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jihyosforehead · 5 years

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can i get some seulrene angst please

delicious yes i got u (fair warning this is pre long!!!) …

seulrene meet in their university library

irene is sitting alone at her regular table, trying and failing to study for her advanced statistics test

in the middle of daydreaming about dropping out, seulgi turns up asking if she can sit at irenes table bc everywhere else is full

irene blinks and stares dumbly bc seulgi is lowkey the most adorable human being she has ever seen (the sweater paws are doing something to her heart)

and irene is distracted because seulgi is watching her lecture, knees pulled to her chest, elbows propping her head up, the tips of her fingers peaking out from her sleeves. irene feels her stomach flip uncomfortably

seulgi comes to her table again the next day and the day after that and at the end of the fourth time they sit together, seulgi starts leaving irene little snacks and finally introduces herself after realising she doesnt actually know irenes name

eventually they hang out outside of the library and realise they have mutual friends (seulgi with wendy and irene with yeri; and yeri and wendy with each other)

one day their whole group was meant to hang out but literally everyone bailed citing “personal emergencies” but seulrene didn’t realise this until theyre sitting in a cafe just the two of them

and it’s awkward at first but irene makes a joke about their friends being dumb and they go into this whole tangent of stories about their lives and they look at the time and they might as well get dinner since it’s late and they still wanna continue their conversation

irenes never met a person who could make her scream laugh so loud that people start staring

irenes regular table at the library becomes irene and seulgi’s regular table at the library and somewhere between that day in the cafe and right now, thursday afternoon approximately 3:43pm, does irene realise she has the biggest fattest crush on seulgi

and so she remembers seulgi’s fav snacks, remembers when seulgi’s tests are and helps her study for them, remembers her favourite movies and exhibitions she wants to see, remembers where she always loses her keys and has a sixth sense for when seulgi’s about to trip over her feet

and seulgi for all her clumsiness has a knack for understanding irene’s cold front and chips away at it, and it’s too late for irene to realise that seulgi has crawled her way into her heart and taken up permanent residence there

(she thinks she doesnt mind it)

seulgi runs off to the bathroom for a second and the open notebook catches her eye and irene finds herself picking it up to look at it more closely and it’s a drawing of her, looking otherworldly, almost unreal and irene is shookt. the book slips out of her hands and it lands on another page and it’s irene sipping some coffee, she flips the page and it’s of irene taking a nap, flips the page and it’s irene laughing - the notebook is snatched out of her hands unexpectedly and irene looks up to seulgi is standing there red-faced, stammering, apologetic and horrified but at the same time shes trying to be stern like “you cant just look at peoples things without permission! !!!1!” but irene is just like “this is how you see me?” and it’s a soft™ moment and seulgi has developed foot in mouth syndrome and is like “well yeah! u kind of mean everything 2 me u absolute dumbass !!!”

they start dating - to absolutely no ones surprise

their first kiss is in the middle of a lowkey night, theyre watching movies on irenes laptop in her dorm and sharing a blanket - tbh irene stopped watching the movie about 20 mins ago in place of studying seulgi’s side profile in wonder, her fingers twitching trying not to brush the strand of hair away from seulgi’s forehead. she settles for arranging the blanket more securely around seulgi’s shoulders just in case shes cold, you know? seulgi’s watching her the whole time and when irene looks up, seulgi’s eyes are just sparkly with fond affection and maybe love? but that thought is quickly cut off when seulgi presses her lips to irenes, so softly and gently and carefully that irene feels tears prick the corners of her eyes, she feels like shes going to break

but after that theres so many kisses. kisses in the library, forehead kisses, kisses before class, after class, any time in between; did well on a test? a kiss! did really badly on a test? a kiss!! maybe even an extra one! courtyard kisses, kisses in irenes dorm, in seulgi’s dorm, kisses at breakfast, lunch and dinner, just so many kisses!!

it’s a quiet sunday and seulgi and irene are redoing irenes dorm because seulgi scuffed the wall so badly it needs repainting and why not make a day of it? so here irene is, painting the wall, where it meets the floor bc her gf is clumsy but she is adorable and irene is in love, she thinks she’ll remember this day when theyre old and wrinkly and married

irene notices seulgi pulling away, distancing herself, acting weirdly guilty about something? irene thinks maybe shes done something wrong? is seulgi getting tired of her? tired of the relationship? it goes on for awhile and theres a heavy tension between them so thick, it’s almost tangible. and then one day when seulgi’s bailed on another date, irene shuts down. doesn’t know what to think. maybe seulgi doesnt love her anymore? maybe shes bored? irene knows that sometimes she can be really heavy handed with her affection but ever since seulgi’s pulled away, irene figured that maybe she wants space

seulgi turns up at irenes dorm, uninvited. irene swings the door open to find her gf looking equal parts sheepish and guilty. but shes holding a bag of food from irenes favourite restaurant, irene lets her in.

seulgi explains, hand rubbing the back of her neck, that when she gets into a funk, she just needs to go off and think on her own and is apologising for shutting irene out. irene is quick to forgive her. but as the night goes on, it’s clear that seulgi is feeling guilty for some other reason and when asked, seulgi just. she looks so sad

“a few weeks before we met, i applied for this arts school and i got a letter about 2 weeks ago saying that i got in. it’s really competitive and they only have a few spots available for international students and I didn’t think I’d even get in and I forgot but i got in. I got in,” seulgi whispers. almost as if, any louder and the words would be real.

“did u think i was going to beg you to stay here or something?” irene asks, softly. seulgi frowns deeply.

“no. i knew you were gonna tell me to go. but i don’t want to go. i want to be here with you,” seulgi tells her, desperately, voice cracking.

“u huge idiot, do u think that i wouldnt wait for u??? i would wait forever u huge dumbass!!!!”

the evening takes an obvious downturn. but they try not to notice. the next few weeks are seulrene trying to spend as much time together as possible. irene is trying her best to memorise what seulgi feels like in her arms; how she breathes when she’s asleep; the noises she makes when irene is pinning her to the sheets, marking her neck purple with bruises; how seulgi looks like shes close to tears when irenes made her laugh so hard that she snorts; the little fond sighs seulgi sends irenes way when she catches her staring over their morning coffee; how small she looks in an oversized sweater with the sleeves engulfing her hands completely; the way seulgi’s hands feel, fingers threaded through hers; how she likes to kiss irenes shoulder when theyre in bed; how for some reason when seulgi eats chewing with her mouth open it’s adorable instead of disgusting; and how irene is constantly brushing crumbs off seulgi’s clothes. irene tries her best to remember the slip of seulgi’s spine; the way she looks fully sated and satisfied; how seulgi’s eyes, dark and wide, always regard her with warm, open affection; how they can lay side by side in bed saying nothing for hours but irene doesnt need to hear words to know what seulgi’s feeling

but irene knows it isnt enough

because 2 weeks later, seulgi’s on a plane to paris with irenes heart in her hands and the kiss they share in the airport feels bitterly like a final goodbye

seulgi lands and sends irene photos of her food and the buildings and the friends she’s already made. and irene smiles wistfully

they facetime, and send each other texts every few hours, and schedule “dates” but the distance is so palpable that irene feels her heart ache something new whenever she sees seulgi’s red-rimmed eyes, yawning while sipping on a huge mug of coffee

“we should break up,” irene says. she can feel her heart crack at her own words, the tears visible on seulgi’s lashes even through the shitty facetime quality

“w-why?” seulgi sniffs

“because this isn’t working for us, this distance is going to ruin us completely,” irene finds herself saying, voice wooden and stiff. and she knows shes right because she knows seulgi’s grades arent as good as they could be and irene has failed a test and an assignment already

“wait for me,” seulgi is begging and irene is nodding her head frantically, promising tearfully over and over again that she would wait forever if she had to

so they break up that tuesday night, seulgi in paris and irene in korea. this has to be the worst facetime she’s ever had in her whole life.

it hurts like nothing shes ever imagined, irene thinks shes never cried this much in her life. and she thinks shes doing well but she catches a whiff of seulgi’s perfume on her hoodie one day and it starts a fresh wave of gut-wrenching tears and her heart cracks into tiny, little pieces all over again

they don’t speak for literal years

but irene knows seulgi’s doing pretty well; she’s already held a few exhibitions, according to wendy. irenes graduated and doing okay for herself at a nice cushy job

wendy didn’t tell her that seulgi was back in korea though, but irene is pretty sure seulgi is back because she would recognise that laugh and perfume anywhere

seulgi turns around and her eyes finds irenes and seulgi is making a beeline towards her. irenes pulse is jumping erratically

“hey irene, it’s been awhile,” seulgi says, giving her a warm look. she looks older. more mature. holds herself like she knows shes grown up. but, irene thinks, fondly, painfully, her voice is exactly the same. wraps irenes name in her mouth exactly the same as she did 6 years ago

“hey,” irene replies, with a smile of her own.

“i want to introduce you to someone,”seulgi says, a grin turning up her face, and beckons a tall, intimidatingly beautiful woman over, “this is sooyoung,” seulgi’s smile grows even brighter and irene feels her heart plummet, connecting the dots, “my fiancee.”

“o-oh, it’s very nice to meet you,” irene is saying, trying her best to sound sincere but she sounds so monotone and robotic and wooden, her throat is closing up and her heart has almost stopped completely, and she has to leave before she starts crying all over seulgi again

so maybe seulgi moved on without telling irene

and maybe irene never moved on. and maybe irene had always waited around for seulgi

maybe waiting forever wasn’t a good idea after all, irene thinks wryly, sitting in her apartment alone, uselessly wiping hot tears from her face that don’t seem to stop no matter how much she tries

irenes not sure how, but it hurts more than that night 6 years ago and shes never felt a pain so profound that it goes all the way to her bones; shes sitting on the floor crying and she feels so ridiculous for thinking this but shes looking at the spot where the wall meets the floor and she realises she didn’t paint it very well

#seulrene #seulgi #irene #red velvet #red velvet hcs #red velvet headcannons #red velvet scenarios #red velvet imagines #ask #anon #this was so much fun lmfao thank u for the ask uwuuu #this was totally ripped from that richard siken quote i have no shame that is fkn masterpiece #we goin thru it tonight boiiis wheeew 🥴🤪

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thekingofwinterblog · 5 years

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My hero academia 213 How to Destroy Potential

My hero academia Chapter 213 has to put it bluntely, been controversial to say the least. the only reason its not the most controversial part of this series, is due to the handling of endeavor.

some are okay with it, and thinks it’s got a lot of potential. others just see it as a blatant rethreading of the road that in the end destroyed Both Bleach and Naruto, two series that at their height was the cream of the crop of not only shonen, but the entire manga medium(at least if one goes by sales numbers), but as the story went on, completely fell in over themselves, and abandoned the things fans loved about the series. In the End fans of bleach got so fed up with the series, that it got canceled in the middle of its final fight. one does not get a more humiliating fall than that.

and now, MHA is seemingly going down the same road. that road of course, being powerscaling.

Powerscaling is a very tricky buisiness, as for any series with superpowers, you will at some point have to establish a hierarcy, of who is at the bottom, the middle, and easily the most important one, at the top.

How strong characters can be in a setting, is immensely important, because that one simple question, determines how strong/usefull any character not at the very top can be in the grand scheme of things.

it is also very important to put a ceiling on how strong a character can become, lest the need for characters to always get stronger and stronger, means that they will reach a point where the only thing that matters anymore is brute strength.

naruto at the end of its series, had essentially destroyed itself due to the fact that its main characters were now so powerfull, that literarly everyone else was worthless in comparison.

bleach went the opposite route, with a villain that was so broken and powerfull, that there was no way his defeat was EVER going to be satisfying, and in the end people didnt care anymore, once the end was reached, and it was killed before its time.

In MHA’s case, the road so many people think its going down, is the road, of Naruto, with its protagonist Izuku Midoriya, gaining 6 entierly new powers, which for Many, Many reasons, threatens to break this story across its knee.

Now i will not go into wheter these powers were well foreshadowed. ive seen both arguments, with many being frustrated they come out of nowhere, while some saying its been foreshadowed since chapter 2.

What i want to focus on, are the powers themselves, and the implications they have on Izuku, and the entire rest of the cast.

Izuku midoriya, at the start of the series, obtained the quirk One for All, a quirk passed on through the generations, which seemingly only granted immense superhuman strength, and all that comes with that(speed, power, and to some extent durability).

for the past 200 chapters, we have explored the drawbacks and powers of this quirk. its unmatched sheer power, but also that its a quirk that one needs to master over time, and if the new user isnt given time to adapt to it, it will destroy the users limbs.

and this was not a for show flaw either. over the course of this series, izuku, again and again used the quirk freely in order to overcome his obstacles, and in the end, he damaged his arms with permanent nerve damage, with the promise that if it happened once or twice more, he would suffer full use of his arms.

in order to compensate for this, he did something you almost never see in any series. he completely ditched his original style of fighting in favor of one that had nothing to do with his old one, but allowed him to use his legs instead of his now damaged arms in order to minimize risk of further damage.

izukus entire journey was about achieving control, over a power he already had achieved, and in the end he was forced to completely rework his powers to achieve success.

then, after we got a full sense of what izuku could do at 100% power, izuku would go on to try and fix one of his main weaknesses, his lack of a ranged attack.

and using his own newfound grasp over his powers, and a bit of tech help, izuku did so, developing a quite usefull ranged attack.

Izuku at this point had reached around 20%/30% of his full power potential, and was really starting to come into his own.

then a completely new power emerged, and izuku was told by one of the previous users of one for all, that in no uncertain terms he would develop 6 entierly new quirks, and that this was the real true potenital of One for All.

This reveal completely redefined the entire series, izukus journey, the potential of EVERYONE ELSE, and how things would be going foreward.

Uncertainty---

Now the first defence against those who like the reveal, and doesnt think this makes izuku overpowered, is that we dont know what any of the new quirks are, other than Izuku’s new Black Whip.

and they are right. we dont know what they are. and thats a big problem.

Now whenever Izuku is in a bad spot, there will always be a chance that the stress will kick in and activate a new quirk, and turn the tide of battle.

it doesnt matter if this never, ever happens. the problem is that its something that we now know COULD happen, and thus it decreases any tension out of any fight izuku will ever have between now and when the final quirk is revealed. Thusly, izuku having these quirks have now dealt a mortal blow against any tension his fight may have had.

Now, to be fair, i want to show a case of this kinda trope done right to compare it to. Naruto and ichigos, kyuubi and hollow transformations before either of them mastered their transformations.

the reason why both of these worked, is that while there was always the possibility that they would just go loose and fix whatever was happening(which is exactly what happened in several cases) we the audience had an advantage we do not have with Izuku’s quirks. we knew what both the hollow powers and the kyuubi could do. while there was the obvious question of just how strong either of these could become before the MC just lost all control, we knew and understood what both these forms could do, and what would lead them to emerge.

we do not have this with izuku’s quirks. we dont know what any of them except Black Whip can do. as my buddy Quirkquartz put it, izuku might have a healing quirk thats powerfull enough to fix his arms and all injury ever. thats probably not gonna be the case, but then again, it could be. We DONT know.

how strong izukus quirks end up being is immaterial. as long as we dont know what any of these quirks are, there is always the chance that they will turn out to be something that will completely fix whatever the issue is at the moment.

and all the way from now and until we learn what the final revealed quirk is, that will be a massive problem.

Replacing other now obsolete characters---

One of the most obvious and blatant problems with giving izuku more quirks, is that it makes other characters irrelevant. ill go over the full problems with powerscaling later, but lets focus on the most obvious and blatant problem, as its actually a problem already.

the fact that izukus quirks will probably end up flat out just be other characters powers, just better.

and unlike other concerns about this reveal, this one has actually happened already.

Izuku’s black whip, is essentially the quirk of his fellow classmate Sero, just better in every way. and what that means is that any chance sero ever had of being relevant and unique just died.

One of the biggest problems of powercreep is when the only thing that matters is brute power, and the only thing that matters is who is the most powerfull guy on the team.

that is a legitimate concern of where this might all head, but there is another problem with powercreep when it comes to developing new powers.

flat out making characters obsolete.

what is the point of sero, now that izuku can do what he can do, just better? the answer is that there isnt any. Sero might as well have died, given that any potential he had to be somewhat unique just got destroyed by izuku getting a power which is his, just better.

to illustrate the importance of uniqueness, ill give an example of a character who is the weakest of his entire group, yet has one nitche that only he can do.

Usopp from one piece, is the weakest fighter of the entire strawhat pirates, bar none. yet he is also the sniper of the crew, and when it comes to long range situations, there simply arent anyone in the crew who comes even close to doing what he can do at that range.

this has lead to him being instrumental several times in the manga, saving the day, when no one else could, because even though there are plenty of enemies he just cannot beat, he is still a worthwhile character who can do stuff no one else can do.

Now, with the introduction of Black Whip, we will never see a similar situation for Sero. he’s irrelevant, and to put it bluntly, obsolete.

and there is a genuine fear that this will happen again when other quirks are introduced. whats there to say the next one wont be an explosion power, which is probably more powerfull than bakugous?

Making previous development meaningless---

like the previous point, this one is also a problem thats already happened. namely that the introduction of Black Whip, just made izukus previous development of a ranged attack pointless. maybe once izuku really gets a massive grip of OFA, and his ranged air attack become ridiculously powerfull, it will be relevant again, but at that point, he could just punch like all might and get the same effect.

which brings up the question. if the next devlopment is to master black whip, then what the hell was the point of izuku devloping a ranged attack?

again, there isnt any. ranged wind attack is now flat out overshadowed for its intended purpose, and will now be a niche ability.

Unnecesary Powers and lack of creativity---

And now we get to delve into the subject of the concept of the OP character, and wheter izuku qualifies or not.

one argument ive seen leveled over and over, is that izuku was always going to be overpowered, so giving him extra quirks isnt a problem in the grand scheme of thing. after all, he’s gonna be overpowered either way right?

which raises a question. wheter izuku actually is going to become overpowered or not(a question ill dive into in the next section), did he need more powers? what was wrong with his established set? was simple superhuman strength a power which simply didnt work in the long run?

There is some legitimate critisism on the subject, in that izukus fights for a long time, tended to end the same, unless it was a curbstomp. izuku would simply get angry and hit them really really hard, and often break his body in the process.

and there is some genuine problems there. many pf izukus fights were indeed like that. i would argue however, that this was a problem on Koheis part, rather than an inherited problems with OFA itself.

After all, there are plenty of moments where izuku uses his strength in order to win in other ways than just hitting people directly. izukus first fight with bakugou was won like that, and him saving himself, tsuyu and mineta on the boat was a great combination attack.

The big problem is that kohei has relied on enemies with direct power against izuku far too often.

Overhaul was building up to be a direct counter to that. a physically normal man, with ridiculous powers, that was more than a match for izuku. then he became a punching bag in order to demonstrate how strong izuku is at 100%

Gentle was similar, then at the very end, La Brava revealed her quirk to be one which powered gentle up drasticly, turning their fight into yet another power struggle(though addmitingly one which izuku won withouth destroying himself).

The big problem is that when it comes to izukus fights, kohei has lately relied far too mutch on hard hitters to fight izuku, rather than letting fights like izukus vs gentle or overhaul to reach a logical conclusion. instead coming back to the age old power struggle.

Yet he has proven over the series that he can write better than that, and in my opinion, the big problem is that he simply hasnt when its come to izukus fights.

and, now, lets go over the big subject, the one that defines this debate.

Powerscaling in all its messy glory----

The big, big question that is asked again and again with this devlopment, is, doesnt this make izuku OP as fuck? and often those who like the idea to redirect the question with replies like, and so what? he was always going to be OP, this changes nothing. or the tried and true, lets wait and see how Kohei writes it.

lets begin with the biggest question, was Izuku always going to be OP?

the answer is both Yes and no. he was always going to be OP in that his brute force was never going to be matched, thats true enough, and the entire series has been built upon that premise. however, that doesnt mean that izuku would be able to solve every single problem he would face on his own, nor that he could beat every single enemy he ever faced.

if you actually look at 1-a’s powerset, there is an obvious collection of flat out combat quirks(which makes sense given the entrance exam) but there is also a large variety of powers.

Acid, explosions, fire/ice, lasers, electricity, shadow, sound. these are all direct combat quirks, yet none of them are usefull for direct physical combat.

of the direct physical combat(and nothing else) fighters there are 6; tsuyu, kirishima, ojirou, tenya, shoji and sato.

now, lets look at these in full and see how they compare in potential for one for all.

Tsuyu, has superhuman strenght and agilty and a incredibly long and strong toungue. also has camouflage powers, which OFA does not have anything resembling, and can also climb on walls.

Kirishima, is superhumanly durable to an insane degree. how this compares to OFA durability at both of their heights is unknown, but it could consievably be more durable than a OFA user after kirishima has hammered it as far as it could go.

ojirou, has a tail. OFA is and always will be better.

Tenya, has ridiculously high speed, and at this current stage is FAR faster than izuku, and could possibly grow even faster. how a possible max speed would compare to AFO is unknown, but its completely possible that tenya would be the flash to izukus superman.

Shoji, has transformation powers, which is often used for direct combat but can also be used for other things like scouting by sound, leave behind dropped off body parts for distractions or decoys and probably other usefull things.

and finally sato, who grows superhumanly strong when he consumes sugar. his max strenght seems to be far inferior to izuku already at this stage.

so, out of the entire class, only two members had nothing to bring to the table which OFA could not do better in every way, no question.

does this mean that all of the quirks had the potential to reach OFA’s level? of course not, but that didnt mean they had to be useless.

after all, characters like sero could fill their own niche. oh wait.

the big problem with giving izuku even one more quirk(much less 6) is that suddenly he can do stuff that other characters can do, just much better. and this isnt something we speculate on. its already happened. Black whip is better than seros quirk in every way. the moment izuku gets any grip on black whip, sero serves no point.

which leads to the next point.

one argument against this being a terrible idea for the story as a whole, is that its not likely that izuku will have mastered these quirks right out of the gate. and that is true. it will probably take izuku as long a time to truely master black whip as it took to master his original powers. but that doesnt really matter, in the grand scheme of things. because wheter it takes a week, a month or a year, the end result remains the same. Black Whip will have made sero a completely obsolete character. there simply isnt any way around that.

izuku will make more and more characters obsolete everytime he unlocks another quirk. wheter the next is mineta, jirou, kirishima or even todoroki and bakugou, each time it happens someone will become the new yamcha.

which leads me to the next point. there is no point of any other characters training to be the next number one hero, as this devlopment will have killed any shot todoroki or bakugou ever had of matching up to izuku in any way.

the bakugou/izuku rivalry is effectively over, as there isnt any way bakugou could even hope to measure up to izuku now.

it was a tall order with izuku only having one for all, but idd argue that its impossible now, that he’s got more than OFA.

Hell, even with just black whip, izukus potential is now so wast that it dwarfs any other. BW pretty mcuh removes all the few drawbacks of a fully mastered OFA, namely its lack of range beyond moving wind currents and bursts. izuku could potentially have been left helpless in the air open to counterattacks, even after fully having mastered OFA. with BW, that “pesky”weakness has now been removed.

the simple fact of the matter is that One for ALL was such a powerfull quirk that giving it ANY boost beyond its already established powers, had the severe risk of completely undermining every single other characters. 6 entierly new and probably all very powerfull quirks on top of it?

i simply cannot see any way that will be done well and these powers will benefit the story, even by an author who has done no wrong. and kohei is not one such.

this development is not a sudden sign that kohei is becoming a terrible writer. he’s been fucking up for a while now.

He wasted all the potential of the overhaul arc, which had so much potential, that was flushed down the toilet, and he completely failed to make me(and many, MANY others) feel anything in regards to Endeavors “redemption” arc.

Kohei is capable of writing great stuff still, the festival arc was great, this recent arc has been wonderfull up until pretty recently, and ive loved so much of what has happened over the last year.

But he isnt a writer who makes no mistakes. and quite frankly, im tired of the argument that we should wait and see. i waited and saw during the overhaul arc. it did not have a finale that i particularly loved. i waited and saw during the endeavor arc. and again, i didnt get anything i wanted out of that conclusion, neither endeavor losing an eye, a real confrontation between endeavor and dabi, nor endeavors potential death, which is what i expected and wanted out of that arc.

im tired of waiting and seeing. this is a terrible and quite possibly a point of no return for MHA quality and potential, and im gonna call it out as such.

#boku no hero academia #my hero academia #chapter 213 #izuku #one for all #bnha spoilers #mha spoilers #213 #bnha 213

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ruffiorocks · 5 years

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Lena Luthor is justified keeping some Harun El and here is why! (Long post, but important)

Sooo i’ve been thinking about how Lena kept some Harun El, and if/when Supergirl finds out she kept some she will no doubt be pissed and probably jump down the ‘Lena you are bad’ route once more. Like she is want to do when the whole world doesn't inform her when they are intending to sneeze!

So the gang need some Harun El (black kryptonite) to fight and defeat Reign. Winn and Lena discover some on a meteor and Kara and Mon El travel to retrieve it.

They discover that the meteor is actual the remains of Argo City and Kara discovers her mother is still alive.

Alura informs Kara that Argo City is being powered by what little Harun El they have,it protects them and sustains life there all thanks to Kara’s father.

Alura gets Kara an audience with the High Council so she can ask them to give her some Harun El to help with the Reign issue. This is Kara’s speech, pay attention because the wording will be important!

“There are people on Earth who work every day to solve the mistakes of Krypton's past. People who are trying to make Earth fairer. Or just better. These people dedicate their lives to this work, and some have even given their lives to it. This planet, these... these people, they took me in. An alien immigrant from a world they knew nothing about. A world whose legacy threatened their way of life, and their safety, again and again and again. And now they deserve it in kind, because their very existence is threatened by this Worldkiller of Kryptonian making. My mother tells me Argo City has changed, that it has learned from the mistakes of Krypton's past. So I beg you. Give us the gift of Harun-El. We don't need very much. And this bit of charity, it will save Earth.’

So, Kara is giving a whole speech on why she needs the Harun El, she even lists why its important. But im going to assume the ‘people’ she is referring to include herself and the DEO. BUT do you know who else these statements refer to? Even if that wasn't what Kara meant? LENA!

‘People who are trying to make Earth fairer or just better’ - Lena spends her life doing this! Lena will later talk about leveling the playing field, protecting people etc.Curing cancer and other things. Remember when she made that portal with Rhea? All she saw was a way to help people, to get emergency food and medicine to third world countries etc.

‘A world whose legacy threatened their way of life, and their safety, again and again and again. And now they deserve it in kind, because their very existence is threatened by this Worldkiller of Kryptonian making’ - Kara is acknowledging here that Kryptonians have attacked several times, but also other aliens have to. Here Kara is actually justifying why Lena will later want to give people Superpowers, why she most likely is going to take the government contract. Kara is at Argo city begging for help because SHE alone can’t defend the planet from Reign. She is in need of help to do it. This is just proof that Kara and the rest of the DEO/Legion simply arent enough to defend Earth. A fact that Lena probably sees to, since she is called in enough to come and help when the DEO are dumb founded and lost!

‘Give us the gift of Harun-El. We don't need very much. And this bit of charity, it will save Earth.’ - Here Kara is talking about the Reign issue obviously, BUT these words also fit why Lena decided to keep some. To first off cure cancer and other ailments, but then to help humans stand up to aliens. The latter part was an accident Lena didn't originally plan, it was something she discovered.

Now, this is the response Kara gets at first, but then you know she gets some:

Jul-Us : ‘Well said, Kara Zor-El. But my concern is for those of us you left behind. I'm afraid we cannot spare the Harun-El’.

I find this statement to be very noteworthy! ‘we cannot spare the Harun El’ so that means (as we all know anyway) that Argo only has a small amount. That means that the Kryptonians haven't discovered a way to recreate it.

BUT! Do you know who does figure out how to make artificial Harun El? LENA! Kara asks her to make more so her mother can take it back to Argo City and continue to sustain the population there. Lena just did something that the enlightened and decades ahead of Earth science Kryptonians were unable to do.

Im reminded of something Mon El said when he first came into the show and was arguing with Kara.

‘High and mighty Krypton, enlightened Krypton’ - Well, not so enlightened anymore huh? Lena Luthor is canonically smarter that what is left of the Kryptonian race put together!!

So, they defeat Reign! (yay!) Then as Winn is saying his farewells Lena comes over and gives the case of Harun El to Alura and the recipe to make more, who respond with this. Now this is important!

‘With this Harun El Argo will survive, though i hate to depend on it. So many things that we dont know about it, its uses, its powers its dangers, im so glad none of it will be left on Earth’.

Right, now Lena looks visibly awkward at this and we know why. But this speech of Alura’s is really important in the sense that is not justifiable. Its really only there to make the audience see that Lena isnt supposed to have any. Why is this a dumb statement? Im glad you asked!

. Yay Argo will survive now! But apparently Earth that has soooo many problems including environmental, diseases , food shortages, climate change, animal and plant extinction, lack of clean water. Anything you can think of, no, Earth has no business having this element that could potentially fix these issues over time, with study. It may even have to adapt to the aliens that now inhabit it but that goes over Alura’s head.

. So many things that they dont know about it. Well no YOU dont, because you weren't even smart enough as a surviving race of people to even recreate the stuff!

. Just because something is unknown and potentially dangerous doesn't mean it shouldn't be studied. We wouldn't have SCIENCE otherwise. This from a woman whose husband was one of Kryptons greatest scientists and is honored on Argo City.

. ‘im so glad none of it will be left on Earth’ why? Where is your justification for this statement? Lena just did something NONE of your people could do and now you will all survive or years to come. But apparently Earth, with all its issues doesn't deserve the same treatment. Lena doesn't deserve to use the thing she just figured out how to make and knows could possibly cure cancer etc. THIS IS DUMB and SELFISH! Alura is so glad that Earth will be prevented from having something that could possible save their planet, but its OK for hers to be saved.

. Kara by the way is just nodding her head and agreeing. She gave an entire speech back on Argo about the dangers Earth faces. But here, now that her main issue is gone, apparently the rest of Earths issues are irrelevant? Or is it because anything a Kryptonian says has to be taken as law just because? Kara i might add was going to be a scientist to! But shes seems to have forgotten that little detail of her life?

So to sum up. Kara gave a magnificent speech justifying why Earth needed Harun El, while unknowingly backing up everything that Lena is doing to justify having Harun El. Something that i am sure Kara (or rather the writers) will conveniently forget ever happened if and when Kara finds out what Lena is doing. Lets face it, she probably will because James doesn't approve of Lena’s choices, he’s no longer dating her and he’s so far up Kara and Clarks’s arses he probably wont be able to resist telling Kara.

Lena, just saved the lives of an entire city of Kryptonians. I mean literary the only surviving ones beside Kara and Clark. Lena is just single handedly ensured the survival of Kara's race. She even gave them the recipe, they can now mass produce it and study it etc. Something that Alura and Kara dont think humans have the right to do?

Lena figured out how to make artificial Haren El in just a few days and while on the clock and while facing a World Killer intent on ripping out her spleen! Something that an entire race of so called superior Kryptonains full of scientists were unable to do in a few decades!

Lena THE SCIENTIST kept some of the Harun El, because duh! She made it, she’s seen what it can do, she a bloody scientific Scientists dont see things that could possibly cure the worlds issues and be like ‘meh’. That does not a good scientist make!

Lena’s intent was to cure cancer etc. She discovered she could basically give humans super powers. Now in this dangerous time in national city that is not unjustified. Lena believe it or not, if she takes the government contract will be the one working inside of the law, while Kara a vigilante that was told to stand down will be working outside of it! Interesting!

Sorry that was so long, but it was important not to leave things out. Thoughts?

#kara danvers #lena luthor #alura #anti james olsen #mon el #supergirl

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themoneybuff-blog · 5 years

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A Loan Won't Solve Your Money Woes If You Don't Fix These 10 Issues First

Sometimes even the best-prepared households get knocked sideways, financially speaking. Illness, unemployment, divorce, a car accident that triggers a lawsuit these and other situations can quickly put a hurt on the budget. In such times a personal loan or one of several types of home equity loans can provide a little breathing room until you rebuild your finances. As noted, money woes are sometimes the result of plain old bad luck (illness, job loss). However, sometimes were our own worst enemies: We buy too much, we save too little, we plan not at all. You cant get ahead that way. And you cant keep borrowing your way out of trouble. A loan wont help you unless you fix the following issues. 1. Not having a budget The simplest way to wind up in debt is to spend without thinking. Stop, then, and think for a moment about what you would like to have happen five years from now: buying a home, starting a business, getting married, traveling? When you create a budget, youre not just allocating your dollars youre enabling your dreams. An easy way to do it is the 50/30/20 budget: Spend no more than 50% of your take-home pay on essentials, 30% on wants, and 20% on saving (including retirement planning and an emergency fund). Plenty of budgeting apps exist as well (some are even free). 2. Not tracking spending You cant plug budget leaks unless you know where they are. Track your spending for a month, using pen and paper or a budgeting app. The cumulative effect could be eye-opening. For example, a relatives ex-husband was shocked shocked! to realize that spending $8 a day on fast food added up to $240 a month. His wife had made more money than he did, and their commingled finances made it easy for him to swipe a card and think no more of it. Heres hoping that your own habits arent quite that clueless. But even those of us who think were doing pretty well could be surprised by the cumulative impact of certain habits: beef jerky and a soda every time we pay for gasoline, daily iTunes downloads, $20 a week on scratch tickets. Add up the opportunity cost of those non-essentials, and ask yourself if you could do better. (Spoiler alert: You probably can.) 3. Keeping up with the Joneses Just because next-door neighbor bought the priciest riding mower on the market doesnt mean you have to ditch your trusty Snapper. When your coworker talks about all the activities her kid participates in, you dont have to sign your own tots up for horseback riding and soccer camp. You should not let other people determine your clothing, dcor, automobile, or anything else. Its no ones business that you bought a fixer-upper, that you drive your car until the wheels fall off, that your idea of nightlife is to read a new library book once the kids are in bed. Remember: The Joneses may be up to their hairlines in debt. They might be focused on keeping up, too with the minimum payments, that is. 4. Wanting your kids to have things you didnt Theres nothing wrong with this! Except when there is. Obviously you want your children to be well-fed, reasonably well-dressed, and housed comfortably. You might also want to give them treats and opportunities you never had, such as vacation trips, a big allowance, loads of extracurricular activities, and fully funded education plans. But dont let this noble impulse bust your budget. Just because your kid wants snowboarding lessons, a new smartphone every year, and a car of their own at age 16 doesnt mean you have to give these things. Staying out of debt and funding your retirement should take precedence over granting every whim. At the very least they should have some skin in the game: doing additional chores to help save up for a big-ticket item, say, or mowing lawns or babysitting for extra pocket money. Besides, we arent doing our kids any favors when we give them everything they want. Setting the bar too high now could mean setting them up for problems later on. Specifically, when they move out on their own theyll want to keep living in the style to which we have accustomed them and if their salaries dont allow for that, theyll wind up in debt. 5. Automatic upgrades Whats wrong with your old smartphone or car or whatever? If you bought it relatively recently and it still works, whats with the rush to replace? If you get the newest phone as soon as it comes out, or trade in your vehicle every few years, or replace anything else before it really needs replacing, ask yourself why. Because your co-workers do? Because some commercial made you want a new car? Because you dont know why, but you really, really want to anyway? Think about the opportunity cost of that cash. Then think about the way you want to live, and whether or not you want other people making decisions about your money. 6. Shopping mindlessly If you dont need anything, stay out of the mall. Going shopping with friends puts you in a position to find something you suddenly cant live without, or something that looks so cute on you or would be so cool in your house or so useful in the garage. Except that you were doing just fine without that item until you saw it. Ditto online shopping: Dont cruise your favorite retailers websites unless you have a specific reason to do so. Better yet, undo the one-click function and remove stored credit card info from all sites where youve shopped in the past. Bonus frugal points if you change your online passwords to something that has personal significance, such as WeDDingDAy8192020, or 19YEarsLEftonMORTgage, or EARLYretire2028 these little reminders of where your dollars could be going instead might help you from overbuying. 7. Always buying retail Why automatically pay full price? Instead of heading straight to the shopping center when you need (or want) something, consider these options instead: Thrift shops: Some are junky, but others are great. Its like a treasure hunt. (Pro tip: Find out if there are senior discounts or other special deals. For example, a secondhand store my daughter likes offers 50 percent off every Monday.)Consignment stores: Like thrift shops, except theyre more discriminating about whats accepted.Flash sales: While online shopping should be approached with caution, sometimes a sale really is too good to pass up. Hold yourself to limits, though: Just because those slacks are a great deal doesnt mean you need to buy a pair in every color.OfferUp, LetGo, Craigslist: Sometimes people want (or need) to get rid of furniture, tools, bikes or automobiles without the hassle of a yard sale. Caution is required, but you can get some darned good deals this way.Newspaper classified ads: Yes, really. A guy I know recently bought a pickup truck (necessary for his job) from a newspaper ad, spending many thousands less than he would have paid at a dealership.Freecyle: You might be surprised at whats being given away, no strings attached. Ive seen beautiful furniture, clothing, bicycles, toys, books, and other useful stuff offered up.Yard sales: Another treasure hunt. Ive seen items still in the shrink-wrap at these sales. Its a great place to buy baby stuff, including newborn-sized clothing that seems never to have been worn.Buy Nothing Facebook groups: Last month my partner and I just picked up an almost-new Weber grill. Some of the other things Ive seen lately: baby stuff, solid wood table, sewing machine, board games, computer desk, cookware, and tons of childrens clothes. All of it is free.8. Overdoing it on special occasions Are holidays and birthdays completely over the top? Maybe its time to tone it down. When they become extravaganzas of gift-giving, we cheapen the meaning and also set the bar higher and higher. A kid who gets tons of presents is unlikely to appreciate each one fully and more to the point, he develops a sense of entitlement. As for birthday parties, when did they start resembling mini-coronations? Even one-year-olds are having party rooms reserved, decorations put up, and gift registries established. Really? Think of all the money thats spent and quickly forgotten. Now think what those dollars could have done for a childs education fund or your own retirement. Celebrate joyously, but celebrate sensibly. 9. Overbuying for grandchildren While waiting in line at a crafts store, I met a woman who developed the bad habit of having small gifts waiting for her granddaughters whenever they visited and they visited a lot. The woman was fretting visibly as she looked over the items in the stores dollar section. What do you buy for someone who already has everything? she asked me. After hearing her story, I felt very sad not just for her but also for the kids. A visit to grandmas house had become an exercise in acquisition. The first thing they do upon crossing the threshold is to ask what theyre getting. (Does anyone else find that quite sad?) Expectations are made, not born. If youve gotten into the habit of treats and more treats, scale back. Replace them with activities and gifts of time. The kids who are used to getting stuff will gradually become used to not getting stuff and when occasionally you do treat them, it will mean a lot more. Again, the money you save could go toward their education funds or toward shoring up your own budget. You cant finance retirement. 10. Giving more than you can afford Charity is a noble impulse. But giving to the American Red Cross or the Society for the Prevention of Cruelty to Animals should be done after youve taken care of business. Specifically, after youve built an emergency fund, started saving for retirement, and taken care of any consumer debt. Put on your own oxygen mask first, financially speaking. Award-winning journalist and veteran personal finance writerDonna Freedmanis the author of Your Playbook for Tough Times: Living Large on Small Change, for the Short Term or the Long Haul and Your Playbook for Tough Times, Vol. 2: Needs AND Wants Edition. Read more: https://www.thesimpledollar.com/loans/blog/a-loan-wont-solve-your-money-woes-if-you-dont-fix-these-10-financial-issues-first/

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unlikelydreamlandcreation-blog · 6 years

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Basically, I have an internet business, and Im wondering if there is a way that I can have business car insurance? I would like to know the as much as I can. I am looking at a rather fast, expensive car, that will partly be used for Business. So Im wondering if I can get a business insurance policy, and cover it on that? Anyone in the know - please help, and offer advice. Thanks.""

Was Obama's health care/college system comparison valid?

Tonight President Obama compared the public health care option to the public system of Universities and colleges. He said the public option will work the same way public colleges and Universities without inhibiting a vibrant system of private colleges and Universities. This is a fool's argument and a total apples to oranges comparison. Let me explain, first almost all private universities receive funding from the federal government. The federal government is not going to provide funding for private insurance. The second reason is it's common knowledge that the best Universities in the U.S. are private schools such as Duke, Stanford, and the Ivy League. These universities fill most of the highest paying jobs in the country. Some jobs even go as far as to require a degree from one of these schools (Stock Brokers on NYC Stock Exchange.) These highly paid graduates can donate larger amounts of money back to their respective colleges than the average Joe who graduated from a generic state funded university. No one is going to donate money to the private insurance companies. We can't even get all the people who qualify for insurance to sign up and that's the problem! Look, I have no way of knowing whether the public option will work or won't but when faulty logic is used to support it I become concerned. When most of the people supporting the public option are from California (a state where the middle class is few and far between) I become more concerned. When most of the Senators and Representatives who support the public option say they would prefer the U.S. had a single payer system (that's total government control of health care if you didn't know) I become very concerned. The reality is no one knows what the effects of public option will be. Also, the success of FedEx is not any proof that public option won't hurt private companies because an independent council regulates the mail industry. No independent council is mentioned in any of the plans in the House or Senate. yes or no""

Why are my insurance quotes so high?

I am trying to get car insurance and all the quotes I'm getting are about 100 dollars a month. I'm in highschool and any of my friends get theirs for like 60 a month. I have a perfect driving history and still it's too high.

What is the best way to market homeowners insurance in Florida?

I m a relatively new property and casualty insurance agent in Florida. There is a perceived homeowners insurance crisis in Florida. Many of the big boys (ie Allstate, State Farm, Nationwide) are not writing any new business, policies are being nonrenewed, and if you're lucky enough to not get dropped, premiums are going up by more than 30% a year. Because of this, the average consumer thinks there's no alternative but pay what your Allstate, State Farm, or Nationwide agent gets you, which is usually a high rate with Citizens (the state run insurance company of last resort). However there ARE several small companies writing policies in Florida with great rates, but the captive agent of the big boys can't write them so people don't really know. I honestly haven't had a single lead who I couldn't save hundreds, maybe more than a thousand dollars a year. But I just don't know how to get the word out. Any ideas?""

How much does US health insurance cost per year?

I am considering moving with my wife and kids to Michigan for a year as part of my degree. I have a number of questions, mainly about health insurance. 1. Will my wife and I still be considered married? If not, will that affect the way we buy insurance/are treated at the hospital? 2. She is very active, with slight asthma and bad PCOS. How much (roughly) would health insurance be for her for one year? 3. I am wheelchair dependent and suffer from epilepsy. How much (really roughly) would my health insurance cost? 4. Do I buy separate health insurance for my children (aged 17 months, 1 month and 1 month)? 5. My eldest child appears to be struggling with leg movement and we are considering the possibility that she may have inherited my condition. Will treatment and tests be covered by the insurance, even though we have an idea of what it might be before buying the insurance? I know these must sound like obvious questions to US citizens, but we are not a particularly rich family, so we need to make sure that there are no big bills hiding around the corner! Thank you""

Should I change the deductible on my auto insurance?

I own a car that is 12 years old with only 81,000 miles on it. The car is worth somewhere between $3000 and $4000, depending on if I sell it outright or trade it in. My plan is to drive it for as long as I am able. I have a $500 deductible right now but am wondering if I should change it to $1000 to reduce expenses. I live on a fixed disability income and money is tight. I have no savings. With that said, what would be the best thing to do at this point.""

""In your opinion, who has the cheapest automobile insurance?""

In your opinion, who has the cheapest automobile insurance?""

Where to find affordable health insurance?

I need blood presser pills but cant afford lab work or doctor fees

Insurance to volunteer at a clinic?

I was just offered an unpaid internship -type program through a veterinary clinic next to my university. I won't be getting paid and it will not help me with any credits, but it will provide me invaluable experience to get into vet school. However, they're requiring I get volunteer insurance (because it involves work with live animals) since I am an unpaid employee and will not be covered under them. How do I go about getting this? Thanks!""

Will third party car insurance compensate me if i don't have car insurance myself?

I do have car insurance that's for a start, but my insurance is threatening me that if i don't pay an extra premium to update my policy, they will cancel it. With that being said if the third party have already admitted liability will I still be compensated for my damage to my vehicle and injuries? The reason why they need to update my policy is because when I did the quote online I inputted the amount of cars in the household as 1 instead of 3 (my error) but upon going back to their website to retry the quote with 1 car vs 3 cars in the household, it turns out cheaper to have 3 cars instead of the one so i cant understand why I would need to pay more to get something cheaper. Now I don't want to pay 200 to update my policy for the remaining time on my policy which is roughly a month;s time, if they do cancel my policy will the third party insurance still compensate me? Thanks in advance""

""Affordable health insurance that includes dental, is 80-20 & is around $60 a month?""

I'm on my parents' health insurance right now only because I was living in the house & going to school & that's going to be ending at the end of this month. So I'm wondering, what's a good, affordable health insurance that has a low deductible, a dental plan, covers the CVS MinuteClinics (though I guess I can live without that), they cover 80%, I cover 20%, & HOPEFULLY no more than $60 a month?""

Receive workers comp benefits disabled age 62 can i received medicare or any supplement to health insurance?

Auto insurance question?

what typically happens if ur drivin without insurance and get into an accident that wasnt ur fault...

What is the ball park annual cost of running a standard used car including all expenses and repairs?

Including registration, tax, insurance, maintenance, repairs, oil changes and cost of buying a used car what is the ball park annual cost on a standard size and model vehicle""

What and who has the Cheapest car insurance for a 2005 Mustang?

i am getting a 2005 Ford mustang, and i wan to know who has the cheapest insurance for a mustang. thx""

Ive had my car insurance for a year with no claims.?

now i want to switch insurance company as new one is much cheaper. can i get a letter / email from the old one saying that ive had no claims during the year??

A IF Car insurance question?

For example. Got a insurance paper from Jan 1st 2010 to Jan 1st 2011 But i stoped the insurance at June 2010 for example, after that i get pulled at July so police checked the papers and see its still with insurance and let me go? How you think about it? Means you dont have to pay insurance and wont get res until you got into a accident and the other side wants to tell the insurance company?""

""My husband and I are self employed.....We are shopping for health Insurance, what do recommend?""

We are looking for affordable health insurance, but I don't even know where to begin....If you are self employed, who is your provider and why?""

What are the best health care companies?

I'm in my early 20's, have no real health issues, and take no meds. I can not get affordable insurance through my job, and i just can't go without it anymore. I'm trying to find not just the most affordable plan, but the best company who wont try to screw me over at every turn (which i know is hard to find). I did some searching on my own, but the only list i could find of top rated companies were all state specific.""

Is it expensive to insure a Prius?

I want to invest in buying a toyota prius but I heard that the insurance for these vehicles is expensive. I have Allstate insurance. Anyone who owns a prius, is the insurance ...show more""

Question about Car Insurance?

At the moment i have a G2 lisence. If i get my full G lisence will my insurance be less?

What is the average home business liabilitly insurance monthly premium?

This would be an internet based business run out of my home, with $2000 in sales a month.""

Cheap No fault insurance for 18 yr old?

Primary and Secondary Health Insurance?

This has been a big complication for a few months, but back in October of 2008, I had a physical exam and my provider billed, what I assumed at the time, my primary insurance company (Horizon NJ Health). However, two years later, Horizon took back that money and my provider has been billing me for that physical back in 2008. I called Horizon and apparently they took back the money because I had another health insurance, and Horizon was no longer my primary. I had not known about my other health insurance company, Aetna student health care, since they never gave me any information or membership details, and I was automatically enrolled for it when I entered my university. When I contacted Aetna, they told me that they weren't the primary insurance company because they were just student health care. After several phone calls back and forth between Aetna and Horizon... I STILL haven't figured out who my primary insurance company is since they both claim to be the secondary insurance (and they seem to have endless reasons why the other is primary). I contacted my provider and asked them who they have listed as my primary, and they seem to be clueless about it too (when I spoke to the receptionist and asked, they kinda changed the topic). Is it possible to have two secondary insurance? If not, who should be my primary insurance? If Horizon is my primary, doesn't that mean they shouldn't have taken the money back for the physical exam?""

Health insurance for a minor...?

I moving to California and on my own and I am 17, turning 18 in about 2 months, and I was wondering how much health insurance would cost me? and what would it cover?""

If i report my car stolen will the insurance company ask for the keys?

My car was tolen... But i lost the keys to it. Does either the police or the insurance company ask for the keys?

Who is the Blonde looking for better insurance rates in the progressive insurance commercial.?

She works alongside Stephanie Courtney in the progressive insurance company commercials.

Car accident insurance question?

Last week someone backed up into my bumper while my car was parked. They were very nice and left a note, and we were in the middle of sorting things out. I got an estimate for the damage, but we had not yet done anything with their insurance company yet. Today my boyfriend was driving my car, and he spun out and totaled the car. His insurance should be able to cover it, but how should I go about for the insurance with the first person? Do I need to tell them about the accident or is it not necessary? We haven't yet filed the insurance and so I don't know if it will be a problem. Any help is appreciated.. thanks""

Someone hit me and they cancelled their car insurance?

I was hit by a moving truck (chevy), while I was in a parking lot. My car was not moving at the time the truck hit me. He gave me his car insurance info and phone number. I tried calling his number and I reached a dead end. I started a claim through Farmers insurance and I got a call today saying the claim was cancelled, because the gentleman in question cancelled his insurance the day the accident took place. What do I do now?""

Price for motorcycle insurance?

So my parents just bought my brother a brand new car and just told me that I wont be getting it til 3-4 years from now . and I'll be 20 something by then! I'm 16 turning 17 this year by the way. and it sucks even more because my other brother had received his car when he was 18, which is totally unfair because I have achieved more things than him, academic and community wise. So anyways, I've been wanting a motorcycle since I was a little girl and since I will be working this summer and winter, I was hoping on buying a used motorcycle, specifically any Kawasaki Ninja, at the beginning of 2010. Insurance price please? I know it ranges from age, experience, accidents, and etc. I'm a 16 year old female that will be getting her regular permit in June and after 6 months, I will be getting my motorcycle license. Won't be driving a car anytime soon, obviously. Oh and I'm in the bay area of California if that changes anything? Thanks for the help, just need to know how much to save. Oh and if your wondering why I wont just buy a car, because I only wanna save 5 grand max and that will only get me a wack car.""

Does anybody know of a cheap insurance company for eighteen year olds?

I just turned eighteen and I'm looking for car insurance since what I'm paying right now is really high ( 290 for minimum) Everywhere else I look wants like 1000 dollars a month for minimum coverage thats crazy how can anyone afford that? Are there any good companies in specific for someone in my position?

""How does this work, car insurance?""

I'm thinking of getting a new car soon and have checked out how much insurance it will cost with my current insurer.If i sell my current car before my insurance runs out, will i get a refund on what is left or will i just pay the excess on whatever is left for the new one? There is 70.35 difference a year for the new car compared to what i'm paying just now for my current car.I've never done this before, so i dont know what i'm doing really.""

Ok i need help on finding health insurance?

Im 19 yrs old i have no kids or a job, So i cant get on medicaid. I have hyperthyroidism and im on 2 medicines and need to see a doctor but i dont understand the deductuble and all that crazy stuff so any info will help me.. Thank you""

Are auto insurance deductibles tax deductible?

I have a smashed windshield with a $500 deductible. If I get someone to fix it (for a lot), can I write off my payment of the deductible on my taxes next year, or is it just called the deductible because it is deducted from the total cost of the repair?""

Question about teenager insurance?

if i put my son on my insurance policy and he gets into an accident with his own car does my insurance go up. or does his when he turns 18. also how much? would it double?

""I need prescription glasses but I don't have Insurance, how much would it cost approximately?""

First off, don't know if location is of any importance but I am from the Sacramento, California, USA area. Like the subject says, I have no insurance of any type, I was thinking of going with Aetna, but only making $90-$120 a week with a temp FedEx job its been kind of rough. But my eyes are going.and its just getting worse. Does anyone know an approximate price of what it would cost to get a pair of glasses without insurance? The charge of the exam and getting the glasses? Or any recommendations for Insurance? Thanks guys if anyone can help. Anthony V -aka TheDunceHat""

Does leasing a car affect insurance more than financing?

So because I don't technically own the car, will leasing a new car be more expensive than buying a new car... insurance wise? Or is there a negligable diffenence?""

Let's not have universal health care but just make health insurance more affordable?

and have the insurance companies take out take all these pre existing condition clauses. Then we don't have to worry about giving health care to illegals or higher taxes. Does anyone agree with me?

Auto insurance question?

what typically happens if ur drivin without insurance and get into an accident that wasnt ur fault...

Should people who do not own cars be forced to buy car insurance?

so that the insurance would be cheaper for those who can't really afford the premiums? That's what Hillary wants to do with Health insurance. She wants to force young people who very rarely need it to buy it so that it would be more affordable for others.

""Fender bender, but did not have insurance?""

hypothetical situation, fender bender. I was in a fender bender, I was not the Fault person, but I did not have any insurance. Does the fault person insurance have to pay me for the damages done to my car even though I didn't have insurance when it happen? the insurance company refuse to pay me for any damages done to my vehicle. If I take them to court will I win. (the question is for me to know if I can get sued because my insurance company is not paying for the damages done to the other vehicle, but she did not have any insurance so they refuse to pay anything.)""

What's the average price of car insurance?

I'm 23 and thinking about buying a car but am weighing out the pros and cons. I've had a licence for almost 5 years, drove for the first 2 and haven't driven since. I haven't made any claims that were my fault. I'd like to buy a car in group one so can anyone tell me on average how much it will cost per year? Thanks""

USA traveler renting car in New Zealand. What's the best car insurance?

My wife and I are traveling to New Zealand this September and renting a car for 2-weeks. We found out that our USA car insurance does not cover automobiles in New Zealand. I also checked American Express (my credit card) and they too do not offer any type of coverage in New Zealand. We are renting our car from Hertz but the insurance through them is super expensive. Does anybody have a suggestion on temporary car insurance in New Zealand? Also, feel free to offer any other advice about renting cars and driving in New Zealand. Thanks a lot!""

I'm turning 16 this year and i was wondering about insurance prices on a few cars?

I recently found a 1994 misubishi 3000gt, and a 1997 pontiac trans am. Like i said I'm turning 16 this summer and I want to know what car is better on insurance for a kid like me? I would also like to know which would be better for the winters in Idaho? An estimate will be perfictly fine. Thank you very much.""

My car was hit and I have no insurance?

Hi, I have just moved to Alberta from Ontario, I cancelled my insurance and then was not able to get insurance with out an out of province car inspection...... totally my fault I'm not covered but when I stopped at a pedestrian crossing a truck slammed into me from behind. who claims from his insurance company if I don't have insurance doing it on my behalf? I also sustained some injuries where do I stand on this matter?""

Does anyone know of a sporty car that's not considered a sports car by insurance?

I like the grand prix but i want a company that is still in business thanks

Why are pickup trucks so cheap to insure?

i went to go look at a truck that is 10 years newer than my ford explorer. it was a ford f150 even with full coverage its still lower. the insurance for the explorer is nearly $2,000 a year. and the f150 is $1800 a year even with a big powerful V8""

How much would car insurance be...?

My Bf and I are going to be moving in together within the next year, we are going to have only one care, (i think) and possibly two within the next 2 or 3 years. We'll be living in North Carolina. I just need an estimate as too how much car insurance for us would be? Thanks!""

Does my husband need his own insurance on another car?

my husband was insured on his car but its now sold and the insurance run out yesterday, he also drives his business partners car on which he is a named driver on the insurance, now his insurance on his own car has expired is he still covered to drive his partners car even tho he dosent have his own policy? im unsure how it works so just want to double check..""

What is the cheapest car insurance?

Looking for cheap insurance because I have had to tickets for speeding.

How much should my car insurance cost?

In a few months ill be getting my license and a car. I live in Massachusetts. I'm not exactly sure what I am getting for a car, but I may end up getting a Honda accord that is around 12 years old and has a lot of mileage (200k+). Pretty much, I'm starting to look into the cheapest possible car insurance because: i don't have much money to spend and even if I did have a low deductible, it would be very close to the full value of the car which in that case I would just get junk it. What should I look for to make my cost as low as possible and how cheap could I potentially get it for? Thanks.""

Can i cancel car insurance on a used car i was thinking of buying in ny?

I went to a dealership in ny. i was interested in buying a used a car and said I will put $3,000 down. i called my insurance company and got a quote for the insurance for the car. they charged my card and started processing the registration and title for the car. all this was being done before I saw the terms/interest rate for my car and before i even signed any papers agreeing to buy the car. i didn't agree to the terms of the car. so i said i don't want it. they refuse to give my down payment and when i tried to cancel my car insurance, the company told me i need to return the license plates. i don't even have the plates! there are still at the dealership. how do i cancel my insurance?""

I need help with a car insurance issue?

My boyfriend recently got into an accident with another driver, resulting in no injury to the driver, minimal damage to his parents' truck and side damage to the other drivers' car. That was a week or two ago, he found out today that he has been excluded from his parents insurance plan. This is the first he's heard about it since moving back in with them in November. His parents knew about it though. I'm worried that he may lose his license and also his job. I've tried searching but I found nothing on this. The state is California by the way. I'll appreciate any answers and will give the best answer points (is ten good?).""

How much would my car insurance cost to pay the minimum payment?

what is the cheapest car insurance company? How much would the minimal payment cost? My 21 yr old bf would be the one paying it and i would be under his insurance. im a first time driver age 19. I am a mom of two kids and highschool graduate. the title to my car would be in his name. Unless it doesnt matter to have it in both our names. we live in ms and he uses state farm.

Best place to purchase health insurance?

I am starting my own small business and need health insurance for my family. I won't go with Kaiser, please don't ask why. I need an HMO with no deductable or a very low deductable because in my area the Blue Cross, Blue Shield, HealthNet networks have pretty good doctors and hospitals within their approved networks. It will be a family-owned sole prop business. I live and work in California, but if there is value in incorporating in another state for the purpose of taxes or prices on health insurance, I guess I could do it...because I have not formally formed the corporation yet. I used to be under the impression that the best prices for Heath Insurance came when you worked for a big company, but things seem to have changed. I recently worked for another smalll family-owned business, and they got very good rates by incorporating and claiming a Headquarters in Washington. What is the best strategy to get the best insurance at the lowest rates for a small group- one family? Thanks!""

Classic vw beetle 1303 insurance fo 17 year old?

How much do you think insurance would cost me? Item specifics Condition: Used: An item that has been previously used. See the sellers listing for full details and description of ... Read moreabout the condition Year: 1975 Transmission: Manual Manufacturer: Volkswagen Fuel: Petrol Doors: 2 Seats: 4 Colour: Blue Drive Side: Right-hand drive Metallic Paint: Yes Safety Features: Chrome Bumpers, Chrome Mirrors, CD Player, Alarm Mileage: 27,000 Exterior: Alloy Wheels Engine Size: 1,285 In-Car Audio: CD Player MOT Expiry: 10/2014 Type: Saloon, Historic Vehicle Road Tax: 10/2014""

Best car insurance in NYC?

i live in NYC, BX and its' really crazy how much money they are charging me for car insurance. about 3000 for 6 months...:-( cause i have never owned a car...i am 35 now and still it's not going down...:-( any suggestions? and please don't say walk! :-)""

New Car/ New insurance...need it immediately?

I will be buying a car on Sunday. I am under my parent's insurance right now but will be getting my own when I get the new car. Do I need to get the new insurance policy before driving the car off the lot? How can I do this without the VIN number? I live in Florida.

Having car insurance cancelled??

my payment is due in a few days, and due to financial difficulties, im not going to be able to pay my car insurance on time. when i go to the web site (i have progressive) it says pending cancelation on 7/27/08 ... can they do this? what should i do?""

Can The Insurance Be In Someone Else's Name When You Finance A Car?

I want to finance a car, i know full coverage insurance under my name won't be cheap but can like a family member put full coverage insurance on my car through their name (i'll pay the bill) so it can be cheaper...? thanks""

Question about insurance liabilty when driving a drunk friend home in his car?

My friend asked me to drive his car for him to pick him up because he was drinking. I picked him up and on the way home got into a fender bender at my fault. His insurance paid for the damages done to the other vehicle, but he does not have complete coverage for his car and wants me to cover 800 dollars in damages done to his vehicle. I do not feel responsible for this. I have minimum coverage. Will he be able to take me to claims court? Am I liable for his damages?""

How much flood insurance do I need in a low risk area?

I called my insurance carrier to get a agent to get a quote. He told me limit option starting at $100K and went higher to match the limits of my Dwelling coverage, and ended by saying ...show more""

""If i just got my permit, can i drive my moms car without insurance?

I just got my permit and want to drive my moms car. Do i have to be on her insurance if i only have a permit?

Car insurance on eclipse?

i recently had suv and a pickup truck. ar insurance is about $500 a year through farm family were on the farm policy so its a lot cheaper. I recently sold my truck (diesel) got tires of the awful gas milage (ford f-250). with the cost of diesel going way up again it was costing on empty-full $150 thats total b.s. anyway i been looking to get something with good gas milage that does not cost a lot to fill up. i have been looking into cars and taken carefully into consideration they get better milage but i have seen cars even is 20 mph accidents totaled. my next question is how much would car insurance be on a eclipse. if i did get a car i don't want a pice of junk looking old lady car i would want something that looks very nice. i was looking into the mit. eclipse/spider. was curious how much car insurance was if i stayed with farm family. i was going to call and ask them but i don't have the physical car yet and they would need to know exactly what kind of car year etc it is to give me the exact amount. I'm 22 years old with 5 years driving experience. only 1 accident. (old person was in hurry to airport for vacation told me and cop he did not think it it was needed to stop so he ran stop sign and hit me. i have owned 2 pick ups, 1 trail blazer. pickups, ad suv's fall under farm category cars don't so i am sure it would be more then what i pay now. i don't want to switch insurance either i hear horror stores with others. farm family paid me every time that week for accident repair i hear others you won't hear from them or they don't pay you or hospital bills if its needed farm family does. my spelling is not the greatest at it i got a little lazy.""

Auto insurance question?

what typically happens if ur drivin without insurance and get into an accident that wasnt ur fault...

https://www.linkedin.com/pulse/prince-west-virginia-cheap-car-insurance-quotes-zip-25907-hebert/"

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themoneybuff-blog · 5 years

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A Loan Won't Solve Your Money Woes If You Don't Fix These 10 Issues First

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