan interest will resume starting on September 1, 2023, and payments will be due starting in October. We will notify borrowers well before payments restart,” the Department of Education said in a statement sent to CNN Monday.

The update was first reported by Politico.

Borrowers typically receive their bill statements from their loan servicer a few weeks before they are due. Not every borrower’s bill is due at the same time of the month.

The Department of Education has said that it will be in direct communication with borrowers and ramp up its communication with student loan servicers before repayment resumes.

Student loan experts recommend that borrowers reach out to their student loan servicer with any questions about their loans as soon as possible, especially if they are interested in enrolling in an income-driven repayment plan. Those plans, which set payments based on income and family size, can lower monthly payments but require borrowers to submit some paperwork.

Federal student loan borrowers can check the Federal Student Aid website for updates on resuming payments.

SOME BORROWERS COULD BE AT RISK OF DEFAULT

Some borrowers may struggle to resume paying their monthly student loan bills.

More student loan borrowers are currently behind on other kinds of bills than they were before the COVID-19 pandemic, according to a recent study by the Consumer Financial Protection Bureau.

The report also said that about 1 in 5 student loan borrowers have risk factors that suggest they could struggle when scheduled payments resume, like being delinquent on student loan payments before the pandemic or having multiple student loan servicers.

When payments restart, many people might be confused about how much they owe, when to pay and how. Millions of borrowers will have a different servicer handling their student loans since the last time they made a payment.

Originally, the pause on federal student loan payments was put in place to help borrowers struggling financially due to the pandemic.

From a jobs perspective, the economy has largely recovered from the pandemic-related disruptions. In May, 3.7 million more people were working than in February 2020.

But there are some soft spots. Major layoffs have recently been announced at big companies like Disney and Amazon. Earlier this year, a regional banking crisis was set off by the collapse of Silicon Valley Bank, the largest bank to fail since the 2008 financial crisis. And inflation remains high but is cooling after reaching a 40-year peak last year.

STUDENT LOAN FORGIVENESS STILL ON THE TABLE

Meanwhile, all eyes are on the Supreme Court as borrowers wait to see if the Biden administration will be allowed to move forward with its student loan forgiveness program. A decision is expected in late June or early July.

Under the proposal, individual borrowers who made less than $125,000 in either 2020 or 2021 and married couples or heads of households who made less than $250,000 a year could see up to $10,000 of their federal student loan debt forgiven.

If a qualifying borrower also received a federal Pell grant while enrolled in college, the individual is eligible for up to $20,000 of debt forgiveness.

But several lawsuits argue that the Biden administration is abusing its power and using the pandemic as a pretext for fulfilling the president’s campaign pledge to cancel student debt.

No debt has been canceled yet. But if the Supreme Court allows the program to take effect, it’s possible the government moves quickly to forgive the debts of 16 million borrowers who the administration already approved for relief.

If the Justices strike down Biden’s student loan forgiveness program, it could be possible for the administration to make some modifications to the policy and try again – though that process could take months.

#us politics #news #cnn politics #president joe biden #biden administration #student loan forgiveness #cancel student loans #federal student loans #student debt forgiveness #student loan debt #us supreme court #scotus #2023 #Department of Education #politico #Consumer Financial Protection Bureau

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dontmean2bepoliticalbut · 1 year

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#us politics #european politics #europe #Germany #finland #denmark #education system #education reform #department of education #universal pre kindergarten #college for all #tuition free public college #student debt forgiveness #student loan debt #student loan forgiveness #student debt #bankruptcy

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mafaldaknows · 8 months

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Just FYI:

Parents need to be aware that no matter how safe you think your children’s environment might be, it’s better to be safe than sorry. They don’t need their names emblazoned on everything, especially when they’re already from a high-profile family, and their mother plasters their images on Instagram as often as possible despite their father choosing not to, in order to keep them safe.

I won’t post the photo in Liz’s Instagram story in order to mitigate the potential for harm that she’s already done to them, but this isn’t the first time she’s willingly jeopardized their safety for likes on social media, so I suppose it’s a moot point.

She told us herself:

“I am an eXtrAoRdiNAry mOthEr!”

#extraordinary #sure jan #lizards just want to lizard #tone deaf and clueless #personal safety #department of education #safety guidelines #they know who they are #they don’t need to advertise it to the whole wide world #that’s all for her and her ego

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keepxsolxinxsolxinvictus · 2 months

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#nex benedict #department of education #oklahoma

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chronically-chaotic-cryptid · 8 months

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Every day I get a little bit closer to just loosing it and storming the department of education.

#seriously whos coming up with these policies #i have questions #i have toes to crush #i have fire to breathe #anyway #i ate a brownie today #twas very nice #cripplepunk #wheelchair user #cripple punk #chronic pain #disabled student #chronically ill student #manual wheelchair user #physically disabled #physical disability #department of education

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the-garbanzo-annex-jr · 1 year

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“We write with grave concern that the Department of Education, over the course of decades, has been allowing taxpayer-funded antisemitism to take place on college campuses throughout the United States,” 15 senators wrote in a letter to Education Secretary Miguel Cardona. “We are especially concerned the Department of Education is failing to enforce a Higher Education Act (HEA), Title VI requirement that college programs that receive federal funds must ‘reflect diverse perspectives and a wide range of views.’”

The letter was signed by Sens. Jim Risch (R-ID), Mike Crapo (R-ID), Marsha Blackburn (R-TN), Ted Budd (R-NC), Kevin Cramer (R-ND), John Cornyn (R-TX), Cynthia Lummis (R-WY), Rick Scott (R-FL), Mike Braun (R-IN), Thom Tillis (R-NC), Marco Rubio (R-FL), John Hoeven (R-ND), Roger Wicker (R-MS), Josh Hawley (R-MO) and Ted Cruz (R-TX). The DOE did not immediately respond to a request for comment.

The letter alleges that many of the Near East and Middle East-focused programs that receive DOE funding disproportionately focus their curricula and public output on criticizing Israel, in a way the senators say meets the International Holocaust Remembrance Alliance’s working definition of antisemitism.

#department of education #republicans #taxpayer-funded antisemitism

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istandonsnowpiles · 7 months

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Under the Tapestry

#tomas osinski #architecture #frank gehry #department of education #dc #black and white #southwest #washington #september #around dc #my work #photography

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thoughtportal · 2 years

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#twitter #tweet #tweets #public education #education #public school #redlining #department of education

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eraserdude6226 · 2 years

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While our kids are learning this, kids in other countries are learning advanced subjects in school.

This is one of the reasons that American students have dropped from the top 5 to somewhere in the 20's in the time that the Department of Education had been in existence!!

#department of education

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dontmeantobepoliticalbut · 9 months

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The Biden administration is launching a beta website for its new income-driven student loan repayment plan today, officials told CNN, allowing borrowers to begin submitting applications for the program as federal student loan payments are set to resume in October.

The SAVE, or Saving on a Valuable Education, plan was finalized after the Supreme Court struck down President Joe Biden’s student debt forgiveness initiative in June. It marks a significant change to the federal student loan system that could lower monthly loan payments for some borrowers and reduce the amount they pay back over the lifetime of their loans.

“Part of the President’s overall commitment is to improve the student loan system and reduce the burden of student loan debt on American families,” a senior administration official said, previewing the beta website first to CNN. “The SAVE plan is a big part of that. It is important in this moment as borrowers are getting ready to return to repayment.”

Federal student loan borrowers can access the beta website at https://studentaid.gov/idr/. The enrollment process is estimated to take 10 minutes, and many sections can be automatically populated with information the government has on hand, including tax returns from the IRS, administration officials said.

Borrowers will only need to apply one time, not yearly as past systems require, which officials said would make this plan “much easier to use.” Users will receive a confirmation email once the application is submitted, and the approval process, which can be tracked online, is expected to take a few weeks.

Those already enrolled in the federal government’s REPAYE, or Revised Pay As You Earn, income-driven repayment plan will be automatically switched to the new plan.

The full website launch will occur in August, and applications submitted during the beta period will not need to be resubmitted. The beta period will allow the Department of Education to monitor site performance in real time to identify any issues, and the site may be paused to make any necessary updates, officials said.

The SAVE plan, which applies to current and future federal student loan borrowers, will determine payments based on income and family size, and some monthly payments will be as small as $0. The income threshold to qualify for $0 payments has been increased from 150% to 225% of federal poverty guidelines, which translates to an annual income of $32,805 for a single borrower or $67,500 for a family of four. The Education Department estimates this means more than 1 million additional borrowers will qualify for $0 payments under the plan.

Some borrowers could have their payments cut in half when the program is in full effect next year and see their remaining debt canceled after making at least 10 years of payments, a significant change from previous plans.

With the new plan, unpaid interest will not accrue if a borrower makes their full monthly payments.

But the new plan does come at a cost to the federal government. Estimates of the program’s expense have varied depending on how many borrowers sign up for the new plan, but they range from $138 billion to $361 billion over 10 years. By comparison, Biden’s student loan forgiveness program was expected to cost about $400 billion.

The Education Department has created similar income-driven repayment plans in the past and has not faced a successful legal challenge, officials noted.

The beta site launch comes as borrowers will need to begin making federal student loan payments again in October after a pause of more than three years because of the pandemic.

Since the Supreme Court struck down Biden’s effort to cancel up to $20,000 of student debt for millions of borrowers, the administration has taken a number of steps aimed at helping federal student loan borrowers in other ways.

Earlier this month, the Education Department announced that 804,000 borrowers will have their student debt wiped away – about $39 billion worth of debt – after fixes that more accurately count qualified monthly payments under existing income-driven repayment plans.