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#does this insurance cover heartbreak
crawley-fell · 3 months
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buying travel insurance, everything reminds me of Them
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heretherebedork · 4 months
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It's both Day and Mhok looking for someone that wasn't looking for them in that moment but also looking for them at a different point that they didn't know about.
(Mhok was sent home by August who thought he could do what he thought he needed to do to make Day happy but the moment Day heard that Mhok was outside smoking he rushed to get to him and to get to him alone only to find nothing, to find Mhok gone.)
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Day didn't see the cake that Mhok ruined, never heard August telling him he'd take care of Day, never realized that Mhok was being pushed out of his night because he thought he was playing matchmaker when the truth was that Day wanted the night out that Mhok offered with him.
The cigarette in the cake told another story that Day didn't see and that keeps happening in the show. Yes, Day's blindness is being shown to just be part of his life and he's being shown to be able to live but we are also shown, again and again, that he does miss things because he's blind. That his blindness changes his world but also the people around him... both for the better and to their detriment.
He doesn't see Mhok's heartbreak in Rung's car, he doesn't know August came to the restaurant late, he doesn't see the cake with the cigarette in it showing Mhok's choice.
And this is the power of the visual narrative of the show, the way we are shown what Day doesn't see but also what is there.
Day is living in a world that is always missing information and he must rely on the people around him to be truthful and helpful in terms of that missing information and while Mhok is mostly very good with that... he is also protecting himself and his own feelings, both his love and his grief. And that is going to be one of their greatest conflicts.
Because it is about what Mhok is willing to lie about or to cover up in order to try to make Day not happy, not the way August tried to with a kiss, but rather to keep Day comfortable in the world, insure that Day does not withdraw again.
Mhok would absolutely sacrifice his love for Day's happiness, as we've seen, but what does that mean for their future relationship? Mhok has to be able to rely on and trust Day to be able to support him and that starts from sharing the truth with him and not hiding his pain from him to comfort him.
Wow, that rambled a bit but anyway I love this show so much and I need Mhok to have at least one (1) entire mental breakdown that Day has to help him with because otherwise I will lose my mind.
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gnomishcunning · 1 month
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Re: requests, literally any nsfw for Zevlor? I love one (1) sad old tiefling
i, too, love one sad ole' tiefling. he and karlach own my wholeass heart. some of my own headcanons/portrayals of him snuck into these, hope ya don't mind.
(please send me more asks about zevlor i love him so much)
nsfw below the cut! MDNI
in general-
zevlor's a hopeless romantic in the truest of sense. his entire life has been about devotion - he joined a group of soldiers that you can't quite, he's a paladin who lived by his oath for decades, and he followed the literal god of guardians. he believes in devotion, and that undoubtedly leaked into his concept of relationships
maybe back in his young soldiering days, zevlor had some one-night stands, maybe an occasional fling or two. but his devotion to his duty came first, and he sadly never found time to fall in love like he wanted, or start a family.
so, if you somehow managed to lure zevlor into your bed? you need to know it's because he loves you. even if he hasn't told you.
he's an old, broken paladin. he's not willing to risk heartbreak and further grind down his sense of self-worth, not with everything he's been through.
he's already lost everything that made him who he was. he can't loose you, too.
the first time around? it's all sweetness. he approaches your naked body with a sort of reverence, like he can't quite believe what he's seeing. that this is actually happening.
his attention to detail is paramount. he's trimmed all his talons to a dull sort of safety, he's got warming oil tucked into his belt-pouch, hell - he brings his own contraceptive herbs, if he's with the type partner where that's a concern. he'll eat em in front of you if that helps.
consent is the sexiest thing, and he unwraps you like a present, carefully asking with every piece of clothing removed, dipping his head to press kisses to every new bit of your beautiful self revealed to him.
His hands tremble as they travel over soft skin, careful on every curve he covers. he's constantly checking in, making sure you're okay- can he touch here? caress you?
it's admittedly a very vanilla affair, but it's probably the most tender, loving sex you'll ever have.
he's going to want to top, and gods, how can you say no to that face?
you'll come first. no matter what. he presses kisses down your body until he can attend your clit or cock with careful flicks of his tongue, he'll dribble oil onto his fingers in front of you so he can slowly work you open, taking one finger, then two-
and gods, you just know he'd have amazing hands, right? callused and dextrous after a lifetime of sword-wielding, but ever-so careful and exact.
he won't want to take you until you've made a mess of the bedsheets, and when he does? he wants to take you in missionary so he can reach you everywhere, kiss every bit, and watch - commit every bit of this to memory, just in case he never has the opportunity take you apart, ever again
he's going to do his gods-damned best to insure you both cum at the same time. he'll press careful kisses to your mouth as you fall apart, one hand cupping your chin, just so he can watch your face as you cum
he's not a very loud moaner, but he repeats your name on loop until he finishes.
he gets hella clingy afterwards, and if you two have the right kind of relationship where he feels safe enough to be vulnerable which of course you two do, he'll probably cry afterwards
thankfully, this becomes a regular occurrence for both of you
in terms of kinks? zevlor's a bit of a mixed bag. he's got a lot of things he's passingly thought would be very hot to try with a partner, but he may carry some weird guilt about it.
in kinky, bdsm terms-
i'm a firm believer he's a switch, and he's equally willing (and wanting, tbh) to take both roles on, depending on the night. while bdsm wouldn't be a lifestyle-like thing for him and the majority of y'all's sex is vanilla, there's definitely occasions where he wants to indulge. and they're usually like, specifically-planned and orchestrated occasions, set to consume a whole evening, for both the kinky sex and the aftercare.
safewords include the faerun equivalent to the stoplight system (which i'm still working on), or something simple and straightforward that both of you can easily remember.
'bridle' is what comes to mind off the bat
he's absolute delighted if his partner wanted to take care of him, and yield without a fight. if he verbally protests he should be taking care of you, just say you wanna show him how much you love him. he'll fall apart in moments.
as a submissive? his biggest kinks would be praise and body worship, especially contrasted with some light verbal degradation. he's got some guilt to work through, and it's nice to do that with someone he trusts implicitly. but focus more on rewarding good behavior, rather than punishing bad behavior. he's disappointed enough in himself.
it's worth mentioning, this man is the furthest thing from a brat (for the most part). he wants to be good and get praised, since nothing else gets his heart beating as fast - but if you're being a tease, he's not above squirming and cursing at you in infernal
bondage is a yes, but he prefers one particular facet: rope. shibari's equal parts art form and bondage, and he'd appreciate the care and attention to detail that goes into it.
ironically? you wouldn't need bondage to hold him still. he's pretty damn good at following orders, and he's definitely eager to please. i don't think he'd be into 'good boy', but call him a 'sweet lil soldier'??? hahahaha oh wow
sweet and reassuring aftercare is a necessity, there's like a 95% chance he'd cry in a weird, cathartic sorta way. he's definitely a candidate for subdrop, so watch for that.
regardless of how pretty he is when he falls apart, he'd additionally play dominant with just as much eagerness. just say you trust him implicitly, he's incredibly handsome and attractive when he's in-charge, and you want him to take control. he'll more than happily agree - he's enthusiastic about it, especially when he sees how excited you are about the concept
speaking of- titles. Master sits weird with him, but "Sir" and "Commander" are both on deck. he kinda a fun lil illicit thrill using his old title in the bedroom. it'd go a long way to restore that ole' Hellrider Commander confidence, ngl.
he's a very firm, but very kind dominant, if that makes sense? he issues his commands, wants and expects them to be followed. his rewards good behavior with praise and petting (hair, or elsewhere on your body)
he's got a very good understanding about the lengths and limits of subspace given how well he knows you, he's incredibly attentive about how far his submissive has sunk, mentally, and he'll take them as far as they're looking to go- whether that's just taking their mind off a situation with some sweet tending and an orgasm or three, or totally obliterating their brainpower in a positive way with the paladick(tm) treatment
very into getting his partner to the point all they remember his name, designation, and 'please'. equally as fond as leaving hickies/marks/love bites all across their body, especially where people might be able to see. leaving physical evidence of his effect on his lover is a big turn-on
as equally into bondage and rope as a dominant as he is a submissive. it's a hobby he occasionally indulges in, and he enjoys prettying you up in fancy hemp ropes he probably dyed himself
he's fan-fuckin-tastic with aftercare, it's kind of insane. he's soft and careful, getting you a glass of water, he draws you a warm bath and helps you clean up, and then lures you back into your body from the weird, floaty world of subspace with soft touches and sweet praises. he'll get you snacks afterwards if you need them, and do just about anything you'll ask - from reading a book out-loud so you can listen to his voice, to granting you another orgasm if needed.
for the record if y'all want deets about how he is with a brat or an obedient submissive, someone needs to bite the bullet and send the ask, otherwise this post is gonna extend into forever
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mxtantrights · 2 months
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Can you Do a Dick Grayson x Fem! Reader, where the Reader ends up in the Batverse and both discover they're Soulmates and crisis erased the readers earth, plus family. They bond and starting to talk about everything, he's comforting her and offers her to move in. Both fall in love and marry two years after, reader is a Chinese-German girl
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a/n: this has been in my drafts for a while and I'm so sorry about that. at first I was stuck because I wanted to write this but I didn't know how to write from the perspective of a Chinese-German reader. So I made the background neutral. I hope that's okay!
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so I loved this request thank you so much for sending it in! I didn't focus on the Chinese-German aspect, and left it fairly neutral. As always you can imaging this how you want.
The last thing you remember is going to bed. Everything was fine-everything was normal. You had work in the morning, you had already ironed your clothes and were thinking about which place to go to for lunch. Everything was fine.
Then you woke up in someone else's bed. The sheets were silky black. And the furniture in the room didn't look anything like yours. You try to wrap your head around it-maybe you had a one night stand and forgot to go home?
But wouldn't you remember that?
You get up with a start and look down at your body. Clothes are still intact. No one night stand, you sigh in relief. You crawl out of the bed and look for the door.
Once you find it, you pull it open. And right there waiting for you is the most gorgeous man you've ever seen. Blue eyes. Black hair. Pretty smile.
"Hi baby, I've got breakfast on the stove but I wanted to know if you wanna try the new creamer?" he asks.
You cock your head to the side. You understand every word he's saying, except one. Baby. Baby? Who was he calling baby? Was there someone else he was speaking to in the room? Were you in one of those invisible dreams?
All of a sudden his hand comes up and brushes your chin.
"Baby?" he asks again.
And it hits you then and there that he's talking to you! He's calling you baby! Your mind automatically think it's a dream. That you may have woken up but that was part of this dream. You were still sleeping.
Your only response is to hum. You watch as he glides into the bedroom, he says something about you being able to sleep through almost anything but somehow you were awake right now.
You don't feel like it.
This has to be a dream.
-
A week into this new life, you find out it is not dream. You keep going to sleep but waking up here. Here, in this world with Dick Grayson. Every night he comes home to you, kisses you on the cheek and says goodnight.
You've learned a lot about him while he's busy. When he's at work you look him up freely. Son of Bruce Wayne. Cop. Heartbreaker.
And you do your best to make all this information seem like old news to you. If you can't he'll see right through you.
There's also the fact that he comes in late at night or very early in morning. While you know what his official job is, you don't know what it is he does at night. What causes him to come home with bloody knuckles, cuts to the lip and fresh bruises.
You want to ask but you know that if you do, you'll give it all away. He'll know that this isn't your world. And you'll be out on the street with no way of helping yourself get back home.
So for a week you keep your questions to yourself.
Until you can't help it.
He comes in at two am in the morning. He's clinching his side and wincing with every step he takes. You get out of bed right then and there. You can't stand to see him in pain.
"Okay you have to tell me what's going on." you say.
Dick looks at you sweetly, "It's just a tough case baby. Don't worry."
"I don't think the department has great insurance to cover you getting beat up like this." you reply.
"This isn't that bad." he answers.
"Isn't that bad?! Dick you're barely breathing right now!"
He cocks his head to the side at your outburst. You curse yourself. If you didn't give yourself away this whole week, you just did it. He's a detective after all.
"You're not my girlfriend." he states.
You gulp, "I don't know what you mean."
"Don't lie to me. You've been different since that morning, you're not her." he explains.
You sigh and sit on the bed. With your head dropped to the floor you debate on the words to use. How exactly do you tell him that this isn't your world. That you come from a world where superheroes and vigilantes don't exist.
"I don't know how it happened. I went to sleep one night and then next thing I know I'm waking up on your silk sheets." you answer honestly.
There's a moment of silence. And then Dick grunts. You pick your head up to view him. He's pulling a jacket on over his clothes. You get up from the bed quickly.
"We need to talk to Bruce."
-
You're sitting in the dinning room. It's quiet except for the faint sound of voices coming from the other room. It's Dick and his father, and his brothers. They're all talking about you.
When you first got here, you were met with weary looks. Apparently they could all tell you didn't fit in here. But Dick hadn't caught it and he was the only person you talked to since you arrived.
You explained to them as best you could. And then Dick ushered you into the dinning room. They needed to deliberate the situation. Which meant they were talking about you in a whole other room like you were a problem to solve.
You wanted to go home badly. But you wanted to be a part of the process. What if they ended up sending you to another world? What if you got stuck there?
The door opens and you turn around to see who it is that's come to talk to you.
A man in a trench coat.
You don't recognize him. It makes you stand up from your seat.
"If you're gonna blast me to another world can we make sure it's the right one?" you ask, the words tumbling out of your mouth faster than you can think.
The man laughs, "I like this one."
This one?
You scoff, "This one has a name."
"Yeah, and apparently it's the same one as the woman of this world, but you're not her."
You notice the way he says it. Like he knows you. Or not you, her. The you of this world.
"You knew her?" you ask.
He nods his head, "She and I go back a bit. She'd want to come home."
"I want to go home too. I'd do anything." you admit.
"Good, because I need to look inside your mind."
You decide to not give him any backtalk. Why would you? You want to go home so badly. If you got a headache or a migraine from this you wouldn't care.
The man instructs you to lay on the table. Which freaks you out. But you try to not let your nervousness show. You do as he says and lay flat on the table. You shut your eyes.
He tells you to relax and that the process will be painless.
He lies.
Once you feel him in your mind, it feels like someone is scratching the inside of your head. It feels uncomfortable. And then when eh goes perusing into your memories it feels even worse.
As he gets to a week ago, you feel your skin getting hotter. Your breath shaky.
You can see it.
You go to bed. Everything is normal. Your alarm clock is set. Your clothes are laid out for the next day. All the lights are off. And you doze off.
Behind your eyelids you see it. How the darkness transforms into a blinding light. You open your eye at the last second but you can see nothing. Just a bright light, and how hot everything is against your skin.
You lurch off the table with a gasp.
In-between your distress your eyes catch people running into the room. Dick, his brothers and his father. Dick comes to your side and takes your hand into his.
"You're okay. Everything is fine." he tries soothing you.
You shake your head, "No it's not. None of this is okay."
You look over at the man who looked into your mind. He's looking at you with grim features. Nothing about what you saw was good, but looking at him makes you double sure.
"He clears his throat.
"She's from a crisis Earth. It got erased." he answers.
Crisis Earth? What does that mean? As you look at Dick you realize that it means something to the others in the room. Something bad, based on their faces.
-
It takes time to come to terms with the fact that you can't go home. It's explained to you over and over again but your brain doesn't let you believe it.
You walk around like a zombie for the first few weeks. Dick let's you take the spare room in his apartment. Sleeping in the same bed with him felt weird when you realized that you weren't leaving, and his you wasn't coming back anytime soon.
Constantine, the man who looked into your mind, told you that the mechanics of what happened were are. You came from one world to the next, and pushed the you of this world out. He didn't say if out meant that the other you was gone for good or just lost.
It makes you toss and turn at night. You feel like you're to blame for all of this. Even though you didn't do anything.
Sleep doesn't come easy to you.
One night you have a nightmare. You can picture it so clearly. That night when you went to bed and everything changed. How your skin felt like it was being burned. How you couldn't see anything but the bright hot light.
Dick has to wake you up. He grabs a hold of your shoulders and shakes you awake. You sob and sob. He consoles you the best he can knowing that you're not his. It's odd. It's unshakable. It's not right.
-
About six months in you have a job. You work enough hours to afford a place on your own. Which is what prompted you to get the job in the first place.
But as you're boxing up the few things you've collected since you're arrival, you find yourself not wanting to leave. Maybe it's because Dick is the only person who knows what you're going through. The only person to show you grace and help you out.
You do your best to power through it.
And when you finally get the last box tapped up, Dick comes bolting in your room. You had planned on leaving while he was at work, but that plan is thwarted.
"We're you just going to leave without saying goodbye?" he asks you bluntly.
You swipe your hands on the back of your pants.
"I know me being here is just a constant reminder of what you lost, I thought I'd save you the heartache." you answer sadly.
You pick up the box and move past him and to the other boxes that are pilled up next to the front door. He moves in sync with you. Living with him for six months meant that the two of you coexisted. You learned each other's routines, behaviors, habits.
Dick grabs the box from you before you can put it down yourself.
"I don't want you to leave." he says.
You look at him sharply.
"Dick, I can't thank you enough for all that you've done for me. But I can't stay here, it's not fair to you." you explain.
But you can see with the more words you speak, the more agitated he gets.
"Who said it's not fair? I didn't say that. Ask me what I think about this!" he replies.
You sigh, "You're not thinking straight. I have her face. You want her, not me."
Dick stops for a moment. He places his hands on his hips and gives you a look you can't read. You weren't good at reading him like he is you.
"I want you to stay. I don't want you to move. I don't want you out of my life, and it's not because I think you're her or that you're replacing her."
You look at him then. Confusion is all you have on your mind. Why would he want a constant reminder of what he lost around? Why would he want you to stay?
"I was supposed to sign the lease today."
"Please, please don't sign that lease. Please don't leave." Dick says.
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riskyromancegame · 11 months
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Hello, everyone! This is the development blog for my first attempt at a visual novel, Risky Romance: A Monster Expo!
The Story
When your insurance job takes you to a quaint, seaside town to oversee the success of a local artist exposition, you weren’t expecting to find yourself enamored with the town and its residents.
In a world where monsters are recognized citizens, your choices will shape your experience as you take the time to enjoy your working holiday, explore, and even fall in love.* But be careful, falling in love is risky business.
*Your insurance plan does provide protection or cover any costs: physical, mental, material, spiritual, or otherwise; incurred due to the subjects of love, heartbreak, and other romantic pursuits.
This will be an LGBT-friendly game, with the player character able to date any of the love interests available.
I’m planning for there to be about 8 love interests to be available, 3 women, 3 men, and two non-binary options. Of course, this is still in development, so everything is subject to change! But seeing as I have most of the story planned, I’m more likely to add more options than to take them away~
More info to come~!💖
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grungekitty-77 · 5 months
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Blood // Water by Grandson
This one got longer. I hope it's decent. It is my first ever ROTTMNT fic.
TW: vomit
Oh right! @erriots
--
Raph had lost his lunch, and Leo was barely refraining from following him.
"Dad..." Mikey said in heartbreak.
Donnie was gripping his staff hard enough to feel his knuckles grinding. He was furious not just for himself, but on his little brother's behalf. After how far Mikey had gone to redeem him; he turns around and begins to commit atrocities again!
"That conniving, deceitful, traitorous.…"
Donnie struggled for the word he wanted to use. Nothing felt strong enough. His immense vocabulary wasn't quite enough to cover his feelings. He had to settle for a subpar word and hoping yelling it loud enough could make up the difference.
"JERK!"
It didn’t make up the difference.
Mikey whimpered next to him.
"I hate to say it, but I told you guys. He dropped me off a roof." Leo yelled, trying to channel his hurt into any other emotion within reach and landing on anger.
He was aiming for humor, but he was flexible with where he landed.
"But....he changed. He was family" Mikey said
Raph wiped his face clean and reached over to rub his youngest brother's shell.
"You did your best, Bro. Sometimes bad people just wanna be bad. You can love em all you want, but it's not always gonna be enough."
The sound of a metal door scraping against tile made them all turn to see the traitor of the hour step into the lab. Still wearing his uniform, hair net and all.
"Oh. Hello boys. I didn't expect to see you here." he said cheerfully.
As if nothing was horribly, gut twistingly, wrong. As if there weren't suffering human test subjects in states that could be argued as worse than death gasping for oxygen in tubes lined against the wall.
"A bunch of brand new mutants starting causing trouble all over New York. We tracked them back to this place. And weren't we surprised to see whose name was on the wall." Raph said, angrily pointing to said plaque.
Because of course he had to put his name on it.
"I figured you'd find this place eventually." Baron said as he casually changed out of his work clothes.
He threw a lab coat on, which looked ridiculous with the hair net he forgot. Nobody was in the mood to tell him.
"Now that you're here, you can help me." he said, walking past them to the table.
"Help you!?" Leo yelled, still settling for anger while his humor took its vacation.
Mikey started to hope Barron was about to ask for help with his apparent relapse. Mikey could do that. He could support the stuffing out of his dad until he got his dark impulses under control again. He helped him once and he could do it again. He would do it again. Anything to bring his family together again.
But before he could explain any of that, Baron spoke again.
"We can take the time to locate much more suitable subjects with you four helping. It will be so much more efficient than allowing the oozqitos to infect at random. We'll have a suitable army in no time." he explained.
He wasn't even looking at them while he spoke. He was mixing chemicals and working on his project like it was nothing more than a birdhouse.
"Hold up!" Raph yelled, throwing his hands in the air "I think we need to rewind a little bit. Because there is no way we are helping you mutate people!"
He ended his words with a soft growl.
Baron finally started to look concerned.
"What are you talking about? With this new Earth Protection Squad after us, it only stands to reason that we take necessary measures to insure our victory." Barron said sternly, straightening his back like he was giving a lecture.
All four turtles stared at him in every shade from disgust to shock.
"ON WHAT PLANET DOES THAT MEAN MUTATING INNOCENT CIVILIANS!?!?" Mikey screamed, gesturing wildly.
Baron's eyes got cold.
"On this one. And the humans are by no means 'innocent'. They are the ones hunting us!"
"A select group of humans is hunting us. Not the entire species!" Donnie corrected him "And did you forget that we have human friends!? Are you suggesting April is culpable in the EPS?"
"Of course not! O'Neil is one of the good ones." Baron said dismissively.
"'One of the-'!??!?!... Did you really just say that!?" Leo yelled, hardly believing he heard such an old racist line from Baron.
"This is a nightmare." Mikey whispered.
"I'll admit, I didn't foresee this...hostility from you." Baron said, stepping forward. "I am only taking measures to ensure our survival."
"Draxy, you have officially been demoted from 'Dad' to 'Racist Uncle'." Leo snarked. "Keep going and you're getting uninvited to Thanksgiving!"
His humor returned! He had missed it.
Baron shook his head and began closing the distance between him and his sons.
"You are being blind! We must be proactive if we are to-”
He stopped suddenly, his face screwing up in confusion and disgust. He slowly looked down until he saw what he had stepped in.
“What is this?” he asked in a careful tone.
Leo saw an opportunity for sass and took it.
“Oh that? Funny story actually. You see when we saw what you had been doing down here, we were so disgusted Raph tossed his cookies like he was trying to go pro!”
Huh. That came out more angry again. It was a weird day for Leo.
“I see…” Baron said.
He was standing in a puddle of vomit, wearing a hair net and lab coat, and his sons were glaring at him like he was a threat to them. He felt safe counting it as a new low.
What was there to say?
“I only wanted to protect you.” he said quietly.
“With protection like this, who needs danger!?” Leo bitterly laughed.
Oh, so the humor was back again.
Raph was shaking his head.
“This….none of this is right.” he said.
Baron seemed to shrink.
There was silence. A long stretch of nothing charged with tension and regret. Regret for actions taken. Regret for compassion extended. Enough regret to choke on, and if that didn’t do it the silence would finished the job.
Before any of them could snap from the stress, Baron spoke
“What can I do?”
Donnie shook his head and sighed.
“I’m not sure what you could possible do that wouldn’t just make everything worse.”
Mikey let out a frustrated moan.
“This sucks!” he shouted.
Everyone agreed.
--
I had fun. At the end of the day, that was my primary goal. Second was to make someone happy. Third was to stretch my writing a little.
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@ look at my angel tiny head L pretending she was asleep like her little sister. I cannot. She is so special and it is heartbreaking to see so many pictures of her as a little one, skiing at three, amazing soccer player - mental illness is cruel.
@@ I had to walk to the ATT store to close my mom’s cell phone account. Easy to close but I still have to pay the outstanding bill this week, they couldn’t do it there. Blah blah, it’s all such a hassle and makes me motivated to have all of this very well organized for my family when I go. The only thing left is my dads T-mobile account (because of course they had to use separate carriers instead of a family plan) and my mom’s Netflix.
@@@ On the way there, I got a little lost, looked up and saw this 111. Thank you. Ok. It’s all fine.
@@@@ We heard from the original buyer - they said “we are so close, but we don’t feel comfortable removing the finance contingency just yet, please give us time, we gave you the 25k of earnest money in good faith.” Good faith? It would go to us anyway and you refused to cover any of our carrying expenses! I am done. I aligned with my siblings that our realtor does not respond to any more of their emails or calls - sign the notice to perform by Wednesday 9:01 PM or we are done. I pray they don’t. we also decided to give all of their earnest money back, we don’t have to but it’s just cleaner that way and we don’t have to worry about them coming back to us for it in court.
@@@@@ I was able to sell some stuff on the terrace today that I don’t use, a white couch and ottoman that gets too dirty. She was so nice, her little girls waited in the car with her partner - when she saw I had cars she said “oh my girls will be so sad they missed the cats, I’m allergic so we can’t have them and they are obsessed.” she took a picture of Minnie and then asked if I’d send a few more, so I loaded them up! They sent the cutest little thank you video back. People are so nice sometimes. She had Lugg come and pick it all up, and I gave the movers seltzers and a giant cookie for the road.
@@@@@@ I spent the evening organizing files, old letters and photos. I want to text some of them to people in my mom’s life. Flipped GBBO on (some seasons I’m more invested in than others) and finished the obits. Now it’s just the utilities transfers, canceling their insurance on the house when it closes, publishing the obituaries and sending out a few things to my mom’s friends I think they’d appreciate.
@@@@@@@ Elizabeth, the design helper is coming with her friend this week to take an old bed I brought with me for the guest bedroom, the box spring and nightstand to donate. It’s all 20 years old and held up well but it’s time for a new bed in there. I also went through all of my books to donate what I don’t want anymore. She’s also taking the planters on the terrace, I’d rather have a proper table out there where I can have people for dinner, nothing grew this year anyway. I’ll use pots instead. I’m relieved someone is helping me with all of this, it’s a cool place and with my tendency to clutter, it’s not great. So this is good.
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What to Do When Auto Collision Repair is the Last Resort?
When an automobile mishap happens, a good number of people are not prepared to face its early consequences or the impact that comes after. The repercussion of an auto accident is heartbreaking indeed. Trying to get over that may possibly be the most traumatic phase of your life. Rolling on the road on your auto after that mishap may make those dreadful scenes like window glasses getting crushed, brakes being screeched and the steel fairing of the auto getting pressed into pieces, come before your eyes. This phenomenon can get to your nerves quite easily especially if you are on your way back to home after a demanding day at office.
Vehicle accident is a common occurrence that happens daily. Auto collision centers that offer a diverse variety of services ---from the real renovation work of your vehicle (to maker's standards) to the management of insurance policies for cover, and making arrangements for a loaner--- are found in every town or city. Some of the repair centers even offer 24-hour mishap support and towing as well as some countrywide guarantees. Therefore before leaving your damaged auto at a garage one has to just follow the instructions in the coming sections.
While placing the car inside the garage of these centers every car owner would be quite apprehensive whether their automobile would be in safe hands. Naturally every proud owner of a car would feel so when they are not around to look after it. Practically speaking, every owner yearns to see the reinstated vehicle back to its original form at the earliest time possible. Luckily, several equipped auto-mechanics are getting hired by the leading auto collision service centers, as presenting top-class service at an affordable prize is nowadays a common vision of all those auto-collision centers. So, their expectations would be rightly met in the event of visiting a rightful auto collision center.
What an owner does not need from such an auto collision center is an invoice that has an exaggerated price. Just imagine, how would a owner react after taking receipt of an overstated invoice when he is already infuriated at a lackluster quality of service provided by the service personnel.
Car owners' contemplate that the centers should offer an ideal workshop setting that facilitates the speedy revitalization of the car from their dumped and broken form. In order to get the car back in shape, as swiftly as possible, the center should have erudite personnel to take personal care of the machine as well. The best assurance that a center can give the owner is a promise that his priceless possession would be safeguarded when it is with them. Undoubtedly, dejected car owners expect their cars to be delivered back in the best form, after getting revamped by specialists who take best care of it.
One of the best ways to come across a good auto collision center is to ask your friends and co-workers. Local consumer organizations might also give selective information and many times you can find reviews on the Internet of various repair centers that boast of impeccable delivery standards.
Certified Collision Center
Choosing a collision repair center is not a simple decision to make and nothing would actually confuse people more than it. When you need to decide on the best auto collision repair center, best suited to your needs, maybe these tips would be handy for you.
A vehicle that is perilous due to an accident should not be ridden.
Ascertain that the lower repair estimate covers the entire patch up work.It is usual to see variations in estimates from one center to another.
Check whether the auto collision center works in tandem with prominent insurance companies to guarantee that the vehicle is repaired and all-set to be back on the road quickly.
Make sure whether the shop that can afford to do the entire required job including mechanical and frame repairs and custom painting for complete restoration.
Permits, and training certifications should be affixed for public notice if it is an authentic auto collision center. Look for certain signs of training which specify that the facility is keeping up with changing technology.
The vehicle, you crashed recently, is undoubtedly your asset and naturally it needs additional care and maintenance after the mishap. So, ensure you repair your car at an auto collision center, which should be professionally involved in delivering your auto back to you in a reinstated condition. Understandably, the value of the car and its performance must be intact so that you can roll on it safely; hopefully till the next probable crash.
Certified Aluminum Auto Body Repair Facility
Fleet Collision Aluminum Repair
Collision Center - "All Makes, All Models"
Classic & Specialty Car Care
Headlight Reconditioning
Resource
0 notes
my-article-cloud · 6 months
Text
What to Do When Auto Collision Repair is the Last Resort?
When an automobile mishap happens, a good number of people are not prepared to face its early consequences or the impact that comes after. The repercussion of an auto accident is heartbreaking indeed. Trying to get over that may possibly be the most traumatic phase of your life. Rolling on the road on your auto after that mishap may make those dreadful scenes like window glasses getting crushed, brakes being screeched and the steel fairing of the auto getting pressed into pieces, come before your eyes. This phenomenon can get to your nerves quite easily especially if you are on your way back to home after a demanding day at office.
Vehicle accident is a common occurrence that happens daily. Auto collision centers that offer a diverse variety of services ---from the real renovation work of your vehicle (to maker's standards) to the management of insurance policies for cover, and making arrangements for a loaner--- are found in every town or city. Some of the repair centers even offer 24-hour mishap support and towing as well as some countrywide guarantees. Therefore before leaving your damaged auto at a garage one has to just follow the instructions in the coming sections.
While placing the car inside the garage of these centers every car owner would be quite apprehensive whether their automobile would be in safe hands. Naturally every proud owner of a car would feel so when they are not around to look after it. Practically speaking, every owner yearns to see the reinstated vehicle back to its original form at the earliest time possible. Luckily, several equipped auto-mechanics are getting hired by the leading auto collision service centers, as presenting top-class service at an affordable prize is nowadays a common vision of all those auto-collision centers. So, their expectations would be rightly met in the event of visiting a rightful auto collision center.
What an owner does not need from such an auto collision center is an invoice that has an exaggerated price. Just imagine, how would a owner react after taking receipt of an overstated invoice when he is already infuriated at a lackluster quality of service provided by the service personnel.
Car owners' contemplate that the centers should offer an ideal workshop setting that facilitates the speedy revitalization of the car from their dumped and broken form. In order to get the car back in shape, as swiftly as possible, the center should have erudite personnel to take personal care of the machine as well. The best assurance that a center can give the owner is a promise that his priceless possession would be safeguarded when it is with them. Undoubtedly, dejected car owners expect their cars to be delivered back in the best form, after getting revamped by specialists who take best care of it.
One of the best ways to come across a good auto collision center is to ask your friends and co-workers. Local consumer organizations might also give selective information and many times you can find reviews on the Internet of various repair centers that boast of impeccable delivery standards.
Certified Collision Center
Choosing a collision repair center is not a simple decision to make and nothing would actually confuse people more than it. When you need to decide on the best auto collision repair center, best suited to your needs, maybe these tips would be handy for you.
A vehicle that is perilous due to an accident should not be ridden.
Ascertain that the lower repair estimate covers the entire patch up work.It is usual to see variations in estimates from one center to another.
Check whether the auto collision center works in tandem with prominent insurance companies to guarantee that the vehicle is repaired and all-set to be back on the road quickly.
Make sure whether the shop that can afford to do the entire required job including mechanical and frame repairs and custom painting for complete restoration.
Permits, and training certifications should be affixed for public notice if it is an authentic auto collision center. Look for certain signs of training which specify that the facility is keeping up with changing technology.
The vehicle, you crashed recently, is undoubtedly your asset and naturally it needs additional care and maintenance after the mishap. So, ensure you repair your car at an auto collision center, which should be professionally involved in delivering your auto back to you in a reinstated condition. Understandably, the value of the car and its performance must be intact so that you can roll on it safely; hopefully till the next probable crash.
Resource
Certified Aluminum Auto Body Repair Facility
Fleet Collision Aluminum Repair
Collision Center - "All Makes, All Models"
Classic & Specialty Car Care
Headlight Reconditioning
0 notes
yourmoonmomma · 8 months
Note
https://vt.tiktok.com/ZSLpE624Q/ i didn't watch til the end but is it true? It's heartbreaking
Absolutely that is the case right now. The majority of us cannot afford to live right now. Jayson & I got this apartment via a lease takeover, so they couldn't raise the rent as much as I imagine they would have liked to. Currently, our rent (which includes heat & water & a parking spot), is $1350. For a very, very small one bedroom. They rent out these same apartments now for $1600-$1800+. We still pay for hydro (which hydro took a leap too, despite saving on electricity as much as we can, we pay $200/month for it). Plus renters insurance, which is mandatory, which is $30/month. Plus internet, which admittedly we do pay a bit more for good internet, so I can upload videos and stream, but our internet & Jayson's phone bill combined I think are like $200 or $250? Plus my phone, $80/month. Plus car payments, about $500/month. Plus, for a while, car insurance, which was another like $250/month. However, Jayson paid a few times late, as he doesn't have a job, so our car insurance got cancelled and we now have to somehow find $2600 to pay upfront for a year of insurance, or have the car repossessed or whatever they do when you can't get it insured lol. Like, in bills alone, we pay probably easily over $2000/month, just for housing with electricity and internet, and a car because we don't live in a world with easily accessible public transport.
That estimate does NOT include the cost of groceries. We used to be able to feed the two of us on at MOST $350 or $400 a month. Now, those same groceries, we pay easily $800+ on groceries every month. Plus the cost for the cats, plus the cost of gas (which is probably another $150+ every week), plus an sort of emergency savings.
Truth be told, I have no idea how Jayson & I are staying afloat. I have good credit, for now, so I'm getting as many credit cards as I can, because I know we don't have any active income flowing to us currently. Is that a smart decision? Probably not. But there's nothing else we can do. Jobs here do not pay enough for you to live alone, and if you live with someone, and you both work, then you likely make enough to have your bare essentials covered. Meaning most people are a couple bad pays away from being homeless. It's really, really scary right now.
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musicinstrumentsins · 8 months
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The Crucial Role of Oboe Insurance in an Oboist's Life
The captivating tunes of an oboe reverberate through concert halls, eliciting deep emotions and knitting detailed musical tapestries. Oboists, the gifted players of this amazing woodwind instrument, dedicate their lives to perfecting their art.
However, under the veneer of this rhythmic dream lies a kingdom of uncertainties and risks that can disrupt even the most melodious of tunes. It is where oboe insurance steps in wearing its magical cloak. It is a vital safeguard. It ensures the oboist's journey is set with harmony and protection.
The oboe is loved for its distinct tonality and rich feeling. No wonder - it is a cornerstone of orchestral and chamber music. Its elaborate design and delicate parts make it a masterpiece of musical engineering. However, it is due to these reasons - an oboe is a fragile entity - almost always prone to a range of perils. Oboe players shell out countless hours sharpening their skills and often considerable funds in buying their musical gear. Therefore, it is crucial to protect their investments from potential mishaps.
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You might be wondering why exactly does an oboist need a dedicated insurance plan? Well! The answer is there in the possible multifaceted risks that oboists may come across, both on and off the stage. Accidents can happen at any time – a simple slip during conveyance, an unexpected event of weather, or even an unfortunate crash can spell catastrophe for the cherished woodwind instrument. An Oboe Insurance plan delivers coverage against such unforeseen events. It ensures a mishap doesn't derail the oboist's career or passion.
Comprehensive woodwind musical instrument insurance policies typically cover a range of scenarios. These include accidental damage, theft, loss, and even loss or damage during international travel. Accidental damage can occur during various moments like rehearsals, performances, or even regular maintenance. A sudden fall or blow can lead to breaks, dents, or other structural issues. Needless to mention, these unexpected things can affect the sound and playability of the instrument. Specialized insurance steps in to protect the policyholder from the cost of repairs or replacement.
Musicians, especially oboe players, are likely to face the heartbreaking challenge of theft. As oboes are priceless woodwind instruments, these are sold at high prices in the market. Moreover, their uniqueness makes them the prime prey for burglars. To ease the financial obligation of a stolen instrument, insurance is the best resort. This clause ensures that oboists can replace their stolen gear without going through significant financial losses.
Loss of the musical instrument is another scenario that oboe players are likely to face. The purpose of traveling - whether for a concert or personal grounds, can expose the gear to the chance of being lost. An insurance plan for the oboe offers protection that goes beyond the boundaries of a physical area. It provides peace of mind even when the instrument is far from home. This aspect is particularly valuable for musicians who frequently travel for tours or collaborations.
Traveling to places, even foreign countries is an important part of many oboists' professional life. Whether it is for performing at venues or teaming with musicians from around the world, the oboist's journey often takes them across borders. An insurance plan that includes international coverage is paramount in these instances. It ensures the instrument is protected regardless of its location.
Beyond the substantial protection, the musical instrument insurance plan also offers immaterial benefits that contribute to the oboist's overall well-being and peace of mind. Knowing that their investment is safeguarded allows musicians to focus wholeheartedly on their performances and creative endeavors. This mental security has a profound impact on the musician's artistic expression and their ability to connect with their audience.
Now that you are well acquainted with the benefits you will get from a standalone insurance policy, do not take the stress of not being covered. Find a reliable insurance provider like Clarions and get going with your musical career.
0 notes
malloymcdougall · 2 years
Text
‎banfield Pet Hospital On The App Retailer
My Dog had been going to the identical Dadeland location with no issues. Home later that night, I discover his scrotum red and swollen. I referred to as and was knowledgeable no possible unwanted effects to the vaccine or pyrantel. Obviously, one thing occurred whereas he was dropped of waiting alone inside.
By clicking the button above, I comply with the ZipRecruiter Terms of Use and acknowledge I actually have read the Privacy Policy, and agree to receive email job alerts.
BBB Business Profiles generally cowl a three-year reporting interval.
Located in Sarasota’s University Park neighborhood, our veterinary group is eager to welcome pets from The Meadows, Desoto Lakes, Lakewood Ranch, and beyond.
If you choose to do enterprise with this enterprise, please let the enterprise know that you simply contacted BBB for a BBB Business Profile.
We had to put my 14 yr old dog down and we've to pay $300 to cancel the plan, or wait till the contract expires in 6 months. I understand that its a contract but the fact that they don't have any exceptions for when your canine dies is unbelievable. We should keep paying for a wellness plan for my dead canine and its truthfully heartbreaking.
What Pets Finest Insurance Can Cover:
Our veterinary clinic in Hialeah, FL, may be discovered right off West sixtieth Street close to West twenty fourth Avenue, just down the road from Palmetto Express Lane and West Okeechobee Road. Whether you’re working errands or commuting to a gathering, our Hialeah location is a good spot to drop your pet off for his or her appointment without disrupting your day. Our vet clinic in Miramar, FL, is located in the Monarch Lakes buying middle on the corner of Miramar Parkway and Monarch Lakes Boulevard, making it simple to drop off your pet for their appointment while working different errands. Having a CareCredit card allows me to take my 2 dachshunds to the vet for their annual check-up.
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BBB asks third parties who publish complaints, evaluations and/or responses on this website to affirm that the data provided is accurate. However, BBB does not verify the accuracy of data offered by third events, and doesn't guarantee the accuracy of any data in Business Profiles. Companies displayed might pay us to be Authorized or if you click a link, name a quantity or fill a form on our website. Our content is intended to be used for common information purposes only. It is essential to do your personal evaluation earlier than making any funding primarily based on your own private circumstances and consult with your individual funding, financial, tax and legal advisers. Banfield get your self collectively and please stop this non-sense, because ultimately it will come back to you all as boomerang, what you sow is what you reap.
Search Banfield Pet Hospital By States:
Safety begins with understanding how developers collect and share your knowledge. Data privacy and security practices may range based mostly on your use, region, and age. The developer supplied this data and will update it over time. https://www.toppetnow.com/ looks like no one realized a lesson from the pandemic that simply hit us over the previous 2 years, did you all forgot that the world got here to complete cease at one point? If you even a one little bit of kindness in your coronary heart, you wouldn’t have talked concerning the stability for the wellness plan, I felt complete non sense if you had been talking concerning the money once we had been in grief. Interested in an inexpensive preventive care bundle on your BFF?
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I am presently wanting into a method to get them exposed. Having pet insurance coverage is the finest way to avoid unexpected medical prices, however if you have expenses for current medical conditions and need assistance financing the fee, ask your vet if they settle for financing solutions like CareCredit and Scratchpay. These cost choices will assist you to area out your funds over time, so you possibly can afford any large unexpected upfront costs. I'm certain ifbyou were to inform potential clients they must pay for your service even if a pet dies, you'd lose greater than likely all your business. I'm shocked Petsmart is letting you conduct this type of business on their watch, which I might be contacting them about this apply they allow of their place of work.
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swaglovezombie · 2 years
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Pursuing Compensation After A Hit-and-run Accident
Injuries And Compensation In Hit And Run Accidents
Creating a cars and truck mishap and also fleeing the scene without leaving behind motorist info comprises the criminal activity of hit-and-run. Each year, grievous hit-and-run drivers create dozens of catastrophic injuries and heartbreaking fatalities in The golden state. If you or someone you love is the sufferer of a hit-and-run accident, lawyers may be able to assist you defend justice as well as payment.
How Hit And Run Insurance Works
An important question sufferers have after hit-and-run mishaps is who will certainly pay the cost of problems. In The golden state, an at-fault state, this can cause confusion regarding where to transform for financial aid. Thankfully, the response may lie in your own insurance policy coverage. Insurer in The golden state instantly consist of uninsured/underinsured vehicle driver coverage when a new customer purchases a plan. A customer needs to manually reject this coverage.
If you have any of these sorts of insurance coverage, your insurance business will probably cover your problems after a hit-and-run mishap. Uninsured/underinsured motorist insurance coverage will certainly cover a hit-and-run mishap as if the at-fault motorist had actually stuck around however did not have insurance coverage. Your insurance policy company might supply a settlement via your insurance coverage according to plan limitations.
If you only have the minimum needed insurance policy, however, without added insurance coverage, your insurance coverage carrier might deny your case. It might remain in your finest passion to submit a individual injury claim in Los Angeles instead of working out with an insurance provider if you endured tragic injuries or shed a loved one in a hit-and-run vehicle mishap in Los Angeles.
How To Get Compensation After A Hit And Run Car Accident
You will certainly need the at-fault vehicle driver or one more negligent event existing, nonetheless, to submit a legal action. A 3rd party such as the City of Los Angeles or a vehicle supplier might share fault for your hit-and-run crash. If so, your attorney can aid you bring a claim against this party.
Some country enforces a rigorous two-year deadline on all personal injury claims. If you miss this deadline, you may shed any right to monetary payment.
A hit as well as run crash is either an offense or a felony however what happens if the motorist can not be determined? Here's what to do if you accidentally cause residential property damage or physical injury, and exactly how to deal with the insurance policy firm if you're the target. What's worse than one more automobile that hits yours? A hit and run.
https://economical.com/ECOCOM/media/EcoComMedia/Site%20imagery/Blog/Blog%20entries/Car-Hit-Run-Blog_945x525-min.jpg?ext=.jpg
How Hit And Run Insurance Works
In California, hit as well as run accidents is categorized as either a misdemeanor or felony. The accident is a violation if it just triggers residential or commercial property damages. If there's an injury, it becomes a felony. These classifications stick, no matter of exactly how severe or minor the accident is.
You may be associated with a small accident and assume it's fine to leave, however it's not. For example: You were engaged in a minor fender bender that was the other motorist's mistake. Your driving may have created a mishap, despite the fact that your car didn't hit anything. These are considered hit and also run crashes, and also you can be charged accordingly.
If you remain in an accident, you require to adhere to the legislation, also if you think the crash is minor. Right here's what to do: Stop your vehicle immediately. Offer your name, address, contact number, motorist's certificate number, lorry enrollment, as well as insurance coverage details to the other motorist. If you're driving an auto that does not come from you, you need to also offer the name and address of its owner.
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How To Get Compensation After A Hit And Run Car Accident
In The golden state, you're called for to obtain a police record if the damage is greater than $750, or if there's any type of injury even a minor one. If you have actually ever taken your vehicle for repair work, you probably recognize that also a little damage in the bumper or scrape in the paint can add up to a huge expenditure.
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Is Insurance a Necessity for Your Heritage Instruments?
Since ancient times, music has had a remarkable impact on human society. Even in the modern era, it is an indispensable part of everyday life. Many families have been carrying on their tradition of rehearsing vintage instruments in their houses and are keen to put their children in music classes so that from a young age, the child can be a music enthusiast. Thus, by tradition, the knack of playing music and absorption in its rich culture passes through the generation.
There are differences of opinion and controversies among musicians about the quality of sound and sturdiness between vintage and modern musical devices. A section of them believes traditional instruments are better at producing sound, whereas some opines that new age equipment is more progressive as it is technically advanced and generates better sound. On the contrary, some instrumentalists establish their point and state that there is no difference in sound quality between heritage and instruments used in the modern day.  
Whether it’s a royal heritage device or the new age instrument, for a music player, the importance of these two is the same. Being a musician, you cannot deny that thousands of modern music gears are readily available in the market, and you can buy any of them at your convenience. Considering you are an owner of a heritage instrument, you must regard yourself as a fortunate person. However, there is no denying that accidentally, if your prized possession gets damaged, your option of getting the identical piece gets limited. Hence, regarding taking care of heritage instruments, you should be more protective and careful. It requires a religious effort to conserve the musical equipment, starting from daily cleaning, routine maintenance, and annual servicing. Also, don’t forget to attach the Heritage Instrument Insurance plan so that, unfortunately, if you lose your valuable possession, you can be financially secured.
How does Heritage Instrument Insurance work if your gear gets stolen?
As a proud owner of a vintage instrument, you will never want to lose your valuable asset. As accidents are unavoidable, you might find your fortune piece gets stolen during your concert. It’s not only a heartbreaking situation but also an unexpected financial loss that is difficult to resist. Taking all necessary precautions, you need a suitable musical instrument insurance plan that helps you to recover from the sudden loss and allows you to continue making music with peace of mind.
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How do you protect your heritage instrument from accidental damage –
Irrespective of taking all precautions, accidents take place. Though insurance cannot prevent any instrument from getting damaged yet it saves you from succumbing to financial disarray. What if your studio catches fire or one of the valuable music gear in your possession gets damaged due to a natural calamity like heavy rain, storm, or flood? Heritage Instrument Insurance plan protects you from accidental damages by covering possible losses.
Comprehensive insurance saves your instrument even during traveling
Being a professional, you must be traveling with your expensive musical equipment. Unwillingly you may come across some unfortunate incidents related to your instruments that might lead you to face a severe loss. Therefore, if you have opted for a suitable musical insurance plan, you can be assured of minimizing your loss.
Do you know specified musical insurance saves you even when you are not well?
What if you get bedridden due to an accident or your valuable instrument gets severely damaged? As you would take time to heal up likewise, your music gear should also take time to get repaired while your source of income from music is at risk. Dedicated musical insurance will give you a financial backup and cover the loss of income till the time you recover.
Key Objectives –
The necessary precautions and a suitable insurance plan work as saviors for your valuable instruments. Never forget to research comprehensive coverage plans before finalizing with the insurance company.
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Text
Can a handyman do plumbing in Victoria?
“Plumbers are so expensive! Why should I use them and not someone from AirTasker to do my plumbing job?”
I want to start out first and foremost by saying this isn’t an anti-handyman blog. We work with handymen and handywomen every week on projects and recommend their services often. The handypeople we work with understand what they can legally do and not do in Victoria.
Handypeople (hey, it’s 2022) have a diverse skillset and are part of a booming $1,000 million dollar annual industry. In any given day they can prune a hedge, clean gutters, patch up a hole in the wall, put together a flatpack and fix a sticky door handle. In recent years, and due to popularity of shows such as Channel 9’s The Block, there has been a surge of handypeople advertise their services on websites such as Airtasker and hipages.
The problem that can occur on these sites, and through other platforms like facebook and gumtree, is that amateur tradespeople take leads for plumbing work that they aren’t qualified to complete. CAN they physically install a toilet? Yes, probably. SHOULD they? Absolutely not. Handymen should not perform plumbing tasks as it is illegal.
What is illegal plumbing?
A licensed plumber must study for 6 years before they gain their plumbing license. This includes a 4 year apprenticeship plus an additional 2 years for a Cert IV, and proven plumbing management experience. It’s not just digging holes and smoko; we have one of the most diverse trades around from roofing to gas fitting, sewers and HVAC.
An unlicensed plumber or amateur tradesperson has no public liability insurance for any plumbing works. Public liability insurance can only be attached to a valid plumbing license from the VBA (and this insurance is also extremely expensive as its attached to a Victorian Ministerial Order). It’s called illegal plumbing if an unlicensed plumber conducts the works.  
What could go wrong using an unlicensed plumber?
It’s illegal to perform plumbing tasks unlicensed. Never use a plumber (or electrician while we’re at it) without evidence of their license.
An unlicensed plumber can put your health and your property at risk with faulty services. Bad plumbing services can result in property damage as well as injury, illness, or death. For example, we shudder every time we see handymen advertise their ‘cheap’ bidet installation services on social media. For starters, its illegal. Secondly if something goes wrong due to incorrect backflow prevention, your family and neighbours can get very, very ill.
But if something goes wrong my insurance will cover it, right?
Wrong! We’ve seen it so many times and it is heartbreaking for our clients when we show up after an amateur tradesperson has completed illegal plumbing works. You may have the best insurance a broker can get you, but if you had an unlicensed plumber complete plumbing works in your home and it went wrong (i.e. a bathroom renovation includes a toilet installation, this has a burst flexi hose and floods the house) your insurance wont cover it without a compliance certificate.
What is a compliance certificate? Only a licensed plumber can issue you with a compliance certificate, which certifies that the work complies with prescribed VBA plumbing standards. In June 2022, the VBA released findings that 6 amateur tradespeople were fined a total of $44, 855.79 for impersonating plumbers.
VBA Executive Director of Regulatory Operations, David Brockman, recently stated “Plumbing work is vital and carries with it safety risks if the person does not know what they are doing, which is why it’s important you only engage a registered or licensed professional”.
We recently heard of a beauty salon that didn’t want to use a licensed plumber and chose to use a handyperson from Airtasker to install a new mixer tap. The installation wasn’t completed correctly, and the end result was a flooded business premises. When trying the claim the $30,000 worth of damage through insurance, the owner was rejected as they couldn’t provide any evidence of a plumbing license or compliance certificate for the completed works.
VBA compliance certificates are required for:
Plumbing works totalling >$750. This includes labour, GST, materials, appliances etc even if supplied by the client
Any Type A gas appliance installation/relocation/replacement
Gas conversions
Gas piping work
Below-ground sanitary drain construction/installation/alteration
Cooling tower construction/installation/alteration
Any other plumbing activities that aren’t mentioned above are still covered by a licensed plumbers public liability insurance; no license = no insurance = no protection when things go wrong.
How will I know if I need a plumber or can use a handyman?
A simple rule of thumb is if a task needs a licensed trade to complete the works, such as plumbing or electrical work, its not worth risking the implications of using an illegal amateur tradesperson. Sure, you could save a few bucks at the time but when things go south and trust me, they do, that cowboy will have rode off into the horizon never to be seen or heard from again, along with any chance of you getting the illegal works rectified or damages insured. I believe the kids call it ‘being ghosted’.
All of the registered plumbers and apprentices on the McCarthy Plumbing Group team operate under our Director David’s plumbing licence; that means that all plumbing works any of our team completes is covered by our public liability insurance. Only a licensed plumber can apply for a compliance certificate. We also have Operations and Compliance Managers to ensure all of our plumbing works conducted are compliant as per the Victorian plumbing regulations and standards.
If you’d like legal, compliant, fully insured plumbing works completed now or in the future, please give McCarthy Plumbing a call today on 03 9931 0905. We can also assist if you’ve previously had an amateur tradesperson come in and complete plumbing for you (i.e. illegal bidet installation, bathroom renovation) and you are worried about the integrity of the works. We can offer advice or conduct a plumbing inspection to inform you of your options. We recommend reading the VBA’s tips on engaging with a licensed plumber for more information.
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thefanbasewhore · 3 years
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The Weeping.
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Prompt no. 4 from @wkemeup 's 9k challenge! - Character A is being held hostage. Character B offers to trade themselves in A's place.
master list || tag list
Summary || After you're taken from a mission, Bucky offers himself in order to insure your safety.
Paring || Bucky Barnes x female reader
Word count || 1,660
Warnings || abduction (kidnapping??), violence, gun-fire, mentions dead bodies and blood, angst.
Side note || clear eyes is Bucky and yours way of saying everything is okay and this is shorter then I intended it to be, I didn't have a lot of time to write it, so if it seems rushed, I'm sorry.
The mission was supposed to be simple - a quick in and out, retrieve the information and burn that place to the ground but even that seemed unattainable at the moment.
Bullets whiz through the air, penetrating the barrier of sound that make Bucky's ears ring. To anyone else it is frightening, usually follows screams of terror but it's something he lives for, the only familiar sound to stay with him constantly through the years. Adrenaline makes his body visibly tremble, chest conforming to laboring breath in order to stay quiet. Those crystal blue orbs narrowing, fine wrinkles bunch on the skin of his forehead as he nods towards you, on the opposite side of the room but still in his peripheral vision.
He nods once more - just to ensure that the hallway is clear. His heart is thumping against his chest right along with your own, fingers clenched the butt of your to bring it closer to your chest, raising it as Bucky moves in front of you with his own. The walls are splattered with red, fresh blood as you maneuver through the corpses' that lifelessly scatter the floors and the dark hallway seems almost endless, except the flickering light at the end of it. With every muffled gunshot it turns into darkness only to be unexpectedly brought to life again. "Stay low.." Bucky whispers as he follows your stance - back against the wall and a free hand reaching for the spare knife hidden in both of your boots but not before he extends his arm and fingers grasp the buckle across your chest with a gentle but meaningful pull, "Clear eyes?" "Clear eyes." Bucky nods softly as the cool vibranium finger sculpts the structure of your jaw with twinkling eyes. "Be careful in there, okay? You need anything --." He taps the shell of his ear with two fingers, and you nod in understanding. With one last glance Bucky turns towards the double doors, a hand pressing against the handle as he uses his body weight to push it open with ease and the moment he does more gunfire echoes the walls of the room. A sudden blur of motion catches his attention as his breath hitches as his arms wrap around you as bullets whiz through the air, only inches away from piercing your skin. Bucky uses the other door as cover as metal bullets ricochet. Smaller fingers clench into his flesh arm, forming indentations of small crescent moons as a means to seek cover. Bucky's arms wrap around you pulling you into his chest to shield you from any stray bullets but the heavy door behind his back is a strong enough metal to take the blunt force of the bullets without breaking through. His soothing hands find your hair, breathing heavily as he angles your face to meet his eyes. "Are you okay?" Your throat tightens at his worried expression but nods to confirm you were not hit. Bucky nods back, eyes setting in a hard line as he keeps you between his legs but peers over the threshold of the floor but a warning short from around the corner bounces off the walls. "Fuck." Bucky whispers as he reaches into the pocket of his tactical pants, but you don't need to look to see what he's got. "I'll go up the stairs, you go to the right." He pulls the pin out, rolling it into the room and waits until a thick, white cloud of smoke fills the hall, with one last nod he pulls his glasses down, fingers tapping the side as they click to life. You follow behind, gun raised in the air as you follow through sweeping the rather large room. The smoke is thick - suffocating, throat closing due to the inadequate amounts of oxygen, but you swallow the ball in the back of your throat while trying to maneuver through it, the glasses didn't help much. Footsteps cause you to jump, turning in every direction but the cloud is too thick and they near closer following along with your frantic motions to protect yourself with a mixture of anxiety and fear coarse through your veins. Something is mumbled to your right but it's too late, two rather large hands roughly grab at your hair, pulling it into a tight fist as another set of hands catch your leg - pulling into your fall onto the ground, hitting your head hard enough that dark, round dots cloud your vision. Before you could even manage to move - the cool surface of a blade touches your neck and your raise your hands in surrender as the weight of the man moves to crush your chest, face still veiled behind the white smoke. Without a word he turns you around, pressing your cheek against the floor with a rough hand as he pats down your suit, pulling the knives out with a snarl as his friend picks up your gun. 'Sweetheart, where are you?' Bucky's voice is muffled from the fact that the man's hand presses against it, but it vibrates his skin and it's yanked from your ear and crushed between two fingers. When the smoke dissipates the man brings you
to your knees, hands wrapped around your wrists with an unforgiving knee digging into your spine. "If you want her alive, come out now." A thick, foreign accent bounces off the walls of the room as the hand tightens, the other goon on your right holds your gun up as a blur moves in the corner of your eyes. Bucky's eyes meet yours in a panic as he rounds the corner, raising his gun to the man that holds your hair which only causes him to say something in a foreign language, digging the knife into your throat until it stings with pain. Every ragged breath the sharpened blade nicks the thickest column of your neck. "Let her go." Bucky hisses through clenched teeth, jaw clenching as seafoam eyes darken like the night sky. The man smiles evilly, a sick grin that reaches his eyes, makes Bucky's stomach drop inside his stomach as he twirls the knife around a dirty, unmanicured finger. "Didn't think we'd recognize you with that haircut, Soldat?" The skin of your neck burns as a yelp of pain fills the room, blood smears his fingers and invades your senses and the words make Bucky's eyes narrow, squeezing them shut at the words. The smell of smoke, gunfire and metallic make your head spin as Bucky lowers the gun to the ground, hands raised in the air. "Take me, let her go." "What use do we have for you now, Soldat? You are no longer our winter soldier; they have rid you of that." The man's sick chuckle causes him to shake his head, eyes wild with paralyzing fear. "That's not true - I feel him, he's still in here." He pauses, guilty eyes flicker to your own and back up the to man's, "Just let her go, don't hurt her." "No, no." You manage to mumble, tears stinging the waterline of your eyes as you grit your teeth in pain, he never lets the pressure of the knife go as you try to suppress a shiver. Bucky lowers his head with shame, in complete defeat as he lowers to his knees and moves the gun further away. "He's still in here. You can get him out. Take me instead of her, please." "Stop, no!" Eyes of guilt refuse to meet your own, the secret you have known all along and Bucky's urge to smother the winter solider completely blinded him from the fact that this could happen someday. It's been years since he's been so called 'freed' but some roots are so deep they can't be removed, the inside of his brain still tainted with the dark soldier who refuses to stop haunting him after all this time. "Bucky don't you fucking do it!" Bucky ignores the calls, squeezing his eyes shut with emotion. It's not fair, all those years spent brainwashed, tucked away inside his own brain just to end up there again. He barely survived the trauma then but now - he would never be able to, not without Steve, without the Wakandian's again. "Walk towards me, slowly." The other man commands as Bucky nods an understanding to stand on his feet but pauses as the knife presses into your skin more, "Let her go first." The instant the knife is gone is relief, hand reaching up to rub the burning skin and smear blood against your gloved hand and along your neck. Roughly the knee against your back pushes you from the position of on your knees to leaning against the man for support as his arm crosses against your chest, hand crushing the windpipe of your neck. "I will count to three and you both will walk, you towards me, her out the door. Got it?" With every number your heart pounds inside your chest, face turning red due to the harsh grasp at the surface of jaw as a cough follows suit, chest greedy for oxygen as he releases. Bucky takes the first step forward, edging you closer with his eyes that leave little room for argument. Close, slow steps until both yours and his arm brush against each other The fat of your bottom lip quivers as he leans forwards, hands still raise obediently in the air to press his forehead against your own. "Buck -." "Promise me, you won't come look for me." It is rushed as the men in front of him yell but inaudible as you shake your head as tears push past eyelashes. "I mean it, forget about me, they'll never stop. Okay? No
matter how much I try, they will never leave me alone." "How could you say -." There's a rough tug on his hand, pushing him forward but he uses the last second, he can spare to press one more heartbreaking kiss against your lips and before you could comprehend what coming next - a burning, red-hot pain radiates at the base of your skull and numbing darkness consumes you.
tags: @sugarpunch-princess, @old-enough-to-know-better73, @maxsaturdayhatesnarwhals, @Fajitasandfics, @devilswaldorf, @jeremyrennerfanxxxx123, @grubler, @SodDy030, @agent-catfish-kenobi,@scarletglowss, @abitchforbarnes, @xxlovingfandomsxx, @jewishdelis, @klorpski, @kaitieskidmore1, @peterpstuff, @akaaaaashiiii, @angelsandsorcery, @moony-is-bae, @yliumy, @watermelonsponge, @stolenxkissess, @peakascum, @imhereforthelolzdontyellatme, @crvecem, @likealadygodiva, @harrysthiccthighss, @burnerbitchh, @sergeantjamesbbarnes, @amelia-song-pond
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