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hypocrisyofandrewdobson · 3 years

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Dobson's Patreon: An Addendum to His Monument of Sins

(The following is a submission from @soyouareandrewdobson, meant to be an addendum to the multi-post submission @ripsinfest made a while back. Ironically, this one also had issues when being submitted, so I’ll be copypasting it here with all the images and links originally intended.)

In 2018, user @ripsinfest wrote a multipart series of posts for THOAD, recounting Dobson’s attempt to establish a patreon in 2015 and how it resulted in failure on a massive scale, to the point that his patreon is arguably “a monument to all his sins”.

Personally I think the post series is extremely well researched, rather “neutral” in terms of tone (letting the posts provided as evidence speak more for themselves than the opinion of the writer) and gives a detailed but quick rundown on what went wrong. Primarily that Dobson overestimated his own “value” as an artist and did NOT attempt to give his few supporters what they wanted through his artwork posted around the time.

I do however want to use the opportunity to also point out at certain obvious things that in my opinion (and likely the opinions of others) added to the failure of the patreon account, that were not accounted for in detail and are primarily related to how the internet perceives popularity and Dobson’s inability to understand, how to “sell” and make himself look good to the public.

To begin with, let’s just point out a certain truth about making money via Patreon: To do so, depends a lot on your popularity as a content creator online. That is simply because the more popular you are, the bigger your fanbase is and as such the more likely a certain percentage of people may be willing to donate money to you and your work in hopes they get something out of it, even if it is just the altruistic feeling of having helped someone they “like”. It doesn’t take a genius to see, how e.g. internet reviewers such as Linkara or moviebob (around 2800 and 4400$ earnings via patreon each month respectively) can make quite some money, while other, more obscure content creator or artists barely make money to go by, earning essentially pocket money at best.

In addition, popularity is fleeting. A few years ago e.g. internet personality Noah Antweiler aka The SpoonyOne managed to earn 5000$ a month via patreon, just shortly after establishing his account. But his lack of content over the years AND his toxic behavior online resulted in a decline of popularity and with it people jumping off his Patreon. As such, Antweiler only earns nowadays around 290$ a month via Patreon and most of that money is likely form people who have forgotten they donate to him in the first place anyway.

And Noah is not the only one who over the course of the last couple of years lost earnings. Brianna Wu makes barely more than he does, despite having once been the “darling” of the internet when the Gamergate controversy was at its peak. Many Bronies who once made more than 2k via video reviews on a show about little horses at the peak of its popularity (2013-15) earn less than 300-800 on average nowadays because interest on the show as well as people talking about it has declined.

Heck, in preparation of writing this piece I found out, that one of the highest grossing patreons nowadays is “The last podcast on the left”, a podcast that earns more than 67k a month by making recordings on obscure and macabre subjects on a regular basis.

So there you have it folks: As the interests of the internet users change, so does the popularity of certain people online and -in case they have a patreon account or similar plattforms- their chances of making money via their content.

Which now brings us back to Dobson, who was not popular at all at that particular time and managed to become even less popular as the months and years passed by.

Sure, Dobson had his fans via deviantart, people knew who he was. But the later was more because of “infamy” than popularity and the number of fans he had accumulated online were representing people interested in him at least since 2005 and did not quite represent his actual present day numbers of supporters at the time.

And mind you, the number of supporters was less than 100k, most of them likely underaged deviantart users. And if my research indicates something, then that most content creators with a halfway decent patreon earning need at least 100k+ followers in total. Because of those fans, only around 1-3% will on average then spend money on you, if you actually create content they enjoy and on a regular basis.

Which brings up the next major problem: Dobson did not create content people enjoyed and that in more than one meaning of the word.

On one hand, as pointed out by ripsinfest, he barely released any content at all over 2015 after a few initial months, despite the fact that he was obviously active online a lot, as shown by his presence on twitter. On the other hand, the few things he did create were not the stuff people wanted.

As an example: If you go to a restaurant and pay for a pizza, you expect the cook to give you a pizza. If however for some reason he just gives you a soda, you get ripped off and never come back. In Dobson’s case, the thing people wanted was not pizza but comic pages. But what he delivered was mostly bland fanart, such as of Disney and Marvel characters crossing over or KorraSami. Sure, a few strips of “So…you are a cartoonist” were still released at the time, but not really many.

To give an overview: Taking the release dates on Dobson’s official SYAC site into account, he released around 16 strips of it between March and August of 2015, the last two being “No Leia” being titled “Zip line”

Afterwards, the next official strip released was “Anything at all” in October of 2016.

Now to be fair, there was at least one more strip at the time Dobson released via patreon, that is also save to see on kiwifarms and other plattforms, which has not been uploaded to his official SYAC page. Likely because he simply forgot about it.

But I think that in itself should tell you something about Dobson’s work ethics when it comes to his webcomics. He promoted his patreon in his own video as a way to ensure he can make comics in a timely fashion again for others to enjoy, but in an environment where certain artists are capable to create multiple strips per week at minimum, Dobson could overall not manage to produce more than 16 over a course of six months, which means an average production of 3 strips per month.

For comparison, Tatsuya Ishida of the infamous sinfest webcomic (a garbage fire of epic proportions from a TERF who I think should be put on a watch list) has produced on average 4 strips per week, including full page Sunday strips, for years and nowadays even releases stuff on a daily basis to pass the covid crisis. So a mad man who wants to see trnas people die, has better work ethics than Dobson.

In other words, people expected Dobson to actually get back into creating comics (with some even expecting a return of Alex ze Pirate), but he got in fact even lazier than before, releasing only SYAC strips and random fanart as a product. Which he then also tried to justify as his choice to make because a) he had mental health issues and b) no one can tell him what to do.

And sure, people do not need to tell you what to do. But when people pay/donate money to you expecting to get a certain product in return, they should get the product. Linkara e.g. by all means doesn’t NEED to review comics to have a fullfilling life, but he got famous for his reviews, people want to see his reviews and they pay him for those reviews. So obviously, he will continue those things.

Then there is also the fact that despite Dobson’s claims how he wants to create comics for everone to enjoy and that he aims to keep his artwork online for free so anyone can view it…(his exact words in his promotional video AND text on his patreon once upon a time)

youtube

…the reality was, that he wanted to use patreon as a paywall. Something I actually kinda pointed out at on my own account (shameless self promotion) once, but want now to elaborate a bit. Basically at the time Dobson opened up his patreon, he also was on the verge of leaving deviantart as a platform people could look at his work behind. Which he eventually did.

Meaning that the only major platforms for people to watch any “new” stuff by him were his patreon or art sites such as the SYAC homepage or andysartwork. Which granted, he did EVENTUALLY put his stuff on.

But unlike other content creators who would put “patreon exclusive” new content up on more public plattforms often within a few days, weeks or a month after making them “patreon only” at first, Dobson waited longer and did barely anything to promote his sites as places to look his stuff up for a public audience. In doing so creating a “bubble” for himself that hurt him more than it helped, as Dobson made himself essentially come off as a snob.

A snob who did not create content for everybody to enjoy, but ONLY for those willing to pay him at least one dollar per month. As evident e.g. by the fact that as time went by, certain content was never released outside of his patreon at all, such as a SYAC strip involving Dobbear screaming at the computer because he saw a piece of art that featured tumblr nose.

Lastly, there is the issue of his patreon perks and stretch goals.

See, his perks were essentially non existent. Aside of the beggars reward of “my eternal thank you if you donate 1 dollar”, two other perks that come to my mind were the following: If you donated up to 5$ at minimum, you got your name thrown into a lottery to potentially win buttons and postcards of his artwork. Unsold cheap merch from years prior he failed to sell at conventions basically. There was just a problem with that thing: That lottery thing, which he also was only going to initiate when he reached a stretch goal of 150 dollar a month? It was illegal!

Patreon itself has in their user agreement a rule that forbids people from offering perks that essentially boil down to “earning” something via gambling, which this lottery by Dobson was.

(THOAD chiming in here to add that, in addition to all this, he fully admitted he would be excluding Patrons that he “knew were clearly trolls” from the lottery. Which made the already illegal lottery also fixed, so...yeah.)

The next thing coming to mind was his “discount” on previous books of his he offered online, if you donated at least 10 bucks per month to him. Or to translate it: You would get a bare minimum discount at pdf files of books such as Alex ze Pirate and Formera (you know, the permanently cancelled Dobson comics) if you paid up 50-75% of their original price on Patreon already. And considering the quality of his early works, he should have given you at least a book per month for free if you dared to donate him that much.

As for the stretch goals… lets go through them, shall we:

100$: A wallpaper per month. Something he did provide with eventually, but barely. And after less than five of those he stopped to make them overall

150$: Monthly Gift basket Lottery, which as I stated, was illegal and almost got him into serious trouble with his account. Also not an initial stretch goal he made up but instead came up with a few months into his accounts existence. Finally it got temporarily replaced by Dobson playing with the idea to use 150$ per month to open up a server and art site where people could upload stuff for free similar to deviantart, but under his administration. Promising a “safe space” for other artists. Which considering Dobson’s ego and inability to accept criticism or delegate responsibilities would have likely ended like this:

175$: Establishing a Minecraft server for him and his fans to play on. Meaning Dobson would have just wasted time he could spend on creating comics to endulge in his Minecraft obsession.

200$: Writing a Skyrim children book. Aside of the legal nightmare that this could have been (I doubt Valve would have been happy of someone else profiting of their property) I have to ask, who was even interested in Skyrim by 2015 anymore? Sure, Skyrim was a popular game and it had its qualities, but it was also a trend that had passed by that time. So in other words, there was not a market to cater towards here.

300$: A strip per week guaranteed.

… are you fucking kidding me? 75$ per strip essentially? Something people expect you to produce anyway if you want to be considered a “prolific” creator worth supporting online? Imagine if certain internet reviewers would do that, telling you that if they do not earn at least a certain amount of money, they will not produce anything, period, or less than usual. And Dobson had already proven that he can release more than just one comic within a few days, if he is motivated by enough spite.

600$: Starting a podcast with his friends to talk about nerd culture. In my opinion could only work under the assumption that people even like the idea of listening to Dobson and his opinions. Which considering how very little people like talking to him sounds doubtful. Also, considering how Dobson tends to be late to the party when it comes to nerd culture, likely tending to be out of date faster than he could upload. Finally... what friends?

700$: Returning the love, as he says it, by donating some of the money patreon users gave him to other content creators. This in my opinion is the most self defeating cause possible. On one hand sure, being generous and all that. But essentially Dobson admits here he would blow the money people give him to support HIS art on others, essentially defeating the purpose of HIS own account. He also does not clarify how much of that money he would donate, meaning there was a high chance that he would spend less than 10% of it on other creators, only creating the illusion of support while putting the actual earnings/donations into his own pocket.

2000$: A massive jump ahead. 2000$ per month would result in him getting better equipment (as in a new computer e.g.) and as such “potentially” make more comics. Mind you, only potentially.

This goal in my opinion is also the most fucked up one. Primarily for the following reasons:

Lets say Dobson would have achieved the goal and actually earned over 2000$ per month for at least a year. His annual earning would have been 24k, minus whatever he had to pay as taxes and payment for using the patreon service. And what would he do with this money? Get himself a better computer and equipment by paying a minor fraction of it once. Then he could use that computer for years to come while still having over 10k in his account, plus his monthly earnings. And he may still just produce 3-4 comics a month of a series that has as much depth to it than Peppa Pig if not less.

Sure, many patreon users have 2k+ as a stretch goal on their accounts to signify that if they could make that much monthly, they could have the necessary financial security to focus their time primarily on their content instead of a regular job. And if the content they create is actually well made, many people would support that or be okay with it.

But 2000 dollars to buy ONE computer and not account for how this money will add up over time? And that in light of such profits people may actually expect you to create more than you barely do already? That is either a case of narcissism, plain stupidity because you can't look further than 5 feet or just shows how Dobson did not understand at all the tool he had at his disposal.

Bottom line: Dobson, like many times before, fucked it up. He overestimated the potential support and resulting profits he could make, he expected that his name alone would be enough to assure gainings instead of creating content to justify support and he was unwilling to really give his supporters anything worthwhile back.

And while I am sure that there were also many other factors guaranteeing his failure, those at least to me, were his "common" mistakes most other people familiar even with the basics of internet popularity would ahve avoided.

#long post #patreon #syac #submission #very long post #andrew dobson #adobsonartworks #tom preston #adobsonart #soyouareandrewdobson #ripsinfest

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fgodestinyawakenings · 5 years

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Babylonia Section 15~Section 16

Day 2 of the queue with the turning point of the story is here! Definitely a challenging one since this is way before a certain class kicks to deal with Avenger class. Though they are one thing... Another enemy that shows up in the near end is another! Anyway, let’s start!

Section 15

With Gilgamesh’s soul back to his body along with the people in Uruk, Ana welcomed us back... A new change of look? Guess she finally outgrown her fear of humans a little :)

Oh? Seems like everyone is rejoicing at the return of their king! Third return... Someone been into hell too much back and forth... Oh hey, the Gudas even their model done after saving the King’s soul!

Now that we left 2 days... Time to start the meeting against Gorgon’s attack. Siduri is making sure you’re finishing your work here so that’s a role of king for ya.

100k of hundred beasts marching towards the city tomorrow.. Half a day is given for us to enter Gorgon’s temple, so a limited time to finish her while Uruk is dealing with the beast. Ah, the axe has finally arrived as well! That should take care of the bounded field!

Expected of Quetz to be able to throw that giant axe! But the rules are still in effect by their alliance... That’s a nasty burn to you Gilgamesh from Quetz herself! She has a point of your missing golden armor from your archer counterpart. Good point, Doctor Roman, despite his behavior... It’s amazing how Ozzy and him got along

Oh Merlin will take care of the axe to the temple?! Seems like we need to sneak in there with Merlin... Hm? The red cloth? Guess it’s a way to grab the axe too from Quetz! One last repeat of the procedure, we’ll be facing the King once more for a final warm up battle!

Geez... I’m thankful the EXP cards but no need for a fight! While Gilgamesh remains in Uruk, Kingu is really an opponent not to be underestimated since he has the grail...

With Merlin bidding farewell to Gilgamesh and us to the people in Uruk, we’ve got one last feast to enjoy before the decisive battle. And... An old lady... Because of Ana’s effort in helping the shop despite her condition... Even keeping her alive knowing what happened in the last 2 chapters previously...

A flower wreath for everyone in Chaldean Embassy... Damn it, I’m about to cry but not yet, because the feels are only the beginning!

One night rest later, time to head to the temple... Bidding farewell one last time to the gatekeeper. Damn Merlin! I don’t know if it’s illusion but that’s one carriage for everyone!

And of course the trip to Northen temple involves bandits trying to kill us all!

One heck of a ride later, we arrived with all pieces of our body and soul intact. While everyone went to rest.... Looks like we meet up with Ana again, and a little more bonding with her. Also passing to her the flower wreath by the old lady to her... Ouch shit... Her grandchildren... And Ana for her grandchildren...

Seems like we meet Merlin along with Fou kicking his ass as usual. I picked the last one so it turns out he’s the one who sent Beddy back at Camelot Singularity. And well, we also get to learn a bit more about Merlin and his own views of humanity

The day has arrived with the beast finally invading Uruk... Time to head out to the blood fort!

An hour passed since we fought, Kingu arrived with his army and heading to the Northen wall by Romani’s words. And at the same time there... They are trying their best to withhold the invasion as long as they could. Jaguar Warrior and Quetz engaged with Kingu in combat.... And shark-teeth faced is back!

Buying time to prevent Kingu from finding us, let’s head to the Cedar Forest!

Looks like we arrived and...... I really wonder how Merlin raised his king at this point with that spell naming! And.... MERLIN THE BIGGEST FUCKING MORON COCK WIZARD OF ALL HISTORY, I’M SO GOING TO KILL YOU WHEN I GET TO AVALON FROM OUR DEATH!!!!!

.......... Bright side, the axe hits the gate..... Yeah Fou, let’s kick his ass after this. And crap, looks like Kingu is coming after us when we defeat Gorgon! I guess he and Gorgon shared something similar, Quetz?

Inside her lair... A demonic lair that really fits with cocoon for the next birth of demonic beasts.... Tch, damn it! At the face with her belly of the lair... She’s finally here!

No point in talking things out here, Mash. Considering by her legends and current motive... And Gorgon, as tempting as your roll is for tomorrow... I’m sticking with no. I’m not becoming your Master to destroy humanity!

And Ana... You’re... No, Medusa Lily... Are you sure? To fight with your older self... Another Shirou vs Archer fight from UBW with the stake of human history. Time to finish her once and for all!

Unlimited defense only work AOE lasers like her! But definitely trying to outdo her curse damage the moment she fires her NP once!

Pretty much this is a solo Chloe fight with two Mash supporting her ^^;

Story wise, looks like Gorgon isn’t giving up till the end.... Wait Medusa!! Into the hole... And the last smile..... ANAAAAAAAAAAA!!!!!!!!!!!!!!!!

............. Damn it... Both Ana and Gorgon died from a suicidal attack... Flower Wreath from a gift becomes an offering for her..... Wait, if Gorgon didn’t hold the grail with her.... Kingu! So he had the grail all this time, not only that... He’s ready for revenge without a doubt. And of course we’re not even happy we’re doing this! Tch... So no longer a Lancer but an Avenger like Gorgon...

The worst one now without BB here to save the job. Especially RNG luck is praying he doesn’t charge his NP too quickly on this! Berserker still works but... Definitely still basing on RNG luck to deal with his unexpected NP charge!

Even after Gorgon’s defeat, the Singularity remains.... Woah what?! Space-time quake?!! MERLIN?! What... He... Merlin put the real Tiamat to sleep to prevent from awakening...?

As the seas turned black outside the lair, the skies turned dark... Okay, what the fuck DW?! WHAT THE HELL IS THAT CREEPY LOOKING THING!?!?!! Damn and it’s killing everyone again!

Damn it Merlin stay with us! Merlin!! MERLIN!!!! ............. Damn it so the real Tiamat awaken but.... MEEEERRRRRRRRLLLLLLLLIIIIIIIIINNNNNNNNN!!!!!!!

Section 16

After escaping from there... Those things already invaded Persian Gulf by Romani’s words. Three hours before 20k of those reached Uruk... Or 10k since the rest of the cities in Uruk has already been invaded

Merlin disappeared as Romani revealed... And died too since his true body was killed... Damn it after Gorgon’s death it awake her and killed him!

Reuniting with Quetz... Time to head back to Uruk quickly since those things are arriving faster than expected! And Merlin... Haish, one more trouble before his death.

In Ur, looks like they already began attacking... And turning them to their own kind! Benkei! Thank goodness he’s fine and thank god! Ur’s people is temporarily safe for now too. Huh? Benkei?! What the hell is that just now?!

Tch, even Uruk is on fire the moment we’re nearing! Okay you creepy little shits, now who wants a piece of me so you can stay away from the innocent people here!

Yup... Who’s idea in DW that created this fucking thing! Buff removal is one, but defense down too really?!

I know it’s only fighting 3 times but.... WTF?!

Yup... Definitely endless at this rate! ... OKay? They left? Well good thing, time for a breather to find Gilgamesh!

Definitely chaotic now with Gilgamesh trying to evacuate his people while fighting against those things... Seems like Gilgamesh knew about what happened too....

One report later... Solomon was the one who had brought forth Tiamat again huh... Seems like the Evils of Humanity finally revealed here on this seventh Singularity and the purpose for the Grand Servants.

And those things... Okay fuck that, no adult stage please. This isn’t a pokemon isn’t it?! Lahmu who is Tiamat’s first child meaning mud of what they are... Well Ishtar, our Doctor may be an adorable goofball. But he does his job well! Gilgamesh on the other hand... Anyway!

Gilgamesh, where’s Siduri?

........... So, she got kidnapped by the Lahmu from the people she was protecting... I see why Gilgamesh refused to brought that up... BUT YOU FUCKING MORON! WE’RE GOING TO SAVE HER NO MATTER WHAT!!

And geez make up your mind, are we your people or what?

Late at night with Kingu... Seems like a certain King of Mages is here in a way to mess things up even more.... And yeah, seems like not only him, but Tiamat’s words and wishes are fishy at this point.

Another human killed before Kingu... Damn it, open yours eyes, Kingu! Tiamat and the Lahmus are really not to be trusted at this point!

I brought to you an important announcement that we’ll end here today. Fighting that disgusting thing questioned my sanity to finish this Singularity. Regardless, tomorrow will be another day with another post!

#fgo #fate grand order #babylonia singularity #the shit I shit myself into #DW please don't fucking do that #that's enough of those fucking disgusting thing in one singularity #i'm not sure if it's found inside the fate material #i'd like to murder the idiot who design those fucking creepy mobs at section 16 #babylonia NA

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waanderinggiant · 4 years

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Photo by @rosiegabrielle 100 k !!! 🎉🎉🎉 At the beginning of 2019 I said, by the end of the year, I want to reach 100k. . This social media journey has been a wild and crazy ride. If you had told me 5 years ago that I would be doing this now, I never would have believed it. I was completely anti-social media and I had a massive fear of speaking in front of the camera. . So, how did I get here ? . Fast forward a couple years later, I hit absolute rock bottom. A broken heart lead to the deterioration of what was left of my health, which then left me panic stricken riddled with anxiety, and on the verge of suicide. I was FINISHED. . Until the news came that one of my close friends had passed away in a car accident, his young life taken so soon. I had read through our messages over the years and each year I said the same thing “I’m not happy with what I’m doing, I want to travel the world by Motorcycle!” . Umm hello?! Why did I not listen to myself? . His sudden passing made me question; have I done everything I’ve wanted to do in life? if I died tomorrow would I be fulfilled? HECK NO ! . Despite my ill health I made a choice right then and there.I was going to travel all over the world by motorcycle! I didn’t know how or what that looked like, but I just knew I would. I also felt I saw the world differently, that I could inspire others and share with them my perspective of life. So that’s when I decided to start a YouTube and social media channel. I knew nothing about making or editing videos, I had a huge fear of writing, and speaking in front of the camera. I remained this way for the first year and a half of my travels. But these small details didn’t stand in my way or discourage me, I kept pushing. I had one goal- I want to inspire millions! • Reposted. All copyrights belong to respective owners. 📷DM for credits/post removal • #superbike #motorcycles #riderlife #moto #rider #superbikes #bikelife #motorcyclelife #motorcyclesofinstagram #biker #thissuperbikes #sportsbike #superbikelife #motorcycle #motorcyclelifestyle #motorcyclediaries #travel #wanderlust #adventure #travelgram https://www.instagram.com/p/B6uDh7BB9e8/?igshid=fhtgqr74qzui

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superblyjovialtheorist-blog · 6 years

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all the sites ask for a lot of info, can i get a site where i can just put in the date of manufacture of the car, and i get the quote.""

Big hoo ha over teenaged car insurance?

Might take a while... Basically the people in my year at school are all at an age where were starting to learn to drive, and also talking about getting our own cars (those who can afford it) Some people are going to get their cars, and pretend that their parents are the main drivers just to make the insurance cheaper, however others are saying that insurance companies can actually catch you doing this. It makes sense that they should be able to as it is fraud, i was just wondering though, does anyone know HOW they actually do this? Is it if you make a claim? Or do they actually track where the car is going and from that work out who is driving it? Just thought i would ask to try and clear up this huge grey area, personally i am not planning to get a car as i cannot afford to have insurance with just me on the car and i dont want to screw over my mums insurance forever should we get caught pretending it is hers so do not start having a go at me as if i am going to try and cheat the system. I am literally just wondering how it is done. Thanks.""

How do insurance comparison sites work?

Sites like go compare and compare the market? I have searched for car insurance using both and get the same company coming up but offering a different price, why is this?""

Insurance Question!Can ya help?

If i have a 2002 isuzu rodeo with 100k miles on it and i pay $150/month for insurance, how much would my insurance go up or if even at all, if i got a 2001 Audi A6 with 100k miles on it? Plus do you think thats a good car trade :)""

Any1 know much on insurance info ?

hi all ive been with a car insurance for a year called auto direct and my insurance is over now.. therefore i have approved a full years no claims bonus with them... well what happens now how do i recieve it ? like a certificate or summin? they havnt even rang me or even sent any thing out to me ... i rang them the other week and they said they will send a confirmation of a yrs NCB... do i need this proof or do i just tell my next insurance to call them for comfirmation?? thanx another question is i got insured with auto direct for 2000 for the year. i had 9 points drink driving and i hadnt had any no claims bonus of course.. the car was a ford fiesta xr2i 1.8 16v 1994.. but now 6 of the points have expired and are off my license and also i now have a years no claims bonus ..all i have on my license now is 3 points and dr10 (drink driving bad i know) anyone have a rough idea how much this will come down now i have a bit more of a appealing record lol? thanks for time yall tc

How much would it cost to be put onto someone else's insurance?

If it is a 17 year old who is going to be put onto one of his parents insurance so he can drive their car, will the amount added on be roughly the same as if he were to have his own insurance or slightly more/slightly less etc? Cheers.""

Trampoline and home insurance question?

I would like to purchase a large trampoline. However, my boyfriend said he would have to pay more home insurance if there is one on his property. Is that true? Wouldn't that only be required if people outside of the home get injured on it? I would be the one using it mostly, the kids would too. They're young teens.""

Do you have to get car insurance?

I live in England, i am not getting an car yet. I don't want to pay a lot of money & i am in my teens and i heard it is quite a bit of money for insurance, so i don't want to ...show more

Auto insurance with eSurance. Are they good?

I received very good quote from eSurance on my 2 vehicles. My friends told me that sometimes insurance companies (especially those less expensive) can drop their clients after claim, which results in higher rate later on. Does anybody have any experiance with Esurance and their claim department. I can save a lot of money by switching to Esurance but if that's going to get me in trouble I'd rather stay with my currant provider and pay them more. Anybody experianced droping by the auto insurance company? Esurance have a lot of commercials on TV and radio but does that make them good? Any suggestions? Please give me any answers. Thank you!""

How much does it cost to buy and insure a car (17 year old)?

Just passed my test, looking for a car to use Which is the best car to insure and run, and what is the best insurance quote I live in a bad post code area which is one if the highest rates and i dont want a black box and i need to do alot of driving after 11 o clock""

Health Insurance/Student emergency card help!?

I'm currently filling out a Student Emergency Information Card and I'm stuck on the Health Insurance portion... For the portion, it only says Insurance #, I have HealthNet but I don't know whether to write the group number or the subscriber number.. I'm kind of sure it's the subscriber one, but I need some assurance. Also, it asks for Medi-Cal straight after that with Yes/No.. How do I know if it's medi-cal or not?""

What is the cheapest car insurance company right now!!!?

How do I get Car insurance before i get my Drivers License?

I'm under 18 and im getting ready to get my provisional drivers License. They said i need proof of insurance to get my license. But how do i get insurance if i dont have a car? I know people usually are supposed to be added to their parents insurance policy to take care of this, but my parents dont have drive or have insurance........ What do i do? Ive heard that i should get an uncle or grandparent to add me to their policy, but is that true? Help me out... thanks""

What cars cheap on insurance but still has over 200 hp?

I'm 18 and I've got a 2.0L 2010 ford focus with just over 150 bhp with my insurance 1,700 but I'm looking for a car with over 200 bhp but still below 2,500 on insurance but under 12,000""

How much would insurance be for a 2003 Acura RSX?

I am a male, 22 years old, clean record, live in Whitby Ontario. I also went took driving lessons (people say that will help lower insurance) and i am a class G driver (full license) I know coupes are usually more expensive for insurance. Can anyone give me an estimate of how much insurance would cost per month or for the year? I know i can call and get a quote but I want to see what the average is. Thanks!""

How much is adding my teenager to my insurance policy?

how much is the averge amount that i would have to pay when i add my teen to my auto-insurance policy..with their own car.

Cheaper on insurance 1980 lincoln or a 1995 blazer?

i have a 1980 lincoln mark VI it has a 351 (5.8 liter engine) and a 1995 chevy blazer im 16 and im trying to decide which one to drive they both get the same gas mialage about cause the blazer is an suv so im deciding which would be cheaper on insurance for a 16 year old i think the blazer but im sure hoping not cause the lincolns prettier lol

What's a good place in california for insurance?

Is Obama gonna make health insurance more affordable?

Car insurance????? ?????????

ok i turn 17 very shortly and want a peugeot 106 diesel(which is a 1.5) it is insurance group 3 and good mpg, but would it cost much for me to insure and could i get an insurance quote from a insurance brokers at 16 without owning the car first? i hope it won't cost much but one off my mates has the peugeot 106 gti quicksilver and that's a 1.1 and his insurance is 2500 while another mate has a corsa 1.1 3 door fully mod with subs,amps,alloys head unit all covered 3rd party fire and theft at 880 a year so surely a diesel 1.5 shouldn't cost much? right.lol""

Why car insurance cards come in pair?

Just wondering why insurance identification cards come in pair? Anyway? ^_^ T.Y.

Im 17 ... CAR INSURANCE?

Hey i was wondering if anyone could direct me to somewhere where I could calculate my insurance cost without actually buying insurance from them.. you know.. like just to get an estimate.. Just an FYI im in the process of buying a 1985 chevy corvette... and im a single 17 year old male.. i know.. its the worst possible combination for insurance. Thanks!

Car insurance and driving into mexico?

whats the best bet on driving into mexico renting a car down there? renting a car here and getting insurance taking your own car and how much would insurance be to take your car

Has Tort reform had a beneficial impact on Health Insurance rates in California.?

California has had Tort reform in medical malpractice for 30 years. Has this kept Health Insurance affordable in California? Ask the parents ofNataline Sarkisyan how they feel about tort reform. Rather than pay for an expensive transplant and a lifetime of expensive care, her insurer simply denied the claim knowing they most her parents could get in punitive damages was $250,000. Seems to me that tort reform is another name for death panels!!!""

Named driver had crash. Should I tell my car insurance?

Last year my girlfriend has a car crash, she was not at fault. So she didn't tell her insurance company and claimed of the other party. So she is assuming her car insurance does not know. Now I am looking to get insured on my first car. If I add her to my insurance as a named driver the premium is about 200 less. The problem is she doesn't want me to tell the insurance company that she crashed, as they asked has the named driver crash. I am now worried I were to crash, they would see she had crashed and void the insurance. I am tempted just to get my insurance in my name and pay the extra 200 for peace of mind. She will not under any circumstance tell her insurer she crashed as she thinks her premiums will rise. But I have found out that the insurance companies have a database of all claims, so they can easily find out that she has crashed. She refused to allow me to put on my application for insurance that she has crashed. What to do?""

What would happen to my dad's insurance?

My friend was driving my car and he has no insurance when we got pulled over. The cop asked for license and registration. My friend gave his license, but he gave my insurance information and my registration information (which is under my dad's). Would we get penalized for it? Would my dad's insurance rate go up?""

Parents own car and insurance but im moving to California with it.?

My parents own the car and the car insurance is under their name. Im pay them montly but its cheaper that why i think. Im planning on moving to California in june but I need to take the car with me. Is it ok if I jus take it over their with no problem or do i need to put the car under my name as well as the car insurance? but i rather not change anything. thanks

How much does a limo insurance cost?

im saving 33,480 dollars to buy an 04 limo""

How is health insurance handled for medical students? I can't go without it!?

Can I add my girlfriend to my health insurance if we live together?

Some states allow benefits for partners. Is this the same? I am insured by Humana (Open Choice PPO)

What home owner insurance do I need to purchase?

If I buy an apartment and pays the HOA fee, does that cover the basic homeowner insurance?""

Car insurance problems?!?

So I've had my license since I was 18 and now I'm 21, my boyfriend has always just let me use vehicles that he would give me that are registered in his name and on his insurance and I already know someone is going to point out its a bad idea I don't have my own vehicle, we have been together 5 years and haven't had a problem, but recently when I was driving my truck, registered and insured by him, some senile old woman pulled out around 8 feet in front of me and stopped right in the middle of the road so her whole car was right in my lane and the back end of her car was still sort of on the road she was pulling out of, I slammed on my breaks and when I realized I wasn't stopping I turned my wheel as hard as I could so I didn't hit her and I ended up just catching the end of her car and totalled mine by hitting the stop sign and about 4 trees on the road she was coming out of because of the fact that I was driving my boyfriend's insured vehicle and me and him live together, his insurance automatically added me to his policy which caused it to sky rocket from $190/mo. to over $400/mo. I was wondering if he should try to switch companies, or just keep me on his insurance whether he switches or not ?""

How much should a teen pay for car insurance (10 pts in 24 hrs!)?

I'm 17 years old, female and will be driving a 2011 Hyundai Sonata. I live in New Jersey and I'm wondering how much it will cost. When I looked for quotes online it said 450 a month. Will this be accurate? I passed my permit test with a 82. Can anyone give me numbers and not 50-500 stuff? And i need to know ASAP Will be picking best answer by the end of today!! thank you. or atleast answer: how much did you pay at 17 info and stuff. Thanks!""

Do you have to get car insurance?

I live in England, i am not getting an car yet. I don't want to pay a lot of money & i am in my teens and i heard it is quite a bit of money for insurance, so i don't want to ...show more

17 year old car insurance prices ?

im comparing cars on moneysupermarket because im 16 an need a heads up on insurances costs etc... but i compared a classis mini 1.0- annual: 6000 and Monthly: 650 also, 2007 vauxhall corsa 1.0- annual: 8000 Monthly: 852 and a 1993 Ford Fiesta 1.1- annual: 12000 Monthly: 1152 now i can sort of understand the price for the mini, due to its a small car with a small engine, but the corsa's like brand new? how can the insurance be sort of lowish. but why are they charging huge amounts for a fiesta that is older than me and is probably falling to piece's slowly ? im so confused :S can some one help me and please explain this i really want to be able to have a first car at 17 but at this rate i might be stuck on a motorcycle for a few years then maybe have enough money to afford a car :/""

Cheap car insurances?

Where to find really cheap car insurances? I want to buy a $200 car mainly to run it into my friend's $200 car (kind of like playing bumper cars with real cars). I need a really cheap insurance that will basically only allow this car to be legal. I don't plan on making any claims on it or using it for anything other than playing around on private property. Only want to make it road legal. Any suggestions? I am looking for something under 50$ per month

How much should I ask for the compensation from insurance?

I had a car accident and the fault side's insurance compay paid for body repair ( abuot $960 in their recommanded bodyshop ) and also the rental (my car is still in bodyshop). I am not sure if I need to ask some compensations for diminished value of my car and also missed work hour on dealing with the accident. I never done this before. My car is 1997 Toyata Collora and the private value from KBB is $3185 (for good condition), some people said the compensation for diminished value could be 40% of the KBB private value, which to me is 3185 x 0.4 = $1274. They are going to replace the right fender, repair and repaint the passenger side door. So I want to know if I ask for $1274 from insurance is fair. I hope anyone can give me some advises on how to deal with this. Thank you!""

Where can I get started with Motorcycle Insurance Thanks.?

I just got my brand new 150cc Moped where can get started with Motorcycle Insurance and what information do I need. Another questionI want be riding my moped almost everyday and I know you have to pay to keep up your insurance will this effect your licenses if your not paying for insurance Thanks.

How much is Property Insurance? How much is Property Taxes?

Doing a paper for School Whats the average amount of property tax, for a statelike california? Say Los Angeles Is there an average on property insurance?""

Can a car insurance company change my price mid policy?

I have already made 2 payments on my policy, and now the insurance company had me call for some sort of interview. At the end they said they need to review the policy and will get back to me. Can they change my price mid policy? I figured they would have to wait until my policy was up for renewal since I've already made payments, and they sent their notice after my first payment was made. However, the woman on the phone said that my premium may change. Is there some sort of legal statement saying they can't change my premium mid policy?""

""Cheapest car insurance in St.Cloud, MN?""

Cheapest car insurance in St.Cloud, MN?""

$550 for car insurance and Im 17 is that a fair price?

The insurance company called my dad today and told him that the insurance on my car (1997 Subaru Legacy sedan GT) was going to be $550 a month($6600 a year) is that a fair price? Is there a better insurance company for young drivers? I didn't do driving school to get the certificate either.

Auto insurance question in Michigan?

i am making monthly payments on a brand new 2008 colbot that i got in dec 2007. I have shopped around for cheaper full coverage auto insurance, that what i already have. I can't seem to find no car insurance cheaper than what i have. My car insurance is more than my car payment. I have talked to a few insurance companies and we went over different things that could make it cheaper. But, they can't beat the price that i already have. My credit isn't the best, but shouldn't a car payment be more than insurance? Anyone have any ideas where and how i could get a cheaper car insurance policy?""

State farm or farmers for auto insurance?

I have a farmers policy for my auto insurance. My agent never replies nor picks up the call. I want to change the agents. I am thinking if I should check with with state farm. Do you know if state farm has better or same or expensive rate for the similar coverage than farmers?

Having a hard time finding affordable health insurance?

I just need a simple surgery on both my ears. About a year ago I developed a keloid on both ears. I know they can get bigger so I want to get it fixed before it looks like a grape behind my ear. My biggest problem is in finding affordable health insurance. Can anyone tell me a good site to go to for affordable health insurance? All answers would be greatly appreciated.

Will a cracked windshield raise my auto insurance rates?

well i am going to get my windshield repaired. it has a crack the size of a dime. it happend about a month ago and i worried that it will get bigger with the hot weather. anyway, i called my insurance company. they are sending someone out to repair it. i am 18 years old but i am on my parents plan. i also have a gpa over a 3.0. my family and i have no record of any accidents whatsoever. my parents just bought me the car on the end of march :( do u think my rates will go up? almost forgot! my insurance company is geico and i live in california""

Does a car need insurance if it isn't being used?

My mam bought me a car as my test is in a weeks time, but im trying to tax the car as it has been declared as off the road. When i try to tax it, it is asking if the car has valid motor insurance, it doesnt as nobody is driving it, should it have insurance if it isnt being used?""

Best car insurance company for me 10 points!!!!!!?

what is the cheapest+best auto insurance for me?!!!?!!?!!?!? we are a family of 4 and we all drive. we have a toyota 4x4, colorado, 1985 nissan truck, mustang v6. my youngest son has had 1 accident i'm 46 my wife is 46 and my sons are 18,19 i cant find a good car insurance they are all expensive!!!!!!!!!!""

Health insurance laws?

I recently got out of the military and am living in California and I don't currently have health insurance. What are the laws regarding health insurance now? For example what I get hospitalized (ignoring the fact I can go to the va), taxes, etc. I know almost nothing about whats going on with the halth insurance thing so I don't mind being explained like a child""

How much will an average full coverage insurance for a BMW motorcycle cost. Type k1200r.?

I have no traffic violation and perfect credit record. I am 56 years old.

Why would insurance cost me 500 quid for a 50cc bike?

Im wanting to purchase a 50cc bike, derbi gpr 50 racing, 2009. it would be kept in a garage, and im only looking for third party cover. the bike costs 1650, and i have passed my cbt and have a provisional license. do i even need insurance?""

Whats an Affordable Auto insurance if you have 2 at fault accidents?

Hi I just turned 18 and in May I was blocked in at school and I had to leave. I hit a car and was dropped from Geico because it was my 2nd at fault accident. It just left a scratch on the car but still. I want to go to college full time and I need a job but I cant go to college at all if I have to pay 300 a month, which esurance was the lowest quote I got. So is there any places that can help me with my insurance so I can work part time and go to school full time?""

""Please help, student health insurance?""

I live in New York i'm 19 and go to college. Recently i have been having this heartbeat rhythm in my ear for the past couple of weeks. Anyways i want to see a doctor because my ear is starting to hurt a little.But i have no health insurance or anything in NY. My parents live in VA, when i used to live in VA i was covered through my parents health insurance. Is there anything i can do ? Any affordable health insurance companies i can look into? Any health clinics ? Does the state of NY provide anything for college students?""

Is there any insurance company that accepts sr22 insurance required cdl driver who need just bobtail insurance?

I have sr22 restriction on my cdl. And just bought my truck. Its really hard to find Bobtail insurance some ppl call it non trucking liability insurance because of my driving record or sr22 (I guess its samething). Is there any insurance company or agency out there who might accept?

I drive a 1984 chevy 2500 and i want to know how much for basic insurance would cost?

1984 chevy 2500 clean title 120,000 miles""

Altima Coupe SE 3.5 Insurance Estimate?

Who knows what the cost would be for a male teenage driver with good grades to drive a Nissan Altima Coupe 3.5 SE?

Can you get car insurance in British Columbia from anyone other than ICBC?

I've been searching around and it seems that nobody will sell insurance in a province that has a government insurance agency?

Good insurance companies for young drivers?

Estimated car insurance premium for a Camaro/Corvette?

I am looking to buy either a 2002 Camaro (5.7L V8) or a 2000 - 2002 Corvette (5.7L V8). I am wondering how much insurance will cost me. The detailed information and questions are as below: 1. Age: 34 2. Have been driving in the States for little less than 4 years. No accident at all. Only one speeding ticket about 3 years ago. (I had been driving for 10 years in Seoul, Korea with no accident at all, but it didn't count) 3. I used to drive a 2007 Toyota Tundra (5.7L V8), which I sold a few days ago. I paid about 450 dollars/6 months for full coverage. Questions: 1. How much would it cost me if I buy either one mentioned above? (even ballpark number would be appreciated) 2. Do year and purchasing price (or resale value) affect premium? For example, buying a 2008 brand new Corvette or a 2000 used Corvette makes a difference? 3. I know it would be higher to have a sports car, but do my age and driving record affect premium? If yes, how much do they affect?""

Do you have to get car insurance?

I live in England, i am not getting an car yet. I don't want to pay a lot of money & i am in my teens and i heard it is quite a bit of money for insurance, so i don't want to ...show more

Car insurance cost?

How much will car insurance cost if I'm a 19 year old girl, who is a full time student with a 3.3 GPA. I'm also a new driver and recently got my license, which means I ...show more""

How much wil my insurance go up?

I was just recently in a car accident. It was my fault I hit a truck and totalled my car. The truck didnt seem to really have damage I hit the metal ball where you attatch a trailer the hitch. I have fred loya car insurance. how much will my insurance go up? Please. will rate best answer.

How much would my car insurance be on a 2008 Chrysler 300?

I am 20 years old and still live at home i work full time and go to school at night and i would like to get a new car, but everyone keeps telling me insurance will be to much for me? and also how much of a down payment would i need on a 17,000 Chrysler 300.Can i pay monthly or with insurance or do i pay once a year plz need helppppp""

I have pre-existing conditions & I'm 61. Where to go for health insurance?

I'm having a hard time trying to find health insurance. I have pre-existing conditions (take medication for a mild heart arrhythmia & for cholesterol) plus I'm on medication for depression. And I'm 61. I've searched the web without luck - insurance agents who've called me say my condition makes me Uninsurable. Either that or I'm contacted by scam artists. Does anyone have experience with the Health Insurance Industry & have suggestions on what company to contact? Or what insurance agents are reputable? I live in California. I welcome your thoughts & suggestions. Thanks!

""Does my auto insurance cover anyone driving, if they have no insurance themselves? thanks?""

Does my auto insurance cover anyone driving, if they have no insurance themselves? thanks?""

""I have a new baby, will I get a auto insurance discount or increase if I tell them?""

My little girl is 10 weeks old, I'm not sure if I have to tell my auto insurance company (AAA). Would it be better to insure that she's covered? Or will it just cost me more?""

Where can I get low income car insurance?

I am on a buget. my car is oldmobile delta 88 year 86

Insurance company's that cover weight loss surgery?

Anyone know of an insurance company that covers weight loss surgery

Best insurance companies for 17 year old passed my test!!?

ok ive pased my test a month on friday and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance all you 17 year old have and who is it with, please :)""

Can you insure 2 cars with different insurance companies and have the no claims bonus on both cars?

How much could my car insurance increase if I pay a 90.00 fine that included 1 point on my record?

I have a clean driving record so would it be worth paying the ticket and watching my insurance go up a few bucks? I can't imagine my insurance going up too much for a single point, but maybe I am totally wrong. Any advice on this matter would be much appreciated.""

Hit and run but the victims car didnt have insurance?

ok so i was in a private parking lot and i accidently scratched another car i left because i was stupid and got scared. the cops came and found me the next day and i got charged with ...show more

""My car insurance quote is 5,000?""

This is the cheapest quote given by the companies. I am 19 years old and working in a minimum wage job. How can they expect me to be able to afford 5,000 in insurance when I'm only driving a 250 car? How can this price come down? Will waiting until I'm older reduce the price?""

Is it cheaper to insure a car if its yellow?

Should i move to California?

im a senior in high school, i just finished my junior year so its the summer in between lol. i really want to move to california. i also want to go to college there too but im just worried about it. its really been stressing me out alot lately. so do you have any advice or suggestions?""

""Car insurance, sports cars, young drivers?""

I'm looking into a 1996 Mitsubishi Eclipse when I turn 18 for my first car. Does anybody have any idea on how much I'm looking at insurance wise per month? Other cars I'm also looking into are Firebirds, Camaros, Eagle Talons, Mitsubishi 3000 GT Is the insurance for these cars going to be the same amount?""

Can my car insurance company give my phone number to auto shops?

I was recently in a fender-bender, and as SOON as I made a claim with my insurance company, random auto shops started calling my cell phone (which is my only phone, I don't have a land line) stating they heard I'd been in an accident and basically were telemarketing me into fixing my car at their shop. I have Nationwide insurance, and I'm suspecting it is them who has released my information, as I didn't supply my info with anyone else, other than in the police report! Has anyone else heard of this or had this happen to them? Is there anything I can do about it, other than tell the people not to call me again!?""

I just got my car but it needs a few things for it to be awesome how much will this cost me?

For my graduation present my dad got me a car! Its pretty cool and it runs well but it needs a few things for it to be to my liking, they arent needs just wants that i plan to pay for but i have no idea how much they would all cost. Ok so i can give u a good image in your head its a green Daewoo, Nubria and its year is 2000 so i hope with this info youll know how to answer my question. 1) Air conditioner. if u look at the inside you would see the air conditioner and u would think that if u turn it on it would work but it doesnt so i need to get that fixed especially in a state like ARIZONA where its always hot lol 2) New radio. I need one installed bcuz the one it has in there doesnt have sound and u need a code to use it. 3)Wheels and Rims. It has wheels but no rims and i kinda want new wheels lol whats a good size wheels for this type of car and what kind of rims should i buy is there rims for this type of car with the daewoo symbol? 4) Paint job. Ok so this is important my car is a dark green like spinach leaves lol i like it but it has white scratches all over the left and right side and the roof looks pretty worn out so i want it to be spray painted you know like in pimp my ride lol idk whats a good reasonable price for that but just write down a good estimate. 5) The front bumper. on your left side of the front bumper you know right below the headlites and the grill its broken and it dangals a little. Its perfect on the right side but scratched up quite a bit. So i want to get this old bumper off and install a new one. how do i go about doing that do i have to order the part or what exactly do i do keep in mind it doesnt have insurance yet but if it did could the insurance company do somehing about that? Ok so thats it thanx for reading and i want this answered in numerical order you know just line them up like this. 1) how much it would cost and a description or extra info i might need to know or consider 2) how much it would cost if i want a new modern radio like the one u can take off and put back on. 3) how much it would cost and all the general info 4) how much it would cost and give your opinion on a cool color to consider for this car 5) how much it would cost and how i would go about doing it Feel free to write as much as you need to on this to get the message across and remember exact prices are great but if u want u can give me estimates. thanx again for taking the time to read this. lol""

Is there a law in California stating that the newest driver(under18) has to get insured under the newest car?

Parents Insurance?

If I'm on my parents Insurance and I go to a doctors appt without them knowing will it show up on there insurence statement?

Do you believe medical insurance should pay for breast implants?

Vasectomy, chiropractors, accupuncture, penile enlargement, orthopedic shoes? Why? Have you used it for such?""

How much would insurance be on a mistibishi lancer GT on my moms insurance? (16 yrs. old)?

We are thinking about purchasing a mistibishi but we fear the insurance would skyrocket as me being a new driver. Any help?

How much should my car insurance be? read details?

I am 17. I want to buy a mitsubishi eclipse gt. Its probably going to be a 2000, if not then 2001-2003. GT model. I went to drivers ed and we have allstate for insurance. how much wuld the insurance be?""

Will police know if your car insurance policy has been cancelled?

Paying my car insurance is my number one priority but after being unemployed for 2 months and finally starting a job, I can't pay my next bill. I called my insurance company and got a 15 day extension but I start my new job on Monday so I might not be able to pay the bill. If my proof of Insurance says it ends in August and I missed July's payment and the insurance is cancelled, can a police officer find out? Again, I am not asking because I want to skip out on my insurance. I have run out of funds and I am starting a new job on Monday. Also, if it matters, I live in Michigan.""

Question where to get affordable dentures without insurance.?

Hello,I live in Renton,Washington and need new dentures.I have no dental insurance.I will be able to put down 300 dollars and make payments,only working PT.Any suggestions if its cheaper to go to a Denture Clinic,Dental Lab or regular dentist? Thank you...""

Do you have to get car insurance?

I live in England, i am not getting an car yet. I don't want to pay a lot of money & i am in my teens and i heard it is quite a bit of money for insurance, so i don't want to ...show more

https://www.linkedin.com/pulse/where-can-i-find-best-most-affordable-health-insurance-james-loomis"

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Angara to gov't: Enhance internet to reinforce jobs in rural PH

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Angara to gov't: Enhance internet to reinforce jobs in rural PH

Metro Manila (CNN Philippines, April sixteen) — A senator is urging the authorities to fast-track its development of internet connectivity within the country to assist create greater excessive-price on-line jobs in rural areas of the Philippines.

Internet Jobs

Angara Movie

In a press release issued Sunday, Senator Sonny Angara stated higher net connectivity inside the united states’s a ways-flung region could help the government Improve its Rural Impact Sourcing Program, which ambitions to target unemployment in the rural Philippines through higher get right of entry to internet-primarily based jobs in disadvantaged communities.

“At the same time as the IT-BPM (IT- business procedure management) industry keeps to thrive as one of the USA’s pinnacle career carriers, there seems to be a developing disparity in opportunities provided to human beings dwelling in our essential cities, in place of the ones in far-flung provinces,” the Angara stated.

“Dapat maroon din sang portunid a kanji-kana lang mag probity. Hindi Na adapt will kailan gang punta pa as Metro Manila o a Cebu para Maka Kuh a ng online jobs [They should also have opportunities in their own provinces. They shouldn’t have to go to Metro Manila or Cebu to get online jobs]. They need to be able to live in which their families are and feature significant paintings,” he stated.

The Touch Middle Affiliation of the Philippines stated there are Impact sourcing operations Kapatangan in Lanao del Norte, Puerto Princesa in Palawan, Balanga in Bataan, and in San Nicolas in Ilocos Norte.

Angara stated the IT-BPM industry, which employed some 1.15 million Filipinos and generated USD22.nine billion (Php 1.14 trillion) in revenue in 2016, can pave the manner in the direction of more inclusive increase in the Philippines.

“The internet does now not only join us with our pals and cherished ones. It’s also a way to create jobs to make our economic system more inclusive. We must work collectively towards starting up extranet opportunities for all of our countrymen,” Angara stated.

3 fast and Easy Approaches to reinforce online Profits Right Now

Free Internet

From time to time in our haste to earn more money from anything we’re promoting at the net, we neglect to do a little simple math. Although it is often proper that the more you sell, the extra you’ll make – it is not the handiest way to growth your “backside line”.

The subsequent are 3 time-and-tested (and On occasion omitted) Approaches to quick and without problems double or even triple your income on-line.

1) Reduce your costs and expenses.

Appears apparent enough, however, what a number of human beings sincerely are doing this? Heck, huge corporations know this and do it often.

It is easy math. The less your expenses, the more you get to hold. In case you’re pulling $50,000 a yr from your on-line commercial enterprise and feature fees of 20%, then that’s a total of $10,000. Your commercial enterprise truly most effective made $forty,000. But, If you Cut your costs by way of the half, all the way down to 10%, then that’s $5,000 more you get to put in your pockets! Your earnings simply went from $forty,000 to $45,000.

A. When you have an internet website, get cheaper web website hosting. This could now not make much of an Effect If you only have one web website. But, In case you run a couple of websites, the charges can add up speedy. less expensive web hosting is money in your pocket.

B. If you do have a domain, learn HTML and update it yourself. Are you continue to paying a person to do your site updates and preservation? How a great deal is it costing you? What could you do with the cash you’ll save? Html isn’t always difficult to learn all. It’s now not a programming language. If your web page calls for complex programming, then, yes, pay for it. However, if it’s miles simply HTML, you may shop a package simply updating and preserving it yourself. So, just go to a bookshop and choose up a duplicate of HTML four dummies. You may not regret it.

C. Consolidate your phone offerings (cell telephone, house cell phone, ISP, cable) underneath one centralized plan. You can additionally want to recollect using a telecom networking advertising and marketing organization wherein you may use your very own telecommunications services and in reality, get paid to accomplish that. It is able to upload as much as some satisfactory more money for the usage of belongings you already use and commonly wouldn’t get paid for.

D. Pass up on buying the state-of-the-art tech devices unless they’re definitely essential to the fulfillment of your commercial enterprise. You’ll be hesitant to do that ultimate one, but you may nonetheless make cash on-line the use of a cheap, vintage computer within the equal manner you could with a present day one. I recognize, due to the fact I’ve revamped $100k in revenues with just one internet web site the usage of the identical dilapidated laptop I bought returned within the late 90s!

2) Get Free Advertising

Though advertising prices can logically be coupled with business costs, I area this in its very own magnificence, as you cannot absolutely place a charge at the blessings you get from it.

Everyone in advertising must realize that “word-of-mouth” is the maximum effective form of Advertising and marketing. Why? As it’s Free! And since it expenses you nothing, your commercial enterprise can only gain from it. This, of the path, is assuming that what is being advertised approximately your commercial enterprise is tremendous; no longer poor.

Adequate, so how are you going to go approximately getting Loose Advertising and marketing? Right here are 3 Methods I have accomplished so with wonderful achievement.

A. offer excellent customer support. Does this appear surprising? One satisfied patron can move a long manner inside the shape of Free Advertising. As many as 50% of the customers who visit and make a purchase on simply one of my websites are referred by their friends. Why? because I try and make it a point to maintain my clients satisfied. glad customers identical Unfastened Marketing for my websites. Does this take effort and time? yes… And It is nicely well worth it.

Here’s a quick tip: Whilst someone makes a buy from you, include for your ‘thanks’ page or their e-mail receipt a word thanking them and asking them to tell their friends approximately you. I’ve located that this has labored better than the ones ‘advocate-our-site’ scripts.

B. Take part and put up regularly on boards. Whilst doing so, be sure to area your ‘signature’ at the bottom with every publish. Your signature should have a hyperlink to your internet web page (if any). The hyperlink’s anchor text must additionally be a keyword that is applicable to your website. I wager you knew this one!

C. e-mail your friends (no spamming!) the ultra-modern and most thrilling information, jokes or occasions that you recognize that they had like. Inspire them to the percentage it with their online friends. encompass a hyperlink inside the email in your internet website online within the signature phase. The key is to send them something you know they may be inquisitive about. This works like an attraction. As your e-mail spreads virally in a spam-Unfastened way, humans will see your hyperlink, click on it and visit your web page.

The cease end result of applying these Loose Advertising strategies will be dozens, loads, and perhaps thousands of site visitors for your site that you in any other case might now not have had. I’ve given no mathematical figures Right here, because ‘valuable’ is the handiest word I will consider totally free Advertising.

3) Purchase for much less

In case you’re promoting items that fee you $10 and you are selling them for $15 after markup, then it really is a $five profit for you. But, If you’re capable of getting the ones same objects for $7 and nonetheless promote them for $15, then this is an $eight income for you as an alternative! In other words, you just gave yourself a raise of 20%. it truly is like getting a further $20 for every $100 in items you sell. And they’re still the very same objects. You simply had been able to purchase them for less!

Rural vs Urban

Over the years this can translate into thousands of more greenbacks in your pocket: $a hundred becomes $120; $1,000 will become $1, two hundred; $10,000 will become $12,000 and so on.

properly, it’s it. those are 3 validated, short and Easy Ways to get your Earnings hovering. There may be nothing complex or resourceful approximately them. put this sensible know-how to use Proper away and shortly.you will be able to see AND remember the greater bucks for your pocket. — Copyright 2006.

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kikippe · 7 years

Text

July 2017 (3) 🌻🌻🌻

So, as now we’re still in July 15th, but i think I gotta post the rest until today (3 more i guess) even though it’ll be short but I’ll edit this post and add the question per day as we go!

ANYWAYYYYYY, today is July 15th! means! It’s been a year since I came to epilogue on stage live jp edition in ngo! *SCREAMS IN ARABIC* first concert after the storms I got year before that got me back to my sense (gig-wise, and life-wise in general lmao, there I type lmao) I’m gonna edit some of audio sounds which I haven’t posted before because I gotta put: miss right, INU, and whalien live somewhere on the web. they’re total gems *cries* AND THE WORLD NEEDS TO KNOW THAT (if only they care to read this shitty post LMAO)

anyway (9999) lets roll not drool (thafak?)

July 13th: what you wore today?

My fav minty green blouse (super light super loose because it’s hot asf i can’t with jp nasty summer hewlp) that i got frm my auntie, i think she bought it at primark lols

Strdivrs’ MOM fitted jeans JUST BECAUSE. Yknow give your thighs a rest :))

Strdivrs’ gucci look a like black loafers bc I am not taetae I couldn’t afford gucci thankyou v much.

My one and only and current fav olivia burton’s black flowery watch that I got from my cuzzy (after threatening him lmao nope jk jk)

With the usual black midi long champ bc i just have one particular bag 🤣🤣 and it has to be black so i don’t have to think how to match (I passed that phase back in uni when I have lotsa coloured FAKE longchamps to match with my omg outfit choices what even 🤣🤣🤣 dark days) at least this one is genuine :)))) because i’m a grown ass woman (really kiki this is how you define grown up?) thats why i just have one. :))).

And i always bring my kuki’s fan in the summer w/ me since last year. (Not something i wear but who cares i just want to mention this important stuff. Ya hear me?) please just deal with my sht

July 14th: how are you creative

UGH. Ok first I’m not good with words let alone writing so I’ll prolly just mess this up while trying to explain my point. Or i’ll miss the point of this question entirely in the middle, or right from the start. My brain though. You’ve been warned.

Umm, I think I just slightly above of creativity level which the average human being has. I got my own sense of aestheshit (I like to call this one rather than aesthetic bc I AM OBVS NOT) even though it’s not on 10k pins on pinterest or 100k reblogs on tumblr OR 1M likes on instagram level YET. I’d say I could take a good picture bc i love taking picture but it depends on my mood, mostly I focused more on portrait and I think this is just because of my nature on liking human being in general :)). Sometimes I take a decent pict with scenery too :p. Speaking of scenic pict, I love sky the most so I always take beyond extra effort (I guess this is more extra than the average ppl who love the sky as much as me). BUT sadly I still haven’t found the decent rooftop / hills around here to watch the sunset. So mostly I’m channeling my creative ass to take decent pict from my sad sad balcony (BECAUSE IT’S ONLY ON 2nd lvl sad hahah) or in the middle of the sea of jp ppl throwing weird look at this weird af foreigner lifting her phone up just to take the pict of twilight. (but jp has a beautiful twilight in all seasons SIGH I GOTTA ADMIT THS)

P.S: my creativity lvl in every single aspect of creativity that exists in this world will sky rocket to level 999999 overload in one day before any deadline I have.

P.S.S: I don’t like to use other people picts (like from pinterest or something) to be put in any of my identification (the heck is this? I mean my profile pict or something like that haha, but reblogging is totally a different thing ok bc you TOOK CREDIT FOR THAT) I know this is not related but I just wanna say I respect peoples works (even though they don’t mind, but I’m sure that 85% of em won’t like it) and my works are nothing compare to tons of aestheshit picts out there but at least they are mine and i’m proud of em! :*

July 15th: the best part of summer

SUMMER MUSIC FEST AKA THE HAPPIEST PLACE ON EARTH IDK A DISNEYLAND YOU HEAR ME.

full stop. heart eyes. huge grins. and a freaking boom boom heart.

#chapter 3 #until we get there #okazakilyfe #kiki's journal entry: july 2017 #kiki's journal entry: 2017 #kiki's personal entry

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kalachand97-blog · 7 years

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New Post has been published on Globeinfrom

New Post has been published on https://globeinform.com/angara-to-govt-enhance-internet-to-reinforce-jobs-in-rural-ph/

Angara to gov't: Enhance internet to reinforce jobs in rural PH

“We ought to bridge this gap and convey opportunities in the geographical region where they are wished the maximum,” he added.

Effect sourcing includes growing to get right of entry to virtual markets and commercial enterprise manner outsourcing (BPO) in some distance-flung regions of u. S . A ..

The rural Effect Sourcing Application, which becomes applied in 2013 and is now below the Department of Statistics and Communications Generation (DICT), goals unemployment in excessive-populace rural areas with low employment because of loss of investors.

The Angara stated higher internet access in those areas will bolster this system and help provide possibilities to Filipinos within attain of their homes.

Numerous Impact sourcing operations have been established in the Philippines.

3 fast and Easy Approaches to reinforce online Profits Right Now

The subsequent are 3 time-and-tested (and On occasion omitted) Approaches to quick and without problems double or even triple your income on-line.

1) Reduce your costs and expenses.

Appears apparent enough, however, what a number of human beings sincerely are doing this? Heck, huge corporations know this and do it often.

Here are some brief and sensible Methods to lower your internet-related charges and fees.

2) Get Free Advertising

Though advertising prices can logically be coupled with business costs, I area this in its very own magnificence, as you cannot absolutely place a charge at the blessings you get from it.

Adequate, so how are you going to go approximately getting Loose Advertising and marketing? Right here are 3 Methods I have accomplished so with wonderful achievement.

three) Purchase for much less

This one’s specifically useful for the ones individuals who Buy wholesale and sell at retail, buyers and every person else who incorporates products.

Hi there, you are in this to make the most money you could. That said, why now not get your merchandise for less and pocket the financial savings?

Good enough, allow’s do a little brief math…

Over the years this can translate into thousands of more greenbacks in your pocket: $a hundred becomes $120; $1,000 will become $1, two hundred; $10,000 will become $12,000 and so on.

0 notes

thefootballlife · 7 years

Text

What Fans Can Do To Help Scottish Football's TV Deal - A Response to Craig Fowler's Scotsman Article

Earlier this week, The Scotsman published an article by Craig Fowler, founder of the Terrace Podcast and mass producer of Scotsman football content on an almost industrial scale, called “What fans can do to help Scottish Football’s TV Deal”. Naturally, given that this site is known for, if nothing else, wittering on about the state of Scottish football on the TV, it’s unsurprising that it’s something I’d like to weigh in on, while also taking the opportunity to talk about the potential move of Discovery channels from the Sky platform. In fact, to mention those two subjects out of order, the Discovery move is a big one. Sky’s churn rate (the amount of subscribers they lose compared to gain) has started running higher than forecast - they aim for under 10%, it’s running at just over 11% as per the last figures - and, with the loss of Discovery channels, in particular, Eurosport, Sky’s hand becomes weaker. Around 6.7m homes watch the Discovery slate of channels per week and the manner of the departure - being as it is over Sky ramping up customer subscription fees yet not passing any extra revenues onto some rights suppliers - has got people’s backs up. From a personal perspective, it’s led me to cancel Sky completely - I watch Eurosport plenty and, with their own Eurosport Player application being available on more or less all streaming devices, have got rid of Sky to move to that. That it’s also £20 for a year at the minute helps. Sky’s problems have been covered in depth on this site previously, but it’s worth a quick recap as this is a surprising development. About 8 years ago, Sky “beefed up” their offering, putting more money into original content and purchasing drama, etc - this is where Sky Atlantic comes from (had Game of Thrones started two years earlier, it’d have ended up on Channel 5 or somewhere like that). This was designed to increase customer loyalty - by offering a better range of shows than competitors, it would reduce its churn rate down from about 12.7% in 2007 to well under 10%. This was, for a period, successful until Netflix, etc started one-upping Sky and Sky resumed a reliance upon live sport as the driver for subscriptions. As the need to rely on sport increased, so too has the value of the rights associated to that which resulted in the grossly overpriced signing of the last two EPL deals and resulted in that overpayment being passed on to subscribers in the form of increased costs. On the other hand, Sky have tried to cut down on their other costs, hence the Discovery problem. Discovery know their value, Sky don’t want to pay it so Discovery are taking their ball and going home, rightly gambling that Sky will either cave in or face up to losing subscribers and bad PR. As that quick summation probably shows you, if any article called “What fans can do to help Scottish Football’s TV Deal” doesn’t mention prominently that the marketplace is rapidly changing, it loses a little lustre - Fowler’s article doesn’t mention it. Unlike even two years ago, cord cutting is a viable alternative for the majority - few people would not be satisfied with just having iPlayer, All4, Netflix and a bit of NowTV available to them (not to mention Kodi). This will change TV rapidly, particularly in the UK where, unlike the USA and other, larger countries, internet connectivity is good enough that almost anyone can simply dump their TV subscription now. This, obviously, alters the dynamic of the market. I live in a village of about 2,000 people in the countryside, yet I’m in possession of a internet connection that means I don’t need a normal TV subscription to keep up to date. But enough on that, let's move onto the article at the heart of this piece. Craig Fowler’s article makes a lot of very salient points which I’ll bullet point before diving into them: • The SPFL wants the next deal to be the best ever and have had talks with BT and plan to have talks with Sky about arranging this • In spite of the “Old Firm”, TV companies will always seek to get the best deal for themselves • BT’s coverage is better than Sky’s • Coverage that doesn’t feature Celtic or Rangers generally flops. • The SPL cocked up by turning Sky down in 2000 for the deal that ended up with SPL TV and BBC coverage. • That the way to turn things around is to watch games between smaller clubs and show broadcasters that there is a market for Dundee vs Killie, etc and, • That, likely, Scotland will get a little more, but not much, and we’ll all keep on moaning. The article, in full, is at http://www.scotsman.com/sport/football/competitions/premiership/what-fans-can-do-to-help-improve-scottish-football-s-tv-deal-1-4348968 These points can be picked apart when it comes to those that are opinions as opposed to facts. Firstly, the SPFL aren’t just speaking with BT and Sky. Going streaming only is on the table and I imagine that that will have been mentioned to both BT and Sky as streaming providers have been contacted about what interest there may be in such a service both on an SPFL only perspective or as part of a larger service. It is probably little surprise that the SPFL are exploring all options given that the concept of a subscription service makes a heck of a lot more sense than it did 15 years ago when it nearly happened. On the second point, in the grand scheme of things, the SPFL’s current deal represents terrible value for money for all parties. Even with the significant upswing in ratings this season, they are still well down on what they were prior to the 2011-12 season. The SPFL’s deal hasn’t massively changed in value since then so Sky/BT are essentially getting fewer viewers for the same money. Meanwhile, the SPFL can point to figures increasing and being competitive compared to other vehicles that Sky are paying far more to - for example, Super League get roughly £35m per season to deliver fairly similar ratings to the SPFL. This pleases no-one. In addition to this, the dual broadcaster option the SPFL have gone down is an odd one that is fleecing fans who have to have two subscriptions to watch all of the games. More importantly, even I’m unclear about whether it’s done by choice or whether the SPFL was lumped into the EPL OFCOM decision that meant their rights were split between broadcasters. Next, BT’s product is better than Sky’s. Lots. But they trade off this for viewing figures - the longer length of BT’s programmes that is caused by having proper build up to games and proper analysis as opposed to dropping in 5 mins before and dropping out 5 mins afterwards means that the BARB ratings are lower than they could be - BT execs will look at figures looking at quarter-hourly shifts rather than BARB’s “average” rating. If BT have a 3 hour SPFL coverage (½ hour pre, 2 hours for the game, ½ hour after) and 200k watch the game but only 100k watch the pre- and post- game, then the BARB rating is 167k. If Sky have the same happen but with ¼ hour before and ¼ hour after (it’s sometimes even less), then the BARB rating is over 180k. BT are seen to be less popular by providing better coverage. If you look at my viewing figures posts, that is something to be taken into account. So while we bemoan Sky’s coverage, we have to remember that part of what plays into their average ratings being higher is the fact that their coverage is worse and that the SPFL is less important to them than it is to BT. That is entirely counter-intuitive but it is how these things work. The other element to Sky’s ratings supremacy is their focus on Celtic and Rangers and that’s it. This is little better illustrated than by the Scottish Cup: every Celtic game has been televised since 2012 that could be, every Rangers game has been televised that could be since far longer (I gave up looking after I’d gone back 11 seasons!). Scottish Cup picks break down as follows - Sky get first and third pick, the BBC get second. Sky’s lunchtime slotted game is always the first pick, BBC lunch is second and then Sky’s mid-afternoon is third. The obvious result of this is that Celtic/Rangers always get picked as third unless their ties are away or against each other. There is no magic bullet to solve this problem. Aside from Celtic and Rangers, the big draw in Scotland is the Edinburgh Derby. Aberdeen pushed Celtic all the way for two seasons and didn’t gain anything in drawing power. That is the fault of the SPFL for failing to market the league properly so that every team is a threat (as the EPL have done to the extent where the perceived parity between sides is damaging the product) and of the TV companies for failing to cast their nets wide enough. Even without Rangers in the top tier, some Premiership sides would only get two live games on TV a season. This situation hasn’t improved and it is impossible for a TV viewer to take a team seriously if they are, for all intents and purposes, invisible. Fans cannot do a thing about that. They cannot force the SPFL to shout from the rooftops about how good the games are nor can they force advertisers to buy space for SPFL games on TV nor can they force Sky/BT to do extra promotion - that isn’t a “let’s all watch all games for the rest of the season” sort of job - that sort of thing takes years and takes money, neither of which the SPFL really have much of given the broadcasting market is only becoming more and more competitive. None of this really disagrees with anything Fowler put in his Scotsman article and that it is being talked about in the first place on a large circulation channel is progress as it is a step up from simply going “We don’t get money, waaaaah!” that this sort of discussion often devolves into. I would, of course, contend that what Fowler hasn’t touched upon is the changing marketplace and also the ramifications that may come about because of it but the overall tone of my response to him is little more than fatalism. Even viewing figures are subject to manipulation. Just today, I read an accusation that the viewing figures stats I compile are biased in favour of Celtic just because I commented in a viewing figures piece that I enjoyed watched Celtic beat Rangers 5-1. That is, of course, BS because I compile publicly available figures anyone can check up on but there is even tribalism over how many people watch games to the extent people see alternative facts in between the lines of actual ones. You could tell every Rangers/Celtic fan to watch a big game of the side they don’t support as a big rating will guarantee and increased TV deal, but most won’t do it out of choice. You can increase ratings at the bottom end of the range of what is shown, but that won’t drag averages up massively because one 500k plus so massively outweighs it. And even if you do get fans to agree to all watch and all work together, Sky are looking at stopping any rises in rights values like they are playing a Neil Doncaster themed game of Whack-a-mole. Scottish football is lucky to have an engaged fan-base and is even luckier to have a bunch of people around my age who are happy to give time to promote Scottish football and talk about things like this. The wheel of fortune will eventually turn back in our favour and, when it does, I’d wager that there are an exceptionally qualified and enthusiastic generation of administrators and commentators coming through in the next decade. But TV talk isn’t about a decade from now and expecting all to move naturally towards that point, with the SPFL bobbing on the water drifting along. It is about a changing market that the SPFL needs to keep ahead of. How fans can help is by nagging their clubs and the SPFL about this - let’s move into streaming, let’s promote more clubs, let’s look for alternative solutions because Craig Fowler’s solution of getting more people to support the current solutions is admirable, but is reinforcing a dying medium in TV. Let’s simply do something different.

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