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#ive retired them and made a new one because i basically became them
mothacabra · 4 months
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some REALLY old doodles of my old last legacy apprentice (2019-20ish) that ill post anyways because i have returned to the hellhole of hyperfixation on a media source that will probably never get finished
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you are so real for that response to nansheofearth's comment. lesbians are stuck licking crumbs off the boots of bihet feminist women or queer/trans identified people.
ive been to polilez/radfem events too, and hearing them talk is as alienating as being a homosexual women in queer spaces. sorry i dont want to listen to women talk about how boring their husbands became, or the 4 kids they had with a man before they "became lesbians". it is so alienating as a lesbian, you feel like you truly are a freak of nature, when even other "lesbians" can talk so casually about sleeping with men, so what's wrong with you that your whole being seizes with disgust and wrongness at the thought. or maybe there really is no one like you in the world.
it sucks that even other lesbians make allowances for radical feminist homophobia. our self esteem is so grounded into the dust that we think we need to put up with this homophobia for the "greater good".
your blog has become the go-to for lesbians haha, i check it regularly even if i don't otherwise check tumblr, so i'm throwing in my few cents into the discussion.
Hi anon!
(Anon is referring to that post.)
Thank youuuu, your last paragraph made me so happy 🥹 I'm glad my blog can be a positive lesbian space! Now I'm thinking I should post more beautiful women and gifs from lesbian movies hehe
I totally understand what you mean, that's pretty much how I felt when I went to that lesbian festival (tbh I knew something was wrong when the woman who handed me a flyer at the entrance had super long glittery stiletto nails, I almost left then and there 🤣)
To summarize the first edition of that lesbian festival last year:
First there was a panel on lesbian representation in the media that was derailed to trans males within ten minutes (and even complained about trans criminals being misgendered!), the second panel about intersectionality of lesbians of color had zero lesbian in it, only bi women and trans males
Then there was a lesbian comedy show with two fakebians talking about their ex-boyfriends and making jokes about lesbians' supposed obsession with astrology + a non-binary bi woman who claimed that her gender identity made all her relationships gay (she called herself a dyke and a faggot)
There was a sex-ed booth held by an influencer who had DYKE (yes, in all caps) in her Twitter bio while talking about her het hookups (and throwing a real tantrum when people told her it didn't make sense), she also made sex ed videos on our national tv channel's website where she said that lesbians have sex with men and that men can be lesbians. She has since removed dyke from her bio.
A lesbian bookstore had a booth too, the original owners retired and the new ones are polilez queers who keep promoting books about lesbianism being a choice... Half of the books at that booth were about trans people.
Needless to say, I wouldn't even inflict that on a lesbian I dislike as a prank!
What you said about "lesbians" talking casually about having had sex with men reminds me of a French podcast I listened to years ago that was about bisexual and "lesbian" women who were with men before realizing they were attracted to women. The first conclusion I had was that I couldn't relate at all and felt very uneasy about it. I didn't even dare write my second conclusion back then but it was basically this:
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I couldn't differentiate their stories at all. And deep down, they must know this because fakebians use their experiences with men as a way of relating with bi and het women while being mostly hostile to gold stars and finding us unrelatable!
Anyway, this is really long already haha Question for the gold stars: what would be your dream lesbian event? 💃 (apart from being only for actual lesbians, of course!)
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Rewrite The Stars IV
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“Thank you for helping me with Alchemy last night.”
It was a Saturday morning. A much needed break from all the mounting homework the students of Hogwarts had been put through.
Y/N, Remus, Sirius and Peter were sitting in the great hall eating breakfast when Remus was left speechless at the claim made at him.
He raised a suspicious brow to his soulmate and thought back to the events of last night.
He had talked to her till midnight before retiring to his bed while James and Sirius had been awake till early hours of the morning. Sirius had slept at two but James was awake till around three in the morning. Nobody knows how Sirius is still chipper after getting barely four hours of sleep while James was still in the Gryffindor dormitory sleeping off his tiredness after his late night adventures.
“I really appreciate you staying awake just to help me with the fucking  gold spell.”, Y/N said with an exhausted strain in her voice which she tried to drown out by tilting her head back to finish the last bits of her morning coffee.
Sirius watched the interaction with great curiosity while Peter slept with his head on the table. There’s no concept like enough sleep for that boy.
“…I don’t take Alchemy. I opted out of it at the start of the year.”, Remus said cautiously as he could suspect something was wrong.
Sirius’s eyes widened.
“That can’t be possible. You helped me last night with the gold spell. You helped me. We were talking through our thoughts. You helped me complete the Alchemy homework.” Y/N’s voice grew more confused and loud with every word.
This can’t be happening. Her soulmate had stayed up with late at night till three in the morning helping her with Alchemy. And he seemed quite brilliant at the subject.
“Holy Shit…”, Sirius exclaimed with widened eyes and an even wider open mouth.
Remus looked over at Sirius with horror. Sirius’s head whipped frantically from side to side looking at both their expressions. Y/N looked like she hadn’t quite comprehended what this means and was still trying to process. Remus looked absolutely devastated. He looked like he was on the verge of crying with tears pooling at the corner of his eyes.
It’s like the whole Great Hall grew silent while the chatters and the occasional laugh still drifted through the room. Remus and Y/N were completely silent while all the noises; thud of footsteps, the constantly growing chatter around them, clanking of spoons and forks on plates, slurping of tea and coffee, even the mere sound of gulping, the sound of everyone happy became too overbearing as they came to terms with their sudden realization.
They were not soulmates.
Remus started sweating as he couldn’t sit between the continuous commotion and felt claustrophobic with the crowds around him. His breaths came out quick and heavy as he processed the thought in his mind and his throat closed up. Everything was becoming too hot around him and he couldn’t breathe.
Y/N, in complete contrast, had lost all sense of warmth from the happy and bright sunshine and lazy hue that entered the Great Hall through the big windows on either sides of the room. She felt goose bumps run up her arms and couldn’t help but shiver at the sudden emptiness. It was like she had been hollowed out in a few mere seconds. Her throat too closed up but she didn’t care right now to breathe. If you don’t watch closely at her every slight movement, you could see she was barely breathing.
Her eyes refused to blink while Remus’s blinked rapidly trying to make sense of the abrupt halt in his life.
Both their wrist’s tingled.
Remus’s jerked his head to look at the thoughts of his soulmate hoping against hope that it wasn’t true, hoping that his wrist hadn’t displayed in thick black cursive, just the words ‘Good Morning.’
Y/N still couldn’t muster up the courage to look at her wrist, afraid of what she might find.
Sirius quickly glanced at her wrist to find a stick figure of a tall boy high in the clouds on his latest model of broomstick.
Figures only appeared to show what the soulmate was dreaming of while asleep.
“I need to go.” Y/N simply said with her voice barely above a whisper. She quickly scrambled awkwardly to get up and swiftly made her way out of the room.
Tear pooled at the corner of her eyes as she took a quick glance at Remus and left without another word.  She had just started to calm down when her wrist tingled again. She couldn’t bear to look at it now. All those thoughts, all those late night talks which she treasured like an unspoken secret, all the love and warmth she felt from Remus and all the smiles his absurd but intelligent thoughts brought to her lips, had all been someone else’s.
She should’ve known. Remus wasn’t ever interested in Quidditch the least bit. He wasn’t always thinking of crazy pranks to pull up on Professor Flitwick. He wasn’t ever the cheesiest person to exist, showing her dreams of running away together and thinking way far into the future.
Remus’s love was more warm and calm and soothing. Her soulmate’s was anything but.
Her soulmate’s love was probably the most chaotic, cheesiest, dramatic, arrogant and obnoxious. Her soulmate’s love was crazy and she reveled in the insanity.
She ran all the way to the courtyard where it had started raining. Of course it would start raining. Her life hasn’t been anything but cliché ever since she came back to school this year.
She wanted her soulmate. She wanted all of him. All the crazy thoughts brewing in his mastermind, all his quirks which she were sure he has, all the cheesy pick-up lines he used on her, all the promises he made her, all the flaws she had noticed he has, all the arrogance which reflected on her wrist when he thought about how good he looked in the mirror at early morning, all the early morning thoughts because she knew her soulmate was an early riser, all the late nights because she knew he was also a night owl.
She wanted to be there with him when he ate potato crisps that he had snuck from the kitchen under his blanket from one of his late night ventures. She wanted to be there with him and for him when he was constantly worried about his friends like he was mother. She wanted to be there with him when he got all excited from getting all O’s in his exams. She wanted to be there with him when he got all pouty and sad because he had no cuddle buddy and his friends refused to cuddle with him.
She wanted to be there with him.
But now she was back to square one.
She laid down on the grass completely drenched from the rain and closed her eyes as she let herself feel the rain drops calm her down and mix with her tears. She lay completely still, in the middle of the courtyard and thought of all she could’ve had with Remus but fate had pulled her golden strings.
James Potter was walking groggily to the Great Hall before he missed breakfast. He had slept in after helping his soulmate with Alchemy till three in the morning.
A smile came on to his face as he thought of how awkward she had been with him the whole night but immediately turned into a complete ray of sunshine when at exactly two minutes past three, she had finally mastered the gold spell.
He was walking past the courtyard but then he saw a figure lying unmoving in the middle of the grass. He pushed his crooked glasses up his nose and focused on the figure trying to figure out why a person would be lying outside on grass unmoving while it was raining and they could get sick.
Are they hurt? Are they dead?!
With not a second thought about him getting drenched, he rushed towards the figure and immediately sank to his knees besides them. It was Y/N. He looked around reluctantly as if the air around him would tell him why Y/N L/N was lying unmoving in the rain.
Gulping down his animosity, he erratically rattled her shoulders and pulled her head on to his lap while trying to wake her up.
Y/N immediately sat up and looked around frantically before her eyes landed on James.
“What the fuck?! What did you do that for?” She shrugged his hands of her shoulders and stared wide eyed at him.
“Don’t ‘What the fuck’ me. What the fuck were you doing lying in the rain? i thought you were hurt. I thought you were dead!” He shouted at her still trying to wrap his mind around what just happened.
He was completely drenched by now and the thin white shirt he was wearing didn’t help much in hiding his well-built physique. Years of Quidditch had done him good and puberty had been very kind on him.
Then it registered to her that she was talking to James Potter and a whole new wave of emotions came over her because she remembered that he was Remus’s best friend.
A fresh set of tears rolled down her cheeks at the mere thought of Remus and James could see that the sudden redness that took over eyes and the water running down her cheeks was not because of the rain.
His eyes met hers reluctantly because James doesn’t know how to deal with his emotions much rather anyone else’s. Certainly not someone’s who despised him and he despised back.
“A-Are you okay…? Do you need me to get Remus?” That certainly didn’t help the girl in front of him in anyway as a sob escaped her lips.
“No…,” she whimpered and cried harder.
James panicked.
“Okay! Okay…no Moony. No Remus. We don’t want Remus. That’s completely alright! Just please stop crying.” He rambled on to try to make her calm down as he wrapped his arm around her shoulders hesitantly to keep both of them warm but also a little because he wanted to comfort her in any way he can.
Both of them were completely drenched but none of them cared.
One was a sobbing mess as she just wanted the rain to wash away all her sorrows and pain. Such excruciating pain.
The other had nothing in his mind other than the need to comfort her. He didn’t know why he was there basically drowning in the rain and quite probably catching a cold for a girl he had hated for so long. He just couldn’t bear to see her cry. It hurt him to see this strong, always happy, always challenging, complete ray of sunshine girl look so broken, so small. So he didn’t care if he was completely drenched, he didn’t care if he was going to be sick for a week after this, he didn’t care that the breakfast he was rushing to had already ended, and he didn’t care she hated him and he hated her. Because she was crying and broken in his arms and she needs him and damn it all if he wasn’t going to be there for her.
James was still awkwardly holding her when the rain had slowed to a quite drizzle as the tears on her cheeks dried and the sobs turned into whimpers.  He hesitantly looked into her swollen bloodshot eyes and carefully asked her, “How’re we feeling now?” She replied with a broken and twisted forced smile. “I’m alright now. I’m sorry for being so dramatic. I was just really stressed.” She gave him a half smile while his face turned into a comforting wide grin.
“You call this stressed? You call this dramatic? Here’s a fun fact; Octopuses eat themselves when they’re stressed. They just go complete cannibal on themselves. Now that’s dramatic. Sirius not letting us touch his hair because and I quote, ‘Your filthy hands don’t deserve me and my hair’. That’s dramatic. This? This is just a good ole cry. Letting out frustrations. Don’t worry about it. Happens to all of us.” James was trying to make her laugh because that’s all he wanted to see in her eyes and on her lips right now. But she just stared at him with a blank face.
“Who told you that?” she whispered.
“Well, Sirius reminds us on a daily basis. Never stops really. We once touched his hair while he was asleep and he-“
“No, the octopus fact. Who told you that?”
“Oh. Um, my soulmate. She’s always telling me these random animal and magical creature facts. Like how lobsters can live forever. How crazy and easy it is to breed a basilisk even though it’s illegal. She even dreams of them. She once had a dream she was riding through a forest on a unicorn while being chased by a giant. She told me once that she wants to be a magizoologist. I just know she’s going to be wonderful, whenever I meet her.” A smile adorned his lips as he talked lovingly about his soulmate.
He talked about her like she was the most precious thing in the whole universe. And to him, she was.
While on the other hand, Y/N’s world was crashing down around her and she stared at him talk about his soulmate perplexed.
The thing was that she already knew that octopuses eat themselves when they get stressed.  It was not that long ago she had found that out and had excitedly told her soulmate. She had told her soulmate about how lobsters can live forever. She had told her soulmate how to breed a basilisk. She had dreamed just a few days ago of riding a unicorn while being chased by a giant. She had told her soulmate she wanted to be a magizoologist.
It was just a coincidence, right?
She suddenly became really aware of how she was still sitting between James’s arms. How his fingers were unconsciously drawing doodles on her back. How close her face was to his.
She abruptly pushed herself out of his arms. He gave her a confused look before realizing the compromising position they had been in just mere second ago. His whole face lit up red like a lantern.
All of it was too much for Y/N to handle. And she could certainly not wrap her head around her thoughts of the sudden realization when James was looking so adorable with his flaming cheeks, ears and neck.
So, she did the only thing she could possibly do right now.
She ran.
She ran out of the courtyard and out of his sight without another word or even a glance, leaving him sitting by himself on the grass in the middle of the courtyard.
His gaze followed her until she was out of sight.
“A thank you would’ve been nice,” James grumbled to himself as he stood up.
“Thank you James for being there for me and sorry for making you completely wet and missing your breakfast.” He said to himself in a high pitched girly voice before realizing his words and blushing again.
“Merlin help Moony.”
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iamrealbuilder · 3 years
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Bill Buchalter interview
Bill Buchalter was a level designer for Sunstorm Interactive. He’s worked on 3 official add-on of Build Engine games: Cryptic Passage for Blood, Suckin’ Grits On Route 66 for Redneck Rampage, Caribbean Life for Duke Nukem 3D. Interview, November 2020: Corentin: Can you introduce yourself?
Bill Buchalter: My name is Bill Buchalter. I’m an avid gamer of all kinds – video games, board games, and especially tabletop RPGs. I’m currently a freelance writer for AAW Games (Adventure A Week Games) writing mini adventures for Dungeons & Dragons 5E. I live outside Indianapolis, IN with my wife Jane, our three kids, and our dog Roxi. When I’m not gaming, I also enjoy music, playing guitar, hiking, and camping.
C: With Sunstorm Interactive, you're credited for level design on Cryptic Passage, Caribbean Life and Route 66. How did you start working with Sunstorm and what do you remember from that time?
BB: In the mid 90’s, maybe around 1995 or 96, I was very into playing Duke Nukem 3D. Like most PC gamers at the time, I had played Castle Wolfenstein and Doom, and Duke Nukem just blew me away. Back in those days, when we played online, we would use a 3rd party program called KALI. You dialed up on your modem, logged onto the internet, and then used KALI as a portal to chat with other gamers and find someone to play with. The KALI software would then allow you to network together over the internet and play PVP matches. It was crude, and the lag could be horrible, but we didn’t know any better at the time and we loved it!
I remember I was in a B. Dalton bookstore in the mall one day (another relic of the 90’s that is long gone!) when I found a book called the “Duke Nukem 3D Level Design Handbook”. I was intrigued, and as I flipped through the pages it talked about a program on the Duke Nukem CD called Build, which allowed you to create your own levels. I had no idea Build existed, let alone how to use it. I bought the book and spent the next couple weeks diving into learning how to use Build. I was hooked!
Making my own maps quickly became an obsession. I would share them with my friends on KALI and I quickly earned a reputation for making user maps. I remember there was a map building competition, but I don’t recall who sponsored it. A guy named Robert Travis won the competition. When I saw his maps, I was blown away! His designs were so much more advanced than mine. He was using tricks I had never thought of to get lighting effects and set moods. I had to reach out to him to pick his brain.
Robert responded and we began talking and quickly figured out that we both lived in Indianapolis. He was working for Sunstorm at the time and invited me to come to their office to discuss level design. I met him there one evening, and he showed me some of the stuff he was working on. We ended up playing Duke all night on Sunstorm’s network with some of the other guys in the office. I was in heaven!
Robert introduced me to Anthony Campiti, the lead producer on Sunstorm’s next project – Cryptic Passage, an add-on for a Build engine game called Blood. They invited me to design some levels for the game and I jumped at the chance. Robert assigned me to design an opera house level and immediately I got pictures in my head of the theater scenes from Interview with a Vampire. I went home and worked furiously on designing the level. I was still rough, but with Robert’s help I tweaked things here and there and slowly learned his techniques. In the end I was really pleased with the level I’d designed. Robert and Anthony were happy too and asked me to design a second map specifically for deathmatch.
The next project Sunstorm was working on was Suckin’ Grits on Route 66, an add-on for another Build engine game called Redneck Rampage. Robert again asked if I’d like to be a part of that team and assigned me to build a truck stop level. Using a lot of the things I’d learned on Cryptic Passage, and the campy feel of the Redneck Rampage game, I had a lot of fun designing that level.
The last project I worked on for Sunstorm was Duke Nukem Caribbean Vacation. By this time Duke’s popularity was beginning to wane, and Quake was taking over. Robert was already starting to experiment and learn how to use the Quake engine. I was a new dad at the time (my first daughter had just been born) so unfortunately, I didn’t have the spare time to devote to learning a new engine. I barely had the time to design my level for Duke Caribbean, but I did manage to finish the casino level for that project. I do recall that Robert ended up going through in the end and changing a lot of the aspects of my level to fit the theme they had in mind. I remember being a bit disappointed and not really feeling like the level was “mine” because of so many of the changes. It was the last project I worked on for Sunstorm.
I kept in touch with Robert and Anthony for a while after that. They were branching out, working on other projects, and even trying to develop their own FPS game that I don’t think ever really got off the ground. Sunstorm was having the most success with their Deer Hunter line of games that at the time were selling well in Wal-Mart. Sadly, I eventually just lost touch with those guys.
I’m sure this is WAY more information than you were wanting (I’m a writer… I can’t help but go off the deep end!) but you dusted off some fond, old memories for me, so I apologize for walking so far down memory lane!
C: I see that you're still making maps, different kind of maps! This makes me wonder if maybe you were involved with W!Zone (a pack of maps for Warcraft 2 released by Sunstorm). Can you tell us a bit about that if possible?
BB: I didn’t have any hand in the W!Zone project for Sunstorm, but I loved the Warcraft series. As was common for many video gamers like me, who had roots in fantasy games like D&D, I played a lot of Warcraft and eventually got sucked into the world of MMOs with Ultima Online, Everquest, and World of Warcraft! If only I had back the time I sunk into those games!
These days I’m exclusively writing and designing for Dungeons and Dragons. I started about ten years ago writing for D&D Organized Play in a campaign called Living Forgotten Realms. I co-authored two adventures for that with my good friend, Michael Pearman, and authored a third adventure on my own. As you know from tracking me down via AAW Games, I’ve now authored six adventures for them, five of which are already published and one that is still in the works but should be released soon.
When I do manage to find time for video games, Diablo III is my game of choice these days. I’m looking forward to Season 22 starting here shortly, and like many others, I’m really hoping for something great with Diablo IV. I’ve been a huge fan of the series since the beginning, and even wrote an entire campaign for D&D 5E that translated the story of Diablo III into Dungeons and Dragons for the players in my home game! Thanks again for the opportunity to share some of this history. It was fun putting it all down and reliving those days!
C: There are two signatures in the Truck Stop level for Route 66. Do you remember anything about that ? There also several levels with no known credit : Fun Park, House of ill Repute, Mystery Dino Cave, Bigfoot Convention.
The signature on the truck stop is Route 66 was a joke! I was the only designer on that one. I just signed it "Billy Joe Jim Bob Buchalter" as a joke for bad redneck name. I wasn't the kind of guy that had to sign my maps the EXACT same way every time. :)
Other than the truck stop, I don't recall designing any other maps for Route 66. I pretty sure none of those you listed below were mine, but I don't recall whose they were.
Finally, here are some final comments Bill made after reading through some forum posts:
Wow, I am really quite humbled that you guys looked so deeply into my work! The fact that you could recognize my build style is pretty cool - I didn't even know I had a style! LOL. The truth be told, the reason you probably had so much trouble telling my levels from Robert's is because he was a big influence on me. I learned a lot from him and incorporated a lot of that into the stuff I built.
Its funny how reading through that thread you linked brought back memories... I remember now that my biggest disappointment from Duke Caribbean was that my only level in the game ended up being a secret level - that some people wouldn't even find it or ever play it. I was actually pretty excited about that level. I was the one that suggested a casino because my folks had retired to Vegas, so I'd been in a lot of the casinos there and had some great ideas for the map. I'd forgotten all about the restaurant I worked into it, and the big fish tanks.
There seems to be some debate about Robert. From what I remember, he was a really good guy. Maybe a bit tough to work for, but only because he really strived for our designs to be the best they could be, and he demanded that of both himself and the other designers. As I said before, I learned early on to accept criticism and critique and not take it personally. It was just Robert doing his job. I'll be the first to admit that I designed better levels thanks to the stuff I learned from Robert.
Someone on the message board made a very astute comment, basically to the effect that "Bill had to have other work out there. Sunstorm wouldn't hire an unproven guy off the street." But truth be told, that's exactly what they did! I hadn't done a single thing before working there. But I think a few things played in my favor. First, I lived in Indy, just 15 minutes from their office, so it was easy for me to go in and work directly with Robert. Second, while I didn't have anything officially published, I did have a disk full of the maps I'd designed on my own, and Robert thought I showed promise. I would design at home a lot, then go into the office a couple times a week and sit with Robert while he critiqued my work and offered advice on how to improve it.
I'll be honest - I'm blown away at the number of people STILL playing these old maps we made so many years ago. I watched a couple YouTube videos of a guy playing and reviewing Duke Caribbean and Blood Cryptic Passage. His high praise of both Full House and the Opera House really made my day. It's nice to know that people enjoyed my work.
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Thanks a lot to Bill Buchalter for taking the time to answer these questions! Thanks also for sharing... “Big City” !
A Duke Nukem 3D map he created back in the day before joining with Sunstorm Interactive which was never released before! Screenshot:
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Map download:
https://msdn.duke4.net/bigcity.zip
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External link: Duke4 forum blog megathread: https://forums.duke4.net/topic/11471-blog-interviews-of-build-engine-video-games-developers/page__pid__353013#entry353013 The forum posts Bill read, mentionned above, can be found here: https://forums.duke4.net/topic/9418-duke-caribbean-multiplayer-levels/
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northoftheroad · 4 years
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The Robin 80th Anniversary Special
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It's not a secret that I'm first and foremost a Dick Grayson fan, whether he comes dressed as Robin, Nightwing, Batman or something else. But I try to be charitable and be happy for fans of the other Robins that they got a pice of the birthday cake, i. e. the Robin 80th Anniversary Special.
For your enjoyment (?), here are my thoughts about the book. Spoilers ahead, obviously – don't like, don't read!
I honestly thought almost all of the stories were ok – but pretty forgettable. Marv Wolfman's spin on Dick leaving to become Nightwing, in "A little nudge" (art by Tom Grummett and Scott Hanna), is probably the only one I will remember and reference in the future. I don't know if or how it is supposed to fit into the (any?) continuity, but as far as I can see, it works nicely in the current setting.
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Dick's parting from Robin and Bruce was successively portrayed as more and more hostile. When he originally left Robin to become Nightwing (1983–1984), the two still had a good relationship. This changed in comics to, first, that Bruce decided to retire Robin, and then to that Bruce outright fired Dick and kicked him out of the cave. This lead to that their relationship was portrayed as poor, antagonistic even, for a good many comics years.
The bad mood was picked up by Batman The Animated Series, where Dick left being resentful of Bruce and his methods.
I don't have a lot of good things to say about what has happened to the Bat-family after Flashpoint. But from what we've seen from scattered panels, Dick was the one who decided he wanted to leave Robin. You can read Marv Wolfman's story as confirmation of that. Which is nice.
Bruce is only a little bit of a jerk in this story, being utterly rigid about that Robin has to follow orders. Dick, however, chooses to stay with a kid that had been shot instead of following the criminals.
Dick has had it with Bruce's rules and leaves the cave, but he says "later" rather than "goodbye".
It's made clear that those strict rules were Bruce's way to say, "I know you've grown up, and you should move on; I'll be fine without you."
Batman # 408, where Bruce decides to retire Robin because he got scared when the Joker shot Dick, is firmly established in my mind as the "correct" leaving story in my mind. It was the only one I had read and knew of for many years, and the two still part on decent terms. But Marv Wolfman's 80th Anniversary version has a lot going for it.
On to the rest of the stories...
"Aftershocks" By Chuck Dixon, art Scott McDaniel and Rob Hunter.
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Set during Cataclysm (a storyline from 1998) where Dick lived in Blüdhaven before he moved back to Gotham and became Batman. It's an action-filled story where (fingerstripe) Nightwing comes to Gotham after an earthquake has hit the city.
It's interesting to read this, living through the corona crisis that is going on right now. I don't know how it is where you live, but where I am, people are setting up networks to help people who can't go out to shop or walk the dog, University students are helping kids do their math lessons with the help of Facebook, people make masks for health workers etc. But when Chuck Dixon writes what happens after a catastrophe, Dick has to fight his way through masked thugs who are trying to rob an ambulance of "painkillers and tranks" when he tries to save a cab from falling with a damaged bridge. A woman is giving birth inside the car, and the story ends with that the mother wants to name the boy after Nightwing.
"Well...Robin works, right", he says.
"Team building" by Devin Grayson, art Dan Jurgens and Norm Rapund.
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Well, I'll always soak up everything that has to do with Dick and the Titans – Teen Titans, New Teen Titans, Titans, any Titans...
Devin Grayson wrote The Titans 1999–2000, which is the setting of this story. Most of it takes place inside a H.I.V.E. locale, where an exasperated boss (Damien Darkh) chews out his soldiers after a fight with the Titans. But Darkh decides not to kill the lot of them, because they did distract the Titans while he stole a red crystal/power source. Of course, it turns out Dick is the soldier who has kept his helmet on; he takes the crystal with him and gives Darkh a bit of advice on team-building on his way out.
"Generally speaking, fear of execution isn't a great motivator. I've found basic team-building and morale-boosting to be much more effective. Like, I'm just spitballing here, but... You ever consider a pizza night?"
Well, it did keep me amused, and it shows us that Dick is a good leader and strategist, (and a great acrobat who manages to get out of the H.I.V.E. uniform with one hand, on the way out), although it isn't exactly a surprise that Dick was in the building when you get near the end.
"The Lesson Plan" by Tom King and Tim Seeley, art Mikel Janín.
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Now, I do like some things about the Grayson run, but with a bit of distance, I've realized it was mostly the art. The sexualization of Dick and how King and Seely wrote him as a guy who jumps first and plans never got tiresome. This story is in-character for Grayson; Dick is accompanied by a girl (Paris) from St Hadrian's on a mission, and on the way, he remembers the lessons Batman gave him and imparts his own interpretation of them to Paris. As is Batman says, "plan everything", and Dick says "Improvise. Leap first... figure it all out on the way down." Ergo, classic King and Seeley. Also, it is possibly implied Dick made out with a beautiful girl that turned out to be gorilla in disguise...? Yep, vintage King and Seeley.
Other than that, I don't have a big problem with the story. Some things ring true to me – as when Dick remembers Batman saying, "At their core, people are cowardly and self-serving. Trust no one until you know them. And even then, never completely". And what Dick says is, "Give the benefit of the doubt until you gotta knock 'em out."
For my own peace of mind, I'm reading this as Dick is half-joking with his advice. It's not like we've never seen him make plans and be suspicious post-Flashpoint.
On a side note, one of the best characterizations of Dick Grayson to my mind is a panel from Black Mirror. When Dick explains he had injected James Gordon Jr with a subdermal tracer, and says about himself, "I am a softie. And I do try to see the best in people... but that doesn't mean I'm stupid."
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Detective Comics # 881. By Scott Snyder, art Jock and Francesco Francavilla.  
"More Time" by Judd Winnick, art Dustin Nguyen.
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Jason has a cute story about him repairing Thomas Wayne's watch as a present to Bruce. He started the work as a tiny Robin (too tiny, in my opinion, but with Dustin Nguyen on art it probably couldn't turn out any other way) and finished the work as Red Hood. Jason delivers the present to Bruce on his birthday, placing it on the Batmobile while it is parked in a Gotham alley.
"Extra Credit" by Adam Beechen, art Freddie E. Williams II.
Tim has an appointment with the guidance counsellor at Gotham City High School. Tim sees a future in law enforcement (that's the first I've heard of that, but I'm no expert on Tim) and he's adopted (again, something I haven't seen post-Flashpoint). But the counsellor doubts that Tim will be admitted because he has nothing to show when it comes to extracurricular activities. It's kind of a fun few pages where the counsellor suggests things that Tim could do, and Tim thinks about what he does as Robin on his spare time.
"Boy Wonders" by James Tynion IV, art Javier Fernandez.
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Tim, Red Robin, is unsure what he wants to do with his life and goes to his brothers? fellow Robins? for advice.
I know emotions have been running high because Dick tells Tim that he is "demonstrably smarter" than he is, which makes it sound as if Dick is not really smart at all.
Again, for my peace of mind, I choose to read this as I want: that "big brother" Dick is encouraging, he has always thought highly of Tim, he has no ego to preserve. This doesn't make Dick a reliable narrator on the subject, and the page ends with that Tim thinks "He was the first. He's the best. He's always going to be the role model. "So, two brothers who admire each other.
Tim also talks to Jason and Tim, and the story ends with that he tells Batman he wants to start Gotham Knights protocol, the team in Detective Comics (Rebirth.) 2016-2018.
"Fitting In" by Amy Wolfram, art Damion Scott.
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Stephanie, as Robin has problems because Tim's Robin suit doesn't fit her female body. But at the end of the day, Bruce gives Stephanie her own "changing room" in the Bat-cave, because she's female.
...are Bruce and Alfred idiots? Did Dick, Jason and Tim have exactly the same body type when they were Robin? Stephanie deserved a story worth being told, not this one.
"My Best Friend" by Peter J. Tomasi, art Jorge Jimenez.
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Jonathan Kent writes a school essay about his best friend, Damian. As he writes the words on his laptop at home, they are illustrated with pcitures of the two as both Robin and Superboy, and as Damian and Jon in civvies. Tomasi and Jimenez worked with Super Sons (2017–2019), and though I didn't read that, I'm pretty sure this story is an extra chapter in that series.
"Bat and Mouse" by Robbie Thompson, art Ramon Villalobos.
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It's not the worst story in the book, but somehow the one I disliked the most. It is part of what is going on in Teen Titans and Bat-titles right now; we see Alfred's tombstone and how Batman and Robin have a strained relationship and difficulties in communicating. I'm not keeping up with what is going on with Damian and Bruce in detail, so I really can't say whether this story is consistent with how things have been going lately. I'll let Bruce-and-Damian fans take that ball.
To be honest, my reaction to "Bat and Mouse" is probably due to that I really, really don't like what's happened in the Bat titles lately. I firmly hope that the current situation will be changed and Alfred will be alive again, and I wish I could go back and re-read this book years from now without being reminded of this very dark time when DC seemingly doesn't want any money from me for new comics...
Being who I am, I probably take it waaaaay too seriously to try to understand where/if these stories fit in the DC continuity... The writers have probably (rightly) thought more about writing a good story than making it consistent with any grand plan for a timeline for all of the DC universe. But whatever.
The Grayson story clearly happens in a post-Flashpoint universe, as does Damian's and Tim's stories. But Tim says he's adopted, which I believe has never been said outright post-Flashpoint. And Stephanie has as far as I know not been Robin in this continuity. Chuck Dixon's Nightwing story is explicitly set during Cataclysm (a storyline from 1998) where Dick lived in Blüdhaven before he moved back to Gotham and became Batman. Post-Flashpoint, he moves to Blüdhaven for the first time in Nightwing vol 4., so Dixon's story should take place in the old continuity.
On the other hand. The last pages of the book are made to look like profile overviews in the Bat-computer and use pictures from different Robin runs. If the snippets of information are supposed to be the current continuity for the Robins, a lot from the pre-Flashpoint universe is back in canon.
Shortly, Dick was adopted (that's the word they use), formed the Teen Titans, moved to Blüdhaven and was Agent 37 for a while. Blüdhaven comes before Agent 37, but it's not explicitly stated when he first moved there. Because if Dick was in Blüdhaven before his time with Spyral, it is inconsistent with parts of Rebirth Nightwing. (Which I can live with...)
Jason's story starts as the street kid who tries to steal the tires of the Batmobile, his stint as Robin was short, and today, Red Hood has formed a tenuous alliance with Batman. Tim uncovered Batman's secret and made a bid to become the new Robin – and his new moniker "Drake" is acknowledged. Stephanie was Robin for a very short while. Damian was created with genetic material that Talia stole after a romantic tryst with Bruce, and he was bred to be an assassin.
Personally, of course, I think that Dick Grayson was worth more of an effort from DC on his 80th anniversary. But on the whole, the things we got were decent, "A little nudge" gave me something I will keep with me, and several of the covers are great.
(The cover photo is still pinched from Dan Jurgens' Twitter – I haven't bought all of the variant covers.)
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rcsegrden · 4 years
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& .   ✧   ›   MEETING MACE !
✦ ▓ AND WHO GOES THERE? oh, it’s just [ MACE TYRELL ]. some say [ HIS ] resemblance to [ ANDRE BRAUGHER ] is almost uncanny, but the [ FIFTY-FOUR ] year old has been in the capital for [ TWENTY YEARS ]. many suspect that they are the notorious [ ASSOCIATE ] of the [ TYRELL ] family: perhaps that has made them [ DENSE ] && [ CREDULOUS ] of late, when they used to be so [ JOVIAL ] && [ COMMITTED ]. during the daylight hours, [ MACE ] can be found working as a [ PRESIDENT OF TYRELL AND ASSOCIATES ], but when night falls over king’s landing, they are best remembered listening to [ KISS FROM A ROSE BY SEAL ]. may the gods be with them in these dark streets.
it’s attina and i’m back, back again. this time with meme daddy. read more under the read more xox. also heads up, im more than likely not going to use gifs or use them sparsely due to a lot of cop gifs and how things currently are / not even having a lot of gifs in the first place ajklf;asd. just know that this image embodies how mace looks 24/7.  
& .   ✧   ›  I. THE BASICS !
full name › mace tyrell.
nickname(s) › oaf by his mother, just mace.
age › fifty-four ( 54 ).
d.o.b. › april 20, 1966
gender › cis-male.
pronouns › he/him.
allegiance › the tyrells.
occupation › president of tyrell and associates. 
current location › king’s landing.
& .   ✧   ›  II. THE BIOGRAPHY !
you were born in a family that climbed through the thorns to find roses at the end. your mother took a dying business and made it into what it is today and as a young boy, you found yourself intrigued by the business, but as a toddler there wasn’t much you can do but poke at buttons that weren’t meant for poking and running down the halls butt naked. you were definitely a goofy child, one who would laugh at the littlest things, you were never found with a frown on your face even as you grow into your teens.
you followed you parents footsteps every moment of your life, looking up at them with doe orbs eyes. there was no doubt in your mind what you were going to be doing as you grew up, considering all the time you spent at the business office. there was once a time that you ran around there, chasing after your sisters while your parents worked that would soon turn into you knowing every bit of the place.
taking over this business was always something you were meant to do, and something you wanted to do. you weren’t into politics like the rest of your family, you liked how much there was to the business --- it couldn’t be written off as one thing, not when your family had their hand in so much. if you were to take over it one day, you had to start young with learning the business. your first job in your early teens was in one of the lowest positions inside tyrell and associates, you learned by doing. every job in every department you oversee, you have done before countless times and you would do it again if needed. you never ask your employees to do something you wouldn’t do yourself which is why it was so important for you to know how everything worked. no matter what exactly it was.
which was another reason for your focus to be on the business, you spent your entire teen years and into your early adulthood working the ropes, learning everything you possibly could before going to college for business. taking over the business meant you needed to be qualified for it, and hell, you’re going to make sure that you are. business school seemed to fly by and you continued to work. it wouldn’t be long before your hard work would pay off and soon you found yourself at the top of tyrell and associates.
but that wouldn’t be for a while, during the stages of you working under your father at t&a, you would fall in love with alerie hightower. once she entered your life, you were done for. head over heels and while you were certain she was out of your league, somehow you caught her eye and you knew that there wasn’t anything you wouldn’t do for her and soon enough, you had a bouncy baby to look after and that was the moment that you would feel prouder than anything you have done throughout your work. 
your children would become the pride and joy and in your defense, the business would become second in your importance. your family will always be first and when you started raising your kids, you stopped seeing whatever plans you had for tyrell and associates even after you became president. it was on the backburner and now your energy became on your family, raising kind and beautiful children and you are certain that you succeed. 
there is no one you are more proud of than your kids, carrying their photos around every where you go. you hope willas takes the business and continues doing what is working, you know margaery is going to do great things for the family --- proud when her name was announced to be taking over the citadel. loras could never do any harm in your eyes and garlan always succeeds in what they do. your pride and joy is in your children and you could always go on about them in any conversation --- most of the time, you’re the one who brings them up.
family means a lot to you. you can recall your childhood filled with playing with your sisters, looking after them, staying up late to play games with them. you never saw a world without your siblings at your side but eventually, that world would come to light. your younger sister, mina, you can remember her so clearly and you wish that you could turn back time. take her place so she would be the one still alive. when the news of her murder came to your ears, you vanished within your office for a week. not coming out the entire time. words cannot explain the loss you felt with the absence of your younger sister.
growing up, you spent most of your time inside your office but now? you’ve grown tired of such a thing. you prefer spending that time outside, either taking a walk or going golfing. you know your business is going to do just fine. it’s only a matter of time before you announce your retirement and your eldest finally takes over. you just aren’t there quite yet.
& .   ✧   ›  III. THE FACTS !
one thing that mace has done since becoming president is  hosting community events. he’s a social butterfly and loves interacting with other people which is why he spends quite some time getting to know his friends, enemies, neighbors. if he just so happens to stumble into some information, he is certain to pass it along to his mother. 
at the end of the day, he’s a good son and still wants to make his mother proud even if she looks like he’s a buffoon ( she’s not completely wrong ). 
he has, at the very least, two full wallets that don’t have anything but pictures of his kids and he will actively pull them out when talking to someone. 
meme dad! will say random memes to seem “cool” and “hip”. he’s neither cool nor hip and never has been.
out of both his parents, he’s a lot more like his father than his mother, however, he really does look up to his mother more --- heeding her advice.
the only reason why he hasn’t retired yet is because he wants to be certain that his eldest, willas, actually wants to take over the business. he’s wanting for willas to ask him to step down as that will be the point where he would be certain that this is something his eldest actually wants and not something they feel forced into. if willas never asks, he’s worried that perhaps his kid wants something else out of life and that, is far more important than a business. 
WILL ALWAYS SUPPORT HIS CHILDREN NO MATTER WHAT !!
he typically doesn’t have anything to do with the mafia side of business, nor does he want to. he’s okay with not knowing what’s going on with the family in that aspect but regardless, he’ll defend his family until his dying breath ( which may or may not be soon ).
& .   ✧   ›  IV. THE CONNECTIONS !
everyone is welcome’d › positive; this is someone who attends or attended his public community events and they have strikes up a conversation with mace whenever they get a chance. more than likely, they’ve become good friends and mace has certainly talked their eye off about nothing in particular. i’ll talk while you listen › negative; mace is, someone who’s not particularly distrusting of people. ultimately, someone could see that as a way to easily manipulate him. the problem is, the information that they’re seeking, mace wouldn’t know a thing about so instead mace has been talking their ear off about his children’s accomplishments that aren’t exactly secrets to the world.
i legit can’t think of anything else but i’m done for nearly everything.
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oh-its-souichi · 5 years
Text
Aw
Yo! 
Shigaraki X Reader
Another fic about Shig being a father? 
Hell ya 
... I can’t help it... Him being a dad just gives me... life.
Im sorry
Also the final chapter of Ultra Violence will be posted sometime this week and after that I will be continuing the Dabi fic Ive been working on.
Warning- I didn’t know how Nomu were made so I just guessed, FLUFF, Daughters name is Shi because its like "she" but spelled cool and Im lazy.
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It was all but silent in the warehouse. 
Around him was the bothersome buzzing of the machines at work while the water that the Nomu grew in sloshed around. With the attack on the Yuuai summer camp underway they were there to check on Dabi’s Nomu’s.
The patchwork villain wouldn’t shut up about it so Shigaraki, fed up, told him to meet up with his at the warehouse so they could see how the creature was progressing.
To the left of him Kurogiri was fidgeting with a control panel while Shi played with a small nail she had found while wondering around the warehouse.
Dabi stared down at her wondering if he should take the nail away from her but shrugged and turned his attention to one of the brains floating in the sickly green water. "Hey boss are you cool with her having that?" Dabi suddenly spoke the situation irking him for some reason.
Shigaraki looked briefly down at his daughter and grunted seeing no issue. It was nice she had found something to preoccupy herself with instead of badgering him.
Shi quietly hummed a song Shigaraki had heard play at the beginning of one of the magical girl series she was obsessed with. 
Well, the one she was obsessed with right now. It seemed to change every week though. 
The only reason he was aware of the change is because sometimes he got on his computer to read the news and what not he would hear two little feet tumble into the room, the pressure of her eyes falling on him. “Daddy” she would say locking her sights beginning the silent battle.
He would try to ignore her, grumbling under his breath at her while focusing on whatever he was doing that day until he just gave up.
“Uh fine. You’re so annoying.” he would groan minutes into the stare down.
Begrudgingly he would lift her onto his lap and go to the website that illegally uploaded movies and episodes of various titles, clicking on whatever caught her interest.
Usually the shows consisted of brightly colored character who were overly enthusiastic and made his head ache. His fingers would find their way up to his throat scratching ruthlessly. 
He didn’t like having to share especially with a little girl that just walks in and demands things of him without saying a single word but he found it was easier to let her watch it for a few minutes and often times he didnt give into her, like yesterday, but on days he was to exhausred to fight he would
It was better then dealing with her silently crying, having hidden herself under a blanket in a corner somewhere and then you looking at him with the damn puppy dog eyes asking "She just wants to spend time with you T"
The two of you drove him crazy. 
But secretly he liked it. 
Shi dropped the nail in her hand to the ground and wandered up to his side standing up on her tip toes staring down into the water. “For me?” He heard her say. “Huh? he said twisting his expression underneath Father, casting his sights down to her. She shifted awkwardly under his gaze feeling the pressure. Nervously she twisted the toe of her small beat up sneakers into the cement floor. She had learned in the two years she had been alive that odd things set her father off and it was not fun to be at the receiving end of his dangerous temper. “One for me?” she repeated pointing at herself. 
Shigaraki paused letting her words sink in before a smile spread across his face. “You want a Nomu?” he asked shifting his eyes from the little girl to one of the floating brains. A lightness entered his chest and he almost felt uncomfortably elated. The feeling wasn’t entirely new he had felt it before when he saw himself on the news and heard the newscasters say his name with a adorable twang of fear in their voices. 
It made him proud.
He felt proud.  
He knelt down connecting he red eyes with her similarly colored ones. “Now what would a- How old are you?” he asked. She paused prodding her bottom lip with her pointer finger. 
“56 probably” 
“56?! Are you stupi-” 
“She’s two and a half Tomura Shigraki” Kurogiri said from the work bench himself and Dabi stood by while waiting for the machine he had been using to load the program he had to install. Shigaraki cocked his head in thought. ‘It’s been two years already. What the hell’ 
Shi had been his greatest mishap.
At 18 you were introduced into his life and he quickly became intrigued by you, obsessed with you. Eventually the two of you formed a strange relationship and he found himself spending more time alone with you in his room, knocking you up in the process.
After breaking the news to All for One he was surprised the elder man was somewhat supportive. ‘It’s a little earlier then I would have liked it to be but it’s good to secure an ere.’ 
They were not exactly the words he wanted to hear but that’s all ancient history now.
He studied her childish features seeing a lot more of himself in her face then you. She had light blue hair that was slightly wavy and bright red eyes the only real difference being she was a little bit cuter. 
“What would a two year old want with a Nomu?” he asked. Shi with a determined look on her face walked away from her father (to his confusion) making her way to Kurogiri where she interrupted the conversation he and Dabi were having to tug the newspaper he had in his hand. He released it watching her shyly walk back to Shigaraki. Clumsily unfolding the paper she pointed to a picture of All Might that was printed on it. “For Game over” she said. 
Shigaraki’s breath got caught in his throat leaving him breathless, his chest tightening harshly. Quickly his brain was overrun with images of him and his daughter releasing mass destruction upon the city hand in hand, well pinky in pinky. The effects on the public seeing a small innocent child basically murder innocent civilians would shake then to their core. The heros wouldnt even know what to do.
“Well” he said “What a promising little mistake you’re turning out to be. Kurogiri give one of these to her” he said grabbing Shi lightly by the hand, twirling her around. 
Kurogiri looked away from Dabi who raised his eyebrows unimpressed. “Are you sure that is wise?” he asked warily. Shigaraki dropped Shi’s hand raising up his arms. “What kind of father would I be to deny his own daughter’s wishes and aspirations.” he said smiling down on Shi who blushed. Dabi scoffed “Where was that attitude when you yelled at her for wanting to watch that kid show? Isnt that kinda like denying her aspirations??”
Shigaraki grew irritated “ Shut up patchwork. Kurogiri can you do it or not?” he asked glaring at the man. 
Kurogiri sighed to himself. “Yes I will set it up now” he said moving himself back to the control panel silently thinking to himself. (A peek into the mind of Kurogiri- ‘WHAT IN THE HELL IS THIS ABSOLUTE HELL GOBLIN THINKI-) 
Dabi flashed Kurogiri an amused look before propping himself against one of the metal tables that sat adjacent to the Nomu’s “So Shi” he said earning a glare from Shigaraki.
Shi looked at him shyly her cheeks flushed. “Once you get this Nomu of yours how are you going to take him down?” 
She thought for a moment before smiling viciously, much like her fathers smile. “Like this!” she triumphed fiercely punching Dabi in the leg making him jump slightly in shock.  Shigaraki burst out in laughter standing up to ruffle Shi’s hair. “Very good!” he praised picking her carefully up. “Next time aim a little higher.” 
... 
Later in the evening after you had returned from shopping you expected to be berated by Shigaraki for being out to long but instead were left alone. Pleasantly surprised you retired to the bar reading one of your books when you noticed Shi and her father whispering to one another for a suspicious amount of time. You snuck a glance at them every now and then. It was very rare for him to interact with her so much. 
Breaking their secret meeting Shi wobbled over to you with a smile as bright as the sun. 
“Hi mommy” she said attempting to grapple up the stool to the right of you. “Hi Shi” you replied setting the book you had attempted to read down on the bar top. You reached your arms out to grab her and lift her up but were beat when Shigaraki picked her up with two pinkies in the air and placed her on top of the stool. You smiled at her as she situated herself, resting her head on her arms with a big yawn. Her eyes drooped and you could tell she was fighting off a powerful wave of sleep. It was a little past her bedtime. Normally Tomura was so strict about bedtime but today he didn’t seem bothered by her presence as he normally did. 
“How was today?” you asked mimicking her position feeling a finger run gently down your spine it’s owner retiring next to you, unmasking himself. Ephemerally you looked at him puzzled. “He sure is in a good mood today’ you thought becoming instantly reluctant about the situation. “Good. I got Nomu!” Shi exclaimed tiredly.
You turned your attention back to her lovingly brushing a few stray strands of hair behind her ears. “You got a Nomu?” you questioned looking to Kurogiri for some sort of explanation who only looked back at you exhausted.  ‘Great’ you thought. “Yep!” Shi said happily. “Daddy give it!” You clicked your tongue and sat up resting your eyes on your handsome boyfriend who only beamed proudly.
A chuckle slipped past your lips. “He did huh? I’m sure that is going to be very fun for the two of you especially when daddy gets to clean up whatever mess you and the Nomu make.” Shigaraki grunted at your words not liking the sound of that. 
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devilgem-archive · 5 years
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Can we hear more about the swap au?
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yes absolutely!!!i got some basic info for the ones with distinct roles (most of which are based off personal hcs ive conjured in chats) the rest will come as soon as i have concrete stories for them!!
the story revolves around angel, an ex-mobster slash p*rn star, who decides to abandon his vices to better himself and those around him. because he lacks a higher status in hell’s society, he has a harder time gathering funds and support, so his hotel is a lot more run down compared to canon charlie’s. many dub him as a “nobody trying to be somebody”
ANGEL DUST
swaps with charlie
gay trans man
grew up in a mob family during the 30s-40s. his relationship with his family remains difficult
he’s a lot more optimistic here, still values innocence and all the littlest things that make the world go ‘round. he’s still angel dust tho,therefore has moments where he’s just a plain jackass
continued his line of Shady Work in the afterlife for survival. retired decades later to pursue his Dream Project in running a rehabilitation center in the form of a hotel. the public was baffled at his choice to step down from crime, why give up all of that for…this? is he stupid? whatever respect they held for him was snuffed out quickly and angel became a laughing stock
is very much aware of the doubts, even those of his friends’ and frankly…it stings. tries to mask it with sunshine and rainbows
still struggles with addictions + suffers from episodes of alcohol withdrawal himself. despite everything he keeps pushing forward- lowkey has a habit of brushing off his own problems in favor of others’
CHERRI BOMB
swaps with vaggie
trans lesbian
was an orphan in life, turned to crime as a bomb specialist as she grew
had canon!cherri’s personality and appearance up until angel made his ambitions known; she chopped her hair short and sports a more formal fashion to honor his new passion
is best friends with angel and looks up to him like a father. while she does offer her best support, she is not without doubts regarding the hotel’s success. not that she’d outright say it ofc
despite her own concerns, she wont hesitate to fuck up anyone who insults or otherwise jeopardizes angel’s hotel
she jokingly suggested angel turn to the princess of hell for assistance…only for the man himself to take it as serious advice. angel dust is a synonym for absolutely fucking stupit
CHARLIE
swaps with angel
bi trans girl
the princess of hell. an absolute bratty delinquent who loves using her status to get what she wants– or get away with the trouble she stirred up
only cared about her status, wealth and vaggie before the hotel.
she’s the carlyle to angel’s barnum
angel sought her out for support–though she initially snorted at the very idea of a rehabilitation center in hell,she found herself begrudgingly funding the hotel. even checked in as the very first patient, fun for the entire family huh.
she truly has a heart of gold beneath the hardass exterior and it gradually shines through the more time she spends at the hotel
VAGGIE
swaps with cherri
lesbian + demigirl
is charlie’s girlfriend and partner in crime. together, theyre ur typical Mean Girls that enjoy making snide remarks at the expense of others
has an arsenal of knifes and spears she uses to win turf wars and lovingly defend her still-ditzy gf from danger.
is more cool and collected- gotta do what it takes to come out the winner! only loses her temper when her loved ones are threatened/insulted
retains a difficult relationship with angel
only checked into the hotel, which she is skeptical of, to keep charlie company. and to see how fast this dump falls apart lmao
just like charlie, she gradually softens up and befriends the others
ALASTOR
swaps with husk
pan/ace trans man
he is biracial
was an ex-radio host that succumbed to the great depression in Every sense of the word. no really. alastor is a disaster
he pushed away his friends and family and loyal fans that reached out in support, destroying whatever positive relationship he had left. who needs people when you got booze!
is a complete shut in. dont talk to him, do not even look at him.begone thot. remained stubborn at the idea of opening up, even in a place as disgustingly positive as angel’s hotel
1000/10 capable of ripping your guts out if you test him
still enjoys the good thrill of hunting deer every now and then. probably the one thing that makes him feel anything
hates hate HATES the permasmile with every ounce of his being. he wouldn’t be wearing a smile if frowning wasnt so damn painful
SIR PENTIOUS
swaps with katie
bi trans man w a pref for Wahmen
he was a well-known journalist in the 1800s.
in hell, he adapted well enough to have his own “picture news show”
vocally, he isn’t very pleasing to listen to, but! he has a knack for grabbing the most sensational stories to keep the attention of his audience unwavered
has an ego the size of jupiter
is completely uninterested in anything that doesnt give his rep a boost
enjoys sciencey stuff and reviews the latest trends/memes on occasion
mocking the hell out of angel and his stoopid hotel is his second hobby
he has ‘friends’ but rarely, if ever, treats them well
THE EGGBOIS
swap with tom
they all hate penti
penti still enjoys pushing them around. sometimes would use them as anger/stress-relievers
i do not have a lot for them
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azuresquirrel · 6 years
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OKAY FOLKS, MY INTITIAL HOT TAKES ™ ON STAR WARS: THE LAST JEDI, BEFORE I EXPOSE MYSELF TO ANY OF THE DISCUSSION OR DISCOURSE. UNLESS IT IS NOT CLEAR, THIS POST IS SPOILER-TASTIC.
Alrighty, before we get to the meat of the thing let me give ENTIRELY too many disclaimers:
-I would not consider myself a Star Wars Expert. I’d say I’m a fan and about a half-step up from the standard casual moviegoer. I love the movies, the original trilogy was a big deal in my childhood. I have encountered the EU in small bits – a novel here and there, an episode of a cartoon here and there. But I am decidedly not a person who is Keeping Up with the billions of Star Wars media out there so I want it clear that’s the perspective I’m coming from.
-Also my Overall Take on the movie is generally positive and I also think I will enjoy it more on a second viewing, whenever that may be. But I did go into it, given the non-spoilery rumblings I’d heard to either Love It or Hate It. I’d say neither is the case. I Liked it, which really is something of a disappointment, but perhaps that second viewing would move it up. Also I will likely be more detailed on the stuff I had problems with than the stuff I liked, but the stuff I liked did outweight the stuff I had issues with.
-As to “where” I would rank this movie in my personal rankings . . . bros, I don’t know. I have immense childhood built-in bias to Episodes IV – VI. Better than the prequels, OBVIOUSLY (which let’s be real, the prequels had SOME good stuff in the them but it sure is a lot of bullshit to wade through). I never really gave my Official Take on Rogue One because IT WAS THE DAY THAT CARRIE FISHER PASSED, and I honestly think it will take me a while to be ABLE to watch it again because I associate it so strongly with her passing. But here’s my Take anyway: it had good concepts and a goddamn killer third act, but the first two acts were a goddamn SLOG and I just could not find Jyn an investing protagonist for all that I tried. I’d rank The Last Jedi over Rogue One – I had a similar “when are we going to get to the fireworks factory” deal with it, but still the stalling period was more enjoyable in The Last Jedi than in Rogue One. And it falls short to The Force Awakens to me. The Force Awakens felt more focused, and it had more of what I personally was looking for – that “SHIT YEAH I’M WATCHING STAR WARS” feeling. The Last Jedi got there EVENTUALLY but it got there really really late. I pretty much enjoyed The Force Awakens the whole way through whereas I was feeling a good deal of FRUSTRATION a ways into The Last Jedi.
So, let’s get to specifics:
-Well, I mean I think it’s clear why I think a second viewing will improve my opinion on the film. I spent a LOT of it WAITING and FRUSTRATED and thinking “WHEN ARE WE GOING TO GET TO THE FIREWORKS FACTORY/THE POINT.” I had Concerns about things, not knowing where they were going (AND I THINK VALIDLY SO AT THE TIME), so since it largely ended up in places that I LIKED maybe I’ll be able to enjoy the waiting period a lot more in the future.
-Look, I know that Star Wars movies are Events and are never short but fucking, this movie was still TOO LONG. Felt the same about Rogue One (but less so here), didn’t feel that way about The Force Awakens.
-Well let’s see, in my mind there were basically four plots in this movie – Rey and Luke, Finn and Rose, Poe and the Rebels, and Kyle Ron Bullshit (I suppose some would argue that Kyle Ron bullshit was pretty much a part of the Rey and Luke plot. Technically, they are probably correct. IN MY NON-TECHNICAL MIND, IT IS A SEPARATE THING GIVEN I THOUGHT “OH THIS SHIT AGAIN” WHENEVER HE CAME ONSCREEN). The overall: Finn and Rose was GREAT THROUGHOUT, THE MOST MOVIE-ISH OF THEM AND THE MOST ENJOYABLE AND I LOVE THEM AND ALSO BB8. Rey and Luke I ALSO LIKED A WHOLE, WHOLE LOT, THOUGH I IMAGINE THERE MAY BE ~CONTROVERSY~ THERE. However I also felt a good deal of Frustration and Concern thanks to all the Kyle Ron Bullshit inserted there. Poe and the Rebels . . . . . oooooooooooooof. Yeah. That was a thing.
-On a more shallow note: one thing that was uniformly good throughout was all the NEW STAR WARS CREATURES. Icicle-foxes on mineral planet (and actually being of MINOR PLOT IMPORTANCE), stupidly adorable giant rabbit-horses, JUDGEMENTAL FISH NUNS, and the godawfully adorable merchandise mandate of the porgs. We didn’t get that much in the way of exciting new Star Wars planets/worlds, but the creatures made up for it.
-Okay I don’t count it as new because we saw it at the end of The Force Awakens, but I was extremely appreciative of Ireland: Luke’s picturesque Cranky Jedi Exile Planet. THE SOUTHWEST COAST OF IRELAND, LAND OF MY ANCESTORS, IS BEAUTIFUL.
-I HAVE A LOT OF EMOTIONS ABOUT LUKE SKYWALKER: MY DEAD GAY DAD/SON (courtesy of spaceoperetta, that joke). I just . . . loved . . . my heart . . . .
-OLD CRANKY LUKE HAVING RETIRED TO HIS ANGRY GAY PICTURESQUE EXILE PLANET BECAUSE HE HAD THE HUBRIS ™ AND FAILED ™. JUST. RELATABLE.
-REY JUST FUCKING FOLLOWING HIM FOR ALL HIS CRANKY EXILE DAYS, BEING JUST A FUCKING STUBBORN.
-All the stuff Luke had to say about The Force and why the Jedi were crap was just . . . GOOD. I APPROVE.
-And Force Ghost Yoda ends up burning the damn tree anyway, what a troll.
-. . . why do I have the feeling that Luke in The Last Jedi is going to become my new AA4 Phoenix? I just have a HUNCH. YES HE MADE SOME BAD CHOICES ™ AND IS OLD AND BITTER BUT. I GET IT. FOLKS, I GET IT.
-And the whole END when he ASTRAL-PROJECTS AWESOMENESS ONTO MINERAL PLANET. BEING AWESOME AND OLD AND SASSY. PULLING SOME STRAIGHT-UP AIRBENDER MOVES ON KYLE RON.
-I was keeping the tears back throughout the movie but the Leia and Luke scene BROKE ME.
-And then he dies (as I expected), looking out at the double sunset just like in A New Hope fucking forty years ago. I CRIED SOME MORE.
-I HAVE A LOT OF EMOTIONS ABOUT LUKE SKYWALKER.
-Okay REY. Somehow felt like there was . . . less of Rey in this film than in TFA? Like probably actually not but it felt like she got to do more STUFF in TFA. And the CONCERNS did not help. BUT YES, REY WITH A LIGHTSABER, REY PILOTING THE FALCON, REY MOVING SOME FUCKING ROCKS. REY!!!!!!
-Also can the third movie NOT go back on the conclusion that we came to re: Rey’s parentage from this film? Her “coming from nothing” having just regular-ass junker parents, she DOESN’T have that ~special Skywalker blood~. PLEASE. PLEASE DON’T GO BACK ON IT, SERIES. BECAUSE I LIKE IT. She “doesn’t have a place in this story” in the Multigenerational Skywalker Family Drama. BUT SHE IS REY!!! SHE IS HERSELF AND CAN BE GREAT ANYWAY!!!! THE FORCE IS NOT “A POWER TO MOVE ROCKS” AND IT’S NOT MIDICHOLIRAN BULLSHIT, IT ISI WITHIN HER AS IT IS EVERYTHING! THAT STRENGTH COMES FROM HERSELF DAMMIT.
-(okay bad joke time, you all know I was totally thinking “YES REY, FIND YOUR GAY DESTINY IN THE GIANT SEAWEED VAGINA” re: the Empire Strikes Back ripoff cave that only shows you your own face).
-Before I get to The Issues – FINN AND ROSE WERE GREAT AND I LOVE THEM!!!! I AM GLAD THAT ROSE ARTICULATED THE REBELLION SO WELL!!!! THEY WORKED GREAT TOGETHER!!!! FINN CONTINUES TO BE A JOY!!!! BOTH OF THEM ARE THE HOPE OF THIS REBELLION!!!!
-AND SHE SAVED HIM AND I HAD THE EMOTIONS. AND I WORRIED SHE DIED BUT THANK GOD SHE DID NOT. AND THAT KISS WITH THE EXPLOSION IN THE BACKGROUND! FIGHTING FOR THE THINGS WE LOVE! EMOTIONS!
-ALSO SHOUTOUT TO FINN FOR HAVING MY REAL FIRST “SHIT YEAH I’M WATCHING STAR WARS” MOMENT WHEN HE GOES AT CAPTAIN PHASMA IN THE FUCKING BURNING DOWN SHIP. THAT WAS GOOD SHIT!!!!
-ALSO FINN RALLYING EVERYONE IN MINERAL PLANET BASE WITH HIS HOPE – YOU ARE THE TRUE FUTURE OF THE REBELLION!!!
-(okay but for the next movie can we have more than like two minutes of Maz Kanata? PLEASE?)
-Okay so circling back to Rey because of KYLE RON BULLSHIT. You can probably tell what my Concerns were. Like . . . I mean geez, I want to root for that hopefulness but CHRIST, COME ON HERE.
-I was happy that it turned out that their stupid ~connection~ was forged by Snoke, who is unimportant anyway and dies, that was frankly a bit of a relief.
-OKAY, BASICALLY I HAD WORRIES ABOUT THE SHIP I DARE NOT NAME, BUT LUCKILY REY IS GOOD AND KYLE RON CONTINUED TO BE AS HE IS, AS I EXPECTED. But can you blame me for the CONCERNS about their ~omg special Force connection~?
-But . . . . honestly it IS a problem with this new trilogy that I don’t care about Kyle Ron. So much of these movies are hanging on the fact that we have some investment in his decisions and his fate and I . . . don’t. Like when Leia was reaching out to him with The Force I should have Felt Something and I did not. I perhaps should have been slightly less “eh, can you really blame him” at the reveal that Luke did indeed for a moment consider offing him.  He is so important to so many of the characters but I just . . . . they’re trying to make him into a Zuko but he ISN’T. HE’S JUST SHITTY. I DON’T CARE ABOUT HIS SUPPOSED ~CONFLICT~. AND HONESTLY THAT’S A PROBLEM. HE *SHOULD* BE A COMPELLING VILLAIN THAT YOU FEEL CONFLICTED ABOUT. YOU SHOULD *WANT* HIM TO BE REDEEMED LIKE HOW YOU WANTED LUKE TO SUCCEED IN REACHING VADER LIKE IN RETURN OF THE JEDI. BUT I JUST. DON’T. CARE. HE’S JUST A SHITTY WHINY SPOILED MANBABY.
-So like on the one hand I was happy that SNoke and his stylish gold robe essentially ended up being UNIMPORTANT. He dies and it made little difference. Because I didn’t really care!
- . . . but then again, isn’t that similar to the Kyle Ron problem? Because like . . . if the whole dealio of this plot, that Kyle Ron was corrupted to the Dark Side and Sith Ways thanks to his Andy Serkis CGI fucker, then SHOULDN’T it matter a bit? WHO IS THIS GUY AND WHERE DID HE COME FROM? WHAT IS HIS MOTIVATION BESIDES “EVIL?” WHERE DID THIS SITH FUCKER POP UP FROM AFTER PALPITINE WAS OFFED? Like . . . I don’t personally care but for the story itself it SHOULD matter. Instead it’s just “and then Kyle Ron became Dark Side because The Evil Guy said so.” If you want something actually compelling you need to fucking put MORE into it.
-So then the part where we needed to care about the tracked and almost out of fuel Rebel Forces. One would think I would given that Leia was there (for like five minutes and also SHE USED THE FORCE TO SAVE HERSELF AND I HAD THE EMOTIONS) But. Well.
-Oh, and pausing to point out that Star Wars is getting BETTER with women as it has more women onscreen than ever but like – I was concerned about Rose dying with ALL THE DYING ASIAN WOMEN ONSCREEN. Yes the bomber ended up being her sister and important and it was a badass scene but like – could we not have killed her off IMMEDIATELY? Also was that Jasika (I’m not sure) who got unceremoniously blown up in her X-Wing? I’m just saying, STAR WARS STILL HAS SOME WAYS TO GO EVEN WITH REY AND ROSE.
-Also movie thank you for ultimately validating Purple-Haired Laura Dern as a good leader and a badass but I somehow doubt that will be the takeaway that most people have.
-BECAUSE I GUESS DREAMY POE DAMERON OF THE FORCE AWAKENS IS GONE AND REPLACED WITH A HOTHEADED CLONE WHO HAS A PROBLEM WITH WOMEN IN AUTHORITY OR SOMETHING.
-Like . . . why was it necessary . . . for this plot . . . for Poe to talk over and mansplain to and disobey orders from his fucking commanding officers who all just happen to be women.
-And I guess we’re not supposed to find him a rank hypocrite at the end when Finn disobeyed his orders to pull off from the Death Star But a Battering Ram (???) even though THAT’S WHAT POE’S BEEN DOING THIS WHOLE FUCKING MOVIE.
-Like god cutting back to those ships every time was TIRESOME and frankly I’m glad I did not have a ton of investment in Poe as a character before this or else I’d be RIGHT PISSED instead of just annoyed that the movie turned this character into a sexist and pretty much did not do ENOUGH to refute his ways. STILL ANNOYED THOUGH.
-Also is there any problem that the Empire/The First Order has encountered that they didn’t go “throw a Death Star” at it? I think a barked a laugh when they were like “IT’S MINIATURE DEATH STAR TECH.”
-Other disappointments – I THOUGHT KYLE RON WOULD STRAIGHT UP MURDER HUX AT LIKE TOO POINTS AND HE DIDN’T. I would’ve at least appreciated that ginger asshole getting murdered (especially when he slapped Finn I thought “M U R D E R”), but NOPE, KYLE RON MUST BE A DISAPPOINTMET IN ALL THINGS.
-THERE SHOULD HAVE BEEN MORE LEIA!!!!! AND NOW WHAT WILL THEY DO WITH THE NEXT MOVIE!!!!! BECAUSE CARRIE!!!!! I AM VERY UPSET!!!!!!!
-Oh Christ, this is so long and I’m kind of trailing off into shitpost territory, SO IF I HAVE MORE SHITPOSTY THOUGHTS I WILL HAVE THEM LATER.
-So good movie but I had FRUSTRATIONS.
-In conclusion: I LOVE LUKE SKYWALKER, MY DEAD GAY DAD/SON.
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gordonwilliamsweb · 4 years
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‘I just fell in love with it’
“How do I just stand up and walk away and leave him here?” the mother asked emergency department nurse Laurielynn Hinman.
The mother’s teenage son had died after being hit by a vehicle, and she sat at his bedside in the Spectrum Health Ludington Hospital.
Hinman, a young nurse at the time, compassionately said, “I don’t know how you do that, but you don’t have to until you’re ready.”
Decades later, Hinman recalls how that incident helped shape her outlook in providing empathetic care to patients.
“That was so impactful for me,” Hinman said. “Unless you’ve been through it, you don’t have a clue about what people are experiencing. It was a great lesson for me to learn.”
Hinman, along with fellow Ludington Hospital nurses Clara Whitaker and Sally Wright, have all served more than 40 years at the hospital, the bulk of it in the emergency department together.
They all cite a love of helping patients and showing compassion as the driving motivation and source of joy in their nursing careers.
Candy striper to seasoned veteran
Hinman is planning to retire in October after a 45-year career. She’s looking forward to spending time with her grandchildren. No. 4 is on the way.
The Royal Oak, Michigan, native began working in health care as a high school student, serving as a hospital volunteer, or candy striper as they were called at the time for their novelty red-and-white striped aprons.
After high school, Hinman worked as a nurse aide in Florida for a year before returning to Michigan to start her college career. She received her nursing certification from Kirtland Community College in 1975 and began work in the labor and delivery unit of a Detroit-area hospital.
She moved to Ludington in 1979 and began work at the Ludington hospital. She’s worked the past 32 years in the emergency department, while earning an associate degree in nursing from West Shore Community College and a bachelor’s degree in nursing from Ferris State University.
Hinman has relished working with patients over the years.
“It’s a great honor that you can be with them during some of the greatest times of their life, and some of the hardest times and that’s an honor that our patients give us that I think sometimes we forget,” Hinman said. “That’s been my biggest joy.”
And in working in a small town, she values providing care for friends and neighbors.
“That’s one of the joys of working in a community like ours; you know your patients and you become a part of their lives,” she said. “It’s a comfort for them. I think there’s a lot of advantages to being in a small community like this.”
A key to providing that comfort, that compassionate care, is to remain empathetic even when part of the job becomes old hat.
“One of the hardest things is that the emergency room is everyday life for us,” she said. “But it’s not for them and we have to remember that.”
“It’s been a very rewarding 45 years,” she said. “I’ve gotten back a whole lot more than I’ve given. I’m very thankful for that.”
She said the people she’s worked with have made the job rewarding.
“Clara, Sally and I should give a shout out to all the people who have helped us through the years, as we couldn’t have done it without all of them.”
Paying it forward
Sally Wright agrees.
“I’m thankful for the mentors that I had,” she said. “For over 40 years I’ve had the opportunity to work with some phenomenal people.”
She called out Linford Davis, MD, as someone who inspired her in her early years as a nurse.
“He had a great influence on me,” she said. “He was always teaching. I loved that, and I was always picking his brain.”
“I credit a lot of what I’ve done and accomplished to people that have paved that way for me and taught me, and it feels like it’s my turn to pass that on to other people.”
Wright grew up locally, just down the road from Ludington in nearby Scottville.
She recently marked 40 years of working at Ludington Hospital.
She attended Spring Arbor College in Jackson after high school and, between her freshman and sophomore year, still felt undecided on her career choice.
While home for the summer, a friend’s mother, who headed the Ludington Hospital emergency department, invited her to work as nurse tech to see if it would be something she’d like.
“I loved it,” Wright said. “I just fell in love with it.”
With renewed focus, she started taking nursing classes, completing prerequisite classes at Spring Arbor before getting her associate degree in nursing from Jackson Community College and a bachelor’s degree in biology from Spring Arbor.
She would work summers and holidays at the hospital. After college, she worked in the critical care unit for a year until a position opened in the emergency department. She’s been in the ED ever since.
“I love the pace of the ED,” she said. “I love the variety of the ED— no two days are ever the same.”
She would add a bachelor’s degree in nursing from Grand Valley State University and a teaching degree from Ferris State University, the latter to fulfill a calling to teach and help other students find their way— just as the hospital leader helped her long ago.
For the past 21 years, she has been teaching for the West Shore Educational Service District while working part time at the hospital.
She teaches allied health for high school students who are considering going into health care. She teaches nurse aide certification, an EKG technician certification program and basic life support.
“I have this combined love of nursing and teaching and it’s been a great career,” Wright said.
“That’s why I’m so passionate about helping students to see if it’s something they want, because somebody gave me a chance,” she said.
As a nurse, Wright believes strongly in being a patient advocate.
“That’s the most rewarding for me,” she said. “When you’re truly there for the patient and the family.”
Wright said she tries to keep the golden rule in mind.
“People need help,” she said. “That’s been my passion—be there for the patient, treat them like I’d want to be treated and treat their family like I’d want my family treated. Sometimes it’s just that little extra, like offering a family member a cup a coffee.”
“Nobody is really at their best when they come to the emergency department,” she said. “They’re scared, and they react out of fear and worry. Think about what they’re going though.”
Wright is considering retiring from teaching in the next couple of years, but said she wants to keep nursing until she “retires, retires.”
Following family footsteps
Clara Whitaker also points to helping patients as the part of her job she’s enjoyed the most.
“You help them feel better, you keep them safe, you see the improvement and you see them feeling better,” she said. “I think that’s the most fulfilling part.”
Whitaker, who is from Ludington, started as a nurse aide at just 16 at the former Baywood Nursing Home as part of a co-op program in high school.
She began working summers and weekends at Ludington Hospital in 1977 as a nurse aide, while getting her nursing degree. She graduated from the Hackley School of Nursing in Muskegon in 1979.
Her mother, Caroline Majewski, also worked as a nurse at Ludington Hospital and she inspired Whitaker to join the ranks. Mom worked nights, daughter days.
“As an aide, I used to take report for my mother in the morning,” Whitaker said laughing.
Whitaker said she knew as a senior in high school that nursing was her calling.
“I figured out that I really enjoyed it,” she said. “I liked helping the patients.”
After graduation, she worked in the surgery department for a year, and then transferred to the ED, where she’s now nursed for the past 43 years.
And she still enjoys it.
“It’s always changing,” she said. “The patients are constantly rotating, and you’re taking care of everything in the realm of medicine. You take care of little minor injuries and very ill people, and every one is a new challenge.”
Whitaker says she plans to retire in the next couple of years.
“It’s hard, it’s fast-paced and you’re on your feet a lot—and I’m getting older,” she said laughing.
“I’ve truly enjoyed it,” she said. “There’s stressful times and there’s times when you think ‘I’m not going back’ but you do, because you do enjoy it.”
The trio have seen dramatic changes in nursing over the years.
They said advances in technology and the use of personal protective equipment have been major changes in the profession. It wasn’t until HIV became prevalent that they even wore gloves.
“We didn’t wear gloves to start an IV,” Wright said. “We’d have a trauma and if they were bleeding we’d put our hands in there��the bloodier you got, the more you worked that day,” she said. “We didn’t understand all the bloodborne pathogens that caused disease.”
Hinman said there’s been increased accountability for nurses, too.
“Instead of working for the doctors, now we work with the doctors; it’s more of a team effort,” she said. “We can make more decisions and assessments.”
Whitaker said staying current with advances and changes in medicine is a never-ending challenge.
“There is always so much new—new equipment, new education, new protocols and procedures,” Hinman said. “They come so fast it can be hard to keep up.”
The three nurses have kept up, and developed a special bond through the years.
“Laurie, Sally and I have been down in the ER the entire time together; it’s been great working with them,” Whitaker said. “They’re very dear friends.”
With the end of their respective careers in sight, they each said they’d pick nursing as career all over again.
“It isn’t for everyone, but if you have a passion to help people, it’s a great career,” Wright said. “I wouldn’t consider anything else if I was 19 again.”
‘I just fell in love with it’ published first on https://nootropicspowdersupplier.tumblr.com/
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michellelinkous · 4 years
Text
‘I just fell in love with it’
“How do I just stand up and walk away and leave him here?” the mother asked emergency department nurse Laurielynn Hinman.
The mother’s teenage son had died after being hit by a vehicle, and she sat at his bedside in the Spectrum Health Ludington Hospital.
Hinman, a young nurse at the time, compassionately said, “I don’t know how you do that, but you don’t have to until you’re ready.”
Decades later, Hinman recalls how that incident helped shape her outlook in providing empathetic care to patients.
“That was so impactful for me,” Hinman said. “Unless you’ve been through it, you don’t have a clue about what people are experiencing. It was a great lesson for me to learn.”
Hinman, along with fellow Ludington Hospital nurses Clara Whitaker and Sally Wright, have all served more than 40 years at the hospital, the bulk of it in the emergency department together.
They all cite a love of helping patients and showing compassion as the driving motivation and source of joy in their nursing careers.
Candy striper to seasoned veteran
Hinman is planning to retire in October after a 45-year career. She’s looking forward to spending time with her grandchildren. No. 4 is on the way.
The Royal Oak, Michigan, native began working in health care as a high school student, serving as a hospital volunteer, or candy striper as they were called at the time for their novelty red-and-white striped aprons.
After high school, Hinman worked as a nurse aide in Florida for a year before returning to Michigan to start her college career. She received her nursing certification from Kirtland Community College in 1975 and began work in the labor and delivery unit of a Detroit-area hospital.
She moved to Ludington in 1979 and began work at the Ludington hospital. She’s worked the past 32 years in the emergency department, while earning an associate degree in nursing from West Shore Community College and a bachelor’s degree in nursing from Ferris State University.
Hinman has relished working with patients over the years.
“It’s a great honor that you can be with them during some of the greatest times of their life, and some of the hardest times and that’s an honor that our patients give us that I think sometimes we forget,” Hinman said. “That’s been my biggest joy.”
And in working in a small town, she values providing care for friends and neighbors.
“That’s one of the joys of working in a community like ours; you know your patients and you become a part of their lives,” she said. “It’s a comfort for them. I think there’s a lot of advantages to being in a small community like this.”
A key to providing that comfort, that compassionate care, is to remain empathetic even when part of the job becomes old hat.
“One of the hardest things is that the emergency room is everyday life for us,” she said. “But it’s not for them and we have to remember that.”
“It’s been a very rewarding 45 years,” she said. “I’ve gotten back a whole lot more than I’ve given. I’m very thankful for that.”
She said the people she’s worked with have made the job rewarding.
“Clara, Sally and I should give a shout out to all the people who have helped us through the years, as we couldn’t have done it without all of them.”
Paying it forward
Sally Wright agrees.
“I’m thankful for the mentors that I had,” she said. “For over 40 years I’ve had the opportunity to work with some phenomenal people.”
She called out Linford Davis, MD, as someone who inspired her in her early years as a nurse.
“He had a great influence on me,” she said. “He was always teaching. I loved that, and I was always picking his brain.”
“I credit a lot of what I’ve done and accomplished to people that have paved that way for me and taught me, and it feels like it’s my turn to pass that on to other people.”
Wright grew up locally, just down the road from Ludington in nearby Scottville.
She recently marked 40 years of working at Ludington Hospital.
She attended Spring Arbor College in Jackson after high school and, between her freshman and sophomore year, still felt undecided on her career choice.
While home for the summer, a friend’s mother, who headed the Ludington Hospital emergency department, invited her to work as nurse tech to see if it would be something she’d like.
“I loved it,” Wright said. “I just fell in love with it.”
With renewed focus, she started taking nursing classes, completing prerequisite classes at Spring Arbor before getting her associate degree in nursing from Jackson Community College and a bachelor’s degree in biology from Spring Arbor.
She would work summers and holidays at the hospital. After college, she worked in the critical care unit for a year until a position opened in the emergency department. She’s been in the ED ever since.
“I love the pace of the ED,” she said. “I love the variety of the ED— no two days are ever the same.”
She would add a bachelor’s degree in nursing from Grand Valley State University and a teaching degree from Ferris State University, the latter to fulfill a calling to teach and help other students find their way— just as the hospital leader helped her long ago.
For the past 21 years, she has been teaching for the West Shore Educational Service District while working part time at the hospital.
She teaches allied health for high school students who are considering going into health care. She teaches nurse aide certification, an EKG technician certification program and basic life support.
“I have this combined love of nursing and teaching and it’s been a great career,” Wright said.
“That’s why I’m so passionate about helping students to see if it’s something they want, because somebody gave me a chance,” she said.
As a nurse, Wright believes strongly in being a patient advocate.
“That’s the most rewarding for me,” she said. “When you’re truly there for the patient and the family.”
Wright said she tries to keep the golden rule in mind.
“People need help,” she said. “That’s been my passion—be there for the patient, treat them like I’d want to be treated and treat their family like I’d want my family treated. Sometimes it’s just that little extra, like offering a family member a cup a coffee.”
“Nobody is really at their best when they come to the emergency department,” she said. “They’re scared, and they react out of fear and worry. Think about what they’re going though.”
Wright is considering retiring from teaching in the next couple of years, but said she wants to keep nursing until she “retires, retires.”
Following family footsteps
Clara Whitaker also points to helping patients as the part of her job she’s enjoyed the most.
“You help them feel better, you keep them safe, you see the improvement and you see them feeling better,” she said. “I think that’s the most fulfilling part.”
Whitaker, who is from Ludington, started as a nurse aide at just 16 at the former Baywood Nursing Home as part of a co-op program in high school.
She began working summers and weekends at Ludington Hospital in 1977 as a nurse aide, while getting her nursing degree. She graduated from the Hackley School of Nursing in Muskegon in 1979.
Her mother, Caroline Majewski, also worked as a nurse at Ludington Hospital and she inspired Whitaker to join the ranks. Mom worked nights, daughter days.
“As an aide, I used to take report for my mother in the morning,” Whitaker said laughing.
Whitaker said she knew as a senior in high school that nursing was her calling.
“I figured out that I really enjoyed it,” she said. “I liked helping the patients.”
After graduation, she worked in the surgery department for a year, and then transferred to the ED, where she’s now nursed for the past 43 years.
And she still enjoys it.
“It’s always changing,” she said. “The patients are constantly rotating, and you’re taking care of everything in the realm of medicine. You take care of little minor injuries and very ill people, and every one is a new challenge.”
Whitaker says she plans to retire in the next couple of years.
“It’s hard, it’s fast-paced and you’re on your feet a lot—and I’m getting older,” she said laughing.
“I’ve truly enjoyed it,” she said. “There’s stressful times and there’s times when you think ‘I’m not going back’ but you do, because you do enjoy it.”
The trio have seen dramatic changes in nursing over the years.
They said advances in technology and the use of personal protective equipment have been major changes in the profession. It wasn’t until HIV became prevalent that they even wore gloves.
“We didn’t wear gloves to start an IV,” Wright said. “We’d have a trauma and if they were bleeding we’d put our hands in there—the bloodier you got, the more you worked that day,” she said. “We didn’t understand all the bloodborne pathogens that caused disease.”
Hinman said there’s been increased accountability for nurses, too.
“Instead of working for the doctors, now we work with the doctors; it’s more of a team effort,” she said. “We can make more decisions and assessments.”
Whitaker said staying current with advances and changes in medicine is a never-ending challenge.
“There is always so much new—new equipment, new education, new protocols and procedures,” Hinman said. “They come so fast it can be hard to keep up.”
The three nurses have kept up, and developed a special bond through the years.
“Laurie, Sally and I have been down in the ER the entire time together; it’s been great working with them,” Whitaker said. “They’re very dear friends.”
With the end of their respective careers in sight, they each said they’d pick nursing as career all over again.
“It isn’t for everyone, but if you have a passion to help people, it’s a great career,” Wright said. “I wouldn’t consider anything else if I was 19 again.”
‘I just fell in love with it’ published first on https://smartdrinkingweb.tumblr.com/
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Can I buy life insurance for my grandmother?
"Can I buy life insurance for my grandmother?
She lives in Alaska and is 82yrs old.   She wants me to have a little money and take care of the funeral    expenses when she passes.   She's in very good health.   I was thinking a term life 10yr $100,000 policy.   The monthly payment is rougly $572.00 a month.   Is it possible if I make the payments on her life insurance?
BEST ANSWER:  Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr 
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I'm weighing up the pros and cons of learning to drive over my reliance on public transport. I want to take account of everything, (insurance, cost of average car, etc). I figure 20 for provisional license. About 800 for lessons (40 x 20), plus another 150 for the test, 50 for the theory test. What other things do I need to consider each year? (I'm approximately 30 years old, if that matters)""
""What kind of qualities should I look for when purchasing a car? ie insurance, modern elements...?""
For experienced buyers: As an entry level analyst looking to purchase a car, I was hoping to get some ideas about my first big purchase. My norm has usually been purchasing something and regretting it some time down the road ie Bought a Dell laptop, turns out it heats up a lot. Or a new smartphone (android), turns out it freezes plenty. So I want to purchase a car, and was hoping if someone who is experienced could possibly take some time off to tell me what I should look out for. I understand insurance is a *****, and even though cars are affordable on lease, the insurance will get you. My objective: Car : Lease a pre-owned or 2nd hand car, possibly 2012 or 2013 model, 4 door, sedan. Insurance : Max coverage, low payment (ideal but, shoot for the stars and....) Questions: I understand there are qualities or modern elements like lane stabilizer and effective cruise control that can reduce insurance coverage. How effective can they be? What kind of sedans have low insurance and are modernistic, such as built in navigation and those cool looking monitors? (kind of childish) Which insurance coverages are the most important, there is basic, comprehensive.... If you need additional information, I will be checking this question hourly and will be glad to provide additional information. Thanks!""
What do I do if my car insurance lapsed without my knowledge?
I need to get tags for my car this month, only when I called my car financing company to see how much it is, they told me that my insurance had lapsed, and my registration was suspended!! I had no idea, because my cousin had gotten the insurance for me (we are now estranged, and I don't have any contact with her), and I was told by her the insurance expired in May. All my documments have been sent to her house (and she refuses to send me my mail) and I had no idea. Now, I'm terrified that I won't be able to get my registration back, or pay fines, because I just barely have enough to get new insurance and pay for my tags. I have no proof that she bought insurance for me through May or anything. Does anyone else have had to go through this? What will happen? Please help!""
Cheapest car to buy and run?
Please tell me what's the cheapest car to run (inc car tax, insurance and fuel) and that is fairly cheap to buy.""
Im 17 make minimum wage and want a car. parents wont help pay car insurance or car payment. what can i d?
im 17 years old and make minimum wage. i want a car but my parents wont help pay for car insurance or car payment. i also need gas money and lunch money. i only make $6 an hour at my job and my insurance $115 and the car payment is $98. is i possible for me to get a car at all?
What is the safest cheapest car to buy and also for cheapest insurance as a first car?
What is the safest cheapest car to buy and also for cheapest insurance as a first car?
I'm gonna be late on my State Farm car Insurance?
I have to pay the 6 month one and I'm late on it, I was supposed to pay for it today and it was my fault because I won't be having my paycheck til next week, on Friday. Do you think they will let me have an extension for the payment and if so, Do you think they will let me have the extension for 9 days? Please lmk, thanks.""
Can I buy life insurance for my grandmother?
She lives in Alaska and is 82yrs old.   She wants me to have a little money and take care of the funeral    expenses when she passes.   She's in very good health.   I was thinking a term life 10yr $100,000 policy.   The monthly payment is rougly $572.00 a month.   Is it possible if I make the payments on her life insurance?
Owner of car but not main driver on insurance ?
Hi I'm 18 in a month, and I'm buying a car on finance and I am paying because it will be my car. My dad will use it the same amount as I will be using it until I have it paid off then it will be completely mine. I was wondering can I be the registered owner of the vehicle but be a named driver on the insurance? I know about fronting but of we drive it equally why wouldn't my dad be the main driver as it is cheaper? But does it mean he has to be the registered owner? Thanks""
Rehired - will I get my insurance back?
Due to a personal issue my company terminated to rehire me as an option compared to paying $175 a month for insurance until I returned. I am getting my job back but very worried about my insurance. Will I get it back or will I have to go through the whole 90 day period crap again?? If you've been through this your advice is greatly needed.
Cheap Life Insurance?
So I need a life insurance, and I don't know what term, universal, and whole life insurance is. I don't really have a budget, just under 300 dollars per year I guess. By the way I'm 13.""
Car insurance for a month?
Is there anyway of getting a car insurance for just a month cause I'm selling my car in the next month so don't want to take out a years insurance for it? Thanks
Getting Car insurance after DUI?
I live in Toronto - anyone have any experience with this? It was over 6 years ago - any companies to recommend?
How to convince my mom pay for sports car insurance?
My mom told me if she gets me a car it will ave to be standard. And it will have to be a 2-door, because she said she doesnt want a whole lot of people in my car. But shes said i cannot have a sports car. Well i did rresearch on the classification of sports cars. And it said that most standard cars are sports cars, and most 2-dorr cars are sports cars. How am i going to convince my mom to get me a sports car? We have AAA insurance.""
Car insurance?
I have a 94 camaro and I was wondering how much insurance would cost under my parents name. I'm 16 and a good driver, I don't know if that matters but I want to save some money""
Car insurance for an ocassional driver..?
I am 17 years old and I am getting my g2 class license in a week. I plan on going as an occasional driver on my moms car which is a 2002 or 2003 Ford Cougar. Does anyone know what the price of insurance would be a year approx? I know she pays about $120 for car AND house insurance... for an occasional driver on a red 2002 or 2003 Ford Cougar (red sports car) how much would insurance per year be? Any help would be great thanks!!! :)
How can I get cheaper motorbike insurance?
I know postcode makes it cheaper/dearer, but can anyone Please tell me what else puts the price up? Thanks""
Can you have two insurance policies on one car?
My Dad has a classis car, I would like to use this car for a weekend, but as i am only 19 I cannot have classic car insurance so I cant go on as a named driver. Is there anyway I can insure this car for a weekend?""
What is the lowest car insurance rate I can get in Michigan?
I'm 21 and I don't have any car record and I'm looking to purchase a Lincoln MKZ. I also live in the greater Detroit metropolitan area.
Am having two different auto insurances on two different cars but are both in my name.Is it legal?
I have 2 cars, I just bought one cash. So I already have full coverage on one car and its paid for 6 months, and I want to add insurance on the other but with a different insurance company because it is cheaper and I will be getting only liability. Is it legal to be carrying different insurances or are they required to be both with the same company? I live in Texas! Thanks in advance!""
Parents of Teens Drivers insurance question?
I wanted to ask parents who have teen drivers. how much extra did it cost when you added your teen to your insurance??
Cheap car insurance companies?
What car insurance companies are cheap... and do they have a web site/phone number so I can get a quote
Health insurance question?
how is it that someone without insurance, and cant pay the medical bills not pay anything, and get the same healthcare..as a person with insurance...........???????anyone? why dont we just get rid of insurance?""
Average car insurance for 21 y/o f?
my fiance and i are planning to buy a used car soon, and we were wondering about how much car insurance would cost us. the insurance would go under my name, but it would cover him as well. we are both 21. neither of us have had an accident. we both have pretty good credit. i've had no tickets, he's had 3, each in a different state (they were only minor speeding tickets). he's had his license since 17 y/o and i've had mine since 18 y/o.""
Insurance help please?
I'm currently looking for insurance and I can't get it cheaper than 6 grand I've got a vw polo 1L 1999 how an I get that down do you know any cheap insurers
Does my financed car absolutely require full coverage?
Hi, i just put a down payment on a new car, and I've had it for about a month now; they told me that I have to keep full coverage insurance on it but I really can't afford it. But I read through the papers, and it says just to keep basic insurance on it. Is the car realty trying to make more money by making me think that I have no choice but to do premium insurance, or are they right? My boyfriend told me that if it's not stated officially in writing, they're probably lying. Im 21 and imI've never been in an accident or had a driving offense of any kind, and im in college so need to save as much money as possible. Please give me serious answers only!! Thanks!""
Can I add my 18yo niece to my medical insurance?
She is a college student and we provide more than half of her support. I do claim her as a dependent on my taxes, but only starting this year. I know I can keep my own children on the policy through age 26 (if in college, I think), but I didn't know if I could add my niece. thanks!""
Instant Whole Life Insurance Quote Question:?
What are some cool instant whole life insurance quote sites you have to share? I've looked around a bit but I figured I'd ask here. Any link you can share will be appreciated.
How do you get health insurance?
I'm try'na get emancipated from my parents, and they said I medical/health insurance. No ******** answers.""
What are cheap car insurance companies in nj? Or anywhere?
New driver and looking for an affordable price for auto insurance
Do you need full coverage insurance for a new motorcycle?
I am planning to get a new 07 triumph daytona 675 in Minneasota, and i was wondering since i would it would on a loan would you have to have full coverage on it or can i just have liabilty? since i would be making payments on the bike and the bank owns it . Kinda like cars ?""
What's the insurance for a lamborghini gallardo?
NO! i'm not looking foward on buying one.. Cant afford it. People told me insurance for this car was $1000 a MONTH.. but i asked a couple people with lamborghinis in gas stations ...show more
Car insurance for teens... cost?!?
im 17 years old and im getting a miata 93. how much will insurance cost be around. by the way i have good grades
Can I buy life insurance for my grandmother?
She lives in Alaska and is 82yrs old.   She wants me to have a little money and take care of the funeral    expenses when she passes.   She's in very good health.   I was thinking a term life 10yr $100,000 policy.   The monthly payment is rougly $572.00 a month.   Is it possible if I make the payments on her life insurance?
https://www.linkedin.com/pulse/ayer-massachusetts-cheap-car-insurance-quotes-zip-1432-john-griffin/"
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themoneybuff-blog · 6 years
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How to get started with real estate investing
Todays article is from Chad Carson, who writes about real estate investing (and other money matters) at Coach Carson. Ive always been intrigued by real estate investing but overwhelmed by how much info available. I asked Chad if hed be willing to write an article that would help me (and other GRS readers) understand the basics of real estate investing. This is the result. I got started in real estate investing right after college. Because a young adult can basically sleep in a car if he has to (my 1998 Toyota Camry with cloth seats was comfortable), I had little to lose by launching a business. Unfortunately, as a Biology major, I also knew very little about business or real estate. But I did know how to hustle and to learn. That helped. Slowly, I learned to find good deals and to resell them for a small markup of profit (a.k.a. wholesaling). I also learned to buy, fix, and flip houses for a bigger profit (a.k.a. retailing). After a few years, my business partner and I began keeping some rental properties because we knew that was the path to generating regular, passive income. While my early business might sound like an exciting HGTV house-flipping show, its not for everyone. I experienced radical ups and downs of cash flow, and there were many unpredictable outcomes. I learned a lot being a full-time investor, but there are actually easier ways to get started. Most investors I know started with a full-time job. They became valuable at their job, earned good money, lived frugally, and started boosting their saving rate. With their extra savings, they began buying rental properties on the side. Im not saying you shouldnt begin as a real estate entrepreneur like I did youll know if youre called to make that leap but if you currently have a non-real estate job and youre saving money, youre already going down the easiest path. The next step is to learn how to invest that money profitably and safely. I personally think real estate investing is one of the best ways to do that. Ill show you why thats the case in the next section.
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Why Real Estate Investing? Because Its Ideal! Ive yet to find a better way to describe the benefits of real estate than this. All you need to remember is the acronym I.D.E.A.L: Income. The biggest benefit of real estate is rental income. Even the worst rentals I find produce more income than a portfolio of other assets like stocks or bonds. For example, I often see unleveraged (no debt) returns of 5-10% from rental income. And with reasonable leverage, its possible to see these returns jump to 10-15% or higher. The dividend rate of the S&P 500, on the other hand, is only 1.99% as of 1/24/17. And the yield on a broad basket of US bonds as of the same date was only 2.41%.Depreciation. Our government requires rental owners to spread out the cost of an asset over multiple years (27.5 years for residential real estate). This produces something called a yearly depreciation expense that can shelter or protect your income from taxes and reduce your tax bill. (For more about this, check my article The Incredible Tax Benefits of Real Estate Investing over at Mad Fientist.)Equity. If you borrow money to buy a rental property, your tenant basically pays off your mortgage for you with their monthly rent. Trust me: Having somebody else pay your mortgage is a beautiful thing! Like a forced savings account, your equity in the property gets bigger and bigger over time.Appreciation. Over the long run, real estate has gone up in value about the same rate as inflation, roughly three to four percent a year. Combined with the three benefits above, appreciation can produce a very solid long-term return. But this passive style of inflation is not the whole story. Active appreciation is even more profitable. You get active appreciation when you force the value higher by doing something to the property, like with a house remodel or changing the zoning.Leverage. Debt leverage is readily available to buy real estate. This means your $100,000 of savings can buy five properties at $20,000 down instead of just one property for $100,000. Interest on this debt is deductible, so you also save on your taxes. (While this can be helpful, keep in mind that leverage also magnifies your losses if things go bad.) These IDEAL benefits are core reasons to invest in real estate. But as a Get Rich Slowly reader, I think youll appreciate another core real estate investing benefit: control! Controlling Your Financial Destiny
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I love J.D.s message here at Get Rich Slowly: You are the boss of you! You can apply this lesson to so many parts of life, but it especially applies to your finances. Real estate investing fits very well with the GRS philosophy. Why? Because real estate gives you much more control than other more traditional investments. Im also a fan of low-cost index fund investing, for example, but do you have an impact on the returns of your stock portfolio? Not really. The 3500+ managers of the companies owned by the VTI total stock market index fund do impact your returns, but not you personally. You simply control when you buy, how much you buy, and when you sell. But with a rental duplex, for example, your decisions directly affect its profitability (for better or worse!). You can buy in certain neighborhoods and ignore others.You can negotiate with your bank, with the seller, and with your vendors to get better prices.You can choose the property manager and the types of tenants who will ultimately produce the returns for your investment. If this prospect of control excites you, then keep reading. But if your palms are clammy at the idea of hands-on investments, just focus on a different vehicle. Thats okay. There are options for everyone in this big investing universe! To make things manageable, were going to break things down a little. As a baby, you learned to walk by taking tiny steps. You also fell down a lot, but with a diaper four inches from the ground, whats the harm?! Well, youre no longer a baby. Financially you do have a lot to lose. Your family, your hard-earned savings, your plans for financial independence, and your pride would all suffer if you made bad investments. I get that. And thats why we still need to take safe, baby steps. Therell be plenty of time to run and grow faster once youre more confident. But in the beginning, just strive to move forward steadily. The seven baby steps below provide a simple path to follow. Ive taken each of these steps personally. You can use them as a blueprint to help you move forward with your own real estate investments. Step 1: Create Financial Goals Real estate is simply a financial vehicle. Before you begin to buy real estate, you have to have a clear picture financially where the vehicle will take you. If you havent done it already, read J.D.s Financial Independence in Plain English. Youll learn that a solid financial independence goal is to achieve a net worth equal to your current annual expenses multiplied by 25. In other words, if you spend about $50,000 per year, your goal should be to achieve a net worth of around $1,250,000. With this level of wealth, you could likely withdraw 4% of your net worth each year without completely depleting your money. While these assumptions are typically made for traditional portfolios of stocks and bonds, real estate works much the same. In fact, its much simpler. Lets say once again you spend about $50,000 per year. And lets assume you can produce a cash-on-cash return of 6% with your real estate investments. (This return or better is achievable once you get going.) This would mean you need a net worth of $833,000 ($50,000 .06) to achieve financial independence. (For more details, check out my article How Many Rental Properties Do You Need to Retire.) In case you didnt notice, real estates income producing ability allows you to become financially independent with a much smaller net worth than alternative investments. In other words, you get to financial independence sooner! Just another benefit of real estate investing! Now lets pick a real estate investing strategy and niche.
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Step 2: Focus on a Real Estate Investing Strategy and Niche Real estate isnt a single method of investing. Ive found at least 35 different niches you could specialize in, and you could apply a variety of strategies to each of those niches. A niche is just a small segment of the larger real estate market. This could be a particular neighborhood, a certain kind of property (single family, duplex, commercial building), or a certain customer (like vacation rental tenants). A strategy is a method of making money. In very basic terms, real estate strategies fall under two big umbrellas: Flipping properties (buying and quickly selling).Holding for rental income and growth. Within each of these larger strategies, youll find a number of sub-strategies. Ill give you my favorites below. Many brand-new investors get overwhelmed because there are so many choices. This leads to analysis paralysis or ineffectiveness as they jump from one niche to another. To help you avoid this, Ill recommend a few of my favorite beginner combinations of strategies and niches within real estate investing. The Live-In House Flip My friends and bloggers at 1500 Days to Freedom built a large part of their wealth ($1.6 million +) using a simple real estate method. Its called the Live-in House Flip. [J.D.s note: I too am a fan of the folks at 1500 Days. Theyre funny and informative.] Just like it sounds, this strategy involves flipping a house. But unlike most flips, you live in the house for at least two years. Why live in the house? Because this allows you to sell the house tax-free. This is one of the most profitable sections of the U.S. tax code! (In the U.S., when you sell your primary residence, up to $250,000 of capital gains for an individual or $500,000 for a couple can be excluded from your income.) No, its not always fun to live with construction dust. But what if you could use this strategy for a short period of your life, like 6-10 years? You could own your home free and clear or jumpstart your wealth building. And then you could move on with the rest of your life. House Hacking I love house hacking! One of my first residences Ive had a lot! was a four-plex. I lived in one unit and rented out the other three units. My mortgage payment including taxes and insurance was $1100 per month. My rent from the other three units was $1200. I was basically living for free! If you dont want to live in a small multi-unit building, you could also rent out a basement or garage apartment. I have a friend who rents his basement part-time using AirBnB and pays his entire homes mortgage. House hacking is also a great way to transition into non-owner occupied rental properties. While living in the property, you can obtain an owner occupied mortgage. These mortgages have the best rates and terms, and they are the easiest to get. Then after living in the building for a couple of years, you can decide to move on to a new residence. But the old property can be kept as a long-term rental that cash flows well. If youre looking for a low cost of housing and your first rental property, its hard to beat this method. Rental Debt Snowball Youre probably familiar with the debt snowball, which is a great way to repay your debts one-by-one. The speed of your debt payoff snowballs because the cash flow gets bigger and bigger as each debt gets paid. This cash flow is then used to pay off the next debt even faster. You can also do a debt snowball with rental properties. Its one of the most predictable, satisfying ways to achieve financial independence with real estate investing. Heres how it works in brief: Buy the number of rental properties you need to achieve financial independence. (Remember, we covered that calculation in step one above.)Use the excess cash flow from all rentals (and any extra savings) to pay off one mortgage at a time.Repeat the process for each mortgage until you own all of the homes free and clear.Enjoy the income and equity from your free-and-clear properties to do what matters in your life. Using this method, its possible to own your properties free and clear of debt in under thirteen years. (I wrote a detailed rental snowball example with numbers in case youre interested.) Now that you understand the big picture, lets look at what makes a good real estate deal. [embedded content] Step 3: Understand the Basics of Good Real Estate Deals Good real estate deals are one part quantitative analysis (i.e. the numbers) and one part qualitative analysis (i.e. intangibles that make properties desirable). To buy good real estate deals that will make a profit and help you achieve financial independence, you need to understand both. Quantitative Analysis of Real Estate I can summarize financial analysis for rental properties with five key metrics: Net Operating Income. Your net operating income (NOI) is the rent left over after paying all of your property expenses, including taxes, insurance, property management, maintenance and reserves for vacancy and future capital expenses (roofs, HVAC systems, etc). Importantly, this metric does not include any mortgage expenses.Cap Rate. You know how folks use the price-to-earnings ratio (or P/E ratio) to evaluate stock prices? Well, the cap rate is a similar tool for evaluating home prices. The cap rate which is short for capitalization rate describes the relationship between the net operating income (or NOI) and the price of the real estate. Imagine, for example, a rental that produces $10,000 per year in NOI and can be purchased for $100,000. This hypothetical property would have a 10% cap rate. This metric ignores any debt used to buy the property and focuses only on the income and price. So, the formula is this: Cap Rate = NOI/Price.Net Income After Taxes. Net income after taxes is derived from a formula that builds upon the NOI. The key difference is that here you also deduct mortgage payments (if any) and tax liabilities. This is the money youll actually get to keep in your bank account, which I think we can all agree is a very important thing!Cash-on-Cash Return (ConC). Like a cap rate, your cash-on-cash return describes your return on investment. But the ConC rate usually assumes you have leverage and describes the cash return on your down payment. Imagine you purchase a property with a $20,000 down payment, for instance. If this property produces a $2000 yearly net income after taxes, then youd be earning a 10% cash-on-cash return. The formula is this: Cash-on-Cash Return = Net Income After Taxes/Cash Invested.Price Discount. The final metric is straight-forward. How far below the full price did you pay? Unlike stocks, real estate is an illiquid market. This means there are opportunities if you work hard to buy a place anywhere from 10% to 30% (or more) below full value. There are definitely many other ways to financially analyze a real estate deal. But if you understand these five core metrics, youll have the basics tools you need to buy a good deal. Qualitative Analysis of Real Estate Real estate is best viewed as a product. A lot of times, investors get caught up in the numbers, as if real estate is only a numbers game. But its not. In real life, people make emotional decisions to buy or rent. Qualitative analysis is all about understanding the factors that make any particular property more or less desirable. Luckily, youve lived in real estate! So, when you buy residential real estate investments, you already understand some of the important factors that matter the most to renters and buyers. But to jog your memory, here is a list of things to consider that affect the desirability of a property: SafetyWalkability or accessibility of public transit (especially in urban areas)Good school districts (especially in suburban areas)Population growth in the region increasing (good) or decreasing (bad)Job and wage growth in the region increasing (good) or decreasing (bad)Low-traffic streetsOutdoor living features (yard, patios, gardens, etc)Attractive interior finishes (this varies from market to market, but its important)Storage space (garages, storage lockers, etc)Quality construction and low maintenance materials (floors, exterior surfaces, etc)Interior layout (avoid weird wall locations, walking through bedrooms to get to bedrooms, etc)Avoid obnoxious neighbors, dogs, smells, large power lines, noises you cant control these things.Avoid steep lots or properties below the grade of the road. Water flowing towards your foundation is a difficult problem. Real estate is very local. So, my list may not always apply to your market. But the main point is to study and learn the important factors in the area where you want to invest. You can do this best by becoming a renter or buyer yourself. Shop around. And then try to buy properties that meet both your quantitative and qualitative criteria. Step 4: Build a Team Real estate is a team sport. If you like to manage all of your investments from a computer and never talk to people, this may be negative. But you dont have to be an extrovert or an amazing communicator to be the leader of your team. You just need to have a clear idea of what you want and then pay good people to help you. Heres a list of some of the key team members youll need to buy, finance, rent, and sell real estate investments: Real estate agent (for purchases and sales)Real estate attorney (for contracts, LLC creation, and for closings in some states)Certified Public Accountant (C.P.A.)Mortgage lenderPersonal banker (for your business bank accounts and lines of credit)Property manager (unless you are self-managing)Property inspector (during purchase due diligence)Repair contractorsHVAC technicianPlumberElectricianPest controlLawn careHandymanReferral sources for new dealsNetworking and mentorship with other local investors That might seem like a large list, but dont let it intimidate you. You dont have to build this team overnight. And you can share a lot of the team members with other investors as you network at local REIA groups or online at places like the Bigger Pockets forums. [embedded content] Step 5: Create a Financing Plan Real estate is closely tied to financing. Even in inexpensive markets, the price of an investment can be hundreds of thousands of dollars. So, unless you already have a big pile of cash to invest, youll need to create a financing plan and this needs to be done before you go out and start shopping for investment properties. Here are a few things to figure out with your personal financing plan: The source (mortgage lender, local bank, private loan, line of credit)The terms:interest rateupfront costs (fees, points, closing costs, etc)the length of the loanfully amortizing or an early balloon payment.down payment requirementLoan amount available As a general rule, I like my financing to have a low rate of interest, long length (30 years), and no balloons. When I started, I got most of my financing from non-bank, creative sources like private money, self-directed IRA loans, and seller-financing. (I shared my five favorite non-bank financing sources in an article at Bigger Pockets.) But over time Ive used all sorts of financing, including traditional mortgage loans and commercial financing. Youll need to match your financing to your strengths. If you have great credit, solid W-2 income, and a down payment, then traditional financing may be the best route in the beginning. The rates are typically low and the terms are very attractive. But if youre self-employed, newly employed, or any form of entrepreneur (like I was), then you may also want to look at alternative financing sources like I did. As Ill explain in the next section, it also wont hurt to have multiple sources of money. Traditional financing has great terms but it can be very slow to close. Alternative financing may have less attractive terms but give you quicker access to cash for good deals. Step 6: Create a Plan to Find Deals The question I get most often is, How do I find good real estate deals? Especially in hotter markets, it seems like all of the good deals get snatched up quickly. This was the skill that I learned at the very beginning of my real estate career. I didnt know much else, but I recognized that finding good deals was like a bottleneck for all of the other parts of the business. Here are some of the key things I learned: Recognize good deals. Begin by understanding what a good deal looks like. (See step three in this article.) You wont find good deals if you dont know what youre looking for.Prepare your financing (or cash). Get your financing prepared before you hunt for deals (step five above). Even better, if you have access to a source of liquid funds instead of just a traditional loan, youll improve your chances of buying good deals because you can move faster. This might be a line of credit, cash in the bank, a private loan, or a hard money loan. You can refinance with permanent financing later.Build a referral network. You want everyone you know to be looking for deals. You only have two eyes and 24 hours in a day. But if twenty people you know are looking for signs of good deals, youre much more likely to stumble upon them. Begin by printing and passing business cards telling people what you do and what youre looking for. If youre hardcore like I was, you might even put signs on your car! I bought one house per year for many years from this one source alone.Build market systems. Your time is limited. You need to build systems to leverage marketing, such as direct mail, websites, Realtor MLS searches, and more. (You can check out my podcast interview on BiggerPockets for seven ways to find incredible real estate deals. I talk about direct mail and other favorite ways to generate leads.)Hustle. Nothing replaces your personal commitment and desire to hustle. This is the great equalizer. When I started, I knew very little. Other investors had financial and knowledge advantages over me. But I was proud that few people could out-hustle me. If you want to find good deals, youll need a similar commitment. Keep in mind that finding deals is a lot like a treasure hunt. You have to turn over many, many stones before you find a gem. If youre impatient and want quick results after looking at five properties, youre not likely to succeed early on. When I was a beginner, I was told Id need to look at 100 properties before Id find a deal. This was like paying my dues. I still think its good advice today. There is much more to learn in this area of real estate. But these tips should help you get started. Step 7: Take Massive Action In life, lots of people know what to do, but few people actually do what they know. Anthony Robbins, Awaken The Giant Within So far in this article, Ive shared a lot of knowledge. Weve gone from the big picture and theory of real estate down to the nitty-gritty of deal analysis and finding good properties to buy. But this final step is less about what you know and more about what you do. Ultimately, success in real estate investing or anything else comes down to personal commitment, organization, and self-discipline. I often tell people that starting anything new, including real estate, is a game of momentum. Its like youre pushing a huge boulder down a hill. That boulder wont budge without a lot of initial effort. But once you take massive action to get it moving, the rock will roll from its own momentum. The key questions for you then are: Are you really committed to real estate investing? If its just whim, Id recommend not wasting your effort. Itll likely just lead to frustration for you and others.Are you organized with your projects and your time? Im sure you have job, family, and other commitments already. Can you carve out 10-20 hours per week early on to push the boulder downhill, to build momentum? If not, perhaps you should wait until a time when you can.Are you willing to stick to this? Do you have enough self-discipline to keep going when its less fun, when the results dont come easily, and when youre tired? Youll hit a wall, just like everyone else before you. What will you do when the wall comes? The good news is that taking massive action can be a lot of fun! If youve made it this far (thank you for sticking with me!), youve proven youre interested in real estate investing. Make a game out of learning and starting this new venture. Dont take yourself too seriously when things go wrong. And celebrate when things go well. In the end, what I love about real estate and all of personal finance is the personal growth you experience while you also build wealth. Its a fun combination!
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How Will You Get Started in Real Estate Investing? Thank you for learning how to get started in real estate investing with me. Ive shared my real estate story, the I.D.E.A.L. benefits of real estate, and seven baby steps to get started. Now its your turn. I hope this information will inspire and equip you to get started with your own investments. If you have any questions or need clarification on something, please feel free to leave a comment below. Id love to hear from you! https://www.getrichslowly.org/real-estate-investing/
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How soon do I need auto insurance after getting my Driver’s License?
"How soon do I need auto insurance after getting my Driver's License?
I'm going to be getting my Drivers License for the first time in a week (I am 16), and I was wondering how soon after I get my license do I need to have auto insurance to drive legally? I'd like to be able to drive the day I get my license, but my parents don't want to add me to their insurance plan beforehand with the possibility of me failing the exam. Is their any kind of grace period that allows me to drive the day I get my license so I can wait until after I complete the test to purchase insurance?
BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 
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How much would the insurance be for a 16 year old with a v6 2010 camaro?
My mom is either giving me her car which is a 2006 Lexus gx 470 which she bought for $50,000 or she will buy me a 2010 v6 camaro. Would insurance be lower if I recieved the lexus or camaro?""
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Auto insurance in florida?
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""Car insurance, do you have to be insured to drive another person car?""
My boyfriend sister wants to borrow my car for 6 weeks and there is no insurance on it. But if I was to insure it for myself, would his sister be able to insure but she has no insurance on any car. Does she have to be insured on another car for her to use mine. Hope that makes sense.""
Should we cancel our whole life insurance policy?
we bought a whole life policy for a couple of years ago b/c we liked the safety of not losing our money(the way u do w/ term)--anyway we have since learned that u don't make any money this way and it's better to take those premiums and put them in better returning investments. we already have a huge chunk of money in this whole life policy that will be down the toilet if we cancel. what should we do? can we convert it back to term?
What does total excess mean with car insurance ?
hi on my car insurance it says 450 total excess what does that mean ? thanks
Which of these cars would be good for a first driver? Which one would have the cheapest insurance?
1. 2005 Ford Five Hundred 2. 2000-2005 Jeep Wrangler 3. 2000-2005 Honda Accord 4. 2007 Dodge Caliber 5. 2004-2006 Mazda 3 6. 2006-2007 Volkswagon Jetta Please Help!!!!
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married, but want to buy separate auto insurance""
Which is the best Life Insurance for a 33 year old?
I have family of 1 child
Can you deny the other parent taking the kids because of no car insurance?
I have a friend who recently found out that his ex-wife doesn't have car insurance. He's telling her that she cannot come pick up the kids because not having insurance is illegal. It's stupid and petty, but would it hold water in court?""
How much will teen car insurance cost?
Okay so I'm getting my license soon. How much will my insurance be approx
How many hours do you have to work in California to be eligible for health insurance?
I work 35 hours a week, and have no health insurance. Am I eligible? Should I question this?""
Whats a cheap insurance?
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How much should I expect to pay monthly for motorcycle insurance?
20 year old male, about 600cc bike Probably through USAA if that makes a difference""
What is the best maternity insurance? ?
my husband and i are ttc and i am trying to find some maternity insurance for when i get pregnant. he cant apply for insurance through his work for another 5 months. so in the even that i do get pregnant, i would need insurance right away. we make too much to qualify for medicaid or any government funded insurance. ive looked at a few different companies but im wondering which is the best. monthy price isnt an issue, quality is whats important. thanks!""
What is the approximate cost of car insurance in Germany? Is it possible to get insurance for only one month?
#NAME?
""My car got hit, older model car, no collision coverage what would insurance?
I have a 2001 Honda civic and my car got hit it wasn't my fault but I don't have collision coverage. What would happen? will my insurance go up? Will I get to keep my car? Help!!
About bussines car insurance.?
I have plan to be selfemployed(car mechanic) and I wanna use my own car for my bussines proposal.So what kind of insurance i need to buy? I have problem to choose between trade insurance and bussines car insurance. Sometimes I will need to use my customer's car to pick them up to garage, but mostly I will use my own car and I wanna put advertise sticker on my car with my contact details. (one time i was stopped by police and I had before adverise on my car without bussines insurance, but they let me go and I had to take the stickers off) Have you any idea about which insurance is better? Many thanks""
Do you have to keep insuring a financed car?
Does anyone know whats happens if you were to start paying collision on a vehicle then take if off after a month or so? Does the insurance company call the finacial institution? Also what if you were to move to another state does this information follow you?
Can i register a car thats being finance in new york under florida insurance.?
the bill of sale is in my name but the insurance is my girlfriend and its florida insurance can i register car in new york.
What is the cheapest car insurance you can get for young drivers?
What is the cheapest car insurance you can get for young drivers?
State farm insurance?
recently i got my license and am now added, without charge, to my parents' car insurance. i'm 23 and from texas. my question is, if was to get married, would the company drop me off of the insurance?? i want to know because my parents currenty don't know that i'm planning to get married. i'd really like to know any info pertaining to this...i already called, but couldn't talk to anyone right now, so any knowledge would be great. thanks!!""
How soon do I need auto insurance after getting my Driver's License?
I'm going to be getting my Drivers License for the first time in a week (I am 16), and I was wondering how soon after I get my license do I need to have auto insurance to drive legally? I'd like to be able to drive the day I get my license, but my parents don't want to add me to their insurance plan beforehand with the possibility of me failing the exam. Is their any kind of grace period that allows me to drive the day I get my license so I can wait until after I complete the test to purchase insurance?
Home insurance automatically renewed can I get my money back?
Firstly, yes I am an idiot and should read my post more carefully.... I have just realised that I have been paying two sets of home insurance for a year because my previous years had been automatically renewed.....can I get my money back?""
Should I cancel my life insurance?
I am late 30s, single, no children,not going to have children. I have home equity to cover any outstanding bills. I got the policy as a life/retirement/disability policy combo. I became disabled. I am still paying $100/for the life insurance. Metlife guaranteed cash value $2100 reduced paid up insurance $12500 if I cancel now do I get the cash value? what is reduced paid up insurance mean? i want an opinion from someone other than metlife before I contact them. the life insurance value is 110k if i keep the insurance it looks like I get back my investment plus $5000 when I am 65 if I live to 98, i get the full life insurance amount. The disability policy is only 5 years. I am currently 10,000 in debt as a result of months without income until I got SSDI and metlife disability..and having to pay a lot of credit card interest--just to stay in my 3 room run down apartment... I can put that $2100 toward the debt and pay less interest....and also stop paying the $100/month premium and put that toward the debt too...that's another $1200/year.. is this how it works...if i cancel do I get the $2100 now... or is it better to stick with the insurance....""
Car Insurance problems.?
so im in a situation where im having problems getting insurance on my vehicle. ive tried through brokers now, because ive been kicked off my insurance due to 5 tickets. i cant afford 21,000 insurance rates, but i need to be able to use my vehicle. my parents have been at this he last few days with nothing to help me. I was under their insurance but becase of the tickets i got kicked off. im trying to move out all at the same time and having a car would make things so much easier. any tips on what i can do, or how long i should wait before trying to see if i can get insured again. btw my tickets are from late last year and this year""
My medical insurance company ask for homeowner insurance policy?
I fell on my deck, and went through surgery, the total medical expense is about 25K. Now my medical insurance company is asking for homeowner insurance policy. I am not sure how to handle it to avoid any potential cost to me such as deductible or premium increase. Is the medical insurance policy the primary or the homeowner insurance policy for this case? Thanks
08 lancer gts or 08 altima coupe what would be best for 17 year old and cheaper on insurance?
I want one that's fun to drive it has to be reliable I don't want to race but I do want a little speed I want whatever is cheaper on insurance and I'm stuck between these two cars what do you guys think?
Will my insurance cover my newborn?
Ok right now i have Gateway, (I know, not the best insurance) my fiancee does not have insurance threw his job, but will my insurance cover my babys when she is born in September? Or how do i go about getting it?""
What would insurance be on a 18 year old driving a 2005 nissan 350z?
well i got 1 speeding ticket but other than that nothing else how much would it cost me a month on average. i live in south carolina.
Which is the cheapest car insurance for young drivers?
Hi, I'm thinking of starting driving soon and was wondering if anyone knows which would be the cheapest option for insurance? I've tried the compare services and found a direct quote from direct line to be cheaper than any of the ones it found, at about 2200 last time I checked (I think). Does anyone know any other insurers who are cheaper or if this is the best I'm going to get? I'm 20, don't have a license yet and obviously have no no claims etc. Is http://www.4youngdrivers.co.uk/ any good? thanks people.""
Can I drive other cars with no insurance?
I do not have insurance on my vehicle. Can i drive my girlfriends car that has full coverage and not be breaking the law nor risk her car not being covered if i have a accident? I am in FLORIDA
Do you know how to find a cheap auto insurance online out there?
Where can I get the cheapest online auto insurance?
""If a car insurance policy cancel your policy, can they still charge a cancellation fee?""
I have held a full uk driving licence for 14 years.......my husband (who has a provisional licence) was put on my new policy last year as a named driver. Today, he passed his test, so to keep it all legal, i contacted the insurance to advise of change of circs. I expected the monthly premiums to rise a little, but what happened next confused and angered me and I really need to know if there is anything I can do......he we go....they said they could no longer insure me and my husband and that they would cancel the policy and were gving me 7 days notice before this happened, (why cant it just be amended, i know loads of people that have done this) they said it was a special deal for me because i had a provisional driver as my named driver..(to me this makes no sense, they work on risk, surely they wouldnt give special deals for unexperienced drivers?) but the icing on the cake they want to charge a 40 cancellation fee, however i am not cancelling they are??? also i can take out a new policy with them which i have to pay an admin fee for making a change to the policy, however it is supposedly a brand new policy??? Has anyone any idea what to do or any ideas? i know I could just change insurers however it would be easier and cheaper to stay with who i'm with and I was never told when I took the policy that if my husband passed his test this one would be void..........and this is more principle as I dont like being hadover, I am going to phone and kick off tomorrow, but want to know if anyone has any solid rules and regs on this. Any help will be appricated........bloody insurance company.....also they have ruined the whole pass day for my hubby who wanted to go and drive around on his own and now cant!!!! grrrr""
How much roughly would moped insurance cost for a 16 year old in the UK?
i am thinking of getting a moped when i am 16 , i am going to get a 50cc 2 stroke supermoto of some kind. was just wondering how much insurance and tax would cost per year? please can someone help me out""
Which company in New Jersey has the lowest Car Insurance?
Which company in New Jersey has the lowest Car Insurance?
What is the best resource for getting short term car insurance?
I am looking for a short term car insurance in UK, can someone please recommend some affordable and reliable companies?""
What is a good company to get affordable E&O insurance?
What is a good company to get affordable E&O insurance?
""Whats so affordable about $6,000 deductibles and over $500 a month for one persons health insurance?
When can we expect the $2500 in savings Obama told us back when he was trying to get ACA passed?
What cost more to insure?????
what cost more to insure, a coupe , sedan, convertible, truck, suv, i ask because i have a mustang gt and insurance and gas are killing me. i want a luxury car, but cant decide if i want a suv or sedan ect. ect.""
Why does ACA make insurance mandatory?
Does anyone know why the Affordable Health Care Act requires you to have insurance? I could understand an optional government insurance plan if you don't get it through work, but I don't understand why there will be a penalty if you are uninsured. Avoiding emotional responses (for instance: b/c Obama sux), does anyone know the reasoning behind that? An example of the answer I'm looking for would be if you asked me why Americans are required to have car insurance, why aren't we just allowed to pay for accidents out of pocked if we choose to? I would answer by saying that some people would not get insurance because they thought they could avoid an accident, but then get into one and nobody would pay for the other person's car/injuries. Putting the person in jail wouldn't help the victim, so it's better to make everyone have car insurance.""
Is it possible to claim repair costs on car insurance?
If their hasn't been an accident? i.e. If your car breaks down and their roadside recovery people have to tow you home,can you then get a diagnosis for the problem and claim it on insurance?""
Could someone recommend some very good life insurance companies?
I want to get dependable life insurance at affordable rates.
Why car insurance quote from tesco is 550 whereas competitors quote over 1000 ?
i went through swinton, axa ,norwich union, high performance, churchil, and a couple others. they did not even come close...is this possible? i am a bit suspicious, if that tesco quote is reliable, but they say when i call that i can complete the whole process online and i do enter the same detail as on other websites.""
Can I insure my car in California if it is registered in Oklahoma?
I currently have insurance in Oklahoma. My permanent address is in Oklahoma but I am stationed in California and California doesn't require military personnel to register their vehicles there.
How much will it cost....?
I live in Hemet , Southern California. I have a 9 month old son. He will be nursed until 24 months, However, he does eat some solid foods. I my boyfriend and I rent an appartment for $750- How much would our monthly income need to be to support our family? How much is utilities in my area? How much do you spend on gas? How much is car insurance? How much is it to get my car smoged? How much are monthly groceries? What other bills am I missing? Please help!""
Guys how much was your car insurance when you first.....?
started driving? Just state: 1. Car 2. How old you was 3. What company you went through 4. How much Thanks a bunch of bananas
I am looking for good insurance on a new car.?
I am 21 years old and getting my first new car. Where do you suggest I look for car insurance? I don't have the best driving record. I had an accident in Nov 2002 and a speeding ticket in July 2003. I want to get a lot of coverage, but I don't want to be paying anything outrageous. How much should I be expecting to pay for car insurance?""
How soon do I need auto insurance after getting my Driver's License?
I'm going to be getting my Drivers License for the first time in a week (I am 16), and I was wondering how soon after I get my license do I need to have auto insurance to drive legally? I'd like to be able to drive the day I get my license, but my parents don't want to add me to their insurance plan beforehand with the possibility of me failing the exam. Is their any kind of grace period that allows me to drive the day I get my license so I can wait until after I complete the test to purchase insurance?
Business insurance in san diego?
i need to get liability insurance and workers compensation for my insurance, i dont need big or expensive ones since i barely started my business and its small, any companies would be fine, thank you!""
BMW 1991 318is Insurance/Gas/Parts?
I'm looking into getting a car. This would officially be my first. I want it to be a car that is of good quality for at least the next 2 to 3 years. Meaning not too much to spend on gas, parts and insurance. Which are where my questions lie for a 1991 bmw 318is; Does a 1991 bmw 318is take up more gas than the average car of it's time? Also, I understand maintaining a BMW is expensive but is the 1991 bmw 318is pricey to insure? I've heard after a certain year, BMW are a little less expensive to have. I'm absolutely in love with this model and year, I'd love for it to be my first actual car but I'm skeptical. Please answer my questions and thank you for your time!""
Anyone have an idea about Car Insurance Rates?
Anyone have an idea of car insurance rates in Texas on a camaro for a 16 year old female beginner driver??
Can i cancel my car insurance due to changes made in their policy that has skyrocketed my insurance rate?
Just got a package from my insurance company of my new payment schedule for the next 12 mths. Somebody please tell me why i went from paying $249 to $360 a month for car insurance? Sounds absurd ! There is no way in hell im paying for that . . . my questions is, if this is in fact true, can i drop my insurance company at any point in time because the price went up WAY TOO HIGH (i will no longer be able to afford) ? PLEASE HELP!!!!""
What is the cheapest Insurance available for a 21 year old?
I've been looking at cars and quotes for about a month now, and I can find nothing affordable, so I thought I'd ask on this website and see if there is anyone who has had the same situation and found a solution. I'm 20 years old, turning 21 in September and I have not drove since I passed my test 2 years ago. I have never owned a car or been a second driver on anyone's policy. Insurance is ridiculously high, so I was wondering if anyone in the same situation knows a cheap insurance company. I'm also okay with being a second driver on my parents policy, although this is still usually to expensive. Thanks!""
How much is a 2010 Jeep Sahara cost a month for insurance?
How much is a 2010 Jeep Sahara cost a month for insurance?
How much would car insurance be im 17?
Hello im a male and im 17 my car is a 1996 honda del sol And does insurance also depend on age,car, and area u live?""
Why do men pay higher car insurance?
I have to type a 1,000 word essay on why men under the age of 25 have higher car insurance rates, and it's due on Friday, I already the majority of it done, I just need some answers and links to websites giving a detailed explanation to why younger have to pay more. thank you :)""
What is the renewal process for car insurance?
Do they call in around expiration of the policy. Or is it a form you fill out. What questions do they ask? In particular, say you failed your G test before the expiry of the insurance policy and you redo everything and get a G or G2, will your insurance rate remain the same?""
Car insurance for golf?
i am currently getting quoted silly money ask you can imagine for a golf as I am a 17 year old male which just passed. may be a silly question but is there any reasonable insurance companies out there or anyway round it to make it cheaper !?
What is the difference between permanent life insurance and whole life insurance?
I'm taking a class on finance, and I'm really confused about this concept. If it helps, here's what my textbook says: Permanent life insurance continues until the premiums are stopped or the death benefits are paid out. The cash value of the insurance increases as the premiums accumulate. With whole life insurance, the premiums, death benefits, and cash value of the insurance remain fixed. At the time of the insured's death, the cash value of the insurance becomes the insurance company's and the death benefits are paid to the beneficiaries.""
Young adult health insurance?
Young adult son cannot find job, not in college, has no health insurance - any ideas?""
Is there an industry that does not utilize insurance?
I need to name one industry that does not utilize insurance. Please help! Thanks!
Cheap car for a 18 year old in the UK?
Hi, I'm turning 18 in few months and I wanted to buy a car. What is the best car with the cheapest insurance? (the only thing that is important to me is for me to fit in the car, I'm 6ft 9!) What should I look at when choosing a car if I want to have affordable insurance? My first choice was a old, old Mini but the insurance on that was over 5000 pounds, any suggestions? (I was using confused.com) Many Thanks Barboro37""
Car Insurance and driving other cars?
So I have a question - most of you will laugh at me lol. My policy says I can drive any other vehicle as long as I have the drivers permission. BUT I watched an old episode of Cops today and I thought they said that if you aren't a named driver, it's illegal.. So... My question is simple. Can I hop I to say my dad's car and drive it or do I have to be a named driver on his policy? Good grief I've managed to confuse myself even more... Much love to the brilliant person/people that wade through my confusion and clear this up for me ""
Question about medical insurance?
how can i find out whether or not my medical insurance is expired or not? i have medicaid and i was told i should receive a letter about the matter in the mail but i haven't yet.
Can insurance and credit card?
i want to pay monthly to the car insurance company> interest for monthly payments is 8.5% people said go and get a credit card and pay that back 0% but am i best just to pay the car insurance company? i dont know if i would get a credit card as ive not applied for one before and dont know about my credit rating it would only be 4-5 extra monthly to pay the insurance co with interest? is it worth the hassle? as i want to book insurance now. help?
Do you have to pay car insurance when you lease a car?
if you aren't driving a car(i live in canada) but you're leasing it. do you have to pay for car insurance as soon as you buy the car? or can you start whenever?
How do I get my insurance licenses?
Do I have to work for an insurance company before?
Does your vehicle colour affect your insurance rates?
A friend of mine was told this by someone a little while ago and she recently passed it onto me. She said he also mentioned that black and red vehicles have the highest rates. It seems a little far fetched to me but I'm wondering, does anyone know if this is actually true?""
Car insurance for 17 year old??!?!?
Hello, I have just looked at car insurance prices for a 17 year old male on a peugot 106 with a 1.2 engine size... and its over 5 grand!?!? Is this right or am i doing the quote things wrong? How do so many people my age have cars if they are paying this much for a bloody car!! Is there something I am missing that everyone else is doing? Or do i just happen to live with a lot of teens with rich parents?""
Adding a Black Box to my Car Insurance?
I am a new, young driver, and in order to reduce the cost of car insurance I am looking into the Black Box (I am aware of both the benefits and drawbacks). However, when finding a ...show more""
Can you insure two people separately on the same car?
My girlfriend is doing her lessons and driving to work and having her own car would cost more than it does to get the bus with price of parking, and I don't want to put her on my insurance so would she be able to insure her self on my car as well on a different policy?""
About how much should the car insurance of a 17 year old who drives a 2003 Black Ford Mustang?
About how much should the car insurance of a 17 year old who drives a 2003 Black Ford Mustang?
Car Insurance Help?
Where can I find Car Insurance with no license needed answer ASAP??
How soon do I need auto insurance after getting my Driver's License?
I'm going to be getting my Drivers License for the first time in a week (I am 16), and I was wondering how soon after I get my license do I need to have auto insurance to drive legally? I'd like to be able to drive the day I get my license, but my parents don't want to add me to their insurance plan beforehand with the possibility of me failing the exam. Is their any kind of grace period that allows me to drive the day I get my license so I can wait until after I complete the test to purchase insurance?
Does AAA pay the difference of how much your car lost value if the accident was not your fault?
I was recently in an accident, but it was not at my fault. The insurance company is covering everything. If the car goes down in value, does AAA pay the difference that I lost in the car? Thanks! I have no-fault by AAA in Michigan.""
Cheap Auto Insurance for teen?
I live in Houston, TX I've had my license for about 9 months and had no ticket, no accident, nothing! I have GPA over 3.5 finished drivers' ed. where can I get the lowest for manual sedans?""
Can I get health insurance for my nephew?
My nephew is 2 years old and I am really unhappy with the medical treatment he's been getting. He has asthma and has had an awful chest infection for months now, which doesn't seem to be going away. He coughs incessantly, often bringing up mucus. I want to know if I can insure him, as he's not my son. Also, is BUPA the best way to go or are there other private health companies that you would recommend?""
Health insurance deductible?
Okay, so I don't fully understand how insurance works and I can't seem to get an answer to my question. My health insurance deductible, do I get it back? As in after exhausting it through appointments/hospital visits/ect. Do my monthly payments go back towards that? Is it gone for good? I haven't even been able to get someone from the company on the phone to answer me!! Please help. Thank you!""
Teen Insurance?
what is the cheapest insurance for a teenager who just got their license. i know you cant put a price on your childs life but i need something affordable. $200 a month something like that. I live in Northern California bay area
Insured car but driver not on insurance?
I have liability insurance on my car but the person driving my car was not on the insurance and they rearended someone .... what can happen and will the insurance company pay or am I responsible?
Motorcycle Insurance in Ontario(re asked)?
Hello, I am a 20 year old female looking for motorcycle insurance for a Honda CBR 250r with an M2. I have never owned a bike before and have a clean driving record. Like most people my age it is nearly impossible to get insurance that is affordable if you are under the age of 25. If anyone knows of an insurance company/brokerage that would give a quote below 2.5k a year please give me any way I can contact them. I live in the Ottawa area if that is any help as well.""
Do you need insurance to have a driver's license in California?
Do you need to have insurance in order to have a driver's license? Or can you have a driver's license, but no car, and no insurance. So i'm a minor, and my question is, If I have a CA driver's license, do I still need insurance when I don't have a car? (Insurance + Car) ....... or ........ (Insurance + License)""
""What is the average price of insurance of a $15,000 car for a paramedic?""
21 years old , good credit rating works and goes to school, trading in 1998 jeep cherokee sport""
What car insurance companies dont base quotes on youngest driver on policy?
i genuinely want to be added on my parents car policy just for occasional use, i am 17 and all the quotes i have got are still riddiculously priced as insurance companies base prices on youngest driver on policy even if they are additional driver""
Yes/No: Do you have health insurance?
Yes/No: Do you have health insurance?
What companies can I get appointed with in Louisiana to write Home Insurance for my Insurance agency?
I have an Indepenent insurance agency in Houston, TX and I am opening a branch office in Louisiana to offer home and auto insurance for LA residents. However, I am having a hard time finding companies that are appointing agents or writing home insurance other than Louisiana Citizens. Does anyone have any suggestions on some companies that I am able to get appointed with ???? Please help!""
What automotive insurance companies insure right-hand drive cars in Ontario?
I'm looking to get insurance on a right hand drive import (Nissan Skyline) in Ontario, Canada. Prior to January 2012 this wasn't the hardest thing to do. It's gotten increasingly difficult. Anyone know of a company that still insures these imports at a reasonable rate?""
How much does it cost to go for an eye exam in new jersey without insurance?
I want to get my eyes checked and have no insurance.I was wondering how much it would cost? Is lenscrafters good or more expensive? pearl vision?
Auto Insurance?
i need to renew my auto insurance next month i drive a Infiniti G35 and a Subaru wrx (not STI) can anyone tell me if they have ever purchased insurance for any of these vehicles and where was the cheapest i need full cov. on both. Or just anywhere its cheap, i live in central california (bakersfield) THANKS""
Help with approximation on how much an 18yo would pay per month (or year) for motorcycle insurance?
Ok so I really want to get a motorcycle (I dont even have my drivers license yet just my permit and will get my license within a month or so). I may be getting a full time job and want to make sure I can afford the motorcycle. I have factored in everything except insurance. I plan to get a Standard (since sports would probably cost me more on insurance) bike with about 1000cc. Also I will be taking a safety course (AT LEAST beginners but ill probably take more than that). I live in California. The bike will be used. So about how much will insurance cost meA?
""Young drivers (in your early 20), how much are you paying for car insurance?""
Young drivers (in your early 20), how much are you paying for car insurance?""
Why do insurance companys ask how much you paid for your car?
When they don't want to pay that amount out ! Although you pay that premium.
What if auto insurance does not fully cover property damages?
If an insurance company is asking for extra money for the driver at fault because the property damages did not cover all fees and the at fault driver does not have a job or any income what will the consequences be? (If you are bothered by this question or do not agree, please do not answer and move on thank you!)""
Insurance 2 be a cheer leader???????
do you have to have health insurance to be on a high school cheer team? and if you dont then do they not let you on the team?
Car Insurance and DVLA?
If I was to put my car in my wifes name with the DVLA would I still be able to insure it in my name and have her as the secound driver or would she have to be the insured and me be the secound driver.
Car Insurance Help! (PLEASE HELP)?
Ok So im 17 soon, This is the car i wont.......... 2000 Reg, Augi tt 1.8L Quattro 2door [225] Coupe It costs about 3000, But the insurance qoutes on the internet are about 13000-22000 a month!!!! Its a 3000 pound car, What shall i do? how can i make it cheaper For this car or is there anything i can do so that if i get in an accident i get no money or my cars not paid for, id do that aslong as i saved money.... Also, If you know any other cheap cars, that are sporty looking the this one and look nice.... Link them, Any good help i will donate 5 Over paypal...... Thank you x""
How do I get money from my insurance company when car is titled in divorcing husband's name.?
I totaled a car that is registered and insured in my name. The title is in the divorcing husband's name. He won't sign the title to get insurance check. Even if he did the check would go into his name. What can I do to get the money? Or what should I do? Lawyers are not much help right now.
What's a cheap Car Insurance Company for a 18 Year old Male?
The car is a 106 1.1 Peugeot, does anyone know of any cheap or best ways to get the cheapest car insurance.""
Which insurance companies hold driving records the shortest?
My insurance rates are ridiculous, because progressive holds ur points against you for 35 months. So tickets that i have that are over 2 years old are still effecting me. Does anyone know which insurance companies hold your driving record shorter than that?""
How soon do I need auto insurance after getting my Driver's License?
I'm going to be getting my Drivers License for the first time in a week (I am 16), and I was wondering how soon after I get my license do I need to have auto insurance to drive legally? I'd like to be able to drive the day I get my license, but my parents don't want to add me to their insurance plan beforehand with the possibility of me failing the exam. Is their any kind of grace period that allows me to drive the day I get my license so I can wait until after I complete the test to purchase insurance?
https://www.linkedin.com/pulse/ideal-first-car-cheap-insurance-carlene-ostara"
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