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#savings tips
alwaysbewoke · 2 months
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femmefatalevibe · 1 year
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I want to FIRE! Do you have any tips for that ;)
Hi love! While I'm not committed to their FIRE movement per se, here are some of my best tips to set yourself up for financial success:
Diligently keep track of your income and expenses. Audit every week or month to give yourself an honest look at your financial activity
Create financial goals and a realistic budget to help you achieve them
Prioritize saving up a 6-month emergency fund, maxing out your Roth IRA (or backdoor Roth IRA) and HSA account (if in the U.S.)
Purchase high-quality, timeless items that are built to last; It's cheaper in the long run to maintain items vs. constantly repurchasing items if you have the option
Create multiple sources of income: A 9-5 job, investments, side hustle, digital products, etc. Find ways to monetize activities you would enjoy doing without earning a dime
Focus on building a strong network and high-value, transferable skills: Even if you plan on working as an employee forever (no shame in that – it's a great way to get a steady paycheck), always strategize your career in a way that would leave you equipped to make it on your own. You need to be in the driver's seat of your career and financial life at all times
Make food at home, take care of your health, and take advantage of preventative medical testing, screenings, and procedures. Losing your health (physical and mental) is the easiest way to ruin your life satisfaction and your finances
Hope this helps xx
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shopwithmemama · 5 days
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familydollar-official · 2 months
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Hello Tumblr!
We are Family Dollar, the neighborhood discount store that offers top value for family essentials. We are excited to join this amazing community of creators, fans, and enthusiasts. We hope to share with you our latest deals, tips, and trends that will help you do more for less.
Why Tumblr, you ask? Well, we love how Tumblr is a place where you can express yourself, discover new things, and connect with others who share your interests. We want to be part of that conversation and show you how Family Dollar can make your life easier, happier, and more affordable.
So, what can you expect from us? Here are some of the things we have planned for our Tumblr blog:
- Exclusive coupons and discounts for our loyal followers
- Fun and engaging contests and giveaways
- Inspirational ideas for home decor, DIY projects, fashion, and more
- Helpful tips and tricks for saving money, organizing, and cleaning
- Behind-the-scenes stories and photos of our team and stores
- And much more!
We can't wait to get started and hear from you. Follow us, like us, reblog us, and let us know what you think. We are here to listen and learn from you. Together, we can make Tumblr a better place for everyone.
Welcome to the Family Dollar Tumblr. We are glad you are here!
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crazywolf828 · 9 months
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To all my writers who have a tough time with smut terms and not knowing which ones to use, I have found the holy grail for us.
This reddit user, who I've recently found out is @kjscottwrites here on tumblr, took a poll of 3,500 people and went really in depth with asking their favorite terminology, along with actual pie charts on what the readers preferred to see in their smut.
Check out their post with the link to the Google doc here!
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mental-mona · 4 months
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abilaksh · 7 months
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Keto Diet on a Budget: Tips for Eating Healthy Without Breaking the Bank
Introduction The Keto Diet has gained immense popularity for its numerous health benefits, including weight loss and improved energy levels. However, one common misconception about the Keto Diet is that it’s expensive. The truth is that you can enjoy the benefits of a Keto lifestyle without emptying your wallet. In this comprehensive guide, we’ll explore practical and budget-friendly tips to…
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originalartblog · 3 months
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Apparently much-needed reminder that reposting artists' art (by saving the images or screenshotting them and reuploading them yourself) on other platforms without the artists' expressed permission and without credit is theft and an insult to their passion and craft. You are profiting (in views, in attention, in feedback) from someone else's work and ideas, who do not get that feedback for sharing their creation.
If you are an art reposter, you are a thief and I have no respect for you.
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frenchyberry · 1 year
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‼️To anyone who’s considered trying #Temu but has never actually followed through‼️
The link I’m sharing will give you a coupon bundle worth $100 PLUS 30% off. 💰 Just for downloading the app and creating an account.
Here’s the thing; I know we all think it’s too good to be true. Usually things like this are. I’m sure we all remember Wish. Cheap products that took weeks or months to receive and most of the stuff was just that; CHEAP. 🤮 It was see through, broken, tarnished, whatever. It just wasn’t worth your time, money, or aggravation. I thought Temu was just a remake of of the old Wish app. 🙄 Can’t even deny that’s what I thought it was.
But it’s not.
It’s got all the discounts and more but the stuff isn’t cheap and you don’t wait forever and a day to get your orders. On top of that, if you are unhappy with an item or there is something wrong with it - ANYTHING AT ALL (and that includes not being of the quality you expected), they’ll refund you. They’ll pay for you to return the item (if they even want it returned) and give you a full refund! There’s no hoops to jump through and no hassle. I say this because I’ve dealt with it!
Yeah, I’ve gotten a dress that did NOT look like it appeared in the pictures. Got a full refund and got to keep the dress. 👌🏻 I’ve got a damaged item - again, full refund and kept the item. Your package, for whatever reason, doesn’t come in? Lost in the mail or even stolen, EVERYTHING
GETS REFUNDED. 🙌🏻💯 Like that’s customer service‼️
But enough about what’s been wrong; let me tell you what’s RIGHT and WHY it’s worth giving a try. 😃
The stuff is excellent quality. It’s literally the SAME PRODUCTS you’d buy on Amazon or at Walmart but it’s a quarter of the cost. For literally the same thing you’re paying triple the cost for at another store. I’ve sat here and compared products and reviews and price tags. I’ve bought stuff and WON stuff. Straight up got HUNDREDS of dollars worth of stuff for FREE or at HUGE discounts.
For reference (and I’ll only speak on stuff that I, personally, have gotten);
Power tools? 💯 Got em! (And they work great!)
Car parts? 💯 Those too!
Shoes? 💯 I’ve gotten some of the MOST COMFORTABLE shoes here! No joke! 🙅🏼‍♀️
Upgrading your kitchen set up? 💯 YES!
Need storage cabinets? 💯 on that too!
Appliances? 💯 Yep!
New wardrobe? 💯 What are you waiting for⁉️🤯
Phone accessories? 💯 Can’t go wrong!
I could go on and on. You want pictures of the stuff? Videos? ASK ME FOR THEM! I GOT YOU. 🙌🏻
There’s literally no reason not to give this place a try. There’s no spam, your info isn’t sent off to god knows where so you get random phone calls or emails, and if you’re unhappy, you can delete your account, uninstall the app, and that’s it! 👍🏻 Done!
But I don’t think you’ll wanna do that, honestly. I wish I had gotten on this bandwagon sooner myself because it’s worth it. The discounts, ways to earn credit to go towards purchases, ways to win and earn products, it’s all legit. There’s no BS to it and frankly, that’s why I love it.
So the only one keeping themselves from saving money and even having fun doing it, is you. Give it a try! Because really, who doesn’t love discounts, coupons, and saving money on the things you need and want? 🤷🏼‍♀️🤔 Saving money rocks!! 😆
I’ll even give you another bonus that I found! 😃 After you’ve downloaded the app via the link, gotten your $100 in coupons and 30% off, type in this code in the search bar: USY2950 - it’ll give you a $40 credit to use for WHATEVER YOU WANT on the app! ♥️
So you got nothing to lose and everything to gain here. Enjoy! 😁♥️
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Seven Savvy Saving Tips to Help Your Money Grow #janetwalker #theentertainmentzonecom #hautelifestylecom  #money #help #moneysaving #moneymanagement #moneymatters
https://www.haute-lifestyle.com/168-haute-this-issue/6259-money-news-seven-savvy-tips-to-save-money-by-changing-everyday-habits.html
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Are you looking for ways to save money for an emergency fund? From small lifestyle changes to mindful spending habits, we'll show you how you can build up your emergency fund without sacrificing the things that make life enjoyable.
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blakbonnet · 3 months
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stede's first kiss being all "I love being gay #outandproud 🏳️‍🌈" and then second and third kisses he goes "as god is my witness this man is going to need a hip replacement after I'm done" I'm so 🥹
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femmefatalevibe · 10 months
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Hi Femme!
Hope your day is going well! Just a quick financial question: how can I save up while paying off credit debt (🙃) and paying bills off?
I’m working but I’m only getting paid $15 ! And I’m also planning on saving for moving out. But I feel like it’s impossible. I want to build up a good savings account but I’m new at it as well.
Thank you!
Hi love! This is a vague question as I have no clue as to how much you make per month, what your monthly expenses are, the debt you've accrued, or the interest rate & terms of your credit card debt. Here are my general tips, but please note that I'm in no way a professional. Please contact a CPA for personalized, expert information on how to move forward with your financial life. Some high-level tips are below:
Track your income & expenses. Know exactly how much money is coming in and going out every month, so you know how much of your income is going towards your monthly expenses.
Do an audit of your expenses. See how much of your expenses are essential purchases. Without rent or utilities, I would imagine these are quite low (I don't know if you pay for any food at home, though).
Know exactly how much debt you're in and the interest rate of all of your debts.
Determine how much of your monthly income goes towards these essential expenses. Subtract this number from your post-tax income. Multiply this number by 3 to 6. This is the emergency fund savings you need in case any unforeseen expenses/job loss occurs. Use this information to determine your debt payment and savings timeline. Personally, I believe you should have at least a month of savings available for use before committing to paying off existing debt. This way, you don't accumulate more debt in the process of trying to get out of the debt you've already accrued.
Create a timeline with a self-assigned monthly payment plan to pay down your debts. When it comes to consumer debt, I believe outside of a small 3-month emergency fund, it is best to be as aggressive as possible to pay it down, especially if you're living at home.
For your savings, I HIGHLY recommend putting this money in a high-yield savings account.
Hope this helps. Best of luck xx
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pixelglam · 6 months
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How to start your own save file (+ LOTS of tips, advice & mods) by Amelie
Watch Video Here
1.Pick your save file
Empty Save (personal favorite)
Simlicy's Save
Lilsimsie's Save
2. Take inspiration from real worlds i.e. New Orleans for Willow Creek, New England for Brindleton Bay. Find a theme/style for each world to make it cohesive.
More examples would be:
San Sequoia | San Francisco
Windenburg | Germany & Austria
Sulani | Tahiti
San Myshuno | New York (atleast part of it)
Oasis Springs | Arizona
Henford on Bagley | English Countryside
Mt. Komorebi | Japan
Del Sol Valley | Los Angeles
Tartosa | Italy
3. Finding beautiful builds on the gallery | tips & showcase in video
Video of my favorite gallery builds
Some lots I have in my save file
My favorite gallery creators (scroll down)
4. Map Replacements
5. Tool Mod
Used to further customize your save file & add cars, trees, etc.
Can also be used to change apartment windows
Tutorial
6. No random townies Mod
Prevents the game from further spawning and generating townies
Make sure to have enough unemployed sims that can fill npc jobs such as waiters, baristas, etc.
7. Sim spawn overhaul Mod
Sims only show up in their own residential worlds
Adds realism and doesn't break immersion
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the9mm · 3 months
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Discovery!
People using Glaze/Webglaze! I have made a discovery. Inputting a png produces dramatically better results than inputting a jpg.
Here's why, confirmed by Glaze lead: Glaze only works on pngs, so it converts to a png anyway regardless of what you put in. After, it will convert back to the file format you input (like a jpg), and likely uses whatever default compression method to do so. So you end up with compression on compression, and it creates some nasty results.
Tonight I was trying to Glaze this majority-red work (which we all know gets destroyed by compression because of the color) and was gutted by how absolutely terrible it looked. Like saving a quality 3 jpg in Photoshop, honestly. I'm all for giving up *some* quality and ability to discern small details in favor of the protection of Glaze, but this was too much. Crisp details were entirely lost when I got it back. I was lamenting the fact that I might have to just not Glaze this work at all. Since you can't really dial back the intensity for webglaze anymore (it's medium or high, or default, which selects for you), I decided to try putting a png through. Which came out WAY better?
Then I put another one through to be sure, and had the same (better) results. And one more for good measure, all of which produced better results than their jpg counterparts.
So my workflow moving forward will be high quality png into webglaze, then convert to jpg on my own to save quality as much as possible. P.S. if you want to see the work I included here for reference, it's here.
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revenantghost · 7 months
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This damn thing is way out of print and often goes for $200 second-hand for a 100-page artbook, but! To keep you from having to flip through incomplete uploads on hentai sites, and to save you from minuscule and questionably seeded torrents for files you might not know how to open, you should absolutely NOT check out this Google Drive I made of some ridiculously high-quality .png scans of the '98 Trigun artbook. Absolutely don't spread it around to anyone interested and keep it from getting lost ever again.
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