#Reg. Fee

[hozion]

#LS #323 #300 #1LG 100g #2MP #2015 Design #Signed For Type 3 #£2.03 #£6.05 #2014 #2015 #2018 #Reg. Fee

[sommerregenjuniluft]

@jegulus-microfic august 29 — walk — 1197 words —mention of sex but only because wolfstar are being desperate little shits aka summer holiday shenanigans

James hears Regulus quietly humming to himself where he’s walking a few paces in front of him, letting his fingertips slide against the sun warmed metal of the fence separating the property from the sidewalk.

They’re on their way to the little mart around the corner, more specifically the pizza place adjacent to it.

“Cheaper that way,” Sirius had mumbled into Remus’ mouth while they continued to suck at each other’s faces. Meaning, cheaper than with extra delivery fee, meaning leave us alone it’s about to get very not-PG13. 

Regulus had started to look increasingly horrified and James had thought they deserved half an hour to themselves since Remus had only just gotten home from a week-long hike with his dad. They’d started to lean horizontally on their towels next to the pool when Sirius had blindly fumbled for his wallet and thrown sixty bucks in the general direction of his little brother and James and so they were on dinner duty while the other two made up for missed time.

James had quickly grabbed his smokes from the garden table and slipped into his old Adidas slides while Regulus had already fled for the front gate.

He lights himself one now before he slips the pack back into his swimming trunks. Regulus throws a glance over his naked shoulder at the sound of the lighter and lets himself fall back to sidle up next to James.

James grins as his cheeks hollow around the inhale and Regulus keeps looking at him out of the corner of his eye.

They both know Sirius would rather throttle him before he lets Regulus bum a cigarette but James had always had a weak spot for the younger boy. 

Regulus shamelessly uses that for his advantage, of course.

Blinks dark lashes up at James with those icy blue eyes of his and the faintest layer of freckles dotting his regal, sunkissed nose and simply plucks the cigarette right out of James’ mouth before he can inhale properly a second time.

“Those aren’t good for you, y’know,” Regulus says matter-of-factly and then brings them to his own lips, humming obscenely around the first drag.

James’ lips twitch amused as he tries reaching for the smoke again, “Oh, and they are for you, right?”

Regulus leans away as he continues to suck in greedily, “Ah-huh,” voice husky around the lung full of smoke before blowing it out, “I’m younger than you, old man. My body can easily take it.”

James hums, grin widening, “Oh, yeah,” moves in closer and ducks his head, delighted in the hitch of Regulus’ breath, “What else can your body take?”

Regulus glares at him through the flush intensifying his sunburn, “Wouldn’t you like to know, Potter?”

James steals his cigarette back, “And what if I said I did?”

Regulus does a little growling noise that James finds startlingly sexy. Not his fault Regulus looks so edible when he’s flushed.

James snickers before he takes another long drag and then passes it back over to Regulus who takes it immediately. “How about a Thank you?”

“I literally hate you.”

“Sure you do, love,” James smiles and then pushes a palm against the warm dip of Regulus’ back to steer him around to the pizza place he nearly walked past, “Now, chop chop. Daddy is hungry and the pineapple doesn’t slice itself.”

What can James say, he craves Hawaii today.

“Most vile, revolting, disgusting, heinous—

“Oh, that one’s new.” 

“—horrendous, appalling person on earth.”

They place their order, which they’re told takes 20 minutes so they decide to head over into the little grocery store because Regulus craves fruit suddenly and James could do with something cold to drink anyways.

Regulus bullies James into buying a whole pint of blueberries,

“You’re going to get a stomach ache.”

“No, I won’t. I know what I’m doing, Potter.”

“Yeah, ’cause you know so well what your body can and can’t take, don’t yo— Ouch! Fuck, Reg, that was hard. Heh, apropos hard, when you were bent down at that shelf earlier—”

“Don’t fucking test me, James.”

and James retaliates by digging his refridged beverage chilled fingers into Regulus’ slightly sunburnt shoulders just when they exit the store.

He makes a high-pitched yelping noise and dances out of James’ reach only to hiss and jump right back into the shade of the building, grappling at James’ arm, “Shit, fuck, the pavement’s hot.”

James, because he can, walks right past him to the little bench on the other side of the sidewalk with a shiteating grin. Plops down and throws a blueberry in the air before catching it in his mouth.

Regulus scowls at him and waits for an old lady to pass between them before he throws up a middle finger. 

James throws his head back with a cackle and then stands back up and walks over to Regulus.

Before this one can even get a hint of what James is about to do he quickly closes the last step between them, bends down and throws Regulus over his shoulder without preamble.

“James,” he cries out, “Put me down— Are you insane? James—”

“Quiet back there,” James demands playfully with a quick slap on Regulus’ ass. He does, much to his credit, albeit the broken choking noise.

James dutifully sets him down on the bench, not quite able to help the warm feeling pooling in his chest at Regulus’ flushed and disheveled state. Cocks his head to the side with a grin and wonders if you can get that much blood into your cheeks from hanging upside down for barely five seconds.

Predictably, Regulus hits him again but James is so gleeful it doesn’t even hurt.

They wait a few more minutes for their pizza to get ready, sharing another smoke in peaceful silence before they’re called inside.

When they step back outside, Regulus regards the sidewalk warily.

James ends up giving him a piggy-pack ride on the walk back home.

It’s a bit much, honestly.

Regulus’ lean, naked chest pressed against James’ equally nude back. The way he can hear the other boy munch and suck and lick the blueberries from between his fingers. The way his limbs cling to James’ body tightly.

Regulus only extracts himself from James once they’re past the gate, demanding for him to go ahead and check if Sirius and Remus are done lest the images burn themselves into Regulus’ retinas forever and continue to haunt him in his nightmares for as long as he lives.

They are not done yet.

James involuntarily gets a good glimpse at Remus’ pale ass and Sirius’ hairy shins crossed around it.

He'd thought it was an All Clear since he didn’t hear any debauched noises. Turns out Remus was just busy mouthing at Sirius’ chest with his hand wrapped around this one’s throat.

Yup, James is definitely gonna have some weird, vivid dreams for the unforeseeable future.

Regulus tucks his lips in when James comes back shaking his head.

They spread themselves out on the curb, legs stretched out and pizza boxes in their laps.

Regulus snatches James’ drink halfway through their meal and James confiscates the blueberries when Regulus keeps snacking on them.

#i've seen to much daddy!james talk lately #can u tell?? #they're flirting so hard it's disGUSTING #sigh.. i love them #my google search history: synonyms for horrible #jegulus #jegulus microfic #jegulus fic #james potter #regulus black #starchaser #sunseeker #regulus x james #james x regulus #lune’s tiny fic

[inthemiddle0feverywhere]

TBB Season 3 Episode 8 ramblings and scattered thoughts

And major spoilers below the cut

If you take Crosshair away from me (or this trio of Omega, Batcher and Crosshair) I swear to fucking God I will go insane and take everyone down with me. I don't think I can be a Star Wars fan anymore (I'll be devastated over any of them of course but I've been a crosshair girlie since "we don't usually work with regs *toothpick flick*)

Every time I see Batcher: Whose the goodest girl in the galaxy 🤗🥰

"Who?" *2 seconds later* "Who? "lmfaoooo I'm dead Crosshair's like how did you idiots meet so many women?

Also a pirate and a bounty hunter?? Cross is clutching his pearls! What kind of parenting is that Hunter??

Pheeeeeeee omg I cannot wait for Crosshair to officially meet her lmaooo

I hate Fennec (I don't actually, she's very badass but if she double crosses my boys I will hit her with my plastic lightsaber)

I love Wrecker being the voice of reason. He's not dumb at all and I'm glad they're finally showing this

space bayou 🐊

I really hate seeing tbb be mistreated and having to do all the shitty work like they're just trying to make it as civilians and keep Omega safe pls leave my boys alone!!

They need to learn how to negotiate with bounty hunters, implement a finders fee or something but they're too good and too pure for this!!

“Seems like Omega got away from you too” hoW VERY DARE YOU 👊👊👊

"Well money isn't everything" "That's because you don't have any 💅” GIRL lmfaooo

“I’m not going to like this am I?” “You don’t like anything” *Batcher in his face* Except Batcher 🥰

Stoppppp them meditating!? I can't take this. The gentle touches I'm gonna throw up

“You missed a lot” “I know 😔” 😭😭😭😭

Who are you talking to Fennec Shand?!?! Bitch I swear to god!

Also sometimes crosshair’s burn scar doesn’t look very deep and intense but some of these closeups???? Man it looks so painful some of those “holes” for lack of a better word look so deep too like it burned down to his skull. I’m honestly surprised his ear is in tact

#the bad batch #the bad batch spoilers #tbb #tbb spoilers #tbb season 3 #tbb crosshair #tbb omega #tbb season 3 spoilers #the bad batch season 3 #star wars #tbb hunter #tbb wrecker #phee genoa #fennec shand

[m0onymoon]

OK IM CRINGE POSTING SORRY. HI MARAUDERS FANDOM HAVE MY OC, SHES MY EVERYTHING I LOVE HER *RUNS AWAY*

——————

DELTA BLACK.

Basic information: Second Born to Orion and Walburga Black. Younger sister to Sirius and Older sister and twin to Regulus. Sorted into hufflepuff. This Au they are half Latino (Puertorican bc i CAN). THEY ARE ALSO ALL ANIMAGUS, Sirius is the dog, Regulus is a cat and Delta is a raven.

Life story: Both she and Regulus were born Identical twins, the only difference being the streak of white in her hair. When they were around 5 Reg had told her that he was a boy and she accepted him, then he later told the rest of the family and they pretty much rejected him and pretended it didn’t happen(Except Sirius who was just so happy to have a little brother). Around their 3rd Year Regulus got a friend called Pandors and she instantly grew a crush on her (only to find out a fee years later she was promised to Barty Crouch JR)

Years passed, Sirius ran away, Regulus grew colder and darker, she became sadder, shut down. When they became 16 Delta found out about thr marriage thing and about Regulu becoming a death eater. This was practically her breaking point and was a person that couldn’t be recognized. The twins didn’t speak from that point on.

Years went on and they both turned 18. on the night before her wedding day Regulus came to her in tears sobbing into her arms, saying how he regrets growing appart from her and how much his sister means to him. She thought this was because of the forced marrige, while in part it was because of that it was also because that would be their last conversation, their last hug, the last time she would run her hands through his hair, the last time she would clear his tears, their last peaceful day.

a week into her married life she found out her brother drowned, devastated by this news she sobbed and destroyed her house almost killing herself in the process. Her and Barty’s family deemed her insane even though Barty was also heartbroken that his friend had passed and they sent her away to a facility, she didn’t get to go to his funeral. A day after his funeral people at the facility say she saw a black cat and that it was him, Regulus here to take her to the afterlife. a few hours later after she said that, she died of a broken heart.

Both her and Regulus died at the age of 18, Sirius being the only Black child left.

While Sirius lives he sees glimpses of black cats and Ravens, it reminds him of his siblings and he thinks of them as his luck charms, both good and bad. Sirius also see’s Delta’s ghost sometimes, he thinks she is haunting him for abandoning them and that she is a malevolent spirit but she is actually just looking out for him and wants to see his life from up close.

important relationships:

- Sirius: Sirius was her protector growing up but there was only much he could do. She was still forced to do “Womanly chores” and learn to be a wife. Sirius and her grew apart after he ran away.

- The last thing she saw of Sirius for months was his anamagus form running away with a bag of clothes in his mouth.

- She and sirius had a very playful competitive relationship. They wanted to see who could learn the most languages in the shortest amount of time, wanted to see who was Reg’s favorite, who cooked the best, etc.

- She called Sirius “Siri” and “mutt”, Sirius called her “Delly” and “birdshit”.

- They are both very protective about Regulus and both call him “Reggie” and “baby regulus”

- When Sirius ran away they still saw eachother at school and she would try to talk to him but he would just ignore her so she stopped commenting.

- Delly talks about Pandora, Siri talks about Remus (Happy Au)

Regulus:

- Twins, they were inseparable. Both very protective of the other, they also share this scary intuition of the other of when they are sad,lying or upset.

- Delta cuts his hair when it gets to long and she runs her hands through it and sings to him.

- Reg literally harrassed Pandora and interviewed her on why she was worthy of his sisters love (Happy AU. Delly does the same to James)

- Pianist Delta, Violinist Reg.

- They both grew so depressed whenever Delly was promised away and Reg became a death eater, he thought he was doing something good for his sister but it just hurt the both of them.

- When regulus came that night to say his final goodbye he was tempted to tell her but he knew she would do everything in her power to stop him.

- cat!Regulus on Delta’s lap while she studys.

- Delta calls him “Reggie” and “Chatnoir” and Regulud calls her “Del (deldel when its just them)” and “birdy”

the siblings:

- THE PRETTIEST SIBLINGS.

- Have races in their Animagis forms (Sirius cheats and wins)

- all died because of love (Reg had to much love, Delly lost her love, Siri didn’t love enough)

- Sirius and Regulus running around the mansion while Delta looks at them.

- Sirius and Regulus always come to Delta to cry, she was basically their mom.

- Cuddle piles>>

Pandora Lovegood:

- Fell inlove in their 4th year, Sirius likes to tease them and Regulus Ignored Pandora for 2 days before he saw how happy she made his sister.

- sneak quick kisses inbetween classes.

- Delly always cheers for Pandora in quidditch matched even if Its slytherin vrs Hufflepuff.

- When Pandora was told about Delta’s engagement she was heartbroken but eventually knew she had to move on, she told her dauther luna about her.

- Delta’s ghost also sometimes visits Pandora and she likes watching Luna grow up. (Luna can see her but says nothing bc she thinks its her being weird again)

- THE IT COUPLE, they were the gfs.

- Picnic dates where they feed eachother fruit and put flowers in eachother’s hair.

if u read my word vomit… wow. i have more stuff written for them and plan to write a fic eventually so😁🫶🏼

#harry potter #marauders #marauders era #sirius orion black #sirius and regulus #sirius being sirius #sirius black #trans regulus #regulus black #r.a.b #regulus headcanon #sirius headcanon #black family #wolfstar #harry potter oc #my ocs #original character #angst #so much angst #fucking ouch #they make me insane #spokii art tag

[sexy-sea-basss]

vent about US healthcare and money

i cried, bawled, at the airport last night cause i got a call from the surgery center telling me i need to cough up $1600 by thursday (1/18) to have surgery.

no one told me i was going to pay a fuckton of money upfront. i was expecting bills later. i planned for bills.

I don’t have $1600.

“put it on a credit card” who the FUCK do you think i am??

“we take cash” YEAH LET ME JUST GO WITHDRAWAL FROM THE BANK

OH OH OH AND THIS DOESNT INCLUDE ANESTHESIA OR SURGEON COST. i need more anesthesia than a reg person because i metabolize it quite quickly (idk my body’s weird) so that’s already like a $4000 bill PLUS a Surgeon fee, i don’t even want to know. both of my fucking arms and legs at this point. (edit: it’s $6500)

i don’t know what to do.

i’m not skilled at anything to be able to do like commissions, i don’t get paid much, i don’t want another loan.

im so lost right now.

i’m about to sell my kidney to be able to afford living.

My CoStar today is “the heart is a beautiful organ” is this a sign to sell my heart to the black market?

I may have two insurances but they’re not working in my favor at the moment since it’s the start of the year and everything reset.

#cw vent #cw surgery cost

[writingtheother]

Full and partial scholarships are available for the Writing Inclusive Historical Fiction webinar. If you can't afford the reg fee at all or your budget is tight and you can't spare the money for a class, apply! We have a wide definition of financial need. Don’t NOT apply because you think there are other people who deserve the scholarship more than you or because you don’t think you merit one. Apply, and let us make that decision.

Deadline is August 6th - don't self-reject!

Learn More and Register

#Writing the Other #Writing Classes #Creative Writing #Creative Writing Class #Writing Community

[invisibleraven]

[ COAT ] for Luke/anyone because he has that comfy-ass looking giant flannel thing.

Luke grinned as he penned the last notes to the song he had been struggling with all day. He hummed the melody to himself, only to be interrupted when his phone rang. He scowled, but when he saw Reggie's number he picked up.

"Hey Reg, how's Georgia?"

"Luke..."

Luke sat up, hearing the tears in Reggie's voice, the beep of machines in the background. "What's going on babe?"

"MeeMaw... she had a stroke. It's touch and go right now. I-I already called my folks, but they're not able to get a flight until tomorrow afternoon," Reggie said, breaking down in a sob.

"So you're at the hospital alone?' Luke asked.

"For now," Reggie replied. "My uncle was here, but he went home, be with my aunt and cousins. I stayed. I... I don't want her to be alone."

"I'm so sorry Reg. Anything you want me to do?" Luke asked.

"No, I'll be alright. Just needed to hear a friendly voice right about now," Reggie said. "Drowns out all the machines here."

"She'll be okay Reg, I know she will be," Luke assured him, even if he knew the words were empty. "You call me the second anything changes, okay?"

"Sure," Reggie replied, though his voice sounded hallow. "Thanks Luke."

"Any time babe."

The call ended, and Luke worried his bottom lip. He hated the thought of Reggie sitting alone in the hospital, next to his ailing grandmother and dispassionate doctors. Sure his uncle would be back in the morning, but Luke also knew that Reggie wasn't close to the man, and he had never been a fan of Reggie's old man. Join the club really, but he doubted he was going to be much comfort.

It was only mid afternoon in LA, and Luke glanced around his room. Grabbed a few things to shove into his backpack and started heading downtown. He'd left a note for his mom, but he knew she'd understand, she loved Reggie like her own, and the last thing Emily Patterson would want was Reggie spending the night alone in the hospital.

Sure, by the time the bus got to Georgia, half the night would be gone, but dammit if Luke wasn't gonna be there for Reggie when he needed him.

He spent the ride writing; song after song, munching on snacks and reading the novel they were supposed to have done for summer reading. Luke wasn't the biggest book guy; his dyslexia saw to that. He much preffered having Reggie read him the books; he did the best voices. But Reggie was spending the summer with MeeMaw, so Luke was left on his own. Even if Reggie read it aloud to him over the phone as much as he could before the long distance charges would start to hurt.

Luke fielded a call from his mom who chided him for running off, but he could hear the fond smile in her voice when he told her why, promised to put some money in his account for a flight back, and told him to hug Reggie extra tight for her. For all the fights him and his mom got into about his grades, the band, and music in general, Luke would never deny how much his mom loved him or his friends.

When the bus finally stopped in Georgia, it was late, Luke was stiff and tired, but he kept going. Found a cab who would get him to the hospital, and the fee was a joke compared to LA cabs, so Luke willingly paid it. Even if it meant putting off buying new guitar strings or street dogs for awhile, Reggie was worth it.

He shivered as he got out of the cab, remembering Reggie mentioning that Georgia was going through an unseasonal cold snap right now, so he pulled on his warm flannel. Went into the hospital and froze. He had no idea where to go. He was overwhelmed by the sound of machines, the smell of antiseptic, the people bustling here and there, even as it was after midnight. He cautiously approached the check in desk.

"I'm looking for a room number for Chavalah Cassidy?" he asked politely.

"Sorry sweetie, visiting hours are over, family only," the receptionist said.

"I'm looking for her family actually," Luke responded. "Her grandson Reggie is my boyfriend. I came all the way from LA so he wouldn't be alone. Please."

"Look hun, I sympathise, I do. But I could get in real trouble if I told you she was in room 225." The woman winked at him and he gave her a grateful smile, heading down the hallway.

Thankfully this place wasn't a maze like the County General in LA, but Luke still got turned around once or twice, finally ending up on the right floor and headed towards the right room. Which had no Reggie.

Luke hoped against hope that he was just getting a snack and not gone back to the big empty farmhouse for the night. He looked down at MeeMaw and sucked in a breath. She looked so small. He had met her a couple times when she visited LA, seen her on a handful of video calls when Reggie visited in the past. She had ben a bright, vivacious woman, and Luke suspected it was her that Reggie took after rather than any other relative.

"Luke?"

He turned, and there was Reggie, looking tired and pale, on the verge of tears. Luke opened up the panels of his coat, and Reggie rushed in, hugging him tight around his waist. Luke hugged him back, rubbing over the cool skin of his arms, wondering idly where Reggie's own beloved flannel or leather jacket were.

"You're here," Reggie whispered.

"Of course I am babe," Luke said, pressing a kiss to his temple. "Couldn't let you be here alone."

"Thank you," Reggie breathed out. "I spoke to the doctors a while ago, she's doing better. Waiting for her to wake up to see how bad it is."

"And we'll be here when she does," Luke assured him. Held up the book they were assigned. "You wanna pick up where we left off to pass the time?"

Reggie let out a wet little giggle. "Sure. Chapter five?"

Luke nodded and pulled him down onto his lap in one of the terrible hospital chairs. And with Reggie's soft voice narrating the book, the sounds of the hospital disappeared around them. And when Chavalah woke up, she joined in reading. Her voice was a little slurred, her movements slow, but the doctors were hopeful she would make a full recovery, given time.

"Thanks for coming," Reggie said around a yawn as they laid in his bed back at the farmhouse later that day.

"How could I not?" Luke whispered back, running his fingers through Reggie's hair.

"Love you," Reggie slurred, falling to sleep soon after. Luke grinned, resolving to return the sentiment when they woke up before heading back to the hospital.

And maybe tell his mom to hold off booking him a ticket home, because right now he was right where he needed to be.

#filled prompts #ficlet #ruke #peterpatter #julie and the phantoms

[griffindyeworks]

Join us for Spin Together!

Spin Together is an international celebration (with a little competition) of hand spinning! For the week of Feb 17-24, you spin whatever you want - as much as you can. Your totals are tallied with your team, and prices (electronic gift cards) are distributed to winners in a variety of categories. You can read all the deals on the Spin Together website.

If you're looking for a team, Griffin Dyeworks Spinners has space for you!

Many of us are historical re-enactors - but not all of us.

Many of us spin on hand spindles for the week - but not all of us.

Many of us are in Southern California - but not all of us!

We have a FB group and Discord, daily (non required) check ins, and welcome spinners of all skill levels. We're not in it to win it - we all set our own personal goals. My goal is usually to spin a little every day - I usually get between 40-300 yards completed. Our most prolific hand spinner gets 2000 yards! One year my goal was to spin a different type of fiber every day. It was really fun and educational putting deliberate focus on my spinning, which I usually don't do.

I hope you'll consider joining us this year! There's a $15 reg fee, which I can cover for you if needed.

Sign up ends Feb 4! http://spintogether.org

#spinning #textiles #spin together #hand spinning #drop spindles #wheel spinning #spinning wool

[killinbills]

Milo Manheim and Meg Donnelly are like an AU version of Regulus and Fianna??

but also he would be the cutest Regulus

omg so true, i was getting mega fee/reg vibes with him in the feather music video🥰 maybe their au child can be played by milo hahah

#asks #fianna lupin #swan song

[taelonsamada]

how did you manage to max out your card? not very responsible

Oh boy, I tell ya, credit cards are nasty and not worth the headache! 😅

I got it back when I was still in town and working a reg 9 to 5, which allowed me to pay it off regularly without issue. After moving into the woods to help with the mine protest, however, my income dropped to just my art commissions, and after 4 years, the interest fees basically devoured all the credit I had remaining the card 😅 my commissions couldn’t keep up lol it took 4 years, but they finally ate up the last of my balance.

Don’t get credit cards, loves. They aren’t worth it.

[flock-talk]

@ fellow Quaker anon with that weird af vet visit (Cheese??? No veg????)

As a quaker dad, I'm half tempted to show this to my vet at my next appointment come spring time and see what her response is. She's certified for avian care (as in, it's what she specializes in + did further schooling for)

I'm certain she's gonna go "wtf m8" at that vets recommendations bc I've NEVER seen any recommendations like that for ANY parrots. I both interact with a rescue + boarding place here on the reg who are extremely good with their diet plans for all the parrots there, and I constantly research stuff. Never have I seen any sort of recommendations like that. I'd genuinely ask for reasoning behind it because that's counterintuitive to like. Quaker care, let alone most parrot care. (Tho. Sweet potato as FlockTalk described Imma have to try, my dumdum will probs like it lol)

I agree w the comment in the notes/reblog about the biohazard waste varying location to location. (I'm in Canada and even for mammals I've not encountered that, nor heard of it!)

Tho the restraining fee?? That baffled me. Most I've heard of for something like that was if they had to sedate an animal that was real rowdy, like a cat or smth. A quaker you can wrap in a birdritto to do an examination no issue really?? Hell, one of my other birds is a bitch and a half to get hands on; vets pull out all the stops for them lol and it just results in the vet team laughing about it.

Wishing u all the best anon. Smth seems off about that visit to me for sure.

Flocktalk I'm sorry for rambling in ur inbox, I'm an anxious bean 😅 sooooo yeah-

((If you do ask them I’d love to hear their response! ))

More input for you Quaker anon!

[hozion]

#LL #614 #600 #Wales #1LG 100g #1SP 1kg #2015 Design #£2.00 #£4.45 #Signed For Type 3 #Reg. Fee #2013 #2014 #2018 #Late Use

[its-moopoint]

Just read your post abt marriage in Ibiza & tend to agree with anon. Ibiza is nothing like mainland Spain. Laws may be same but reality is different. You speak from experience or just assume? Ibiza is small place with small municipios. Parrocos & jueces de paz maintain close relation based on shared € interests. If you're baptised residency is easy to prove just get someone to say you live at their house. The parroco will marry you for a fee and the juez will register your marriage.

I assume I speak from exactly the same experience as you. You are talking about two people forging their living conditions and official documents to get several civil servants to look the other way and inscribe their marriage just to keep it secret?! It's fucking lunatic and impossible. When you are that famous and IG can prove you a liar anytime anyone dares to check where you have been and when (reg living in Spain at least a certain time the last few years)

Stop it. Just stop it. Every time you begin a post by saying Ibiza is different you are calling people reading it gilipollas to their faces.

Last time I'm addressing this bullshit. Next message with same content gets blocked.

[saiyanqueenreads]

So, You Just Turned 18/Just Moved Out: Free Financial Advice From a Banker Pt.3

My continuing series on helping those just starting out to get a good grasp on their finances, how banking works, and making informed choices.

So we've already talked a bit about overdraft fees and NSF fees, but there’s a lot more ways that banks can nickel and dime you if you're not aware of the fees and activity avoid them.

**Major changes are in the works currently within the government that may help eliminate these fees at American banks, so while at the time of writing these are all common pains in the butt, some may not be around for much longer.**

Lets talk about common bank fees:

Overdraft and NSF fees: Bane of every poor person’s existence.  These fees are charged when your account is used for a transaction and the account does not have enough funds to cover it.  Generally the charge is between $20-$35 EACH TRANSACTION.

Deposit Item Returned Unpaid:   Just like it says on the tin, these fees happen when a check that was deposited into your account is returned unpaid.  This is usually caused by a bounced check, but can also happen for a variety of other reasons including fraud, a missing signature, stop payments, ect. Typically banks charge $10-$15. These fees always feel particularly icky because YOU aren’t the one that did anything wrong!

ATM fees:   These are the sneaky fees!  Most major banks have their own ATMs, and those ATM’s are free to use by members of that bank.  However if you use another bank’s or company’s ATM you may be charged a small fee by your bank for cheating on them with another financial institution.  It’s usually between $2 and $5 and it’s easy to nickel and dime yourself if you’re snagging $20 3 days a week to pay for lunch on the way to classes or work.  But here’s the other thing.... the ATM may also charge you to use it if you’re not part of its bank. And this may be between $2 and $10.  That could be up to $15 to snag $60 to go out partying.  Boo!!!

Wire fees: Whenever someone tells me I can ‘just wire them the money,’ the first question I ask is, “and will I be given reimbursement for the wire fee?” The answer is always no... So it’s important to know that your bank will likely charge you to send wires.  Typically this is around $30-$40.  And here's the real kick in the pants... Some banks charge you to receive wires as well!  It’s usually about half what they charge to send them.

Statement Fees: In the digital age banks like to save on both postage and paper by producing your monthly statements digitally.  If you want physical copies mailed to you it may cost you.  Typically is’s around $2-$5 a month for banks that charge for it.

Copies of checks or old statements: Many banks charge a so-called Check Image fee if you request a copy of either one of your own checks that was cashed OR a copy of a check you deposited or cashed yourself. Typically these are $5 or so each.  The same applies to requesting printed copies of old statements.  It should be noted that banks are only obligated to store this data for 5 years.  Anything beyond that is up to the bank itself.  To save yourself money online banking usually allows you to view, save, and print these items yourself for free!

Foreign Transaction Fee and Foreign ATM fee: Near the border or planing a spring break/vacation trip outside the USA? Be aware that the majority of financial institutions will be charging you extra for swiping your debit card outside our borders.  Typically this is set as a percentage of the purchase.  For example, Wells Fargo charges 3%.  So that $100 snorkeling adventure in Cancun is actually $103.  The ATM is actually sometimes even worse because they may charge a flat fee + and international percentage fee at the same time + the ATM is 1000% likely to charge you as well.  If you need to get cash outside the country it’s wise to get it in large chunks to avoid extra gouging.  If your college plans include a semester abroad you may want to look for a bank that offers international friendly cards.  

Excessive Withdrawal Fee / Reg D Fee: This fee has a couple names depending on the bank, but basically if you debit or transfer funds out of a savings account more than 6 times per month it’s against Federal Banking Regulation D.  And the bank charges you a fee for that. Usually around $12-$15.  And if you do it too many times they’ll convert your account into a checking account whether you like it or not.  (It’s worth noting that moving money out of a savings account using an ATM or at the branch does NOT trigger one of your 6 uses, so there ARE ways around the fee)

Stop Payment Fee Quit your gym but still have 4 months on your contract? If you place a stop payment on your card or account thinking that’ll stop them getting your money it MIGHT (or might not, but that’s for another guide) work, but unless it’s part of an actual dispute or fraud claim situation, the bank’ll likely charge you for it. These fees can vary widely, from $10-$40 depending on your bank.  But if your contract was actually up at the gym and you’ve tried to quit but they keep charging...get yourself a dispute or claim filed against them and the stop payment should then be free!

#Banking #bank things #adulting #advice for adults #money

[anauro]

Bonjour Roc! Merci for the chapter! It was brilliant! Regulus realizing he's crushing on James especially. I've got the feeling that Reg won't be able to focus on Lorenzo next chapter but I digress. Question time! So James wanted to study medicine? I assumed he wanted to be a professional swimmer... or was it his initial plan and he choose medecine after being kicked out of the team because of the drugs or something?...

French anon! Bonjour!

So James didn’t want to be a professional swimmer like Michael Phelps level or anything. He loved swimming and wanted to do it competitive at a university level, but not as a pro athlete.

It was mentioned in his memories that there was a rep from Loughborough coming to his swim practice and Loughborough is the university for athletes in the UK. It has an amazing swim team, they are unbeatable in most competitions, and it generates the most team GB swimmers.

So here’s where some inaccuracies creep into the fic, because a) Loughborough doesn’t offer medicine course and b) I am not sure if UK offers sports scholarships the way US universities do. Sports is just not that big a thing here and either way James’ parents would be able to afford uni fees.

But he wanted to do study medicine and swim alongside it. Brits love doctors who do sports, your extracurricular activities are even more important than your academic achievements when you apply for medicine.

Alas, neither panned out for him ☹️

#drugs and surgical scrubs #dass #jegulus fanfiction #jegulus #roc answers #james potter #starchaser #French anon tag

[writingtheother]

Full and partial scholarships are available for the Worldbuilding Workshop. If you can't afford the reg fee at all or your budget is tight and you can't spare the money for a class, apply! We have a wide definition of financial need. Don’t NOT apply because you think there are other people who deserve the scholarship more than you or because you don’t think you merit one. Apply, and let us make that decision.

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