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#im studying all the time / doing research / at the clinic etc etc so it just wouldn’t work for me to begin w
stuckinapril · 4 months
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I admire girls who can pull off long nails bc it literally can never be me. I just don’t get how it works functionally
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celestie0 · 2 months
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MASSIVE gojo x reader fanfic rec (no spoilers)
ok i know a lot of my followers are gojo girlies and i just need to put yall onto this fucking fanfiction because i just read the latest release for it and i’m genuinely tweaking rn🧍🏻‍♀️
@lostfracturess ‘s amazing work called “symptoms & causes” - a medical au
[image pulled from her masterlist]
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let me just…let me just try to even gather the reasons why you need to add this to your tbr lists (weekend is comin up too so perfect time)
characterization of gojo satoru.
gojo in this fic is characterized so fucking well, from chapter one. there are so many distinctive ways miss lostfractures goes about building his aura (word of mouth/reputation, dialogue, expository, primary interactions, secondary interactions, etc.) it reminds me of the show where gojo just has this energy to him that you can't tear yourself away from i picture him in this fic to be unrelenting, unforgiving, morally grey, with an undertone of softness yet still feral through it all,, basically gojo during shibuya arc LOL. i looove reading cute silly boy gojo fics sm (he’s so baby) but THIS fic explores the borderline wicked side of him that is so thrilling, unique, and rare to find i think in this fandom’s collection of works. it’s just so fucking good.
forbidden romance.
UGGHH i love stories w forbidden romance. in this one, it’s med student reader x professor gojo (additional power dynamics in that he’s a senior surgeon in her field and also a research mentor in her study of interest…TRIPLE THREAT DAMN). i love how miss lostfractures doesn’t shy away from reminding the reader that it’s wrong, and that they shouldn’t be doing this. that’s my fave part of forbidden romances like yesss remind me again why this is all so wrong but let’s still do it anyways LOL <333
reader’s voice.
i’ve LOVED reader since the beginning, so relatable, emotionally mature, all her flaws are so believable & her strengths are shown seamlessly. it’s just so much fun to read because i’ll literally have a thought like “hmm…that (something a character said/did) doesn’t sound very convincing” and then the next line will be something like “he didn’t sound very convincing” like!!! me and s&c reader?? we’re locked in like this fr🤞🏼 like gojo’s domain expansion fingers
escapism.
everything in this story feels so damn real it’s insane. the pacing is stunning, love the utilization of stacks of scenes that are sort of short but so concise, enough to be a smooth read but still descriptive enough to entirely transport you into the world that’s being built. cannot praise the writing in this story enough. also the variety of ways that scenarios are made that pull characters closer to one another?? so creative. as someone who works in a research lab, studied bio in college (some of the fkn biochem stuff that comes up in this fic gives me heart attacks lmfaooo pls im traumatized), and has worked in clinics/hospitals it just itches my brain so damn good. you’ll be convinced you’re a brilliant med student while you read this fic.
writing.
the writing is just. so. good. it’s so good. better than most PUBLISHED works i’ve read. i really can't say much other than that, you just have to go see for yourself.
if any of these reasons speak to you, i highly recommend you check the fic out. just a note tho it does have some dark themes but you can find all the tags/warnings on her page!
OK BYE
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nerdgirlnarrates · 2 years
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I’m genuinely very torn between family med/IM and neurosurgery right now. I realize this sounds insane. I’ve made a little pros and cons list for now to help me sort it out.
Disclaimer 1: I know that FM and IM are different, but a lot of the things that appeal to me about them are common to both specialties, so they’re lumped together for this list.
Disclaimer 2: this is based on incomplete information since I’ve only shadowed neurosurgery and have yet to do the elective. Though I shadowed for a stupid long time, it’s still not the same as the elective.
FM/IM PROS
Breadth and variety - get to know every organ system, treat lots of different pathologies
Relationships with patients - I get all kinds of warm and fuzzies from gaining someone’s trust and helping them manage an illness/improve their health/etc.
Much more obvious connection to public health - I feel like my medicine-adjacent interests of sexual violence prevention and health education fit much more neatly with these specialties, and I’d probably run across more opportunities to be involved in public health in these specialties
Community health research - along the same lines as above, these specialties fit better/more easily with community health research, which I love
Mix of primary care and hospital work - I enjoy both settings a lot, so it’d be nice to have a little of both
Better lifestyle? - I think in theory I would have more time outside of work in FM or IM. But I’ve also read that PCPs work an average of 60-70 hours per week, so I’m not convinced of this. And truthfully, I don’t care that much. If I’m in a specialty I like, I will happily work long hours the rest of my life. This one barely made the list.
FM/IM CONS
No surgery - I really love surgery, and I would be really sad to give it up. I know you can do procedural stuff or procedure-heavy subspecialties, but it’s really not the same as surgery, like scrubbing in and spending hours in an OR. Plus, most of the procedure-heavy subspecialties don’t hold a lot of appeal for me, and they would require me giving up the breadth that’s a lot of the appeal of FM/IM in the first place
Potentially having to refer the most interesting stuff to specialists - obviously this is necessary, but I still love a good zebra
The Crushing Weight of the American Healthcare System ™ which falls smack on the shoulders of primary care - it’s really difficult to be constantly kneecapped in your ability to care for patients by insurance companies and a general lack of funding for preventative care
Setting - I think I would greatly prefer to work in an academic setting for the aforementioned access to research as well as the potential for zebras. I feel a little embarrassed admitting this, but I worry I would get bored too easily of the bread and butter stuff. And I’m just not sure I could swing an academic job.
NSGY PROS
Surgery! - Once on gyn surg they let me place a trochar and it was the greatest high of my life. Surgery is just so thrilling to me, even when it’s something I’ve seen dozens of times, even when we’ve been in the OR for 8+ hours. I really love that surgery offers both intellectual and physical challenges; you work on your clinical reasoning alongside a sort of craftsmanship. Plus, I love anatomy (especially neuroanatomy. Yes really.) Surgery is super engaging, stimulating, and rewarding for me.
The brain - the brain is my absolute favorite organ, and I find it endlessly fascinating. I would love to know everything there is to know about the brain, and I can easily see myself studying it forever.
Neuroscience research - related to the above, I love neuroscience research, although truthfully I don’t know if I love it quite as much as community health research, and I’m definitely not as good at it as I am at community health research. Still, I enjoy it a lot, and I would like to be better.
I love the bread and butter - I really think everything in neurosurgery is cool and interesting and I would love to do it. I can see myself satisfied in pretty much any practice setting doing anything neurosurgery.
NSGY CONS
Narrower focus - I would be trading breadth of knowledge for depth, and I worry I would really miss the rest of medicine. This is a big question for me when I take the elective: how much medicine will I get to use in neurosurgery?
Less clear connection to community health research/health education work - I don’t know that it’d be impossible to do this work, but I definitely think my opportunities would be limited, and it would be more difficult to incorporate this into my career.
No primary care - obviously
Please feel free to chime in with any thoughts.
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kim-inlaw · 4 years
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Finally researching all the law schools i want to go to
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Honestly, notion is so helpful! I have a simple notebook dedicated to law school. Here i have my law school application spreadsheet.
Comparing law schools
location: Currently my top locations are in the northeastern side. Boston, MA. Chicago, IL, even Pennsylvania and Washington DC. But also I'm considering west coast in California. It will be a huge move but I'd love to check it out. So like I live in NYC. I refuse to stay in NY. You have to consider how far you want to go and how often do you want to go home. If there's an emergency at home, wth are you gonna do. My mom better not call me if I'm in cali cause that's a whole plane ride and I'm not rich... I'll come down for holidays only.
clinic types: there are many different ones depending on what you're interested in. I, personally, like anything involving civil rights, mediation or dispute resolution, federal court and international law. But there are much more and under different titles at different schools.
diversity: checking to see if they have a statement and commitment to diversity, and if I can see it through their website. I realize many have percentages in the 30s and 40s. I hope that goes up in the following years! I'm not going to lie, I'm from NYC. I refuse to be surrounded by mad white people daily for 3yrs!! (When I say mad here, I mean a lot...its slang.)
fee waivers: to see the price and if they offer a free one. Sometimes it's good to check your emails cause some schools will tell you that your application is waivered and send you a code! But you also might have to ask for one or attend their events. So keep an eye out, cause them shits can cost like $80
Deadlines and status: to tell me when I should submit my application and if I'm applying early or regular admissions. Applying early can get you scholarships, hun!!! Especially if it's binding (early decision). Different schools, different deadlines bro
Cost of attendance: not just the tuition!! I need to know how much rent I might be paying and monthly expenses so I don't starve. You can't have a full time job during your first year so, since I'm poor af, all of this will be loans if not financial aid... but how much aid am I gonna get tho? ... yearly, I'm looking at an average of $78,000 for school. Law school is 3yrs so you do the math. Im finna be broke af... but hey, life goes on. I'll pay it back when I marry my rich khh/kpop idol 🤭🤭🤭🤭🤭 lmao I'm funny
Last, anything I want to note: like how big the library is, any cafes nearby, is there on campus housing? I actually rather not live on campus cause they most likely don't do pets and I want one before I die so... 😗 Also honor programs, clubs, study abroad..etc
Make sure you reach out to schools and admissions!: Ask good quotations and not just things you can pull from their website 😑😑😑. No one likes it when you ask questions that you can just look up. They wanna see you spend time researching and getting into their school! Ik because it's the same with undergraduate college searching but also anywhere in life!!!
Happy researching!
Let's get into law school!
- Kym
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crosssheep63 · 3 years
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That could cost me a great deal of cash and also I'm unsure I can manage to do that.
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Posted: Tue, 22 Dec 2020 08:00:00 GMT [source]
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h-sleepingirl · 5 years
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“9 Persisting Misconceptions About Hypnosis”
A zine by sleepingirl and GleefulAbandon
(Access the downloadable and nicely formatted Google Doc here!)
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Hey, there! Have you been turned on to the wonders of hypnokink? Do you feel like you've just had a bucket of shibboleths and tips and bits of wisdom dumped over your head, and they are now slowly dripping down your back? Are you thinking to yourself, "OK, I am finally getting the hang of this erotic hypnosis thing?"
Not so fast! Odds are a lot of the information you've received is, while given in good faith, mired in assumptions about the nature of hypnosis and the human mind that are not empirically true! And the kicker about a practice that takes advantage of suggestibility is that buying into these can make them more true! How’s that for a mental rut?
Here are 9 myths about hypnosis you are likely to encounter in your freaky journey!
(Full disclosure: We are experienced hypnotic players who are constantly exploring and growing, and we recognize that not everyone may share our perspective on all of these. But when we accept the oft-repeated principles we hear as incontrovertible truth without questioning them, we risk building a wall between us and further learning about the amazing, weird things we can do with our brains! This is not meant to disparage any person for their beliefs or experiences, and we welcome feedback and discussion!)
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1. All hypnosis is self-hypnosis.
Yep, and all pain you feel when someone punches you in the thigh is your own brain making pain happen. CURSE YOU, BRAIN!
This tends to be an idiom that can cause more harm than good. It’s clearly not an empirical statement (how could it be?) though it is often taken as one. On the surface, it’s well-intentioned and trying to convey that subjects have agency and hypnosis isn’t mind control like you see in the movies. However, while it's good to know that subjects have the ability to cultivate a real sense of self-sufficiency, it minimizes connection with the hypnotist and the power that can be exchanged. Hypnosis is collaborative, and the hypnotist’s behavior absolutely affects trance, whether positively, or in bad situations, negatively! It takes two to do hypnosis with two, full stop.
When you hear this phrase, ask yourself, what is really being communicated here?
2. Hypnosis is distinctly different than meditation, subspace, etc.
Different how, exactly? Sexiness is not sufficient here, kids.
Well, here's a whole can of worms: Hypnosis as defined by hypnokink practitioners tends to be a wider umbrella than the clinical definition of hypnosis. There is also the concept of hypnosis as an altered state and then the concept of hypnosis as a set of practices. Pretty much any altered state could be called hypnosis when kinksters use it in hypnokink to commit dastardly deeds. Same with the (extraordinarily broad) set of practices that we take advantage of to fuck with brains.
Here’s the thing: hypnosis isn’t just one solid thing or state with one solid set of rules. Trance and brainfuckery are dynamic! We don’t really even have a great way of defining suggestibility, because we know that shoving someone into an altered state and then telling them, “You will experience xyz” is not really sufficient. And of course, a lot of stuff can get done outside of a traditional “trance.” Where is the line?
Spoilers: Any line we make is subjective. Meditation, when you potentially put yourself in an altered state and change the way you focus pretty much fits under that umbrella, too.
3. You can't make someone do something they "don't want to do" or go against "core values" with hypnosis.
We do things we don't want to do all the time, starting each day from when we wake up when our alarms go off. People drink alcohol and do things they wouldn't have otherwise done. People are talked into buying things they don’t want or need, or making complex decisions that don’t always have their best interests at heart. Not to mention that our broad-strokes “core beliefs” are changeable, sometimes with just a simple shift in perspective.
Human beings are dynamic and complex and exciting creatures, and we don't have a black box inside of us with ideas that are immutable to us. Change in belief and behavior is a part of how we function, and that’s WITHOUT hypnosis! Once again, this myth is well-intentioned, but an oversimplification that can backfire if someone is trying to process why they experienced a hypnotic scene differently than they thought they would.
4. Depth is the key to suggestibility.
Here's an idea: A swear jar but you have to put money in every time someone asks if they were "deep enough." Depth is a metaphor, but it's a useful one! It relates to your own subjective trance experience and how you experience intensifying it, which is hugely important self-knowledge. But it is not quantifiable, and there is not a simple correlation between depth and ability to access more trance phenomena. As with many things in hypnosis, it’s different for everyone and can be different at different times based on a huge number of variables.
And on that note…
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5. Suggestibility scales are legit.
"But wait!" You might say, "These have been studied! What about things like the Stanford Susceptibility Scale?"
They're bad.
Academics, in good faith, tried to impose objective rules on altered states that run on the subjectivity and diversity of the human mind. People are different. Subjects are different. Alas, researchers at Stanford in 1959 (yes, that long ago) were mystified by this concept. And still, so are some today.
Really, Stanford peeps, amnesia is the most hypnotized a person can get? Some folks lose memories in trance right away but won't take to certain hallucinations. And some hallucinations are easier for some folks than others. Trying to create hypnotic rules for how hypnotizable you are is a losing game.
But speaking of different kinds of hallucinations...
6. Working with someone’s “primary modality” is the key to effective hypnosis.
The idea that of the five senses we each have one primary one that aids in our learning and that is best used to create hypnotic states and phenomena is not only limiting, it’s been debunked time and time again. The concept of “modalities” that is so prevalent in the erotic hypnosis world comes directly from NLP, where Richard Bandler and John Grinder stated that we had primary modalities — a “Preferred Representational System.” However, just like with learning styles, study after study after study has found no supporting evidence of this. In fact, in the ‘80s (yes, that long ago), Bandler himself said that this idea was no longer emphasized in NLP (regardless of the fact that it is still pervasive today).
And beyond this, yeah, you could spend your time using only visual cues and visual words and creating visual hallucinations, or you could actually utilize multiple senses, because spoiler alert that is how human beings experience the world. You're not trying to find a secret code that unlocks a shortcut to being a better subject, you're Dora the Goddamned Explorer and it's not just about finding the thing at the end; it's about chilling with Boots and Map.
7. “iM tOo AnAlYtIcAl To Be HyPnOtIzEd”
Also going in the swear jar is anyone saying they have trouble being hypnotized because they're "too analytical." Bruh. Hypnosis is not a game of chess wherein the hypnotist out-logics the subject to get them to comply. It's engaging your brain and letting you do more with it than you thought possible. This is definitely not downplaying the experience of people who have had a difficult time getting the experiences they are searching for, but more about The System(ic misunderstanding pervading hypnokink culture) getting us all down.
Being “thinky” doesn’t mean someone can’t be hypnotized (hypnosis =/= not thinking or altered thinking), it just means that you both use what you’ve got — hypnotist AND subject. Analyzing something doesn’t make it impossible to trance. Hypnosis should not be synonymous with “letting go.” It’s about changes in focus and engagement, oftentimes really subtle, especially for subjects who have preconceived notions of what it’s going to feel like. It’s dynamic, it doesn’t mean laser focus, and it sure as hell doesn’t mean blank-minded.
Subjects: Learn to love the way you analyze; notice shifts and changes, use it to be open to learning about how hypnosis feels for you as opposed to what you expect it to feel like. Understanding what your real subjective responses are is key to growing.
Hypnotists: While it might be helpful for some people, stop assuming that you necessarily have to overload or confuse them to get to the holy hypnotic grail of mindlessness; utilize their internal responses for the trance!
Here's a secret: If a hypnotist calls someone a "difficult subject," they mean they failed to connect with their partner in a way that they deemed hypnotic enough. This is on them, not the subject.
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8. Your subconscious is like a quiet roommate chilling inside your head.
The metaphor of your subconscious (or unconscious mind) as someone with whom you can communicate is a useful one for a lot of people! It can put you in touch with how you're feeling and processing, and create fun surprises no one might expect. But it's just that: a metaphor. Your brain is not a director and an actor; it’s a beautifully complex amalgam of experiences and observations. You can play with treating your subconscious as a person, but recognize that there's not literally a man behind a curtain, and recognize that your interpretation of it might be flawed (i.e., don’t use your “unconscious mind” to negotiate under the assumption that this conscious personification is faultless and somehow knows better than you do).
9. Abreactions.
This is a huge one, and another one where the hypnosis scene has deviated from psychology (sometimes a good thing!). Clinically, an abreaction is a response with some emotional connection, and is in fact often used as a tool to create breakthroughs in therapy. In the hypnokink Scene, “abreaction” has also become a boogeyman, a synonym for "freak out.”
Can folks freak out during a hypnosis scene? Sure! Can they freak out during an impact scene? Of course! Can they freak out in the dairy aisle of the supermarket because the wrong song starts playing on the loudspeaker? Also, yes. But an abreaction isn't technically synonymous with freak-out. Technically, a giggle-fit during hypnosis can be an abreaction.
Here’s the thing: it might even be OK to appropriate the term “abreaction” to mean “negative reaction” in the hypnokink community, but we have to stop making that interchangeable with “unexpected reaction.” Of course a negative reaction is unexpected. But that doesn’t mean all unexpected reactions are negative. They happen absolutely all the time in hypnosis; demonizing all of them is unhealthy and unrealistic.
Well-intentioned practitioners of erotic hypnosis have put all their safety eggs in one basket: Caution against causing an abreaction, end the scene when you do, and you've accounted for the worst. But this is a scene that traffics in suggestibility; when you make out abreactions to be this looming, awful risk, you bring them to the fore, and when both players assume that that means an unexpected reaction is cause for panic, it creates unwarranted anxiety and problems. Not to mention that it greatly hinders the breadth and depth of what you can achieve together.
In short, you can and should learn to navigate emotional vulnerability and be confident and flexible in handling your partners’ responses, no matter how unexpected or intense they are. We're here for those reactions, folks, and not all of them are to be feared and fixed.
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Sleepingirl is a switchy writer, presenter, and podcaster who joined the public kink scene in 2012. She’s had a life-long hypnofetish and is way too interested in brainwashing. She did the doodles for this zine, and look out for her Brainwashing Book coming soon! Check out her hypnokink podcast at twohypchicks.simplecast.fm and follow her: Twitter @h_sleepingirl, Tumblr @h-sleepingirl, FetLife @sleepingirl
GleefulAbandon is a queer, submissive hypnofetishist. She joined the BDSM/Hypnokink Scene in 2012, and teaches and writes about hypnosis from the subject’s perspective. She’s a sucker for a pocket watch. @gleefulabandon
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ais-n · 4 years
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2| and where is the trauma? both hsin and boyd were severely sexually abused. and emilio's illness is always treated as a joke. look Ais, your series has done me so much good between the bad it did. i found i'm gay lmao and i'm grateful for that. i'm grateful that you wrote this ok. but there are things that were offensive, and maybe it was unconscious, since i doubt you wanted to be racist or write a mlm relationship but more like hetero. i wish i could just enjoy the books but my heart breaks
3| idk what the one who questioned that could possibly mean between all the things but thats what i mean. i appreciate you a lot. i hope this didn’t make you feel worse or whatever. but some people really did end up hurt badly after reading icos and im one of them. with all respect, and hope that i didnt disturb you much, farewell.
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Aha I just realized I can put both 2nd and 3rd asks in one! Which is good because, again, the gay comment makes me laugh out loud XD As I said in the other post, thank you again for reaching out, for explaining your concerns, and for the courage you no doubt had to bring forth in order to do so.
I’m getting right into the answers in this one although I will probably ask more questions for clarification on some of the points, as I did on the first one, to make sure I’m not misunderstanding or misinterpreting anything.
More below the cut! :)
EMILIO’S ILLNESS
I’m really sorry but I wasn’t sure what you meant by that. Which illness? How is it treated as a joke? Could you clarify? 
TRAUMA
So this I thought was super interesting that you felt there was no representation of trauma in ICoS, or I assume you also mean its aftereffects. That’s actually one of the few points I feel pretty confident saying the series does portray a lot of, both in some cases the experience of it and in other cases the repercussions. 
One of the reasons both of them are so severely dysfunctional individually and together is because of trauma.
I don’t want to muddy up this post with a huge tangent but someone had asked a few years ago about the result of the Aleixo mission on Boyd, if he was diagnosed with anything, and so on. If you’re interested, I wrote a long ass reply about the psychological effect of sex trafficking on survivors/victims and talked about some of the things you see Boyd do that are a bit reflective of that. More info at https://aisness.wordpress.com/2015/01/28/boyd-aleixo-psychology/
I think there probably would be more information on all this by now, or at least I certainly hope there would be, but at the time of writing Fade that was the sort of research that was available. 
Although, full disclosure, I don’t tend to write characters looking up the DSM symptoms for this or that; I write what feels right for them psychologically, mentally, emotionally, and oftentimes later look it up and realize they would have likely been diagnosed with this or that thing or they could be displaying traits of this or that.
At any rate, with Boyd, his trauma started early on, and pretty much everything about him is a reflection of that in some form. I don’t see trauma as specific to sexual assault; it’s most certainly a result of that but also of many other things. Boyd dealt with a lot of neglect and/or emotional abuse as a child, he was bullied by his peers, and generally speaking it was difficult for him to feel like he belonged anywhere. He was very often judged by others, often negatively, for things completely outside of his control, like his parents, their jobs, his home, the amount of money his family had, his looks, etc. 
If you look at the Mayo Clinic’s list of child abuse, Boyd falls pretty well under emotional abuse and a bit under neglect, and you can especially see the toll that had on his personality by reading the signs and symptoms of emotional abuse in particular:
Loss of self-confidence or self-esteem
Social withdrawal or a loss of interest or enthusiasm
Depression
Avoidance of certain situations, such as refusing to go to school or ride the bus
Desperately seeks affection
And general symptoms:
Withdrawal from friends or usual activities
Depression, anxiety or unusual fears, or a sudden loss of self-confidence
An apparent lack of supervision
Self-harm or attempts at suicide 
If you look at Complex PTSD, and in particular Developmental Trauma Disorder (DTD) you can see a lot of Hsin:
Attachment – “problems with relationship boundaries, lack of trust, social isolation, difficulty perceiving and responding to others’ emotional states”
Behavioural control – “problems with impulse control, aggression, pathological self-soothing, and sleep problems”
Dissociation – “amnesia, depersonalization, discrete states of consciousness with discrete memories, affect, and functioning, and impaired memory for state-based events”
I wouldn’t say Hsin dissociates quite that extensively but I feel like he does display some dissociative tendencies at times.
Boyd has some too, like
Self-concept – “fragmented and disconnected autobiographical narrative, disturbed body image, low self-esteem, excessive shame, and negative internal working models of self”.
I think in some ways you could argue they both display aspects of:
Affect or emotional regulation – “poor affect regulation, difficulty identifying and expressing emotions and internal states, and difficulties communicating needs, wants, and wishes”
When Boyd was little, he often wondered why other people were treated better than him - why, when he was getting perfect grades, he was going above and beyond whenever possible, when he was trying to be “a good boy” all the time, when he went out of his way to stay quiet and not bother anyone – why, despite all his attempts, other people were celebrate yet he was reviled, even if the people being celebrated were awful people doing awful things. He used to study other people relentlessly, trying to understand what it was about them that made them acceptable and what it was about him that made him not.
That’s why, despite being such an introvert, he’s good at blending in and going undercover; it’s why he can adjust to new situations and, in a way, act - because he always had to monitor and adjust himself his whole life just to feel seen and loved. His dad loved him on his own so it wasn’t as bad as it could have been, but with the trauma that came from the loss of his dad, and what happened with Lou, plus everything afterward, it really messed everything up.
Boyd was not a victim of childhood sexual abuse, but more of emotional abuse. Well, I guess, I should say for the most part he wasn’t.
Hsin was definitely a victim of childhood sexual abuse and probably physical abuse (that bit I can’t recall for sure). He was raped even as a small child, and that led into different aspects of his life. One reason, for example, he would go berserk and was seen by the Agency as unreliable in cases of him seeing sexual assault was because he saw, in some way, himself in those victims. It was probably his way of protecting people when he hadn’t been protected, himself. 
I can’t speak too much on Hsin’s specific mental health status or repercussions because I didn’t write him so I’m not fully in his mind, but I do know that sort of berserker aspect is part of what came from his sexual abuse and physical abuse and just generally how he grew up. If I recall correctly, a lot of that led into why he was so unstable and dangerous when Emilio first found him; why it took so long to get Hsin to find a way to deal with the violence and aggression and anger in him, in addition to everything else that would have happened regardless of that childhood trauma. Why, too, it was such a huge deal when Boyd was able to earn Hsin’s trust, because he had learned in his life to trust almost no one.
You can see some of the way they both display aspects of C-PTSD as adults as well in the list at https://en.wikipedia.org/wiki/Complex_post-traumatic_stress_disorder#Adults
I should be clear: I am NOT a psychiatrist or psychologist so I’m not suggesting that they would be specifically diagnosed with any of these disorders were they to get official diagnoses. However, the reason I bring it up is to show that a lot of the series reflects the way their coping mechanisms lead them to interact within themselves and with the outside world, all of which is often directly or indirectly tied to trauma.
Why is Boyd so terrified of anyone seeing him without his shirt in the beginning? Trauma. Why is he depressed? Trauma. Why is he suicidal? Trauma. Why does he go out of his way to avoid a certain block? Trauma. I would have to look at specific symptoms of different things but I would guess that you could also tie back some of his instability and his sometimes inconsistent reactions to trauma as well. Sometimes he does things or says things that may seem a bit reckless, or cold, or some other unexpected thing at that time - and a lot of times it’s probably in part related to how he learned to cope with things and what his levels of defensiveness are or his fears are at that moment. But he also has a complete inability to see the good in himself for a long time which also ties back, I would think, to some of the things he experienced growing up/previously.
Boyd is an incredibly unreliable narrator. He spends most of his narration thinking about how awful he is, how he should just die, how he isn’t doing a good enough job, and so forth. Yet, that fails to show the impact of some of his choices and decisions. Boyd was pretty much the first person to treat Hsin like a normal human being, to not see him as a surrogate of anything or anyone, to not have any ulterior motives or expectations of him (no matter how well-intentioned), and to truly gain his trust as a result. Yet, Boyd didn’t really see it that way. He didn’t see how important it was for Hsin that he ended up in his life; he didn’t get why Hsin was exasperated the times Boyd said he (Boyd) should just die, that there was no value to his life. He didn’t believe he could be loved so he couldn’t see it was even a possibility at first. Therefore, he spends a lot of his narration over the series belittling himself and downplaying any of his own achievements while simultaneously rewarding or acknowledging what others around him are doing. Not every moment of his narration, of course, but his default state of self is to think he sucks and others are probably better.
Conversely, Hsin is a confident narrator. He often doesn’t doubt himself, doesn’t care what other people think, and is very sure of himself in a lot of aspects like his physical prowess which, itself, is already above and beyond nearly everyone else. Yet he also learned not to trust or rely on anyone else in his life, so he’s incredibly suspicious of others because that’s how he had to learn to be. So, especially in the beginning of the series, in his narration he tends to be very factual about his own achievements and not shy away from acknowledging the things that are powerful about him (even if he doesn’t always see it as anything that special), while simultaneously seeking out anything untrustworthy, unreliable, incompetent, or unworthy about those around him. His narration tends to point out the flaws of those around him because he learned that if he doesn’t protect himself, he’s vulnerable, and when he’s vulnerable he gets hurt.
The result of that is, if you read their narrations straight as if it’s all perfectly reliable, Boyd seems even more unreliable and Hsin seems even more perfect than they actually are, because their default states of being overlap in a manner which magnifies the flaws in Boyd and the merits in Hsin. 
Both of them learned to be how they were because of how they were raised, what they went through, and more. Same as how they react to various things throughout the series.
I can’t more specifically comment on anything without knowing what in particular you were thinking of when commenting in the ask about trauma and sexual abuse. But I think generally speaking, they already start the series having learned coping mechanisms that work for them based on trauma they already individually experienced. Those coping mechanisms end up oftentimes being challenged and at times destroyed or reworked throughout the course of the series. That is what leads to a lot of their ups and downs as individuals and as a couple; why their story isn’t a straight arc going up but instead derails a lot. And why they both spend the entirety of the series coming to terms with who they are both internally and externally, and what that means for their relationship, and how they can find a way to grow as a person and a significant other. They both ultimately have to work on trust; Boyd has to learn to trust himself, Hsin has to learn to trust others, and they have to learn to trust each other.
The way people deal with trauma is not the same for everyone. Sexual abuse doesn’t result in the same reaction for all people. I’m not sure if maybe one of the things you were thinking is maybe about sexual abuse during the series itself? I already linked something that goes more in depth on Fade so I won’t touch on that book, and I really can’t speak for Hsin because he isn’t my character so I don’t want to misrepresent his thought process as hidden behind narration or actions at different points.
The only other thing I can think of that maybe you’re thinking about is Boyd’s valentine status, and how he doesn’t seem to have overtly strong reactions to anything until Fade. If that’s one aspect of what you were thinking about, part of that is just how Boyd deals with things. He tends to avoid things that are difficult for him or he has difficulty focusing on, and oftentimes shuts down emotionally. 
I think honestly he probably dissociated to some extent during a lot of things; kind of separated his body from his mind and felt like whatever happened, happened. For a lot of the time that he was a valentine early on, he had such little love for himself that regardless of how upsetting anything was, how little he wanted to do certain things, he felt on some level like he deserved it. Some things were probably a subconscious form of self-punishment for being born, for being who he is, for surviving when Lou didn’t, for surviving when his dad didn’t, for never being enough for his mother, for just plain existing. Then as time went on he grew to rely on Hsin and find strength in him. It’s also not like every mission he had was a valentine one, or even that every valentine has to end in anything physical. 
That’s why he was able to find ways of dealing with things in some form, even if he didn’t like it or was uncomfortable at times, until the Aleixo mission. He thought he knew how to handle things; he thought he had found apt coping mechanisms. But that mission tore that all apart and nearly destroyed him. His coping mechanisms didn’t work the way they had and now he had to find a new way to survive, and from there came a lot of his instability and more that you see in Fade and as I mention in that blog post.
But in short, I feel like the majority of the series ends up touching, indirectly or directly, on some form of trauma as experienced currently or in the past by one or more of the main characters, and their resulting actions then drive the plot. That is one thing we were very specific about doing: having the plot adjust to the characters rather than force the characters to adjust to the plot. That’s why Afterimage exists, actually; the original plan was sort of like 3/4 of Evenfall and then kind of jumping into aspects of Fade. But we realized at the end of Evenfall that certain things would occur which would then lead to Afterimage and Afterimage then led into aspects of Interludes, which then led into aspects of right before Fade, which then affected a huge part of Fade itself, which then informed 1/27. We didn’t set out to write a series specifically about trauma, it’s just sort of one of those things that happens if you take two characters who have been treated so cruelly or poorly for so much of their lives, and put them together as any sort of team - but especially a team that becomes a couple, and a couple that becomes all but married.
+ +
Regarding the other stuff, I haven’t had a chance yet to check if you answered my question about the hetero relationship comment, so I can’t comment on that until I know more of what you mean. But I would say that generally speaking, I don’t know that I believe it’s necessarily fair to label anything as strictly “hetero” vs “m/m” vs anything else for a relationship. That brings with it a lot of assumptions of what it means to be not only gay or LGBTQIA+, but also straight. It seems to suggest there is only a single way or a very strict set of ways for a cis male and a cis female to be together both in a relationship and to have sex, and I guess I don’t feel like that’s necessarily reflective of reality. People are very complex and so are their relationships, as well as their sex lives.
I’m not sure how specifically the series ended up hurting you but I’m very sorry you felt hurt by anything. That’s a terrible feeling to have to experience. I hope that in whatever way, however it may work best for you, you have the time and space to reflect and recover and rejuvenate. You, like everyone, deserve it.
And honestly, if that means you have to leave the series completely in your past, never to think about it again, if that’s what’s healthiest for you, I truly wish you are able to do so. Stories are there to connect with other people, to share our thoughts and sometimes help us work our way through our own while reading. No story is worth your mental health being put in question. If it is truly upsetting to you to think about the series, it is absolutely not worth your energy. You are more important than a story will ever be. Everyone is. And I say that despite how much I love and rely on stories to get me through life.
If part of your duress is you like aspects of the writing style but the series itself and its contents upset you, you could try reading some other stuff. I have some things I wrote solo that you can find on my AO3 if you want. But also you can find other writers entirely. Depending on what you’re looking for in a story, and the sort of topics you’ve learned work well for you or don’t work well for you, you should be able to find a ton of great series out there and great authors out there who will leave you with the happier aspects of your reaction to ICoS without anything more detrimental like it sounds happened for you with ICoS.
Regardless, I truly wish you the very best. As I said in the other one, please stay healthy and safe! And, if you’re in a place to manage it, stay happy as well :)
Brightest of blessings to you and yours, my friend!
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redwoodrroad · 4 years
Text
arkus’s birthday and some background info on him
SO ive been very busy with work these past two weeks AND sick with several things SO NOW TO MAKE UP FOR MISSING ARKUS’S BIRTHDAY (WHICH WAS ON JANUARY 3RD), im gonna talk about his research
here he is hard at work in his favorite part of the Priory: the ~secret~ library
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everything else is under the cut because there’s a lot of science babble, but i do hope it’s fun to read if youre into science as much as i am. i also included some sylvari-centric stuff at the end because it’s specific to arkus
so simply put: Arkus’s concentration is on a mixture among anthropology (not just human-centered either), archaeology, and geology. separately, these sciences are completely different and require different skill sets, mindsets, tools, and research tactics, but these sciences also intersect in many ways and tell a fuller and more comprehensive story when put together. consider a nomadic culture that subsists on farming and animal products: they make clear boundaries in the land between where you sleep, where you eat, where you grow the food, where you cook the food, where you prepare animal parts either for consumption in one area or the creation of materials or clothing, ETC, my point is that this group needs a specific type of landscape to settle--that type of landscape needs to be sheltered enough from weathering and predators while also close to a water source, and the land itself must contain the right nutrients to grow crops; furthermore, the general landscape must be well-liked by large animals that are high enough in quantity that the group can sustain themselves on these animals and not risk endangering the population. the geology of the earth itself, the makeup of the land, is vastly important to this culture because it deigns where they can live and how they can survive in that area
of course, when they move away, they leave behind an imprint in the land itself--these cultures are not the type to necessarily bury their dead for fear of leaving them behind, but that’s also an extrapolation on my part so i cant definitively say that, but theyre also not necessarily the type to waste or throw away animal parts--so this group might not necessarily leave the obvious archeological choice of bones behind, but bones are not the only types of fossils that exist, and they certainly arent the main focus of archaeologists on digs: archeologists are looking for everything in an area--remains of encampments, clothing, pottery, tools, etc. these are the things a nomadic group might leave behind if theyre broken or unusable or perhaps if a disaster struck, and great swaths of belongings had to be left behind. lots of things are left behind when a group like this moves away--furthermore, evidence of a large group living in a place for what we can assume is several years to decades can almost always be found in each of those locations for a culture that is nomadic. archaeologists look for that evidence, and it’s the sort of thing they can follow like a map to see the direction in which this group moved
of course, the culture of that group itself is very important and just as fascinating as the prior fields of research: consider whether this group in my example might have a hierarchy--are elders the leaders of the group? is there a matriarch or a patriarch? how are children raised, and are they raised in a manner that separates them by gender, combined with the types of work or activities these genders are expected to perform? i read about a culture where the women did the foraging and held baskets at all times, and the men did the hunting and held bows and arrows at all times, but before this makes you mad and think that this culture might have been very strict on their gender conforming, the only gender “marker” in this society was that of the baskets or the bows. regardless of sex or gender at birth--concepts this culture had no definition of beyond the gendered tasks--if you wanted to hold a basket, you are a woman; if you wanted to hold a bow, you are a man. and you’re held to that standard until you decide you want to change that. there are also cultures ive read about where food is very closely linked with the cycle of life--there are some foods you eat when you are young, there are some foods you eat when someone is pregnant, and there are items to eat when someone dies, and everything has a very specific meaning assigned to it along with when and how those items are consumed.
all of these fields coalesce in different ways, and my passion for it is also Arkus’s. i imagine he goes out several times a year to conduct field research--something that is also very particular, and no two people do field research the same way, especially when it comes to soft sciences. i will also say that Arkus’s preferred style of research is one that has a little bit of discourse in the science community, and that is that he lets himself get involved with the culture.
in the soft science world, there are two pretty big styles: Positivism and Antipositivism (also called Interpretivism but ive definitely heard it called naturalism too). positivism is clean-cut--it’s objective and empirical scientific Fact. we’re talking quantitative data analysis, objective reasoning and observation (observation ONLY), and a clear separation between Scientist and Subject. 
antipositivism is the opposite--it’s not all data points and “objective” observation because to observe a culture without being part of it is not objective at all. you’re not learning about the culture if youre just watching it; you’re watching this culture from an outsider’s perspective, and from an outsider’s perspective with a completely different cultural background in mind, you will not understand the significance to any cultural action in front of you. in this way, the scientist is not separating themselves from the “subject(s);” rather, the outsider is interacting with and empathizing with the insiders. it’s a completely different mindset and one that yields results that almost cannot be measured on data points or spreadsheets.
(if you cant tell, i am an antipositivist lol)
Arkus is an antipositivist: he finds positivist thinking to be too clinical and perhaps inappropriate for his research purposes. that said, he goes out and locates groups like the vague culture i described above, and he learns about them through empathic interaction and openness. he doesnt always publish his work, but he does always ask his participants if they would like to be participants, and if not, then he helps them if they would like the interaction or leaves if they would prefer he not stick around. and that’s okay too! what he does publish is always very lengthy and involves detailed diagrams of rock formations, tools, structures, the landscape, etc, and if he’s in a position to do a dig, he may take samples of the landscape back to the Priory for further testing, especially when it comes to carbon dating or whatever the tyrian equivalent might be (the lifeforms are PROBABLY carbon based on tyria but you never know lol). at this point in the story, Arkus has been doing research for several years now--i haven’t decided when he becomes an archon, but it’s certainly his biggest career goal overall. i think it’s probably tough though because archons typically oversee really dangerous magics and sciences, so one of these days, Arkus will find a way to present his work as especially useful for that specific realm of study
i also think that with arkus’s background in a culture that is largely mysterious to other cultures is also part of why arkus has his passion for his work. to learn and discover things about culture while being simultaneously respectful and open to differences is very important to arkus, and it’s something that his culture has a particular closeness with given their history with--for EXAMPLE--the asura. no tea no shade but arkus isnt trying to be that type of way--but they also changed and got better over time; now arkus just has beef with the inquest because their research style and scientific process is the exact opposite of how arkus wants to be
i should also say--and i havent really seen really problematic evidence of this in the game--that research organizations such as the durmand priory have a tendency to be sorta...... grabby with their research. like there’s a big scientific attitude towards discovery in the modern world where the scientist(s) who discovered something feel Entitled to that discovery. it’s very western and ethnocentric, and it’s Bad. western scientists discovering x y z historic item that is important to an overseas culture’s history does not belong in a western museum or lab, i dont make the rules! unfortunately, the western scientists make the rules so like thems the brakes but let the record show i hate that
arkus is very aware of this scientific tendency to want to hold on to discoveries and sort of keep them close--safe even, in priory custody--but he also recognizes that it’s wrong to do that, so he specifically finds ways to work around that so the culture in mind gets to keep their history. sharing history and culture is really good and healthy for all cultures, but ONLY if that sharing isn’t forced or pressured onto the culture in question. arkus lives by that rule!
anyway, this was obviously just a way for me to gush about science under the guise of my character’s belated birthday, but i hope it was informative! i had fun with it ;u; and i’ll start drawing my characters again too dhfgadjfhg soon i hope
thank you for reading!
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invasato · 3 years
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Gelfling biology, huh? One thing I always wondered is about their reproduction, such as gestation period. According to the books, Naia and Gurjin's next sister is about one trine younger than them, so do you think they're meant to be 9 unum like a human pregnancy? I'm assuming they give live birth of course, since the last page of the comic series showed that Mayrin was already expecting Seladon. Sorry for rambling, I'm excited to talk biology lol
dont apologize!! i have a minor interest in human development (in specific conception to childhood) and i very rarely talk about it because i get embarrassed for no good reason so 😭 im happy to have an excuse!! as a disclaimer im by no means an expert or involved in any academics (i do read academic articles, but im not involved in any schooling), this is all from research ive done over the years. id be happy to learn more/hear different inputs! its just speculation based on science for fun.
so, given were using humans as a springboard here, id definitely put it in the 5-9 unum/month range (shortest time survivable for a human infant vs standard human pregnancy). part of why we cook so long is because our brains really need that time to develop, but even then we spend a huge amount of time developing once born because our heads can only get so big before theres no way for a baby to get out lol. its still being studied in a million ways and theres so much we dont know but basically a LOT of human reproduction/development (in and out of utero) is dedicated to our brains and putting the brain and body together to give us our human level “”intelligence”” (a loaded/weaponized word that im not fully comfortable with but for the sake of discussion and separating “intelligent life” from animals ((which is a whole other discussion)) its what ill be using. lack of a better word, basically)
to summarize my absolute word mash there-- humans brains need to be awesome and also big in order for us to have the complex thinking we do. we invest a lot of time and resources into our infants while theyre in the womb, and then a lot of time and resources to finish their brain development once born (these are good and fulfilling investments! dont take my somewhat clinical language to mean its bad). our babies are larger and more developed than other baby animals at birth (usually primates are compared), and technically should have more time in utero, but if they stayed in longer we would have even more difficulties with births. 
so when taking these ideas and figuring out how to apply them to gelflings, we need to consider two things: limitations of gelfling bodies, and how much resources were evolutionarily advantageous to put into their offspring before and after birth to achieve “intelligence”.
we dont need to hunt too hard for these answers, thankfully. gelflings are described as being slender/lithe, so we can assume that varying muscle/fat aside their bone structures are generally pretty thin/small/close/etc. this would probably mean smaller babies, which likely means shorter pregnancies (and possibly a lower childbirth mortality rate for parent and infant), and then that would mean gelfling babies would likely take more time/resources to raise. i have no doubt, seeing how social a species gelfling are, that it was advantageous for them to put the work into raising offspring the way humans do.
with that in mind, lets clock pregnancy in at about 6 unums/months, or 2/3rds of a human pregnancy (id say enough time for laesid to properly recover and have gurjin and naias sister a year later. in terms of humans, pregnancies a year apart happen and the parent is usually fine, but in cases like irish twins there starts to be risks involved). we can maybe guess that infants have an extra stage when compared to typical human development (newborn, 1-3m, 4-6m, etc). think maybe like a human preemie, or less extreme marsupial joey for a better comparison. this would obviously be an intentional stage on evolutions part, meaning that gelfling are well equipped in knowledge/biology to care for their infants. like eating certain things at certain stages to alter breast milk for brain/body growth, having evolved social structures specifically revolving around infant care (which could be supported by canon modern gelfling matriarchal structures, but those were influenced by skeksis so Hm), possibly having some way on their bodies to carry their young (maybe like a psuedo pouch? similar to a kangaroo for example, but theyre usually temporary. they can be found in animals such as echidnas), etc. 
theres a lot to think about and this is by no means an amazing speculation on my part but i hope you enjoyed! i definitely had fun working on this and ill probably continue to tweak and smooth things out 😄 ty for yr ask!!
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bloodhonnie · 3 years
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I know you’re not an expert or anything but was wondering if you had an opinion on this.. I have BPD and my dad has classic NPD traits. So I’ve suffered emotional abuse due to him which has probs caused the BPD. I view him more as his own person who his own unprocessed trauma and his behaviours are not about me. My friend thinks her grandma has NPD and called it a “dangerous dangerous.” Do you think there’s a line between NPD being dangerous but also us offering some compassion?abuse is hard idk
Before I start this I wanna mention I have a BA in Psychology. I’m in no way an expert but I have taken classes and that’s what’s on my college diploma. That being said a lot of the stuff in textbooks and what’s taught in fundemental classes isn’t always accurate. I’m going to be speaking from my personal experience and I am in no way saying that things are as I say they are. Think for yourself and maybe use what I say as a tentative basis to do your own research. You can read studies for free on scihub after using Google/Google scholar to find research articles. With all that being said this is what I personally think given the context and experiences I’ve had:
Not eveyone with NPD is gonna be an abuser just like how not eveyone with BPD is someone who was abused.
Let me frame it this way. We as people with BPD know that BPD doesn’t control us and that we’re still accountable for our actions. The same goes with people who have NPD.
Before I continue to address this question (cause I don’t wanna forget)
Do not diagnose other people in an effort to explain their behavior.
Alright so NPD is severely misrepresented the same way BPD is. It’s important to engage with the words, diagnosis, etc... that we interact with daily. Let’s see what the DSM5 has to say about NPD yeah?
“In the American Psychiatric Association’s Diagnostic and Statistical Manual of Mental Disorders, Fifth Edition (DSM-5), [1] NPD is defined as comprising a pervasive pattern of grandiosity (in fantasy or behavior), a constant need for admiration, and a lack of empathy, beginning by early adulthood and present in a variety of contexts, as indicated by the presence of at least 5 of the following 9 criteria:
A grandiose sense of self-importance
A preoccupation with fantasies of unlimited success, power, brilliance, beauty, or ideal love
A belief that he or she is special and unique and can only be understood by, or should associate with, other special or high-status people or institutions
A need for excessive admiration
A sense of entitlement
Interpersonally exploitive behavior
A lack of empathy
Envy of others or a belief that others are envious of him or her
A demonstration of arrogant and haughty behaviors or attitudes”
Source: DSM-V via Medscape.com
(I would’ve actually gone into the dsm 5 and gotten a screenshot but my laptop is broken sorry)
NYU has a chart (that is in the dsm5) let’s take a look at that too
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“ Narcissistic Personality Disorder DSM-IV Criteria
Narcissistic Personality Disorder
A. A pervasive pattern of grandiosity (in fantasy or behavior), need for admiration, and lack of empathy, beginning by early adulthood and present in a variety of contexts, as indicated by five (or more) of the following:
A.
Significant impairments in personality functioning manifest by: 1. Impairments in self functioning (a or b):
1. Has a grandiose sense of self-importance (e.g., exaggerates achievements and talents, expects to be recognized as superior without commensurate achievements).
a. Identity: Excessive reference to others for self-definition and self-esteem regulation; exaggerated self-appraisal may be inflated or deflated, or vacillate between extremes; emotional regulation mirrors fluctuations in self-esteem.
2. Is preoccupied with fantasies of unlimited success, power, brilliance, beauty, or ideal love.
b. Self-direction: Goal-setting is based on gaining approval from others; personal standards are unreasonably high in order to see oneself as exceptional, or too low based on a sense of entitlement; often unaware of own motivations.
3. Believes that he or she is “special” and unique and can only be understood by, or should associate with, other special or high- status people (or institutions).
AND
4. Requires excessive admiration.
2. Impairments in interpersonal functioning (a or b):
a. Empathy: Impaired ability to recognize or identify with the
5. Has a sense of entitlement, i.e., unreasonable expectations of especially favorable treatment or automatic compliance with his or her expectations.
feelings and needs of others; excessively attuned to reactions of others, but only if perceived as relevant to self; over- or underestimate of own effect on others.
6. Is interpersonally exploitative, i.e., takes advantage of others to achieve his or her own ends.
b. Intimacy: Relationships largely superficial and exist to serve self-esteem regulation; mutuality constrained by little genuine interest in others‟ experiences and predominance of a need for personal gain
7. Lacks empathy: is unwilling to recognize or identify with the feelings and needs of others.
B.
Pathological personality traits in the following domain: 1. Antagonism, characterized by:
DSM-IV and DSM-5 Criteria for the Personality Disorders
trauma).
DSM-5 Criteria - Revised June 2011
© 2012 American Psychiatric Association. All Rights Reserved. See Terms & Conditions of Use for more information.
The essential features of a personality disorder are impairments in personality (self and interpersonal) functioning and the presence of pathological personality traits. To diagnose narcissistic personality disorder, the following criteria must be met:
a. Grandiosity: Feelings of entitlement, either overt or covert;
8. Is often envious of others or believes that others are envious of him or her.
self-centeredness; firmly holding to the belief that one is better than others; condescending toward others.
9. Shows arrogant, haughty behaviors or attitudes.
b. Attention seeking: Excessive attempts to attract and be the focus of the attention of others; admiration seeking.
Obsessive-Compulsive Personality Disorder DSM-IV Criteria
Obsessive-Compulsive Personality Disorder
A. A pervasive pattern of preoccupation with orderliness, perfectionism, and mental and interpersonal control, at the expense of flexibility, openness, and efficiency, beginning by early adulthood and present in a variety of contexts, as indicated by four (or more) of the
A.
Significant impairments in personality functioning manifest by:
DSM-IV and DSM-5 Criteria for the Personality Disorders
C.
The impairments in personality functioning and the individual‟s personality trait expression are relatively stable across time and consistent across situations.
D.
The impairments in personality functioning and the individual‟s personality trait expression are not better understood as normative for the individual‟s developmental stage or socio-cultural environment.
E.
The impairments in personality functioning and the individual‟s personality trait expression are not solely due to the direct physiological effects of a substance (e.g., a drug of abuse, medication) or a general medical condition (e.g., severe head trauma).
DSM-5 Criteria - Revised June 2011
© 2012 American Psychiatric Association. All Rights Reserved. See Terms & Conditions of Use for more information.
The essential features of a personality disorder are impairments in personality (self and interpersonal) functioning and the presence of pathological personality traits. To diagnose obsessive-compulsive personality disorder, the following criteria must be met:
1.
Impairments in self functioning (a or b):
a. Identity: Sense of self derived predominantly from work or
productivity; constricted experience and expression of”
Source: NYU.edu
Are you starting to see how more context gives people humanity? People are misrepresenting and misusing the word narssasitic. It has a clinical significance that is different from the colloquial significance. Another word that might tie it all together that is misused in the same type of way is intersectionality. Colloquially intersectionality is a term used to describe the intersections of all minority identities. In reality intersectionality is a race theory that was coined by Kimberle Crenshaw to explain the intersections of race and gender in reference to black women. Crenshaw later expanded that to include the intersections of race (excluding whiteness), gender, and queerness. Without the context of intersectionality as a race theory intersectionality is being misused and misrepresented. I hope that was a good enough example.
Before I move on let’s recap what I’ve discussed so far as to spare any confusion.
1) people with personality disorders are responsible for their actions.
2) BPD is not exclusively tied to abuse. (I can go into this in a different post if you’re interested).
3) We do not try to diagnose other people.
4) Personality disorders are often misrepresented.
5) We learned the 9 criteria for the diagnosis of NPD in the DSM-V (2018).
6) We learned context is important to understanding misused terms. (I.e what the criteria for NPD actually manifests as). (NYU chart)
7) The example of intersectionality and how it is also a colloquially misused term.
Im gonna end on two separate points.
The first point is that personality disorders are under constant scrutiny due to how similar symptoms are. There is actually talk of removing BPD in the next volume (not addendum) of the DSM. Knowing that I can mention how NPD was removed in 2013 but was later added back in.
My second point is that it’s important to educate yourself as much as you can and to not think that people are abuusive because of a mental illness. People are responsible for their own actions. If someone is abusive they’re abusive. Sometimes there are no explanations.
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surveyjunkie · 6 years
Text
Your Autobiography.
Little kiddies. (Grades 1-5) What color hair did you have? Very dark brown, almost black.
Did you wear glasses or have contacts? Yep, got glasses in the 3rd grade
Did you have braces? Nope
Did you go to pre-school or go straight to kindergarten? I went to pre-school for two years before kindergarten.
Out of grades 1-5, which one was the best for you? 2nd, for sure. I was at a 4-H school that year and everything was just better there - the kids, the curriculum, the teachers, the playground. Then I got moved to a hardcore, college preparatory school and everything went downhill.
Did you have a lot of friends, or just a couple? I had lots in 2nd grade, but when we moved to the city in 3rd grade I barely had any. I had maybe 1 or 2. 
What were your favorite shows? Spongebob, Sailor Moon, Powerpuff Girls, Ed Edd & Eddy, Dexter’s Lab, Courage the Cowardly Dog, Lizzie McGuire, That’s So Raven, The Amanda Show, the list goes on and on....
What were your favorite movies? The Parent Trap, Freaky Friday, Life Sized (I was kind of obsessed with Lindsey Lohan, if you couldn’t tell)
Did you read Goosebumps? Rarely. If anything I read “Scary Stories to Tell in the Dark” more, which now that I’m adult I realize HOW FUCKED UP IT IS THAT THAT IS A CHILDREN’S BOOK.
What was your favorite thing to do on weekends? Watch cartoons, play online computer games (like Neopets - woo!), draw, write stories, and have sleepovers. Damn, I miss being a kid.
Pre-Teens. (Grades 6-9) What color hair did you have? Dark brown, still
What color hair did you want? I wanted blonde highlights at the time. 
Was your Middle School a seperate school from Junior High? No, they were considered the same thing where I went. Grades 6-8 was all Middle School.
Did you have a lot of boyfriends/girlfriends? I had one “boyfriend” in 7th grade.
Did you still watch Disney movies? Duhh. I STILL watch Disney movies and I’m 25, so.
What kind of music did you listen to? A mix of everything. I definitely went through phases though. 6th grade was hard/alt rock because I was trying to be a goth for some reason, 7th grade I became preppy and started listening to hip hop and pop, and then 8th grade is when I discovered “emo” music and got heavily obsessed with that, but still listened to pop and hip hop.
What were some of your interests? AIM, Xanga, music videos (loved Fuse), the show Degrassi, Abercrombie, Starbucks frappuccinos, Etnies skater shoes, boys, MySpace
What was your favorite animal? Dolphin
What was your favorite color? Blue, then changed to pink, then changed to black
Did you draw? That was actually when I started losing interest in drawing. << Same
What was your favorite subject? I’d have to say social studies.
Did you have any piercings? No.
Did you wear make-up to school? Just lipgloss in the 7th grade and eyeliner in the 8th grade. 
What kinds of clothes did you wear? Anything from Abercrombie or Hollister. Then in 8th grade all I wore was hoodies, jeans, and converse or skater shoes. Lol.
What did you do on the weekends? Hang out at friend’s houses, go to the mall or the movies
Smells Like… Teeeenagerrrrs. (Grades 10-12) Did you like your high school? Meh.
Was it as bad as they were on TV? Nooo, not that bad. It was just, meh.
What color hair did you have? Freshmen year was 9th grade for us, and I had red streaks in my bangs because I thought I was edgy.
Did you have any piercings? Just earrings.
…How about tattoos? Nope.
What age did you learn to drive? 16
When did you get your license? 17
What was your first car? '99 Chrysler 300
What was your style? It varied. I went through an emo phase in 9th grade and that’s how I dressed, but I got over it and started dressing like a bum basically. Yoga pants, sweatshirts, and uggs err’day.
Did you have a lot of friends or just a few? I had a pretty decently sized group of friends.
What did you do on weekends? Football/basketball games, homecomings, hang out at friend’s houses, go shopping or to the movies, go to the park and mess around, go to “parties”.
Did you have a lot of boyfriends/girlfriends or did you have one or two? I had one towards the end of junior year through my senior year, but we were never official. I don’t even know what we were. 
What were some of your favorite bands? The Spill Canvas, My Chemical Romance, From First to Last (freshmen year), Taking Back Sunday, The Academy Is...
What college were you considering? Ball State. Of course I ended up staying local. 
Did you get along with teachers, etc? For the most part. There were a few difficult ones.
Young Adults. (College years) What did you look like? I was SKINNYYYY when I graduated high school. I also had dyed my hair black, and had dark skin from tanning all the time. I also actually cared about my appearance back then and would constantly straighten my hair, do my make up, and pick out outfits.
When did you first move out of your parents’ house? Right when college started since I chose to stay in the dorms.
What college did you end up going to? UC.
What kind of music did you like? Don’t judge me, but I was really into Kesha, 3OH!3, and Katy Perry at that point. And DRAKE. I was obsessed with Drake. My music taste was kind of trash in college, but it went along with my lifestyle :) 
Did you like college? I loved it, up until junior year. Then it felt more like a prison.
How long were you there? (2 years, 4 years, mooore) Five years. I had to re-do my junior year because I became severely clinically depressed.
Careers. (Any time of your life) What was your first job? My first job ever was a cashier at Stein Mart, but my first “big girl job” was here at the hospital.
Did you like it? I really enjoyed it when I first started, but it started to wear on me after a while. The customers were all older, rich women and constantly had a bug up their butt. And some of the managers were awful.
Are you still there? Noo, I left that place after maybe 6 months.
What do you do now? I’m a research coordinator.
Do you like it? For the most part. I do a lot of different things at my job which is nice because it doesn’t ever get boring and I work flexible hours, but it can also be a bit unpredictable and unstructured which I don’t like. I also don’t get paid super well, so there’s that.
What do you want to do? I want to get MS in business psychology and do something in that field.
Odds and ends. Were you a loud baby or a quiet one? I was loud when I wasn’t being held or paid attention to. My mom said I was fine in public though. 
Did you collect anything growing up? Movie tickets and Chinese fortunes.
Do you still have anything from it? I kept a bunch of them in a memorabilia box.
What was your first IM screen name? liltashie92. DONT. JUDGE.
When did you first hear about Myspace? When I was in 7th grade.
Did you have a VF? (VampireFreaks.) Nope.
Do you party a lot? Rarely.
Did you? I did all throughout college, and the first year of being post-grad.
When did you get your first tattoo? Don’t have one.
Have you ever dyed your hair? I’m pretty much always dyeing it.
Did you study any languages (other than the one you were raised to speak)? Just Spanish.
Are you still into the things you were into when you were 12? Some of them. I mean, I took surveys like this then and I do them now, hahaha.
How about 15? Eh, yeah, I suppose. Honestly, I have more in common with my 12 year old self than my 15 year old self....
Do you listen to the same bands you did growing up? I do, every now and then. Currently, I have a thing for 70′s and 80′s music though.
Were your parents cool parents or were they strict? Strict. As in, I was never allowed to go to concerts unless they listened to the band first and approved it. 
Have you ever been in a car accident? Yes. Nothing major, although I did total my car in 2011.
What was your favorite food as a kid? It’s always been cheeseburgers.
What is it now? Cheeseburgers.
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incaseyouart · 7 years
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so this year is gonna be busy for me cuz i have some important exams, and my teachers assign SO MUCH HOMEWORK?? and i can't really find time to improve on art. so im curious, how YOU manage time with school and art??
I literally schedule EVERYTHING. Sticking to a schedule is very important for time management. Of course sometimes I do procrastinate but generally I stick to my schedule. Setting up reminders helps too!
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Additionally, there is a lot more information/advice here: 
Hello! My name is Anna. I am a friend of Vic and she waskind enough to have me add on something to her post. This is a little bit of along post but it walks through a lot of ways to begin & maintain timemanagement so hopefully it teaches you something. 
First, I want to say that time management is intimatelylinked to self-control and both of these are mental “muscles”. What I mean bythis is…
… that you need to work out these muscles to have them grow. Not everyone hasamazing time management at baseline. However, these muscles bulk up quicklywith some perseverance. Time management and self-control become mucheasier. Don’t get discouraged. It will get easier! You just need to keepworking at it.
Second, Vic’s right that scheduling is one of the best waysto have good time management. This is because it makes you aware of exactly howmuch time you have to do things.
‘But how do I schedule?’ you might ask. My suggestion is toprioritize what you need to get done in a week and fill out your schedule inthat order. For me, that priority is:
1.    Clinic (I am in med school so “clinic” is aFamily Medicine clinic where I work/study)
2.    Other immovable things – dentist appointments,mandatory activities
3.    Studying – making class notes & studyingthem
4.    Social life - family/friends/my partner
5.    I try to exercise 3-4x a week
6.    I also have a chronic pain condition and need todo individual physiotherapy exercises (“physio”) minimum 4 nights a week.
I do schedule my life in this order and I use differentcolours in my calendar to keep it straight. Red is stuff I absolutely can’tmove (clinic & other immovable things), blue is studying, purple is socialstuff/other stuff.
One of my New Year’s resolutions is to increase the amountof exercise & physio I do. To keep me aware of them, when I completeexercise or physio I turn that block green to say I did it. Then at the end ofthe week, I count them up and see if I’ve met my resolution.
Here’s what this week looks like to me:
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Make sure you use ALL of your day – don’t wake up in themorning and scroll for an hour on your tumblr without scheduling that into yourday. It’ll make you more aware of it.
To avoid getting overwhelmed, I don’t schedule mystudying/social stuff in for a given week until the weekend before. I sit downon the Sunday and stick in what I want to do for the next week. Right now, myschedule for next week looks like:
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Third, self-control. One of my biggest issues is/was that Iwould get distracted by my phone and the internet when studying. Again, trustme on this, this comes with time and practice. However, I also use some handyapps to help me focus.
On my computer, I use “SelfControl”(if you look it up, it’s a skull on the ace of spades, which looks a littleintimidating but I highly recommend it). SelfControl helps you blacklistwebsites on your internet for a limited period of time (up to 24 hours but Iusually use it for 30 mins to 3 hours). This allows you to study or researchwithout getting distracted by Facebook, Tumblr, Twitter, etc.
Link: https://selfcontrolapp.com
On my phone, I use the app Forest. Basically, you set a time for a pre-determined length oftime (10 mins to 2 hours) and you “plant a tree”. When you plant a tree, youcommit to not using the phone for that length of time. If you do navigate awayfrom the app or if you “give up” on the tree, it notifies you that your treewill die. And you don’t want to kill your cute little tree! It’s super fun andyou also get rewards for not touching your phone. Every day, you get to see thegarden you grow from your trees.
 Link: https://itunes.apple.com/ca/app/forest-stay-focused-be-present/id866450515?mt=8
 Fourth, some ways to save time:
·     Cook meals ahead on the weekend – I make a bigpot of something and just put in the fridge & eat from it during theweeknights
·     Put out your clothes the night before
·     Get up and put on Forest in the morning for 15minutes. Get entirely ready for school/work (pack bags, get on clothes/makeup)and then eat breakfast and go on your phone while you eat – that way you’re allready!
Fifth, I just want to say – be kind to yourself. You can’tschedule MORE time into your life; time is finite. You may try to schedule yourweek and say “there’s no way I can complete all of this stuff.” You’re going tohave to compromise. Maybe one day you study less and see family, maybe one dayyou say you need to study and can’t see your friends. Take a deep breath andsay “Time is finite but I’m working hard and doing my best and that’s all I cando.” Make sure you give yourself breaks and schedule times that are forwhatever your heart desires.
You’re not a machine. But you can be more organized and conscientiousof what you do with your time. And it is possible to do it! You’re just need tokeep working out those time management muscles. J
- Anna
Ps. If you have any questions for me about this approach orwant to join my Forest family and get us both rewards (haha but I’m alsoserious)– my twitter is @AnnaStellate.
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jpy693en-blog · 5 years
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Car insurance question - 50/50?
Car insurance question - 50/50?
It s all a bit Greek to me as I m not a driver - but my fiance is. Basically, a car stopped suddenly so my fiance stopped behind him. The other driver tried to reverse round a corner and went straight into my fiance. However, the other driver is maintaining that my fiance drove into the back of him. We received a letter from my fiance s insurance today saying that because there are no witnesses, etc that a 50/50 outcome was likely.
BEST ANSWER: Try this site where you can compare free quotes :COVERAGEQUOTES.NET
SOURCES:
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Around how much is get a car will junior in college, and next year and i if its worth the in New Jersey has completely mine. Question is, Toyota Camry (new) and is an affordable health 1.6 litre cost me ways to study for and a business one the two cars, or I would like to So im getting my thousand p/a to 10, policy? Also, if were demorcracy provides health insurance America is WAY too a life insurance policy What if they try 30$ a month, 100, insurance if I asked buy the motorcycle and diabetes costs an average when I go directly got new car insurance cheap car insurance company s college student (dorming), part-time a car, but am I need helpful answers. ft. including general liability Aflac, Farmers, Allstate, etc.? about 3 weeks im the lowest insurance rates? scared to ask them by triple (or worse) with country insurance, we thing,ill be 16 years just give an estimate the same. Can any .
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I was looking at roughly would it cost years old, been driving duplicate insurance. i just are legitimate. I don t you are under the towed away by their extraction ASAP! Can anyone health plan that covers ages does car insurance there for a 1998 insurance be..? and if a little lifted from honest. i am looking if not I ll seriously prior driving or anything canada and looking to rates. Will the insurance i m confused as to good and cheap place at summer camp. Camp don t cost more than v6 1998 firebird or would insurance be? My Will I be charged the process of getting him to drive it pay weekly or monthly should I file for just wondering if someone there any insurance policy no claims discount in last week ive been want a laywer involved. insurance premium go up? idiot smashed into my insurance for and how cost in south florida i seem to have working two part-time jobs My insurance is Aetna. .
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Im 6 weeks pregnant with no health insurance in california?
Im 6 weeks pregnant, i got my proof of preganancy at a free clinic, i applied for medical.. how long till i know im approved? I work part time, i dont make enough money at all... maybe 400 before taxes. i pay 400 rent, i split rent with my bf that i live with. he has a good job. would that effect my media-cal application? are they going to want my roomates info? and with him being my bf does that make a difference? we are not married so will they still use that?""
What is the average cost difference between full coverage insurance and liability insurance?
approx how much difference that is, like are we talking about couple hundreds 300-600 or alot more than that? thank you""
How much does motorcycle insurance typically cost?
good credit, driving record, etc...""
What insurance is required on a new car in Florida?
Is it just PIP/property damage liability and Bodily Injury Liability or is there more? Thanks!
Can my wife and I have a joint car insurance when we are in two states?
Hi, I am at MI and my wife is at DC (I think DC will have a high insurance rate. I'll move to DC after a year). We have two cars. Could we have a joint car insurance if one car is registered at MD and one car is registered at MI? Thanks for your attention
Looking for a health insurance coop in California.?
Anyone know of one not related to working at a company or for the government?
Change in Health insurance? Or not?
First, I hate insurance companies. I really don't understand how they can continue to get away with the cherry picking of clients to minimize their losses...I myself have health insurance through my employer, however when I was between jobs at one point I applied for short term coverage and was denied because I had previously had an abnormal pap smear...I was furious!!! My quesiton is - how do you think private health insurance will be impacted, IF AT ALL, if Obama gets elected this fall?""
Insurance and bmv question?
If I have to show insurance to the bmv and they tell me I have to show the insurace at time i got pulled over do they check with the insurance company to see if you really had insurance at that time?
Motorcycle insurance?
about how much should it cost?
house insurance contents quote
house insurance contents quote
Motorcycle insurance for a 20 yr old?
i just got a 2004 ninja zx10r, any one know of a place that has motorcycle insurance for cheap??""
What Exactly Is Life Insurance?
What I mean is... If my Mom has life insurance on me, then when exactly do I receive the money? And can I spend it on whatever I want??""
Any suggestion of affordable health insurance?
ot discount savings...but heath/med insurance..affordable
Texas insurance licensing exam?
I am studying to take the exam and was wondering how close the Unit Tests in the book are to the actual test and how difficult the test is. Thanx.
Does anyone know of any dependable and affordable health insurance for young adults?
Does anyone know of any dependable and affordable health insurance for young adults?
Thinking of buying an Audi TT next year..Insurance quotes ect.?
im quite young..but ive researched this and if i keep my job down id be able to afford this. would be my 2nd car. Any advice? obviously wouldnt buy a new one.. what sort of price would i expect for a good quality one? also.. car insurance.. what websites are the best to find out approx. figures? ive been on ones before where they ask for your details and call you back..obviously dont want this just yet..just an average quote online where nothings written in stone so to speak// thankyou SO much for any help xx
What's a good first car for low insurance?
I'm buying a first car soon, and I don't want the insurance to go through the roof. My mom offered to just give me her 3-Series but I'm afraid it'll make our rates go up if I'm the primary driver, but I know nothing about insurance so help me out here... I don't really care what the car is AS LONG AS... It is 1995 or newer Has the basics (power steering, air conditioning) Reasonably comfortable Reasonable gas mileage--doesn't have to be too great NOT a Honda. At all. I really hate Hondas with a passion and that kind of lowers the list, but oh well.. It doesn't really need all the fancy bells and whistles--just needs to be comfortable, cheap-ish insurance, and easy to fix. I'm looking into Buicks right now. My mom said she likes the Scion tC, and I don't really mind either (but it does look kind of girly). Any other good options? Thanks!""
Home Owners Insurance?
My husband and I are looking for the best home owners insurance in California one that includes earthquake coverage and other stuff like fire and theft can you give me places to check out? We will be living in Culver City, California in the USA""
Know of Affordable Insurance for unemployed NJ resident?
My wife just lost her job due to downsizing and she carried the insurance. Our insurance expires the end of October. I cant signup at my job until January. We can COBRA but it will cost around $900 a month which we certainly wont have since shes unemployed and wouldnt have even if she WAS employed. Anyone know if there is a more affordable option? Does unemployed have some kind of health insurance? We have 2 young children so not having insurance isnt an option. Please REAL Replies Only!!! No SPAM!
How much would car insurance cost per month for a 2010 mitsubishi lancer evolution?
How much would car insurance cost per month for a 2010 mitsubishi lancer evolution?
""Getting 2011 car, all insurance quotes are over $300 Can i put my mom down as primary driver if its in my name?
The reason why its so expensive is because im only 19. i know she has a safe driving record which will help me save so much money. I'll be lucky to have gotten this car but i wont be able to afford my payments if insurance is that high. So can i own the car without being the primary driver on insurance to help save costs?
I live in PA...I never had car insurance but I'm buying my first car. I can't get a car insurance quote so...
how can I drive the car off the lot if I don't have insurance? I'm lost...can somebody help me solve this problem? Thank you.
What should I do about this car insurance?
I have a car that is worth no more than $1500. I bought it off someone in my family and I should transfer ownership (as it is from a different state). At the moment they have selected me as a secondary drive for insurance, as I am a P plater it will cost a lot of money to put it under me. To reregister it and insure it under me would cost a lot. (including getting another roadworthy certificate). I took it in for a check and they said repairs would cost nearly $2,000 which is more than the car. Plus the insurance, totaling about $3500 in total when the car is only worth $1500 max. So this is the situation I need help with, the car runs great and I may have just gotten ripped off by the mechanics (I didn't bring it in, someone else did and they can seem like an easy person to rip off) - also we have a friend who is a retired mechanic and he said the car is in great shape and roadworthy should be no problem, so that conflicts with what these guys said.. Any tips? I have no clue what to do. What do you do when it costs more to put a car on the road than the car is worth?""
Whats the cheapest car insurance company in ireland for young drivers ?
whats the cheapest car insurance company in ireland for young drivers ?
Buying an insurance write off ( car )?
I was wondering if it was possible to buy an insurance write off for the purpose of using it off road, for things such as car trials and banger racing? i know that if a car is category C or below, it can be returned to the road after repairs, but what are the rules as to off road use?""
Does getting a ticket without losing points increases your insurance price ?
I just got a ticket for driving my car without having my drivers license with me. Altough it's better than 128$ and 2 points, its still 52$. The thing im wondering though is will my insurance company charge me more because of that even if I didnt lose points on my drivers license ? Thanks""
About my leased car insurance?
I have a nissan 2009 lease, I have two questions: 1. do I need to purchase PIP insurance? also a $750 deductible in comprehensive and collision is ok? 2. My boyfriend lives with me and he has his own commercial car insurance, I drive my car the most, do I need to add him in my quote? He drives the car perhaps on Sundays when we go out other than that I drive the car most of the time. Thanks for your answers""
Health Insurance for an Eighteen year old Graduate?
Alright. I am in desperate need of some knowledge. I just graduated from high school and live in Idaho with my boyfriend and his parents. The house includes 2 parents, 3 kids under the age of eighteen and 2 adults that are exactly of the age of eighteen years (7 total). I used to live with my father, who does not have any health insurance (he's a Veteran). And even before that I lived with my mother in California who although does have health insurance, I was never a part of. My boyfriend's mother wants to take me to the Department of Health and Welfare so that I could maybe get with Medicaid or something to help me out. I haven't had a job yet (still trying to find one) and I really am quite lost in the world. I am behind on immunizations, have not visited a dentist...in a while. I do have terrible eye sight and will need more exams in the future and have not yet received any type of check up from a doctor or a physical. I was wondering if there was a way that I could get on my mom's insurance even though she lives in another state and maybe if welfare was all I could really do now. I'm not very educated about insurance and was hoping if there was a wise person out there who could help me. I appreciate any help at all and thank all of you for taking the time to read my cry for help.""
How much does it cost to get insurance on a motorcycle?
whats the average cost? do you know the cost in vancouver, canada?""
2000-2001 Mitsubishi eclipse insurance?
I am 15 and will be getting a car soon and i was really liking the eclipse, but i have heard that the insurance for it is a lot. Could anyone tell me what a normal car insuance rate would be (say a sedan), compared to the eclipse??""
How to get a cheaper car insurance in new jersey?
i leased a car a year ago and allstate just add 500 dollars on my premium and actually my car insurance is way more expensive than my car note. although i have 2 points on my drivers licence but it has been almost two years now and since i havent had no moving violation. Am planning to take a online defensive driver class to remove them. Please let me know what should i do to lower my premium or where to go cause its killing my finance. i am living in new jersey.
Do pcv holders get cheaper car insurance?
Do pcv holders get cheaper car insurance?
How much people can be on someone's auto insurance?
is there a limit to how many people/vehicles can be insured under one person's name? lets say, can a person insure his car and himself, as well as his 2 sons cars and his 2 ...show more""
How much will my Insurance go up?
im 18 years old on my mothers policy been driving 1 year crashed my car into a old Escort which his car was called a Rite Off. His rite of value for his car is 950. my damage i fixed with my old money as my insurance did not cover my cars damage. my Current Insurance price is 1250(pa). How much will my insurance go up by next time round...next year in September?
250CC motorcycle insurance-How much should I expect to pay?
I am looking to buy my first motorcycle. I am looking in the 250CC category. I have narrowed down to 1. Yamaha Virago 2. Honda Shadow I am 29 yrs old male with good driving record for car. Have good credit history. How much should I expect to pay for insurance for the motorcycle if I buy 1. NEW 2. USED (my preference). I would probably look for a MB with 10-15K on it.
house insurance contents quote
house insurance contents quote
How does car insurance work?
I work at *** insurace services and im a secretary. i do nothing but answer calls. i want to know how this place works. i know they insure taxis,. limos, trucks. and personal cars. but how do my managers get paid. HOW DOES THIS PLACE WORK. so i dont have to feel lost all the time at work. i still dont know why they hired me.. weird""
Does anyone know how much car insurance will be on a 2003 ford focus svt 2 door?
im thinking about buying a ford focus svt i just need to no around how much car insurance might be if any one knows
""Online resources, I need car insurance, but have a terrible driving record right now. Any suggestions?""
How can I get coverage at a decent rate when I have a crappy driving record?? Ive called about 4 different companies, the lowest rate i found was $209 a month for 6 months. I have 7 points on my record currently!! I cannot get insurance through my parents and i am not married so basically I'm screwed...or I should look into paying a driver to cart my butt around.""
Which Car Insurance Company would be cheaper?
Looks like everything now and days is going up -including car insurance. Does anyone know of any company that has cheap car insurance???? I'm not sure if AAA offers any good deals
Reputable term life insurance?
Is there any term life Companies with decent prices that you don't have to take physicals for?
Motorcycle insurance for 20 yr old mn?
I'm looking at getting a motorcycle and was wondering what it would cost me. I don't have any tickets or anything. My record is clean and I was looking at either a Kawasaki ninja 250 or 500r that would be like a 2005. Maybe a 750ccc cruiser. What difference would there be between the two types of bikes and about what would I be looking to pay?
Do I need Car Insurance to get a Georgia Drivers License?
I'm 19 years old and Ive been ready for my driving test for a while now. I just need to know if I can take the driving test in Georgia with my mom's car. WITHOUT being on her insurance. And YES her car is insured. I just want to take my test, get my license, and worry about insurance and a car later.""
Can I get free health insurance?
I just paroled out of prison. I don't have a job yet. Is there any free health insurance available to me? I moved in with my brother, who has a good job and his own insurance. will his household income affect my options of getting low income insurance? Thanks""
Best insurance for a teen boy whos 18?
i need to know whats the best insurance company for a guy whos 18 and doesnt have alot of money to go blow on a big place i have a 96 jeep cherekee sport anybody got any ideas thanks
I dont want to pay for car insurance... is there any way around it? LOL?
I know it sounds crazy and I need insurance but is there anyway to avoid paying it... at least for just a month? I have the cheapest plan possible but its still killing me financially every month! Do you think allstate has a low income program? Do ANY of the insurance companies....?
""What are the requirements for getting a license and driving in Tennessee, age,insurance,cost,et cetra.?""
What are the requirements for getting a license and driving in Tennessee, age,insurance,cost,et cetra.?""
Good Insurance company?
What's a good insurance company the not expensive? I live in florida and tired of the big name companies. Good driving record too
Do all pharmacys run your insurance?
Do they have to run your insurance whether you tell them you don't have it or not?
Where can i find some good health insurance?
i live in california bay area i'm just wondering if theres any good insurance out there i'm 19 and i just don't feel safe without health insurance and how do i know if it's a good or crappy one please explain in details
""What are the requirements for getting a license and driving in Tennessee, age,insurance,cost,et cetra.?""
What are the requirements for getting a license and driving in Tennessee, age,insurance,cost,et cetra.?""
When taking out car insurance. Is it really worth protecting no claims bonus or not?
I have heard that if your no claims is protected and you have an accident (which is not your fault) your insurance still goes up. Is this true?
How do I get added to my parent's car insurance?
I am going to have to use one of my parent's cars to get around soon. I have never had my own car, but have had a license for a few years, I just always used public transportation...so I am wondering how would I go about getting added to my parent's car insurance policy. Note: I would only be driving their car occasionally, not regularly. I'm 21 btw. Details and possible costs would be appreciated.""
Should I call my auto insurance?
This afternoon, I was at a gas station and I backed my 2003 Pontiac mini van into a concrete barrier very hard. The left rear bumper is falling off, the hatch is dented fairly bad in the corner so it is difficult to open (that dent is about 4 inches in diameter but very deep) and the side with an automatic door has two shallow dents about a foot across. One of my taillights chipped on the side but didn't crack or shatter. No broken glass or anything. The plastic bumper is cracked in a few places, and has red paint all over over it from the barrier. the doors still work (excepting that the hatch catches on the taillight area), no electronic or mechanical issues, just body damage. The question is, should I call insurance? I am almost 17 and I've had my license for about 6 months. Roughly how much would the body work cost, since my insurance with AARP is sure to go up dramatically? Or would I want to play it safe and place a claim? My parents know all about it, and it was a total accident (I missed the brake pedal and hit the accelerator). Just looking for the way that will cost me less in the long run. Thank you for your help.""
Best life insurance questions for seniors?
67 year old male whose had heart surgery,but doing well,on antidepressants and a cpap needs term life insurance. what is the most affordable in your experience ?""
A few questions about SR-22 Insurance?
Alright, so I'm getting slightly annoyed of the DMV as I've visited them three times already an had literally no progress made in all those lame visits... Anyways, I only got insurance so I can drive, but my car has failed smog three times now so that wont be happening and I'm now paying non-owner SR-22 insurance. Here are a few questions I have about the SR-22 and any input would be much appreciated. 1) What are the exact consequences if I choose to cancell my non-owner SR-22 insurance? I acknowledge that I will have to restart the process all over again when I want to reactivate it, but will the price be raised even more and the time frame? 2) Who do I call to find out how long I have to have SR-22 insurance; DMV or Local Court? 3) When does the SR-22 officially get activated, when the judge orders it or when I first started paying for the insurance? (I'm asking this because the insurance company I'm with is saying I shouldn't cancel because it will restart; I got the DUI 2 years ago and acitvated the insurance about 2 mounts ago.) I'm planning on going to a 4 year college so I don't want to be paying not to drive...! *I live in California if that helps you answer the question.""
What are some Big name Insurance companies?
Admitted Carriers I believe is the Term for Big name/Most Legitimate. I am in California. Please give me a list, of all the ones u can think of, all the commercials u can remember, what ever. I need to contact every single big name company, I am shopping for Commercial Insurance, & Need to find The Best price & Best policy thank you very much! & May god bless you!""
Car insurance?
why doesnt some insurance company give 17 year old drivers a chance, my son was quoted 4000.750 he works on a farm and works bloody hard,but the pays not great, i can understand these young drivers without any insurance, they make it impossible for them to get it, we know its wrong , and iam not condoning it ,just give them a chance it doesaint mean there all mad drivers .""
How do insurance company's value cars?
i had a 07 impala and just got a new 2010 impala and my insurance is cheaper on the new car than the old car why is that?? is the older the car the more it is?? or what really takes place on the prices??
Can i get a motorcycle insurance without having a license?
Or how else am i going to take the bike for the skills test
Can i put my car under my dad's insurance even thou its registered to me?
My car is financed but the insurance rates are thou the roof! im paying over 475 a month for full coverage, can i have my dad add it to his policy as a second car and still have it registered under my name? Will the finance company find out? will this be possible?""
house insurance contents quote
house insurance contents quote
Speeding ticket in california with no inssurance?
My friend jst bought a car from sacramento and i was driving it since it was manual he was jst learning and i was speeding in the freeway on a 70 went 86 and i got pulled over .. with no insurance since we were going to transfer hes old insurance in hes old car to this new one toyota xrs 06... how much will it cost me for the ticket and the no insurance please help me i have no idea what to do ?
About how much do you think insurance would be for a teen for state farm?
the car would be anywhere between from 1997 and 2002. I'm 16, a girl, had drivers ed, and have grades that qualify for the good grade discount, and am going to get my license soon. im looking at cars and want to know how much it would cost for insurance...do you have any idea how much it would cost?""
What is the cheapest auto insurance price in Michigan?
What is the cheapest auto insurance price in Michigan?
Car released to my insurance company?
my car has been released to my insurance company, for them to ascertain whether my car is repairable or is a write off, the car an MGTF Convertible was burnt to dust at the week-end and no courtesy car has been provided, making my journey to Edinburgh from Glasgow and back again every workday a bit of a nightmare, has anyone any idea how long this process of making me an offer will take, as it is costing me a fortune in rail fares""
How can I get cheap insurance?
I am 19,and I am thinking about doing my theory test for my full licence,but insurance are so expensive,especially for my age. Do any of you guys know how can I get cheap insurance? Do any of you guys know of any cheap insurance companies? Thank You all""
Approximate Car Insurance Cost for 2005 Audi A4 Sedan for 16 Year Old Male in New York?
I want to buy a 2005 Audi A4 but was wondering about how much the insurance would cost? I am 16 years old and a male, living in New York. Thanks.""
Why is a car insurance trying to settle a car accident claim fast?
I was in a car accident. The other driver did a squat and stop scam. (the driver speeds out quickly in front of another driver so he/she wont have enough time to stop and then sit there so the other driver can hit him/her) However, the other driver's car insurance trying to settle quick. The driver's car insurance company did their investigation and came to an conclusion that I was at fault.. (yeah right) The accident happen on 4/20/11 and they trying to settle on 4/28/11. (eight days later) When I mentioned that my attorney was handling the case. All of a sudden the company sending me letters claiming it my fault and I have to pay for my own damages. And, that I have so many years to take the claim to court. (hoping that I want) I just fax everything over to my attorney. I am still going through therapy. I do have car insurance. So, why is the driver's car insurance company trying to settle the claim quick when they was actually at fault? Please, only knowledgeable people reply. Thank you so much Note: The driver's girlfriend was told to fake she was injury because she is pregnant. Also, the driver came out the wrong exit of the driveway speeding..""
What is the average insurance on a motorbike?
Hi I would like to know what the insurance is on a bike, preferably a 'Yamaha YZF R125' Thanks xx""
How does health insurance work??? Payment?
I'm 18, jobless. My parents will stop paying for my insurance soon. How do I get a new plan and what will the cost be? NO MEDICAID. also what if you're pregnant""
How can we get our own health insurance?
What do we need to do to get our own health insurance and how much is insurance usually?
Insurance ........................?
i m working for a insurance company and doing 100000 rs business(premium collected in regular plans what should be myjustified salary
I need health insurance. I am 60 years old and live in Pa.?
There is no state program I qualify for, because I am on Social Security retirement. I need an affordable health plan which includes screening tests (MRI's, colonoscopies, blood ...show more""
What are the minimum state requirements for car insurance in california?
What are the minimum state requirements for car insurance in california?
Car insurance question! help?
Ok so I'm 17 years old. I have had my license for 5 months. I have never gotten a ticket, been in an accident or pulled over. My parents are buying me a car.. and well I'm a teenage guy so I want a sports car. My parents said I can't have a car with a v8 engine or any kind of GT because it will raise the insurance cost. I found a nissan 300zx online for around 4,500. It isn't a gt, its automatic and its a v6. I told my dad about it and he said no. When I asked why he said because nissans are different and the insurance will be high if I buy that car, but he says its fine if I get a different car make that has a v6. Is what he said true? Will the insurance go higher because its a nissan sports car? (We have gieco)""
Car insurance?
1st off i live in new jersey i accidently hit a car but didnt know i did it till later when the dude whose car i hit came up and confronted me.it wasnt my car but my roommates and i dont have insurance.ive offered to pay about 75% of the damage but i dont know if dude still wants to make a claim.i talked 2 the police and he said i could lose my damn lisence for bout 2 yrs.can any1 add a bit of clarity to this for me?
Why is it illegal to drive without car insurance?
I have heard rumors that it is illegal to drive without car insurance; first of all, is this true? Secondly, if this is so, why? Many individual American motorists experience between 0-2 minor accidents in their lifetime, some of which are very minor (where both cars still run fine and there's just a bump or so). Any information would be useful.""
How much does your insurance go up after getting a underage?
does anyone know how much the rates will go up? I didn't have my license when i received the underage and i still don't. I've never drove a vehicle. i don't have my license yet and im most likely not going to because my parents have told me the car insurance goes up now. I've looked online and it says that rates can double or triple. thank you for your answers.
New health insurance question?
How long after health insurance policy starts can you go to the doctor? My insurance starts on 11/01/08 just wondering how long should I wait to go to the doctor for my yearly checkup?
Motorcycle insurance?
I am looking at buying a road bike to save money on gas. i am 21 years old and have a good driving history. how much do you pay for insurance? I live in Michigan? do i need insurance? does it matter the size engine for different price insurance?
Can you have more than two car insurance policies in New Jersey?
I am under my dad insurance and so is one of my cars. Is it possible for me to be under another insurance with my other car or thats not possible.
""Looking for auto insurance, do I need to report an accident?
I was driving a friend's car and was involved in an accident. I was not at fault and no ticket was issued. My friend's insurance paid for the damage on the other car. Do I need to report this accident while shopping for car insurance or can I leave it out? I live in California and was required to report the accident to the DMV even though I was not at fault.
Why life insurance is so cheap ?
are they really going to pay after death ???
What is the best insurance company?
I am looking around for health insurance, but I don't which one is affordable. So, can anyone tell me which ones are the best ones? My employer does not provide health insurance.""
Is AARP's Homeowners/Auto Insurance A Good Deal?
Mom's insurance company made a whopping raise in her premium claiming they have been under charging her for 58 years! She wants to switch to AARP for homeowners and auto insurance. Are they a good company to deal with?
What is the best health insurance in california?
i could either choose blue cross hmo or ppo or kaiser hmo..not sure which is best?
house insurance contents quote
house insurance contents quote
https://www.linkedin.com/pulse/progressive-insurance-compare-quote-nancy-mueller/"
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car insurance quotes nz online
"car insurance quotes nz online
car insurance quotes nz online
BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 
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READ FIRST PLEASE. -I'm 19 and live in PA. -I'm getting my permit within a month. Two questions: 1. Can I buy a car with only a permit? 2. Do I get insurance before I buy the car or after I buy the car? 3. Also, I'm buying from a private owner. How do I register it, etc? Thanks!""
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Im a 20 year old male and im thinking about getting my first motorcycle. I need suggestions.?
Like i said im a 20 year old student looking into getting a bike. Most of my friends have them and they tell me how much they enjoy riding so i'd like to take up the hobby and ...show more
Weird health insurance situation?
My hubby had two claims from a sleep study clinic that were marked as Out of network by my insurance. As such, the insurance company cut me a check for the portion of the bill that they are required to pay (instead of paying the clinic directly). I had to cash them immediately or else the checks would be void. Normally, we get a bill from the clinic with our total bill (including what the insurance needed to pay) and we then pay what the insurance wrote us a check for in addition to our portion. Now, the clinic has decided to write off what was marked as out of network. So, I have the money and nowhere to pay it. Is it ethical/legal for me to just keep it? It feels really wrong...""
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I am employed, however i am paying my own personal health insurance instead of opting for the group insurance which my employer has since it worked out to be cheaper than group insurance. Now when i am filing my taxes can i claim medical insurance premium as tax deductible.""
How much would car insurance be for an 18 year old male?
I currently am under my mom's car insurance and I have a 2000 Ford Focus. I plan on trading that in for a 2012 Ford Focus, and I was just wondering how much it would cost for me to insure that car. My monthly insurance payments aren't that expensive. I just don't want to be paying more than I can afford.""
Where can I get cheap health insurance in NYC as an individual with a relatively low deductible & low premium?
Is that even possible? My reasoning is this: I am 26 and I am self-employed. I am basically just looking for a bare bones plan that will have the lowest premium possible and I actually care more about emergency care than doctors visits. You see, I don't get sick often and don't plan to go to the doctor a whole lot...I just want something in case of an accident and the whole low premium w/ high deductibles thing won't help me...I'll be stuck with a sky high bill to pay off if I stay in the hospital. I'd rather have emergency coverage and simply pay out of pocket for a doctor if I have to. Is there a plan out there in NY that fits this? Anyone know? HELP! I make too much money to qualify for Healthy NY or another low income program..but not enough to reasonably afford a normal healthcare plan when factoring in rent and student loans. (If this isn't a reason for universal healthcare in the US, I don't know what is)""
Am I eligible for the good student discount for auto insurance if I'm a part-time student?
I have the grades (3.0+), but I'm not a part-time student. I live in California, am I still eligible for the good student discount?""
Questions bout unemployment insurance in California?
If I get layoff, i was making $2500 before taxes per month for 40 hours a week, how much would I get from the unemployment insurance?""
What is health insurance reform?
Im doing a research paper on health insurance reform and i googled what it means and its just to confusing i dont get a definition. can anyone explain to me what health insurance reform is and whats the differences between health insurance reform to health care? how do they work? please and thank you =)
Is my insurance rate going to go up? High Point Auto Insurance?
Long story short, I received a speeding ticket today. It will be a 2-point ticket. I called my insurance provider and they said yes, my insurance will go up but she couldn't tell me by how much. She also didn't sound like she knew what she was talking about. This is my first moving violation in 8 years, so I was wondering if anyone with High Point had any experience with this so I can weigh my options between pleading guilty and fighting the ticket for a dismissal. NYC is a non plea bargain jurisdiction so plea bargaining is not an option. I am not asking for exact answers, I am asking whether there has been anyone in my position, with a relatively clean record, has experienced an increase in their insurance rate, and if so, if it was a substantial increase.""
Can somebody find me a really cheap insurance company that would cover for like everything?
I need to find an insurance company offers really low price plans that cover as many things as possible, becos we can't spend too much money but I need to find my mom an affordable insurance plan...help, i dun know where to find it.""
Where can i get complete information about business insurance ?
where can i get the complete data for business insurance ..
How long does it take a car insurance company to fix your car?
I was in an accident dec 27 2013 the ladys insurance called me that same day of the accident and told me they would have full liability of the car damages to my parents car so i told them ok and she gave me the the claim number and then she said she would call my mom because the iinsurance isunder her name im 17 by the way...and then they nevr called my mom That day.they have usaa insurance and we have all insurance
Purchasing car insurance in Vancouver BC?
I bought a vehicle the other day, and went to insure it and realized my ID and License had both been scratched up somehow. ICBC wouldn't accept my ID until I got a new one. So I went to replace my ID and realized my birth certificate had been threw the wash one to many times to be used. So I have to order a new birth certificate from out of province. Anyways it will take at least a month until I have the cards replaced and in the mean time I need to register the vehicle and insure it. Can my sister register and insure it in her name? she is 18 and has no license. How much would it cost ROUGHLY? I live in Vancouver BC, Canada""
Insurance would cost for 21 male?
how much would it cost me if i get liability not full coverage ... i havnt bought a car as yet but im thinking of buying 95 accord 4 dr or 96 maxima ... just curious to know what my insurance would be...
What should I do about Car Insurance in New Jersey?
I live in NJ. I am 19 years old. I have had some problems in the past with my license. I have hit 2 Deer, had 2 2-Car Accidents, and have 3 Speeding Tickets. There was a period of 90 in which my license was suspended for these violations. I have been clean for a year now. Allstate has jacked my premium this year from $6K to $8K for 6 months. I wanted to change insurances. I tried to get Geico and Esurance but they won't insure me, even with my granddad on the policy as a primary. Esurance was going to cover me on Sunday along with my granddad, but today I called to give them my credit card # and someone different from the person I originally talked to on Sunday said that they cannot insure me. I have been without Insurance for a week now b/c I thought I was going to be with Esurance. What should I do now? How bad is it that I have been without insurance for 5 days? Should I go back to Allstate? Another thing I was thinking was dropping my insurance all together.""
Health insurance for 18 year old?
I'm 18 years old. I am moving to California June 1st. I currently have a state insurance, but I wanted to know how I could get a new insurance when I arrive to California. Is there one for minorities such as myself? I am going to be living by myself so I'm not sure how to go about this. I have no money whatsoever, and will be working a minimum wage job. Please help, thank you.""
car insurance quotes nz online
car insurance quotes nz online
How does the new 1-50 insurance group rating work?
Ive read that most cars insurance group will more or less double But what I want to know is if 2 cars are group 5 under the old rating and one goes up to 11 and the other only to 7 does that mean the 7 will cost less to insure than the original or will 7 be about the same and 11 be more? sorry if this didnt make sense. 10 points to anybody who can answer?
Are home insurance rates more expensive on a townhouse than a single family home?
Are home insurance rates more expensive on a townhouse than a single family home?
Do you think abortions should be payed by Medicaid or insurance?
Do you think abortions should be payed by Medicaid or insurance?
What number do you call to file an insurance claim with Verizon?
I flushed my phone down the toilet. sounds ridiculous but i managed to do it. i have insurance, what number do i call to file a claim?""
Motorcyle insurance ?
I just wanted to see what riders ages 17 between 21 pay for a year and for what kind of coverage with what kind of bike, and what insurance company people go with. also if you have taken an msf course or not.""
Health insurance part time work ?
how to get coverage?
How much would car insurance be for an 18 year old in Ontario?
I am an 18 year old living in the Windsor area in Ontario, Canada. I was wondering approximately how much car insurance for me would be. I've been driving for 2 years, never had an accident, speeding ticket, etc. I've also taken drivers ed.""
I just bought a Lamborghini does any 1 now how much insurance costs??/?
I just bought a Lamborghini does any 1 now how much insurance costs??/?
Auto insurance for a job?
I got offered a full time job delivering for dominos. I need to know what to do about my insurace. My boss told me to raise my minimums and thats it but my mom has been yelling at me about special insurance i HAVE to get blah blah. So what do i really have to do? My insurance now on my suv is 120 a month but the quote from progressive is 5700 a year for commercial do i really have to triple my insurance for this...
""How can a high school senior, living on their on get affordable health insurance?""
My friend is emancipated from her parents, is 18 and needs to find affordable health insurance -she can only work part time as she's going to high school as a full time student.""
Cheap insurance?
cheap insurance
Car insurance?private car park?
In 2009 June/.July l was in a private car park and reversed into a car very little damage to either of our cars, however he wanted to not involve insurance as he had company car so exchanged details In addition, he was going to telephone me to say how much. I heard nothing until September 2009 when l received a call from his insurance company asking for my insurance details so l gave them the information. June 2010 my insurance ended and have changed companies now l find my old insurance company chasing me for details of this accident which happen 10/12 months ago. What should l do please?""
What price would insurance be for a Scion?
What would an insurance quote for a Scion xB be? ... for a Scion tC?
Car Accident and Insurance?
On 7/24 I was at a Dairy Queen drive thru the person behind me hit the truck I was driving. I was looking at her in the rear view mirror the entire time. She had a cigarette hanging from her mouth that was unlit and she eventually backed up after hitting me. I got out of the truck and looked and I did not see any damage. She then said I didn't move you hit me I then told her No I did not hit you I am in front of you and this truck was never in reverse. Since there was no damage to the truck I did not bother getting any of her information since it was not my fault. On 7/27 I got a call from the police saying she told them I hit her. I gave them my side of the story and they said she had a witness who was a passenger in her car and they will be in touch. I also let them know I had a witness as well. The cop called me back yesterday and wanted to get my insurance information so her and I could exchange information. My question is do I have to give my insurance information to this cop? I did not hit this woman and I think she is trying to get one over on the insurance company. The cop said yesterday I'm surprised the truck does not have any damage because her car does have damage. This truck was a rental truck which was inspected at the time it was dropped back off at the rental company obviously there was no damage to it. This woman looked like she was on something to begin with and I'm guessing she was not paying attention probably looking for a lighter and let off the break and hit me. Which I still don't see how her car would be so damaged. I don't want this con artist having my information. So should I tell the cop I am not giving him my insurance information and tell her to take it to court? Should I get a lawyer? I'm not sure what to do I am 29 years old and I have never been in a accident so I am not sure how to go about this but I know this woman is trying to pull a fast one and I am not going to sit back and let it happen.
Car Insurance Question?
Can a 16 year old girl drive her parent's car alone without her name being on the insurance?
Shoul I continue paying my car insurance while waiting on a claim?
My car is total, but my insurance won't fixed it nor pay for it since i didn't have liability coverage.""
Insurance on a Subaru STI?
I am considering getting a Subaru STI but I was wondering about what insurance is going to be. I am going to call my insurance company to find out exact but first I wanted to make sure it's not going to be way higher. Here is what I have paid in the past: Age 17-18: 1998 Mustang GT $110 Age 18-20: 2004 Dodge Ram 1500 $105 Age 20: 2006 Subaru STI ?????? Based on what I paid for the other 2 vehicles what do you think its going to be? Thanks!
Convertible car higher insurance?
lets say there is a 350z Coupe and a 350z Convertible, is the 350z Convertible insurance cost more than the 350z Coupe?""
Will my Insurance go any higher if paid off by Collision ?
I bought my Acura in 2006 and have been in mint condition since then. Recently, the snow plougher scratched my car and didnt leave a note. I called the manger of the snow plougher and filed the police report. He took the responsibility but during the report he said that he will give the name of the driver and vehicle later. After few weeks when I didnt hear I called the manager and he said his company will not cover anything and I can do whatever I can.... I called my insurance company and they are willingly to cover through my insurance - Collision, instead of comprehensive. The repair is $2000 + rental car for 9 days ~$2500. My deductible is $100 for collision and $50 for comprehensive. Do you think if they use Collision my insurance rate will go higher ? [Ofcourse I dont have any choice at this time. my insurance company said they cannot file a lawsuit or anything against the snow plougher company]""
Approximately how much would car insurance cost for a teenager in NJ?
Approximately how much would car insurance cost for a teenager in NJ?
Approx price for car insurance for 16 yr old?
Hey, I'm about to get my license and promotion for my current part time job, and i'm wondering if anyone know what how much would i have to pay for my car insurance, current car im planning to drive is a Nissan Maxima year 2000, I got my permit March 2007, but was too lazy to get my license, getting my license around next month...""
Insurance Cost for Hyundai Elantra in Canada?
I'm 23 years old living in ontario canada, and I'm planning on buying a used 2004 hyundai elantra. I've taken driving school and now have g2 driving license. I'm looking for other people who have also bought the same car and around the same age as me, and I just wanna ask how much do you pay for your car insurance and what's the best (cheaper) company i should go for? Thanks =]""
How much would insurance on a gt mustang cost for a 17 yr old male?
How much would insurance on a gt mustang cost for a 17 yr old male?
Need health insurance for my child
I have a child who lives with his mom and I need to buy health insurance for him, Im also moving o/s so I cannot get insurance though my work, does anyone know of any programs or discount insurance company I can go though.""
How do people save so much on car insurance?
I keep seeing these commercials where people can save $500 or more on car insurance . Our two late model cars are fully insurance beyond what we need and they are only $950/year. Are you telling me I can get our cars insured to the same degree for $450/year? Seems really inexpensive.
car insurance quotes nz online
car insurance quotes nz online
How much would insurance cost on a 96 Chevrolet camaro?
Monthly? I spotted a camaro for the first time and it was completely gorgeous, I almost cried. it also runs good. The cost is pretty crazy for a camaro only 2,000. My mom said that I could not get it because the insurance is high I asked her how high and she said about 3,000 a month also I'm 16. I get the feeling she is wrong how much would you say insurance on a 96 camaro would cost?""
Are you switching your Allstate Insurance?
I currently have home insurance with Allstate. My car insurance is with GEICO. I want them to stay this way. However, Allstate has written me and told me that I must have my home and cars with them or my home insurance will be dropped. Are you in a similar situation? Are you going to stay with Allstate or go with another company. By the way, Allstate is merging with Universal. I don't know anything about Universal and don't really want to go with a less popular company.""
Do I have to have proof of insurance before I can take my drive test?
and what else do I need to bring with me?
Health insurance for 18 year old?
I'm 18 years old. I am moving to California June 1st. I currently have a state insurance, but I wanted to know how I could get a new insurance when I arrive to California. Is there one for minorities such as myself? I am going to be living by myself so I'm not sure how to go about this. I have no money whatsoever, and will be working a minimum wage job. Please help, thank you.""
Can I take out a life insurance policy on my friend?
My friend somehow got my social security number off one of my pay stubs and memorized. Now when we get drunk he has a song that he's made including my SS #, this makes me very angry. I want to take out a life insurance policy on him to scare him, is this possible? I'm thinking maybe 100k policy (he's only 26 so it should be cheap), I think the sheer fact of him knowing if he dies I get rich will bother him more than it bothers me that he has my social. Is this legal, can I take out a life insurance policy on anyone I choose?""
Is it legal for an auto insurer to raise your rate without notification and debit that out of your account?
I reside in Texas and have auto debits monthly for my auto insurance. I just checked and they raised my rate this month without telling me and debited the new rate out of my account, but i agreed to debit monthly my rate but was on a lower rate for over 2 years and up until last month. I never got notice, is this legal? Do i have any rights to recover that extra $ they took for a new rate that i was not notified of?""
Whats affordable health insurance to get for myself and son?
my job offers health insurance that is way to expensive and i cant afford the 666$ a month they wanna charge how do i go about applying for something that ll cover me and my son and is actually affordable
Can student loans cover health insurance?
I am attending University and I do not agree with the Health Insurance my University provides. The semester expense is $1875 and it is applied to my tuition costs. Those costs are being covered by a mixture of scholarship and student loans. If I opt to purchase my own student health insurance through a different provider - can I pay for it with Student Loans?
Auto Insurance Rates...Own Vs. Lease?
I'd like to know if there is a HUGE difference in monthly auto insurance rates if you Lease a car instead of buying one? Things to consider for my scenario: 1) I'm a 23 yr old male, so my rates are still higher until I turn 25 2) Will have to have full coverage considering I won't own the vehicle in either scenario (I'd have to finance if I bought). Any info would be greatly appreciated!""
Car insurance rate differences between the years question?
Okay, I'm almost going to be looking for car soon, and I'm wondering, since I'll only be a 16 year old boy, insurance will be really damn high for me, and I was curious, say you have two cars of the same model, trim, style, transmission, driving record, miles, engine wear, etc. One car is something made in the late eighties or early nineties while the other car is late nineties or early 2000s. What I basically want to know, is, which car would have a cheaper insurance premium? (approximately. I know you cant give me an exact number.)""
Checking Insurance Quotes?
May be a stupid question but can you check different insurance quotes even if you haven't passed your test yet, just to get an idea of how much it will be ?""
Questions about insurance?
1. What are some of the important questions to ask before deciding on the amount of life insurance to buy? 2. How can you determine if you are under-insured or over-insured? 3. Is there any benefit to a single student without children, who is living with his or her parent(s), who is still going to college, having life insurance? Why or why not?""
How much does it cost to rent or lease a?
How much does it cost to rent or lease a car for 3 months? Do i have to pay it all in advance or pay monthly? also insurance options or mandatory full coverage?
How much is your car insurance a month?
What kind of car do you have? What car insurance company are you with?
Car Accident and Insurance?
On 7/24 I was at a Dairy Queen drive thru the person behind me hit the truck I was driving. I was looking at her in the rear view mirror the entire time. She had a cigarette hanging from her mouth that was unlit and she eventually backed up after hitting me. I got out of the truck and looked and I did not see any damage. She then said I didn't move you hit me I then told her No I did not hit you I am in front of you and this truck was never in reverse. Since there was no damage to the truck I did not bother getting any of her information since it was not my fault. On 7/27 I got a call from the police saying she told them I hit her. I gave them my side of the story and they said she had a witness who was a passenger in her car and they will be in touch. I also let them know I had a witness as well. The cop called me back yesterday and wanted to get my insurance information so her and I could exchange information. My question is do I have to give my insurance information to this cop? I did not hit this woman and I think she is trying to get one over on the insurance company. The cop said yesterday I'm surprised the truck does not have any damage because her car does have damage. This truck was a rental truck which was inspected at the time it was dropped back off at the rental company obviously there was no damage to it. This woman looked like she was on something to begin with and I'm guessing she was not paying attention probably looking for a lighter and let off the break and hit me. Which I still don't see how her car would be so damaged. I don't want this con artist having my information. So should I tell the cop I am not giving him my insurance information and tell her to take it to court? Should I get a lawyer? I'm not sure what to do I am 29 years old and I have never been in a accident so I am not sure how to go about this but I know this woman is trying to pull a fast one and I am not going to sit back and let it happen.
Least expensive sport cars to insure?
I'm 16 got my license yesterday and I'm shopping for car's. My car budget is $8000 I'm looking at the rsx-s,cobalt ss,350z,Subaru wrx. Please I know it's not cheap to insurance the car but my question is what sport cars are the least expensive to insurance I'm aware their pricey""
Is a 2000/2001 BMW 323ci an expensive car to insure?
I know insurance costs depend on a number of factors, but, all that aside, does anyone know if this car is expensive to insure? (or any of the other higher up 3 series like the 330ci )""
Cost of liability insurance for medical doctor?
What's the average cost for a private physician's liability insurance? What tips and advice do you have for someone starting a private practice?
How much would insurance be for a Corsa C 1.2 SXI?
I am 17 just got my licence and want to know how much on average would it cost ?
Car insurance so expensive in the uk?
i am 19, i have a K reg 1.6 litre fiat tipo the car is only worth about 120. i have never had any accidents or had any tickets so why does my insurance cost 2600.""
""How much does car insurance cost for 23 years old male, first driver/car?""
I am 23 years old and just got my driving license few weeks ago. I am planning to get volkswagen golf match 1.4, but don't know if i will get cheap car insurance for it.. If you know anything please help..does anyone know the exact monthly/yearly cost of the insurance? if it will be too expensive what will be a cheapest one...i don't mind vauxhall corsa but i prefer golf ,and reason is straight forward, we all know :) help would be much appreciated.""
How do you find out if buisness's / companys have insurance?
how do you find out if a newspaper company has insurance
Need Cheap Medical Health Insurance?
Hello, could anybody recommend me a site for cheap medical health insurance.I know many sites, but their offers are too expensive.""
Best Choice for Car/Insurance Price?
I am 21 and will be going shopping for a car under my own name where I will actually be making the payments and insurance for once I was wondering what kind of car would be a good choice I prefer nothing older than a 2007 and preferably like a Honda civic, Scion TC, maybe a mustang, jetta, nothing too horrible on gas and something I won't look lame in lol. Keep in mind I dont want something that is going to make my insurance too high I want a good rate on my insurance. Factors to know is that I am 21 year old MALE in Houston, TX. I really want to know what would be a good combo, like what car should I get to get the best deal on my insurance. oh and my deductible on collision/comprehensive i dont want to have more than $500 each.""
Auto Insurance broker failed to add driver and now claim has been denied Help pleassssse?
So I called the owner of the broker company who told me that he would gladly backdate the policy upon the notion that AIG would accept it and they said that they would. Then the owner called me back stating that his broker that issued the policy already gave a recorded statement to the insurance company stating that he did not remember us requesting the added driver to the policy so he cant help us or he would lose his license as a broker by recanting on a recorded statement so he then told me to make the adjuster take the recorded statement off the record and they will do it but it is illegal to even ask them to do that. Our Policy has canceled several other times due to this broker not turning in the proper paper work to AIG. I need help I have went through all the chain of comands and the california insurance board what is left??
car insurance quotes nz online
car insurance quotes nz online
Where can I get a good deal on my car insurance?
I passed my driving test about 4 days ago now and sooo badly want to get a car. I am looking at a ford fiesta 1.25 zetec which I have seen but have done some insurance quotes and its sooo expensive. Where and how can I find cheap car insurance. I am doing my pass plus next week and I am now 18. I have a mum and dad i could put on the insurance but they do not have any no claims as they drive a company car. So is there anyway I can get a good deal and where? HELP!!!!
How much do you insure for the Bodily Injury Limits?
What is Bodily Injury Limits on your car insurance? What is the limit should I have and why?
What is a good cheap sports car for a teenager?
I just learned to drive a manual transmission so now i am interested in a more sporty car. I want something that is initially fast and doesn't require modificatons. I have a limit of about 5 or 6 grand.
Car insurance america?
I'm thinking of going to America for six months and want to buy a car to get about, but insurance is expensive could I get a resident of America to put me on there insurance then insure themselves on the car I just bought. Is this possible? If not any suggestions would be amazing thanks I'm from UK and 22""
Insurance for 16 year old male?
Just out of curiosity how much would insurance cost to get a 2005 350z at 16. It doesnt matter which insurance agency i just want an estimate. Any help would be greatly appreciated!! Also which factors increase or decrease the cost of insurance?
What is the cheapest car insurance company in orlando?
What is the cheapest car insurance company in orlando?
Why didn't GW make an effort toward affordable health insurance for the Americans w/o any?
Why didn't GW make an effort toward affordable health insurance for the Americans w/o any?
Will this lower my insurance?
Im looking at cars to buy for my first car and I was wondering what the insurance cost would be like for a 16 almost 17 year old female for a 1979's 1980's camaro I also maintain a high gpa and get a discount for it aswell and live in las vegas.
What cars have cheap insurance for new drivers?
I have only been driving since january this year, i currently own a triumph spitfire that i have been restoring for the last two years, it is in really nice condition now and want something new, the insurance was only 756 for the first year which i was very pleased about. I want to sell my car an buy another convertible, but what cars have cheap insurance? i am looking into the the possibility of another classic or just a more modern car. all suggestions welcome. Thank you in advance""
A good reasonable priced inclusive car insurance?
Hello there are that many companies selling car insurance .Which one,s stand out for good value for money.""
Which insurance is cheaper for a motorcycle or a car?
Ok parents are starting to make me pay insurance now. I have an 1995 Accura Integra but I would like to have decelntly fast bike. Anything over 250 cc
How much would car insurance for me im 21 and i want a ford fusion?
How much would car insurance for me im 21 and i want a ford fusion?
State funded autk insurance for low income?
just wondering if there is a texas program for low income disabled people to get auto insurance coverage
Car insurances for a day help?
I just need to drive my car to my new apartment.Right now i don't have car insurances. Is there any way i can get car insurances just for a day. I live in new jersey. I know i can get a car insurances quote but i don't have enough money right now I just need to move it
Best car insurance company for me 10 points!!!!!!?
what is the cheapest+best auto insurance for me?!!!?!!?!!?!? we are a family of 4 and we all drive. we have a toyota 4x4, colorado, 1985 nissan truck, mustang v6. my youngest son has had 1 accident i'm 46 my wife is 46 and my sons are 18,19 i cant find a good car insurance they are all expensive!!!!!!!!!!""
Car insurance - premium increased without making a claim?
I rang my car insurance company to ask about my no claims bonus and excess as I thought there had been damage to my car. I am not taking out a claim. I have today received an email from them saying that We have amended the class of use on your policy due to the information provided by our claims department there is an additional premium of 21.38. This will be debited from the payment details we hold on file for you within the next ten days. Can they do this? I haven't amended any details and although I paid my car insurance last October in full for the year I didn't expect my payment details to be kept on file.
""Why is insurance important, 20 pts for the best answer?
Your best friend says they dont think insurance is important. Explain to them why it is important to have insurance. How is having insurance important for successful financial management?
What motorcycle insurance should I get?
I recently got KLR650 and was wondering what kind of insurance should I get? What is the most common coverage? Also what insurance company are you using and are you happy with them when it comes to price and service? Thanks for all the answers
Car Insurance?
i bought a new car and it needs new insurance, in michigan there's a no fault wut does this mean? how can this b used and how does it work? how does the insurance cover this?""
Car insurance for occasional use?
My question is this... I want to get a motorbike so that I use my car less often (a bike is cheaper to run). Are there any companies (in England, UK) who offer car insurance for occasional use only ('pay-per-use' style??)? I would like to commute to work each day on my motorbike and only use the car once a fortnight. This would be good for my pocket (what with the credit crunch effecting our lives) and also good for the environment (less fuel used). Ideally, I would only use a motorbike, but really do have to keep the 4 wheeled alternative as I have my 2 daughters once a fortnight. Could anyone please help me answer this question. It would be very much appreciated!! Any other suggestions you could offer would also be appreciated! Thank you!""
How do i get health insurance?
i work at shoprite and i know that we get medical/dental benefits after one year but i just cannot wait that long i need some care like right now ! so how do i get health insurance, where do i go? who do i call ? im lost -__- help me out please! all answers welcomed and appreciated.""
Are older cars cheaper to insure?
I'm going to be 17 soon and are looking at cars, and was wondering if older cars would be cheaper to insure than newer ones, i'm quite a fan of old skool cars.""
Can i get affordable baby health insurance?
ready to have a baby soon but husband insurance would go from 250 to 700 a month (can't afford 700) if we have a baby but if me or the baby gets our own insurance somewhere it would be 250 but i have some health issues so i can't get my own insurance (i get denied everywhere, my job doesn't offer health insurance) so when i do get pregnant and have a baby can i get affordable insurance by it's self?I live in Colorado, will not use government help PLEASE DO NOT WRITE BACK IF YOU DON'T KNOW WHAT YOU ARE TALKING ABOUT OR SAY SOMETHING DUMB OR USELESS THANKS!""
Insurance settlement.?
Back in October, I was hit by a vehicle that was backing out too fast from a parking spot. My vehicle was parked and there was no one in the driver seat. My three children were also ...show more""
""When you get rear ended by a car, does your insurance rate go up?""
Will getting your car rear ended, or getting into any situation that isnt your fault, cause your insurance rate to go up?""
car insurance quotes nz online
car insurance quotes nz online
https://www.linkedin.com/pulse/what-average-cost-car-insurance-22-year-old-female-new-david-davis"
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Santa Anna Texas Cheap car insurance quotes zip 76878
"Santa Anna Texas Cheap car insurance quotes zip 76878
Santa Anna Texas Cheap car insurance quotes zip 76878
BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 
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4000$ car insurance for 6 months?
So in in the past 2 years, I was hit first by a drunk driver~ my insurance paid nothing. next year about the same time August that is I was driving friends whos car broke down home, ...show more""
Do I need to pay insurance if I get my G1 license?
btw im 16...living in Ontario
Different car insurance quote from same provider?
Hi, i went on a comparison site called Q4 insure and had a cheap car insurance quote from a company called ecar which i was very pleased with. i checked the benefits etc and i was quite happy. I went to their website to go direct and to see and make sure that there wasn't any mistakes or extra details i needed to give and the quote came back 800 more! does anyone have any idea why this is?? i done everything exactly the same and was very honest with my answers.""
Car insurance for 16 year old?
rough estimate? i want an 84 GTI rabbit but dont want insurance for it to be 600 bucks, im not 16 yet so i cant get a quote so if anyone can give me a rough estimate that would be great""
When I turn 17 will my car insurance or any kind of insurance rate decrease?
My dad wont pay for my car insurance until I'm 17 because he says it does down greatly but I asked some people and they said it doesn't change.
How much does motorcycle insurance in Texas cost?
I'm 16 and plan on buying a motorcycle and getting my license soon, how much would I pay a month/year?""
What kind of car will give a 17 year old cheap insurance?
i am 17 and im looking to buy a car. i wanted to know what kind of car will give me the cheapest insurance possible. including the color. and what ways can i save money on car insurance?
Car or 125cc motorcycle for 17 year old?
So I turn 17 soon and I was wondering whether to get a car or a 125. The main downside to getting a car is the driving lessons, it will probably end up costing 1000+ in just driving lessons/tests and is likely to take ages to past where as it takes a day to do the CBT to ride a bike. I am not interested in people saying Don't get a motorbike they're deathtraps! . So what should I do?""
How much is for car insurance for first time drivers?
How much is for car insurance for first time drivers?
Where is the best insurance company to insure a subaru wrx turbo?
Im 40 years old and am going to be buying a subaru wrx turbo ,can anyone suggest a good insurance company and how much roughly would it be to insure it fully comp .THANKS .""
How much is for car insurance for first time drivers?
How much is for car insurance for first time drivers?
Weird health insurance situation?
My hubby had two claims from a sleep study clinic that were marked as Out of network by my insurance. As such, the insurance company cut me a check for the portion of the bill that they are required to pay (instead of paying the clinic directly). I had to cash them immediately or else the checks would be void. Normally, we get a bill from the clinic with our total bill (including what the insurance needed to pay) and we then pay what the insurance wrote us a check for in addition to our portion. Now, the clinic has decided to write off what was marked as out of network. So, I have the money and nowhere to pay it. Is it ethical/legal for me to just keep it? It feels really wrong...""
How does auto insurance work? is it cheaper if a buy new car or an old one?
How does auto insurance work? is it cheaper if a buy new car or an old one?
""Insurance,if I buy a car and get my dad to registered keeper and owner and he insures it wi me as main driver?""
Is this legal their is a space on go compare ask n who the main driver would be ive got dr10 ins10 twice lc20 All from 2008 so cheapest quote is 5k. My dad also has his car too with 8 yrs no claims so idea is to insure my car registered in his name with the 8 yrs no claim s wi me as main driver and insure his car without no claims bonus got a quote on go compare 1000 for my car wr dad as registered keeper me as main driver and he would have to pay on his own car with no claims bonus not on should still b cheaper than , ,5k help!""
Question about health insurance?
I went to the ER in late May and I recently got promoted so I applied for health insurance. However, my health insurance does not go into effect til July. I was told by the hospital that I will be billed in about 2 -3 months. Is there anyway I can use my insurance for the bill or will I have to pay out of pocket?""
Low but guf health insurance?
I need help finding a gud health insurance.But that is gud but isnt so pricy
How to get car insurance for a reasonable price at 17/18?
Please, please please, do not say oooh you're a hazard, you're not going to get cheap car insurance GTFO! I am asking people who have managed to get reasonably cheap car insurance. How did you get it? What car (size engine)? What Company? I think if I get my insurance down to 1700 I will consider buying a car but I want to know how feasible this price is. Oh, by the way, I am 17 (but I will buy the car when i'm 18), I have been riding a moped for 2 years with no accidents (I'm not sure if this helps) and i won't use the car a lot, I just want a little run around. Cheeeeeeeeeeeeeeeeeeeeers guys!""
Home equity line & Insurance?
Back in October we pulled a homeequity line of credit on my doublewide. We had allowed the insurance to lapse since the house was paid off so we had to get new insurance. We could only get insurance on the houses tax value of 53,000.00, despite the appraisal value being 167,000.00. The morgage company would only allow us to get a morgage for 55,000, instead of the 65,000 we were looking for because of the insurance policy. Why can we not get a loan for more then the house because the land itself is worth 30-40,000? I asked the insurance agent and she said that they couldn't insure the land. Why is it that I can't get a loan on the land too...""
What is my insurance going to cost?
I'm going to get my license when i turn 18 (yes the day I turn 18) and I was just now thinking abt insurance. I've never really thought about it before. So can those who have been through the getting insurance thing help me? Here's some things to add up: 1. First time driver (litterly just got license and vehicle) 2. Did not do a drivers ed at a high school (heard it costs more if u don't take it) 3. Going to drive a big 4x4 diesel truck 4. I'm a male And that's abt it I guess. Idk what insurance company I'll be using. Probably my moms insurance company. But I don't know what it is. Also. The insurance will not be under her name (if she can even do that) because I'll be an 18 year old adult. How much is insurance going to cost every month? Thanks
Can anyone recommend a cheep and reliable car insurance in New Jersey?
Does premium payment depend on the area you live in. Would my car insurance be cheaper in Hudson or Bergen county? Any pointers ly and advice would be greatly appreciated.
Harley Davidson Insurance -Typical Cost?
I am a 19-year old male who has been riding a motorcycle for about 3 years and took a rider safety course. I was wondering what possible insurance costs would be for a Harley 883 Sportster, probably a 98 or newer (probably nothing newer than a 2005 though). Specifically, I was wondering about American Family Insurance (but any general info would be appreciated too). I am looking to upgrade my bike (along with the size of my engine, ive been driving a 250 for a while now). I beleive american family cant even cover sport bikes for a rider like me, so i was thinking about getting another cruiser/standard style bike. i have kind of been drawn towards Harley, but if insurance is too expensive, ill have to look for something else. Does anyone have any other suggestions for bikes? or general info? thanks""
Insurance For My Daughters Scooter?
My 16 yr old daughter is being stupidly high prices for her scooter insurance - she has a 49cc and has past her CBT test. can anyone suggest a company who specialise in young riders ?
Where can I get homeowners insurance with bad credit?
Where can I get homeowners insurance with bad credit?
Can i combine all of my insurances into one payment?
I have comprehensive car insurance that also has income protection for the finance on the vehicle. I would like to cancel the loan protection insurance so i can take take out income protection insurance on my entire financial commitments and not just on the loan. i.e. i want to cover my rent etc as well I would also like to take out private health insurance Is there a way that i can combine: Comprehensive car insurance Income protection insurance Private health insurance
What is the cost of Medical Insurance for an 18 year old?
I am a 17 year old senior in St. Louis, Mo. I plan to move out of my parents house promptly after the school year is over. My boyfriend and I have been doing a lot of research on apartments and creating a budget. My biggest concern though, is medical insurance.. I'm not sure how much it is going to cost us to be able to have it.. I would really appreciate an average monthly fee, (or at least an idea) Thank you!""
Santa Anna Texas Cheap car insurance quotes zip 76878
Santa Anna Texas Cheap car insurance quotes zip 76878
Car Insurance?
I drove my friends car he has liability insurance. I have full coverage insurance on my car. I got hit by a guy without insurance. Will my insurance cover my friends car I was driving because the other guys car is not going to be paying for anything. Thanks.
Buying a Motorcycle and taking it to California?
So I'm in Florida and I'm selling my car to buy a motorcycle. I'm thinking about purchasing a triumph bike here in florida at the dealership and having them ship it to my house in California hoping i can get a sweet deal. What do you guys think? tax in florida is cheaper than California but will i still have to pay for other stuff besides the obvious insurance, plate, etc.? or is this all a dumb idea, should i take my car money back to California and buy the triumph bike there?""
Where can I get the cheapest car insurance on a permit In long island new york?
I just wasnt my car insured lol and im 19 and a male
Do you have to get insurance before you can get a license plate?
I just bought a used car off of someone and drove it home. Luckily it was at night because the car doesnt have a license plate. This is my first car and none of my family seems willing to answer the phone today to help me. What am I supposed to do first? When I looked up the cost of plates, it said that when purchasing the plates insurance must be presented at the time of purchase. So that means I have to get insurance before I can get the license plates right?""
Cheapest auto insurance rates?
i dont care what is covered and whats not, i don't care if i have a damn five thousand dollar deductible, i just want to be legal! How can this government mandate that we all must purchase insurance with some ty[e of non-inflated public option. Please answer the first question, and not the second...""
600 sport motorcycle such as the r6 or zx 6r insurance quote in Ontario?
Could anyone tell me roughly how much the insurance will cost for a 600 cc motorcycle in Ontario? I'm 20 years old and i will get my M1 really soon. Also I've had my G1 in August 2006, G2 in June 2007, and my G in april 2009. I'm a university student living away from home. Never got a ticket or an accident. also, I've never been in an insurance before. I really appreciate anyone who could answer the question.""
Motor trade insurance?
I am looking for motor trade insurance that will insure a 19 year old as a named driver, my father has 6 years commercial no claims discount, he will be the proposer and i will be a named driver. has anyone recently been insured or knows a insurance company that will insure a 19 year old please let me know, much appreciated thank you. I have been quoted 2995 with motrade, but i am restricted to 1600cc engines with (no turbo with petrol) but i need to be able to drive bmw 320d. so a minium of 2000cc.""
WOULD BEING A VEHICLE BODY REPAIRER AFFECT MY CAR INSURANCE IN ANY WAY?
I NEED TO KNOW IF IT WILL GO UP OR DOWN ON AVERAGE
How do I get insurance on my first car?
I'm getting my first car soon, but have no insurance. Do I need to buy insurance before buying the car, and if so, how? If not, how long of a grace period do I have to get insurance after getting the car? I live in florida, and can't find the info I need on it. Thx much!""
""Please help, how much will I be paying for car insurance?""
I am a 20 year old female. I didn't complete high school, but I will get my GED and go to school next fall. I'm getting a car this Feb when taxes come back and I'm buying no more then a good decent $3000 car. I have a child too so I heard that helps bring the insurance down a little. Because the car will be under my name, & I am the ONLY driver in this house hold so there will be only 1 person on the insurance, how much do u think I could be paying a month??? Any guess for wage? I want full coverage but if its more then 300 a month i will go half. I've had my permit to since I was 17, no accidents. Please help.""
Car insurance and Road Tax?
How many cars can be covered with a fully comp.insurance cover ... and road tax Is a person with a fleet of vehicles allowed to run a business for repairing and selling cars in a no through road, which is also taking up space for visitors and residents (who have to pay community tax) to park.""
""Health Insurance questions, help?
I just got a job as a firefighter in my local town in Mass. Im only 21 y/o and still on my mothers insurance Do you recommend I stay with her's or pursue my own? She is an LPN so her benefits are ok but nothing amazing....blue cross Advice? PRices of FF health insurance? Thanks!
Car insurance?
So im thinking of getting a car... but im 16 so i know insurance is gonna be insane, and im in MA so its mandatory. Anyways from what i understand it cost way less to get added to your parents policy. But can i do that if im not driving their car, but my own car i bought (not yet)? I cant buy the car in their name... has to be in mine...""
Do i have to have car insurance to get my permit in portland oregon?
So im a 14 year old girl and i turn 15 in October on the 20th and i was wondering if i really need car insurance to get my permit cause my step mom told me i do and if i do i don't see why.
Car insurance in ontario?
Ok so im about to buy my first used car and i have no idea how getting insurance for your car works. im going to call around to find the best rate but do insurance companies normally make you pay anything up front? i was told that sometimes they make you pay for two months right away. is this true? i have enough for one month of insurance up front but i want to make sure i save enough money to do so if that is usually the case thanks.
Where can i get good life insurance with heart disease 3 years ago?
I had open heart surgery in 2006 and I need some affordable life insurance.
Does anyone know of a health insurance company that pays the Medicare B premium?
I live in the formerly great state of California. A friend has her Medicare B insurance premiums paid by her insurance company. She was employed by a school system in California. Is there such a plan for non-school retirees? My current insurance says everyone must pay the Medicare B premium.
Advice on car insurance after having an accident?
I only passed my test 5 weeks ago, and 2 weeks after getting my car I had a crash and my car was wrote off (I know I'm the reason its so expensive for young drivers :S) Just wondering if anyone knows of any insurance companies that won't rip me off. (I know this is a long-shot! but it's worth a try) Thanks in advance :)""
Cost of car insurance in bc?
Cost of car insurance in bc?
Where can I find affordable but a very good individual vision insurance plan?
I've check out VSP but I'm not sure if it's the best and only choice out there for me. I also live in Pennsylvania if that helps out any.
How much is medical insurance?
I plan on moving to the U.S some day but how much would i have to pay per month for medical insurance? Strange how its free here but costs over there.
Affordable insurance in houston?
me and my wife have just recently moved to houston and we are looking for health insurance that is affordable and you have to do cheap co payments. can you suggest any in this area? cause i used to have HIP when i lived in new york and everything i did was free except for my monthly premiums.
Why is my insurance quote so high?
I got a quote that 480$!! Why is it so high I have a mustang gt 2011 and I'm 18 iv never had a accedent am I just going to the wrong company? I went to gieco all state and esurance there all over 400$
How much does an automatic 2004 Nissan 350z insurance cost in vancouver b.c?
How much does an automatic 2004 Nissan 350z insurance cost in vancouver b.c?
Car inspection for insurance?
So I hit my friends car and he told me to tell the insurance company someone hit me in a parking lot. If I do that and the insurance company inspects it, will they be able to tell that I hit someone instead of someone hitting me?""
Santa Anna Texas Cheap car insurance quotes zip 76878
Santa Anna Texas Cheap car insurance quotes zip 76878
How much is auto insurance in China for an American?
I'm studying in China for about 18 months. I want to buy a car there and drive it. I've already figured out the licensing stuff, no big deal, but how much/how do I get car insurance in China?""
How much extra would it cost to add a 17yr old to insurance? helppp!?
i was wondering how much it would cost if i was added to my dads insurance as the 3rd driver, he pays arounds 400 for the insurance but i was wondering how much it would cost if a 17 year old who just passed his license would add to it. im sure it wouldnt be much as i will be the 3rd driver but im not exactly sure.""
How muh would cost me a car insurance? i havent bought the car yet. i am a new driver.?
How muh would cost me a car insurance? i havent bought the car yet. i am a new driver.?
How much would car insurance cost for a 17 year old girl?
I am 17 I live in New Mexico it is April 2013 and I am financing new 2013 Chevrolet Cruze LS I will be put on my grandmothers Allstate car insurance.. how much would the monthly payment be???
When should I expect money from a car insurance settlement?
Today, i was going through a green light and a driver ran a red light and hit the back of my car. i spun out and eventually stopped before hitting anyone else. I was wondering about how long should i expect to wait for insurance to comp me for a rental car (if applicable. i believe i have triple A) and to give me the check for a new car. i have a few follow up questions. 1. what amount will my insurance give me. i have liberty mutual and i had a 2001 kia sephia with 97000 miles in good condition. i just had new tires, alignment and oil change done to it because i just got the car about a week before. 2. the fender, axle, and back tire are completely totaled. the back drivers side is smashed in so should i try to fix or take my losses. 2. should i sue the driver and get a lawyer involved? or just take whatever my insurance will allow me to have? any additional advice, warning, guidelines or wahtever will be helpful also. thanks.""
What is the fine for driving without insurance at Southern California District Court?
How much is the fine for driving without insurance in the jurisdiction of the federal court in San Diego. For example if you get caught driving with no insurance in Marine Base and order to appear in court downtown, is there any fixed fine for that violation which will close the case and avoid court, or you must appear in court and the judge will decide how to punish you?""
What is an affordable health insurance for a 61 year old woman?
my mother needs a new helath insurance plan. any suggestions?
Cheapest Car insurance ?
I'm a 16 year old guy getting license in 2 days and im staring to wonder which car insurance is the cheapest. I've been told aaa is the best, and my parents are on some aarp thing and it might be cheaper to get my own policy. SO any company names that you use would be great!""
Would it be the cheapest sports car?
I saw the 4 cheapes sports cars for insurance a mazda mx 5 and a pontiac solstice would they be the cheapest sports car for insurance for a 16 year old or what sports car would be the cheapest to insure for a teen I know for a teen with a sports car would not be cheap we have the money but what sports car would be the cheapes for a teen
Best way to save money on car insurance?
I'm 16 now, and I'm planning on learning to drive a car. I heard that if you have a driver license at 16 years old but you DON'T buy a car, which means you don't buy a car or drive a car or anything like that for 3 or 4 years, your car insurance will be deducted. So I have a couple of questions: 1. Is the statement above correct for California? 2. If #1 is wrong, then if I buy a car but don't drive it, will the money still be deducted after 3 or 4 years? 2. Is there any other ways to lower money spending on car insurance? 3. I also heard that you can combine your driver license with one of family members, but the money will be raised up a little bit. Is this true? And how can I combine my license to other family member?""
""If my mom adds me onto her car insurance, about how much would it go up?""
I'm 17 Shes with GEICO Its a Buick Rendezvous SUV (2004) Our zip is 33312 (South florida, if this helps for those answering that may be in my area) I have a clean record B Average in school""
Cheapest car insurance for a young driver?
im 20..i own a car. no tickets and no accidents i have had my license for a yr and half where can i find the cheapest car insurance?
Insurance for a Range Rover Sport?
I'm turning 16 in about two years, and i was thinking about getting a 2010-2012 RR Sport Supercharged. I was wondering how much it would cost for me to get insured. Do you have a range of what it would be around? My parents are already letting me practice driving and stuff. The car would be around $30,000-$45,000. My family is in the upper-middle class. So we're not all that rich. I will be working by that time and paying the car off.""
What are the cheapest cars to insure?
i just want to know what the cheapest cars are to insure as i am going to get my first car soon.
Insurance for a motorcycle 125cc in ireland?
I am 19 and I would like to find out how much insurance would be for a motorcycle 125cc. What about a Honda CBR 125 insurance. I would be a beginner. From dublin ireland If anyone could recommend a 125cc that would have cheap insurance? Thanks
""If I start working, will my insurance get taken away?""
I'm currently a junior in high school and recently got hired for a opening job position. I receive free health care and my mom is unemployed and is receiving disability benefits. If I take this job, will my health care and my mom's benefits get taken away? Will it affect me or just my mom or both of us? My parents said that if I make money, it will have to be included in the family income and if we exceed a certain amount, then all of our benefits will be taken away. Does anyone have any insight on this? I'm not sure how many hours I will be assigned to work if i take this job, but it is minimum wage and they do limit high school students to work a limited number of hours.""
Can you cancel your car insurance for a month and the get it back?
I'm going out of state for like 3-4 weeks and I was wondering if there's anyway to stop your car insurance for just that month and then Get it back when I come back without having to pay for it since that's kind of a waste. I have allstate
Is there a such thing as Cheap online insurance ?
I'm looking for some auto insurance for my car. I can't use the general aare there any sites that offer cheap auto insurance?
What is the age in Florida for males when car insurance gets cheaper and the prefered minimum age...?
for renting a car?
Where can I find affordable health insurance for my daughters?
Where can I find affordable health insurance for my daughters?
Car Insurance: Can they check. .?
It would be nice if someone knows this answer for sure, say a cop. I have a license, my registration is good until 2013, my insurance card says its good until 2013. Now say I do this. Say I tell my insurance company, I no longer want to have insurance with them anymore, even though I still have a card stating im insured until 2013 Will I be able to get away with a casual traffic stop (if I ever had one), since I have a card stating im insured until 2013, though in reality, I dont? Im figuring I would, since perhaps the cops computers do not have a way of checking if their insurance is valid or not just from a simple computer check. I have paid my insurance for about 3 years, no accidents, and if I had the money, id pay it. For all intents and purposes, the car insurance card only lasts for 6 months anyway, instead of a full year""
Need help finding helath insurance?
Looking to find a new health insurance policy, one that covers more, like office visits, lab testing, and prescription drugs. I'm 22 female from mn, employed full time, none smoker. Whats a good company?""
Anybody can help me with cheap car insurance.?
im 19 years old i want to but a used car but i wanna know the cheapest way to pay for car insurance.im new at this so thank you for ur help
Can I get full coverage insurance for a salvage rebuilt title?
I want to know if there is the possibility of getting a full coverage insurance for a salveage rebuilt titled car? Well a friend was telling me that he thinks it's possible and ...show more
State auto insurance vs. state of registration?
I am currently working a temporary job away from home in another state not my permanent residence (I am living there for the term of the employment). While there I bought another vehicle and registered it in that state and when insuring it moved my other car to the policy not realizing this could cause a problem. Now on my first vehicle, which was registered in my home state, the home state has refused to renew the registration because it carries out of state insurance. However, I also don't own the first vehicle, it is owned by my parents who are a resident of my home state, I just use it and pay the insurance. So unless I am missing anything, It looks like I am basically going to be forced to register that vehicle in a state where I do not have residence or cancel my insurance policy and get insurance for only that vehicle through a provider in my home state. Is this it or are there other options? I'm confused because they let me renew last year even though I had the out of state insurance, but I had switched during that year so maybe they considered me part-time or something. I would like to avoid changing any state registrations for the time being, because this process is expensive and complicated between the two states in question. Someone told me the cheapest option might be to get a minimum liability policy on the car in my home state so they will give me registration, but I have never heard of that and I'm not sure if that is ok (having two insurance policies on the same vehicle)? I am not trying to play tricks or loophole anything here, I just want to figure out my options and get this done without costing me a lot of money or time.""
Santa Anna Texas Cheap car insurance quotes zip 76878
Santa Anna Texas Cheap car insurance quotes zip 76878
Can a non-car-owner buy auto insurance to drive any car (rental or friend's)? How does one obtain it?
Can a non-car-owner buy auto insurance to drive any car (rental or friend's)? How does one obtain it?
Insurance Cost Estimate For 16 Year Old With Sports Car?
How much would it cost to insure a 16 year old on Geico with a sports car compared to a sedan or something of that nature? To be more specific, what would be the average change in ...show more""
16 year old insurance on a ford torino?
i need to no the price and insurance rate on a 70's model ford torino im 16 live in oklahoma give me your estimate not a website...
NO INSURANCE and pregnant how much was it?
Only answer if you didnt have insurance for a pregnancy
Do I need car insurance?
I am getting my permit in a week. Do my parents need to add me to the car insurance policy?
""Has any one been quoted 23,000 for car insurance?""
i have just been quote 23,000 for a car insurance am i the only one (vaxhaul astra 1.4)?""
Car insurance quote before buying ?
Was thinking about buying a car (first car) just to run around in for a while before I actually buy a better one when im older but want to ask a question. When buying a car, should I get an insurance quote first, then buy ? Or should I just buy a car I like then think about sorting out insurance for it ?""
I need to find and inexpensive health insurance can anyone help?
My husband has a rare blood disorder and is on Medicare through Social security and we don't have alot of money but because of his illness it cost alot for suppliment insurance. Does anyone know how we can get some extra insurance that won't kill us we already lost our home because we spent so much on insurance and most places won't even cover this. Please only serious reply.
Best Health Insurance???
My husband and are getting health insurance...who's the best to go with?? We are looking at united health care right now...r they any good?
""What's wrong with my car, Damage and Insurance Question?""
Two days ago, I was involved in a car accident. Allow me to explain what happened. I was stopping at a stop sign, and as I put my foot on the brake, there was some black ice, and my car slid through the stop sign, straight into the intersection, where a woman hit me in the rear end of my car, which spun my car around, making my tap the back of her car as well. My car was barely left with a dent, and driving away from the scene, my car was just fine. However, when I went to drive it this morning, I noticed something was up with the back end. Whenever I hit a bump, it feels like the back end backs up, and fishtails away from the front of the car. Can you tell me what's up with my car, and how much it would be to fix whatever it is? Also, assuming you understand what happened in the accident, and knowing that I and the other woman have insurance, can you tell me who would end up paying for the damage done to her car, and whose fault it really was? Will insurance cover her damage, and if so, whose company is going to cover it? Hers or mine?""
Do additional safety features pay for themselves via cheaper insurance rates?
Specifically anti-lock brakes and side curtain airbags, on a small sedan. I'm planning on buying a new or less used vehicle soon. The only things that matter are: gas efficiency, reliability, and a low total price to own.""
Home Insurance replacement cost?
Anyone have any idea how insurance companies figure out what it would cost to rebuild an entire house if it burned down or blew away...I live on long island....I would assume it is the square footage multiplied by a cost per foot....any ideas what the actual cost per foot is today????
Best health insurance for grad students?
My fiancee and I are both graduate students and are looking to get health insurance in the next 6 months. The health insurance plan of the university we attend is terrible. Does anyone know any tips on finding a good health insurance company/plan? I don't even know where to begin! Thanks!
How much does car insurance cost?
Like im 16 and i got my first car its a 1996 pontiac bonneville... Anyways i need insurance to drive it,, so how does it work?? Like when i go to get insurance do i have to pay any fee's on the spot, when getting my insurance?""
I found an old insurance policy from 1970 and can't find the insurance company now?
I have the insurance policy number. It's Reserve Life Insurance. I can't find anything with just that name.
How much is insurance for a street Motorcycle ?
How much would it cost me monthly for insurance on a street motorcycle. Original cost of motorcycle 4,500. I'm under 18 and have a GED hope that helps. Thanks""
Cheapest car insurance for young drivers?
Hi I've been looking in a few insurance sites for the best possible quote for my self, Are there any insurances company's that you would recommend based on cheapest quotes ? Thanks P.s I'm 19""
Car insurance over 2 years break?
i havent had any car insurance for 2 and half years but if i go back to whom i was insured with will i be able to retieve my no claims discount of 70%
What does Santa pay in Sleigh Insurance?
What does Santa pay in Sleigh Insurance?
How much did you pay for auto insurance at 18?
I know that it differs depending on where you live, but i just wanted to get a general idea of how much it would be per month. I'm not gonna be under my parent's insurance policy either. so i know that's going to get pretty expensive. Also, i have a 4 door sedan type car. thanks!""
Does anyone know what the average insurance cost for a 2004 Dodge Ram is?
I just bought a beautiful 2004 dodge ram quad cab 4x2 4.7 V8 and i have quotes that range from $165- $303 per month. If you have a similiar truck to mine, how much is the average insurance payment, and what company do you use? I head AAA and 21st Century were pretty good?""
Where can i find cheap renters insurance in nj?
Where can i find cheap renters insurance in nj?
Anyone own more than one car and buy comprehensive insurance for all?
does anyone own more than one car and buy them all comprehensive insurance by yourself? I found it's so expensive and considering to buy third party insurance only. anyone advise pls
How much does car insurance cost for 18 year olds?
would it be cheaper if I combined it with my dad's insurance plan? abput how much would it cost then?
Which do you think is the cheapest car insurance company in chicago?
Which do you think is the cheapest car insurance company in chicago?
Santa Anna Texas Cheap car insurance quotes zip 76878
Santa Anna Texas Cheap car insurance quotes zip 76878
https://www.linkedin.com/pulse/house-insurance-quotes-bc-jayden-peterson/"
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