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#financial health
aiyanayanas · 1 year
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thestuffiammadeof · 8 months
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The summer I lost my ego was an easy one.
I stood in the hot air brushing horses manes. No thought passed through my brain as the caked dirt let way to well oiled locks and a happy snicker. I couldn’t remember who I’d been before that. Couldn’t remember why I did anything. I just lived as if I never had before.
But the year crept on as I realized how unprepared I was. How much the ego does for your future. The little ambition that gripped me before disintegrated on the floor. I just don’t care for it anymore. I almost wish I had jammed my way into the doors I walked by before so that I could live comfortably as my ego death gives way to the spiritual apathy of equilibrium in the cosmos of me.
But alas,
this summer,
I plunged into financial ruin, my soul ever the happier for it.
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asraspeaks2 · 1 year
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Single parenting was/is way easier than parenting with the Asshole. We don't even co-parent anymore since my younger son is old enough to make decisions. So I have a lot more time to pursue my career and personal goals.
This past year alone I have gotten close to 50 grand in grants for a variety of projects. Projects I would never have been able to pursue if I was married to the Asshole. I have forged amazing relationships with friends (new and old) and have discovered I have a strength that can't be crushed.
This Summer is going to be especially lucrative since I got a Summer Research award to focus on my projects. It's a 5 figure amount that I can use towards a new car. If I had been married to the Asshole, they money would have been spent before it even hit the bank account.
And I'm going up for promotion. Soooo yah!
There something glorious about being able to earn and save without the stress of dealing with financial abuse.
Alhammdulillah.
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tattoorue · 2 years
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wetclits · 1 year
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Pluto’s 2023 Guide To a healthy Self
In 2023, I believe that creating my appearance will help me become the woman I want to be in life. However, to look good you have to feel good! So here are some things I’ll be practicing to keep my mental , physical , spiritual , and financial health in check.
Mental Health, Do’s & Do Not’s:
Do NOT, internalize feelings for those who don’t spare yours!
DO, keep things that make you happy close to yourself, if you suffer from a weak mentality (like me) do spare yourself the drama of having others input their feelings on things that make YOU happy.
Do NOT, overthink choices you believe will be good for you. In order to grow we must take chances. If you believe said choice is what you need, then fuck it! In 2023, we must put ourselves first (speaking to the ones who provide for or live in toxic households), it’s okay to put you first. You is all you have and you have to protect yourself.
DO, separate yourself from those who make you question your confidence. Anyone who is around you that makes you feel like you’re less than what you are shouldn’t be in your presence. It’s not worth it
Do NOT, shy away from who you are to become something that someone else wants you be. Those people only want you to become something you’re not because they wish to be who you are!
DO, write down your feelings. For a person like me, I am not able to put my feelings in words during a conversation, so I often send texts or write how I feel. It’s okay to feel and be emotional but don’t internalize them. And if you are those people who can express themselves in words. Please don’t hold back. Tell the world how you feel because they’ll never know if you stay quiet. 
DO, seek therapy if you need it. I am a black girl with trauma. I know in most families, mental health is taken as a joke and I also know some of us are silenced and have to sit amongst our abusers or assaulters at family functions. So, For YOU, please go to therapy. You need to let that hurt out because if you don’t you won’t heal. Also if you are apart of the families that’ll rather silence you than face the situation! Separate yourself. It’s not worth it.
Physical Health, Do’s & Do Not’s:
Do NOT, overwork yourself. If you know when you stop drinking you should know when your body needs a break.
DO, moisturize your skin and hair!
Do NOT, vape. You do not need that shit.
DO, keep a positive mindset and attitude. If your mind is happy so is your body
DO, stretch! You’re too young to have back and knee problems (I’m talking to myself also).
DO, drink water. A lot of it, we need it.
Do NOT, let your diet only consist of snacks and fast food. Have a real meal. And eat some damn fruit!
DO, take your vitamins, I take Apple Cider vitamins, Vitamin C, Fenugreek, and Prenatal vitamins ( I am not pregnant but their basically just a multivitamin that of things essential to our bodies.
DO, exfoliate! If you don’t care for your skin while you’re young imagine how hard it will be when you’re older! We want soft skin forever.
Spiritual Health, Do’s & Do Not’s:
Do NOT, let your soul be bothered by simple things such as: men or haters.
DO, meditate. Learn who your body is on a spiritual level.
DO, try out shadow work! Shadow work is the reason I’ve become okay with who I am today. Even if it’s bad. Shadow work helps us understand and appreciate the good and bad in us. No one is perfect!
DO, Manifest! Ask for what you want and if it’s good for you it’ll come.
Do NOT, let ANYONE who gives you bad vibes into your home or room. That is your space, if they give you bad vibes in public, imagine how it’ll be in private.
DO, cleanse your space. Burn incenses, candles, use Florida water, burn sage. As an alternative for sage, my used to burn coal I’m not sure if it’s effective but it’s peaceful.
DO, pray! I know we manifest and some confuse that for praying but know that it’s important to give thanks to the entity that gives you the things you want!
Financial Health, Do’s & Do Not’s:
Do NOT, get the credit card. You don’t need it. Atleast if you’re not financially responsible! It’ll just overwhelm you and mess up your credit.
DO, if you can, I know saving / having money left over is a luxury. For those who can manage to save please do. It’s important to have a bit of money left over for emergency.
DO, set a limit for your spending / budget. Prioritize bills and responsibilities ( rent, phone, internet, traveling, groceries, utilities ) then if you can, set aside for savings and aside for YOU.
Do NOT, touch the savings. I have an entirely different bank that automatically takes money of my primary account every pay week to avoid mixing the money up. My issue is I see the money then I want to eat the money. Once you touch the savings it’s hard to stop!
DO, for those who can, set an amount to stay above in your account. Whether it’s $5, $50, $100 or $500! I believe this has taught me financial responsibility. Right now starting for staying above $100 in august I am able to manage my money in a way that I say above $500 and hopefully by February I’ll be able to stay above $700!
DO, treat yourself. We spend a lot on helping others and sometimes those who help the most don’t help themselves. If you can after you handle responsibilities, buy yourself that meal or that bag or those shoes. You deserve to use the funds you earn!
Do NOT, order out all the damn time. The goal is to save and be rich. Cook sometimes. Dine out in person, its cheaper. But do NOT, order food! The fees alone will take us out!
DO, if you want to build credit with out the cards, use third party subscriptions. I use “kikoff”, in short terms they report to credit bureaus that you got approved for a $750 credit card (you didn’t) and every month for 12 months you pay $5-$10 depending on which service you use and as long as you pay it your credit will rise. By the end of the 12 months, you’ll get the money you gave to them back also! I started in Oct 2022 with a 552 credit score now it’s December and I have a 582 credit score!
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lunaamorris · 8 days
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Startup Survival: How CPAs Support Financial Health
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CPA tax services are vital for startup survival, ensuring financial health through expert guidance. CPAs help navigate complex tax laws, maximizing deductions and credits to minimize tax liabilities. Their strategic advice aids in budgeting and forecasting, ensuring startups allocate resources effectively. Additionally, CPAs provide audit support, enhancing credibility for investors and stakeholders. By optimizing tax strategies and maintaining compliance, CPA tax services safeguard the financial stability and longevity of startups.
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newspatron · 14 days
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5 Reasons Aster DM Healthcare Stock Could Skyrocket 🚀
Ready to dive deeper into Aster DM Healthcare stock? We'd love to hear your thoughts and insights!
Aster DM Healthcare, a leading healthcare provider with a global footprint 🏥, has recently made headlines with a significant special dividend announcement 💰. If you’re exploring investment opportunities within the dynamic healthcare sector, Aster DM Healthcare stock is worth considering 📈. With potential for both growth and income, this company is expanding its reach and delivering quality care…
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afrotumble · 14 days
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Financial Literacy
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ifindtaxpro · 1 month
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Unlock growth opportunities for your business by improving your credit score. Follow these key steps and best practices to enhance creditworthiness and financial health. #BusinessCredit #FinancialHealth #AccessToCapital
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appletechx · 1 month
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How Legal Accounting Services Ensure Compliance and Financial Health
In the intricate realm of legal practice, adhering to regulatory standards and ensuring financial robustness are paramount. Legal firms and departments confront a myriad of intricate financial hurdles, encompassing trust accounting norms, tax statutes, and ethical considerations. Maneuvering through this labyrinth of financial duties demands expertise, assiduity, and meticulous attention to detail. This comprehensive discourse delves into the pivotal role of legal financial management services in shepherding legal entities through this labyrinth, guaranteeing adherence to regulatory mandates, fortifying financial well-being, and optimizing operational efficacy.
Understanding the Landscape of Legal Financial Management
Legal financial management entails a wide spectrum of financial endeavors tailored to the legal domain. From overseeing trust funds and client finances to monitoring billable hours, expenses, and revenues, legal financial management services are entrusted with upholding precise financial records and ensuring compliance with a myriad of regulatory dictates. These dictates may fluctuate contingent upon variables such as jurisdiction, field of practice, and organizational configuration, thus augmenting the intricacy of an already elaborate terrain.
The Significance of Compliance
Adherence to regulatory standards is non-negotiable within the legal realm. Legal firms and departments must adhere to a plethora of rules and regulations dictating financial operations, including those delineated by state bar associations, professional ethical codes, tax authorities, and regulatory bodies. Failure to uphold these standards can precipitate severe repercussions, encompassing fines, penalties, reputational harm, and even disciplinary measures against legal practitioners.
Legal financial management services play a pivotal role in ensuring compliance with these regulatory mandates. By remaining abreast of legislative shifts, instituting robust internal controls, and conducting routine audits and evaluations, legal financial professionals aid legal entities in navigating the intricate web of regulatory obligations and mitigating the risk of non-compliance.
Fortifying Financial Well-being
Beyond compliance, legal financial management services are tasked with bolstering the financial soundness of legal entities. This transcends mere financial equilibrium; it necessitates strategic financial scheming, budgeting, and prognostication to ensure long-term viability and expansion. Legal financial experts collaborate closely with organizational leadership and stakeholders to devise financial strategies congruent with institutional aims and objectives.
One of the principal areas of focus for legal financial management services is trust fund management. Trust accounts serve as custodians of client funds and must be administered in strict conformity with trust accounting norms and statutes. Delve into the intricacies of trust fund management in the legal arena and elucidate how legal financial management services aid legal entities in upholding compliance, averting fund commingling, and preserving trust fund integrity.
Legal financial experts are charged with ensuring the accurate documentation of trust fund transactions, the prudent safeguarding of funds, and the perpetual protection of client interests. Through meticulous record-keeping, periodic reconciliations, and stringent internal controls, legal financial professionals aid legal entities in preserving the integrity of trust funds and averting unauthorized usage or misappropriation of client funds. By adhering to best practices in trust fund management and furnishing ongoing counsel and support, legal financial management services assume a vital role in upholding the trust and confidence of clients and regulatory authorities alike.
Moreover, legal financial management services assist legal entities in optimizing their financial performance by identifying avenues for cost reduction, enhancing revenue streams, and maximizing profitability. By scrutinizing financial data, discerning trends, and furnishing actionable insights, legal financial experts empower entities to make informed decisions that bolster their financial soundness and competitive standing in the marketplace.
Navigating Tax Compliance
Tax compliance constitutes another pivotal facet of financial stewardship for legal entities. Tax statutes and regulations are intricate and subject to continual evolution, presenting considerable challenges for legal professionals. Legal financial management services aid legal entities in navigating these challenges by delivering tax planning, preparation, and compliance services tailored to the distinct requisites of the legal sphere. By remaining current on tax legislation, optimizing deductions, and minimizing tax obligations, legal financial professionals assist entities in optimizing their tax posture and ensuring compliance with pertinent tax statutes.
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aiyanayanas · 1 year
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dadjglobal1 · 2 months
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In the ever-evolving landscape of business, entrepreneurs and established companies alike seek avenues for growth and expansion. One powerful tool that has gained prominence in recent years is private equity services. These Financial Services play a pivotal role in shaping the trajectory of businesses, offering a unique blend of capital infusion, strategic guidance, and operational expertise. In this blog post, we will delve into the multifaceted world of private services for private equity and explore their indispensable role in fostering business growth.
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wepracticewellness · 2 months
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Get our holistic approach to financial wellness today with Prudential Pathways® at The Practice, your premium partner in financial health planning.
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indembminsk · 2 months
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I am Trapped in Loan Cycle: How to Get Out of It?
Being trapped in a loan cycle can feel like you are on a never-ending financial treadmill. With each step, you struggle to keep up with the interest and payments, only to find yourself borrowing more just to stay afloat. If you find yourself in this daunting situation, know that there is a way out. Here are some steps to break free from the loan cycle and regain control of your financial…
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letslearnanything · 2 months
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Struggling with high interest rates on your debts? 🌀 Let's make a change! Discover effective strategies to negotiate with creditors for lower interest rates and steer yourself toward financial freedom. Learn the essentials from preparing your pitch to navigating negotiations, all packed in our latest guide on ‘How to Negotiate with Creditors for Lower Interest Rates’ at Let's Learn Anything. 🚀 Empower your finances now! #DebtManagement #FinancialHealth
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rohan-nest · 2 months
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The Advisor's Strategies for Financial Stability.
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Understanding Financial Risks. Financial risks are inherent in every business venture, encompassing various factors such as market volatility, economic fluctuations, and regulatory changes. Identifying and managing these risks is crucial for sustainable growth and profitability.
Role of Financial Advisors Rohan Nest, a renowned financial advisor plays a pivotal role in helping businesses navigate through financial uncertainties. By offering expert guidance and strategic insights, they assist in devising risk management strategies tailored to the specific needs and objectives of each business.
Risk Assessment and Analysis Financial advisors conduct thorough risk assessments, analyzing market trends, and evaluating potential threats to the financial stability of the business. Through meticulous analysis, they identify areas of vulnerability and formulate proactive measures to mitigate risks effectively.
Diversification and Asset Allocation One of the key strategies employed by financial advisors is diversification and asset allocation. By spreading investments across different asset classes and industries, they reduce the impact of market fluctuations and minimize the overall risk exposure of the business.
Contingency Planning and Insurance Financial advisors help businesses develop contingency plans and secure appropriate insurance coverage to mitigate potential losses arising from unforeseen events such as natural disasters, lawsuits, or sudden market downturns.
Compliance and Regulatory Guidance In an ever-evolving regulatory landscape, financial advisors provide invaluable guidance on compliance requirements and regulatory changes impacting the business. By staying abreast of legal developments and industry standards, they ensure that businesses operate within the boundaries of the law.
Continuous Monitoring and Adjustment Risk management is an ongoing process that requires continuous monitoring and adjustment. Financial advisors regularly review the financial performance of the business, reassess risk exposure, and fine-tune strategies to adapt to changing market conditions and emerging risks.
Conclusion In conclusion, financial advisors serve as indispensable allies in safeguarding the financial health and prosperity of businesses. Through meticulous risk assessment, strategic planning, and proactive measures, they help mitigate financial risks and ensure long-term sustainability.Trusting in the guidance of professionals like Rohan Nest ensures optimal financial optimization, fostering resilience and prosperity in the face of challenges.
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