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#Consumer Proposal Service
fishdonald · 2 years
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Looking to Get Out of Debt? Best Debt Consolidation, Consumer Proposal, Credit Counselling Services in Calgary, Edmonton, Lloydminster, Alberta and Surrey, BC. Call Now!
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Surrey's Debt Crisis: 2023 Analysis & Intensifying Solutions
Discover the alarming debt surge in Surrey in 2023. Learn how debt management services can help. Take control of your finances today
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reasonsforhope · 8 days
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Federal regulators on Tuesday [April 23, 2024] enacted a nationwide ban on new noncompete agreements, which keep millions of Americans — from minimum-wage earners to CEOs — from switching jobs within their industries.
The Federal Trade Commission on Tuesday afternoon voted 3-to-2 to approve the new rule, which will ban noncompetes for all workers when the regulations take effect in 120 days [So, the ban starts in early September, 2024!]. For senior executives, existing noncompetes can remain in force. For all other employees, existing noncompetes are not enforceable.
[That's right: if you're currently under a noncompete agreement, it's completely invalid as of September 2024! You're free!!]
The antitrust and consumer protection agency heard from thousands of people who said they had been harmed by noncompetes, illustrating how the agreements are "robbing people of their economic liberty," FTC Chair Lina Khan said. 
The FTC commissioners voted along party lines, with its two Republicans arguing the agency lacked the jurisdiction to enact the rule and that such moves should be made in Congress...
Why it matters
The new rule could impact tens of millions of workers, said Heidi Shierholz, a labor economist and president of the Economic Policy Institute, a left-leaning think tank. 
"For nonunion workers, the only leverage they have is their ability to quit their job," Shierholz told CBS MoneyWatch. "Noncompetes don't just stop you from taking a job — they stop you from starting your own business."
Since proposing the new rule, the FTC has received more than 26,000 public comments on the regulations. The final rule adopted "would generally prevent most employers from using noncompete clauses," the FTC said in a statement.
The agency's action comes more than two years after President Biden directed the agency to "curtail the unfair use" of noncompetes, under which employees effectively sign away future work opportunities in their industry as a condition of keeping their current job. The president's executive order urged the FTC to target such labor restrictions and others that improperly constrain employees from seeking work.
"The freedom to change jobs is core to economic liberty and to a competitive, thriving economy," Khan said in a statement making the case for axing noncompetes. "Noncompetes block workers from freely switching jobs, depriving them of higher wages and better working conditions, and depriving businesses of a talent pool that they need to build and expand."
Real-life consequences
In laying out its rationale for banishing noncompetes from the labor landscape, the FTC offered real-life examples of how the agreements can hurt workers.
In one case, a single father earned about $11 an hour as a security guard for a Florida firm, but resigned a few weeks after taking the job when his child care fell through. Months later, he took a job as a security guard at a bank, making nearly $15 an hour. But the bank terminated his employment after receiving a letter from the man's prior employer stating he had signed a two-year noncompete.
In another example, a factory manager at a textile company saw his paycheck dry up after the 2008 financial crisis. A rival textile company offered him a better job and a big raise, but his noncompete blocked him from taking it, according to the FTC. A subsequent legal battle took three years, wiping out his savings. 
-via CBS Moneywatch, April 24, 2024
--
Note:
A lot of people think that noncompete agreements are only a white-collar issue, but they absolutely affect blue-collar workers too, as you can see from the security guard anecdote.
In fact, one in six food and service workers are bound by noncompete agreements. That's right - one in six food workers can't leave Burger King to work for Wendy's [hypothetical example], in the name of "trade secrets." (x, x, x)
Noncompete agreements also restrict workers in industries from tech and video games to neighborhood yoga studios. "The White House estimates that tens of millions of workers are subject to noncompete agreements, even in states like California where they're banned." (x, x, x)
The FTC estimates that the ban will lead to "the creation of 8,500 new businesses annually, an average annual pay increase of $524 for workers, lower health care costs, and as many as 29,000 more patents each year for the next decade." (x)
Clearer explanation of noncompete agreements below the cut.
Noncompete agreements can restrict workers from leaving for a better job or starting their own business.
Noncompetes often effectively coerce workers into staying in jobs they want to leave, and even force them to leave a profession or relocate.
Noncompetes can prevent workers from accepting higher-paying jobs, and even curtail the pay of workers not subject to them directly.
Of the more than 26,000 comments received by the FTC, more than 25,000 supported banning noncompetes. 
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budgetaryinterior · 2 years
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Your Comprehensive Guide To The Best Interior Designers In Mumbai
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#Sometimes it might seem like an uphill fight to find and hire the best interior design firm for your project. Every customer wants an exquis#some helpful hints are provided below to aid clients in choosing the most competent interior design agency.#Identify the Most Popular Design Style#Consumers should prioritize identifying and embracing their unique sense of style. If you need help figuring out where to start#a quick online search might give you a good idea of what sorts of colors#shapes#and patterns you like. This is helpful since there is a wide range of design firms#each with its unique process. Master designers#on the other hand#can quickly adapt their work to each client’s specific needs.#Evaluate Investment Portfolios#When a distinctive fashion has been identified#and a handful of potential designers have been proposed#the next stage is collecting background information on those individuals. This may be done by perusing the works of various design firms#imagining oneself in the spaces they have created#and making mental comparisons and assessments. Choosing the best Interior designer Dadar Mumbai will need this setup.#Budgeting#Establishing a financial plan is a crucial first step before commencing any project. How much a design firm charges for its services vary f#others may charge by the hour. This knowledge might help you cut down your options and settle on a reliable design firm.#Have a Discussion with the Designers#A meeting with the remaining designers is recommended once a shortlist has been compiled. Bring images of the floor layouts you think the d#Constantly Think About Suggestions#There is still a potential that you won’t love the finished product#even if you hire the designer of your dreams. The likelihood of this happening is high. However#you should give the idea a go before you brush off the suggestions. Know when designers are trying to force their beliefs on you for conven#Comparison#It is essential to examine the designers’ ideas and their prices after the first meeting. Remember that better does not need spending more#Contract#After a discussion and selection of a design firm#the next stage is to request a contract. The specifics of the service to be rendered are laid forth in this contract and the payment terms.
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rivkae-winters · 10 days
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Edit: the app launched and Is down- I have the initial apology video in a post here and I’m working on getting a full archive of their TikTok up ASAP. I’m letting the rest of this post remain since I do still stand by most of it and also don’t like altering things already in circulation.
Warning for criticism and what I’d consider some harsh to outright mean words:
So I’ve just been made aware of the project known of as ‘lore.fm’ and I’m not a fan for multiple reasons. For one this ‘accessibility’ tool complicates the process of essentially just using a screen reader (something native to all I phones specifically because this is a proposed IOS app) in utterly needless and inaccessible ways. From what I have been seeing on Reddit they have been shielding themselves (or fans of the project have been defending them) with this claim of being an accessibility tool as well to which is infuriating for so many reasons.
I plan to make a longer post explaining why this is a terrible idea later but I’ll keep it short for tonight with my main three criticisms and a few extras:
1. Your service requires people to copy a url for a fic then open your app then paste it into your app and click a button then wait for your audio to be prepared to use. This is needlessly complicating a process that exists on IOS already and can be done IN BROWSER using an overlay that you can fully control the placement of.
2. This is potentially killing your own fandom if it catches on with the proposed target market of xreader smut enjoyers because of only needing the link as mentioned above. You don’t have to open a fic to get a link this the author may potentially not even get any hits much less any other feedback. At least when you download a pdf you leave a hit: the download button is on the page with the fic for a reason. Fandom is a self sustaining eco system and many authors get discouraged and post less/even stop writing all together if they get low interaction.
3. Maybe we shouldn’t put something marketed as turning smut fanfic into audio books on the IOS App Store right now. Maybe with KOSA that’s a bad idea? Just maybe? Sarcasm aside we could see fan fiction be under even more legal threat if minors use this to listen to the content we know they all consume via sites like ao3 (even if we ask them not to) and are caught with it. Auditory content has historically been considered much more obscene/inappropriate than written content: this is a recipe for a disaster and more internet regulations we are trying to avoid.
I also have many issues with the fact that this is obviously redistributing fanfiction (thus violating the copyright we hold over our words and our plots) and removing control the author should have over their content and digital footprint. Then there is the fact that even though the creator on TikTok SAYS you can email to have your fic ‘excluded’ based on the way the demo works (pasting a link) I’m gonna assume that’s just to cover her ass/is utter bullshit. I know that’s harsh but if it walks like a duck and quacks like a duck it’s probably a duck.
I am all for women in stem- I’ve BEEN a woman in Stem- but this is not a cool girl boss moment. This is someone naive enough to think this will go over well at best or many other things (security risks especially) at worst.
In conclusion for tonight: I hope this person is a troll but there is enough hype and enough paid for web domains that I don’t think that’s the case. There are a litany of reasons every fanfic reader and writer should be against something like this existing and I’ll outline them all in several other posts later.
Do not email their opt out email address there is no saying what is actually happening with that data and it is simply not worth the risks it could bring up. I hate treating seemingly well meaning people like potential cyber criminals but I’ve seen enough shit by now that it’s better to be safe than sorry. You’re much safer just locking all your fics to account only. I haven’t yet but I may in the future if that is the only option.
If anyone wants a screen reader tutorial and a walk through of my free favorites as well as the native IOS screen reader I can post that later as well. Sorry for the heavy content I know it’s not my normal fare.
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sorcerous-caress · 6 months
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Taking you as their fake date to an event
[Fluff, suggustive, romance, humour, fake dating, nb!reader]
[Wyll, Gale, Shadowheart, Karlach, Rolan]
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Wyll
In the aftermath of clearing the misunderstanding with his father, Wyll found himself back at the centre of attention in Baldur's Gate's circle of nobles. Everyone wanted to meet the famed blade of frontiers, for the last time they saw him was years ago before he fully matured into the man he is today.
Letter after letter were delivered to your camp. Carrier pigeons barely escaped Tara's claws as they dropped the mail on Wyll's tent and left with most of their feathers intact.
Being the son of the grand duke of Baldur's Gate turned all the heads of any sane noble with a marriage allegeable offspring. Invitation for tea parties, hunting competitions, and even balls for the sole purpose of meeting other people. Wyll's hand was slowly going numb from having to write back formal polite declining letters.
If only there was a way to stop them from the source. He'd sigh and vent to his closest of companions. But Karlach wasn't available at the moment, so he had to make do with the vampire.
"Why not just tell them you've already tied the knot with someone or whatever you humans call it?"
For once, Wyll actually considered listening to the fanged devil on his shoulder.
He approached that topic as delicately as he could when it came to convincing you, inviting you to dinner at a restaurant, waiting until after you're both filled and the lighthearted conversation slowed to bring it up.
"My friend, if I may, there is something I could use a helping hand with."
To his relief, you don't seem uncomfortable to his proposal. If anything, you nonchalantly agreed to be his fake date to the upcoming celebration.
He thanks you with a polite smile, yet for some, his heart beat faster when he pictures you holding onto his arm amongst the crowd. Your formal attire matching his suit. The fact he'd get to call you his fiancé for an evening sends an unexpected heat up to his face.
.
Gale
Tara wakes him up with delight in her eyes one morning, her sing song tone of his last name is more chipper than usual.
"Mr.Dekarios, yoohoo~" she licks his face to get his sleepy eyes to focus on her, "Ms.Dekarios sends her regards, along with a mandatory summon invitation for you this weekend." Tara brings her paw up to her face, cleaning the fur and making herself even more presentable.
Before Gale gets a word in, he is interrupted by a paw smacking against his lips.
"Now now, you wouldn't break the heart of your poor old mother by rejecting her invitation when you haven't seen her in years, would you?" The soft beans against Gale's mouth hold the threat of sharp claws underneath.
Defeated and outsmarted first thing in the morning, the wizard reluctantly nods with a sight.
Deep down, he know this day would eventually come. He couldn't hide the orb and the looming threat over his life from his own mother forever, no matter how he naively hoped to find a cure before having to face her. Coming back to announce you've foolishly consumed untamed magic of chaos isn't the most popular mother's day gift.
But maybe, just maybe he doesn't have to let her know yet. If he could find a distraction.
And lucky for him, the perfect distraction was currently standing outside his open tent, rubbing Tara's belly as she purrs and leans into their arms more.
He devised a plan, a great list of excuses and reasons to sell you the idea of why you should go along with his plan of deception, even prepared a bribe if push came to shove.
Well, two bribes, actually. The first one was the massive breakfast prepared and catered specifically for your taste.
Scurrying to sit in the chair next to you before Halsin could, Gale ignored the cofused look the druid gave him before sitting down at another chair.
Either he was too easy to read, or you've picked up on his pattern of gifts and act of service whenever he has a request. Because he only had to hint at the upcoming home visit before you Blatantly stated that you're willing to go as his date.
"Well...this was certainly much easier than I expected. In fact I've deviced a much more elaborate argument and explanation for when you'd initially refuse."
"Why would I ever refuse Gale?"
You gently caressed the side of his face, wiping a small crumb of bread away from his lips before taking your hand back.
"I...well, uhm. You." With a flustered look, Gale wasn't sure how to respond. Did he remember to comb his morning hair? Oh god, wait, is he still in his pyjamas? Does he even look half presentable right now?
.
Shadowheart
A Selunite introduction party, as her parents explained. She never had the afterparty of her ceremony after the woods passage trial, and her mother really wanted her to see her adorned in the moon maiden silvery dress and white flowers.
How could she say no? Shadowheart only wished for both of their happiness, to make up for lost time as much as she could.
While her father never pressured her, knowing he still has plenty of time with her, her mother wasn't offered the same courtsy by life. So he encouraged Shadowheart to bring someone dear to her maybe, just to reassure her mother that she has a loved one, you know how humans tend to get about finding your soulmate and all of that.
But she felt lost. Was there really someone she could call a soulmate?
Your words echo in her mind, how you gently persuaded her into lowering her weapon. The night orchid you've given her is still kept safely in her journal, tucked away between the soft pages to preserve the petals forever.
What if you don't share her feelings? What if she is just another lost soul that has grown attached to you after you saved them. Afterall, you did end up risking blowing your cover when saving that drow women at moonrise tower.
Minthara's respect for you was nothing to scoff at. What's a cleric's faith when compared to a paladin's devotion?
Yet she still took a chance, a leap of faith for you.
One night before the two of you retreated to your own beds, she stopped you for a short conversation. Reluctance in her voice as she lowered her face and looked up at you, eyes glistening under the moonlight.
She explained her situation, her party for her coming of age ceremony that was long postponed, how she wished for you to accompany her as her date.
"Please, indulge me this once. And we can pretend it never happened afterwards...if that's what you wish." The words pained her to say, but the relief that followed at your acceptance made all the pain worth it.
She isn't sure where your heart lays, but for a day, it will be hers. Her faith will guide her, the faith that maybe one day, you too will return her feelings.
.
Karlach
She was nervously walking back and forth outside your tent just after dinner, unsure of how to approach you or even mention the topic.
Her tail aggiated and is switching between curling around her leg and lashing at the ground below. Karlach didn't bury her emotions as the engine in her chest glowed more and more, matching the redness of the sunset in the horizon.
Really, what was she thinking? Agreeing to the double date her friends offered her. She was too excited at having finally met more people from her past, ones that didn't stab her in the back, and one thing led to another.
It's not that she ment to lie to her friends...it was just hard to tell them that even after all these years, she still doesn't have someone to call her own. It felt embarrassing to admit how alone she was, how touch starved and repressed she felt.
Not to mention how every single one of her friends had already found someone. Most of them were married and the other half on their way to get married.
She didn't think they'd make a big deal out of it when she off-handedly mentioned that she was seeing someone, a simple white lie with no harm done. She thought they'd just be happy for her and move on.
But no, instead, it was as if she grew a second head right then and there. Everyone was so excited to meet her so-called partner.
And so she found herself like this, strolling around your tent like a loser, attempting to muster up the dignity to ask you to pretend to be her partner for tomorrow.
Only when bumped into something and lost her balance did she realise who stood in front of her.
Karlach's body pinned you to the ground with ease, even unintentionally her muscles could easily cage you on. Her skin hot against yours, she lifted her head and your faces were mere inches apart.
You didn't miss the way her eyes glances at your lips, the way her cheeks darkned when you licked them. The heacy of swallow afterwards before her lips twitched into a polite smile.
With a quick apology, she helped you up.
"Say soldier, have you ever played pretend before? You know that game that kids play." Very smooth Karlach, she thought to herself. "Uh...do you think the two of us can maybe play it tomorrow? Haha...ha."
You asked what she meant.
"I kinda of...well, I told my friends that I was already seeing someone so. Could you be that person? I'll pay you back tenfolds, I promise."
"Of course Karlach, anything you want." Accepting the awkward fistbump she offered you, in return you gave her a hug that lingered for more time than it should.
"Cool cool, great. I'll pick you up tomorrow?" Her tail was swishing excitedly behind her, a confident smile on her face as bright as the sun.
.
Rolan
He will show them, he thought, he will show his spoiled bratty siblings that he isn't as uptight and "scares away all suitors" as they claimed!
I mean, have you seen him? He is a very talented and capable wizard, how is it his fault that other people are far too dim and slow to realise how much of a catch he is, how his talent more than makes up for his sometimes bitter personality.
Lia was bragging again about the cute bard she managed to ask out, her third date this week. Rolan swears she is mentioning within earshot if him intentionally, hell even Cal gets the occasional longing stares at any tavren they go to.
Rolan isn't less than them and he will prove it. He just well...hasn't put himself out there yet, so what if he has zero experience with dating and romance? He is a fast learner, he is very confident in his ability to become an excellent lover in to time.
A day goes by, then two and three. Suddenly it's been a full week and he haven't had a speck of luck when it came to romancing someone. It's almost as if any person he approaches immediately loses interest the second he opens his mouth.
He is getting desperate, he can't let Lia know about this. She will never ever let him live it down.
So when you find him in the elfsong tavren, sitting alone on a table nursing on his drink with his tail curled around his leg. You stare at him long enough to catch his interest.
He recognises you immediately, you could see the cogs turning in his alcohol clouded mind.
"You, come here." He yells the order across the tavren, catching himself afterwards and clearing his thraot to lessen the embarrassment of the situation. Still his eyes begged you to approch him.
And you did, walking to his table and sitting down. After all your companions were still sleeping upstairs so what's the harm in indulging one drunk grumpy tiefling when you were supposed to be on a supply run.
Rolan orders you a drink too, his treats, he says without meeting your eyes.
And just as you take a sip, he lays it on you bluntly.
"From now on, I'm your boyfriend."
You choke on your drink, it takes him a moment to register the way he phrased his question.
Clearing his throat again, he refuses to meet your eyes as a blush colours his cheek. "No not like this, don't get the wrong idea."
Now you're sitting there, confused as the waiter brings you a towel to wipe down the drink you spilled on yourself. You thank them and take it, giving Rolan enough time to attempt to compose himself.
"I know i haven't made the best of impressions on you." He finally speaks up, "but I need you." His voice is more honest, a hint of vulnerability, "your help I mean. Lia and Cal, I want to prove them wrong."
His glossy eyes meet yours, the alcohol loosened his tongue.
"I'm not unlovable." He whipsers, "I'm not going to beg for a chance, I just need your cooperation for a day or two, just to shut them up."
Your hand goes above the table, wrapping around his own fist softly. "I understand, it's okay." You give it a light squeeze, "you don't have to explain yourself."
Somehow, your few words helped relieve his heart from its burden more than this whole night of drinking ever could.
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The moral injury of having your work enshittified
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This Monday (November 27), I'm appearing at the Toronto Metro Reference Library with Facebook whistleblower Frances Haugen.
On November 29, I'm at NYC's Strand Books with my novel The Lost Cause, a solarpunk tale of hope and danger that Rebecca Solnit called "completely delightful."
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This week, I wrote about how the Great Enshittening – in which all the digital services we rely on become unusable, extractive piles of shit – did not result from the decay of the morals of tech company leadership, but rather, from the collapse of the forces that discipline corporate wrongdoing:
https://locusmag.com/2023/11/commentary-by-cory-doctorow-dont-be-evil/
The failure to enforce competition law allowed a few companies to buy out their rivals, or sell goods below cost until their rivals collapsed, or bribe key parts of their supply chain not to allow rivals to participate:
https://www.engadget.com/google-reportedly-pays-apple-36-percent-of-ad-search-revenues-from-safari-191730783.html
The resulting concentration of the tech sector meant that the surviving firms were stupendously wealthy, and cozy enough that they could agree on a common legislative agenda. That regulatory capture has allowed tech companies to violate labor, privacy and consumer protection laws by arguing that the law doesn't apply when you use an app to violate it:
https://pluralistic.net/2023/04/12/algorithmic-wage-discrimination/#fishers-of-men
But the regulatory capture isn't just about preventing regulation: it's also about creating regulation – laws that make it illegal to reverse-engineer, scrape, and otherwise mod, hack or reconfigure existing services to claw back value that has been taken away from users and business customers. This gives rise to Jay Freeman's perfectly named doctrine of "felony contempt of business-model," in which it is illegal to use your own property in ways that anger the shareholders of the company that sold it to you:
https://pluralistic.net/2023/11/09/lead-me-not-into-temptation/#chamberlain
Undisciplined by the threat of competition, regulation, or unilateral modification by users, companies are free to enshittify their products. But what does that actually look like? I say that enshittification is always precipitated by a lost argument.
It starts when someone around a board-room table proposes doing something that's bad for users but good for the company. If the company faces the discipline of competition, regulation or self-help measures, then the workers who are disgusted by this course of action can say, "I think doing this would be gross, and what's more, it's going to make the company poorer," and so they win the argument.
But when you take away that discipline, the argument gets reduced to, "Don't do this because it would make me ashamed to work here, even though it will make the company richer." Money talks, bullshit walks. Let the enshittification begin!
https://pluralistic.net/2023/11/22/who-wins-the-argument/#corporations-are-people-my-friend
But why do workers care at all? That's where phrases like "don't be evil" come into the picture. Until very recently, tech workers participated in one of history's tightest labor markets, in which multiple companies with gigantic war-chests bid on their labor. Even low-level employees routinely fielded calls from recruiters who dangled offers of higher salaries and larger stock grants if they would jump ship for a company's rival.
Employers built "campuses" filled with lavish perks: massages, sports facilities, daycare, gourmet cafeterias. They offered workers generous benefit packages, including exotic health benefits like having your eggs frozen so you could delay fertility while offsetting the risks normally associated with conceiving at a later age.
But all of this was a transparent ruse: the business-case for free meals, gyms, dry-cleaning, catering and massages was to keep workers at their laptops for 10, 12, or even 16 hours per day. That egg-freezing perk wasn't about helping workers plan their families: it was about thumbing the scales in favor of working through your entire twenties and thirties without taking any parental leave.
In other words, tech employers valued their employees as a means to an end: they wanted to get the best geeks on the payroll and then work them like government mules. The perks and pay weren't the result of comradeship between management and labor: they were the result of the discipline of competition for labor.
This wasn't really a secret, of course. Big Tech workers are split into two camps: blue badges (salaried employees) and green badges (contractors). Whenever there is a slack labor market for a specific job or skill, it is converted from a blue badge job to a green badge job. Green badges don't get the food or the massages or the kombucha. They don't get stock or daycare. They don't get to freeze their eggs. They also work long hours, but they are incentivized by the fear of poverty.
Tech giants went to great lengths to shield blue badges from green badges – at some Google campuses, these workforces actually used different entrances and worked in different facilities or on different floors. Sometimes, green badge working hours would be staggered so that the armies of ragged clickworkers would not be lined up to badge in when their social betters swanned off the luxury bus and into their airy adult kindergartens.
But Big Tech worked hard to convince those blue badges that they were truly valued. Companies hosted regular town halls where employees could ask impertinent questions of their CEOs. They maintained freewheeling internal social media sites where techies could rail against corporate foolishness and make Dilbert references.
And they came up with mottoes.
Apple told its employees it was a sound environmental steward that cared about privacy. Apple also deliberately turned old devices into e-waste by shredding them to ensure that they wouldn't be repaired and compete with new devices:
https://pluralistic.net/2023/09/22/vin-locking/#thought-differently
And even as they were blocking Facebook's surveillance tools, they quietly built their own nonconsensual mass surveillance program and lied to customers about it:
https://pluralistic.net/2022/11/14/luxury-surveillance/#liar-liar
Facebook told employees they were on a "mission to connect every person in the world," but instead deliberately sowed discontent among its users and trapped them in silos that meant that anyone who left Facebook lost all their friends:
https://www.eff.org/deeplinks/2021/08/facebooks-secret-war-switching-costs
And Google promised its employees that they would not "be evil" if they worked at Google. For many googlers, that mattered. They wanted to do something good with their lives, and they had a choice about who they would work for. What's more, they did make things that were good. At their high points, Google Maps, Google Mail, and of course, Google Search were incredible.
My own life was totally transformed by Maps: I have very poor spatial sense, need to actually stop and think to tell my right from my left, and I spent more of my life at least a little lost and often very lost. Google Maps is the cognitive prosthesis I needed to become someone who can go anywhere. I'm profoundly grateful to the people who built that service.
There's a name for phenomenon in which you care so much about your job that you endure poor conditions and abuse: it's called "vocational awe," as coined by Fobazi Ettarh:
https://www.inthelibrarywiththeleadpipe.org/2018/vocational-awe/
Ettarh uses the term to apply to traditionally low-waged workers like librarians, teachers and nurses. In our book Chokepoint Capitalism, Rebecca Giblin and I talked about how it applies to artists and other creative workers, too:
https://chokepointcapitalism.com/
But vocational awe is also omnipresent in tech. The grandiose claims to be on a mission to make the world a better place are not just puffery – they're a vital means of motivating workers who can easily quit their jobs and find a new one to put in 16-hour days. The massages and kombucha and egg-freezing are not framed as perks, but as logistical supports, provided so that techies on an important mission can pursue a shared social goal without being distracted by their balky, inconvenient meatsuits.
Steve Jobs was a master of instilling vocational awe. He was full of aphorisms like "we're here to make a dent in the universe, otherwise why even be here?" Or his infamous line to John Sculley, whom he lured away from Pepsi: "Do you want to sell sugar water for the rest of your life or come with me and change the world?"
Vocational awe cuts both ways. If your workforce actually believes in all that high-minded stuff, if they actually sacrifice their health, family lives and self-care to further the mission, they will defend it. That brings me back to enshittification, and the argument: "If we do this bad thing to the product I work on, it will make me hate myself."
The decline in market discipline for large tech companies has been accompanied by a decline in labor discipline, as the market for technical work grew less and less competitive. Since the dotcom collapse, the ability of tech giants to starve new entrants of market oxygen has shrunk techies' dreams.
Tech workers once dreamed of working for a big, unwieldy firm for a few years before setting out on their own to topple it with a startup. Then, the dream shrank: work for that big, clumsy firm for a few years, then do a fake startup that makes a fake product that is acquihired by your old employer, as an incredibly inefficient and roundabout way to get a raise and a bonus.
Then the dream shrank again: work for a big, ugly firm for life, but get those perks, the massages and the kombucha and the stock options and the gourmet cafeteria and the egg-freezing. Then it shrank again: work for Google for a while, but then get laid off along with 12,000 co-workers, just months after the company does a stock buyback that would cover all those salaries for the next 27 years:
https://pluralistic.net/2023/09/10/the-proletarianization-of-tech-workers/
Tech workers' power was fundamentally individual. In a tight labor market, tech workers could personally stand up to their bosses. They got "workplace democracy" by mouthing off at town hall meetings. They didn't have a union, and they thought they didn't need one. Of course, they did need one, because there were limits to individual power, even for the most in-demand workers, especially when it came to ghastly, long-running sexual abuse from high-ranking executives:
https://www.nytimes.com/2018/10/25/technology/google-sexual-harassment-andy-rubin.html
Today, atomized tech workers who are ordered to enshittify the products they take pride in are losing the argument. Workers who put in long hours, missed funerals and school plays and little league games and anniversaries and family vacations are being ordered to flush that sacrifice down the toilet to grind out a few basis points towards a KPI.
It's a form of moral injury, and it's palpable in the first-person accounts of former workers who've exited these large firms or the entire field. The viral "Reflecting on 18 years at Google," written by Ian Hixie, vibrates with it:
https://ln.hixie.ch/?start=1700627373
Hixie describes the sense of mission he brought to his job, the workplace democracy he experienced as employees' views were both solicited and heeded. He describes the positive contributions he was able to make to a commons of technical standards that rippled out beyond Google – and then, he says, "Google's culture eroded":
Decisions went from being made for the benefit of users, to the benefit of Google, to the benefit of whoever was making the decision.
In other words, techies started losing the argument. Layoffs weakened worker power – not just to defend their own interest, but to defend the users interests. Worker power is always about more than workers – think of how the 2019 LA teachers' strike won greenspace for every school, a ban on immigration sweeps of students' parents at the school gates and other community benefits:
https://pluralistic.net/2023/04/23/a-collective-bargain/
Hixie attributes the changes to a change in leadership, but I respectfully disagree. Hixie points to the original shareholder letter from the Google founders, in which they informed investors contemplating their IPO that they were retaining a controlling interest in the company's governance so that they could ignore their shareholders' priorities in favor of a vision of Google as a positive force in the world:
https://abc.xyz/investor/founders-letters/ipo-letter/
Hixie says that the leadership that succeeded the founders lost sight of this vision – but the whole point of that letter is that the founders never fully ceded control to subsequent executive teams. Yes, those executive teams were accountable to the shareholders, but the largest block of voting shares were retained by the founders.
I don't think the enshittification of Google was due to a change in leadership – I think it was due to a change in discipline, the discipline imposed by competition, regulation and the threat of self-help measures. Take ads: when Google had to contend with one-click adblocker installation, it had to constantly balance the risk of making users so fed up that they googled "how do I block ads?" and then never saw another ad ever again.
But once Google seized the majority of the mobile market, it was able to funnel users into apps, and reverse-engineering an app is a felony (felony contempt of business-model) under Section 1201 of the Digital Millennium Copyright Act. An app is just a web-page wrapped in enough IP to make it a crime to install an ad-blocker.
And as Google acquired control over the browser market, it was likewise able to reduce the self-help measures available to browser users who found ads sufficiently obnoxious to trigger googling "how do I block ads?" The apotheosis of this is the yearslong campaign to block adblockers in Chrome, which the company has sworn it will finally do this coming June:
https://www.tumblr.com/tevruden/734352367416410112/you-have-until-june-to-dump-chrome
My contention here is not that Google's enshittification was precipitated by a change in personnel via the promotion of managers who have shitty ideas. Google's enshittification was precipitated by a change in discipline, as the negative consequences of heeding those shitty ideas were abolished thanks to monopoly.
This is bad news for people like me, who rely on services like Google Maps as cognitive prostheses. Elizabeth Laraki, one of the original Google Maps designers, has published a scorching critique of the latest GMaps design:
https://twitter.com/elizlaraki/status/1727351922254852182
Laraki calls out numerous enshittificatory design-choices that have left Maps screens covered in "crud" – multiple revenue-maximizing elements that come at the expense of usability, shifting value from users to Google.
What Laraki doesn't say is that these UI elements are auctioned off to merchants, which means that the business that gives Google the most money gets the greatest prominence in Maps, even if it's not the best merchant. That's a recurring motif in enshittified tech platforms, most notoriously Amazon, which makes $31b/year auctioning off top search placement to companies whose products aren't relevant enough to your query to command that position on their own:
https://pluralistic.net/2023/04/25/greedflation/#commissar-bezos
Enshittification begets enshittification. To succeed on Amazon, you must divert funds from product quality to auction placement, which means that the top results are the worst products:
https://pluralistic.net/2023/11/06/attention-rents/#consumer-welfare-queens
The exception is searches for Apple products: Apple and Amazon have a cozy arrangement that means that searches for Apple products are a timewarp back to the pre-enshittification Amazon, when the company worried enough about losing your business to heed the employees who objected to sacrificing search quality as part of a merchant extortion racket:
https://www.businessinsider.com/amazon-gives-apple-special-treatment-while-others-suffer-junk-ads-2023-11
Not every tech worker is a tech bro, in other words. Many workers care deeply about making your life better. But the microeconomics of the boardroom in a monopolized tech sector rewards the worst people and continuously promotes them. Forget the Peter Principle: tech is ruled by the Sam Principle.
As OpenAI went through four CEOs in a single week, lots of commentators remarked on Sam Altman's rise and fall and rise, but I only found one commentator who really had Altman's number. Writing in Today in Tabs, Rusty Foster nailed Altman to the wall:
https://www.todayintabs.com/p/defective-accelerationism
Altman's history goes like this: first, he founded a useless startup that raised $30m, only to be acquired and shuttered. Then Altman got a job running Y Combinator, where he somehow failed at taking huge tranches of equity from "every Stanford dropout with an idea for software to replace something Mommy used to do." After that, he founded OpenAI, a company that he claims to believe presents an existential risk to the entire human risk – which he structured so incompetently that he was then forced out of it.
His reward for this string of farcical, mounting failures? He was put back in charge of the company he mis-structured despite his claimed belief that it will destroy the human race if not properly managed.
Altman's been around for a long time. He founded his startup in 2005. There've always been Sams – of both the Bankman-Fried varietal and the Altman genus – in tech. But they didn't get to run amok. They were disciplined by their competitors, regulators, users and workers. The collapse of competition led to an across-the-board collapse in all of those forms of discipline, revealing the executives for the mediocre sociopaths they always were, and exposing tech workers' vocational awe for the shabby trick it was from the start.
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If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:
https://pluralistic.net/2023/11/25/moral-injury/#enshittification
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nanomooselet · 1 month
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Wolfwood and Martyrdom
There's something everyone tends to misunderstand, about martyrdom.
You don't become a martyr against your will. It has to be a conscious choice between renouncing your faith and keeping your life, or remaining faithful and being put to death. It's not just dying, even if it’s in service of faith. It has to be a decision.
It has to be a willing sacrifice. You have to, consciously, purposefully, choose surrendering your life over renouncing your faith.
I do not think people are realising just how profound Wolfwood's devotion to Vash had become. How truly he believed in Vash. How deeply they loved and were devoted to each other.
Because Wolfwood truly did not want to die. And yet he chose to in Vash's name.
Wolfwood loved Vash and his ideals so much that they became his reason to live, and then he accepted death to uphold them. Vash would never have asked that of him. Vash apologised for judging Wolfwood for killing when his willingness to do so saved innocent lives, told Wolfwood his ideals were a burden Wolfwood wasn't required to bear.
Instead, his death was something Wolfwood had to request.
Do you accept this offering?
And Vash had to give him permission.
I do.
His proposal accepted, Wolfwood took up everything he had left, his body and spirit, the life he could have had, the welcome home he always yearned for - and he purposefully set them aside in the name of Vash's ideals. He was obedient unto death.
It's so painful. Vash is devastated, openly howling and weeping in anguish. But he had to let it to happen because it was Wolfwood's choice. That's why when he prays it's not answered. And it's why Wolfwood tells him, with his final words, to smile - because he has no regrets. He chose this. He chose Vash. Don't blame yourself, tongari. You look better when you smile.
It is absolutely a wedding. There's literally no other way for the whole series of events to be properly understood otherwise. The passion and devotion of Wolfwood's sacrifice leaves me standing back in genuine awe.
Because to live outside of Christ is to die, and to die in Christ is to live.
Wolfwood entered the story as a dead man, and then realised he wanted to live. Vash wanted to share all his tomorrows with Wolfwood - and he will. Because martyrdom?
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Can be how you become a saint.
And this is why Vash burned through his power to protect Wolfwood's body. Because Knives may consume everything else in his madness and fear and vengeance, but he doesn't get to even come close to touching this. This is sacred. This is a holy relic. This is something that belongs only to Vash.
A sinner like Knives is unworthy.
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A society that focuses on caring for one another and for nature is automatically critical of capitalist exploitation and imperatives of accumulation. This is the mechanism proposed by ideas of degrowth or post-growth. It is not about a blanket rejection of ‘more’, e.g. in the education and health care system, in public services or quality nutrition, but about making learning processes possible and making democratic decisions about where increases in consumer goods, the means of production and services are socially desired and are socially and ecologically responsible undertakings.
The Imperial Mode of Living: Everyday Life and the Ecological Crisis of Capitalism
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fishdonald · 4 months
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reasonsforhope · 8 months
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Holy crap, I didn't think Biden would be able to get the Climate Corps established without Congress. This is SUCH fantastic news.
--
"After being thwarted by Congress, President Joe Biden will use his executive authority to create a New Deal-style American Climate Corps that will serve as a major green jobs training program.
In an announcement Wednesday, the White House said the program will employ more than 20,000 young adults who will build trails, plant trees, help install solar panels and do other work to boost conservation and help prevent catastrophic wildfires.
The climate corps had been proposed in early versions of the sweeping climate law approved last year but was jettisoned amid strong opposition from Republicans and concerns about cost.
Democrats and environmental advocacy groups never gave up on the plan and pushed Biden in recent weeks to issue an executive order authorizing what the White House now calls the American Climate Corps.
“After years of demonstrating and fighting for a Climate Corps, we turned a generational rallying cry into a real jobs program that will put a new generation to work stopping the climate crisis,” said Varshini Prakash, executive director of the Sunrise Movement, an environmental group that has led the push for a climate corps.
With the new corps “and the historic climate investments won by our broader movement, the path towards a Green New Deal is beginning to become visible,” Prakash said...
...Environmental activists hailed the new jobs program, which is modeled after the Civilian Conservation Corps, created in the 1930s by President Franklin D. Roosevelt, a Democrat, as part of the New Deal...
Lawmakers Weigh In
More than 50 Democratic lawmakers, including Massachusetts Sen. Ed Markey and New York Rep. Alexandria Ocasio-Cortez, had also encouraged Biden to create a climate corps, saying in a letter on Monday that “the climate crisis demands a whole-of-government response at an unprecedented scale.”
The lawmakers cited deadly heat waves in the Southwest and across the nation, as well as dangerous floods in New England and devastating wildfires on the Hawaiian island of Maui, among recent examples of climate-related disasters.
Democrats called creation of the climate corps “historic” and the first step toward fulfilling the vision of the Green New Deal.
“Today President Biden listened to the (environmental) movement, and he delivered with an American Climate Corps,” a beaming Markey said at a celebratory news conference outside the Capitol.
“We are starting to turn the green dream into a green reality,” added Ocasio-Cortez, who co-sponsored the Green New Deal legislation with Markey four years ago.
“You all are changing the world,” she told young activists.
Program Details and Grant Deadlines
The initiative will provide job training and service opportunities to work on a wide range of projects, including restoring coastal wetlands to protect communities from storm surges and flooding; clean energy projects such as wind and solar power; managing forests to prevent catastrophic wildfires; and energy efficient solutions to cut energy bills for consumers, the White House said.
Creation of the climate corps comes as the Environmental Protection Agency launches a $4.6 billion grant competition for states, municipalities and tribes to cut climate pollution and advance environmental justice. The Climate Pollution Reduction Grants are funded by the 2022 climate law and are intended to drive community-driven solutions to slow climate change.
EPA Administrator Michael Regan said the grants will help “communities so they can chart their own paths toward the clean energy future.”
The deadline for states and municipalities to apply is April 1, with grants expected in late 2024. Tribes and territories must apply by May 1, with grants expected by early 2025."
-via Boston.com, September 21, 2023
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sayafics · 3 months
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As, Bs and Cs - Chapter I
A CRM!Rick Grimes x OFC fic!
This is quite a lengthy chapter to hopefully build up the necessary context and foundations to their connection.
Masterlist
Next Chapter
The world had ended over a decade ago, the walkers consuming the population bit by bit until there was nothing left. The Civic Republic scrounged up who they could, their numbers growing to the thousands.
Still, the ones they had were not good enough.
They were civillians. Normal people who did normal things and didn't understand like the rest of them.
The Civic Republic Military was losing more and more soldiers with every mission, becoming overwhelmed with the number of walkers that roamed outside their walls. There weren't enough people to replace them - enough competent people at least.
In a decade or two, the CRM could collapse, and it would be no one's fault but their own.
They are the ones who had saved thousands of people who couldn't fight, when they should have looked for more soldiers in their place.
The CRM was weakening, and if it crumbled the Civic Republic and all its people would pay the price.
That was when Dr. Greer had proposed a... curious idea.
The Civic Republic was not without its faults, and neither were its people. They had their fair share of criminals who would pay the price with community service, but there was a small percentage; almost minute; who were worse.
Major General Beale had wanted them sentenced to death for their crimes, but Okafor had protested. He argued in favour of their usefulness - the skills they needed to commit the horrors they did was what was necessary in the CRM.
They could find use of them, he promised.
And it seemed Dr. Greer had.
Dr. Greer was a geneticist before the world had ended, with a long and profound career in foetal medicine.
A controlled birthing population - a programme designed so the CRM could gain the soldiers they needed without gaining too many mouths to eat.
The programme had only been a whisper for the last few years, a quiet promise and a tempting future. But the opportunity to implement it had never arised.
Until now.
The Campus Colony had been set aflame, and with it, it had stolen over nine thousand souls.
The perfect opportunity.
Now, all they needed were the perfect lab rats. A way to prove the programme would work - a method to rehabilitate criminals and give the CRM what it needed.
Major General Beale had wanted Okafor to be the first to try, but as whispers of Rick Grimes' rebellious streak took hold of him, he saw it as the sole opportunity to truly have control over the man.
Rick Grimes had spent years trying to escape the Civic Republic, all of his attempts ending the same - in failure. But he had grown daring, even willing to cut off his own arm so he could have a chance to return to his life before the CRM.
When the man had finally agreed to join the CRM after years of rejection, the ease behind his decision only made Beale grow more suspicious.
Rick had changed his mind so easily and had given up on finding his friends and family in a blink.
It made Beale uneasy.
So he would do what he could to keep the man tied to the CRM, even if it came in the form of a child.
***
"I didn't sign up for this."
Rick's voice was filled with fury as Okafor stood before him stone-faced, having recounted what Beale and Greer told him as he passed on the orders to Grimes.
"Yes, you did. The minute you said yes to joining the CRM, you said yes to every condition Beale makes."
Rick scoffs, a hand running through his hair as he paces up and down the sparse space of his living room.
His voice deepened to a growl, "this wasn't part of the deal. This wasn't our deal!"
"I know," Okafor's voice softened. He knew what was happening was wrong, but there wasn't anything he could do to stop it. Not right now.
"But you have to, Rick. If you don't, then someone else will. You're a good man, Rick. The others aren't."
Rick narrowed his eyes, growing sceptical of his words. He couldn't believe this was happening.
Okafor called it a controlled repopulation, a programme designed so the CRM could have the soldiers it needed in the future. But he saw it for what it was, and it wasn't anything good.
"Why do you care so much if I say yes?"
Okaford clenched his jaw, "because it's my fault she's here. And the least I can do is make sure she won't end up being partnered with someone that would hurt her."
"Your fault?"
A grim smile twitched on Okafor's face as he sighed and took a seat on Rick's couch, his head falling into his hands as his shoulders shook with morbid amusement.
"I brought her here. As a 'B' not an 'A'. She lost everyone because the men in our ranks knew no control, and I promised her she would find everything she needed here. And now what? She's a 'C'? A criminal turned into a pet for Greer and her people to study her like she's a fucking lab rat."
A bitter laugh escaped his throat as Rick came to a stop in front of him. He waited, hoping the silence would urge Okafor on.
"My men and I were sent on a covert mission - a retrieval. But one of the recruits got spooked, lit up everything around him as fast as he could. By the time we got him down, it was too late. You could hear her screaming, like it was battering your brain. We went to look for her and found her and her people inside a small cabin a few clicks north."
"What happened?"
Rick's voice was sombre, he knew what had happened.
"They were all dead and she was dying."
Okafor looked up at Rick, eyes wet despite the blank look upon his face - "I brought her back. Said she was a 'B' and spent every day after convincing her to join the CRM. She said no, of course."
He scoffed before he continued, "when she finally got citizenship, shit. Let's just say the world really didn't change much from before. She got herself a life sentence, would've been given death if I hadn't stopped Beale."
Now that sparked Rick's interest, what damage could someone do to have Beale want to sentence them to death. Or better yet, what hold did she have on Okafor for him to still fight for her after the supposed horrors she committed.
"This is a second chance. For things to go right."
Rick shook his head vehemently, "no. This ain't right. This ain't no second chance. This is worse than death. Worse than torture. Look what you're signing her up to."
"But it's the closest she'll ever get. Look, if this works, if the programme is successful and you give them what they want, she'll get her freedom back. Five years, Rick. It's five years and then she is no longer your burden to bare."
Before Rick could protest further, a bellowed voice called him from the front door, the blatant order being punctuated by three heavy knocks.
At the sound of Beale's voice, Okafor's shoulders straightened, and he stood up with a stiff spine as he looked into Rick's eyes, a hazy vision of pleading behind the stoic mask of an obedient solider.
"Say yes, Rick. Don't fight against it. They'll make you take someone anyway. Just let it be her. No one says no to Beale."
Okafor didn't give Rick a chance to reply, skirting past him as he swung the door open and stood at attention, saluting Beale in greeting. Rick followed him instinctively, copying his every move.
Beale nodded at the men to stand down, marching past them. Behind him followed a stern-faced woman, narrow-framed glasses perched on the bridge of her nose as she pursed her lips in distaste at the sight of Rick's apartment. She made her way towards Beale, nodding at Rick and Okafor before she looked over her shoulder and called, "bring in the girl."
They all turned to face the door now, the quiet jingle of chains growing more ominous as the faceless figure of Alara Hunter drew closer.
Rick held his breath when he finally caught sight of her.
She was flanked by four soldiers, their grip on her arms and shoulders so tight Rick could see her skin blanching under their touch. She was dressed in a thin vest, blue jeans, and socks. Her hands were cuffed, and so were her ankles, each one attached to a single chain held by the soldier on her right.
He couldn't help but furrow his brows as he lifted his eyes to track her face only to find half of it concealed behind what appeared to be a muzzle.
Her dark eyes darted across the people standing in Rick's apartment before flickering back to where Rick knew Okafor stood. He could see her throat move as she swallowed harshly at the sight of the man.
Apart from the chains and muzzle, she looked well. Rick wanted to scoff at the thought as soon as it entered his mind. Here she was, a young woman who had lost freedom, who was chained and tied down by the CRM.
But she looked clean and healthy and angry.
"Rick Grimes."
It was Greer who spoke, a pleasant smile upon her face that didn't match her demeanour.
"I believe Okafor has explained to you the purposes of this task?"
Rick clenched his jaw, turning to face the woman. He couldn't help but take a final glance at the woman standing at the door - Alara Hunter.
He turned back, catching Okafor's gaze before he nodded solemnly, "yes, ma'am."
"And so, I believe you are happy to participate in this mission of ours?"
Mission?
He wanted to spit in her face, call her vile and absurd and stupid. This wasn't a mission. It was immoral and unethical and torture.
Still, he held himself back.
He had seen the other men in the CRM: brutes that were all too happy to hurt instead of speak. Cowards who wasted bullets on flickering shadows. Men who had never truly grown up, and behaved like unsupervised children.
It wouldn't be fair to subject her to such a fate because Okafor was right. Regardless of whether or not Rick said yes to Alara, he would still be assigned a partner, and so would she.
He gritted his teeth as he nodded, "yes ma'am."
Beale let out a deep chuckle, moving forward to clap a hand on Rick's shoulder as he spoke, "this may be the best decision you've made, son. You are doing the CRM proud."
Rick looked over his shoulder once more, catching Alara's dark gaze, which grew hopeless as the seconds ticked by, and he wondered for a moment whether the people he left back in Alexandria would be proud.
"There are some conditions, of course."
"Conditions?" He turned back to Beale with a look of incredulity, eyes narrowing as he took a step back and shook the hand off his shoulder, "what conditions?"
"Given your... history here at the Civic Republic, Dr. Greer thought it best to ensure your compliance."
"The hell is that supposed to mean?" It was Okafor who spoke now, drawing forward as his gaze skipped between Rick and Alara, who stood motionless at the door.
Greer spoke now, her voice sounded pleased as she sniffed lightly, "we believed it necessary that your first few copulations were witnessed. Simply to ensure adherence of course."
Rick felt bile burn the back of his throat, a wave of nausea that just grew strong every passing second since Okafor first told him and Greer's plans - "you want to watch us have sex?"
"If you would like to put it so crudely, then yes."
***
The conversation hadn't lasted much longer than that, Rick unable to have much of a say apart from agreeing to their terms.
Okafor had shifted to meet Rick's eyes with his own pleading gaze, and Rick had agreed to Beale's conditions under a certain stipulation.
He had only wanted the first attempt to be witnessed, but it seemed that Greer was unwilling to go any lower than three. Rick agreed begrudgingly, knowing three was still better than the initial seven Greer had wanted.
It was under Greer's command that the girl was escorted to his bedroom, and Rick was unable to hide his look of disapproval and contempt as they looped her chain around a post on his bed. It made him sick to see such a thing, made his stomach twist and turn as he held back his anger with strained difficulty.
As they made their way out of Rick's apartment, Greer turned to him with a leering grin, eyes running over his form as she wished him luck and revealed that she couldn't wait for the performance he put on tomorrow.
Rick froze at that, tomorrow?
Greer could only laugh coyly, an expression that was unsuited for her ageing face. She ran a hand over her slicked back hair, adjusting her bun as she smiled in earnest - "tomorrow is trial day number 1. It seems our experiment started at the perfect time, Miss Hunter begins ovulating tomorrow."
Rick shifted uncomfortably at the fact, unsure of what to say or do. It seemed Okafor was the same, eyes darting between Rick and the closed door over his shoulder where he knew Alara had been hidden.
"I have left you with the booklet instructing you on how to care for your programme partner, as well as how to discipline her, should she become aggressive. Do follow the guide Mr Grimes, we wouldn't want to place our first participant in any harm."
Rick could only blink, hand tightening around the small handwritten booklet Greer had passed him whilst Beale's men were dragging a reluctant Alara to his room. He could only nod, unable to meet anyone's eyes as he reached for the door and pushed it shut.
The last thing he saw was Greer exchanging a victorious grin with Beale and realised that they believed they had won.
And for once, Rick feared they may have been right.
***
After Okafor had left with Beale and Greer, Rick's apartment rung silent. If he hadn't seen Beale's men drag the girl into his room, it would've seemed like nothing had ever happened.
But it did.
Rick wasn't sure what to do - whether he should just sit on his couch and finish his bottle of rum, or if he should go in and make sure his "programme partner" was okay.
She hadn't so much as twitched in the wrong way since they dragged her to his doorstep. Her eyes wandered. They darkened and misted and narrowed, but she never moved too quickly or pulled away too harshly.
Whatever she had done was enough for Beale to have wanted her dead, and for Greer to want her genetics to be passed onto the soldiers she was curating.
Rick glanced at the closed door to his bedroom, wondering what monster hid beneath the chained woman who stood in there. Then he thought for a moment of who he was before the CRM, before Alexandria. Of the beast he had become after months on the road, surviving day to day with his children and his friends- his family.
Okafor had said one of his men had killed her people, and Rick knew that if he had been in her position and everyone he knew and loved had died, he would want to destroy the Civic Republic and all it stood for.
It was in that quiet space of reflection that he realised she may not be the monster they all made her put to be. And if she was, she couldn't be worse than the one that lurked in the shadows of his being. The monster that was chained down by threats. The monster that was trapped in a community of faux civilisation.
Rick steeled his spine, and with every step he took towards the bedroom door, he wondered how exactly he had been dealt such a fate.
***
Alara Hunter hadn't always been angry. She used to be quiet and shy and cry at the smallest inconveniences. She liked to think an echo of that girl still sounded inside her, but sitting on top of a stranger's bed, her wrists and ankles wound in chains and her lips forced shut, she wondered how she had managed to get herself into such a predicament.
She wondered how she had changed so easily.
She wondered why she was always so angry.
She still cried. Of course, she did. But her tears were filled with fury, with hatred. Towards everyone - her father for leaving her when the world ended, her people for shielding her that night, Okafor for bringing her to this God forsaken community. And herself.
Alara was so angry at herself. For letting herself be brought here instead of fighting to die at her people's side, for letting herself get trapped with the very people that slaughtered them, for letting them take advantage of her and get away with that too.
And now, what?
A sex slave for the CRM. A breeding whore. A mindless cunt.
Not an A, never a B. Trapped as a C.
Her heart hammered with rage, her hands trembled and her eyes clouded as she struggled to breathe through the muzzle. Like a dog, they had chained her and tied her down.
She promised herself, with a soundless voice echoing in her mind, that she would kill them all. She would burn them to the ground and make sure they couldn't rise again.
She wouldn't let them win. She couldn't.
The sound of a door creaking open pulled her from her thoughts, and she looked up to find the man who had been assigned to take everything from her. To break her.
Beale hadn't outright admitted that was the reason he agreed to place her in the programme so easily, but she knew. She could see it in the way his eyes lit up with triumph when Rick agreed, how he grinned viciously when Greer was adamant to watch their copulations.
He thought this would break her, but she wouldn't let it.
She stared at the man - Rick. He was tall, tall enough that she was sure even if she was standing she would have to crane her neck to look him in the eyes.
And his eyes, she found she couldn't look away if she tried. Something hollow glistened in them, as though the man was no longer human.
An unfamiliar whisper spoke in her mind, like calls to like. And she wondered how much truth was held behind such a statement.
He was handsome, she couldn't fault him there. But he was a soldier for the CRM and that made him an enemy. It meant regardless of his pretty eyes or gravelled voice, he was just as bad as the rest of them.
Just as bad as Greer and Beale and Okafor.
Rick steps closer to her and Alara can't help but shrink away. It seems he expected her reaction, halting on the spot as his eyes soften. The sight did nothing but ignite a smouldering rage in her heart - if he felt pity for her, he should let her go. Let her escape.
For some reason, it seemed Rick was able to understand exactly what she was thinking, and he spoke placatively as she narrowed her eyes in his direction, "I can't take the cuffs off."
Alara rolled her eyes, that much was obvious. If he wasn't going to help her, then she didn't want to speak to him. She drew herself back further on the bed, her back pressing against the headboard as she turned to look out the small window of his bedroom.
The view wasn't the best, but it was more than the sliver of light that occasionally glimpsed through her cell. She felt the gentle touch of a setting sun heat her skin, she could feel herself flush under its soft embrace as she wondered how many years it had been since she had felt the sun on her face. The wind in her hair.
Her skin had paled in her dark cell, her tan from harsh summers in Georgia stripped from her when she was sentenced. It was then she decided; it had been far too long.
She closed her eyes and counted Rick's breaths as he stood, watching. The setting sun was a timer to the start of her doom, she heard Greer's plans and it was moving too quickly to put a stop to them now.
Rick's breaths were slow and steady, like he was trying to control his own wild beast as he watched her. She pretended they were the sound of a clock ticking, that time had slowed down to let her savour this broken freedom and make most of the hours she had left.
The bed sunk under an unexpected weight and the light warming her face had been blocked by a head. She kept her eyes closed pretending she didn't notice the difference- pretending her face didn't grow warmer under his intense stare.
"Have you eaten? It's late."
She kept quiet, hoping he would think she was dozing off and leave her be. But he saw the way her lashes fluttered, the way her chest rose and fell in quick successions as she struggled to breathe through the mask, the way her fingers twitched when he shuffled upon the bed.
He scratched the back of his neck, unsure of what to say or what to do.
"I could make you something to eat. I- I could make pancakes, Ca-" he took another deep breath, settling a quiet ache in his chest, "or eggs or something."
Her eyes burned as she kept them shut tight, thinking about when the last time she had a warm meal was. She turned away from him, nodding as she reached a hand to run through her hair only for the chain to stop it short of her shoulders. She gritted her teeth at the harsh tug, unable to hide her sniffles and the tears streaming down her face.
Why was she crying?
Was it anger? Fear?
Rick watched her for a moment as she tried to compose herself. She struggled with the limited movement and tangled chains, she screwed her eyes shut and her shoulders raised as she took deep breaths.
Rick couldn't help the apology that escaped his lips as he stood from the bed, nor could he stop the guilt weighing upon his shoulders at the broken laugh she replied with.
***
Rick hadn't eaten much since joining the CRM. Being forced to give up the idea of returning to Alexandria had taken a part of him, had broken it beyond repair. He rarely felt hungry anymore.
At most, he would force himself to eat some slices of toast so he wouldn't stumble during training. Or if he was truly lost in his thoughts, he would make himself Carl's favourite meal and pretend his son was there, eating it alongside him.
That was what sat in front of him now - blueberry and peanut butter pancakes, with whipped cream dolloped on to make a smiley-face and sugar sprinkled on top. He remembered the day Carl had first begged him to make it, and his pleading eyes and mischievous grin had been too precious to say no. It had tasted horrible, all sorts of sticky and sweet lathered in soft bread, but when Carl had asked him so proudly what he thought, Rick could only smile and clear his plate.
The handwritten guide Greer gave him sat on the counter near him, and the page he had left it open on strictly forbade him from giving the girl utensils, in case she hurt herself or him.
He didn't have any plastic cutlery on hand, so he could only sigh as he took the paper plate back to his room to lay on top of the bed.
Alara stared at the carefully decorated stack, and though the muzzle hid the shape of her lips, he saw the corner of her eyes crinkle and he liked to think it was because this small memory of Carl had been enough to make her smile.
He bit his lip before he spoke, "I can take the..." he gestured carefully to her face, "I can take it off, so you can eat."
Her eyes gleamed with hope, her lips burning at the stretch of the mouthpiece wedged between so she couldn't bite her tongue and choke herself to death.
"But I got'a put it back on after, okay?"
Her eyes narrowed, she pushed the plate away as a garbled scoff could be heard through the muzzle. She knew she shouldn't be surprised, it wasn't as though the muzzle was a newly added piece to her prison regalia. No, Beale had ordered it to be placed on her after her first few weeks in the CRM prison cell didn't go too well.
"Hey, look," Rick's voice sounded strongly as he got closer, sitting at the edge of the bed and facing her, "I wouldn't do it if I didn't have to. But it's in Greer's instructions, and if I ignore it, it's not going to end well for either of us."
She looked at him with scepticism in her eyes, but it took one look at the warm plate of pancakes to dissolve any resistance. She agreed reluctantly, and Rick reached around her head to unclip the mouthpiece.
It covered her entire mouth and lower jaw, pressed tight against the skin in a way he knew had to be uncomfortable.
Alara could feel his slow breaths on her neck, and goosebumps broke out marking their way down her arms and chest. Rick felt her shiver against him, and as he continued to unlatch her muzzle, he murmured a promise to try and get some clothes that would fit over her manacles.
When he finally gets the muzzle free, the first sound to escape her was a relieved sigh, making the most of her momentary freedom. She stretched her jaw and Rick leaned away, throwing the muzzle on to the bed as he stared at her with his gaze anew.
When he had first seen her, he couldn't deny her beauty - not with her long, dark hair and her soft brown eyes. But now, seeing her face whole, he couldn't help but be mesmerised by the sight of her.
Alara was young, her youth visible in her face. She looked untouched and unharmed by the end of the world, but Rick knew that thought was a lie.
She licked her lips, the skin cracked and dry from being forced to remain stretched over the mouthpiece. She looked away from Rick, pretending he wasn't there despite how hard it was to ignore that the man sat directly opposite her.
He pushed the plate closer, encouragingly - "eat."
She reached for the plate, unsurprised by the lack of utensils, and ripped off a piece of the pancake. She reached to place it in her mouth, only for her chains to stop her short. She growled lightly in frustration before leaning her head down to take it into her mouth. The awkward position hurt her neck, the muscles already aching from the weight of her muzzle.
She sighed contently, the pancake warm in her mouth and the cream melting quickly. It was sweet and left a cloying taste in her mouth, her jaw tingling as it was exposed to flavours that had been hidden from her for so long.
She looked out the window again where night had fallen, and slowly chewed the food in her mouth as she savoured it. When she swallowed, she turned back to take another piece only to find one waiting inches from her face.
Rick watched her with a contemplative gaze, before encouraging her by saying, "it wouldn't do you any good to eat like that."
She bit her lip, wondering what she should do. But this might be the only meal she gets before the trial if Greer had it her way - she didn't know what instructions Greer had left, so she couldn't risk not taking the opportunity if it stood before her.
Another careful thought entered her mind, pushing her to get close to Rick - close enough, intimate enough that he may possibly choose her over the CRM.
She kept that whisper close to her heart, looking deep into Rick's eyes that resembled the sky and she ate the piece he held for her. He watched her chew and swallow, and something in her begged her to speak.
To show her gratitude or to fill the silence. Something to show him she was human, something to make it easier for him to care.
"This tastes horrible."
It was the first time she had spoken in years - she had given up talking because there was simply no one to listen, and her broken screams had been silenced by Beale's muzzle.
Her voice cracked with every word, rasped and dry. The sound of her voice felt like that of a stranger's.
To her surprise, Rick simply laughed, his eyes glistening with the faint memory of something as he tore off another piece to feed her.
They then chose to sit in silence, Rick feeding her every bite and watching her chew and swallow methodically. By the end, Alara hated to say that she grew fond of the weird taste and wondered when she could try them next.
When Rick stood to dispose of the plate, they both pretended not to notice how he forgot to replace the muzzle.
***
The bed was soft - foreign. After years of a thin mattress on the cold cement floor, she didn't think she could get used to something like this bed again. Nor the feeling of sleeping without a chunk of metal strapped across her face.
It had helped with one thing though, that stupid muzzle. She had learnt to make the most of each breath, quiet inhales for six deep seconds, hold for four and release over eight. Wait and repeat.
It was a structured sound, calculated based on the accompanying breaths that sounded from the ground.
Rick also lied awake, eyes focused on the ceiling as his mind whirred around how everything had changed so quickly. Again.
First the bridge. Then the CRM. And now, her.
For once, he found himself thinking of someone else other than those whom he had left behind in Alexandria, and he wasn't sure if it was a good thing. He thought of her reaction to the pancakes, a ghost of a smile on his face as he reminisced a fading past with his son.
He wondered what colour Carl's eyes had been when they widened in glee. Had they been the bright blue of a summer sky? Or the misty clouds right before a thunderstorm? Carl had always loved thunderstorms, loved to run through the rain and splash in the mud before everything had gone so wrong. Had his eyes been blue at all?
And what about Judith? Who had she grown to resemble? He imagined she would be a spitting image of Lori, with her long brown her and her kind eyes, but she would have Shane's short temper and remarks and it would make her that much more precious to him.
His eyes burned, and he sent a silent prayer to whoever would listen and begged to be reunited with his child. An even quieter whisper confessed he wouldn't mind which one.
Alara's breaths teetered off, her silent counting falling apart as Rick's own grew shuttered in the dark. She wasn't sure if she should say something - he had chosen to stay here, to sleep on the floor and listen to the guide even though he had already ignored it once.
Then she thought of the miserable nights she spent in her damp cell, how she wished there was someone she could share her burdens with so they wouldn't hollow her soul and burn her will.
"How did you get here?" She whispered into the dark, her voice still scratchy from the lack of use.
She heard in sharp inhale, one he tried to cover with the rustling of blankets as he turned his head to look at where she lay on the edge of the bed.
Lying on her stomach was the only comfortable position she could manage. Her head rested on her arms, her legs curled as close to her body as she could manage. She could only look towards Rick in her mangled state, but there was something in her gaze that looked content at the feel of the beds soft embrace.
Even the smell was so unlike the stale wetness that clouded her cell, it had smelt like the air right before the rain fell in autumn. Now, her nose was buried in the faint scent of musk, leather and something earthy, and she liked to think this is what freedom would smell like, had they let her roam outside.
"Someone found me when I was hurt," Rick believed there was no harm in revealing such information, a small part of him hoping the small similarities in their pasts would make her trust him even more.
"They brought me here, I haven't left since."
"Because you didn't want to? Or because you couldn't?"
The silence that rung between them spoke for itself.
"They took everything from me before bringing me here. The only thing I wanted was my freedom, and they've taken that too." There was no hesitation in her confession, only conviction.
Rick watched as she shifted her head so she could focus on the lamp on the nightstand instead, and before he could wonder if she would use it to hurt him, he saw her eyes glisten in the faint shadows of light.
"And now..." her voice wavered for a new reason entirely, "they're going to take my choice from me. And I can't do anything but wait."
A harsh laugh escaped her, her head shaking vigorously on the pillow as she shook her head and her voice dropped to something promising and threatening - "I'm going to burn them all. I'll make them all pay."
"You can't."
He could feel her glare through the dark, but he knew his words were true.
"There is no killing them. There is no escape."
"You don't know that. Not unless you've tried."
Rick lay a hand over his stumped arm, his heart sinking as he remembers all he sacrificed to escape only to stay trapped.
He doesn't say another word for the rest of the night, falling into a fitful sleep.
I hope you guys enjoyed this chapter! There are many more to come <3. Let me know if you have any theories or ideas for what might happen next, I would love to hear them! And to the people who have been following me from the start, thank you for being patient during my long break. I hope I gave you guys something worthwhile to come back to <33.
Taglist: @hhhilloklll @bellstwd @classyunknownlover @voodoopoetry @graveyardblossom
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kp777 · 8 months
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By Jessica Corbett
Common Dreams
Sept. 26, 2023
Open internet advocates across the United States celebrated on Tuesday as Federal Communications Commission Chair Jessica Rosenworcel announced her highly anticipated proposal to reestablish FCC oversight of broadband and restore net neutrality rules.
"We thank the FCC for moving swiftly to begin the process of reinstating net neutrality regulations," said ACLU senior policy counsel Jenna Leventoff. "The internet is our nation's primary marketplace of ideas—and it's critical that access to that marketplace is not controlled by the profit-seeking whims of powerful telecommunications giants."
Rosenworcel—appointed to lead the commission by President Joe Biden—discussed the history of net neutrality and her new plan to treat broadband as a public utility in a speech at the National Press Club in Washington, D.C., which came on the heels of the U.S. Senate's recent confirmation of Anna Gomez to a long-vacant FCC seat.
Back in 2005, "the agency made clear that when it came to net neutrality, consumers should expect that their broadband providers would not block, throttle, or engage in paid prioritization of lawful internet traffic," she recalled. "In other words, your broadband provider had no business cutting off access to websites, slowing down internet services, and censoring online speech."
"Giant corporations and their lobbyists... will try every trick to block or delay the agency from restoring net neutrality."
After a decade of policymaking and litigation, net neutrality rules were finalized in 2015. However, a few years later—under former FCC Chair Ajit Pai, an appointee of ex-President Donald Trump—the commission caved to industry pressure and repealed them.
"The public backlash was overwhelming. People lit up our phone lines, clogged our email inboxes, and jammed our online comment system to express their disapproval," noted Rosenworcel, who was a commissioner at the time and opposed the repeal. "So today we begin a process to make this right."
The chair is proposing to reclassify broadband under Title II of the Communications Act, which "is the part of the law that gives the FCC clear authority to serve as a watchdog over the communications marketplace and look out for the public interest," she explained. "Title II took on special importance in the net neutrality debate because the courts have ruled that the FCC has clear authority to enforce open internet policies if broadband internet is classified as a Title II service."
"On issue after issue, reclassifying broadband as a Title II service would help the FCC serve the public interest more efficiently and effectively," she pointed out, detailing how it relates to public safety, national security, cybersecurity, network resilience and reliability, privacy, broadband deployment, and robotexts.
Rosenworcel intends to release the full text of the proposal on Thursday and hold a vote regarding whether to kick off rulemaking on October 19. While Brendan Carr, one of the two Republican commissioners, signaled his opposition to the Title II approach on Tuesday, Gomez's confirmation earlier this month gives Democrats a 3-2 majority at the FCC.
"Giant corporations and their lobbyists blocked President Biden from filling the final FCC seat for more than two years, and they will try every trick to block or delay the agency from restoring net neutrality now," Demand Progress communications director Maria Langholz warned Tuesday. "The commission must remain resolute and fully restore free and open internet protections to ensure broadband service providers like Comcast and Verizon treat all content equally."
"Americans' internet experience should not be at the whims of corporate executives whose primary concerns are the pockets of their stakeholders and the corporations' bottom line," she added, also applauding the chair.
Free Press co-CEO Jessica J. González similarly praised Rosenworcel and stressed that "without Title II, broadband users are left vulnerable to discrimination, content throttling, dwindling competition, extortionate and monopolistic prices, billing fraud, and other shady behavior."
"As this proceeding gets under way, we will hear all manner of lies from the lobbyists and lawyers representing big phone and cable companies," she predicted. "They'll say anything and everything to avoid being held accountable. But broadband providers and their spin doctors are deeply out of touch with people across the political spectrum, who are fed up with high prices and unreliable services. These people demand a referee on the field to call fouls and issue penalties when broadband companies are being unfair."
Like Rosenworcel, in her Tuesday speech, González also highlighted that "one thing we learned from the Covid-19 pandemic is that broadband is essential infrastructure—it enables us to access education, employment, healthcare, and more."
That "more" includes civic engagement, as leaders at Common Cause noted Tuesday. Ishan Mehta, who directs the group's Media and Democracy Program, said that "the internet has fundamentally changed how people are civically engaged and is critical to participating in society today. It is the primary communications platform, a virtual public square, and has been a powerful organizing tool, allowing social justice movements to gain momentum and widespread support."
After the Trump-era repeal, Mehta explained, "we saw broadband providers throttle popular video streaming services, degrade video quality, forcing customers to pay higher prices for improved quality, offer service plans that favor their own services over competitors, and make hollow, voluntary, and unenforceable promises not to disconnect their customers during the pandemic."
Given how broadband providers have behaved, Michael Copps, a Common Cause special adviser and former FCC commissioner, said that "to allow a handful of monopoly-aspiring gatekeepers to control access to the internet is a direct threat to our democracy."
Rosenworcel's speech came a day after U.S. Sens. Ed Markey (D-Mass.) and Ron Wyden (D-Ore.) led over two dozen of their colleagues in sending a letter calling for the restoration of net neutrality protections. The pair said in a statement Tuesday that "broadband is not a luxury. It is an essential utility and it is imperative that the FCC's authority reflects the necessary nature of the internet in Americans' lives today."
"We need net neutrality so that small businesses are not shoved into online slow lanes, so that powerful social media companies cannot stifle competition, and so that users can always freely speak their minds on social media and advocate for the issues that are most important to them," they said. "We applaud Chairwoman Rosenworcel for her leadership and look forward to working with the FCC to ensure a just broadband future for everyone."
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mariacallous · 3 months
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On Tuesday, New Hampshire attorney general John Formella said that a Texas-based telecom company was behind the reportedly AI-generated robocalls impersonating President Joe Biden that went out ahead of the state’s presidential primary last month.
At a press conference on Tuesday, Formella announced that he had identified Life Corporation and its owner, Walter Monk, as the source behind the thousands of calls and that his office issued a cease-and-desist letter to the company and had opened a criminal investigation into the matter. The Federal Communications Commission sent its own cease-and-desist letters to Life Corporation, as well as another Texas company, Lingo Telecom, the alleged voice service provider of the calls.
“Ensuring public confidence in the electoral process is vital,” Formella said at the Tuesday press conference. “We're providing this update and information today to assure the public that we take this seriously and that this is one of our most important priorities. We are also providing this update and information to send a strong message of deterrence to any person or entity who would attempt to undermine our elections through AI or other means.”
Formella said that anywhere from 5,000 to 25,000 of these robocalls were placed ahead of the New Hampshire primary that mimicked Biden and discouraged voters from voting. “Your vote makes a difference in November, not this Tuesday,” the robocall said.
In January, WIRED reported that two teams of researchers had determined that the call was created with voice-cloning software from the AI startup Eleven Labs. The company declined to take responsibility for the Biden clone, telling WIRED that it was “dedicated to preventing the misuse of audio AI tools.”
Last week, the FCC put out a new proposal to ban robocalls that use AI-generated voices by updating the Telephone Consumer Protection Act, a 1991 law that regulates telemarketers. The FCC has used the TCPA in the past to go after junk callers, including conservative activists Jacob Wohl and Jack Burkman. In 2021, the FCC fined the pair more than $5 million for violating the law after they placed calls threatening to release the personal information of voters if they voted by mail in the 2020 election.
“Consumers deserve to know that the person on the other end of the line is exactly who they claim to be,” FCC chairwoman Jessica Rosenworcel said in a statement on Tuesday.
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An interoperability rule for your money
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This is the final weekend to back the Kickstarter campaign for the audiobook of my next novel, The Lost Cause. These kickstarters are how I pay my bills, which lets me publish my free essays nearly every day. If you enjoy my work, please consider backing!
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"If you don't like it, why don't you take your business elsewhere?" It's the motto of the corporate apologist, someone so Hayek-pilled that they see every purchase as a ballot cast in the only election that matters – the one where you vote with your wallet.
Voting with your wallet is a pretty undignified way to go through life. For one thing, the people with the thickest wallets get the most votes, and for another, no matter who you vote for in that election, the Monopoly Party always wins, because that's the part of the thick-wallet set.
Contrary to the just-so fantasies of Milton-Friedman-poisoned bootlickers, there are plenty of reasons that one might stick with a business that one dislikes – even one that actively harms you.
The biggest reason for staying with a bad company is if they've figured out a way to punish you for leaving. Businesses are keenly attuned to ways to impose switching costs on disloyal customers. "Switching costs" are all the things you have to give up when you take your business elsewhere.
Businesses love high switching costs – think of your gym forcing you to pay to cancel your subscription or Apple turning off your groupchat checkmark when you switch to Android. The more it costs you to move to a rival vendor, the worse your existing vendor can treat you without worrying about losing your business.
Capitalists genuinely hate capitalism. As the FBI informant Peter Thiel says, "competition is for losers." The ideal 21st century "market" is something like Amazon, a platform that gets 45-51 cents out of every dollar earned by its sellers. Sure, those sellers all compete with one another, but no matter who wins, Amazon gets a cut:
https://pluralistic.net/2023/09/28/cloudalists/#cloud-capital
Think of how Facebook keeps users glued to its platform by making the price of leaving cutting of contact with your friends, family, communities and customers. Facebook tells its customers – advertisers – that people who hate the platform stick around because Facebook is so good at manipulating its users (this is a good sales pitch for a company that sells ads!). But there's a far simpler explanation for peoples' continued willingness to let Mark Zuckerberg spy on them: they hate Zuck, but they love their friends, so they stay:
https://www.eff.org/deeplinks/2021/08/facebooks-secret-war-switching-costs
One of the most important ways that regulators can help the public is by reducing switching costs. The easier it is for you to leave a company, the more likely it is they'll treat you well, and if they don't, you can walk away from them. That's just what the Consumer Finance Protection Bureau wants to do with its new Personal Financial Data Rights rule:
https://www.consumerfinance.gov/about-us/newsroom/cfpb-proposes-rule-to-jumpstart-competition-and-accelerate-shift-to-open-banking/
The new rule is aimed at banks, some of the rottenest businesses around. Remember when Wells Fargo ripped off millions of its customers by ordering its tellers to open fake accounts in their name, firing and blacklisting tellers who refused to break the law?
https://www.npr.org/sections/money/2016/10/07/497084491/episode-728-the-wells-fargo-hustle
While there are alternatives to banks – local credit unions are great – a lot of us end up with a bank by default and then struggle to switch, even though the banks give us progressively worse service, collectively rip us off for billions in junk fees, and even defraud us. But because the banks keep our data locked up, it can be hard to shop for better alternatives. And if we do go elsewhere, we're stuck with hours of tedious clerical work to replicate all our account data, payees, digital wallets, etc.
That's where the new CFPB order comes in: the Bureau will force banks to "share data at the person’s direction with other companies offering better products." So if you tell your bank to give your data to a competitor – or a comparison shopping site – it will have to do so…or else.
Banks often claim that they block account migration and comparison shopping sites because they want to protect their customers from ripoff artists. There are certainly plenty of ripoff artists (notwithstanding that some of them run banks). But banks have an irreconcilable conflict of interest here: they might want to stop (other) con-artists from robbing you, but they also want to make leaving as painful as possible.
Instead of letting shareholder-accountable bank execs in back rooms decide what the people you share your financial data are allowed to do with it, the CFPB is shouldering that responsibility, shifting those deliberations to the public activities of a democratically accountable agency. Under the new rule, the businesses you connect to your account data will be "prohibited from misusing or wrongfully monetizing the sensitive personal financial data."
This is an approach that my EFF colleague Bennett Cyphers and I first laid our in our 2021 paper, "Privacy Without Monopoly," where we describe how and why we should shift determinations about who is and isn't allowed to get your data from giant, monopolistic tech companies to democratic institutions, based on privacy law, not corporate whim:
https://www.eff.org/wp/interoperability-and-privacy
The new CFPB rule is aimed squarely at reducing switching costs. As CFPB Director Rohit Chopra says, "Today, we are proposing a rule to give consumers the power to walk away from bad service and choose the financial institutions that offer the best products and prices."
The rule bans banks from charging their customers junk fees to access their data, and bans businesses you give that data to from "collecting, using, or retaining data to advance their own commercial interests through actions like targeted or behavioral advertising." It also guarantees you the unrestricted right to revoke access to your data.
The rule is intended to replace the current state-of-the-art for data sharing, which is giving your banking password to third parties who go and scrape that data on your behalf. This is a tactic that comparison sites and financial dashboards have used since 2006, when Mint pioneered it:
https://www.eff.org/deeplinks/2019/12/mint-late-stage-adversarial-interoperability-demonstrates-what-we-had-and-what-we
A lot's happened since 2006. It's past time for American bank customers to have the right to access and share their data, so they can leave rotten banks and go to better ones.
The new rule is made possible by Section 1033 of the Consumer Financial Protection Act, which was passed in 2010. Chopra is one of the many Biden administrative appointees who have acquainted themselves with all the powers they already have, and then used those powers to help the American people:
https://pluralistic.net/2022/10/18/administrative-competence/#i-know-stuff
It's pretty wild that the first digital interoperability mandate is going to come from the CFPB, but it's also really cool. As Tim Wu demonstrated in 2021 when he wrote Biden's Executive Order on Promoting Competition in the American Economy, the administrative agencies have sweeping, grossly underutilized powers that can make a huge difference to everyday Americans' lives:
https://www.eff.org/de/deeplinks/2021/08/party-its-1979-og-antitrust-back-baby
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If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:
https://pluralistic.net/2023/10/21/let-my-dollars-go/#personal-financial-data-rights
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My next novel is The Lost Cause, a hopeful novel of the climate emergency. Amazon won't sell the audiobook, so I made my own and I'm pre-selling it on Kickstarter!
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Image: Steve Morgan (modified) https://commons.wikimedia.org/wiki/File:U.S._National_Bank_Building_-_Portland,_Oregon.jpg
Stefan Kühn (modified) https://commons.wikimedia.org/wiki/File:Abrissbirne.jpg
CC BY-SA 3.0 https://creativecommons.org/licenses/by-sa/3.0/deed.en
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Rhys A. (modified) https://www.flickr.com/photos/rhysasplundh/5201859761/in/photostream/
CC BY 2.0 https://creativecommons.org/licenses/by/2.0/
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