#Tax Minimisation

[willsandtrusts]

Estate planning might sound like a concern reserved for the wealthy or the elderly. However, this misconception could not be further from the truth. In reality, estate planning is a crucial step for anyone looking to secure their financial future and ensure the well-being of their loved ones after they're gone. Particularly in the UK, where the legal system and tax regulations can be complex, navigating the process of estate planning is essential. Here are six compelling reasons why estate planning should be on your radar, regardless of your age or wealth.

#Estate Planning #Estate Planning Importance #Financial Planning #Asset Distribution #Legal Protection #Tax Minimisation #Wills & Trusts

[ronmanmob]

Thoughts on Ron  👓

That Affect He Has (and part of how he copes with it)

The effect flat affect has on Ron's ability to express his emotions facially and vocally is quite profound. No matter where or when he's found in writing it'll be there, though time's passing - and access to better support and understanding of his condition in modern settings - lets him learn to cope with and combat (with varying degrees of success) the most visible and audible signs of the struggles he has emoting. He'd loathe sitting for speech therapy -- it's too vulnerable a thing, even in modern times, for him to stomach. But the one session he'd attend before jacking it in would yield an interesting suggestion that would stick.

"You like music, right Ron?"

"--Yeah."

"So sing along."

And he would. Invariably it'd be when he was alone - so that vulnerable bit weren't exposed, right? - but he'd work himself up from mouthing along to getting some voice along with it and while there'd be no revelation of intense vocal talent there...it'd help. For all he struggles with keeping track of his own tone and pitch, he can hear it in others when they're singing. And he can mimic. And he can learn through mimicry what the right notes sound and feel like as he picks up spits and spats of melody and purrs along low in his chest.

#👓Headcanon #tw: mental illness #cw: mental illness #//no matter what he's learned and practiced; emoting will always tax Ron #//it's almost never not a conscious thing #//but it's also something - through time and need and effort - Ron learns to minimise to the best extent he can for the comfort of others #//which is why your darling muse may get - on a very good day - a beaming smile and effusive greetings #//he means every word and gesture; it's just...think of how it feels to smile through a dentist's anaesthetic #//how much effort that takes #//minus the numbness; that's something like the effort Ron expends with the face/voice doing #//and that's fine; he wants to do it if he's doing it #//if he didn't want to he wouldn't for dust #//it's just that bit'a extra mental work

[paralien]

... tfw you apply to a job as a 50-60% employee because you've got reduced health because of a intensive surgery you never truly healed from because of a birth defect that never got dealt with as a child so you had to deal with it as an adult and surprisingly the place you applied to says yes and gives you the job despite your history of health issues but surprise, boss has signed you up as a 100% employee and then goes on 2 weeks of vacation before you can sort out your work schedule and remind them that hey you only applied to a 60% position 😳

#just lmk how much u can work according to the welfare system and we'll try to stay within that #listen sure for anyone else that'd be gr8 dont get me wrong but. i work overtime every single day #and i have no rest days bc during the weekends i need to catch up on family related stuff #and im only supposed to work 60% bc if i work 100% the welfare system/office will drop me #and im in the middle of the process of getting assessed to see if i qualify for permanent disability benefits #bc i have a leg thatll never get 100% better and im gonna have to deal w it my entire life and 🙃 i can work but if i eork 100% #itll only take me so and so long before i crash abd end up bed bound #becsuse i get inflamation in my entire body 💕 and i need rest days to actually minimise the chabce of that happening 💕 #so i can be a reliable and dependable employee #boss even SAID #AND THEN SHE PREPARES TO GO ON VACAYION AND SHE HASNT EVEN ORDERED MY WORK UNIFORM YET #MAAAAAAA'AAAAAAM #also idk when i even get PAID ... #all i know is what i make per hour before taxes #fanya.txt #fanya yells abt work

[kpgtaxation]

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#KPGTaxation #TaxHelp #Accountant #Hobart #TaxServices #TaxSeason #Minimise Tax #FinancialAssistance #Finance #TaxTips

[probablyasocialecologist]

The earnings of the ultra-rich are literally unearned. This isn’t a value judgment: it’s the US tax agency’s term for money made through “investment-type income such as taxable interest, ordinary dividends and capital gain distributions”. While Astor and Rockefeller surely followed the wealth-maximising maxim of buy low, sell high, and put money in trusts, charities and other vehicles to minimise taxation, we’ve seen this logic taken to the next level, without policy changes to correct for it. Most of us pay tax on our incomes at double-digit rates; if we’re fortunate enough to own assets, we pay tax on the profits when we sell them. Billionaires, on the other hand, “can borrow against their growing investments year after year without owing a dime in taxes, allowing them to pay lower tax rates on their income than ordinary Americans pay on theirs”. That statement doesn’t come from Bernie Sanders, by the way, but from the achingly centrist White House, which in 2022 proposed a 20% minimum tax on households worth more than $100m. It went nowhere, in part because its subjects so strongly opposed it. The impending arrival of the trillionaire signals another step backwards in the fight for a more balanced economy and healthier democracy. The billionaire class, after all, skews the balance of power in the marketplace, in politics and in society. Its members own newspapers that shape public opinion. They donate to politicians who pass the laws that they want. According to one study, 11% of the world’s billionaires have held or sought political office, with the rate of “billionaire participation” in autocracies hitting an astounding 29%. Another study shows they tend to lean to the right: positions that typically help them keep their own wealth, and that of their peers, intact.

#inequality #capitalism #ultra rich #compost the rich #limitarianism

[theskyexists]

There are many reasons to not go in for nuclear power and some reasons to go in for it after all.

Against:

1. It takes so many damn years to build. We'll be 20 years on and far past our carbon budget. That HUGE (they are insanely expensive) amount of money could have been spent on something more scalable. Nuclear is not scalable. Wind and solar are extremely scalable (and cheaper every day). One reason is that renewable plants (e.g a mill) are small and a repeated construction. Expertise for constructing renewables is widely available, nuclear plant construction expertise is in short supply. Counter (a bit weak): even if it takes ages to build, still, we're not on schedule for non-fossil fuel use anyway, so it will probably unfortunately still be relevant in twenty years.

2. A nuclear plant is a national security risk. One: in times of war. 2: in times of natural disaster. No counter to that except: surely war won't be THAT bad and the failsafes will always be enough.

3. Sourcing the concrete, steel and uranium that goes into such a plant isn't good for the environment. Nor is uranium renewable. Current stocks and use would provide us with 130 years of energy production. Build more plants, that number goes down. Counter: producing any power plant requires mining and transport - coal plants and renewables do too, for example.

4. Nuclear waste is a non-negligible problem. There are (war) incentives NOT to reduce waste. Even when waste is minimised, waste remains. Highly dangerous waste can kill people for longer than any society on earth has ever survived. 500.000 years... So no society can reasonably take responsibility for it. When nuclear waste is stored and then spills (as has happened in Germany) the state must pay billions in taxes to clean it up. Storage is difficult. There are NO permanent storage sites ready in all of Europe. There's about 180 plants now that have ran for decades. No permanent storage. If a company is made responsible for a nuclear plant, they tend to pay out to their shareholders one year and claim not to be able to take care of the waste for fear of bankruptcy the next - or they've already declared bankruptcy. Literally happened here. There are no incentives to deal responsibly with the waste for companies. Germany is projected to have to pay hundreds of billions of euros for permanently storing all the waste they've still got lying around at interim sites. Once again, money which might have been spent on scalable renewable production. 500.000 years... this a storage solution must last for 500.000 years. Ever seen concrete last so long... ?

5. We're seeing nuclear crowd out renewables RIGHT NOW IN REAL TIME in politics in the Netherlands and the UK. The money (and project managemeny time) really cannot be spent twice.

For:

6. Fossil fuels have done way more damage to the environment so far. Nuclear is preferable. In fact, 20% of European electricity and 10% of total energy is provided by nuclear power plants. 180. Plants. All renewables combined provide 17%. No real counter to that: they really do produce a lot of electricity without emitting greenhouse gases! Importantly: they don't need a lot of space. (Nuclear on the whole causes about as many greenhouse gases as wind energy equivalent and even slightly less than solar. Forty times less than coal.)

7. Nuclear is a proven way to produce a LOT of power. Weak counter: this makes it a liability in the electricity grid and incentivises less maintenance to minimise downtime (if no other plants can take over - generally not if they're too big. This makes them unreliable, just like renewables). Counter to that counter: much smaller (scalable) plants are being developed. Counter to that counter: they're experimental. The thorium reactors thay produce shorter lived waste are also experimental. I.e. it will take decades before we can build operational versions. (BUT! there's an ENORMOUS amount of thorium on earth, which is extremely important. Waste is much less problematic and meltdown impossible)

8. Nuclear plants that are not traditional baseload only plants and have load following capabilities can play a role in managing the ups and downs of renewables on the grid. Counter: even when built for this purpose, it's impossible to make enough money to pay for the construction and management and deconstruction and waste management by only running these plants as buffer. This is a problem because companies are asked to construct the plants, not the state. Counter 2: in a hybrid system with renewables the grid operator actually has to PAY OFF (millions) the nuclear plant to stop it producing so much. It's a liability in a hybrid system with renewables.

Final conclusion:

CURRENT nuclear power plant construction does not play well with the transition to renewables because there is no way in this financial system to use its production as a buffer, the state cannot produce the plants because there is a lack of expertise, companies cannot afford to run the plant as buffer and cannot be trusted and ideologically and politically nuclear power is proposed as an alternative to renewables instead of a complement which cuts into the much-needed financial resources necessary for renewable expansion. It is slow to build and badly scalable. We need speed and scalability considering our climate deadline. There is no permanent solution for waste and takes billions of euros to store right now already. Uranium is a scarce and non-renewable resource. Existing plants impede the transition to renewables (there is no need). They form a liability for continued production when it comes to short term production for the grid when needing maintenance and long term liability for energy production when they need to be decommissioned (France is dependent for 3/4ths on many plants that must be decommissioned at the same time). Nonetheless, existing plants are preventing a large amount of carbon emissions. Nuclear can be a useful element to the energy mix, and requires a lot less space than renewables. If innovations in scalable, smaller plants with increasingly better business cases, faster build times and ability to offload production to each other, there may be serious synergy with renewables. Still, these will be useful for 50-100 years until uranium runs out. Problematic, not just because it leaves us with expertise and infrastructure that will have no fuel, but also because we need to transition FAST and it's uncertain in how many years this technology will be operational. Thorium would be a solution to a lot of problems, but that is also decades away from operation. Putting money into research and test reactors is a priority. Decommissioning existing plants early would be stupid even if it would remove their contributions to transition intertia and the as of yet unsolved and increasing waste storage problem.

#my stuff #my thoughts #just thinking.... #nuclear power

[dagaz-s-disastrous-descent]

Now a word about Solar Auxilia.

My boys and girls are really underappreciated, both on the table and in the fluff (they show up in only one Black Library book!!!) but I think they are one of the most important parts of the heresy era fluff and they show how far Imperium has fallen throughout the ages.

They were an elite of the human army, taking roughly 1/5th of all the forces. Considered to be second only to astartes those men and women fought in the most dangerous environments, being constantly barraged by enemy ordnance and facing horrors that made even the marines flinch.

Similar to their real life counterpart in the form of roman cohorts they were all professional soldiers, who after serving for a certain period of time were given land to own, financial compensation for their service and in the case of 30k version of the formation even rejuvenation treatment to "give back" years of their life they gave for the Imperium.

Service in solar auxilia was really taxing tho. Their specialisation was in void warfare so they primarily fought in Zone Mortalis which required from them top-tier physical prowess, as well as unflinching morale because inside of ships there is nowhere to run and one weak link might break the chain of Solar Auxilia's assault.

On more open battlefields they preferred the tactics of aggressive defence. They deployed pre-fab fortifications, used dracosan and malcador tanks to establish kill zones and used heavy ordnance batteries to force their enemies to move to them, minimising their own losses and maximizing that of the enemies.

Their main strength was the fact that every single part of their operation was optimised to the highest degree. Every piece of equipment was standardized and produced only in the most trusted forgeworlds. When astartes were often starved of ammunition, armour and spare parts throughout the conflict auxilia was built to last.

Also they look like spacemen from old pulp book covers and i think that's neat.

#my post #warhammer 40000 #warhammer miniatures #warhammerpainting #my models #solar auxilia #dieselpunk #steampunk #warhammer #horus heresy #imperial guard #astra militarum

[ingek73]

I thought I knew royal greed – but King Charles profiting from the assets of the dead is a disgusting new low

For decades, parliament has been far too lenient about the royal family’s finances. This avaricious practice needs to end

Norman Baker Fri 24 Nov 2023 13.08 CET

Over the centuries, the royals have continually bleated poverty and demanded more money from the taxpayer.’ Photograph: Reuters

As a royal author, I have come across plentiful examples of royal greed. It is standard practice for the royals to seek to minimise their personal expenditure while maximising their income from other sources, normally the public purse.

But the revelation that King Charles III’s personal slush fund, the Duchy of Lancaster, is having its already bulging coffers augmented by the estates of people who die in parts of England with historical links to the royal estate plumbs new depths of disgusting avarice.

Like many so-called traditions, the feudal hangover that is bona vacantia should have been consigned to the dustbin of history centuries ago, but it has been all too tempting for successive royals to preserve this royal fruit machine that pays out again and again. Over the past 10 years, it has collected more than £60m in the funds.

Under this system, the Duchy of Cornwall, owned by Prince William, can claim the assets of people who die in Cornwall intestate – without a will – if no relatives can be found. Charles’s Duchy of Lancaster does the same when their last known residence is within what was historically known as Lancashire county palatine.

Edward VIII found cash from those who died intestate in the boundaries of the duchy was sitting in an account in case claims arose against it. He simply stole a million pounds from it, leaving almost nothing in that kitty.

George VI did very well out of the loyal servicemen who died serving their country in the second world war, who originated from within the confines of the duchy and had no will. “For king and country” took on a whole new meaning.

As disquiet about the practice of bona vacantia grew after the war, the royals announced that moneys collected would henceforth be given to charity – after processing costs had been deducted, of course. In the case of the Duchy of Lancaster, this came to about 4% compared to 15% for the Duchy of Cornwall.

Yet a Guardian investigation now reveals that matters are even worse than we have been led to believe. Put bluntly, we have been lied to. Monies we all thought were going to charity have instead been used to improve properties owned by the duchy, increasing the income stream that flows from them into Charles’s pockets.

We have the most expensive monarchy in Europe by far in terms of state support, and one that benefits from unique tax treatment available to nobody else. No inheritance tax is paid. The so-called private estates of the duchies of Cornwall and Lancaster are not private enough to pay corporation tax or capital gains tax. Even income tax is only paid voluntarily – if it all – no receipts have ever been made public.

The civil list, which in 2011 gave the royals £7.9m a year, was replaced, after palace lobbying, with the sovereign grant, which 12 years later is up to £86m a year. Over the centuries, the royals have continually bleated poverty and demanded more money from the taxpayer, while at the same time refusing point blank to reveal the extent of their accumulated wealth.

They even refused to provide this information to the last government that seriously tried to dig into this – the Labour government of the mid-1970s, with the then home secretary Roy Jenkins pursuing the matter.

Back in Queen Victoria’s reign, the government was told she was desperately short of cash to undertake her duties so a big uplift was provided. She was not short of cash, and the money provided by the then government was instead used to buy Sandringham and Balmoral. I recognise that behaviour from my time in parliament. It’s called fiddling your expenses.

My calculations suggest that the king is worth as much as £2bn and probably more. The bulk of this has come from excessive generosity on behalf of the taxpayer, either through direct handouts or indirectly through unique tax exemptions. But antiquated and indefensible arrangements such as bona vacantia have played their part too.

Parliament, which over the decades has been far too deferential, far too trusting, far too easy going, needs to get a grip. The disgusting existence of royal windfalls from dead people should be ended forthwith. The duchies of Cornwall and Lancaster should be transferred immediately to the publicly owned crown estate; they only escaped from being transferred along with other royal lands in 1760 because they were then deemed worthless. Plainly, this is no longer the case. The public accounts committee should begin a thorough investigation into the funding and wealth of the royals.

Monarchists should worry. Opening the doors on royal finances and practices will reveal a terrible stench.

in regards to:

#royals #king charles III #abolish the monarchy #king charles the cruel #the guardian #norman baker

[allthebrazilianpolitics]

Why are billionaires scared of Brazil’s plan to hit them with a global tax? Because it makes perfect sense

As the fortunes of the super-rich soar, a proposed annual levy of 2% could offer a corrective – and they will fight it tooth and nail

The idea is simple. There are about 3,000 billionaires in the world and in recent years they have been getting richer and richer. Demands on hard-up governments from ageing populations and the drive to achieve net zero are growing all the time. Rather than expect voters already struggling to make ends meet to pay more, how about a wealth tax on Jeff Bezos, Elon Musk and their like?

This is an idea that has obvious attractions. As Joe Biden has pointed out, US billionaires make their money in ways that are often taxed at lower rates than the ordinary wage income of American workers. Overwhelmingly, their wealth comes from the rising value of their assets, and they use tax loopholes and legal accounting moves to minimise the tax they pay. Wealthy Americans pay an average tax rate on their incomes of just 8%. Biden thinks they should be paying a minimum of 25%.

The Brazilian government has an even more ambitious proposal – for an annual global tax levied at 2% on the wealth of the world’s billionaires. The French economist Gabriel Zucman has been asked to draw up a detailed plan for how a billionaire wealth tax would work ready for a meeting of G20 finance ministers in July.

Pre-pandemic, Zucman’s idea of an annual 2% tax on the wealth of billionaires would probably have been rejected out of hand, but Covid-19 and the energy shock imparted by Russia’s invasion of Ukraine have left governments in developed and developing countries desperately short of cash. The very poorest countries – who have suffered most over the past five years – don’t have the money to pay for much-needed investment in health or education, let alone tackling global heating.

Continue reading.

#brazil #brazilian politics #politics #economy #taxation #mod nise da silveira #image description in alt

[lesbiansandgayssupporttheminers]

So, a lot of you are probably aware that teachers got a 6.5% pay offer on Thursday. Some of you may also be aware it’s only partially funded.

The offer was likely made in response to NASUWT reaching their ballot threshold for strike action in a large number of schools across England.

It’s really clear the Tories are pretty terrified of the idea of even more school closures in the autumn term. They’re really scared of the power of the two main teacher’s unions working together. I know locally to me, NASUWT coming out would probably lead to a number of schools closing that were open or partially open during the last strikes- there are schools with good NASUWT reps and a strong NASUWT presence, and in these schools the vote to strike was pretty overwhelming. There are equally lots of small primary schools where an additional 4 or 5 teachers going on strike closes the school completely.

And this is without the results of the NAHT and ASCL ballots, too.

I think the 6.5% will split the unions. It doesn’t quite match inflation, but it’s not far off. For a lot of teachers it will be ~£2000 on their gross pay next year. How that translates to what actually ends up in the bank after student loans, pension, and tax remains to be seen, but for a lot of people that will make a meaningful difference to their finances. For schools, the funding seems like it at least won’t cripple their finances.

I also think a lot of NEU members are tired- having NASUWT out on strike with us would have revitalised us, but 8 days of strike action, when most of us have no experience of striking or organising strike action is a lot, I will be honest. I know that sounds a bit crap, but it’s not just the strike day- it’s all the organising other people, organising pickets, organising rallies, trying to persuade people on the fence- and then going in the next day to your colleagues that aren’t in the union, or who have scabbed, and finding they’ve planned a load of important stuff behind your back. It’s trying to maximise the impact nationally, while minimising the impact on students. It’s dealing with parents, and social media, and bosses, and members of the public who think you want their opinion.

The bizarre thing is, if we vote to reject, we still get the offer- but retain the right to strike (assuming our ballot goes through). And I think a lot of people don’t realise this.

The most important thing is that we don’t let it split the union.

#uk politics #teacher strikes #neu #pay offer

[eaglesnick]

Scandal After Scandal: Will They Never End?

Boris Johnson was so beset by scandal that his own party turned on him and threw him out of office. We all know about the Partygate affair but there were also questions raised regarding his personal monetary arrangements.  From charges of corruption concerning him asking a Tory donor to supply funds to refurbish his Downing Street residence, to his appointment of the BBC Chairman and an alleged £800,000 loan, Johnson was the epitome of the self-serving Tory.

Johnson has gone but the scandals have continued to rumble on. We had the unedifying debacle of multi-millionaire Nadhim Zahawi being forced to resign after he was  found  guilty of serious breaches of the ministerial code  by covering up issues to do with his attempts to minimise his tax bill.

Sunak’s own wife also avoided UK tax payments by claiming non-dom status. After being asked to “come clean” on his wife’s tax affairs and after much embarrassment the Sunak’s decided she should pay tax in this country.

It is not only those Tories at the top of government who are self-serving. Conservative MP’s have been calculated to have received an additional £15.2 million on top of their MP salaries, personal fortune hunting seemingly more important than giving their constituents 100% of their time. 

“Since the end of 2019, millions of pounds of outside earnings have been made by a small group of largely Tory MPs."  (Skynews: 08/01/23)

When Sunak, after much delay, made public his own tax affairs we discovered that for the year 2021/22 he made £172,415 unearned income from dividends and £1.6 million from capital gains. In total, the PM paid an average tax rate of 22% over a three-year period.

For you and I, the basic rate of tax on income between £12,571 and £50,270 is 20%.  Between £50,271 and £125,140, it is 40 %, going up to 45% for earned income over £125,140.

For Mr Sunak to have only paid 22% on his millions is therefore quite a smack in face for ordinary tax-payers, and one only made possible because the Tories have arranged the tax system to benefit  themselves and their rich friends.

“Angela Rayner, Labour’s deputy leader, said: “[The tax returns] reveal a tax system designed by successive Tory governments in which the prime minister pays a far lower tax rate than working people who face the highest tax burden in 70 years

“… the fact that Sunak paid less than a quarter of his gains in tax highlighted the problems with taxing capital gains at a much lower rate than income…The low tax rate is because we have much lighter taxes on wealth than work”   (Guardian: 22/03/23)

So, if you work for a living, expect to pay proportionately more in tax than those who live on unearned income.

Way back in July 2022, Rishi Sunak was so disgusted with the immoral behaviour of Boris  Johnson that he resigned his post as Chancellor. This is what he said at the time:

“... the public rightly expect government to be conducted properly, competently and seriously. I recognise this may be my last ministerial job, but I believe these standards are worth fighting for and that is why I am resigning.”

But if a week is a long time in politics, then 9 months is an eternity. As we have seen, Sunak himself has become as equally embroiled in monetary scandal as his predecessor and now he is under investigation by the Parliamentary Standards Committee. 

“Rishi Sunak investigation: Government blocked Freedom of Information request into childcare firm.

Mr Sunak is currently being investigated by the Parliamentary Standards Commissioner over his failure to be more transparent about his wife’s shares in childcare agency Koru Kids when quizzed on the subject by MPs.

It comes after i revealed last month that Akshata Murty, the Prime Minister’s wife, holds shares in the firm, which stands to directly benefit from reforms to the childcare system announced in last month’s Budget.” (inews: 19/04/23)

Time and time again we see top Tories under investigation by the Parliamentary Standards Commission. Time and time again we see how self-serving and unprincipled our leaders really are. Mr Sunak it seems, is no different to his predecessors and the sooner he goes the better.

#uk politics #rishi sunak #boris johnson #scandal #corruption #tax affairs #standards #promises

[willsandtrusts]

Navigating the complexities of taxation on rental income in the UK can be challenging for property owners. Understanding the legal framework and available tax reliefs is key to effectively minimising your tax liability. This article aims to provide valuable insights and practical strategies to help landlords maximise their rental income while staying compliant with tax regulations.

#Minimise tax #Rental income #UK #Tax reduction #Property taxation #Tax-saving tips #Income tax #Property investment #Tax strategies #UK taxation #Rental property #Tax planning #Tax minimization #Real estate taxation #Tax-efficient rental income

[buriedabove]

@facesblind TO CONDOR ONE. DOWN THESE MEAN STREETS PROMPTS.

gutter. the trail of blood ends and you find the sender broken on the ground. + reverse

Today’s a good day to die anyway,  you once said.  As much as you thought about doing it more than twice or thrice,  dreary foreshadowing never went too far past imagining how everything around you goes dark and hot steel in your mouth no longer swelters.  If not at your hands,  the hand of fate at work would do it for you.  That much you knew.  Death and taxes.  It’s not worthy of a hero to bleed out in a corner,  where nobody else can see or find you.  But you were never the hero.  Colourful ribbons and shiny medals weighing down on your celebratory uniform’s lapels and shoulder straps don’t mean shit.  Deep down,  you were hoping to be surrounded by friends at this moment,  but there’s not a soul.  Just you,  and the hindrance of a realisation.

Saving the world gone wrong.

You look down and in that light,  or lack thereof,  it doesn’t seem like much.  Congealing scarlet soaks you to the very last thread on your clothes.  Dirty hand pushing down on the slash in your stomach,  futilely trying to minimise the heavy flow.  It feels familiar.  Cold and dark,  but you can’t hide.  While crawling over here you left the distinct lead,  the sanguine pathway twisting around the sharp corners.  Wary steps echo and get closer and closer,  and closer.  Back glued to the wall,  frail remnants of strength are not enough to bring you back onto your feet.  Pale face turns towards her and how you wish she could see you.

“  I—  I shouldn’t have,  ”  you sputter out along with more blood.  “  I shouldn’t have escaped that goddamn city.  ”  Sliding weakly in her direction,  grimy fingers clutch at her wrist.  “  A coward.  That’s all I ever was.  But I—  I was trying.  God,  was I fucking trying to do good.  It was always going nowhere and—  and I think I knew,  and didn’t do anything.  ”

Now it’s so,  so dark and you’re so,  so scared.

#sorry to barge in like this. ❯ answered. #suicidal ideation tw #facesblind #:)))))))))))) #love you

[ukaccountant]

Inheritance Tax (IHT) can be daunting, but with the right planning, you can minimise your tax liabilities and secure your legacy. This infographic provides a simple and straightforward guide to inheritance tax planning.

#Inheritance tax planning #Inheritance tax advice #Inheritance tax advisor #Inheritance tax specialist #inheritance tax advice london #Inheritancetaxplanning

[uptoolateart]

When your day job merges with your obsession....

--------------------------

Dear Gabriel

Overview / Inheritance and Succession Planning

Further to our recent meeting at the mansion, you were referred to me for advice in relation to setting up a suitable plan for passing on your inheritance as well as ensuring that your son Adrien (14) is looked after, following your death, where you have confirmed that you only have a few weeks left to live.

You confirmed that you have tried all forms of medical intervention, even time travel. However, this only worsened your condition.

I want to thank you for taking me into your confidence, as your circumstances are highly delicate. This letter will now summarise the key points of our discussion.

Background

You are 45 and widowed, your only child being Adrien. You work as a fashion designer and head the internationally successful Gabriel brand, in addition to your recent business ventures with Tomoe Tsurugi, including the smart ring / personal assistant device Alliance.

Your main residence is fully unencumbered and valued at c €40m, while your net worth is estimated at around €11 bn.

You have few liabilities, aside from business costs, although you noted that you recently spent €100m constructing sensory deprivation rooms in London for Adrien and Tomoe’s daughter Kagami, to ‘keep them out of harm’s way’ as you initiate your final business enterprise.

We agreed it was ‘not worth your time’ to undertake a full income and expenditure analysis. Suffice to say, you generate substantial surplus income each and every month to fund your lifestyle.

You are in the process of drafting a new will, leaving a portion to Tomoe, nominal amounts to your staff including Adrien’s bodyguard, and the remaining estate to Adrien.

As Adrien is a minor, his inheritance will be placed into trust until he attains age 18. Previously, you willed guardianship of Adrien to your assistant, Nathalie Sancoeur. However, due to personal differences, as well as her own failing health, you will now determine a new guardian, potentially your sister-in-law Amelie, who resides in London, although you are not on good terms and you are concerned that your nephew Felix is a ‘bad influence’.

You will also nominate someone to take over the Gabriel brand, as Adrien has expressed that he does not wish to continue in the fashion industry, having resigned as a model.

On a more personal note, you play piano, you are a keen fencer, and you recently took up cooking – thank you for the pancakes! You also enjoy the occasional game of golf.

Objectives

These are all very short-term, due to your unfortunate terminal illness:

Obtain the ladybug and cat miraculous

Bring your wife Emilie back from the dead

Ensure Adrien is looked after

Ensure Adrien marries the girl you have selected for him – namely, Kagami

Remove Marinette Dupain-Cheng from Adrien’s life ‘permanently’

Minimise the level of inheritance tax that will be payable by Adrien upon your passing, wherever possible

Arrange life cover for Adrien, to ensure the estate is not lost should someone wish to ‘make him disappear’

Ensure the miracle box and associated kwamis are passed on to a new guardian, after your passing – potentially to Adrien, although this would involve a difficult conversation with him, to spare him learning your secrets posthumously

Protect your secret identity as Hawk Moth / Shadow Moth / Monarch after your passing – this will entail some costs, as you will need to dismantle the missile security system in ‘the dome’ and seal off the underground lair in the secret basement

Should you not succeed in reviving Emilie, you will need to relocate her body, to ensure she can remain in suspended animation – you also wish to ensure that your mission for revival is picked up by a successor, namely Tomoe

Ensure the security of the ring that controls Adrien

Totally random - Keep reading at Ao3

#ml fanfic #ml fic #ml gabriel #Gabriel Agreste's A+ Parenting #ml adrien #adrien agreste #ml kagami #ml felix #ml representation #crack fic #crack treated seriously

[probablyasocialecologist]

After repeated flooding and other extreme weather events, voters of the future will demand action on carbon. Punitive carbon taxes will force up the cost of steel and cement, making them unaffordable. Strong stones will be sought in all countries in the way we currently explore for oil. Wherever these stones are found, giant high-tech quarries will be established, cutting out blocks using solar powered, computer­-controlled cutters. The quarries will produce hundreds of stone beams and columns an hour. Automatic X-ray fault identification will massively improve the reliability of stone products, reducing safety factors and permitting slender, high strength elements. These standardised products will be consigned to building sites regionally, minimising transportation. Post-tensioned stone will become as ubiquitous as steel and concrete today.  This new low-carbon construction industry will enable us to build the buildings that people need without damaging the planet in the way it once did. It will break the dichotomy that we currently have between giving people the buildings they need to live and damaging our habitat with the processes of construction. It will unleash a new architecture that we can hardly imagine today. 

#architecture #stone #construction