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#maaaaaaaan this was a tough one
paperfiller · 3 years
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sometimes you just gotta sit down and draw 100 portraits in 10 days, you know?
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Text
Buy a house and get a 15 year fixed mortgage rather than a 30 year mortgage. Saves a lot of money in interest over the life of the loan. If you must get the 30 year mortgage verify no prepayment penalty. This gives you the flexibility of paying off early if you are able. But also gives the option of making lower payments when times are tough....
When you start your job, get an HSA account not FSA and get the high deductible health insurance. It will lower your tax bracket and the money is yours to use. You also earn 40% in most cases after 10k!!!
Never buy a car brand new! I’ve watched Escalades go from 100k (new) to 35k four years later.
Get you an LLC (incorporate your name!!) and run it as an S Corp. Remember Jay-Z quote “I’m not a Businessman I’m a Business Maaaaaaaan....” let that sink in.
Build business credit! The loans are bigger and the interest rate is lower.
Get a business bank account (in most cases this costs around $500 to start). Some people got two stimulus checks (one from Trump and one from the SBA). Also no fees.
Go to Community College first and transfer into a four year college (unless you have scholarships to mitigate the costs) as a Junior. School is a power move you must be able to secure the bag. Majors in STEM will always be needed, are in high demand and the skills can directly help the black community.
Get with your peers from your graduating class and others together at homecoming on one day for two hours to plot and strategize how we can move our communities forward (commerce, politics, education, etc...)
If you want to support Black People, support Black Business and Black Institutions of higher Education.
Get life insurance for you (whole life) and your children (term) as soon as they are born (one thing is for sure is we will die...might as well leave your kids something extra!). The sooner you get it, the cheaper it is. And you can borrow against it to fund certain projects. Also, the ones that pay out dividends are the best! They normally are associated with the market (money market accounts). IUL’s are great!
Get the people in your immediate family to save collectively! If 10 people save $500/month, that’s 60k every year. You could buy 3 starter homes every year and in 4 years all ten of you are home owners. Buy on the same block or neighborhood if you can...this way you control the value of the homes (remember Monopoly!).
I need 10 people to copy and repost this on their pages and groups.
We need to build wealth!!!!
(repost)
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kolbisneat · 2 years
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MONTHLY MEDIA: December 2021
Last monthly media post of the year and honestly, I can’t believe we’re already heading into 2022. I know that’s not a novel statement but it’s an honest one! Anyway here’s how I spent the last month of the year.
……….FILM……….
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Spider-Man: No Way Home (2021) Hey I liked it! I liked the beginning chunk, the character work, and where it left the world at the end. Maybe it’s boring to say the third act GGI fight went a little long and didn’t really feel like anything new, but that’s okay. Still fun and seeing it with a crowd that cheered at every big reveal was a heartwarming experience.
Scrooged (1988) It’s tough to beat the one true adaptation of A Christmas Carol (it involves Muppets) but I appreciate the horror and very 80s approach. Something about business towers and movies within movies and tv execs and Bill Murray yelling “blam” while firing his gun at a zombie just clicked with me, you know? 
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Last Night in Soho (2021) I knew there were mixed reactions going into it and I totally get it. It starts so strong and is so beautifully crafted that I wasn’t sure what folks were pushing back against. Then the final act took over and it all made sense (the pushback, not the messaging....the messaging is reeeeeal muddled).
The Unauthorized Bash Brothers Experience (2019) Finally watched this and it was a delight. I know very little about Jose Canseco and Mark McGwire but...that wasn’t really necessary. The Lonely Island’s tone shone bright and it got me a couple of times (especially when they had to shake that nasty butt). Anyway watch this and go watch Popstar: Never Stop Never Stopping.
……….TELEVISION……….
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Watchmen (Episode 1.07 to 1.09) Really really great television. The cop-related politics at the beginning of the season lost me (and feels like it goes against the show’s own ideas) BUT the way everything comes together was super satisfying. And I still can’t say enough good things about the soundtrack.
Hawkeye (Episode 1.03 to 1.06) I appreciate a more succinct story but maaaaaaaan the bombastic fight stuff dragged. The last episode felt like fight after fight after fight and it really lacks what worked for me in the first 5 eps: character interactions. I guess I’m saying it was fine and I want to read the comic again. The Christmas setting was fun!
The Bachelorette (Episode 18.08 to 18.10) Sure, I wouldn’t have picked Nate, but that’s okay. Brandon and Joe were presented as better partners but we only get a glimpse into their full relationship. None of that bothered me. For some reason it’s the house downpayment that really rubbed me the wrong way. Have they done this in the past? I know this is escapism but it felt too real and too tone-deaf. On a positive note I really like Brandon he seems like a genuinely nice guy. 
……….READING……….
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The Righteous Mind: Why Good People Are Divided By Politics And Religion by Jonathan Haidt (Complete) I mostly just read this one book in December because reading it was such a journey. The topic (moral ethics and...well a lot of what the title describes) is covered and it’s wonderfully constructed. I’m not sure it quite sticks the landing, or rather I’m rather surprised by the conclusions Haidt draws after the research and insight he provides, but maybe that’s just me. Absolutely recommend.
Ozma of Oz by Eric Shanower, Skottie Young, and Jean-Francois Beaulieu (Complete) You know I think this may be my favourite of the Oz books? The new characters are fun (and we get a lot of the returning cast), the plot is clear after only a little setup, and the resolution to the conflict was seeded in the beginning! Shanower does an excellent job of adapting the original book and Young’s artwork is always so energetic. Such a joy to read.
……….AUDIO……….
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Comedy Bang Bang (Podcast) I listen to this year-round but they do a Best Of at the end of the year where they break character and just chat about how the sausage gets made. I love it. I now realize that a lot of my D&D voices come from Comedy Bang Bang characters and it’s so helpful.
……….GAMING……….
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Oz: A Fantasy Role-Playing Setting (Forthcoming, Andrews McMeel Publishing) We were back in Oz this month and the group joined a Guild! Or rather they’re trying to join a Guild and need to find an arsonist to be admitted. We have fun. Oh and you can read aaaaaall about our D&D adventures here!
Codenames (Czech Games Edition) What a great party game. Went over well at our small Christmas gathering and after a few rounds everyone understood the game AND was invested.
And that’s it! As always I implore you to send me your recommendations for stuff to read, watch, listen to, and play and see you in 2022!
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hopekiedokie · 3 years
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The Dreaded First Day of School (single dad!jimin)
SUMMARY: On his son’s first day of school, we learn that the badass, leather jacket wearer, and tattoo clad single dad might not be so tough after all. Or maybe, his soft little son isn’t as pure as he ought to be. (In short, Jimin’s baby is growing up and he’s not prepared for it.)
GENRE: fluff, humour, maybe angst if you squint hard enough
WORD COUNT: 1.6k
NOTES: So Jimin isn’t supposed to be a mean or awful dad here. He’s just still not totally equipped to be one even after five years now. This might become a mini series with Ms. Y/n being Haneul’s teacher in the future. Who knows? Also, the photo is not mine.
POSTED ON: 26th March, 2021
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What the actual heck is this??
Jimin has seen a lot of crazy things in his life but this, whatever is happening in front of him, is something he truly cannot believe.
You see, today is his son's, Haneul, dreaded™ first day of school.
The kid was up until 3 in the morning, crying his eyes out. He kept begging Jimin to not let him go, saying things like “I’ve been a good boy.” or “I don’t know those people.” or “Please, daddy, I don’t want to go!”
Half of the time, Jimin didn’t even understand what he was saying because he was crying so much.
The worst part is that Jimin had half the mind to give in to all these excuses and to just let Haneul attend school next year.
Contrary to popular belief though, he’s not entirely an awful example of what a father should be. In general, yes, he’s done a lot of questionable things. But in particular, as a father, he does like allowing his son to eat whatever junk food he wants, watch whatever is on the tv, or letting him up way past his bedtime (as late as 4am).
BUT he still has a smidge of decency left in his being and he actually wants his son to grow up decent.
(Which for the most part, is going along fine since Haneul is probably one of the sweetest and softest kids he’s ever seen. How though? Jimin has no idea.)
So with tired eyes and barely 4 hours of sleep, he dragged his son to school.
Even during the drive, Haneul was still adamant about skipping school and all the while, he kept using his cute crying voice that ALWAYS turns Jimin into mush.
Not this time though.
“It’s gonna be okay. You’ll meet a lot of friends and you’ll play with them! It’s gonna be fun, I promise.” This is one of the many things he said to lift his son’s spirits up.
All his efforts are still not enough to pacify Haneul as the tiny boy kept throwing a tantrum. Jimin even had to carry him after getting out of the car and during the entire walk to the school gymnasium where the assembly is, Haneul held his arms tightly around his neck.
To be completely honest, Jimin thought that it would be embarrassing but actually, he found the entire thing quite endearing.
Maybe it’s the narcissistic prick inside him that’s talking but seeing and hearing his son say that he’d rather spend time with him makes him feel like perhaps he’s not so bad of a dad after all.
Which brings us to the present.
To reiterate, Jimin cannot believe what’s happening.
One moment, his son is clinging to him for his dear life, then in an instant, he watched him grow up right in front of him.
In the worst way possible.
Not to be dramatic, but it was like watching his entire life slip away from his grasp.
The beginning of the end started when Jimin pointed to these three boys and insisted Haneul to introduce himself.
Boy, oh boy, oh boy, BIG mistake on his behalf!
He probably should’ve pushed his son to the “nerdier” looking kids. That would’ve helped him in the long run, as well!
At first, he watched in awe from a far as Haneul progressively turned less tense and more comfortable with those boys. They started with cute small smiles but it quickly turned into wildly animated gestures while comparing their Paw Patrol themed trolley backpacks.
“That’s my boy! Already making friends and it’s only been 5 minutes.” Jimin proudly thought to himself.
Okay, maybe Haneul is going to be fine. All that crying thinking Jimin did the entire night was for nothing! His cute soft son can totally do this.
Now, Jimin’s life altering moment comes. The time to actually say goodbye is here.
A teacher announces that they’re taking the kids to their respective classrooms and even if they cry or make a huge fit about it, the parents or guardians should stay where they are. They should refrain from “babying” their child.
Alright, now’s the time for Haneul to cry again! There’s no way he doesn’t cry even just a tiny bit…....Right?
Jimin makes eye contact with Haneul and, without any second thoughts, proudly mouths “I love you” while pointing to him.
Normally, Haneul is quick to return the gesture. Heck, he even goes as far as drawing a huge heart with his tiny pointer fingers!
But today, he doesn’t do that. No no no no no!
Instead, Haneul discreetly looks around him to check if anyone is watching him then……….
He shakes his head towards his father then faces back to his new friends.
Gasp! What is this???
Jimin has never felt so betrayed in his entire life! Not to mention, by his OWN son too.
This irks him so much.
So much so that he stands and gets close to his son, opposing the teacher’s instruction of letting their kids be.
Bitch, no. He’s getting his “I love you” from his son no matter what.
As he walks towards Haneul, it’s apparent that the kid had somehow done a complete 180 from his mood 10 minutes ago.
How can this be? How is he suddenly so cold towards his own man?
When he finally gets to Haneul, he literally, no joke, had to call his name 4 times to get his attention. The actual audacity of this kid!
“Hey, Haneul. Daddy’s gotta go!” Jimin says with his world famous “no eyes” smile.
Haneul’s face drops.
Bingo!
This kid is about to get a huge reality check or so Jimin thinks he is.
He’s waiting for any signs of despair, a sniff or maybe some glassy eyes but nothing happens.
Come on, where are the water works?? Where are all the hugs and kisses???
Haneul is like (・-・) to Jimin.
O-okay…….
“...”
“...”
“...”
Nothing???
“There’s a lot of scary strangers here……”
Okay, so that was really mean for Jimin to say bUT HE ONLY WANTS TO SQUEEZE EVEN JUST A DROP OF AFFECTION FROM HIM. Sue him!
Haneul finally opens his mouth.
Jimin quietly anticipates his son to return to his warm and loving self that he still doesn’t quite know where he gets from...
“So what, daddy? I’m a big boy! I don’t need you.”
(´⊙ω⊙`)?!
Uhm exCusE mE, but W H A T??
Needless to say, that statement hurt Jimin like a buttcheek on a stick.
However, he’s not gonna break away from his badass persona in front of all these people, especially around these little shits that they call “children”. He has an ✨𝓪𝓮𝓼𝓽𝓱𝓮𝓽𝓲𝓬✨ that he strictly abides to, people!
And frankly, he’s not gonna let his son walk all over him.
So without any word, Jimin leans down to give Haneul a kiss. If he’s not gonna receive any affection through words then fine! He’s gonna get it through a different way.
Jimin’s lips are almost in contact with Haneul’s plush cheeks. They are literally a hair away that Jimin can feel the heat emitting from it but all at once, that heat is gone.
You know why?
Because Haneul is quick to do that matrix shit where he bends his back to avoid his father’s lips.
Then he saunters away, leaving Jimin hanging.
(๑´⊙ ₃ ⊙`๑)
Jimin calls him a couple times but again, he did not look back.
S I G H
Alright, then. He doesn’t normally raise his voice towards his son (nor disciplines him tbh) but oh boy, oh boy! This kid is practically asking for it.
He doesn’t give a fuck if he’s five, no son of his is gonna be allowed to treat him like that!
“HANEUL! GET BACK HERE. NOW!”
Well, that got him looking back towards his father.
Jimin points in front of him to which Haneul begrudgingly complies after taking a peek from his new found friends.
Haneul hears the other boys snicker behind him as he trudges towards his slightly pissed father.
When he’s standing right where his father wants him, Jimin leans his cheek down again for him to kiss.
Now, the other boys are blatantly laughing at him.
Maaaaaaaan. He can’t be a laughing stock on his first day of school! He needs to be as cool as his daddy!
As Haneul contemplates his life choices, Jimin patiently waits for his kiss. There’s no way Haneul is gonna reject him for the third time in a row within a span of two minutes!
Within a few seconds, he feels Haneul’s lidol babie hand against his cheek.
O M G
How 😭 cute 😭 is 😭 this 😭 ??
This has got to be one the softest moments they have shared together. AND it’s in front of all these people!
Take that Namjoon hyung for saying I can’t be a gentle and tender loving father!
Jimin is about to place a hand over Haneul’s small one to caress it but then Haneul pushes his face away.
“Just go, daddy!”
Before Jimin is able to process what just transpired, Haneul is already strutting towards the other kids, feeling like a king or a boss for bitch-slapping his own father.
This little fUqer!!!
Who does he think he is to act like this towards Jimin iN FRONT OF OTHER PEOPLE??
This is what happens when he lets his son spend too much alone time with his Uncle Jungkook and Uncle Taehyung.
But to be fair, Haneul is still Jimin’s son at the end of the day so…..like, maybe he shouldn’t be too surprised??
Yet, still, he truly cannot believe it.
All it took was 5 minutes and a rowdy set of friends, then his kid has grown up.
He apparently “doesn’t need him” anymore, according to the kid.
To think that Jimin got up early to make him those cute bento boxes. He even specifically made them look like various pokemons that Haneul fancies!
Wow. Just. WOW.
Excuse him, but he’s just gonna get in his car and crank up “Slipping Through My Fingers” by ABBA while he ugly sobs.
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domomoon · 3 years
Text
THE GAME WE SHOULD HAVE BEEN TAUGHT IN SCHOOL. USE AS YOU SEE FIT.
Buy a house and get a 15 year fixed mortgage rather than a 30 year mortgage. Saves a lot of money in interest over the life of the loan. If you must get the 30 year mortgage, verify that there is no prepayment penalty. This gives you the flexibility of paying it off early if you are able. But it also gives you the option of making lower payments when times are tough...
When you start your job, get an HSA account and not FSA and get the high deductible health insurance. It will lower your tax bracket and the money is yours to use. You also earn 40% in most cases after 10k!!!
Never buy a car brand new! I’ve watched Escalades go from 100k (new) to 35k four years later. 🚙
Get you an LLC (incorporate your name!!) and run it as an S Corp. Remember Jay-Z quote “I’m not a Businessman I’m a Business Maaaaaaaan....” Let that sink in.
Build business credit! The loans are bigger and the interest rate is lower.
Once your LLC has been established you can then hire your children and pay them an annual salary up to $12,400 which serves a tax break for you and lowers your yearly liability, at that point your children can use their earnings to pay for things like their tuition, school trips and any other activity or upkeep that you were originally going to be financially responsibility for so their needs are met, you're assisting them in establishing a good work ethic but more importantly you're decreasing your taxes and keeping more of your earning in house
Get a business bank account (in most cases this costs around $500 to start). Some people got two stimulus checks (one from Treasury and one from the SBA). Also no fees.
Go to Community College first and transfer into a four year college (unless you have scholarships to help mitigate the costs) as a Junior. School is a power move you must be able to secure the bag. Majors in STEM will always be needed, are in high demand and the skills can directly help the community. 🎓
Get life insurance for you (whole life) and your children (term) as soon as they are born (one thing is for sure is we will die..might as well leave your kids or family something extra). The sooner you get it, the cheaper it is. And you can borrow against it to fund certain projects. Also, the ones that pay out dividends are the best! They normally are associated with the market (money market accounts). IUL’s are great! 💰
Get the people in your immediate family to save collectively! If 10 people save $500/month, that’s 60k every year. You could buy 3 starter homes (depending on your market) every year and in 4 years all ten of you are home owners. Buy on the same block or neighborhood if you can...this way you control the value of the homes (remember Monopoly!). 🏠
We need to promote financial literacy. Building capital and creating equity to create generational wealth. Having financial freedom is everything! This is not being taught in the school curriculums or our education systems! We must do it ourselves!
***I need 10 people to repost this on their pages and groups and spread financial literacy!
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justdestiny · 4 years
Text
A friend reposted this on Facebook, figured it might help out the peeps here. I definitely am already doing some of these already, and plan to implement more.
Buy a house and get a 15 year fixed mortgage rather than a 30 year mortgage. Saves a lot of money in interest over the life of the loan. If you must get the 30 year mortgage verify no prepayment penalty. This gives you the flexibility of paying off early if you are able. But also gives the option of making lower payments when times are tough....
When you start your job, get an HSA account not FSA and get the high deductible health insurance. It will lower your tax bracket and the money is yours to use. You also earn 40% in most cases after 10k!!!
Never buy a car brand new! I’ve watched Escalades go from 100k (new) to 35k four years later.
Get you an LLC (incorporate your name!!) and run it as an S Corp. Remember Jay-Z quote “I’m not a Businessman I’m a Business Maaaaaaaan....” let that sink in.
Build business credit! The loans are bigger and the interest rate is lower.
Get a business bank account (in most cases this costs around $500 to start). Some people got two stimulus checks (one from Trump and one from the SBA). Also no fees.
Go to Community College first and transfer into a four year college (unless you have scholarships to mitigate the costs) as a Junior.
School is a power move you must be able to secure the bag. Majors in STEM will always be needed, are in high demand and the skills can directly help the black community.
Get with your peers from your graduating class and others together at homecoming on one day for two hours to plot and strategize how we can move our communities forward (commerce, politics, education, etc...)
If you want to support Black People, support Black Business and Black Institutions of higher Education.
Get life insurance (term and whole life) for you and your children as soon as they are born (one thing is for sure is we will die...might as well leave your kids something extra!). The sooner you get it, the cheaper it is. And you can borrow against it to fund certain projects. Also, the ones that pay out dividends are the best! They normally are associated with the market (money market accounts). IUL’s are great!
Get the people in your immediate family to save collectively! If 10 people save $500/month, that’s 60k every year. You could buy 3 starter homes every year and in 4 years all ten of you are home owners. Buy on the same block or neighborhood if you can...this way you control the value of the homes (remember Monopoly!).
#repost #knowledgeispower copy & repost- I did
Here is an exhausted potato after spinning around in a microwave for 6 minutes.
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dilfenthusiast · 4 years
Note
“slow burn/fake date/enemies to lovers” s5 Men Edition: Aberama Gold, Ben Younger, Brilliant Chang // “slow burn/fake date/enemies to lovers” s5 Women Edition: Gina Gray, Lizzie Shelby, Polly Gray // “slow burn/fake date/enemies to lovers” s5 Shelby Brothers edition: Arthur, Tommy, Finn
@hethrewmyheartinthecut akdskdlskdlsksd oh went IN ok…this is written kind of second person POV because I kept think of “myself” in fics as a separate person lol
S5 Men: Aberama Gold, Ben Younger, Brilliant Chang
Slow Burn: ABERAMA my fucking maaaaaaaan… he would be such a fucking tease. The whole rose thing with Polly times 1000, plus he’d disappear all the time and no one would know where he’d go… lots of time for mutual pining and miscommunication. He’s so reserved and private, there’s so much potential for getting to know him and peeling back the layers and when you’re finally together you know that you can both trust each other???? Yes this is season 5 finale canon DIVERGENT! I don’t acknowledge the events that transpired.
Fake Dating: Ben Younger because I can count on him to really get into the illusion. He’d do everything necessary to sell the fantasy of us being together. Plus he’s so handsome and charming and sweet and earnest he’d honestly want to help (fake dating is always to solve a problem) and being with him all the time would be so easy and fun. Does this turn into something genuine?? *cough cough* you didn’t hear it from me
Enemies to Lovers: Brilliant Chang EZ. That would be so fun too. He seems all cold and calculating and business focused but the more you’re forced to be around him he’s also charming and witty and a little fun? Who’da thought?? Plus the mustache just kinda works for him.
S5 Women: Gina Gray, Lizzie Shelby, Polly Gray
Slow Burn: Polly
Fake Dating: Lizzie! She is so smart and calculating, she’d be INTO it especially if she can stick it to someone. Plus she likes to help people and I think she knows what it’s like to need help so she’d be willing. Plus she likes to be taking out and shown off and cherished which as all things I love to do so we’d get along great... and hopefully she’d be willing to open up to me so it would ... maybe turn into something ... ma’am I love you.
Enemies to Lovers: Gina Gray. She’s SO haughty and into herself she totally rubbed me the wrong way but the more she was on screen the more I loved her so it would be the same in person I think. Abrasive, rude, pushy, and very self-assured, but the more you get to know her you realize it’s also courage and bravery and a lot of business sense. Plus she’s super pretty (and knows it) so it’s not like it would be SO hard to fall for her.
Shelby Brothers: Thomas Shelby, Arthur Shelby, Finn Shelby (this one was tough)
Slow Burn: You know it’s our boy Tommy. He might be quick to hop in bed but what we’re really after is his heart and he keeps that locked up tight, so any kind of emotional closeness is going to come after a long and serious courtship in which he’ll run away, push you away, and hide away. It’ll take ages of him worrying about you, protecting you, and telling you you’re better off without him for him to realize that HE CARES!!!!! And that you genuinely care about HIM!!!! Please sir just let me love you as you are, with all your memories and traumas.
Fake Dating: Finn but ONLY because it would probably annoy his brothers to have yet another Shelby significant other around the business. They’ve had enough problems with Linda and Esme and Finn doesn’t have the greatest taste so god knows WHO he’s brought home this time and oh my GOD can Finn STOP taking his new squeeze to the Shelby owned bars and ordering expensive liquors on the house. Finn would get into it because he’s fun and likes to live on the edge but there’s a good chance he’ll blab and ruin everything because although we love the boy he’s not the brightest bulb on the Christmas Tree.
Enemies to Lovers: Arthur but only because I genuinely have a love/hate with the guy where sometimes he’s love and loyalty for his family makes me adore him and sometimes I wish he had died and John was still here (Esme I miss you). Arthur is so stubborn you’d probably fight about business stuff all the time and his fighting and drug use and it’s all just :/ so much all the time but also he’s kinda hot and brave and does end up bleeding a lot which is sexy so maybe one day you’re stitching him up after a fight and you’ve both been drinking the whiskey which you were supposed to be using for antiseptic and one thing led to another … his haircut is still atrocious though.
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codexistence · 3 years
Text
RP
Good Morning America
Buy a house and get a 15 year fixed mortgage rather than a 30 year mortgage. Saves a lot of money in interest over the life of the loan. If you must get the 30 year mortgage, verify that there is no prepayment penalty. This gives you the flexibility of paying it off early if you are able. But it also gives you the option of making lower payments when times are tough...
When you start your job, get an HSA account and not FSA and get the high deductible health insurance. It will lower your tax bracket and the money is yours to use. You also earn 40% in most cases after 10k!!!
Never buy a car brand new! I’ve watched Escalades go from 100k (new) to 35k four years later. 🚙
Get you an LLC (incorporate your name!!) and run it as an S Corp. Remember Jay-Z quote “I’m not a Businessman I’m a Business Maaaaaaaan....” Let that sink in.
Build business credit! The loans are bigger and the interest rate is lower.
Once your LLC has been established you can then hire your children and pay them an annual salary up to $12,400 which serves a tax break for you and lowers your yearly liability, at that point your children can use their earnings to pay for things like their tuition, school trips and any other activity or upkeep that you were originally going to be financially responsibility for so their needs are met, you're assisting them in establishing a good work ethic but more importantly you're decreasing your taxes and keeping more of your earning in house
Get a business bank account (in most cases this costs around $500 to start). Some people got two stimulus checks (one from Trump and one from the SBA). Also no fees.
Go to Community College first and transfer into a four year college (unless you have scholarships to help mitigate the costs) as a Junior. School is a power move you must be able to secure the bag. Majors in STEM will always be needed, are in high demand and the skills can directly help the community. 🎓
Get life insurance for you (whole life) and your children (whole life) as soon as they are born (one thing is for sure is we will die..might as well leave your kids or family something extra). The sooner you get it, the cheaper it is. And you can borrow against it to fund certain projects.
Get the people in your immediate family to save collectively! If 10 people save $500/month, that’s 60k every year. You could buy 3 starter homes (depending on your market) every year and in 4 years all ten of you are home owners. Buy on the same block or neighborhood if you can...this way you control the value of the homes (remember Monopoly!). 🏠
We need to promote financial literacy. Building capital and creating equity to create generational wealth. Having financial freedom is everything! This is not being taught in the school curriculums or our education systems! We must do it ourselves!
1 note · View note
inmyownthoughtss · 3 years
Text
I seen this somewhere....
Buy a house and get a 15 year fixed mortgage rather than a 30 year mortgage. Saves a lot of money in interest over the life of the loan. If you must get the 30 year mortgage, verify that there is no prepayment penalty. This gives you the flexibility of paying it off early if you are able. But it also gives you the option of making lower payments when times are tough...
When you start your job, get an HSA account and not FSA and get the high deductible health insurance. It will lower your tax bracket and the money is yours to use. You also earn 40% in most cases after 10k!!!
Never buy a car brand new! I’ve watched Escalades go from 100k (new) to 35k four years later. 🚙
Get you an LLC (incorporate your name!!) and run it as an S Corp. Remember Jay-Z quote “I’m not a Businessman I’m a Business Maaaaaaaan....” Let that sink in.
Build business credit! The loans are bigger and the interest rate is lower.
Once your LLC has been established you can then hire your children and pay them an annual salary up to $12,400 which serves a tax break for you and lowers your yearly liability, at that point your children can use their earnings to pay for things like their tuition, school trips and any other activity or upkeep that you were originally going to be financially responsibility for so their needs are met, you're assisting them in establishing a good work ethic but more importantly you're decreasing your taxes and keeping more of your earning in house
Get a business bank account (in most cases this costs around $500 to start). Some people got two stimulus checks (one from Trump and one from the SBA). Also no fees.
Go to Community College first and transfer into a four year college (unless you have scholarships to help mitigate the costs) as a Junior. School is a power move you must be able to secure the bag. Majors in STEM will always be needed, are in high demand and the skills can directly help the community. 🎓
Get life insurance for you (whole life) and your children (term) as soon as they are born (one thing is for sure is we will die..might as well leave your kids or family something extra). The sooner you get it, the cheaper it is. And you can borrow against it to fund certain projects. Also, the ones that pay out dividends are the best! They normally are associated with the market (money market accounts). IUL’s are great! 💰
Get the people in your immediate family to save collectively! If 10 people save $500/month, that’s 60k every year. You could buy 3 starter homes every year and in 4 years all ten of you are home owners. Buy on the same block or neighborhood if you can...this way you control the value of the homes (remember Monopoly!). 🏠
We need to promote financial literacy. Building capital and creating equity to create generational wealth. Having financial freedom is everything! This is not being taught in the school curriculums or our education systems! We must do it ourselves!
0 notes
pokethoughts · 6 years
Text
5.9 is out, and I have some thoughts. Spoilers below the cut.
Maaaaaaaan, this was a very good chapter for Theron, but also wrapped things up well to prepare for the next step in the SWtOR story. Personally I thought it was rather obvious that Theron was a double agent within the Order of Zildrog, especially with the clues he drops to you. He’s not a betrayer type, but it was obviously a tough path for him to take. 
The Alliance gets pounded hard in this story bit, a necessary action from the devs because there wasn’t anywhere else to go. The Outlander has defeated Valkorion and kicked the Iokath gods’ butts by this point. Where do you go from this point? All other conflicts seem petty in comparison to the ones I just mentioned. So it’s pretty natural to return to imps vs pubs, since it’s been many years since SoR dropped turning alliances into a dominant storytelling theme. It sucks that the Gravestone went kablooey, but it, along with the Eternal Fleet, needed to go away to diminish the Alliance’s stance in the galaxy’s power structure. Now there’s more stuff you can do with the story, without having to try to make it more epic than KotET.
Nathema looked very good since you last visited it, with new greenery and a little less spoopiness. I really appreciate that the Nathema FP drops decorations, as does the Copero FP. I rarely buy things off the cartel market, and I don’t play often enough to earn credits to buy decorations off the GTN. Guaranteed decorations from the old FP’s, as well as from every boss in the 2 latest FP’s, makes me a very happy stronghold decorator. Because the standard basic sets get boring after a while.
If you redeemed Arcann, you get a small scene with him where he hopes you’ll consider mercy for Theron - as you did for him. Very appreciated! Because... characters you’ve decided to keep, where there was an option to kill or dismiss, don’t show up in the main story anymore. No Senya, no Koth, no Kaliyo, no Jorgan, no Vette, no Torian. Pretty much 100% guaranteed kept characters show up anymore. Koth could’ve been in the scene where the Gravestone leaves orbit, ‘cause he’s pretty much glued to that ship. Unless I’m forgetting something, this is the first time an optional character has shown up in the main story. More of this please.
Now, Theron. The highlight of this story bit. At least to me and my chiss agent who missed him a lot. Also because he’s lvl 50 with my agent, so I had to lvl Senya’s affection to use for dailies and such. Anyway, Theron. Thank you Troy Baker for doing an amazing job voicing Theron. For the romance scene, and for the breath he takes in the line “If anything happened to you, I couldn’t... You mean everything to me.” Bravo. The writing in the romance scene is also really cute. Theron refers to himself as “an idiot spy boyfriend”, and he’s hilariously awkward trying to propose marriage to you.
Moving forward... I don’t really know what’s gonna come next. Imps vs pubs I know for sure since the devs have said so. Lana and Theron will definitely stick around through thick and thin. I mean they’ve been with you for so long, and they’re so loyal to you. Especially Lana. Lana will destroy stars for you.
So 5.9 gets two thumbs up from me. But please fix the descent to Nathema scene please, it shows an invisible ship landing.
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dagiftre · 4 years
Text
This is great information:
Buy a house and get a 15 year fixed mortgage rather than a 30 year mortgage. Saves a lot of money in interest over the life of the loan. If you must get the 30 year mortgage, verify that there is no prepayment penalty. This gives you the flexibility of paying it off early if you are able. But it also gives you the option of making lower payments when times are tough...
When you start your job, get an HSA account and not FSA and get the high deductible health insurance. It will lower your tax bracket and the money is yours to use. You also earn 40% in most cases after 10k!!!
Never buy a car brand new! I’ve watched Escalades go from 100k (new) to 35k four years later.
Get you an LLC (incorporate your name!!) and run it as an S Corp. Remember Jay-Z quote “I’m not a Businessman I’m a Business Maaaaaaaan....” Let that sink in.
Build business credit! The loans are bigger and the interest rate is lower.
Get a business bank account (in most cases this costs around $500 to start). Some people got two stimulus checks (one from Trump and one from the SBA). Also no fees.
Go to Community College first and transfer into a four year college (unless you have scholarships to help mitigate the costs) as a Junior. School is a power move you must be able to secure the bag. Majors in STEM will always be needed, are in high demand and the skills can directly help the black community.
Get with your peers from your graduating class and others together at homecoming on one day for two hours to plot and strategize how we can move our communities forward (commerce, politics, education, small businesses, real estate, etc...)
If you want to support Black People, support Black Business and Black Institutions of Higher Education.
Get life insurance for you (whole life) and your children (term) as soon as they are born (one thing is for sure is we will die..might as well leave your kids or family something extra). The sooner you get it, the cheaper it is. And you can borrow against it to fund certain projects. Also, the ones that pay out dividends are the best! They normally are associated with the market (money market accounts). IUL’s are great!
Get the people in your immediate family to save collectively! If 10 people save $500/month, that’s 60k every year. You could buy 3 starter homes every year and in 4 years all ten of you are home owners. Buy on the same block or neighborhood if you can...this way you control the value of the homes (remember Monopoly!).
We need to promote financial literacy. Building capital and creating equity to create generational wealth. Having financial freedom is everything! This is not being taught in the school curriculums or our education systems! We must do it ourselves!
***I need 10 people to copy and repost this on their pages and groups
0 notes
bossedfoundation · 4 years
Text
Financial literacy.
Buy a house and get a 15 year fixed mortgage rather than a 30 year mortgage. Saves a lot of money in interest over the life of the loan. If you must get the 30 year mortgage, verify that there is no prepayment penalty. This gives you the flexibility of paying it off early if you are able. But it also gives you the option of making lower payments when times are tough...
When you start your job, get an HSA account and not FSA and get the high deductible health insurance. It will lower your tax bracket and the money is yours to use. You also earn 40% in most cases after 10k!!!
Never buy a car brand new! I’ve watched Escalades go from 100k (new) to 35k four years later.
Get you an LLC (incorporate your name!!) and run it as an S Corp. Remember Jay-Z quote “I’m not a Businessman I’m a Business Maaaaaaaan....” Let that sink in.
Build business credit! The loans are bigger and the interest rate is lower.
Get a business bank account (in most cases this costs around $500 to start). Some people got two stimulus checks (one from Trump and one from the SBA). Also no fees.
Go to Community College first and transfer into a four year college (unless you have scholarships to help mitigate the costs) as a Junior. School is a power move you must be able to secure the bag. Majors in STEM will always be needed, are in high demand and the skills can directly help the black community.
Get with your peers from your graduating class and others together at homecoming on one day for two hours to plot and strategize how we can move our communities forward (commerce, politics, education, small businesses, real estate, etc...).
If you want to support Black People, support Black Business and Black Institutions of Higher Education.
Get life insurance for you (whole life) and your children (term) as soon as they are born (one thing is for sure is we will die..might as well leave your kids or family something extra). The sooner you get it, the cheaper it is. And you can borrow against it to fund certain projects. Also, the ones that pay out dividends are the best! They normally are associated with the market (money market accounts). IUL’s are great!
Get the people in your immediate family to save collectively! If 10 people save $500/month, that’s 60k every year. You could buy 3 starter homes every year and in 4 years all ten of you are home owners. Buy on the same block or neighborhood if you can...this way you control the value of the homes (remember Monopoly!).
We need to promote financial literacy. Building capital and creating equity to create generational wealth. Having financial freedom is everything! This is not being taught in the school curriculums or our education systems! We must do it ourselves!
0 notes
tkriddick · 4 years
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Buy a house and get a 15 year fixed mortgage rather than a 30 year mortgage. Saves a lot of money in interest over the life of the loan. If you must get the 30 year mortgage verify no prepayment penalty. This gives you the flexibility of paying off early if you are able. But also gives the option of making lower payments when times are tough.... When you start your job, get an HSA account not FSA and get the high deductible health insurance. It will lower your tax bracket and the money is yours to use. You also earn 40% in most cases after 10k!!! Never buy a car brand new! I’ve watched Escalades go from 100k (new) to 35k four years later. Get you an LLC (incorporate your name!!) and run it as an S Corp. Remember Jay-Z quote “I’m not a Businessman I’m a Business Maaaaaaaan....” let that sink in. Build business credit! The loans are bigger and the interest rate is lower. Get a business bank account (in most cases this costs around $500 to start). Some people got two stimulus checks (one from Trump and one from the SBA). Also no fees. Go to Community College first and transfer into a four year college (unless you have scholarships to mitigate the costs) as a Junior. School is a power move you must be able to secure the bag. Majors in STEM will always be needed, are in high demand and the skills can directly help the black community. Get with your peers from your graduating class and others together at homecoming on one day for two hours to plot and strategize how we can move our communities forward (commerce, politics, education, etc... Get life insurance for you (whole life) and your children (term) as soon as they are born (one thing is for sure is we will die...might as well leave your kids something extra!). The sooner you get it, the cheaper it is. And you can borrow against it to fund certain projects. Also, the ones that pay out dividends are the best! They normally are associated with the market (money market accounts). IUL’s are great! ❤🖤💚 #BlackBiz #BuyBlack #unity #BlackOwned #Empire #BlackWealth #GroupEconomics #Power #WallStreet #investment#money #supportblackbusiness #boycewatkins #powernomics #dr #claude #anderson #blacklivesmatter❤🖤💚 https://www.instagram.com/p/CCGpKFKFe7r/?igshid=xolwvmboawp0
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poetiiicnjustus · 4 years
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#wepost #notmejustus Buy a house and get a 15 year fixed mortgage rather than a 30 year mortgage. Saves a lot of money in interest over the life of the loan. If you must get the 30 year mortgage verify no prepayment penalty. This gives you the flexibility of paying off early if you are able. But also gives the option of making lower payments when times are tough.... When you start your job, get an HSA account not FSA and get the high deductible health insurance. It will lower your tax bracket and the money is yours to use. You also earn 40% in most cases after 10k!!! Never buy a car brand new! I’ve watched Escalades go from 100k (new) to 35k four years later. Get you an LLC (incorporate your name!!) and run it as an S Corp. Remember Jay-Z quote “I’m not a Businessman I’m a Business Maaaaaaaan....” let that sink in. Build business credit! The loans are bigger and the interest rate is lower. Get a business bank account (in most cases this costs around $500 to start). Some people got two stimulus checks (one from Govt and one from the SBA). Also no fees. Go to Jr. College first and transfer into a four year college (unless you have scholarships to mitigate the costs) as a Junior. School is a power move you must be able to secure the bag. Majors in STEM will always be needed, are in high demand and the skills can directly help the black community. Get with your peers from your graduating class and others together at homecoming on one day for two hours to plot and strategize how we can move our communities forward (commerce, politics, education, etc...) If you want to support Black People, support Black Business and Black Institutions of higher Education. Get life insurance (term and whole life) for you and your children as soon as they are born (one thing is for sure is we will die...might as well leave your kids something extra!). The sooner you get it, the cheaper it is. And you can borrow against it to fund certain projects. Also, the ones that pay out dividends are the best! They normally are associated with the market (money market accounts). IUL’s are great! Continued below... #knowledgeispotentialenergy #applicationispowerful https://www.instagram.com/p/CBwch_xDxms/?igshid=xvd9wvqflruv
0 notes
kaiunkaiku · 7 years
Note
3, 4
3 - What is the rarest rare pair (that you ship)?
Oh maaaaaaaan this is a tough one. I watch a lot of not-so-popular stuff so just knowing them is sometimes rare… Okay, all-time favorites, here we go. I’m kinda into 3318 aka Ryouhei and Hibari from Katekyo Hitman Reborn, heh…
4 - Name a popular ship you don’t get the appeal of
Okay this? Now we’re talking. I could name dozens wow. One would be KuroTsuki (Haikyuu). Not only do I not get the appeal of it, I somehow get unexplainably angry when I see people gushing about it and it’s literally the only popular ship in Haikyuu that I’m actually against. Nothing against the shippers, really, ship to your heart’s content as much as you love to, just please keep it away from me. I’m still not sure why I dislike it, either.
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vatt-world · 4 years
Text
Buy a house and get a 15 year fixed mortgage rather than a 30 year mortgage. Saves a lot of money in interest over the life of the loan. If you must get the 30 year mortgage, verify that there is no prepayment penalty. This gives you the flexibility of paying it off early if you are able. But it also gives you the option of making lower payments when times are tough...
When you start your job, get an HSA account and not FSA and get the high deductible health insurance. It will lower your tax bracket and the money is yours to use. You also earn 40% in most cases after 10k!!!
Never buy a car brand new! I’ve watched Escalades go from 100k (new) to 35k four years later.
Get you an LLC (incorporate your name!!) and run it as an S Corp.
Remember Jay- Z's quote “I’m not a Businessman, I’m a Business...Maaaaaaaan” Let that sink in.
Build business credit! The loans are bigger and the interest rate is lower.
Get a business bank account (in most cases this costs around $500 to start). Some people got two stimulus checks (one from the administration and one from the SBA). Also no fees.
Go to Community College first and transfer into a four year college (unless you have scholarships to help mitigate the costs) as a Junior. School is a power move you must be able to secure the bag. Majors in STEM will always be needed, are in high demand and the skills can directly help the community.
Get with your peers from your graduating class and others together at homecoming on one day for two hours to plot and strategize how we can move our communities forward (commerce, politics, education, small businesses, real estate, etc...)
Get life insurance for you (whole life) and your children (term) as soon as they are born (one thing is for sure is we will die..might as well leave your kids or family something extra). The sooner you get it, the cheaper it is. And you can borrow against it to fund certain projects. Also, the ones that pay out dividends are the best! They normally are associated with the market (money market accounts). IUL’s are great!
Get the people in your immediate family to save collectively! If 10 people save $500/month, that’s 60k every year. You could buy 3 starter homes every year and in 4 years all ten of you are home owners. Buy on the same block or neighborhood if you can...this way you control the value of the homes (remember Monopoly!).
We need to promote financial literacy. Building capital and creating equity to create generational wealth. Having financial freedom is everything! This is not being taught in the school curriculums or our education systems! We must do it ourselves!
0 notes